#  @minddtospirit Mind to Spirit Mind to Spirit posts on YouTube about politics, economics, canada, bank the most. They currently have [-----] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours. ### Engagements: [-----] [#](/creator/youtube::UCa1kwKXWrMxDXdrZMfqIsEg/interactions)  - [--] Week [------] -61% - [--] Month [-------] -40% ### Mentions: [--] [#](/creator/youtube::UCa1kwKXWrMxDXdrZMfqIsEg/posts_active)  ### Followers: [-----] [#](/creator/youtube::UCa1kwKXWrMxDXdrZMfqIsEg/followers)  - [--] Week [-----] +1% - [--] Month [-----] +13% ### CreatorRank: [---------] [#](/creator/youtube::UCa1kwKXWrMxDXdrZMfqIsEg/influencer_rank)  ### Social Influence **Social category influence** [countries](/list/countries) [finance](/list/finance) [travel destinations](/list/travel-destinations) [currencies](/list/currencies) [gaming](/list/gaming) [stocks](/list/stocks) [cryptocurrencies](/list/cryptocurrencies) **Social topic influence** [politics](/topic/politics) #4264, [economics](/topic/economics) #380, [canada](/topic/canada) #4098, [bank](/topic/bank), [banking](/topic/banking), [market](/topic/market), [toronto](/topic/toronto), [debt](/topic/debt), [bank of](/topic/bank-of), [economy](/topic/economy) ### Top Social Posts Top posts by engagements in the last [--] hours "Canada Opens Borders to FATF Grey-Listed UAE Capital $70B Sovereign Fire Sale Canada just signed a $70 BILLION investment deal with UAE sovereign wealth funds and almost no one is asking the right questions. While Prime Minister Carney calls this "nation-building" the architecture of this deal tells a completely different story. The UAE was placed on the FATF grey list for strategic anti-money laundering deficiencies. Canada has a documented "snow-washing" vulnerability exploited for decades. Now we are combining both at $70 billion under political pressure with no real alternative on the" [YouTube Link](https://youtube.com/watch?v=56UjFfhLZeg) 2026-02-16T16:26Z [----] followers, [---] engagements "Bank of Canada Just Built a Digital Fence to Trap Your Wealth Before the Loonie Collapses The Bank of Canada just activated a stablecoin oversight framework set for full implementation in [----] and almost nobody is talking about what it actually does to your retirement savings your RRSP and your ability to protect wealth before the next major Loonie slide. In this video we break down the three-layer regulatory architecture that Canada has quietly built around digital dollar alternatives and why the cumulative effect of provincial securities rules federal payment oversight and ministerial" [YouTube Link](https://youtube.com/watch?v=H3Zf2mUdOgI) 2026-02-15T16:56Z [----] followers, [----] engagements "The "Growth Ponzi" Collapses: GDP Per Capita Hits 1930s Levels Canada's economy is "growing" at 1% but GDP per capita has collapsed to Great Depression levels. Here's the math they don't want you to see. In this video we break down the "Growth Ponzi" how Canada's 3% population growth is masking an 8-quarter freefall in living standards. While headline GDP looks positive real GDP per capita has declined for 3+ consecutive years hitting levels not seen since the 1930s. 🔴 KEY DATA POINTS: GDP per capita: Lowest growth (0.8%) since the Great Depression Canadian productivity: Just 71% of US" [YouTube Link](https://youtube.com/watch?v=I1QYa6eZH0Y) 2026-01-22T05:21Z [----] followers, [----] engagements "Canada Just Revealed Banking Sunset Clause Every Major Bank Expires in [---] Days Canada's Bank Act contains a statutory sunset clause that expires June [--] [----]. Section [--] restricts banks from operating without parliamentary authorization. With political gridlock intensifying and minority government instability this routine renewal has become a systemic risk event. We break down the legal mechanism historical precedent market implications and what it means for your deposits mortgages and the $3.4 trillion Canadian banking system. What You'll Learn: The Bank Act Sunset Clause explained (Section" [YouTube Link](https://youtube.com/watch?v=RxlXsgkKvek) 2026-02-12T06:18Z [----] followers, [----] engagements "Eddie Bauer Filed Today Now [---] Malls Face a Tenant Collapse Nobody Saw Coming On February [--] [----] Eddie Bauer's Canadian operator filed for bankruptcy protection planning to close up to [---] stores. Most people think this is just one brand failing. They are wrong. This is the first visible crack in a structural fault line running beneath every suburban mall every commercial landlord and every Canadian household still operating on yesterday's financial map. In this video we break down the full cascade: how inflation-crushed consumers are abandoning mid-tier lifestyle brands for Dollarama" [YouTube Link](https://youtube.com/watch?v=qGEYsLJ2zkY) 2026-02-15T08:59Z [----] followers, [----] engagements "Canada's Banking System Has a DEADLINE What Happens After June [--] Canada's entire banking system has a legal expiration date buried in Section [----] of the Bank Act. The "Sunset Clause" means the Big Six banks technically lose authorization to operate after June [--] [----] less than [---] days from now unless Parliament acts. But with political gridlock minority government chaos and trade war tensions renewal is far from guaranteed. In this video we expose: ✅ The hidden Sunset Provision that could render Canadian banks "illegal" ✅ Why Parliament may not renew the Bank Act before the deadline ✅ How" [YouTube Link](https://youtube.com/watch?v=14cXKZ1fRaI) 2026-02-04T06:50Z [----] followers, [----] engagements "Canada's $600/Month NIGHTMARE Why Real Estate "Investors" Are TRAPPED #economics #politicaleconomy #mindtospirit #politics Description Friends what's unfolding in Toronto right now isn't just a housing correctionit's a structural collapse that will reverberate across the entire Canadian financial system. 81% of new condo investors are losing money every single month. Sales have crashed to a 35-year low. And the shadow banking system that's been holding this house of cards together is starting to crack. In this video I walk you through: Why Toronto condo investors are trapped in "negative" [YouTube Link](https://youtube.com/watch?v=yduwBNw-a8Q) 2025-12-08T15:43Z [----] followers, [----] engagements "Most People Don't Know Gold Just CRUSHED US Treasuries COLLAPSE Incoming wolff responds #economics #politicaleconomy #mindtospirit #politics Description Friends something unprecedented just happened. On November 29th [----] the financial architecture holding up the US dollar quietly crackedand almost nobody noticed. While the media celebrates gold hitting $4218 per ounce as just another "commodity rally" a far more structural event is unfolding: the BRICS Gold Corridor is now operational. For the first time since [----] global central banks hold more physical gold (36344 tonnes) than US Treasury" [YouTube Link](https://youtube.com/watch?v=-A2WkaeO2gM) 2025-12-03T06:52Z [--] followers, [--] engagements "DEPOSIT WIPEOUT: Why Buyers Are Abandoning $100k Checks The Appraisal Trap is destroying Canadian real estate right now. Buyers across Toronto and the GTA are receiving midnight calls from their lawyers: you have [--] hours to produce $200000+ in cash to cover appraisal gaps or you lose everything. This isn't speculationit's happening today. In this video I break down the mathematical reality behind the condo crisis: Why buyers who signed contracts at $800000 in [----] are now facing $600000 appraisals The shocking case of a buyer who walked away from a $439000 deposit because closing would cost" [YouTube Link](https://youtube.com/watch?v=4-HINQtnq_M) 2025-12-29T06:59Z [----] followers, [----] engagements "THE $100 BILLION TRAP: Why Canadian Banks Are Dying in America Canadian banks are trapped in America's commercial real estate nightmareand your savings are paying the price. BMO just set aside $1.1 BILLION in a single quarter to cover loans going bad. RBC injected billions into its US subsidiary to plug holes from failed office tower bets. While American banks dumped their toxic commercial real estate loans in 2023-2024 Canadian banks held onand now they're the bagholders of last resort. This isn't about a market correction. This is about structural collapse. In this video I break down: How" [YouTube Link](https://youtube.com/watch?v=4Q9a8lFagDo) 2025-12-11T11:20Z [----] followers, [----] engagements "REPO CRISIS: Why [---] Million Americans Just Lost Their Cars [----] Million Cars Repossessed in [----] The Working Class Collapse Just Went Visible Friends the data just confirmed what the official employment numbers refuse to acknowledge: [----] million vehicles were repossessed in 2024the highest level since the [----] financial crisis. This isn't about bad borrowers. Prime credit borrowers are defaulting at rates higher than pre-pandemic levels. The average car payment has reached $682 per month trapping millions in negative equity they cannot escape. In this video we break down: Why the repo" [YouTube Link](https://youtube.com/watch?v=6aEceM3KVrU) 2025-12-19T06:25Z [----] followers, [---] engagements "Most People Don't Know France Just COLLAPSED [---] Trillion Nightmare Begins #economics #politicaleconomy #mindtospirit #politics Description France's government has collapsed. The bond market is in revolt. And most people have no idea what's coming next. On December 4th [----] the French National Assembly passed a motion of no-confidence with [---] votes firing Prime Minister Michel Barnier and leaving France without a government without a budget and staring at a [---] trillion debt crisis that threatens the entire Eurozone. This isn't just French politics. This is the Eurozone's potential Lehman" [YouTube Link](https://youtube.com/watch?v=6h7e4iNZFVc) 2025-12-05T09:35Z [----] followers, [---] engagements "THEY QUIT: [--] Condo Towers Just Got Cancelled (Map Proof) [--] Toronto Condo Towers Just Got Cancelled [----] Units Erased From [----] Supply Friends thank you for being here today. Since the start of [----] [--] condo projects representing [----] units have been officially cancelled in the Greater Toronto Area. Q3 [----] alone saw a record [--] projects (2500 units) wiped outthe highest cancellation rate in history. This isn't a delay. This is a building strike. In this video I break down: Why developers are cancelling projects even after taking deposits The cost-to-build crisis: $1300/sqft to build vs" [YouTube Link](https://youtube.com/watch?v=BbTYPBAyLuE) 2025-12-30T19:53Z [----] followers, [----] engagements "Check Your Pay Stub: Why Take-Home Pay Could Drop in [----] (CPP2) Your January [----] paycheck just got lighter and most Canadians have no idea why. The CPP2 system reached full phase-in on January 1st [----] and millions of workers are now paying up to $4646 annually in mandatory pension contributionswith self-employed Canadians facing a crushing $9292 bill. This isn't a glitch. This is the new reality. In this video I break down exactly what happened to your take-home pay why the government calls this a "pension enhancement" when it feels like a wage cut and where your money is actually going." [YouTube Link](https://youtube.com/watch?v=DdvjTj_IhJU) 2026-01-08T19:34Z [----] followers, [----] engagements "The $800 Discrepancy: Are [----] Food Prices Higher Than Predicted The [----] Canada Food Price Report just confirmed what your grocery receipt has been screaming: a family of four will pay $994 MORE for food this yearthe largest increase in the report's history. While politicians celebrate "victory over inflation" your dinner table tells a very different story. Food inflation is running at 6% meat prices are surging 7% and the Canadian dollar sitting at [--] cents is quietly destroying your purchasing power on every imported item. In this video I break down the three converging forces that are" [YouTube Link](https://youtube.com/watch?v=DfDnEgACYSc) 2026-01-09T12:55Z [----] followers, [----] engagements "The "Doubling Up" Economy: Hidden Homelessness Explodes [---] Million Canadians Are Living in Hidden Housing Crisis That Statistics Don't Count The unemployment rate looks stable. Housing starts are up. But behind closed doors one in four Canadians is trapped in what economists call "doubling up"multi-generational households adult children in basements strangers sharing bedrooms. This isn't a soft landing. This is a structural collapse of the middle-class standard of living hidden from every official metric. In this video I break down: Why 35% of young adults (20-34) still live with parents50%" [YouTube Link](https://youtube.com/watch?v=FYAP7Ft0zQc) 2026-01-14T06:19Z [----] followers, [----] engagements "JUST IN: Canada WEAPONIZES [----] Treaty With SHOCKING Energy Move Against US wolff responds" Friends while America obsesses over border walls and tariffs the real battle is happening underground. Michigan Governor Gretchen Whitmer's three-year crusade to shut down the Line [--] pipeline has created what I call "mutually assured economic destruction" and millions of Americans are caught in the crossfire. In this video I break down the convergence of three unstoppable forces: Environmental populism demanding the pipeline's closure Energy reality showing 45% of the region's fuel supply depends on it" [YouTube Link](https://youtube.com/watch?v=GNmGqfYoGEs) 2025-12-09T07:10Z [--] followers, [--] engagements "THE 25% TRAP: Why Trumps War on Canada Will Bankrupt YOU Friends thank you for being here today. What if the greatest threat to your purchasing power isn't coming from overseas but from a policy marketed as "protecting American workers" The 25% tariff on Canada isn't a tax on Trudeauit's a hidden levy on every American household. In this deep dive we explore the Tariff-Inflation Reality that nobody in Washington wants you to understand: How a 25% tariff on Canadian goods becomes a $1400 annual surcharge on American families Why Canada isn't Chinaand why that distinction matters for your" [YouTube Link](https://youtube.com/watch?v=HqwA8zWK2yU) 2025-12-10T03:46Z [---] followers, [---] engagements "JPMorgan is Preparing Price Surge as Silver Borrowing cost 200% wolff responds Friends something unprecedented just happened in the silver marketand most people have no idea. In December [----] silver prices went vertical smashing through [----] lakh/kg in India and touching $60 globally. But here's what should terrify you: when prices hit record highs [---] TONNES of family silver was sold back to dealers in just ONE WEEK. This wasn't normal market activity. This was panic. Dealers weren't buying this silver to resell to investorsthey were melting down grandma's silverware just to fulfill" [YouTube Link](https://youtube.com/watch?v=JLdw1v2Yp-4) 2025-12-07T07:42Z [--] followers, [--] engagements "Oil Shift: Will Canada Send 500k Barrels to China (US Market Impact) Canada Just Redirected [------] Barrels Daily to China US Refineries Panic Buying Now Friends thank you for being here today. What most people don't realize is that the most dramatic shift in North American energy in [--] years just happenedwithout a single headline. Over [------] barrels per day that once flowed south at a discount are now streaming across the Pacific to Shanghai Mumbai and Seoul. The Trans Mountain Expansion pipeline is running at 90% capacity and two-thirds of every barrel leaving Vancouver is heading west not" [YouTube Link](https://youtube.com/watch?v=JyLL-KML5II) 2026-01-03T19:52Z [----] followers, [---] engagements "Banks Brace for $3 Billion in Losses: Is a Mortgage Crisis Starting Scotiabank just made a $1.11 billion bet against Canadian borrowersand they're willing to sacrifice profits to prepare for what's coming in [----]. In Q4 [----] Canada's third-largest bank dramatically increased its Provision for Credit Losses while simultaneously cutting [----] employees and taking a $373 million restructuring charge. This isn't cautionit's a confession. In this deep dive we expose what the Big Six Canadian banks see in their internal data that the public doesn't: a mortgage renewal crisis building for [----] as" [YouTube Link](https://youtube.com/watch?v=LvPje9jyA4c) 2026-01-06T17:45Z [----] followers, [---] engagements "Most People Don't Know 81% of Toronto Investors Are BLEEDING Cash Monthly wolff responds #economics #politicaleconomy #mindtospirit #politics Description Canada's housing market just hit a breaking point that nobody saw coming. In Q3 [----] Toronto condo sales collapsed to a 35-year lowworse than the 1990s crash. But here's what should terrify you: 81% of new condo investors are losing money EVERY SINGLE MONTH. This isn't a correction. This is a structural collapse. We're watching the "Canadian Dream" of real estate wealth implode in real time. Investors who bought pre-construction condos at" [YouTube Link](https://youtube.com/watch?v=MV4ZkiZvpDg) 2025-12-07T16:53Z [----] followers, 58.1K engagements "ITS OVER: Why Factories Are Fleeing Canada This Week The Great Eviction has begun. While most Canadians remain unaware factories are quietly packing up and moving southnot to China but to Michigan Ohio and Illinois. In Q2 [----] alone Ontario shed [-----] manufacturing jobs in the sharpest decline since [----]. This isn't about offshoring. It's about the USMCA Sunset Clause. On July [--] [----] the North American trade agreement comes up for review and the US is threatening 10-25% tariffs on all importsincluding from Canada. Manufacturers like Stellantis have already made their choice: they took" [YouTube Link](https://youtube.com/watch?v=MpJ5ONTF5lg) 2026-01-02T07:20Z [----] followers, [----] engagements "Most People Don't Know UK Banks Just REMOVED Safety Rules Crisis Already Here wolff responds #economics #politicaleconomy #mindtospirit #politics Description The Bank of England just made a move that should terrify every person holding British pounds. On December 2nd [----] UK regulators lowered bank capital requirements for the first time since the [----] financial crisis claiming it's to "spur growth." But you don't remove airbags while driving 100mph unless the system is already failing. This is the exact same regulatory playbook used in [----] right before the collapse. What's really happening:" [YouTube Link](https://youtube.com/watch?v=NPWJd4PwgCg) 2025-12-03T10:54Z [--] followers, [--] engagements "Most People Don't Know Japan Just TRIGGERED the US Bond COLLAPSE wolff responds #economics #politicaleconomy #mindtospirit #politics Description On November [--] [----] the Japanese government approved an [----] trillion yen stimulus package requiring the issuance of [----] trillion yen ($75 billion) in new debt. This spending pushes Japan's debt-to-GDP to a record 232.7% forcing the world's largest creditor nation to sell its foreign assets. This Repatriation Shock is triggered by JGB yields spiking to multi-decade highs (e.g. 20-year yield hitting $2.855%$) threatening the solvency of Japanese" [YouTube Link](https://youtube.com/watch?v=QIMYLa6B0sY) 2025-12-02T17:49Z [--] followers, [--] engagements "60% of Mortgages Reset Soon: Is the [----] Payment Shock Inevitable Friends the clock just struck midnight for over [--] million Canadian homeowners. On January 1st [----] we crossed the Renewal Wall60% of all outstanding mortgages in Canada are now resetting into payment shocks of 20% to 40%. This isn't speculation. This is Bank of Canada data confirming a mathematical inevitability that will reshape household solvency across the country. In this video we break down: The 60% mortgage renewal crisis hitting 4+ million Canadian families in 2025-2026 Why payment increases of $800-$1200/month are" [YouTube Link](https://youtube.com/watch?v=QYafc36wV1I) 2026-01-07T08:22Z [----] followers, [----] engagements "THE FIRST DOMINO: Why This Canadian Bank is "Quietly" Failing Friends on December 2nd [----] a 179-year-old Canadian institution effectively surrendered. Laurentian Bank didn't just restructurethey're being sold for parts. This isn't a merger. This is a liquidation event. 🔴 WHAT HAPPENED: Laurentian Bank exits retail banking entirely Provisions for Credit Losses spiked 80% to $18M Net Interest Margin collapsed to 1.79% Commercial loan defaults accelerating Efficiency ratio hit catastrophic 77.2% 🔴 WHY IT MATTERS: This isn't about one small bank. It's about the canary in the coal mine. When a" [YouTube Link](https://youtube.com/watch?v=QfWm3pkSFhw) 2025-12-13T11:10Z [----] followers, 59.8K engagements "The "Ghost Site" Epidemic: Why Construction Stopped 🚨 The housing crisis just took a catastrophic turn. While politicians promise [---] million new homes construction insolvencies have surged 30% year-over-year making building financially impossible. In this video I break down the $150+ billion worth of stalled "Ghost Sites" across Toronto and Vancouverhalf-finished towers trapped in receivership with buyers' deposits locked in legal limbo for years. We're witnessing the Profitability Inverse: it costs $1000+ per square foot to build but resale prices have collapsed to $812 psf. Every" [YouTube Link](https://youtube.com/watch?v=SJlc0p9qPWU) 2026-01-20T07:05Z [----] followers, [----] engagements "Most People Don't Know Luigi's TRIAL Just Became a Revolution wolff responds #economics #politicaleconomy #mindtospirit #politics Description Friends thank you for being here today. When a courtroom erupts in cheers for an accused assassin society isn't breaking downit has already broken. The Luigi Mangione case isn't just a murder trial. It's a referendum on the social contract itself. In this analysis we examine: The $1M+ crowdfunded defense by [-----] donors Why 41% of Gen Z views the murder as "acceptable" The "Deny Defend Depose" strategy that radicalized a generation How UnitedHealthcare" [YouTube Link](https://youtube.com/watch?v=UB1455BkSGo) 2025-12-06T08:39Z [--] followers, [--] engagements "ITS OVER: Why Canada Just Lost Its Oldest Independent Bank 175-Year-Old Canadian Bank Just VANISHED And You're Next On December [--] [----] Laurentian Bank a 175-year-old institution that survived the Great Depression two World Wars and the [----] crisis officially ceased to exist as an independent retail bank. National Bank absorbed its customers. Fairstone bought the commercial loans for $1.9 billion. All [--] Quebec branches are closing. Employees aren't being transferred they're being told to reapply for jobs they already had. This isn't a merger. This is systematic elimination. In this video I" [YouTube Link](https://youtube.com/watch?v=XYb4WZR8wbg) 2025-12-18T17:47Z [----] followers, [----] engagements "WORSE THAN 2010: The "Silent" Crash No One Is Talking About Friends the data is clear and the implications are devastating. In [----] Canadian business insolvencies reached levels not seen since 2010the darkest year of the financial crisis. While the government celebrates a "soft landing" transportation companies are failing at a 58.6% higher rate than last year and construction insolvencies have surged 30.1%. These aren't speculative tech startupsthese are the businesses that move your goods and build your homes. What you'll discover in this video: Why the "recession" everyone warns about has" [YouTube Link](https://youtube.com/watch?v=Y6UoSsHyCJU) 2025-12-16T19:50Z [----] followers, [----] engagements "End of an Era: Why Canadas 7th Largest Bank is Being Split & Sold On December [--] [----] Laurentian Banka 179-year-old Canadian institutionceased to exist as an independent entity. National Bank took the retail clients. Fairstone took the loans. This wasn't a merger. It was a partition. And it's the clearest signal yet that mid-tier banks in Canada cannot survive the current environment. In this video I break down the three structural forces killing regional banks: regulatory moats that only trillion-dollar institutions can afford technology deficits that create generational chasms and deposit" [YouTube Link](https://youtube.com/watch?v=dWF714lPOSg) 2026-01-05T05:44Z [----] followers, [----] engagements "FED PANIC: Why They Just Quietly Restarted Money Printing Friends on December 10th [----] the Federal Reserve made an announcement that changes everythingbut they refused to call it what it actually is. They're now purchasing $40 billion per month in Treasury securities yet they won't use the term "Quantitative Easing." Instead they invented a new label: "Reserve Management Purchases." In this video I break down what really happened in late [----] and early [----] that forced the Fed's hand. The repo market tremors in October and November weren't randomthey were warning signals that bank reserves" [YouTube Link](https://youtube.com/watch?v=dja47hNTX9Q) 2025-12-25T20:44Z [----] followers, [----] engagements "THE CROSSOVER: The Exact Moment the US Empire Went Broke The US Treasury's own data reveals a historic crossover: interest payments on the national debt now exceed $970 billion annuallysurpassing the entire $882 billion Defense Department budget for the first time in modern history. This isn't a temporary spike. This is the mathematical endgame of a debt spiral that has entered what economists call "Ponzi financing." In this breakdown we examine three converging forces: Force 1: The Refinancing Wall Over $36 trillion in debt must be rolled over at interest rates 3-5x higher than the original" [YouTube Link](https://youtube.com/watch?v=eeIIJ6MEj0U) 2025-12-31T07:02Z [----] followers, [---] engagements "THEY ARE FIRING THEMSELVES: Why the Bank of Canada Just Cut 10% of Staff The Bank of Canada just fired 10% of its workforce225 economists and policy analysts eliminated by mid-2026. Scotiabank cut [----] positions with a $373 million severance charge. GM's Factory Zero is laying off over [----] workers. This isn't a labor shortage. This