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# ![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::936831203872718849.png) @_AlbertAlan Albert Alan

Albert Alan posts on X about $clov, clover, $open, $hum the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::936831203872718849/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:interactions.svg)

- X Week XXXXXXX +233%
- X Year XXXXXXX +1,015%

### Mentions: XX [#](/creator/twitter::936831203872718849/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:posts_active.svg)

- X Week XXX +163%
- X Year XXX +500%

### Followers: XXXXX [#](/creator/twitter::936831203872718849/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:followers.svg)

- X Week XXXXX +38%
- X Year XXXXX +54%

### CreatorRank: XXXXXXX [#](/creator/twitter::936831203872718849/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::936831203872718849/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::936831203872718849/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXXX% [cryptocurrencies](/list/cryptocurrencies)  #5275 [technology brands](/list/technology-brands)  XXXX% [countries](/list/countries)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[$clov](/topic/$clov) #2, [clover](/topic/clover) 14.88%, [$open](/topic/$open) #69, [$hum](/topic/$hum) #7, [$moh](/topic/$moh) #14, [cash flow](/topic/cash-flow) #28, [$unh](/topic/$unh) 7.44%, [$elv](/topic/$elv) 6.61%, [$alhc](/topic/$alhc) #1, [hum](/topic/hum) #189

**Top accounts mentioned or mentioned by**
[@shey2007shey](/creator/undefined) [@rapallainvests](/creator/undefined) [@moneycumez](/creator/undefined) [@retiredlifenc](/creator/undefined) [@gregarioustiger](/creator/undefined) [@badie912](/creator/undefined) [@aagro_solutions](/creator/undefined) [@gunshow_trader](/creator/undefined) [@albertalan](/creator/undefined) [@samr1419527](/creator/undefined) [@kemlizafyu](/creator/undefined) [@jamal259cen](/creator/undefined) [@detroitmdg](/creator/undefined) [@silberschmelzer](/creator/undefined) [@pedrito08018046](/creator/undefined) [@mo32564305](/creator/undefined) [@cloverhealth](/creator/undefined) [@gunshowtrader](/creator/undefined) [@nightbird56](/creator/undefined) [@impervious38](/creator/undefined)

**Top assets mentioned**
[Open Custody Protocol (OPEN)](/topic/$open) [Humana Inc (HUM)](/topic/$hum) [Molina Healthcare, Inc. (MOH)](/topic/$moh) [UnitedHealth Group (UNH)](/topic/$unh) [Elevance Health Inc (ELV)](/topic/$elv) [Alignment Healthcare, Inc. Common Stock (ALHC)](/topic/$alhc) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [CVS Health Corp (CVS)](/topic/$cvs) [Centene Corp (CNC)](/topic/$cnc) [BlackRock Inc (BLK)](/topic/blackrock) [Morgan Stanley (MS)](/topic/morgan-stanley) [Tempus AI, Inc. Class A Common Stock (TEM)](/topic/$tem) [Tesla, Inc. (TSLA)](/topic/tesla) [RAI Finance (SOFI)](/topic/$sofi) [McKesson Corporation (MCK)](/topic/mckesson) [Goldman Sachs (GS)](/topic/goldman-sachs) [Cigna Corp (CI)](/topic/$ci) [Palantir (PLTR)](/topic/$pltr) [Carvana Co. (CVNA)](/topic/$cvna) [Artificial Intelligence (AI4)](/topic/$ai4) [Uber Technologies, Inc. (UBER)](/topic/$uber)
### Top Social Posts [#](/creator/twitter::936831203872718849/posts)
---
Top posts by engagements in the last XX hours

"🚨 BLACKROCK JUST SOLD 34946274 SHARES OF OPENDOOR $OPEN STOCK THATS A MASSIVE -XXXXX% REDUCTION IN THEIR HOLDINGS IM DROPPING A VIDEO ON THIS TONIGHT"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946210387436929456) 2025-07-18 14:08:09 UTC 2816 followers, 15.8K engagements


"Clover Health $CLOV under CEO Andrew Toy is strategically partnering with independent pharmacies through initiatives like the recently launched New Jersey Community Pharmacy Program in collaboration with IPC's iCare+ network. This alliance highlighted at McKesson IdeaShare 2025 leverages Clover's AI-driven Clover Assistant software to empower local pharmacists with real-time tools for monitoring prescription fills identifying adherence gaps and managing chronic conditions via Remote Patient Monitoring (RPM). From a first principles perspective Clover Health operates as a technology-first"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944937512155419107) 2025-07-15 01:50:12 UTC 2777 followers, 1463 engagements


"@ericjackson Over X billion shares have traded people are treating this like a game of hot potato rather than making real investments. I've been skeptical of this given that the company is both free cash flow negative and net income negative"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947756752835121219) 2025-07-22 20:32:52 UTC 2821 followers, 4912 engagements


