#  @skittlebittler Skittle Bittle Skittle Bittle posts on X about if you, ai, $hood, money the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/twitter::1803998532351021056/interactions)  - [--] Week [-----] -71% - [--] Month [-------] +90% - [--] Year [---------] +52,037,022% ### Mentions: [--] [#](/creator/twitter::1803998532351021056/posts_active)  ### Followers: [---] [#](/creator/twitter::1803998532351021056/followers)  - [--] Week [---] +4.30% - [--] Month [---] +73% ### CreatorRank: [---------] [#](/creator/twitter::1803998532351021056/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [technology brands](/list/technology-brands) [countries](/list/countries) [currencies](/list/currencies) [travel destinations](/list/travel-destinations) [celebrities](/list/celebrities) [gaming](/list/gaming) [automotive brands](/list/automotive-brands) [luxury brands](/list/luxury-brands) **Social topic influence** [if you](/topic/if-you), [ai](/topic/ai), [$hood](/topic/$hood), [money](/topic/money), [inflation](/topic/inflation), [retirement](/topic/retirement), [$nvda](/topic/$nvda), [stocks](/topic/stocks), [$googl](/topic/$googl), [based](/topic/based) **Top accounts mentioned or mentioned by** [@moneycruncher](/creator/undefined) [@bryanjohnson](/creator/undefined) [@mrderivatives](/creator/undefined) [@kevinxu](/creator/undefined) [@elonmusk](/creator/undefined) [@endogambit](/creator/undefined) [@longrivercm](/creator/undefined) [@iterintellectus](/creator/undefined) [@ankurnagpal](/creator/undefined) [@aenigme](/creator/undefined) [@jaunespommes](/creator/undefined) [@paulg](/creator/undefined) [@nntaleb](/creator/undefined) [@itsdanfi](/creator/undefined) [@levelsio](/creator/undefined) [@moltbook](/creator/undefined) [@openclaw](/creator/undefined) [@dontbeexitliq](/creator/undefined) [@thestockbro](/creator/undefined) [@wallstreetapes](/creator/undefined) **Top assets mentioned** [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [Berkshire Hathaway Inc Class B (BRK.B)](/topic/$brkb) [Metadium (META)](/topic/$meta) [Microsoft Corp. (MSFT)](/topic/$msft) [Figma, Inc. (FIG)](/topic/$fig) [Klarna Group plc (KLAR)](/topic/klarna) [Figure Technology Solutions, Inc. (FIGR)](/topic/$figr) [Bullish (BLSH)](/topic/$blsh) [Alibaba Group (BABA)](/topic/$baba) ### Top Social Posts Top posts by engagements in the last [--] hours "@elonmusk Would be interesting if we can do a projection based on current birth rate/mortality rate in say [---] years what the world racial composition would be like" [X Link](https://x.com/skittlebittler/status/1858017248344203467) 2024-11-17T05:20Z [--] followers, [--] engagements "Can we rebuild assassins creed and assassins creed [--] Its going to be so magical with the current speed and graphics Grok has really changed the AI game. People are coming up with wild use cases that were not being done outside of ChatGPT & Claude. There's a major shift. [--] examples: [--]. GTA AI before GTA 6: Code = Grok Assets = Hunyuan 3D https://t.co/EaOrW7Fg5l Grok has really changed the AI game. People are coming up with wild use cases that were not being done outside of ChatGPT & Claude. There's a major shift. [--] examples: [--]. GTA AI before GTA 6: Code = Grok Assets = Hunyuan 3D" [X Link](https://x.com/anyuser/status/1958528320288800976) 2025-08-21T13:55Z [---] followers, [---] engagements "Where to park cash Money market funds $VUSXX / high-yield savings yield 4.2%. With 35% Fed + state tax thats 2.7% return. May be better off in $BOXX that defers short-term interest into long-term capital gains taxed at 0% or 15% for most. +1% yield with little effort" [X Link](https://x.com/anyuser/status/1959472300002345361) 2025-08-24T04:26Z [---] followers, [---] engagements "5 million net worth the gold number for most You can't do anything with five. Five's a nightmare. Can't retire. Not worth it to work. Five will drive you un poco loco my fine feathered friend" [X Link](https://x.com/anyuser/status/1959484780363620592) 2025-08-24T05:15Z [---] followers, [---] engagements "What happens if a 35-yo with $3M net worth spends $7500/month for life How much $ will they have Here are the results based on [-----] Monte Carlo scenarios: At age 90: Unlucky (20th pct): $0 Median (50th pct): $13M Lucky (80th pct): $52M Assumptions: $3M portfolio (60% stocks / 40% bonds) $7500/mo expenses $2000/mo Social Security at [--] 20% effective tax rate 2% inflation