is a white collar purge and it's happening right now across Canada's financial sector manufacturing base and even the institutions that print the money. In this video we expose the three-force convergence destroying professional employment: corporate efficiency" [YouTube Link](https://youtube.com/watch?v=fm17AUu9HRU) 2026-01-11T07:28Z [----] followers, [----] engagements ""Most People Don't Know The Fed Just SURRENDERED QE Returns wolff responds" #economics #politicaleconomy #mindtospirit #politics Description The Federal Reserve just made a move that changes everythingand they're hoping you won't notice. On December 1st [----] the Fed officially halted Quantitative Tightening after draining $2.4 trillion from the system. Days later they injected $13.5 billion in emergency liquidity overnight. This wasn't a policy adjustment. This was a rescue operation. For three years they told us the banking system was robust and we were heading for a "soft landing." But you" [YouTube Link](https://youtube.com/watch?v=gW9TnUzx-24) 2025-12-05T15:33Z [----] followers, [--] engagements "Most People Don't Know the Fed Just Lost Control Markets Will Crash wolff responds #economics #politicaleconomy #mindtospirit #politics Description On November [--] [----] while markets hit all-time highs the Federal Reserve held a secret emergency meeting with Wall Street's biggest banks. That same day banks borrowed a record-breaking $50.35 billion overnight just to survivethe largest single-day use of the Fed's emergency lending facility ever created. This isn't a crisis response. This is the new normal. The repo marketthe hidden plumbing that keeps the $27 trillion Treasury market" [YouTube Link](https://youtube.com/watch?v=hAPHAhoMYTU) 2025-12-02T06:27Z [--] followers, [--] engagements "Canada Banks Just Flagged [--] in [--] Mortgages as Fraud Mass Liquidation Begins [----] Canada's mortgage system is collapsing under the weight of systemic fraud. British Columbia regulators just exposed a single shadow broker linked to [--] fraud cases and hundreds of falsified applicationsbut this is only the beginning. Industry estimates suggest up to [--] in [--] mortgages in hot markets contain material income misrepresentation representing over $100 billion in toxic debt.In [----] the CRA's new Income Verification Tool goes live allowing lenders to cross-reference mortgage applications against actual" [YouTube Link](https://youtube.com/watch?v=htWrDOh85VE) 2026-01-19T11:45Z [----] followers, [----] engagements "IT'S GONE: Silver Vaults EMPTY in [--] Hours --- The Physical Break NOBODY Saw IT'S GONE: The Silver Vault Crisis Nobody Saw Coming Friends what you're witnessing is not a price correctionit's a physical vault drain happening in real time. In just [--] hours during early December [----] 60% of all registered silver vanished from COMEX vaults. [----] million ounces claimed and removed. Not rolled forward. Not settled in cash. Gone. The price on your screen says $60 per ounce. But try to buy a 1000oz bar today at that price. You can't. The paper market and the physical market have disconnected and" [YouTube Link](https://youtube.com/watch?v=iCXo1-Hn1Ew) 2025-12-10T15:34Z [---] followers, [---] engagements "Is Canada Becoming NATO's New Arsenal ($6.4 Billion Mining Shift) Canada just became NATO's most critical strategic assetand most people have no idea it's happening. While the rest of the economy braces for recession the Canadian government has unlocked $6.4 billion to transform Northern Ontario and Quebec into the "Arsenal of Democracy" for critical minerals. In this video I break down the three forces converging right now: massive federal investment U.S. Defense Production Act funding flowing across the border and the designation of Canadian mines as "national security infrastructure." This" [YouTube Link](https://youtube.com/watch?v=jErkbGz-F-g) 2026-01-04T19:11Z [----] followers, [----] engagements "TRAPPED Why Real Estate Investors May Struggle to Sell in [----] Friends the trap is closing on Canadian real estate investors. In this video I break down the mathematical reality unfolding in Toronto and Vancouver's condo markets. 60% of Canadian mortgages are renewing in 2025-2026 sending payments up 20% while condo values drop 4.5-6.5%. This isn't a correctionit's a capitulation event. What You'll Learn: Why investors are losing $800/month on cash flow negative properties The $80000 loss trap forcing zombie ownership across the GTA How cap rate decompression is driving prices" [YouTube Link](https://youtube.com/watch?v=kImHr01biEk) 2026-01-07T16:07Z [----] followers, [----] engagements "THE CROSSOVER: The Exact Moment the US Empire Went Broke Friends thank you for being here today. For the first time in American history the US government is spending more on interest payments than on the entire Department of Defense. In fiscal year [----] net interest reached $882 billion while defense spending totaled $874 billion. By mid-2025 annualized interest payments hit $1.16 trillionand the curve is accelerating exponentially. This isn't a future crisis. This is happening right now in real time. What This Video Covers: The exact moment interest payments crossed above defense spending" [YouTube Link](https://youtube.com/watch?v=m8gj3ePZx4s) 2025-12-21T06:58Z [----] followers, [---] engagements "Canada's Dollar COLLAPSES to [--] Blackstone SHOCKED Everyone Most People Don't Know the US Just BOUGHT Canada at [--] Cents The Canadian dollar is trapped at [--] cents against the USD and it's not an accidentit's a liquidation event. While Canadian families struggle with inflation and mortgage payments American private equity firms like Blackstone are using their strong US dollars to buy Canadian infrastructure technology and resources at a 30% currency discount. In this video I break down: Why the Bank of Canada is trapped in an impossible choice How the 150+ basis point interest rate gap is" [YouTube Link](https://youtube.com/watch?v=mOr0ABv6tOM) 2025-12-12T12:58Z [----] followers, 11.7K engagements "Construction Crisis: Why Insolvencies Are Spiking in [----] (7000 Homes Lost) Friends thank you for being here today. In [----] Canadian construction insolvencies surged over 30% year-over-year driving business failures to levels not seen since [----]. Nearly [----] pre-construction condo units in the Greater Toronto-Hamilton Area have been cancellednot delayed cancelled. New condo sales have dropped to a 35-year low. The government promised to build [--] million homes. But they bankrupted the builders. In this video we explore: Why construction costs rose 20% while developers are locked into" [YouTube Link](https://youtube.com/watch?v=nBCw8GDF-AU) 2025-12-26T04:43Z [----] followers, 48.4K engagements "THEY LIED: The "Tax Hike" That Accidentally Crashed the Economy Friends thank you for being here today. On March [--] [----] the Canadian government officially cancelled the Capital Gains Inclusion Rate hikebut only after thousands of business owners had already sold their life's work in a panic. This isn't a story about bad policy. This is a story about irreversible wealth transfer administrative chaos and what happens when a government treats the tax code like a light switch. In this video we break down: The April-June [----] fire sale that transferred Canadian assets to foreign buyers How the" [YouTube Link](https://youtube.com/watch?v=o7JYfjBOnv0) 2025-12-19T16:05Z [----] followers, [----] engagements "THEY KNEW: Why BMO Just Hoarded $1.5 Billion in Cash Friends thank you for being here today. In Q4 [----] TD Bank reported $3.3 billion in profits. BMO announced $2.3 billion. The headlines celebrated. But beneath these numbers lies a crisis the media won't tell you about. What They're Not Telling You: BMO's provisions for credit losses TRIPLED to $1.5 billion TD took a $190 million "restructuring charge" to slash jobs and costs BMO's impaired transportation loans spiked 38% in a single quartera new peak Scotiabank's Canadian banking earnings dropped 9% due to rising bad loan reserves TD's" [YouTube Link](https://youtube.com/watch?v=q6cPdO0KS3g) 2025-12-15T09:24Z [----] followers, 13.2K engagements "FORGOT ABOUT PLATINUM Why It Could Double Gold's Gains in [----] Friends while everyone watches gold hit all-time highs at $3400 platinum trades at $1350a 60% discount for the metal we actually need to build the hydrogen economy. This isn't a normal market dislocation. This is a geological squeeze meeting government mandates and the window to position is closing fast. In this analysis I break down: Why the gold-to-platinum ratio at 2.5:1 is a historical scream The [--] million ounce deficit that's drained above-ground stocks by 42% How South Africa's grid collapse shut down 35% of platinum mines" [YouTube Link](https://youtube.com/watch?v=qpgmtvUYUuY) 2026-01-01T19:23Z [----] followers, [---] engagements "NO MORE STAMPS: The "Digital Visa" Plan That Tracks Your Every Move Canada has officially launched a Digital Visa Pilot that replaces physical passport stamps with programmable biometric authorization. By [----] all travelers will be required to submit facial recognition data to cross borders. This isn't about efficiencyit's about control. In this video I break down Canada's Digital Platform Modernization roadmap and what it means for your freedom of movement. The digital visa system creates a centralized database where travel permission can be revoked instantly with a keystroke. Unlike paper" [YouTube Link](https://youtube.com/watch?v=r06ZMDYecvQ) 2026-01-25T05:28Z [----] followers, [----] engagements "6 MONTHS LEFT: The "Date" That Could Bankrupt Ontario July 1st [----] isn't just Canada Dayit's the day the USMCA trade agreement faces its mandatory review under Article [----] and the United States is treating it as leverage to extract massive concessions from Canada. With $3.6 billion in daily cross-border trade at stake the automotive sector facing potential 25% tariffs and a built-in "sunset clause" that could trigger annual renegotiations Canada is staring down economic annexation disguised as a routine trade review. In this deep dive we examine the Sunset Clause mechanism that Canada" [YouTube Link](https://youtube.com/watch?v=rABO82QQggk) 2026-01-10T14:03Z [----] followers, [----] engagements "12 DAYS LEFT: The "Tax Trap" That Seizes 66% of Your Gains Friends what just happened in Canada is a blueprint for fiscal warfare. On March [--] [----] the Canadian government announced a massive capital gains tax hikejumping the inclusion rate from 50% to 66.67%and gave business owners just [--] weeks to sell before the June 25th deadline. Thousands of families panicked. They liquidated cottages rental properties and multi-generational businesses. Private equity and foreign buyers swooped in at distressed prices. The government collected billions in transaction taxes. Then on March [--] 2025exactly" [YouTube Link](https://youtube.com/watch?v=rFddxuU0xqw) 2025-12-20T06:05Z [----] followers, [---] engagements "YOUR PENSION IS GAMBLING: Why CPP Just Went "All In" on Risky Debt Canada's Pension Fund Just Became a Shadow Bank CPP's $200B Private Credit Gamble The Canada Pension Plan Investment Board has made a shocking pivotmoving 40-45% of its portfolio into Private Credit and Private Equity while quietly dumping office towers at massive losses. This isn't diversification. This is your retirement funding risky loans to companies that banks refuse to touch. In this video we break down: How CPP shifted from safe bonds to shadow banking Why they're selling Vancouver and Toronto office towers at" [YouTube Link](https://youtube.com/watch?v=rvWZFoRtZWQ) 2026-01-01T04:30Z [----] followers, [----] engagements "Canadian Banks Hiding 176% Debt Crisis as [---] Million Homeowners Face Payment Shock Canada's household debt has reached a mathematical breaking point at 176.7% of disposable income$1.77 owed for every dollar earned. With [---] million mortgages renewing from 1% rates into 5%+ rates payment shocks of $800-$1000/month are vaporizing consumer spending power across the economy. In this analysis we examine: - The $3.2 trillion household debt burden crushing Canadian families - Why the [----] divergence created today's crisis (US deleveraged Canada doubled down) - The Mortgage Renewal Wall hitting 1.2M" [YouTube Link](https://youtube.com/watch?v=ryZjS3TPX3E) 2026-01-13T07:43Z [----] followers, 10.6K engagements "BANK RUN: Why New York Just Ran Out of Physical Gold COMEX Just Admitted It $60 Premium Proves Banks Sold Gold They Don't Have Friends the paper gold market is collapsing in real time. The COMEX Exchange for Physical (EFP) spread just exploded to $60 per ouncea level that proves the physical metal isn't there. For [--] years banks sold [---] paper ounces for every [--] bar in the vault. That game just ended. In this video I break down: Why Basel III (July 2025) triggered the leverage unwind How the $60 EFP spread exposes the delivery crisis Why COMEX registered inventory is at historic lows The" [YouTube Link](https://youtube.com/watch?v=s7dYxSvpdf4) 2025-12-20T16:35Z [----] followers, [----] engagements "Most People Don't Know South Korea Just COLLAPSED Democracy in [--] Minutes wolff responds #economics #politicaleconomy #mindtospirit #politics Description Friends on December 3rd [----] the world's 10th largest economy suspended its constitution in [--] minutes. What followed was a currency collapse a 30% Bitcoin crash and a government pledge of "unlimited liquidity" the same phrase used before every hyperinflationary event in history. This isn't just about South Korea. This is about what happens when the "democracy premium" on your assets evaporates overnight when property rights become" [YouTube Link](https://youtube.com/watch?v=sYhiJSeFLuk) 2025-12-04T11:07Z [--] followers, [--] engagements "Project Launch: Could This Mega-Project Save the Canadian Dollar Friends while everyone watches the stock market crash the most important economic event of [----] just went live in a frozen fjord most people have never heard of. LNG Canada - a $40 billion facility in Kitimat BC - is now shipping [--] million tonnes of liquefied natural gas to Japan Korea and China under 20-year contracts. This is the energy weapon that creates a currency floor for the Canadian Dollar. But here's the dark side nobody is talking about: Canadian heating bills just spiked 18% as domestic gas gets redirected to Asian" [YouTube Link](https://youtube.com/watch?v=sdbTg5P45xI) 2026-01-04T06:52Z [----] followers, [----] engagements "Chinese Embassy Issues Evacuation Warning: Is Tension Rising in Central Asia On November [--] [----] a drone strike killed three Chinese nationals at a gold mining facility in Tajikistan marking a critical turning point in the global Resource Wars. This wasn't random violenceit was a targeted military-grade attack on infrastructure controlled by Zijin Mining which operates 75% of Tajikistan's gold production through the Zarafshon mine complex. In this video we analyze: Why China's Belt and Road model is collapsing under kinetic pressure How ISIS-K is weaponizing blowback from Xinjiang policies" [YouTube Link](https://youtube.com/watch?v=tL4E5i2PMrw) 2026-01-06T09:22Z [----] followers, [----] engagements "Frozen Funds Why Some Mortgage Investors Can't Withdraw Money Now Friends as of January [----] multiple Canadian Mortgage Investment Corporations (MICs) have frozen investor withdrawalstrapping retirement savings inside funds that were marketed as "safe as houses." This isn't a technical glitch. This is a systemic liquidity crisis unfolding across Canada's $40 billion private credit sector. In this video we examine the structural fault lines that made this inevitable: the liquidity mismatch between monthly redemptions and multi-year construction loans the migration of subprime borrowers into" [YouTube Link](https://youtube.com/watch?v=ulpgh5rkVsw) 2026-01-02T19:17Z [----] followers, [----] engagements "THEY KNOW: Why Canada's Regulator Just "Locked" Bank Cash for [----] CANADA'S BANKS JUST LOCKED THE VAULT FOR [----] HERE'S WHY On December [--] [----] Canada's financial regulator made a decision that should terrify every mortgage holder in the country. The Office of the Superintendent of Financial Institutions (OSFI) kept the Domestic Stability Buffer at a record 3.5% effectively freezing $60 billion in bank capital just as [---] billion dollars in mortgages are about to reset at vastly higher rates. This isn't standard risk management. This is a vote of no confidence in the Canadian economy written" [YouTube Link](https://youtube.com/watch?v=vIRApkK-EoE) 2025-12-31T11:11Z [----] followers, 12.8K engagements "Canada's $900 Billion Trade Collapse Just Triggered America's Biggest Supply Chain Nightmare 🚨 Canada's $900 Billion Trade Relationship with the US is COLLAPSING 🚨 The largest bilateral trade relationship in human history is unraveling in real-time and the consequences are already showing up at your local Home Depot and gas station. Canadian exports to the United States just hit multi-year lows as the Eurasia Group officially designates Canada as the "most at risk" nation in [----]. In this video we break down: Why the USMCA has been declared a "Zombie Agreement" How Section [---] national" [YouTube Link](https://youtube.com/watch?v=vyKo3ZVfBQo) 2026-01-15T07:29Z [----] followers, [----] engagements "Real-Time Rail 2026: Will Canada's New Payment System End Privacy Canada's Real-Time Rail (RTR) payment system launches in Q3 [----] and it's not just an upgradeit's the infrastructure for total financial surveillance. Built on ISO [-----] messaging standards every transaction will carry metadata: what you bought why you bought it where you were and your tax ID. This is the highway for Central Bank Digital Currencies (CBDCs) and programmable money. In this video I break down: The Real-Time Rail's Q3 [----] launch timeline How ISO [-----] enables "data-rich" transaction tracking Why instant settlement" [YouTube Link](https://youtube.com/watch?v=wtVmBG0zqKA) 2026-01-03T05:58Z [----] followers, 14K engagements "China and Canada's 71% Collapse Signal the Dollar Death Spiral Has Already Begun 🚨 BREAKING: 71% of Canadians expect their lives to worsen in 2026the highest pessimism level ever recorded in a G7 nation. This isn't a recession warning. This is mathematical proof that the debt-driven illusion has collapsed. In this video I break down the January [----] MNP Consumer Debt Index data that reveals Canada's complete psychological and economic breakdown: 71% expect cost of living to WORSEN (not stabilizeworsen) 44% are one interest rate move away from bankruptcy 41% are within $200 of total" [YouTube Link](https://youtube.com/watch?v=-c-FUHUvyFg) 2026-01-29T18:37Z [----] followers, [----] engagements "Toronto Just Raided $400M in Reserves to Hide the Real Tax Rate Coming in [----] Toronto's [----] budget claims a modest 2.2% property tax increase but the city just raided $400 million in reserve funds to keep that number artificially low before the municipal election. Councilor Brad Bradford warns this is "fiscal arson" those emergency reserves were meant for infrastructure repairs and crisis response not routine operating costs. When they run dry in [----] Toronto homeowners will face a catch-up tax shock that could reach double digits. This video exposes the reserve account trap that's setting" [YouTube Link](https://youtube.com/watch?v=-snjnV7C7Uc) 2026-02-07T07:39Z [----] followers, [----] engagements "FORCED SALE: Why TD Bank Is Quietly Dumping Assets Most People Don't Know TD Bank Just Got CAGED by US Regulators Friends what happens when one of North America's largest banks is legally forbidden from growing TD BankCanada's so-called "Growth Bank"has been hit with a $434 billion asset cap by US regulators. This isn't a fine that gets paid and forgotten. This is a cage. A permanent ceiling that transforms a living financial institution into what I can only describe as a Zombie Bank. In this video I break down the structural collapse happening in real-time: 🔹 The $3 billion fine (largest" [YouTube Link](https://youtube.com/watch?v=1pV8Q0gU1rA) 2025-12-17T17:19Z [----] followers, [----] engagements "Canada GDP Per Capita Falls Three Straight Years Your Retirement Just Got Crushed Canada's economy just entered what Rosenberg Research calls "Life Support" and the data is far worse than anyone's reporting. While the Bank of Canada projects stability real GDP contracted 0.5% annualized in Q4 [----] and per-capita output has fallen for THREE STRAIGHT YEARS. This isn't a slowdown. It's a structural collapse that's quietly destroying retirement portfolios pension security and mortgage affordability across the country. In this breakdown we expose the hidden GDP crisis the disinflationary output" [YouTube Link](https://youtube.com/watch?v=1snUqD89EPI) 2026-02-11T08:31Z [----] followers, [----] engagements "CIBC LEAKS THE TRUTH: The "Mass Foreclosures" Begin in [----] Friends thank you for being here today. CIBC just released a report that should be front-page news everywherebut isn't. They're warning that "Payment Shock" will DOUBLE in [----] with 60% of all Canadian mortgages hitting a renewal wall at interest rates 2-3x higher than what families locked in during the pandemic. This isn't speculation. This is arithmetic. In this video I break down: Why 60% of Canadian mortgages face a 40-50% payment increase in [----] How "Negative Amortization" created a hidden debt trap for millions Why Ontario" [YouTube Link](https://youtube.com/watch?v=4bKScddI5Xo) 2025-12-14T10:42Z [----] followers, 45.1K engagements "Canada's GDP Just Contracted [--] 5% in Q4 Manufacturing at [----] Levels Canada's economy contracted 0.5% annualized in Q4 [----] according to Statistics Canada's flash estimate released January [--] [----]. This video breaks down the manufacturing collapse export crisis and what it means for Canadian households holding inflated assets. Real GDP was flat in November [----] after a 0.3% contraction in October. Manufacturing fell 1.3% in a single month. Durable goods production hit the lowest levels since [----] excluding the pandemic. Motor vehicle and parts exports dropped over 11% while metals and" [YouTube Link](https://youtube.com/watch?v=7NeSZWLjJq0) 2026-01-31T12:11Z [----] followers, [----] engagements "Ontario Mortgage Defaults Surge 300% as [-----] Households Miss Payments This Quarter Ontario's mortgage market is imploding. New data reveals that missed mortgage payments have surged 300% since [----] with over [-----] households in Ontario alone recording arrears in the last quarter. This isn't a temporary correctionit's a structural breakdown driven by the fastest rate-hiking cycle in Canadian history and a $20 trillion global carry trade unwind that's draining liquidity from real estate markets across North America. In this video we break down the three converging forces creating what I call" [YouTube Link](https://youtube.com/watch?v=7ixygsdaduQ) 2026-02-05T07:54Z [----] followers, [----] engagements "13.3% of Canada's Youth Can't Find Work The Tax Base Is Vanishing Canada's youth unemployment crisis has exploded to 13.3%nearly double the national ratewhile professional scientific and technical services shed jobs at the fastest pace since the pandemic. This isn't a temporary downturn. This is a structural collapse of the entry-level job market and the consequences for housing pensions and social stability are catastrophic. In this video we break down: Why 13.3% youth unemployment signals permanent economic scarring How the "knowledge economy" is liquidating the next generation's future The" [YouTube Link](https://youtube.com/watch?v=8Vb6Uft2iq0) 2026-02-03T07:12Z [----] followers, [----] engagements "Canadian Banks Just Got [--] Day Emergency Orders OSFI Sees Bank Run Coming May 1st On January [--] [----] Canada's banking regulator OSFI fast-tracked emergency Liquidity Adequacy Requirements with a 90-day implementation deadline. While the Bank of Canada says "steady as she goes" the people who see the actual books are preparing for a liquidity event. This video breaks down what OSFI's LAR guideline reveals about retail structured notes partnership deposits and the $315 trillion global debt crisis now hitting Canadian banks. We examine the Japan carry trade unwind the collapse of firms like" [YouTube Link](https://youtube.com/watch?v=98EfofHJesE) 2026-02-01T18:12Z [----] followers, 30.5K engagements "Most People Have No Idea Canada's Economy Just COLLAPSED Sovereignty ENDS [----] #economics #politicaleconomy #mindtospirit #politics Description Friends what's unfolding on America's northern border isn't a trade disputeit's a systematic dismantling of Canadian sovereignty. On February 1st [----] Donald Trump invoked emergency powers to impose a 25% tariff on Canadian goods citing "national security." But this isn't about fentanyl or border control. This is resource warfare. In this video I break down the three structural forces converging to reshape North America: 🔴 The $18/barrel "Colony Tax"" [YouTube Link](https://youtube.com/watch?v=AnGJqxR0Ekc) 2025-12-08T07:14Z [----] followers, [----] engagements "Toronto Housing Just Broke $1M Floor Canadian Banks Sitting on 27% Collateral Collapse The $1M Psychological Collapse: Toronto's Floor is Gone Canadian Real Estate Crisis [----] On February [--] [----] TRREB confirmed the unthinkable: Toronto average home prices dropped to $973289falling below $1M for the first time in five years. This isn't a market correction. This is a credit event that threatens your retirement portfolio mortgage equity and wealth preservation strategy. In this video I break down: Why the $1M price level was a psychological anchor