# ![@universalbasicknowledge Avatar](https://lunarcrush.com/gi/w:26/cr:youtube::UCFeprcnlyNh8YCOjWTOOcgQ.png) @universalbasicknowledge Universal Basic Knowledge

Universal Basic Knowledge posts on YouTube about business, money, how to, luxury the most. They currently have [---] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/youtube::UCFeprcnlyNh8YCOjWTOOcgQ/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCFeprcnlyNh8YCOjWTOOcgQ/c:line/m:interactions.svg)

- [--] Week [------] +50%
- [--] Month [------] -1.90%

### Mentions: [--] [#](/creator/youtube::UCFeprcnlyNh8YCOjWTOOcgQ/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCFeprcnlyNh8YCOjWTOOcgQ/c:line/m:posts_active.svg)

- [--] Week [--] +115%
- [--] Month [---] -13%

### Followers: [---] [#](/creator/youtube::UCFeprcnlyNh8YCOjWTOOcgQ/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCFeprcnlyNh8YCOjWTOOcgQ/c:line/m:followers.svg)

- [--] Week [---] +16%
- [--] Month [---] +81%

### CreatorRank: [---------] [#](/creator/youtube::UCFeprcnlyNh8YCOjWTOOcgQ/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCFeprcnlyNh8YCOjWTOOcgQ/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  21.26% [stocks](/list/stocks)  6.3% [technology brands](/list/technology-brands)  5.51% [countries](/list/countries)  3.94% [fashion brands](/list/fashion-brands)  2.36% [currencies](/list/currencies)  0.79% [travel destinations](/list/travel-destinations)  0.79%

**Social topic influence**
[business](/topic/business) 11.02%, [money](/topic/money) 8.66%, [how to](/topic/how-to) 7.09%, [luxury](/topic/luxury) 3.94%, [secret](/topic/secret) 3.15%, [china](/topic/china) 2.36%, [products](/topic/products) 2.36%, [what is](/topic/what-is) 1.57%, [crypto](/topic/crypto) 1.57%, [credit cards](/topic/credit-cards) 1.57%

**Top assets mentioned**
[Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex) [Spotify Technology (SPOT)](/topic/$spot) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Marriott International Inc (MAR)](/topic/$mar) [CVS Health Corp (CVS)](/topic/cvs)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Rest is no longer lazy its survival"  
[YouTube Link](https://youtube.com/watch?v=1Eqni_5yoak)  2026-02-11T21:30Z [---] followers, [---] engagements


"Forget chainsaws China is now of lasers"  
[YouTube Link](https://youtube.com/watch?v=2r7lo6VD2bw)  2026-02-11T18:00Z [---] followers, [---] engagements


"THE US IS TRYING TO DOMINATE WITH TIMEZONES"  
[YouTube Link](https://youtube.com/watch?v=60H787NYChQ)  2026-02-08T18:00Z [---] followers, [--] engagements


"Is the dollar cooked"  
[YouTube Link](https://youtube.com/watch?v=7zIiV4j5QyQ)  2026-02-08T17:00Z [---] followers, [---] engagements


"Hes pulling $20K+ a month turning balloons into 10-foot viral sculptures"  
[YouTube Link](https://youtube.com/watch?v=GotcY7Tb9rg)  2026-02-12T16:30Z [---] followers, [---] engagements


"iPhones dont stay full price because of demand its pricing power"  
[YouTube Link](https://youtube.com/watch?v=N0WEzsER18A)  2026-02-07T14:26Z [---] followers, [---] engagements


"What is the BEST credit card"  
[YouTube Link](https://youtube.com/watch?v=Nki1y9HoRl4)  2026-02-07T15:28Z [---] followers, [---] engagements


"THE ROSE BOWL WAS NEVER MEANT TO BE A FOOTBALL GAME"  
[YouTube Link](https://youtube.com/watch?v=R5NEdSv60ds)  2026-02-08T19:00Z [---] followers, [---] engagements


"Turning simple products into big profits"  
[YouTube Link](https://youtube.com/watch?v=RQf0_ANuxMg)  2026-02-08T19:00Z [---] followers, [--] engagements


"Clutter is costing you more than you realize"  
[YouTube Link](https://youtube.com/watch?v=Tx13YvxONpg)  2026-02-11T14:00Z [---] followers, [---] engagements


