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![ccg33k Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1669321792333438979.png) Akash [@ccg33k](/creator/twitter/ccg33k) on x 12.5K followers
Created: 2025-07-15 16:51:58 UTC

💳 [New Card Alert]  HSBC RuPay Cashback Credit Card! 

💰Joining fee / Annual Fee: ₹499  (Annual waived on 2L spends)

✨ Introductory offer : Spend ₹10K in XX days + download HSBC app &  Get ₹500 cashback.

Features:
✔️ Max Cashback: ₹400/-
✔️ XX% cashback on dining, groceries & food delivery
✔️ X% on all other spends
✔️ ₹500 welcome cashback + ₹100 Amazon voucher
✔️ X% forex markup till Dec 2025
✔️ Lounge access (Intl + domestic)
✔️ UPI enabled!
✔️ Enjoy XX% off on orders of INR500 and above (max discount ₹200) on Swiggy/Swiggy Instamart
✔️ X% off upto ₹150/-  on minimum transaction value of ₹499 on utility bills on Paytm website. [Promo Code: HSBC150]

🚫 No cashback on these MCCs with HSBC RuPay Cashback Card:

🔹 Fuel: 5541, 5983
🔹 Wallets: 6540
🔹 Rent/Prop Mgmt: 6513, 7012
🔹 Govt/Education: 9399, 8211, 8220
🔹 Insurance: 6300, 5960
🔹 Jewels/Antiques: 5944, 5932
🔹 Gambling: 7995
🔹 Crypto/Forex: 6011, 6051
🔹 Utilities: 4900
🔹 Broker/Trading: 6211

Verdict: 
✅ Effectively FYF with 500/- Cashback on 10K spends. Good for 4K spends on Swiggy Instamart / Food Orders for XX% cashback + XX % discount
Or Occasional HSBC offers.

🛍️ Apply directly on website :

#CreditCard #Cashback #HSBCIndia #RuPay #UPI #Rewards

![](https://pbs.twimg.com/media/Gv6ZTAVaEAALZla.png)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945164447393440134/c:line.svg)

**Related Topics**
[dec](/topic/dec)
[forex](/topic/forex)
[groceries](/topic/groceries)
[10k](/topic/10k)
[credit cards](/topic/credit-cards)
[akash](/topic/akash)
[$hsbc](/topic/$hsbc)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/ccg33k/status/1945164447393440134)