holding up Canada's entire credit system How a" [YouTube Link](https://youtube.com/watch?v=DVKDPgRFkqw) 2026-02-05T15:55Z [----] followers, [----] engagements "Financial Stability Board Just Warned $16 Trillion Repo Crisis Will Freeze Your Bank Account The Financial Stability Board issued an urgent warning on February [--] 2026: a $16 trillion vulnerability in global repo markets driven by extreme leverage and supply imbalances. This isn't a future riskit's happening now. Repo markets process $4-5 trillion in daily liquidity and serve as the plumbing of the entire financial system. When this mechanism breaks your retirement portfolio mortgage rates credit access and wealth preservation are directly impacted. In this video we break down: What repo" [YouTube Link](https://youtube.com/watch?v=DrlQneSWL-U) 2026-02-11T14:50Z [----] followers, [----] engagements "Canadian Banks Just Locked 60% of Mortgages Inside the LTI Trap Canadian homeowners are discovering their home equity has been frozen solid. In [----] your house was an ATMyou could tap equity through HELOCs at 3.86% and use it to pay down debt fund renovations or cover emergencies. In [----] that access has been cut off. HELOC rates have doubled to 7.3% but the real trap is regulatory: OSFI's new Loan-to-Income cap (4.5x) and systematic appraisal deflation have locked 60% of mortgage renewals inside what I call the Liquidity Prison. This video breaks down the three converging forces destroying" [YouTube Link](https://youtube.com/watch?v=GAqH-EX3Qr0) 2026-01-24T16:15Z [----] followers, [----] engagements "CPP Investment Controversy: Why Buy $1 Billion in Office Real Estate Now Canada's Pension Crisis: The $1 Billion Real Estate Gamble On December [--] [----] the Canada Pension Plan Investment Board committed $1 billion to a joint venture buying industrial propertiesjust as private equity firms are fleeing commercial real estate. This video breaks down why your retirement money is being used as "exit liquidity" for sophisticated sellers who understand what's coming. What We Cover: The CPP-Dream Industrial joint venture structure and why it matters How CPP took 90% exposure while Dream cashed out at" [YouTube Link](https://youtube.com/watch?v=JMzVV8C0Ajk) 2025-12-22T18:23Z [----] followers, 12.6K engagements "Stablecoins Now Hold $155 Billion in US Debt Your Pension Pays When They Sell Stablecoins now hold $155 billion in US Treasury debtmaking them the 7th largest holder globally. When the crypto market crashes they'll be forced to liquidate spiking yields and crashing your pension fund. This isn't a crypto problem anymoreit's a systemic threat to every American's retirement. In this video we expose the hidden connection between cryptocurrency and the US bond market that nobody is talking about. Tether holds more US government debt than Germany Australia or Canada. These offshore shadow banks" [YouTube Link](https://youtube.com/watch?v=KO1jslZX2RA) 2026-01-16T06:14Z [----] followers, [---] engagements "The Insolvency Cliff: 41% of Canadians are $200 from the Edge 41% of Canadians are now within $200 of complete financial insolvency. This isn't a future crisisit's happening right now. The [----] MNP Consumer Debt Index reveals a catastrophic collapse in household finances that nobody is talking about. In this video we expose the structural fault lines destroying Canadian households: 17% are using credit cards to buy food 44% say they'll face bankruptcy if rates don't fall and 32% have entered complete "flight mode"avoiding bills and financial reality entirely. This is the insolvency cliff and" [YouTube Link](https://youtube.com/watch?v=KeaHSYIU_PY) 2026-02-01T09:24Z [----] followers, [----] engagements "Toronto Condo Inventory Hits [-----] Units as Investors Walk Away from Six Figure Deposits The Toronto Condo Market Has Hit the Inventory Wall [-----] Active Listings and Almost No Buyers In January [----] the Greater Toronto Area recorded [-----] active listings while sales cratered by nearly 20% to just [----] units. Condo prices have fallen 9.8% year-over-year and the assignment market has completely frozen. Thousands of investors are now walking away from six-figure deposits as the shadow inventory prepares to flood an already oversaturated market. This is not a temporary correction. This is a" [YouTube Link](https://youtube.com/watch?v=L2YahSrc-o0) 2026-02-07T19:55Z [----] followers, [----] engagements "Canada's 40% Mortgage Payment Shock Just Hit 10% of Borrowers Face Forced Liquidation Now Canada's variable-rate mortgage crisis has reached a critical breaking point in [----]. Bank of Canada data reveals that 10% of variable-rate borrowers renewing this year will see their monthly payments surge by more than 40% a payment shock so severe it's triggering the first wave of forced liquidations across the Greater Toronto and Vancouver housing markets. In this video we break down the mechanics of Canada's mortgage death spiral: how negative amortization turned $500000 mortgages into $530000+" [YouTube Link](https://youtube.com/watch?v=M7izKU21REA) 2026-02-02T07:00Z [----] followers, [----] engagements "820000 Canadians Escaped in One Year Why the Brain Drain Just Turned Fatal Canada's Brain Drain Crisis: 66% of Top Engineers Flee to America The Competence Exodus Explained Friends the numbers don't lie. While Canada celebrates record immigration [------] of our most skilled citizens have relocated to the United Statesa 50% surge in just one year. Among software engineers graduating from top universities like Waterloo 66% leave immediately for American opportunities paying 2-3x Canadian salaries. In this video we break down the three forces converging to create Canada's competence void: the" [YouTube Link](https://youtube.com/watch?v=OrSoW_Ug-a0) 2026-01-21T15:47Z [----] followers, [----] engagements "Toronto Developers Just Abandoned [-----] Finished Condos The $20 Billion Liquidity Freeze Begins Toronto's real estate market just hit a breaking point that changes everything. With [-----] completed condos sitting unsold and developers abandoning $20 billion in finished inventory Canada is witnessing a liquidity crisis unlike anything in [--] years. This isn't a market correctionit's a structural collapse where the math of building no longer works. In this video I break down the three forces converging right now: the inventory tsunami of [-----] units completing in [----] the investor exodus as" [YouTube Link](https://youtube.com/watch?v=RHlZ9q3Z6LQ) 2026-01-12T06:40Z [----] followers, 21.8K engagements "Canada's 2nd Largest Bank TRAPPED by US The Dollar WEAPON Exposed Friends what just happened to TD Bank isn't a fineit's a warning shot. In October [----] the US government didn't just penalize Canada's second-largest bank with a $3 billion fine. They did something far more devastating: they locked them in a cage with a $434 billion asset cap. The bank is now legally prohibited from growing. And while the media focused on money laundering charges the real story is about powerspecifically the weaponization of the US dollar against America's closest ally. In this video I break down: How TD Bank" [YouTube Link](https://youtube.com/watch?v=TROJ6cI5avI) 2025-12-09T17:41Z [----] followers, 56K engagements "Canada's Middle Class Just Collapsed Into Dollar Stores $2.4 Trillion Debt Bomb Detonating The "Dollarama" Economy: Canada's Middle Class Has Been Downgraded Economic Crisis [----] Retail data reveals a terrifying truth: While mid-tier retailers collapse with sales drops of 0.4% to 2.9% Dollarama profits have surged over 10%. This isn't frugal shoppingit's the structural downgrade of an entire G7 nation. When a country's primary growth engine is a dollar store the middle class has already been hollowed out. In this deep analysis we expose: Why Canadians are fleeing Walmart for discount-only" [YouTube Link](https://youtube.com/watch?v=TcjckZ6kQn4) 2026-02-03T15:52Z [----] followers, [----] engagements "Canada Just Reported 12.8% Youth Unemployment While Professional Jobs Vanish Canada's White-Collar Collapse: 12.8% Youth Unemployment While Professional Jobs Vanish While Canada's government celebrates a falling unemployment rate of 6.5% the internal data reveals a catastrophic shift in the labor market. Professional scientific and technical servicesthe backbone of the "Knowledge Economy"are experiencing the sharpest employment drops on record. Meanwhile job growth is concentrated in low-wage hospitality and retail sectors earning a fraction of what those professionals made. This isn't a" [YouTube Link](https://youtube.com/watch?v=UZmPdJTb_Tk) 2026-02-13T08:21Z [----] followers, [----] engagements "The $4200 Shadow Tax Hitting Every Household Why Central Banks Cannot Stop This The $4200 Shadow Tax: How the Trade War Is Silently Destroying Your Purchasing Power New data from US legislative watchdogs confirms that current tariffs are costing the average American household $4200 per year in lost purchasing power. This isn't a traditional tax you can vote againstit's a hidden "Shadow Tax" embedded in every product that crosses the border. With threats of 100% tariffs looming over the China-Canada strategic partnership we're facing a complete repricing of North American life. In this video" [YouTube Link](https://youtube.com/watch?v=VnI7K0ciUC8) 2026-02-02T15:19Z [----] followers, [---] engagements "CAUGHT: US Gov Exposes Canadian Banks' "Secret Blacklist" On December [--] [----] the US Office of the Comptroller of the Currency released a bombshell report exposing TD Bank and BMO for systematically denying banking services to legal American businessesnot based on financial risk but on political beliefs. This isn't just another banking scandal. This is the weaponization of finance itself. In this video I break down: 🔴 How Canadian banks have been "debanking" gun manufacturers oil companies and other legal industries using ESG criteria as cover 🔴 The shocking evidence uncovered by federal" [YouTube Link](https://youtube.com/watch?v=a3yWr7Hr7rs) 2025-12-13T03:29Z [----] followers, 15.1K engagements "Bank of Canada Just Surrendered to US Fed [---] Million Mortgages Hit Renewal Wall in [----] On January [--] [----] the Bank of Canada held interest rates at 2.25% but this wasn't stabilityit was surrender. Governor Tiff Macklem just confirmed Canada is now a monetary hostage to the US Federal Reserve trapped in a stagflation nightmare where growth has collapsed to 0.6% while inflation remains stuck above target. With [---] million mortgage renewals hitting in [----] and the Canadian dollar heading toward [--] cents this is the economic crisis nobody is talking about. In this video I break down the three" [YouTube Link](https://youtube.com/watch?v=apkzmvZXMOg) 2026-01-28T18:41Z [----] followers, [----] engagements ""The $334 Billion Heist: Will Alberta bankrupt the CPP" 📍 Alberta just threatened to withdraw $334 billion from Canada's national pension systemand what happens next could fracture an entire G7 nation. In this urgent breakdown we examine the Alberta Pension Plan (APP) crisis that's accelerating THIS WEEK. Alberta claims it's owed 53% of CPP assetsapproximately $334 billionand is preparing to exit the Canada Pension Plan entirely. If they pull the trigger the CPP becomes functionally insolvent overnight triggering a cascade that could spread to every pooled pension system in the developed" [YouTube Link](https://youtube.com/watch?v=iM5IzOOxdDY) 2026-01-26T12:34Z [----] followers, [----] engagements "Insolvency "Hyper-Inflation": The 20% Spike No One Discusses Canadian Insolvency Crisis EXPLODES: 20% Spike in January [----] The Mortgage Cliff Reality In January [----] Canadian insolvency filings spiked 20% month-over-monththe sharpest acceleration since [----]. While the government celebrates a "soft landing" [-----] Canadians filed for bankruptcy last month alone. This is not a correction. This is a structural collapse. What You'll Learn: Why the 20% insolvency surge signals the start of a mortgage cliff crisis How 79% of bankruptcies are hidden as "Consumer Proposals" (shadow defaults) The $3.2" [YouTube Link](https://youtube.com/watch?v=jGkrfjdHaFA) 2026-01-23T15:54Z [----] followers, [----] engagements "Bank of Canada Fires [---] Staff to Save Money Central Bank Collapse Has Begun The Bank of Canada just announced it will cut [---] employees10% of its entire workforceby June [----] as part of a massive federal austerity drive eliminating [-----] public sector jobs. When the institution that prints money starts firing staff to save money the era of unlimited stimulus is officially over. This is not routine downsizing. This is the central bank signaling a transition from managing growth to managing decline. In this video I break down what the Bank of Canada workforce cuts really mean for the global" [YouTube Link](https://youtube.com/watch?v=jx6MtgcMFiM) 2026-02-10T18:38Z [----] followers, [----] engagements "ITS NOT JUST TD: The US Just EXPOSED Another Canadian Bank Friends thank you for being here today. BMO Capital Markets just paid $40 million to settle SEC charges for systematically misleading investors about bond metrics. For two and a half years they sold $3 billion in "sliver bonds"securities where a tiny $1000 insertion of high-yield debt tricked algorithms into mislabeling entire multi-million dollar bonds as premium assets. This isn't TD's money laundering scandal. This isn't RBC's compliance failure. This is the third major Canadian bank caught in a massive US regulatory crackdown in" [YouTube Link](https://youtube.com/watch?v=oXseYaD2HWY) 2025-12-12T04:25Z [----] followers, 26.5K engagements "$52B Vanished While China Built EverythingHere's What Failed #economics #politicaleconomy #mindtospirit #politics Description Friends thank you for being here today. On December 1st [----] former Intel CEO Pat Gelsinger did something unprecedented: he called the U.S. government's $52 billion CHIPS Act rollout "hideous." This isn't just corporate dramait's a confession that America has lost the ability to build what it needs to survive. While Washington spent [---] years processing paperwork China built fabs. While Intel waited for funding TSMC raced ahead. While politicians celebrated the "return" [YouTube Link](https://youtube.com/watch?v=sFzgA7Z9-4g) 2025-12-06T18:20Z [----] followers, [---] engagements "Toronto Housing Crashes 14.5% as [-----] Homes Trap Peak Buyers in Underwater Nightmare The Million-Dollar Floor Just Collapsed: Toronto's $973K Housing Crisis Exposed Toronto's housing market just broke a psychological barrier that millions thought was impossible. The average GTA home price fell to $973289 in January 2026the first time below $1 million in five years. But the real devastation is hidden in the data: semi-detached homes in the [---] suburbs crashed 14.5% year-over-year and [-----] active listings are sitting on the market for 45+ days with no buyers in sight. This isn't a correction." [YouTube Link](https://youtube.com/watch?v=wnuHXUIrI8o) 2026-02-08T15:29Z [----] followers, [----] engagements "US Regulators Hit Canadian Bank with $434B Cap: What This Means The US government didn't just fine TD Bankthey seized operational control of Canada's second-largest financial institution. A $434 billion asset cap has turned a systemically important bank into a zombie institution forbidden to grow answering to regulators in Washington instead of shareholders in Toronto. This isn't a temporary penalty. It's financial colonization. In this video I break down the three-part mechanism crushing Canadian banking sovereignty: the hard asset ceiling preventing growth the forced $48 billion liquidation" [YouTube Link](https://youtube.com/watch?v=z-p2XTPM7N8) 2026-01-08T07:14Z [----] followers, 10.7K engagements "Canada Opens Borders to FATF Grey-Listed UAE Capital $70B Sovereign Fire Sale Canada just signed a $70 BILLION investment deal with UAE sovereign wealth funds and almost no one is asking the right questions. While Prime Minister Carney calls this "nation-building" the architecture of this deal tells a completely different story. The UAE was placed on the FATF grey list for strategic anti-money laundering deficiencies. Canada has a documented "snow-washing" vulnerability exploited for decades. Now we are combining both at $70 billion under political pressure with no real alternative on the" [YouTube Link](https://youtube.com/watch?v=56UjFfhLZeg) 2026-02-16T16:26Z [----] followers, [---] engagements "Bank of Canada Just Built a Digital Fence to Trap Your Wealth Before the Loonie Collapses The Bank of Canada just activated a stablecoin oversight framework set for full implementation in [----] and almost nobody is talking about what it actually does to your retirement savings your RRSP and your ability to protect wealth before the next major Loonie slide. In this video we break down the three-layer regulatory architecture that Canada has quietly built around digital dollar alternatives and why the cumulative effect of provincial securities rules federal payment oversight and ministerial" [YouTube Link](https://youtube.com/watch?v=H3Zf2mUdOgI) 2026-02-15T16:56Z [----] followers, [----] engagements "Eddie Bauer Filed Today Now [---] Malls Face a Tenant Collapse Nobody Saw Coming On February [--] [----] Eddie Bauer's Canadian operator filed for bankruptcy protection planning to close up to [---] stores. Most people think this is just one brand failing. They are wrong. This is the first visible crack in a structural fault line running beneath every suburban mall every commercial landlord and every Canadian household still operating on yesterday's financial map. In this video we break down the full cascade: how inflation-crushed consumers are abandoning mid-tier lifestyle brands for Dollarama" [YouTube Link](https://youtube.com/watch?v=qGEYsLJ2zkY) 2026-02-15T08:59Z [----] followers, [----] engagements "Canada Just Reported 12.8% Youth Unemployment While Professional Jobs Vanish Canada's White-Collar Collapse: 12.8% Youth Unemployment While Professional Jobs Vanish While Canada's government celebrates a falling unemployment rate of 6.5% the internal data reveals a catastrophic shift in the labor market. Professional scientific and technical servicesthe backbone of the "Knowledge Economy"are experiencing the sharpest employment drops on record. Meanwhile job growth is concentrated in low-wage hospitality and retail sectors earning a fraction of what those professionals made. This isn't a" [YouTube Link](https://youtube.com/watch?v=UZmPdJTb_Tk) 2026-02-13T08:21Z [----] followers, [----] engagements "Canada Just Revealed Banking Sunset Clause Every Major Bank Expires in [---] Days Canada's Bank Act contains a statutory sunset clause that expires June [--] [----]. Section [--] restricts banks from operating without parliamentary authorization. With political gridlock intensifying and minority government instability this routine renewal has become a systemic risk event. We break down the legal mechanism historical precedent market implications and what it means for your deposits mortgages and the $3.4 trillion Canadian banking system. What You'll Learn: The Bank Act Sunset Clause explained (Section" [YouTube Link](https://youtube.com/watch?v=RxlXsgkKvek) 2026-02-12T06:18Z [----] followers, [----] engagements "Financial Stability Board Just Warned $16 Trillion Repo Crisis Will Freeze Your Bank Account The Financial Stability Board issued an urgent warning on February [--] 2026: a $16 trillion vulnerability in global repo markets driven by extreme leverage and supply imbalances. This isn't a future riskit's happening now. Repo markets process $4-5 trillion in daily liquidity and serve as the plumbing of the entire financial system. When this mechanism breaks your retirement portfolio mortgage rates credit access and wealth preservation are directly impacted. In this video we break down: What repo" [YouTube Link](https://youtube.com/watch?v=DrlQneSWL-U) 2026-02-11T14:50Z [----] followers, [----] engagements "Canada GDP Per Capita Falls Three Straight Years Your Retirement Just Got Crushed Canada's economy just entered what Rosenberg Research calls "Life Support" and the data is far worse than anyone's reporting. While the Bank of Canada projects stability real GDP contracted 0.5% annualized in Q4 [----] and per-capita output has fallen for THREE STRAIGHT YEARS. This isn't a slowdown. It's a structural collapse that's quietly destroying retirement portfolios pension security and mortgage affordability across the country. In this breakdown we expose the hidden GDP crisis the disinflationary output" [YouTube Link](https://youtube.com/watch?v=1snUqD89EPI) 2026-02-11T08:31Z [----] followers, [----] engagements "Bank of Canada Fires [---] Staff to Save Money Central Bank Collapse Has Begun The Bank of Canada just announced it will cut [---] employees10% of its entire workforceby June [----] as part of a massive federal austerity drive eliminating [-----] public sector jobs. When the institution that prints money starts firing staff to save money the era of unlimited stimulus is officially over. This is not routine downsizing. This is the central bank signaling a transition from managing growth to managing decline. In this video I break down what the Bank of Canada workforce cuts really mean for the global" [YouTube Link](https://youtube.com/watch?v=jx6MtgcMFiM) 2026-02-10T18:38Z [----] followers, [----] engagements "Toronto Housing Crashes 14.5% as [-----] Homes Trap Peak Buyers in Underwater Nightmare The Million-Dollar Floor Just Collapsed: Toronto's $973K Housing Crisis Exposed Toronto's housing market just broke a psychological barrier that millions thought was impossible. The average GTA home price fell to $973289 in January 2026the first time below $1 million in five years. But the real devastation is hidden in the data: semi-detached homes in the [---] suburbs crashed 14.5% year-over-year and [-----] active listings are sitting on the market for 45+ days with no buyers in sight. This isn't a correction." [YouTube Link](https://youtube.com/watch?v=wnuHXUIrI8o) 2026-02-08T15:29Z [----] followers, [----] engagements "Toronto Condo Inventory Hits [-----] Units as Investors Walk Away from Six Figure Deposits The Toronto Condo Market Has Hit the Inventory Wall [-----] Active Listings and Almost No Buyers In January [----] the Greater Toronto Area recorded [-----] active listings while sales cratered by nearly 20% to just [----] units. Condo prices have fallen 9.8% year-over-year and the assignment market has completely frozen. Thousands of investors are now walking away from six-figure deposits as the shadow inventory prepares to flood an already oversaturated market. This is not a temporary correction. This is a" [YouTube Link](https://youtube.com/watch?v=L2YahSrc-o0) 2026-02-07T19:55Z [----] followers, [----] engagements "Toronto Just Raided $400M in Reserves to Hide the Real Tax Rate Coming in [----] Toronto's [----] budget claims a modest 2.2% property tax increase but the city just raided $400 million in reserve funds to keep that number artificially low before the municipal election. Councilor Brad Bradford warns this is "fiscal arson" those emergency reserves were meant for infrastructure repairs and crisis response not routine operating costs. When they run dry in [----] Toronto homeowners will face a catch-up tax shock that could reach double digits. This video exposes the reserve account trap that's setting" [YouTube Link](https://youtube.com/watch?v=-snjnV7C7Uc) 2026-02-07T07:39Z [----] followers, [----] engagements "Toronto Housing Just Broke $1M Floor Canadian Banks Sitting on 27% Collateral Collapse The $1M Psychological Collapse: Toronto's Floor is Gone Canadian Real Estate Crisis [----] On February [--] [----] TRREB confirmed the unthinkable: Toronto average home prices dropped to $973289falling below $1M for the first time in five years. This isn't a market correction. This is a credit event that threatens your retirement portfolio mortgage equity and wealth preservation strategy. In this video I break down: Why the $1M price level was a psychological anchor holding up Canada's entire credit system How a" [YouTube Link](https://youtube.com/watch?v=DVKDPgRFkqw) 2026-02-05T15:55Z [----] followers, [----] engagements "Ontario Mortgage Defaults Surge 300% as [-----] Households Miss Payments This Quarter Ontario's mortgage market is imploding. New data reveals that missed mortgage payments have surged 300% since [----] with over [-----] households in Ontario alone recording arrears in the last quarter. This isn't a temporary correctionit's a structural breakdown driven by the fastest rate-hiking cycle in Canadian history and a $20 trillion global carry trade unwind that's draining liquidity from real estate markets across North America. In this video we break down the three converging forces creating what I call" [YouTube Link](https://youtube.com/watch?v=7ixygsdaduQ) 2026-02-05T07:54Z [----] followers, [----] engagements "Canada's Banking System Has a DEADLINE What Happens After June [--] Canada's entire banking system has a legal expiration date buried in Section [----] of the Bank Act. The "Sunset Clause" means the Big Six banks technically lose authorization to operate after June [--] [----] less than [---] days from now unless Parliament acts. But with political gridlock minority government chaos and trade war tensions renewal is far from guaranteed. In this video we expose: ✅ The hidden Sunset Provision that could render Canadian banks "illegal" ✅ Why Parliament may not renew the Bank Act before the deadline ✅ How" [YouTube Link](https://youtube.com/watch?v=14cXKZ1fRaI) 2026-02-04T06:50Z [----] followers, [----] engagements "Canada's Middle Class