"Kids are turning snow into Lego castles with a $5 tool ❄🧱"  
[YouTube Link](https://youtube.com/watch?v=XQSxSNWAaoY)  2026-02-14T17:00Z [---] followers, [---] engagements


"She Makes Everyday Items Into Luxury Products 🍽➡💍"  
[YouTube Link](https://youtube.com/watch?v=aCKkmCns-6E)  2026-02-12T19:30Z [---] followers, [---] engagements


"He does the job that no one else is willing to 🧼🗑"  
[YouTube Link](https://youtube.com/watch?v=aLfwIvI1I98)  2026-02-14T15:00Z [---] followers, [---] engagements


"From $200 and borrowed sewing machines to a $1.4B fashion empire"  
[YouTube Link](https://youtube.com/watch?v=beCPsmVL_Ow)  2026-02-11T16:01Z [---] followers, [---] engagements


"Road-Trips Just Became That Much Easier"  
[YouTube Link](https://youtube.com/watch?v=i_ob70NkQEk)  2026-02-12T15:30Z [---] followers, [---] engagements


"She Turned a Simple Sweet Into a Luxury Product 🍫💎"  
[YouTube Link](https://youtube.com/watch?v=kXV_YBUGCoU)  2026-02-10T23:00Z [---] followers, [---] engagements


"Did you know that January is the cheapest month to book international flights"  
[YouTube Link](https://youtube.com/watch?v=kzX-k6M7jn8)  2026-02-09T16:56Z [---] followers, [---] engagements


"The real reason why thousands of people are losing their jobs"  
[YouTube Link](https://youtube.com/watch?v=rfh_adQwzLM)  2026-02-10T14:01Z [---] followers, [---] engagements


"This business is turning dead leaves into real money 🍂 ➡ 💰"  
[YouTube Link](https://youtube.com/watch?v=u6CutaLxf8Y)  2026-02-09T19:01Z [---] followers, [----] engagements


"The [--] Brothers That Forced The Federal Reserve to Change Their Policy"  
[YouTube Link](https://youtube.com/watch?v=1IKhFypxCqc)  2026-02-13T16:30Z [---] followers, [---] engagements


"Deserts arent extreme because theyre hot theyre extreme because theyre dry"  
[YouTube Link](https://youtube.com/watch?v=HV58oXvL4ok)  2026-02-15T23:00Z [---] followers, [---] engagements


"This $1 perfume vending machine sells confidence on demand"  
[YouTube Link](https://youtube.com/watch?v=LFeLTHMveDQ)  2026-02-15T21:00Z [---] followers, [---] engagements


"The laser that DELETES rust"  
[YouTube Link](https://youtube.com/watch?v=bKfcUIQC5jM)  2026-02-14T00:30Z [---] followers, [---] engagements


"This Business Pays YOU to Make This Shot 🏌💰"  
[YouTube Link](https://youtube.com/watch?v=f3wfZdeqJgQ)  2026-02-13T21:30Z [---] followers, [---] engagements


"The fall of the Japanese Yen explained 💴 📉"  
[YouTube Link](https://youtube.com/watch?v=ql3SP7M3D04)  2026-02-14T20:00Z [---] followers, [---] engagements


"She turned plastic cups into a boutique business"  
[YouTube Link](https://youtube.com/watch?v=t7eiqV7D9aE)  2026-02-14T21:00Z [---] followers, [---] engagements


"This film creates one-way windows 👀"  
[YouTube Link](https://youtube.com/watch?v=ukxkBy98fnE)  2026-02-13T18:31Z [---] followers, [---] engagements


"Two broke entrepreneurs turned forgotten golf course ponds into a million-dollar business"  
[YouTube Link](https://youtube.com/watch?v=cud01VPLfDg)  2026-01-23T20:29Z [---] followers, [----] engagements


"Financial insecurity often starts with fear. but heres how to move past it"  
[YouTube Link](https://youtube.com/watch?v=d6Fj2bAhVW8)  2025-12-10T16:25Z [--] followers, [---] engagements


"Mortgage Rates HACKS (The Secret the Banks Wont Tell You) In this episode of Universal Basic Knowledge I break down one of the most important real estate hacks of 2025: how people are STILL locking in mortgage rates as low as 2.6% even though new loans are 67% or higher. This isnt theory. Its a strategy the wealthy have quietly used for years: Subject-To Mortgages + Seller Financing. Instead of taking out a new loan at todays high rates you can take over someone elses existing mortgage including their low pandemic-era interest rate. Millions of homeowners are sitting on sub-3% loans and when"  
[YouTube Link](https://youtube.com/watch?v=dIsgtw4Ty2U)  2025-12-22T13:01Z [--] followers, [--] engagements