Stocks: 8% return / 17% volatility Bonds: 4.5% return / 7% volatility Even the lucky scenario = 7.5% annualized return - historically normal and reasonable. Model assumes the person does not have flexibility to adjust their" [X Link](https://x.com/anyuser/status/1959789980253122994) 2025-08-25T01:28Z [---] followers, [----] engagements "This is equivalent to 3% withdrawal rate under the FIRE principe - enough to support [--] years of retirement with high success rate" [X Link](https://x.com/anyuser/status/1959793542810988835) 2025-08-25T01:42Z [---] followers, [---] engagements "2/ 📜 History Lesson Feb [----] Q4 earnings: Revenue $39.3B (+78% YoY) Data center $35.6B (+93% YoY) EPS $5 Huang casually dropped Ultra + Next Step. Stock ripped from $120 $175 in [--] months. Billions in new market cap created" [X Link](https://x.com/skittlebittler/status/1959941314453045408) 2025-08-25T11:29Z [---] followers, [--] engagements "3/ The Playbook Prove demand with blowout earnings Tease the next curve (new product cycle) Market flips mindset: not peak but new runway This mix of results + roadmap = rocket fuel" [X Link](https://x.com/anyuser/status/1959941321818562859) 2025-08-25T11:29Z [---] followers, [--] engagements "4/ Whats the new brain Hints point to robotics + AI: Could be a next-gen robotics SDK + hardware stack Integration of Blackwell GPUs for real-time robotics workloads A new platform for autonomous agents (think warehouses factories humanoids) Essentially: Nvidia wants to be the OS + brain for robots the way it became for AI data centers" [X Link](https://x.com/anyuser/status/1959941328625963456) 2025-08-25T11:30Z [---] followers, [---] engagements "5/ Why tease now Because robotics is the next trillion-dollar TAM after data centers. If Nvidia can plant the story that its not just GPUs but the brains of robots theyre writing the next leg of their growth curve" [X Link](https://x.com/anyuser/status/1959941333306786015) 2025-08-25T11:30Z [---] followers, [---] engagements "Friends Rivals Big bro who takes your cookies BOJ rate hike widely expected in Oct due to inflation boosting yen Weaker $USD with expected rate cuts + lower appeal for carry trades Likely short term bullish on yen. For the Americans your ramen 🍜 maybe 5% pricier" [X Link](https://x.com/anyuser/status/1960150358459896066) 2025-08-26T01:20Z [---] followers, [---] engagements "Nvidia reports earning tomorrow. Here are the steps to read earnings (with $NVDA and $AMZN as examples) like a pro: Revenue Segments Margins Cash Flow CapEx Guidance Calls" [X Link](https://x.com/anyuser/status/1960203684840694026) 2025-08-26T04:52Z [---] followers, [---] engagements "3. Margins Look at Gross & Operating Margin. Margins show if profits come from scale (selling more) or efficiency (running leaner). For $NVDA gross margin must stay 70%+. Any slip signals pressure on costs or pricing" [X Link](https://x.com/skittlebittler/status/1960203695985135835) 2025-08-26T04:52Z [---] followers, [--] engagements "4. Cash Flow Net income is not real cash. Always check: Operating CF (core business cash) Free CF (after investments) $AMZN showed strong operating cash but Free CF fell from CapEx. For $NVDA: do profits convert to cash to fund AI growth" [X Link](https://x.com/skittlebittler/status/1960203700817084567) 2025-08-26T04:52Z [---] followers, [--] engagements "6. Guidance This drives the stock reaction. Above consensus support Flat risk of pullback Below/wide likely drop Example: Amazon once beat revenue but issued wide profit guidance stock fell 8%" [X Link](https://x.com/anyuser/status/1960203709519986814) 2025-08-26T04:52Z [---] followers, [---] engagements "7. Earnings Call Dont just skim the news listen to the call. CEO: narrative (AI roadmap industry trends) CFO: details (revenue margins cash) Analyst Q&A: tough questions For $NVDA expect focus on Blackwell ramp-up B30A timing and margins" [X Link](https://x.com/anyuser/status/1960203713492242624) 2025-08-26T04:52Z [---] followers, [---] engagements "Its a standard personal finance asset allocation strategy 60/40 with 60% equity and 40% in bond and 2/3 1/3 US/international allocation that supposedly generates the best risk-adjusted return. However this is tested based on decades of historic data and there have been studies increasingly showing that this may no longer be the best case especially given the increased stock bond correlation. For this