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# ![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1481516152727691267.png) @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about money, if you, bank, stocks the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1481516152727691267/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:interactions.svg)

- X Week XXXXXXX +817%
- X Month XXXXXXXXX +19%
- X Months XXXXXXXXX +1,232%
- X Year XXXXXXXXX +7,292%

### Mentions: XX [#](/creator/twitter::1481516152727691267/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX +3.10%
- X Months XXXXX +480%
- X Year XXXXX +434%

### Followers: XXXXXX [#](/creator/twitter::1481516152727691267/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:followers.svg)

- X Week XXXXXX +6.40%
- X Month XXXXXX +9.40%
- X Months XXXXXX +154%
- X Year XXXXXX +327%

### CreatorRank: XXXXXXX [#](/creator/twitter::1481516152727691267/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #5036 [stocks](/list/stocks)  X% [countries](/list/countries)  X% [technology brands](/list/technology-brands)  X% [automotive brands](/list/automotive-brands)  X%

**Social topic influence**
[money](/topic/money) #2554, [if you](/topic/if-you) 14%, [bank](/topic/bank) #1080, [stocks](/topic/stocks) #1397, [portal](/topic/portal) #1008, [finance](/topic/finance) #324, [future](/topic/future) 3%, [saving](/topic/saving) 3%, [retirement](/topic/retirement) #216, [inflation](/topic/inflation) X%

**Top accounts mentioned or mentioned by**
[@samalice1999](/creator/undefined) [@chiefftweet](/creator/undefined) [@eberes_crochet](/creator/undefined) [@abdulibnumar2](/creator/undefined) [@thomasjaphet](/creator/undefined) [@realworthify](/creator/undefined) [@oluwa_jemiriye](/creator/undefined) [@tumiojo](/creator/undefined) [@iyekefejiymg](/creator/undefined) [@tnipodcaster](/creator/undefined) [@greentickertale](/creator/undefined) [@nasdng](/creator/undefined) [@roqqupay](/creator/undefined) [@enitanoyekanm](/creator/undefined) [@theayoalonge](/creator/undefined) [@toyoboj](/creator/undefined) [@pelaje10](/creator/undefined) [@ifeoluwaabi](/creator/undefined) [@xicorwillwin](/creator/undefined) [@mnurshuaibu](/creator/undefined)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl) [Ferguson plc (FERG)](/topic/$ferg)
### Top Social Posts
Top posts by engagements in the last XX hours

"The Zero-Cost Guide to Getting Your TIN If you want to open a corporate bank account apply for a government loan or simply stay compliant you need a Tax Identification Number (TIN). Many agents will ask you to pay between 5000 and 15000 for this service. Do not pay. It is officially free. Here is the step-by-step guide to doing it yourself from your phone or laptop"  
[X Link](https://x.com/ProfitableMan1/status/1996515317904748753)  2025-12-04T09:41Z 26.2K followers, 242.7K engagements


"Before you invest a single Naira you need to know exactly what job you want that money to do for you. In the world of finance money generally has two main jobs. Keep what you have safe. Make what you have grow. These are technically called capital preservation and capital appreciation. Understanding the difference is the first real step in financial literacy. Let us break them down simply"  
[X Link](https://x.com/ProfitableMan1/status/1996929120727384195)  2025-12-05T13:06Z 26.2K followers, 4893 engagements


"If youre single learn these XX money & market terms. Theyll save you from future financial headaches"  
[X Link](https://x.com/ProfitableMan1/status/1990728863274410334)  2025-11-18T10:28Z 26.1K followers, 37.4K engagements


"Operational Efficiency While costs increasedStaff Costs rose to XXXX Billion and Admin Expenses to XXXX Billionrevenue growth far outpaced the expenses. Profit Before Tax (PBT) nearly doubled to XXXXX Billion. The company is scaling efficiently"  
[X Link](https://x.com/ProfitableMan1/status/1995809804179079596)  2025-12-02T10:58Z 26.1K followers, XXX engagements


"The "Pick and Shovel" Play CSCS is the engine room of the capital market. They make money on transaction volume regardless of whether the market is Bullish or Bearish. If you are looking for a defensive stock with strong cash flow this is one to watch"  
[X Link](https://x.com/ProfitableMan1/status/1995809810218979705)  2025-12-02T10:58Z 26.1K followers, XXX engagements


"How to Buy Remember you cannot find this on the main board. Ask your stockbroker to buy CSCS for you on the NASD OTC Exchange. The engine is roaring"  
[X Link](https://x.com/ProfitableMan1/status/1995809813830226039)  2025-12-02T10:58Z 26.1K followers, XXX engagements


"When do you use capital preservation You use this strategy for money you need soon. If you are saving for rent due in three months or for school fees due next September you do not gamble with that money. You preserve it. You need certainty that the cash will be there when the bill arrives"  
[X Link](https://x.com/ProfitableMan1/status/1996929133935263835)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"Capital Appreciation This is the offensive game. The goal here is growth. You are not just trying to keep your N100000 safe; you want it to become N200000 N500000 or N1 million over time. You are planting a seed and expecting it to grow into a tree that produces fruit"  
[X Link](https://x.com/ProfitableMan1/status/1996929143863144936)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"Where do you find Capital Appreciation This happens in assets that can increase in value. The stock market (buying shares of companies) real estate (buying land or property) or starting a business. You buy these things today in the hope that someone will pay you much more for them in the future"  
[X Link](https://x.com/ProfitableMan1/status/1996929150968328653)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"Do not use your rent money to buy volatile stocks hoping for appreciation; you might end up homeless. And do not leave your retirement savings in a standard bank account hoping for preservation; inflation will destroy it. Preservation protects your present. Appreciation builds your future. Know which job you are hiring your money to do"  
[X Link](https://x.com/ProfitableMan1/status/1996929163572162701)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"CSCS PLC Q3 2025 Results The Hidden Gem on NASD OTC Did you know you can own shares in the company that clears every trade on the Stock Exchange Most investors miss this because it does not trade on the main NGX board. CSCS PLC trades on the NASD OTC Exchange. @NASDNG Let us look at their Q3 2025 results and the numbers are incredible. Here is the breakdown"  
[X Link](https://x.com/ProfitableMan1/status/1995809788228206832)  2025-12-02T10:58Z 26.1K followers, 1993 engagements


