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# ![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::936831203872718849.png) @_AlbertAlan Albert Alan

Albert Alan posts on X about $clov, clover, $open, $hum the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::936831203872718849/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:interactions.svg)

- X Week XXXXXXX +157%
- X Month XXXXXXX +227,841%
- X Year XXXXXXX +1,065%

### Mentions: XX [#](/creator/twitter::936831203872718849/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:posts_active.svg)

- X Week XXX +85%
- X Month XXX +14,800%
- X Year XXX +577%

### Followers: XXXXX [#](/creator/twitter::936831203872718849/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:followers.svg)

- X Week XXXXX +35%
- X Year XXXXX +58%

### CreatorRank: XXXXXXX [#](/creator/twitter::936831203872718849/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::936831203872718849/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  X% [technology brands](/list/technology-brands)  XXX% [countries](/list/countries)  XXX% [events](/list/events)  XXX% [automotive brands](/list/automotive-brands)  XXX%

**Social topic influence**
[$clov](/topic/$clov) #4, [clover](/topic/clover) 10.4%, [$open](/topic/$open) 8%, [$hum](/topic/$hum) 7.2%, [$moh](/topic/$moh) 6.4%, [cash flow](/topic/cash-flow) 5.6%, [$unh](/topic/$unh) 4%, [$oscr](/topic/$oscr) 3.2%, [$alhc](/topic/$alhc) 3.2%, [$elv](/topic/$elv) XXX%

**Top accounts mentioned or mentioned by**
[@shey2007shey](/creator/undefined) [@ghoutanews](/creator/undefined) [@rapallainvests](/creator/undefined) [@gunshow_trader](/creator/undefined) [@moneycumez](/creator/undefined) [@retiredlifenc](/creator/undefined) [@gregarioustiger](/creator/undefined) [@fat2fit7](/creator/undefined) [@aagro_solutions](/creator/undefined) [@albertalan](/creator/undefined) [@gunshowtrader](/creator/undefined) [@samr1419527](/creator/undefined) [@kemlizafyu](/creator/undefined) [@jamal259cen](/creator/undefined) [@detroitmdg](/creator/undefined) [@silberschmelzer](/creator/undefined) [@pedrito08018046](/creator/undefined) [@badie912](/creator/undefined) [@billackman](/creator/undefined) [@nightbird56](/creator/undefined)

**Top assets mentioned**
[Open Custody Protocol (OPEN)](/topic/$open) [Humana Inc (HUM)](/topic/$hum) [Molina Healthcare, Inc. (MOH)](/topic/$moh) [UnitedHealth Group (UNH)](/topic/$unh) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [Alignment Healthcare, Inc. Common Stock (ALHC)](/topic/$alhc) [Elevance Health Inc (ELV)](/topic/$elv) [CVS Health Corp (CVS)](/topic/$cvs) [Centene Corp (CNC)](/topic/$cnc) [BlackRock Inc (BLK)](/topic/blackrock) [Palantir (PLTR)](/topic/$pltr) [RAI Finance (SOFI)](/topic/$sofi) [Goldman Sachs (GS)](/topic/goldman-sachs) [Cigna Corp (CI)](/topic/$ci) [Carvana Co. (CVNA)](/topic/$cvna) [Artificial Intelligence (AI4)](/topic/$ai4) [Tesla, Inc. (TSLA)](/topic/tesla) [Uber Technologies, Inc. (UBER)](/topic/$uber)
### Top Social Posts [#](/creator/twitter::936831203872718849/posts)
---
Top posts by engagements in the last XX hours

"🚨 BLACKROCK JUST SOLD 34946274 SHARES OF OPENDOOR $OPEN STOCK THATS A MASSIVE -XXXXX% REDUCTION IN THEIR HOLDINGS IM DROPPING A VIDEO ON THIS TONIGHT"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946210387436929456) 2025-07-18 14:08:09 UTC 2871 followers, 15.9K engagements


"@ericjackson Over X billion shares have traded people are treating this like a game of hot potato rather than making real investments. I've been skeptical of this given that the company is both free cash flow negative and net income negative"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947756752835121219) 2025-07-22 20:32:52 UTC 2861 followers, 5061 engagements


"Dear $CLOV Investors Lets take a moment to learn from a textbook example of dumb money thinking not to ridicule but to sharpen our edge and avoid the pitfalls that separate speculators from long-term winners. A recent critic of CLOV claimed the stock has been languishing in the $XX range for what feels like an eternity. That statement alone exposes an emotionally-driven lens rather than one rooted in facts. Lets be clear: from April XX 2024 to July XX 2025 CLOV is up XXXXX% rising from $XXXX to $XXXX. Thats in just XX months. This isn't languishing its a full-scale turnaround story in motion"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947062185877999644) 2025-07-20 22:32:54 UTC 2857 followers, 4473 engagements


"Dear $CLOV $HUM $UNH $OSCR $ALHC $MOH investors Folks are starting to catch on realizing that healthcare is underperforming the market more heavily than it ever has especially with this rally weve been seeing. Out of the sea of red given that medical costs have been rising there exists one company that has proven itself to decrease medical costs by over 1000 basis points. It is creating a new software a new industry for AI AI SaaS (subscription as a service) and potential sub-domain partnerships that have been speculated with $HUM and $MOH. Amazing times are here for the contrarian investor"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947242170634903596) 2025-07-21 10:28:06 UTC 2857 followers, 4451 engagements


"INVESTOR HOLDINGS IN OPENDOOR $OPEN STOCK HAVE BEEN DECLINING SINCE 2022 EVEN BEFORE BLACKROCKS REDUCTION SUGGESTING A BROADER INSTITUTIONAL PULLBACK; THE QUESTION NOW IS WILL THAT TREND REVERSE AFTER THE RECENT RUN-UP OR IS CAUTION STILL DOMINATING SENTIMENT"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946291523420823555) 2025-07-18 19:30:34 UTC 2857 followers, 3491 engagements


"Okay I'm going to repeat this: there's no pumping for Clover Health. They have turned free cash flow positive for the first time in 2024 and are on the verge of becoming profitable on a GAAP basis. Additionally they have returned to revenue growth and creation with a potential link to Himana. Everything is backed by fundamentals. If Clover Health wasn't free cash flow positive and was trending in the wrong direction I wouldn't be bullish about it. The reason I'm posting about Eric is that he's claiming it's worth eighty-two dollars. Please don't say I'm pumping; I'm providing my due diligence"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947059046986739729) 2025-07-20 22:20:26 UTC 2855 followers, XXX engagements


