#  @tejasjosh Tejas Joshi Finance Tejas Joshi Finance posts on YouTube about finance, money, education, insurance the most. They currently have [---------] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/youtube::UCwO9-5vM7QMcolhb-TrJozQ/interactions)  - [--] Week [-----] -34% - [--] Month [-------] -8.10% - [--] Months [---------] -47% - [--] Year [----------] -75% ### Mentions: [--] [#](/creator/youtube::UCwO9-5vM7QMcolhb-TrJozQ/posts_active)  - [--] Month [--] -36% - [--] Months [--] -25% - [--] Year [--] +54% ### Followers: [---------] [#](/creator/youtube::UCwO9-5vM7QMcolhb-TrJozQ/followers)  - [--] Week [---------] no change - [--] Month [---------] -0.53% - [--] Months [---------] -1.60% - [--] Year [---------] -2.60% ### CreatorRank: [---------] [#](/creator/youtube::UCwO9-5vM7QMcolhb-TrJozQ/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [travel destinations](/list/travel-destinations) [countries](/list/countries) [fashion brands](/list/fashion-brands) [products](/list/products) [social networks](/list/social-networks) **Social topic influence** [finance](/topic/finance) #2221, [money](/topic/money), [education](/topic/education), [insurance](/topic/insurance), [car insurance](/topic/car-insurance), [save](/topic/save), [discount](/topic/discount), [bank](/topic/bank), [pay](/topic/pay), [loan](/topic/loan) #60 **Top accounts mentioned or mentioned by** [@tejasjoshi](/creator/undefined) [@lordmoneyengar](/creator/undefined) [@anushkarathod98](/creator/undefined) [@csujjawalpahwa](/creator/undefined) [@wemakescholars](/creator/undefined) [@thehimanichaudhary](/creator/undefined) [@finglory](/creator/undefined) [@credclub](/creator/undefined) [@shreyaakapoor](/creator/undefined) [@hapooob](/creator/undefined) [@startupmahakumbh](/creator/undefined) [@market](/creator/undefined) ### Top Social Posts Top posts by engagements in the last [--] hours "Claim your Gratuity Amount #finance #money #education #job What is Gratuity It is an amount that is paid by an employer to his/her employee in return of the services given by him/her to the company. However the benefit of gratuity is offered to those employees who have been associated with the company for a minimum of five years. In this way gratuity can be perceived as a gesture of gratitude by a company towards its employees against the services. 🔸The formula to Calculate Gratuity The amount of gratuity also depends upon the years for which an individual has served a company and his/her" [YouTube Link](https://youtube.com/watch?v=fGpIUPHpYp0) 2022-09-29T12:30Z 1.9M followers, 4.3M engagements "16% Interest on Loan is better than 12% #loan #money #finance #education Lenders calculate loan interest in two ways: flat interest rate and reducing interest rate. Both methods of calculation result in a different interest amount payable by you the borrower. 🔸 Flat Interest Rate: As the title suggests a flat interest rate is one that is computed on the whole amount of the loan during its duration without taking into account the fact that monthly EMIs slowly reduce the principal amount. As a result the Effective Interest Rate is significantly greater than the initial nominal Flat Rate. ➡For" [YouTube Link](https://youtube.com/watch?v=CcodCBIB00o) 2022-12-21T13:00Z 1.9M followers, 7.4M engagements "Save Money with Education Loan #loan #banks #finance #education ➡Repayment Holiday 🔸 A moratorium period aka Loan Repayment Holiday in education loan is defined as the time where the borrower is not required to repay the loan. Usually in personal loans repayment for a loan starts soon after a borrower takes it but in the education loan moratorium period lenders allow students to start their repayment once they finish their course and start earning. The moratorium period is usually the course duration plus [--] months or [--] year where the lender allows a student to take adequate time to sort out" [YouTube Link](https://youtube.com/watch?v=tpkM1sB4c_4) 2022-12-11T14:27Z 1.9M followers, 7.9M engagements "Buying Gold Jewellery from Dubai #gold #dubai #finance #education Have you always believed that gold is cheaper in Dubai Well if you were to go merely by the sticker price of the yellow metal you might be right. But theres a lot more to it. Enough to make you think twice about buying gold in the emirate and bringing it back to India. 🔸 Hefty Labour Cost: The making charges in India would be about 7% of the overall jewellery cost(because of cheap labour) But in Dubai these charges can go up to 25% 🔸Currency Conversion Charges: For those travelling to Dubai as tourists and picking up gold" [YouTube Link](https://youtube.com/watch?v=vKf9A3CWZsQ) 2023-01-02T13:00Z 1.9M followers, 3.7M engagements "Do Not Buy Car Insurance" [YouTube Link](https://youtube.com/watch?v=13vAe7M6SDQ) 2025-08-03T12:30Z 1.9M followers, 107.4K engagements "India's 1st AI Airport" [YouTube Link](https://youtube.com/watch?v=4XHXY62pFqw) 2025-10-17T12:45Z 1.9M followers, 45.9K engagements "Cash above [--] Lakhs is illegal ft. @cs.ujjawalpahwa #cash #finance #education Tejas aur uske dost ko pakdna mushkil hi nahi namumkin hai 🕶 As per Section 269ST - Mode of undertaking transactions.No person shall receive an amount of two lakh rupees or more by cash. (a) in aggregate from a person in a day or (b) in respect of a single transaction ❌ However it can be received by cheque debit/credit card net banking UPI RTGS etc. ✅ ➡ What if you receive cash of more than [--] lakh Take note that the restriction is only on the person receiving money and not on the person paying money. As per Section" [YouTube Link](https://youtube.com/watch?v=6zR_4mSYilM) 2023-04-10T13:30Z 1.9M followers, 3.6M engagements "Get Discount on Flights" [YouTube Link](https://youtube.com/watch?v=7MU3wg-QP40) 2025-11-07T12:30Z 1.9M followers, 105.5K engagements "Top UPI Credit Card Here's why I super like the Uni GoldX Credit Card. 😮 Unlimited 1% back on all UPI spends no matter if you spend [----] or [--] lakh 🤳🏼 Works with any UPI app just link and start earning 🛒 Up to 5% back on brands like Amazon Flipkart Zomato Swiggy & Myntra via Uni Store ✈ Up to 7% back on flights unlimited rewards 🌍 Zero Forex Fee ✅ All rewards are given in 24K Gold Convert your gold into cash anytime or mint a real gold coin ✅ Lifetime FREE card no joining fee no annual fee Spend daily. Earn in gold. ✨ Apply for GoldX on the Uni app & make every payment rewarding" [YouTube Link](https://youtube.com/watch?v=9wji_CR4AQo) 2026-01-22T11:30Z 1.9M followers, 28.9K engagements "Banks cannot Charge for this #banks #finance #education #money Banks are allowed to charge up to [--] yrs of rent + charges of breaking the locker from customers. So they may ask you to create an FD but this has to be of a small amount not any exorbitant fees like what happens on ground level. This is just to make sure that banks are protected for a situation where the locker holder does not pay rent on time or is unreachable for some years. So if locker rent is Rs [----] the FD they can ask you shall be for Rs [-----] + some more charges like Rs 500-1000. So in total it shall surely not cross 4" [YouTube Link](https://youtube.com/watch?v=AYjeaCCdXq8) 2022-11-24T13:05Z 1.9M followers, 8.1M engagements "Upto 35% Subsidy on Business loan #government #education #finance #bank 🌟Under PMEGP initiated by Govt. of India with the help of Banks offers funding assistance to set up new enterprises. The Government has come up with a few changes to the existing scheme by increasing the maximum project cost from the existing Rs Rs [--] lakh to Rs [--] lakh for service units and Rs. [--] lakhs to Rs [--] lakhs for manufacturing units. ➡Under this scheme the business owners need to invest only 5%-10% of the project cost while the Government provides a subsidy of 15%-35% of the project based on different criteria." [YouTube Link](https://youtube.com/watch?v=ClYKZJvU7G0) 2023-08-17T12:30Z 1.9M followers, 1.9M engagements "Loan against Mutual Fund #loan #money #finance #education Individual investors NRIs firms HUFs trusts companies and any entities can avail loan against mutual fund investments. Minors are not eligible. Quantum of loan tenure and interest rate are determined by the bank/fi nancing institution on the basis of various factors as well as the credit score of the applicant. 🔸 How much loan can be availed In case of equity MFs loan can be availed up to 50% of the net asset value. In case of fixed income mutual funds one can avail loan to the tune of 7080% of net asset value. 🔸 Process To avail" [YouTube Link](https://youtube.com/watch?v=F5ELAeEw4CI) 2023-04-19T12:30Z 1.9M followers, 292.1K engagements "Vote Chori or Propaganda" [YouTube Link](https://youtube.com/watch?v=FBX2f_oxbT0) 2025-08-17T13:00Z 1.9M followers, 24.6K engagements "Smoking can't kill me ft. @lordmoneyengar #insurance #finance #education #savemoney 🚨If you have ever read the brochure of a life insurance product till the end you must have noticed the last section of the brochure always describes Section [--] of the Insurance Act [----]. 🔸What is it why is it one of the most important information for the policyholders or new policy buyers to be aware of. Well According to Section [--] a life insurance company cannot reject an insurers claim after three years ➡Section [--] of the Insurance Act [----] states the conditions when an insurance policy shall not be held" [YouTube Link](https://youtube.com/watch?v=HoMBRBSOM6U) 2023-05-10T14:00Z 1.9M followers, 768.9K engagements "Taxes are upto 50% on Cars #tax #car #finance #education **Important Note GST compensation cess is different from Income Tax cess. Income Tax Cess is calculated on the Tax amount whereas GST compensation Cess is calculated on a Transaction Value i.e. Value of a Car (*Taxable Value of Supply to be precise) not on Value of GST amount. This is why effective GST increases this much. Captions: GST is applicable at flat 28% on cars for private use but the compensation cess may differ based on key factors such as:- 🔸Size of the cars engine and 🔸Length of the car. Such specification are in line" [YouTube Link](https://youtube.com/watch?v=KQUjmVMr9JU) 2022-11-26T13:37Z 1.9M followers, 31.9M engagements "Car Key got Lost" [YouTube Link](https://youtube.com/watch?v=OscGI7SVWho) 2024-06-13T12:30Z 1.9M followers, 11M engagements "No Tax on Sale of Land" [YouTube Link](https://youtube.com/watch?v=YjPi6TOoRwg) 2024-10-07T12:30Z 1.9M followers, 1.6M engagements "Pay [--] Tax on [---] Lakh Salary #tax #finance #education #law Let us assume the person has a total income of Rs [---] lakh from salary. First there is a standard deduction of Rs [-----] for salaried individuals. This will reduce the taxable income to Rs [--] lakh. 🔸Then come the tax-saving investments under Sec 80C which can reduce taxable income by up to Rs [---] lakh by Investing in ELSS Mutual fund PPF etc. 🔸Another Rs [-----] can be reduced by investing in the NPS under Sec 80CCD(1b). Together these two deductions will reduce the taxable income to Rs [--] lakh. 🔸The home loan deduction will take away" [YouTube Link](https://youtube.com/watch?v=djZXLTgYbe4) 2022-10-14T12:58Z 1.9M followers, 4M engagements "Never do this mistake while buying Insurance #insurance #finance #money #education [--] lakh cover at a premium of just [----] a year. Thats the offer in front of you. Which is way better than the market price and due to joy you just buy it. 🔸 And then one day your worst fears come true. A slipped disk forces you into the operation theatre. You require extensive treatment. The final bill is hefty. [-----] inclusive of all costs. But despite your [--] lakh cover the insurer tells you they can only cover [------]. You are outraged and you press for a clarification. Eventually they tell you your policy" [YouTube Link](https://youtube.com/watch?v=f1hi4HbGoi0) 2022-12-04T13:30Z 1.9M followers, 3.3M engagements "FD Laddering Strategy #fd #money #finance #education" [YouTube Link](https://youtube.com/watch?v=gaqw0b-8gEI) 2024-01-06T13:00Z 1.9M followers, 1.3M engagements "Every UPI Scan Real Cashback with Kiwi 💳✨ Mom wants new furniture dads eyeing a new car and my brother A gaming setup. 💸 Good thing I found a smarter way to pay for it all Credit Card issued on Kiwi. 💸 Real Cashback directly to your bank 🚫 No joining or annual fees From daily chai to big buys make every payment rewarding. Apply now for Indias best Credit Card for UPI from Kiwi👇 https://apply.gokiwi.in/landing/utm_source=infing&utm_medium=web&utm_campaign=tejas" [YouTube Link](https://youtube.com/watch?v=gtI5NaICaBU) 2025-11-05T12:45Z 1.9M followers, 1.1M engagements "Better option than Personal Loan #loans #banks #finance #education To put it simply in overdraft facility if you have an approved credit limit of [------] and you wish to use only Rs [-----] you withdraw Rs [-----] and pay interest on monthly basis only on the withdrawn amount. ➡Generally the Rate of Interest in OD is 1%-2% higher than Personal loan but will be charged only on the withdrawn amount. So it can become significantly lower if you utilise only the necessary required amount. 🔸An overdraft facility in bank accounts is like a pre-approved loan. The bank ascertains a specific limit up to" [YouTube Link](https://youtube.com/watch?v=hUTT4T9OuV8) 2022-11-30T13:30Z 1.9M followers, 4.8M engagements "Peer [--] Peer lending #money #finance #education 🔸P2P lending works as the much-needed mechanism through which people who want to give loans connect with those who require money. The borrowers pay interest and the investors/lenders earn interest. Since the transaction directly takes place between the two parties through a website or application it eliminates the need for financial institutions like banks to act as the middleman. ➡P2P lending is done through a website that connects borrowers and lenders directly. Those who want to lend money open an account with a P2P platform as a lender. And" [YouTube Link](https://youtube.com/watch?v=mcvu3LAYMsY) 2023-04-16T13:00Z 1.9M followers, 1.1M engagements "3 Star AC vs [--] Star AC🤔" [YouTube Link](https://youtube.com/watch?v=oQxVSJhk4vg) 2025-05-12T12:45Z 1.9M followers, 4.9M engagements "Top [--] Highest Paying Jobs" [YouTube Link](https://youtube.com/watch?v=oqKfWk_NknQ) 2024-11-23T12:30Z 1.9M followers, 1.1M engagements "Clothes mai GST ka sach" [YouTube Link](https://youtube.com/watch?v=pLM2rEKqQYI) 2025-11-09T12:31Z 1.9M followers, 59.5K engagements "Joint Home Loans are Cheaper #loans #finance #education #money When you jointly apply for a Home Loan both the applicants individually become eligible for tax exemption. The collective tax deduction is always higher in joint Home Loans. Under section 80C of the Income Tax Act both the applicants (also co-owners) are eligible to avail tax deduction up to Rs. [--] Lakh on the principal amount paid. Under section [--] of the Income Tax Act for a self-occupied property the co-applicants can get an exemption of up to Rs [--] lakhs for both the co-applicants. If you have rented out the property then you" [YouTube Link](https://youtube.com/watch?v=sAnsd63xmF4) 2022-09-25T12:30Z 1.9M followers, 2.5M engagements "Petrol Pump Scam⛽ #finance #petrol #education 🔸So you ask for petrol for [---] the attendant asks you to check the meter at ZERO and then stats filling the petrol and stops at [---]. When you ask him why he stopped at [---] he tells you that he heard [---] only. Then he says that no issues he will reset and fill another [---] (will give some crap technical reason why he cant continue from that same point). At this point someone from his team distracts you while the attendant starts filling from [---] onwards itself when you think that he had reset the meter back to ZERO. Then he goes till [---] and" [YouTube Link](https://youtube.com/watch?v=0Q2GMCnJUq8) 2022-09-16T18:01Z 1.9M followers, 62.8M engagements "India vs USA - Purchasing Power Parity #education #college #finance #abroad Purchasing power parity (PPP) is an economic theory of exchange rate determination. It states that the price levels between two countries should be equal. 🔸For example if the price of a Coca Cola in the US was 1$ and it was [--] in the India then the INR/USD exchange rate should be [--] i.e real value of 1$ = [--] according to the PPP theory. - However if you were then to look at the market exchange rate of the INR/USD pair it is actually closer to 1$ = [--]. The discrepancy occurs because the purchasing power of these" [YouTube Link](https://youtube.com/watch?v=2g10KkyaS0s) 2023-02-11T13:30Z 1.9M followers, 6.5M engagements "Buy Car on loan only" [YouTube Link](https://youtube.com/watch?v=3CwR0_7AI1M) 2025-01-07T12:30Z 1.9M followers, 6.5M engagements "Prepayment Penalty on Loans #finance #bank #education 🔸As the name suggests pre-payment is a facility offered by some banks to help a borrower repay their loan before their actual repayment tenure as per the loan documents. The pre-payment can be done in parts or in full. ➡RBI Guideline:- [--]. In terms of which banks are not permitted to charge foreclosure charges / pre-payment penalties on home loans / all floating rate term loans sanctioned to individual borrowers. [--]. In this connection it is clarified that banks shall not charge foreclosure charges/ pre-payment penalties on any floating" [YouTube Link](https://youtube.com/watch?v=5zQ35IBm_o4) 2022-08-18T08:22Z 1.9M followers, 8M engagements "Company didn't pay my Salary #job #company #education #finance Below are the remedies available for the non-payment of salary by the employer: [--]. Sending legal notice: Provide details about the Employment Contract and bank statement as proof to the lawyer. Mention the consequences for non-payment of salary and issue the notice to the employer. Many times the companies clear the due immediately to avoid the litigation process. [--]. Labor commissioner: If the employee is having an issue with the non-payment of salary then he or she can approach the Labour Commissioner. They will provide the" [YouTube Link](https://youtube.com/watch?v=9Hhk5tIJF1I) 2022-11-21T13:14Z 1.9M followers, 4.9M engagements "Get Discount at Taj Hotel #travel #finance #education #money Apart from dividends it feels truly great to see such amazing shareholders offers from IHCL. Its definitely a blessing for those who prefer Taj properties for travel. The coupons can be apply throughout any properties owned my IHCL in India. The exact coupon mentioned here is currently valid upto 31st July [----]. One Thing to Note here You can only apply the discount code through online pre-booking. That been said this is not a buying recommendation for IHCL please do your own proper due diligence before Investing in any shares. . ." [YouTube Link](https://youtube.com/watch?v=CDgePkY5wzI) 2022-10-25T13:00Z 1.9M followers, 6.6M engagements "Cashless Claim Settlement #car #insurance #finance #education ➡Cashless car insurance is a way of raising claim after an accident or mishap occurs where the insured doesnt pay for the damages and instead the insurer directly settles the bills with the workshop. A cashless claims process provides you with instant assistance from the insurer in terms of payments for the damages after an unforeseen incident takes place. This saves the insured from the trouble of paying the expenses first and then filing for the claim via the reimbursement process. Remember that the cashless claims can be made" [YouTube Link](https://youtube.com/watch?v=DB6hWZ8tFZI) 2023-07-23T12:30Z 1.9M followers, 3.7M engagements "Employment Bond #education #finance #job 🔸Article [--] of Indian Constitution talks of fundamental rights as per the Article [--] the Constitution the write to work is a fundamental right and under no circumstance does the Fundamental rights under Article [--] be waived by any person nor can any person be forced to do something that amounting to the violation of the rights mentioned under Article [--]. Also Section [--] of the Indian Contract Act [----] (the "Act") is relevant in this context. This Section reads as under: "27. Every agreement by which anyone is restrained from exercising a lawful" [YouTube Link](https://youtube.com/watch?v=NgYDJrAduhE) 2022-09-17T13:23Z 1.9M followers, 33.1M engagements "Interest Free Education Loan #loan #finance #education 🔸Central Sector Interest Subsidy Scheme (CSIS) provides full interest subsidy during the moratorium period (i.e Course period + [--] Year) on modern education loans without any collateral security and third-party guarantee for pursuing technical/professional courses in India. ➡To get Eligible for this scheme:- - Students having parental income up to Rs. [---] lakhs per annum. - Students enrolled in professional/ technical courses only from NAAC accredited institutions or professional/ technical programmes accredited by NBA or Institutions of" [YouTube Link](https://youtube.com/watch?v=UrweSlc9vSo) 2023-02-16T12:30Z 1.9M followers, 2.1M engagements "Petrol Pump Scam⛽Pt.2 #finance #petrol #education A common question that a lot of people ask is if the quality of petrol is bad if the density is lower than [---] kg/m3. Generally the government has set the standard range of density within which petrol must feature on every petrol pump. For petrol this range is 730-770 kg/m3. For diesel this number ranges from 820-860 kg/m3. The quality of fuel within these ranges is considered ideal that will impact the fuel economy and performance of your car positively. #fuel #fuelstation #fraud #petrol #financialeducation" [YouTube Link](https://youtube.com/watch?v=YcaezPGJcMM) 2023-09-16T13:00Z 1.9M followers, 12M engagements "Challan Nahi Katega #traffic #law #finance #education 🔸 According to the traffic rules if you do not have your driving license vehicle registration certificate (RC) insurance pollution certificate and permit while driving a vehicle on the road your challan can be deducted. But Rule [---] of the Central Motor Vehicle Act provides that the driver will be given [--] days time to present the documents. The traffic police cannot cut his challan immediately. 