"The Feds secret cash garage just emptied"  
[YouTube Link](https://youtube.com/watch?v=dgYEbFSHUeU)  2026-01-15T15:00Z [---] followers, [---] engagements


"Building businesses is great but building a fulfillinglifewhile you do it is the real flex"  
[YouTube Link](https://youtube.com/watch?v=eeh9B_oPECU)  2025-12-16T16:14Z [--] followers, [---] engagements


"Spotify Premium doesnt have to be $11/month with this trick"  
[YouTube Link](https://youtube.com/watch?v=ehSIKXVigSI)  2026-01-06T13:59Z [---] followers, [---] engagements


"Italy ditched tile floors for something faster cleaner and way more profitable"  
[YouTube Link](https://youtube.com/watch?v=eotpThTEOys)  2026-01-02T20:31Z [---] followers, [---] engagements


"This guy builta smart collar that herds cows with sound and vibration no fences needed"  
[YouTube Link](https://youtube.com/watch?v=fAkjy7LVsVE)  2025-12-17T18:43Z [--] followers, [---] engagements


"The truth about peptides 🧬🧪"  
[YouTube Link](https://youtube.com/watch?v=fS-J8jtC1MQ)  2026-01-19T19:12Z [---] followers, [--] engagements


"You DONT need to be rich to unlock the Amex Black Card"  
[YouTube Link](https://youtube.com/watch?v=fS_nQ5NM0IY)  2025-12-26T14:04Z [--] followers, [---] engagements


"What is Universal Basic Knowledge Universal Basic Knowledge (UBK) is the playbook for how the 1% think move and build. I share my personal journey from launching businesses in my teenage years to becoming the founder and CEO of Mode Mobile. Along the way Ive picked up strategies life hacks and loopholes that most people never get taught and I created UBK to share them with you. No matter where you're starting from this series is about helping you think differently optimize smarter and build a lifestyle that works for you. You dont need to be rich to live like the 1% you just need the right"  
[YouTube Link](https://youtube.com/watch?v=fhWCI6kzsBw)  2025-12-01T13:01Z [---] followers, [--] engagements


"The next big asset isnt a car or a home. its your smartphone📱"  
[YouTube Link](https://youtube.com/watch?v=fqK-K_pp6-c)  2026-01-15T15:50Z [---] followers, [---] engagements


"Even before I knew the word entrepreneurship I was spotting inefficiencies"  
[YouTube Link](https://youtube.com/watch?v=g6Z4rkHiZq4)  2026-01-03T19:09Z [---] followers, [----] engagements


"Students and military members can get 20% Under Armour"  
[YouTube Link](https://youtube.com/watch?v=gd92aBvk2ek)  2026-01-17T17:08Z [---] followers, [---] engagements


"Hustles pay bills. Sustainable businesses build wealth"  
[YouTube Link](https://youtube.com/watch?v=h-HAL6WRp8s)  2026-01-04T17:15Z [---] followers, [---] engagements


"Rudolph wasnt ancient folklore he was a marketing strategy that turned into a Christmas icon"  
[YouTube Link](https://youtube.com/watch?v=hEhGJTcYBng)  2025-12-30T19:37Z [---] followers, [---] engagements


"You dont need to be rich to fly business class you just need to play the points game correctly"  
[YouTube Link](https://youtube.com/watch?v=hedyeZLKnXg)  2025-12-30T15:20Z [--] followers, [---] engagements


"Someone turned a van into a gymfor dogs 🐕"  
[YouTube Link](https://youtube.com/watch?v=ht9lSz2upXE)  2025-12-25T16:41Z [--] followers, [----] engagements


"A U.S. company is turning dead yards into green paradises in hours"  
[YouTube Link](https://youtube.com/watch?v=i7H674aP2Qc)  2026-01-21T21:47Z [---] followers, [---] engagements


"This guy turned NBA date $100+ million"  
[YouTube Link](https://youtube.com/watch?v=i7qx-KwyzcM)  2026-01-06T17:21Z [---] followers, [---] engagements


"Always get FREE refills at the movies with this hack"  
[YouTube Link](https://youtube.com/watch?v=iMDOMTtu4B0)  2026-01-14T15:30Z [---] followers, [---] engagements


