[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  CryptoJournaal [@CryptoJournaal](/creator/twitter/CryptoJournaal) on x 18.5K followers Created: 2025-07-07 16:16:51 UTC #Creditcoin ( $CTC ) - #Explainer 💡 What is Creditcoin ( $CTC )? Creditcoin is a Layer X (L1) blockchain designed to facilitate credit transactions and build credit histories for users worldwide, with a focus on the "unbanked" (people without access to traditional banking services). The project was launched on April 4, 2019, by Gluwa, a company founded by a team from the United States, Canada, South Korea, Nigeria, and Estonia. Creditcoin’s mission is to create a decentralized credit market that connects real-world assets (RWAs) with Web3, making credit more accessible without relying on traditional financial intermediaries. #CryptoEcosystem ⚙️ How does Creditcoin work? Creditcoin combines blockchain technology with a practical application for lending: 🔸Interoperable Credit Market: Creditcoin acts as a bridge between investors/lenders and fundraisers/borrowers, with the user's credit history at its core. The network records credit transactions on its blockchain, but payments can occur on other blockchains such as Bitcoin, Ethereum, and Tron. 🔸Consensus Mechanism: Initially, Creditcoin used a Proof of Work (PoW) mechanism but is transitioning to Nominated Proof of Stake (NPoS), where validators are selected based on staked $CTC tokens. This makes the network more efficient and energy-efficient. 🔸Credal and Off-chain Credit Scoring: Fundraisers and borrowers connect to Creditcoin via Credal, a tool that simplifies application integration. Credit scoring is done off-chain, offering flexibility and enabling the use of both on-chain and off-chain data. #BlockchainInnovation 🪙 The role of $CTC The $CTC token serves multiple functions within the Creditcoin ecosystem: 🔸Transaction Fees: Each action on Creditcoin, such as registering a loan, incurs a $CTC fee. 🔸Staking: Users can stake $CTC to support validators and earn rewards. 🔸Governance: $CTC holders can vote on network proposals, such as upgrades or changes. #Tokenomics 🛠️ Key Features: 🔸Interoperability: Creditcoin supports multiple blockchains like Bitcoin, Ethereum, and Tron, making it flexible for future developments. 🔸Token Model: Transaction fees are held for a year before being returned to the user, ensuring stability. 🔸Use in RWAs: Creditcoin focuses on the tokenization of real-world assets, giving the project potential in the DeFi and blockchain integration space. #BlockchainProgress 📜 History and Development: 🔸Founding and Growth: Creditcoin was launched in 2019 and has since formed important partnerships, such as with Spacecoin in December 2024. 🔸Developments: The network has integrations with other blockchains, such as Tron, and is working on expanding its platform. #CryptoHistory 💸 Tokenomics 🔸Total Supply: The total supply of $CTC is X billion tokens, with a circulating supply of approximately XXX million as of March 2025. 🔸Market Capitalization: With a market capitalization between €260-€304 million ($275-$319 million USD) in March 2025, $CTC ranks among the top 150-200 cryptocurrencies. #MarketAnalysis ✅ Advantages of Creditcoin: 🔸Innovation: It combines credit markets with blockchain in a scalable way. 🔸Accessibility: It helps unbanked individuals build credit. 🔸Social Impact: With its focus on the unbanked, Creditcoin has both a technical goal and a social mission. #DeFiApplications ⚠️ Disadvantages and Challenges: 🔸Competition: The project must compete with existing DeFi lending platforms like Aave and MakerDAO, which have more adoption. 🔸Volatility: As an altcoin, $CTC is subject to price fluctuations. 🔸Adoption: Success depends on broad acceptance by fundraisers and borrowers. #CryptoChallenges 🛠️ Applications and Adoption: Creditcoin is becoming increasingly relevant in DeFi and RWA tokenization: 🔸RWA and DePIN Functionality: New DEXs like Penguinswap, built on Creditcoin, offer AMM trading with no fees and RWA/DePIN functionality. 🔸Spacecoin Partnerships: Exclusive airdrops and launchpad participation for $CTC holders provide added value. #DeFiAdoption 📊 Price and Market Performance: The price of $CTC ranged between €0.60-€0.70 ($0.63-$0.73 USD) on March 29, 2025, a 4-7% increase in the past XX hours. #MarketVolatility 🔮 Future Outlook: Creditcoin has potential due to its focus on RWAs and DeFi: 🔸Scalability: Integration with multiple blockchains could reduce dependency on a single network. 