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# ![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1481516152727691267.png) @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about stocks, money, investment, nigeria the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1481516152727691267/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX +354%
- X Months XXXXXXXXX +4,677%
- X Year XXXXXXXXX +2,585%

### Mentions: XX [#](/creator/twitter::1481516152727691267/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:posts_active.svg)

- X Week XXX +6.80%
- X Month XXX +166%
- X Months XXX +387%
- X Year XXX +225%

### Followers: XXXXXX [#](/creator/twitter::1481516152727691267/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:followers.svg)

- X Week XXXXXX +5.30%
- X Month XXXXXX +45%
- X Months XXXXXX +135%
- X Year XXXXXX +153%

### CreatorRank: XXXXXXX [#](/creator/twitter::1481516152727691267/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1481516152727691267/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [exchanges](/list/exchanges)  XXXX% [technology brands](/list/technology-brands)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [currencies](/list/currencies)  XXXX%

**Social topic influence**
[stocks](/topic/stocks) #1183, [money](/topic/money) 14.2%, [investment](/topic/investment) #1679, [nigeria](/topic/nigeria) #808, [longterm](/topic/longterm) 6.17%, [saving](/topic/saving) 4.32%, [lapo](/topic/lapo) 3.7%, [finance](/topic/finance) #1510, [bitcoin](/topic/bitcoin) 2.47%, [etoro](/topic/etoro) XXXX%

**Top accounts mentioned or mentioned by**
[@trovefinance](/creator/undefined) [@optimusng](/creator/undefined) [@aduoluwatope](/creator/undefined) [@laffinebi](/creator/undefined) [@mykel_essien](/creator/undefined) [@muhammad_okoye](/creator/undefined) [@tosinmaag](/creator/undefined) [@chakastock](/creator/undefined) [@investbamboo](/creator/undefined) [@olatinrewaju](/creator/undefined) [@secnigeria](/creator/undefined) [@ngxgrp](/creator/undefined) [@afrinvest](/creator/undefined) [@coronationwealt](/creator/undefined) [@investnaija](/creator/undefined) [@abaluuthman](/creator/undefined) [@ademiluyiade](/creator/undefined) [@temitopegodson](/creator/undefined) [@ogbenimo](/creator/undefined) [@ngxgroup](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Tesla, Inc. (TSLA)](/topic/tesla) [Microsoft Corp. (MSFT)](/topic/microsoft) [Ethereum (ETH)](/topic/ethereum) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [iShares BTC Trust (IBIT)](/topic/$ibit)
### Top Social Posts [#](/creator/twitter::1481516152727691267/posts)
---
Top posts by engagements in the last XX hours

"You Were Not Born to Hustle Forever. A 7-Step Path to True Financial Liberation"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947748722726600757) 2025-07-22 20:00:57 UTC 15.5K followers, 15.3K engagements


"How to Start Investing in the U.S. Stock Market from Nigeria with as Little as 5000 Yes its possible. You dont need to be a millionaire. You dont need a U.S. bank account. You just need the right platform mindset and consistency. Lets break it down simply step by step"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1943606536883798513) 2025-07-11 09:41:23 UTC 15.7K followers, 126.5K engagements


"4. VanEck Gold Miners ETF (GDX) Unlike the previous three GDX doesnt invest in gold directly. Instead it tracks the performance of large gold mining companies. While it's indirectly tied to gold prices it can offer more aggressive returns when gold is booming since miners tend to outperform during bull runs"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948460582404808783) 2025-07-24 19:09:38 UTC 15.7K followers, XXX engagements


"2. Grayscale Bitcoin Trust (GBTC) This was one of the first popular Bitcoin funds before converting to a proper ETF. It gives exposure to Bitcoin but comes with a higher expense ratio. Ideal for long-term holders who care about track record and size"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948006318888894827) 2025-07-23 13:04:33 UTC 15.6K followers, 1758 engagements


"Start With 1000 for Nigerian Stocks You can begin your investment journey in Nigeria with as little as 1000. Trove allows you to buy shares of companies listed on the Nigerian Exchange companies like GTCO Zenith Bank Dangote Cement MTN Nigeria and many others. This means your 1000 will still get you a piece or more of a solid company"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180553062891962) 2025-07-18 12:09:36 UTC 15.6K followers, XXX engagements


"How do you begin Start by choosing a trusted platform. Some platforms that support Nigerians include RoqquNigerian-owned secure beginner-friendly BinanceGlobal uses peer-to-peer (P2P) for Naira BushaEasy to use secure supports NGN LunoEasy to use supports NGN Create an account verify your identity and fund it with 5000 using bank transfer or P2P. Then choose a coin like Bitcoin or ETH and make your first purchase"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241754836570493) 2025-07-21 10:26:27 UTC 15.6K followers, 4177 engagements


"Its Not Profitable Yet. But Dangote Sugar Is Doing Something You Shouldnt Ignore. The numbers are out but what do they actually mean for you as a retail or first-time investor Lets break it all down into five simple but clear parts:"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948341869886214535) 2025-07-24 11:17:54 UTC 15.7K followers, 20.9K engagements