"This $0 travel hack gets you Global EntryandTSA PreCheck automatically"  
[YouTube Link](https://youtube.com/watch?v=iTH8rHCB05w)  2025-12-24T18:23Z [--] followers, [---] engagements


"How to get FREE money from the banks"  
[YouTube Link](https://youtube.com/watch?v=iTxYHIrY-xM)  2025-12-25T16:54Z [--] followers, [--] engagements


"Youre probably leaving free money on the table at your job andheres how to change that"  
[YouTube Link](https://youtube.com/watch?v=iVsQS15xqtI)  2025-12-16T13:58Z [--] followers, [---] engagements


"My main goal for mode mobile"  
[YouTube Link](https://youtube.com/watch?v=ib4o5jr6yho)  2026-01-06T17:52Z [---] followers, [---] engagements


"She turned fruit & a dehydrator into a viral home business"  
[YouTube Link](https://youtube.com/watch?v=irHw1TsLxMc)  2025-12-14T23:04Z [--] followers, [--] engagements


"Heres how the wealthy turn their losses into tax savings"  
[YouTube Link](https://youtube.com/watch?v=jAS_E0E-0ko)  2025-12-12T14:07Z [--] followers, [---] engagements


"You DONT need a student ID for this discount"  
[YouTube Link](https://youtube.com/watch?v=jGDwsXqWegU)  2026-01-10T14:20Z [---] followers, [---] engagements


"People buy FEELINGS 💡"  
[YouTube Link](https://youtube.com/watch?v=jfJFmQdn7Rc)  2026-01-12T20:34Z [---] followers, [---] engagements


"How Mode Mobile Works 📱➡💰"  
[YouTube Link](https://youtube.com/watch?v=jrZGr_icwhM)  2026-01-16T16:06Z [---] followers, [--] engagements


"These [--] Tax Write-Offs Could Save You Thousands Every Year In this episode of Universal Basic Knowledge I break down the four most overlooked tax write-offs that save the 1% thousands of dollars every year. We cover home office deductions business travel professional fees and depreciation including Section [---]. Learn how entrepreneurs freelancers and business owners reduce their tax bills by understanding the rules instead of overpaying the IRS. This isnt about loopholes its about knowing whats already yours. Chapters 00:00 Introduction: Why Most People Overpay the IRS 00:32 How the Wealthy"  
[YouTube Link](https://youtube.com/watch?v=kNYlKebfPFY)  2026-01-04T13:01Z [---] followers, [--] engagements


"Skip the usual investments. stocks crypto real estate and look at fine wine"  
[YouTube Link](https://youtube.com/watch?v=kPdF_dLPirQ)  2026-01-11T13:15Z [---] followers, [---] engagements


"Rental car companies hate this trick"  
[YouTube Link](https://youtube.com/watch?v=kp8lQkWD3mw)  2025-12-28T13:24Z [--] followers, [---] engagements


"That $350 hotel room doesnt have to cost $350"  
[YouTube Link](https://youtube.com/watch?v=kssnIVGMUZg)  2026-01-04T17:08Z [---] followers, [---] engagements


"Everyday ignorance COSTS you money"  
[YouTube Link](https://youtube.com/watch?v=ktmjjIBmx-w)  2025-12-01T15:43Z [--] followers, [----] engagements


"Breaking down How Peter Thiel turned $1000 into $5 BILLION (Tax-Free) In this episode of Universal Basic Knowledge (UBK) we dive into the tax-free investment strategies used by billionaires like Peter Thiel. Learn how the backdoor Roth IRA can significantly grow your investments without the tax burden. Discover the secret behind Thiel's $5 billion tax-free portfolio and how you can apply similar strategies to your own investments even if you're not a financial expert. Join our community and transform your financial future Chapters: 00:00 Introduction 00:24 Understanding IRAs and the Backdoor"  
[YouTube Link](https://youtube.com/watch?v=lD8gw1z-5NI)  2025-12-05T13:01Z [---] followers, [--] engagements


"The 1% dont chase brands they buy rare cars thatdont lose value 💡🧠"  
[YouTube Link](https://youtube.com/watch?v=lUpfN0bwJ2Q)  2025-12-03T16:25Z [--] followers, [----] engagements


