#  @dugarniraj Niraj Dugar Niraj Dugar posts on YouTube about credit cards, india, finance, how to the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours. ### Engagements: [-----] [#](/creator/youtube::UC7ZTTSETfQj_9LF-ikUrFGQ/interactions)  - [--] Week [------] -57% - [--] Month [-------] -9.20% - [--] Months [---------] +30% - [--] Year [---------] +128% ### Mentions: [--] [#](/creator/youtube::UC7ZTTSETfQj_9LF-ikUrFGQ/posts_active)  - [--] Week [--] -9.50% - [--] Month [--] +9.70% - [--] Months [---] +26% - [--] Year [---] +323% ### Followers: [------] [#](/creator/youtube::UC7ZTTSETfQj_9LF-ikUrFGQ/followers)  - [--] Week [------] +0.61% - [--] Month [------] +4.70% - [--] Months [------] +42% - [--] Year [------] +116% ### CreatorRank: undefined [#](/creator/youtube::UC7ZTTSETfQj_9LF-ikUrFGQ/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 74.22% [countries](/list/countries) 38.28% [stocks](/list/stocks) 21.88% [currencies](/list/currencies) 1.56% [technology brands](/list/technology-brands) 1.56% [products](/list/products) 0.78% [fashion brands](/list/fashion-brands) 0.78% **Social topic influence** [credit cards](/topic/credit-cards) 57.81%, [india](/topic/india) 37.5%, [finance](/topic/finance) 29.69%, [how to](/topic/how-to) 14.84%, [travel](/topic/travel) 12.5%, [express](/topic/express) 10.16%, [money](/topic/money) 8.59%, [$hsbc](/topic/$hsbc) 7.03%, [platinum](/topic/platinum) 7.03%, [insurance](/topic/insurance) 7.03% **Top accounts mentioned or mentioned by** [@holisticwealthin](/creator/undefined) [@cardswizard](/creator/undefined) [@cardwizard](/creator/undefined) **Top assets mentioned** [HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Marriott International Inc (MAR)](/topic/$mar) [American Express Company (AXP)](/topic/$axp) ### Top Social Posts Top posts by engagements in the last [--] hours "Get EXTRA 25% Accor Bonus Points using this Credit Card #creditcards #shorts Join CA Niraj Dugar as he shares valuable tips on how to maximize your savings with Accor Hotels Discover how you can get an extra 25% points when using Axis Bank credit cards. Don't miss out on this opportunity to travel smarter and save more with Accor. Watch the video now. USE THESE LINKS TO GET EXTRA BENEFITS: AMERICAN EXPRESS: https://americanexpress.com/en-in/referral/platinum-travelref=nEHAJr0xY&XL=MIMNS HDFC CREDIT CARD: https://lucrative.gotrackier.com/clickcampaign_id=303&pub_id=506&url_id=1 AXIS CREDIT" [YouTube Link](https://youtube.com/watch?v=-WATziOBiGo) 2024-06-28T05:39Z 33.2K followers, 50.9K engagements "Everything You Need to Know About Accor Loyalty Program Fill the Google form: https://forms.gle/cFnUWqRhVejZreiy9 I used just one credit card to get [--] free hotel nights in Europe through the Accor Loyalty Program. In this video Ill show how to earn Accor points free upgrades and status hacks using cards like Axis Atlas and HSBC TravelOne. Perfect for anyone who loves luxury travel on points Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=0YBf73ASNVQ) 2025-11-08T11:30Z 33.3K followers, 11.3K engagements "Axis Horizon vs HSBC Travel One Maha Comparison [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I break down the real differences between Axis Horizon and HSBC Travel One so you know exactly which credit card gives better value in [----]. I compare fees rewards travel multipliers caps transfer ratios and practical use cases based on how my clients actually spend. If you're choosing your next travel credit card this honest first-hand comparison will help you pick the card that maximizes your points and cashback. As always this is based on my personal experience using" [YouTube Link](https://youtube.com/watch?v=783VRRMJSsQ) 2025-11-20T11:30Z 33.3K followers, 15.5K engagements "How I Get 16.5% Discount on Gold Purchase (My Credit Card Strategy) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx" [YouTube Link](https://youtube.com/watch?v=9N3S0_0RicQ) 2025-08-04T11:30Z 33.1K followers, 32K engagements "How to Open an HUF Account Without Hassle Open FREE HUF Demat Account Online - 100% Digital Pay [--] AMC: https://dhan.co/open-huf-demat-account/ Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6 -------------------------------------------- PRODUCTS I USE: iPhone [--] pro max - https://amzn.to/3RomwDs Airpods pro - https://amzn.to/3RppO9v" [YouTube Link](https://youtube.com/watch?v=C47SfZT8VBo) 2025-08-23T17:22Z 33.2K followers, [----] engagements "This Lifetime Free Card Pays You in REAL GOLD (Uni Gold X) Uni Card Link: https://app.uni.club/yuBA/cftmi0oc Most reward points expire or feel too complicated to redeem so in this video I explain a lifetime-free credit card that earns 24K digital gold instead of reward points. I break down how the GoldX Credit Card works its reward rates of up to 8% UPI usage travel benefits zero forex markup and how you can convert Unicoins into real gold or even cash. I also explain how safe digital gold is how its backed by physical gold and who this card actually makes sense for. If youre tired of complex" [YouTube Link](https://youtube.com/watch?v=G5xpIZv6or4) 2025-12-28T11:30Z 33.4K followers, [----] engagements "Is HDFC Infinia Really Worth It (7 Years of Experience) For the last [--] years Ive used the HDFC Infinia Credit Card to save lakhs and in this video I reveal the hidden features HDFC never tells you including Tanishq hacks Singapore Airlines transfers SmartBuy 5X/10X Apple redemptions forex tricks and insurance benefits. This deep dive helps you maximise Infinia rewards redeem points for real value and avoid missing out on benefits most users dont even know exist. Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:" [YouTube Link](https://youtube.com/watch?v=H02pqgI10z0) 2025-12-05T13:00Z 33.4K followers, 25.6K engagements "Ranking Best Cards in Each Category (After Devaluation) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I rank the best credit cards in each category after recent devaluations so you know exactly what still works in [----]. I break down entry-level mid-tier and premium cards across [--] spend categories including UPI utilities shopping insurance dining rent tax fuel travel and more. If youre confused after the Axis HDFC ICICI and Amex devaluations this video will help you build a practical and future-ready credit card strategy. Watch till the end to see which card gets" [YouTube Link](https://youtube.com/watch?v=IICyBUY9Xlo) 2026-01-17T15:48Z 33.4K followers, 19.2K engagements "Best Credit Cards to Buy a Car in India In this video I have shared a smarter way to buy a car. Dont just pay by UPI or bank transfer use premium credit cards to earn milestone rewards points and travel perks. Top picks include Axis Magnus Axis Atlas HDFC Diners Black ICICI Times Black and Amex Platinum Travel. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=KFZITj_9vS8) 2025-09-30T11:30Z 33.3K followers, 17.2K engagements "Never Do This If You Want to Become Financially Free Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 If you want to become financially free theres one mistake I see people make repeatedlyand it quietly destroys wealth. In this video I explain how overspending on lifestyle and high fixed expenses like rent can delay financial freedom by years even if your income is high. Using a real client example I break down how small decisions around housing and expenses can cost you over [--] crore in lost wealth. If youre serious about saving investing and building long-term financial security this" [YouTube Link](https://youtube.com/watch?v=L-_GuTMeHlY) 2026-02-04T11:27Z 33.4K followers, [----] engagements "The LAST Fuel Credit Card Guide You Will EVER Need Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Fuel is a fixed expense for most of us but very few people optimize it properly. In this video I break down [--] premium fuel credit cards that can give you 5%7.5% cashback on fuel explain how each card works how to redeem fuel points smoothly at petrol pumps and which card makes sense based on your preferred fuel outlet. I also share my personal experience using the SBI BPCL Octane card along with hidden caps renewal waivers surcharge rules and smart strategies using HP Pay and American" [YouTube Link](https://youtube.com/watch?v=MUzrhmxm2to) 2025-12-18T11:30Z 33.4K followers, 13K engagements "How to Open a FREE HUF Account Without Standing in LINES Open FREE HUF Demat Account Online - 100% Digital Pay [--] AMC: https://dhan.co/open-huf-demat-account/ Discover how to use a Hindu Undivided Family (HUF) to legally reduce taxes build wealth and structure generational assets. In this video I break down what an HUF is how to create one who qualifies and the smartest ways to fund it without triggering clubbing rules. Learn about HUF tax benefits capital gains exemptions legal risks and real use cases. Ideal if you're looking for how to save tax using HUF HUF for salaried person and HUF" [YouTube Link](https://youtube.com/watch?v=TGmlkoUrsuE) 2025-08-07T11:30Z 33.2K followers, 13.7K engagements "REVEALING My [--] Credit Card Strategy (Updated) Join me in today's video as I've shared my credit card strategy and show you exactly how I use my 19-credit-card portfolio to maximise rewards. I've shared every card in detail and categorised them on the basis of use. Watch this video till the end to find out the best cards according to your needs. APPLY FOR YOUR FAVOURITE CREDIT CARD HERE: Apply for kiwi card- Indias Best Upi Credit Card here: https://gokiwi.onelink.me/z3Pc/3jeyej1p HDFC CREDIT CARDS: https://track.techtrack.in/clickcampaign_id=158&pub_id=147 HDFC TATA NEU CREDIT CARD:" [YouTube Link](https://youtube.com/watch?v=TSDsGtkZRPU) 2025-09-10T11:30Z 33.1K followers, 12.3K engagements "The Real Reason IDFC Gaj Card Can't Replace Infinia Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I break down the IDFC Gaj Credit Card and explain the big problem with this card when compared to HDFC Infinia. Many people are calling IDFC Gaj an Infinia competitor but when you look closely at rewards lounge access conditions golf benefits and redemption flexibility the gaps become very clear. I compare eligibility fees reward structure lounge access forex markup and redemption options in detail so you can decide if this premium card actually deserves a place in your" [YouTube Link](https://youtube.com/watch?v=Wx_AI2shnDM) 2026-01-22T11:45Z 33.4K followers, [----] engagements "The Most Confusing Premium Credit Card Finally Explained Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 When I first got the ICICI Times Black Credit Card I was honestly disappointed due to frequent reward devaluations but things have started improving again. In this video I break down my real-world usage of the ICICI Times Black Card including lounge access reward rates milestone benefits concierge services and whether the [-----] annual fee is justified. I also compare its reward redemptions with cards like HDFC Infinia and share who this card actually makes sense for. This is my" [YouTube Link](https://youtube.com/watch?v=eaR-V09_EEo) 2025-12-22T11:30Z 33.4K followers, [----] engagements "I Found the Best FD Backed Credit Cards That Actually Improve CIBIL Apply for SBM Credilio Rupay Credit Card - https://get.novio.in/j84P/n838uwn1 Ive personally tested and ranked the best FD-backed credit cards in India that can help you build your credit score fast even if you have no proof of income or a low CIBIL score. These secured credit cards are perfect for beginners and young professionals starting their credit journey. Watch till the end to see which FD-backed card truly deserves Rank #1 and how you can apply for it today to start building your credit history right away. Fill the" [YouTube Link](https://youtube.com/watch?v=gT85_ANv0aI) 2025-10-31T11:30Z 33.3K followers, 15.9K engagements "Don't Redeem Your Accor Points in India.Do this instead Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx Get American Express Credit Card: https://americanexpress.com/en-in/referral/goldref=vAIBHSlIXV&XLINK=MYCP" [YouTube Link](https://youtube.com/watch?v=mRfRUyAvShc) 2024-12-28T14:32Z 33.3K followers, 39.5K engagements "HSBC Premier Card Explained in [--] Minutes Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I explain the HSBC Premier Credit Card in detail and share why Im considering adding it to my wallet in [----]. I break down HSBC Premier eligibility joining fees reward rates airport benefits lounge access forex charges and how you can maximize value by transferring points to Accor or airlines. If youre a high-income salaried professional or HNI looking for a single premium credit card with strong travel benefits this HSBC Premier Card explained video will help you decide if its worth" [YouTube Link](https://youtube.com/watch?v=o8zjLpcraPk) 2025-12-26T11:30Z 33.4K followers, 19.5K engagements "Ranking Worst to BEST American Express Credit Cards [----] (My Honest Review) In today's video I rank worst to best American Express credit cards in [----]. I've discussed all the American Express credit cards available in India as well as their requirements benefits and rewards rates using Excel calculations. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get American Express Credit Card: (close the pop up and click on view all cards select the card you want to apply for) https://americanexpress.com/en-in/referral/membership-rewardsref=mEGHNKeOWp&XLINK=MYCP HDFC Tata Neu Credit" [YouTube Link](https://youtube.com/watch?v=p4YkQDuIMGs) 2025-01-01T11:30Z 33.3K followers, 94.6K engagements "My Updated Thoughts on Fuel Spends in [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Almost everyone spends money on fuel but most people still miss out on easy rewards. In this video I share my updated thoughts on fuel spends in [----] and break down the best fuel credit cards in India for Indian Oil BPCL and HPCL. I explain reward rates monthly caps fees and which fuel card actually makes sense based on your usage. I also share my personal fuel card strategy so you dont leave money on the table while filling fuel. Apply For Your Favorite Credit Cards RBL IndianOil Extra Credit" [YouTube Link](https://youtube.com/watch?v=qyy9J-Z8OLc) 2026-02-04T11:31Z 33.4K followers, [----] engagements "I Finally Cracked the BEST Lifetime-Free Credit Card Setup (After [--] Fails) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Its [----] and if you havent started using credit cards yet this video will help you build the best lifetime-free credit card setup from scratch. Ive handpicked beginner-friendly lifetime-free credit cards that offer lounge access cashback rewards on UPI dining discounts and travel benefits without paying annual fees. In this video I break down exactly which free credit cards to start with in [----] how each card works and who should apply for what. This is purely" [YouTube Link](https://youtube.com/watch?v=s0C7REpqzQs) 2026-01-26T13:09Z 33.4K followers, [----] engagements "I Tried 250+ Credit Cards These [--] Are the Best Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Ive personally tested over 250+ credit cards in India and in this video Im sharing the [--] best cards you should actually keep in your wallet from entry-level to HNI cards. Whether you want free lounge access high rewards or premium perks Ill help you pick the right one for your income and spending style. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Apply for your favorite credit card 👇 Entry-Level: SBI Octane Credit Card -" [YouTube Link](https://youtube.com/watch?v=sbQRxAUtd-A) 2025-11-10T12:31Z 33.3K followers, 30.9K engagements "The Ultimate Guide to The Amex Platinum Reserve Credit Card [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I break down everything you need to know about the American Express Platinum Reserve Credit Card in [----] including fees eligibility rewards milestones Accor benefits lounge access and whether this card actually makes sense today. With most American Express cards currently unavailable in India I explain who this card is for how to maximize reward rates using multipliers and whether its worth paying 10000+GST every year. If youre planning to enter the American" [YouTube Link](https://youtube.com/watch?v=txYr9twsB4g) 2026-01-27T12:36Z 33.4K followers, [----] engagements "I Ranked Every Cashback Credit Card in India (Some Are Terrible) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I rank every major cashback credit card in India and explain which ones are actually worth using in [----]. I cover UPI cashback cards online spend cashback cards and platform-specific cards from HDFC SBI ICICI Axis HSBC and new-age issuers. I also break down which cashback cards you should avoid which are good to have and which are must-haves based on real usage and spending patterns. If you want a clear no-nonsense comparison of Indias best cashback credit" [YouTube Link](https://youtube.com/watch?v=uz5rmxZhVUE) 2026-01-11T12:50Z 33.4K followers, [----] engagements "Every Travel Credit Cards Explained in [--] Minutes (I Tried Them All) In this video I break down every major travel credit card in India from free cards to mid-tier and premium options so you know exactly which ones are worth keeping in your wallet. I also share my honest experiences reward rates lounge access benefits and which cards give the maximum value for flights and hotels. If you want a clean and practical guide to choosing the right travel card this will help you make the best decision. Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Sign up for my newsletter -" [YouTube Link](https://youtube.com/watch?v=v0pjWN2c5RY) 2025-11-18T13:31Z 33.3K followers, 21.1K engagements "I'm Politely Begging You to Take HDFC Marriott Card in [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I finally unboxed the HDFC Marriott Credit Card on camera and the credit limit and free night award benefits are genuinely surprising. In this video I walk you through the unboxing features elite night credits reward structure and how to maximize the free night trick with Marriott points. If youre considering this card for travel rewards this breakdown will help you understand whether it's worth the [----] fee. Apply for HDFC Marriott Card: https://bitli.in/AoLw4jk Sign up for my" [YouTube Link](https://youtube.com/watch?v=v22v_yiLU5c) 2025-11-29T11:31Z 33.3K followers, 13.9K engagements "The reason I kept the Amex Travel Card for [--] years Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Ive been using the American Express Platinum Travel Credit Card since [----] and in this video I explain the real reasons Ive kept this card for [--] years and why I will never cancel it. I break down the actual reward rate milestone benefits Taj and Marriott redemptions Rewards Multiplier hacks tax payment usage and long-term value that most people overlook. Many users cancel this card due to renewal concerns but the numbers clearly tell a different story. If youre wondering whether the Amex" [YouTube Link](https://youtube.com/watch?v=vi3n2I57L_A) 2026-01-02T04:30Z 33.4K followers, 18.7K engagements "My Absolute Best Strategy To Redeem Nights At Marriott Accor ITC and Taj Discover the ultimate guide to redeeming your credit card points for luxury hotel stays In this video I share my best strategies for maximizing credit card rewards with top hotel groups like Marriott Accor Taj and ITC. Learn how I transfer points from credit cards get the best redemption value and which countries offer the most bang for your points. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=wFpRFYWoXck) 2024-12-05T11:59Z 33.2K followers, 46.1K engagements "Ranking EVERY Credit Card From BEGINNER to ADVANCE (5-50 Lakh) Ranking every credit card you should be taking under 5-50 lakh of income. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Get HDFC Biz Black Card: https://tinyurl.com/uwcv63tr AMEX GOLD CHARGE CARD https://americanexpress.com/en-in/referral/goldref=nISHABshAI&XLINK=MYCP AMERICAN EXPRESS PLATINUM TRAVEL CARD:" [YouTube Link](https://youtube.com/watch?v=rodWpztuUNA) 2024-11-02T11:30Z 18.8K followers, 44.6K engagements "I Don't REDEEM Marriott Points in Europe Because. USE THESE LINKS TO GET EXTRA BENEFITS: HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal INDUSIND Credit Card- https://tinyurl.com/mw7k9hnh AXIS ATLAS Credit Card - https://tinyurl.com/y9d4usve -------------------------------------------- PRODUCTS I USE: iPhone [--] pro max - https://amzn.to/3RomwDs Airpods pro - https://amzn.to/3RppO9v Featherlite chair - https://amzn.to/3z6tQgo DJI Osmo - https://amzn.to/3Rmq4Ws Rode Wireless Go II -" [YouTube Link](https://youtube.com/watch?v=rxX-jYOIS-o) 2024-12-13T16:32Z 12.4K followers, [----] engagements "My Credit Card Strategy for Couples (2024) Are you a family of two spending [--] lakh annually This video helps you design a strategic credit card portfolio to maximize rewards across various categories like rent utilities groceries and more. Learn how to earn up to 6.9% in rewards with the right credit cards. Subscribe to my monthly newsletter. It will get you the following - Monthly updates from the world of credit cards and air miles Detailed card reviews from time to time Timely updates on relevant offers Other things as I think makes sense for subscribers Responses to your questions on" [YouTube Link](https://youtube.com/watch?v=sBzUKSdSL-M) 2024-09-01T11:30Z 10.7K followers, [----] engagements "The Simple Spending Rule That Made Me a Millionaire Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=sCtfAttRPIY) 2025-04-23T11:32Z 18K followers, [----] engagements "Do Baniye Share Their Credit Card Hacks to Redeem Free Flights & Hotels Join our special guests Manasi and Sanket from "Do Baniye" in the first episode of our podcast where they share everything about credit cards. From their own credit card journeys to money-saving hacks and dealing with overspending they cover it all. Tune in and learn how you can make the most out of your credit cards and join their "Do Baniye" community. WhatsApp Channel: https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p X formerly Twitter: https://x.com/dobaniye/ Instagram: https://www.instagram.com/dobaniye/" [YouTube Link](https://youtube.com/watch?v=t75Ucsu-nQE) 2024-12-21T15:26Z 13.2K followers, 10.7K engagements "Are You Being MISLED by Your Insurance Company Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx" [YouTube Link](https://youtube.com/watch?v=uBoIvm62-sA) 2025-06-23T11:30Z 20.6K followers, [----] engagements "I Tried Every Travel Credit Card So You Dont Have To Join me in today's video as I share the best travel credit cards in each category. I've covered multiple credit cards which are free under [--] thousand annual fees and some premium credit cards if you're a high spender. Watch this video till the end to find out the best cards for your use and maximise your travel rewards. Apply for Your Favourite Card Here: HSBC TRAVEL ONE CREDIT CARD - https://tinyurl.com/ypxks2wd HDFC MARIOTT CREDIT CARD - https://tinyurl.com/2m6u6pku SCAPIA CREDIT CARD: https://tinyurl.com/45xckevf HDFC INFINIA CREDIT" [YouTube Link](https://youtube.com/watch?v=uKm2d1XelfQ) 2025-09-02T11:30Z 26.6K followers, 16K engagements "Don't Buy Car Accessories from Showroom (Do this instead) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx" [YouTube Link](https://youtube.com/watch?v=uRQuyyKKrdw) 2025-08-29T12:55Z 24.3K followers, [----] engagements "Worst Property Buying Mistakes That Will Cost You Rs [--] LAKH Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS" [YouTube Link](https://youtube.com/watch?v=uhz7V8Hnoz4) 2025-03-19T11:53Z 16.9K followers, [----] engagements "Things You Didn't Know About Mutual Funds Part #3 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx" [YouTube Link](https://youtube.com/watch?v=vF4EsiJcMIA) 2025-05-10T11:30Z 18.8K followers, [---] engagements "The Millionaire Spending Rule No One Talks About Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6" [YouTube Link](https://youtube.com/watch?v=vFT9mAs_a4k) 2025-04-21T12:34Z 18K followers, [----] engagements "How to Make Your First Crore Fast. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6" [YouTube Link](https://youtube.com/watch?v=vrLBgng36M0) 2025-04-25T11:30Z 18.1K followers, [----] engagements "How I Buy Gold at a Discount (Tanishq Rivaah Scheme Explained) Want to buy gold at a discount without compromising on quality In this video I break down how the Tanishq RIWAAH Scheme works like a gold SIP and helps you save on making charges get GST-free gold coins and even earn 5% cashback using credit cards. If you or your family regularly purchase jewellery this is one strategy you shouldnt miss. Watch till the end to understand how to maximize your savings on gold with Tanishqs Golden Harvest plan. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:" [YouTube Link](https://youtube.com/watch?v=vwOjKRbvb7Y) 2025-07-13T11:30Z 22K followers, [----] engagements "I Tried Every Fuel Credit Cards So You Don't Have To Join me in today's video as I've ranked the worst to the best fuel credit cards in India. In this video I cover all the best to worst fuel credit cards their application fees renewal fees reward rates and all the details that you need to know. Watch this video till the end to decide which card you should take according to your needs. Apply your favorite cards here: RBL XTRA IOL- https://tinyurl.com/yp87hwkj SBI BPCL OCTANE - https://tinyurl.com/543nak5v IDFC POWER PLUS RUPAY - https://tinyurl.com/mr2xaaap AXIS IOL RUPAY -" [YouTube Link](https://youtube.com/watch?v=w8qcH60eBUA) 2025-07-31T11:40Z 22.8K followers, [---] engagements "Most People Miss This Extra [-----] Tax Benefit in NPS Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx" [YouTube Link](https://youtube.com/watch?v=wLd7SJsVfZM) 2025-08-14T14:43Z 25.2K followers, [----] engagements "First Class Suites Experience of A Salaried Couple Ft. Card Wizard X Niraj Dugar Ep#2 Want to fly First Class without breaking the bank @Card_Wizard spills the secrets in this special interview Learn how a salaried couple can leverage credit cards maximize rewards and travel smarter to experience the ultimate luxury of First Class Suites. Watch now and start planning your dream getaway Sign Up for My Newsletter: Annual - https://rzp.io/l/cardsandrewards Lifetime - https://rzp.io/rzp/OO8aBd7 (highly recommended) Join My Whatsapp Channel: https://whatsapp.com/channel/0029Va8twQ6GehEVxLdUPA0H" [YouTube Link](https://youtube.com/watch?v=wSIdjN3e2iI) 2025-02-09T10:30Z 15.4K followers, [----] engagements "You Can't Become Wealthy Without Knowing These [--] Things SIMPLEST Money Rules That Made Me a MILLIONAIRE. Join me in today's video as I share how I plan my personal finances and you should too to make the best out of your money. I've shared a three-step plan towards achieving your financial goals which mainly involves budgeting your income and expenses making an emergency plan and goal planning. Stay tuned till the end as I've also shared the deadliest mistakes you need to avoid. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=xN5p4kIwVTo) 2025-04-24T11:30Z 18.1K followers, [----] engagements "The Power of Compounding (The Rule of [--] Explained) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Most people ignore the power of compounding. The Rule of [--] shows exactly how fast your money can double just divide [--] by your rate of return. If you earn 15% your money doubles in about [--] years. Learn this simple rule and make smarter investment decisions that grow your wealth faster. Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=ysCExGJCMfw) 2025-10-06T11:31Z 27K followers, [----] engagements "You're Losing Money If Youre Not Paying Taxes Like This Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6" [YouTube Link](https://youtube.com/watch?v=zJRpP6AMYO8) 2025-04-19T11:30Z 18K followers, [----] engagements "How Millionaires Spend Their Money Smartly (Steal this) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx" [YouTube Link](https://youtube.com/watch?v=-eC7KdjjqQ0) 2025-05-13T11:30Z 28.1K followers, [----] engagements "If I Wanted to Create My Credit Card Portfolio in [----] I'd Do This In this video I've shared the best credit cards for beginners in [----] which includes several high-rewards credit cards lifetime free credit cards credit for lounge access and credit cards for each different category. Apply your favorite cards for quick approval: Kiwi credit card- https://tinyurl.com/4rvf9dxu IndusInd Tiger credit card - https://tinyurl.com/3zadmtvr SBI Cash back credit card - https://tinyurl.com/hj7kbkut RBL XTRA Indian Oil credit card - https://tinyurl.com/yp87hwkj SBI BPCL credit card-" [YouTube Link](https://youtube.com/watch?v=-uMkAQu2YNI) 2025-06-18T11:30Z 27.6K followers, 33.3K engagements "How I Use ICICI Times Black Card for Maximum Rewards (Copy this) In this video I've shared my experience of using ICICI Times Black credit card for six months. I've covered everything related to this credit card eligibility annual fees rewards rates and what some of the benefits are of using the ICICI Times Black credit card. Apply your favourite card: HDFC Credit Cards: https://track.techtrack.in/clickcampaign_id=158&pub_id=147 ICICI Bank Credit Cards: https://track.techtrack.in/clickcampaign_id=132&pub_id=147 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:" [YouTube Link](https://youtube.com/watch?v=2BNQc9Vy1bU) 2025-08-17T11:30Z 29.8K followers, 13.3K engagements "Don't BUY Travel Insurance Without Knowing this. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=2Joxefd5GEA) 2025-04-06T12:30Z 28.6K followers, [----] engagements "My Car Buying Strategy to Save LAKHS Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us" [YouTube Link](https://youtube.com/watch?v=2R30Br6O_YA) 2025-07-03T11:30Z 30K followers, [----] engagements "SBI Aurum Credit Card- Feature and Benefits #shorts Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get SBI Credit Cards: SBI Cashback: https://secure.traqkarr.com/clickpid=452&offer_id=1252&sub1=IMSVSBICB452 SBI IRCTC: https://secure.traqkarr.com/clickpid=452&offer_id=1280&sub1=IMSVSBIIR452 SBI Prime: https://secure.traqkarr.com/clickpid=452&offer_id=1268&sub1=IMSVSBIPR452 SBI Simply Click: https://secure.traqkarr.com/clickpid=452&offer_id=1256&sub1=IMSVSBISC452 SBI Simply Save: https://secure.traqkarr.com/clickpid=452&offer_id=1267&sub1=IMSVSBISS452 HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=2SNsjWCfRcw) 2024-12-09T11:30Z 28.4K followers, 15.5K engagements "Stop Taking Expensive Cards.Check These Free Cards Instead Join me in this video where've shared the best [--] credit cards that you won't regret not taking in [----] I've shared everything about these cards from their annual fee-to-apply process. Watch the video till the end to get the most out of this video. AXIS MYZONE- https://tinyurl.com/mrx7jw52 KIWI- https://tinyurl.com/bwampe9s HSBC TRAVEL ONE- https://tinyurl.com/7abza5c2 TATA NEU- https://tinyurl.com/ky97f6s2 HDFC SWIGGY- https://tinyurl.com/52typcs2 AMEX MRCC- https://tinyurl.com/5n9935e7 AMEX GOLDCAHRGE CARD-" [YouTube Link](https://youtube.com/watch?v=30wTMqqpG4A) 2025-02-15T11:30Z 15.6K followers, [----] engagements "Why Your Time Gets More Valuable Every Year Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I recently came across the concept of personal rate of return and it completely changed how I think about time decisions and opportunity cost. In this video I explain why your time becomes more valuable every year how to evaluate decisions like stressful jobs delayed holidays or retirement planning and how this mental model helps you make smarter financial and life choices. I also share simple examplesfrom age [--] to age 80to show why postponing experiences can cost far more than money. Watch" [YouTube Link](https://youtube.com/watch?v=55FNr8T93C4) 2025-11-20T14:30Z 29.4K followers, [----] engagements "This Credit Card Gave Me a FREE Apple Watch Apply Scapia Credit Card Here: https://apply.scapia.cards/landing_pagereferral_code=zbewyy Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=5_F6H9RIznA) 2025-10-14T11:30Z 27.6K followers, [----] engagements "I Reviewed KIWI Credit Card Should You Take This Now Is the Kiwi Credit Card still worth using after the recent devaluation Learn how the new reward structure UPI payments via Kiwi app and Neon membership affect your cashback. Ideal for anyone exploring top credit cards in India for UPI transactions. Apply for KIWI Credit Card: https://track.techtrack.in/clickcampaign_id=299&pub_id=147 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I" [YouTube Link](https://youtube.com/watch?v=5uOxwFup1oo) 2025-06-29T11:30Z 28K followers, 30.5K engagements "NEVER Buy a House in Your 20s (Its a Trap) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 As a financial planner I see thousands of young earners rush into buying a house in their 20s and this video explains why buying a house early can become a financial trap. Your income is still growing your future plans arent fixed and a heavy EMI at this stage can severely restrict your investments and long-term wealth. Ive worked with clients stuck in debt because they locked money into real estate too early and couldnt exit for years. Watch this before you commit to any home purchase in your" [YouTube Link](https://youtube.com/watch?v=7d996huj1gw) 2025-12-10T11:30Z 33.4K followers, [----] engagements "Stop Paying Taxes on Your Rental Income.do this instead Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=DxweJBtEWF4) 2025-02-20T12:26Z 15.9K followers, [----] engagements "Why Consistency Feels Hard (And How to Fix It) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 If you want to build long-term consistency the simplest rule I follow is: I will suck but I will not skip. In this video I share how doing the minimum1000 SIP one push-up or reading a few lineskeeps your momentum alive even on bad days. This approach helps you stack habits for years without burning out. Watch till the end and tell me what small daily action keeps you consistent. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu" [YouTube Link](https://youtube.com/watch?v=HlTh0njhTwg) 2025-12-06T17:10Z 30K followers, [----] engagements "Best UPI Credit Card of [----] Discover the benefits of the Yes Bank Kiwi Credit Card India's top UPI credit card for [----] Earn up to 5% cashback enjoy lounge access and more. Watch now to see if its the right fit for you 🔗 Apply Here: https://apply.gokiwi.in/utm_source=cashkaro_AF_386_2153_677d20ea7f4adb0001c0d152_" [YouTube Link](https://youtube.com/watch?v=I6CzEtMih9o) 2025-01-07T12:54Z 29.4K followers, 72K engagements "Ranking Worst to Best SBI Credit Cards #shorts #sbicreditcards Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Tata Document: https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/TATA%20Neu%20Infinity%20HDFC%20Bank%20Credit%20Card/TATA_Neu_Infinity_Card_FAQ.pdf Get HDFC Biz Black Card:" [YouTube Link](https://youtube.com/watch?v=IOEAlDk9RN4) 2024-11-26T15:31Z 29.6K followers, 81K engagements "How Much Money Is Enough Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Most people keep chasing money without ever asking the real question: how much money is enough In this video I break down what enough truly means why more money often adds more stress and how defining your number can give you real financial freedom. If you already have enough to cover your lifetime expenses it might be time to rethink the rat race stop grinding endlessly and build a more meaningful life. This is my honest perspective on financial freedom simple living and the enough money mindset we all need. Sign" [YouTube Link](https://youtube.com/watch?v=JTWVuf7PyX0) 2025-11-17T13:26Z 29.3K followers, [----] engagements "I Found Indias Best Free Lounge Access Credit Cards (No Tricks) Fill the Google form: https://forms.gle/cFnUWqRhVejZreiy9 Finding a credit card with real free lounge access is tough in [----] so I did the research for you. Here are Indias best cards that give you domestic and international lounge access including some lifetime-free options. Watch till the endtheres a giveaway too Here is the Apply links for your favorite credit cards. IndusInd Tiger Credit Card https://track.techtrack.in/clickcampaign_id=129&pub_id=147 HDFC Marriott Bonvoy Credit Card" [YouTube Link](https://youtube.com/watch?v=KdAib45Czno) 2025-11-03T15:28Z 29.5K followers, [----] engagements "I Found Best Credit Cards for International Holidays (3x Rewards) Join me in today's video as I review the best zero forex and high-reward travel credit cards in India (2025) from Axis HDFC Amex and Federal Bank to help you choose the most rewarding option for your next trip. I've shared the strategies to use the right credit card for forex spending which can save you TCS cash risk and earn you rewards. Apply for your favourite travel credit cards here: Federal Bank Scapia Credit Card: https://apply.scapia.cards/landing_pagereferral_code=ltweob Axis Magnus Credit Card:" [YouTube Link](https://youtube.com/watch?v=N67cNN4nVdo) 2025-10-15T11:30Z 28.1K followers, [----] engagements "I Wish I Knew this Earlier About Loans. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=O_I6M5j3mLE) 2025-02-17T11:30Z 15.7K followers, [----] engagements "Want to RETIRE EARLY Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 Ive spent years learning what it really takes to retire early and its not just about saving more. In this video Im breaking down the exact mindset numbers and investment plan I personally use to work toward financial freedom. If youve ever wondered how much is enough to retire comfortably this is for you. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=PnXW_0ZGA2A) 2025-11-07T18:17Z 28.4K followers, [----] engagements "ICICI Times Black Has INSANE Returns (Unboxing and Review) Join me in today's video as I unbox and review the ICICI Time Black credit card. I've shared how the Card offers insane returns and covers everything from annual fees to welcome benefits reward rates accelerated benefits and more. Stay tuned until the end to get the most out of this video. Apply for this card: https://tinyurl.com/3jner7ze Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other" [YouTube Link](https://youtube.com/watch?v=QNMsPPc1r4o) 2025-03-02T11:30Z 28.2K followers, 69.7K engagements "I Used Marriott Points to Fly Qatar Business Class Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I flew Qatar Airways Business Class from Europe to India using just [-----] American Airlines miles all transferred from Marriott Bonvoy points. The experience was seamless. If you love travel hacks reward redemptions or flying business class for less this video is for you. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=QljyxpU30Iw) 2025-11-04T14:16Z 28.3K followers, [----] engagements "The INSURANCE Misconception Indians Have Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Indians often misunderstand insurance by treating it like an investment so in this video I explain why insurance exists purely as a risk-cover product and how using it correctly can protect your financial life. I break down health life and car insurance with simple examples so you finally understand what youre actually paying for. If youve ever expected returns from an insurance policy this video will clear every misconception. Watch till the end to make better more informed decisions about your" [YouTube Link](https://youtube.com/watch?v=Sy8NPxhuF-Q) 2025-11-27T11:30Z 29.6K followers, [----] engagements "3 Smart Ways to Invest Using Your Credit Card (NPS Is the Best) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Im sharing the three smartest ways I personally use credit cards to invest especially my favorite NPS Tier [--] which also helps hit high-value credit card milestones. I also explain how buying physical gold or jewelry can maximize your reward rate and why investment-linked insurance policies usually dont make financial sense even with rewards. If youre planning to invest using your credit card this is the safest and most strategic way to do it. Watch till the end to understand" [YouTube Link](https://youtube.com/watch?v=UYtAHB4Ph-s) 2025-11-28T11:30Z 29.8K followers, [----] engagements "Ranking Worst to Best SBI Credit Cards (My Honest Review) Are you curious about which SBI credit card suits your needs the best In this video I rank five SBI credit cards from worst to best based on features benefits and overall value. Watch till the end to discover my #1 pick and share your thoughts on the rankings in the comments Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get SBI Credit Cards: SBI Cashback: https://secure.traqkarr.com/clickpid=452&offer_id=1252&sub1=IMSVSBICB452 SBI IRCTC: https://secure.traqkarr.com/clickpid=452&offer_id=1280&sub1=IMSVSBIIR452 SBI Prime:" [YouTube Link](https://youtube.com/watch?v=VZv9SeTJ2x0) 2024-11-23T11:30Z 28K followers, 18.1K engagements "Stop Buying Real Estate Until You Watch This (Retirement Warning) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Many Indians overinvest in real estate and forget to build a real retirement corpus. In this video I explain exactly how to avoid that mistake. If youre in your 40s or 50s working in tech and depending only on land or home appreciation you need to rethink your retirement planning urgently. In this video I break down the risks the right asset mix and how to secure your future without taking unnecessary loans. This is essential viewing before you buy more property or take any" [YouTube Link](https://youtube.com/watch?v=W-hBkocwbAc) 2025-11-22T11:30Z 29.5K followers, [----] engagements "Reviewing the SBI Elite Credit Card and Its. #shorts #creditcard Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get SBI Credit Cards: SBI Cashback: https://secure.traqkarr.com/clickpid=452&offer_id=1252&sub1=IMSVSBICB452 SBI IRCTC: https://secure.traqkarr.com/clickpid=452&offer_id=1280&sub1=IMSVSBIIR452 SBI Prime: https://secure.traqkarr.com/clickpid=452&offer_id=1268&sub1=IMSVSBIPR452 SBI Simply Click: https://secure.traqkarr.com/clickpid=452&offer_id=1256&sub1=IMSVSBISC452 SBI Simply Save: https://secure.traqkarr.com/clickpid=452&offer_id=1267&sub1=IMSVSBISS452 HDFC Tata Neu" [YouTube Link](https://youtube.com/watch?v=W6KoRhCHDko) 2024-12-19T00:30Z 28K followers, [----] engagements "How I Maximize Amex Points like Crazy (Free Flights Hotels & More.) Unlock the full potential of your American Express points with our comprehensive guide Learn the top strategies for redeeming Amex rewards including travel perks statement credits and gift vouchers. Maximize the value of your American Express Platinum Gold and Membership Rewards cards. Subscribe to my monthly newsletter. It will get you the following - Monthly updates from the world of credit cards and air miles Detailed card reviews from time to time Timely updates on relevant offers Other things as I think makes sense for" [YouTube Link](https://youtube.com/watch?v=ZWkvAliENQM) 2024-07-14T11:15Z 28.1K followers, 48.6K engagements "HSBC Travel One Has INSANE Returns (Unboxing and Review) I unbox and review the HSBC Travel One Credit Card in this video as we explore its premium packaging exclusive travel perks lounge access and milestone benefits. Discover how this card compares to the Axis Atlas and learn about its reward rates flight booking offers and complimentary accessories like passport holders and baggage tags. Whether youre into personal finance credit card reviews or travel hacking this detailed HSBC Travel One unboxing covers everything you need to know. Apply for HSBC Travel One Credit Card:" [YouTube Link](https://youtube.com/watch?v=ZY3q9Y4xLcY) 2025-08-10T11:30Z 29.1K followers, 21.2K engagements "Why I'm not investing in NPS Vatsalya for my child Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Im sharing why I personally dont invest in NPS Vatsalya because your childs money gets locked till age [--] and offers no tax benefits which makes it unsuitable for gifting or real-life financial goals. Instead flexible instruments like mutual funds allow children to use money at the right time age [----] when they actually need support for a house business or travel. This video breaks down the lock-in problem tax issues and better alternatives for parents planning wisely for their childrens" [YouTube Link](https://youtube.com/watch?v=at94NfX9r3c) 2025-11-14T11:30Z 29.7K followers, [----] engagements "11 BIG Tax Filing Mistakes I Found After Filing [---] ITRs Avoid these [--] worst tax filing mistakes in India that even high-income professionals and NRIs make while filing ITR. After filing over [---] income tax returns I share real examples of costly errors like choosing the wrong tax regime not paying advance tax ignoring TDS on rent and misreporting employer income. Learn how to legally save tax avoid penalties and file your ITR on time without triggering IT notices. Watch till the end for practical tax planning tips you can use this financial year. Sign up for my newsletter -" [YouTube Link](https://youtube.com/watch?v=bUJs1RSy7WM) 2025-08-28T11:30Z 29.7K followers, 44.6K engagements "Top [--] Best Cashback Credit Cards Available in India Join me in today's video as I review the top [--] best cashback credit cards available in India. I've talked about HDFC Swiggy HSBC Live Plus HSBC Travel One Tata Neu Infinity SBI Cashback Axis Flipkart Amazon Pay ICICI SBI PhonePe Axis Airtel and HDFC Millennia sharing their features and reward points and everything that you need to know. Apply for your favourite credit card: HDFC SWIGGY https://tinyurl.com/mr2j7k8f HSBC LIVE + https://tinyurl.com/4bpcycua TATA NEU PLUS & INFINITY (by TATA directly) https://tinyurl.com/yfhe4n9f SBI CASHBACK" [YouTube Link](https://youtube.com/watch?v=c3r7pyjoqLw) 2025-09-29T11:30Z 28.4K followers, [----] engagements "How I Bought a Car & Got Free Holidays Worth [---] Lakh (Using Credit Card) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I bought my new car using my Axis Atlas Credit Card and it rewarded me with [-----] miles I later converted those miles into [-----] Accor points worth [---] lakh in free hotel stays. In this video Ill show how you can use credit cards smartly for big purchases like cars or travel. Its one of my favorite hacks to turn everyday spending into free luxury holidays. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:" [YouTube Link](https://youtube.com/watch?v=hjIHOlB_uKY) 2025-10-23T12:31Z 27.8K followers, [----] engagements "The Best Loan Advice Youll Ever Hear Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 This is the best loan advice Ive ever given and it could save you from years of financial stress. Ive seen too many people get trapped by credit card loans that cost over 30% interest per year. In this video Ill show you how to handle debt smartly avoid loan traps and stay financially free. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=iUg8GJc1dnU) 2025-11-11T05:30Z 28.6K followers, [----] engagements "I Gave My Family FREE Marriott Nights And You Can TOO Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=jJUhZe-7dJQ) 2025-02-19T11:30Z 15.8K followers, [----] engagements "Ultimate Credit Card Tier List [----] (Beginners to Elite) In today's video I've shared the best credit cards in [----] from beginner to advanced using sheets to showcase all the benefits. I've covered all the cards that will help you jump on the credit card ladder from a beginner to an elite level. Apply for Your Favorite Credit Card: SBI CASHBACK Credit Card - https://tinyurl.com/hj7kbkut KIWI Credit Card - https://tinyurl.com/4rvf9dxu IndusInd TIGER Credit Card -https://tinyurl.com/3zadmtvr SCAPIA Credit Card - https://tinyurl.com/45xckevf AXIS ATLAS Credit Card -https://tinyurl.com/ytaydpdf" [YouTube Link](https://youtube.com/watch?v=jrFPsXJcR28) 2025-07-17T12:01Z 28.4K followers, 17.5K engagements "I don't like this about HDFC Biz Black . Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get HDFC Biz Black Card: https://tinyurl.com/uwcv63tr HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147 AMEX GOLD CHARGE CARD https://americanexpress.com/en-in/referral/goldref=nISHABshAI&XLINK=MYCP AMERICAN EXPRESS PLATINUM TRAVEL CARD: https://americanexpress.com/en-in/referral/platinum-travelref=aNKITBVw4Q&XL=MIMNS -------------------------------------------- PRODUCTS I USE: iPhone [--] pro max -" [YouTube Link](https://youtube.com/watch?v=jxwhbM9KNzw) 2024-10-29T11:30Z 27.6K followers, 27.3K engagements "FDs Are Making You Poor (Heres What I Do Instead) Sign up for my newsletter - https://rzp.io/l/cardsandrewards I stopped keeping money in FDs because its one of the biggest FD mistakes salaried people make. When inflation is higher than your FD return your money actually loses value. Thats why I invest in mutual funds equities and better investment options that beat inflation and build long-term wealth. If you want to learn how to beat inflation with smart investments save money and create real wealth watch this till the end. Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation" [YouTube Link](https://youtube.com/watch?v=m7E984mQCVc) 2025-10-09T11:30Z 27.6K followers, [----] engagements "This ICICI Card Gives CRAZY Rewards (Better Than You Think) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I compared ICICI Emerald Private Metal and ICICI Times Black Credit Cards to find which truly gives maximum rewards and milestones. One gives up to a 3.75% effective reward rate while the other has higher milestones. Watch till the end before you apply Apply for your favorite ICICI Credit Card here 👇 👉 https://tinyurl.com/mr44kdjy Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=m7owO4pseqU) 2025-11-01T11:30Z 29.9K followers, [----] engagements "How I Booked a Five-Star Hotel for FREE (Worth [--] Lakh) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I had excess points lying around so I redeemed them at the stunning Edition Hotel Dubairight in front of the Burj Khalifa For three nights I experienced luxury on points instead of cash. In this video Ill walk you through how I did it how many points it took and whether it was worth it. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=oV8aMoDGYUE) 2025-10-30T11:30Z 28.1K followers, [----] engagements "Top [--] Grocery Cards That Actually Save You Money Apply for Credit Cards Using These Links for Quick Approval: KIWI- https://tinyurl.com/4rvf9dxu HDFC SWIGGY https://tinyurl.com/mr2j7k8f HSBC LIVE + https://tinyurl.com/4bpcycua SBI CASHBACK https://tinyurl.com/yvhfauvz SBI PRIME https://tinyurl.com/4a27nuec AXIS FLIPKARThttps://tinyurl.com/ytkzyadc AXIS BANK SELECT https://tinyurl.com/ytkzyadc RBL SHOPRITE-https://tinyurl.com/4588h75a HDFC Credit Cards: https://tinyurl.com/2m6u6pku Swiggy HDFC Bank Credit Card https://tinyurl.com/mufzpv32 TATA NEU PLUS & INFINITY (by TATA directly)" [YouTube Link](https://youtube.com/watch?v=q76T93KfxXQ) 2025-10-13T11:30Z 29.2K followers, [----] engagements "My Top [--] Credit Cards for Tax Payments Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want" [YouTube Link](https://youtube.com/watch?v=qbyjTjdTy3o) 2025-07-15T11:30Z 28.3K followers, 14.3K engagements "Your car dealer is scamming you Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Most people dont realize how easily car dealers scam buyers with inflated insurance premiums overpriced accessories and fake discounts and I experienced this firsthand. In this video I break down exactly how dealers quote [---] lakh insurance that actually costs [-----] how they hide margins in accessories and how you can verify everything using PolicyBazaar. I also share the steps I personally follow to negotiate the ex-showroom price and avoid these traps. Watch this before you buy a car so you dont lose" [YouTube Link](https://youtube.com/watch?v=r2OCI07xQfk) 2025-11-16T14:30Z 29.2K followers, [----] engagements "I Redeemed My Points on ITC #shorts #itc USE THESE LINKS TO GET EXTRA BENEFITS: AMERICAN EXPRESS: https://americanexpress.com/en-in/referral/platinum-travelref=nEHAJr0xY&XL=MIMNS HDFC CREDIT CARD: https://lucrative.gotrackier.com/clickcampaign_id=303&pub_id=506&url_id=1 AXIS CREDIT CARD https://lucrative.gotrackier.com/clickcampaign_id=357&pub_id=506 IDFC FIRST CREDIT CARD https://lucrative.gotrackier.com/clickcampaign_id=331&pub_id=506 IDFC POWER CREDIT CARD: https://lucrative.gotrackier.com/clickcampaign_id=331&pub_id=506&url_id=1 -------------------------------------------- PRODUCTS I USE:" [YouTube Link](https://youtube.com/watch?v=saLR1wmSZdk) 2024-08-12T12:30Z 27.6K followers, [----] engagements "TRUTH Behind the Axis Atlas Devaluation What's Next Discover the TRUTH behind the recent Axis Atlas devaluation and its impact on travel strategies. In this comprehensive video CA Niraj Dugar delve into the changes step by step analyzing the removal of airport meet and greet services exclusions on spend categories like government payments and fuel and alterations to milestone benefits and renewal bonuses. Timpstamps: (00:00) Introduction (00:26) Changes in Airport Services (01:16) Strategy for Hitting Milestone (01:43) Exclusions on Spend Categories (02:34) Changes in Milestone Benefits" [YouTube Link](https://youtube.com/watch?v=ufYSIs6gYrc) 2024-03-28T13:54Z 29.4K followers, 15.6K engagements "This Lifetime Free Credit Card is Better than Tata Neu In this video I've unboxed the Scapia credit card and reviewed it for you. I've covered everything that you need to know about the Scapia credit card its features rewards rates joining and annual fees and given my opinion on whether you should take this card or not. Apply Scapia Credit Card Here: https://apply.scapia.cards/landing_pagereferral_code=zbewyy Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu" [YouTube Link](https://youtube.com/watch?v=w74Tz_mc3yE) 2025-08-03T11:30Z 29.4K followers, 12.3K engagements "These [--] Insurance Changed My Financial Life (Copy This) Join me in today's video where I've shared everything you need about insurance and how to use credit cards to earn rewards on your insurance payments. I've covered all the major insurance you should take including term insurance health insurance accident coverage and more. Stay tuned until the end and see how you can earn credit card rewards. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other" [YouTube Link](https://youtube.com/watch?v=z8KSaul8JHU) 2025-02-22T11:30Z 23.2K followers, [----] engagements "Dont Buy Health Insurance Ever (Until You Watch This) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Choosing the right health insurance sum insured is one of the most confusing but important financial decisions. In this video I explain how rising medical inflation makes underinsurance risky and how features like automatic sum insured boosters can help you protect yourself long-term. I also break down how plans like ICICI Elevate increase your cover every year without extra underwriting even if you make claims. This is a practical way to avoid guessing your future hospital bills and" [YouTube Link](https://youtube.com/watch?v=0G4wVkIwfd8) 2026-01-23T09:30Z 33.4K followers, [----] engagements "My Credit Card Strategy for Big Billion Sale Flipkart Big Billion Sale is LIVE Get 10% OFF with the Axis Flipkart Card & SBI Simply Click Card. Dont miss this money-saving hack Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply for Credit Cards Using These Links for Quick Approval: AXIS ATLAS-" [YouTube Link](https://youtube.com/watch?v=2RWTKtZ1LTY) 2025-09-18T13:15Z 31.9K followers, [----] engagements "How I Got AirPods Pro [--] & Ray Ban Using Credit Card Referrals Scapia Credit Card: https://apply.scapia.cards/landing_pagereferral_code=ltweob I got AirPods Pro [--] and Ray-Ban sunglasses completely free using credit card referrals and in this video I explain exactly how I did it step by step. If you have friends colleagues or a community credit card referral rewards can be a powerful way to earn premium gadgets without extra spending. I also break down why I use the Scapia credit card how its referral system works and how you can unlock airport benefits like cashback lounge access or even a" [YouTube Link](https://youtube.com/watch?v=A9-qNG1reEE) 2026-01-10T12:31Z 33.4K followers, [----] engagements "This Restaurant Payment Trick Saves Me 20% Every Time Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Just yesterday I saved [----] on a [----] restaurant bill using a simple payment strategy that gives me up to 20% savings every time I eat out. In this video I break down how I use EasyDiner Swiggy and Zomato offers along with the right credit cards to stack discounts rewards and gift voucher benefits. I also explain which cards work best for dining payments and how buying discounted gift vouchers can push your effective savings to 1520%. If you eat out often this restaurant payment trick" [YouTube Link](https://youtube.com/watch?v=DhAYSoBfvLQ) 2026-01-22T14:30Z 33.4K followers, 10.6K engagements "Three major changes in axis atlas" [YouTube Link](https://youtube.com/watch?v=MEDvkZoT4bc) 2024-03-31T13:05Z 32.1K followers, 32.6K engagements "How I Get 15% Rewards on Amex Gold Charge Card Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=T0CpU49VlhU) 2025-01-20T11:30Z 32.3K followers, 10.7K engagements "This Amex Referral Trick Can Earn You [---] Lakh Points Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I use a simple Amex referral strategy to earn up to [---] lakh points every yearno hacks just smart card usage. Each referral gives [----] Amex points and with [--] cards you can scale your rewards like crazy. Perfect for anyone maximizing credit card benefits. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=VKX8a8ZAONc) 2025-10-17T11:30Z 31.9K followers, 11.8K engagements "I Bought the Cheapest Flight Insurance Ever (1499) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I just bought the cheapest flight insurance in India for [----] and in this video I explain exactly how it works what it covers and whether its actually worth it. This Echo Air Pass claims to pay [----] for flight delays over [--] minutes [----] for cancellations and up to [----] if you miss your flight. Ive linked my Gmail and UPI and will be testing this travel insurance in real life over the next year. Stay tuned as I share my honest experience and whether this flight delay insurance really pays" [YouTube Link](https://youtube.com/watch?v=WzmCKT2AJag) 2026-01-19T11:30Z 33.4K followers, [----] engagements "How I Manage 20+ Credit Cards Without Missing Payments Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I manage 20+ credit cards in my family and still never miss a payment. In this video I share the simple system I personally use to track due dates review outstanding bills and ensure every credit card payment is made on time. This method uses a basic Excel sheet and fixed monthly reminders to remove stress avoid late fees and protect your credit score. If youre struggling to manage multiple credit cards efficiently this straightforward framework will make your life much easier. Sign" [YouTube Link](https://youtube.com/watch?v=Z9SwiRojwBA) 2026-01-21T11:30Z 33.4K followers, 10.2K engagements "I Found a Credit Card Loophole That Saves Tax Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I found a simple credit card + NPS loophole that helps me save on tax while hitting premium credit card milestones. In this video I explain how I structure my salary use NPS employer contribution and strategically invest via credit cards like Amex Platinum Travel DCB Metal and ICICI Times Black to unlock rewards. This strategy works especially well if youre short of milestone spends and want tax efficiency and reward points together. Watch till the end to see which cards make sense and when" [YouTube Link](https://youtube.com/watch?v=bcD4O-IMhzY) 2026-01-18T11:30Z 33.4K followers, [----] engagements "Got 28% back with Axis Magnus Burgundy Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I got 28% rewards back using the Axis Magnus Burgundy Credit Card. Heres the math behind it and why this is one of the most rewarding premium cards in India. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS-" [YouTube Link](https://youtube.com/watch?v=fDC5S9iES2A) 2026-01-06T11:30Z 33.4K followers, [----] engagements "Is Axis Olympus Credit Card WORTH It for High Spenders In this video we explore the Axis Olympus Credit Card which has replaced the Citi Prestige card. Learn about its features benefits reward points and how it compares to the Axis Atlas card. We also discuss its lounge access international perks and how to maximize rewards for high spenders. Stay tuned for a deep dive into transfer caps partner air miles and whether you can apply for this premium card. Get Axis Olympus: https://tinyurl.com/mrfx4vmy Subscribe to my monthly newsletter. It will get you the following - Monthly updates from the" [YouTube Link](https://youtube.com/watch?v=g-pWnGWuirI) 2024-09-08T11:30Z 32K followers, 14.1K engagements "IndusInd Vistara Explorer Credit Card Review Discover if the IndusInd Vistara Explorer Credit Card lives up to its hype With an annual fee of [-----] rupees plus GST this card offers perks like a free business class ticket gold status luxury vouchers and Vistara vouchers worth [-----] rupees. However it comes with limitations such as restricted lounge access and limited benefits. Is it the right fit for you Watch our review and explore alternatives like the Amex Platinum Travel Card. Share your thoughts in the comments Like subscribe and stay tuned for more financial insights GET SOME BIG" [YouTube Link](https://youtube.com/watch?v=gegUiJOC060) 2024-03-09T12:31Z 32.4K followers, [----] engagements "I Tested 20+ Credit Cards; Here Are the Best in Each Category Explore the best credit cards across multiple categories cashback travel super premium UPI and more. In this video I break down the top credit cards in each category highlighting real-world rewards fees and spending suitability. Watch till the end to find out which cards truly offer value for your lifestyle. Apply for your favorite card: SBI Cashback: https://tinyurl.com/63t2rkrf KIWI: https://tinyurl.com/bwampe9s Axis Myzone: https://tinyurl.com/mrx7jw52 IDFC: First https://tinyurl.com/yc4nej2r Icici Credit cards:" [YouTube Link](https://youtube.com/watch?v=gfOwEE9QYPs) 2025-04-20T11:30Z 32.6K followers, 144.7K engagements "I Invested [------] in NPS After This Rule Change Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I recently invested [------] in NPS after a major rule change that allows 100% exposure to a single asset class. In this video I compare NPS vs mutual funds explain the new PFRDA rules and show how NPS equity funds now offer far more flexibility than before. I also share why I chose a 100% equity NPS fund and how I used this strategy while completing a credit card milestone. If youre evaluating NPS investment options or confused between NPS and mutual funds this breakdown will help you decide" [YouTube Link](https://youtube.com/watch?v=h5tIyzqE6ag) 2026-01-16T11:30Z 33.4K followers, [----] engagements "HDFC Biz Black Long-Term Review: The TRUTH after [--] Months In today's video I've talked about HDFC Biz Black credit card. I've given a long-term review of the card since I've been using it personally for the past [--] months. Get to know everything about this credit card including eligibility where to use it features and more. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for HDFC Credit Cards: https://tinyurl.com/uwcv63tr Get All American Express Credit Cards: https://americanexpress.com/en-in/referral/membership-rewardsref=nIRAJDU7nK&XL=MIMNS Apply for HDFC Tata Neu Credit" [YouTube Link](https://youtube.com/watch?v=htsxhO058Ug) 2025-01-04T12:16Z 33.4K followers, 35.5K engagements "15 Forex Cards I'm Using This Holiday (and you should too) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 This is the travel season and in this video I break down the best credit cards for international travel ranked clearly by forex markup charges from 0% to 3.5%. Ive divided cards into three practical categories 0% forex cards cards with less than 2.5% forex and cards with higher forex charges so you can choose what actually makes sense for your international spending. Most people underestimate forex costs and this video will help you avoid that mistake while maximizing rewards and" [YouTube Link](https://youtube.com/watch?v=jS5FIkFLhyk) 2025-12-20T11:30Z 33.4K followers, 11.5K engagements "SBI PhonePe Black Card Review: 10% Cashback on Utility Bills Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 If youre looking for a simple cashback credit card the SBI PhonePe Black Card is one of the most underrated options right now. In this video I explain how I use this card to earn 10% cashback on utility bills insurance payments and mobile recharges via the PhonePe app plus 5% cashback on all other online spending. I also break down the annual fee spend-based waiver monthly cashback caps and why this card makes sense for everyday expenses if you want hassle-free savings. Sign up" [YouTube Link](https://youtube.com/watch?v=lnpT7iioYPY) 2026-01-15T11:30Z 33.4K followers, 10.4K engagements "NPS vs Mutual Funds: The Smarter Long-Term Choice Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Should you invest in NPS vs mutual funds if you are not getting any tax benefit In this video I explain why voluntary NPS investments often dont make sense unless youre saving tax or meeting specific credit card milestones. I break down how mutual funds offer superior flexibility and tax efficiency since taxes apply only when you sell not during portfolio churn. If your goal is long-term wealth creation without unnecessary lock-ins this comparison will help you choose the smarter" [YouTube Link](https://youtube.com/watch?v=oASYPAekj8c) 2026-01-20T11:30Z 33.4K followers, [----] engagements "My Credit Card Strategy to Buy a Car (Just copy this) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I recently bought my car using credit cards and saved [---] lakh in rewards and cashback. In this video Ill show you the best credit cards in India for car purchases from Axis Magnus to HDFC Infinia and SBI Aurum and reveal how to maximise reward rates up to 28%. Whether youre planning your first car or an upgrade watch this before making payment to save lakhs smartly. Apply for your favorite credit card: 👉 Axis Magnus Burgundy https://bitli.in/gqiBda3 👉 ICICI Bank Credit" [YouTube Link](https://youtube.com/watch?v=pF7XkVPtYAo) 2025-10-19T12:49Z 31.9K followers, [----] engagements "The Reality of Amex Platinum Charge Card Upgrade(my honest review) In today's video I've shared everything you need to know about the American Express Platinum Charge Card where I discuss the reward rate redemptions features and whether you should apply for it or not. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards please close the pop-up and click on view all cards to select your card.) HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=q_fU6tK4P6I) 2025-01-19T11:30Z 32K followers, 37.8K engagements "Got 28% back with Axis Magnus Burgundy Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I got 28% rewards back using the Axis Magnus Burgundy Credit Card. Heres the math behind it and why this is one of the most rewarding premium cards in India. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS-" [YouTube Link](https://youtube.com/watch?v=tkcbtmS75Mg) 2025-10-25T13:13Z 32.7K followers, 27.5K engagements "My Credit Cards Strategy for DAILY Spends (Steal this.) In this video I've shared the best cards in each category covering all the expense buckets you might have. I've talked about the best cards in groceries dining out UPI payments fuel spends shopping movies insurance payments and tax payments. Apply for your favorite card: SBI BPCL Octane Credit Card: https://track.techtrack.in/clickcampaign_id=314&pub_id=213 HSBC TravelOne Credit Card: https://track.techtrack.in/clickcampaign_id=308&pub_id=213 Kiwi: UPI with Credit Card: https://track.techtrack.in/clickcampaign_id=299&pub_id=213 IDFC" [YouTube Link](https://youtube.com/watch?v=zWrYGrA8WZ4) 2025-05-22T11:30Z 31.9K followers, 29.2K engagements "How To Buy Car With Credit Cards Must Watch Before Buying A Car In this video I've shared my best strategy for buying cars with a credit card. I've shown the Excel calculation to save up to 11% or Rs. [------] on buying a [--] Lakh car in India. I've shared the best credit cards to buy a car such as Axis atlas American Express platinum travel card Sbi KrisFlyer credit card and co-branded Vistara credit card. Watch this video till the end and claim your rewards with your purchase. Sign up for my newsletter - https://rzp.io/l/cardsandrewards USE THESE LINKS TO GET EXTRA BENEFITS: HDFC Tata Neu" [YouTube Link](https://youtube.com/watch?v=1QGcTa6YO94) 2024-12-07T12:08Z 32.8K followers, 85.6K engagements "Unlock the Power of Luxury Stays with These [--] Hotel Loyalty Programs Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I explain [--] hotel loyalty programs Indians can use to save money get upgrades earn points and enjoy benefits even without elite status. I cover Marriott Accor ITC Taj Hilton Hyatt and IHG plus easy point transfers and simple hotel hacks to get free breakfast better rooms and discounts. If you want maximum value from your credit cards and hotel stays this guide will help you travel smarter. CREDIT CARDS LINK: HDFC Marriott Bonvoy Credit Card -" [YouTube Link](https://youtube.com/watch?v=6A1b8LNS8OY) 2025-11-13T11:30Z 32.8K followers, 17.8K engagements "Reviewing Amex MRCC Credit Card Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-" [YouTube Link](https://youtube.com/watch?v=BWDBQz1x68Q) 2025-01-28T11:30Z 32.8K followers, [----] engagements "Ask you employers to contribute in NPS #shorts GET SOME BIG BENEFITS FROM THESE LINKS 👇 ✨Amex platinum travel - Apply for an American Express Card with this link. We can both get rewarded if you're approved https://americanexpress.com/en-in/referral/mEGHNKkIMWCPID=999999544 Earn extra [----] points plus the first year free on this card ✨Amex MRCC - Apply for an American Express Card with this link. We can both get rewarded if you're approved https://americanexpress.com/en-in/referral/mEGHNKseDOCPID=999999544 Earn extra [----] points plus the first year free on this card ✨American Express" [YouTube Link](https://youtube.com/watch?v=GjSFuqVarIY) 2023-06-04T13:55Z 33.3K followers, 24.3K engagements "Why I Sorted My Credit Card Strategy (Before Taking More Cards) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Before getting more cards in your wallet I decided to fix my credit card strategy. In this short Ill show you how I choose between cashback and travel reward cards based on spending habits and lifestyle goals. Watch this before applying for your next card. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -" [YouTube Link](https://youtube.com/watch?v=NQz_E5HTbx8) 2025-11-12T12:56Z 32.9K followers, [----] engagements "I Tried Uni Gold X Credit Card.(and it rewarded me in GOLD) Join me in today's video as I discuss the Uni Gold X credit card. I cover everything including its features joining fees reward rates and whether you should get this card or not. Apply Uni Gold X Credit Card: https://app.uni.club/yuBA/qhe6k4k0 (Disclaimer: The card will be issued based on CIBIL Score) Sign up for my newsletter - https://rzp.io/l/cardsandrewards -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6" [YouTube Link](https://youtube.com/watch?v=WhLTDM9Mmnk) 2025-03-22T11:32Z 32.9K followers, 27.6K engagements "HSBC Taj Credit Card Has INSANE Benefits (My Honest Review) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I share my honest review of the HSBC Taj Credit Card a super-premium credit card with an annual fee of [------] + GST and some surprisingly strong Taj hotel benefits. I break down the eligibility criteria the poor reward rate for regular spending and why this card still makes sense if you love staying at Taj Palace properties like Udaipur Lake Palace or Falaknuma. I also explain the real value of free nights Taj InnerCircle Platinum membership spa access airport" [YouTube Link](https://youtube.com/watch?v=ZbL8kCGuGb4) 2026-01-30T12:38Z 33.4K followers, [----] engagements "GoldX Card Explained in [--] Minutes uni card link: https://app.uni.club/yuBA/cftmi0oc In this video I explain the Gold X Card in just [--] minutes and how it helps you earn 24K digital gold instead of confusing reward points. If you dont have time to track reward programs this card lets you earn up to 7% digital gold on flights 58% on vouchers and 1% on UPI payments using the RuPay variant. I also show how Uni Coins are converted into digital gold instantly inside the app backed by secure vaults. This is a simple rewards system for anyone who wants value without complexity. Fill the Form Now:" [YouTube Link](https://youtube.com/watch?v=dKUszTgCewQ) 2026-01-05T11:30Z 33.4K followers, [----] engagements "Don't Buy LIC Before You Watch This Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us" [YouTube Link](https://youtube.com/watch?v=uXb7ZmuhYrQ) 2025-05-30T11:30Z 32.9K followers, [----] engagements "How I Turned Forex Spending Into a 4%+ Reward Rate Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 How I turned my international spending into a 4%+ effective reward rate using a simple forex optimization strategy. In this video I explain how paying a small annual fee can unlock 1% cashback on foreign currency spends offset forex markup charges and significantly boost rewards on premium cards like Infinia and Diners Black Metal. I also break down the math behind forex markup milestone benefits and how to stack programs smartly instead of avoiding international spending altogether. This" [YouTube Link](https://youtube.com/watch?v=wXL3dez3sEc) 2026-01-29T15:45Z 33.4K followers, [----] engagements "Personal Finance Mistakes I Made in [--] Years Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I have been understanding the personal finance space for more than [--] years and in this video I share the biggest personal finance mistakes I made so you dont repeat them. From buying the wrong insurance just to get a bank locker to starting credit cards too late and chasing multibagger stocks instead of disciplined SIP investing these lessons cost me time and money. I explain what I would do differently today and what actually works for long-term wealth creation. This video is especially" [YouTube Link](https://youtube.com/watch?v=zYyGbtlM9cQ) 2026-01-27T14:30Z 33.4K followers, [----] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@dugarniraj Niraj Dugar
Niraj Dugar posts on YouTube about credit cards, india, finance, how to the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.