"Learn how to read these reports before investing a kobo The income statement is one of three key financial statements every investor must understand. If you do not read it you are gambling with your money. Investing without knowledge is a fast way to lose money in the stock market. If you want to master how to invest in Nigerian stocks wisely I wrote a book titled The Naija Investor which simplifies all of this and more. It is perfect for beginners and investors who want to grow their money with confidence. Get your copy here:"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950538190700577) 2025-07-17 20:55:36 UTC 15.5K followers, 1698 engagements


"A good company doesn't struggle to be on the top. Wapco ✅💯"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947598570040819900) 2025-07-22 10:04:18 UTC 15.6K followers, 3082 engagements


"4. The balance sheet is holding up well. Total assets now stand at XXXX trillion with XXXXX billion in cash alone. Equity remains strong at XXXXX billion helped by a property revaluation gain. So while losses exist the business remains financially stable and far from collapse"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948341885849706932) 2025-07-24 11:17:58 UTC 15.7K followers, 2268 engagements


"NEPO VS LAPO A true life movie on how to move from Lapo to Nepo. This is a finance advice ✅💯"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947344073687232940) 2025-07-21 17:13:01 UTC 15.7K followers, 21.3K engagements


"5. VanEck Junior Gold Miners ETF (GDXJ) GDXJ focuses on smaller junior mining companies that are often in the exploration stage. These stocks can be more volatile but also offer higher potential upside for those willing to take on additional risk. Its best suited for more seasoned investors who understand market cycles"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948460586280603654) 2025-07-24 19:09:39 UTC 15.7K followers, XXX engagements


"3. Balanced Funds Also known as hybrid funds these invest in a mix of stocks and bonds. They balance risk and return. A good option if you want growth and some stability in one fund. X. Fixed Income Funds These focus on bonds government securities and other debt instruments. They offer steady income with lower risk than stocks. Ideal for retirees or those seeking predictable returns"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391204619948430) 2025-07-21 20:20:18 UTC 15.7K followers, 5160 engagements


"From revenue to gross profit the role of cost of sales Revenue is not the same as profit. To calculate gross profit you subtract the cost of sales or cost of goods sold from revenue. This cost includes all the expenses directly tied to producing the goods or delivering the service. The result is the gross profit. This figure tells you how well the company manages its production costs. A healthy gross profit shows that the company can sell its products at a good margin. A weak gross profit may mean that costs are rising faster than sales"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950525243216304) 2025-07-17 20:55:33 UTC 15.7K followers, 1826 engagements


"European Union Trading212 Widely used across EU countries eToro Strong presence in Europe; wide asset selection Interactive Brokers Offers access to 150+ markets globally"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018694497448437) 2025-07-23 13:53:43 UTC 15.7K followers, 1457 engagements


"The lack of money is the root of many evils"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945966776837189955) 2025-07-17 22:00:08 UTC 15.5K followers, 1620 engagements


"One Builds Wealth Faster the Other Builds It Safer Which Will You Choose When it comes to investing two of the most common tools used by investors worldwide are individual stocks and exchange-traded funds (ETFs)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946303981124555084) 2025-07-18 20:20:04 UTC 15.4K followers, 5454 engagements


"2. They Budget to Create Control One of the most powerful habits of financially free people is budgeting. A budget doesnt limit you; it liberates you. It gives you the ability to assign meaning to your money. Those who are winning on low incomes arent just guessing where their money goes. They plan it. They know how much goes to essentials how much to savings and how much to investments or personal development. That control creates clarity and clarity creates confidence"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116206885445997) 2025-07-23 20:21:12 UTC 15.7K followers, 3830 engagements


"If someone gifted me 1000000 today for my birthday this is how I will blow it. Heres how Ill invest it across X Nigerian stocks and hold till my next birthday: 🔸 125000 GTCO 🔸 125000 Presco 🔸 125000 Okomu Oil 🔸 125000 Aradel Energy 🔸 125000 Fidson Healthcare 🔸 125000 Stanbic IBTC 🔸 125000 NAHCO 🔸 125000 Custodian Investment I will be locking these down for XX months. Lets see how who go dash me first 🙂 📷 @investbamboo"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1929919284148314469) 2025-06-03 15:13:08 UTC 15.7K followers, 100.8K engagements


"Savings That Earn Interest @optimusng offers savings plans that are not just about storing money; they also grow your money with interest. To help beginners and consistent savers earn passive income while building discipline. You can earn competitive interest rates on your savings Use Optiflex to set saving goals for things like rent travel or business Use round-up saving to automatically save spare change from purchases"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062444292141171) 2025-07-26 11:01:13 UTC 15.7K followers, XX engagements


"Want to Understand Financial Reports Here's a Simple Breakdown of What All Those Big Words Mean Financial Report Glossary (Explained Simply)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1941504651960123473) 2025-07-05 14:29:15 UTC 15.7K followers, 70.2K engagements


"A lot of Nigerians still believe that investing in the stock market especially foreign stocks is for the wealthy or for those living abroad. But that belief is outdated. Thanks to technology and platforms like @trovefinance anyone can now invest in both local and international companies right from their smartphone and with very little capital. Let me explain"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180546079396232) 2025-07-18 12:09:35 UTC 15.7K followers, XXX engagements


"Cryptocurrency is a form of digital money. It exists only online and is not controlled by any government central bank or physical system. It is built on a technology called blockchain a public record system that keeps track of every transaction. Popular examples are Bitcoin Ethereum and Tether (USDT). Unlike the currency no one can print or inflate it. That is why many people see it as a more stable store of value"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241743058899195) 2025-07-21 10:26:24 UTC 15.5K followers, 4368 engagements


