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# ![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1481516152727691267.png) @ProfitableMan1 ProfitableMan

ProfitableMan posts on X about money, stocks, nigeria, investment the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1481516152727691267/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX +359%
- X Months XXXXXXXXX +4,651%
- X Year XXXXXXXXX +2,527%

### Mentions: XX [#](/creator/twitter::1481516152727691267/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:posts_active.svg)

- X Week XXX +5.60%
- X Month XXX +163%
- X Months XXX +367%
- X Year XXX +209%

### Followers: XXXXXX [#](/creator/twitter::1481516152727691267/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:followers.svg)

- X Week XXXXXX +6.10%
- X Month XXXXXX +44%
- X Months XXXXXX +134%
- X Year XXXXXX +151%

### CreatorRank: XXXXXXX [#](/creator/twitter::1481516152727691267/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1481516152727691267/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1481516152727691267/influence)
---

**Social category influence**
[finance](/list/finance)  #4485 [countries](/list/countries)  XXXXX% [stocks](/list/stocks)  XXX% [exchanges](/list/exchanges)  #1156 [cryptocurrencies](/list/cryptocurrencies)  XXXX% [technology brands](/list/technology-brands)  XXXX% [currencies](/list/currencies)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[money](/topic/money) #2780, [stocks](/topic/stocks) #1435, [nigeria](/topic/nigeria) #628, [investment](/topic/investment) #731, [bamboo](/topic/bamboo) #490, [etoro](/topic/etoro) #8, [saving](/topic/saving) 3.14%, [bitcoin](/topic/bitcoin) #2075, [finance](/topic/finance) #833, [lapo](/topic/lapo) XXXX%

**Top accounts mentioned or mentioned by**
[@trovefinance](/creator/undefined) [@investbamboo](/creator/undefined) [@laffinebi](/creator/undefined) [@mykel_essien](/creator/undefined) [@muhammad_okoye](/creator/undefined) [@tosinmaag](/creator/undefined) [@chakastock](/creator/undefined) [@olatinrewaju](/creator/undefined) [@sultany_eth](/creator/undefined) [@vidabrainery](/creator/undefined) [@secnigeria](/creator/undefined) [@ngxgrp](/creator/undefined) [@afrinvest](/creator/undefined) [@coronationwealt](/creator/undefined) [@investnaija](/creator/undefined) [@aduoluwatope](/creator/undefined) [@ogbenimo](/creator/undefined) [@optimusng](/creator/undefined) [@ngxgroup](/creator/undefined) [@datamaxreg](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Tesla, Inc. (TSLA)](/topic/tesla) [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [Ethereum (ETH)](/topic/ethereum) [Microsoft Corp. (MSFT)](/topic/microsoft) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [iShares BTC Trust (IBIT)](/topic/$ibit)
### Top Social Posts [#](/creator/twitter::1481516152727691267/posts)
---
Top posts by engagements in the last XX hours

"You Were Not Born to Hustle Forever. A 7-Step Path to True Financial Liberation"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947748722726600757) 2025-07-22 20:00:57 UTC 15.4K followers, 15.2K engagements


"How to Start Investing in the U.S. Stock Market from Nigeria with as Little as 5000 Yes its possible. You dont need to be a millionaire. You dont need a U.S. bank account. You just need the right platform mindset and consistency. Lets break it down simply step by step"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1943606536883798513) 2025-07-11 09:41:23 UTC 15.4K followers, 126.1K engagements


"The @SECNigeria needs to move from issuing circulars to enforcing action. The @ngxgrp also needs to step in. If registrars continue to disregard investor data the trust in the Nigerian capital market will keep declining. We ask who holds the registrars accountable"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946193701237068184) 2025-07-18 13:01:51 UTC 15.3K followers, XXX engagements


"2. Grayscale Bitcoin Trust (GBTC) This was one of the first popular Bitcoin funds before converting to a proper ETF. It gives exposure to Bitcoin but comes with a higher expense ratio. Ideal for long-term holders who care about track record and size"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948006318888894827) 2025-07-23 13:04:33 UTC 15.4K followers, 1710 engagements


"How do you begin Start by choosing a trusted platform. Some platforms that support Nigerians include RoqquNigerian-owned secure beginner-friendly BinanceGlobal uses peer-to-peer (P2P) for Naira BushaEasy to use secure supports NGN LunoEasy to use supports NGN Create an account verify your identity and fund it with 5000 using bank transfer or P2P. Then choose a coin like Bitcoin or ETH and make your first purchase"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241754836570493) 2025-07-21 10:26:27 UTC 15.4K followers, 4151 engagements