"Dear $CLOV Investors Clover Health is quietly executing one of the cleanest unit economic turnarounds in healthcare. Year X margins are flat. But by Year X medical cost ratios improve by 1500bpstransforming member LTV from $XXX to $4850. At a CAC of $1050 that's a 4.5x return. Execution hype"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944210916452839854) 2025-07-13 01:42:58 UTC 2871 followers, 1817 engagements


"I understand. The real question is in the next two SEC Form XX filings considering this incredible rise do you think institutions might sell some of their shares to retail investors We had XXX billion shares traded which is more than twice the outstanding shares. I can't wait to see the data"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946758156060954775) 2025-07-20 02:24:48 UTC 2870 followers, XX engagements


"This is definitely going to be a huge market. I'm investing in a company that is currently working on this. You've already seen open evidence with its valuation. First we invested in NVIDIA to set up the GPU infrastructure that will power the next AI developments. Then it was Palantir. The next iteration will involve integrated AI platforms that will boost productivity to the point where the business model becomes so essential that it cannot be removed creating a strong symbiotic relationship. Great job on this endeavor"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947844981668122865) 2025-07-23 02:23:27 UTC 2851 followers, XX engagements


"Dear $CLOV Investors Vivek Garipallis post presents three tiers of AI business models that while abstract at first glance reveal a fundamental thesis about how transformative platforms are built. At the worst end are companies that charge users to access their AI product. This traditional software-as-a-service model treats the product like a tool one that you rent rather than one that changes the core economics of your business. Over time these tools become commoditized. As competition increases prices fall and customers begin to switch to lower-cost alternatives. The business may still"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946618444981625010) 2025-07-19 17:09:38 UTC 2871 followers, 3309 engagements


"Dear @BillAckman This moment calls for moral clarity and intellectual precision. I have seen the clip being circulated and what is being implied is both deeply disturbing and historically ignorant. The suggestion that perhaps Hitler had a reason or that Jewish people are somehow hiding a collective wrongdoing they refuse to admit is not just offensive. It is a fundamental failure of logic and decency. If we approach this from first principles we must begin with the most basic truths. Genocide is never justified. Collective guilt is a false and dangerous premise. Individuals are responsible"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948464500346421489) 2025-07-24 19:25:12 UTC 2871 followers, 1860 engagements


"Dear $CLOV Investors Short interest reflects how many shares investors have borrowed and sold betting the stock price will drop. When short interest jumps significantly it typically means investors are strongly bearisheach small price increase attracts additional selling pressure. On the other hand high short interest can also create conditions ripe for a short squeeze where shorts must rapidly buy shares to cover their positions causing a sharp upward spike. For Clover Health recent short interest metrics have surged dramatically clearly showing aggressive bearish bets. In the last three"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1943802975958577355) 2025-07-11 22:41:58 UTC 2829 followers, 2679 engagements


"@GhoutaNews @GunShow_Trader Get ready to change your families life and Always put God first $CLOV"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947424167579816126) 2025-07-21 22:31:17 UTC 2870 followers, 4411 engagements


"🚨 I JUST DROPPED ANOTHER $10000 AND BOUGHT THE $CLOV DIP"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948388139409834093) 2025-07-24 14:21:46 UTC 2871 followers, 5972 engagements


"🚨 JUST DROPPED ANOTHER $10000 THATS $20000 TOTAL BUYING THE $CLOV DIP"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948420570896638347) 2025-07-24 16:30:38 UTC 2871 followers, 2985 engagements


"SKEPTICAL OF THIS OVERNIGHT SPIKE LOW VOLUME CHAMATH SPAC FRENZY MAY BE ROLLING INTO OTHER STOCKS EARLY. EXPECTED THIS AFTER CLOVER GAAP NET INCOME BUT IT COULD HIT SOONER. $CLOV"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947122668463128830) 2025-07-21 02:33:14 UTC 2861 followers, 3299 engagements


"@pakpakchicken Doesn't Alex Karp CEO and founder of Palantir $PLTR have a PhD"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947197865748787660) 2025-07-21 07:32:03 UTC 2850 followers, 6392 engagements


"I'm happy that you mentioned Carvana CVNA. I'm actually an expert in that area as well. I took a screenshot from our proprietary software; do you notice anything special I know that sometimes seeing a lot numbers can be daunting. If you look at the bottom left you can see the AI summary analysis. What specifically happened in 2023 Well operational cash flow went from negative to positive free cash flow went from negative to positive and net income went from negative to positive. If you apply this to companies like Tesla Palantir AMD etc. you'll find a consistent theme because these are the"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946997016661463546) 2025-07-20 18:13:56 UTC 2850 followers, XXX engagements


"Everyone's focused on the surface metrics. But look closely new Clover Health $CLOV members have an MCR of 95105%. Returning members 7085%. Thats a 3500 basis point drop. Quietly massive. Theyre not just managing care theyre mastering it. Now layer in Vertex AI NLP Trump-era cost-cutting policy pressures and a forced shift toward value-based care across incumbents. Clover isnt just playing defense theyre laying the tracks for a full-stack disruption. What comes next Generational. Your kids will ask how you saw it coming"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944217397835313163) 2025-07-13 02:08:44 UTC 2868 followers, 1425 engagements


"@GhoutaNews @GunShow_Trader You cut off the response on the bottom. It usually explains it. Do you mind if you show the screenshot for the explanation on the bottom"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948480580250992842) 2025-07-24 20:29:06 UTC 2871 followers, XXX engagements


"This is exactly what we were talking about in my $CLOV video. The generational wealth divide isnt just unfortunate its structural. Americans born before 1965 still control nearly XX percent of all equities and a large portion of that sits with the XXXX percent. They benefit the most from a system where the bottom XX percent are working harder than ever yet seeing the least return. People are trading their time energy and labor to help generate free cash flow and boost earnings per share. But instead of seeing the value of that work it flows upward into stock buybacks and dividends for those"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944815880086655250) 2025-07-14 17:46:53 UTC 2863 followers, 2029 engagements


"Dear $CLOV Investors After taking a few days to reflect on Clover Healths recent announcement regarding their new Vice President of Finance and Controller I want to draw attention to a strategic signal that may not be immediately obvious. In the press release Clover specifically highlights this executives role in overseeing GAAP compliance which stands for Generally Accepted Accounting Principles. This is not just standard corporate language. For years Clover has relied on Non-GAAP metrics like EBITDA which provide flexibility in reporting by excluding certain costs. The deliberate mention of"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946991217792999696) 2025-07-20 17:50:54 UTC 2851 followers, 5005 engagements


