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# ![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1481516152727691267.png) @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about money, if you, bank, stocks the most. They currently have XXXXXX followers and 1695 posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/twitter::1481516152727691267/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:interactions.svg)

- X Week XXXXXXX +1,038%
- X Month XXXXXXXXX +56%
- X Months XXXXXXXXX +1,268%
- X Year XXXXXXXXX +7,620%

### Mentions: XX [#](/creator/twitter::1481516152727691267/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:posts_active.svg)

- X Week XXX +2.80%
- X Month XXX +19%
- X Months XXXXX +487%
- X Year XXXXX +451%

### Followers: XXXXXX [#](/creator/twitter::1481516152727691267/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:followers.svg)

- X Week XXXXXX +7.70%
- X Month XXXXXX +11%
- X Months XXXXXX +157%
- X Year XXXXXX +335%

### CreatorRank: XXXXXX [#](/creator/twitter::1481516152727691267/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #1397 [countries](/list/countries)  [stocks](/list/stocks)  [technology brands](/list/technology-brands)  [automotive brands](/list/automotive-brands) 

**Social topic influence**
[money](/topic/money) #1427, [if you](/topic/if-you) #1969, [bank](/topic/bank) #515, [stocks](/topic/stocks) #205, [nigeria](/topic/nigeria) #128, [investment](/topic/investment) #133, [dividend](/topic/dividend) #102, [finance](/topic/finance) #259, [cash flow](/topic/cash-flow) #14, [flow](/topic/flow) #357

**Top accounts mentioned or mentioned by**
[@investbamboo](/creator/undefined) [@roqqupay](/creator/undefined) [@optimusng](/creator/undefined) [@trovefinance](/creator/undefined) [@olumidecapital](/creator/undefined) [@risevest](/creator/undefined) [@keblehq](/creator/undefined) [@investnaija](/creator/undefined) [@tnipodcaster](/creator/undefined) [@afrinvest](/creator/undefined) [@cowrywise](/creator/undefined) [@getwealthsync](/creator/undefined) [@ngxgrp](/creator/undefined) [@aduoluwatope](/creator/undefined) [@greentickertale](/creator/undefined) [@morrismonye](/creator/undefined) [@philipabayomiv](/creator/undefined) [@finplankaluaja1](/creator/undefined) [@binance](/creator/undefined) [@nasdng](/creator/undefined)

**Top assets mentioned**
[Uber Technologies, Inc. (UBER)](/topic/$uber) [Applovin Corporation (APP)](/topic/applovin) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Apple, Inc. (AAPL)](/topic/$aapl) [Shopify Inc (SHOP)](/topic/$shop) [Lam Research Corporation (LRCX)](/topic/$lrcx) [Arista Networks Inc (ANET)](/topic/$anet) [Fortinet Inc (FTNT)](/topic/$ftnt) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Ferguson plc (FERG)](/topic/$ferg)
### Top Social Posts
Top posts by engagements in the last XX hours

"Be your own bank: How to buy FGN Savings Bonds in X minutes. You don't need a stockbroker in a suit to lend money to the federal government. You can do it from your bed and earn up to XX% per annum (paid quarterly). Here is the DIY Guide: Step 1: Get the App Download one of these SEC-regulated apps: Afrinvestor XXX (by Afrinvest) or InvestNaija Step 2: The Setup Sign up and complete your KYC (BVN/ID is mandatory). Fund your wallet via bank transfer. Step 3: The Golden Rule FGN Savings Bonds are only open for X days in the first week of every month. If you check today you might not see it. Set"  
[X Link](https://x.com/ProfitableMan1/status/1994709394148184505)  2025-11-29T10:05Z 26.6K followers, 54.9K engagements


"How They Made the Money Total Operating Income hit XXXX Billion up significantly from XXXX Billion last year. The primary driver was Fees which generated XXXXX Billion alone. Simple logic: When trading volume goes up CSCS revenue goes up"  
[X Link](https://x.com/ProfitableMan1/status/1995809797388595684)  2025-12-02T10:58Z 26.1K followers, XXX engagements


"If you found this helpful but want a more detailed roadmap you should read my book The Naija Investor. I wrote it specifically to demystify the Nigerian stock market for beginners. It bridges the gap between saving your salary and building real portfolio wealth. Stop guessing. Get the manual"  
[X Link](https://x.com/ProfitableMan1/status/1996162143310196782)  2025-12-03T10:18Z 26.2K followers, 12.8K engagements


"The Moderately Aggressive Investor Risk Level: "I am playing offense. I want my capital to multiply." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Bonds XX% Money Market. Who is this for This is for the long-term investor. Notice that "Safety" (Bonds) has dropped to just 15%. You are now heavily exposed to the global market (45%). You accept that the market will go up and down but you are betting on long-term victory"  
[X Link](https://x.com/ProfitableMan1/status/1996537950775935391)  2025-12-04T11:11Z 26.2K followers, XXX engagements


"The Aggressive Investor Risk Level: "Go big or go home. I want maximum returns and I can handle the heat." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Money Market. Who is this for This is for the investor willing to accept high short-term fluctuations. You have zero Bonds. You have no safety net except a tiny X% cash buffer. In exchange for this risk you position yourself for the highest potential returns and maximum capital growth"  
[X Link](https://x.com/ProfitableMan1/status/1996537954131456208)  2025-12-04T11:11Z 26.2K followers, XXX engagements


"The Hidden Risk of Preservation There is a catch. While your actual cash amount is safe its value is being attacked by inflation. If inflation is at XX% and your safe money is only earning X% interest you are technically losing purchasing power every day. Pure preservation over a long time is a guaranteed way to get poorer slowly"  
[X Link](https://x.com/ProfitableMan1/status/1996929139073327110)  2025-12-05T13:06Z 26.6K followers, XXX engagements


"Capital Appreciation This is the offensive game. The goal here is growth. You are not just trying to keep your N100000 safe; you want it to become N200000 N500000 or N1 million over time. You are planting a seed and expecting it to grow into a tree that produces fruit"  
[X Link](https://x.com/ProfitableMan1/status/1996929143863144936)  2025-12-05T13:06Z 26.6K followers, XXX engagements


"Where do you find Capital Appreciation This happens in assets that can increase in value. The stock market (buying shares of companies) real estate (buying land or property) or starting a business. You buy these things today in the hope that someone will pay you much more for them in the future"  
[X Link](https://x.com/ProfitableMan1/status/1996929150968328653)  2025-12-05T13:06Z 26.6K followers, XXX engagements


"Understanding P/E Ratio (Made Simple) Imagine buying a shop for 20000 that makes 2000 profit yearly. P/E = Price Earnings 20000 2000 = XX It means itll take XX years of profit to get your money back. Same thing with stocks: If a stock sells for XX and earns X per share P/E = XX X = XX What it means: Low P/E (e.g. 510): Youre paying less for more profit. Could be a bargain or a risk. High P/E (e.g. 50100): Youre paying a lot now hoping the company grows fast. Bottom line: P/E shows how long it takes to earn back your investment"  
[X Link](https://x.com/ProfitableMan1/status/1940756514974666936)  2025-07-03T12:56Z 26.6K followers, 23.6K engagements


"These XX tech stocks all deliver 40%+ ROIC a sign of strong management pricing power and lasting competitive advantage: Nvidia (NVDA) Apple (AAPL) Palantir (PLTR) Shopify (SHOP) Uber (UBER) Lam Research (LRCX) Applovin (APP) Arista Networks (ANET) Adobe (ADBE) Fortinet (FTNT)"  
[X Link](https://x.com/ProfitableMan1/status/1991562399498006957)  2025-11-20T17:40Z 26.4K followers, 4120 engagements


"I believe that financial literacy is not a luxury for the rich. It is a fundamental human right for everyone who works for money. If you earn money you deserve to know how to multiply it"  
[X Link](https://x.com/ProfitableMan1/status/1995404417236152461)  2025-12-01T08:07Z 26.4K followers, 1024 engagements


"CSCS PLC Q3 2025 Results The Hidden Gem on NASD OTC Did you know you can own shares in the company that clears every trade on the Stock Exchange Most investors miss this because it does not trade on the main NGX board. CSCS PLC trades on the NASD OTC Exchange. @NASDNG Let us look at their Q3 2025 results and the numbers are incredible. Here is the breakdown"  
[X Link](https://x.com/ProfitableMan1/status/1995809788228206832)  2025-12-02T10:58Z 26.4K followers, 2013 engagements