"3. Your Network Influences Your Net Worth One of the most understated principles in building wealth is proximity. Being around people who understand money talk about opportunities and take action will elevate your thinking and standards. Environment is not just physical; it's intellectual and emotional too"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941754667569225) 2025-07-20 14:34:21 UTC 15.6K followers, XXX engagements


"Start With $X for U.S. or Chinese Stocks Have you ever wanted to own a part of Apple Google Microsoft Amazon Tesla Alibaba or Baidu With just $X you can begin buying U.S. or Chinese stocks with no visa no international bank account and no stockbroker required. Trove gives you access to the New York Stock Exchange NASDAQ and other global markets. Just like that you can become a global investor from Nigeria"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180549665513826) 2025-07-18 12:09:35 UTC 15.7K followers, XXX engagements


"The race may be rigged but Its not over The truth is the game of life in Nigeria isnt fair. And it may never be. But while being a Nepo child gives a head start it doesnt guarantee a win. Being a Lapo child comes with hardship but it also births hunger grit and creativity. Your unfair advantage may never be your background. But it can be your mindset your habits and your decision to grow no matter where you start. And that is enough to level the field"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929568935501908) 2025-07-20 13:45:56 UTC 15.5K followers, XXX engagements


"Knowledge Is the Currency That Buys Leverage In todays world knowing how things work is more important than waiting for someone to work them for you. When a Lapo child understands how money is made saved invested and protected they are no longer just playing catch-up. They begin to run their own race with vision. The same child that couldnt afford extra lessons may go on to own the company that hires tutors simply because they saw what others didnt"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929558738919580) 2025-07-20 13:45:53 UTC 15.5K followers, XXX engagements


"A part of all you earn is yours to keep. It should be not less than a tenth no matter how little you earn. It can be as much more as you can afford. Pay yourself first. The Richest Man in Babylon"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947633206141833269) 2025-07-22 12:21:56 UTC 15.4K followers, 3238 engagements


"If You Own Stocks and Dont Understand Financial Reports Start Here Most people invest in companies they dont fully understand. But every financial report has X key parts that can help you know if a business is healthy or risky. Heres the simple breakdown even if youve never studied finance:"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306852974276903) 2025-07-07 19:36:54 UTC 15.7K followers, 53.7K engagements


"Can you start investing with 5000 Yes. Cryptocurrency is divisible. You do not need to buy one full Bitcoin. 5000 can buy a small fraction of a coin. For example: About XXXXXXXXXX BTC Or about XXXX USDT The goal is not to get rich overnight. The goal is to start learning early grow gradually and understand the system as you invest"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241750977745101) 2025-07-21 10:26:26 UTC 15.6K followers, 3962 engagements


"9. Real Estate Funds These invest in property and real estate development projects. You get exposure to the real estate market without having to buy or manage buildings. You earn from rental income and capital appreciation. Knowing the types helps you choose what matches your financial goals and risk appetite. Whether you're a student salary earner business owner or retiree there's a mutual fund that suits your needs"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391216255176809) 2025-07-21 20:20:21 UTC 15.5K followers, 3962 engagements


"6. They Educate Themselves Financially Nobody is born financially wise. And school doesnt teach financial literacy. But those building wealth on low income take responsibility for their financial education. They read books watch videos listen to podcasts join money communities and ask questions. They learn the difference between needs and wants assets and liabilities and good debt versus bad debt. They discover how compound interest works what inflation means and how to grow money"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116222232477974) 2025-07-23 20:21:16 UTC 15.6K followers, 2533 engagements


"PRESCO Plc Dividend Alert Final Dividend: N42.00 per share Qualification Date: July X 2025 (buy shares by today) Payment Date: August X 2025 Yield: XXXX% (based on N1275.00 stock price)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1941229936167321605) 2025-07-04 20:17:37 UTC 15.5K followers, 9530 engagements


"Mutual Funds (AEF and APF) @optimusng gives you access to professionally managed mutual funds through Afrinvest. To help you invest without needing to select individual stocks or track the market daily. Afrinvest Equity Fund (AEF): Focuses on investing in Nigerian stocks for higher growth Afrinvest Plutus Fund (APF): A fixed-income fund for those who prefer steady lower-risk returns Both are suited for beginners and provide an entry point into the investment world"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062448444510653) 2025-07-26 11:01:14 UTC 15.7K followers, XX engagements


"1. Income Statement Is the company making or losing money This section shows how much money the company made from its business and how much was spent running it. It includes: Revenue (money made from sales) Expenses (costs of doing business) Profit before tax Profit after tax If profit is growing thats a good sign. If its falling or negative ask why. This is where you find out: Is this company actually profitable"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306856690671665) 2025-07-07 19:36:55 UTC 15.7K followers, 4804 engagements


"Buy when there's blood in the streets even if it's your own. Baron Rothschild"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946683634045333504) 2025-07-19 21:28:40 UTC 15.7K followers, 38.1K engagements


"In summary: If you own or plan to buy stocks you need to understand: Income Statement = Profitability Balance Sheet = Financial strength Cash Flow = Real money movement Dont ignore these. This is where smart investors look"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306866492547114) 2025-07-07 19:36:57 UTC 15.5K followers, 3850 engagements


