[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Ravi Prasad (RSP) 🇮🇳 [@Stockstudy8](/creator/twitter/Stockstudy8) on x 79.7K followers Created: 2025-07-16 17:07:13 UTC Word of the Day Variable Interest Rate It is the interest rate on a loan or an investment that changes over time It is linked to RBI’s repo rate, and moves up/down accordingly. When the repo rate changes, the interest rate for the loans will change too. Example: in home loans, the monthly payments (EMIs) can change — they may reduce when rates fall, but can increase when rates rise. Thus, while variable interest rates may lower EMIs at times, they also bring uncertainty and risk (as opposed to a fixed interest rate). XXXXX engagements  **Related Topics** [rates](/topic/rates) [home loans](/topic/home-loans) [investment](/topic/investment) [fed rate](/topic/fed-rate) [Post Link](https://x.com/Stockstudy8/status/1945530675400249854)
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Ravi Prasad (RSP) 🇮🇳 @Stockstudy8 on x 79.7K followers
Created: 2025-07-16 17:07:13 UTC
Word of the Day Variable Interest Rate
It is the interest rate on a loan or an investment that changes over time
It is linked to RBI’s repo rate, and moves up/down accordingly.
When the repo rate changes, the interest rate for the loans will change too.
Example: in home loans, the monthly payments (EMIs) can change — they may reduce when rates fall, but can increase when rates rise.
Thus, while variable interest rates may lower EMIs at times, they also bring uncertainty and risk (as opposed to a fixed interest rate).
XXXXX engagements
Related Topics rates home loans investment fed rate