"The "Pick and Shovel" Play CSCS is the engine room of the capital market. They make money on transaction volume regardless of whether the market is Bullish or Bearish. If you are looking for a defensive stock with strong cash flow this is one to watch"  
[X Link](https://x.com/ProfitableMan1/status/1995809810218979705)  2025-12-02T10:58Z 26.2K followers, XXX engagements


"You dont need a million to start investing"  
[X Link](https://x.com/ProfitableMan1/status/1995816026303246620)  2025-12-02T11:23Z 26.3K followers, 13.4K engagements


"Take your N100000 and split it into any of these six companies. This gives you instant diversification. You now own a piece of banking energy industrial goods telecommunications and agriculture. If one sector slows down the others hold you up"  
[X Link](https://x.com/ProfitableMan1/status/1996162130723090806)  2025-12-03T10:18Z 26.4K followers, 17.2K engagements


"Point #16 hits hard. Your greatest financial asset isn't your portfolio; it is your earning capacity. When you aggressively invest in your own skills and financial literacy you increase the 'principal' capital you have available to invest in the market later. The ROI on personal development usually outperforms any stock or treasury bill. Secure the source first"  
[X Link](https://x.com/ProfitableMan1/status/1996272983145398342)  2025-12-03T17:39Z 26.4K followers, 15.8K engagements


"Even after the XX% withholding tax this remains the current sweet spot for protecting capital against inflation. Treasury Bills Primary Market Auction Results X December 2025 Yields held steady across the short and medium tenors while the 1-year bill pushed strongly upward. 91-Day: XXXXX% True Yield: XXXXX% 182-Day: XXXXX% True Yield: XXXXX% 364-Day: XXXXX% True Yield: XXXXX% Insight: The headline rate is XXXXX% but because T-Bills are sold at a discount your effective return on the actual capital invested is higher. The 364-day bill is now yielding above 21%. Fixed-income investors have a"  
[X Link](https://x.com/ProfitableMan1/status/1996322512330748184)  2025-12-03T20:55Z 26.2K followers, 3662 engagements


"Capital Preservation "Capital" just means the money you start withyour principal. Capital preservation means your primary goal is to make sure you do not lose that starting money. The return of your money is more important than the return on your money. Think of it as playing defense in football. Your main goal is not to score; it is to prevent the other team from scoring. You want safety"  
[X Link](https://x.com/ProfitableMan1/status/1996929125114589421)  2025-12-05T13:06Z 26.4K followers, XXX engagements


"Financial Education to all. Thank you. ✅❤🔥💯"  
[X Link](https://x.com/ProfitableMan1/status/1993002044165362045)  2025-11-24T17:01Z 26.5K followers, 1417 engagements


"Earnings Per Share (EPS) Double Down For shareholders this is the most important metric. EPS jumped from XXXX kobo to XXXXX kobo. With earnings almost doubling investors holding this stock on the NASD platform should be expecting a strong dividend payout"  
[X Link](https://x.com/ProfitableMan1/status/1995809800857244019)  2025-12-02T10:58Z 26.5K followers, XXX engagements


"Operational Efficiency While costs increasedStaff Costs rose to XXXX Billion and Admin Expenses to XXXX Billionrevenue growth far outpaced the expenses. Profit Before Tax (PBT) nearly doubled to XXXXX Billion. The company is scaling efficiently"  
[X Link](https://x.com/ProfitableMan1/status/1995809804179079596)  2025-12-02T10:58Z 26.5K followers, XXX engagements


"If I were deploying N100000 today for a safe long-term hold I would be looking at these six names: GTBank Aradel Dangote Cement MTN Nigeria Zenith Bank and Presco"  
[X Link](https://x.com/ProfitableMan1/status/1996162127867064812)  2025-12-03T10:18Z 26.5K followers, 18.5K engagements


"FGN Savings Bond vs. Sukuk Bond: What Is the Difference Most people confuse these two but they serve different financial goals. Here is the direct comparison to help you choose. X. FGN Savings Bond Structure: You lend money to the Govt (Loan). Reward: Pays Interest. Frequency: Pays every X months. Duration: Short Term (23 Years). Best For: Investors who want frequent cash flow and their capital back quickly. X. Sukuk Bond Structure: You fund a specific project (asset ownership). It is XXX% Halal. Reward: Pays Rental Income (Profit). Frequency: Pays every X months. Duration: Long Term (710"  
[X Link](https://x.com/ProfitableMan1/status/1996311389955309718)  2025-12-03T20:11Z 26.5K followers, 15.9K engagements


"Getting the number is step one. Having the certificate is step two. Once you have your TIN log back into the JTB portal and look for the "Print TIN Certificate" option. You may need this physical paper for bank account opening"  
[X Link](https://x.com/ProfitableMan1/status/1996515347642679492)  2025-12-04T09:42Z 26.5K followers, 11.9K engagements


"The return of your money is more important than the return on your money"  
[X Link](https://x.com/ProfitableMan1/status/1996927009507741740)  2025-12-05T12:57Z 26.5K followers, 4075 engagements


"If your man is in stocks or crypto show him small love. The market isnt showing him any at the moment"  
[X Link](https://x.com/ProfitableMan1/status/1991098122593063097)  2025-11-19T10:55Z 26.5K followers, 3210 engagements


"If you have N100000 and want to invest without constantly checking your phone in panic you need a boring strategy. You need the market giants. Here is exactly how to deploy your first N100000 into a conservative portfolio that pays you back"  
[X Link](https://x.com/ProfitableMan1/status/1996162121915093028)  2025-12-03T10:18Z 26.7K followers, 158.7K engagements


"18% Safe Returns or XX% High Growth: What These X Funds Actually Do This image shows the performance of four different "mutual funds" managed by Chapel Hill Denham. Think of a mutual fund as a pot where many people put their money together. A professional manager then takes that pot and invests it in different things to make a profit for everyone. Here is the simple explanation of each fund in the image:"  
[X Link](https://x.com/ProfitableMan1/status/1996279218901291111)  2025-12-03T18:03Z 26.6K followers, 7740 engagements


"The Zero-Cost Guide to Getting Your TIN If you want to open a corporate bank account apply for a government loan or simply stay compliant you need a Tax Identification Number (TIN). Many agents will ask you to pay between 5000 and 15000 for this service. Do not pay. It is officially free. Here is the step-by-step guide to doing it yourself from your phone or laptop"  
[X Link](https://x.com/ProfitableMan1/status/1996515317904748753)  2025-12-04T09:41Z 26.7K followers, 245.3K engagements


"Before you try to register you must know this: you might already have a TIN. The Joint Tax Board (JTB) has a system that automatically generates TINs for Nigerians who have a Bank Verification Number (BVN) or a National Identity Number (NIN). You should verify this before starting a fresh application"  
[X Link](https://x.com/ProfitableMan1/status/1996515321356734622)  2025-12-04T09:42Z 26.7K followers, 25.4K engagements


"Go to the Joint Tax Board verification portal (search "JTB TIN Verification" on Google or use the official JTB link). Select "TIN Verification" or "Check TIN." Enter your date of birth. Select your search criteria: Choose "BVN" or "NIN" or "Phone Number." Enter the corresponding number and click "Search.""  
[X Link](https://x.com/ProfitableMan1/status/1996515324242371059)  2025-12-04T09:42Z 26.7K followers, 26.3K engagements


"If you already have a TIN the system will display it along with your name. Screenshot this page immediately and send it to your email for safekeeping. If the search returns "No Record Found" then you do not have one yet. You must now proceed to register"  
[X Link](https://x.com/ProfitableMan1/status/1996515327577112819)  2025-12-04T09:42Z 26.7K followers, 23.2K engagements


"To get a TIN for yourself (as a person freelancer or employee) you can do this online via the JTB website. Visit the JTB "TIN Request" page. Fill in your personal details exactly as they appear on your BVN/NIN. You will need a valid email address and phone number. Submit the form"  
[X Link](https://x.com/ProfitableMan1/status/1996515330902958230)  2025-12-04T09:42Z 26.6K followers, 21K engagements


"Online registration is often instant but sometimes the system is slow. If it is successful your TIN will be emailed to you. If the online portal is down (which happens occasionally with government sites) you must use the offline method"  
[X Link](https://x.com/ProfitableMan1/status/1996515333985972495)  2025-12-04T09:42Z 26.7K followers, 17.8K engagements