"Stop Saving Blindly. Save for Purpose Dont save just to say youre saving. Save with a goal. Save for investment. Save to start a business. Save for emergencies. Use trusted digital saving platforms. As inflation keeps rising look for ways to preserve value; consider saving in dollars or stable assets. Your 40s will thank you"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945189365006708907) 2025-07-15 18:30:59 UTC 15.5K followers, 4542 engagements


"United Kingdom Trading212 Commission-free investing user-friendly interface IG Ideal for more experienced investors; offers global market access eToro Access to stocks and crypto; strong for beginners"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018686335516924) 2025-07-23 13:53:41 UTC 15.6K followers, 1625 engagements


"South Africa Bamboo Recently expanded to South Africa eToro Accessible via browser and mobile app EasyEquities Well known locally for fractional investing JustOneLap Educational platform with local brokerage access"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018702848348344) 2025-07-23 13:53:45 UTC 15.7K followers, 1104 engagements


"In Nigeria life often feels like a game where some begin at the finish line and others at the starting block. Children born into wealth and influence what many call Nepo children enjoy privileges that make the race easier. On the other hand Lapo children born with little to no social or financial capital must navigate a more complex and uncertain terrain"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929545527148953) 2025-07-20 13:45:50 UTC 15.4K followers, XXX engagements


"Most Nigerians Only Know X But There Are X Types of Mutual Funds You Should Understand"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391192561254661) 2025-07-21 20:20:15 UTC 15.7K followers, 51.7K engagements


"1. Money Market Funds These are low-risk funds that invest in short-term instruments like treasury bills and commercial papers. They are ideal for conservative investors who want better returns than a regular savings account with minimal risk. X. Equity Funds These invest mainly in stocks listed on the Nigerian Exchange. They offer high growth potential but come with higher risk. Best suited for long-term investors who can tolerate price fluctuations"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391200941760780) 2025-07-21 20:20:17 UTC 15.7K followers, 5415 engagements


"5. Money Is a Tool Not a Trophy Financially literate individuals do not pursue money for validation. They use money as a tool to acquire freedom generate passive income and gain control over time and choices. Wealth is not about appearing rich. It's about having options"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941763559543032) 2025-07-20 14:34:23 UTC 15.6K followers, XXX engagements


"Tools You Need to Analyze the Nigerian Stock Market Like a Pro If you want to grow from a casual investor to a skilled stock market analyst in Nigeria you need more than vibes and headlines. Here are the websites platforms and apps that will help you track prices read reports analyze charts and follow market news like a pro. Lets get into it"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1943252319207882848) 2025-07-10 10:13:51 UTC 15.7K followers, 39.1K engagements


"They say true wealth begins long before the bank account maybe from the mind who knows @ADUOLUWATOPE from XX kobo into N21 is a proof that some things are more powerful than money itself. If we could have just XX minutes of your time tomorrow to share the kind of capital that buys money it would be more valuable than giving us all your Fidelity shares (though we wont reject them either 😄)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948335346778861775) 2025-07-24 10:51:59 UTC 15.7K followers, 3432 engagements


"3. But high borrowing costs remain a major concern. The company spent XX billion on finance costs almost triple from 2024. Thats money lost to loan interest and debt servicing. The result A net loss of XXXX billion. Better than last years XX billion loss but still in negative territory"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948341881915547724) 2025-07-24 11:17:57 UTC 15.7K followers, 2454 engagements


"And what about Treasury Bills Treasury bills (often called T-bills) are short-term loans you give to the government. In return they promise to pay you back a fixed amount after a short period typically between X and XX months. You dont earn interest in the traditional way. T-bills are considered one of the safest investments in the world"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554146704175339) 2025-07-16 18:40:29 UTC 15.7K followers, 11.8K engagements


"Operating expenses and the strength of the business After gross profit the company pays for other expenses like salaries rent transportation and marketing. These are called operating expenses. When you subtract them what remains is the operating profit or earnings before interest and tax. This is a critical number because it shows how efficient the business is in running its operations. A company can have high revenue and still have poor operating profit due to excessive spending or poor cost control"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950528623858129) 2025-07-17 20:55:34 UTC 15.7K followers, 1687 engagements


"Oh Great Heirs Holdings Is at It AgainUBA Shares Get Another VIP Boost At today 251M UBA shares worth 8.7B traded on the NGX likely thanks to Heirs Holdings relentless accumulation fresh off their 45M share grab last week. Clearly theyre not letting UBA dip betting big on its long-term rise. The markets buzzing with confidence time to pay attention 📷 @trovefinance"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1928388499067064380) 2025-05-30 09:50:20 UTC 15.6K followers, 1005 engagements


"10 Money Skills Every Nigerian Must Master Before the Age of XX to Be XX Years Ahead Financially"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944140854689771920) 2025-07-12 21:04:34 UTC 15.7K followers, 52K engagements


"1. SPDR Gold Shares (GLD) GLD is one of the largest and most trusted gold ETFs in the world. It is backed by physical gold held in secure vaults. The value of this ETF moves almost in line with the actual price of gold making it ideal for anyone who wants direct exposure. Its known for high liquidity and wide investor trust"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948460569599901831) 2025-07-24 19:09:35 UTC 15.7K followers, XXX engagements