🔸Social Adoption: Success in emerging markets could further strengthen the value of $CTC. #DeFiFuture 🎯 Conclusion: Creditcoin ( $CTC ) provides a valuable solution for improving credit accessibility worldwide. With its focus on the unbanked, integration of RWAs, and recent developments like the Spacecoin partnership, the project holds both social and technical value. Despite the risks, Creditcoin remains a promising altcoin for investors who believe in the future of decentralized credit markets. #CryptoConclusion 🤝 New Partnership: WEEX Exchange x @CryptoJournaal We’re excited to announce our official partnership with WEEX — and that means massive rewards for YOU! 💥 💰 New users can claim up to $XXXXXX USDT in total bonuses: 🔐 XX USDT → secure your account 📥 Up to XXXXX USDT → deposit to futures wallet + start trading 📊 Up to XXXXXX USDT → futures trading volume rewards 🎯 All rewards stack – up to $30K total! 🟡 Use invite code bwbg to activate your bonus 👉 #Exchange #Rewards #Trading #Futures #Leverage 📚 Useful Sources and Additional Information: Want to dive deeper into the world of #Creditcoin or looking for the latest updates and developments? These links will help you stay up-to-date: 🔹GitHub: 🔹Official Website: 🔹Reddit: 🔹X (Twitter): @Creditcoin #CryptoResources #StayInformed ⚠️ Important Notice: 🔹 This post is intended for educational purposes only and not financial advice! 🔹 Only invest what you are willing to lose: #Crypto-investments can be volatile, and you may lose part or all of your investment. 🔹 Always do your own research (#DYOR): Do thorough research on #crypto-assets, platforms, and wallets before investing. 🔹 Understand the risks of volatility: The value of #cryptocurrencies can change rapidly, so be prepared for price fluctuations. 🔹 Keep your private keys secure: Losing your private keys can lead to the loss of access to your crypto-assets. 🔹 Use reliable platforms: Make sure to trade crypto on trusted and regulated exchanges or wallets that meet the necessary security standards. #CryptoRules #CryptoSafety #CryptoRisks #Dyor  XXX engagements  **Related Topics** [united states](/topic/united-states) [banking](/topic/banking) [blockchain](/topic/blockchain) [$ctc](/topic/$ctc) [creditcoin](/topic/creditcoin) [coins layer 1](/topic/coins-layer-1) [coins made in usa](/topic/coins-made-in-usa) [coins pos](/topic/coins-pos) [Post Link](https://x.com/CryptoJournaal/status/1942256506067353957)
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
CryptoJournaal @CryptoJournaal on x 18.5K followers
Created: 2025-07-07 16:16:51 UTC
#Creditcoin ( $CTC ) - #Explainer
💡 What is Creditcoin ( $CTC )?
Creditcoin is a Layer X (L1) blockchain designed to facilitate credit transactions and build credit histories for users worldwide, with a focus on the "unbanked" (people without access to traditional banking services).
The project was launched on April 4, 2019, by Gluwa, a company founded by a team from the United States, Canada, South Korea, Nigeria, and Estonia.
Creditcoin’s mission is to create a decentralized credit market that connects real-world assets (RWAs) with Web3, making credit more accessible without relying on traditional financial intermediaries.
#CryptoEcosystem
⚙️ How does Creditcoin work?
Creditcoin combines blockchain technology with a practical application for lending:
🔸Interoperable Credit Market:
Creditcoin acts as a bridge between investors/lenders and fundraisers/borrowers, with the user's credit history at its core. The network records credit transactions on its blockchain, but payments can occur on other blockchains such as Bitcoin, Ethereum, and Tron.
🔸Consensus Mechanism:
Initially, Creditcoin used a Proof of Work (PoW) mechanism but is transitioning to Nominated Proof of Stake (NPoS), where validators are selected based on staked $CTC tokens. This makes the network more efficient and energy-efficient.
🔸Credal and Off-chain Credit Scoring:
Fundraisers and borrowers connect to Creditcoin via Credal, a tool that simplifies application integration. Credit scoring is done off-chain, offering flexibility and enabling the use of both on-chain and off-chain data.
#BlockchainInnovation
🪙 The role of $CTC
The $CTC token serves multiple functions within the Creditcoin ecosystem:
🔸Transaction Fees:
Each action on Creditcoin, such as registering a loan, incurs a $CTC fee.
🔸Staking:
Users can stake $CTC to support validators and earn rewards.
🔸Governance:
$CTC holders can vote on network proposals, such as upgrades or changes.
#Tokenomics
🛠️ Key Features:
🔸Interoperability:
Creditcoin supports multiple blockchains like Bitcoin, Ethereum, and Tron, making it flexible for future developments.