"Learn how to read these reports before investing a kobo The income statement is one of three key financial statements every investor must understand. If you do not read it you are gambling with your money. Investing without knowledge is a fast way to lose money in the stock market. If you want to master how to invest in Nigerian stocks wisely I wrote a book titled The Naija Investor which simplifies all of this and more. It is perfect for beginners and investors who want to grow their money with confidence. Get your copy here:"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950538190700577) 2025-07-17 20:55:36 UTC 15.4K followers, 1691 engagements


"Why is crypto popular in Nigeria Many Nigerians are using crypto to save send and invest money because of three key reasons: The rising cost of living The falling value of the Currency Limited access to global financial tools Crypto provides a way for young Nigerians to protect their money beat inflation and connect to a global economy without relying on banks"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241747240645029) 2025-07-21 10:26:25 UTC 15.3K followers, 3884 engagements


"4. The balance sheet is holding up well. Total assets now stand at XXXX trillion with XXXXX billion in cash alone. Equity remains strong at XXXXX billion helped by a property revaluation gain. So while losses exist the business remains financially stable and far from collapse"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948341885849706932) 2025-07-24 11:17:58 UTC 15.4K followers, 1360 engagements


"A good company doesn't struggle to be on the top. Wapco ✅💯"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947598570040819900) 2025-07-22 10:04:18 UTC 15.4K followers, 3068 engagements


"NEPO VS LAPO A true life movie on how to move from Lapo to Nepo. This is a finance advice ✅💯"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947344073687232940) 2025-07-21 17:13:01 UTC 15.4K followers, 20.9K engagements


"On @Afrinvest @trovefinance @Chakastock @CoronationWealt @investnaija You can buy stock with little money I mean 1k 2k 3k and more"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944739909958316060) 2025-07-14 12:45:00 UTC 15.2K followers, 4577 engagements


"3. Balanced Funds Also known as hybrid funds these invest in a mix of stocks and bonds. They balance risk and return. A good option if you want growth and some stability in one fund. X. Fixed Income Funds These focus on bonds government securities and other debt instruments. They offer steady income with lower risk than stocks. Ideal for retirees or those seeking predictable returns"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391204619948430) 2025-07-21 20:20:18 UTC 15.4K followers, 5146 engagements


"From revenue to gross profit the role of cost of sales Revenue is not the same as profit. To calculate gross profit you subtract the cost of sales or cost of goods sold from revenue. This cost includes all the expenses directly tied to producing the goods or delivering the service. The result is the gross profit. This figure tells you how well the company manages its production costs. A healthy gross profit shows that the company can sell its products at a good margin. A weak gross profit may mean that costs are rising faster than sales"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950525243216304) 2025-07-17 20:55:33 UTC 15.4K followers, 1811 engagements


"Types of ETFs You Should Know There are several categories but three matter most for beginners: Index ETFs: These track major indices like the S&P XXX or NASDAQ XXX. Example: When you buy an ETF tracking the S&P XXX you are investing in XXX large U.S. companies at once. Sector ETFs: These focus on specific industries like technology healthcare or energy. They allow you to bet on entire sectors not just one company. Dividend ETFs: These contain companies that regularly share profits with investors. They are useful for creating a steady stream of income"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944713636510847215) 2025-07-14 11:00:36 UTC 15.2K followers, 1432 engagements


"European Union Trading212 Widely used across EU countries eToro Strong presence in Europe; wide asset selection Interactive Brokers Offers access to 150+ markets globally"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018694497448437) 2025-07-23 13:53:43 UTC 15.4K followers, 1402 engagements


"One Builds Wealth Faster the Other Builds It Safer Which Will You Choose When it comes to investing two of the most common tools used by investors worldwide are individual stocks and exchange-traded funds (ETFs)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946303981124555084) 2025-07-18 20:20:04 UTC 15.4K followers, 5450 engagements


"The lack of money is the root of many evils"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945966776837189955) 2025-07-17 22:00:08 UTC 15.2K followers, 1614 engagements


"2. They Budget to Create Control One of the most powerful habits of financially free people is budgeting. A budget doesnt limit you; it liberates you. It gives you the ability to assign meaning to your money. Those who are winning on low incomes arent just guessing where their money goes. They plan it. They know how much goes to essentials how much to savings and how much to investments or personal development. That control creates clarity and clarity creates confidence"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116206885445997) 2025-07-23 20:21:12 UTC 15.4K followers, 2909 engagements


"If someone gifted me 1000000 today for my birthday this is how I will blow it. Heres how Ill invest it across X Nigerian stocks and hold till my next birthday: 🔸 125000 GTCO 🔸 125000 Presco 🔸 125000 Okomu Oil 🔸 125000 Aradel Energy 🔸 125000 Fidson Healthcare 🔸 125000 Stanbic IBTC 🔸 125000 NAHCO 🔸 125000 Custodian Investment I will be locking these down for XX months. Lets see how who go dash me first 🙂 📷 @investbamboo"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1929919284148314469) 2025-06-03 15:13:08 UTC 15.4K followers, 100.2K engagements