"Dear $CLOV Investors Lets take a moment to learn from a textbook example of dumb money thinking not to ridicule but to sharpen our edge and avoid the pitfalls that separate speculators from long-term winners. A recent critic of CLOV claimed the stock has been languishing in the $XX range for what feels like an eternity. That statement alone exposes an emotionally-driven lens rather than one rooted in facts. Lets be clear: from April XX 2024 to July XX 2025 CLOV is up XXXXX% rising from $XXXX to $XXXX. Thats in just XX months. This isn't languishing its a full-scale turnaround story in motion"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947062185877999644) 2025-07-20 22:32:54 UTC 2796 followers, 4417 engagements


"@GregariousTiger @brandonromanek Wait I'm actually confused. First you talked about Morgan Stanley and I provided you with solid data. I don't quite understand what you're saying here sir"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946755438399377856) 2025-07-20 02:14:00 UTC 2739 followers, XX engagements


"Dear $CLOV $HUM $UNH $OSCR $ALHC $MOH investors Folks are starting to catch on realizing that healthcare is underperforming the market more heavily than it ever has especially with this rally weve been seeing. Out of the sea of red given that medical costs have been rising there exists one company that has proven itself to decrease medical costs by over 1000 basis points. It is creating a new software a new industry for AI AI SaaS (subscription as a service) and potential sub-domain partnerships that have been speculated with $HUM and $MOH. Amazing times are here for the contrarian investor"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947242170634903596) 2025-07-21 10:28:06 UTC 2821 followers, 4394 engagements


"INVESTOR HOLDINGS IN OPENDOOR $OPEN STOCK HAVE BEEN DECLINING SINCE 2022 EVEN BEFORE BLACKROCKS REDUCTION SUGGESTING A BROADER INSTITUTIONAL PULLBACK; THE QUESTION NOW IS WILL THAT TREND REVERSE AFTER THE RECENT RUN-UP OR IS CAUTION STILL DOMINATING SENTIMENT"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946291523420823555) 2025-07-18 19:30:34 UTC 2800 followers, 3476 engagements


"Out of everyone you should know how strong my due diligence is especially considering the seven-figure portfolio. You're right that day traders often ignore fundamentals but many retail investors genuinely believe they're investing for their future. While that might seem nave to some it's still a reality. The goal is to offer them a different perspectiveevery story has two sides"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946742628109955321) 2025-07-20 01:23:05 UTC 2652 followers, XXX engagements


"Okay I'm going to repeat this: there's no pumping for Clover Health. They have turned free cash flow positive for the first time in 2024 and are on the verge of becoming profitable on a GAAP basis. Additionally they have returned to revenue growth and creation with a potential link to Himana. Everything is backed by fundamentals. If Clover Health wasn't free cash flow positive and was trending in the wrong direction I wouldn't be bullish about it. The reason I'm posting about Eric is that he's claiming it's worth eighty-two dollars. Please don't say I'm pumping; I'm providing my due diligence"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947059046986739729) 2025-07-20 22:20:26 UTC 2780 followers, XXX engagements


"Dear $OPEN Investors There is growing concern that the current momentum behind OpenDoor may be setting up an unfortunate situation where uninformed retail investors end up holding the bag. While enthusiasm increases a closer examination shows that institutional ownership of the stock has steadily declined which is rarely a positive signal. But the more pressing issue is that the companys fundamentals simply do not support its current valuation. OpenDoor is not profitable and has yet to prove its business model works in a sustainable way. Despite bold predictions of price targets as high as"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946979863262601665) 2025-07-20 17:05:47 UTC 2816 followers, 11.7K engagements


"@Moneycumez What did you take away from the message I just sent you It seems like it went in one ear and out the other. I'll go ahead and attach a screenshot to remind you"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946744209974939744) 2025-07-20 01:29:23 UTC 2712 followers, XXX engagements


"We are an educational platform that teaches fundamental analysis. There's no hidden agenda here; it is all about due diligence and research. In the town hall of X many people have experienced losses and I have received numerous thanks for the due diligence we are providing. Regarding Q2 2025 you can see in the post below that I have already discussed this back on may 26th 2025way beforeanyone was talking about the stockso please don't come at me with engagement. I analyzed their filings from a first principles perspective concerning their Q2 2025 guidance which indicates they are aiming for"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947051877562229022) 2025-07-20 21:51:56 UTC 2776 followers, XX engagements


"I understand. The real question is in the next two SEC Form XX filings considering this incredible rise do you think institutions might sell some of their shares to retail investors We had XXX billion shares traded which is more than twice the outstanding shares. I can't wait to see the data"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946758156060954775) 2025-07-20 02:24:48 UTC 2656 followers, XX engagements


"This is definitely going to be a huge market. I'm investing in a company that is currently working on this. You've already seen open evidence with its valuation. First we invested in NVIDIA to set up the GPU infrastructure that will power the next AI developments. Then it was Palantir. The next iteration will involve integrated AI platforms that will boost productivity to the point where the business model becomes so essential that it cannot be removed creating a strong symbiotic relationship. Great job on this endeavor"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947844981668122865) 2025-07-23 02:23:27 UTC 2810 followers, XX engagements


