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![jevgenijs Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::17462822.png) Jevgenijs Kazanins [@jevgenijs](/creator/twitter/jevgenijs) on x 10.8K followers
Created: 2025-06-29 16:10:17 UTC

It started with a game
Sea didn’t start as a Fintech, but it sure became one

I continue to explore companies that aren’t traditionally seen as Fintechs, but have quietly built sizeable Fintech businesses along the way. This week, it’s Sea Limited $SE. Headquartered in Singapore, Sea operates three major platforms across Southeast Asia: Garena (gaming), Shopee (e-commerce), and Monee (financial services).

Sea started as a gaming company and used profits from Garena to fund its push into commerce and financial services. The result? One of the largest e-commerce platforms in Southeast Asia, and one of the region’s biggest Fintech players.

Like Mercado Libre $MELI, Sea’s Fintech journey began with a wallet to support online purchases. And like Mercado Pago, it’s consumer credit that’s now driving the next wave of growth. The synergy between e-commerce and financial services is real, and both Sea and Mercado Libre are proof of that.

Follow the link in the reply for my deep dive 👇🏻

![](https://pbs.twimg.com/media/Gun4_8pXsAAKjc1.png)

XXXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1939355754026131505/c:line.svg)

**Related Topics**
[ecommerce](/topic/ecommerce)
[shopee](/topic/shopee)
[gaming](/topic/gaming)
[garena](/topic/garena)
[singapore](/topic/singapore)
[$se](/topic/$se)
[fintech](/topic/fintech)
[sea limited](/topic/sea-limited)

[Post Link](https://x.com/jevgenijs/status/1939355754026131505)