"When you are building your foundation the goal isn't to find the next "lucky" stock. The goal is to avoid losing your money. To do this we stick to companies that have stood the test of time. We look for the heavyweights of the Nigerian economy"  
[X Link](https://x.com/ProfitableMan1/status/1996162125098549632)  2025-12-03T10:18Z 26.1K followers, 17.4K engagements


"Take your N100000 and split it into any of these six companies. This gives you instant diversification. You now own a piece of banking energy industrial goods telecommunications and agriculture. If one sector slows down the others hold you up"  
[X Link](https://x.com/ProfitableMan1/status/1996162130723090806)  2025-12-03T10:18Z 26.1K followers, 17.1K engagements


"The X Paths to Wealth in 2026 If you are committing to the challenge of investing N100000 every week from January to December 2026 saving the money is only step one. Step two is knowing where to put it. A 25-year-old entrepreneur should not invest like a 60-year-old retiree. Your strategy must match your risk appetite. Here are the X investment profiles. Find out which one you are"  
[X Link](https://x.com/ProfitableMan1/status/1996537862485921863)  2025-12-04T11:11Z 26.1K followers, 8677 engagements


"The Balanced Investor Risk Level: Medium Risk "Give me the best of both worlds. Safety and Growth." The Allocation: XX% Bonds XX% Intl Stocks XX% Local Stocks XX% Money Market Who is this for This strategy seeks above-average growth. You are perfectly split. You have a solid chunk in bonds (35%) to catch you if the market falls but you have heavy exposure to stocks (50% total) to help you build wealth over the medium to long term"  
[X Link](https://x.com/ProfitableMan1/status/1996537946745262217)  2025-12-04T11:11Z 26.1K followers, XXX engagements


"Capital Preservation "Capital" just means the money you start withyour principal. Capital preservation means your primary goal is to make sure you do not lose that starting money. The return of your money is more important than the return on your money. Think of it as playing defense in football. Your main goal is not to score; it is to prevent the other team from scoring. You want safety"  
[X Link](https://x.com/ProfitableMan1/status/1996929125114589421)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"The Hidden Risk of Preservation There is a catch. While your actual cash amount is safe its value is being attacked by inflation. If inflation is at XX% and your safe money is only earning X% interest you are technically losing purchasing power every day. Pure preservation over a long time is a guaranteed way to get poorer slowly"  
[X Link](https://x.com/ProfitableMan1/status/1996929139073327110)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"How to Combine Them A good financial life uses both strategies but at different times. The general rule is simple: If you need the money in less than X years focus on Preservation. The goal is safety. If you need the money in less than X years focus on preservation. The goal is safety. beating inflation and building wealth. preservation"  
[X Link](https://x.com/ProfitableMan1/status/1996929159570829650)  2025-12-05T13:06Z 26.1K followers, XXX engagements


"Market Report: Week of Dec X - Dec X 2025 The equities market closed the week on a positive note. Here is a simple breakdown of what happened: The Big Picture The market gained XXXX% this week. Total return for the year so far is 42.86%. Sector Breakdown Industrial: +7.38% (Highest Gainer) Banking: +3.20% Consumer Goods: +1.56% Insurance: +1.48% Oil & Gas: -XXXX% (Only Loser) Note on Volume: While stock prices went up the total volume of trades actually went down by roughly 20%. This means fewer shares were bought and sold compared to last week even though the prices were higher"  
[X Link](https://x.com/ProfitableMan1/status/1997977776146591819)  2025-12-08T10:33Z 26.2K followers, 1149 engagements


"Building a house in your 30s can be a significant financial mistake because it ties up large sums of income in long-term debt and maintenance costs which severely restricts your liquidity and ability to diversify into higher-growth investments like stocks or retirement accounts"  
[X Link](https://x.com/ProfitableMan1/status/1998010111927746644)  2025-12-08T12:41Z 26.2K followers, 3851 engagements


"Dirty Money (Series) An investigative series where each episode exposes a different corporate scandal from payday loans to emissions cheating. The Lesson: Due diligence. It teaches you that a company's public image often hides a rotten core. It trains you to be skeptical and to research before you invest in a "hot" new company"  
[X Link](https://x.com/ProfitableMan1/status/1998033813901844793)  2025-12-08T14:15Z 26.2K followers, XXX engagements


"I believe that financial literacy is not a luxury for the rich. It is a fundamental human right for everyone who works for money. If you earn money you deserve to know how to multiply it"  
[X Link](https://x.com/ProfitableMan1/status/1995404417236152461)  2025-12-01T08:07Z 26.1K followers, 1015 engagements


"How They Made the Money Total Operating Income hit XXXX Billion up significantly from XXXX Billion last year. The primary driver was Fees which generated XXXXX Billion alone. Simple logic: When trading volume goes up CSCS revenue goes up"  
[X Link](https://x.com/ProfitableMan1/status/1995809797388595684)  2025-12-02T10:58Z 26.1K followers, XXX engagements