"That's great I'm going to tag a few people here that you should follow. There's a company called Clover Health $CLOV; it's an AI company with one of the best medical cost ratios in the industry. They just became free cash flow positive in 2024 and are doing incredibly well on their path to profitability. You should learn the language of company analysis and follow our due diligence from an educational perspective and I promise you'll be able to escape this matrix. @GunShow_Trader @RapallaInvests @Badie912 Many of us are already millionaires"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946744866752594051) 2025-07-20 01:31:59 UTC 2735 followers, XXX engagements


"@RetiredLifeNC @InvestmentGuru_ Yes that's very true. The AMC movement demonstrated that it's quite remarkable. I suppose there will always be individuals living in poverty among us which is unfortunate"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947078016997429357) 2025-07-20 23:35:48 UTC 2786 followers, XXX engagements


"Dear $CLOV Investors Vivek Garipallis post presents three tiers of AI business models that while abstract at first glance reveal a fundamental thesis about how transformative platforms are built. At the worst end are companies that charge users to access their AI product. This traditional software-as-a-service model treats the product like a tool one that you rent rather than one that changes the core economics of your business. Over time these tools become commoditized. As competition increases prices fall and customers begin to switch to lower-cost alternatives. The business may still"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946618444981625010) 2025-07-19 17:09:38 UTC 2706 followers, 3225 engagements


"Its a shame that you present yourself as a disciplined long-term investor while promoting an $XX price target that lacks any basis in intrinsic value or fundamental analysis. You seem to be following the crowd. Do you think Warren Buffett behaves this way Do you believe an intelligent investor would I think not"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947003149937721450) 2025-07-20 18:38:19 UTC 2771 followers, 4515 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors Tempus AI $TEM is trading at a $10.04B market cap with an average Price-to-Sales of 14.42an astronomical valuation by any traditional measure. Yet if you dig into the fundamentals the picture changes drastically. According to our proprietary Financial Data & Analytics Metrics Chart (see image) in 2024 alone Tempus posted: Net Loss: $705.81M Free Cash Flow: $211.17M Thats nearly three-quarters of a billion dollars lost on the bottom line and a quarter-billion in FCF gonein a single year. While there were sporadic quarters of"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1942418576889242110) 2025-07-08 03:00:51 UTC 2793 followers, 5234 engagements


"SKEPTICAL OF THIS OVERNIGHT SPIKE LOW VOLUME CHAMATH SPAC FRENZY MAY BE ROLLING INTO OTHER STOCKS EARLY. EXPECTED THIS AFTER CLOVER GAAP NET INCOME BUT IT COULD HIT SOONER. $CLOV"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947122668463128830) 2025-07-21 02:33:14 UTC 2821 followers, 3283 engagements


"@pakpakchicken Doesn't Alex Karp CEO and founder of Palantir $PLTR have a PhD"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947197865748787660) 2025-07-21 07:32:03 UTC 2819 followers, 6311 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors Waymo built modular ML with maps LiDAR and rules. Tesla skipped thattraining a unified neural net with vision + 10M miles/day of real-world data. Now apply that to healthcare. Clover Health started with modular ML toojust like Waymo. But today It's Tesla. On March X 2025 Clover's Counterpart Assistant integrated with Google Clouds Vertex AI Searchunlocking comprehensive clinical insight across 100+ patient data sources. Thats not just access. Thats synthesis. This shift from siloed machine learning modules to a unified"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944145412241391958) 2025-07-12 21:22:41 UTC 2716 followers, 7270 engagements


"K.N.O.W. W.H.A.T. Y.O.U. H.O.L.D. $CLOV $HUM $UNH $MOH $CVS $ELV"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1941210923651461293) 2025-07-04 19:02:04 UTC 2720 followers, 1618 engagements


"I'm happy that you mentioned Carvana CVNA. I'm actually an expert in that area as well. I took a screenshot from our proprietary software; do you notice anything special I know that sometimes seeing a lot numbers can be daunting. If you look at the bottom left you can see the AI summary analysis. What specifically happened in 2023 Well operational cash flow went from negative to positive free cash flow went from negative to positive and net income went from negative to positive. If you apply this to companies like Tesla Palantir AMD etc. you'll find a consistent theme because these are the"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946997016661463546) 2025-07-20 18:13:56 UTC 2787 followers, XXX engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH and $HUM Investors Everyone knows Tom LeeWall Streets retail investor favorite. Hes backed Tempus AI $TEM a precision medicine juggernaut at the intersection of AI and diagnostics. But heres what he hasnt picked (yet): Clover Health CLOVand its quietly building a game-changing story most are missing. Clover just launched Counterpart Health a SaaS platform spun out of Clover Assistant thats already live with prestigious systems like Duke Connected Care Iowa Clinic and Southern Illinois Healthcare. Its AI platform isnt theoryits real-world proven: ✅ Over"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1941916839682154635) 2025-07-06 17:47:08 UTC 2819 followers, 10.2K engagements