projection its really just used as an assumption. The lucky scenario that gets to 52M generates 7.5% annual return" [X Link](https://x.com/anyuser/status/1960708542983491972) 2025-08-27T14:18Z [---] followers, [--] engagements "Finally got the Robinhood solid gold card 3% cash back on everything and no FX fee plus [--] g of 24K gold thats more than $1000 of gold at least lol No crazy sign on bonus for credit card churners but 3% back is great" [X Link](https://x.com/anyuser/status/1961950026390970447) 2025-08-31T00:31Z [---] followers, [---] engagements "Just applied for Klarna and Figure IPO coming 9/10 9/11 $KLAR $FIGR Klarna = Buy now pay later payment giant Figure = blockchain powered lending/HELOC platform Based on prior Robinhood IPOs for Figma $FIG and $BLSH selling on day [--] seems to give higher chance of quick gains" [X Link](https://x.com/anyuser/status/1963049417189294239) 2025-09-03T01:20Z [---] followers, 13.6K engagements "@aenigme Yes thanks for the note I did hear from friends that not all were banned it seems that they dont strictly reinforce yet but this is good if you are not interested in other IPO for [--] days" [X Link](https://x.com/anyuser/status/1963586941640667176) 2025-09-04T12:56Z [---] followers, [---] engagements "@JaunesPommes Those are her latest reported purchased options - $GOOGL and $AMZN. End o June she did exercise 20k call options worth millions on $AVGO with $80 strike price that she purchased 06/2024" [X Link](https://x.com/anyuser/status/1963944604522406009) 2025-09-05T12:37Z [---] followers, [--] engagements "@paulg The high from building and seed funding and matcha oat latte and wellness have replaced alcoholic intoxication" [X Link](https://x.com/skittlebittler/status/1964578342386213295) 2025-09-07T06:35Z [---] followers, [---] engagements "$KLAR Klarna IPO has drawn 8x order than as whats available - high demand At IPO pricing $KLAR would trade at a 50% discount to Affirm $AFRM likely making it an attractive value - Both have similar revenue but $AFRM is growing faster & more profitable. Just applied for Klarna and Figure IPO coming 9/10 9/11 $KLAR $FIGR Klarna = Buy now pay later payment giant Figure = blockchain powered lending/HELOC platform Based on prior Robinhood IPOs for Figma $FIG and $BLSH selling on day [--] seems to give higher chance of quick gains https://t.co/28AfiMqRAq Just applied for Klarna and Figure IPO coming" [X Link](https://x.com/skittlebittler/status/1965210480483717356) 2025-09-09T00:27Z [---] followers, [----] engagements "2% of the VC-funded capital are female founders and declining While mixed-gender founders' fundings have materially increased over the years reaching 30% Very interesting trend" [X Link](https://x.com/skittlebittler/status/2003162413856874577) 2025-12-22T17:55Z [---] followers, [--] engagements "@Mindsetfx Same loophole for inheritance. If you inherit taxable brokerage as heir you don't pay any tax on the gains. The cost basis is stepped up. So ask parents to draw down pre-tax accounts first and grow taxable accounts" [X Link](https://x.com/skittlebittler/status/2006988655764844752) 2026-01-02T07:19Z [---] followers, [---] engagements "Jokes aside whether the Venezuela intervention is about oil petrodollar drugs China Epstein files chips this is just the beginning. The economic and political ripples will be massive. I enjoyed reading through the Pulse app that turns the noises into daily brief + what people are reacting to. Link in bio. #Venezuela #NicolasMaduro https://t.co/5rz3wNxrkX #Venezuela #NicolasMaduro https://t.co/5rz3wNxrkX" [X Link](https://x.com/skittlebittler/status/2007831037028843531) 2026-01-04T15:06Z [---] followers, [---] engagements "Just did my Backdoor Roth for [----]. If you make more than $168k (single) and $252k (married) this is how you can invest and enjoy tax-free growth. [--]. Put $7500 into a Traditional IRA (these will be after-tax contributions) [--]. Convert it to Roth IRA [--]. The growth on the $7500 will be tax free https://twitter.com/i/web/status/2007999561911218552 https://twitter.com/i/web/status/2007999561911218552" [X Link](https://x.com/skittlebittler/status/2007999561911218552) 2026-01-05T02:16Z [---] followers, [---] engagements "Backdoor Roth conversion is very straightforward on most brokerages now. For example for Robinhood: [--]. Put $ into Traditional IRA account [--]. Wait for $ to process for couple of days [--]. Use