Engagements: [-----] #
- [--] Week [------] -57%
- [--] Month [-------] -9.20%
- [--] Months [---------] +30%
- [--] Year [---------] +128%
Mentions: [--] #
- [--] Week [--] -9.50%
- [--] Month [--] +9.70%
- [--] Months [---] +26%
- [--] Year [---] +323%
Followers: [------] #
- [--] Week [------] +0.61%
- [--] Month [------] +4.70%
- [--] Months [------] +42%
- [--] Year [------] +116%
CreatorRank: undefined #
Social Influence
Social category influence finance 74.22% countries 38.28% stocks 21.88% currencies 1.56% technology brands 1.56% products 0.78% fashion brands 0.78%
Social topic influence credit cards 57.81%, india 37.5%, finance 29.69%, how to 14.84%, travel 12.5%, express 10.16%, money 8.59%, $hsbc 7.03%, platinum 7.03%, insurance 7.03%
Top accounts mentioned or mentioned by @holisticwealthin @cardswizard @cardwizard
Top assets mentioned HSBC Holdings PLC (HSBC) Marriott International Inc (MAR) American Express Company (AXP)
Top Social Posts
Top posts by engagements in the last [--] hours
"Get EXTRA 25% Accor Bonus Points using this Credit Card #creditcards #shorts Join CA Niraj Dugar as he shares valuable tips on how to maximize your savings with Accor Hotels Discover how you can get an extra 25% points when using Axis Bank credit cards. Don't miss out on this opportunity to travel smarter and save more with Accor. Watch the video now. USE THESE LINKS TO GET EXTRA BENEFITS: AMERICAN EXPRESS: https://americanexpress.com/en-in/referral/platinum-travelref=nEHAJr0xY&XL=MIMNS HDFC CREDIT CARD: https://lucrative.gotrackier.com/clickcampaign_id=303&pub_id=506&url_id=1 AXIS CREDIT"
YouTube Link 2024-06-28T05:39Z 33.2K followers, 50.9K engagements
"Everything You Need to Know About Accor Loyalty Program Fill the Google form: https://forms.gle/cFnUWqRhVejZreiy9 I used just one credit card to get [--] free hotel nights in Europe through the Accor Loyalty Program. In this video Ill show how to earn Accor points free upgrades and status hacks using cards like Axis Atlas and HSBC TravelOne. Perfect for anyone who loves luxury travel on points Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-11-08T11:30Z 33.3K followers, 11.3K engagements
"Axis Horizon vs HSBC Travel One Maha Comparison [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I break down the real differences between Axis Horizon and HSBC Travel One so you know exactly which credit card gives better value in [----]. I compare fees rewards travel multipliers caps transfer ratios and practical use cases based on how my clients actually spend. If you're choosing your next travel credit card this honest first-hand comparison will help you pick the card that maximizes your points and cashback. As always this is based on my personal experience using"
YouTube Link 2025-11-20T11:30Z 33.3K followers, 15.5K engagements
"How I Get 16.5% Discount on Gold Purchase (My Credit Card Strategy) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx"
YouTube Link 2025-08-04T11:30Z 33.1K followers, 32K engagements
"How to Open an HUF Account Without Hassle Open FREE HUF Demat Account Online - 100% Digital Pay [--] AMC: https://dhan.co/open-huf-demat-account/ Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6 -------------------------------------------- PRODUCTS I USE: iPhone [--] pro max - https://amzn.to/3RomwDs Airpods pro - https://amzn.to/3RppO9v"
YouTube Link 2025-08-23T17:22Z 33.2K followers, [----] engagements
"This Lifetime Free Card Pays You in REAL GOLD (Uni Gold X) Uni Card Link: https://app.uni.club/yuBA/cftmi0oc Most reward points expire or feel too complicated to redeem so in this video I explain a lifetime-free credit card that earns 24K digital gold instead of reward points. I break down how the GoldX Credit Card works its reward rates of up to 8% UPI usage travel benefits zero forex markup and how you can convert Unicoins into real gold or even cash. I also explain how safe digital gold is how its backed by physical gold and who this card actually makes sense for. If youre tired of complex"
YouTube Link 2025-12-28T11:30Z 33.4K followers, [----] engagements
"Is HDFC Infinia Really Worth It (7 Years of Experience) For the last [--] years Ive used the HDFC Infinia Credit Card to save lakhs and in this video I reveal the hidden features HDFC never tells you including Tanishq hacks Singapore Airlines transfers SmartBuy 5X/10X Apple redemptions forex tricks and insurance benefits. This deep dive helps you maximise Infinia rewards redeem points for real value and avoid missing out on benefits most users dont even know exist. Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:"
YouTube Link 2025-12-05T13:00Z 33.4K followers, 25.6K engagements
"Ranking Best Cards in Each Category (After Devaluation) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I rank the best credit cards in each category after recent devaluations so you know exactly what still works in [----]. I break down entry-level mid-tier and premium cards across [--] spend categories including UPI utilities shopping insurance dining rent tax fuel travel and more. If youre confused after the Axis HDFC ICICI and Amex devaluations this video will help you build a practical and future-ready credit card strategy. Watch till the end to see which card gets"
YouTube Link 2026-01-17T15:48Z 33.4K followers, 19.2K engagements
"Best Credit Cards to Buy a Car in India In this video I have shared a smarter way to buy a car. Dont just pay by UPI or bank transfer use premium credit cards to earn milestone rewards points and travel perks. Top picks include Axis Magnus Axis Atlas HDFC Diners Black ICICI Times Black and Amex Platinum Travel. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card -"
YouTube Link 2025-09-30T11:30Z 33.3K followers, 17.2K engagements
"Never Do This If You Want to Become Financially Free Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 If you want to become financially free theres one mistake I see people make repeatedlyand it quietly destroys wealth. In this video I explain how overspending on lifestyle and high fixed expenses like rent can delay financial freedom by years even if your income is high. Using a real client example I break down how small decisions around housing and expenses can cost you over [--] crore in lost wealth. If youre serious about saving investing and building long-term financial security this"
YouTube Link 2026-02-04T11:27Z 33.4K followers, [----] engagements
"The LAST Fuel Credit Card Guide You Will EVER Need Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Fuel is a fixed expense for most of us but very few people optimize it properly. In this video I break down [--] premium fuel credit cards that can give you 5%7.5% cashback on fuel explain how each card works how to redeem fuel points smoothly at petrol pumps and which card makes sense based on your preferred fuel outlet. I also share my personal experience using the SBI BPCL Octane card along with hidden caps renewal waivers surcharge rules and smart strategies using HP Pay and American"
YouTube Link 2025-12-18T11:30Z 33.4K followers, 13K engagements
"How to Open a FREE HUF Account Without Standing in LINES Open FREE HUF Demat Account Online - 100% Digital Pay [--] AMC: https://dhan.co/open-huf-demat-account/ Discover how to use a Hindu Undivided Family (HUF) to legally reduce taxes build wealth and structure generational assets. In this video I break down what an HUF is how to create one who qualifies and the smartest ways to fund it without triggering clubbing rules. Learn about HUF tax benefits capital gains exemptions legal risks and real use cases. Ideal if you're looking for how to save tax using HUF HUF for salaried person and HUF"
YouTube Link 2025-08-07T11:30Z 33.2K followers, 13.7K engagements
"REVEALING My [--] Credit Card Strategy (Updated) Join me in today's video as I've shared my credit card strategy and show you exactly how I use my 19-credit-card portfolio to maximise rewards. I've shared every card in detail and categorised them on the basis of use. Watch this video till the end to find out the best cards according to your needs. APPLY FOR YOUR FAVOURITE CREDIT CARD HERE: Apply for kiwi card- Indias Best Upi Credit Card here: https://gokiwi.onelink.me/z3Pc/3jeyej1p HDFC CREDIT CARDS: https://track.techtrack.in/clickcampaign_id=158&pub_id=147 HDFC TATA NEU CREDIT CARD:"
YouTube Link 2025-09-10T11:30Z 33.1K followers, 12.3K engagements
"The Real Reason IDFC Gaj Card Can't Replace Infinia Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I break down the IDFC Gaj Credit Card and explain the big problem with this card when compared to HDFC Infinia. Many people are calling IDFC Gaj an Infinia competitor but when you look closely at rewards lounge access conditions golf benefits and redemption flexibility the gaps become very clear. I compare eligibility fees reward structure lounge access forex markup and redemption options in detail so you can decide if this premium card actually deserves a place in your"
YouTube Link 2026-01-22T11:45Z 33.4K followers, [----] engagements
"The Most Confusing Premium Credit Card Finally Explained Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 When I first got the ICICI Times Black Credit Card I was honestly disappointed due to frequent reward devaluations but things have started improving again. In this video I break down my real-world usage of the ICICI Times Black Card including lounge access reward rates milestone benefits concierge services and whether the [-----] annual fee is justified. I also compare its reward redemptions with cards like HDFC Infinia and share who this card actually makes sense for. This is my"
YouTube Link 2025-12-22T11:30Z 33.4K followers, [----] engagements
"I Found the Best FD Backed Credit Cards That Actually Improve CIBIL Apply for SBM Credilio Rupay Credit Card - https://get.novio.in/j84P/n838uwn1 Ive personally tested and ranked the best FD-backed credit cards in India that can help you build your credit score fast even if you have no proof of income or a low CIBIL score. These secured credit cards are perfect for beginners and young professionals starting their credit journey. Watch till the end to see which FD-backed card truly deserves Rank #1 and how you can apply for it today to start building your credit history right away. Fill the"
YouTube Link 2025-10-31T11:30Z 33.3K followers, 15.9K engagements
"Don't Redeem Your Accor Points in India.Do this instead Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx Get American Express Credit Card: https://americanexpress.com/en-in/referral/goldref=vAIBHSlIXV&XLINK=MYCP"
YouTube Link 2024-12-28T14:32Z 33.3K followers, 39.5K engagements
"HSBC Premier Card Explained in [--] Minutes Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I explain the HSBC Premier Credit Card in detail and share why Im considering adding it to my wallet in [----]. I break down HSBC Premier eligibility joining fees reward rates airport benefits lounge access forex charges and how you can maximize value by transferring points to Accor or airlines. If youre a high-income salaried professional or HNI looking for a single premium credit card with strong travel benefits this HSBC Premier Card explained video will help you decide if its worth"
YouTube Link 2025-12-26T11:30Z 33.4K followers, 19.5K engagements
"Ranking Worst to BEST American Express Credit Cards [----] (My Honest Review) In today's video I rank worst to best American Express credit cards in [----]. I've discussed all the American Express credit cards available in India as well as their requirements benefits and rewards rates using Excel calculations. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get American Express Credit Card: (close the pop up and click on view all cards select the card you want to apply for) https://americanexpress.com/en-in/referral/membership-rewardsref=mEGHNKeOWp&XLINK=MYCP HDFC Tata Neu Credit"
YouTube Link 2025-01-01T11:30Z 33.3K followers, 94.6K engagements
"My Updated Thoughts on Fuel Spends in [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Almost everyone spends money on fuel but most people still miss out on easy rewards. In this video I share my updated thoughts on fuel spends in [----] and break down the best fuel credit cards in India for Indian Oil BPCL and HPCL. I explain reward rates monthly caps fees and which fuel card actually makes sense based on your usage. I also share my personal fuel card strategy so you dont leave money on the table while filling fuel. Apply For Your Favorite Credit Cards RBL IndianOil Extra Credit"
YouTube Link 2026-02-04T11:31Z 33.4K followers, [----] engagements
"I Finally Cracked the BEST Lifetime-Free Credit Card Setup (After [--] Fails) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Its [----] and if you havent started using credit cards yet this video will help you build the best lifetime-free credit card setup from scratch. Ive handpicked beginner-friendly lifetime-free credit cards that offer lounge access cashback rewards on UPI dining discounts and travel benefits without paying annual fees. In this video I break down exactly which free credit cards to start with in [----] how each card works and who should apply for what. This is purely"
YouTube Link 2026-01-26T13:09Z 33.4K followers, [----] engagements
"I Tried 250+ Credit Cards These [--] Are the Best Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Ive personally tested over 250+ credit cards in India and in this video Im sharing the [--] best cards you should actually keep in your wallet from entry-level to HNI cards. Whether you want free lounge access high rewards or premium perks Ill help you pick the right one for your income and spending style. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Apply for your favorite credit card 👇 Entry-Level: SBI Octane Credit Card -"
YouTube Link 2025-11-10T12:31Z 33.3K followers, 30.9K engagements
"The Ultimate Guide to The Amex Platinum Reserve Credit Card [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I break down everything you need to know about the American Express Platinum Reserve Credit Card in [----] including fees eligibility rewards milestones Accor benefits lounge access and whether this card actually makes sense today. With most American Express cards currently unavailable in India I explain who this card is for how to maximize reward rates using multipliers and whether its worth paying 10000+GST every year. If youre planning to enter the American"
YouTube Link 2026-01-27T12:36Z 33.4K followers, [----] engagements
"I Ranked Every Cashback Credit Card in India (Some Are Terrible) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I rank every major cashback credit card in India and explain which ones are actually worth using in [----]. I cover UPI cashback cards online spend cashback cards and platform-specific cards from HDFC SBI ICICI Axis HSBC and new-age issuers. I also break down which cashback cards you should avoid which are good to have and which are must-haves based on real usage and spending patterns. If you want a clear no-nonsense comparison of Indias best cashback credit"
YouTube Link 2026-01-11T12:50Z 33.4K followers, [----] engagements
"Every Travel Credit Cards Explained in [--] Minutes (I Tried Them All) In this video I break down every major travel credit card in India from free cards to mid-tier and premium options so you know exactly which ones are worth keeping in your wallet. I also share my honest experiences reward rates lounge access benefits and which cards give the maximum value for flights and hotels. If you want a clean and practical guide to choosing the right travel card this will help you make the best decision. Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Sign up for my newsletter -"
YouTube Link 2025-11-18T13:31Z 33.3K followers, 21.1K engagements
"I'm Politely Begging You to Take HDFC Marriott Card in [----] Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I finally unboxed the HDFC Marriott Credit Card on camera and the credit limit and free night award benefits are genuinely surprising. In this video I walk you through the unboxing features elite night credits reward structure and how to maximize the free night trick with Marriott points. If youre considering this card for travel rewards this breakdown will help you understand whether it's worth the [----] fee. Apply for HDFC Marriott Card: https://bitli.in/AoLw4jk Sign up for my"
YouTube Link 2025-11-29T11:31Z 33.3K followers, 13.9K engagements
"The reason I kept the Amex Travel Card for [--] years Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Ive been using the American Express Platinum Travel Credit Card since [----] and in this video I explain the real reasons Ive kept this card for [--] years and why I will never cancel it. I break down the actual reward rate milestone benefits Taj and Marriott redemptions Rewards Multiplier hacks tax payment usage and long-term value that most people overlook. Many users cancel this card due to renewal concerns but the numbers clearly tell a different story. If youre wondering whether the Amex"
YouTube Link 2026-01-02T04:30Z 33.4K followers, 18.7K engagements
"My Absolute Best Strategy To Redeem Nights At Marriott Accor ITC and Taj Discover the ultimate guide to redeeming your credit card points for luxury hotel stays In this video I share my best strategies for maximizing credit card rewards with top hotel groups like Marriott Accor Taj and ITC. Learn how I transfer points from credit cards get the best redemption value and which countries offer the most bang for your points. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card -"
