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![_AlbertAlan Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::936831203872718849.png) Albert Alan [@_AlbertAlan](/creator/twitter/_AlbertAlan) on x 2875 followers
Created: 2025-07-13 01:42:58 UTC

Dear $CLOV Investors,

Clover Health is quietly executing one of the cleanest unit economic turnarounds in healthcare.

Year X margins are flat. But by Year 3, medical cost ratios improve by 1,500bps—transforming member LTV from –$250 to ~$4,850.

At a CAC of ~$1,050, that's a 4.5x return.

Execution > hype.

![](https://pbs.twimg.com/media/Gvs5UydXkAAX0ao.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1944210916452839854/c:line.svg)

**Related Topics**
[coins healthcare](/topic/coins-healthcare)
[clover](/topic/clover)
[$clov](/topic/$clov)

[Post Link](https://x.com/_AlbertAlan/status/1944210916452839854)