"How the Wealthy Get 0% Capital to Grow Their Business (Legally) In this episode of Universal Basic Knowledge I break down how founders and entrepreneurs use 0% APR business credit cards to fund growth without touching personal savings or paying interest. Learn how to leverage interest-free capital for inventory advertising hiring and equipment while building business credit under your EIN. This strategy isnt about debt its about buying time scaling faster and turning credit into profit the way the 1% do. Chapters 0:00 Why cash flow is oxygen for businesses 0:32 The 0% business credit card"  
[YouTube Link](https://youtube.com/watch?v=m1bUq4TaJL0)  2026-01-16T13:01Z [---] followers, [--] engagements


"Get FREE Starbucks refills with this trick ☕"  
[YouTube Link](https://youtube.com/watch?v=mGRfVTFWWGA)  2026-01-07T19:00Z [---] followers, [---] engagements


"How to MAXIMIZE Your Amex Points In this episode of Universal Basic Knowledge I break down why most people waste their Amex points and how the 1% turn the same points into first-class flights worth $5000$15000. Youll learn how point value actually works why statement credits are the worst redemption option and how airline transfer partners unlock massive hidden value. I also walk through real examples using Seats Aero to show how [-----] Amex points can be worth $420 or $5793 depending on how you redeem them. Chapters 00:00 Introduction: Why Amex Wants You Redeeming Wrong 00:42 Understanding"  
[YouTube Link](https://youtube.com/watch?v=mRAmUw2rgek)  2025-12-14T13:01Z [--] followers, [--] engagements


"Countries are running out of workers as birth rates drop and lifespans rise"  
[YouTube Link](https://youtube.com/watch?v=mkis-5WuRKY)  2026-01-27T16:16Z [---] followers, [---] engagements


"In China crystal brick is turning ordinary buildings into $4M luxury masterpieces"  
[YouTube Link](https://youtube.com/watch?v=n1YLO5SPZ_c)  2026-01-24T19:25Z [---] followers, [---] engagements


"How to Turn Your Car Into a Cash-Flow Machine In this episode of Universal Basic Knowledge I break down how you can turn a car into an income-producing asset using rental arbitrage. Most people lose money every month on car payments. But in the right market with the right strategy that same car could earn $1500 $3000 even $10000+ per month on platforms like Turo or Getaround. I walk through real examples how to choose the right cars how to avoid costly mistakes (like insurance gaps and toll scams) how warranty-based protection works and why exotic cars in tourist cities can become profit"  
[YouTube Link](https://youtube.com/watch?v=nN_g1tbG0hE)  2025-12-19T13:01Z [--] followers, [--] engagements


"You dont need to start a business do THIS instead"  
[YouTube Link](https://youtube.com/watch?v=nUkE4c0EN3U)  2026-01-08T12:46Z [---] followers, [---] engagements


"If I could start over at [--] Id bet everything on AI #lifehacks #entrepreneurtips #financialfreedom"  
[YouTube Link](https://youtube.com/watch?v=nqEIw2B7GPo)  2025-12-05T16:52Z [--] followers, [----] engagements


"How to get FREE status upgrades"  
[YouTube Link](https://youtube.com/watch?v=o7sioZLR-hE)  2025-12-02T14:03Z [--] followers, [---] engagements


"Get Paid For Using Your Phone 📲 ➡💰"  
[YouTube Link](https://youtube.com/watch?v=oCH8qUQo3LQ)  2026-01-17T15:18Z [---] followers, [---] engagements


"How the Amex Black Card Really Works (And How to Qualify Without Being a Billionaire) In this episode of Universal Basic Knowledge we break down the myth behind the legendary Amex Centurion Black Card. Most people think you need to be a billionaire celebrity or rapper to get invited. Thats not true. The Black Card isnt about fame; its about how you spend and how you route your money. Chapters 00:00 The Myth of the Black Card 00:40 Why You Dont Apply for the Amex Black Card 01:20 The Real Trigger: Spend Data Explained 02:10 Using Business Spend to Hit the Threshold 03:05 Expenses Most Founders"  
[YouTube Link](https://youtube.com/watch?v=oPpBytlupdQ)  2025-12-26T13:01Z [--] followers, [--] engagements


"The flaw in our system that no one wants to fix"  
[YouTube Link](https://youtube.com/watch?v=oS7O8sClKSA)  2026-01-17T18:31Z [---] followers, [---] engagements


"Does Samsung have a secret discount store"  
[YouTube Link](https://youtube.com/watch?v=o_Ms92xRkL0)  2026-01-13T19:57Z [---] followers, [---] engagements