"The Nepo child wakes up in a home where opportunity is inherited. Their parents are connected. Doors open with a phone call. Mistakes are often corrected with money or influence. The Lapo child wakes up where hustle is the only way forward. There are no safety nets. Every step must be earned. The room must be entered without an invitation"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929550002458863) 2025-07-20 13:45:51 UTC 15.2K followers, XXX engagements


"Want to Understand Financial Reports Here's a Simple Breakdown of What All Those Big Words Mean Financial Report Glossary (Explained Simply)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1941504651960123473) 2025-07-05 14:29:15 UTC 15.4K followers, 70.1K engagements


"A lot of Nigerians still believe that investing in the stock market especially foreign stocks is for the wealthy or for those living abroad. But that belief is outdated. Thanks to technology and platforms like @trovefinance anyone can now invest in both local and international companies right from their smartphone and with very little capital. Let me explain"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180546079396232) 2025-07-18 12:09:35 UTC 15.4K followers, XXX engagements


"Cryptocurrency is a form of digital money. It exists only online and is not controlled by any government central bank or physical system. It is built on a technology called blockchain a public record system that keeps track of every transaction. Popular examples are Bitcoin Ethereum and Tether (USDT). Unlike the currency no one can print or inflate it. That is why many people see it as a more stable store of value"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241743058899195) 2025-07-21 10:26:24 UTC 15.4K followers, 4271 engagements


"The Most Stress-Free Way to Invest in 2025 If you're overwhelmed by the idea of stocks or you simply dont have time to study the market this thread is for you. Lets talk about the investment tool that helps beginners grow wealth quietly. THE OGBONGE ETFs"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944713624477470857) 2025-07-14 11:00:33 UTC 15.3K followers, 22.5K engagements


"3. Your Network Influences Your Net Worth One of the most understated principles in building wealth is proximity. Being around people who understand money talk about opportunities and take action will elevate your thinking and standards. Environment is not just physical; it's intellectual and emotional too"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941754667569225) 2025-07-20 14:34:21 UTC 15.2K followers, XXX engagements


"Start With $X for U.S. or Chinese Stocks Have you ever wanted to own a part of Apple Google Microsoft Amazon Tesla Alibaba or Baidu With just $X you can begin buying U.S. or Chinese stocks with no visa no international bank account and no stockbroker required. Trove gives you access to the New York Stock Exchange NASDAQ and other global markets. Just like that you can become a global investor from Nigeria"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180549665513826) 2025-07-18 12:09:35 UTC 15.4K followers, XXX engagements


"A part of all you earn is yours to keep. It should be not less than a tenth no matter how little you earn. It can be as much more as you can afford. Pay yourself first. The Richest Man in Babylon"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947633206141833269) 2025-07-22 12:21:56 UTC 15.4K followers, 3238 engagements


"Some of the most respected names in Nigerian business media and technology today were born without privilege. They didnt have capital. But they had clarity. They didnt have connections. But they had consistency. They leaned on their earned unfair advantages: discipline learning adaptability and a refusal to quit"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929565361656044) 2025-07-20 13:45:55 UTC 15.2K followers, XXX engagements


"The race may be rigged but Its not over The truth is the game of life in Nigeria isnt fair. And it may never be. But while being a Nepo child gives a head start it doesnt guarantee a win. Being a Lapo child comes with hardship but it also births hunger grit and creativity. Your unfair advantage may never be your background. But it can be your mindset your habits and your decision to grow no matter where you start. And that is enough to level the field"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929568935501908) 2025-07-20 13:45:56 UTC 15.2K followers, XXX engagements


"If You Own Stocks and Dont Understand Financial Reports Start Here Most people invest in companies they dont fully understand. But every financial report has X key parts that can help you know if a business is healthy or risky. Heres the simple breakdown even if youve never studied finance:"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306852974276903) 2025-07-07 19:36:54 UTC 15.4K followers, 53.6K engagements


"Can you start investing with 5000 Yes. Cryptocurrency is divisible. You do not need to buy one full Bitcoin. 5000 can buy a small fraction of a coin. For example: About XXXXXXXXXX BTC Or about XXXX USDT The goal is not to get rich overnight. The goal is to start learning early grow gradually and understand the system as you invest"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241750977745101) 2025-07-21 10:26:26 UTC 15.4K followers, 3951 engagements