"After XX years in the markets and building software for retail and institutional investors Ive learned this: short-term noise often drowns out long-term opportunity. $CLOV isnt dead its misunderstood. Lets revisit this in X years. $OPEN"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948029651345191218) 2025-07-23 14:37:16 UTC 2870 followers, 3742 engagements


"I get the concern but comparing todays market to the dot-com era isnt apples to apples. Back then companies like Webvan hit $8.5B on just $400K in revenue. eToys had an $8B valuation with only $30M in revenue. reached $4B with zero revenue. and Similar stories huge valuations no sustainable business models. Todays AI leaders may look expensive on P/E but theyre backed by real revenue global scale and far more disciplined capital allocation. The speculation exists but the fundamentals are vastly different. What do you think Do you agree"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947190371504758807) 2025-07-21 07:02:16 UTC 2850 followers, 2617 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors CMS-HCC v28 represents a fundamental shift in how risk is scored and reimbursed: rather than rewarding the volume of coded conditions it now emphasizes clinically significant cost-driving disease clusters and more precise causally linked documentation. The updated model de-emphasizes low-impact codes and stacking of minor comorbidities and instead rewards the accurate capture of high-severity high-cost conditions particularly when they appear in predictive combinations like heart failure chronic kidney disease and diabetes."  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944953764630421992) 2025-07-15 02:54:47 UTC 2869 followers, 4703 engagements


"Dear $CLOV Investors Things just got a lot more interesting for Clover Health. Today it was disclosed that BlackRock has increased its ownership to 29813646 shares. For context back on May X 2025 they reported holdings of 10367674 shares. Thats an increase of 19445972 shares a substantial move that now brings their ownership stake to XXXX% of the company. This is incredibly bullish. What makes this even more compelling is that theres been no new public announcement regarding Clover's subscription-as-a-service model. So the question becomes: what does BlackRock see Well heres what we know"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946033697826001208) 2025-07-18 02:26:03 UTC 2863 followers, 8098 engagements


"I respect your perspective brother and I appreciate the dialogue around $CLOV and $OPEN But I want to add one more thing just so you understand where Im coming from: We cant assume everyone is already aware of Opendoors financials or what SEC 13F filings even are. Not everyone has access to that kind of information and many people still believe stock up = good stock down = bad. That mindset is exactly what were trying to change through education. This was a perfect opportunity to help people learn how to read the data behind the price and how institutional behavior can paint a different story"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946421488585945237) 2025-07-19 04:07:00 UTC 2857 followers, 2593 engagements


"Dear $CLOV Investors This Is What Generational Conviction Looks Like Thank yo @RapallaInvests and @Market_Kap for the citations. The data is speaking. And the narrative is beginning to align with the fundamentals. If even a portion of whats currently forming around Clover translates into realized performance on the balance sheet early investors may experience what early Amazon investors felt two decades ago. This isnt hyperbole. Its a grounded assessment rooted in: -Rigorous due diligence -Proprietary analytical tools -Concrete institutional activity -A favorable macro environment shaped by"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947843243695346162) 2025-07-23 02:16:33 UTC 2870 followers, 4991 engagements


"🚨 AS OF NOW THE $CLOV CHART STILL SHOWS WERE MOVING UP IN THE ASCENDING CHANNEL. NOTHING HAS BROKEN DOWN. WERE JUST XX DAYS AWAY FROM EARNINGS AND I BELIEVE WELL SHOW A PROFIT THIS QUARTER"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948392315875406186) 2025-07-24 14:38:22 UTC 2871 followers, 3413 engagements


"$CLOV well ladies and gentlemen it seems we have had a very short trip and may have broken out of this descending triangle. Although this breakout was probably the most uneventful and unexciting one we shall see what happens next"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1945553029870358770) 2025-07-16 18:36:03 UTC 2857 followers, 2331 engagements


"Dear $OPEN Investors Watching someone put their ENTIRE net worth into Opendoor stock is painful. Whats worse is knowing you tried to help and still get painted as the bad guy. Thats the reality of giving retail investors honest uncomfortable truths. Some will ignore the advice others will attack your track record no matter how proven or self-made your success may be. But this isnt about ego. Its about a broader problem: most people have never been trained to think critically about markets risk or financial independence. They follow hype not discipline. Emotion not analysis. And until that"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948027177305555171) 2025-07-23 14:27:26 UTC 2871 followers, 6761 engagements


"Dear $CLOV Investors Most People Are Missing This: Clovers Pharmacy Strategy = Ratings + Revenue What many investors and industry observers are missing is how Clover Health has connected federal Star Ratings policy to pharmacy performance and how thats unlocking real gains in quality bonuses revenue and future free cash flow. The companys intelligent use of tech-enabled pharmacy partnerships is already paying off. In fact Clover has regained a 4-star rating for its PPO plan in the 2026 payment year and its new programs suggest theyre targeting even higher for 2027 and beyond. CMS Methodology"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944533171607146951) 2025-07-13 23:03:30 UTC 2863 followers, 1721 engagements


"I've been fighting this whole time with my hands tied behind my back. Now I am unleashed. My mind the very thing they mocked just built a public portfolio worth $XXXXX million with my company valued over $XX million. You're not just going to see my brain power. You're going to feel it rumble through the ground beneath your feet. $CLOV $OPEN $SOFI"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947431263151001630) 2025-07-21 22:59:29 UTC 2871 followers, 7785 engagements


"Dear $CLOV Investors First it was $SoFi. Then came the meteoric rise of Opendoor $OPEN. Now investors are front-running Chamath Palihapitiyas SPACs recognizing the pattern. $OSCR is seeing inflows as well. The markets frothy the casinos reopening and its game on"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947321430301098389) 2025-07-21 15:43:03 UTC 2870 followers, 5581 engagements


"We saw $PLTR in the $6s when most ignored it. Now it's the 20th most valuable US company. Vision pays. Congrats to everyone who held the line. XX spots to go"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948876880112910459) 2025-07-25 22:43:51 UTC 2871 followers, 1241 engagements


"Absolutely bullish @BillAckman . With $XXX trillion sitting on the sidelines in money market funds were looking at an enormous amount of dry powder waiting for the signal. Two rate cuts expected this year and possibly several more next year mean capital is poised to flow aggressively back into equities. Meanwhile artificial intelligence is quietly reshaping every corner of the economy. Talk to any top-tier executive across any industrytheyre already leveraging AI to drive efficiencies scale profits and boost GDP. This isnt a speculative bubble like the late 90s; todays market leaders are"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1943143540478849066) 2025-07-10 03:01:36 UTC 2857 followers, 37.5K engagements