"Point #16 hits hard. Your greatest financial asset isn't your portfolio; it is your earning capacity. When you aggressively invest in your own skills and financial literacy you increase the 'principal' capital you have available to invest in the market later. The ROI on personal development usually outperforms any stock or treasury bill. Secure the source first"  
[X Link](https://x.com/ProfitableMan1/status/1996272983145398342)  2025-12-03T17:39Z 26.1K followers, 15.8K engagements


"HOW TO GET PAID FOR FREE IN EVERY X MONTHS FROM You hate seeing debit alerts. They mean money is leaving your account. Imagine waking up to a guaranteed credit alert in March June September and December without doing any work. That is what this bond offers. You lend to the govt. and they pay you interest quarterly. Up to XXXXXX% Interest per annum Start with N5000 Backed by the Federal Govt The offer closes December X. Don't miss out"  
[X Link](https://x.com/ProfitableMan1/status/1995768292208681150)  2025-12-02T08:13Z 26.2K followers, 33.8K engagements


"If you have N100000 and want to invest without constantly checking your phone in panic you need a boring strategy. You need the market giants. Here is exactly how to deploy your first N100000 into a conservative portfolio that pays you back"  
[X Link](https://x.com/ProfitableMan1/status/1996162121915093028)  2025-12-03T10:18Z 26.2K followers, 158.2K engagements


"To get a TIN for yourself (as a person freelancer or employee) you can do this online via the JTB website. Visit the JTB "TIN Request" page. Fill in your personal details exactly as they appear on your BVN/NIN. You will need a valid email address and phone number. Submit the form"  
[X Link](https://x.com/ProfitableMan1/status/1996515330902958230)  2025-12-04T09:42Z 26.2K followers, 20.7K engagements


"The return of your money is more important than the return on your money"  
[X Link](https://x.com/ProfitableMan1/status/1996927009507741740)  2025-12-05T12:57Z 26.2K followers, 4052 engagements


"Money Explained (Series) A Netflix limited series that breaks down specific financial traps. The Lesson: Each episode tackles a different topic: credit cards student loans retirement and gambling. It is perfect for understanding the "defensive" side of financehow to stop losing money to systems designed to take it from you"  
[X Link](https://x.com/ProfitableMan1/status/1998033785917432100)  2025-12-08T14:15Z 26.2K followers, 1132 engagements


"Margin Call (Film) A tense thriller that takes place over XX hours at an investment bank right before the crash. The Lesson: It is a masterclass in risk management and the concept of "first mover advantage." As one character says "Be first be smarter or cheat." It shows how quickly asset values can go to zero"  
[X Link](https://x.com/ProfitableMan1/status/1998033797065867653)  2025-12-08T14:15Z 26.2K followers, 1057 engagements


"The Fees Do not be surprised if the money deducted is slightly higher than your calculation. There are transaction fees. The SEC the CSCS and the Broker all take a tiny percentage (usually totaling around XXXX% to X% of the trade value). Factor this into your budget"  
[X Link](https://x.com/ProfitableMan1/status/1998041206392340953)  2025-12-08T14:45Z 26.2K followers, XXX engagements


"Earnings Per Share (EPS) Double Down For shareholders this is the most important metric. EPS jumped from XXXX kobo to XXXXX kobo. With earnings almost doubling investors holding this stock on the NASD platform should be expecting a strong dividend payout"  
[X Link](https://x.com/ProfitableMan1/status/1995809800857244019)  2025-12-02T10:58Z 26.1K followers, XXX engagements


"Be your own bank: How to buy FGN Savings Bonds in X minutes. You don't need a stockbroker in a suit to lend money to the federal government. You can do it from your bed and earn up to XX% per annum (paid quarterly). Here is the DIY Guide: Step 1: Get the App Download one of these SEC-regulated apps: Afrinvestor XXX (by Afrinvest) or InvestNaija Step 2: The Setup Sign up and complete your KYC (BVN/ID is mandatory). Fund your wallet via bank transfer. Step 3: The Golden Rule FGN Savings Bonds are only open for X days in the first week of every month. If you check today you might not see it. Set"  
[X Link](https://x.com/ProfitableMan1/status/1994709394148184505)  2025-11-29T10:05Z 26.2K followers, 54.8K engagements


"If I were deploying N100000 today for a safe long-term hold I would be looking at these six names: GTBank Aradel Dangote Cement MTN Nigeria Zenith Bank and Presco"  
[X Link](https://x.com/ProfitableMan1/status/1996162127867064812)  2025-12-03T10:18Z 26.2K followers, 18.5K engagements


"If you found this helpful but want a more detailed roadmap you should read my book The Naija Investor. I wrote it specifically to demystify the Nigerian stock market for beginners. It bridges the gap between saving your salary and building real portfolio wealth. Stop guessing. Get the manual"  
[X Link](https://x.com/ProfitableMan1/status/1996162143310196782)  2025-12-03T10:18Z 26.2K followers, 12.8K engagements


"18% Safe Returns or XX% High Growth: What These X Funds Actually Do This image shows the performance of four different "mutual funds" managed by Chapel Hill Denham. Think of a mutual fund as a pot where many people put their money together. A professional manager then takes that pot and invests it in different things to make a profit for everyone. Here is the simple explanation of each fund in the image:"  
[X Link](https://x.com/ProfitableMan1/status/1996279218901291111)  2025-12-03T18:03Z 26.2K followers, 7672 engagements