"@SamR1419527 Let them be who they want to be. At the end of the day they will eventually buy Clover Health above its intrinsic value. We need people like this"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947023017625936060) 2025-07-20 19:57:15 UTC 2757 followers, XX engagements


"Dear $CLOV Investors After taking a few days to reflect on Clover Healths recent announcement regarding their new Vice President of Finance and Controller I want to draw attention to a strategic signal that may not be immediately obvious. In the press release Clover specifically highlights this executives role in overseeing GAAP compliance which stands for Generally Accepted Accounting Principles. This is not just standard corporate language. For years Clover has relied on Non-GAAP metrics like EBITDA which provide flexibility in reporting by excluding certain costs. The deliberate mention of"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946991217792999696) 2025-07-20 17:50:54 UTC 2821 followers, 4975 engagements


"After XX years in the markets and building software for retail and institutional investors Ive learned this: short-term noise often drowns out long-term opportunity. $CLOV isnt dead its misunderstood. Lets revisit this in X years. $OPEN"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948029651345191218) 2025-07-23 14:37:16 UTC 2821 followers, 2460 engagements


"I get the concern but comparing todays market to the dot-com era isnt apples to apples. Back then companies like Webvan hit $8.5B on just $400K in revenue. eToys had an $8B valuation with only $30M in revenue. reached $4B with zero revenue. and Similar stories huge valuations no sustainable business models. Todays AI leaders may look expensive on P/E but theyre backed by real revenue global scale and far more disciplined capital allocation. The speculation exists but the fundamentals are vastly different. What do you think Do you agree"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947190371504758807) 2025-07-21 07:02:16 UTC 2796 followers, 2602 engagements


"🚨 The Open Door $OPEN Trap 🚨 Retail investors frequently fall into a familiar and unfortunate pattern. A stock begins to rise early participants promote the rally and new investors are drawn in by the excitement. This often mirrors the structure of a pyramid scheme where the early entrants benefit as long as new buyers continue to enter the market. Eventually those who joined late are left holding overvalued shares. As reality sets in they realize the investment was not sound leading to widespread selling at significantly lower prices. Benjamin Graham once noted that in speculative markets"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947011724324057342) 2025-07-20 19:12:23 UTC 2793 followers, 2479 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors CMS-HCC v28 represents a fundamental shift in how risk is scored and reimbursed: rather than rewarding the volume of coded conditions it now emphasizes clinically significant cost-driving disease clusters and more precise causally linked documentation. The updated model de-emphasizes low-impact codes and stacking of minor comorbidities and instead rewards the accurate capture of high-severity high-cost conditions particularly when they appear in predictive combinations like heart failure chronic kidney disease and diabetes."  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944953764630421992) 2025-07-15 02:54:47 UTC 2799 followers, 4633 engagements


"Thats a thoughtful and important question. The reason Carvanas stock rose in 2023 is directly tied to the companys notable improvements in its financial performance during that year. This isnt mere speculation; the data supports it. In 2022 Carvana reported a net income loss of $XXX billion. By 2023 that figure had reversed dramatically turning into a positive $XXX million. Likewise their free cash flow improved from negative $XXX billion in 2022 to a positive $XXX million in 2023. Some may argue that stock price movements are often driven by sentiment speculation or broader market trends."  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946709244071514302) 2025-07-19 23:10:26 UTC 2571 followers, XX engagements


"The reason people are investing in this type of growth is that some companies like Palantir have a significant amount of free cash flowaround XX percent of their revenue ultimately turns into free cash flow. Institutional investors in particular are projecting two to three years of free cash flow and valuing the stock price based on projected market capitalizations from 2025 to 2027. So when you buy Palantir at today's prices you are essentially factoring in those future expectations. I don't really agree with this because let's say for example there's a recession or there's a misstep then"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947018126258016317) 2025-07-20 19:37:49 UTC 2760 followers, XXX engagements


"Dear $CLOV Investors Things just got a lot more interesting for Clover Health. Today it was disclosed that BlackRock has increased its ownership to 29813646 shares. For context back on May X 2025 they reported holdings of 10367674 shares. Thats an increase of 19445972 shares a substantial move that now brings their ownership stake to XXXX% of the company. This is incredibly bullish. What makes this even more compelling is that theres been no new public announcement regarding Clover's subscription-as-a-service model. So the question becomes: what does BlackRock see Well heres what we know"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946033697826001208) 2025-07-18 02:26:03 UTC 2819 followers, 8070 engagements


"Appreciate your thoughtful comment and I hear you. Just to clarify the intention behind the post was not to bash Opendoor investors nor question the validity of the companys pivot or business model. This is first and foremost an educational platform where we use public data and regulatory filings (like SEC 13Fs) to teach principles of financial literacy and institutional behavior. What we discussed was a case studyspecifically analyzing the trading activity of EMJ Capitalto highlight how institutional moves sometimes contrast with public market sentiment. It's not about being for or against"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946418840499544526) 2025-07-19 03:56:28 UTC 2789 followers, 3086 engagements