🔸 This means that if the driver claims to show these documents within [--] days then the traffic police or RTO officials will not deduct the" [YouTube Link](https://youtube.com/watch?v=i-sagyvB3Rw) 2022-12-23T11:00Z 1.9M followers, 25.7M engagements "Cash Withdrawal From Credit Card😱 #finshorts" [YouTube Link](https://youtube.com/watch?v=kyq6DwMEBJ8) 2022-05-10T13:16Z 1.9M followers, 3.8M engagements "Do Not Modify your Car #car #finance #education #insurance It is advisable to inform the insurance company if you are planning to make any changes to your vehicle. They will assess the risk or the impact of the changes and accordingly calculate the new premium. Do not make the changes and then inform the insurer only when the policy is due for renewal. Every change or modification done to your car affects your policy. If you inform the insurance company you may have to pay an additional amount. However if they are not informed the insurance company will view it as a fraud and that may create" [YouTube Link](https://youtube.com/watch?v=lqmnSJU3pmk) 2023-09-26T12:30Z 1.9M followers, 4.2M engagements "Car Engine Damaged #car #finance #education #insurance Your regular comprehensive insurance will not cover the repair or replacement of engine or parts such as connecting rods pistons etc. For that you need engine protection add on. 🔸To understand how the Engine Protection (EP) in car insurance here is an example of how the add-on works: Suppose you have left your home closed as you are visiting your native place for a vacation or a function and there is a heavy downpour. Your neighbour calls you to inform you that the rainwater has entered your house and your car has submerged in the" [YouTube Link](https://youtube.com/watch?v=m9xYpGkfu2M) 2023-03-07T13:00Z 1.9M followers, 7.1M engagements "Save Yourself If you didn't file ITR on time #tax #itr #finance #education" [YouTube Link](https://youtube.com/watch?v=r0rIhXTOoEg) 2024-04-02T12:30Z 1.9M followers, 1.3M engagements "Get Business Loan without Collateral #business #loans #finance #education ➡Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Honble Prime Minister on April [--] [----] for providing loans up to [--] lakh to the non-corporate non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. 🔸These loans are given by Commercial Banks RRBs Small Finance Banks MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.udyamimitra.in There are three types of mudra loan schemes namely Tarun" [YouTube Link](https://youtube.com/watch?v=vN3POj5swkI) 2023-01-09T13:00Z 1.9M followers, 4.4M engagements "Scams that happen Everyday #tax #finance #education ou visit to a restaurant and order food of [----] 🔸Then at the time of paying the bill youve noticed that your bill includes one extra food item of [----] which was subsequently manually striked off with a pen. You after seeing that got satisfied that it was a mistake and has been corrected by the restaurant and the additional money got deducted from the total amount but here is the catch. 🔸You see after adding [----] GST @5% i.e [---] got charged on sub total of [----] and not on [----]. So if additional item was not been added before then GST will" [YouTube Link](https://youtube.com/watch?v=-1SQ5X2Anac) 2023-01-27T13:00Z 1.9M followers, 14.7M engagements "Get massive Discount on Insurance #insurance #education #finance #discount 🌟Wellness benefits are accrued or earned by a policyholder who stays fit and healthy during the policy year. The fitness criteria may differ from policy to policy. 🔸The parameter could be walking a certain number of steps enrolling for a gym membership or taking a health assessment. These benefits are a monetary incentive to customers for taking better care of their health. ➡It could be in the form of a discounted premium 100% premium waiver a higher sum assured vouchers or free services at the time of renewal. These" [YouTube Link](https://youtube.com/watch?v=095VNTq59uk) 2023-08-31T12:30Z 1.9M followers, 273.9K engagements "Buy Real Estate under Rs [---] ft @thehimanichaudhary #realestate #property #finance #education Alternative of Real Estate Investment ➡REITS - Mutual funds of Real estate where it pools the funds of investors and invests it in income generating Commercial Real Estate like malls offices etc 🔸 You will get [--] types of income: Capital appreciation and rental income. 🔸 Only three Listed REITS are present in India namely - Brookfield India Real Estate Trust - Embassy Office Parks REIT - Mindspace Business Parks REIT - Only [--] rules to remember for REITS [--]. It is mandatory for reits to distribute 90%" [YouTube Link](https://youtube.com/watch?v=1QEGJa5KqBM) 2023-01-13T13:00Z 1.8M followers, 1.3M engagements "Starbucks Trick Us #psychology #money #finance #education" [YouTube Link](https://youtube.com/watch?v=2TXZWTP7a_k) 2024-03-17T13:00Z 1.8M followers, 6.2M engagements "Get car at discount ft. @lordmoneyengar #car #discount #finance #education 🚨Buying a demo car comes with its fair share of benefits and downsides it is ultimately subjective to what utility you want your vehicle to fulfil for you and at what cost. Here are some of the pros and cons of buying a demo car. 🔸Pros of Buying a Demo Car Getting to be a first owner car at the price of a used car Demo cars are mostly unregistered cars used by the dealerships and once they decide to let them go the next owner becomes the first person in whose name the car is registered. The biggest advantage in this" [YouTube Link](https://youtube.com/watch?v=32MBrPeN828) 2023-07-30T12:30Z 1.9M followers, 2.1M engagements "80% Discount on Car Insurance" [YouTube Link](https://youtube.com/watch?v=3FrAyQLb7wc) 2025-02-24T12:30Z 1.9M followers, 1.9M engagements "Agricultural Zameen mai Paisa #land #realestate #education #finance 🌟Steps to buy Agricultural Land in India 🔸Research: Conduct thorough research on the land you are interested in including the location soil quality and availability of water. 🔸Legal verification: Ensure that the land has a clear title and that there are no legal disputes or pending litigation related to the land. 🔸Soil testing: Conduct soil testing to determine the quality of the soil and its suitability for farming. 🔸Documentation: Ensure that all documentation related to the purchase of the land is in order and that" [YouTube Link](https://youtube.com/watch?v=3bEdNp0OxZo) 2023-09-24T04:31Z 1.4M followers, 257.2K engagements "Never use Credit Card like this #apple #creditcard #finance #education Every time your credit score is checked the same is reported in your credit information report. the inquiries about your credit score are classified into two types - soft inquiry and hard inquiry. the credit inquiry classification depends on who is checking your credit score and why. usually soft inquiries do not lower your credit score but hard inquiries can. What is a soft inquiry a soft credit check commonly called a soft inquiry can occur for a few reasons including: - when you check your own credit score/CIBIL score -" [YouTube Link](https://youtube.com/watch?v=4ruvfYMDXuY) 2024-02-16T12:30Z 1.7M followers, 2.2M engagements "Money Debited from Bank Account #finance #money #education #bank Limited Liability of a Customer (a) Zero Liability of a Customer [--]. A customers entitlement to zero liability shall arise where the unauthorised transaction occurs in the following events: Contributory fraud/ negligence/ deficiency on the part of the bank (irrespective of whether or not the transaction is reported by the customer). Third party breach where the deficiency lies neither with the bank nor with the customer but lies elsewhere in the system and the customer notifies the bank within three working days of receiving the" [YouTube Link](https://youtube.com/watch?v=6R9xEX97A7c) 2022-09-24T12:30Z 1.9M followers, 4.6M engagements "Hack to get Discount on Health Insurance #insurance #money #finance #education Ditto Link: https://bit.ly/48gRtiF Advantages of Upgrading to a Multi-Year Health Insurance Plan [--]. Avail Long-term Policy Discounts Buying a multi-year health plan allows you to take advantage of the long-term policy discount. Most insurance companies offer a discount of up to 10% on opting for a policy tenure of [--] years. For example if the premium of your annual health insurance policy is Rs [---] you can reduce it up to Rs [---] per annum by opting for a 2-year policy. Similarly if you opt for a multi-year policy of" [YouTube Link](https://youtube.com/watch?v=6ljAHyaM5i8) 2023-12-14T12:30Z 1.9M followers, 267.6K engagements "My Top Finance Apps of [----] #travel #money #finance #education Here are my top favorite finance apps of 2022:- [--]. Splitwise Splitwise is the easiest way to share expenses with friends and family and stop stressing about "who owes who". [--]. CRED CRED is literally one-stop solution for all of my credit cards. Features such as payment reminder hidden charges detection and spend analysis are something which are life saver for me. Also just by paying our bills we get rewards too which is awesome. [--]. Niyo Global Niyo global is one of the best card/app Ive found in [----] if you travel abroad. The app" [YouTube Link](https://youtube.com/watch?v=70oAlVydgkM) 2023-01-10T13:34Z 1.8M followers, 481.8K engagements "Business Expand Aise Kro" [YouTube Link](https://youtube.com/watch?v=7S-x9i24iTQ) 2025-06-04T13:00Z 1.9M followers, 65.7K engagements "Dubai vs India Car Prices😱" [YouTube Link](https://youtube.com/watch?v=92yAcCGEyAs) 2025-05-16T12:45Z 1.9M followers, 53.6K engagements "Anchoring Bias Effect ft. @cs.ujjawalpahwa #marketing #finance #sales #education Anchoring bias is a bias that relies on the first piece of information received when making decisions called the anchor. Once an anchor is set new information is based around the anchor. The first number you see changes your perception of any numbers that come after it. Anchoring bias occurs when people rely too much on pre-existing information or the first information they find when making decisions. 🔺For example if you first see a T-shirt that costs [----] then see a second one that costs [----] youre prone to see" [YouTube Link](https://youtube.com/watch?v=AkT9tDthD70) 2022-12-14T13:30Z 1.9M followers, 656.8K engagements "Banks can Reject your Loan ft @lordmoneyengar #bank #finance #loan #education The Fixed Obligations to Income Ratio (FOIR) is a metric used by banks and other financial institutions to assess an individual's loan eligibility. FOIR is calculated by considering fixed monthly expenses and by keeping out statutory deductions such as Provident Fund Investment Deductions and Professional Tax. 🔸How is FOIR calculated on a personal loan If an individual's FOIR is [--] per cent it signifies that a maximum of [--] per cent of the individual's monthly earnings is presumed to be their living expenses before" [YouTube Link](https://youtube.com/watch?v=D3elFjLu5Q4) 2022-10-04T12:30Z 1.9M followers, 4.7M engagements "Baggage Lost at Airport" [YouTube Link](https://youtube.com/watch?v=DzUusWlz9rM) 2024-12-25T12:30Z 1.9M followers, 651.1K engagements "Earn Money with your Car #car #business #finance #education Zoomcar is Indias largest personal mobility enabled. Through constant innovation the company had established itself as the number one leading player in the self drive rental space. Till [----] the company operated in a [---] percent own inventory model. Now across [----] and [----] it has evolved from that own inventory model (where Zoomcar rented its own fleet) to a marketplace model. In this marketplace model zoomcar still fulfills the core value propositions for its renters (guests). It does this through enabling access to a very large" [YouTube Link](https://youtube.com/watch?v=Fg0PbU_KCP4) 2023-07-28T12:30Z 1.9M followers, 1.3M engagements "GST over MRP is illegal #restaurant #finance #money #tax WHY CHARGING GST ON MRP ILLEGAL Under the Consumer Goods (Mandatory Printing of Cost of Production and Maximum Retail Price) Act [----] maximum retail price (MRP) means the price above which a retailer cannot charge his consumers. The MRP already factors in all taxes levied on the product. A manufacturer is required to mention in clear and bold print the maximum retail price on all the products. A retailer is prohibited under the law to sell at a price higher than the MRP. In fact the Consumer Affairs Department has led several campaigns" [YouTube Link](https://youtube.com/watch?v=GcR1xlMIYH0) 2023-05-03T11:30Z 1.9M followers, 1.4M engagements "Remember this while Travelling Abroad #finance #money #education 🔸If youve ever paid for something in person using a credit card or debit card while abroad you may have been given the option of choosing to pay in the local currency or your own home currency. For example if you take a Indian-issued card and pay for a meal charged in euro in Italy youll be handed a payment machine and given the choice between paying in EUR or INR While it may be enticing and convenient to choose that home currency then and there you should always choose local currency and not home currency. The reason for that" [YouTube Link](https://youtube.com/watch?v=HnvlpW8xpaU) 2022-09-19T16:07Z 1.9M followers, 2.8M engagements "Get Discount on Car Insurance #cars #finance #education #insurance 🌟How Meter feature will work With the Meter add-on the insurance company allows users to pay for the insurance only when the vehicle is in use. Simply put a vehicle owner can switch on his or her car insurance coverage when he or she uses the car and turn it off when it is not in use. 🔸However the rewards for non-use will accrue only if the non-use period is continuous [--] hours or more i.e. the car policy has to be inactive for a continuous [--] hour period to earn one reward day. ➡Reward days - If the app remains inactive or" [YouTube Link](https://youtube.com/watch?v=HvCcJfIv7K0) 2023-07-02T13:00Z 1.9M followers, 211.1K engagements "Delivery OTP Scam 🔸Verify the legitimacy of any requests for OTPs or other sensitive information by contacting the e-commerce company directly or checking their website for information on how they handle deliveries and payment. 🔸Do not click on any links or enter your personal information on websites that you do not trust. 🔸If you receive a suspicious delivery request or are unsure about the legitimacy of a delivery agent do not provide any personal information or allow them access to your home. 🔸Consider using a secure payment method such as a credit card with fraud protection when" [YouTube Link](https://youtube.com/watch?v=I6NJN6qPtKc) 2023-05-13T13:30Z 1.9M followers, 255.9K engagements "Save Lacs and Crores in Taxes on your Income 🤑#finshorts" [YouTube Link](https://youtube.com/watch?v=IJELFXGeqKc) 2022-04-29T10:05Z 1.9M followers, 1.5M engagements "McDonalds Secret Trick" [YouTube Link](https://youtube.com/watch?v=IobXmo-tN0M) 2024-12-21T13:00Z 1.9M followers, 1.8M engagements "Mental Accounting #psychology #finance #education #laptop 🔸 Mental Accounting is very simple to understand. What makes is a crucial aspect to understand is the different ways we treat money depending on situation and its source. ➡Rs. [---] saved on laptop is not a significant amount because its just 0.5% of the original price. Whereas Rs. [---] saved on Pendrive looks attractive and substantial bargain because its 50% of the original cost. 🔸 We often concentrate on the situation and the source of money in terms of the amount of hard work we put to get that money and all these points makes us" [YouTube Link](https://youtube.com/watch?v=JBfnvWd0_ow) 2022-12-25T12:30Z 1.9M followers, 11.9M engagements "Car Insurance claim Rejected #car #finance #education #insurance 🌟Using Your Private Car for Commercial Purpose: 🔸If you have informed your insurance company that youre using your car for personal reasons but have been using it for commercial purposes on a regular basis there is a high likelihood that your claim will be rejected in the event of an accident. 