"Many Nigerians invest in the stock market without understanding the most important financial report. It is not enough to follow hype or trend. If you cannot read the income statement you are flying blind. This thread will help you decode it simply and clearly"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950512102183019) 2025-07-17 20:55:30 UTC 15.7K followers, 1906 engagements


"U.S. Stocks and ETFs One of the most powerful features of is access to global investments. To help Nigerians build long-term wealth by investing in U.S. companies and index funds. What You Can Invest In: Popular U.S. stocks like Apple Tesla Microsoft etc. Global ETFs such as the S&P XXX that track the overall market Dollar-based assets that protect your money from local currency devaluation You dont need a separate dollar account to begin; everything is handled in-app"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062452567568637) 2025-07-26 11:01:15 UTC 15.7K followers, XX engagements


"On behalf of over 2.3k people that received from the depth of wisdom knowledge and understanding of our speakers this day. @ADUOLUWATOPE @abalu_uthman @ademiluyi_ade @temitopegodson and others We are so grateful we are blessed and you have done something that changed our mindset from the normals. We are not going to remain the same again. And these seeds you have planted in us will bring multiple folds of harvest. Thank you once again and God bless you abundantly. ❤🙏🙇♂"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948877361845276921) 2025-07-25 22:45:46 UTC 15.7K followers, 2689 engagements


"What Are Halal Investments Halal investments follow Islamic finance principles: No interest (riba) No gambling or speculation No investment in alcohol tobacco pork or unethical sectors Must be asset-backed and profit-sharing Its ethical investing with spiritual and financial value"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1943639958004158802) 2025-07-11 11:54:11 UTC 15.5K followers, 1415 engagements


"Dont invest in the Nigerian stock market if you dont understand this report"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950508104953934) 2025-07-17 20:55:29 UTC 15.7K followers, 33.5K engagements


"2. You Do Not Rise to the Level of Your Goals. You Fall to the Level of Your Systems Desire alone does not build wealth; discipline and structure do. Financial education is only useful when paired with actionable systems: saving habits investment plans budgeting frameworks and regular review. Your systems quietly determine your financial outcomes"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941750939181426) 2025-07-20 14:34:20 UTC 15.6K followers, XXX engagements


"Nigeria Bamboo Invest in U.S. stocks from Nigeria Trove Offers both Nigerian and international stocks Optimus Newer platform with focus on ease of use Rise Vest Focused on long-term dollar-denominated portfolios"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018690412118198) 2025-07-23 13:53:42 UTC 15.6K followers, 1624 engagements


"It took me X months of waiting to get back to my entry level. $eth😃"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947268747800060202) 2025-07-21 12:13:42 UTC 15.4K followers, 2883 engagements


"Wealth is a tool of freedom but the pursuit of wealth is the way to slavery. ArkadThe Richest Man in Babylon"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947640456495697978) 2025-07-22 12:50:44 UTC 15.7K followers, 2259 engagements


"Nepo vs. Lapo: The Unfair Advantage That Levels the Playing Field"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929541294833860) 2025-07-20 13:45:49 UTC 15.5K followers, 5389 engagements


"@ADUOLUWATOPE offered me part of his NGX portfolio worth over XXX million in 2022.🥲 Just imagine. I told him Sir I dont want your shares just come and share your senses with us. Now hes coming to our X Space tonight to tell us what he buys before the stocks. 🥳🥳 @ADUOLUWATOPE thanks for saying yes. Were ready for the gbas gbos of wisdom Dont miss this one it's far more than the gold of Zamfara. Are you excited Like retweet and share"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948674389324488762) 2025-07-25 09:19:13 UTC 15.7K followers, 7101 engagements


"3. Cash Flow Statement Where the companys money is going This one is about real cash not just profit on paper. It shows how cash moves in and out of the company in X areas: Operating: day-to-day business activities Investing: buying or selling assets like land or machines Financing: money raised or paid out (like loans or dividends) Even a profitable company can collapse if it has poor cash flow. This section shows if the business can survive daily operations"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306863782969505) 2025-07-07 19:36:57 UTC 15.5K followers, 4046 engagements


"Understanding Valuation Ratios: A Simple Guide for Everyday Investors If you've ever seen terms like P/E P/B ROE ROA or dividend yield and felt lost you're not alone. These are valuation ratios and they help you decide whether a stock is worth buying or not. Lets break them down one by one in simple language"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942174404391096591) 2025-07-07 10:50:36 UTC 15.4K followers, 33.7K engagements


"How to Use Bamboo to Start Investing (Even if Youre a Complete Beginner) If youve heard about Bamboo but dont fully understand what it does or how to use it this thread will walk you through everything from what Bamboo is to how to invest wisely on the app. Lets break it down"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944705250155225116) 2025-07-14 10:27:17 UTC 15.7K followers, 55.2K engagements


"6. Avoiding Lifestyle Inflation This is the silent killer of financial progress. As your income rises its tempting to upgrade everything: a bigger phone a better apartment and more expensive clothes. But real wealth is often invisible. Avoid spending more just because you now earn more. Live slightly below your means. Let your lifestyle lag behind your income. Invest the difference. Its how you stay ahead when others are trying to impress"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944140902622278081) 2025-07-12 21:04:46 UTC 15.6K followers, 3019 engagements


"5 Powerful Lessons from Unfair Advantage: The Power of Financial Education by Robert Kiyosaki"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941744051888543) 2025-07-20 14:34:18 UTC 15.6K followers, 5076 engagements