"9. Real Estate Funds These invest in property and real estate development projects. You get exposure to the real estate market without having to buy or manage buildings. You earn from rental income and capital appreciation. Knowing the types helps you choose what matches your financial goals and risk appetite. Whether you're a student salary earner business owner or retiree there's a mutual fund that suits your needs"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391216255176809) 2025-07-21 20:20:21 UTC 15.4K followers, 3953 engagements


"6. They Educate Themselves Financially Nobody is born financially wise. And school doesnt teach financial literacy. But those building wealth on low income take responsibility for their financial education. They read books watch videos listen to podcasts join money communities and ask questions. They learn the difference between needs and wants assets and liabilities and good debt versus bad debt. They discover how compound interest works what inflation means and how to grow money"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116222232477974) 2025-07-23 20:21:16 UTC 15.4K followers, 1940 engagements


"PRESCO Plc Dividend Alert Final Dividend: N42.00 per share Qualification Date: July X 2025 (buy shares by today) Payment Date: August X 2025 Yield: XXXX% (based on N1275.00 stock price)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1941229936167321605) 2025-07-04 20:17:37 UTC 15.3K followers, 9513 engagements


"1. Income Statement Is the company making or losing money This section shows how much money the company made from its business and how much was spent running it. It includes: Revenue (money made from sales) Expenses (costs of doing business) Profit before tax Profit after tax If profit is growing thats a good sign. If its falling or negative ask why. This is where you find out: Is this company actually profitable"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306856690671665) 2025-07-07 19:36:55 UTC 15.4K followers, 4799 engagements


"Buy when there's blood in the streets even if it's your own. Baron Rothschild"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946683634045333504) 2025-07-19 21:28:40 UTC 15.4K followers, 38K engagements


"In summary: If you own or plan to buy stocks you need to understand: Income Statement = Profitability Balance Sheet = Financial strength Cash Flow = Real money movement Dont ignore these. This is where smart investors look"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306866492547114) 2025-07-07 19:36:57 UTC 15.4K followers, 3848 engagements


"Stop Saving Blindly. Save for Purpose Dont save just to say youre saving. Save with a goal. Save for investment. Save to start a business. Save for emergencies. Use trusted digital saving platforms. As inflation keeps rising look for ways to preserve value; consider saving in dollars or stable assets. Your 40s will thank you"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945189365006708907) 2025-07-15 18:30:59 UTC 15.4K followers, 4530 engagements


"United Kingdom Trading212 Commission-free investing user-friendly interface IG Ideal for more experienced investors; offers global market access eToro Access to stocks and crypto; strong for beginners"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018686335516924) 2025-07-23 13:53:41 UTC 15.4K followers, 1578 engagements


"South Africa Bamboo Recently expanded to South Africa eToro Accessible via browser and mobile app EasyEquities Well known locally for fractional investing JustOneLap Educational platform with local brokerage access"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018702848348344) 2025-07-23 13:53:45 UTC 15.4K followers, 1059 engagements


"In Nigeria life often feels like a game where some begin at the finish line and others at the starting block. Children born into wealth and influence what many call Nepo children enjoy privileges that make the race easier. On the other hand Lapo children born with little to no social or financial capital must navigate a more complex and uncertain terrain"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929545527148953) 2025-07-20 13:45:50 UTC 15.4K followers, XXX engagements


"Most Nigerians Only Know X But There Are X Types of Mutual Funds You Should Understand"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391192561254661) 2025-07-21 20:20:15 UTC 15.4K followers, 51.3K engagements


"1. Money Market Funds These are low-risk funds that invest in short-term instruments like treasury bills and commercial papers. They are ideal for conservative investors who want better returns than a regular savings account with minimal risk. X. Equity Funds These invest mainly in stocks listed on the Nigerian Exchange. They offer high growth potential but come with higher risk. Best suited for long-term investors who can tolerate price fluctuations"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391200941760780) 2025-07-21 20:20:17 UTC 15.4K followers, 5398 engagements


"Tools You Need to Analyze the Nigerian Stock Market Like a Pro If you want to grow from a casual investor to a skilled stock market analyst in Nigeria you need more than vibes and headlines. Here are the websites platforms and apps that will help you track prices read reports analyze charts and follow market news like a pro. Lets get into it"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1943252319207882848) 2025-07-10 10:13:51 UTC 15.4K followers, 38.9K engagements


"They say true wealth begins long before the bank account maybe from the mind who knows @ADUOLUWATOPE from XX kobo into N21 is a proof that some things are more powerful than money itself. If we could have just XX minutes of your time tomorrow to share the kind of capital that buys money it would be more valuable than giving us all your Fidelity shares (though we wont reject them either 😄)"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948335346778861775) 2025-07-24 10:51:59 UTC 15.4K followers, 2632 engagements