"If you registered a business name or company with the CAC the process is slightly different. Since 2020 your TIN is often printed directly on your CAC Certificate. Check your certificate first. If it is not there you must apply on the JTB website under "Non-Individual" or visit the FIRS office with your CAC documents"  
[X Link](https://x.com/ProfitableMan1/status/1996515344257593529)  2025-12-04T09:42Z 26.7K followers, 13.4K engagements


"Check if you already have one on the JTB verification portal. If not apply online on the JTB website. If online fails visit an FIRS office with your ID and Utility Bill. Do not pay anyone for this service. If online fails visit an FIRS office with your ID and utility bill. bill"  
[X Link](https://x.com/ProfitableMan1/status/1996515350859419968)  2025-12-04T09:42Z 26.7K followers, 11.4K engagements


"⚠ OFFICIAL NOTICE: GLORIOUS WEALTH FUND IS AN ILLEGAL SCHEME ⚠ You just saw the polished website for Glorious Wealth Fund (GWF). They claimed SEC supervision institutional-grade execution and AI-powered growth. It was all a lie. This thread breaks down the specific tactics used to steal investor money why XX% financial illiteracy is the enabling crisis and how @EduWealthNG is building Nigerias defense shield"  
[X Link](https://x.com/ProfitableMan1/status/1996555070381412410)  2025-12-04T12:19Z 26.6K followers, 1617 engagements


"GWF used the names of SEC Nigeria and CBN as a shield. They claimed "Government-endorsed" "Supervised by SEC" and "Funds held under SEC-regulated custodians." The Reality: SEC Nigeria confirmed GWF is neither registered nor licensed. Their claim was a deliberate sophisticated act of fraud. This lie is why Nigeria has already lost XXX trillion to similar schemes"  
[X Link](https://x.com/ProfitableMan1/status/1996555076173795837)  2025-12-04T12:19Z 26.5K followers, XX engagements


"Top X Platforms Nigerians Trust for Buying FGN Savings Bonds X. Invest Naija (Chapel Hill Denham) X. FBNQuest X. Stanbic IBTC Stockbrokers X. Afrinvest Securities X. Atlas Portfolio"  
[X Link](https://x.com/ProfitableMan1/status/1996663085658939411)  2025-12-04T19:29Z 26.5K followers, 9682 engagements


"Before you invest a single Naira you need to know exactly what job you want that money to do for you. In the world of finance money generally has two main jobs. Keep what you have safe. Make what you have grow. These are technically called capital preservation and capital appreciation. Understanding the difference is the first real step in financial literacy. Let us break them down simply"  
[X Link](https://x.com/ProfitableMan1/status/1996929120727384195)  2025-12-05T13:06Z 26.7K followers, 4942 engagements


"To the grassroots financial education will spread across the land"  
[X Link](https://x.com/ProfitableMan1/status/1997293355982827978)  2025-12-06T13:13Z 26.5K followers, 1321 engagements


"How to Calculate Your Dividends Many investors see a dividend announcement but dont know exactly how much cash will hit their bank account. Here is the simple formula to calculate it"  
[X Link](https://x.com/ProfitableMan1/status/1997787880018858013)  2025-12-07T21:58Z 26.6K followers, 4130 engagements


"Market Report: Week of Dec X - Dec X 2025 The equities market closed the week on a positive note. Here is a simple breakdown of what happened: The Big Picture The market gained XXXX% this week. Total return for the year so far is 42.86%. Sector Breakdown Industrial: +7.38% (Highest Gainer) Banking: +3.20% Consumer Goods: +1.56% Insurance: +1.48% Oil & Gas: -XXXX% (Only Loser) Note on Volume: While stock prices went up the total volume of trades actually went down by roughly 20%. This means fewer shares were bought and sold compared to last week even though the prices were higher"  
[X Link](https://x.com/ProfitableMan1/status/1997977776146591819)  2025-12-08T10:33Z 26.5K followers, 1321 engagements


"Building a house in your 30s can be a significant financial mistake because it ties up large sums of income in long-term debt and maintenance costs which severely restricts your liquidity and ability to diversify into higher-growth investments like stocks or retirement accounts"  
[X Link](https://x.com/ProfitableMan1/status/1998010111927746644)  2025-12-08T12:41Z 26.6K followers, 4160 engagements


"Your children are not your retirement plan If you spend all your active years paying school fees but zero years building a pension or investment portfolio you are a future burden. Don't force your kids to choose between their progress and your survival. That is how generational poverty is recycled"  
[X Link](https://x.com/ProfitableMan1/status/1998010825240445258)  2025-12-08T12:44Z 26.6K followers, 3277 engagements


"If you earn under 300k and buy a car you are working for the mechanic"  
[X Link](https://x.com/ProfitableMan1/status/1998016284487717299)  2025-12-08T13:06Z 26.6K followers, 13.7K engagements


"9 Finance Shows and Films to Boost Your Financial Literacy in 2026 You can learn more about money from the right movie than from a boring textbook. Cinema has a way of making complex economic concepts like short selling corporate fraud and value investing stick in your brain. If you want to upgrade your financial mind while being entertained add these X titles to your watchlist"  
[X Link](https://x.com/ProfitableMan1/status/1998033774769045532)  2025-12-08T14:15Z 26.7K followers, 87K engagements


"The Big Short (Film) This is arguably the most educational finance movie ever made. It explains the 2008 housing crash using celebrity cameos and humor. The Lesson: It teaches you about market bubbles subprime mortgages and the danger of following the herd. It shows that just because "everyone" is doing it doesn't mean it is safe"  
[X Link](https://x.com/ProfitableMan1/status/1998033780288655736)  2025-12-08T14:15Z 26.7K followers, 6977 engagements


"Money Explained (Series) A Netflix limited series that breaks down specific financial traps. The Lesson: Each episode tackles a different topic: credit cards student loans retirement and gambling. It is perfect for understanding the "defensive" side of financehow to stop losing money to systems designed to take it from you"  
[X Link](https://x.com/ProfitableMan1/status/1998033785917432100)  2025-12-08T14:15Z 26.7K followers, 6793 engagements


"Margin Call (Film) A tense thriller that takes place over XX hours at an investment bank right before the crash. The Lesson: It is a masterclass in risk management and the concept of "first mover advantage." As one character says "Be first be smarter or cheat." It shows how quickly asset values can go to zero"  
[X Link](https://x.com/ProfitableMan1/status/1998033797065867653)  2025-12-08T14:15Z 26.7K followers, 6131 engagements


"The Ascent of Money (Documentary Series) Based on the book by Niall Ferguson this series traces the history of money from ancient tablets to modern bonds. The Lesson: You cannot understand where the economy is going if you do not know where it came from. It explains exactly what money isnot just paper but a system of trust"  
[X Link](https://x.com/ProfitableMan1/status/1998033802283606401)  2025-12-08T14:15Z 26.7K followers, 5724 engagements


"Becoming Warren Buffett (Documentary) A look into the life of the world's most famous investor. The Lesson: This is your guide to "Value Investing." Unlike the high-speed traders in other movies Buffett teaches patience compound interest and buying companies for less than they are worth. It is the antidote to "get rich quick" thinking"  
[X Link](https://x.com/ProfitableMan1/status/1998033808373793158)  2025-12-08T14:15Z 26.7K followers, 5332 engagements


"Dirty Money (Series) An investigative series where each episode exposes a different corporate scandal from payday loans to emissions cheating. The Lesson: Due diligence. It teaches you that a company's public image often hides a rotten core. It trains you to be skeptical and to research before you invest in a "hot" new company"  
[X Link](https://x.com/ProfitableMan1/status/1998033813901844793)  2025-12-08T14:15Z 26.7K followers, 4939 engagements


"Enron: The Smartest Guys in the Room (Documentary) The definitive story of how a giant energy company faked its profits before collapsing. The Lesson: Accounting fraud. It shows you how companies can manipulate their balance sheets to look profitable when they are actually bankrupt. A crucial watch for anyone buying individual stocks"  
[X Link](https://x.com/ProfitableMan1/status/1998033819450908921)  2025-12-08T14:15Z 26.7K followers, 4387 engagements


"Too Big to Fail (Film) This offers the government's perspective on a financial crisis. The Lesson: It explains the concept of "systemic risk"when a company is so large that its failure would destroy the whole economy. It helps you understand why governments do bailouts and how macroeconomics affects your personal wallet"  
[X Link](https://x.com/ProfitableMan1/status/1998033824450510905)  2025-12-08T14:16Z 26.7K followers, 4376 engagements