"Dear $CLOV Investors This Is What Generational Conviction Looks Like Thank yo @RapallaInvests and @Market_Kap for the citations. The data is speaking. And the narrative is beginning to align with the fundamentals. If even a portion of whats currently forming around Clover translates into realized performance on the balance sheet early investors may experience what early Amazon investors felt two decades ago. This isnt hyperbole. Its a grounded assessment rooted in: -Rigorous due diligence -Proprietary analytical tools -Concrete institutional activity -A favorable macro environment shaped by"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947843243695346162) 2025-07-23 02:16:33 UTC 2821 followers, 4415 engagements


"In some instances I tend to agree with this sentiment but it's always important to check the fundamentals. I see in your X bio that you are a doctor so you know that you cant take the HPI of a medical student at face value. You need to go out there and verify the information trust but verify if that makes sense"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946735193999712766) 2025-07-20 00:53:33 UTC 2566 followers, XXX engagements


"Thrilled to share a major milestone for AL STOCK TRADESour platform now dominates XX countries and over XX global stock exchanges. Our vision to empower everyday investors with powerful institutional-grade tools and comprehensive financial education is making an impact worldwide. Grateful for our incredible team and community whove made this possible"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1942228052764938269) 2025-07-07 14:23:47 UTC 2789 followers, XXX engagements


"I tend to disagree with this. As Steve Jobs pointed out you can't connect the dots looking forward; you can only connect them looking backward. That's why hedge funds use annual 10-K reports and look back over a decade to analyze management performance and determine if their statements have materialized. To completely dismiss something and say its not worth discussing is like a surgeon talking to a patient about risks and benefits while neglecting to discuss the risks just because there haven't been complications in the last three to four years. It seems a bit unprincipled"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946471286907257089) 2025-07-19 07:24:53 UTC 2679 followers, 1276 engagements


"@RetiredLifeNC @InvestmentGuru_ Thats exactly what I was thinking hype it up play it around and dilute shareholders and then pay off liabilities fix the business model and then attract new investors"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947080120872874394) 2025-07-20 23:44:10 UTC 2791 followers, XX engagements


"Dear $OPEN Investors Watching someone put their ENTIRE net worth into Opendoor stock is painful. Whats worse is knowing you tried to help and still get painted as the bad guy. Thats the reality of giving retail investors honest uncomfortable truths. Some will ignore the advice others will attack your track record no matter how proven or self-made your success may be. But this isnt about ego. Its about a broader problem: most people have never been trained to think critically about markets risk or financial independence. They follow hype not discipline. Emotion not analysis. And until that"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948027177305555171) 2025-07-23 14:27:26 UTC 2821 followers, 4227 engagements


"I haven't looked at the others but you mentioned Morgan Stanley. They used to have XXXX million shares but they recently sold XXX million which is a XX% reduction in their holdings. Now as you stated they actually hold XXX million shares. However I should point out that they sold XXX million shares. It's all about being data-driven from a first principles perspective. Here's a screenshot for proof"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946752305183043611) 2025-07-20 02:01:33 UTC 2733 followers, XXX engagements


"Dear $CLOV Investors Most People Are Missing This: Clovers Pharmacy Strategy = Ratings + Revenue What many investors and industry observers are missing is how Clover Health has connected federal Star Ratings policy to pharmacy performance and how thats unlocking real gains in quality bonuses revenue and future free cash flow. The companys intelligent use of tech-enabled pharmacy partnerships is already paying off. In fact Clover has regained a 4-star rating for its PPO plan in the 2026 payment year and its new programs suggest theyre targeting even higher for 2027 and beyond. CMS Methodology"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944533171607146951) 2025-07-13 23:03:30 UTC 2816 followers, 1702 engagements


"@amylcris If you're not investing now or learning how to invest especially during this new fourth industrial AI revolution you'll likely remain in the bottom XX% of the working class plain and simple. Learn how Wall Street operates"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946743511078076649) 2025-07-20 01:26:36 UTC 2593 followers, XXX engagements


"@kemlizafyu Its just a few investors trading maybe X to XX shares of stock that artificially inflates everyones shares. It means nothing because once the open market starts itll go back to what Mr. market thinks the price is going to be"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947219696253825298) 2025-07-21 08:58:47 UTC 2800 followers, XXX engagements


"@GunShow_Trader @DreifussMD @BarstoolNate @GunShow_Trader @DreifussMD is a kind soul a fighter for the underserved globally He is a very good man"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947524921674109208) 2025-07-22 05:11:39 UTC 2793 followers, XX engagements


"I've been getting a lot of questions about Charles Schwab's downgrade of Clover Health $CLOV to "Underperform" with a sell rating. I've spent 14+ years in the market and after seeing moves like this I built institutionally graded tools to help retail investors get a fair shake on Wall Street. Why Because while they tell YOU to sell theyve quietly been buying the dip. Just X of their portfolios now hold over XXX million shares of CLOVworth over $XX million. Thats not a sell thats accumulation. So ask yourself: Why is a firm telling you to dump a stock while they load up behind the scenes Its"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1943678574164410615) 2025-07-11 14:27:38 UTC 2653 followers, 2676 engagements