"3. But high borrowing costs remain a major concern. The company spent XX billion on finance costs almost triple from 2024. Thats money lost to loan interest and debt servicing. The result A net loss of XXXX billion. Better than last years XX billion loss but still in negative territory"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948341881915547724) 2025-07-24 11:17:57 UTC 15.4K followers, 1483 engagements


"If You're Broke and Young in Nigeria Read This Before Time Passes You By Many wish they could go back and fix their money mistakes. You still have time to get it right. Start with these:"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945189353128431811) 2025-07-15 18:30:56 UTC 15.4K followers, 33.1K engagements


"And what about Treasury Bills Treasury bills (often called T-bills) are short-term loans you give to the government. In return they promise to pay you back a fixed amount after a short period typically between X and XX months. You dont earn interest in the traditional way. T-bills are considered one of the safest investments in the world"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554146704175339) 2025-07-16 18:40:29 UTC 15.3K followers, 11.7K engagements


"Operating expenses and the strength of the business After gross profit the company pays for other expenses like salaries rent transportation and marketing. These are called operating expenses. When you subtract them what remains is the operating profit or earnings before interest and tax. This is a critical number because it shows how efficient the business is in running its operations. A company can have high revenue and still have poor operating profit due to excessive spending or poor cost control"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950528623858129) 2025-07-17 20:55:34 UTC 15.4K followers, 1675 engagements


"10 Money Skills Every Nigerian Must Master Before the Age of XX to Be XX Years Ahead Financially"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944140854689771920) 2025-07-12 21:04:34 UTC 15.2K followers, 51.8K engagements


"Many Nigerians invest in the stock market without understanding the most important financial report. It is not enough to follow hype or trend. If you cannot read the income statement you are flying blind. This thread will help you decode it simply and clearly"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950512102183019) 2025-07-17 20:55:30 UTC 15.4K followers, 1891 engagements


"8. Retirement Planning Yes you are young but the earlier you start the easier it becomes. Nigeria's pension system is not always reliable. You need your own retirement plan even if its a small monthly contribution to a long-term investment. Let compound interest work in your favor. If you start saving 20000 monthly from age XX you will build a strong cushion by XX. Delay and it gets harder"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944140914202394697) 2025-07-12 21:04:48 UTC 15.3K followers, 2425 engagements


"Dont invest in the Nigerian stock market if you dont understand this report"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950508104953934) 2025-07-17 20:55:29 UTC 15.4K followers, 33.3K engagements


"2. You Do Not Rise to the Level of Your Goals. You Fall to the Level of Your Systems Desire alone does not build wealth; discipline and structure do. Financial education is only useful when paired with actionable systems: saving habits investment plans budgeting frameworks and regular review. Your systems quietly determine your financial outcomes"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941750939181426) 2025-07-20 14:34:20 UTC 15.3K followers, XXX engagements


"Nigeria Bamboo Invest in U.S. stocks from Nigeria Trove Offers both Nigerian and international stocks Optimus Newer platform with focus on ease of use Rise Vest Focused on long-term dollar-denominated portfolios"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018690412118198) 2025-07-23 13:53:42 UTC 15.4K followers, 1550 engagements


"Where Can You Buy Them Stocks (Nigeria): You can buy via local brokerage apps like Trove Bamboo or Chaka. ETFs (International): You can access global ETFs like the S&P XXX Vanguard Total World Stock ETF or Nasdaq-100 via the same apps above or platforms like eToro or Interactive Brokers"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946304013596500324) 2025-07-18 20:20:12 UTC 15.3K followers, XXX engagements


"It took me X months of waiting to get back to my entry level. $eth😃"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947268747800060202) 2025-07-21 12:13:42 UTC 15.4K followers, 2877 engagements


"Wealth is a tool of freedom but the pursuit of wealth is the way to slavery. ArkadThe Richest Man in Babylon"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947640456495697978) 2025-07-22 12:50:44 UTC 15.4K followers, 2240 engagements


"Nepo vs. Lapo: The Unfair Advantage That Levels the Playing Field"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946929541294833860) 2025-07-20 13:45:49 UTC 15.4K followers, 5370 engagements


"3. Cash Flow Statement Where the companys money is going This one is about real cash not just profit on paper. It shows how cash moves in and out of the company in X areas: Operating: day-to-day business activities Investing: buying or selling assets like land or machines Financing: money raised or paid out (like loans or dividends) Even a profitable company can collapse if it has poor cash flow. This section shows if the business can survive daily operations"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942306863782969505) 2025-07-07 19:36:57 UTC 15.4K followers, 4045 engagements


