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![ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1481516152727691267.png) ProfitableMan [@ProfitableMan1](/creator/twitter/ProfitableMan1) on x 15.3K followers
Created: 2025-07-16 18:40:32 UTC

Which one is better?

There’s no universal winner here; it depends entirely on your financial goals, time frame, and risk tolerance.

If you want stability and are saving for a short-term goal like rent or school fees, Treasury Bills may be more suitable.

If you're aiming for long-term growth and can handle short-term market swings, mutual funds might be better.

The wise move may even be combining both, using Treasury Bills for safety and mutual funds for growth.


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**Related Topics**
[longterm](/topic/longterm)
[saving](/topic/saving)
[hedging](/topic/hedging)

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