Roth conversion to move to Roth IRA" [X Link](https://x.com/skittlebittler/status/2007999592307294713) 2026-01-05T02:16Z [---] followers, [---] engagements "Yes Same story for a lot of estate planning such as brokerage accounts. If the heirs inherit the taxable brokerage accounts after their death the cost basis is stepped up to current market value so the gains are essentially tax-free vs. if they gift it before death will need to pay taxes on the gains. Big tax play with the great wealth transfer. https://twitter.com/i/web/status/2008061559722135616 https://twitter.com/i/web/status/2008061559722135616" [X Link](https://x.com/skittlebittler/status/2008061559722135616) 2026-01-05T06:22Z [---] followers, [----] engagements "@GergelyOrosz @CaseyNewton The scary part is AI receipts. My cigna heath insurance just requires a picture of receipt and prescription (out of US). When screenshots become infinitely forgeable primary docs audit trails its gonna be hard to verify" [X Link](https://x.com/skittlebittler/status/2008513535744372988) 2026-01-06T12:18Z [---] followers, [----] engagements "A healthy [--] yo male has 50% chance of living past [--] (60% for women). Longevity is the big invisible variable in financial planning. Plan for the long run way then go live ms" [X Link](https://x.com/skittlebittler/status/2008534272693727279) 2026-01-06T13:41Z [---] followers, [---] engagements "@money_cruncher 👍 And the $100k long term capital gain is closer to 5.2k if thats your only income since up to [-----] LTCG is 0% taxed in 2026" [X Link](https://x.com/skittlebittler/status/2008696604614852933) 2026-01-07T00:26Z [---] followers, [----] engagements "Compounding isnt just a powerful tool for money. Its for skills relationships health and memories. More walks more quality time with friends that matter more curiosity. It stacks. (Morgan Housel The Art of Spending Money)" [X Link](https://x.com/skittlebittler/status/2008730556230668717) 2026-01-07T02:40Z [---] followers, [---] engagements "@BillAckman My retirement calculator says I will have 500mm at age [--] based on 90th percentile of [----] Monte Carlo simulations. Or 170mm median. Compounding is the king" [X Link](https://x.com/skittlebittler/status/2008891743048245543) 2026-01-07T13:21Z [---] followers, [---] engagements "Not a new rate. Long-term capital gains still use the same 0% 15% 20% structure but the taxable income thresholds get inflation adjusted each year. For [----] the 0% bracket tops out at [-----] (single). For [----] its [-----]. (Ordinary income counts too and can use up the 0% space.) So if your only income is LTCG you dont pay any federal tax up to 49k. See below from IRS. https://twitter.com/i/web/status/2008903408561037546 https://twitter.com/i/web/status/2008903408561037546" [X Link](https://x.com/skittlebittler/status/2008903408561037546) 2026-01-07T14:07Z [---] followers, [--] engagements "My HSA has $3500 deductible. Even in a year I expected a costly surgery I compared plans using: Premium + out of pocket - tax savings from HSA contribution The HSA cost is almost the same as other plans albeit the high deductible. For healthy higher earners the fact it can reduce current taxable income is huge and usually making HSA a non brainer. Also: the real Roth-on-steroids move is invest the HSA and save receipts for tax-free reimbursements later. https://twitter.com/i/web/status/2008908709431496704 https://twitter.com/i/web/status/2008908709431496704" [X Link](https://x.com/skittlebittler/status/2008908709431496704) 2026-01-07T14:28Z [---] followers, 18.9K engagements "@hubermanlab In the graphic the green beans look canned. Any meaningful nutrition difference vs fresh or frozen is it mainly a sodium/additives thing" [X Link](https://x.com/skittlebittler/status/2008960532909576587) 2026-01-07T17:54Z [---] followers, [---] engagements "Roth IRA contributions (your principal) can be withdrawn anytime tax + penalty free. Use that as part of your bridge. Then do a Roth conversion ladder: roll old 401(k) Traditional IRA convert $X/yr to Roth IRA (pay income tax on the conversion) wait [--] years for each conversion then withdraw that converted amount penalty-free. Rinse yearly to create a steady ladder. Avoid touching Roth earnings early Healthcare is also the main concern for early retirees. watch ACA MAGI/taxes within MAGI ACA healthcare is heavily subsidized https://twitter.com/i/web/status/2009110086338383977" [X