Just Collapsed Into Dollar Stores $2.4 Trillion Debt Bomb Detonating The "Dollarama" Economy: Canada's Middle Class Has Been Downgraded Economic Crisis [----] Retail data reveals a terrifying truth: While mid-tier retailers collapse with sales drops of 0.4% to 2.9% Dollarama profits have surged over 10%. This isn't frugal shoppingit's the structural downgrade of an entire G7 nation. When a country's primary growth engine is a dollar store the middle class has already been hollowed out. In this deep analysis we expose: Why Canadians are fleeing Walmart for discount-only" [YouTube Link](https://youtube.com/watch?v=TcjckZ6kQn4) 2026-02-03T15:52Z [----] followers, [----] engagements "13.3% of Canada's Youth Can't Find Work The Tax Base Is Vanishing Canada's youth unemployment crisis has exploded to 13.3%nearly double the national ratewhile professional scientific and technical services shed jobs at the fastest pace since the pandemic. This isn't a temporary downturn. This is a structural collapse of the entry-level job market and the consequences for housing pensions and social stability are catastrophic. In this video we break down: Why 13.3% youth unemployment signals permanent economic scarring How the "knowledge economy" is liquidating the next generation's future The" [YouTube Link](https://youtube.com/watch?v=8Vb6Uft2iq0) 2026-02-03T07:12Z [----] followers, [----] engagements "The $4200 Shadow Tax Hitting Every Household Why Central Banks Cannot Stop This The $4200 Shadow Tax: How the Trade War Is Silently Destroying Your Purchasing Power New data from US legislative watchdogs confirms that current tariffs are costing the average American household $4200 per year in lost purchasing power. This isn't a traditional tax you can vote againstit's a hidden "Shadow Tax" embedded in every product that crosses the border. With threats of 100% tariffs looming over the China-Canada strategic partnership we're facing a complete repricing of North American life. In this video" [YouTube Link](https://youtube.com/watch?v=VnI7K0ciUC8) 2026-02-02T15:19Z [----] followers, [---] engagements "Canada's 40% Mortgage Payment Shock Just Hit 10% of Borrowers Face Forced Liquidation Now Canada's variable-rate mortgage crisis has reached a critical breaking point in [----]. Bank of Canada data reveals that 10% of variable-rate borrowers renewing this year will see their monthly payments surge by more than 40% a payment shock so severe it's triggering the first wave of forced liquidations across the Greater Toronto and Vancouver housing markets. In this video we break down the mechanics of Canada's mortgage death spiral: how negative amortization turned $500000 mortgages into $530000+" [YouTube Link](https://youtube.com/watch?v=M7izKU21REA) 2026-02-02T07:00Z [----] followers, [----] engagements "Canadian Banks Just Got [--] Day Emergency Orders OSFI Sees Bank Run Coming May 1st On January [--] [----] Canada's banking regulator OSFI fast-tracked emergency Liquidity Adequacy Requirements with a 90-day implementation deadline. While the Bank of Canada says "steady as she goes" the people who see the actual books are preparing for a liquidity event. This video breaks down what OSFI's LAR guideline reveals about retail structured notes partnership deposits and the $315 trillion global debt crisis now hitting Canadian banks. We examine the Japan carry trade unwind the collapse of firms like" [YouTube Link](https://youtube.com/watch?v=98EfofHJesE) 2026-02-01T18:12Z [----] followers, 30.5K engagements "The Insolvency Cliff: 41% of Canadians are $200 from the Edge 41% of Canadians are now within $200 of complete financial insolvency. This isn't a future crisisit's happening right now. The [----] MNP Consumer Debt Index reveals a catastrophic collapse in household finances that nobody is talking about. In this video we expose the structural fault lines destroying Canadian households: 17% are using credit cards to buy food 44% say they'll face bankruptcy if rates don't fall and 32% have entered complete "flight mode"avoiding bills and financial reality entirely. This is the insolvency cliff and" [YouTube Link](https://youtube.com/watch?v=KeaHSYIU_PY) 2026-02-01T09:24Z [----] followers, [----] engagements "Canada's GDP Just Contracted [--] 5% in Q4 Manufacturing at [----] Levels Canada's economy contracted 0.5% annualized in Q4 [----] according to Statistics Canada's flash estimate released January [--] [----]. This video breaks down the manufacturing collapse export crisis and what it means for Canadian households holding inflated assets. Real GDP was flat in November [----] after a 0.3% contraction in October. Manufacturing fell 1.3% in a single month. Durable goods production hit the lowest levels since [----] excluding the pandemic. Motor vehicle and parts exports dropped over 11% while metals and" [YouTube Link](https://youtube.com/watch?v=7NeSZWLjJq0) 2026-01-31T12:11Z [----] followers, [----] engagements "China and Canada's 71% Collapse Signal the Dollar Death Spiral Has Already Begun 🚨 BREAKING: 71% of Canadians expect their lives to worsen in 2026the highest pessimism level ever recorded in a G7 nation. This isn't a recession warning. This is mathematical proof that the debt-driven illusion has collapsed. In this video I break down the January [----] MNP Consumer Debt Index data that reveals Canada's complete psychological and economic breakdown: 71% expect cost of living to WORSEN (not stabilizeworsen) 44% are one interest rate move away from bankruptcy 41% are within $200 of total" [YouTube Link](https://youtube.com/watch?v=-c-FUHUvyFg) 2026-01-29T18:37Z [----] followers, [----] engagements "Bank of Canada Just Surrendered to US Fed [---] Million Mortgages Hit Renewal Wall in [----] On January [--] [----] the Bank of Canada held interest rates at 2.25% but this wasn't stabilityit was surrender. Governor Tiff Macklem just confirmed Canada is now a monetary hostage to the US Federal Reserve trapped in a stagflation nightmare where growth has collapsed to 0.6% while inflation remains stuck above target. With [---] million mortgage renewals hitting in [----] and the Canadian dollar heading toward [--] cents this is the economic crisis nobody is talking about. In this video I break down the three" [YouTube Link](https://youtube.com/watch?v=apkzmvZXMOg) 2026-01-28T18:41Z [----] followers, [----] engagements ""The $334 Billion Heist: Will Alberta bankrupt the CPP" 📍 Alberta just threatened to withdraw $334 billion from Canada's national pension systemand what happens next could fracture an entire G7 nation. In this urgent breakdown we examine the Alberta Pension Plan (APP) crisis that's accelerating THIS WEEK. Alberta claims it's owed 53% of CPP assetsapproximately $334 billionand is preparing to exit the Canada Pension Plan entirely. If they pull the trigger the CPP becomes functionally insolvent overnight triggering a cascade that could spread to every pooled pension system in the developed" [YouTube Link](https://youtube.com/watch?v=iM5IzOOxdDY) 2026-01-26T12:34Z [----] followers, [----] engagements "NO MORE STAMPS: The "Digital Visa" Plan That Tracks Your Every Move Canada has officially launched a Digital Visa Pilot that replaces physical passport stamps with programmable biometric authorization. By [----] all travelers will be required to submit facial recognition data to cross borders. This isn't about efficiencyit's about control. In this video I break down Canada's Digital Platform Modernization roadmap and what it means for your freedom of movement. The digital visa system creates a centralized database where travel permission can be revoked instantly with a keystroke. Unlike paper" [YouTube Link](https://youtube.com/watch?v=r06ZMDYecvQ) 2026-01-25T05:28Z [----] followers, [----] engagements "Canadian Banks Just Locked 60% of Mortgages Inside the LTI Trap Canadian homeowners are discovering their home equity has been frozen solid. In [----] your house was an ATMyou could tap equity through HELOCs at 3.86% and use it to pay down debt fund renovations or cover emergencies. In [----] that access has been cut off. HELOC rates have doubled to 7.3% but the real trap is regulatory: OSFI's new Loan-to-Income cap (4.5x) and systematic appraisal deflation have locked 60% of mortgage renewals inside what I call the Liquidity Prison. This video breaks down the three converging forces destroying" [YouTube Link](https://youtube.com/watch?v=GAqH-EX3Qr0) 2026-01-24T16:15Z [----] followers, [----] engagements "Insolvency "Hyper-Inflation": The 20% Spike No One Discusses Canadian Insolvency Crisis EXPLODES: 20% Spike in January [----] The Mortgage Cliff Reality In January [----] Canadian insolvency filings spiked 20% month-over-monththe sharpest acceleration since [----]. While the government celebrates a "soft landing" [-----] Canadians filed for bankruptcy last month alone. This is not a correction. This is a structural collapse. What You'll Learn: Why the 20% insolvency surge signals the start of a mortgage cliff crisis How 79% of bankruptcies are hidden as "Consumer Proposals" (shadow defaults) The $3.2" [YouTube Link](https://youtube.com/watch?v=jGkrfjdHaFA) 2026-01-23T15:54Z [----] followers, [----] engagements "The "Growth Ponzi" Collapses: GDP Per Capita Hits 1930s Levels Canada's economy is "growing" at 1% but GDP per capita has collapsed to Great Depression levels. Here's the math they don't want you to see. In this video we break down the "Growth Ponzi" how Canada's 3% population growth is masking an 8-quarter freefall in living standards. While headline GDP looks positive real GDP per capita has declined for 3+ consecutive years hitting levels not seen since the 1930s. 🔴 KEY DATA POINTS: GDP per capita: Lowest growth (0.8%) since the Great Depression Canadian productivity: Just 71% of US" [YouTube Link](https://youtube.com/watch?v=I1QYa6eZH0Y) 2026-01-22T05:21Z [----] followers, [----] engagements "820000 Canadians Escaped in One Year Why the Brain Drain Just Turned Fatal Canada's Brain Drain Crisis: 66% of Top Engineers Flee to America The Competence Exodus Explained Friends the numbers don't lie. While Canada celebrates record immigration [------] of our most skilled citizens have relocated to the United Statesa 50% surge in just one year. Among software engineers graduating from top universities like Waterloo 66% leave immediately for American opportunities paying 2-3x Canadian salaries. In this video we break down the three forces converging to create Canada's competence void: the" [YouTube Link](https://youtube.com/watch?v=OrSoW_Ug-a0) 2026-01-21T15:47Z [----] followers, [----] engagements "The "Ghost Site" Epidemic: Why Construction Stopped 🚨 The housing crisis just took a catastrophic turn. While politicians promise [---] million new homes construction insolvencies have surged 30% year-over-year making building financially impossible. In this video I break down the $150+ billion worth of stalled "Ghost Sites" across Toronto and Vancouverhalf-finished towers trapped in receivership with buyers' deposits locked in legal limbo for years. We're witnessing the Profitability Inverse: it costs $1000+ per square foot to build but resale prices have collapsed to $812 psf. Every" [YouTube Link](https://youtube.com/watch?v=SJlc0p9qPWU) 2026-01-20T07:05Z [----] followers, [----] engagements "Canada Banks Just Flagged [--] in [--] Mortgages as Fraud Mass Liquidation Begins [----] Canada's mortgage system is collapsing under the weight of systemic fraud. British Columbia regulators just exposed a single shadow broker linked to [--] fraud cases and hundreds of falsified applicationsbut this is only the beginning. Industry estimates suggest up to [--] in [--] mortgages in hot markets contain material income misrepresentation representing over $100 billion in toxic debt.In [----] the CRA's new Income Verification Tool goes live allowing lenders to cross-reference mortgage applications against actual" [YouTube Link](https://youtube.com/watch?v=htWrDOh85VE) 2026-01-19T11:45Z [----] followers, [----] engagements "Stablecoins Now Hold $155 Billion in US Debt Your Pension Pays When They Sell Stablecoins now hold $155 billion in US Treasury debtmaking them the 7th largest holder globally. When the crypto market crashes they'll be forced to liquidate spiking yields and crashing your pension fund. This isn't a crypto problem anymoreit's a systemic threat to every American's retirement. In this video we expose the hidden connection between cryptocurrency and the US bond market that nobody is talking about. Tether holds more US government debt than Germany Australia or Canada. These offshore shadow banks" [YouTube Link](https://youtube.com/watch?v=KO1jslZX2RA) 2026-01-16T06:14Z [----] followers, [---] engagements "Canada's $900 Billion Trade Collapse Just Triggered America's Biggest Supply Chain Nightmare 🚨 Canada's $900 Billion Trade Relationship with the US is COLLAPSING 🚨 The largest bilateral trade relationship in human history is unraveling in real-time and the consequences are already showing up at your local Home Depot and gas station. Canadian exports to the United States just hit multi-year lows as the Eurasia Group officially designates Canada as the "most at risk" nation in [----]. In this video we break down: Why the USMCA has been declared a "Zombie Agreement" How Section [---] national" [YouTube Link](https://youtube.com/watch?v=vyKo3ZVfBQo) 2026-01-15T07:29Z [----] followers, [----] engagements "The "Doubling Up" Economy: Hidden Homelessness Explodes [---] Million Canadians Are Living in Hidden Housing Crisis That Statistics Don't Count The unemployment rate looks stable. Housing starts are up. But behind closed doors one in four Canadians is trapped in what economists call "doubling up"multi-generational households adult children in basements strangers sharing bedrooms. This isn't a soft landing. This is a structural collapse of the middle-class standard of living hidden from every official metric. In this video I break down: Why 35% of young adults (20-34) still live with parents50%" [YouTube Link](https://youtube.com/watch?v=FYAP7Ft0zQc) 2026-01-14T06:19Z [----] followers, [----] engagements "Canadian Banks Hiding 176% Debt Crisis as [---] Million Homeowners Face Payment Shock Canada's household debt has reached a mathematical breaking point at 176.7% of disposable income$1.77 owed for every dollar earned. With [---] million mortgages renewing from 1% rates into 5%+ rates payment shocks of $800-$1000/month are vaporizing consumer spending power across the economy. In this analysis we examine: - The $3.2 trillion household debt burden crushing Canadian families - Why the [----] divergence created today's crisis (US deleveraged Canada doubled down) - The Mortgage Renewal Wall hitting 1.2M" [YouTube Link](https://youtube.com/watch?v=ryZjS3TPX3E) 2026-01-13T07:43Z [----] followers, 10.6K engagements "Toronto Developers Just Abandoned [-----] Finished Condos The $20 Billion Liquidity Freeze Begins Toronto's real estate market just hit a breaking point that changes everything. With [-----] completed condos sitting unsold and developers abandoning $20 billion in finished inventory Canada is witnessing a liquidity crisis unlike anything in [--] years. This isn't a market correctionit's a structural collapse where the math of building no longer works. In this video I break down the three forces converging right now: the inventory tsunami of [-----] units completing in [----] the investor exodus as" [YouTube Link](https://youtube.com/watch?v=RHlZ9q3Z6LQ) 2026-01-12T06:40Z [----] followers, 21.8K engagements "THEY ARE FIRING THEMSELVES: Why the Bank of Canada Just Cut 10% of Staff The Bank of Canada just fired 10% of its workforce225 economists and policy analysts eliminated by mid-2026. Scotiabank cut [----] positions with a $373 million severance charge. GM's Factory Zero is laying off over [----] workers. This isn't a labor shortage. This is a white collar purge and it's happening right now across Canada's financial sector manufacturing base and even the institutions that print the money. In this video we expose the three-force convergence destroying professional employment: corporate efficiency" [YouTube Link](https://youtube.com/watch?v=fm17AUu9HRU) 2026-01-11T07:28Z [----] followers, [----] engagements "6 MONTHS LEFT: The "Date" That Could Bankrupt Ontario July 1st [----] isn't just Canada Dayit's the day the USMCA trade agreement faces its mandatory review under Article [----] and the United States is treating it as leverage to extract massive concessions from Canada. With $3.6 billion in daily cross-border trade at stake the automotive sector facing potential 25% tariffs and a built-in "sunset clause" that could trigger annual renegotiations Canada is staring down economic annexation disguised as a routine trade review. In this deep dive we examine the Sunset Clause mechanism that Canada" [YouTube Link](https://youtube.com/watch?v=rABO82QQggk) 2026-01-10T14:03Z [----] followers, [----] engagements "The $800 Discrepancy: Are [----] Food Prices Higher Than Predicted The [----] Canada Food Price Report just confirmed what your grocery receipt has been screaming: a family of four will pay $994 MORE for food this yearthe largest increase in the report's history. While politicians celebrate "victory over inflation" your dinner table tells a very different story. Food inflation is running at 6% meat prices are surging 7% and the Canadian dollar sitting at [--] cents is quietly destroying your purchasing power on every imported item. In this video I break down the three converging forces that are" [YouTube Link](https://youtube.com/watch?v=DfDnEgACYSc) 2026-01-09T12:55Z [----] followers, [----] engagements "Check Your Pay Stub: Why Take-Home Pay Could Drop in [----] (CPP2) Your January [----] paycheck just got lighter and most Canadians have no idea why. The CPP2 system reached full phase-in on January 1st [----] and millions of workers are now paying up to $4646 annually in mandatory pension contributionswith self-employed Canadians facing a crushing $9292 bill. This isn't a glitch. This is the new reality. In this video I break down exactly what happened to your take-home pay why the government calls this a "pension enhancement" when it feels like a wage cut and where your money is actually going." [YouTube Link](https://youtube.com/watch?v=DdvjTj_IhJU) 2026-01-08T19:34Z [----] followers, [----] engagements "US Regulators Hit Canadian Bank with $434B Cap: What This Means The US government didn't just fine TD Bankthey seized operational control of Canada's second-largest financial institution. A $434 billion asset cap has turned a systemically important bank into a zombie institution forbidden to grow answering to regulators in Washington instead of shareholders in Toronto. This isn't a temporary penalty. It's financial colonization. In this video I break down the three-part mechanism crushing Canadian banking sovereignty: the hard asset ceiling preventing growth the forced $48 billion liquidation" [YouTube Link](https://youtube.com/watch?v=z-p2XTPM7N8) 2026-01-08T07:14Z [----] followers, 10.7K engagements "TRAPPED Why Real Estate Investors May Struggle to Sell in [----] Friends the trap is closing on Canadian real estate investors. In this video I break down the mathematical reality unfolding in Toronto and Vancouver's condo markets. 60% of Canadian mortgages are renewing in 2025-2026 sending payments up 20% while condo values drop 4.5-6.5%. This isn't a correctionit's a capitulation event. What You'll Learn: Why investors are losing $800/month on cash flow negative properties The $80000 loss trap forcing zombie ownership across the GTA How cap rate decompression is driving prices" [YouTube Link](https://youtube.com/watch?v=kImHr01biEk) 2026-01-07T16:07Z [----] followers, [----] engagements "60% of Mortgages Reset Soon: Is the [----] Payment Shock Inevitable Friends the clock just struck midnight for over [--] million Canadian homeowners. On January 1st [----] we crossed the Renewal Wall60% of all outstanding mortgages in Canada are now resetting into payment shocks of 20% to 40%. This isn't speculation. This is Bank of Canada data confirming a mathematical inevitability that will reshape household solvency across the country. In this video we break down: The 60% mortgage renewal crisis hitting 4+ million Canadian families in 2025-2026 Why payment increases of $800-$1200/month are" [YouTube Link](https://youtube.com/watch?v=QYafc36wV1I) 2026-01-07T08:22Z [----] followers, [----] engagements "Banks Brace for $3 Billion in Losses: Is a Mortgage Crisis Starting Scotiabank just made a $1.11 billion bet against Canadian borrowersand they're willing to sacrifice profits to prepare for what's coming in [----]. In Q4 [----] Canada's third-largest bank dramatically increased its Provision for Credit Losses while simultaneously cutting [----] employees and taking a $373 million restructuring charge. This isn't cautionit's a confession. In this deep dive we expose what the Big Six Canadian banks see in their internal data that the public doesn't: a mortgage renewal crisis building for [----] as" [YouTube Link](https://youtube.com/watch?v=LvPje9jyA4c) 2026-01-06T17:45Z [----] followers, [---] engagements "End of an Era: Why Canadas 7th Largest Bank is Being Split & Sold On December [--] [----] Laurentian Banka 179-year-old Canadian institutionceased to exist as an independent entity. National Bank took the retail clients. Fairstone took the loans. This wasn't a merger. It was a partition. And it's the clearest signal yet that mid-tier banks in Canada cannot survive the current environment. In this video I break down the three structural forces killing regional banks: regulatory moats that only trillion-dollar institutions can afford technology deficits that create generational chasms and deposit" [YouTube Link](https://youtube.com/watch?v=dWF714lPOSg) 2026-01-05T05:44Z [----] followers, [----] engagements "Is Canada Becoming NATO's New Arsenal ($6.4 Billion Mining Shift) Canada just became NATO's most critical strategic assetand most people have no idea it's happening. While the rest of the economy braces for recession the Canadian government has unlocked $6.4 billion to transform Northern Ontario and Quebec into the "Arsenal of Democracy" for critical minerals. In this video I break down the three forces converging right now: massive federal investment U.S. Defense Production Act funding flowing across the border and the designation of Canadian mines as "national security infrastructure." This" [YouTube Link](https://youtube.com/watch?v=jErkbGz-F-g) 2026-01-04T19:11Z [----] followers, [----] engagements "Project Launch: Could This Mega-Project Save the Canadian Dollar Friends while everyone watches the stock market crash the most important economic event of [----] just went live in a frozen fjord most people have never heard of. LNG Canada - a $40 billion facility in Kitimat BC - is now shipping [--] million tonnes of liquefied natural gas to Japan Korea and China under 20-year contracts. This is the energy weapon that creates a currency floor for the Canadian Dollar. But here's the dark side nobody is talking about: Canadian heating bills just spiked 18% as domestic gas gets redirected to Asian" [YouTube Link](https://youtube.com/watch?v=sdbTg5P45xI) 2026-01-04T06:52Z [----] followers, [----] engagements "Oil Shift: Will Canada Send 500k Barrels to China (US Market Impact) Canada Just Redirected [------] Barrels Daily to China US Refineries Panic Buying Now Friends thank you for being here today. What most people don't realize is that the most dramatic shift in North American energy in [--] years just happenedwithout a single headline. Over [------] barrels per day that once flowed south at a discount are now streaming across the Pacific to Shanghai Mumbai and Seoul. The Trans Mountain Expansion pipeline is running at 90% capacity and two-thirds of every barrel leaving Vancouver is heading west not" [YouTube Link](https://youtube.com/watch?v=JyLL-KML5II) 2026-01-03T19:52Z [----] followers, [---] engagements "Real-Time Rail 2026: Will Canada's New Payment System End Privacy Canada's Real-Time Rail (RTR) payment system launches in Q3 [----] and it's not just an upgradeit's the infrastructure for total financial surveillance. Built on ISO [-----] messaging standards every transaction will carry metadata: what you bought why you bought it where you were and your tax ID. This is the highway for Central Bank Digital Currencies (CBDCs) and programmable money. In this video I break down: The Real-Time Rail's Q3 [----] launch timeline How ISO [-----] enables "data-rich" transaction tracking Why instant settlement" [YouTube Link](https://youtube.com/watch?v=wtVmBG0zqKA) 2026-01-03T05:58Z [----] followers, 14K engagements "Frozen Funds Why Some Mortgage Investors Can't Withdraw Money Now Friends as of January [----] multiple Canadian Mortgage Investment Corporations (MICs) have frozen investor withdrawalstrapping retirement savings inside funds that were marketed as "safe as houses." This isn't a technical glitch. This is a systemic liquidity crisis unfolding across Canada's $40 billion private credit sector. In this video we examine the structural fault lines that made this inevitable: the liquidity mismatch between monthly redemptions and multi-year construction loans the migration of subprime borrowers into" [YouTube Link](https://youtube.com/watch?v=ulpgh5rkVsw) 2026-01-02T19:17Z [----] followers, [----] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@minddtospirit Mind to Spirit
Mind to Spirit posts on YouTube about politics, economics, canada, bank the most. They currently have [-----] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.