"One hundred percent agree. Poverty is the enemy. But the real question is how do we fight it For me the answer was education. Not the kind you get in school but financial education. Im talking about learning from thinkers like Benjamin Graham Warren Buffett and Charlie Munger. I learned about things like intrinsic value and how a stocks price reflects its future cash flow. I made it my mission to understand how Wall Street works. That knowledge helped me break out of poverty. This is the kind of education we need to talk about. Heres my story"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946751011953295748) 2025-07-20 01:56:24 UTC 2871 followers, XXX engagements


"I'm proud to announce the formation of our multi-generational family real estate firm set to deploy $XX million into Arizona's real estate market over the next XX years"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948784676216377348) 2025-07-25 16:37:28 UTC 2871 followers, 1089 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH and $HUM Investors Clover Health is now the #1 ranked company in Managed Health Care and in the top XX out of XXX in the entire Health Care sector. Weve been watching this play before Wall Street even blinked. This is where opportunity meets execution. Moments like this They dont come often. The last time we saw a setup like this was during the birth of the internet. But this isnt a dot-com bubble its the rise of AIs real-world applications. And Clover is part of that wave. The time is coming"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1941697950067065055) 2025-07-06 03:17:20 UTC 2829 followers, 7635 engagements


"Dear $OPEN Investors Lets break down whats happening with Opendoor especially for those who are newer to the market. Opendoor has approximately XXXXXX million shares outstanding. That means just over XXX million shares actually exist and are held by investors. However in a single recent trading session we saw XXXX billion shares traded. In plain terms the entire share count turned over more than twice in one day. So how is that possible Trading volume counts how many times shares change hands not how many shares actually exist. If a single share is bought and sold multiple times in a day each"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947381649853059439) 2025-07-21 19:42:20 UTC 2871 followers, 115K engagements


"@VivekGaripalli Dear @VivekGaripalli YOUR VISION WILL COME TRUE. I AM A BELIEVER AND YOU HAVE MY FINANCIAL BACKING $CLOV $HUM $MOH"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948077125149544470) 2025-07-23 17:45:54 UTC 2869 followers, 1050 engagements


"$CLOV showing signs of another potential descending triangle forming after the recent rejection near $XXXX. Remember XX more days until earnings"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1945512784676188357) 2025-07-16 15:56:08 UTC 2857 followers, 4899 engagements


"Dear $CLOV Investors Vivek Garipallis post presents three tiers of AI business models that while abstract at first glance reveal a fundamental thesis about how transformative platforms are built. At the worst end are companies that charge users to access their AI product. This traditional software-as-a-service model treats the product like a tool one that you rent rather than one that changes the core economics of your business. Over time these tools become commoditized. As competition increases prices fall and customers begin to switch to lower-cost alternatives. The business may still"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946618475843363103) 2025-07-19 17:09:45 UTC 2851 followers, 1693 engagements


"Dear $OPEN Investors Something Doesnt Add Up You know what I find interesting Theres a gentleman named Eric Jackson founder of EMJ Capital whos been pretty vocal about his belief that OpenDoor could reach $XX per share. But when we look at the data straight from SEC 13F filings and our own proprietary tools his trading history tells a different story. Lets break it down: September XX 2021: -EMJ Capital bought 62000 shares of OpenDoor at an average price of $XXXXX. December XX 2021 (just X months later): -They sold all 62000 shares at around $XXXXX locking in a XXXXX% loss. Then it gets even"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946408948950790194) 2025-07-19 03:17:10 UTC 2871 followers, 36.8K engagements


"Dear $CLOV and $HUM Investors As shown in the chart the last time healthcare stocks experienced outflows at this magnitude was in April 2020 during the peak of the pandemic. Within twelve months most of those stocks had doubled in value. We are now seeing a similar setup. While there is understandable uncertainty in the healthcare sector due to rising medical cost ratios Wall Street is fundamentally forward-looking. Current forecasts and forward guidance from analysts point to a normalization phase beginning around 2027. The market rarely waits for certainty. It begins pricing in future"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947543829353271771) 2025-07-22 06:26:47 UTC 2844 followers, 3836 engagements


"@voatrading I appreciate you brother. I fight hard for you guys because I wish someone had fought for me when I started out with nothing. Wall Street is tough but if we stick together we can find patterns exploit the system and succeed"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948205773928140899) 2025-07-24 02:17:07 UTC 2870 followers, XX engagements


"Dear $CLOV $MOH and $HUM Investors Big development in healthcare AI. Molina Healthcare now appears under the Counterpart Health subdomain a game-changing subsidiary of Clover Health. What does this mean Counterpart is using AI to slash medical costs by over 1000 basis points reduce hospitalizations and diagnose chronic diseases YEARS earlier. We're talking about earlier detection of type X diabetes stabilizing CKD and improving med adherence at scale. With Humana already allegedly integrated and now Molina ($5.6B in annual MA spend) we're looking at $80.6B in Medicare Advantage revenue"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944518250160886056) 2025-07-13 22:04:12 UTC 2859 followers, 4124 engagements


"I believe this is what a @GunShow_Trader is trying to convey. If you look at $CLOV Q1 2025 they made $XXXXXX million compared to $XXXXXX million in Q1 2024 resulting in a revenue growth rate of more than XX percent. This company is turning a corner; it's a significant turnaround. They are free cash flow positive on a fiscal year basis in 2024 and Q2 2024 was profitable on a GAAP basis for the first time. Ultimately they are heading towards profitability and are expected to generate strong cash flow from operations this year indicating it will likely be their second consecutive year of free"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947017424995500426) 2025-07-20 19:35:02 UTC 2871 followers, XXX engagements


"Dear $CLOV Investors Exciting developments are underway and the broader market sentiment is beginning to shift. Lets break down whats happening and why Clover Health is positioned to benefit significantly from the upcoming wave. X. The All-In Influence and Investor Attention Tom Lee has now joined the All-In AI Summit alongside Cathie Wood. This move is significant. The All-In podcast with its growing political influence especially through its ties with Donald Trump is becoming a magnet for investor attention. Notably Chamath Palihapitiya a central figure in the All-In circle has been"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948491039725007047) 2025-07-24 21:10:39 UTC 2871 followers, 4342 engagements


"Dear @VivekGaripalli YOUR VISION WILL COME TRUE. I AM A BELIEVER AND YOU HAVE MY FINANCIAL BACKING $CLOV $HUM $MOH"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948077159198949778) 2025-07-23 17:46:02 UTC 2870 followers, 2192 engagements


