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![QuintenFrancois Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::899748062507278336.png) Quinten | 048.eth [@QuintenFrancois](/creator/twitter/QuintenFrancois) on x 191.8K followers
Created: 2025-07-09 08:19:39 UTC

The US housing system now recognizes crypto as a valid asset for mortgages

The FHFA has ordered Fannie Mae and Freddie Mac to include crypto in their risk models 

🚨No conversion to USD required

This is the first time crypto is officially recognized in the traditional mortgage system

What it means:
- You can use Bitcoin and stablecoins held on US exchanges to help qualify for a home loan

- Millions of crypto holders now have direct access to the housing market

- Crypto is no longer just a speculative asset. It’s becoming part of mainstream financial infrastructure

This is a major step toward institutional adoption

The future dream will be to own Bitcoin instead of a home

![](https://pbs.twimg.com/media/GvZt9L4WMAETUT_.jpg)

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**Related Topics**
[home loans](/topic/home-loans)
[exchanges](/topic/exchanges)
[stablecoins](/topic/stablecoins)
[united states dollar](/topic/united-states-dollar)
[bitcoin](/topic/bitcoin)
[coins layer 1](/topic/coins-layer-1)
[coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem)
[coins pow](/topic/coins-pow)

[Post Link](https://x.com/QuintenFrancois/status/1942861194072596489)