Engagements: [-----] #
- [--] Week [------] -61%
- [--] Month [-------] -40%
Mentions: [--] #
Followers: [-----] #
- [--] Week [-----] +1%
- [--] Month [-----] +13%
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Social Influence
Social category influence countries finance travel destinations currencies gaming stocks cryptocurrencies
Social topic influence politics #4264, economics #380, canada #4098, bank, banking, market, toronto, debt, bank of, economy
Top Social Posts
Top posts by engagements in the last [--] hours
"Canada Opens Borders to FATF Grey-Listed UAE Capital $70B Sovereign Fire Sale Canada just signed a $70 BILLION investment deal with UAE sovereign wealth funds and almost no one is asking the right questions. While Prime Minister Carney calls this "nation-building" the architecture of this deal tells a completely different story. The UAE was placed on the FATF grey list for strategic anti-money laundering deficiencies. Canada has a documented "snow-washing" vulnerability exploited for decades. Now we are combining both at $70 billion under political pressure with no real alternative on the"
YouTube Link 2026-02-16T16:26Z [----] followers, [---] engagements
"Bank of Canada Just Built a Digital Fence to Trap Your Wealth Before the Loonie Collapses The Bank of Canada just activated a stablecoin oversight framework set for full implementation in [----] and almost nobody is talking about what it actually does to your retirement savings your RRSP and your ability to protect wealth before the next major Loonie slide. In this video we break down the three-layer regulatory architecture that Canada has quietly built around digital dollar alternatives and why the cumulative effect of provincial securities rules federal payment oversight and ministerial"
YouTube Link 2026-02-15T16:56Z [----] followers, [----] engagements
"The "Growth Ponzi" Collapses: GDP Per Capita Hits 1930s Levels Canada's economy is "growing" at 1% but GDP per capita has collapsed to Great Depression levels. Here's the math they don't want you to see. In this video we break down the "Growth Ponzi" how Canada's 3% population growth is masking an 8-quarter freefall in living standards. While headline GDP looks positive real GDP per capita has declined for 3+ consecutive years hitting levels not seen since the 1930s. 🔴 KEY DATA POINTS: GDP per capita: Lowest growth (0.8%) since the Great Depression Canadian productivity: Just 71% of US"
YouTube Link 2026-01-22T05:21Z [----] followers, [----] engagements
"Canada Just Revealed Banking Sunset Clause Every Major Bank Expires in [---] Days Canada's Bank Act contains a statutory sunset clause that expires June [--] [----]. Section [--] restricts banks from operating without parliamentary authorization. With political gridlock intensifying and minority government instability this routine renewal has become a systemic risk event. We break down the legal mechanism historical precedent market implications and what it means for your deposits mortgages and the $3.4 trillion Canadian banking system. What You'll Learn: The Bank Act Sunset Clause explained (Section"
YouTube Link 2026-02-12T06:18Z [----] followers, [----] engagements
"Eddie Bauer Filed Today Now [---] Malls Face a Tenant Collapse Nobody Saw Coming On February [--] [----] Eddie Bauer's Canadian operator filed for bankruptcy protection planning to close up to [---] stores. Most people think this is just one brand failing. They are wrong. This is the first visible crack in a structural fault line running beneath every suburban mall every commercial landlord and every Canadian household still operating on yesterday's financial map. In this video we break down the full cascade: how inflation-crushed consumers are abandoning mid-tier lifestyle brands for Dollarama"
YouTube Link 2026-02-15T08:59Z [----] followers, [----] engagements
"Canada's Banking System Has a DEADLINE What Happens After June [--] Canada's entire banking system has a legal expiration date buried in Section [----] of the Bank Act. The "Sunset Clause" means the Big Six banks technically lose authorization to operate after June [--] [----] less than [---] days from now unless Parliament acts. But with political gridlock minority government chaos and trade war tensions renewal is far from guaranteed. In this video we expose: ✅ The hidden Sunset Provision that could render Canadian banks "illegal" ✅ Why Parliament may not renew the Bank Act before the deadline ✅ How"
YouTube Link 2026-02-04T06:50Z [----] followers, [----] engagements
"Canada's $600/Month NIGHTMARE Why Real Estate "Investors" Are TRAPPED #economics #politicaleconomy #mindtospirit #politics Description Friends what's unfolding in Toronto right now isn't just a housing correctionit's a structural collapse that will reverberate across the entire Canadian financial system. 81% of new condo investors are losing money every single month. Sales have crashed to a 35-year low. And the shadow banking system that's been holding this house of cards together is starting to crack. In this video I walk you through: Why Toronto condo investors are trapped in "negative"
YouTube Link 2025-12-08T15:43Z [----] followers, [----] engagements
"Most People Don't Know Gold Just CRUSHED US Treasuries COLLAPSE Incoming wolff responds #economics #politicaleconomy #mindtospirit #politics Description Friends something unprecedented just happened. On November 29th [----] the financial architecture holding up the US dollar quietly crackedand almost nobody noticed. While the media celebrates gold hitting $4218 per ounce as just another "commodity rally" a far more structural event is unfolding: the BRICS Gold Corridor is now operational. For the first time since [----] global central banks hold more physical gold (36344 tonnes) than US Treasury"
YouTube Link 2025-12-03T06:52Z [--] followers, [--] engagements
"DEPOSIT WIPEOUT: Why Buyers Are Abandoning $100k Checks The Appraisal Trap is destroying Canadian real estate right now. Buyers across Toronto and the GTA are receiving midnight calls from their lawyers: you have [--] hours to produce $200000+ in cash to cover appraisal gaps or you lose everything. This isn't speculationit's happening today. In this video I break down the mathematical reality behind the condo crisis: Why buyers who signed contracts at $800000 in [----] are now facing $600000 appraisals The shocking case of a buyer who walked away from a $439000 deposit because closing would cost"
YouTube Link 2025-12-29T06:59Z [----] followers, [----] engagements
"THE $100 BILLION TRAP: Why Canadian Banks Are Dying in America Canadian banks are trapped in America's commercial real estate nightmareand your savings are paying the price. BMO just set aside $1.1 BILLION in a single quarter to cover loans going bad. RBC injected billions into its US subsidiary to plug holes from failed office tower bets. While American banks dumped their toxic commercial real estate loans in 2023-2024 Canadian banks held onand now they're the bagholders of last resort. This isn't about a market correction. This is about structural collapse. In this video I break down: How"
YouTube Link 2025-12-11T11:20Z [----] followers, [----] engagements
"REPO CRISIS: Why [---] Million Americans Just Lost Their Cars [----] Million Cars Repossessed in [----] The Working Class Collapse Just Went Visible Friends the data just confirmed what the official employment numbers refuse to acknowledge: [----] million vehicles were repossessed in 2024the highest level since the [----] financial crisis. This isn't about bad borrowers. Prime credit borrowers are defaulting at rates higher than pre-pandemic levels. The average car payment has reached $682 per month trapping millions in negative equity they cannot escape. In this video we break down: Why the repo"
YouTube Link 2025-12-19T06:25Z [----] followers, [---] engagements
"Most People Don't Know France Just COLLAPSED [---] Trillion Nightmare Begins #economics #politicaleconomy #mindtospirit #politics Description France's government has collapsed. The bond market is in revolt. And most people have no idea what's coming next. On December 4th [----] the French National Assembly passed a motion of no-confidence with [---] votes firing Prime Minister Michel Barnier and leaving France without a government without a budget and staring at a [---] trillion debt crisis that threatens the entire Eurozone. This isn't just French politics. This is the Eurozone's potential Lehman"
YouTube Link 2025-12-05T09:35Z [----] followers, [---] engagements
"THEY QUIT: [--] Condo Towers Just Got Cancelled (Map Proof) [--] Toronto Condo Towers Just Got Cancelled [----] Units Erased From [----] Supply Friends thank you for being here today. Since the start of [----] [--] condo projects representing [----] units have been officially cancelled in the Greater Toronto Area. Q3 [----] alone saw a record [--] projects (2500 units) wiped outthe highest cancellation rate in history. This isn't a delay. This is a building strike. In this video I break down: Why developers are cancelling projects even after taking deposits The cost-to-build crisis: $1300/sqft to build vs"
YouTube Link 2025-12-30T19:53Z [----] followers, [----] engagements
"Check Your Pay Stub: Why Take-Home Pay Could Drop in [----] (CPP2) Your January [----] paycheck just got lighter and most Canadians have no idea why. The CPP2 system reached full phase-in on January 1st [----] and millions of workers are now paying up to $4646 annually in mandatory pension contributionswith self-employed Canadians facing a crushing $9292 bill. This isn't a glitch. This is the new reality. In this video I break down exactly what happened to your take-home pay why the government calls this a "pension enhancement" when it feels like a wage cut and where your money is actually going."
YouTube Link 2026-01-08T19:34Z [----] followers, [----] engagements
"The $800 Discrepancy: Are [----] Food Prices Higher Than Predicted The [----] Canada Food Price Report just confirmed what your grocery receipt has been screaming: a family of four will pay $994 MORE for food this yearthe largest increase in the report's history. While politicians celebrate "victory over inflation" your dinner table tells a very different story. Food inflation is running at 6% meat prices are surging 7% and the Canadian dollar sitting at [--] cents is quietly destroying your purchasing power on every imported item. In this video I break down the three converging forces that are"
YouTube Link 2026-01-09T12:55Z [----] followers, [----] engagements
"The "Doubling Up" Economy: Hidden Homelessness Explodes [---] Million Canadians Are Living in Hidden Housing Crisis That Statistics Don't Count The unemployment rate looks stable. Housing starts are up. But behind closed doors one in four Canadians is trapped in what economists call "doubling up"multi-generational households adult children in basements strangers sharing bedrooms. This isn't a soft landing. This is a structural collapse of the middle-class standard of living hidden from every official metric. In this video I break down: Why 35% of young adults (20-34) still live with parents50%"
YouTube Link 2026-01-14T06:19Z [----] followers, [----] engagements
"JUST IN: Canada WEAPONIZES [----] Treaty With SHOCKING Energy Move Against US wolff responds" Friends while America obsesses over border walls and tariffs the real battle is happening underground. Michigan Governor Gretchen Whitmer's three-year crusade to shut down the Line [--] pipeline has created what I call "mutually assured economic destruction" and millions of Americans are caught in the crossfire. In this video I break down the convergence of three unstoppable forces: Environmental populism demanding the pipeline's closure Energy reality showing 45% of the region's fuel supply depends on it"
YouTube Link 2025-12-09T07:10Z [--] followers, [--] engagements
"THE 25% TRAP: Why Trumps War on Canada Will Bankrupt YOU Friends thank you for being here today. What if the greatest threat to your purchasing power isn't coming from overseas but from a policy marketed as "protecting American workers" The 25% tariff on Canada isn't a tax on Trudeauit's a hidden levy on every American household. In this deep dive we explore the Tariff-Inflation Reality that nobody in Washington wants you to understand: How a 25% tariff on Canadian goods becomes a $1400 annual surcharge on American families Why Canada isn't Chinaand why that distinction matters for your"
YouTube Link 2025-12-10T03:46Z [---] followers, [---] engagements
"JPMorgan is Preparing Price Surge as Silver Borrowing cost 200% wolff responds Friends something unprecedented just happened in the silver marketand most people have no idea. In December [----] silver prices went vertical smashing through [----] lakh/kg in India and touching $60 globally. But here's what should terrify you: when prices hit record highs [---] TONNES of family silver was sold back to dealers in just ONE WEEK. This wasn't normal market activity. This was panic. Dealers weren't buying this silver to resell to investorsthey were melting down grandma's silverware just to fulfill"
YouTube Link 2025-12-07T07:42Z [--] followers, [--] engagements
"Oil Shift: Will Canada Send 500k Barrels to China (US Market Impact) Canada Just Redirected [------] Barrels Daily to China US Refineries Panic Buying Now Friends thank you for being here today. What most people don't realize is that the most dramatic shift in North American energy in [--] years just happenedwithout a single headline. Over [------] barrels per day that once flowed south at a discount are now streaming across the Pacific to Shanghai Mumbai and Seoul. The Trans Mountain Expansion pipeline is running at 90% capacity and two-thirds of every barrel leaving Vancouver is heading west not"
YouTube Link 2026-01-03T19:52Z [----] followers, [---] engagements
"Banks Brace for $3 Billion in Losses: Is a Mortgage Crisis Starting Scotiabank just made a $1.11 billion bet against Canadian borrowersand they're willing to sacrifice profits to prepare for what's coming in [----]. In Q4 [----] Canada's third-largest bank dramatically increased its Provision for Credit Losses while simultaneously cutting [----] employees and taking a $373 million restructuring charge. This isn't cautionit's a confession. In this deep dive we expose what the Big Six Canadian banks see in their internal data that the public doesn't: a mortgage renewal crisis building for [----] as"
YouTube Link 2026-01-06T17:45Z [----] followers, [---] engagements
"Most People Don't Know 81% of Toronto Investors Are BLEEDING Cash Monthly wolff responds #economics #politicaleconomy #mindtospirit #politics Description Canada's housing market just hit a breaking point that nobody saw coming. In Q3 [----] Toronto condo sales collapsed to a 35-year lowworse than the 1990s crash. But here's what should terrify you: 81% of new condo investors are losing money EVERY SINGLE MONTH. This isn't a correction. This is a structural collapse. We're watching the "Canadian Dream" of real estate wealth implode in real time. Investors who bought pre-construction condos at"
YouTube Link 2025-12-07T16:53Z [----] followers, 58.1K engagements
"ITS OVER: Why Factories Are Fleeing Canada This Week The Great Eviction has begun. While most Canadians remain unaware factories are quietly packing up and moving southnot to China but to Michigan Ohio and Illinois. In Q2 [----] alone Ontario shed [-----] manufacturing jobs in the sharpest decline since [----]. This isn't about offshoring. It's about the USMCA Sunset Clause. On July [--] [----] the North American trade agreement comes up for review and the US is threatening 10-25% tariffs on all importsincluding from Canada. Manufacturers like Stellantis have already made their choice: they took"
YouTube Link 2026-01-02T07:20Z [----] followers, [----] engagements
"Most People Don't Know UK Banks Just REMOVED Safety Rules Crisis Already Here wolff responds #economics #politicaleconomy #mindtospirit #politics Description The Bank of England just made a move that should terrify every person holding British pounds. On December 2nd [----] UK regulators lowered bank capital requirements for the first time since the [----] financial crisis claiming it's to "spur growth." But you don't remove airbags while driving 100mph unless the system is already failing. This is the exact same regulatory playbook used in [----] right before the collapse. What's really happening:"
YouTube Link 2025-12-03T10:54Z [--] followers, [--] engagements
"Most People Don't Know Japan Just TRIGGERED the US Bond COLLAPSE wolff responds #economics #politicaleconomy #mindtospirit #politics Description On November [--] [----] the Japanese government approved an [----] trillion yen stimulus package requiring the issuance of [----] trillion yen ($75 billion) in new debt. This spending pushes Japan's debt-to-GDP to a record 232.7% forcing the world's largest creditor nation to sell its foreign assets. This Repatriation Shock is triggered by JGB yields spiking to multi-decade highs (e.g. 20-year yield hitting $2.855%$) threatening the solvency of Japanese"
YouTube Link 2025-12-02T17:49Z [--] followers, [--] engagements
"60% of Mortgages Reset Soon: Is the [----] Payment Shock Inevitable Friends the clock just struck midnight for over [--] million Canadian homeowners. On January 1st [----] we crossed the Renewal Wall60% of all outstanding mortgages in Canada are now resetting into payment shocks of 20% to 40%. This isn't speculation. This is Bank of Canada data confirming a mathematical inevitability that will reshape household solvency across the country. In this video we break down: The 60% mortgage renewal crisis hitting 4+ million Canadian families in 2025-2026 Why payment increases of $800-$1200/month are"
YouTube Link 2026-01-07T08:22Z [----] followers, [----] engagements
"THE FIRST DOMINO: Why This Canadian Bank is "Quietly" Failing Friends on December 2nd [----] a 179-year-old Canadian institution effectively surrendered. Laurentian Bank didn't just restructurethey're being sold for parts. This isn't a merger. This is a liquidation event. 🔴 WHAT HAPPENED: Laurentian Bank exits retail banking entirely Provisions for Credit Losses spiked 80% to $18M Net Interest Margin collapsed to 1.79% Commercial loan defaults accelerating Efficiency ratio hit catastrophic 77.2% 🔴 WHY IT MATTERS: This isn't about one small bank. It's about the canary in the coal mine. When a"
YouTube Link 2025-12-13T11:10Z [----] followers, 59.8K engagements
"The "Ghost Site" Epidemic: Why Construction Stopped 🚨 The housing crisis just took a catastrophic turn. While politicians promise [---] million new homes construction insolvencies have surged 30% year-over-year making building financially impossible. In this video I break down the $150+ billion worth of stalled "Ghost Sites" across Toronto and Vancouverhalf-finished towers trapped in receivership with buyers' deposits locked in legal limbo for years. We're witnessing the Profitability Inverse: it costs $1000+ per square foot to build but resale prices have collapsed to $812 psf. Every"
YouTube Link 2026-01-20T07:05Z [----] followers, [----] engagements
"Most People Don't Know Luigi's TRIAL Just Became a Revolution wolff responds #economics #politicaleconomy #mindtospirit #politics Description Friends thank you for being here today. When a courtroom erupts in cheers for an accused assassin society isn't breaking downit has already broken. The Luigi Mangione case isn't just a murder trial. It's a referendum on the social contract itself. In this analysis we examine: The $1M+ crowdfunded defense by [-----] donors Why 41% of Gen Z views the murder as "acceptable" The "Deny Defend Depose" strategy that radicalized a generation How UnitedHealthcare"
YouTube Link 2025-12-06T08:39Z [--] followers, [--] engagements
"ITS OVER: Why Canada Just Lost Its Oldest Independent Bank 175-Year-Old Canadian Bank Just VANISHED And You're Next On December [--] [----] Laurentian Bank a 175-year-old institution that survived the Great Depression two World Wars and the [----] crisis officially ceased to exist as an independent retail bank. National Bank absorbed its customers. Fairstone bought the commercial loans for $1.9 billion. All [--] Quebec branches are closing. Employees aren't being transferred they're being told to reapply for jobs they already had. This isn't a merger. This is systematic elimination. In this video I"
YouTube Link 2025-12-18T17:47Z [----] followers, [----] engagements
"WORSE THAN 2010: The "Silent" Crash No One Is Talking About Friends the data is clear and the implications are devastating. In [----] Canadian business insolvencies reached levels not seen since 2010the darkest year of the financial crisis. While the government celebrates a "soft landing" transportation companies are failing at a 58.6% higher rate than last year and construction insolvencies have surged 30.1%. These aren't speculative tech startupsthese are the businesses that move your goods and build your homes. What you'll discover in this video: Why the "recession" everyone warns about has"
YouTube Link 2025-12-16T19:50Z [----] followers, [----] engagements
"End of an Era: Why Canadas 7th Largest Bank is Being Split & Sold On December [--] [----] Laurentian Banka 179-year-old Canadian institutionceased to exist as an independent entity. National Bank took the retail clients. Fairstone took the loans. This wasn't a merger. It was a partition. And it's the clearest signal yet that mid-tier banks in Canada cannot survive the current environment. In this video I break down the three structural forces killing regional banks: regulatory moats that only trillion-dollar institutions can afford technology deficits that create generational chasms and deposit"
YouTube Link 2026-01-05T05:44Z [----] followers, [----] engagements
"FED PANIC: Why They Just Quietly Restarted Money Printing Friends on December 10th [----] the Federal Reserve made an announcement that changes everythingbut they refused to call it what it actually is. They're now purchasing $40 billion per month in Treasury securities yet they won't use the term "Quantitative Easing." Instead they invented a new label: "Reserve Management Purchases." In this video I break down what really happened in late [----] and early [----] that forced the Fed's hand. The repo market tremors in October and November weren't randomthey were warning signals that bank reserves"
YouTube Link 2025-12-25T20:44Z [----] followers, [----] engagements