Link](https://x.com/skittlebittler/status/2009110086338383977) 2026-01-08T03:49Z [---] followers, 11.2K engagements "I recently hit FI (financial independence). Posted an anonymous Reddit FIRE breakdown (net worth asset mix income) and it unexpectedly got 1M views. The most common question: How No inheritance. No real estate. No secret stock-picking. Not big tech. 3x net worth since [----]. My actual playbook was boring: [--]. Grow income [--]. Keep lifestyle intentional so savings stayed high. But live life too and enjoy things you love so you dont feeling deprived Investing-wise: mostly market exposure not trying to beat it. I also keep 20% in cash equivalents that people may bark at. Not optimal on paper but it" [X Link](https://x.com/skittlebittler/status/2009124162124829025) 2026-01-08T04:45Z [---] followers, [---] engagements "The blunt truth is you generally cannot pull money from a traditional (pre-tax) 401k/IRA both tax free and penalty free because the whole deal for these pre-tax stuff is skip tax now pay tax later. You can do penalty-free (72t Rule of [--] etc.) but its still taxable income. The easiest is Roth IRA contributions (your principal) are tax-free + penalty-free anytime. Some other ways/thoughts to manage let me write more on these and circle back https://twitter.com/i/web/status/2009137627791065435 https://twitter.com/i/web/status/2009137627791065435" [X Link](https://x.com/skittlebittler/status/2009137627791065435) 2026-01-08T05:38Z [---] followers, [--] engagements "@BeerBaron2020 @money_cruncher Haha If your income after retirement is low enough: within the standard deduction + low brackets (and sometimes 0% long-term cap gains) you pay very little tax This is how I plan to manage mine" [X Link](https://x.com/skittlebittler/status/2009139027224764636) 2026-01-08T05:44Z [---] followers, [---] engagements "@Patriot_556 @MikeMusky3 @money_cruncher Yup for federal if post retirement income is within the standard deduction + low brackets (and sometimes 0% long-term cap gains) you also pay very little tax" [X Link](https://x.com/skittlebittler/status/2009140196978401744) 2026-01-08T05:48Z [---] followers, [--] engagements "For individual stock $GOOGL Im a long term believer and just yesterday theres a huge amount of $430 June call - some big guy is bullish worth observing if its breaking short term trend up $NVDA too But yeah volatility is real I do small amount in individual stocks rest in broad market long term ride and some cash buffer. Depends on your goal and risk level https://twitter.com/i/web/status/2009179845381771709 https://twitter.com/i/web/status/2009179845381771709" [X Link](https://x.com/skittlebittler/status/2009179845381771709) 2026-01-08T08:26Z [---] followers, [--] engagements "@4LindaJen @money_cruncher Yes 👏 definitely need some tracking to make sure its on track and to keep expenses lower convert into low tax brackets and manage MAGI so healthcare doesnt wreck the plan. If your 401k is the big bucket dialing in spending a bit is what makes the ladder sustainable" [X Link](https://x.com/skittlebittler/status/2009263847069065252) 2026-01-08T14:00Z [---] followers, [--] engagements "$GOOGL got upgraded this morning Huge amount of $GOOGL June [---] calls ($28mm). Thats 33% OTM. Someone is bullish Been continuing picking up some more. Huge amount of $GOOGL June [---] calls ($28mm). Thats 33% OTM. Someone is bullish Been continuing picking up some more" [X Link](https://x.com/skittlebittler/status/2009269240344293637) 2026-01-08T14:21Z [---] followers, [---] engagements "@paulg Yes So good for you You can make your own too super easy and fun just go buy kefir strain and put in milk Couple of days later viola And add fruits too for extra antibiotics" [X Link](https://x.com/skittlebittler/status/2009270090961940744) 2026-01-08T14:24Z [---] followers, [----] engagements "@josegrobles_ @nntaleb I definitely believe that Would love to explore more. In Tokyo now which has the most Michelin restaurant in the world and can say in general the restaurants quality and value here are better than US ones Ive been to especially for some cuisines" [X Link](https://x.com/skittlebittler/status/2009273339802526069) 2026-01-08T14:37Z [---] followers, [--] engagements "Very interesting read Would you be open to sharing some of your short/medium/long term life goals (after the wire hit and whether it has changed) And