🔸There is a case where Mans insurance claim for car theft rejected for using pvt vehicle for commercial purposes ➡The policyholder had availed the car insurance policy for his personal use. However going against the terms laid down" [YouTube Link](https://youtube.com/watch?v=KPg9eRXIeK4) 2023-05-23T13:00Z 1.9M followers, 488.6K engagements "Save Custom Duty by 28% on the Laptop 💸 #finshorts" [YouTube Link](https://youtube.com/watch?v=KZXGfZUbdcE) 2022-05-23T18:37Z 1.9M followers, 1.6M engagements "Claim Reject nhi ho skta #insurance #finance #education #money f you have ever read the brochure of a life insurance product till the end you must have noticed the last section of the brochure always describes Section [--] of the Insurance Act [----]. What is it why is it one of the most important information for the policyholders or new policy buyers to be aware of. Well According to Section [--] a life insurance company cannot reject an insurer's claim after three years. Section [--] of the Insurance Act [----] states the conditions when an insurance policy shall not be held suspicious. A life" [YouTube Link](https://youtube.com/watch?v=Lajk7p5ZzXs) 2023-02-13T10:30Z 1.9M followers, 2.9M engagements "True Balance Loan Nahi Lifeline Hai 💸 Need a loan urgently Here's how I got help with just a few taps using the True Balance app ✅ No paperwork ✅ 100% digital process ✅ Fast approval & transfer ✅ Trusted by millions Whether its for an emergency or just to manage your month-end crunch True Balance can be a game changer. 📲Download the app now and experience it yourself: https://app.tbal.io/bMoN/hm9bgcsp Disclaimer: The views expressed are solely those of @tejasjosh.i and do not reflect the brands position or endorsement. T&C apply Loans are provided by RBI-registered NBFCs #TrueBalance" [YouTube Link](https://youtube.com/watch?v=LqSCRgBvbnI) 2025-05-27T12:45Z 1.9M followers, 41.7K engagements "Banks do not have any Lunch Break #banks #finance #education #rbi 🔸Banks do not close down for business during lunch hours. Customers can visit the bank at any time during the banks working hours to conduct businesses. Bank employees take their lunch break in batches so that the business is not affected. They usually take lunch between 1:00 PM and 3:00 PM. Responding to a query filed by an RTI activist who sought clarity on whether any time has been fixed for banks to have lunch breaks the Reserve Bank of India in its reply said there were no fixed hours stipulated by it. Haldwani-based" [YouTube Link](https://youtube.com/watch?v=MFg6DTw5Wug) 2022-10-21T13:41Z 1.9M followers, 2.8M engagements "Old Car ka Benefit" [YouTube Link](https://youtube.com/watch?v=N6fZcZxRieY) 2024-12-23T12:30Z 1.9M followers, 5.1M engagements "Pay without Internet" [YouTube Link](https://youtube.com/watch?v=NGrdL4qzVRw) 2025-03-20T12:30Z 1.9M followers, 159K engagements "Do UPI Transaction safetly #upi #money #finance #education" [YouTube Link](https://youtube.com/watch?v=OM7h8oB-C0Q) 2024-02-20T13:15Z 1.9M followers, 1.1M engagements "Pay Zero Tax by doing this #tax #money #finance #education FDs are not Tax efficient. You have to pay full tax as per your Income Tax slabs on the Interest earned on Fixed Deposit. This can be explained with the help of an example. 🔸Mr. S (son) is in the 30% Income Tax Slab and Mrs. M (retired mother) is in the 0% tax slab as she does not have any income. Mr. S does an FD of Rs. [--] Lakhs and earns 8% Interest every year i.e. he receives interest of Rs. [------] every year. 🔸Now as Mr. S is in the 30% Income Tax Slab he would be required to pay Income Tax @ 30% on this additional income of Rs." [YouTube Link](https://youtube.com/watch?v=P_6oLEijkkY) 2023-03-20T13:00Z 1.9M followers, 2.4M engagements "Discount on Car Insurance #car #finance #insurance #education When it comes to Car Insurance there are two popular options for you to choose from - Third-party Insurance and Comprehensive Insurance. 🔸What is Comprehensive Car Insurance ➡Comprehensive Car Insurance offers extensive coverage that covers Third-party Liabilities and Own Damage. Buying this type of policy is not mandatory by law however due to its enhanced coverage it is the preferred choice for many car owners. Comprehensive Car Insurance is a policy that covers third-party liabilities and damages to your vehicle arising from" [YouTube Link](https://youtube.com/watch?v=QufuUaa7h0o) 2023-01-18T13:00Z 1.9M followers, 2.2M engagements "Youll spend [----] on coffee but skip this Health insurance doesnt need to be expensive. 27/day* gets you 4x coverage with HDFC ERGO's Optima Secure. Less than your coffee habit. 🔗 Check out HDFC ERGO's Optima Secure Health Insurance: www.hdfcergo.com(http://www.hdfcergo.com) #SmartChoices #MoneyWellSpent #HealthInsurance #HDFCERGO *T&CApply" [YouTube Link](https://youtube.com/watch?v=R-gfV3lz6Vk) 2025-08-14T13:00Z 1.9M followers, 36.5K engagements "Minimum a/c balance ka sach #banks #education #finance #account 🔸A lot of people feel that their balance in saving bank account should not go below Rs.10000 on any given day otherwise there will be penalty charges and they make sure that they have a buffer of Rs.10000 in their saving bank account all the time. This means that their account should always have that much surplus. However the way the monthly average balance is calculated is different and very simple. 🔸It simply means that the average of the all the closing day balance in a given month. So given a month add up all the closing" [YouTube Link](https://youtube.com/watch?v=Rm56_9b79Sk) 2023-01-24T12:48Z 1.9M followers, 6.6M engagements "ATM se Cash Nahi nikla" [YouTube Link](https://youtube.com/watch?v=ScaNeTGM7lw) 2025-01-12T13:00Z 1.9M followers, 209.5K engagements "My Food helps me to Save Taxes ft. @anushkarathod98 #tax #finance #education #money Did you know your food can also save taxes🍱🍱 Many companies provide free meal coupons to their employees as a perk. These coupons are considered perquisites by Income Tax Act and are tax-exempt up to Rs. [--] per meal in coupon value💸💸 However if the coupon value is more than Rs.50 then the excess value is taxable😮 But how much tax will you save exactly because of this There is a calculator for this Just GOOGLE: Sodexo Tax Saving Calculator You can use it to estimate how much tax can be saved from these" [YouTube Link](https://youtube.com/watch?v=VL1FcikimJk) 2023-10-23T00:38Z 1.4M followers, 2.4M engagements "Dark Reality of Mutual Funds ft. @lordmoneyengar #money #finance #education Know this CRUCIAL information about mutual funds 🚨 Typically mutual funds are offered as direct plans with no middlemen and lower fees and regular plans with a distributor and higher fees. Now the regular plan may seem as the obvious evil but it is NOT. The distributor in many cases actually offers some really nice insights and helps you make the right choice for your financial future this person earns via commissions from the mutual fund. However mutual funds offer higher commissions on the portfolios that arent" [YouTube Link](https://youtube.com/watch?v=W7GH66_Ma6g) 2023-10-30T13:00Z 1.5M followers, 148.6K engagements "Save Tax on Marriage" [YouTube Link](https://youtube.com/watch?v=XXdL2FL4Gjc) 2024-10-20T12:30Z 1.9M followers, 1.2M engagements "Buy Bluechip Companies under Rs [---] #finance #stocks #education #investment 🔸What is Nifty BeES Nifty BeES is a combination of a share and a mutual fund unit trades on the capital market segment of NSE 🔸How to invest in Nifty BeES in India One can invest in Nifty BeES through their trading and demat account. Just like purchasing equity securities (stock) one can buy Nifty BeES. Unit holders can buy and sell anytime during the trading day at the prevailing market prices. Furthermore these transactions attract some brokerage fees similar to that of buying equity securities. 🔸Is Nifty BeES a" [YouTube Link](https://youtube.com/watch?v=XxUSChV-rLo) 2022-10-05T14:15Z 1.9M followers, 512.1K engagements "Yea galti Credit Card se mat karna #cash #finance #education Get IDFC First Credit Card for Free: https://bit.ly/3n5gRGd Drawbacks of Credit Card Cash Advance 🔸Fees and charges: Every time the facility is availed a cash advance fee will be levied which further attracts finance charges which will be charged from the date of transaction till the repayment is paid in full. 🔸Interest rate: Though the interest rate on cash advance is similar to the interest charged on card transactions the interest on cash advances will be charged from the date of transaction till the payment is made in full" [YouTube Link](https://youtube.com/watch?v=YUXa6w1WnXg) 2023-04-27T12:30Z 1.9M followers, 436K engagements "Get [--] Crores for Free #tax #finance #education #money The Income Tax department has come up with a new scheme for informants who report the IT department about black money benami properties or tax evasion. According to IT department the person who will give information to the Central Board of Direct Taxes about black money will now get up to Rs [--] crore in reward. 🔸A person will be considered an informant for the purposes of this Scheme only if he has furnished specific information of substantial tax evasion in a written statement in the prescribed form (Annexure A to this Scheme) and based" [YouTube Link](https://youtube.com/watch?v=YjBYW8zB4nU) 2023-03-02T13:00Z 1.9M followers, 4.8M engagements "Earn upto 14% Returns Dont just save lend your money and watch it grow. Earn upto 14% returns with Mobikwik Xtra" [YouTube Link](https://youtube.com/watch?v=ZjElAPhAX1w) 2025-09-01T14:01Z 1.9M followers, 209.9K engagements "Save Money on Education Loan" [YouTube Link](https://youtube.com/watch?v=a8moZWgfu7k) 2024-07-16T12:30Z 1.9M followers, 6.2M engagements "ATM se Cash nhi nikla" [YouTube Link](https://youtube.com/watch?v=a_mkuwh1t4s) 2024-11-04T12:30Z 1.9M followers, 898.3K engagements "I Got Income Tax Notice #tax #law #finance #education 🚨What if TDS does not show in Form 26AS 🔸If tax deducted by the payer is not visible in this tax passbook it would mean that the payer has either not paid the taxes to the central government or after payment the deductor has not filed the TDS statement/TDS return with the income tax department. In both situations credit of TDS is disallowed by the tax department and a notice of tax demand is issued to the taxpayer. But dont worry we have Law to protect us😎 🔸Section [---] of the Income-tax Act prohibits recovery of tax from a taxpayer if" [YouTube Link](https://youtube.com/watch?v=ae4Gh_Z6YqA) 2023-03-31T12:30Z 1.9M followers, 730.5K engagements "Get Rs [-----] from Builders #realestate #building #finance #education 🔸Visit the official website of the RERA authority of your state 🔸Look for the Complaint Registration tab and click on it 🔸Fill in the complaint form with your personal information project details and complaint details 🔸Attach any relevant documents and submit the form 🔸Pay the necessary fees for filing the complaint online 🔸Once the complaint is registered you will receive a complaint registration number. Source: Vakilsearch Nobroker 99acres #realestate #builder #compensation #money #homebuyers #law" [YouTube Link](https://youtube.com/watch?v=amPznBGtizI) 2023-09-23T12:30Z 1.9M followers, 362K engagements "Office Stress Try This 😌 #Ad #AdobePartner" [YouTube Link](https://youtube.com/watch?v=cLji0-TA0pM) 2025-06-20T13:01Z 1.9M followers, 2M engagements "Get upto 9.5% on FD The primary appeal of fixed deposits lies in their safety. When you invest in an FD your principal amount remains protected regardless of market fluctuations. This capital protection provides peace of mind knowing that your hard-earned money is secure. With Airtel Finance you can get upto 9.5% interest on your fixed deposits investment and you can do this digitally. No paperwork involved Also your bank deposits are secured upto rupees [--] lakhs by DICGC (RBI approved) All you need to create an FD is download Airtel Thanks app from app store or play store and check the FD" [YouTube Link](https://youtube.com/watch?v=dtebrFn0ghQ) 2024-11-07T12:30Z 1.9M followers, 1.4M engagements "Truth of Discount on Car Insurance ft @finglory #finance #education #insurance #car Q: What is a No Claim Bonus or NCB ➡No Claim Bonus or NCB is a reward given by an insurance company to an insured for not raising any claim requests during a policy year. The NCB is a discount ranging between 20%-50% and is given to the insured while renewing a policy. The NCB discount is offered on the premium amount during renewal. This discount is transferable and can be transferred even if the policyholder buys a new vehicle. Discounts you get as in NCB:- 🔸After year one of no claim = 20% 🔸After two" [YouTube Link](https://youtube.com/watch?v=eAa-RqIdo7w) 2022-10-03T12:30Z 1.9M followers, 775.8K engagements "Better Return but Safer like FD #rbi #finance #education #money 🔸What are Treasury Bills Treasury bills or T-bills which are money market instruments are short term debt instruments issued by the Government of India and are presently issued in three tenors namely [--] day [---] day and [---] day. You'll get your Investment back once the tenure of your T-bills expire which is [--] [---] [---] days. Although as it directly comes in your demat account you can also sell these off in the secondary market also.0 ➡ How to Invest in T-bills You can either do it with some existing brokers like Zerodha Upstock" [YouTube Link](https://youtube.com/watch?v=euDVAauLOUk) 2022-10-08T12:36Z 1.9M followers, 3.1M engagements "Credit card against FD #finance #creditcard #education #bank [--]. Axis Bank Insta Easy Credit Card:- Minimum FD amount = [-----] Cash withdrawals up to 100% of credit limit from day one(Not recommended cash withdrawal) [--] days free credit Credit limit of 80% of FD amount [--]. ICICI Bank Instant Platinum:- Minimum FD amount = [-----] Zero annual fee if you have a valid FD account Exciting visa offers on wellness hotels and dining 1% fuel surcharge waiver on a transaction of a maximum of [----] at HPCL pumps [--]. Kotak Bank [---] #DreamDifferent Credit Card Online:- Minimum FD amount = [-----] No annual fees" [YouTube Link](https://youtube.com/watch?v=fKok35LcptM) 2022-09-28T12:30Z 1.9M followers, 2.7M engagements "Arbitrary Coherence Bias #psychology #finance #education Arbitrary coherence is a cognitive phenomenon where people let a random number influence how they value or accept the values of subsequent figures or prices. In behavioral economics arbitrary coherence is when an arbitrary randomly chosen number influences the amount purchasers are willing to pay for a product #money #shopping #finance #education" [YouTube Link](https://youtube.com/watch?v=gWJSzpLVzI8) 2023-10-28T13:00Z 1.9M followers, 4.5M engagements "Mutual Fund Simplified Pt 1" [YouTube Link](https://youtube.com/watch?v=gs5LCyRjbdI) 2025-08-23T12:45Z 1.9M followers, 109.8K engagements "Avoid Credit Card Penalty #creditcard #finance #education #money Not making credit card payments on time could have serious implications for credit card holders. Their CIBIL score may go down and moreover they end up paying a late fee along with interest on the due amount. 🔸However there are times when a credit card customer intends to make the payment on time but fails to do so due to a personal emergency or some even just forget the due date. Is there any relief for such credit card customers ➡According to the Master Direction by the Reserve Bank of India (RBI) credit card issuers can" [YouTube Link](https://youtube.com/watch?v=hUC7mUz7kFM) 2023-02-08T12:30Z 1.9M followers, 2.1M engagements "Discount on New Car" [YouTube Link](https://youtube.com/watch?v=hszbSm5qaEo) 2024-11-17T12:30Z 1.9M followers, 2.6M engagements "Bank Paid me Rs [-----] as Penalty #banks #money #finance #education In new credit card rules RBI has made it mandatory for the issuer that any request for closure of a credit card should have to be honoured within seven working days. 🔸Failing to do that the issuer will have to pay the penalty of [---] per day of delay to the customer till the closure of the account provided there is no outstanding in the account. Source:- livemint RBI . . . . . . . . . . #bank #rbi #rules #personalfinance #financialeducation #tejasjoshi #money" [YouTube Link](https://youtube.com/watch?v=iBGzBv4OjxU) 2022-11-15T13:10Z 1.9M followers, 9.1M engagements "Harley Davidson gift mai chayea Once you buy a term policy the premium amount is locked for lifetime i.e. it remains the same throughout the policy tenure. Hence buying it early means saving a big amount of money over a period of time. For example for a term life insurance cover of Rs [--] crore till [--] a 25-year-old needs to pay an yearly premium of Rs [----]. That is he/she has to shell out Rs [--] lakh in the next [--] years. Meanwhile for the same policy a 35-year-old pays Rs [-----] per year i.e. Rs [--] lakh over the years in total Please add this hash tags like #insurance #terminsurance" [YouTube Link](https://youtube.com/watch?v=iFPah-FYVg4) 2024-09-15T12:45Z 1.9M followers, 622.1K engagements "Beware from this Call Forward Scam #scam #money #finance #education" [YouTube Link](https://youtube.com/watch?v=k54LkoK90zM) 2024-01-04T13:00Z 1.5M followers, 213.2K engagements "Do this while switching Jobs #jobs #taxes #finance #education While switching jobs people sometimes forget to transfer their PF accounts. They leave it as it is and open a new account with the new employer. This results in creation of multiple accounts for the same person. 🔸This is a mistake which a lot of salaried employees do when they change jobs. But what most people dont know is that if they do this the money in their account with the previous employer may get taxable. ➡This is because the law says that this amount will be exempt from tax only if the employee has spent [--] years of" [YouTube Link](https://youtube.com/watch?v=kc5PBNnza6c) 2023-01-16T13:16Z 1.8M followers, 3.3M engagements "This State GDP is Skyrocketing" [YouTube Link](https://youtube.com/watch?v=kd3UHqeHdwc) 2025-03-17T13:01Z 1.9M followers, 17.7K engagements "iPhone vs Android SCAM" [YouTube Link](https://youtube.com/watch?v=lAveva53-6c) 2024-11-28T12:30Z 1.9M followers, 197.2K engagements "Why Rich use Credit Card over Debit Card #education #finance #creditcard 🔸See the thing is Credit Cards are not bad. Its like saying knife is bad. Of course if youll use the knife from the wrong end you will get hurt but dont you agree that knife makes our life really efficient and easy. Same goes for Internet or anything in this world. If you know how to use things wisely credit cards were never a bad thing. 🔸All you need to do is make it works in favour of yourself and not against yourself. ➡Ive been using @cred_club for more than [---] years now and trust me this really makes your CC" [YouTube Link](https://youtube.com/watch?v=mSHAqS6eUyA) 2023-01-31T12:30Z 1.9M followers, 383.8K engagements "Save Money on Car Insurance" [YouTube Link](https://youtube.com/watch?v=mSdvYBa1WjI) 2025-04-10T12:30Z 1.9M followers, 361K engagements "Save Tax with Courses #education #course #employment #finance Research allowance - Any allowance granted to meet the expenditure on academic research and other professional pursuits is exempt from tax under section 10(14). 🔸 For Eg:- Mr. Kapoor is working in Essem Educational Academy. The company is paying him Rs. [---] per month as research allowance to meet the expenditure on academic research. In the month of April he had actually incurred no expenditure on academic research. In this case the amount of exemption will be Nil being lower of amount of allowance or the amount spent for the" [YouTube Link](https://youtube.com/watch?v=phS42VnQcMY) 2022-12-06T13:30Z 1.9M followers, 3.5M engagements "#Ad Fraud Link Scam #Ad 🛡 Worried about clicking on fraud links by mistake Airtels new Safe Network Initiative has your back Heres how it works: Uses AI to detect and block malicious websites in real-time. 