"FGN Savings Bond vs. Sukuk Bond: What Is the Difference Most people confuse these two but they serve different financial goals. Here is the direct comparison to help you choose. X. FGN Savings Bond Structure: You lend money to the Govt (Loan). Reward: Pays Interest. Frequency: Pays every X months. Duration: Short Term (23 Years). Best For: Investors who want frequent cash flow and their capital back quickly. X. Sukuk Bond Structure: You fund a specific project (asset ownership). It is XXX% Halal. Reward: Pays Rental Income (Profit). Frequency: Pays every X months. Duration: Long Term (710"  
[X Link](https://x.com/ProfitableMan1/status/1996311389955309718)  2025-12-03T20:11Z 26.2K followers, 15.8K engagements


"Before you try to register you must know this: you might already have a TIN. The Joint Tax Board (JTB) has a system that automatically generates TINs for Nigerians who have a Bank Verification Number (BVN) or a National Identity Number (NIN). You should verify this before starting a fresh application"  
[X Link](https://x.com/ProfitableMan1/status/1996515321356734622)  2025-12-04T09:42Z 26.2K followers, 25K engagements


"Go to the Joint Tax Board verification portal (search "JTB TIN Verification" on Google or use the official JTB link). Select "TIN Verification" or "Check TIN." Enter your date of birth. Select your search criteria: Choose "BVN" or "NIN" or "Phone Number." Enter the corresponding number and click "Search.""  
[X Link](https://x.com/ProfitableMan1/status/1996515324242371059)  2025-12-04T09:42Z 26.2K followers, 25.9K engagements


"If you already have a TIN the system will display it along with your name. Screenshot this page immediately and send it to your email for safekeeping. If the search returns "No Record Found" then you do not have one yet. You must now proceed to register"  
[X Link](https://x.com/ProfitableMan1/status/1996515327577112819)  2025-12-04T09:42Z 26.2K followers, 22.8K engagements


"Online registration is often instant but sometimes the system is slow. If it is successful your TIN will be emailed to you. If the online portal is down (which happens occasionally with government sites) you must use the offline method"  
[X Link](https://x.com/ProfitableMan1/status/1996515333985972495)  2025-12-04T09:42Z 26.2K followers, 17.5K engagements


"If you registered a business name or company with the CAC the process is slightly different. Since 2020 your TIN is often printed directly on your CAC Certificate. Check your certificate first. If it is not there you must apply on the JTB website under "Non-Individual" or visit the FIRS office with your CAC documents"  
[X Link](https://x.com/ProfitableMan1/status/1996515344257593529)  2025-12-04T09:42Z 26.2K followers, 13.1K engagements


"Check if you already have one on the JTB verification portal. If not apply online on the JTB website. If online fails visit an FIRS office with your ID and Utility Bill. Do not pay anyone for this service. If online fails visit an FIRS office with your ID and utility bill. bill"  
[X Link](https://x.com/ProfitableMan1/status/1996515350859419968)  2025-12-04T09:42Z 26.2K followers, 11.2K engagements


"The Moderately Aggressive Investor Risk Level: "I am playing offense. I want my capital to multiply." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Bonds XX% Money Market. Who is this for This is for the long-term investor. Notice that "Safety" (Bonds) has dropped to just 15%. You are now heavily exposed to the global market (45%). You accept that the market will go up and down but you are betting on long-term victory"  
[X Link](https://x.com/ProfitableMan1/status/1996537950775935391)  2025-12-04T11:11Z 26.2K followers, XXX engagements


"The Aggressive Investor Risk Level: "Go big or go home. I want maximum returns and I can handle the heat." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Money Market. Who is this for This is for the investor willing to accept high short-term fluctuations. You have zero Bonds. You have no safety net except a tiny X% cash buffer. In exchange for this risk you position yourself for the highest potential returns and maximum capital growth"  
[X Link](https://x.com/ProfitableMan1/status/1996537954131456208)  2025-12-04T11:11Z 26.2K followers, XXX engagements


"Top X Platforms Nigerians Trust for Buying FGN Savings Bonds X. Invest Naija (Chapel Hill Denham) X. FBNQuest X. Stanbic IBTC Stockbrokers X. Afrinvest Securities X. Atlas Portfolio"  
[X Link](https://x.com/ProfitableMan1/status/1996663085658939411)  2025-12-04T19:29Z 26.2K followers, 9609 engagements


"To the grassroots financial education will spread across the land"  
[X Link](https://x.com/ProfitableMan1/status/1997293355982827978)  2025-12-06T13:13Z 26.2K followers, 1283 engagements


"How to Calculate Your Dividends Many investors see a dividend announcement but dont know exactly how much cash will hit their bank account. Here is the simple formula to calculate it"  
[X Link](https://x.com/ProfitableMan1/status/1997787880018858013)  2025-12-07T21:58Z 26.2K followers, 3977 engagements


"9 Finance Shows and Films to Boost Your Financial Literacy in 2026 You can learn more about money from the right movie than from a boring textbook. Cinema has a way of making complex economic concepts like short selling corporate fraud and value investing stick in your brain. If you want to upgrade your financial mind while being entertained add these X titles to your watchlist"  
[X Link](https://x.com/ProfitableMan1/status/1998033774769045532)  2025-12-08T14:15Z 26.2K followers, 14.2K engagements


"The Big Short (Film) This is arguably the most educational finance movie ever made. It explains the 2008 housing crash using celebrity cameos and humor. The Lesson: It teaches you about market bubbles subprime mortgages and the danger of following the herd. It shows that just because "everyone" is doing it doesn't mean it is safe"  
[X Link](https://x.com/ProfitableMan1/status/1998033780288655736)  2025-12-08T14:15Z 26.2K followers, 1182 engagements


"The Ascent of Money (Documentary Series) Based on the book by Niall Ferguson this series traces the history of money from ancient tablets to modern bonds. The Lesson: You cannot understand where the economy is going if you do not know where it came from. It explains exactly what money isnot just paper but a system of trust"  
[X Link](https://x.com/ProfitableMan1/status/1998033802283606401)  2025-12-08T14:15Z 26.2K followers, XXX engagements