"Understanding Valuation Ratios: A Simple Guide for Everyday Investors If you've ever seen terms like P/E P/B ROE ROA or dividend yield and felt lost you're not alone. These are valuation ratios and they help you decide whether a stock is worth buying or not. Lets break them down one by one in simple language"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1942174404391096591) 2025-07-07 10:50:36 UTC 15.4K followers, 33.7K engagements


"How to Use Bamboo to Start Investing (Even if Youre a Complete Beginner) If youve heard about Bamboo but dont fully understand what it does or how to use it this thread will walk you through everything from what Bamboo is to how to invest wisely on the app. Lets break it down"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944705250155225116) 2025-07-14 10:27:17 UTC 15.4K followers, 55K engagements


"Another Lapo pikin will be a victim this week"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947004018569744769) 2025-07-20 18:41:46 UTC 15.2K followers, 1845 engagements


"5 Powerful Lessons from Unfair Advantage: The Power of Financial Education by Robert Kiyosaki"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941744051888543) 2025-07-20 14:34:18 UTC 15.3K followers, 5046 engagements


"1. Delayed Gratification Is a Competitive Advantage In a culture driven by consumerism and urgency those who can delay gratification position themselves for long-term success. Rather than chasing quick wins the financially educated understand the value of compounding whether in investing learning or decision-making. Success belongs to those who prepare not those who rush"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941747419906108) 2025-07-20 14:34:19 UTC 15.3K followers, XXX engagements


"Australia Trading212 Accessible for global market investing IG Well-established with global reach eToro Operates in Australia with ASIC regulation Stake Popular for investing in U.S. stocks Pearler Built for fractional shares and beginner-friendly investing"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018710725140657) 2025-07-23 13:53:47 UTC 15.4K followers, 1278 engagements


"5. Sector or Specialised Funds These target specific sectors like tech real estate banking or agriculture. Returns can be high if the sector performs well but the risk is also higher due to limited diversification. X. Ethical Funds These avoid industries considered harmful or controversial (such as tobacco alcohol and gambling). They invest in socially responsible companies. A good fit for those who want their investments to align with their personal or moral values"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391208315359409) 2025-07-21 20:20:19 UTC 15.4K followers, 4609 engagements


"1. It Starts With Mindset The journey to financial freedom begins in the mind. Nigerians on modest incomes who are making serious financial progress have learned to rewire how they think about money. They no longer see themselves as victims of their income levels. Instead they adopt a growth mindset where they believe in their ability to build grow and rise no matter how little they start with"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116201500229981) 2025-07-23 20:21:11 UTC 15.4K followers, 3304 engagements


"United States Robinhood Commission-free and very beginner-friendly Fidelity Trusted long-term investment platform with retirement options Vanguard Great for index fund investors Charles Schwab Low fees and broad market access Webull Advanced charts"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948018698645909524) 2025-07-23 13:53:44 UTC 15.4K followers, 1274 engagements


"What is an ETF An Exchange-Traded Fund (ETF) is a basket of securities such as stocks bonds or commodities that you can buy and sell like a single stock. Instead of buying just one company ETFs let you invest in a group of them. For example the S&P XXX ETF includes shares from XXX of the largest U.S. companies"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946303990808944719) 2025-07-18 20:20:06 UTC 15.3K followers, XXX engagements


"Want to Build Your Own Financial Advantage No Matter Your Background Start here. Discover The Naija Investora simple practical guide to understanding how Nigerias stock market really works. Whether you're a Nepo or a Lapo this book will teach you how to: Make your first investment confidently Understand the power of compounding in the Nigerian context Avoid costly beginner mistakes Multiply what you already have Build wealth intentionally and legally Over XXX young Nigerians have used this guide to start their journey into financial freedom. Available now. Your background is your story not"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941767787712806) 2025-07-20 14:34:24 UTC 15.2K followers, XXX engagements


"Which one is better Theres no universal winner here; it depends entirely on your financial goals time frame and risk tolerance. If you want stability and are saving for a short-term goal like rent or school fees Treasury Bills may be more suitable. If you're aiming for long-term growth and can handle short-term market swings mutual funds might be better. The wise move may even be combining both using Treasury Bills for safety and mutual funds for growth"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554156682387842) 2025-07-16 18:40:32 UTC 15.4K followers, 9411 engagements


"4. They Live Below Their Means on Purpose In a society where pressure is everywhere from social media highlights to family expectations those building wealth on low income have chosen the quiet path of simplicity. They deliberately avoid unnecessary spending luxury cravings and the constant race to upgrade. They understand that financial freedom requires sacrifice. They wear what they can afford. They live where they can manage. And they don't feel the need to prove anything to anyone"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116214179418286) 2025-07-23 20:21:14 UTC 15.4K followers, 2415 engagements