YouTube Link 2024-12-05T11:59Z 33.2K followers, 46.1K engagements
"Ranking EVERY Credit Card From BEGINNER to ADVANCE (5-50 Lakh) Ranking every credit card you should be taking under 5-50 lakh of income. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Get HDFC Biz Black Card: https://tinyurl.com/uwcv63tr AMEX GOLD CHARGE CARD https://americanexpress.com/en-in/referral/goldref=nISHABshAI&XLINK=MYCP AMERICAN EXPRESS PLATINUM TRAVEL CARD:"
YouTube Link 2024-11-02T11:30Z 18.8K followers, 44.6K engagements
"I Don't REDEEM Marriott Points in Europe Because. USE THESE LINKS TO GET EXTRA BENEFITS: HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal INDUSIND Credit Card- https://tinyurl.com/mw7k9hnh AXIS ATLAS Credit Card - https://tinyurl.com/y9d4usve -------------------------------------------- PRODUCTS I USE: iPhone [--] pro max - https://amzn.to/3RomwDs Airpods pro - https://amzn.to/3RppO9v Featherlite chair - https://amzn.to/3z6tQgo DJI Osmo - https://amzn.to/3Rmq4Ws Rode Wireless Go II -"
YouTube Link 2024-12-13T16:32Z 12.4K followers, [----] engagements
"My Credit Card Strategy for Couples (2024) Are you a family of two spending [--] lakh annually This video helps you design a strategic credit card portfolio to maximize rewards across various categories like rent utilities groceries and more. Learn how to earn up to 6.9% in rewards with the right credit cards. Subscribe to my monthly newsletter. It will get you the following - Monthly updates from the world of credit cards and air miles Detailed card reviews from time to time Timely updates on relevant offers Other things as I think makes sense for subscribers Responses to your questions on"
YouTube Link 2024-09-01T11:30Z 10.7K followers, [----] engagements
"The Simple Spending Rule That Made Me a Millionaire Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-04-23T11:32Z 18K followers, [----] engagements
"Do Baniye Share Their Credit Card Hacks to Redeem Free Flights & Hotels Join our special guests Manasi and Sanket from "Do Baniye" in the first episode of our podcast where they share everything about credit cards. From their own credit card journeys to money-saving hacks and dealing with overspending they cover it all. Tune in and learn how you can make the most out of your credit cards and join their "Do Baniye" community. WhatsApp Channel: https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p X formerly Twitter: https://x.com/dobaniye/ Instagram: https://www.instagram.com/dobaniye/"
YouTube Link 2024-12-21T15:26Z 13.2K followers, 10.7K engagements
"Are You Being MISLED by Your Insurance Company Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx"
YouTube Link 2025-06-23T11:30Z 20.6K followers, [----] engagements
"I Tried Every Travel Credit Card So You Dont Have To Join me in today's video as I share the best travel credit cards in each category. I've covered multiple credit cards which are free under [--] thousand annual fees and some premium credit cards if you're a high spender. Watch this video till the end to find out the best cards for your use and maximise your travel rewards. Apply for Your Favourite Card Here: HSBC TRAVEL ONE CREDIT CARD - https://tinyurl.com/ypxks2wd HDFC MARIOTT CREDIT CARD - https://tinyurl.com/2m6u6pku SCAPIA CREDIT CARD: https://tinyurl.com/45xckevf HDFC INFINIA CREDIT"
YouTube Link 2025-09-02T11:30Z 26.6K followers, 16K engagements
"Don't Buy Car Accessories from Showroom (Do this instead) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx"
YouTube Link 2025-08-29T12:55Z 24.3K followers, [----] engagements
"Worst Property Buying Mistakes That Will Cost You Rs [--] LAKH Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS"
YouTube Link 2025-03-19T11:53Z 16.9K followers, [----] engagements
"Things You Didn't Know About Mutual Funds Part #3 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx"
YouTube Link 2025-05-10T11:30Z 18.8K followers, [---] engagements
"The Millionaire Spending Rule No One Talks About Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6"
YouTube Link 2025-04-21T12:34Z 18K followers, [----] engagements
"How to Make Your First Crore Fast. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6"
YouTube Link 2025-04-25T11:30Z 18.1K followers, [----] engagements
"How I Buy Gold at a Discount (Tanishq Rivaah Scheme Explained) Want to buy gold at a discount without compromising on quality In this video I break down how the Tanishq RIWAAH Scheme works like a gold SIP and helps you save on making charges get GST-free gold coins and even earn 5% cashback using credit cards. If you or your family regularly purchase jewellery this is one strategy you shouldnt miss. Watch till the end to understand how to maximize your savings on gold with Tanishqs Golden Harvest plan. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:"
YouTube Link 2025-07-13T11:30Z 22K followers, [----] engagements
"I Tried Every Fuel Credit Cards So You Don't Have To Join me in today's video as I've ranked the worst to the best fuel credit cards in India. In this video I cover all the best to worst fuel credit cards their application fees renewal fees reward rates and all the details that you need to know. Watch this video till the end to decide which card you should take according to your needs. Apply your favorite cards here: RBL XTRA IOL- https://tinyurl.com/yp87hwkj SBI BPCL OCTANE - https://tinyurl.com/543nak5v IDFC POWER PLUS RUPAY - https://tinyurl.com/mr2xaaap AXIS IOL RUPAY -"
YouTube Link 2025-07-31T11:40Z 22.8K followers, [---] engagements
"Most People Miss This Extra [-----] Tax Benefit in NPS Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx"
YouTube Link 2025-08-14T14:43Z 25.2K followers, [----] engagements
"First Class Suites Experience of A Salaried Couple Ft. Card Wizard X Niraj Dugar Ep#2 Want to fly First Class without breaking the bank @Card_Wizard spills the secrets in this special interview Learn how a salaried couple can leverage credit cards maximize rewards and travel smarter to experience the ultimate luxury of First Class Suites. Watch now and start planning your dream getaway Sign Up for My Newsletter: Annual - https://rzp.io/l/cardsandrewards Lifetime - https://rzp.io/rzp/OO8aBd7 (highly recommended) Join My Whatsapp Channel: https://whatsapp.com/channel/0029Va8twQ6GehEVxLdUPA0H"
YouTube Link 2025-02-09T10:30Z 15.4K followers, [----] engagements
"You Can't Become Wealthy Without Knowing These [--] Things SIMPLEST Money Rules That Made Me a MILLIONAIRE. Join me in today's video as I share how I plan my personal finances and you should too to make the best out of your money. I've shared a three-step plan towards achieving your financial goals which mainly involves budgeting your income and expenses making an emergency plan and goal planning. Stay tuned till the end as I've also shared the deadliest mistakes you need to avoid. Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card -"
YouTube Link 2025-04-24T11:30Z 18.1K followers, [----] engagements
"The Power of Compounding (The Rule of [--] Explained) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Most people ignore the power of compounding. The Rule of [--] shows exactly how fast your money can double just divide [--] by your rate of return. If you earn 15% your money doubles in about [--] years. Learn this simple rule and make smarter investment decisions that grow your wealth faster. Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card -"
YouTube Link 2025-10-06T11:31Z 27K followers, [----] engagements
"You're Losing Money If Youre Not Paying Taxes Like This Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6"
YouTube Link 2025-04-19T11:30Z 18K followers, [----] engagements
"How Millionaires Spend Their Money Smartly (Steal this) Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx"
YouTube Link 2025-05-13T11:30Z 28.1K followers, [----] engagements
"If I Wanted to Create My Credit Card Portfolio in [----] I'd Do This In this video I've shared the best credit cards for beginners in [----] which includes several high-rewards credit cards lifetime free credit cards credit for lounge access and credit cards for each different category. Apply your favorite cards for quick approval: Kiwi credit card- https://tinyurl.com/4rvf9dxu IndusInd Tiger credit card - https://tinyurl.com/3zadmtvr SBI Cash back credit card - https://tinyurl.com/hj7kbkut RBL XTRA Indian Oil credit card - https://tinyurl.com/yp87hwkj SBI BPCL credit card-"
YouTube Link 2025-06-18T11:30Z 27.6K followers, 33.3K engagements
"How I Use ICICI Times Black Card for Maximum Rewards (Copy this) In this video I've shared my experience of using ICICI Times Black credit card for six months. I've covered everything related to this credit card eligibility annual fees rewards rates and what some of the benefits are of using the ICICI Times Black credit card. Apply your favourite card: HDFC Credit Cards: https://track.techtrack.in/clickcampaign_id=158&pub_id=147 ICICI Bank Credit Cards: https://track.techtrack.in/clickcampaign_id=132&pub_id=147 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:"
YouTube Link 2025-08-17T11:30Z 29.8K followers, 13.3K engagements
"Don't BUY Travel Insurance Without Knowing this. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-04-06T12:30Z 28.6K followers, [----] engagements
"My Car Buying Strategy to Save LAKHS Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us"
YouTube Link 2025-07-03T11:30Z 30K followers, [----] engagements
"SBI Aurum Credit Card- Feature and Benefits #shorts Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get SBI Credit Cards: SBI Cashback: https://secure.traqkarr.com/clickpid=452&offer_id=1252&sub1=IMSVSBICB452 SBI IRCTC: https://secure.traqkarr.com/clickpid=452&offer_id=1280&sub1=IMSVSBIIR452 SBI Prime: https://secure.traqkarr.com/clickpid=452&offer_id=1268&sub1=IMSVSBIPR452 SBI Simply Click: https://secure.traqkarr.com/clickpid=452&offer_id=1256&sub1=IMSVSBISC452 SBI Simply Save: https://secure.traqkarr.com/clickpid=452&offer_id=1267&sub1=IMSVSBISS452 HDFC Tata Neu Credit Card -"
YouTube Link 2024-12-09T11:30Z 28.4K followers, 15.5K engagements
"Stop Taking Expensive Cards.Check These Free Cards Instead Join me in this video where've shared the best [--] credit cards that you won't regret not taking in [----] I've shared everything about these cards from their annual fee-to-apply process. Watch the video till the end to get the most out of this video. AXIS MYZONE- https://tinyurl.com/mrx7jw52 KIWI- https://tinyurl.com/bwampe9s HSBC TRAVEL ONE- https://tinyurl.com/7abza5c2 TATA NEU- https://tinyurl.com/ky97f6s2 HDFC SWIGGY- https://tinyurl.com/52typcs2 AMEX MRCC- https://tinyurl.com/5n9935e7 AMEX GOLDCAHRGE CARD-"
YouTube Link 2025-02-15T11:30Z 15.6K followers, [----] engagements
"Why Your Time Gets More Valuable Every Year Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I recently came across the concept of personal rate of return and it completely changed how I think about time decisions and opportunity cost. In this video I explain why your time becomes more valuable every year how to evaluate decisions like stressful jobs delayed holidays or retirement planning and how this mental model helps you make smarter financial and life choices. I also share simple examplesfrom age [--] to age 80to show why postponing experiences can cost far more than money. Watch"
YouTube Link 2025-11-20T14:30Z 29.4K followers, [----] engagements
"This Credit Card Gave Me a FREE Apple Watch Apply Scapia Credit Card Here: https://apply.scapia.cards/landing_pagereferral_code=zbewyy Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-10-14T11:30Z 27.6K followers, [----] engagements
"I Reviewed KIWI Credit Card Should You Take This Now Is the Kiwi Credit Card still worth using after the recent devaluation Learn how the new reward structure UPI payments via Kiwi app and Neon membership affect your cashback. Ideal for anyone exploring top credit cards in India for UPI transactions. Apply for KIWI Credit Card: https://track.techtrack.in/clickcampaign_id=299&pub_id=147 Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I"
YouTube Link 2025-06-29T11:30Z 28K followers, 30.5K engagements
"NEVER Buy a House in Your 20s (Its a Trap) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 As a financial planner I see thousands of young earners rush into buying a house in their 20s and this video explains why buying a house early can become a financial trap. Your income is still growing your future plans arent fixed and a heavy EMI at this stage can severely restrict your investments and long-term wealth. Ive worked with clients stuck in debt because they locked money into real estate too early and couldnt exit for years. Watch this before you commit to any home purchase in your"
YouTube Link 2025-12-10T11:30Z 33.4K followers, [----] engagements
"Stop Paying Taxes on Your Rental Income.do this instead Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-02-20T12:26Z 15.9K followers, [----] engagements
"Why Consistency Feels Hard (And How to Fix It) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 If you want to build long-term consistency the simplest rule I follow is: I will suck but I will not skip. In this video I share how doing the minimum1000 SIP one push-up or reading a few lineskeeps your momentum alive even on bad days. This approach helps you stack habits for years without burning out. Watch till the end and tell me what small daily action keeps you consistent. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu"
YouTube Link 2025-12-06T17:10Z 30K followers, [----] engagements
"Best UPI Credit Card of [----] Discover the benefits of the Yes Bank Kiwi Credit Card India's top UPI credit card for [----] Earn up to 5% cashback enjoy lounge access and more. Watch now to see if its the right fit for you 🔗 Apply Here: https://apply.gokiwi.in/utm_source=cashkaro_AF_386_2153_677d20ea7f4adb0001c0d152_"
YouTube Link 2025-01-07T12:54Z 29.4K followers, 72K engagements
"Ranking Worst to Best SBI Credit Cards #shorts #sbicreditcards Sign up for my newsletter - https://rzp.io/l/cardsandrewards HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Tata Document: https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/TATA%20Neu%20Infinity%20HDFC%20Bank%20Credit%20Card/TATA_Neu_Infinity_Card_FAQ.pdf Get HDFC Biz Black Card:"
YouTube Link 2024-11-26T15:31Z 29.6K followers, 81K engagements
"How Much Money Is Enough Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Most people keep chasing money without ever asking the real question: how much money is enough In this video I break down what enough truly means why more money often adds more stress and how defining your number can give you real financial freedom. If you already have enough to cover your lifetime expenses it might be time to rethink the rat race stop grinding endlessly and build a more meaningful life. This is my honest perspective on financial freedom simple living and the enough money mindset we all need. Sign"
YouTube Link 2025-11-17T13:26Z 29.3K followers, [----] engagements
"I Found Indias Best Free Lounge Access Credit Cards (No Tricks) Fill the Google form: https://forms.gle/cFnUWqRhVejZreiy9 Finding a credit card with real free lounge access is tough in [----] so I did the research for you. Here are Indias best cards that give you domestic and international lounge access including some lifetime-free options. Watch till the endtheres a giveaway too Here is the Apply links for your favorite credit cards. IndusInd Tiger Credit Card https://track.techtrack.in/clickcampaign_id=129&pub_id=147 HDFC Marriott Bonvoy Credit Card"
YouTube Link 2025-11-03T15:28Z 29.5K followers, [----] engagements
"I Found Best Credit Cards for International Holidays (3x Rewards) Join me in today's video as I review the best zero forex and high-reward travel credit cards in India (2025) from Axis HDFC Amex and Federal Bank to help you choose the most rewarding option for your next trip. I've shared the strategies to use the right credit card for forex spending which can save you TCS cash risk and earn you rewards. Apply for your favourite travel credit cards here: Federal Bank Scapia Credit Card: https://apply.scapia.cards/landing_pagereferral_code=ltweob Axis Magnus Credit Card:"
YouTube Link 2025-10-15T11:30Z 28.1K followers, [----] engagements
"I Wish I Knew this Earlier About Loans. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-02-17T11:30Z 15.7K followers, [----] engagements
"Want to RETIRE EARLY Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 Ive spent years learning what it really takes to retire early and its not just about saving more. In this video Im breaking down the exact mindset numbers and investment plan I personally use to work toward financial freedom. If youve ever wondered how much is enough to retire comfortably this is for you. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-11-07T18:17Z 28.4K followers, [----] engagements
"ICICI Times Black Has INSANE Returns (Unboxing and Review) Join me in today's video as I unbox and review the ICICI Time Black credit card. I've shared how the Card offers insane returns and covers everything from annual fees to welcome benefits reward rates accelerated benefits and more. Stay tuned until the end to get the most out of this video. Apply for this card: https://tinyurl.com/3jner7ze Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other"