"Halal Investment Options in Nigeria Here are the most popular halal investment types available in Nigeria today: Sukuk Bonds Halal Fixed Income Funds Shariah-Compliant Equities & ETFs Mutual Funds Islamic Banking Products Waqf (Charity-Based Endowments) Lets explain each one briefly"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1943639961875460385) 2025-07-11 11:54:12 UTC 15.5K followers, 1531 engagements


"1. Delayed Gratification Is a Competitive Advantage In a culture driven by consumerism and urgency those who can delay gratification position themselves for long-term success. Rather than chasing quick wins the financially educated understand the value of compounding whether in investing learning or decision-making. Success belongs to those who prepare not those who rush"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941747419906108) 2025-07-20 14:34:19 UTC 15.6K followers, XXX engagements


"Australia Trading212 Accessible for global market investing IG Well-established with global reach eToro Operates in Australia with ASIC regulation Stake Popular for investing in U.S. stocks Pearler Built for fractional shares and beginner-friendly investing"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018710725140657) 2025-07-23 13:53:47 UTC 15.7K followers, 1352 engagements


"How to Set Up Your Account Step-by-step process: Go to or download the Optimus app from Google Play or App Store Sign up using your phone number and email Enter your BVN and verify your identity Set your password and transaction PIN You can now access all features: saving investing spending and managing your funds"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062462193418518) 2025-07-26 11:01:17 UTC 15.7K followers, XX engagements


"5. Sector or Specialised Funds These target specific sectors like tech real estate banking or agriculture. Returns can be high if the sector performs well but the risk is also higher due to limited diversification. X. Ethical Funds These avoid industries considered harmful or controversial (such as tobacco alcohol and gambling). They invest in socially responsible companies. A good fit for those who want their investments to align with their personal or moral values"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391208315359409) 2025-07-21 20:20:19 UTC 15.7K followers, 4621 engagements


"makes it possible to: Save and earn interest Invest in local mutual funds like AEF and APF Own U.S. stocks and ETFs Manage your spending with secure debit cards Do it all digitally from your phone For beginners this is one of the most complete and accessible financial platforms in Nigeria today"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062466790404134) 2025-07-26 11:01:18 UTC 15.7K followers, XX engagements


"United States Robinhood Commission-free and very beginner-friendly Fidelity Trusted long-term investment platform with retirement options Vanguard Great for index fund investors Charles Schwab Low fees and broad market access Webull Advanced charts"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018698645909524) 2025-07-23 13:53:44 UTC 15.7K followers, 1325 engagements


"What is an ETF An Exchange-Traded Fund (ETF) is a basket of securities such as stocks bonds or commodities that you can buy and sell like a single stock. Instead of buying just one company ETFs let you invest in a group of them. For example the S&P XXX ETF includes shares from XXX of the largest U.S. companies"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946303990808944719) 2025-07-18 20:20:06 UTC 15.6K followers, XXX engagements


"1. It Starts With Mindset The journey to financial freedom begins in the mind. Nigerians on modest incomes who are making serious financial progress have learned to rewire how they think about money. They no longer see themselves as victims of their income levels. Instead they adopt a growth mindset where they believe in their ability to build grow and rise no matter how little they start with"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116201500229981) 2025-07-23 20:21:11 UTC 15.7K followers, 4243 engagements


"Which one is better Theres no universal winner here; it depends entirely on your financial goals time frame and risk tolerance. If you want stability and are saving for a short-term goal like rent or school fees Treasury Bills may be more suitable. If you're aiming for long-term growth and can handle short-term market swings mutual funds might be better. The wise move may even be combining both using Treasury Bills for safety and mutual funds for growth"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554156682387842) 2025-07-16 18:40:32 UTC 15.6K followers, 9435 engagements


"4. They Live Below Their Means on Purpose In a society where pressure is everywhere from social media highlights to family expectations those building wealth on low income have chosen the quiet path of simplicity. They deliberately avoid unnecessary spending luxury cravings and the constant race to upgrade. They understand that financial freedom requires sacrifice. They wear what they can afford. They live where they can manage. And they don't feel the need to prove anything to anyone"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116214179418286) 2025-07-23 20:21:14 UTC 15.6K followers, 3150 engagements


"Start Investing. Even Small Many Nigerians think investing is only for the rich. Thats false. You can start with as little as 5000 in mutual funds ETFs or fixed-income assets. Dont chase fast returns. Instead focus on steady growth and compounding. Time is your best friend; use it to your advantage"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945189369263825314) 2025-07-15 18:31:00 UTC 15.5K followers, 4089 engagements


"The Key Difference Stocks are concentrated investments in one company one bet. ETFs spread your investment across many companies reducing your exposure to the failure of a single business. In simple terms: Stock = Potentially higher reward higher risk ETF = Lower risk more stability"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946303994713751577) 2025-07-18 20:20:07 UTC 15.4K followers, XXX engagements


"Treasury Bills Pros: Very low risk since theyre backed by the government. Fixed predictable returns if held till maturity. Highly liquid and easy to understand. Cons: Returns are generally lower compared to mutual funds. Doesnt protect well against inflation over the long term. Less useful for long-term wealth building if returns are reinvested poorly"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554153574425028) 2025-07-16 18:40:31 UTC 15.6K followers, 10.4K engagements