"Dear $UNH $HUM $CLOV $MOH and $CVS investors Clover Health is playing chess while others play checkers. Last year $CLOV said its AI cut medical costs by 10%. Now Theyre saying 15%. If they werent confident in their platform why raise the number You dont increase savings claims from XX% to XX% unless the data backs it. Heres how it works: Year 1: 700bps (7%) cost reduction Year 2: +800bps (8%) more Total: 1500bps = XX% drop in medical costs Thats from 100K members turned into 100M+ data points. This isnt theory. Its a working AI health stack slashing real costs. Wall Street first funded AI"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1941147698838827478) 2025-07-04 14:50:50 UTC 2855 followers, 5956 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors Most people don't realize that companies go through the same cycle as people: they're born they grow they matureand eventually many die. The smartest investors They know exactly where a company is in its life cycle. Take a look at the below chart: Tesla Uber Netflixthey all started small. What separates them is how they turned ideas into revenue then into free cash flow. Thats where real value gets priced in. But heres the kicker: Most companies fail when they forget who they are. Startups try to act like giantstaking on too"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944153572993905026) 2025-07-12 21:55:07 UTC 2855 followers, 6776 engagements


"We're going to see a lot more of this for the future of $CLOV. They have been free cash flow positive on a 2024 fiscal year basis and in Q2 2024 they reported a GAAP profit of $XXXX million. I believe that in the next quarter Q2 2025 they're going to be profitable. The big question is whether they will be profitable this year or if they will push it to 2026. Regardless of what happens we know that we are going to be paid four stars next year in 2026. The future looks very bright; this is not the company it was four years ago; it has completely changed"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947511721402503346) 2025-07-22 04:19:12 UTC 2871 followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@_AlbertAlan Avatar @_AlbertAlan Albert Alan

Albert Alan posts on X about $clov, clover, $open, $hum the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

Engagements Line Chart

  • X Week XXXXXXX +157%
  • X Month XXXXXXX +227,841%
  • X Year XXXXXXX +1,065%

Mentions: XX #

Mentions Line Chart

  • X Week XXX +85%
  • X Month XXX +14,800%
  • X Year XXX +577%

Followers: XXXXX #

Followers Line Chart

  • X Week XXXXX +35%
  • X Year XXXXX +58%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXX% stocks XXXX% cryptocurrencies X% technology brands XXX% countries XXX% events XXX% automotive brands XXX%

Social topic influence $clov #4, clover 10.4%, $open 8%, $hum 7.2%, $moh 6.4%, cash flow 5.6%, $unh 4%, $oscr 3.2%, $alhc 3.2%, $elv XXX%

Top accounts mentioned or mentioned by @shey2007shey @ghoutanews @rapallainvests @gunshow_trader @moneycumez @retiredlifenc @gregarioustiger @fat2fit7 @aagro_solutions @albertalan @gunshowtrader @samr1419527 @kemlizafyu @jamal259cen @detroitmdg @silberschmelzer @pedrito08018046 @badie912 @billackman @nightbird56

Top assets mentioned Open Custody Protocol (OPEN) Humana Inc (HUM) Molina Healthcare, Inc. (MOH) UnitedHealth Group (UNH) Oscar Health, Inc. (OSCR) Alignment Healthcare, Inc. Common Stock (ALHC) Elevance Health Inc (ELV) CVS Health Corp (CVS) Centene Corp (CNC) BlackRock Inc (BLK) Palantir (PLTR) RAI Finance (SOFI) Goldman Sachs (GS) Cigna Corp (CI) Carvana Co. (CVNA) Artificial Intelligence (AI4) Tesla, Inc. (TSLA) Uber Technologies, Inc. (UBER)

Top Social Posts #


Top posts by engagements in the last XX hours

"🚨 BLACKROCK JUST SOLD 34946274 SHARES OF OPENDOOR $OPEN STOCK THATS A MASSIVE -XXXXX% REDUCTION IN THEIR HOLDINGS IM DROPPING A VIDEO ON THIS TONIGHT"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-18 14:08:09 UTC 2871 followers, 15.9K engagements

"@ericjackson Over X billion shares have traded people are treating this like a game of hot potato rather than making real investments. I've been skeptical of this given that the company is both free cash flow negative and net income negative"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-22 20:32:52 UTC 2861 followers, 5061 engagements

"Dear $CLOV Investors Lets take a moment to learn from a textbook example of dumb money thinking not to ridicule but to sharpen our edge and avoid the pitfalls that separate speculators from long-term winners. A recent critic of CLOV claimed the stock has been languishing in the $XX range for what feels like an eternity. That statement alone exposes an emotionally-driven lens rather than one rooted in facts. Lets be clear: from April XX 2024 to July XX 2025 CLOV is up XXXXX% rising from $XXXX to $XXXX. Thats in just XX months. This isn't languishing its a full-scale turnaround story in motion"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 22:32:54 UTC 2857 followers, 4473 engagements

"Dear $CLOV $HUM $UNH $OSCR $ALHC $MOH investors Folks are starting to catch on realizing that healthcare is underperforming the market more heavily than it ever has especially with this rally weve been seeing. Out of the sea of red given that medical costs have been rising there exists one company that has proven itself to decrease medical costs by over 1000 basis points. It is creating a new software a new industry for AI AI SaaS (subscription as a service) and potential sub-domain partnerships that have been speculated with $HUM and $MOH. Amazing times are here for the contrarian investor"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 10:28:06 UTC 2857 followers, 4451 engagements

"INVESTOR HOLDINGS IN OPENDOOR $OPEN STOCK HAVE BEEN DECLINING SINCE 2022 EVEN BEFORE BLACKROCKS REDUCTION SUGGESTING A BROADER INSTITUTIONAL PULLBACK; THE QUESTION NOW IS WILL THAT TREND REVERSE AFTER THE RECENT RUN-UP OR IS CAUTION STILL DOMINATING SENTIMENT"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-18 19:30:34 UTC 2857 followers, 3491 engagements

"Okay I'm going to repeat this: there's no pumping for Clover Health. They have turned free cash flow positive for the first time in 2024 and are on the verge of becoming profitable on a GAAP basis. Additionally they have returned to revenue growth and creation with a potential link to Himana. Everything is backed by fundamentals. If Clover Health wasn't free cash flow positive and was trending in the wrong direction I wouldn't be bullish about it. The reason I'm posting about Eric is that he's claiming it's worth eighty-two dollars. Please don't say I'm pumping; I'm providing my due diligence"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 22:20:26 UTC 2855 followers, XXX engagements

"Dear $CLOV Investors Clover Health is quietly executing one of the cleanest unit economic turnarounds in healthcare. Year X margins are flat. But by Year X medical cost ratios improve by 1500bpstransforming member LTV from $XXX to $4850. At a CAC of $1050 that's a 4.5x return. Execution hype"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-13 01:42:58 UTC 2871 followers, 1817 engagements