"THE CROSSOVER: The Exact Moment the US Empire Went Broke The US Treasury's own data reveals a historic crossover: interest payments on the national debt now exceed $970 billion annuallysurpassing the entire $882 billion Defense Department budget for the first time in modern history. This isn't a temporary spike. This is the mathematical endgame of a debt spiral that has entered what economists call "Ponzi financing." In this breakdown we examine three converging forces: Force 1: The Refinancing Wall Over $36 trillion in debt must be rolled over at interest rates 3-5x higher than the original"
YouTube Link 2025-12-31T07:02Z [----] followers, [---] engagements
"THEY ARE FIRING THEMSELVES: Why the Bank of Canada Just Cut 10% of Staff The Bank of Canada just fired 10% of its workforce225 economists and policy analysts eliminated by mid-2026. Scotiabank cut [----] positions with a $373 million severance charge. GM's Factory Zero is laying off over [----] workers. This isn't a labor shortage. This is a white collar purge and it's happening right now across Canada's financial sector manufacturing base and even the institutions that print the money. In this video we expose the three-force convergence destroying professional employment: corporate efficiency"
YouTube Link 2026-01-11T07:28Z [----] followers, [----] engagements
""Most People Don't Know The Fed Just SURRENDERED QE Returns wolff responds" #economics #politicaleconomy #mindtospirit #politics Description The Federal Reserve just made a move that changes everythingand they're hoping you won't notice. On December 1st [----] the Fed officially halted Quantitative Tightening after draining $2.4 trillion from the system. Days later they injected $13.5 billion in emergency liquidity overnight. This wasn't a policy adjustment. This was a rescue operation. For three years they told us the banking system was robust and we were heading for a "soft landing." But you"
YouTube Link 2025-12-05T15:33Z [----] followers, [--] engagements
"Most People Don't Know the Fed Just Lost Control Markets Will Crash wolff responds #economics #politicaleconomy #mindtospirit #politics Description On November [--] [----] while markets hit all-time highs the Federal Reserve held a secret emergency meeting with Wall Street's biggest banks. That same day banks borrowed a record-breaking $50.35 billion overnight just to survivethe largest single-day use of the Fed's emergency lending facility ever created. This isn't a crisis response. This is the new normal. The repo marketthe hidden plumbing that keeps the $27 trillion Treasury market"
YouTube Link 2025-12-02T06:27Z [--] followers, [--] engagements
"Canada Banks Just Flagged [--] in [--] Mortgages as Fraud Mass Liquidation Begins [----] Canada's mortgage system is collapsing under the weight of systemic fraud. British Columbia regulators just exposed a single shadow broker linked to [--] fraud cases and hundreds of falsified applicationsbut this is only the beginning. Industry estimates suggest up to [--] in [--] mortgages in hot markets contain material income misrepresentation representing over $100 billion in toxic debt.In [----] the CRA's new Income Verification Tool goes live allowing lenders to cross-reference mortgage applications against actual"
YouTube Link 2026-01-19T11:45Z [----] followers, [----] engagements
"IT'S GONE: Silver Vaults EMPTY in [--] Hours --- The Physical Break NOBODY Saw IT'S GONE: The Silver Vault Crisis Nobody Saw Coming Friends what you're witnessing is not a price correctionit's a physical vault drain happening in real time. In just [--] hours during early December [----] 60% of all registered silver vanished from COMEX vaults. [----] million ounces claimed and removed. Not rolled forward. Not settled in cash. Gone. The price on your screen says $60 per ounce. But try to buy a 1000oz bar today at that price. You can't. The paper market and the physical market have disconnected and"
YouTube Link 2025-12-10T15:34Z [---] followers, [---] engagements
"Is Canada Becoming NATO's New Arsenal ($6.4 Billion Mining Shift) Canada just became NATO's most critical strategic assetand most people have no idea it's happening. While the rest of the economy braces for recession the Canadian government has unlocked $6.4 billion to transform Northern Ontario and Quebec into the "Arsenal of Democracy" for critical minerals. In this video I break down the three forces converging right now: massive federal investment U.S. Defense Production Act funding flowing across the border and the designation of Canadian mines as "national security infrastructure." This"
YouTube Link 2026-01-04T19:11Z [----] followers, [----] engagements
"TRAPPED Why Real Estate Investors May Struggle to Sell in [----] Friends the trap is closing on Canadian real estate investors. In this video I break down the mathematical reality unfolding in Toronto and Vancouver's condo markets. 60% of Canadian mortgages are renewing in 2025-2026 sending payments up 20% while condo values drop 4.5-6.5%. This isn't a correctionit's a capitulation event. What You'll Learn: Why investors are losing $800/month on cash flow negative properties The $80000 loss trap forcing zombie ownership across the GTA How cap rate decompression is driving prices"
YouTube Link 2026-01-07T16:07Z [----] followers, [----] engagements
"THE CROSSOVER: The Exact Moment the US Empire Went Broke Friends thank you for being here today. For the first time in American history the US government is spending more on interest payments than on the entire Department of Defense. In fiscal year [----] net interest reached $882 billion while defense spending totaled $874 billion. By mid-2025 annualized interest payments hit $1.16 trillionand the curve is accelerating exponentially. This isn't a future crisis. This is happening right now in real time. What This Video Covers: The exact moment interest payments crossed above defense spending"
YouTube Link 2025-12-21T06:58Z [----] followers, [---] engagements
"Canada's Dollar COLLAPSES to [--] Blackstone SHOCKED Everyone Most People Don't Know the US Just BOUGHT Canada at [--] Cents The Canadian dollar is trapped at [--] cents against the USD and it's not an accidentit's a liquidation event. While Canadian families struggle with inflation and mortgage payments American private equity firms like Blackstone are using their strong US dollars to buy Canadian infrastructure technology and resources at a 30% currency discount. In this video I break down: Why the Bank of Canada is trapped in an impossible choice How the 150+ basis point interest rate gap is"
YouTube Link 2025-12-12T12:58Z [----] followers, 11.7K engagements
"Construction Crisis: Why Insolvencies Are Spiking in [----] (7000 Homes Lost) Friends thank you for being here today. In [----] Canadian construction insolvencies surged over 30% year-over-year driving business failures to levels not seen since [----]. Nearly [----] pre-construction condo units in the Greater Toronto-Hamilton Area have been cancellednot delayed cancelled. New condo sales have dropped to a 35-year low. The government promised to build [--] million homes. But they bankrupted the builders. In this video we explore: Why construction costs rose 20% while developers are locked into"
YouTube Link 2025-12-26T04:43Z [----] followers, 48.4K engagements
"THEY LIED: The "Tax Hike" That Accidentally Crashed the Economy Friends thank you for being here today. On March [--] [----] the Canadian government officially cancelled the Capital Gains Inclusion Rate hikebut only after thousands of business owners had already sold their life's work in a panic. This isn't a story about bad policy. This is a story about irreversible wealth transfer administrative chaos and what happens when a government treats the tax code like a light switch. In this video we break down: The April-June [----] fire sale that transferred Canadian assets to foreign buyers How the"
YouTube Link 2025-12-19T16:05Z [----] followers, [----] engagements
"THEY KNEW: Why BMO Just Hoarded $1.5 Billion in Cash Friends thank you for being here today. In Q4 [----] TD Bank reported $3.3 billion in profits. BMO announced $2.3 billion. The headlines celebrated. But beneath these numbers lies a crisis the media won't tell you about. What They're Not Telling You: BMO's provisions for credit losses TRIPLED to $1.5 billion TD took a $190 million "restructuring charge" to slash jobs and costs BMO's impaired transportation loans spiked 38% in a single quartera new peak Scotiabank's Canadian banking earnings dropped 9% due to rising bad loan reserves TD's"
YouTube Link 2025-12-15T09:24Z [----] followers, 13.2K engagements
"FORGOT ABOUT PLATINUM Why It Could Double Gold's Gains in [----] Friends while everyone watches gold hit all-time highs at $3400 platinum trades at $1350a 60% discount for the metal we actually need to build the hydrogen economy. This isn't a normal market dislocation. This is a geological squeeze meeting government mandates and the window to position is closing fast. In this analysis I break down: Why the gold-to-platinum ratio at 2.5:1 is a historical scream The [--] million ounce deficit that's drained above-ground stocks by 42% How South Africa's grid collapse shut down 35% of platinum mines"
YouTube Link 2026-01-01T19:23Z [----] followers, [---] engagements
"NO MORE STAMPS: The "Digital Visa" Plan That Tracks Your Every Move Canada has officially launched a Digital Visa Pilot that replaces physical passport stamps with programmable biometric authorization. By [----] all travelers will be required to submit facial recognition data to cross borders. This isn't about efficiencyit's about control. In this video I break down Canada's Digital Platform Modernization roadmap and what it means for your freedom of movement. The digital visa system creates a centralized database where travel permission can be revoked instantly with a keystroke. Unlike paper"
YouTube Link 2026-01-25T05:28Z [----] followers, [----] engagements
"6 MONTHS LEFT: The "Date" That Could Bankrupt Ontario July 1st [----] isn't just Canada Dayit's the day the USMCA trade agreement faces its mandatory review under Article [----] and the United States is treating it as leverage to extract massive concessions from Canada. With $3.6 billion in daily cross-border trade at stake the automotive sector facing potential 25% tariffs and a built-in "sunset clause" that could trigger annual renegotiations Canada is staring down economic annexation disguised as a routine trade review. In this deep dive we examine the Sunset Clause mechanism that Canada"
YouTube Link 2026-01-10T14:03Z [----] followers, [----] engagements
"12 DAYS LEFT: The "Tax Trap" That Seizes 66% of Your Gains Friends what just happened in Canada is a blueprint for fiscal warfare. On March [--] [----] the Canadian government announced a massive capital gains tax hikejumping the inclusion rate from 50% to 66.67%and gave business owners just [--] weeks to sell before the June 25th deadline. Thousands of families panicked. They liquidated cottages rental properties and multi-generational businesses. Private equity and foreign buyers swooped in at distressed prices. The government collected billions in transaction taxes. Then on March [--] 2025exactly"
YouTube Link 2025-12-20T06:05Z [----] followers, [---] engagements
"YOUR PENSION IS GAMBLING: Why CPP Just Went "All In" on Risky Debt Canada's Pension Fund Just Became a Shadow Bank CPP's $200B Private Credit Gamble The Canada Pension Plan Investment Board has made a shocking pivotmoving 40-45% of its portfolio into Private Credit and Private Equity while quietly dumping office towers at massive losses. This isn't diversification. This is your retirement funding risky loans to companies that banks refuse to touch. In this video we break down: How CPP shifted from safe bonds to shadow banking Why they're selling Vancouver and Toronto office towers at"
YouTube Link 2026-01-01T04:30Z [----] followers, [----] engagements
"Canadian Banks Hiding 176% Debt Crisis as [---] Million Homeowners Face Payment Shock Canada's household debt has reached a mathematical breaking point at 176.7% of disposable income$1.77 owed for every dollar earned. With [---] million mortgages renewing from 1% rates into 5%+ rates payment shocks of $800-$1000/month are vaporizing consumer spending power across the economy. In this analysis we examine: - The $3.2 trillion household debt burden crushing Canadian families - Why the [----] divergence created today's crisis (US deleveraged Canada doubled down) - The Mortgage Renewal Wall hitting 1.2M"
YouTube Link 2026-01-13T07:43Z [----] followers, 10.6K engagements
"BANK RUN: Why New York Just Ran Out of Physical Gold COMEX Just Admitted It $60 Premium Proves Banks Sold Gold They Don't Have Friends the paper gold market is collapsing in real time. The COMEX Exchange for Physical (EFP) spread just exploded to $60 per ouncea level that proves the physical metal isn't there. For [--] years banks sold [---] paper ounces for every [--] bar in the vault. That game just ended. In this video I break down: Why Basel III (July 2025) triggered the leverage unwind How the $60 EFP spread exposes the delivery crisis Why COMEX registered inventory is at historic lows The"
YouTube Link 2025-12-20T16:35Z [----] followers, [----] engagements
"Most People Don't Know South Korea Just COLLAPSED Democracy in [--] Minutes wolff responds #economics #politicaleconomy #mindtospirit #politics Description Friends on December 3rd [----] the world's 10th largest economy suspended its constitution in [--] minutes. What followed was a currency collapse a 30% Bitcoin crash and a government pledge of "unlimited liquidity" the same phrase used before every hyperinflationary event in history. This isn't just about South Korea. This is about what happens when the "democracy premium" on your assets evaporates overnight when property rights become"
YouTube Link 2025-12-04T11:07Z [--] followers, [--] engagements
"Project Launch: Could This Mega-Project Save the Canadian Dollar Friends while everyone watches the stock market crash the most important economic event of [----] just went live in a frozen fjord most people have never heard of. LNG Canada - a $40 billion facility in Kitimat BC - is now shipping [--] million tonnes of liquefied natural gas to Japan Korea and China under 20-year contracts. This is the energy weapon that creates a currency floor for the Canadian Dollar. But here's the dark side nobody is talking about: Canadian heating bills just spiked 18% as domestic gas gets redirected to Asian"
YouTube Link 2026-01-04T06:52Z [----] followers, [----] engagements
"Chinese Embassy Issues Evacuation Warning: Is Tension Rising in Central Asia On November [--] [----] a drone strike killed three Chinese nationals at a gold mining facility in Tajikistan marking a critical turning point in the global Resource Wars. This wasn't random violenceit was a targeted military-grade attack on infrastructure controlled by Zijin Mining which operates 75% of Tajikistan's gold production through the Zarafshon mine complex. In this video we analyze: Why China's Belt and Road model is collapsing under kinetic pressure How ISIS-K is weaponizing blowback from Xinjiang policies"
YouTube Link 2026-01-06T09:22Z [----] followers, [----] engagements
"Frozen Funds Why Some Mortgage Investors Can't Withdraw Money Now Friends as of January [----] multiple Canadian Mortgage Investment Corporations (MICs) have frozen investor withdrawalstrapping retirement savings inside funds that were marketed as "safe as houses." This isn't a technical glitch. This is a systemic liquidity crisis unfolding across Canada's $40 billion private credit sector. In this video we examine the structural fault lines that made this inevitable: the liquidity mismatch between monthly redemptions and multi-year construction loans the migration of subprime borrowers into"
YouTube Link 2026-01-02T19:17Z [----] followers, [----] engagements
"THEY KNOW: Why Canada's Regulator Just "Locked" Bank Cash for [----] CANADA'S BANKS JUST LOCKED THE VAULT FOR [----] HERE'S WHY On December [--] [----] Canada's financial regulator made a decision that should terrify every mortgage holder in the country. The Office of the Superintendent of Financial Institutions (OSFI) kept the Domestic Stability Buffer at a record 3.5% effectively freezing $60 billion in bank capital just as [---] billion dollars in mortgages are about to reset at vastly higher rates. This isn't standard risk management. This is a vote of no confidence in the Canadian economy written"
YouTube Link 2025-12-31T11:11Z [----] followers, 12.8K engagements
"Canada's $900 Billion Trade Collapse Just Triggered America's Biggest Supply Chain Nightmare 🚨 Canada's $900 Billion Trade Relationship with the US is COLLAPSING 🚨 The largest bilateral trade relationship in human history is unraveling in real-time and the consequences are already showing up at your local Home Depot and gas station. Canadian exports to the United States just hit multi-year lows as the Eurasia Group officially designates Canada as the "most at risk" nation in [----]. In this video we break down: Why the USMCA has been declared a "Zombie Agreement" How Section [---] national"
YouTube Link 2026-01-15T07:29Z [----] followers, [----] engagements
"Real-Time Rail 2026: Will Canada's New Payment System End Privacy Canada's Real-Time Rail (RTR) payment system launches in Q3 [----] and it's not just an upgradeit's the infrastructure for total financial surveillance. Built on ISO [-----] messaging standards every transaction will carry metadata: what you bought why you bought it where you were and your tax ID. This is the highway for Central Bank Digital Currencies (CBDCs) and programmable money. In this video I break down: The Real-Time Rail's Q3 [----] launch timeline How ISO [-----] enables "data-rich" transaction tracking Why instant settlement"
YouTube Link 2026-01-03T05:58Z [----] followers, 14K engagements
"China and Canada's 71% Collapse Signal the Dollar Death Spiral Has Already Begun 🚨 BREAKING: 71% of Canadians expect their lives to worsen in 2026the highest pessimism level ever recorded in a G7 nation. This isn't a recession warning. This is mathematical proof that the debt-driven illusion has collapsed. In this video I break down the January [----] MNP Consumer Debt Index data that reveals Canada's complete psychological and economic breakdown: 71% expect cost of living to WORSEN (not stabilizeworsen) 44% are one interest rate move away from bankruptcy 41% are within $200 of total"
YouTube Link 2026-01-29T18:37Z [----] followers, [----] engagements
"Toronto Just Raided $400M in Reserves to Hide the Real Tax Rate Coming in [----] Toronto's [----] budget claims a modest 2.2% property tax increase but the city just raided $400 million in reserve funds to keep that number artificially low before the municipal election. Councilor Brad Bradford warns this is "fiscal arson" those emergency reserves were meant for infrastructure repairs and crisis response not routine operating costs. When they run dry in [----] Toronto homeowners will face a catch-up tax shock that could reach double digits. This video exposes the reserve account trap that's setting"
YouTube Link 2026-02-07T07:39Z [----] followers, [----] engagements
"FORCED SALE: Why TD Bank Is Quietly Dumping Assets Most People Don't Know TD Bank Just Got CAGED by US Regulators Friends what happens when one of North America's largest banks is legally forbidden from growing TD BankCanada's so-called "Growth Bank"has been hit with a $434 billion asset cap by US regulators. This isn't a fine that gets paid and forgotten. This is a cage. A permanent ceiling that transforms a living financial institution into what I can only describe as a Zombie Bank. In this video I break down the structural collapse happening in real-time: 🔹 The $3 billion fine (largest"
YouTube Link 2025-12-17T17:19Z [----] followers, [----] engagements
"Canada GDP Per Capita Falls Three Straight Years Your Retirement Just Got Crushed Canada's economy just entered what Rosenberg Research calls "Life Support" and the data is far worse than anyone's reporting. While the Bank of Canada projects stability real GDP contracted 0.5% annualized in Q4 [----] and per-capita output has fallen for THREE STRAIGHT YEARS. This isn't a slowdown. It's a structural collapse that's quietly destroying retirement portfolios pension security and mortgage affordability across the country. In this breakdown we expose the hidden GDP crisis the disinflationary output"
YouTube Link 2026-02-11T08:31Z [----] followers, [----] engagements
"CIBC LEAKS THE TRUTH: The "Mass Foreclosures" Begin in [----] Friends thank you for being here today. CIBC just released a report that should be front-page news everywherebut isn't. They're warning that "Payment Shock" will DOUBLE in [----] with 60% of all Canadian mortgages hitting a renewal wall at interest rates 2-3x higher than what families locked in during the pandemic. This isn't speculation. This is arithmetic. In this video I break down: Why 60% of Canadian mortgages face a 40-50% payment increase in [----] How "Negative Amortization" created a hidden debt trap for millions Why Ontario"
YouTube Link 2025-12-14T10:42Z [----] followers, 45.1K engagements
"Canada's GDP Just Contracted [--] 5% in Q4 Manufacturing at [----] Levels Canada's economy contracted 0.5% annualized in Q4 [----] according to Statistics Canada's flash estimate released January [--] [----]. This video breaks down the manufacturing collapse export crisis and what it means for Canadian households holding inflated assets. Real GDP was flat in November [----] after a 0.3% contraction in October. Manufacturing fell 1.3% in a single month. Durable goods production hit the lowest levels since [----] excluding the pandemic. Motor vehicle and parts exports dropped over 11% while metals and"
YouTube Link 2026-01-31T12:11Z [----] followers, [----] engagements
"Ontario Mortgage Defaults Surge 300% as [-----] Households Miss Payments This Quarter Ontario's mortgage market is imploding. New data reveals that missed mortgage payments have surged 300% since [----] with over [-----] households in Ontario alone recording arrears in the last quarter. This isn't a temporary correctionit's a structural breakdown driven by the fastest rate-hiking cycle in Canadian history and a $20 trillion global carry trade unwind that's draining liquidity from real estate markets across North America. In this video we break down the three converging forces creating what I call"
YouTube Link 2026-02-05T07:54Z [----] followers, [----] engagements
"13.3% of Canada's Youth Can't Find Work The Tax Base Is Vanishing Canada's youth unemployment crisis has exploded to 13.3%nearly double the national ratewhile professional scientific and technical services shed jobs at the fastest pace since the pandemic. This isn't a temporary downturn. This is a structural collapse of the entry-level job market and the consequences for housing pensions and social stability are catastrophic. In this video we break down: Why 13.3% youth unemployment signals permanent economic scarring How the "knowledge economy" is liquidating the next generation's future The"