"How to Buy Shares That Actually Make Money You have saved the capital. You have the desire. But you do not know which buttons to press. Buying shares in Nigeria is not as complicated as it looks but there is a right way and a "gambler's way." Here is the step-by-step guide to buying your first profitable stock"  
[X Link](https://x.com/ProfitableMan1/status/1998041185118458142)  2025-12-08T14:45Z 26.7K followers, 18.5K engagements


"The Fees Do not be surprised if the money deducted is slightly higher than your calculation. There are transaction fees. The SEC the CSCS and the Broker all take a tiny percentage (usually totaling around XXXX% to X% of the trade value). Factor this into your budget"  
[X Link](https://x.com/ProfitableMan1/status/1998041206392340953)  2025-12-08T14:45Z 26.6K followers, 1445 engagements


"How You Actually Get Paid There are two ways you will see money from this purchase: Dividends: The company will send cash directly to your bank account when they declare profits. You do not need to do anything; it is automatic. Capital Gains: If the share price goes up your portfolio value increases. You only see this cash if you choose to sell"  
[X Link](https://x.com/ProfitableMan1/status/1998041209567100988)  2025-12-08T14:45Z 26.7K followers, 1667 engagements


"You can try to figure out the rest on your own or you can speed up your learning curve by years. I wrote The Naija Investor to answer the questions you are afraid to ask. It covers stock picking dividend tracking and inflation hedging in simple English. It is the mentorship I wish I had when I started. Download the E-book: Get the Physical Book:"  
[X Link](https://x.com/ProfitableMan1/status/1998041214042431955)  2025-12-08T14:45Z 26.6K followers, 1635 engagements


"My aunt offered to sell me her Toyota Sienna for XXX million.Her husband pulled me aside and whispered 'My guy run o Run far'Now I'm confused between the two of them who is actually my friend and who is my enemy"  
[X Link](https://x.com/ProfitableMan1/status/1998089694903726299)  2025-12-08T17:58Z 26.7K followers, 28.1K engagements


"ATTENTION SHAREHOLDERS Important update from Fortis Global Insurance Plc The company has officially dropped First Registrars and appointed a NEW handler for all share-related matters. If you are an investor you need to update your records immediately. #FortisGlobal #NGX #NigerianStockExchange #Investors #Dividends"  
[X Link](https://x.com/ProfitableMan1/status/1998352711767482594)  2025-12-09T11:23Z 26.7K followers, 1041 engagements


"SUNU Assurances Eyes 1.1B Profit & Major Capital Injection by Q1 2026 SUNU Assurances Nigeria PLC has released its earnings forecast for the period ending March XX 2026 and the numbers are bullish. Key Highlights: Projected Revenue: XXXX Billion Profit Before Tax: XXXX Billion Growth: Gross premium is projected to grow by XXXXX% The Big Scoop: The cash flow forecast reveals expected Share Capital Proceeds of X Billion signaling a massive capital injection or rights issue on the horizon. Cash and cash equivalents are set to hit XXXX billion. Is #SUNU on your watchlist"  
[X Link](https://x.com/ProfitableMan1/status/1998354600106115072)  2025-12-09T11:30Z 26.7K followers, 1225 engagements


"How is this possible It happened because of something called an "off-market trade." Think of the normal stock exchange like Balogun Market. It is noisy and open and everyone sees every price. That is where you and I buy. But there is a private room behind the market. This is where the big boys go when they want to exchange heavy luggage without causing a scene"  
[X Link](https://x.com/ProfitableMan1/status/1998357982791295000)  2025-12-09T11:44Z 26.6K followers, XXX engagements


"The "Back of the Shop" Strategy Imagine a big hotel owner wants to buy XXX bags of rice from a wholesaler. If they do this deal in the open market other buyers will see the rush. They will shout "Rice is finishing" and the price will jump up. So the hotel owner and the wholesaler agree to meet at the warehouse at midnight. They agree on a price. They move the goods. Nobody sees it. The market price the next morning stays normal. That is exactly what happened with eTranzact"  
[X Link](https://x.com/ProfitableMan1/status/1998357986041811200)  2025-12-09T11:44Z 26.6K followers, XXX engagements


"Me: When I hit XXX million investment portfolio"  
[X Link](https://x.com/ProfitableMan1/status/1998365873011367994)  2025-12-09T12:15Z 26.7K followers, XXX engagements


"5 Scary Financial Words Explained Like You Are X Years Old The stock market is full of big grammar. They use these big words to make it look complicated so you feel like you need a PhD to participate. You don't. Here are X common terms translated from "Finance English" to "Market English.""  
[X Link](https://x.com/ProfitableMan1/status/1998452136250585505)  2025-12-09T17:58Z 26.7K followers, XXX engagements


"1. Bull Market What they say: "The market is bullish." What it means: Prices are going up. Everyone is happy. The Analogy: Think of a bull (male cow). When it fights it uses its horns to throw things UP. So when the market is "bullish" it means the graph is moving UP. It is a season of plenty"  
[X Link](https://x.com/ProfitableMan1/status/1998452140696576153)  2025-12-09T17:58Z 26.6K followers, XX engagements


"2. Bear Market What they say: "We are in a bear market." What it means: Prices are falling. There is fear in the streets. The Analogy: Think of a bear. When it fights it stands on its back legs and swipes its paws DOWN to crush you. So when the market is "bearish" the graph is moving DOWN. This is usually when smart people buy cheap"  
[X Link](https://x.com/ProfitableMan1/status/1998452143938748831)  2025-12-09T17:58Z 26.6K followers, XX engagements


"3. IPO (Initial Public Offering) What they say: "The company is launching an IPO." What it means: A private company is inviting you to become a part-owner for the first time. The Analogy: It is like a "Naming Ceremony" or a "Grand Opening." Before the IPO the company belonged only to the owner and his friends (private). After the IPO it belongs to the public (you and me). It is your first chance to join the business"  
[X Link](https://x.com/ProfitableMan1/status/1998452147084562933)  2025-12-09T17:58Z 26.6K followers, XX engagements


"How to Turn 3M - 5M Capital Into 200k to 500k Monthly Income Here are X boring businesses that print cash: X. Frozen Foods: High turnover. People eat every day. The cash flow is constant. X. Modern Car Wash: Use deep cleaning tech not just water. Washing XX cars daily covers all your overheads. X. Professional Laundry: Target the working class. Low inventory costs + high service margins = Profit. X. Mini-Importation: Sell high-value gadgets. One sale can cover your ad spend for the entire day. X. Logistics: Buy dispatch bikes. Lease them out for fixed daily remittance. Passive income"  
[X Link](https://x.com/ProfitableMan1/status/1998456500759478783)  2025-12-09T18:15Z 26.7K followers, 52.1K engagements


"DO NOT INVEST IN THE US STOCK MARKET. If you are struggling to raise N50000 Wall Street is not your starting point. Stop trying to force your way into a dollar market with naira crumbs. Here is the honest strategy for beginners with low capital"  
[X Link](https://x.com/ProfitableMan1/status/1998462660371951711)  2025-12-09T18:40Z 26.7K followers, 11.3K engagements


"How to Make Your Stocks Pay You a Salary (The Landlord Strategy) Most people buy stocks and just pray for the price to go up. Smart investors do not just buy stocks; they make their stocks pay them rent. It is called "Dividends." It is the only way to get a bank alert from the stock market without selling a single share. Here is how the "I Don Get Alert" strategy works"  
[X Link](https://x.com/ProfitableMan1/status/1998501364654346600)  2025-12-09T21:13Z 26.7K followers, 6044 engagements


"The Landlord Mindset Think of a stock like a house. If you buy a house and lock it up for XX years you only make money if you sell it for a higher price later. That is "Capital Appreciation." But if you put a tenant in that house they pay you rent every year while you still own the house. That rent is the "dividend." You are the landlord. The company is the tenant"  
[X Link](https://x.com/ProfitableMan1/status/1998501449064481215)  2025-12-09T21:14Z 26.7K followers, XXX engagements


"Inside Job (Documentary) If The Big Short is the drama Inside Job is the evidence. It investigates the systemic corruption that led to the global financial crisis. The Lesson: It teaches you about conflicts of interest. You will learn how rating agencies banks and regulators often work together in ways that hurt the average investor"  
[X Link](https://x.com/ProfitableMan1/status/1998033790728274090)  2025-12-08T14:15Z 26.7K followers, 6527 engagements