"The Key Difference Stocks are concentrated investments in one company one bet. ETFs spread your investment across many companies reducing your exposure to the failure of a single business. In simple terms: Stock = Potentially higher reward higher risk ETF = Lower risk more stability"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946303994713751577) 2025-07-18 20:20:07 UTC 15.4K followers, XXX engagements


"Start Investing. Even Small Many Nigerians think investing is only for the rich. Thats false. You can start with as little as 5000 in mutual funds ETFs or fixed-income assets. Dont chase fast returns. Instead focus on steady growth and compounding. Time is your best friend; use it to your advantage"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945189369263825314) 2025-07-15 18:31:00 UTC 15.4K followers, 4081 engagements


"Treasury Bills Pros: Very low risk since theyre backed by the government. Fixed predictable returns if held till maturity. Highly liquid and easy to understand. Cons: Returns are generally lower compared to mutual funds. Doesnt protect well against inflation over the long term. Less useful for long-term wealth building if returns are reinvested poorly"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554153574425028) 2025-07-16 18:40:31 UTC 15.4K followers, 10.4K engagements


"Most people live in a cycle that seems unbreakable. They earn money spend it all borrow when it finishes and repeat the same pattern every month. They call it hustle. But true financial freedom begins when you step out of that loop. These seven steps will help you walk that path"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947748726778311165) 2025-07-22 20:00:58 UTC 15.4K followers, 1132 engagements


"Mutual Funds VS Treasury Bills. Which One Will Help You Sleep Better at Night This thread explains both options how they work the pros and cons and how to decide whats best for you"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554135186633168) 2025-07-16 18:40:27 UTC 15.4K followers, 122K engagements


"How Do You Make Money with ETFs There are three main ways: Capital Appreciation: As the value of the companies in your ETF rises the price of the ETF increases. Dividends: Some ETFs pay you portions of the companies profits regularly. Compounding: Reinvesting earnings over time leads to exponential growth"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944713639870542304) 2025-07-14 11:00:37 UTC 15.2K followers, 1354 engagements


"4. In a Distracted World Focus Is a High-Income Skill While most people drown in information and entertainment the financially educated learn to focus. They allocate their attention to high-leverage activities. reading financial statements analyzing opportunities building businesses or developing skill sets. Focus converts potential into productivity"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946941758103028082) 2025-07-20 14:34:22 UTC 15.2K followers, XXX engagements


"Why the income statement matters to you as an investor The income statement reveals whether a company is truly profitable or just surviving. It tells a complete story of how much it earns how efficiently it operates and whether it is growing or declining. It helps you judge whether the business is worth your money or if you should stay away. For any listed company on the NGX this report is released every quarter and year and it is available for free online. It is your tool to avoid costly mistakes"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950518435533139) 2025-07-17 20:55:32 UTC 15.4K followers, 2014 engagements


"5. They Build Emergency Funds to Protect Their Peace Unexpected problems will always come. A medical bill sudden house repairs or family emergencies can shake anyone. But those who are intentional about their finances prioritize building an emergency fund even if it takes months to do so. This fund is for financial protection and mental peace. It gives them breathing space and ensures they don't always run into debt when life happens. It becomes their personal insurance system and it keeps them from falling backward"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1948116218214506759) 2025-07-23 20:21:15 UTC 15.4K followers, 2170 engagements


"9. Building Multiple Streams of Income The economy is unstable. A single source of income is a financial risk. Explore side businesses remote jobs YouTube monetization affiliate marketing digital product sales consulting etc. If one stream dries up another will carry you. Nigeria rewards creativity and resilience. Use your free time wisely"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944140920577757435) 2025-07-12 21:04:50 UTC 15.2K followers, 2210 engagements


"How to Buy Chinese and American Stocks From Nigeria Using Just Your Phone No visa no millions. Just your smartphone and Trove"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946180541797093882) 2025-07-18 12:09:34 UTC 15.4K followers, 13.2K engagements


"7. Shariah-Compliant Funds These follow Islamic finance principles. They do not invest in interest-bearing or non-halal businesses. They are designed for Muslim investors and those seeking ethical alternatives. X. USD Fixed Income Funds These funds invest in dollar-denominated assets. They protect your money from naira devaluation and give you exposure to international returns. Suitable for those who want to hedge against currency risk"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947391212228592127) 2025-07-21 20:20:20 UTC 15.4K followers, 4097 engagements


"Comparing the Two: Pros and Cons Mutual Funds Pros: Offers diversification by spreading risk across multiple assets. Managed by professionals with experience. Higher return potential compared to most low-risk assets. Cons: Subject to market fluctuations so returns are not guaranteed. You pay annual management fees that reduce your overall profit. The performance depends entirely on the managers decisions"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945554150294540450) 2025-07-16 18:40:30 UTC 15.3K followers, 11.7K engagements