🚫 Stops dangerous links before they load even hidden ones. Protects you from phishing scams and online frauds. Works automatically no app no extra setup #Airtel #AirtelTheSafeNetwork" [YouTube Link](https://youtube.com/watch?v=po3v2pqrCBk) 2025-06-02T13:01Z 1.9M followers, 209.8K engagements "Remember this Bank locker rule #bank #finance #education #money Here is what point [---] of RBI notification says It is the responsibility of banks to take all steps for the safety and security of the premises in which the safe deposit vaults are housed. It has the responsibility to ensure that incidents like fire theft/ burglary/ robbery dacoity building collapse do not occur in the banks premises due to its own shortcomings negligence and by any act of omission/commission. As banks cannot claim that they bear no liability towards their customers for loss of contents of the locker in instances" [YouTube Link](https://youtube.com/watch?v=qNVg1Fcoets) 2022-09-30T12:30Z 1.9M followers, 11.2M engagements "Save extra with Credit Cards #shopping #savemoney #finance #education Pay your Credit Card Bill only on the MobiKwik app. Download MobiKwik now: https://w6em.app.link/TejasCB MobiKwik offers 1%* cashback on every full credit card bill payment. How can Credit Card Bill Payment via MobiKwik helps to save extra ☑ Lightning fast settlement to avoid late payment fee/penalty ☑ Spend Analytics (Monitor & optimize your expenses) ☑ 1%* Cashback ☑ Regular bill reminders (Never miss the due date) #creditcard #finance #education" [YouTube Link](https://youtube.com/watch?v=rSZUq1uHumE) 2023-04-26T13:00Z 1.9M followers, 180K engagements "Get Personal Loan at Cheaper Rate #bank #finance #loan #education A top-up loan is a loan given by the bank over and above your home loan/personal loan. Just like you top-up your mobile balance if you are running low on balance similarly banks give top-up loans over your current balance. The interest rates of the top-up loans are available at the same rates as home loan rates/personal loan rates. Some banks keep the top-up loan rates a few points higher as compared to the original loan rate. 🔸Now how it can be considered as cheaper option See the Interest Rate on Home Loan are less than" [YouTube Link](https://youtube.com/watch?v=s94xhOIIKHo) 2022-11-09T13:10Z 1.9M followers, 1.1M engagements "Latest Petrol Pump Scam" [YouTube Link](https://youtube.com/watch?v=sS4INwxi7WY) 2025-06-23T12:45Z 1.9M followers, 19.6K engagements "UPI Secret Hack UPI Circle is the smart way to empower your family friends or team without losing control over your money. ✅ Add trusted members ✅ Set spending limits ✅ Approve transactions easily Manage payments securely with full or partial delegationbecause trust works best with control. LIB: https://bhimap.onelink.me/N14i/Tejas" [YouTube Link](https://youtube.com/watch?v=sgDf6h4mVko) 2025-09-08T12:45Z 1.9M followers, 40.3K engagements "Get Discount on Car Insurance" [YouTube Link](https://youtube.com/watch?v=tKKQBS5BB2Q) 2025-02-06T12:31Z 1.9M followers, 1.1M engagements "Petrol ki Chori" [YouTube Link](https://youtube.com/watch?v=uCZ_b7vLO4U) 2024-05-17T12:30Z 1.9M followers, 6M engagements "Home Loan Scam" [YouTube Link](https://youtube.com/watch?v=v5t94goDq1A) 2025-02-27T12:31Z 1.9M followers, 199.5K engagements "Income Tax Raid #cash #finance #education #tax 🌟If an individual engages in high-value cash transactions theres an excellent chance that they will receive an alert from the Income Tax Department. The high-value transaction should always report to the Income Tax Department if the amount exceeds a specific threshold. The department collaborates with various government agencies to gather the financial information of taxpayers who engage in high-value transactions but are not reported when filing the ITR. 🔸Payments for Credit Card Bills The payment of a sum of 1lakh or more than that in cash to" [YouTube Link](https://youtube.com/watch?v=vb-1oA8IYkk) 2023-05-28T13:00Z 1.9M followers, 554.6K engagements "Health Insurance Scam😡 #education #finance #insurance #health Youre about to buy health insurance🏥. The agent pitches a policy with a cover totaling [--] Lakhs for a bargain price of just [----] a year. But then he sweetens the pot even further. He promises to cut down the premium by 25% (roughly 1800/year) if only you agree to a 20% co-payment clause. You think thats amazing and you sign off on the agreement. Wow you just saved [----]. 🔸9 months later you suffer an accident♿ Youre hospitalized and you need extensive care. Thankfully you make a full recovery and the bill adds up to [--] Lakh. No" [YouTube Link](https://youtube.com/watch?v=veE8d4Y6h_0) 2022-09-20T14:42Z 1.9M followers, 5.3M engagements "Fixed Income for Lifetime ft. @anushkarathod98 #income #finance #education #money Pay Rs [--] lakhs for [--] years and start getting Rs [--] lakhs per year for next [--] years Got tempted by this They are termed Guaranteed Income Plans which mix traditional insurance with savings or investment plans. But one thing is always missed when marketing it i.e. GST GST is charged on all the premiums that you pay Which in turn increases your expenses and is not considered while calculating returns At the same time the insurance coverage is not enough to cover your needs or protect you from inflation. Not all" [YouTube Link](https://youtube.com/watch?v=wG_2U4xYbvw) 2023-06-07T13:30Z 1.9M followers, 432.3K engagements "Fake Challan Scam 🌟According to police they claim to be traffic police personnel and send links to the vehicle owners on their mobile phones for the submission of traffic. - When the person goes for the payment through that link by entering his bank details the fraudsters hack the mobile and withdraw the money from his account. ➡The fraudsters have also added a fake link https://echallanparivahan.in to pay fine of Rs [---] online. While the actual website is https://echallan.parivahan.gov.in. Hunny Arora a resident said While I was travelling from Jalandhar to Ludhiana I received a message" [YouTube Link](https://youtube.com/watch?v=wJ2i4AeuXJo) 2023-08-14T13:07Z 1.5M followers, 118.2K engagements "Kitne Time mai 100% Positive Return There are two main reasons why you shouldn't invest all your money in fixed deposits (FDs): Low returns compared to inflation: FDs offer a fixed interest rate for the entire investment period. This is good for stability but inflation the rise in prices over time can eat away at your returns. If the inflation rate is higher than your FD interest rate you'll actually lose purchasing power in the long run Missed growth opportunities: The stock market has historically offered higher returns than FDs. By not investing any money in equity-based assets (like" [YouTube Link](https://youtube.com/watch?v=wtIllAAFizA) 2024-09-23T12:45Z 1.9M followers, 299.9K engagements "Build Business from Cars #cars #business #finance #education Zoom Car: https://zoomcar-host.onelink.me/5xXf/gogvwthd" [YouTube Link](https://youtube.com/watch?v=wyeB0Ol5pj4) 2024-02-01T13:00Z 1.9M followers, 2.9M engagements "Hidden Offers on your Credit Card #apple #finance #education #creditcard Credit card uses and benefits mainly lie in the specific discounts reward points and cashback offers that can be obtained when making payments. Special credit cards may be linked to exclusive retailers web portals for shopping travel sites etc. Therefore rewards vary accordingly from one card to another So to know about all current active offers in my credit card I personally use CRED as it automatically detects all active offers in my credit card so that I know from where Ill get the best deal. Become a part of CRED" [YouTube Link](https://youtube.com/watch?v=xWVMyAEBy3Q) 2022-10-17T13:31Z 1.9M followers, 5.5M engagements "Loan Fraud se bacho #bank #finance #education If someone steals or hacks into your PAN you might suddenly find loans against your name in your CIBIL. It not only causes a significant financial crisis but also hampers your CIBIL score. 🔸Also Banks sometimes miss reporting the closure of loans to the bureaus. As a result closed loans may still show as active on credit report and may hurt credit score. ➡Hence its better to check your credit report time to time and you can do it for absolutely free with OneScore. A credit score is an important number in our financial life. Monitor your score" [YouTube Link](https://youtube.com/watch?v=xiAMMVi4h2A) 2023-10-21T12:30Z 1.9M followers, 533.6K engagements "Petrol Pump Scam⛽ Pt. [--] #petrol #fuel #finance #education" [YouTube Link](https://youtube.com/watch?v=ywnGW3ICViQ) 2024-01-02T13:00Z 1.9M followers, 2.4M engagements "Income Tax Raid #tax #raid #finance #education 🔸According to Central Board Of Direct Taxes (CBDT) [--] December [----] press release There is no limit on holding of gold jewellery or ornaments by anybody provided it is acquired from explained sources of income including inheritance. 🔸According to the CBDT a married woman may own up to [---] grams of gold jewellery an unmarried woman may own up to [---] gram and a male family member may own up to [---] gram of gold ornaments and jewellery. 🔸CBDT has clarified the prescribed amount of gold that is permitted will not impact the holder. Gold that falls" [YouTube Link](https://youtube.com/watch?v=zU29rlPpLgA) 2023-01-05T13:03Z 1.9M followers, 9.1M engagements "Car Dealer cannot force you for this #car #finance #education #insurance 🔸A TP cover is mandatory in India according to the Motor Vehicles Act [----] and you cannot drive your vehicle out of the dealer showroom without it. However that does not mean you need to buy insurance from the same dealer. A TP policy covers you in case the insured vehicle causes damage to the life or property of a third party. Selling insurance forcefully and that too from a specific company is against the regulatory guidelines. ➡If any automobile dealer is forcing you directly or indirectly to buy a policy from them" [YouTube Link](https://youtube.com/watch?v=zV82oQ1vKvs) 2022-10-27T15:04Z 1.9M followers, 7.2M engagements "Top UPI Credit Card Here's why I super like the Uni GoldX Credit Card. 😮 Unlimited 1% back on all UPI spends no matter if you spend [----] or [--] lakh 🤳🏼 Works with any UPI app just link and start earning 🛒 Up to 5% back on brands like Amazon Flipkart Zomato Swiggy & Myntra via Uni Store ✈ Up to 7% back on flights unlimited rewards 🌍 Zero Forex Fee ✅ All rewards are given in 24K Gold Convert your gold into cash anytime or mint a real gold coin ✅ Lifetime FREE card no joining fee no annual fee Spend daily. Earn in gold. ✨ Apply for GoldX on the Uni app & make every payment rewarding" [YouTube Link](https://youtube.com/watch?v=9wji_CR4AQo) 2026-01-22T11:30Z 1.9M followers, 28.9K engagements "90000 Crore Untold Story Hire Best Talent with Odoo: https://www.odoo.com/r/4FN" [YouTube Link](https://youtube.com/watch?v=z4-mMBHev1k) 2025-11-30T12:31Z 1.9M followers, 17K engagements "Clothes mai GST ka sach" [YouTube Link](https://youtube.com/watch?v=pLM2rEKqQYI) 2025-11-09T12:31Z 1.9M followers, 59.5K engagements "Get Discount on Flights" [YouTube Link](https://youtube.com/watch?v=7MU3wg-QP40) 2025-11-07T12:30Z 1.9M followers, 105.5K engagements "Every UPI Scan Real Cashback with Kiwi 💳✨ Mom wants new furniture dads eyeing a new car and my brother A gaming setup. 💸 Good thing I found a smarter way to pay for it all Credit Card issued on Kiwi. 💸 Real Cashback directly to your bank 🚫 No joining or annual fees From daily chai to big buys make every payment rewarding. Apply now for Indias best Credit Card for UPI from Kiwi👇 https://apply.gokiwi.in/landing/utm_source=infing&utm_medium=web&utm_campaign=tejas" [YouTube Link](https://youtube.com/watch?v=gtI5NaICaBU) 2025-11-05T12:45Z 1.9M followers, 1.1M engagements "India's 1st AI Airport" [YouTube Link](https://youtube.com/watch?v=4XHXY62pFqw) 2025-10-17T12:45Z 1.9M followers, 45.9K engagements "UPI Secret Hack UPI Circle is the smart way to empower your family friends or team without losing control over your money. ✅ Add trusted members ✅ Set spending limits ✅ Approve transactions easily Manage payments securely with full or partial delegationbecause trust works best with control. LIB: https://bhimap.onelink.me/N14i/Tejas" [YouTube Link](https://youtube.com/watch?v=sgDf6h4mVko) 2025-09-08T12:45Z 1.9M followers, 40.3K engagements "Earn upto 14% Returns Dont just save lend your money and watch it grow. Earn upto 14% returns with Mobikwik Xtra" [YouTube Link](https://youtube.com/watch?v=ZjElAPhAX1w) 2025-09-01T14:01Z 1.9M followers, 209.9K engagements "Mutual Fund Simplified Pt 1" [YouTube Link](https://youtube.com/watch?v=gs5LCyRjbdI) 2025-08-23T12:45Z 1.9M followers, 109.8K engagements "Vote Chori or Propaganda" [YouTube Link](https://youtube.com/watch?v=FBX2f_oxbT0) 2025-08-17T13:00Z 1.9M followers, 24.6K engagements "Youll spend [----] on coffee but skip this Health insurance doesnt need to be expensive. 27/day* gets you 4x coverage with HDFC ERGO's Optima Secure. Less than your coffee habit. 🔗 Check out HDFC ERGO's Optima Secure Health Insurance: www.hdfcergo.com(http://www.hdfcergo.com) #SmartChoices #MoneyWellSpent #HealthInsurance #HDFCERGO *T&CApply" [YouTube Link](https://youtube.com/watch?v=R-gfV3lz6Vk) 2025-08-14T13:00Z 1.9M followers, 36.5K engagements "Do Not Buy Car Insurance" [YouTube Link](https://youtube.com/watch?v=13vAe7M6SDQ) 2025-08-03T12:30Z 1.9M followers, 107.4K engagements "Office Stress Try This 😌 #Ad #AdobePartner" [YouTube Link](https://youtube.com/watch?v=cLji0-TA0pM) 2025-06-20T13:01Z 1.9M followers, 2M engagements "Business Expand Aise Kro" [YouTube Link](https://youtube.com/watch?v=7S-x9i24iTQ) 2025-06-04T13:00Z 1.9M followers, 65.7K engagements "#Ad Fraud Link Scam #Ad 🛡 Worried about clicking on fraud links by mistake Airtels new Safe Network Initiative has your back Heres how it works: Uses AI to detect and block malicious websites in real-time. 🚫 Stops dangerous links before they load even hidden ones. Protects you from phishing scams and online frauds. Works automatically no app no extra setup #Airtel #AirtelTheSafeNetwork" [YouTube Link](https://youtube.com/watch?v=po3v2pqrCBk) 2025-06-02T13:01Z 1.9M followers, 209.8K engagements "Toll Tax Nahi Dena IG: https://www.instagram.com/tejasjosh.i/" [YouTube Link](https://youtube.com/watch?v=Zr_B-o2t-JU) 2025-05-30T12:30Z 1.9M followers, 89.8K engagements "True Balance Loan Nahi Lifeline Hai 💸 Need a loan urgently Here's how I got help with just a few taps using the True Balance app ✅ No paperwork ✅ 100% digital process ✅ Fast approval & transfer ✅ Trusted by millions Whether its for an emergency or just to manage your month-end crunch True Balance can be a game changer. 📲Download the app now and experience it yourself: https://app.tbal.io/bMoN/hm9bgcsp Disclaimer: The views expressed are solely those of @tejasjosh.i and do not reflect the brands position or endorsement. T&C apply Loans are provided by RBI-registered NBFCs #TrueBalance" [YouTube Link](https://youtube.com/watch?v=LqSCRgBvbnI) 2025-05-27T12:45Z 1.9M followers, 41.7K engagements "3 Star AC vs [--] Star AC🤔" [YouTube Link](https://youtube.com/watch?v=oQxVSJhk4vg) 2025-05-12T12:45Z 1.9M followers, 4.9M engagements "Latest Petrol Pump Scam" [YouTube Link](https://youtube.com/watch?v=ZhfMO5re_28) 2025-05-05T12:45Z 1.9M followers, 1.6M engagements "Build Website for FREE" [YouTube Link](https://youtube.com/watch?v=DB70exS--28) 2025-04-23T12:30Z 1.9M followers, 34.6K engagements "Save Money on Car Insurance" [YouTube Link](https://youtube.com/watch?v=mSdvYBa1WjI) 2025-04-10T12:30Z 1.9M followers, 361K engagements "India's Biggest Startup Event #StartupMahakumbh #BharatInnovates @startupmahakumbh" [YouTube Link](https://youtube.com/watch?v=rNCoJOn9LCE) 2025-04-05T09:03Z 1.9M followers, 48.2K engagements "Pay without Internet" [YouTube Link](https://youtube.com/watch?v=NGrdL4qzVRw) 2025-03-20T12:30Z 1.9M followers, 159K engagements "Home Loan Scam" [YouTube Link](https://youtube.com/watch?v=v5t94goDq1A) 2025-02-27T12:31Z 1.9M followers, 199.5K engagements "80% Discount on Car Insurance" [YouTube Link](https://youtube.com/watch?v=3FrAyQLb7wc) 2025-02-24T12:30Z 1.9M followers, 1.9M engagements "Get Discount on Car Insurance" [YouTube Link](https://youtube.com/watch?v=tKKQBS5BB2Q) 2025-02-06T12:31Z 1.9M followers, 1.1M engagements "I have a Complaint" [YouTube Link](https://youtube.com/watch?v=VCYV9FbeoGI) 2025-01-18T12:30Z 1.9M followers, 89.8K engagements "ATM se Cash Nahi nikla" [YouTube Link](https://youtube.com/watch?v=ScaNeTGM7lw) 2025-01-12T13:00Z 1.9M followers, 209.5K engagements "Buy Car on loan only" [YouTube Link](https://youtube.com/watch?v=3CwR0_7AI1M) 2025-01-07T12:30Z 1.9M followers, 6.5M engagements "Double your Money" [YouTube Link](https://youtube.com/watch?v=vIjq8DVEg18) 2024-12-27T12:30Z 1.9M followers, 250.7K engagements "Baggage Lost at Airport" [YouTube Link](https://youtube.com/watch?v=DzUusWlz9rM) 2024-12-25T12:30Z 1.9M followers, 651.1K engagements "Old Car ka Benefit" [YouTube Link](https://youtube.com/watch?v=N6fZcZxRieY) 2024-12-23T12:30Z 1.9M followers, 5.1M engagements "McDonalds Secret Trick" [YouTube Link](https://youtube.com/watch?v=IobXmo-tN0M) 2024-12-21T13:00Z 1.9M followers, 1.8M engagements "iPhone vs Android SCAM" [YouTube Link](https://youtube.com/watch?v=lAveva53-6c) 2024-11-28T12:30Z 1.9M followers, 197.2K engagements "Top [--] Highest Paying Jobs" [YouTube Link](https://youtube.com/watch?v=oqKfWk_NknQ) 2024-11-23T12:30Z 1.9M followers, 1.1M engagements "Discount on New Car" [YouTube Link](https://youtube.com/watch?v=hszbSm5qaEo) 2024-11-17T12:30Z 1.9M followers, 2.6M engagements "Get upto 9.5% on FD The primary appeal of fixed deposits lies in their safety. When you invest in an FD your principal amount remains protected regardless of market fluctuations. This capital protection provides peace of mind knowing that your hard-earned money is secure. With Airtel Finance you can get upto 9.5% interest on your fixed deposits investment and you can do this digitally. No paperwork involved Also your bank deposits are secured upto rupees [--] lakhs by DICGC (RBI approved) All you need to create an FD is download Airtel Thanks app from app store or play store and check the FD" [YouTube Link](https://youtube.com/watch?v=dtebrFn0ghQ) 2024-11-07T12:30Z 1.9M followers, 1.4M engagements "ATM se Cash nhi nikla" [YouTube Link](https://youtube.com/watch?v=a_mkuwh1t4s) 2024-11-04T12:30Z 1.9M followers, 898.3K engagements "Save Tax on Marriage" [YouTube Link](https://youtube.com/watch?v=XXdL2FL4Gjc) 2024-10-20T12:30Z 1.9M followers, 1.2M engagements "No Tax on Sale of Land" [YouTube Link](https://youtube.com/watch?v=YjPi6TOoRwg) 2024-10-07T12:30Z 1.9M followers, 1.6M engagements "Kitne Time mai 100% Positive Return There are two main reasons why you shouldn't invest all your money in fixed deposits (FDs): Low returns compared to inflation: FDs offer a fixed interest rate for the entire investment period. This is good for stability but inflation the rise in prices over time can eat away at your returns. If the inflation rate is higher than your FD interest rate you'll