🔸Token Model:
Transaction fees are held for a year before being returned to the user, ensuring stability.
🔸Use in RWAs:
Creditcoin focuses on the tokenization of real-world assets, giving the project potential in the DeFi and blockchain integration space.
#BlockchainProgress
📜 History and Development:
🔸Founding and Growth:
Creditcoin was launched in 2019 and has since formed important partnerships, such as with Spacecoin in December 2024.
🔸Developments:
The network has integrations with other blockchains, such as Tron, and is working on expanding its platform.
#CryptoHistory
💸 Tokenomics
🔸Total Supply:
The total supply of $CTC is X billion tokens, with a circulating supply of approximately XXX million as of March 2025.
🔸Market Capitalization:
With a market capitalization between €260-€304 million ($275-$319 million USD) in March 2025, $CTC ranks among the top 150-200 cryptocurrencies.
#MarketAnalysis
✅ Advantages of Creditcoin:
🔸Innovation:
It combines credit markets with blockchain in a scalable way.
🔸Accessibility:
It helps unbanked individuals build credit.
🔸Social Impact:
With its focus on the unbanked, Creditcoin has both a technical goal and a social mission.
#DeFiApplications
⚠️ Disadvantages and Challenges:
🔸Competition:
The project must compete with existing DeFi lending platforms like Aave and MakerDAO, which have more adoption.
🔸Volatility:
As an altcoin, $CTC is subject to price fluctuations.
🔸Adoption:
Success depends on broad acceptance by fundraisers and borrowers.
#CryptoChallenges
🛠️ Applications and Adoption:
Creditcoin is becoming increasingly relevant in DeFi and RWA tokenization:
🔸RWA and DePIN Functionality:
New DEXs like Penguinswap, built on Creditcoin, offer AMM trading with no fees and RWA/DePIN functionality.
🔸Spacecoin Partnerships:
Exclusive airdrops and launchpad participation for $CTC holders provide added value.
#DeFiAdoption
📊 Price and Market Performance:
The price of $CTC ranged between €0.60-€0.70 ($0.63-$0.73 USD) on March 29, 2025, a 4-7% increase in the past XX hours.
#MarketVolatility
🔮 Future Outlook:
Creditcoin has potential due to its focus on RWAs and DeFi:
🔸Scalability:
Integration with multiple blockchains could reduce dependency on a single network.
🔸Social Adoption:
Success in emerging markets could further strengthen the value of $CTC.
#DeFiFuture
🎯 Conclusion:
Creditcoin ( $CTC ) provides a valuable solution for improving credit accessibility worldwide.
With its focus on the unbanked, integration of RWAs, and recent developments like the Spacecoin partnership, the project holds both social and technical value.
Despite the risks, Creditcoin remains a promising altcoin for investors who believe in the future of decentralized credit markets.
#CryptoConclusion
🤝 New Partnership: WEEX Exchange x @CryptoJournaal
We’re excited to announce our official partnership with WEEX — and that means massive rewards for YOU! 💥
💰 New users can claim up to $XXXXXX USDT in total bonuses:
🔐 XX USDT → secure your account
📥 Up to XXXXX USDT → deposit to futures wallet + start trading
📊 Up to XXXXXX USDT → futures trading volume rewards
🎯 All rewards stack – up to $30K total!
🟡 Use invite code bwbg to activate your bonus
👉
#Exchange #Rewards #Trading #Futures #Leverage
📚 Useful Sources and Additional Information:
Want to dive deeper into the world of #Creditcoin or looking for the latest updates and developments?
These links will help you stay up-to-date:
🔹GitHub:
🔹Official Website:
🔹Reddit:
🔹X (Twitter): @Creditcoin
#CryptoResources #StayInformed
⚠️ Important Notice:
🔹 This post is intended for educational purposes only and not financial advice!
🔹 Only invest what you are willing to lose:
#Crypto-investments can be volatile, and you may lose part or all of your investment.
🔹 Always do your own research (#DYOR):
Do thorough research on #crypto-assets, platforms, and wallets before investing.
🔹 Understand the risks of volatility:
The value of #cryptocurrencies can change rapidly, so be prepared for price fluctuations.
🔹 Keep your private keys secure:
Losing your private keys can lead to the loss of access to your crypto-assets.
🔹 Use reliable platforms:
Make sure to trade crypto on trusted and regulated exchanges or wallets that meet the necessary security standards.
#CryptoRules #CryptoSafety #CryptoRisks #Dyor
XXX engagements
Related Topics united states banking blockchain $ctc creditcoin coins layer 1 coins made in usa coins pos