"Enron: The Smartest Guys in the Room (Documentary) The definitive story of how a giant energy company faked its profits before collapsing. The Lesson: Accounting fraud. It shows you how companies can manipulate their balance sheets to look profitable when they are actually bankrupt. A crucial watch for anyone buying individual stocks"  
[X Link](https://x.com/ProfitableMan1/status/1998033819450908921)  2025-12-08T14:15Z 26.2K followers, XXX engagements


"How You Actually Get Paid There are two ways you will see money from this purchase: Dividends: The company will send cash directly to your bank account when they declare profits. You do not need to do anything; it is automatic. Capital Gains: If the share price goes up your portfolio value increases. You only see this cash if you choose to sell"  
[X Link](https://x.com/ProfitableMan1/status/1998041209567100988)  2025-12-08T14:45Z 26.2K followers, XXX engagements


"Getting the number is step one. Having the certificate is step two. Once you have your TIN log back into the JTB portal and look for the "Print TIN Certificate" option. You may need this physical paper for bank account opening"  
[X Link](https://x.com/ProfitableMan1/status/1996515347642679492)  2025-12-04T09:42Z 26.2K followers, 11.8K engagements


"Inside Job (Documentary) If The Big Short is the drama Inside Job is the evidence. It investigates the systemic corruption that led to the global financial crisis. The Lesson: It teaches you about conflicts of interest. You will learn how rating agencies banks and regulators often work together in ways that hurt the average investor"  
[X Link](https://x.com/ProfitableMan1/status/1998033790728274090)  2025-12-08T14:15Z 26.2K followers, 1082 engagements


"Too Big to Fail (Film) This offers the government's perspective on a financial crisis. The Lesson: It explains the concept of "systemic risk"when a company is so large that its failure would destroy the whole economy. It helps you understand why governments do bailouts and how macroeconomics affects your personal wallet"  
[X Link](https://x.com/ProfitableMan1/status/1998033824450510905)  2025-12-08T14:16Z 26.2K followers, XXX engagements


"My aunt offered to sell me her Toyota Sienna for XXX million.Her husband pulled me aside and whispered 'My guy run o Run far'Now I'm confused between the two of them who is actually my friend and who is my enemy"  
[X Link](https://x.com/ProfitableMan1/status/1998089694903726299)  2025-12-08T17:58Z 26.2K followers, 10.3K engagements

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@ProfitableMan1 Avatar @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about money, if you, bank, stocks the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

Engagements Line Chart

  • X Week XXXXXXX +817%
  • X Month XXXXXXXXX +19%
  • X Months XXXXXXXXX +1,232%
  • X Year XXXXXXXXX +7,292%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XXX +3.10%
  • X Months XXXXX +480%
  • X Year XXXXX +434%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +6.40%
  • X Month XXXXXX +9.40%
  • X Months XXXXXX +154%
  • X Year XXXXXX +327%

CreatorRank: XXXXXXX #

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Social Influence

Social category influence finance #5036 stocks X% countries X% technology brands X% automotive brands X%

Social topic influence money #2554, if you 14%, bank #1080, stocks #1397, portal #1008, finance #324, future 3%, saving 3%, retirement #216, inflation X%

Top accounts mentioned or mentioned by @samalice1999 @chiefftweet @eberes_crochet @abdulibnumar2 @thomasjaphet @realworthify @oluwa_jemiriye @tumiojo @iyekefejiymg @tnipodcaster @greentickertale @nasdng @roqqupay @enitanoyekanm @theayoalonge @toyoboj @pelaje10 @ifeoluwaabi @xicorwillwin @mnurshuaibu

Top assets mentioned Alphabet Inc Class A (GOOGL) Ferguson plc (FERG)

Top Social Posts

Top posts by engagements in the last XX hours

"The Zero-Cost Guide to Getting Your TIN If you want to open a corporate bank account apply for a government loan or simply stay compliant you need a Tax Identification Number (TIN). Many agents will ask you to pay between 5000 and 15000 for this service. Do not pay. It is officially free. Here is the step-by-step guide to doing it yourself from your phone or laptop"
X Link 2025-12-04T09:41Z 26.2K followers, 242.7K engagements

"Before you invest a single Naira you need to know exactly what job you want that money to do for you. In the world of finance money generally has two main jobs. Keep what you have safe. Make what you have grow. These are technically called capital preservation and capital appreciation. Understanding the difference is the first real step in financial literacy. Let us break them down simply"
X Link 2025-12-05T13:06Z 26.2K followers, 4893 engagements

"If youre single learn these XX money & market terms. Theyll save you from future financial headaches"
X Link 2025-11-18T10:28Z 26.1K followers, 37.4K engagements

"Operational Efficiency While costs increasedStaff Costs rose to XXXX Billion and Admin Expenses to XXXX Billionrevenue growth far outpaced the expenses. Profit Before Tax (PBT) nearly doubled to XXXXX Billion. The company is scaling efficiently"
X Link 2025-12-02T10:58Z 26.1K followers, XXX engagements

"The "Pick and Shovel" Play CSCS is the engine room of the capital market. They make money on transaction volume regardless of whether the market is Bullish or Bearish. If you are looking for a defensive stock with strong cash flow this is one to watch"
X Link 2025-12-02T10:58Z 26.1K followers, XXX engagements

"How to Buy Remember you cannot find this on the main board. Ask your stockbroker to buy CSCS for you on the NASD OTC Exchange. The engine is roaring"
X Link 2025-12-02T10:58Z 26.1K followers, XXX engagements