actually lose purchasing power in the long run Missed growth opportunities: The stock market has historically offered higher returns than FDs. By not investing any money in equity-based assets (like" [YouTube Link](https://youtube.com/watch?v=wtIllAAFizA) 2024-09-23T12:45Z 1.9M followers, 299.9K engagements "Harley Davidson gift mai chayea Once you buy a term policy the premium amount is locked for lifetime i.e. it remains the same throughout the policy tenure. Hence buying it early means saving a big amount of money over a period of time. For example for a term life insurance cover of Rs [--] crore till [--] a 25-year-old needs to pay an yearly premium of Rs [----]. That is he/she has to shell out Rs [--] lakh in the next [--] years. Meanwhile for the same policy a 35-year-old pays Rs [-----] per year i.e. Rs [--] lakh over the years in total Please add this hash tags like #insurance #terminsurance" [YouTube Link](https://youtube.com/watch?v=iFPah-FYVg4) 2024-09-15T12:45Z 1.9M followers, 622.1K engagements "Manage money like a Pro with CRED Money #ad Managing money is a tedious task not gonna lie. Tracking every single spend recording it in a excel sheet managing budget - this all takes lots of time. But is there a way where you can record every spend automatically Like someone does your accounting automatically. CRED money is a feature that enables you to track analyze and reflect on your financial behavior so you can align it with what truly matters to you. View all your bank account transactions with a single view Monitor your cash flow Never miss the due date be it a loan bills or SIP To get" [YouTube Link](https://youtube.com/watch?v=phwxDdzgveo) 2024-07-27T12:30Z 1.9M followers, 433.3K engagements "Save Money on Education Loan" [YouTube Link](https://youtube.com/watch?v=a8moZWgfu7k) 2024-07-16T12:30Z 1.9M followers, 6.2M engagements "Save Money on Wedding" [YouTube Link](https://youtube.com/watch?v=kKgaorXRISw) 2024-07-09T12:30Z 1.9M followers, 906.8K engagements "Car Key got Lost" [YouTube Link](https://youtube.com/watch?v=OscGI7SVWho) 2024-06-13T12:30Z 1.9M followers, 11M engagements "Petrol ki Chori" [YouTube Link](https://youtube.com/watch?v=uCZ_b7vLO4U) 2024-05-17T12:30Z 1.9M followers, 6M engagements "Car chori ho gyi" [YouTube Link](https://youtube.com/watch?v=QAwOkBLPkyU) 2024-05-12T12:30Z 1.9M followers, 10.7M engagements "No Penalty on minimum a/c balance" [YouTube Link](https://youtube.com/watch?v=HlDeqxc8b1s) 2024-05-08T12:30Z 1.9M followers, 2.5M engagements "Save Yourself If you didn't file ITR on time #tax #itr #finance #education" [YouTube Link](https://youtube.com/watch?v=r0rIhXTOoEg) 2024-04-02T12:30Z 1.9M followers, 1.3M engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@tejasjosh Tejas Joshi Finance
Tejas Joshi Finance posts on YouTube about finance, money, education, insurance the most. They currently have [---------] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Engagements: [---] #
- [--] Week [-----] -34%
- [--] Month [-------] -8.10%
- [--] Months [---------] -47%
- [--] Year [----------] -75%
Mentions: [--] #
- [--] Month [--] -36%
- [--] Months [--] -25%
- [--] Year [--] +54%
Followers: [---------] #
- [--] Week [---------] no change
- [--] Month [---------] -0.53%
- [--] Months [---------] -1.60%
- [--] Year [---------] -2.60%
CreatorRank: [---------] #
Social Influence
Social category influence finance travel destinations countries fashion brands products social networks
Social topic influence finance #2221, money, education, insurance, car insurance, save, discount, bank, pay, loan #60
Top accounts mentioned or mentioned by @tejasjoshi @lordmoneyengar @anushkarathod98 @csujjawalpahwa @wemakescholars @thehimanichaudhary @finglory @credclub @shreyaakapoor @hapooob @startupmahakumbh @market
Top Social Posts
Top posts by engagements in the last [--] hours
"Claim your Gratuity Amount #finance #money #education #job What is Gratuity It is an amount that is paid by an employer to his/her employee in return of the services given by him/her to the company. However the benefit of gratuity is offered to those employees who have been associated with the company for a minimum of five years. In this way gratuity can be perceived as a gesture of gratitude by a company towards its employees against the services. 🔸The formula to Calculate Gratuity The amount of gratuity also depends upon the years for which an individual has served a company and his/her"
YouTube Link 2022-09-29T12:30Z 1.9M followers, 4.3M engagements
"16% Interest on Loan is better than 12% #loan #money #finance #education Lenders calculate loan interest in two ways: flat interest rate and reducing interest rate. Both methods of calculation result in a different interest amount payable by you the borrower. 🔸 Flat Interest Rate: As the title suggests a flat interest rate is one that is computed on the whole amount of the loan during its duration without taking into account the fact that monthly EMIs slowly reduce the principal amount. As a result the Effective Interest Rate is significantly greater than the initial nominal Flat Rate. ➡For"
YouTube Link 2022-12-21T13:00Z 1.9M followers, 7.4M engagements
"Save Money with Education Loan #loan #banks #finance #education ➡Repayment Holiday 🔸 A moratorium period aka Loan Repayment Holiday in education loan is defined as the time where the borrower is not required to repay the loan. Usually in personal loans repayment for a loan starts soon after a borrower takes it but in the education loan moratorium period lenders allow students to start their repayment once they finish their course and start earning. The moratorium period is usually the course duration plus [--] months or [--] year where the lender allows a student to take adequate time to sort out"
YouTube Link 2022-12-11T14:27Z 1.9M followers, 7.9M engagements
"Buying Gold Jewellery from Dubai #gold #dubai #finance #education Have you always believed that gold is cheaper in Dubai Well if you were to go merely by the sticker price of the yellow metal you might be right. But theres a lot more to it. Enough to make you think twice about buying gold in the emirate and bringing it back to India. 🔸 Hefty Labour Cost: The making charges in India would be about 7% of the overall jewellery cost(because of cheap labour) But in Dubai these charges can go up to 25% 🔸Currency Conversion Charges: For those travelling to Dubai as tourists and picking up gold"
YouTube Link 2023-01-02T13:00Z 1.9M followers, 3.7M engagements
"Do Not Buy Car Insurance"
YouTube Link 2025-08-03T12:30Z 1.9M followers, 107.4K engagements
"India's 1st AI Airport"
YouTube Link 2025-10-17T12:45Z 1.9M followers, 45.9K engagements
"Cash above [--] Lakhs is illegal ft. @cs.ujjawalpahwa #cash #finance #education Tejas aur uske dost ko pakdna mushkil hi nahi namumkin hai 🕶 As per Section 269ST - Mode of undertaking transactions.No person shall receive an amount of two lakh rupees or more by cash. (a) in aggregate from a person in a day or (b) in respect of a single transaction ❌ However it can be received by cheque debit/credit card net banking UPI RTGS etc. ✅ ➡ What if you receive cash of more than [--] lakh Take note that the restriction is only on the person receiving money and not on the person paying money. As per Section"
YouTube Link 2023-04-10T13:30Z 1.9M followers, 3.6M engagements
"Get Discount on Flights"
YouTube Link 2025-11-07T12:30Z 1.9M followers, 105.5K engagements
"Top UPI Credit Card Here's why I super like the Uni GoldX Credit Card. 😮 Unlimited 1% back on all UPI spends no matter if you spend [----] or [--] lakh 🤳🏼 Works with any UPI app just link and start earning 🛒 Up to 5% back on brands like Amazon Flipkart Zomato Swiggy & Myntra via Uni Store ✈ Up to 7% back on flights unlimited rewards 🌍 Zero Forex Fee ✅ All rewards are given in 24K Gold Convert your gold into cash anytime or mint a real gold coin ✅ Lifetime FREE card no joining fee no annual fee Spend daily. Earn in gold. ✨ Apply for GoldX on the Uni app & make every payment rewarding"
YouTube Link 2026-01-22T11:30Z 1.9M followers, 28.9K engagements
"Banks cannot Charge for this #banks #finance #education #money Banks are allowed to charge up to [--] yrs of rent + charges of breaking the locker from customers. So they may ask you to create an FD but this has to be of a small amount not any exorbitant fees like what happens on ground level. This is just to make sure that banks are protected for a situation where the locker holder does not pay rent on time or is unreachable for some years. So if locker rent is Rs [----] the FD they can ask you shall be for Rs [-----] + some more charges like Rs 500-1000. So in total it shall surely not cross 4"
YouTube Link 2022-11-24T13:05Z 1.9M followers, 8.1M engagements
"Upto 35% Subsidy on Business loan #government #education #finance #bank 🌟Under PMEGP initiated by Govt. of India with the help of Banks offers funding assistance to set up new enterprises. The Government has come up with a few changes to the existing scheme by increasing the maximum project cost from the existing Rs Rs [--] lakh to Rs [--] lakh for service units and Rs. [--] lakhs to Rs [--] lakhs for manufacturing units. ➡Under this scheme the business owners need to invest only 5%-10% of the project cost while the Government provides a subsidy of 15%-35% of the project based on different criteria."
YouTube Link 2023-08-17T12:30Z 1.9M followers, 1.9M engagements
"Loan against Mutual Fund #loan #money #finance #education Individual investors NRIs firms HUFs trusts companies and any entities can avail loan against mutual fund investments. Minors are not eligible. Quantum of loan tenure and interest rate are determined by the bank/fi nancing institution on the basis of various factors as well as the credit score of the applicant. 🔸 How much loan can be availed In case of equity MFs loan can be availed up to 50% of the net asset value. In case of fixed income mutual funds one can avail loan to the tune of 7080% of net asset value. 🔸 Process To avail"
YouTube Link 2023-04-19T12:30Z 1.9M followers, 292.1K engagements
"Vote Chori or Propaganda"
YouTube Link 2025-08-17T13:00Z 1.9M followers, 24.6K engagements
"Smoking can't kill me ft. @lordmoneyengar #insurance #finance #education #savemoney 🚨If you have ever read the brochure of a life insurance product till the end you must have noticed the last section of the brochure always describes Section [--] of the Insurance Act [----]. 🔸What is it why is it one of the most important information for the policyholders or new policy buyers to be aware of. Well According to Section [--] a life insurance company cannot reject an insurers claim after three years ➡Section [--] of the Insurance Act [----] states the conditions when an insurance policy shall not be held"
YouTube Link 2023-05-10T14:00Z 1.9M followers, 768.9K engagements
"Taxes are upto 50% on Cars #tax #car #finance #education **Important Note GST compensation cess is different from Income Tax cess. Income Tax Cess is calculated on the Tax amount whereas GST compensation Cess is calculated on a Transaction Value i.e. Value of a Car (*Taxable Value of Supply to be precise) not on Value of GST amount. This is why effective GST increases this much. Captions: GST is applicable at flat 28% on cars for private use but the compensation cess may differ based on key factors such as:- 🔸Size of the cars engine and 🔸Length of the car. Such specification are in line"
YouTube Link 2022-11-26T13:37Z 1.9M followers, 31.9M engagements
"Car Key got Lost"
YouTube Link 2024-06-13T12:30Z 1.9M followers, 11M engagements
"No Tax on Sale of Land"
YouTube Link 2024-10-07T12:30Z 1.9M followers, 1.6M engagements
"Pay [--] Tax on [---] Lakh Salary #tax #finance #education #law Let us assume the person has a total income of Rs [---] lakh from salary. First there is a standard deduction of Rs [-----] for salaried individuals. This will reduce the taxable income to Rs [--] lakh. 🔸Then come the tax-saving investments under Sec 80C which can reduce taxable income by up to Rs [---] lakh by Investing in ELSS Mutual fund PPF etc. 🔸Another Rs [-----] can be reduced by investing in the NPS under Sec 80CCD(1b). Together these two deductions will reduce the taxable income to Rs [--] lakh. 🔸The home loan deduction will take away"
YouTube Link 2022-10-14T12:58Z 1.9M followers, 4M engagements
"Never do this mistake while buying Insurance #insurance #finance #money #education [--] lakh cover at a premium of just [----] a year. Thats the offer in front of you. Which is way better than the market price and due to joy you just buy it. 🔸 And then one day your worst fears come true. A slipped disk forces you into the operation theatre. You require extensive treatment. The final bill is hefty. [-----] inclusive of all costs. But despite your [--] lakh cover the insurer tells you they can only cover [------]. You are outraged and you press for a clarification. Eventually they tell you your policy"
YouTube Link 2022-12-04T13:30Z 1.9M followers, 3.3M engagements
"FD Laddering Strategy #fd #money #finance #education"
YouTube Link 2024-01-06T13:00Z 1.9M followers, 1.3M engagements
"Every UPI Scan Real Cashback with Kiwi 💳✨ Mom wants new furniture dads eyeing a new car and my brother A gaming setup. 💸 Good thing I found a smarter way to pay for it all Credit Card issued on Kiwi. 💸 Real Cashback directly to your bank 🚫 No joining or annual fees From daily chai to big buys make every payment rewarding. Apply now for Indias best Credit Card for UPI from Kiwi👇 https://apply.gokiwi.in/landing/utm_source=infing&utm_medium=web&utm_campaign=tejas"
YouTube Link 2025-11-05T12:45Z 1.9M followers, 1.1M engagements
"Better option than Personal Loan #loans #banks #finance #education To put it simply in overdraft facility if you have an approved credit limit of [------] and you wish to use only Rs [-----] you withdraw Rs [-----] and pay interest on monthly basis only on the withdrawn amount. ➡Generally the Rate of Interest in OD is 1%-2% higher than Personal loan but will be charged only on the withdrawn amount. So it can become significantly lower if you utilise only the necessary required amount. 🔸An overdraft facility in bank accounts is like a pre-approved loan. The bank ascertains a specific limit up to"
YouTube Link 2022-11-30T13:30Z 1.9M followers, 4.8M engagements
"Peer [--] Peer lending #money #finance #education 🔸P2P lending works as the much-needed mechanism through which people who want to give loans connect with those who require money. The borrowers pay interest and the investors/lenders earn interest. Since the transaction directly takes place between the two parties through a website or application it eliminates the need for financial institutions like banks to act as the middleman. ➡P2P lending is done through a website that connects borrowers and lenders directly. Those who want to lend money open an account with a P2P platform as a lender. And"
YouTube Link 2023-04-16T13:00Z 1.9M followers, 1.1M engagements
"3 Star AC vs [--] Star AC🤔"
YouTube Link 2025-05-12T12:45Z 1.9M followers, 4.9M engagements
"Top [--] Highest Paying Jobs"
YouTube Link 2024-11-23T12:30Z 1.9M followers, 1.1M engagements
"Clothes mai GST ka sach"
YouTube Link 2025-11-09T12:31Z 1.9M followers, 59.5K engagements
"Joint Home Loans are Cheaper #loans #finance #education #money When you jointly apply for a Home Loan both the applicants individually become eligible for tax exemption. The collective tax deduction is always higher in joint Home Loans. Under section 80C of the Income Tax Act both the applicants (also co-owners) are eligible to avail tax deduction up to Rs. [--] Lakh on the principal amount paid. Under section [--] of the Income Tax Act for a self-occupied property the co-applicants can get an exemption of up to Rs [--] lakhs for both the co-applicants. If you have rented out the property then you"
YouTube Link 2022-09-25T12:30Z 1.9M followers, 2.5M engagements
"Petrol Pump Scam⛽ #finance #petrol #education 🔸So you ask for petrol for [---] the attendant asks you to check the meter at ZERO and then stats filling the petrol and stops at [---]. When you ask him why he stopped at [---] he tells you that he heard [---] only. Then he says that no issues he will reset and fill another [---] (will give some crap technical reason why he cant continue from that same point). At this point someone from his team distracts you while the attendant starts filling from [---] onwards itself when you think that he had reset the meter back to ZERO. Then he goes till [---] and"
YouTube Link 2022-09-16T18:01Z 1.9M followers, 62.8M engagements
"India vs USA - Purchasing Power Parity #education #college #finance #abroad Purchasing power parity (PPP) is an economic theory of exchange rate determination. It states that the price levels between two countries should be equal. 🔸For example if the price of a Coca Cola in the US was 1$ and it was [--] in the India then the INR/USD exchange rate should be [--] i.e real value of 1$ = [--] according to the PPP theory. - However if you were then to look at the market exchange rate of the INR/USD pair it is actually closer to 1$ = [--]. The discrepancy occurs because the purchasing power of these"
YouTube Link 2023-02-11T13:30Z 1.9M followers, 6.5M engagements
"Buy Car on loan only"
YouTube Link 2025-01-07T12:30Z 1.9M followers, 6.5M engagements
"Prepayment Penalty on Loans #finance #bank #education 🔸As the name suggests pre-payment is a facility offered by some banks to help a borrower repay their loan before their actual repayment tenure as per the loan documents. The pre-payment can be done in parts or in full. ➡RBI Guideline:- [--]. In terms of which banks are not permitted to charge foreclosure charges / pre-payment penalties on home loans / all floating rate term loans sanctioned to individual borrowers. [--]. In this connection it is clarified that banks shall not charge foreclosure charges/ pre-payment penalties on any floating"
YouTube Link 2022-08-18T08:22Z 1.9M followers, 8M engagements
"Company didn't pay my Salary #job #company #education #finance Below are the remedies available for the non-payment of salary by the employer: [--]. Sending legal notice: Provide details about the Employment Contract and bank statement as proof to the lawyer. Mention the consequences for non-payment of salary and issue the notice to the employer. Many times the companies clear the due immediately to avoid the litigation process. [--]. Labor commissioner: If the employee is having an issue with the non-payment of salary then he or she can approach the Labour Commissioner. They will provide the"
YouTube Link 2022-11-21T13:14Z 1.9M followers, 4.9M engagements
"Get Discount at Taj Hotel #travel #finance #education #money Apart from dividends it feels truly great to see such amazing shareholders offers from IHCL. Its definitely a blessing for those who prefer Taj properties for travel. The coupons can be apply throughout any properties owned my IHCL in India. The exact coupon mentioned here is currently valid upto 31st July [----]. One Thing to Note here You can only apply the discount code through online pre-booking. That been said this is not a buying recommendation for IHCL please do your own proper due diligence before Investing in any shares. . ."