"SIMPLE BREAKDOWN Here is a simple explanation of how it works using MTN and Airtel shares. The Setup Imagine you start with 200000000 capital. You split it equally between two major stocks: You buy 100000000 worth of MTN. You buy 100000000 worth of Airtel. The Market Movement Six months later the market shifts: MTN has performed well and is now worth 180000000 (you have a 80m profit). Airtel has performed poorly and is now worth 20000000 (you have an 80m loss). The Problem You want to sell your MTN shares to secure that 80m profit. However if you sell the government will expect you to pay tax"  
[X Link](https://x.com/ProfitableMan1/status/1998498989717467283)  2025-12-09T21:04Z 26.7K followers, 55.3K engagements


"Dividends do not drop every day. There is a season. In Nigeria the main dividend season is between February and April. This is when big companies (banks cement oil) release their full-year results and announce how much "rent" they will pay shareholders. Some generous ones (like GTCO or Seplat) even pay twice a year (interim dividends)"  
[X Link](https://x.com/ProfitableMan1/status/1998501456823959874)  2025-12-09T21:14Z 26.7K followers, XXX engagements


"Do not start a marriage with a deficit; your wedding budget should never exceed your net worth"  
[X Link](https://x.com/ProfitableMan1/status/1998670927249244494)  2025-12-10T08:27Z 26.7K followers, 1326 engagements


"Stop waiting for millions. Here is what your "change" can buy: 5000: FGN Savings Bond (Yes the minimum entry is this low). 10000: Money Market Mutual Funds (safe compound interest). 20000: Tier-1 Bank Shares (Buy units of UBA Zenith or GTCO). If you can afford to buy data to read this you can afford to start investing. No excuses"  
[X Link](https://x.com/ProfitableMan1/status/1998674834176282992)  2025-12-10T08:43Z 26.7K followers, 6014 engagements


"I wrote 'The Naija Investor' because I was tired of seeing Nigerians lose money to Ponzi schemes out of ignorance. You don't need a degree in Finance; you just need the right manual"  
[X Link](https://x.com/ProfitableMan1/status/1998683463394762761)  2025-12-10T09:17Z 26.7K followers, XXX engagements


"INSIDER ALERT: Aradel Holdings (ARADEL) 🚨 When a top manager buys their own company's shares it is a massive confidence signal. It means they are "eating their own cooking." A general manager (Nile Delta) at Aradel just bought XXX million worth of shares. Price Bought: XXXXXX Units: 7170 Date: Dec X 2025 Lesson: Insiders sell for many reasons but they usually buy for only one: they think the price is going up. Watch this stock"  
[X Link](https://x.com/ProfitableMan1/status/1998688214488437027)  2025-12-10T09:36Z 26.7K followers, 6190 engagements


"HOW TO GET PAID FOR FREE IN EVERY X MONTHS FROM You hate seeing debit alerts. They mean money is leaving your account. Imagine waking up to a guaranteed credit alert in March June September and December without doing any work. That is what this bond offers. You lend to the govt. and they pay you interest quarterly. Up to XXXXXX% Interest per annum Start with N5000 Backed by the Federal Govt The offer closes December X. Don't miss out"  
[X Link](https://x.com/ProfitableMan1/status/1995768292208681150)  2025-12-02T08:13Z 26.4K followers, 33.8K engagements


"@1fuerza__ A Beginner's Guide to the Nigeria Stock Market. Soft copy: Hard copy:"  
[X Link](https://x.com/ProfitableMan1/status/1998503827314717008)  2025-12-09T21:23Z 26.6K followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@ProfitableMan1 Avatar @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about money, if you, bank, stocks the most. They currently have XXXXXX followers and 1695 posts still getting attention that total XXXXXXX engagements in the last XX hours.

Engagements: XXXXXXX #

Engagements Line Chart

  • X Week XXXXXXX +1,038%
  • X Month XXXXXXXXX +56%
  • X Months XXXXXXXXX +1,268%
  • X Year XXXXXXXXX +7,620%

Mentions: XX #

Mentions Line Chart

  • X Week XXX +2.80%
  • X Month XXX +19%
  • X Months XXXXX +487%
  • X Year XXXXX +451%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +7.70%
  • X Month XXXXXX +11%
  • X Months XXXXXX +157%
  • X Year XXXXXX +335%

CreatorRank: XXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence finance #1397 countries stocks technology brands automotive brands

Social topic influence money #1427, if you #1969, bank #515, stocks #205, nigeria #128, investment #133, dividend #102, finance #259, cash flow #14, flow #357

Top accounts mentioned or mentioned by @investbamboo @roqqupay @optimusng @trovefinance @olumidecapital @risevest @keblehq @investnaija @tnipodcaster @afrinvest @cowrywise @getwealthsync @ngxgrp @aduoluwatope @greentickertale @morrismonye @philipabayomiv @finplankaluaja1 @binance @nasdng

Top assets mentioned Uber Technologies, Inc. (UBER) Applovin Corporation (APP) NVIDIA Corp. (NVDA) Apple, Inc. (AAPL) Shopify Inc (SHOP) Lam Research Corporation (LRCX) Arista Networks Inc (ANET) Fortinet Inc (FTNT) Alphabet Inc Class A (GOOGL) Ferguson plc (FERG)

Top Social Posts

Top posts by engagements in the last XX hours

"Be your own bank: How to buy FGN Savings Bonds in X minutes. You don't need a stockbroker in a suit to lend money to the federal government. You can do it from your bed and earn up to XX% per annum (paid quarterly). Here is the DIY Guide: Step 1: Get the App Download one of these SEC-regulated apps: Afrinvestor XXX (by Afrinvest) or InvestNaija Step 2: The Setup Sign up and complete your KYC (BVN/ID is mandatory). Fund your wallet via bank transfer. Step 3: The Golden Rule FGN Savings Bonds are only open for X days in the first week of every month. If you check today you might not see it. Set"
X Link 2025-11-29T10:05Z 26.6K followers, 54.9K engagements

"How They Made the Money Total Operating Income hit XXXX Billion up significantly from XXXX Billion last year. The primary driver was Fees which generated XXXXX Billion alone. Simple logic: When trading volume goes up CSCS revenue goes up"
X Link 2025-12-02T10:58Z 26.1K followers, XXX engagements

"If you found this helpful but want a more detailed roadmap you should read my book The Naija Investor. I wrote it specifically to demystify the Nigerian stock market for beginners. It bridges the gap between saving your salary and building real portfolio wealth. Stop guessing. Get the manual"
X Link 2025-12-03T10:18Z 26.2K followers, 12.8K engagements

"The Moderately Aggressive Investor Risk Level: "I am playing offense. I want my capital to multiply." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Bonds XX% Money Market. Who is this for This is for the long-term investor. Notice that "Safety" (Bonds) has dropped to just 15%. You are now heavily exposed to the global market (45%). You accept that the market will go up and down but you are betting on long-term victory"
X Link 2025-12-04T11:11Z 26.2K followers, XXX engagements

"The Aggressive Investor Risk Level: "Go big or go home. I want maximum returns and I can handle the heat." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Money Market. Who is this for This is for the investor willing to accept high short-term fluctuations. You have zero Bonds. You have no safety net except a tiny X% cash buffer. In exchange for this risk you position yourself for the highest potential returns and maximum capital growth"
X Link 2025-12-04T11:11Z 26.2K followers, XXX engagements

"The Hidden Risk of Preservation There is a catch. While your actual cash amount is safe its value is being attacked by inflation. If inflation is at XX% and your safe money is only earning X% interest you are technically losing purchasing power every day. Pure preservation over a long time is a guaranteed way to get poorer slowly"
X Link 2025-12-05T13:06Z 26.6K followers, XXX engagements

"Capital Appreciation This is the offensive game. The goal here is growth. You are not just trying to keep your N100000 safe; you want it to become N200000 N500000 or N1 million over time. You are planting a seed and expecting it to grow into a tree that produces fruit"
X Link 2025-12-05T13:06Z 26.6K followers, XXX engagements

"Where do you find Capital Appreciation This happens in assets that can increase in value. The stock market (buying shares of companies) real estate (buying land or property) or starting a business. You buy these things today in the hope that someone will pay you much more for them in the future"
X Link 2025-12-05T13:06Z 26.6K followers, XXX engagements

"Understanding P/E Ratio (Made Simple) Imagine buying a shop for 20000 that makes 2000 profit yearly. P/E = Price Earnings 20000 2000 = XX It means itll take XX years of profit to get your money back. Same thing with stocks: If a stock sells for XX and earns X per share P/E = XX X = XX What it means: Low P/E (e.g. 510): Youre paying less for more profit. Could be a bargain or a risk. High P/E (e.g. 50100): Youre paying a lot now hoping the company grows fast. Bottom line: P/E shows how long it takes to earn back your investment"
X Link 2025-07-03T12:56Z 26.6K followers, 23.6K engagements