"The rarest cars often lose the least value. Buy wisely"  
[YouTube Link](https://youtube.com/watch?v=oeKsWX6wnsE)  2025-12-03T14:15Z [--] followers, [----] engagements


"The Dividend Hack Hedge Funds Use (MUST KNOW FOR INVESTORS) In this episode of Universal Basic Knowledge I break down a strategy almost no everyday investor knows about yet hedge funds run it at scale: dividend capture. Most people think dividends only reward long-term shareholders. But with the dividend capture strategy you can collect dividends by holding a stock for just [--] days sometimes even less. Heres how it works: Buy the stock right before the ex-dividend date Hold through that date Collect the dividend Sell the stock shortly after This lets you stack small consistent wins without"  
[YouTube Link](https://youtube.com/watch?v=oup_mjDbaGU)  2025-12-25T13:01Z [---] followers, [--] engagements


"Heres how I turn my Amex points into $10000 flights"  
[YouTube Link](https://youtube.com/watch?v=pIH8PkB9g7Y)  2025-12-14T14:16Z [--] followers, [---] engagements


"This guy turned frozen fruit into a viral snack brand"  
[YouTube Link](https://youtube.com/watch?v=pKHx4vR7d68)  2025-12-20T21:15Z [--] followers, [--] engagements


"How BioHacking Changed My Life 🧬"  
[YouTube Link](https://youtube.com/watch?v=pguLlPZsl6E)  2026-01-18T14:48Z [---] followers, [--] engagements


"Most founders wait for capital butthe smart onescreateit 💡💵"  
[YouTube Link](https://youtube.com/watch?v=q99D_QQV6Tw)  2026-01-17T13:15Z [---] followers, [---] engagements


"This Simple Uber & Lyft Hack Saves Me $1000+ a Year In this episode of Universal Basic Knowledge I break down how the 1% turn everyday Uber and Lyft rides into a cash-back machine. Learn how to stack rideshare loyalty programs credit card rewards and airline or hotel partnerships to save hundreds of dollars a year on transportation youre already paying for. This is the system most people ignore and its why smart spenders never overpay for rides. Chapters 0:00 Introduction: Why Most People Overpay for Rideshares 0:20 Uber & Lyft Loyalty Programs Explained 0:50 Credit Cards That Treat"  
[YouTube Link](https://youtube.com/watch?v=qyV8AYxB0VA)  2026-01-02T13:01Z [---] followers, [---] engagements


"When youre young theres no such thing as failure. Thats the ultimate cheat code"  
[YouTube Link](https://youtube.com/watch?v=r7ea6hgQYNU)  2025-12-08T16:25Z [--] followers, [---] engagements


"She reinvented cheesecake on a stickand now earns $30K/month selling it as a viral party gift"  
[YouTube Link](https://youtube.com/watch?v=rl_1ZwTkyq4)  2025-12-19T22:05Z [--] followers, [--] engagements


"How to Maximize Your Marriott Points: Insider Secrets to Living Like the 1% In this episode of Universal Basic Knowledge I dive into how the 1% maximize the value of Marriott points. Learn the strategies for booking luxury properties understanding point-to-cash ratios and leveraging free nights to receive maximum value. Discover how to use your Marriott points effectively during peak travel times and get a live demo comparing different hotels in Tokyo. Chapters: 00:00 Introduction: Breaking Free from the System 00:42 Maximizing Points for Luxury Stays 01:37 Analyzing Point-to-Dollar Ratios"  
[YouTube Link](https://youtube.com/watch?v=rwd5AN6kHsQ)  2025-12-13T13:01Z [--] followers, [--] engagements


"Netflix charges most people $20/month. unless you know THIS trick"  
[YouTube Link](https://youtube.com/watch?v=rzrWRQ_ZHuw)  2025-12-23T14:35Z [---] followers, [---] engagements


"The wealthy dontbuyfirst class they unlock it with points most people waste"  
[YouTube Link](https://youtube.com/watch?v=sFoQXByklVc)  2025-12-02T16:18Z [--] followers, [--] engagements


"When you build something people actually need the economics take care of themselves"  
[YouTube Link](https://youtube.com/watch?v=sJWq2DXA2WU)  2026-01-25T12:57Z [---] followers, [---] engagements


"How to get paid for using your phone 📲 💰"  
[YouTube Link](https://youtube.com/watch?v=sr3VcB9Xyjk)  2026-01-05T20:09Z [---] followers, [---] engagements