"When do you use capital preservation You use this strategy for money you need soon. If you are saving for rent due in three months or for school fees due next September you do not gamble with that money. You preserve it. You need certainty that the cash will be there when the bill arrives"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"Capital Appreciation This is the offensive game. The goal here is growth. You are not just trying to keep your N100000 safe; you want it to become N200000 N500000 or N1 million over time. You are planting a seed and expecting it to grow into a tree that produces fruit"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"Where do you find Capital Appreciation This happens in assets that can increase in value. The stock market (buying shares of companies) real estate (buying land or property) or starting a business. You buy these things today in the hope that someone will pay you much more for them in the future"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"Do not use your rent money to buy volatile stocks hoping for appreciation; you might end up homeless. And do not leave your retirement savings in a standard bank account hoping for preservation; inflation will destroy it. Preservation protects your present. Appreciation builds your future. Know which job you are hiring your money to do"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"CSCS PLC Q3 2025 Results The Hidden Gem on NASD OTC Did you know you can own shares in the company that clears every trade on the Stock Exchange Most investors miss this because it does not trade on the main NGX board. CSCS PLC trades on the NASD OTC Exchange. @NASDNG Let us look at their Q3 2025 results and the numbers are incredible. Here is the breakdown"
X Link 2025-12-02T10:58Z 26.1K followers, 1993 engagements

"When you are building your foundation the goal isn't to find the next "lucky" stock. The goal is to avoid losing your money. To do this we stick to companies that have stood the test of time. We look for the heavyweights of the Nigerian economy"
X Link 2025-12-03T10:18Z 26.1K followers, 17.4K engagements

"Take your N100000 and split it into any of these six companies. This gives you instant diversification. You now own a piece of banking energy industrial goods telecommunications and agriculture. If one sector slows down the others hold you up"
X Link 2025-12-03T10:18Z 26.1K followers, 17.1K engagements

"The X Paths to Wealth in 2026 If you are committing to the challenge of investing N100000 every week from January to December 2026 saving the money is only step one. Step two is knowing where to put it. A 25-year-old entrepreneur should not invest like a 60-year-old retiree. Your strategy must match your risk appetite. Here are the X investment profiles. Find out which one you are"
X Link 2025-12-04T11:11Z 26.1K followers, 8677 engagements

"The Balanced Investor Risk Level: Medium Risk "Give me the best of both worlds. Safety and Growth." The Allocation: XX% Bonds XX% Intl Stocks XX% Local Stocks XX% Money Market Who is this for This strategy seeks above-average growth. You are perfectly split. You have a solid chunk in bonds (35%) to catch you if the market falls but you have heavy exposure to stocks (50% total) to help you build wealth over the medium to long term"
X Link 2025-12-04T11:11Z 26.1K followers, XXX engagements

"Capital Preservation "Capital" just means the money you start withyour principal. Capital preservation means your primary goal is to make sure you do not lose that starting money. The return of your money is more important than the return on your money. Think of it as playing defense in football. Your main goal is not to score; it is to prevent the other team from scoring. You want safety"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"The Hidden Risk of Preservation There is a catch. While your actual cash amount is safe its value is being attacked by inflation. If inflation is at XX% and your safe money is only earning X% interest you are technically losing purchasing power every day. Pure preservation over a long time is a guaranteed way to get poorer slowly"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"How to Combine Them A good financial life uses both strategies but at different times. The general rule is simple: If you need the money in less than X years focus on Preservation. The goal is safety. If you need the money in less than X years focus on preservation. The goal is safety. beating inflation and building wealth. preservation"
X Link 2025-12-05T13:06Z 26.1K followers, XXX engagements

"Market Report: Week of Dec X - Dec X 2025 The equities market closed the week on a positive note. Here is a simple breakdown of what happened: The Big Picture The market gained XXXX% this week. Total return for the year so far is 42.86%. Sector Breakdown Industrial: +7.38% (Highest Gainer) Banking: +3.20% Consumer Goods: +1.56% Insurance: +1.48% Oil & Gas: -XXXX% (Only Loser) Note on Volume: While stock prices went up the total volume of trades actually went down by roughly 20%. This means fewer shares were bought and sold compared to last week even though the prices were higher"
X Link 2025-12-08T10:33Z 26.2K followers, 1149 engagements

"Building a house in your 30s can be a significant financial mistake because it ties up large sums of income in long-term debt and maintenance costs which severely restricts your liquidity and ability to diversify into higher-growth investments like stocks or retirement accounts"
X Link 2025-12-08T12:41Z 26.2K followers, 3851 engagements

"Dirty Money (Series) An investigative series where each episode exposes a different corporate scandal from payday loans to emissions cheating. The Lesson: Due diligence. It teaches you that a company's public image often hides a rotten core. It trains you to be skeptical and to research before you invest in a "hot" new company"
X Link 2025-12-08T14:15Z 26.2K followers, XXX engagements

"I believe that financial literacy is not a luxury for the rich. It is a fundamental human right for everyone who works for money. If you earn money you deserve to know how to multiply it"
X Link 2025-12-01T08:07Z 26.1K followers, 1015 engagements

"How They Made the Money Total Operating Income hit XXXX Billion up significantly from XXXX Billion last year. The primary driver was Fees which generated XXXXX Billion alone. Simple logic: When trading volume goes up CSCS revenue goes up"
X Link 2025-12-02T10:58Z 26.1K followers, XXX engagements

"Point #16 hits hard. Your greatest financial asset isn't your portfolio; it is your earning capacity. When you aggressively invest in your own skills and financial literacy you increase the 'principal' capital you have available to invest in the market later. The ROI on personal development usually outperforms any stock or treasury bill. Secure the source first"
X Link 2025-12-03T17:39Z 26.1K followers, 15.8K engagements