"The Power of Relationships You Build Yourself A Nepo child is often born into rooms of power. A Lapo child must earn the right to be invited in or build new rooms. But when a Lapo child starts adding value through skills integrity or solutions something powerful happens. People begin to notice. Relationships start forming. Influence becomes possible"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929562132045845) 2025-07-20 13:45:54 UTC 15.5K followers, XXX engagements


"3. SPDR Gold MiniShares Trust (GLDM) GLDM is the more affordable version of GLD. It offers the same physical gold exposure but at a lower price point. This makes it perfect for beginners or those with limited capital who still want to benefit from the movements in gold prices"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948460579263582577) 2025-07-24 19:09:37 UTC 15.7K followers, XXX engagements


"Most people live in a cycle that seems unbreakable. They earn money spend it all borrow when it finishes and repeat the same pattern every month. They call it hustle. But true financial freedom begins when you step out of that loop. These seven steps will help you walk that path"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947748726778311165) 2025-07-22 20:00:58 UTC 15.4K followers, 1143 engagements


"Price is what you pay. Value is what you get. Warren Buffett Stock price reflects market sentiment. Value reflects the intrinsic worth of the business"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946679250171383920) 2025-07-19 21:11:15 UTC 15.4K followers, 1318 engagements


"Mutual Funds VS Treasury Bills. Which One Will Help You Sleep Better at Night This thread explains both options how they work the pros and cons and how to decide whats best for you"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554135186633168) 2025-07-16 18:40:27 UTC 15.7K followers, 122.2K engagements


"4. In a Distracted World Focus Is a High-Income Skill While most people drown in information and entertainment the financially educated learn to focus. They allocate their attention to high-leverage activities. reading financial statements analyzing opportunities building businesses or developing skill sets. Focus converts potential into productivity"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941758103028082) 2025-07-20 14:34:22 UTC 15.6K followers, XXX engagements


"Why the income statement matters to you as an investor The income statement reveals whether a company is truly profitable or just surviving. It tells a complete story of how much it earns how efficiently it operates and whether it is growing or declining. It helps you judge whether the business is worth your money or if you should stay away. For any listed company on the NGX this report is released every quarter and year and it is available for free online. It is your tool to avoid costly mistakes"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950518435533139) 2025-07-17 20:55:32 UTC 15.7K followers, 2027 engagements


"5. They Build Emergency Funds to Protect Their Peace Unexpected problems will always come. A medical bill sudden house repairs or family emergencies can shake anyone. But those who are intentional about their finances prioritize building an emergency fund even if it takes months to do so. This fund is for financial protection and mental peace. It gives them breathing space and ensures they don't always run into debt when life happens. It becomes their personal insurance system and it keeps them from falling backward"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116218214506759) 2025-07-23 20:21:15 UTC 15.6K followers, 2852 engagements


"The game of diversification must be mastered"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948471782421266692) 2025-07-24 19:54:08 UTC 15.6K followers, XXX engagements


"How to Buy Chinese and American Stocks From Nigeria Using Just Your Phone No visa no millions. Just your smartphone and Trove"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180541797093882) 2025-07-18 12:09:34 UTC 15.6K followers, 13.3K engagements


"7. Shariah-Compliant Funds These follow Islamic finance principles. They do not invest in interest-bearing or non-halal businesses. They are designed for Muslim investors and those seeking ethical alternatives. X. USD Fixed Income Funds These funds invest in dollar-denominated assets. They protect your money from naira devaluation and give you exposure to international returns. Suitable for those who want to hedge against currency risk"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391212228592127) 2025-07-21 20:20:20 UTC 15.7K followers, 4108 engagements


"For many Nigerians financial growth feels out of reach. Between rising costs and complex platforms saving or investing can seem overwhelming. But @optimusng is changing that. It is a digital bank that helps you save better invest smarter and spend more intentionally all in one app. Here is a simple breakdown of what it offers and how to get started"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062439670014182) 2025-07-26 11:01:12 UTC 15.7K followers, XX engagements


"Betting Television and the Mind: How One Man's Control of BetKing DStv and GOtv Could Raise More Gamblers Than Investors by 2030 The same man profiting from your bets now controls your screen. Before 2030 we may have more gamblers than investors"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948710109544157473) 2025-07-25 11:41:10 UTC 15.7K followers, 1606 engagements


"Comparing the Two: Pros and Cons Mutual Funds Pros: Offers diversification by spreading risk across multiple assets. Managed by professionals with experience. Higher return potential compared to most low-risk assets. Cons: Subject to market fluctuations so returns are not guaranteed. You pay annual management fees that reduce your overall profit. The performance depends entirely on the managers decisions"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554150294540450) 2025-07-16 18:40:30 UTC 15.7K followers, 11.7K engagements


"Pros and Cons of ETFs Pros: Diversification in a single purchase Ideal for long-term passive investors Cons: Lower returns compared to successful individual stocks You have less control over individual companies in the fund"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946304003324686387) 2025-07-18 20:20:09 UTC 15.6K followers, XXX engagements


"Want to start investing in U.S. stocks and ETFs from Nigeria Heres the beginner-friendly way"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1949062434490106015) 2025-07-26 11:01:10 UTC 15.7K followers, XXX engagements