"Nike does sell shoes for way less they just dont advertise it"  
[YouTube Link](https://youtube.com/watch?v=tAWTg1OmISo)  2026-01-05T16:56Z [---] followers, [---] engagements


"Yes Sephora does give freebies"  
[YouTube Link](https://youtube.com/watch?v=tDwjFkd2s9k)  2026-01-03T16:51Z [---] followers, [---] engagements


"Heres How I Would Rank These [--] Wealth Building Tools"  
[YouTube Link](https://youtube.com/watch?v=tSkmIMFg0Xo)  2026-01-23T00:24Z [---] followers, [----] engagements


"A simple sticker into a potential million-dollar business by solving a real problem in bars & clubs"  
[YouTube Link](https://youtube.com/watch?v=tgotAJM7l-E)  2026-01-21T14:42Z [---] followers, [---] engagements


"The TRUTH about Roth IRAs"  
[YouTube Link](https://youtube.com/watch?v=tnkc6r0oZ3E)  2025-12-26T13:24Z [--] followers, [---] engagements


"Most people see a $1M tax savings but dont realize it could actually be $10M over time"  
[YouTube Link](https://youtube.com/watch?v=tuV2rJa1O4k)  2025-12-18T14:03Z [--] followers, [---] engagements


"The most powerful man in college football doesnt coach he controls the entire market"  
[YouTube Link](https://youtube.com/watch?v=uPyw0qpjZBU)  2026-01-09T11:12Z [---] followers, [---] engagements


"Employee Benefits SECRETS (DON'T MISS OUT) In this episode of Universal Basic Knowledge I break down one of the biggest secrets hiding in plain sight: your job is offering you free money but most people never collect it. Employee Stock Purchase Plans (ESPPs) 401k matching HSA/FSA benefits; these are some of the highest-ROI financial tools available yet millions skip them because they think they cant afford to participate. Today I explain how new platforms like Benny let you access ESPP discounts without using your own paycheck. You borrow the contribution buy discounted company stock sell it"  
[YouTube Link](https://youtube.com/watch?v=uYMH7gJpCm0)  2025-12-16T13:01Z [--] followers, [--] engagements


"The $8.8 Trillion Problem No One Talks About"  
[YouTube Link](https://youtube.com/watch?v=v5fAifv0Mb8)  2026-01-08T21:44Z [---] followers, [--] engagements


"Albert Spalding wasnt just a legendary pitcher he built the blueprint for modern sports 🏀 ⚾"  
[YouTube Link](https://youtube.com/watch?v=vA6a4w2-ziI)  2025-12-30T17:56Z [--] followers, [---] engagements


"This clever tea cup design went viral and turned into a booming business"  
[YouTube Link](https://youtube.com/watch?v=vAp0Xb3ny0o)  2025-12-11T19:58Z [--] followers, [--] engagements


"China is quietly taking over the future of tech exports and innovation"  
[YouTube Link](https://youtube.com/watch?v=vC6f9qy8JYg)  2025-12-24T18:25Z [--] followers, [---] engagements


"Most people overpay for hotel stays and dont even know it"  
[YouTube Link](https://youtube.com/watch?v=vxifi6BfxrM)  2025-12-29T19:28Z [--] followers, [---] engagements


"Europe is burying storage units in their backyards"  
[YouTube Link](https://youtube.com/watch?v=w9oENCLxSUk)  2026-01-05T17:54Z [---] followers, [---] engagements


"Turning fruit into art = big business"  
[YouTube Link](https://youtube.com/watch?v=wjwwsyh4AC4)  2026-01-18T15:49Z [---] followers, [---] engagements


"Most people overpay for data abroad but heres how I get online for JUST $5"  
[YouTube Link](https://youtube.com/watch?v=wpVC9-wZKD0)  2025-12-15T18:04Z [--] followers, [---] engagements


"The Travel Hack Airlines DON'T Want You to Know In this video we get into insider strategies for flying first or business class without paying exorbitant prices. Learn how to leverage points status and timing to save up to 90% on premium tickets. Discover how credit card points status challenges and last-minute upgrades can make luxury travel accessible. Join the UBK community and transform your financial future today Chapters: 00:00 Introduction 00:17 The Secret to Flying First Class for Less 01:13 Maximizing Credit Card Points for Travel 03:46 Achieving Airline Status for Upgrades 06:12"  
[YouTube Link](https://youtube.com/watch?v=wvoXD1-5aFw)  2025-12-07T13:01Z [--] followers, [--] engagements