"Dear $CLOV Investors The beauty of Clover Healths model as articulated in @RapallaInvests' thread lies in the construction of a powerful data-driven flywheel through its Counterpart Health AI. By embedding the software into institutional workflows under a shared savings model Clover does not just offer a tool it becomes the tool. This creates a sticky and essential part of a providers operations where the software is no longer optional but foundational. As institutions increasingly rely on the platform it continuously ingests more patient data sharpening its clinical insights and predictive"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946683960823865662) 2025-07-19 21:29:58 UTC 2788 followers, 2769 engagements


"I've been fighting this whole time with my hands tied behind my back. Now I am unleashed. My mind the very thing they mocked just built a public portfolio worth $XXXXX million with my company valued over $XX million. You're not just going to see my brain power. You're going to feel it rumble through the ground beneath your feet. $CLOV $OPEN $SOFI"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947431263151001630) 2025-07-21 22:59:29 UTC 2821 followers, 6930 engagements


"We will be posting this on our YouTube channel and discussing it. If you would like access this will be part of our LIFETIME access platform along with other stocks. We provide institutionally graded data research that is typically available to hedge funds on Wall Street and we offer this access to retail investors to help them go from zero to hero"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947050301976113274) 2025-07-20 21:45:41 UTC 2793 followers, XXX engagements


"Dear $CLOV Investors First it was $SoFi. Then came the meteoric rise of Opendoor $OPEN. Now investors are front-running Chamath Palihapitiyas SPACs recognizing the pattern. $OSCR is seeing inflows as well. The markets frothy the casinos reopening and its game on"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947321430301098389) 2025-07-21 15:43:03 UTC 2819 followers, 5530 engagements


"This isnt just about housingits about financial literacy. Roughly XX% of Americans grasp basic financial concepts and even fewer understand how the stock market works. Many in the bottom XX% believe its riggedwhile the top XX% own over XX% of it. This is how the wealth gap stays wide: The wealthy accumulate assets. The poor often dontor cant. But recognizing the pattern is the first step to escaping it. Access to information and the right circle can change everything. Data doesnt lie. You just need to know where to look"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1943937794117677176) 2025-07-12 07:37:41 UTC 2627 followers, 17K engagements


"Absolutely bullish @BillAckman . With $XXX trillion sitting on the sidelines in money market funds were looking at an enormous amount of dry powder waiting for the signal. Two rate cuts expected this year and possibly several more next year mean capital is poised to flow aggressively back into equities. Meanwhile artificial intelligence is quietly reshaping every corner of the economy. Talk to any top-tier executive across any industrytheyre already leveraging AI to drive efficiencies scale profits and boost GDP. This isnt a speculative bubble like the late 90s; todays market leaders are"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1943143540478849066) 2025-07-10 03:01:36 UTC 2819 followers, 37.5K engagements


"The problem is that when you're buying now you're investing based on the expectation that these companies will be profitable and have positive cash flow in two to three years. This situation can be risky as institutions are likely to be skeptical and may want to sell at those levels. My recommendation is to check out the livestream I did which provides much more detail than this one- or two-sentence post. You can find it here"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947161376738484695) 2025-07-21 05:07:03 UTC 2819 followers, 2765 engagements


"The world isn't fair and I've unfortunately seen this play out many times. The best thing you can do is become your own boss and break free from the matrix. Learn financial literacy use the education you've gained and break down other topics into first principles. Understand how Wall Street works and only then will you find that you won't need to apply for those positions because you'll be earning more money than they ever will. Financial literacy is liberation"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946746623687852081) 2025-07-20 01:38:58 UTC 2667 followers, 3722 engagements


"Please don't resort to ad hominem attacks. You mentioned their assets are X billion without actually noting that their liabilities were XXX. I went ahead and included a picture from my stock terminal. We should focus on the argument not attack someone's character. Regarding the XX dollar stock price that's been circulating what's the market cap Does that align with the fundamentals"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947022863296569493) 2025-07-20 19:56:39 UTC 2802 followers, XX engagements


"Dear $OPEN Investors First I want to thank @brandonromanek for bringing this to my attention. Several individuals had tagged Eric Jackson under my recent post likely because of his reputation for being responsive in the investing space. Unfortunately he has not responded. I want to make it clear that I hold no animosity toward anyone. My goal is rooted in respect and genuine care for the investing community. What I bring forward is based on a first-principles approach using data logic and transparent reasoning. A fellow individual from Arizona mentioned that he asked Eric a simple question"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946703948666282162) 2025-07-19 22:49:24 UTC 2800 followers, 3066 engagements