YouTube Link 2025-03-02T11:30Z 28.2K followers, 69.7K engagements
"I Used Marriott Points to Fly Qatar Business Class Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I flew Qatar Airways Business Class from Europe to India using just [-----] American Airlines miles all transferred from Marriott Bonvoy points. The experience was seamless. If you love travel hacks reward redemptions or flying business class for less this video is for you. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-11-04T14:16Z 28.3K followers, [----] engagements
"The INSURANCE Misconception Indians Have Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Indians often misunderstand insurance by treating it like an investment so in this video I explain why insurance exists purely as a risk-cover product and how using it correctly can protect your financial life. I break down health life and car insurance with simple examples so you finally understand what youre actually paying for. If youve ever expected returns from an insurance policy this video will clear every misconception. Watch till the end to make better more informed decisions about your"
YouTube Link 2025-11-27T11:30Z 29.6K followers, [----] engagements
"3 Smart Ways to Invest Using Your Credit Card (NPS Is the Best) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Im sharing the three smartest ways I personally use credit cards to invest especially my favorite NPS Tier [--] which also helps hit high-value credit card milestones. I also explain how buying physical gold or jewelry can maximize your reward rate and why investment-linked insurance policies usually dont make financial sense even with rewards. If youre planning to invest using your credit card this is the safest and most strategic way to do it. Watch till the end to understand"
YouTube Link 2025-11-28T11:30Z 29.8K followers, [----] engagements
"Ranking Worst to Best SBI Credit Cards (My Honest Review) Are you curious about which SBI credit card suits your needs the best In this video I rank five SBI credit cards from worst to best based on features benefits and overall value. Watch till the end to discover my #1 pick and share your thoughts on the rankings in the comments Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get SBI Credit Cards: SBI Cashback: https://secure.traqkarr.com/clickpid=452&offer_id=1252&sub1=IMSVSBICB452 SBI IRCTC: https://secure.traqkarr.com/clickpid=452&offer_id=1280&sub1=IMSVSBIIR452 SBI Prime:"
YouTube Link 2024-11-23T11:30Z 28K followers, 18.1K engagements
"Stop Buying Real Estate Until You Watch This (Retirement Warning) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Many Indians overinvest in real estate and forget to build a real retirement corpus. In this video I explain exactly how to avoid that mistake. If youre in your 40s or 50s working in tech and depending only on land or home appreciation you need to rethink your retirement planning urgently. In this video I break down the risks the right asset mix and how to secure your future without taking unnecessary loans. This is essential viewing before you buy more property or take any"
YouTube Link 2025-11-22T11:30Z 29.5K followers, [----] engagements
"Reviewing the SBI Elite Credit Card and Its. #shorts #creditcard Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get SBI Credit Cards: SBI Cashback: https://secure.traqkarr.com/clickpid=452&offer_id=1252&sub1=IMSVSBICB452 SBI IRCTC: https://secure.traqkarr.com/clickpid=452&offer_id=1280&sub1=IMSVSBIIR452 SBI Prime: https://secure.traqkarr.com/clickpid=452&offer_id=1268&sub1=IMSVSBIPR452 SBI Simply Click: https://secure.traqkarr.com/clickpid=452&offer_id=1256&sub1=IMSVSBISC452 SBI Simply Save: https://secure.traqkarr.com/clickpid=452&offer_id=1267&sub1=IMSVSBISS452 HDFC Tata Neu"
YouTube Link 2024-12-19T00:30Z 28K followers, [----] engagements
"How I Maximize Amex Points like Crazy (Free Flights Hotels & More.) Unlock the full potential of your American Express points with our comprehensive guide Learn the top strategies for redeeming Amex rewards including travel perks statement credits and gift vouchers. Maximize the value of your American Express Platinum Gold and Membership Rewards cards. Subscribe to my monthly newsletter. It will get you the following - Monthly updates from the world of credit cards and air miles Detailed card reviews from time to time Timely updates on relevant offers Other things as I think makes sense for"
YouTube Link 2024-07-14T11:15Z 28.1K followers, 48.6K engagements
"HSBC Travel One Has INSANE Returns (Unboxing and Review) I unbox and review the HSBC Travel One Credit Card in this video as we explore its premium packaging exclusive travel perks lounge access and milestone benefits. Discover how this card compares to the Axis Atlas and learn about its reward rates flight booking offers and complimentary accessories like passport holders and baggage tags. Whether youre into personal finance credit card reviews or travel hacking this detailed HSBC Travel One unboxing covers everything you need to know. Apply for HSBC Travel One Credit Card:"
YouTube Link 2025-08-10T11:30Z 29.1K followers, 21.2K engagements
"Why I'm not investing in NPS Vatsalya for my child Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Im sharing why I personally dont invest in NPS Vatsalya because your childs money gets locked till age [--] and offers no tax benefits which makes it unsuitable for gifting or real-life financial goals. Instead flexible instruments like mutual funds allow children to use money at the right time age [----] when they actually need support for a house business or travel. This video breaks down the lock-in problem tax issues and better alternatives for parents planning wisely for their childrens"
YouTube Link 2025-11-14T11:30Z 29.7K followers, [----] engagements
"11 BIG Tax Filing Mistakes I Found After Filing [---] ITRs Avoid these [--] worst tax filing mistakes in India that even high-income professionals and NRIs make while filing ITR. After filing over [---] income tax returns I share real examples of costly errors like choosing the wrong tax regime not paying advance tax ignoring TDS on rent and misreporting employer income. Learn how to legally save tax avoid penalties and file your ITR on time without triggering IT notices. Watch till the end for practical tax planning tips you can use this financial year. Sign up for my newsletter -"
YouTube Link 2025-08-28T11:30Z 29.7K followers, 44.6K engagements
"Top [--] Best Cashback Credit Cards Available in India Join me in today's video as I review the top [--] best cashback credit cards available in India. I've talked about HDFC Swiggy HSBC Live Plus HSBC Travel One Tata Neu Infinity SBI Cashback Axis Flipkart Amazon Pay ICICI SBI PhonePe Axis Airtel and HDFC Millennia sharing their features and reward points and everything that you need to know. Apply for your favourite credit card: HDFC SWIGGY https://tinyurl.com/mr2j7k8f HSBC LIVE + https://tinyurl.com/4bpcycua TATA NEU PLUS & INFINITY (by TATA directly) https://tinyurl.com/yfhe4n9f SBI CASHBACK"
YouTube Link 2025-09-29T11:30Z 28.4K followers, [----] engagements
"How I Bought a Car & Got Free Holidays Worth [---] Lakh (Using Credit Card) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I bought my new car using my Axis Atlas Credit Card and it rewarded me with [-----] miles I later converted those miles into [-----] Accor points worth [---] lakh in free hotel stays. In this video Ill show how you can use credit cards smartly for big purchases like cars or travel. Its one of my favorite hacks to turn everyday spending into free luxury holidays. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me:"
YouTube Link 2025-10-23T12:31Z 27.8K followers, [----] engagements
"The Best Loan Advice Youll Ever Hear Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 This is the best loan advice Ive ever given and it could save you from years of financial stress. Ive seen too many people get trapped by credit card loans that cost over 30% interest per year. In this video Ill show you how to handle debt smartly avoid loan traps and stay financially free. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-11-11T05:30Z 28.6K followers, [----] engagements
"I Gave My Family FREE Marriott Nights And You Can TOO Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-02-19T11:30Z 15.8K followers, [----] engagements
"Ultimate Credit Card Tier List [----] (Beginners to Elite) In today's video I've shared the best credit cards in [----] from beginner to advanced using sheets to showcase all the benefits. I've covered all the cards that will help you jump on the credit card ladder from a beginner to an elite level. Apply for Your Favorite Credit Card: SBI CASHBACK Credit Card - https://tinyurl.com/hj7kbkut KIWI Credit Card - https://tinyurl.com/4rvf9dxu IndusInd TIGER Credit Card -https://tinyurl.com/3zadmtvr SCAPIA Credit Card - https://tinyurl.com/45xckevf AXIS ATLAS Credit Card -https://tinyurl.com/ytaydpdf"
YouTube Link 2025-07-17T12:01Z 28.4K followers, 17.5K engagements
"I don't like this about HDFC Biz Black . Sign up for my newsletter - https://rzp.io/l/cardsandrewards Get HDFC Biz Black Card: https://tinyurl.com/uwcv63tr HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147 AMEX GOLD CHARGE CARD https://americanexpress.com/en-in/referral/goldref=nISHABshAI&XLINK=MYCP AMERICAN EXPRESS PLATINUM TRAVEL CARD: https://americanexpress.com/en-in/referral/platinum-travelref=aNKITBVw4Q&XL=MIMNS -------------------------------------------- PRODUCTS I USE: iPhone [--] pro max -"
YouTube Link 2024-10-29T11:30Z 27.6K followers, 27.3K engagements
"FDs Are Making You Poor (Heres What I Do Instead) Sign up for my newsletter - https://rzp.io/l/cardsandrewards I stopped keeping money in FDs because its one of the biggest FD mistakes salaried people make. When inflation is higher than your FD return your money actually loses value. Thats why I invest in mutual funds equities and better investment options that beat inflation and build long-term wealth. If you want to learn how to beat inflation with smart investments save money and create real wealth watch this till the end. Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation"
YouTube Link 2025-10-09T11:30Z 27.6K followers, [----] engagements
"This ICICI Card Gives CRAZY Rewards (Better Than You Think) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I compared ICICI Emerald Private Metal and ICICI Times Black Credit Cards to find which truly gives maximum rewards and milestones. One gives up to a 3.75% effective reward rate while the other has higher milestones. Watch till the end before you apply Apply for your favorite ICICI Credit Card here 👇 👉 https://tinyurl.com/mr44kdjy Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-11-01T11:30Z 29.9K followers, [----] engagements
"How I Booked a Five-Star Hotel for FREE (Worth [--] Lakh) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I had excess points lying around so I redeemed them at the stunning Edition Hotel Dubairight in front of the Burj Khalifa For three nights I experienced luxury on points instead of cash. In this video Ill walk you through how I did it how many points it took and whether it was worth it. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-10-30T11:30Z 28.1K followers, [----] engagements
"Top [--] Grocery Cards That Actually Save You Money Apply for Credit Cards Using These Links for Quick Approval: KIWI- https://tinyurl.com/4rvf9dxu HDFC SWIGGY https://tinyurl.com/mr2j7k8f HSBC LIVE + https://tinyurl.com/4bpcycua SBI CASHBACK https://tinyurl.com/yvhfauvz SBI PRIME https://tinyurl.com/4a27nuec AXIS FLIPKARThttps://tinyurl.com/ytkzyadc AXIS BANK SELECT https://tinyurl.com/ytkzyadc RBL SHOPRITE-https://tinyurl.com/4588h75a HDFC Credit Cards: https://tinyurl.com/2m6u6pku Swiggy HDFC Bank Credit Card https://tinyurl.com/mufzpv32 TATA NEU PLUS & INFINITY (by TATA directly)"
YouTube Link 2025-10-13T11:30Z 29.2K followers, [----] engagements
"My Top [--] Credit Cards for Tax Payments Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want"
YouTube Link 2025-07-15T11:30Z 28.3K followers, 14.3K engagements
"Your car dealer is scamming you Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Most people dont realize how easily car dealers scam buyers with inflated insurance premiums overpriced accessories and fake discounts and I experienced this firsthand. In this video I break down exactly how dealers quote [---] lakh insurance that actually costs [-----] how they hide margins in accessories and how you can verify everything using PolicyBazaar. I also share the steps I personally follow to negotiate the ex-showroom price and avoid these traps. Watch this before you buy a car so you dont lose"
YouTube Link 2025-11-16T14:30Z 29.2K followers, [----] engagements
"I Redeemed My Points on ITC #shorts #itc USE THESE LINKS TO GET EXTRA BENEFITS: AMERICAN EXPRESS: https://americanexpress.com/en-in/referral/platinum-travelref=nEHAJr0xY&XL=MIMNS HDFC CREDIT CARD: https://lucrative.gotrackier.com/clickcampaign_id=303&pub_id=506&url_id=1 AXIS CREDIT CARD https://lucrative.gotrackier.com/clickcampaign_id=357&pub_id=506 IDFC FIRST CREDIT CARD https://lucrative.gotrackier.com/clickcampaign_id=331&pub_id=506 IDFC POWER CREDIT CARD: https://lucrative.gotrackier.com/clickcampaign_id=331&pub_id=506&url_id=1 -------------------------------------------- PRODUCTS I USE:"
YouTube Link 2024-08-12T12:30Z 27.6K followers, [----] engagements
"TRUTH Behind the Axis Atlas Devaluation What's Next Discover the TRUTH behind the recent Axis Atlas devaluation and its impact on travel strategies. In this comprehensive video CA Niraj Dugar delve into the changes step by step analyzing the removal of airport meet and greet services exclusions on spend categories like government payments and fuel and alterations to milestone benefits and renewal bonuses. Timpstamps: (00:00) Introduction (00:26) Changes in Airport Services (01:16) Strategy for Hitting Milestone (01:43) Exclusions on Spend Categories (02:34) Changes in Milestone Benefits"
YouTube Link 2024-03-28T13:54Z 29.4K followers, 15.6K engagements
"This Lifetime Free Credit Card is Better than Tata Neu In this video I've unboxed the Scapia credit card and reviewed it for you. I've covered everything that you need to know about the Scapia credit card its features rewards rates joining and annual fees and given my opinion on whether you should take this card or not. Apply Scapia Credit Card Here: https://apply.scapia.cards/landing_pagereferral_code=zbewyy Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu"
YouTube Link 2025-08-03T11:30Z 29.4K followers, 12.3K engagements
"These [--] Insurance Changed My Financial Life (Copy This) Join me in today's video where I've shared everything you need about insurance and how to use credit cards to earn rewards on your insurance payments. I've covered all the major insurance you should take including term insurance health insurance accident coverage and more. Stay tuned until the end and see how you can earn credit card rewards. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other"
YouTube Link 2025-02-22T11:30Z 23.2K followers, [----] engagements
"Dont Buy Health Insurance Ever (Until You Watch This) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Choosing the right health insurance sum insured is one of the most confusing but important financial decisions. In this video I explain how rising medical inflation makes underinsurance risky and how features like automatic sum insured boosters can help you protect yourself long-term. I also break down how plans like ICICI Elevate increase your cover every year without extra underwriting even if you make claims. This is a practical way to avoid guessing your future hospital bills and"
YouTube Link 2026-01-23T09:30Z 33.4K followers, [----] engagements
"My Credit Card Strategy for Big Billion Sale Flipkart Big Billion Sale is LIVE Get 10% OFF with the Axis Flipkart Card & SBI Simply Click Card. Dont miss this money-saving hack Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply for Credit Cards Using These Links for Quick Approval: AXIS ATLAS-"
YouTube Link 2025-09-18T13:15Z 31.9K followers, [----] engagements
"How I Got AirPods Pro [--] & Ray Ban Using Credit Card Referrals Scapia Credit Card: https://apply.scapia.cards/landing_pagereferral_code=ltweob I got AirPods Pro [--] and Ray-Ban sunglasses completely free using credit card referrals and in this video I explain exactly how I did it step by step. If you have friends colleagues or a community credit card referral rewards can be a powerful way to earn premium gadgets without extra spending. I also break down why I use the Scapia credit card how its referral system works and how you can unlock airport benefits like cashback lounge access or even a"
YouTube Link 2026-01-10T12:31Z 33.4K followers, [----] engagements
"This Restaurant Payment Trick Saves Me 20% Every Time Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Just yesterday I saved [----] on a [----] restaurant bill using a simple payment strategy that gives me up to 20% savings every time I eat out. In this video I break down how I use EasyDiner Swiggy and Zomato offers along with the right credit cards to stack discounts rewards and gift voucher benefits. I also explain which cards work best for dining payments and how buying discounted gift vouchers can push your effective savings to 1520%. If you eat out often this restaurant payment trick"