"These XX tech stocks all deliver 40%+ ROIC a sign of strong management pricing power and lasting competitive advantage: Nvidia (NVDA) Apple (AAPL) Palantir (PLTR) Shopify (SHOP) Uber (UBER) Lam Research (LRCX) Applovin (APP) Arista Networks (ANET) Adobe (ADBE) Fortinet (FTNT)"
X Link 2025-11-20T17:40Z 26.4K followers, 4120 engagements

"I believe that financial literacy is not a luxury for the rich. It is a fundamental human right for everyone who works for money. If you earn money you deserve to know how to multiply it"
X Link 2025-12-01T08:07Z 26.4K followers, 1024 engagements

"CSCS PLC Q3 2025 Results The Hidden Gem on NASD OTC Did you know you can own shares in the company that clears every trade on the Stock Exchange Most investors miss this because it does not trade on the main NGX board. CSCS PLC trades on the NASD OTC Exchange. @NASDNG Let us look at their Q3 2025 results and the numbers are incredible. Here is the breakdown"
X Link 2025-12-02T10:58Z 26.4K followers, 2013 engagements

"The "Pick and Shovel" Play CSCS is the engine room of the capital market. They make money on transaction volume regardless of whether the market is Bullish or Bearish. If you are looking for a defensive stock with strong cash flow this is one to watch"
X Link 2025-12-02T10:58Z 26.2K followers, XXX engagements

"You dont need a million to start investing"
X Link 2025-12-02T11:23Z 26.3K followers, 13.4K engagements

"Take your N100000 and split it into any of these six companies. This gives you instant diversification. You now own a piece of banking energy industrial goods telecommunications and agriculture. If one sector slows down the others hold you up"
X Link 2025-12-03T10:18Z 26.4K followers, 17.2K engagements

"Point #16 hits hard. Your greatest financial asset isn't your portfolio; it is your earning capacity. When you aggressively invest in your own skills and financial literacy you increase the 'principal' capital you have available to invest in the market later. The ROI on personal development usually outperforms any stock or treasury bill. Secure the source first"
X Link 2025-12-03T17:39Z 26.4K followers, 15.8K engagements

"Even after the XX% withholding tax this remains the current sweet spot for protecting capital against inflation. Treasury Bills Primary Market Auction Results X December 2025 Yields held steady across the short and medium tenors while the 1-year bill pushed strongly upward. 91-Day: XXXXX% True Yield: XXXXX% 182-Day: XXXXX% True Yield: XXXXX% 364-Day: XXXXX% True Yield: XXXXX% Insight: The headline rate is XXXXX% but because T-Bills are sold at a discount your effective return on the actual capital invested is higher. The 364-day bill is now yielding above 21%. Fixed-income investors have a"
X Link 2025-12-03T20:55Z 26.2K followers, 3662 engagements

"Capital Preservation "Capital" just means the money you start withyour principal. Capital preservation means your primary goal is to make sure you do not lose that starting money. The return of your money is more important than the return on your money. Think of it as playing defense in football. Your main goal is not to score; it is to prevent the other team from scoring. You want safety"
X Link 2025-12-05T13:06Z 26.4K followers, XXX engagements

"Financial Education to all. Thank you. ✅❤🔥💯"
X Link 2025-11-24T17:01Z 26.5K followers, 1417 engagements

"Earnings Per Share (EPS) Double Down For shareholders this is the most important metric. EPS jumped from XXXX kobo to XXXXX kobo. With earnings almost doubling investors holding this stock on the NASD platform should be expecting a strong dividend payout"
X Link 2025-12-02T10:58Z 26.5K followers, XXX engagements

"Operational Efficiency While costs increasedStaff Costs rose to XXXX Billion and Admin Expenses to XXXX Billionrevenue growth far outpaced the expenses. Profit Before Tax (PBT) nearly doubled to XXXXX Billion. The company is scaling efficiently"
X Link 2025-12-02T10:58Z 26.5K followers, XXX engagements

"If I were deploying N100000 today for a safe long-term hold I would be looking at these six names: GTBank Aradel Dangote Cement MTN Nigeria Zenith Bank and Presco"
X Link 2025-12-03T10:18Z 26.5K followers, 18.5K engagements

"FGN Savings Bond vs. Sukuk Bond: What Is the Difference Most people confuse these two but they serve different financial goals. Here is the direct comparison to help you choose. X. FGN Savings Bond Structure: You lend money to the Govt (Loan). Reward: Pays Interest. Frequency: Pays every X months. Duration: Short Term (23 Years). Best For: Investors who want frequent cash flow and their capital back quickly. X. Sukuk Bond Structure: You fund a specific project (asset ownership). It is XXX% Halal. Reward: Pays Rental Income (Profit). Frequency: Pays every X months. Duration: Long Term (710"
X Link 2025-12-03T20:11Z 26.5K followers, 15.9K engagements

"Getting the number is step one. Having the certificate is step two. Once you have your TIN log back into the JTB portal and look for the "Print TIN Certificate" option. You may need this physical paper for bank account opening"
X Link 2025-12-04T09:42Z 26.5K followers, 11.9K engagements

"The return of your money is more important than the return on your money"
X Link 2025-12-05T12:57Z 26.5K followers, 4075 engagements

"If your man is in stocks or crypto show him small love. The market isnt showing him any at the moment"
X Link 2025-11-19T10:55Z 26.5K followers, 3210 engagements

"If you have N100000 and want to invest without constantly checking your phone in panic you need a boring strategy. You need the market giants. Here is exactly how to deploy your first N100000 into a conservative portfolio that pays you back"
X Link 2025-12-03T10:18Z 26.7K followers, 158.7K engagements

"18% Safe Returns or XX% High Growth: What These X Funds Actually Do This image shows the performance of four different "mutual funds" managed by Chapel Hill Denham. Think of a mutual fund as a pot where many people put their money together. A professional manager then takes that pot and invests it in different things to make a profit for everyone. Here is the simple explanation of each fund in the image:"
X Link 2025-12-03T18:03Z 26.6K followers, 7740 engagements

"The Zero-Cost Guide to Getting Your TIN If you want to open a corporate bank account apply for a government loan or simply stay compliant you need a Tax Identification Number (TIN). Many agents will ask you to pay between 5000 and 15000 for this service. Do not pay. It is officially free. Here is the step-by-step guide to doing it yourself from your phone or laptop"
X Link 2025-12-04T09:41Z 26.7K followers, 245.3K engagements

"Before you try to register you must know this: you might already have a TIN. The Joint Tax Board (JTB) has a system that automatically generates TINs for Nigerians who have a Bank Verification Number (BVN) or a National Identity Number (NIN). You should verify this before starting a fresh application"
X Link 2025-12-04T09:42Z 26.7K followers, 25.4K engagements

"Go to the Joint Tax Board verification portal (search "JTB TIN Verification" on Google or use the official JTB link). Select "TIN Verification" or "Check TIN." Enter your date of birth. Select your search criteria: Choose "BVN" or "NIN" or "Phone Number." Enter the corresponding number and click "Search.""
X Link 2025-12-04T09:42Z 26.7K followers, 26.3K engagements

"If you already have a TIN the system will display it along with your name. Screenshot this page immediately and send it to your email for safekeeping. If the search returns "No Record Found" then you do not have one yet. You must now proceed to register"
X Link 2025-12-04T09:42Z 26.7K followers, 23.2K engagements

"To get a TIN for yourself (as a person freelancer or employee) you can do this online via the JTB website. Visit the JTB "TIN Request" page. Fill in your personal details exactly as they appear on your BVN/NIN. You will need a valid email address and phone number. Submit the form"
X Link 2025-12-04T09:42Z 26.6K followers, 21K engagements

"Online registration is often instant but sometimes the system is slow. If it is successful your TIN will be emailed to you. If the online portal is down (which happens occasionally with government sites) you must use the offline method"
X Link 2025-12-04T09:42Z 26.7K followers, 17.8K engagements

"If you registered a business name or company with the CAC the process is slightly different. Since 2020 your TIN is often printed directly on your CAC Certificate. Check your certificate first. If it is not there you must apply on the JTB website under "Non-Individual" or visit the FIRS office with your CAC documents"
X Link 2025-12-04T09:42Z 26.7K followers, 13.4K engagements