"One hundred percent agree. Poverty is the enemy. But the real question is how do we fight it For me the answer was education. Not the kind you get in school but financial education. Im talking about learning from thinkers like Benjamin Graham Warren Buffett and Charlie Munger. I learned about things like intrinsic value and how a stocks price reflects its future cash flow. I made it my mission to understand how Wall Street works. That knowledge helped me break out of poverty. This is the kind of education we need to talk about. Heres my story"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946751011953295748) 2025-07-20 01:56:24 UTC 2801 followers, XXX engagements


"@DetroitMDG @drakeondigital I just dont want retail to hold the bag thats all brother its all peace and love ❤"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947318952860037551) 2025-07-21 15:33:12 UTC 2739 followers, XX engagements


"WHEN INSTITUTIONS QUIETLY ACCUMULATE 110M $CLOV SHARES ITS NOT RANDOM"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1938317832556843178) 2025-06-26 19:25:58 UTC 2673 followers, 11K engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH and $HUM Investors Clover Health is now the #1 ranked company in Managed Health Care and in the top XX out of XXX in the entire Health Care sector. Weve been watching this play before Wall Street even blinked. This is where opportunity meets execution. Moments like this They dont come often. The last time we saw a setup like this was during the birth of the internet. But this isnt a dot-com bubble its the rise of AIs real-world applications. And Clover is part of that wave. The time is coming"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1941697950067065055) 2025-07-06 03:17:20 UTC 2819 followers, 7618 engagements


"THIS IS EXACTLY WHAT VIVEK WAS TALKING ABOUT $CLOV"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947020570727714978) 2025-07-20 19:47:32 UTC 2785 followers, 1326 engagements


"Dear $OPEN Investors Lets break down whats happening with Opendoor especially for those who are newer to the market. Opendoor has approximately XXXXXX million shares outstanding. That means just over XXX million shares actually exist and are held by investors. However in a single recent trading session we saw XXXX billion shares traded. In plain terms the entire share count turned over more than twice in one day. So how is that possible Trading volume counts how many times shares change hands not how many shares actually exist. If a single share is bought and sold multiple times in a day each"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947381649853059439) 2025-07-21 19:42:20 UTC 2821 followers, 114.2K engagements


"@VivekGaripalli Dear @VivekGaripalli YOUR VISION WILL COME TRUE. I AM A BELIEVER AND YOU HAVE MY FINANCIAL BACKING $CLOV $HUM $MOH"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948077125149544470) 2025-07-23 17:45:54 UTC 2821 followers, XXX engagements


"Dear $OPEN Investors and Broader Market Participants I wanted to take a moment to provide an educational perspective on the recent upward movement in Opendoor $OPEN stock. For those wondering whether this rally reflects a change in the companys fundamentalssuch as improved profitability free cash flow growth or enhanced intrinsic value the answer is unfortunately no. Our research continues to show no material improvement in key financial metrics. From a traditional value-investing lens such as that of Benjamin Graham or Warren Buffett there has been no underlying shift in the core business to"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1945676839168692732) 2025-07-17 02:48:02 UTC 2796 followers, 19.9K engagements


"Dear $OPEN Investors A recent article on Seeking Alpha argues that Opendoors stock rally is unjustified claiming the iBuying model remains unproven and that the business is fundamentally flawed. The author makes several fair and data-backed points highlighting for example that XX% of Opendoors homes were on the market for over XXX days by Q1 2025 (up from XX% a year prior) and rightly questioning whether profitability is realistic when the company couldnt achieve it even during the red-hot housing market of 2021. These are real concerns and investors should always weigh both the bullish and"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946725233299529746) 2025-07-20 00:13:58 UTC 2795 followers, 9972 engagements


"Dear $CLOV Investors Vivek Garipallis post presents three tiers of AI business models that while abstract at first glance reveal a fundamental thesis about how transformative platforms are built. At the worst end are companies that charge users to access their AI product. This traditional software-as-a-service model treats the product like a tool one that you rent rather than one that changes the core economics of your business. Over time these tools become commoditized. As competition increases prices fall and customers begin to switch to lower-cost alternatives. The business may still"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946618475843363103) 2025-07-19 17:09:45 UTC 2706 followers, 1597 engagements


"Dear $OPEN Investors Something Doesnt Add Up You know what I find interesting Theres a gentleman named Eric Jackson founder of EMJ Capital whos been pretty vocal about his belief that OpenDoor could reach $XX per share. But when we look at the data straight from SEC 13F filings and our own proprietary tools his trading history tells a different story. Lets break it down: September XX 2021: -EMJ Capital bought 62000 shares of OpenDoor at an average price of $XXXXX. December XX 2021 (just X months later): -They sold all 62000 shares at around $XXXXX locking in a XXXXX% loss. Then it gets even"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946408948950790194) 2025-07-19 03:17:10 UTC 2821 followers, 36.6K engagements


"Dear $CLOV and $HUM Investors As shown in the chart the last time healthcare stocks experienced outflows at this magnitude was in April 2020 during the peak of the pandemic. Within twelve months most of those stocks had doubled in value. We are now seeing a similar setup. While there is understandable uncertainty in the healthcare sector due to rising medical cost ratios Wall Street is fundamentally forward-looking. Current forecasts and forward guidance from analysts point to a normalization phase beginning around 2027. The market rarely waits for certainty. It begins pricing in future"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947543829353271771) 2025-07-22 06:26:47 UTC 2821 followers, 3780 engagements