"HOW TO GET PAID FOR FREE IN EVERY X MONTHS FROM You hate seeing debit alerts. They mean money is leaving your account. Imagine waking up to a guaranteed credit alert in March June September and December without doing any work. That is what this bond offers. You lend to the govt. and they pay you interest quarterly. Up to XXXXXX% Interest per annum Start with N5000 Backed by the Federal Govt The offer closes December X. Don't miss out"
X Link 2025-12-02T08:13Z 26.2K followers, 33.8K engagements

"If you have N100000 and want to invest without constantly checking your phone in panic you need a boring strategy. You need the market giants. Here is exactly how to deploy your first N100000 into a conservative portfolio that pays you back"
X Link 2025-12-03T10:18Z 26.2K followers, 158.2K engagements

"To get a TIN for yourself (as a person freelancer or employee) you can do this online via the JTB website. Visit the JTB "TIN Request" page. Fill in your personal details exactly as they appear on your BVN/NIN. You will need a valid email address and phone number. Submit the form"
X Link 2025-12-04T09:42Z 26.2K followers, 20.7K engagements

"The return of your money is more important than the return on your money"
X Link 2025-12-05T12:57Z 26.2K followers, 4052 engagements

"Money Explained (Series) A Netflix limited series that breaks down specific financial traps. The Lesson: Each episode tackles a different topic: credit cards student loans retirement and gambling. It is perfect for understanding the "defensive" side of financehow to stop losing money to systems designed to take it from you"
X Link 2025-12-08T14:15Z 26.2K followers, 1132 engagements

"Margin Call (Film) A tense thriller that takes place over XX hours at an investment bank right before the crash. The Lesson: It is a masterclass in risk management and the concept of "first mover advantage." As one character says "Be first be smarter or cheat." It shows how quickly asset values can go to zero"
X Link 2025-12-08T14:15Z 26.2K followers, 1057 engagements

"The Fees Do not be surprised if the money deducted is slightly higher than your calculation. There are transaction fees. The SEC the CSCS and the Broker all take a tiny percentage (usually totaling around XXXX% to X% of the trade value). Factor this into your budget"
X Link 2025-12-08T14:45Z 26.2K followers, XXX engagements

"Earnings Per Share (EPS) Double Down For shareholders this is the most important metric. EPS jumped from XXXX kobo to XXXXX kobo. With earnings almost doubling investors holding this stock on the NASD platform should be expecting a strong dividend payout"
X Link 2025-12-02T10:58Z 26.1K followers, XXX engagements

"Be your own bank: How to buy FGN Savings Bonds in X minutes. You don't need a stockbroker in a suit to lend money to the federal government. You can do it from your bed and earn up to XX% per annum (paid quarterly). Here is the DIY Guide: Step 1: Get the App Download one of these SEC-regulated apps: Afrinvestor XXX (by Afrinvest) or InvestNaija Step 2: The Setup Sign up and complete your KYC (BVN/ID is mandatory). Fund your wallet via bank transfer. Step 3: The Golden Rule FGN Savings Bonds are only open for X days in the first week of every month. If you check today you might not see it. Set"
X Link 2025-11-29T10:05Z 26.2K followers, 54.8K engagements

"If I were deploying N100000 today for a safe long-term hold I would be looking at these six names: GTBank Aradel Dangote Cement MTN Nigeria Zenith Bank and Presco"
X Link 2025-12-03T10:18Z 26.2K followers, 18.5K engagements

"If you found this helpful but want a more detailed roadmap you should read my book The Naija Investor. I wrote it specifically to demystify the Nigerian stock market for beginners. It bridges the gap between saving your salary and building real portfolio wealth. Stop guessing. Get the manual"
X Link 2025-12-03T10:18Z 26.2K followers, 12.8K engagements

"18% Safe Returns or XX% High Growth: What These X Funds Actually Do This image shows the performance of four different "mutual funds" managed by Chapel Hill Denham. Think of a mutual fund as a pot where many people put their money together. A professional manager then takes that pot and invests it in different things to make a profit for everyone. Here is the simple explanation of each fund in the image:"
X Link 2025-12-03T18:03Z 26.2K followers, 7672 engagements

"FGN Savings Bond vs. Sukuk Bond: What Is the Difference Most people confuse these two but they serve different financial goals. Here is the direct comparison to help you choose. X. FGN Savings Bond Structure: You lend money to the Govt (Loan). Reward: Pays Interest. Frequency: Pays every X months. Duration: Short Term (23 Years). Best For: Investors who want frequent cash flow and their capital back quickly. X. Sukuk Bond Structure: You fund a specific project (asset ownership). It is XXX% Halal. Reward: Pays Rental Income (Profit). Frequency: Pays every X months. Duration: Long Term (710"
X Link 2025-12-03T20:11Z 26.2K followers, 15.8K engagements

"Before you try to register you must know this: you might already have a TIN. The Joint Tax Board (JTB) has a system that automatically generates TINs for Nigerians who have a Bank Verification Number (BVN) or a National Identity Number (NIN). You should verify this before starting a fresh application"
X Link 2025-12-04T09:42Z 26.2K followers, 25K engagements

"Go to the Joint Tax Board verification portal (search "JTB TIN Verification" on Google or use the official JTB link). Select "TIN Verification" or "Check TIN." Enter your date of birth. Select your search criteria: Choose "BVN" or "NIN" or "Phone Number." Enter the corresponding number and click "Search.""
X Link 2025-12-04T09:42Z 26.2K followers, 25.9K engagements