"What Is @investbamboo Bamboo is a mobile investment app that gives you access to: U.S. stocks Nigerian stocks Exchange-Traded Funds (ETFs) Fixed-income investments Treasury Bills Investment education"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944705255049990193) 2025-07-14 10:27:18 UTC 15.4K followers, 3967 engagements


"Which Should You Choose If you enjoy research understand business fundamentals and want a shot at high returns you might lean toward stocks. If you want a safer more balanced approach to investing especially as a beginner ETFs may be your best bet"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946304009221922862) 2025-07-18 20:20:11 UTC 15.3K followers, XXX engagements


"A Simple Guide to Starting Crypto in Nigeria. Even If You Only Have 5000 Many Nigerians want to invest in cryptocurrency but think its only for the rich or tech experts"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1947241738159931581) 2025-07-21 10:26:23 UTC 15.4K followers, 38K engagements


"Canada Wealthsimple Commission-free trades and crypto access Questrade Low fees and broad market access TD Direct Investing Offered through TD Bank"  
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"3. They Save Even When Its Not Convenient Savings isn't about how much you earn; its about how much you keep. Many Nigerians believe they can't save because their income is small. But those who are advancing financially understand that saving 5000 consistently is better than saving X. They build a discipline of saving even if it means doing it manually with an envelope system or using digital tools like Cowrywise or PiggyVest. Over time small amounts compound and the habit becomes a lifestyle"  
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"Understanding revenue and what it means The first item on the income statement is revenue sometimes called turnover. It is the total amount the company earned from its business activities. For a bank like GTCO it includes interest income fees and commissions. For a company like Nestle it is the money from selling food and beverages. When revenue increases consistently it often signals a growing business. When revenue is falling it could mean the company is losing customers or facing market challenges"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950521803886888) 2025-07-17 20:55:33 UTC 15.4K followers, 1941 engagements


"What exactly is the income statement The income statement also called the profit and loss statement is a financial report that shows how much money a company made or lost over a specific period. This period is usually a quarter or a full year. It tells you where the companys money came from what it spent it on and what is left as profit or loss. If you are serious about investing this is one of the first documents you must learn to read"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1945950515231129822) 2025-07-17 20:55:31 UTC 15.4K followers, 2005 engagements


"What Nigerian investors should focus on when reading the income statement As a Nigerian investor reading an income statement helps you avoid speculative investing. You can compare different companies in the same sector track year-on-year profit growth check how much of the revenue is converted to profit and know if the business is well-run. It also helps you spot red flags early. For example a company may post high revenue but be making consistent losses due to high debt or poor cost control"  
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"Where to Buy Shares/Stocks Across X Countries: A Practical Guide for Investors in 2025 This guide breaks down the top investing apps available in X countries"  
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"1. iShares Bitcoin Trust (IBIT) This is a spot Bitcoin ETF. That means it holds actual Bitcoin. If you want simple direct exposure to Bitcoins price without owning Bitcoin yourself IBIT is a great start. It's also known for its low expense ratio meaning fewer fees"  
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"Net profit the bottom line The final part of the income statement is the net profit. This is what is left after the company has paid its interest on loans and taxes to the government. Net profit is often referred to as the bottom line. This is the figure shareholders watch because it determines whether dividends can be paid. A consistent rise in net profit is one of the strongest signs of a healthy business. A declining net profit may call for caution or deeper analysis"  
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"Many Nigerians paid for GTCO shares through a public offering. Why Havent They Received Them Yet Investors deserve better communication from @datamaxreg"  
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"What Can You Invest In Using Bamboo Bamboo offers five key investment options: A. U.S. Stocks: Buy shares in major global companies like Apple Tesla and Google with as little as $XX. B. Nigerian Stocks: You can also invest in companies listed on the Nigerian Exchange. C. Exchange-Traded Funds (ETFs): ETFs let you invest in bundles of stocks like the S&P XXX for low cost and automatic diversification. D. Fixed Returns: A dollar-based investment that gives up to X% interest annually. You lock your money for a fixed time and earn interest. E. Treasury Bills (T-Bills): You can invest in Nigerian"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1944705259877646818) 2025-07-14 10:27:19 UTC 15.3K followers, 4459 engagements


"Growth stocks are for building wealth fast. Value stocks are for building wealth safely. Knowing when why and how to use each is what separates investors who grow from those who gamble"  
![@ProfitableMan1 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1481516152727691267.png) [@ProfitableMan1](/creator/x/ProfitableMan1) on [X](/post/tweet/1946533229361770525) 2025-07-19 11:31:01 UTC 15.4K followers, 5218 engagements