"Dear $CLOV $MOH and $HUM Investors Big development in healthcare AI. Molina Healthcare now appears under the Counterpart Health subdomain a game-changing subsidiary of Clover Health. What does this mean Counterpart is using AI to slash medical costs by over 1000 basis points reduce hospitalizations and diagnose chronic diseases YEARS earlier. We're talking about earlier detection of type X diabetes stabilizing CKD and improving med adherence at scale. With Humana already allegedly integrated and now Molina ($5.6B in annual MA spend) we're looking at $80.6B in Medicare Advantage revenue"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944518250160886056) 2025-07-13 22:04:12 UTC 2739 followers, 4094 engagements


"I believe this is what a @GunShow_Trader is trying to convey. If you look at $CLOV Q1 2025 they made $XXXXXX million compared to $XXXXXX million in Q1 2024 resulting in a revenue growth rate of more than XX percent. This company is turning a corner; it's a significant turnaround. They are free cash flow positive on a fiscal year basis in 2024 and Q2 2024 was profitable on a GAAP basis for the first time. Ultimately they are heading towards profitability and are expected to generate strong cash flow from operations this year indicating it will likely be their second consecutive year of free"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947017424995500426) 2025-07-20 19:35:02 UTC 2795 followers, XXX engagements


"@GunShow_Trader Ive observed increasingly disruptive behavior from @silberschmelzer and @SilbergleitJr. Their conduct has been consistently disrespectful lacking in civility and unproductive to the $CLOV discourse. Rather than engaging in constructive dialogue they resort to personal attacks referring to us as clueless wannabe millionaires despite our efforts to provide informed guidance and help others navigate toward financial independence and long-term value creation. Given this pattern I recommend we take action. @GunShow_Trader and @RapallaInvests I suggest we block both individuals and"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947057668205719645) 2025-07-20 22:14:57 UTC 2781 followers, XXX engagements


"Dear @VivekGaripalli YOUR VISION WILL COME TRUE. I AM A BELIEVER AND YOU HAVE MY FINANCIAL BACKING $CLOV $HUM $MOH"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1948077159198949778) 2025-07-23 17:46:02 UTC 2821 followers, 1093 engagements


"It's still somewhat speculative but what's four thousand dollars just for fun However if someone has a portfolio of ten thousand that four thousand represents a significant amount to them. It's all a matter of perspective I suppose. Management needs to prove themselves at the end of the day"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946733389740187939) 2025-07-20 00:46:23 UTC 2645 followers, XXX engagements


"🚨 CONTEXT CAPITAL MANAGEMENT SOLD 44187300 SHARES OF OPENDOOR TECHNOLOGIES $OPEN Stock REDUCING THEIR OWNERSHIP TO ZERO. WHY DO YOU THINK THIS IS HAPPENING WHY ARE INSTITUTIONS SELLING"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1946428456495116361) 2025-07-19 04:34:41 UTC 2814 followers, 6591 engagements


"Appreciate you brother. Ive worked over XX years trying to understand this market and now my mission is to help retail investors not get fleece by Wall Street. The difference is XX years ago versus now we have high-speed Internet. Im able to communicate to you with videos and a bunch of modalities to help teach people. We stick together we rise"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1947507389747630274) 2025-07-22 04:01:59 UTC 2788 followers, XX engagements


"Dear $UNH $HUM $CLOV $MOH and $CVS investors Clover Health is playing chess while others play checkers. Last year $CLOV said its AI cut medical costs by 10%. Now Theyre saying 15%. If they werent confident in their platform why raise the number You dont increase savings claims from XX% to XX% unless the data backs it. Heres how it works: Year 1: 700bps (7%) cost reduction Year 2: +800bps (8%) more Total: 1500bps = XX% drop in medical costs Thats from 100K members turned into 100M+ data points. This isnt theory. Its a working AI health stack slashing real costs. Wall Street first funded AI"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1941147698838827478) 2025-07-04 14:50:50 UTC 2800 followers, 5930 engagements


"Dear $CLOV $ELV $CNC $ALHC $UNH $MOH $CVS $OSCR and $HUM Investors Most people don't realize that companies go through the same cycle as people: they're born they grow they matureand eventually many die. The smartest investors They know exactly where a company is in its life cycle. Take a look at the below chart: Tesla Uber Netflixthey all started small. What separates them is how they turned ideas into revenue then into free cash flow. Thats where real value gets priced in. But heres the kicker: Most companies fail when they forget who they are. Startups try to act like giantstaking on too"  
![@_AlbertAlan Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::936831203872718849.png) [@_AlbertAlan](/creator/x/_AlbertAlan) on [X](/post/tweet/1944153572993905026) 2025-07-12 21:55:07 UTC 2819 followers, 6542 engagements