[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Benzinga [@Benzinga](/creator/twitter/Benzinga) on x 305.9K followers Created: 2025-07-16 00:59:52 UTC A 50-year-old Redditor shared how he climbed out of $XXXXXXX in debt and achieved financial freedom by following Dave Ramsey’s advice—despite critics calling it unrealistic. Back in 2013, he was drowning in $XXXXXX of credit card debt and owed $XXXXXXX on his mortgage. He was earning about $XXXXXX a year from a small business but couldn’t scrape together $XXX in cash. Today, he’s debt-free with $XXXXXX in savings, owns his home and car outright, and says he could shut down his business tomorrow without worrying about money. The turning point came after committing to Ramsey’s “debt snowball” strategy—paying off the smallest debts first for momentum. He cut expenses drastically, skipping vacations, canceling cable and internet, and even relying on a space heater to avoid high heating bills. He also sold off two cars with loans and began investing every extra dollar. Though he admits he paid off his mortgage earlier than Ramsey typically recommends, he said homeownership gave him peace of mind given the instability of running a business. He recently renovated his home for $37,000—paid in cash. He encourages others to live below their means and take small, consistent steps. “People say his advice is ridiculous,” he wrote, “but it worked for us.”  XXXXX engagements  **Related Topics** [credit cards](/topic/credit-cards) [debt](/topic/debt) [$dave](/topic/$dave) [Post Link](https://x.com/Benzinga/status/1945287234053145079)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Benzinga @Benzinga on x 305.9K followers
Created: 2025-07-16 00:59:52 UTC
A 50-year-old Redditor shared how he climbed out of $XXXXXXX in debt and achieved financial freedom by following Dave Ramsey’s advice—despite critics calling it unrealistic.
Back in 2013, he was drowning in $XXXXXX of credit card debt and owed $XXXXXXX on his mortgage. He was earning about $XXXXXX a year from a small business but couldn’t scrape together $XXX in cash. Today, he’s debt-free with $XXXXXX in savings, owns his home and car outright, and says he could shut down his business tomorrow without worrying about money.
The turning point came after committing to Ramsey’s “debt snowball” strategy—paying off the smallest debts first for momentum. He cut expenses drastically, skipping vacations, canceling cable and internet, and even relying on a space heater to avoid high heating bills. He also sold off two cars with loans and began investing every extra dollar.
Though he admits he paid off his mortgage earlier than Ramsey typically recommends, he said homeownership gave him peace of mind given the instability of running a business. He recently renovated his home for $37,000—paid in cash.
He encourages others to live below their means and take small, consistent steps. “People say his advice is ridiculous,” he wrote, “but it worked for us.”
XXXXX engagements
Related Topics credit cards debt $dave
/post/tweet::1945287234053145079