[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

![0xFatih Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1406875334608396289.png) Dt.Coca-Cola | 🪶/acc 🧙‍♂️,🧙‍♂️ [@0xFatih](/creator/twitter/0xFatih) on x 1127 followers
Created: 2025-07-15 16:14:17 UTC

@HumaFinance's credit default rate is still 0%!

Huma Finance's payment partner Arf has been operating for XXX days and still has a X% default rate. AN EXCELLENT STATISTIC! Let's quickly explain what this means.

Arf Finance
Arf is a Swiss-based payment provider. Huma Finance provides liquidity, and Arf Finance accelerates payments. Arf is Huma's partner for cross-border payments. Additionally, the two companies have already merged.

What is a default rate?
The default rate indicates what percentage of the loan you issued was not repaid. In other words, Arf, Huma Finance's partner, has been operating successfully for XXX days. The default rate remains at 0%. The lending sector is highly risky, especially the on-chain lending sector. You could literally be scammed. If invoices and receivables are fake. However, Arf has successfully recovered all payments for the loans it has issued.

Huma Finance prioritizes the security of user funds and the protocol. Thus, it impresses with a default rate of 0%.

Thank you for the security! @0xErbil @DrPayFi

![](https://pbs.twimg.com/media/Gv6SBVoXAAAc7vS.png)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1945154963383984512/c:line.svg)

**Related Topics**
[finance](/topic/finance)
[huma](/topic/huma)
[default risk](/topic/default-risk)

[Post Link](https://x.com/0xFatih/status/1945154963383984512)