YouTube Link 2022-10-25T13:00Z 1.9M followers, 6.6M engagements
"Cashless Claim Settlement #car #insurance #finance #education ➡Cashless car insurance is a way of raising claim after an accident or mishap occurs where the insured doesnt pay for the damages and instead the insurer directly settles the bills with the workshop. A cashless claims process provides you with instant assistance from the insurer in terms of payments for the damages after an unforeseen incident takes place. This saves the insured from the trouble of paying the expenses first and then filing for the claim via the reimbursement process. Remember that the cashless claims can be made"
YouTube Link 2023-07-23T12:30Z 1.9M followers, 3.7M engagements
"Employment Bond #education #finance #job 🔸Article [--] of Indian Constitution talks of fundamental rights as per the Article [--] the Constitution the write to work is a fundamental right and under no circumstance does the Fundamental rights under Article [--] be waived by any person nor can any person be forced to do something that amounting to the violation of the rights mentioned under Article [--]. Also Section [--] of the Indian Contract Act [----] (the "Act") is relevant in this context. This Section reads as under: "27. Every agreement by which anyone is restrained from exercising a lawful"
YouTube Link 2022-09-17T13:23Z 1.9M followers, 33.1M engagements
"Interest Free Education Loan #loan #finance #education 🔸Central Sector Interest Subsidy Scheme (CSIS) provides full interest subsidy during the moratorium period (i.e Course period + [--] Year) on modern education loans without any collateral security and third-party guarantee for pursuing technical/professional courses in India. ➡To get Eligible for this scheme:- - Students having parental income up to Rs. [---] lakhs per annum. - Students enrolled in professional/ technical courses only from NAAC accredited institutions or professional/ technical programmes accredited by NBA or Institutions of"
YouTube Link 2023-02-16T12:30Z 1.9M followers, 2.1M engagements
"Petrol Pump Scam⛽Pt.2 #finance #petrol #education A common question that a lot of people ask is if the quality of petrol is bad if the density is lower than [---] kg/m3. Generally the government has set the standard range of density within which petrol must feature on every petrol pump. For petrol this range is 730-770 kg/m3. For diesel this number ranges from 820-860 kg/m3. The quality of fuel within these ranges is considered ideal that will impact the fuel economy and performance of your car positively. #fuel #fuelstation #fraud #petrol #financialeducation"
YouTube Link 2023-09-16T13:00Z 1.9M followers, 12M engagements
"Challan Nahi Katega #traffic #law #finance #education 🔸 According to the traffic rules if you do not have your driving license vehicle registration certificate (RC) insurance pollution certificate and permit while driving a vehicle on the road your challan can be deducted. But Rule [---] of the Central Motor Vehicle Act provides that the driver will be given [--] days time to present the documents. The traffic police cannot cut his challan immediately. 🔸 This means that if the driver claims to show these documents within [--] days then the traffic police or RTO officials will not deduct the"
YouTube Link 2022-12-23T11:00Z 1.9M followers, 25.7M engagements
"Cash Withdrawal From Credit Card😱 #finshorts"
YouTube Link 2022-05-10T13:16Z 1.9M followers, 3.8M engagements
"Do Not Modify your Car #car #finance #education #insurance It is advisable to inform the insurance company if you are planning to make any changes to your vehicle. They will assess the risk or the impact of the changes and accordingly calculate the new premium. Do not make the changes and then inform the insurer only when the policy is due for renewal. Every change or modification done to your car affects your policy. If you inform the insurance company you may have to pay an additional amount. However if they are not informed the insurance company will view it as a fraud and that may create"
YouTube Link 2023-09-26T12:30Z 1.9M followers, 4.2M engagements
"Car Engine Damaged #car #finance #education #insurance Your regular comprehensive insurance will not cover the repair or replacement of engine or parts such as connecting rods pistons etc. For that you need engine protection add on. 🔸To understand how the Engine Protection (EP) in car insurance here is an example of how the add-on works: Suppose you have left your home closed as you are visiting your native place for a vacation or a function and there is a heavy downpour. Your neighbour calls you to inform you that the rainwater has entered your house and your car has submerged in the"
YouTube Link 2023-03-07T13:00Z 1.9M followers, 7.1M engagements
"Save Yourself If you didn't file ITR on time #tax #itr #finance #education"
YouTube Link 2024-04-02T12:30Z 1.9M followers, 1.3M engagements
"Get Business Loan without Collateral #business #loans #finance #education ➡Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Honble Prime Minister on April [--] [----] for providing loans up to [--] lakh to the non-corporate non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. 🔸These loans are given by Commercial Banks RRBs Small Finance Banks MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.udyamimitra.in There are three types of mudra loan schemes namely Tarun"
YouTube Link 2023-01-09T13:00Z 1.9M followers, 4.4M engagements
"Scams that happen Everyday #tax #finance #education ou visit to a restaurant and order food of [----] 🔸Then at the time of paying the bill youve noticed that your bill includes one extra food item of [----] which was subsequently manually striked off with a pen. You after seeing that got satisfied that it was a mistake and has been corrected by the restaurant and the additional money got deducted from the total amount but here is the catch. 🔸You see after adding [----] GST @5% i.e [---] got charged on sub total of [----] and not on [----]. So if additional item was not been added before then GST will"
YouTube Link 2023-01-27T13:00Z 1.9M followers, 14.7M engagements
"Get massive Discount on Insurance #insurance #education #finance #discount 🌟Wellness benefits are accrued or earned by a policyholder who stays fit and healthy during the policy year. The fitness criteria may differ from policy to policy. 🔸The parameter could be walking a certain number of steps enrolling for a gym membership or taking a health assessment. These benefits are a monetary incentive to customers for taking better care of their health. ➡It could be in the form of a discounted premium 100% premium waiver a higher sum assured vouchers or free services at the time of renewal. These"
YouTube Link 2023-08-31T12:30Z 1.9M followers, 273.9K engagements
"Buy Real Estate under Rs [---] ft @thehimanichaudhary #realestate #property #finance #education Alternative of Real Estate Investment ➡REITS - Mutual funds of Real estate where it pools the funds of investors and invests it in income generating Commercial Real Estate like malls offices etc 🔸 You will get [--] types of income: Capital appreciation and rental income. 🔸 Only three Listed REITS are present in India namely - Brookfield India Real Estate Trust - Embassy Office Parks REIT - Mindspace Business Parks REIT - Only [--] rules to remember for REITS [--]. It is mandatory for reits to distribute 90%"
YouTube Link 2023-01-13T13:00Z 1.8M followers, 1.3M engagements
"Starbucks Trick Us #psychology #money #finance #education"
YouTube Link 2024-03-17T13:00Z 1.8M followers, 6.2M engagements
"Get car at discount ft. @lordmoneyengar #car #discount #finance #education 🚨Buying a demo car comes with its fair share of benefits and downsides it is ultimately subjective to what utility you want your vehicle to fulfil for you and at what cost. Here are some of the pros and cons of buying a demo car. 🔸Pros of Buying a Demo Car Getting to be a first owner car at the price of a used car Demo cars are mostly unregistered cars used by the dealerships and once they decide to let them go the next owner becomes the first person in whose name the car is registered. The biggest advantage in this"
YouTube Link 2023-07-30T12:30Z 1.9M followers, 2.1M engagements
"80% Discount on Car Insurance"
YouTube Link 2025-02-24T12:30Z 1.9M followers, 1.9M engagements
"Agricultural Zameen mai Paisa #land #realestate #education #finance 🌟Steps to buy Agricultural Land in India 🔸Research: Conduct thorough research on the land you are interested in including the location soil quality and availability of water. 🔸Legal verification: Ensure that the land has a clear title and that there are no legal disputes or pending litigation related to the land. 🔸Soil testing: Conduct soil testing to determine the quality of the soil and its suitability for farming. 🔸Documentation: Ensure that all documentation related to the purchase of the land is in order and that"
YouTube Link 2023-09-24T04:31Z 1.4M followers, 257.2K engagements
"Never use Credit Card like this #apple #creditcard #finance #education Every time your credit score is checked the same is reported in your credit information report. the inquiries about your credit score are classified into two types - soft inquiry and hard inquiry. the credit inquiry classification depends on who is checking your credit score and why. usually soft inquiries do not lower your credit score but hard inquiries can. What is a soft inquiry a soft credit check commonly called a soft inquiry can occur for a few reasons including: - when you check your own credit score/CIBIL score -"
YouTube Link 2024-02-16T12:30Z 1.7M followers, 2.2M engagements
"Money Debited from Bank Account #finance #money #education #bank Limited Liability of a Customer (a) Zero Liability of a Customer [--]. A customers entitlement to zero liability shall arise where the unauthorised transaction occurs in the following events: Contributory fraud/ negligence/ deficiency on the part of the bank (irrespective of whether or not the transaction is reported by the customer). Third party breach where the deficiency lies neither with the bank nor with the customer but lies elsewhere in the system and the customer notifies the bank within three working days of receiving the"
YouTube Link 2022-09-24T12:30Z 1.9M followers, 4.6M engagements
"Hack to get Discount on Health Insurance #insurance #money #finance #education Ditto Link: https://bit.ly/48gRtiF Advantages of Upgrading to a Multi-Year Health Insurance Plan [--]. Avail Long-term Policy Discounts Buying a multi-year health plan allows you to take advantage of the long-term policy discount. Most insurance companies offer a discount of up to 10% on opting for a policy tenure of [--] years. For example if the premium of your annual health insurance policy is Rs [---] you can reduce it up to Rs [---] per annum by opting for a 2-year policy. Similarly if you opt for a multi-year policy of"
YouTube Link 2023-12-14T12:30Z 1.9M followers, 267.6K engagements
"My Top Finance Apps of [----] #travel #money #finance #education Here are my top favorite finance apps of 2022:- [--]. Splitwise Splitwise is the easiest way to share expenses with friends and family and stop stressing about "who owes who". [--]. CRED CRED is literally one-stop solution for all of my credit cards. Features such as payment reminder hidden charges detection and spend analysis are something which are life saver for me. Also just by paying our bills we get rewards too which is awesome. [--]. Niyo Global Niyo global is one of the best card/app Ive found in [----] if you travel abroad. The app"
YouTube Link 2023-01-10T13:34Z 1.8M followers, 481.8K engagements
"Business Expand Aise Kro"
YouTube Link 2025-06-04T13:00Z 1.9M followers, 65.7K engagements
"Dubai vs India Car Prices😱"
YouTube Link 2025-05-16T12:45Z 1.9M followers, 53.6K engagements
"Anchoring Bias Effect ft. @cs.ujjawalpahwa #marketing #finance #sales #education Anchoring bias is a bias that relies on the first piece of information received when making decisions called the anchor. Once an anchor is set new information is based around the anchor. The first number you see changes your perception of any numbers that come after it. Anchoring bias occurs when people rely too much on pre-existing information or the first information they find when making decisions. 🔺For example if you first see a T-shirt that costs [----] then see a second one that costs [----] youre prone to see"
YouTube Link 2022-12-14T13:30Z 1.9M followers, 656.8K engagements
"Banks can Reject your Loan ft @lordmoneyengar #bank #finance #loan #education The Fixed Obligations to Income Ratio (FOIR) is a metric used by banks and other financial institutions to assess an individual's loan eligibility. FOIR is calculated by considering fixed monthly expenses and by keeping out statutory deductions such as Provident Fund Investment Deductions and Professional Tax. 🔸How is FOIR calculated on a personal loan If an individual's FOIR is [--] per cent it signifies that a maximum of [--] per cent of the individual's monthly earnings is presumed to be their living expenses before"
YouTube Link 2022-10-04T12:30Z 1.9M followers, 4.7M engagements
"Baggage Lost at Airport"
YouTube Link 2024-12-25T12:30Z 1.9M followers, 651.1K engagements
"Earn Money with your Car #car #business #finance #education Zoomcar is Indias largest personal mobility enabled. Through constant innovation the company had established itself as the number one leading player in the self drive rental space. Till [----] the company operated in a [---] percent own inventory model. Now across [----] and [----] it has evolved from that own inventory model (where Zoomcar rented its own fleet) to a marketplace model. In this marketplace model zoomcar still fulfills the core value propositions for its renters (guests). It does this through enabling access to a very large"
YouTube Link 2023-07-28T12:30Z 1.9M followers, 1.3M engagements
"GST over MRP is illegal #restaurant #finance #money #tax WHY CHARGING GST ON MRP ILLEGAL Under the Consumer Goods (Mandatory Printing of Cost of Production and Maximum Retail Price) Act [----] maximum retail price (MRP) means the price above which a retailer cannot charge his consumers. The MRP already factors in all taxes levied on the product. A manufacturer is required to mention in clear and bold print the maximum retail price on all the products. A retailer is prohibited under the law to sell at a price higher than the MRP. In fact the Consumer Affairs Department has led several campaigns"
YouTube Link 2023-05-03T11:30Z 1.9M followers, 1.4M engagements
"Remember this while Travelling Abroad #finance #money #education 🔸If youve ever paid for something in person using a credit card or debit card while abroad you may have been given the option of choosing to pay in the local currency or your own home currency. For example if you take a Indian-issued card and pay for a meal charged in euro in Italy youll be handed a payment machine and given the choice between paying in EUR or INR While it may be enticing and convenient to choose that home currency then and there you should always choose local currency and not home currency. The reason for that"
YouTube Link 2022-09-19T16:07Z 1.9M followers, 2.8M engagements
"Get Discount on Car Insurance #cars #finance #education #insurance 🌟How Meter feature will work With the Meter add-on the insurance company allows users to pay for the insurance only when the vehicle is in use. Simply put a vehicle owner can switch on his or her car insurance coverage when he or she uses the car and turn it off when it is not in use. 🔸However the rewards for non-use will accrue only if the non-use period is continuous [--] hours or more i.e. the car policy has to be inactive for a continuous [--] hour period to earn one reward day. ➡Reward days - If the app remains inactive or"
YouTube Link 2023-07-02T13:00Z 1.9M followers, 211.1K engagements
"Delivery OTP Scam 🔸Verify the legitimacy of any requests for OTPs or other sensitive information by contacting the e-commerce company directly or checking their website for information on how they handle deliveries and payment. 🔸Do not click on any links or enter your personal information on websites that you do not trust. 🔸If you receive a suspicious delivery request or are unsure about the legitimacy of a delivery agent do not provide any personal information or allow them access to your home. 🔸Consider using a secure payment method such as a credit card with fraud protection when"
YouTube Link 2023-05-13T13:30Z 1.9M followers, 255.9K engagements
"Save Lacs and Crores in Taxes on your Income 🤑#finshorts"
YouTube Link 2022-04-29T10:05Z 1.9M followers, 1.5M engagements
"McDonalds Secret Trick"
YouTube Link 2024-12-21T13:00Z 1.9M followers, 1.8M engagements
"Mental Accounting #psychology #finance #education #laptop 🔸 Mental Accounting is very simple to understand. What makes is a crucial aspect to understand is the different ways we treat money depending on situation and its source. ➡Rs. [---] saved on laptop is not a significant amount because its just 0.5% of the original price. Whereas Rs. [---] saved on Pendrive looks attractive and substantial bargain because its 50% of the original cost. 🔸 We often concentrate on the situation and the source of money in terms of the amount of hard work we put to get that money and all these points makes us"
YouTube Link 2022-12-25T12:30Z 1.9M followers, 11.9M engagements
"Car Insurance claim Rejected #car #finance #education #insurance 🌟Using Your Private Car for Commercial Purpose: 🔸If you have informed your insurance company that youre using your car for personal reasons but have been using it for commercial purposes on a regular basis there is a high likelihood that your claim will be rejected in the event of an accident. 🔸There is a case where Mans insurance claim for car theft rejected for using pvt vehicle for commercial purposes ➡The policyholder had availed the car insurance policy for his personal use. However going against the terms laid down"
YouTube Link 2023-05-23T13:00Z 1.9M followers, 488.6K engagements
"Save Custom Duty by 28% on the Laptop 💸 #finshorts"
YouTube Link 2022-05-23T18:37Z 1.9M followers, 1.6M engagements
"Claim Reject nhi ho skta #insurance #finance #education #money f you have ever read the brochure of a life insurance product till the end you must have noticed the last section of the brochure always describes Section [--] of the Insurance Act [----]. What is it why is it one of the most important information for the policyholders or new policy buyers to be aware of. Well According to Section [--] a life insurance company cannot reject an insurer's claim after three years. Section [--] of the Insurance Act [----] states the conditions when an insurance policy shall not be held suspicious. A life"
YouTube Link 2023-02-13T10:30Z 1.9M followers, 2.9M engagements
"True Balance Loan Nahi Lifeline Hai 💸 Need a loan urgently Here's how I got help with just a few taps using the True Balance app ✅ No paperwork ✅ 100% digital process ✅ Fast approval & transfer ✅ Trusted by millions Whether its for an emergency or just to manage your month-end crunch True Balance can be a game changer. 📲Download the app now and experience it yourself: https://app.tbal.io/bMoN/hm9bgcsp Disclaimer: The views expressed are solely those of @tejasjosh.i and do not reflect the brands position or endorsement. T&C apply Loans are provided by RBI-registered NBFCs #TrueBalance"
YouTube Link 2025-05-27T12:45Z 1.9M followers, 41.7K engagements
"Banks do not have any Lunch Break #banks #finance #education #rbi 🔸Banks do not close down for business during lunch hours. Customers can visit the bank at any time during the banks working hours to conduct businesses. Bank employees take their lunch break in batches so that the business is not affected. They usually take lunch between 1:00 PM and 3:00 PM. Responding to a query filed by an RTI activist who sought clarity on whether any time has been fixed for banks to have lunch breaks the Reserve Bank of India in its reply said there were no fixed hours stipulated by it. Haldwani-based"
YouTube Link 2022-10-21T13:41Z 1.9M followers, 2.8M engagements
"Old Car ka Benefit"
YouTube Link 2024-12-23T12:30Z 1.9M followers, 5.1M engagements
"Pay without Internet"
YouTube Link 2025-03-20T12:30Z 1.9M followers, 159K engagements
"Do UPI Transaction safetly #upi #money #finance #education"
YouTube Link 2024-02-20T13:15Z 1.9M followers, 1.1M engagements
"Pay Zero Tax by doing this #tax #money #finance #education FDs are not Tax efficient. You have to pay full tax as per your Income Tax slabs on the Interest earned on Fixed Deposit. This can be explained with the help of an example. 🔸Mr. S (son) is in the 30% Income Tax Slab and Mrs. M (retired mother) is in the 0% tax slab as she does not have any income. Mr. S does an FD of Rs. [--] Lakhs and earns 8% Interest every year i.e. he receives interest of Rs. [------] every year. 🔸Now as Mr. S is in the 30% Income Tax Slab he would be required to pay Income Tax @ 30% on this additional income of Rs."
