[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Say No To Trading [@SayNoToTrading](/creator/twitter/SayNoToTrading) on x 6213 followers Created: 2025-06-18 17:45:28 UTC I am helping someone who inherited a managed retirement account. This is what they've got: ETFs: $GLD, $VEA, $VTV, $VUG, $VWO, $VXF Mutual funds: $MALOX, $PADZX, $TGBAX, $VBTLX Goal is to rotate into individual high quality equities, with a little more speculative growth sprinkled in. Much of this is just S&P tracking with a bit of variance, so no strong opinions or hurry on those. Some will likely be kept. However, I do have strong dislike for $VWO Vanguard FTSE Emerging Markets. It might as well be re-branded a China ETF. For exposure to China, much prefer LVMH $LVMHF $LVMUY $MC.PA here. I also think gold $GLD here has skewed downside risk relative to upside. If you follow me, you know I hate physical gold (and ETFs like $GLD allegedly representing such) but do like gold royalties and streamers. I own all the best ones and the time to buy them is NOT now. When Iranian situation de-escalates, good odds gold will retreat. If you have high convictions, backed by facts, one way or another on any of these, chime in.  XXXXX engagements  **Related Topics** [rating agency](/topic/rating-agency) [stocks](/topic/stocks) [$vbtlx](/topic/$vbtlx) [$tgbax](/topic/$tgbax) [$padzx](/topic/$padzx) [$malox](/topic/$malox) [$vxf](/topic/$vxf) [$vwo](/topic/$vwo) [Post Link](https://x.com/SayNoToTrading/status/1935393438301864068)
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Say No To Trading @SayNoToTrading on x 6213 followers
Created: 2025-06-18 17:45:28 UTC
I am helping someone who inherited a managed retirement account. This is what they've got:
ETFs: $GLD, $VEA, $VTV, $VUG, $VWO, $VXF Mutual funds: $MALOX, $PADZX, $TGBAX, $VBTLX
Goal is to rotate into individual high quality equities, with a little more speculative growth sprinkled in.
Much of this is just S&P tracking with a bit of variance, so no strong opinions or hurry on those. Some will likely be kept.
However, I do have strong dislike for $VWO Vanguard FTSE Emerging Markets. It might as well be re-branded a China ETF. For exposure to China, much prefer LVMH $LVMHF $LVMUY $MC.PA here.
I also think gold $GLD here has skewed downside risk relative to upside. If you follow me, you know I hate physical gold (and ETFs like $GLD allegedly representing such) but do like gold royalties and streamers. I own all the best ones and the time to buy them is NOT now.
When Iranian situation de-escalates, good odds gold will retreat.
If you have high convictions, backed by facts, one way or another on any of these, chime in.
XXXXX engagements
Related Topics rating agency stocks $vbtlx $tgbax $padzx $malox $vxf $vwo