"Check if you already have one on the JTB verification portal. If not apply online on the JTB website. If online fails visit an FIRS office with your ID and Utility Bill. Do not pay anyone for this service. If online fails visit an FIRS office with your ID and utility bill. bill"
X Link 2025-12-04T09:42Z 26.7K followers, 11.4K engagements

"⚠ OFFICIAL NOTICE: GLORIOUS WEALTH FUND IS AN ILLEGAL SCHEME ⚠ You just saw the polished website for Glorious Wealth Fund (GWF). They claimed SEC supervision institutional-grade execution and AI-powered growth. It was all a lie. This thread breaks down the specific tactics used to steal investor money why XX% financial illiteracy is the enabling crisis and how @EduWealthNG is building Nigerias defense shield"
X Link 2025-12-04T12:19Z 26.6K followers, 1617 engagements

"GWF used the names of SEC Nigeria and CBN as a shield. They claimed "Government-endorsed" "Supervised by SEC" and "Funds held under SEC-regulated custodians." The Reality: SEC Nigeria confirmed GWF is neither registered nor licensed. Their claim was a deliberate sophisticated act of fraud. This lie is why Nigeria has already lost XXX trillion to similar schemes"
X Link 2025-12-04T12:19Z 26.5K followers, XX engagements

"Top X Platforms Nigerians Trust for Buying FGN Savings Bonds X. Invest Naija (Chapel Hill Denham) X. FBNQuest X. Stanbic IBTC Stockbrokers X. Afrinvest Securities X. Atlas Portfolio"
X Link 2025-12-04T19:29Z 26.5K followers, 9682 engagements

"Before you invest a single Naira you need to know exactly what job you want that money to do for you. In the world of finance money generally has two main jobs. Keep what you have safe. Make what you have grow. These are technically called capital preservation and capital appreciation. Understanding the difference is the first real step in financial literacy. Let us break them down simply"
X Link 2025-12-05T13:06Z 26.7K followers, 4942 engagements

"To the grassroots financial education will spread across the land"
X Link 2025-12-06T13:13Z 26.5K followers, 1321 engagements

"How to Calculate Your Dividends Many investors see a dividend announcement but dont know exactly how much cash will hit their bank account. Here is the simple formula to calculate it"
X Link 2025-12-07T21:58Z 26.6K followers, 4130 engagements

"Market Report: Week of Dec X - Dec X 2025 The equities market closed the week on a positive note. Here is a simple breakdown of what happened: The Big Picture The market gained XXXX% this week. Total return for the year so far is 42.86%. Sector Breakdown Industrial: +7.38% (Highest Gainer) Banking: +3.20% Consumer Goods: +1.56% Insurance: +1.48% Oil & Gas: -XXXX% (Only Loser) Note on Volume: While stock prices went up the total volume of trades actually went down by roughly 20%. This means fewer shares were bought and sold compared to last week even though the prices were higher"
X Link 2025-12-08T10:33Z 26.5K followers, 1321 engagements

"Building a house in your 30s can be a significant financial mistake because it ties up large sums of income in long-term debt and maintenance costs which severely restricts your liquidity and ability to diversify into higher-growth investments like stocks or retirement accounts"
X Link 2025-12-08T12:41Z 26.6K followers, 4160 engagements

"Your children are not your retirement plan If you spend all your active years paying school fees but zero years building a pension or investment portfolio you are a future burden. Don't force your kids to choose between their progress and your survival. That is how generational poverty is recycled"
X Link 2025-12-08T12:44Z 26.6K followers, 3277 engagements

"If you earn under 300k and buy a car you are working for the mechanic"
X Link 2025-12-08T13:06Z 26.6K followers, 13.7K engagements

"9 Finance Shows and Films to Boost Your Financial Literacy in 2026 You can learn more about money from the right movie than from a boring textbook. Cinema has a way of making complex economic concepts like short selling corporate fraud and value investing stick in your brain. If you want to upgrade your financial mind while being entertained add these X titles to your watchlist"
X Link 2025-12-08T14:15Z 26.7K followers, 87K engagements

"The Big Short (Film) This is arguably the most educational finance movie ever made. It explains the 2008 housing crash using celebrity cameos and humor. The Lesson: It teaches you about market bubbles subprime mortgages and the danger of following the herd. It shows that just because "everyone" is doing it doesn't mean it is safe"
X Link 2025-12-08T14:15Z 26.7K followers, 6977 engagements

"Money Explained (Series) A Netflix limited series that breaks down specific financial traps. The Lesson: Each episode tackles a different topic: credit cards student loans retirement and gambling. It is perfect for understanding the "defensive" side of financehow to stop losing money to systems designed to take it from you"
X Link 2025-12-08T14:15Z 26.7K followers, 6793 engagements

"Margin Call (Film) A tense thriller that takes place over XX hours at an investment bank right before the crash. The Lesson: It is a masterclass in risk management and the concept of "first mover advantage." As one character says "Be first be smarter or cheat." It shows how quickly asset values can go to zero"
X Link 2025-12-08T14:15Z 26.7K followers, 6131 engagements

"The Ascent of Money (Documentary Series) Based on the book by Niall Ferguson this series traces the history of money from ancient tablets to modern bonds. The Lesson: You cannot understand where the economy is going if you do not know where it came from. It explains exactly what money isnot just paper but a system of trust"
X Link 2025-12-08T14:15Z 26.7K followers, 5724 engagements

"Becoming Warren Buffett (Documentary) A look into the life of the world's most famous investor. The Lesson: This is your guide to "Value Investing." Unlike the high-speed traders in other movies Buffett teaches patience compound interest and buying companies for less than they are worth. It is the antidote to "get rich quick" thinking"
X Link 2025-12-08T14:15Z 26.7K followers, 5332 engagements

"Dirty Money (Series) An investigative series where each episode exposes a different corporate scandal from payday loans to emissions cheating. The Lesson: Due diligence. It teaches you that a company's public image often hides a rotten core. It trains you to be skeptical and to research before you invest in a "hot" new company"
X Link 2025-12-08T14:15Z 26.7K followers, 4939 engagements

"Enron: The Smartest Guys in the Room (Documentary) The definitive story of how a giant energy company faked its profits before collapsing. The Lesson: Accounting fraud. It shows you how companies can manipulate their balance sheets to look profitable when they are actually bankrupt. A crucial watch for anyone buying individual stocks"
X Link 2025-12-08T14:15Z 26.7K followers, 4387 engagements

"Too Big to Fail (Film) This offers the government's perspective on a financial crisis. The Lesson: It explains the concept of "systemic risk"when a company is so large that its failure would destroy the whole economy. It helps you understand why governments do bailouts and how macroeconomics affects your personal wallet"
X Link 2025-12-08T14:16Z 26.7K followers, 4376 engagements

"How to Buy Shares That Actually Make Money You have saved the capital. You have the desire. But you do not know which buttons to press. Buying shares in Nigeria is not as complicated as it looks but there is a right way and a "gambler's way." Here is the step-by-step guide to buying your first profitable stock"
X Link 2025-12-08T14:45Z 26.7K followers, 18.5K engagements

"The Fees Do not be surprised if the money deducted is slightly higher than your calculation. There are transaction fees. The SEC the CSCS and the Broker all take a tiny percentage (usually totaling around XXXX% to X% of the trade value). Factor this into your budget"
X Link 2025-12-08T14:45Z 26.6K followers, 1445 engagements

"How You Actually Get Paid There are two ways you will see money from this purchase: Dividends: The company will send cash directly to your bank account when they declare profits. You do not need to do anything; it is automatic. Capital Gains: If the share price goes up your portfolio value increases. You only see this cash if you choose to sell"
X Link 2025-12-08T14:45Z 26.7K followers, 1667 engagements

"You can try to figure out the rest on your own or you can speed up your learning curve by years. I wrote The Naija Investor to answer the questions you are afraid to ask. It covers stock picking dividend tracking and inflation hedging in simple English. It is the mentorship I wish I had when I started. Download the E-book: Get the Physical Book:"
X Link 2025-12-08T14:45Z 26.6K followers, 1635 engagements

"My aunt offered to sell me her Toyota Sienna for XXX million.Her husband pulled me aside and whispered 'My guy run o Run far'Now I'm confused between the two of them who is actually my friend and who is my enemy"
X Link 2025-12-08T17:58Z 26.7K followers, 28.1K engagements

