[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Benzinga [@Benzinga](/creator/twitter/Benzinga) on x 305.9K followers Created: 2025-07-14 19:59:50 UTC A frustrated millennial recently posted on Reddit asking how anyone is managing to afford a house and a child right now. “It has to be inheritance money or credit card debt. Right?” she wrote. “I don’t understand how anyone bought a house recently or is raising a child.” The post quickly struck a nerve. Many commenters said they only managed to buy because they purchased pre-COVID, when prices and interest rates were far lower. “We couldn’t afford our house today,” one user said. Others admitted that childcare costs are what really tip the scales — often thousands per month. Some credited their ability to manage to inheritance or insurance payouts. Others pointed to high-paying jobs in tech or law. “Our household income is $480K,” one woman said. “But we didn’t come from money — just chose lucrative careers.” Not everyone had that advantage. One commenter shared, “I’m XX and making $45K. No house, no kids.” Across the thread, a common theme emerged: those who succeeded either had help, got in early, or made major career moves. For everyone else, it’s a constant struggle. Timing, luck, and location now play a bigger role than ever in achieving what used to be a standard middle-class life.  XXXXX engagements  **Related Topics** [debt](/topic/debt) [credit cards](/topic/credit-cards) [money](/topic/money) [reddit](/topic/reddit) [Post Link](https://x.com/Benzinga/status/1944849340083703893)
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Benzinga @Benzinga on x 305.9K followers
Created: 2025-07-14 19:59:50 UTC
A frustrated millennial recently posted on Reddit asking how anyone is managing to afford a house and a child right now.
“It has to be inheritance money or credit card debt. Right?” she wrote. “I don’t understand how anyone bought a house recently or is raising a child.”
The post quickly struck a nerve. Many commenters said they only managed to buy because they purchased pre-COVID, when prices and interest rates were far lower. “We couldn’t afford our house today,” one user said. Others admitted that childcare costs are what really tip the scales — often thousands per month.
Some credited their ability to manage to inheritance or insurance payouts. Others pointed to high-paying jobs in tech or law. “Our household income is $480K,” one woman said. “But we didn’t come from money — just chose lucrative careers.”
Not everyone had that advantage. One commenter shared, “I’m XX and making $45K. No house, no kids.”
Across the thread, a common theme emerged: those who succeeded either had help, got in early, or made major career moves. For everyone else, it’s a constant struggle. Timing, luck, and location now play a bigger role than ever in achieving what used to be a standard middle-class life.
XXXXX engagements
Related Topics debt credit cards money reddit