YouTube Link 2023-03-20T13:00Z 1.9M followers, 2.4M engagements
"Discount on Car Insurance #car #finance #insurance #education When it comes to Car Insurance there are two popular options for you to choose from - Third-party Insurance and Comprehensive Insurance. 🔸What is Comprehensive Car Insurance ➡Comprehensive Car Insurance offers extensive coverage that covers Third-party Liabilities and Own Damage. Buying this type of policy is not mandatory by law however due to its enhanced coverage it is the preferred choice for many car owners. Comprehensive Car Insurance is a policy that covers third-party liabilities and damages to your vehicle arising from"
YouTube Link 2023-01-18T13:00Z 1.9M followers, 2.2M engagements
"Youll spend [----] on coffee but skip this Health insurance doesnt need to be expensive. 27/day* gets you 4x coverage with HDFC ERGO's Optima Secure. Less than your coffee habit. 🔗 Check out HDFC ERGO's Optima Secure Health Insurance: www.hdfcergo.com(http://www.hdfcergo.com) #SmartChoices #MoneyWellSpent #HealthInsurance #HDFCERGO *T&CApply"
YouTube Link 2025-08-14T13:00Z 1.9M followers, 36.5K engagements
"Minimum a/c balance ka sach #banks #education #finance #account 🔸A lot of people feel that their balance in saving bank account should not go below Rs.10000 on any given day otherwise there will be penalty charges and they make sure that they have a buffer of Rs.10000 in their saving bank account all the time. This means that their account should always have that much surplus. However the way the monthly average balance is calculated is different and very simple. 🔸It simply means that the average of the all the closing day balance in a given month. So given a month add up all the closing"
YouTube Link 2023-01-24T12:48Z 1.9M followers, 6.6M engagements
"ATM se Cash Nahi nikla"
YouTube Link 2025-01-12T13:00Z 1.9M followers, 209.5K engagements
"My Food helps me to Save Taxes ft. @anushkarathod98 #tax #finance #education #money Did you know your food can also save taxes🍱🍱 Many companies provide free meal coupons to their employees as a perk. These coupons are considered perquisites by Income Tax Act and are tax-exempt up to Rs. [--] per meal in coupon value💸💸 However if the coupon value is more than Rs.50 then the excess value is taxable😮 But how much tax will you save exactly because of this There is a calculator for this Just GOOGLE: Sodexo Tax Saving Calculator You can use it to estimate how much tax can be saved from these"
YouTube Link 2023-10-23T00:38Z 1.4M followers, 2.4M engagements
"Dark Reality of Mutual Funds ft. @lordmoneyengar #money #finance #education Know this CRUCIAL information about mutual funds 🚨 Typically mutual funds are offered as direct plans with no middlemen and lower fees and regular plans with a distributor and higher fees. Now the regular plan may seem as the obvious evil but it is NOT. The distributor in many cases actually offers some really nice insights and helps you make the right choice for your financial future this person earns via commissions from the mutual fund. However mutual funds offer higher commissions on the portfolios that arent"
YouTube Link 2023-10-30T13:00Z 1.5M followers, 148.6K engagements
"Save Tax on Marriage"
YouTube Link 2024-10-20T12:30Z 1.9M followers, 1.2M engagements
"Buy Bluechip Companies under Rs [---] #finance #stocks #education #investment 🔸What is Nifty BeES Nifty BeES is a combination of a share and a mutual fund unit trades on the capital market segment of NSE 🔸How to invest in Nifty BeES in India One can invest in Nifty BeES through their trading and demat account. Just like purchasing equity securities (stock) one can buy Nifty BeES. Unit holders can buy and sell anytime during the trading day at the prevailing market prices. Furthermore these transactions attract some brokerage fees similar to that of buying equity securities. 🔸Is Nifty BeES a"
YouTube Link 2022-10-05T14:15Z 1.9M followers, 512.1K engagements
"Yea galti Credit Card se mat karna #cash #finance #education Get IDFC First Credit Card for Free: https://bit.ly/3n5gRGd Drawbacks of Credit Card Cash Advance 🔸Fees and charges: Every time the facility is availed a cash advance fee will be levied which further attracts finance charges which will be charged from the date of transaction till the repayment is paid in full. 🔸Interest rate: Though the interest rate on cash advance is similar to the interest charged on card transactions the interest on cash advances will be charged from the date of transaction till the payment is made in full"
YouTube Link 2023-04-27T12:30Z 1.9M followers, 436K engagements
"Get [--] Crores for Free #tax #finance #education #money The Income Tax department has come up with a new scheme for informants who report the IT department about black money benami properties or tax evasion. According to IT department the person who will give information to the Central Board of Direct Taxes about black money will now get up to Rs [--] crore in reward. 🔸A person will be considered an informant for the purposes of this Scheme only if he has furnished specific information of substantial tax evasion in a written statement in the prescribed form (Annexure A to this Scheme) and based"
YouTube Link 2023-03-02T13:00Z 1.9M followers, 4.8M engagements
"Earn upto 14% Returns Dont just save lend your money and watch it grow. Earn upto 14% returns with Mobikwik Xtra"
YouTube Link 2025-09-01T14:01Z 1.9M followers, 209.9K engagements
"Save Money on Education Loan"
YouTube Link 2024-07-16T12:30Z 1.9M followers, 6.2M engagements
"ATM se Cash nhi nikla"
YouTube Link 2024-11-04T12:30Z 1.9M followers, 898.3K engagements
"I Got Income Tax Notice #tax #law #finance #education 🚨What if TDS does not show in Form 26AS 🔸If tax deducted by the payer is not visible in this tax passbook it would mean that the payer has either not paid the taxes to the central government or after payment the deductor has not filed the TDS statement/TDS return with the income tax department. In both situations credit of TDS is disallowed by the tax department and a notice of tax demand is issued to the taxpayer. But dont worry we have Law to protect us😎 🔸Section [---] of the Income-tax Act prohibits recovery of tax from a taxpayer if"
YouTube Link 2023-03-31T12:30Z 1.9M followers, 730.5K engagements
"Get Rs [-----] from Builders #realestate #building #finance #education 🔸Visit the official website of the RERA authority of your state 🔸Look for the Complaint Registration tab and click on it 🔸Fill in the complaint form with your personal information project details and complaint details 🔸Attach any relevant documents and submit the form 🔸Pay the necessary fees for filing the complaint online 🔸Once the complaint is registered you will receive a complaint registration number. Source: Vakilsearch Nobroker 99acres #realestate #builder #compensation #money #homebuyers #law"
YouTube Link 2023-09-23T12:30Z 1.9M followers, 362K engagements
"Office Stress Try This 😌 #Ad #AdobePartner"
YouTube Link 2025-06-20T13:01Z 1.9M followers, 2M engagements
"Get upto 9.5% on FD The primary appeal of fixed deposits lies in their safety. When you invest in an FD your principal amount remains protected regardless of market fluctuations. This capital protection provides peace of mind knowing that your hard-earned money is secure. With Airtel Finance you can get upto 9.5% interest on your fixed deposits investment and you can do this digitally. No paperwork involved Also your bank deposits are secured upto rupees [--] lakhs by DICGC (RBI approved) All you need to create an FD is download Airtel Thanks app from app store or play store and check the FD"
YouTube Link 2024-11-07T12:30Z 1.9M followers, 1.4M engagements
"Truth of Discount on Car Insurance ft @finglory #finance #education #insurance #car Q: What is a No Claim Bonus or NCB ➡No Claim Bonus or NCB is a reward given by an insurance company to an insured for not raising any claim requests during a policy year. The NCB is a discount ranging between 20%-50% and is given to the insured while renewing a policy. The NCB discount is offered on the premium amount during renewal. This discount is transferable and can be transferred even if the policyholder buys a new vehicle. Discounts you get as in NCB:- 🔸After year one of no claim = 20% 🔸After two"
YouTube Link 2022-10-03T12:30Z 1.9M followers, 775.8K engagements
"Better Return but Safer like FD #rbi #finance #education #money 🔸What are Treasury Bills Treasury bills or T-bills which are money market instruments are short term debt instruments issued by the Government of India and are presently issued in three tenors namely [--] day [---] day and [---] day. You'll get your Investment back once the tenure of your T-bills expire which is [--] [---] [---] days. Although as it directly comes in your demat account you can also sell these off in the secondary market also.0 ➡ How to Invest in T-bills You can either do it with some existing brokers like Zerodha Upstock"
YouTube Link 2022-10-08T12:36Z 1.9M followers, 3.1M engagements
"Credit card against FD #finance #creditcard #education #bank [--]. Axis Bank Insta Easy Credit Card:- Minimum FD amount = [-----] Cash withdrawals up to 100% of credit limit from day one(Not recommended cash withdrawal) [--] days free credit Credit limit of 80% of FD amount [--]. ICICI Bank Instant Platinum:- Minimum FD amount = [-----] Zero annual fee if you have a valid FD account Exciting visa offers on wellness hotels and dining 1% fuel surcharge waiver on a transaction of a maximum of [----] at HPCL pumps [--]. Kotak Bank [---] #DreamDifferent Credit Card Online:- Minimum FD amount = [-----] No annual fees"
YouTube Link 2022-09-28T12:30Z 1.9M followers, 2.7M engagements
"Arbitrary Coherence Bias #psychology #finance #education Arbitrary coherence is a cognitive phenomenon where people let a random number influence how they value or accept the values of subsequent figures or prices. In behavioral economics arbitrary coherence is when an arbitrary randomly chosen number influences the amount purchasers are willing to pay for a product #money #shopping #finance #education"
YouTube Link 2023-10-28T13:00Z 1.9M followers, 4.5M engagements
"Mutual Fund Simplified Pt 1"
YouTube Link 2025-08-23T12:45Z 1.9M followers, 109.8K engagements
"Avoid Credit Card Penalty #creditcard #finance #education #money Not making credit card payments on time could have serious implications for credit card holders. Their CIBIL score may go down and moreover they end up paying a late fee along with interest on the due amount. 🔸However there are times when a credit card customer intends to make the payment on time but fails to do so due to a personal emergency or some even just forget the due date. Is there any relief for such credit card customers ➡According to the Master Direction by the Reserve Bank of India (RBI) credit card issuers can"
YouTube Link 2023-02-08T12:30Z 1.9M followers, 2.1M engagements
"Discount on New Car"
YouTube Link 2024-11-17T12:30Z 1.9M followers, 2.6M engagements
"Bank Paid me Rs [-----] as Penalty #banks #money #finance #education In new credit card rules RBI has made it mandatory for the issuer that any request for closure of a credit card should have to be honoured within seven working days. 🔸Failing to do that the issuer will have to pay the penalty of [---] per day of delay to the customer till the closure of the account provided there is no outstanding in the account. Source:- livemint RBI . . . . . . . . . . #bank #rbi #rules #personalfinance #financialeducation #tejasjoshi #money"
YouTube Link 2022-11-15T13:10Z 1.9M followers, 9.1M engagements
"Harley Davidson gift mai chayea Once you buy a term policy the premium amount is locked for lifetime i.e. it remains the same throughout the policy tenure. Hence buying it early means saving a big amount of money over a period of time. For example for a term life insurance cover of Rs [--] crore till [--] a 25-year-old needs to pay an yearly premium of Rs [----]. That is he/she has to shell out Rs [--] lakh in the next [--] years. Meanwhile for the same policy a 35-year-old pays Rs [-----] per year i.e. Rs [--] lakh over the years in total Please add this hash tags like #insurance #terminsurance"
YouTube Link 2024-09-15T12:45Z 1.9M followers, 622.1K engagements
"Beware from this Call Forward Scam #scam #money #finance #education"
YouTube Link 2024-01-04T13:00Z 1.5M followers, 213.2K engagements
"Do this while switching Jobs #jobs #taxes #finance #education While switching jobs people sometimes forget to transfer their PF accounts. They leave it as it is and open a new account with the new employer. This results in creation of multiple accounts for the same person. 🔸This is a mistake which a lot of salaried employees do when they change jobs. But what most people dont know is that if they do this the money in their account with the previous employer may get taxable. ➡This is because the law says that this amount will be exempt from tax only if the employee has spent [--] years of"
YouTube Link 2023-01-16T13:16Z 1.8M followers, 3.3M engagements
"This State GDP is Skyrocketing"
YouTube Link 2025-03-17T13:01Z 1.9M followers, 17.7K engagements
"iPhone vs Android SCAM"
YouTube Link 2024-11-28T12:30Z 1.9M followers, 197.2K engagements
"Why Rich use Credit Card over Debit Card #education #finance #creditcard 🔸See the thing is Credit Cards are not bad. Its like saying knife is bad. Of course if youll use the knife from the wrong end you will get hurt but dont you agree that knife makes our life really efficient and easy. Same goes for Internet or anything in this world. If you know how to use things wisely credit cards were never a bad thing. 🔸All you need to do is make it works in favour of yourself and not against yourself. ➡Ive been using @cred_club for more than [---] years now and trust me this really makes your CC"
YouTube Link 2023-01-31T12:30Z 1.9M followers, 383.8K engagements
"Save Money on Car Insurance"
YouTube Link 2025-04-10T12:30Z 1.9M followers, 361K engagements
"Save Tax with Courses #education #course #employment #finance Research allowance - Any allowance granted to meet the expenditure on academic research and other professional pursuits is exempt from tax under section 10(14). 🔸 For Eg:- Mr. Kapoor is working in Essem Educational Academy. The company is paying him Rs. [---] per month as research allowance to meet the expenditure on academic research. In the month of April he had actually incurred no expenditure on academic research. In this case the amount of exemption will be Nil being lower of amount of allowance or the amount spent for the"
YouTube Link 2022-12-06T13:30Z 1.9M followers, 3.5M engagements
"#Ad Fraud Link Scam #Ad 🛡 Worried about clicking on fraud links by mistake Airtels new Safe Network Initiative has your back Heres how it works: Uses AI to detect and block malicious websites in real-time. 🚫 Stops dangerous links before they load even hidden ones. Protects you from phishing scams and online frauds. Works automatically no app no extra setup #Airtel #AirtelTheSafeNetwork"
YouTube Link 2025-06-02T13:01Z 1.9M followers, 209.8K engagements
"Remember this Bank locker rule #bank #finance #education #money Here is what point [---] of RBI notification says It is the responsibility of banks to take all steps for the safety and security of the premises in which the safe deposit vaults are housed. It has the responsibility to ensure that incidents like fire theft/ burglary/ robbery dacoity building collapse do not occur in the banks premises due to its own shortcomings negligence and by any act of omission/commission. As banks cannot claim that they bear no liability towards their customers for loss of contents of the locker in instances"
YouTube Link 2022-09-30T12:30Z 1.9M followers, 11.2M engagements
"Save extra with Credit Cards #shopping #savemoney #finance #education Pay your Credit Card Bill only on the MobiKwik app. Download MobiKwik now: https://w6em.app.link/TejasCB MobiKwik offers 1%* cashback on every full credit card bill payment. How can Credit Card Bill Payment via MobiKwik helps to save extra ☑ Lightning fast settlement to avoid late payment fee/penalty ☑ Spend Analytics (Monitor & optimize your expenses) ☑ 1%* Cashback ☑ Regular bill reminders (Never miss the due date) #creditcard #finance #education"
YouTube Link 2023-04-26T13:00Z 1.9M followers, 180K engagements
"Get Personal Loan at Cheaper Rate #bank #finance #loan #education A top-up loan is a loan given by the bank over and above your home loan/personal loan. Just like you top-up your mobile balance if you are running low on balance similarly banks give top-up loans over your current balance. The interest rates of the top-up loans are available at the same rates as home loan rates/personal loan rates. Some banks keep the top-up loan rates a few points higher as compared to the original loan rate. 🔸Now how it can be considered as cheaper option See the Interest Rate on Home Loan are less than"