YouTube Link 2026-02-03T07:12Z [----] followers, [----] engagements
"Canadian Banks Just Got [--] Day Emergency Orders OSFI Sees Bank Run Coming May 1st On January [--] [----] Canada's banking regulator OSFI fast-tracked emergency Liquidity Adequacy Requirements with a 90-day implementation deadline. While the Bank of Canada says "steady as she goes" the people who see the actual books are preparing for a liquidity event. This video breaks down what OSFI's LAR guideline reveals about retail structured notes partnership deposits and the $315 trillion global debt crisis now hitting Canadian banks. We examine the Japan carry trade unwind the collapse of firms like"
YouTube Link 2026-02-01T18:12Z [----] followers, 30.5K engagements
"Most People Have No Idea Canada's Economy Just COLLAPSED Sovereignty ENDS [----] #economics #politicaleconomy #mindtospirit #politics Description Friends what's unfolding on America's northern border isn't a trade disputeit's a systematic dismantling of Canadian sovereignty. On February 1st [----] Donald Trump invoked emergency powers to impose a 25% tariff on Canadian goods citing "national security." But this isn't about fentanyl or border control. This is resource warfare. In this video I break down the three structural forces converging to reshape North America: 🔴 The $18/barrel "Colony Tax""
YouTube Link 2025-12-08T07:14Z [----] followers, [----] engagements
"Toronto Housing Just Broke $1M Floor Canadian Banks Sitting on 27% Collateral Collapse The $1M Psychological Collapse: Toronto's Floor is Gone Canadian Real Estate Crisis [----] On February [--] [----] TRREB confirmed the unthinkable: Toronto average home prices dropped to $973289falling below $1M for the first time in five years. This isn't a market correction. This is a credit event that threatens your retirement portfolio mortgage equity and wealth preservation strategy. In this video I break down: Why the $1M price level was a psychological anchor holding up Canada's entire credit system How a"
YouTube Link 2026-02-05T15:55Z [----] followers, [----] engagements
"Financial Stability Board Just Warned $16 Trillion Repo Crisis Will Freeze Your Bank Account The Financial Stability Board issued an urgent warning on February [--] 2026: a $16 trillion vulnerability in global repo markets driven by extreme leverage and supply imbalances. This isn't a future riskit's happening now. Repo markets process $4-5 trillion in daily liquidity and serve as the plumbing of the entire financial system. When this mechanism breaks your retirement portfolio mortgage rates credit access and wealth preservation are directly impacted. In this video we break down: What repo"
YouTube Link 2026-02-11T14:50Z [----] followers, [----] engagements
"Canadian Banks Just Locked 60% of Mortgages Inside the LTI Trap Canadian homeowners are discovering their home equity has been frozen solid. In [----] your house was an ATMyou could tap equity through HELOCs at 3.86% and use it to pay down debt fund renovations or cover emergencies. In [----] that access has been cut off. HELOC rates have doubled to 7.3% but the real trap is regulatory: OSFI's new Loan-to-Income cap (4.5x) and systematic appraisal deflation have locked 60% of mortgage renewals inside what I call the Liquidity Prison. This video breaks down the three converging forces destroying"
YouTube Link 2026-01-24T16:15Z [----] followers, [----] engagements
"CPP Investment Controversy: Why Buy $1 Billion in Office Real Estate Now Canada's Pension Crisis: The $1 Billion Real Estate Gamble On December [--] [----] the Canada Pension Plan Investment Board committed $1 billion to a joint venture buying industrial propertiesjust as private equity firms are fleeing commercial real estate. This video breaks down why your retirement money is being used as "exit liquidity" for sophisticated sellers who understand what's coming. What We Cover: The CPP-Dream Industrial joint venture structure and why it matters How CPP took 90% exposure while Dream cashed out at"
YouTube Link 2025-12-22T18:23Z [----] followers, 12.6K engagements
"Stablecoins Now Hold $155 Billion in US Debt Your Pension Pays When They Sell Stablecoins now hold $155 billion in US Treasury debtmaking them the 7th largest holder globally. When the crypto market crashes they'll be forced to liquidate spiking yields and crashing your pension fund. This isn't a crypto problem anymoreit's a systemic threat to every American's retirement. In this video we expose the hidden connection between cryptocurrency and the US bond market that nobody is talking about. Tether holds more US government debt than Germany Australia or Canada. These offshore shadow banks"
YouTube Link 2026-01-16T06:14Z [----] followers, [---] engagements
"The Insolvency Cliff: 41% of Canadians are $200 from the Edge 41% of Canadians are now within $200 of complete financial insolvency. This isn't a future crisisit's happening right now. The [----] MNP Consumer Debt Index reveals a catastrophic collapse in household finances that nobody is talking about. In this video we expose the structural fault lines destroying Canadian households: 17% are using credit cards to buy food 44% say they'll face bankruptcy if rates don't fall and 32% have entered complete "flight mode"avoiding bills and financial reality entirely. This is the insolvency cliff and"
YouTube Link 2026-02-01T09:24Z [----] followers, [----] engagements
"Toronto Condo Inventory Hits [-----] Units as Investors Walk Away from Six Figure Deposits The Toronto Condo Market Has Hit the Inventory Wall [-----] Active Listings and Almost No Buyers In January [----] the Greater Toronto Area recorded [-----] active listings while sales cratered by nearly 20% to just [----] units. Condo prices have fallen 9.8% year-over-year and the assignment market has completely frozen. Thousands of investors are now walking away from six-figure deposits as the shadow inventory prepares to flood an already oversaturated market. This is not a temporary correction. This is a"
YouTube Link 2026-02-07T19:55Z [----] followers, [----] engagements
"Canada's 40% Mortgage Payment Shock Just Hit 10% of Borrowers Face Forced Liquidation Now Canada's variable-rate mortgage crisis has reached a critical breaking point in [----]. Bank of Canada data reveals that 10% of variable-rate borrowers renewing this year will see their monthly payments surge by more than 40% a payment shock so severe it's triggering the first wave of forced liquidations across the Greater Toronto and Vancouver housing markets. In this video we break down the mechanics of Canada's mortgage death spiral: how negative amortization turned $500000 mortgages into $530000+"
YouTube Link 2026-02-02T07:00Z [----] followers, [----] engagements
"820000 Canadians Escaped in One Year Why the Brain Drain Just Turned Fatal Canada's Brain Drain Crisis: 66% of Top Engineers Flee to America The Competence Exodus Explained Friends the numbers don't lie. While Canada celebrates record immigration [------] of our most skilled citizens have relocated to the United Statesa 50% surge in just one year. Among software engineers graduating from top universities like Waterloo 66% leave immediately for American opportunities paying 2-3x Canadian salaries. In this video we break down the three forces converging to create Canada's competence void: the"
YouTube Link 2026-01-21T15:47Z [----] followers, [----] engagements
"Toronto Developers Just Abandoned [-----] Finished Condos The $20 Billion Liquidity Freeze Begins Toronto's real estate market just hit a breaking point that changes everything. With [-----] completed condos sitting unsold and developers abandoning $20 billion in finished inventory Canada is witnessing a liquidity crisis unlike anything in [--] years. This isn't a market correctionit's a structural collapse where the math of building no longer works. In this video I break down the three forces converging right now: the inventory tsunami of [-----] units completing in [----] the investor exodus as"
YouTube Link 2026-01-12T06:40Z [----] followers, 21.8K engagements
"Canada's 2nd Largest Bank TRAPPED by US The Dollar WEAPON Exposed Friends what just happened to TD Bank isn't a fineit's a warning shot. In October [----] the US government didn't just penalize Canada's second-largest bank with a $3 billion fine. They did something far more devastating: they locked them in a cage with a $434 billion asset cap. The bank is now legally prohibited from growing. And while the media focused on money laundering charges the real story is about powerspecifically the weaponization of the US dollar against America's closest ally. In this video I break down: How TD Bank"
YouTube Link 2025-12-09T17:41Z [----] followers, 56K engagements
"Canada's Middle Class Just Collapsed Into Dollar Stores $2.4 Trillion Debt Bomb Detonating The "Dollarama" Economy: Canada's Middle Class Has Been Downgraded Economic Crisis [----] Retail data reveals a terrifying truth: While mid-tier retailers collapse with sales drops of 0.4% to 2.9% Dollarama profits have surged over 10%. This isn't frugal shoppingit's the structural downgrade of an entire G7 nation. When a country's primary growth engine is a dollar store the middle class has already been hollowed out. In this deep analysis we expose: Why Canadians are fleeing Walmart for discount-only"
YouTube Link 2026-02-03T15:52Z [----] followers, [----] engagements
"Canada Just Reported 12.8% Youth Unemployment While Professional Jobs Vanish Canada's White-Collar Collapse: 12.8% Youth Unemployment While Professional Jobs Vanish While Canada's government celebrates a falling unemployment rate of 6.5% the internal data reveals a catastrophic shift in the labor market. Professional scientific and technical servicesthe backbone of the "Knowledge Economy"are experiencing the sharpest employment drops on record. Meanwhile job growth is concentrated in low-wage hospitality and retail sectors earning a fraction of what those professionals made. This isn't a"
YouTube Link 2026-02-13T08:21Z [----] followers, [----] engagements
"The $4200 Shadow Tax Hitting Every Household Why Central Banks Cannot Stop This The $4200 Shadow Tax: How the Trade War Is Silently Destroying Your Purchasing Power New data from US legislative watchdogs confirms that current tariffs are costing the average American household $4200 per year in lost purchasing power. This isn't a traditional tax you can vote againstit's a hidden "Shadow Tax" embedded in every product that crosses the border. With threats of 100% tariffs looming over the China-Canada strategic partnership we're facing a complete repricing of North American life. In this video"
YouTube Link 2026-02-02T15:19Z [----] followers, [---] engagements
"CAUGHT: US Gov Exposes Canadian Banks' "Secret Blacklist" On December [--] [----] the US Office of the Comptroller of the Currency released a bombshell report exposing TD Bank and BMO for systematically denying banking services to legal American businessesnot based on financial risk but on political beliefs. This isn't just another banking scandal. This is the weaponization of finance itself. In this video I break down: 🔴 How Canadian banks have been "debanking" gun manufacturers oil companies and other legal industries using ESG criteria as cover 🔴 The shocking evidence uncovered by federal"
YouTube Link 2025-12-13T03:29Z [----] followers, 15.1K engagements
"Bank of Canada Just Surrendered to US Fed [---] Million Mortgages Hit Renewal Wall in [----] On January [--] [----] the Bank of Canada held interest rates at 2.25% but this wasn't stabilityit was surrender. Governor Tiff Macklem just confirmed Canada is now a monetary hostage to the US Federal Reserve trapped in a stagflation nightmare where growth has collapsed to 0.6% while inflation remains stuck above target. With [---] million mortgage renewals hitting in [----] and the Canadian dollar heading toward [--] cents this is the economic crisis nobody is talking about. In this video I break down the three"
YouTube Link 2026-01-28T18:41Z [----] followers, [----] engagements
""The $334 Billion Heist: Will Alberta bankrupt the CPP" 📍 Alberta just threatened to withdraw $334 billion from Canada's national pension systemand what happens next could fracture an entire G7 nation. In this urgent breakdown we examine the Alberta Pension Plan (APP) crisis that's accelerating THIS WEEK. Alberta claims it's owed 53% of CPP assetsapproximately $334 billionand is preparing to exit the Canada Pension Plan entirely. If they pull the trigger the CPP becomes functionally insolvent overnight triggering a cascade that could spread to every pooled pension system in the developed"
YouTube Link 2026-01-26T12:34Z [----] followers, [----] engagements
"Insolvency "Hyper-Inflation": The 20% Spike No One Discusses Canadian Insolvency Crisis EXPLODES: 20% Spike in January [----] The Mortgage Cliff Reality In January [----] Canadian insolvency filings spiked 20% month-over-monththe sharpest acceleration since [----]. While the government celebrates a "soft landing" [-----] Canadians filed for bankruptcy last month alone. This is not a correction. This is a structural collapse. What You'll Learn: Why the 20% insolvency surge signals the start of a mortgage cliff crisis How 79% of bankruptcies are hidden as "Consumer Proposals" (shadow defaults) The $3.2"
YouTube Link 2026-01-23T15:54Z [----] followers, [----] engagements
"Bank of Canada Fires [---] Staff to Save Money Central Bank Collapse Has Begun The Bank of Canada just announced it will cut [---] employees10% of its entire workforceby June [----] as part of a massive federal austerity drive eliminating [-----] public sector jobs. When the institution that prints money starts firing staff to save money the era of unlimited stimulus is officially over. This is not routine downsizing. This is the central bank signaling a transition from managing growth to managing decline. In this video I break down what the Bank of Canada workforce cuts really mean for the global"
YouTube Link 2026-02-10T18:38Z [----] followers, [----] engagements
"ITS NOT JUST TD: The US Just EXPOSED Another Canadian Bank Friends thank you for being here today. BMO Capital Markets just paid $40 million to settle SEC charges for systematically misleading investors about bond metrics. For two and a half years they sold $3 billion in "sliver bonds"securities where a tiny $1000 insertion of high-yield debt tricked algorithms into mislabeling entire multi-million dollar bonds as premium assets. This isn't TD's money laundering scandal. This isn't RBC's compliance failure. This is the third major Canadian bank caught in a massive US regulatory crackdown in"
YouTube Link 2025-12-12T04:25Z [----] followers, 26.5K engagements
"$52B Vanished While China Built EverythingHere's What Failed #economics #politicaleconomy #mindtospirit #politics Description Friends thank you for being here today. On December 1st [----] former Intel CEO Pat Gelsinger did something unprecedented: he called the U.S. government's $52 billion CHIPS Act rollout "hideous." This isn't just corporate dramait's a confession that America has lost the ability to build what it needs to survive. While Washington spent [---] years processing paperwork China built fabs. While Intel waited for funding TSMC raced ahead. While politicians celebrated the "return"
YouTube Link 2025-12-06T18:20Z [----] followers, [---] engagements
"Toronto Housing Crashes 14.5% as [-----] Homes Trap Peak Buyers in Underwater Nightmare The Million-Dollar Floor Just Collapsed: Toronto's $973K Housing Crisis Exposed Toronto's housing market just broke a psychological barrier that millions thought was impossible. The average GTA home price fell to $973289 in January 2026the first time below $1 million in five years. But the real devastation is hidden in the data: semi-detached homes in the [---] suburbs crashed 14.5% year-over-year and [-----] active listings are sitting on the market for 45+ days with no buyers in sight. This isn't a correction."
YouTube Link 2026-02-08T15:29Z [----] followers, [----] engagements
"US Regulators Hit Canadian Bank with $434B Cap: What This Means The US government didn't just fine TD Bankthey seized operational control of Canada's second-largest financial institution. A $434 billion asset cap has turned a systemically important bank into a zombie institution forbidden to grow answering to regulators in Washington instead of shareholders in Toronto. This isn't a temporary penalty. It's financial colonization. In this video I break down the three-part mechanism crushing Canadian banking sovereignty: the hard asset ceiling preventing growth the forced $48 billion liquidation"
YouTube Link 2026-01-08T07:14Z [----] followers, 10.7K engagements
"Canada Opens Borders to FATF Grey-Listed UAE Capital $70B Sovereign Fire Sale Canada just signed a $70 BILLION investment deal with UAE sovereign wealth funds and almost no one is asking the right questions. While Prime Minister Carney calls this "nation-building" the architecture of this deal tells a completely different story. The UAE was placed on the FATF grey list for strategic anti-money laundering deficiencies. Canada has a documented "snow-washing" vulnerability exploited for decades. Now we are combining both at $70 billion under political pressure with no real alternative on the"
YouTube Link 2026-02-16T16:26Z [----] followers, [---] engagements
"Bank of Canada Just Built a Digital Fence to Trap Your Wealth Before the Loonie Collapses The Bank of Canada just activated a stablecoin oversight framework set for full implementation in [----] and almost nobody is talking about what it actually does to your retirement savings your RRSP and your ability to protect wealth before the next major Loonie slide. In this video we break down the three-layer regulatory architecture that Canada has quietly built around digital dollar alternatives and why the cumulative effect of provincial securities rules federal payment oversight and ministerial"
YouTube Link 2026-02-15T16:56Z [----] followers, [----] engagements
"Eddie Bauer Filed Today Now [---] Malls Face a Tenant Collapse Nobody Saw Coming On February [--] [----] Eddie Bauer's Canadian operator filed for bankruptcy protection planning to close up to [---] stores. Most people think this is just one brand failing. They are wrong. This is the first visible crack in a structural fault line running beneath every suburban mall every commercial landlord and every Canadian household still operating on yesterday's financial map. In this video we break down the full cascade: how inflation-crushed consumers are abandoning mid-tier lifestyle brands for Dollarama"
YouTube Link 2026-02-15T08:59Z [----] followers, [----] engagements
"Canada Just Reported 12.8% Youth Unemployment While Professional Jobs Vanish Canada's White-Collar Collapse: 12.8% Youth Unemployment While Professional Jobs Vanish While Canada's government celebrates a falling unemployment rate of 6.5% the internal data reveals a catastrophic shift in the labor market. Professional scientific and technical servicesthe backbone of the "Knowledge Economy"are experiencing the sharpest employment drops on record. Meanwhile job growth is concentrated in low-wage hospitality and retail sectors earning a fraction of what those professionals made. This isn't a"
YouTube Link 2026-02-13T08:21Z [----] followers, [----] engagements
"Canada Just Revealed Banking Sunset Clause Every Major Bank Expires in [---] Days Canada's Bank Act contains a statutory sunset clause that expires June [--] [----]. Section [--] restricts banks from operating without parliamentary authorization. With political gridlock intensifying and minority government instability this routine renewal has become a systemic risk event. We break down the legal mechanism historical precedent market implications and what it means for your deposits mortgages and the $3.4 trillion Canadian banking system. What You'll Learn: The Bank Act Sunset Clause explained (Section"
YouTube Link 2026-02-12T06:18Z [----] followers, [----] engagements
"Financial Stability Board Just Warned $16 Trillion Repo Crisis Will Freeze Your Bank Account The Financial Stability Board issued an urgent warning on February [--] 2026: a $16 trillion vulnerability in global repo markets driven by extreme leverage and supply imbalances. This isn't a future riskit's happening now. Repo markets process $4-5 trillion in daily liquidity and serve as the plumbing of the entire financial system. When this mechanism breaks your retirement portfolio mortgage rates credit access and wealth preservation are directly impacted. In this video we break down: What repo"
YouTube Link 2026-02-11T14:50Z [----] followers, [----] engagements
"Canada GDP Per Capita Falls Three Straight Years Your Retirement Just Got Crushed Canada's economy just entered what Rosenberg Research calls "Life Support" and the data is far worse than anyone's reporting. While the Bank of Canada projects stability real GDP contracted 0.5% annualized in Q4 [----] and per-capita output has fallen for THREE STRAIGHT YEARS. This isn't a slowdown. It's a structural collapse that's quietly destroying retirement portfolios pension security and mortgage affordability across the country. In this breakdown we expose the hidden GDP crisis the disinflationary output"
YouTube Link 2026-02-11T08:31Z [----] followers, [----] engagements
"Bank of Canada Fires [---] Staff to Save Money Central Bank Collapse Has Begun The Bank of Canada just announced it will cut [---] employees10% of its entire workforceby June [----] as part of a massive federal austerity drive eliminating [-----] public sector jobs. When the institution that prints money starts firing staff to save money the era of unlimited stimulus is officially over. This is not routine downsizing. This is the central bank signaling a transition from managing growth to managing decline. In this video I break down what the Bank of Canada workforce cuts really mean for the global"
YouTube Link 2026-02-10T18:38Z [----] followers, [----] engagements
"Toronto Housing Crashes 14.5% as [-----] Homes Trap Peak Buyers in Underwater Nightmare The Million-Dollar Floor Just Collapsed: Toronto's $973K Housing Crisis Exposed Toronto's housing market just broke a psychological barrier that millions thought was impossible. The average GTA home price fell to $973289 in January 2026the first time below $1 million in five years. But the real devastation is hidden in the data: semi-detached homes in the [---] suburbs crashed 14.5% year-over-year and [-----] active listings are sitting on the market for 45+ days with no buyers in sight. This isn't a correction."