"If you already have a TIN the system will display it along with your name. Screenshot this page immediately and send it to your email for safekeeping. If the search returns "No Record Found" then you do not have one yet. You must now proceed to register"
X Link 2025-12-04T09:42Z 26.2K followers, 22.8K engagements

"Online registration is often instant but sometimes the system is slow. If it is successful your TIN will be emailed to you. If the online portal is down (which happens occasionally with government sites) you must use the offline method"
X Link 2025-12-04T09:42Z 26.2K followers, 17.5K engagements

"If you registered a business name or company with the CAC the process is slightly different. Since 2020 your TIN is often printed directly on your CAC Certificate. Check your certificate first. If it is not there you must apply on the JTB website under "Non-Individual" or visit the FIRS office with your CAC documents"
X Link 2025-12-04T09:42Z 26.2K followers, 13.1K engagements

"Check if you already have one on the JTB verification portal. If not apply online on the JTB website. If online fails visit an FIRS office with your ID and Utility Bill. Do not pay anyone for this service. If online fails visit an FIRS office with your ID and utility bill. bill"
X Link 2025-12-04T09:42Z 26.2K followers, 11.2K engagements

"The Moderately Aggressive Investor Risk Level: "I am playing offense. I want my capital to multiply." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Bonds XX% Money Market. Who is this for This is for the long-term investor. Notice that "Safety" (Bonds) has dropped to just 15%. You are now heavily exposed to the global market (45%). You accept that the market will go up and down but you are betting on long-term victory"
X Link 2025-12-04T11:11Z 26.2K followers, XXX engagements

"The Aggressive Investor Risk Level: "Go big or go home. I want maximum returns and I can handle the heat." The Allocation: XX% Intl Stocks XX% Local Stocks XX% Money Market. Who is this for This is for the investor willing to accept high short-term fluctuations. You have zero Bonds. You have no safety net except a tiny X% cash buffer. In exchange for this risk you position yourself for the highest potential returns and maximum capital growth"
X Link 2025-12-04T11:11Z 26.2K followers, XXX engagements

"Top X Platforms Nigerians Trust for Buying FGN Savings Bonds X. Invest Naija (Chapel Hill Denham) X. FBNQuest X. Stanbic IBTC Stockbrokers X. Afrinvest Securities X. Atlas Portfolio"
X Link 2025-12-04T19:29Z 26.2K followers, 9609 engagements

"To the grassroots financial education will spread across the land"
X Link 2025-12-06T13:13Z 26.2K followers, 1283 engagements

"How to Calculate Your Dividends Many investors see a dividend announcement but dont know exactly how much cash will hit their bank account. Here is the simple formula to calculate it"
X Link 2025-12-07T21:58Z 26.2K followers, 3977 engagements

"9 Finance Shows and Films to Boost Your Financial Literacy in 2026 You can learn more about money from the right movie than from a boring textbook. Cinema has a way of making complex economic concepts like short selling corporate fraud and value investing stick in your brain. If you want to upgrade your financial mind while being entertained add these X titles to your watchlist"
X Link 2025-12-08T14:15Z 26.2K followers, 14.2K engagements

"The Big Short (Film) This is arguably the most educational finance movie ever made. It explains the 2008 housing crash using celebrity cameos and humor. The Lesson: It teaches you about market bubbles subprime mortgages and the danger of following the herd. It shows that just because "everyone" is doing it doesn't mean it is safe"
X Link 2025-12-08T14:15Z 26.2K followers, 1182 engagements

"The Ascent of Money (Documentary Series) Based on the book by Niall Ferguson this series traces the history of money from ancient tablets to modern bonds. The Lesson: You cannot understand where the economy is going if you do not know where it came from. It explains exactly what money isnot just paper but a system of trust"
X Link 2025-12-08T14:15Z 26.2K followers, XXX engagements

"Enron: The Smartest Guys in the Room (Documentary) The definitive story of how a giant energy company faked its profits before collapsing. The Lesson: Accounting fraud. It shows you how companies can manipulate their balance sheets to look profitable when they are actually bankrupt. A crucial watch for anyone buying individual stocks"
X Link 2025-12-08T14:15Z 26.2K followers, XXX engagements

"How You Actually Get Paid There are two ways you will see money from this purchase: Dividends: The company will send cash directly to your bank account when they declare profits. You do not need to do anything; it is automatic. Capital Gains: If the share price goes up your portfolio value increases. You only see this cash if you choose to sell"
X Link 2025-12-08T14:45Z 26.2K followers, XXX engagements

"Getting the number is step one. Having the certificate is step two. Once you have your TIN log back into the JTB portal and look for the "Print TIN Certificate" option. You may need this physical paper for bank account opening"
X Link 2025-12-04T09:42Z 26.2K followers, 11.8K engagements

"Inside Job (Documentary) If The Big Short is the drama Inside Job is the evidence. It investigates the systemic corruption that led to the global financial crisis. The Lesson: It teaches you about conflicts of interest. You will learn how rating agencies banks and regulators often work together in ways that hurt the average investor"
X Link 2025-12-08T14:15Z 26.2K followers, 1082 engagements

"Too Big to Fail (Film) This offers the government's perspective on a financial crisis. The Lesson: It explains the concept of "systemic risk"when a company is so large that its failure would destroy the whole economy. It helps you understand why governments do bailouts and how macroeconomics affects your personal wallet"
X Link 2025-12-08T14:16Z 26.2K followers, XXX engagements

"My aunt offered to sell me her Toyota Sienna for XXX million.Her husband pulled me aside and whispered 'My guy run o Run far'Now I'm confused between the two of them who is actually my friend and who is my enemy"
X Link 2025-12-08T17:58Z 26.2K followers, 10.3K engagements

@ProfitableMan1
/creator/twitter::ProfitableMan1