"ATTENTION SHAREHOLDERS Important update from Fortis Global Insurance Plc The company has officially dropped First Registrars and appointed a NEW handler for all share-related matters. If you are an investor you need to update your records immediately. #FortisGlobal #NGX #NigerianStockExchange #Investors #Dividends"
X Link 2025-12-09T11:23Z 26.7K followers, 1041 engagements

"SUNU Assurances Eyes 1.1B Profit & Major Capital Injection by Q1 2026 SUNU Assurances Nigeria PLC has released its earnings forecast for the period ending March XX 2026 and the numbers are bullish. Key Highlights: Projected Revenue: XXXX Billion Profit Before Tax: XXXX Billion Growth: Gross premium is projected to grow by XXXXX% The Big Scoop: The cash flow forecast reveals expected Share Capital Proceeds of X Billion signaling a massive capital injection or rights issue on the horizon. Cash and cash equivalents are set to hit XXXX billion. Is #SUNU on your watchlist"
X Link 2025-12-09T11:30Z 26.7K followers, 1225 engagements

"How is this possible It happened because of something called an "off-market trade." Think of the normal stock exchange like Balogun Market. It is noisy and open and everyone sees every price. That is where you and I buy. But there is a private room behind the market. This is where the big boys go when they want to exchange heavy luggage without causing a scene"
X Link 2025-12-09T11:44Z 26.6K followers, XXX engagements

"The "Back of the Shop" Strategy Imagine a big hotel owner wants to buy XXX bags of rice from a wholesaler. If they do this deal in the open market other buyers will see the rush. They will shout "Rice is finishing" and the price will jump up. So the hotel owner and the wholesaler agree to meet at the warehouse at midnight. They agree on a price. They move the goods. Nobody sees it. The market price the next morning stays normal. That is exactly what happened with eTranzact"
X Link 2025-12-09T11:44Z 26.6K followers, XXX engagements

"Me: When I hit XXX million investment portfolio"
X Link 2025-12-09T12:15Z 26.7K followers, XXX engagements

"5 Scary Financial Words Explained Like You Are X Years Old The stock market is full of big grammar. They use these big words to make it look complicated so you feel like you need a PhD to participate. You don't. Here are X common terms translated from "Finance English" to "Market English.""
X Link 2025-12-09T17:58Z 26.7K followers, XXX engagements

"1. Bull Market What they say: "The market is bullish." What it means: Prices are going up. Everyone is happy. The Analogy: Think of a bull (male cow). When it fights it uses its horns to throw things UP. So when the market is "bullish" it means the graph is moving UP. It is a season of plenty"
X Link 2025-12-09T17:58Z 26.6K followers, XX engagements

"2. Bear Market What they say: "We are in a bear market." What it means: Prices are falling. There is fear in the streets. The Analogy: Think of a bear. When it fights it stands on its back legs and swipes its paws DOWN to crush you. So when the market is "bearish" the graph is moving DOWN. This is usually when smart people buy cheap"
X Link 2025-12-09T17:58Z 26.6K followers, XX engagements

"3. IPO (Initial Public Offering) What they say: "The company is launching an IPO." What it means: A private company is inviting you to become a part-owner for the first time. The Analogy: It is like a "Naming Ceremony" or a "Grand Opening." Before the IPO the company belonged only to the owner and his friends (private). After the IPO it belongs to the public (you and me). It is your first chance to join the business"
X Link 2025-12-09T17:58Z 26.6K followers, XX engagements

"How to Turn 3M - 5M Capital Into 200k to 500k Monthly Income Here are X boring businesses that print cash: X. Frozen Foods: High turnover. People eat every day. The cash flow is constant. X. Modern Car Wash: Use deep cleaning tech not just water. Washing XX cars daily covers all your overheads. X. Professional Laundry: Target the working class. Low inventory costs + high service margins = Profit. X. Mini-Importation: Sell high-value gadgets. One sale can cover your ad spend for the entire day. X. Logistics: Buy dispatch bikes. Lease them out for fixed daily remittance. Passive income"
X Link 2025-12-09T18:15Z 26.7K followers, 52.1K engagements

"DO NOT INVEST IN THE US STOCK MARKET. If you are struggling to raise N50000 Wall Street is not your starting point. Stop trying to force your way into a dollar market with naira crumbs. Here is the honest strategy for beginners with low capital"
X Link 2025-12-09T18:40Z 26.7K followers, 11.3K engagements

"How to Make Your Stocks Pay You a Salary (The Landlord Strategy) Most people buy stocks and just pray for the price to go up. Smart investors do not just buy stocks; they make their stocks pay them rent. It is called "Dividends." It is the only way to get a bank alert from the stock market without selling a single share. Here is how the "I Don Get Alert" strategy works"
X Link 2025-12-09T21:13Z 26.7K followers, 6044 engagements

"The Landlord Mindset Think of a stock like a house. If you buy a house and lock it up for XX years you only make money if you sell it for a higher price later. That is "Capital Appreciation." But if you put a tenant in that house they pay you rent every year while you still own the house. That rent is the "dividend." You are the landlord. The company is the tenant"
X Link 2025-12-09T21:14Z 26.7K followers, XXX engagements

"Inside Job (Documentary) If The Big Short is the drama Inside Job is the evidence. It investigates the systemic corruption that led to the global financial crisis. The Lesson: It teaches you about conflicts of interest. You will learn how rating agencies banks and regulators often work together in ways that hurt the average investor"
X Link 2025-12-08T14:15Z 26.7K followers, 6527 engagements

"SIMPLE BREAKDOWN Here is a simple explanation of how it works using MTN and Airtel shares. The Setup Imagine you start with 200000000 capital. You split it equally between two major stocks: You buy 100000000 worth of MTN. You buy 100000000 worth of Airtel. The Market Movement Six months later the market shifts: MTN has performed well and is now worth 180000000 (you have a 80m profit). Airtel has performed poorly and is now worth 20000000 (you have an 80m loss). The Problem You want to sell your MTN shares to secure that 80m profit. However if you sell the government will expect you to pay tax"
X Link 2025-12-09T21:04Z 26.7K followers, 55.3K engagements

"Dividends do not drop every day. There is a season. In Nigeria the main dividend season is between February and April. This is when big companies (banks cement oil) release their full-year results and announce how much "rent" they will pay shareholders. Some generous ones (like GTCO or Seplat) even pay twice a year (interim dividends)"
X Link 2025-12-09T21:14Z 26.7K followers, XXX engagements

"Do not start a marriage with a deficit; your wedding budget should never exceed your net worth"
X Link 2025-12-10T08:27Z 26.7K followers, 1326 engagements

"Stop waiting for millions. Here is what your "change" can buy: 5000: FGN Savings Bond (Yes the minimum entry is this low). 10000: Money Market Mutual Funds (safe compound interest). 20000: Tier-1 Bank Shares (Buy units of UBA Zenith or GTCO). If you can afford to buy data to read this you can afford to start investing. No excuses"
X Link 2025-12-10T08:43Z 26.7K followers, 6014 engagements

"I wrote 'The Naija Investor' because I was tired of seeing Nigerians lose money to Ponzi schemes out of ignorance. You don't need a degree in Finance; you just need the right manual"
X Link 2025-12-10T09:17Z 26.7K followers, XXX engagements

"INSIDER ALERT: Aradel Holdings (ARADEL) 🚨 When a top manager buys their own company's shares it is a massive confidence signal. It means they are "eating their own cooking." A general manager (Nile Delta) at Aradel just bought XXX million worth of shares. Price Bought: XXXXXX Units: 7170 Date: Dec X 2025 Lesson: Insiders sell for many reasons but they usually buy for only one: they think the price is going up. Watch this stock"
X Link 2025-12-10T09:36Z 26.7K followers, 6190 engagements

"HOW TO GET PAID FOR FREE IN EVERY X MONTHS FROM You hate seeing debit alerts. They mean money is leaving your account. Imagine waking up to a guaranteed credit alert in March June September and December without doing any work. That is what this bond offers. You lend to the govt. and they pay you interest quarterly. Up to XXXXXX% Interest per annum Start with N5000 Backed by the Federal Govt The offer closes December X. Don't miss out"
X Link 2025-12-02T08:13Z 26.4K followers, 33.8K engagements

"@1fuerza__ A Beginner's Guide to the Nigeria Stock Market. Soft copy: Hard copy:"
X Link 2025-12-09T21:23Z 26.6K followers, XX engagements

@ProfitableMan1
/creator/twitter::ProfitableMan1