YouTube Link 2026-02-08T15:29Z [----] followers, [----] engagements
"Toronto Condo Inventory Hits [-----] Units as Investors Walk Away from Six Figure Deposits The Toronto Condo Market Has Hit the Inventory Wall [-----] Active Listings and Almost No Buyers In January [----] the Greater Toronto Area recorded [-----] active listings while sales cratered by nearly 20% to just [----] units. Condo prices have fallen 9.8% year-over-year and the assignment market has completely frozen. Thousands of investors are now walking away from six-figure deposits as the shadow inventory prepares to flood an already oversaturated market. This is not a temporary correction. This is a"
YouTube Link 2026-02-07T19:55Z [----] followers, [----] engagements
"Toronto Just Raided $400M in Reserves to Hide the Real Tax Rate Coming in [----] Toronto's [----] budget claims a modest 2.2% property tax increase but the city just raided $400 million in reserve funds to keep that number artificially low before the municipal election. Councilor Brad Bradford warns this is "fiscal arson" those emergency reserves were meant for infrastructure repairs and crisis response not routine operating costs. When they run dry in [----] Toronto homeowners will face a catch-up tax shock that could reach double digits. This video exposes the reserve account trap that's setting"
YouTube Link 2026-02-07T07:39Z [----] followers, [----] engagements
"Toronto Housing Just Broke $1M Floor Canadian Banks Sitting on 27% Collateral Collapse The $1M Psychological Collapse: Toronto's Floor is Gone Canadian Real Estate Crisis [----] On February [--] [----] TRREB confirmed the unthinkable: Toronto average home prices dropped to $973289falling below $1M for the first time in five years. This isn't a market correction. This is a credit event that threatens your retirement portfolio mortgage equity and wealth preservation strategy. In this video I break down: Why the $1M price level was a psychological anchor holding up Canada's entire credit system How a"
YouTube Link 2026-02-05T15:55Z [----] followers, [----] engagements
"Ontario Mortgage Defaults Surge 300% as [-----] Households Miss Payments This Quarter Ontario's mortgage market is imploding. New data reveals that missed mortgage payments have surged 300% since [----] with over [-----] households in Ontario alone recording arrears in the last quarter. This isn't a temporary correctionit's a structural breakdown driven by the fastest rate-hiking cycle in Canadian history and a $20 trillion global carry trade unwind that's draining liquidity from real estate markets across North America. In this video we break down the three converging forces creating what I call"
YouTube Link 2026-02-05T07:54Z [----] followers, [----] engagements
"Canada's Banking System Has a DEADLINE What Happens After June [--] Canada's entire banking system has a legal expiration date buried in Section [----] of the Bank Act. The "Sunset Clause" means the Big Six banks technically lose authorization to operate after June [--] [----] less than [---] days from now unless Parliament acts. But with political gridlock minority government chaos and trade war tensions renewal is far from guaranteed. In this video we expose: ✅ The hidden Sunset Provision that could render Canadian banks "illegal" ✅ Why Parliament may not renew the Bank Act before the deadline ✅ How"
YouTube Link 2026-02-04T06:50Z [----] followers, [----] engagements
"Canada's Middle Class Just Collapsed Into Dollar Stores $2.4 Trillion Debt Bomb Detonating The "Dollarama" Economy: Canada's Middle Class Has Been Downgraded Economic Crisis [----] Retail data reveals a terrifying truth: While mid-tier retailers collapse with sales drops of 0.4% to 2.9% Dollarama profits have surged over 10%. This isn't frugal shoppingit's the structural downgrade of an entire G7 nation. When a country's primary growth engine is a dollar store the middle class has already been hollowed out. In this deep analysis we expose: Why Canadians are fleeing Walmart for discount-only"
YouTube Link 2026-02-03T15:52Z [----] followers, [----] engagements
"13.3% of Canada's Youth Can't Find Work The Tax Base Is Vanishing Canada's youth unemployment crisis has exploded to 13.3%nearly double the national ratewhile professional scientific and technical services shed jobs at the fastest pace since the pandemic. This isn't a temporary downturn. This is a structural collapse of the entry-level job market and the consequences for housing pensions and social stability are catastrophic. In this video we break down: Why 13.3% youth unemployment signals permanent economic scarring How the "knowledge economy" is liquidating the next generation's future The"
YouTube Link 2026-02-03T07:12Z [----] followers, [----] engagements
"The $4200 Shadow Tax Hitting Every Household Why Central Banks Cannot Stop This The $4200 Shadow Tax: How the Trade War Is Silently Destroying Your Purchasing Power New data from US legislative watchdogs confirms that current tariffs are costing the average American household $4200 per year in lost purchasing power. This isn't a traditional tax you can vote againstit's a hidden "Shadow Tax" embedded in every product that crosses the border. With threats of 100% tariffs looming over the China-Canada strategic partnership we're facing a complete repricing of North American life. In this video"
YouTube Link 2026-02-02T15:19Z [----] followers, [---] engagements
"Canada's 40% Mortgage Payment Shock Just Hit 10% of Borrowers Face Forced Liquidation Now Canada's variable-rate mortgage crisis has reached a critical breaking point in [----]. Bank of Canada data reveals that 10% of variable-rate borrowers renewing this year will see their monthly payments surge by more than 40% a payment shock so severe it's triggering the first wave of forced liquidations across the Greater Toronto and Vancouver housing markets. In this video we break down the mechanics of Canada's mortgage death spiral: how negative amortization turned $500000 mortgages into $530000+"
YouTube Link 2026-02-02T07:00Z [----] followers, [----] engagements
"Canadian Banks Just Got [--] Day Emergency Orders OSFI Sees Bank Run Coming May 1st On January [--] [----] Canada's banking regulator OSFI fast-tracked emergency Liquidity Adequacy Requirements with a 90-day implementation deadline. While the Bank of Canada says "steady as she goes" the people who see the actual books are preparing for a liquidity event. This video breaks down what OSFI's LAR guideline reveals about retail structured notes partnership deposits and the $315 trillion global debt crisis now hitting Canadian banks. We examine the Japan carry trade unwind the collapse of firms like"
YouTube Link 2026-02-01T18:12Z [----] followers, 30.5K engagements
"The Insolvency Cliff: 41% of Canadians are $200 from the Edge 41% of Canadians are now within $200 of complete financial insolvency. This isn't a future crisisit's happening right now. The [----] MNP Consumer Debt Index reveals a catastrophic collapse in household finances that nobody is talking about. In this video we expose the structural fault lines destroying Canadian households: 17% are using credit cards to buy food 44% say they'll face bankruptcy if rates don't fall and 32% have entered complete "flight mode"avoiding bills and financial reality entirely. This is the insolvency cliff and"
YouTube Link 2026-02-01T09:24Z [----] followers, [----] engagements
"Canada's GDP Just Contracted [--] 5% in Q4 Manufacturing at [----] Levels Canada's economy contracted 0.5% annualized in Q4 [----] according to Statistics Canada's flash estimate released January [--] [----]. This video breaks down the manufacturing collapse export crisis and what it means for Canadian households holding inflated assets. Real GDP was flat in November [----] after a 0.3% contraction in October. Manufacturing fell 1.3% in a single month. Durable goods production hit the lowest levels since [----] excluding the pandemic. Motor vehicle and parts exports dropped over 11% while metals and"
YouTube Link 2026-01-31T12:11Z [----] followers, [----] engagements
"China and Canada's 71% Collapse Signal the Dollar Death Spiral Has Already Begun 🚨 BREAKING: 71% of Canadians expect their lives to worsen in 2026the highest pessimism level ever recorded in a G7 nation. This isn't a recession warning. This is mathematical proof that the debt-driven illusion has collapsed. In this video I break down the January [----] MNP Consumer Debt Index data that reveals Canada's complete psychological and economic breakdown: 71% expect cost of living to WORSEN (not stabilizeworsen) 44% are one interest rate move away from bankruptcy 41% are within $200 of total"
YouTube Link 2026-01-29T18:37Z [----] followers, [----] engagements
"Bank of Canada Just Surrendered to US Fed [---] Million Mortgages Hit Renewal Wall in [----] On January [--] [----] the Bank of Canada held interest rates at 2.25% but this wasn't stabilityit was surrender. Governor Tiff Macklem just confirmed Canada is now a monetary hostage to the US Federal Reserve trapped in a stagflation nightmare where growth has collapsed to 0.6% while inflation remains stuck above target. With [---] million mortgage renewals hitting in [----] and the Canadian dollar heading toward [--] cents this is the economic crisis nobody is talking about. In this video I break down the three"
YouTube Link 2026-01-28T18:41Z [----] followers, [----] engagements
""The $334 Billion Heist: Will Alberta bankrupt the CPP" 📍 Alberta just threatened to withdraw $334 billion from Canada's national pension systemand what happens next could fracture an entire G7 nation. In this urgent breakdown we examine the Alberta Pension Plan (APP) crisis that's accelerating THIS WEEK. Alberta claims it's owed 53% of CPP assetsapproximately $334 billionand is preparing to exit the Canada Pension Plan entirely. If they pull the trigger the CPP becomes functionally insolvent overnight triggering a cascade that could spread to every pooled pension system in the developed"
YouTube Link 2026-01-26T12:34Z [----] followers, [----] engagements
"NO MORE STAMPS: The "Digital Visa" Plan That Tracks Your Every Move Canada has officially launched a Digital Visa Pilot that replaces physical passport stamps with programmable biometric authorization. By [----] all travelers will be required to submit facial recognition data to cross borders. This isn't about efficiencyit's about control. In this video I break down Canada's Digital Platform Modernization roadmap and what it means for your freedom of movement. The digital visa system creates a centralized database where travel permission can be revoked instantly with a keystroke. Unlike paper"
YouTube Link 2026-01-25T05:28Z [----] followers, [----] engagements
"Canadian Banks Just Locked 60% of Mortgages Inside the LTI Trap Canadian homeowners are discovering their home equity has been frozen solid. In [----] your house was an ATMyou could tap equity through HELOCs at 3.86% and use it to pay down debt fund renovations or cover emergencies. In [----] that access has been cut off. HELOC rates have doubled to 7.3% but the real trap is regulatory: OSFI's new Loan-to-Income cap (4.5x) and systematic appraisal deflation have locked 60% of mortgage renewals inside what I call the Liquidity Prison. This video breaks down the three converging forces destroying"
YouTube Link 2026-01-24T16:15Z [----] followers, [----] engagements
"Insolvency "Hyper-Inflation": The 20% Spike No One Discusses Canadian Insolvency Crisis EXPLODES: 20% Spike in January [----] The Mortgage Cliff Reality In January [----] Canadian insolvency filings spiked 20% month-over-monththe sharpest acceleration since [----]. While the government celebrates a "soft landing" [-----] Canadians filed for bankruptcy last month alone. This is not a correction. This is a structural collapse. What You'll Learn: Why the 20% insolvency surge signals the start of a mortgage cliff crisis How 79% of bankruptcies are hidden as "Consumer Proposals" (shadow defaults) The $3.2"
YouTube Link 2026-01-23T15:54Z [----] followers, [----] engagements
"The "Growth Ponzi" Collapses: GDP Per Capita Hits 1930s Levels Canada's economy is "growing" at 1% but GDP per capita has collapsed to Great Depression levels. Here's the math they don't want you to see. In this video we break down the "Growth Ponzi" how Canada's 3% population growth is masking an 8-quarter freefall in living standards. While headline GDP looks positive real GDP per capita has declined for 3+ consecutive years hitting levels not seen since the 1930s. 🔴 KEY DATA POINTS: GDP per capita: Lowest growth (0.8%) since the Great Depression Canadian productivity: Just 71% of US"
YouTube Link 2026-01-22T05:21Z [----] followers, [----] engagements
"820000 Canadians Escaped in One Year Why the Brain Drain Just Turned Fatal Canada's Brain Drain Crisis: 66% of Top Engineers Flee to America The Competence Exodus Explained Friends the numbers don't lie. While Canada celebrates record immigration [------] of our most skilled citizens have relocated to the United Statesa 50% surge in just one year. Among software engineers graduating from top universities like Waterloo 66% leave immediately for American opportunities paying 2-3x Canadian salaries. In this video we break down the three forces converging to create Canada's competence void: the"
YouTube Link 2026-01-21T15:47Z [----] followers, [----] engagements
"The "Ghost Site" Epidemic: Why Construction Stopped 🚨 The housing crisis just took a catastrophic turn. While politicians promise [---] million new homes construction insolvencies have surged 30% year-over-year making building financially impossible. In this video I break down the $150+ billion worth of stalled "Ghost Sites" across Toronto and Vancouverhalf-finished towers trapped in receivership with buyers' deposits locked in legal limbo for years. We're witnessing the Profitability Inverse: it costs $1000+ per square foot to build but resale prices have collapsed to $812 psf. Every"
YouTube Link 2026-01-20T07:05Z [----] followers, [----] engagements
"Canada Banks Just Flagged [--] in [--] Mortgages as Fraud Mass Liquidation Begins [----] Canada's mortgage system is collapsing under the weight of systemic fraud. British Columbia regulators just exposed a single shadow broker linked to [--] fraud cases and hundreds of falsified applicationsbut this is only the beginning. Industry estimates suggest up to [--] in [--] mortgages in hot markets contain material income misrepresentation representing over $100 billion in toxic debt.In [----] the CRA's new Income Verification Tool goes live allowing lenders to cross-reference mortgage applications against actual"
YouTube Link 2026-01-19T11:45Z [----] followers, [----] engagements
"Stablecoins Now Hold $155 Billion in US Debt Your Pension Pays When They Sell Stablecoins now hold $155 billion in US Treasury debtmaking them the 7th largest holder globally. When the crypto market crashes they'll be forced to liquidate spiking yields and crashing your pension fund. This isn't a crypto problem anymoreit's a systemic threat to every American's retirement. In this video we expose the hidden connection between cryptocurrency and the US bond market that nobody is talking about. Tether holds more US government debt than Germany Australia or Canada. These offshore shadow banks"
YouTube Link 2026-01-16T06:14Z [----] followers, [---] engagements
"Canada's $900 Billion Trade Collapse Just Triggered America's Biggest Supply Chain Nightmare 🚨 Canada's $900 Billion Trade Relationship with the US is COLLAPSING 🚨 The largest bilateral trade relationship in human history is unraveling in real-time and the consequences are already showing up at your local Home Depot and gas station. Canadian exports to the United States just hit multi-year lows as the Eurasia Group officially designates Canada as the "most at risk" nation in [----]. In this video we break down: Why the USMCA has been declared a "Zombie Agreement" How Section [---] national"
YouTube Link 2026-01-15T07:29Z [----] followers, [----] engagements
"The "Doubling Up" Economy: Hidden Homelessness Explodes [---] Million Canadians Are Living in Hidden Housing Crisis That Statistics Don't Count The unemployment rate looks stable. Housing starts are up. But behind closed doors one in four Canadians is trapped in what economists call "doubling up"multi-generational households adult children in basements strangers sharing bedrooms. This isn't a soft landing. This is a structural collapse of the middle-class standard of living hidden from every official metric. In this video I break down: Why 35% of young adults (20-34) still live with parents50%"
YouTube Link 2026-01-14T06:19Z [----] followers, [----] engagements
"Canadian Banks Hiding 176% Debt Crisis as [---] Million Homeowners Face Payment Shock Canada's household debt has reached a mathematical breaking point at 176.7% of disposable income$1.77 owed for every dollar earned. With [---] million mortgages renewing from 1% rates into 5%+ rates payment shocks of $800-$1000/month are vaporizing consumer spending power across the economy. In this analysis we examine: - The $3.2 trillion household debt burden crushing Canadian families - Why the [----] divergence created today's crisis (US deleveraged Canada doubled down) - The Mortgage Renewal Wall hitting 1.2M"
YouTube Link 2026-01-13T07:43Z [----] followers, 10.6K engagements
"Toronto Developers Just Abandoned [-----] Finished Condos The $20 Billion Liquidity Freeze Begins Toronto's real estate market just hit a breaking point that changes everything. With [-----] completed condos sitting unsold and developers abandoning $20 billion in finished inventory Canada is witnessing a liquidity crisis unlike anything in [--] years. This isn't a market correctionit's a structural collapse where the math of building no longer works. In this video I break down the three forces converging right now: the inventory tsunami of [-----] units completing in [----] the investor exodus as"
YouTube Link 2026-01-12T06:40Z [----] followers, 21.8K engagements
"THEY ARE FIRING THEMSELVES: Why the Bank of Canada Just Cut 10% of Staff The Bank of Canada just fired 10% of its workforce225 economists and policy analysts eliminated by mid-2026. Scotiabank cut [----] positions with a $373 million severance charge. GM's Factory Zero is laying off over [----] workers. This isn't a labor shortage. This is a white collar purge and it's happening right now across Canada's financial sector manufacturing base and even the institutions that print the money. In this video we expose the three-force convergence destroying professional employment: corporate efficiency"
YouTube Link 2026-01-11T07:28Z [----] followers, [----] engagements
"6 MONTHS LEFT: The "Date" That Could Bankrupt Ontario July 1st [----] isn't just Canada Dayit's the day the USMCA trade agreement faces its mandatory review under Article [----] and the United States is treating it as leverage to extract massive concessions from Canada. With $3.6 billion in daily cross-border trade at stake the automotive sector facing potential 25% tariffs and a built-in "sunset clause" that could trigger annual renegotiations Canada is staring down economic annexation disguised as a routine trade review. In this deep dive we examine the Sunset Clause mechanism that Canada"
YouTube Link 2026-01-10T14:03Z [----] followers, [----] engagements
"The $800 Discrepancy: Are [----] Food Prices Higher Than Predicted The [----] Canada Food Price Report just confirmed what your grocery receipt has been screaming: a family of four will pay $994 MORE for food this yearthe largest increase in the report's history. While politicians celebrate "victory over inflation" your dinner table tells a very different story. Food inflation is running at 6% meat prices are surging 7% and the Canadian dollar sitting at [--] cents is quietly destroying your purchasing power on every imported item. In this video I break down the three converging forces that are"
YouTube Link 2026-01-09T12:55Z [----] followers, [----] engagements
"Check Your Pay Stub: Why Take-Home Pay Could Drop in [----] (CPP2) Your January [----] paycheck just got lighter and most Canadians have no idea why. The CPP2 system reached full phase-in on January 1st [----] and millions of workers are now paying up to $4646 annually in mandatory pension contributionswith self-employed Canadians facing a crushing $9292 bill. This isn't a glitch. This is the new reality. In this video I break down exactly what happened to your take-home pay why the government calls this a "pension enhancement" when it feels like a wage cut and where your money is actually going."
YouTube Link 2026-01-08T19:34Z [----] followers, [----] engagements
"US Regulators Hit Canadian Bank with $434B Cap: What This Means The US government didn't just fine TD Bankthey seized operational control of Canada's second-largest financial institution. A $434 billion asset cap has turned a systemically important bank into a zombie institution forbidden to grow answering to regulators in Washington instead of shareholders in Toronto. This isn't a temporary penalty. It's financial colonization. In this video I break down the three-part mechanism crushing Canadian banking sovereignty: the hard asset ceiling preventing growth the forced $48 billion liquidation"
YouTube Link 2026-01-08T07:14Z [----] followers, 10.7K engagements
"TRAPPED Why Real Estate Investors May Struggle to Sell in [----] Friends the trap is closing on Canadian real estate investors. In this video I break down the mathematical reality unfolding in Toronto and Vancouver's condo markets. 60% of Canadian mortgages are renewing in 2025-2026 sending payments up 20% while condo values drop 4.5-6.5%. This isn't a correctionit's a capitulation event. What You'll Learn: Why investors are losing $800/month on cash flow negative properties The $80000 loss trap forcing zombie ownership across the GTA How cap rate decompression is driving prices"
YouTube Link 2026-01-07T16:07Z [----] followers, [----] engagements
"60% of Mortgages Reset Soon: Is the [----] Payment Shock Inevitable Friends the clock just struck midnight for over [--] million Canadian homeowners. On January 1st [----] we crossed the Renewal Wall60% of all outstanding mortgages in Canada are now resetting into payment shocks of 20% to 40%. This isn't speculation. This is Bank of Canada data confirming a mathematical inevitability that will reshape household solvency across the country. In this video we break down: The 60% mortgage renewal crisis hitting 4+ million Canadian families in 2025-2026 Why payment increases of $800-$1200/month are"
YouTube Link 2026-01-07T08:22Z [----] followers, [----] engagements
"Banks Brace for $3 Billion in Losses: Is a Mortgage Crisis Starting Scotiabank just made a $1.11 billion bet against Canadian borrowersand they're willing to sacrifice profits to prepare for what's coming in [----]. In Q4 [----] Canada's third-largest bank dramatically increased its Provision for Credit Losses while simultaneously cutting [----] employees and taking a $373 million restructuring charge. This isn't cautionit's a confession. In this deep dive we expose what the Big Six Canadian banks see in their internal data that the public doesn't: a mortgage renewal crisis building for [----] as"
YouTube Link 2026-01-06T17:45Z [----] followers, [---] engagements
"End of an Era: Why Canadas 7th Largest Bank is Being Split & Sold On December [--] [----] Laurentian Banka 179-year-old Canadian institutionceased to exist as an independent entity. National Bank took the retail clients. Fairstone took the loans. This wasn't a merger. It was a partition. And it's the clearest signal yet that mid-tier banks in Canada cannot survive the current environment. In this video I break down the three structural forces killing regional banks: regulatory moats that only trillion-dollar institutions can afford technology deficits that create generational chasms and deposit"
YouTube Link 2026-01-05T05:44Z [----] followers, [----] engagements
"Is Canada Becoming NATO's New Arsenal ($6.4 Billion Mining Shift) Canada just became NATO's most critical strategic assetand most people have no idea it's happening. While the rest of the economy braces for recession the Canadian government has unlocked $6.4 billion to transform Northern Ontario and Quebec into the "Arsenal of Democracy" for critical minerals. In this video I break down the three forces converging right now: massive federal investment U.S. Defense Production Act funding flowing across the border and the designation of Canadian mines as "national security infrastructure." This"
YouTube Link 2026-01-04T19:11Z [----] followers, [----] engagements
"Project Launch: Could This Mega-Project Save the Canadian Dollar Friends while everyone watches the stock market crash the most important economic event of [----] just went live in a frozen fjord most people have never heard of. LNG Canada - a $40 billion facility in Kitimat BC - is now shipping [--] million tonnes of liquefied natural gas to Japan Korea and China under 20-year contracts. This is the energy weapon that creates a currency floor for the Canadian Dollar. But here's the dark side nobody is talking about: Canadian heating bills just spiked 18% as domestic gas gets redirected to Asian"
YouTube Link 2026-01-04T06:52Z [----] followers, [----] engagements
"Oil Shift: Will Canada Send 500k Barrels to China (US Market Impact) Canada Just Redirected [------] Barrels Daily to China US Refineries Panic Buying Now Friends thank you for being here today. What most people don't realize is that the most dramatic shift in North American energy in [--] years just happenedwithout a single headline. Over [------] barrels per day that once flowed south at a discount are now streaming across the Pacific to Shanghai Mumbai and Seoul. The Trans Mountain Expansion pipeline is running at 90% capacity and two-thirds of every barrel leaving Vancouver is heading west not"
YouTube Link 2026-01-03T19:52Z [----] followers, [---] engagements
"Real-Time Rail 2026: Will Canada's New Payment System End Privacy Canada's Real-Time Rail (RTR) payment system launches in Q3 [----] and it's not just an upgradeit's the infrastructure for total financial surveillance. Built on ISO [-----] messaging standards every transaction will carry metadata: what you bought why you bought it where you were and your tax ID. This is the highway for Central Bank Digital Currencies (CBDCs) and programmable money. In this video I break down: The Real-Time Rail's Q3 [----] launch timeline How ISO [-----] enables "data-rich" transaction tracking Why instant settlement"
YouTube Link 2026-01-03T05:58Z [----] followers, 14K engagements
"Frozen Funds Why Some Mortgage Investors Can't Withdraw Money Now Friends as of January [----] multiple Canadian Mortgage Investment Corporations (MICs) have frozen investor withdrawalstrapping retirement savings inside funds that were marketed as "safe as houses." This isn't a technical glitch. This is a systemic liquidity crisis unfolding across Canada's $40 billion private credit sector. In this video we examine the structural fault lines that made this inevitable: the liquidity mismatch between monthly redemptions and multi-year construction loans the migration of subprime borrowers into"
YouTube Link 2026-01-02T19:17Z [----] followers, [----] engagements
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