YouTube Link 2022-11-09T13:10Z 1.9M followers, 1.1M engagements
"Latest Petrol Pump Scam"
YouTube Link 2025-06-23T12:45Z 1.9M followers, 19.6K engagements
"UPI Secret Hack UPI Circle is the smart way to empower your family friends or team without losing control over your money. ✅ Add trusted members ✅ Set spending limits ✅ Approve transactions easily Manage payments securely with full or partial delegationbecause trust works best with control. LIB: https://bhimap.onelink.me/N14i/Tejas"
YouTube Link 2025-09-08T12:45Z 1.9M followers, 40.3K engagements
"Get Discount on Car Insurance"
YouTube Link 2025-02-06T12:31Z 1.9M followers, 1.1M engagements
"Petrol ki Chori"
YouTube Link 2024-05-17T12:30Z 1.9M followers, 6M engagements
"Home Loan Scam"
YouTube Link 2025-02-27T12:31Z 1.9M followers, 199.5K engagements
"Income Tax Raid #cash #finance #education #tax 🌟If an individual engages in high-value cash transactions theres an excellent chance that they will receive an alert from the Income Tax Department. The high-value transaction should always report to the Income Tax Department if the amount exceeds a specific threshold. The department collaborates with various government agencies to gather the financial information of taxpayers who engage in high-value transactions but are not reported when filing the ITR. 🔸Payments for Credit Card Bills The payment of a sum of 1lakh or more than that in cash to"
YouTube Link 2023-05-28T13:00Z 1.9M followers, 554.6K engagements
"Health Insurance Scam😡 #education #finance #insurance #health Youre about to buy health insurance🏥. The agent pitches a policy with a cover totaling [--] Lakhs for a bargain price of just [----] a year. But then he sweetens the pot even further. He promises to cut down the premium by 25% (roughly 1800/year) if only you agree to a 20% co-payment clause. You think thats amazing and you sign off on the agreement. Wow you just saved [----]. 🔸9 months later you suffer an accident♿ Youre hospitalized and you need extensive care. Thankfully you make a full recovery and the bill adds up to [--] Lakh. No"
YouTube Link 2022-09-20T14:42Z 1.9M followers, 5.3M engagements
"Fixed Income for Lifetime ft. @anushkarathod98 #income #finance #education #money Pay Rs [--] lakhs for [--] years and start getting Rs [--] lakhs per year for next [--] years Got tempted by this They are termed Guaranteed Income Plans which mix traditional insurance with savings or investment plans. But one thing is always missed when marketing it i.e. GST GST is charged on all the premiums that you pay Which in turn increases your expenses and is not considered while calculating returns At the same time the insurance coverage is not enough to cover your needs or protect you from inflation. Not all"
YouTube Link 2023-06-07T13:30Z 1.9M followers, 432.3K engagements
"Fake Challan Scam 🌟According to police they claim to be traffic police personnel and send links to the vehicle owners on their mobile phones for the submission of traffic. - When the person goes for the payment through that link by entering his bank details the fraudsters hack the mobile and withdraw the money from his account. ➡The fraudsters have also added a fake link https://echallanparivahan.in to pay fine of Rs [---] online. While the actual website is https://echallan.parivahan.gov.in. Hunny Arora a resident said While I was travelling from Jalandhar to Ludhiana I received a message"
YouTube Link 2023-08-14T13:07Z 1.5M followers, 118.2K engagements
"Kitne Time mai 100% Positive Return There are two main reasons why you shouldn't invest all your money in fixed deposits (FDs): Low returns compared to inflation: FDs offer a fixed interest rate for the entire investment period. This is good for stability but inflation the rise in prices over time can eat away at your returns. If the inflation rate is higher than your FD interest rate you'll actually lose purchasing power in the long run Missed growth opportunities: The stock market has historically offered higher returns than FDs. By not investing any money in equity-based assets (like"
YouTube Link 2024-09-23T12:45Z 1.9M followers, 299.9K engagements
"Build Business from Cars #cars #business #finance #education Zoom Car: https://zoomcar-host.onelink.me/5xXf/gogvwthd"
YouTube Link 2024-02-01T13:00Z 1.9M followers, 2.9M engagements
"Hidden Offers on your Credit Card #apple #finance #education #creditcard Credit card uses and benefits mainly lie in the specific discounts reward points and cashback offers that can be obtained when making payments. Special credit cards may be linked to exclusive retailers web portals for shopping travel sites etc. Therefore rewards vary accordingly from one card to another So to know about all current active offers in my credit card I personally use CRED as it automatically detects all active offers in my credit card so that I know from where Ill get the best deal. Become a part of CRED"
YouTube Link 2022-10-17T13:31Z 1.9M followers, 5.5M engagements
"Loan Fraud se bacho #bank #finance #education If someone steals or hacks into your PAN you might suddenly find loans against your name in your CIBIL. It not only causes a significant financial crisis but also hampers your CIBIL score. 🔸Also Banks sometimes miss reporting the closure of loans to the bureaus. As a result closed loans may still show as active on credit report and may hurt credit score. ➡Hence its better to check your credit report time to time and you can do it for absolutely free with OneScore. A credit score is an important number in our financial life. Monitor your score"
YouTube Link 2023-10-21T12:30Z 1.9M followers, 533.6K engagements
"Petrol Pump Scam⛽ Pt. [--] #petrol #fuel #finance #education"
YouTube Link 2024-01-02T13:00Z 1.9M followers, 2.4M engagements
"Income Tax Raid #tax #raid #finance #education 🔸According to Central Board Of Direct Taxes (CBDT) [--] December [----] press release There is no limit on holding of gold jewellery or ornaments by anybody provided it is acquired from explained sources of income including inheritance. 🔸According to the CBDT a married woman may own up to [---] grams of gold jewellery an unmarried woman may own up to [---] gram and a male family member may own up to [---] gram of gold ornaments and jewellery. 🔸CBDT has clarified the prescribed amount of gold that is permitted will not impact the holder. Gold that falls"
YouTube Link 2023-01-05T13:03Z 1.9M followers, 9.1M engagements
"Car Dealer cannot force you for this #car #finance #education #insurance 🔸A TP cover is mandatory in India according to the Motor Vehicles Act [----] and you cannot drive your vehicle out of the dealer showroom without it. However that does not mean you need to buy insurance from the same dealer. A TP policy covers you in case the insured vehicle causes damage to the life or property of a third party. Selling insurance forcefully and that too from a specific company is against the regulatory guidelines. ➡If any automobile dealer is forcing you directly or indirectly to buy a policy from them"
YouTube Link 2022-10-27T15:04Z 1.9M followers, 7.2M engagements
"Top UPI Credit Card Here's why I super like the Uni GoldX Credit Card. 😮 Unlimited 1% back on all UPI spends no matter if you spend [----] or [--] lakh 🤳🏼 Works with any UPI app just link and start earning 🛒 Up to 5% back on brands like Amazon Flipkart Zomato Swiggy & Myntra via Uni Store ✈ Up to 7% back on flights unlimited rewards 🌍 Zero Forex Fee ✅ All rewards are given in 24K Gold Convert your gold into cash anytime or mint a real gold coin ✅ Lifetime FREE card no joining fee no annual fee Spend daily. Earn in gold. ✨ Apply for GoldX on the Uni app & make every payment rewarding"
YouTube Link 2026-01-22T11:30Z 1.9M followers, 28.9K engagements
"90000 Crore Untold Story Hire Best Talent with Odoo: https://www.odoo.com/r/4FN"
YouTube Link 2025-11-30T12:31Z 1.9M followers, 17K engagements
"Clothes mai GST ka sach"
YouTube Link 2025-11-09T12:31Z 1.9M followers, 59.5K engagements
"Get Discount on Flights"
YouTube Link 2025-11-07T12:30Z 1.9M followers, 105.5K engagements
"Every UPI Scan Real Cashback with Kiwi 💳✨ Mom wants new furniture dads eyeing a new car and my brother A gaming setup. 💸 Good thing I found a smarter way to pay for it all Credit Card issued on Kiwi. 💸 Real Cashback directly to your bank 🚫 No joining or annual fees From daily chai to big buys make every payment rewarding. Apply now for Indias best Credit Card for UPI from Kiwi👇 https://apply.gokiwi.in/landing/utm_source=infing&utm_medium=web&utm_campaign=tejas"
YouTube Link 2025-11-05T12:45Z 1.9M followers, 1.1M engagements
"India's 1st AI Airport"
YouTube Link 2025-10-17T12:45Z 1.9M followers, 45.9K engagements
"UPI Secret Hack UPI Circle is the smart way to empower your family friends or team without losing control over your money. ✅ Add trusted members ✅ Set spending limits ✅ Approve transactions easily Manage payments securely with full or partial delegationbecause trust works best with control. LIB: https://bhimap.onelink.me/N14i/Tejas"
YouTube Link 2025-09-08T12:45Z 1.9M followers, 40.3K engagements
"Earn upto 14% Returns Dont just save lend your money and watch it grow. Earn upto 14% returns with Mobikwik Xtra"
YouTube Link 2025-09-01T14:01Z 1.9M followers, 209.9K engagements
"Mutual Fund Simplified Pt 1"
YouTube Link 2025-08-23T12:45Z 1.9M followers, 109.8K engagements
"Vote Chori or Propaganda"
YouTube Link 2025-08-17T13:00Z 1.9M followers, 24.6K engagements
"Youll spend [----] on coffee but skip this Health insurance doesnt need to be expensive. 27/day* gets you 4x coverage with HDFC ERGO's Optima Secure. Less than your coffee habit. 🔗 Check out HDFC ERGO's Optima Secure Health Insurance: www.hdfcergo.com(http://www.hdfcergo.com) #SmartChoices #MoneyWellSpent #HealthInsurance #HDFCERGO *T&CApply"
YouTube Link 2025-08-14T13:00Z 1.9M followers, 36.5K engagements
"Do Not Buy Car Insurance"
YouTube Link 2025-08-03T12:30Z 1.9M followers, 107.4K engagements
"Office Stress Try This 😌 #Ad #AdobePartner"
YouTube Link 2025-06-20T13:01Z 1.9M followers, 2M engagements
"Business Expand Aise Kro"
YouTube Link 2025-06-04T13:00Z 1.9M followers, 65.7K engagements
"#Ad Fraud Link Scam #Ad 🛡 Worried about clicking on fraud links by mistake Airtels new Safe Network Initiative has your back Heres how it works: Uses AI to detect and block malicious websites in real-time. 🚫 Stops dangerous links before they load even hidden ones. Protects you from phishing scams and online frauds. Works automatically no app no extra setup #Airtel #AirtelTheSafeNetwork"
YouTube Link 2025-06-02T13:01Z 1.9M followers, 209.8K engagements
"Toll Tax Nahi Dena IG: https://www.instagram.com/tejasjosh.i/"
YouTube Link 2025-05-30T12:30Z 1.9M followers, 89.8K engagements
"True Balance Loan Nahi Lifeline Hai 💸 Need a loan urgently Here's how I got help with just a few taps using the True Balance app ✅ No paperwork ✅ 100% digital process ✅ Fast approval & transfer ✅ Trusted by millions Whether its for an emergency or just to manage your month-end crunch True Balance can be a game changer. 📲Download the app now and experience it yourself: https://app.tbal.io/bMoN/hm9bgcsp Disclaimer: The views expressed are solely those of @tejasjosh.i and do not reflect the brands position or endorsement. T&C apply Loans are provided by RBI-registered NBFCs #TrueBalance"
YouTube Link 2025-05-27T12:45Z 1.9M followers, 41.7K engagements
"3 Star AC vs [--] Star AC🤔"
YouTube Link 2025-05-12T12:45Z 1.9M followers, 4.9M engagements
"Latest Petrol Pump Scam"
YouTube Link 2025-05-05T12:45Z 1.9M followers, 1.6M engagements
"Build Website for FREE"
YouTube Link 2025-04-23T12:30Z 1.9M followers, 34.6K engagements
"Save Money on Car Insurance"
YouTube Link 2025-04-10T12:30Z 1.9M followers, 361K engagements
"India's Biggest Startup Event #StartupMahakumbh #BharatInnovates @startupmahakumbh"
YouTube Link 2025-04-05T09:03Z 1.9M followers, 48.2K engagements
"Pay without Internet"
YouTube Link 2025-03-20T12:30Z 1.9M followers, 159K engagements
"Home Loan Scam"
YouTube Link 2025-02-27T12:31Z 1.9M followers, 199.5K engagements
"80% Discount on Car Insurance"
YouTube Link 2025-02-24T12:30Z 1.9M followers, 1.9M engagements
"Get Discount on Car Insurance"
YouTube Link 2025-02-06T12:31Z 1.9M followers, 1.1M engagements
"I have a Complaint"
YouTube Link 2025-01-18T12:30Z 1.9M followers, 89.8K engagements
"ATM se Cash Nahi nikla"
YouTube Link 2025-01-12T13:00Z 1.9M followers, 209.5K engagements
"Buy Car on loan only"
YouTube Link 2025-01-07T12:30Z 1.9M followers, 6.5M engagements
"Double your Money"
YouTube Link 2024-12-27T12:30Z 1.9M followers, 250.7K engagements
"Baggage Lost at Airport"
YouTube Link 2024-12-25T12:30Z 1.9M followers, 651.1K engagements
"Old Car ka Benefit"
YouTube Link 2024-12-23T12:30Z 1.9M followers, 5.1M engagements
"McDonalds Secret Trick"
YouTube Link 2024-12-21T13:00Z 1.9M followers, 1.8M engagements
"iPhone vs Android SCAM"
YouTube Link 2024-11-28T12:30Z 1.9M followers, 197.2K engagements
"Top [--] Highest Paying Jobs"
YouTube Link 2024-11-23T12:30Z 1.9M followers, 1.1M engagements
"Discount on New Car"
YouTube Link 2024-11-17T12:30Z 1.9M followers, 2.6M engagements
"Get upto 9.5% on FD The primary appeal of fixed deposits lies in their safety. When you invest in an FD your principal amount remains protected regardless of market fluctuations. This capital protection provides peace of mind knowing that your hard-earned money is secure. With Airtel Finance you can get upto 9.5% interest on your fixed deposits investment and you can do this digitally. No paperwork involved Also your bank deposits are secured upto rupees [--] lakhs by DICGC (RBI approved) All you need to create an FD is download Airtel Thanks app from app store or play store and check the FD"
YouTube Link 2024-11-07T12:30Z 1.9M followers, 1.4M engagements
"ATM se Cash nhi nikla"
YouTube Link 2024-11-04T12:30Z 1.9M followers, 898.3K engagements
"Save Tax on Marriage"
YouTube Link 2024-10-20T12:30Z 1.9M followers, 1.2M engagements
"No Tax on Sale of Land"
YouTube Link 2024-10-07T12:30Z 1.9M followers, 1.6M engagements
"Kitne Time mai 100% Positive Return There are two main reasons why you shouldn't invest all your money in fixed deposits (FDs): Low returns compared to inflation: FDs offer a fixed interest rate for the entire investment period. This is good for stability but inflation the rise in prices over time can eat away at your returns. If the inflation rate is higher than your FD interest rate you'll actually lose purchasing power in the long run Missed growth opportunities: The stock market has historically offered higher returns than FDs. By not investing any money in equity-based assets (like"
YouTube Link 2024-09-23T12:45Z 1.9M followers, 299.9K engagements
"Harley Davidson gift mai chayea Once you buy a term policy the premium amount is locked for lifetime i.e. it remains the same throughout the policy tenure. Hence buying it early means saving a big amount of money over a period of time. For example for a term life insurance cover of Rs [--] crore till [--] a 25-year-old needs to pay an yearly premium of Rs [----]. That is he/she has to shell out Rs [--] lakh in the next [--] years. Meanwhile for the same policy a 35-year-old pays Rs [-----] per year i.e. Rs [--] lakh over the years in total Please add this hash tags like #insurance #terminsurance"
YouTube Link 2024-09-15T12:45Z 1.9M followers, 622.1K engagements
"Manage money like a Pro with CRED Money #ad Managing money is a tedious task not gonna lie. Tracking every single spend recording it in a excel sheet managing budget - this all takes lots of time. But is there a way where you can record every spend automatically Like someone does your accounting automatically. CRED money is a feature that enables you to track analyze and reflect on your financial behavior so you can align it with what truly matters to you. View all your bank account transactions with a single view Monitor your cash flow Never miss the due date be it a loan bills or SIP To get"
YouTube Link 2024-07-27T12:30Z 1.9M followers, 433.3K engagements
"Save Money on Education Loan"
YouTube Link 2024-07-16T12:30Z 1.9M followers, 6.2M engagements
"Save Money on Wedding"
YouTube Link 2024-07-09T12:30Z 1.9M followers, 906.8K engagements
"Car Key got Lost"
YouTube Link 2024-06-13T12:30Z 1.9M followers, 11M engagements
"Petrol ki Chori"
YouTube Link 2024-05-17T12:30Z 1.9M followers, 6M engagements
"Car chori ho gyi"
YouTube Link 2024-05-12T12:30Z 1.9M followers, 10.7M engagements
"No Penalty on minimum a/c balance"
YouTube Link 2024-05-08T12:30Z 1.9M followers, 2.5M engagements
"Save Yourself If you didn't file ITR on time #tax #itr #finance #education"
YouTube Link 2024-04-02T12:30Z 1.9M followers, 1.3M engagements
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