"I understand. The real question is in the next two SEC Form XX filings considering this incredible rise do you think institutions might sell some of their shares to retail investors We had XXX billion shares traded which is more than twice the outstanding shares. I can't wait to see the data"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 02:24:48 UTC 2870 followers, XX engagements

"This is definitely going to be a huge market. I'm investing in a company that is currently working on this. You've already seen open evidence with its valuation. First we invested in NVIDIA to set up the GPU infrastructure that will power the next AI developments. Then it was Palantir. The next iteration will involve integrated AI platforms that will boost productivity to the point where the business model becomes so essential that it cannot be removed creating a strong symbiotic relationship. Great job on this endeavor"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-23 02:23:27 UTC 2851 followers, XX engagements

"Dear $CLOV Investors Vivek Garipallis post presents three tiers of AI business models that while abstract at first glance reveal a fundamental thesis about how transformative platforms are built. At the worst end are companies that charge users to access their AI product. This traditional software-as-a-service model treats the product like a tool one that you rent rather than one that changes the core economics of your business. Over time these tools become commoditized. As competition increases prices fall and customers begin to switch to lower-cost alternatives. The business may still"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-19 17:09:38 UTC 2871 followers, 3309 engagements

"Dear @BillAckman This moment calls for moral clarity and intellectual precision. I have seen the clip being circulated and what is being implied is both deeply disturbing and historically ignorant. The suggestion that perhaps Hitler had a reason or that Jewish people are somehow hiding a collective wrongdoing they refuse to admit is not just offensive. It is a fundamental failure of logic and decency. If we approach this from first principles we must begin with the most basic truths. Genocide is never justified. Collective guilt is a false and dangerous premise. Individuals are responsible"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 19:25:12 UTC 2871 followers, 1860 engagements

"Dear $CLOV Investors Short interest reflects how many shares investors have borrowed and sold betting the stock price will drop. When short interest jumps significantly it typically means investors are strongly bearisheach small price increase attracts additional selling pressure. On the other hand high short interest can also create conditions ripe for a short squeeze where shorts must rapidly buy shares to cover their positions causing a sharp upward spike. For Clover Health recent short interest metrics have surged dramatically clearly showing aggressive bearish bets. In the last three"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-11 22:41:58 UTC 2829 followers, 2679 engagements

"@GhoutaNews @GunShow_Trader Get ready to change your families life and Always put God first $CLOV"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 22:31:17 UTC 2870 followers, 4411 engagements

"🚨 I JUST DROPPED ANOTHER $10000 AND BOUGHT THE $CLOV DIP"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 14:21:46 UTC 2871 followers, 5972 engagements

"🚨 JUST DROPPED ANOTHER $10000 THATS $20000 TOTAL BUYING THE $CLOV DIP"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 16:30:38 UTC 2871 followers, 2985 engagements

"SKEPTICAL OF THIS OVERNIGHT SPIKE LOW VOLUME CHAMATH SPAC FRENZY MAY BE ROLLING INTO OTHER STOCKS EARLY. EXPECTED THIS AFTER CLOVER GAAP NET INCOME BUT IT COULD HIT SOONER. $CLOV"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 02:33:14 UTC 2861 followers, 3299 engagements

"@pakpakchicken Doesn't Alex Karp CEO and founder of Palantir $PLTR have a PhD"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 07:32:03 UTC 2850 followers, 6392 engagements

"I'm happy that you mentioned Carvana CVNA. I'm actually an expert in that area as well. I took a screenshot from our proprietary software; do you notice anything special I know that sometimes seeing a lot numbers can be daunting. If you look at the bottom left you can see the AI summary analysis. What specifically happened in 2023 Well operational cash flow went from negative to positive free cash flow went from negative to positive and net income went from negative to positive. If you apply this to companies like Tesla Palantir AMD etc. you'll find a consistent theme because these are the"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 18:13:56 UTC 2850 followers, XXX engagements

"Everyone's focused on the surface metrics. But look closely new Clover Health $CLOV members have an MCR of 95105%. Returning members 7085%. Thats a 3500 basis point drop. Quietly massive. Theyre not just managing care theyre mastering it. Now layer in Vertex AI NLP Trump-era cost-cutting policy pressures and a forced shift toward value-based care across incumbents. Clover isnt just playing defense theyre laying the tracks for a full-stack disruption. What comes next Generational. Your kids will ask how you saw it coming"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-13 02:08:44 UTC 2868 followers, 1425 engagements

"@GhoutaNews @GunShow_Trader You cut off the response on the bottom. It usually explains it. Do you mind if you show the screenshot for the explanation on the bottom"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 20:29:06 UTC 2871 followers, XXX engagements

"This is exactly what we were talking about in my $CLOV video. The generational wealth divide isnt just unfortunate its structural. Americans born before 1965 still control nearly XX percent of all equities and a large portion of that sits with the XXXX percent. They benefit the most from a system where the bottom XX percent are working harder than ever yet seeing the least return. People are trading their time energy and labor to help generate free cash flow and boost earnings per share. But instead of seeing the value of that work it flows upward into stock buybacks and dividends for those"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-14 17:46:53 UTC 2863 followers, 2029 engagements

"Dear $CLOV Investors After taking a few days to reflect on Clover Healths recent announcement regarding their new Vice President of Finance and Controller I want to draw attention to a strategic signal that may not be immediately obvious. In the press release Clover specifically highlights this executives role in overseeing GAAP compliance which stands for Generally Accepted Accounting Principles. This is not just standard corporate language. For years Clover has relied on Non-GAAP metrics like EBITDA which provide flexibility in reporting by excluding certain costs. The deliberate mention of"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 17:50:54 UTC 2851 followers, 5005 engagements

"After XX years in the markets and building software for retail and institutional investors Ive learned this: short-term noise often drowns out long-term opportunity. $CLOV isnt dead its misunderstood. Lets revisit this in X years. $OPEN"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-23 14:37:16 UTC 2870 followers, 3742 engagements

"I get the concern but comparing todays market to the dot-com era isnt apples to apples. Back then companies like Webvan hit $8.5B on just $400K in revenue. eToys had an $8B valuation with only $30M in revenue. reached $4B with zero revenue. and Similar stories huge valuations no sustainable business models. Todays AI leaders may look expensive on P/E but theyre backed by real revenue global scale and far more disciplined capital allocation. The speculation exists but the fundamentals are vastly different. What do you think Do you agree"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 07:02:16 UTC 2850 followers, 2617 engagements