"What Is @investbamboo Bamboo is a mobile investment app that gives you access to: U.S. stocks Nigerian stocks Exchange-Traded Funds (ETFs) Fixed-income investments Treasury Bills Investment education"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944705255049990193) 2025-07-14 10:27:18 UTC 15.7K followers, 3998 engagements


"A Simple Guide to Starting Crypto in Nigeria. Even If You Only Have 5000 Many Nigerians want to invest in cryptocurrency but think its only for the rich or tech experts"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241738159931581) 2025-07-21 10:26:23 UTC 15.7K followers, 38.2K engagements


"Canada Wealthsimple Commission-free trades and crypto access Questrade Low fees and broad market access TD Direct Investing Offered through TD Bank"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018706895753658) 2025-07-23 13:53:46 UTC 15.6K followers, 1090 engagements


"3. They Save Even When Its Not Convenient Savings isn't about how much you earn; its about how much you keep. Many Nigerians believe they can't save because their income is small. But those who are advancing financially understand that saving 5000 consistently is better than saving X. They build a discipline of saving even if it means doing it manually with an envelope system or using digital tools like Cowrywise or PiggyVest. Over time small amounts compound and the habit becomes a lifestyle"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116210576499054) 2025-07-23 20:21:13 UTC 15.7K followers, 3499 engagements


"Understanding revenue and what it means The first item on the income statement is revenue sometimes called turnover. It is the total amount the company earned from its business activities. For a bank like GTCO it includes interest income fees and commissions. For a company like Nestle it is the money from selling food and beverages. When revenue increases consistently it often signals a growing business. When revenue is falling it could mean the company is losing customers or facing market challenges"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950521803886888) 2025-07-17 20:55:33 UTC 15.5K followers, 1948 engagements


"What exactly is the income statement The income statement also called the profit and loss statement is a financial report that shows how much money a company made or lost over a specific period. This period is usually a quarter or a full year. It tells you where the companys money came from what it spent it on and what is left as profit or loss. If you are serious about investing this is one of the first documents you must learn to read"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950515231129822) 2025-07-17 20:55:31 UTC 15.7K followers, 2018 engagements


"What Nigerian investors should focus on when reading the income statement As a Nigerian investor reading an income statement helps you avoid speculative investing. You can compare different companies in the same sector track year-on-year profit growth check how much of the revenue is converted to profit and know if the business is well-run. It also helps you spot red flags early. For example a company may post high revenue but be making consistent losses due to high debt or poor cost control"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950535082705370) 2025-07-17 20:55:36 UTC 15.5K followers, 1797 engagements


"1. iShares Bitcoin Trust (IBIT) This is a spot Bitcoin ETF. That means it holds actual Bitcoin. If you want simple direct exposure to Bitcoins price without owning Bitcoin yourself IBIT is a great start. It's also known for its low expense ratio meaning fewer fees"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948006315881595070) 2025-07-23 13:04:32 UTC 15.6K followers, 1798 engagements


"Where to Buy Shares/Stocks Across X Countries: A Practical Guide for Investors in 2025 This guide breaks down the top investing apps available in X countries"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018683621589242) 2025-07-23 13:53:41 UTC 15.7K followers, 23.4K engagements


"Net profit the bottom line The final part of the income statement is the net profit. This is what is left after the company has paid its interest on loans and taxes to the government. Net profit is often referred to as the bottom line. This is the figure shareholders watch because it determines whether dividends can be paid. A consistent rise in net profit is one of the strongest signs of a healthy business. A declining net profit may call for caution or deeper analysis"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950531937239094) 2025-07-17 20:55:35 UTC 15.7K followers, 1576 engagements


"What Can You Invest In Using Bamboo Bamboo offers five key investment options: A. U.S. Stocks: Buy shares in major global companies like Apple Tesla and Google with as little as $XX. B. Nigerian Stocks: You can also invest in companies listed on the Nigerian Exchange. C. Exchange-Traded Funds (ETFs): ETFs let you invest in bundles of stocks like the S&P XXX for low cost and automatic diversification. D. Fixed Returns: A dollar-based investment that gives up to X% interest annually. You lock your money for a fixed time and earn interest. E. Treasury Bills (T-Bills): You can invest in Nigerian"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944705259877646818) 2025-07-14 10:27:19 UTC 15.7K followers, 4505 engagements


"3. Investing for Long-Term Growth Your savings will never beat inflation if it just sits in a bank account. You must invest. Start with simple instruments like mutual funds fixed-income or government bonds like the FGN Savings Bond. Then graduate into stocks real estate (yes even land in undeveloped areas) and agriculture. You dont need millions to start. Some platforms allow you to invest with as little as 5000. Diversify; dont put all your eggs in one basket. Think long-term not quick gain"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944140876545962174) 2025-07-12 21:04:40 UTC 15.6K followers, 4203 engagements


"Gold Exchange-Traded Funds (ETFs) allow you to gain exposure to the price of gold or the companies that mine it without physically buying or holding any gold. They trade like stocks and are easy to buy from the comfort of your phone or laptop through brokerage platforms"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948460566260994329) 2025-07-24 19:09:34 UTC 15.7K followers, XXX engagements


"Growth stocks are for building wealth fast. Value stocks are for building wealth safely. Knowing when why and how to use each is what separates investors who grow from those who gamble"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946533229361770525) 2025-07-19 11:31:01 UTC 15.6K followers, 5249 engagements