YouTube Link 2026-01-22T14:30Z 33.4K followers, 10.6K engagements
"Three major changes in axis atlas"
YouTube Link 2024-03-31T13:05Z 32.1K followers, 32.6K engagements
"How I Get 15% Rewards on Amex Gold Charge Card Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-01-20T11:30Z 32.3K followers, 10.7K engagements
"This Amex Referral Trick Can Earn You [---] Lakh Points Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I use a simple Amex referral strategy to earn up to [---] lakh points every yearno hacks just smart card usage. Each referral gives [----] Amex points and with [--] cards you can scale your rewards like crazy. Perfect for anyone maximizing credit card benefits. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-10-17T11:30Z 31.9K followers, 11.8K engagements
"I Bought the Cheapest Flight Insurance Ever (1499) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I just bought the cheapest flight insurance in India for [----] and in this video I explain exactly how it works what it covers and whether its actually worth it. This Echo Air Pass claims to pay [----] for flight delays over [--] minutes [----] for cancellations and up to [----] if you miss your flight. Ive linked my Gmail and UPI and will be testing this travel insurance in real life over the next year. Stay tuned as I share my honest experience and whether this flight delay insurance really pays"
YouTube Link 2026-01-19T11:30Z 33.4K followers, [----] engagements
"How I Manage 20+ Credit Cards Without Missing Payments Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I manage 20+ credit cards in my family and still never miss a payment. In this video I share the simple system I personally use to track due dates review outstanding bills and ensure every credit card payment is made on time. This method uses a basic Excel sheet and fixed monthly reminders to remove stress avoid late fees and protect your credit score. If youre struggling to manage multiple credit cards efficiently this straightforward framework will make your life much easier. Sign"
YouTube Link 2026-01-21T11:30Z 33.4K followers, 10.2K engagements
"I Found a Credit Card Loophole That Saves Tax Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I found a simple credit card + NPS loophole that helps me save on tax while hitting premium credit card milestones. In this video I explain how I structure my salary use NPS employer contribution and strategically invest via credit cards like Amex Platinum Travel DCB Metal and ICICI Times Black to unlock rewards. This strategy works especially well if youre short of milestone spends and want tax efficiency and reward points together. Watch till the end to see which cards make sense and when"
YouTube Link 2026-01-18T11:30Z 33.4K followers, [----] engagements
"Got 28% back with Axis Magnus Burgundy Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I got 28% rewards back using the Axis Magnus Burgundy Credit Card. Heres the math behind it and why this is one of the most rewarding premium cards in India. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS-"
YouTube Link 2026-01-06T11:30Z 33.4K followers, [----] engagements
"Is Axis Olympus Credit Card WORTH It for High Spenders In this video we explore the Axis Olympus Credit Card which has replaced the Citi Prestige card. Learn about its features benefits reward points and how it compares to the Axis Atlas card. We also discuss its lounge access international perks and how to maximize rewards for high spenders. Stay tuned for a deep dive into transfer caps partner air miles and whether you can apply for this premium card. Get Axis Olympus: https://tinyurl.com/mrfx4vmy Subscribe to my monthly newsletter. It will get you the following - Monthly updates from the"
YouTube Link 2024-09-08T11:30Z 32K followers, 14.1K engagements
"IndusInd Vistara Explorer Credit Card Review Discover if the IndusInd Vistara Explorer Credit Card lives up to its hype With an annual fee of [-----] rupees plus GST this card offers perks like a free business class ticket gold status luxury vouchers and Vistara vouchers worth [-----] rupees. However it comes with limitations such as restricted lounge access and limited benefits. Is it the right fit for you Watch our review and explore alternatives like the Amex Platinum Travel Card. Share your thoughts in the comments Like subscribe and stay tuned for more financial insights GET SOME BIG"
YouTube Link 2024-03-09T12:31Z 32.4K followers, [----] engagements
"I Tested 20+ Credit Cards; Here Are the Best in Each Category Explore the best credit cards across multiple categories cashback travel super premium UPI and more. In this video I break down the top credit cards in each category highlighting real-world rewards fees and spending suitability. Watch till the end to find out which cards truly offer value for your lifestyle. Apply for your favorite card: SBI Cashback: https://tinyurl.com/63t2rkrf KIWI: https://tinyurl.com/bwampe9s Axis Myzone: https://tinyurl.com/mrx7jw52 IDFC: First https://tinyurl.com/yc4nej2r Icici Credit cards:"
YouTube Link 2025-04-20T11:30Z 32.6K followers, 144.7K engagements
"I Invested [------] in NPS After This Rule Change Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I recently invested [------] in NPS after a major rule change that allows 100% exposure to a single asset class. In this video I compare NPS vs mutual funds explain the new PFRDA rules and show how NPS equity funds now offer far more flexibility than before. I also share why I chose a 100% equity NPS fund and how I used this strategy while completing a credit card milestone. If youre evaluating NPS investment options or confused between NPS and mutual funds this breakdown will help you decide"
YouTube Link 2026-01-16T11:30Z 33.4K followers, [----] engagements
"HDFC Biz Black Long-Term Review: The TRUTH after [--] Months In today's video I've talked about HDFC Biz Black credit card. I've given a long-term review of the card since I've been using it personally for the past [--] months. Get to know everything about this credit card including eligibility where to use it features and more. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for HDFC Credit Cards: https://tinyurl.com/uwcv63tr Get All American Express Credit Cards: https://americanexpress.com/en-in/referral/membership-rewardsref=nIRAJDU7nK&XL=MIMNS Apply for HDFC Tata Neu Credit"
YouTube Link 2025-01-04T12:16Z 33.4K followers, 35.5K engagements
"15 Forex Cards I'm Using This Holiday (and you should too) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 This is the travel season and in this video I break down the best credit cards for international travel ranked clearly by forex markup charges from 0% to 3.5%. Ive divided cards into three practical categories 0% forex cards cards with less than 2.5% forex and cards with higher forex charges so you can choose what actually makes sense for your international spending. Most people underestimate forex costs and this video will help you avoid that mistake while maximizing rewards and"
YouTube Link 2025-12-20T11:30Z 33.4K followers, 11.5K engagements
"SBI PhonePe Black Card Review: 10% Cashback on Utility Bills Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 If youre looking for a simple cashback credit card the SBI PhonePe Black Card is one of the most underrated options right now. In this video I explain how I use this card to earn 10% cashback on utility bills insurance payments and mobile recharges via the PhonePe app plus 5% cashback on all other online spending. I also break down the annual fee spend-based waiver monthly cashback caps and why this card makes sense for everyday expenses if you want hassle-free savings. Sign up"
YouTube Link 2026-01-15T11:30Z 33.4K followers, 10.4K engagements
"NPS vs Mutual Funds: The Smarter Long-Term Choice Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Should you invest in NPS vs mutual funds if you are not getting any tax benefit In this video I explain why voluntary NPS investments often dont make sense unless youre saving tax or meeting specific credit card milestones. I break down how mutual funds offer superior flexibility and tax efficiency since taxes apply only when you sell not during portfolio churn. If your goal is long-term wealth creation without unnecessary lock-ins this comparison will help you choose the smarter"
YouTube Link 2026-01-20T11:30Z 33.4K followers, [----] engagements
"My Credit Card Strategy to Buy a Car (Just copy this) Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I recently bought my car using credit cards and saved [---] lakh in rewards and cashback. In this video Ill show you the best credit cards in India for car purchases from Axis Magnus to HDFC Infinia and SBI Aurum and reveal how to maximise reward rates up to 28%. Whether youre planning your first car or an upgrade watch this before making payment to save lakhs smartly. Apply for your favorite credit card: 👉 Axis Magnus Burgundy https://bitli.in/gqiBda3 👉 ICICI Bank Credit"
YouTube Link 2025-10-19T12:49Z 31.9K followers, [----] engagements
"The Reality of Amex Platinum Charge Card Upgrade(my honest review) In today's video I've shared everything you need to know about the American Express Platinum Charge Card where I discuss the reward rate redemptions features and whether you should apply for it or not. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards please close the pop-up and click on view all cards to select your card.) HDFC Tata Neu Credit Card -"
YouTube Link 2025-01-19T11:30Z 32K followers, 37.8K engagements
"Got 28% back with Axis Magnus Burgundy Book 1:1 Consultation with Me: https://forms.gle/cFnUWqRhVejZreiy9 I got 28% rewards back using the Axis Magnus Burgundy Credit Card. Heres the math behind it and why this is one of the most rewarding premium cards in India. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS-"
YouTube Link 2025-10-25T13:13Z 32.7K followers, 27.5K engagements
"My Credit Cards Strategy for DAILY Spends (Steal this.) In this video I've shared the best cards in each category covering all the expense buckets you might have. I've talked about the best cards in groceries dining out UPI payments fuel spends shopping movies insurance payments and tax payments. Apply for your favorite card: SBI BPCL Octane Credit Card: https://track.techtrack.in/clickcampaign_id=314&pub_id=213 HSBC TravelOne Credit Card: https://track.techtrack.in/clickcampaign_id=308&pub_id=213 Kiwi: UPI with Credit Card: https://track.techtrack.in/clickcampaign_id=299&pub_id=213 IDFC"
YouTube Link 2025-05-22T11:30Z 31.9K followers, 29.2K engagements
"How To Buy Car With Credit Cards Must Watch Before Buying A Car In this video I've shared my best strategy for buying cars with a credit card. I've shown the Excel calculation to save up to 11% or Rs. [------] on buying a [--] Lakh car in India. I've shared the best credit cards to buy a car such as Axis atlas American Express platinum travel card Sbi KrisFlyer credit card and co-branded Vistara credit card. Watch this video till the end and claim your rewards with your purchase. Sign up for my newsletter - https://rzp.io/l/cardsandrewards USE THESE LINKS TO GET EXTRA BENEFITS: HDFC Tata Neu"
YouTube Link 2024-12-07T12:08Z 32.8K followers, 85.6K engagements
"Unlock the Power of Luxury Stays with These [--] Hotel Loyalty Programs Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I explain [--] hotel loyalty programs Indians can use to save money get upgrades earn points and enjoy benefits even without elite status. I cover Marriott Accor ITC Taj Hilton Hyatt and IHG plus easy point transfers and simple hotel hacks to get free breakfast better rooms and discounts. If you want maximum value from your credit cards and hotel stays this guide will help you travel smarter. CREDIT CARDS LINK: HDFC Marriott Bonvoy Credit Card -"
YouTube Link 2025-11-13T11:30Z 32.8K followers, 17.8K engagements
"Reviewing Amex MRCC Credit Card Sign up for my newsletter - https://rzp.io/l/cardsandrewards Apply for American Express Cards: https://americanexpress.com/en-in/referral/goldref=mEGHNVBrKD&XL=MIMNS (If you want to apply for other cards pls close the pop up and click on view all cards to select your card) HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS-"
YouTube Link 2025-01-28T11:30Z 32.8K followers, [----] engagements
"Ask you employers to contribute in NPS #shorts GET SOME BIG BENEFITS FROM THESE LINKS 👇 ✨Amex platinum travel - Apply for an American Express Card with this link. We can both get rewarded if you're approved https://americanexpress.com/en-in/referral/mEGHNKkIMWCPID=999999544 Earn extra [----] points plus the first year free on this card ✨Amex MRCC - Apply for an American Express Card with this link. We can both get rewarded if you're approved https://americanexpress.com/en-in/referral/mEGHNKseDOCPID=999999544 Earn extra [----] points plus the first year free on this card ✨American Express"
YouTube Link 2023-06-04T13:55Z 33.3K followers, 24.3K engagements
"Why I Sorted My Credit Card Strategy (Before Taking More Cards) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 Before getting more cards in your wallet I decided to fix my credit card strategy. In this short Ill show you how I choose between cashback and travel reward cards based on spending habits and lifestyle goals. Watch this before applying for your next card. Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in HDFC Tata Neu Credit Card -"
YouTube Link 2025-11-12T12:56Z 32.9K followers, [----] engagements
"I Tried Uni Gold X Credit Card.(and it rewarded me in GOLD) Join me in today's video as I discuss the Uni Gold X credit card. I cover everything including its features joining fees reward rates and whether you should get this card or not. Apply Uni Gold X Credit Card: https://app.uni.club/yuBA/qhe6k4k0 (Disclaimer: The card will be issued based on CIBIL Score) Sign up for my newsletter - https://rzp.io/l/cardsandrewards -------------------------------------------- Want Us to GROW Your YouTube in [--] Days Fill out the form: https://forms.gle/yk7rHUwKEeRDQZVw6"
YouTube Link 2025-03-22T11:32Z 32.9K followers, 27.6K engagements
"HSBC Taj Credit Card Has INSANE Benefits (My Honest Review) Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 In this video I share my honest review of the HSBC Taj Credit Card a super-premium credit card with an annual fee of [------] + GST and some surprisingly strong Taj hotel benefits. I break down the eligibility criteria the poor reward rate for regular spending and why this card still makes sense if you love staying at Taj Palace properties like Udaipur Lake Palace or Falaknuma. I also explain the real value of free nights Taj InnerCircle Platinum membership spa access airport"
YouTube Link 2026-01-30T12:38Z 33.4K followers, [----] engagements
"GoldX Card Explained in [--] Minutes uni card link: https://app.uni.club/yuBA/cftmi0oc In this video I explain the Gold X Card in just [--] minutes and how it helps you earn 24K digital gold instead of confusing reward points. If you dont have time to track reward programs this card lets you earn up to 7% digital gold on flights 58% on vouchers and 1% on UPI payments using the RuPay variant. I also show how Uni Coins are converted into digital gold instantly inside the app backed by secure vaults. This is a simple rewards system for anyone who wants value without complexity. Fill the Form Now:"
YouTube Link 2026-01-05T11:30Z 33.4K followers, [----] engagements
"Don't Buy LIC Before You Watch This Sign up for my newsletter - https://rzp.io/l/cardsandrewards Reach out to me: niraj@holisticwealth.in Book a 1:1 consultation call with me: https://rzp.io/l/dERGAx7S2I HDFC Tata Neu Credit Card - https://www.tatadigital.com/v2/finance/creditcard/product-detailreferralCode=NIRA147&utm_content=NIRA147&utm_source=ReferralModal Apply Credit Cards Using These Links for Quick Approval: AXIS ATLAS- https://tinyurl.com/3zf3p94t AXIS MAGNUS- https://tinyurl.com/caruxx2k HDFC MARIOTT- https://tinyurl.com/379jd5zx -------------------------------------------- Want Us"
YouTube Link 2025-05-30T11:30Z 32.9K followers, [----] engagements
"How I Turned Forex Spending Into a 4%+ Reward Rate Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 How I turned my international spending into a 4%+ effective reward rate using a simple forex optimization strategy. In this video I explain how paying a small annual fee can unlock 1% cashback on foreign currency spends offset forex markup charges and significantly boost rewards on premium cards like Infinia and Diners Black Metal. I also break down the math behind forex markup milestone benefits and how to stack programs smartly instead of avoiding international spending altogether. This"
YouTube Link 2026-01-29T15:45Z 33.4K followers, [----] engagements
"Personal Finance Mistakes I Made in [--] Years Fill the Form Now: https://forms.gle/cFnUWqRhVejZreiy9 I have been understanding the personal finance space for more than [--] years and in this video I share the biggest personal finance mistakes I made so you dont repeat them. From buying the wrong insurance just to get a bank locker to starting credit cards too late and chasing multibagger stocks instead of disciplined SIP investing these lessons cost me time and money. I explain what I would do differently today and what actually works for long-term wealth creation. This video is especially"
YouTube Link 2026-01-27T14:30Z 33.4K followers, [----] engagements
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