"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors CMS-HCC v28 represents a fundamental shift in how risk is scored and reimbursed: rather than rewarding the volume of coded conditions it now emphasizes clinically significant cost-driving disease clusters and more precise causally linked documentation. The updated model de-emphasizes low-impact codes and stacking of minor comorbidities and instead rewards the accurate capture of high-severity high-cost conditions particularly when they appear in predictive combinations like heart failure chronic kidney disease and diabetes."
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-15 02:54:47 UTC 2869 followers, 4703 engagements

"Dear $CLOV Investors Things just got a lot more interesting for Clover Health. Today it was disclosed that BlackRock has increased its ownership to 29813646 shares. For context back on May X 2025 they reported holdings of 10367674 shares. Thats an increase of 19445972 shares a substantial move that now brings their ownership stake to XXXX% of the company. This is incredibly bullish. What makes this even more compelling is that theres been no new public announcement regarding Clover's subscription-as-a-service model. So the question becomes: what does BlackRock see Well heres what we know"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-18 02:26:03 UTC 2863 followers, 8098 engagements

"I respect your perspective brother and I appreciate the dialogue around $CLOV and $OPEN But I want to add one more thing just so you understand where Im coming from: We cant assume everyone is already aware of Opendoors financials or what SEC 13F filings even are. Not everyone has access to that kind of information and many people still believe stock up = good stock down = bad. That mindset is exactly what were trying to change through education. This was a perfect opportunity to help people learn how to read the data behind the price and how institutional behavior can paint a different story"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-19 04:07:00 UTC 2857 followers, 2593 engagements

"Dear $CLOV Investors This Is What Generational Conviction Looks Like Thank yo @RapallaInvests and @Market_Kap for the citations. The data is speaking. And the narrative is beginning to align with the fundamentals. If even a portion of whats currently forming around Clover translates into realized performance on the balance sheet early investors may experience what early Amazon investors felt two decades ago. This isnt hyperbole. Its a grounded assessment rooted in: -Rigorous due diligence -Proprietary analytical tools -Concrete institutional activity -A favorable macro environment shaped by"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-23 02:16:33 UTC 2870 followers, 4991 engagements

"🚨 AS OF NOW THE $CLOV CHART STILL SHOWS WERE MOVING UP IN THE ASCENDING CHANNEL. NOTHING HAS BROKEN DOWN. WERE JUST XX DAYS AWAY FROM EARNINGS AND I BELIEVE WELL SHOW A PROFIT THIS QUARTER"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 14:38:22 UTC 2871 followers, 3413 engagements

"$CLOV well ladies and gentlemen it seems we have had a very short trip and may have broken out of this descending triangle. Although this breakout was probably the most uneventful and unexciting one we shall see what happens next"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-16 18:36:03 UTC 2857 followers, 2331 engagements

"Dear $OPEN Investors Watching someone put their ENTIRE net worth into Opendoor stock is painful. Whats worse is knowing you tried to help and still get painted as the bad guy. Thats the reality of giving retail investors honest uncomfortable truths. Some will ignore the advice others will attack your track record no matter how proven or self-made your success may be. But this isnt about ego. Its about a broader problem: most people have never been trained to think critically about markets risk or financial independence. They follow hype not discipline. Emotion not analysis. And until that"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-23 14:27:26 UTC 2871 followers, 6761 engagements

"Dear $CLOV Investors Most People Are Missing This: Clovers Pharmacy Strategy = Ratings + Revenue What many investors and industry observers are missing is how Clover Health has connected federal Star Ratings policy to pharmacy performance and how thats unlocking real gains in quality bonuses revenue and future free cash flow. The companys intelligent use of tech-enabled pharmacy partnerships is already paying off. In fact Clover has regained a 4-star rating for its PPO plan in the 2026 payment year and its new programs suggest theyre targeting even higher for 2027 and beyond. CMS Methodology"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-13 23:03:30 UTC 2863 followers, 1721 engagements

"I've been fighting this whole time with my hands tied behind my back. Now I am unleashed. My mind the very thing they mocked just built a public portfolio worth $XXXXX million with my company valued over $XX million. You're not just going to see my brain power. You're going to feel it rumble through the ground beneath your feet. $CLOV $OPEN $SOFI"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 22:59:29 UTC 2871 followers, 7785 engagements

"Dear $CLOV Investors First it was $SoFi. Then came the meteoric rise of Opendoor $OPEN. Now investors are front-running Chamath Palihapitiyas SPACs recognizing the pattern. $OSCR is seeing inflows as well. The markets frothy the casinos reopening and its game on"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 15:43:03 UTC 2870 followers, 5581 engagements

"We saw $PLTR in the $6s when most ignored it. Now it's the 20th most valuable US company. Vision pays. Congrats to everyone who held the line. XX spots to go"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-25 22:43:51 UTC 2871 followers, 1241 engagements

"Absolutely bullish @BillAckman . With $XXX trillion sitting on the sidelines in money market funds were looking at an enormous amount of dry powder waiting for the signal. Two rate cuts expected this year and possibly several more next year mean capital is poised to flow aggressively back into equities. Meanwhile artificial intelligence is quietly reshaping every corner of the economy. Talk to any top-tier executive across any industrytheyre already leveraging AI to drive efficiencies scale profits and boost GDP. This isnt a speculative bubble like the late 90s; todays market leaders are"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-10 03:01:36 UTC 2857 followers, 37.5K engagements

"One hundred percent agree. Poverty is the enemy. But the real question is how do we fight it For me the answer was education. Not the kind you get in school but financial education. Im talking about learning from thinkers like Benjamin Graham Warren Buffett and Charlie Munger. I learned about things like intrinsic value and how a stocks price reflects its future cash flow. I made it my mission to understand how Wall Street works. That knowledge helped me break out of poverty. This is the kind of education we need to talk about. Heres my story"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 01:56:24 UTC 2871 followers, XXX engagements

"I'm proud to announce the formation of our multi-generational family real estate firm set to deploy $XX million into Arizona's real estate market over the next XX years"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-25 16:37:28 UTC 2871 followers, 1089 engagements

"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH and $HUM Investors Clover Health is now the #1 ranked company in Managed Health Care and in the top XX out of XXX in the entire Health Care sector. Weve been watching this play before Wall Street even blinked. This is where opportunity meets execution. Moments like this They dont come often. The last time we saw a setup like this was during the birth of the internet. But this isnt a dot-com bubble its the rise of AIs real-world applications. And Clover is part of that wave. The time is coming"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-06 03:17:20 UTC 2829 followers, 7635 engagements