"How to Legally Avoid Sales Tax on Big Purchases (My $1200 Wedding Ring Hack) In this episode of Universal Basic Knowledge I break down one of the cleanest legal and most overlooked hacks for saving thousands on major purchases: using freight forwarding addresses in tax-free states to avoid sales tax. When I bought my wedding ring the sticker price wasnt the worst part the $1200 in sales tax was. But sales tax is determined by the shipping address not where you live. So by routing the purchase through a freight forwarding mailbox in Oregon a tax-free state I legally paid $0 in sales tax."  
[YouTube Link](https://youtube.com/watch?v=x0Q81jWiZA8)  2025-12-17T13:01Z [---] followers, [--] engagements


"The ultra-wealthy dont chase rentals they buy private equity real estate bonds.💡"  
[YouTube Link](https://youtube.com/watch?v=x6pf2I2Q1V8)  2026-01-14T20:00Z [---] followers, [---] engagements


"Stop wasting money on Ubers & Lyfts"  
[YouTube Link](https://youtube.com/watch?v=xMUIMCneqak)  2026-01-02T18:55Z [---] followers, [--] engagements


"Why Im building a mission bigger than money"  
[YouTube Link](https://youtube.com/watch?v=xRB12eWmk1I)  2026-01-07T18:37Z [---] followers, [---] engagements


"Did you know Lyft rides dont have to cost $25"  
[YouTube Link](https://youtube.com/watch?v=xTinuC0DZ7U)  2025-12-20T18:14Z [--] followers, [--] engagements


"How to lock in cheaper Airbnb stays"  
[YouTube Link](https://youtube.com/watch?v=xfqPyI4vFtI)  2025-12-11T18:23Z [--] followers, [---] engagements


"Why building something matters more than just money 💡💰"  
[YouTube Link](https://youtube.com/watch?v=xsyFFczdG9M)  2025-12-11T16:23Z [--] followers, [---] engagements


"Think $110 Air Force Ones are final price Think again"  
[YouTube Link](https://youtube.com/watch?v=y3vqHlfv9l4)  2026-01-15T20:09Z [---] followers, [---] engagements


"Some gardeners grow flowers. others grow $30000 living furniture"  
[YouTube Link](https://youtube.com/watch?v=y5CntR8qd5M)  2025-12-18T01:43Z [--] followers, [---] engagements


"Most people think upgrades cost more but airlines do give them away to the right travelers"  
[YouTube Link](https://youtube.com/watch?v=yFQuzNZajno)  2025-12-31T17:25Z [--] followers, [---] engagements


"How I made $30k at the age of 15"  
[YouTube Link](https://youtube.com/watch?v=y_efaRypW7g)  2026-01-08T21:28Z [---] followers, [----] engagements


"A simple table became a revenue machine in Finland"  
[YouTube Link](https://youtube.com/watch?v=ykwYYZ5wyrw)  2026-01-19T20:04Z [---] followers, [---] engagements


"Most people are overpaying for car insurance and dont even know it"  
[YouTube Link](https://youtube.com/watch?v=yxTGU_WhXbk)  2025-12-29T14:47Z [--] followers, [---] engagements


"The laptops at BestBuylook full price. but theyre actually not"  
[YouTube Link](https://youtube.com/watch?v=yyBpEnELQjE)  2025-12-25T12:31Z [--] followers, [---] engagements


"CVS prices look high. until you learn how to stack the system"  
[YouTube Link](https://youtube.com/watch?v=z_gwsSzDtvE)  2025-12-01T18:04Z [--] followers, [----] engagements


"Halloween isnt a holiday its a $13 billion economic machine"  
[YouTube Link](https://youtube.com/watch?v=zutRdO6eEjA)  2025-12-19T19:10Z [--] followers, [---] engagements


"The casino isnt an economic win. its a hidden tax on the public"  
[YouTube Link](https://youtube.com/watch?v=zwmxVECCrcA)  2026-01-12T14:03Z [---] followers, [---] engagements


"How to Save BIG on Sony Products"  
[YouTube Link](https://youtube.com/watch?v=zxsxQ3n8kNI)  2026-01-08T13:08Z [---] followers, [---] engagements


"Everyone thinks you have to wait for an H&M sale. not true"  
[YouTube Link](https://youtube.com/watch?v=zydeZlLThz4)  2026-01-14T19:15Z [---] followers, [---] engagements

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