"Dear $OPEN Investors Lets break down whats happening with Opendoor especially for those who are newer to the market. Opendoor has approximately XXXXXX million shares outstanding. That means just over XXX million shares actually exist and are held by investors. However in a single recent trading session we saw XXXX billion shares traded. In plain terms the entire share count turned over more than twice in one day. So how is that possible Trading volume counts how many times shares change hands not how many shares actually exist. If a single share is bought and sold multiple times in a day each"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-21 19:42:20 UTC 2871 followers, 115K engagements

"@VivekGaripalli Dear @VivekGaripalli YOUR VISION WILL COME TRUE. I AM A BELIEVER AND YOU HAVE MY FINANCIAL BACKING $CLOV $HUM $MOH"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-23 17:45:54 UTC 2869 followers, 1050 engagements

"$CLOV showing signs of another potential descending triangle forming after the recent rejection near $XXXX. Remember XX more days until earnings"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-16 15:56:08 UTC 2857 followers, 4899 engagements

"Dear $CLOV Investors Vivek Garipallis post presents three tiers of AI business models that while abstract at first glance reveal a fundamental thesis about how transformative platforms are built. At the worst end are companies that charge users to access their AI product. This traditional software-as-a-service model treats the product like a tool one that you rent rather than one that changes the core economics of your business. Over time these tools become commoditized. As competition increases prices fall and customers begin to switch to lower-cost alternatives. The business may still"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-19 17:09:45 UTC 2851 followers, 1693 engagements

"Dear $OPEN Investors Something Doesnt Add Up You know what I find interesting Theres a gentleman named Eric Jackson founder of EMJ Capital whos been pretty vocal about his belief that OpenDoor could reach $XX per share. But when we look at the data straight from SEC 13F filings and our own proprietary tools his trading history tells a different story. Lets break it down: September XX 2021: -EMJ Capital bought 62000 shares of OpenDoor at an average price of $XXXXX. December XX 2021 (just X months later): -They sold all 62000 shares at around $XXXXX locking in a XXXXX% loss. Then it gets even"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-19 03:17:10 UTC 2871 followers, 36.8K engagements

"Dear $CLOV and $HUM Investors As shown in the chart the last time healthcare stocks experienced outflows at this magnitude was in April 2020 during the peak of the pandemic. Within twelve months most of those stocks had doubled in value. We are now seeing a similar setup. While there is understandable uncertainty in the healthcare sector due to rising medical cost ratios Wall Street is fundamentally forward-looking. Current forecasts and forward guidance from analysts point to a normalization phase beginning around 2027. The market rarely waits for certainty. It begins pricing in future"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-22 06:26:47 UTC 2844 followers, 3836 engagements

"@voatrading I appreciate you brother. I fight hard for you guys because I wish someone had fought for me when I started out with nothing. Wall Street is tough but if we stick together we can find patterns exploit the system and succeed"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 02:17:07 UTC 2870 followers, XX engagements

"Dear $CLOV $MOH and $HUM Investors Big development in healthcare AI. Molina Healthcare now appears under the Counterpart Health subdomain a game-changing subsidiary of Clover Health. What does this mean Counterpart is using AI to slash medical costs by over 1000 basis points reduce hospitalizations and diagnose chronic diseases YEARS earlier. We're talking about earlier detection of type X diabetes stabilizing CKD and improving med adherence at scale. With Humana already allegedly integrated and now Molina ($5.6B in annual MA spend) we're looking at $80.6B in Medicare Advantage revenue"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-13 22:04:12 UTC 2859 followers, 4124 engagements

"I believe this is what a @GunShow_Trader is trying to convey. If you look at $CLOV Q1 2025 they made $XXXXXX million compared to $XXXXXX million in Q1 2024 resulting in a revenue growth rate of more than XX percent. This company is turning a corner; it's a significant turnaround. They are free cash flow positive on a fiscal year basis in 2024 and Q2 2024 was profitable on a GAAP basis for the first time. Ultimately they are heading towards profitability and are expected to generate strong cash flow from operations this year indicating it will likely be their second consecutive year of free"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-20 19:35:02 UTC 2871 followers, XXX engagements

"Dear $CLOV Investors Exciting developments are underway and the broader market sentiment is beginning to shift. Lets break down whats happening and why Clover Health is positioned to benefit significantly from the upcoming wave. X. The All-In Influence and Investor Attention Tom Lee has now joined the All-In AI Summit alongside Cathie Wood. This move is significant. The All-In podcast with its growing political influence especially through its ties with Donald Trump is becoming a magnet for investor attention. Notably Chamath Palihapitiya a central figure in the All-In circle has been"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-24 21:10:39 UTC 2871 followers, 4342 engagements

"Dear @VivekGaripalli YOUR VISION WILL COME TRUE. I AM A BELIEVER AND YOU HAVE MY FINANCIAL BACKING $CLOV $HUM $MOH"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-23 17:46:02 UTC 2870 followers, 2192 engagements

"Dear $UNH $HUM $CLOV $MOH and $CVS investors Clover Health is playing chess while others play checkers. Last year $CLOV said its AI cut medical costs by 10%. Now Theyre saying 15%. If they werent confident in their platform why raise the number You dont increase savings claims from XX% to XX% unless the data backs it. Heres how it works: Year 1: 700bps (7%) cost reduction Year 2: +800bps (8%) more Total: 1500bps = XX% drop in medical costs Thats from 100K members turned into 100M+ data points. This isnt theory. Its a working AI health stack slashing real costs. Wall Street first funded AI"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-04 14:50:50 UTC 2855 followers, 5956 engagements

"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors Most people don't realize that companies go through the same cycle as people: they're born they grow they matureand eventually many die. The smartest investors They know exactly where a company is in its life cycle. Take a look at the below chart: Tesla Uber Netflixthey all started small. What separates them is how they turned ideas into revenue then into free cash flow. Thats where real value gets priced in. But heres the kicker: Most companies fail when they forget who they are. Startups try to act like giantstaking on too"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-12 21:55:07 UTC 2855 followers, 6776 engagements

"We're going to see a lot more of this for the future of $CLOV. They have been free cash flow positive on a 2024 fiscal year basis and in Q2 2024 they reported a GAAP profit of $XXXX million. I believe that in the next quarter Q2 2025 they're going to be profitable. The big question is whether they will be profitable this year or if they will push it to 2026. Regardless of what happens we know that we are going to be paid four stars next year in 2026. The future looks very bright; this is not the company it was four years ago; it has completely changed"
@_AlbertAlan Avatar @_AlbertAlan on X 2025-07-22 04:19:12 UTC 2871 followers, XXX engagements

@_AlbertAlan
/creator/twitter::_AlbertAlan