how that shaped your asset allocation and risk appetite For example would you prefer to continue optimizing growth so you can use the capital to focus on causes you love or its more capital preservation What trade off felt hardest maximizing upside of reducing downside volatility https://twitter.com/i/web/status/2009429415550455813 https://twitter.com/i/web/status/2009429415550455813" [X Link](https://x.com/skittlebittler/status/2009429415550455813) 2026-01-09T00:58Z [---] followers, [----] engagements "Keep the medical receipts The receipts are what makes the future HSA withdrawal tax-free And you can use it decades later. An HSA withdrawal is only tax free if you can show it matched a real medical expense and you didnt get reimbursed another way. This lets your HSA stay invested longer and still pull money out tax free later https://twitter.com/i/web/status/2009442732218212539 https://twitter.com/i/web/status/2009442732218212539" [X Link](https://x.com/skittlebittler/status/2009442732218212539) 2026-01-09T01:50Z [---] followers, 23.3K engagements "HSA is one of the best investment vehicle And keep those medical receipts now Theyre the proof that makes a future HSA withdrawal tax-free even decades from now. Even years I expected higher medical expense I compared plans using: Premium + out of pocket - tax savings from HSA contribution and this doesn't even include the tax-free growth https://twitter.com/i/web/status/2009606688828223677 https://twitter.com/i/web/status/2009606688828223677" [X Link](https://x.com/skittlebittler/status/2009606688828223677) 2026-01-09T12:42Z [---] followers, [----] engagements "Youve probably heard Social Security in the news but may not know how much future $ you will get. If you earned $100k/yr for [--] years your benefit at age [--] is about $3300/month in todays dollars. Go to and open a free my Social Security account: - It shows your earnings record - It estimates benefits at different claiming ages (62 vs full retirement age of [--] vs 70) Basics: - Youre eligible after [--] credits (usually [--] years of work) - Benefits are calculated based on your highest [--] years salary capped at with SS benefit cap (currently $184k) - Fewer than [--] years means zeros get averaged" [X Link](https://x.com/skittlebittler/status/2009635378756788553) 2026-01-09T14:36Z [---] followers, [---] engagements "@AeonCoin @money_cruncher Yup especially for bigger medical expenses If investing and maxing an HSA for decades it can compound into a serious amount sometimes bigger than near term medical spending. Keeping receipts keeps the door open for a future tax free reimbursement whenever you want" [X Link](https://x.com/skittlebittler/status/2009776543569195424) 2026-01-09T23:57Z [---] followers, [--] engagements "@bryan_johnson I always do this when moving to different county. Easiest public check is your water utilitys annual Consumer Confidence Report (CCR): For PFAS specifically EPAs UCMR [--] Data Finder shows measured results by water system: https://www.epa.gov/dwucmr/fifth-unregulated-contaminant-monitoring-rule-data-finder https://ordspub.epa.gov/ords/safewater/fp=136:102 https://www.epa.gov/dwucmr/fifth-unregulated-contaminant-monitoring-rule-data-finder https://ordspub.epa.gov/ords/safewater/fp=136:102" [X Link](https://x.com/skittlebittler/status/2009997850743320952) 2026-01-10T14:36Z [---] followers, [---] engagements "Do you know much Social Security $ you will get (at [--] todays dollars) 40k/yr for [--] years $1800/mo 70k/yr for [--] years $2600/mo 100k/yr for [--] years $3300/mo 100k/yr [--] years worked $2650/mo 300k/yr [--] years worked $2850/mo" [X Link](https://x.com/skittlebittler/status/2010010808265433140) 2026-01-10T15:28Z [---] followers, [---] engagements "@Jason Robinhood has been very resilient and their working culture is great to encourage start up like speed and automation" [X Link](https://x.com/skittlebittler/status/2010026191382823116) 2026-01-10T16:29Z [---] followers, [---] engagements "Cathie Wood ARK on increasing unemployment in the younger generation (16-24 yo): Start a business Go for it Its very exciting to start your own business. I did it at the age of [--]. I can say now that I wish I had done it [--] [--] years before then" [X Link](https://x.com/skittlebittler/status/2010381397056532885) 2026-01-11T16:00Z [---] followers, [---] engagements "@Djoko_UTD I mean of course and squash and racquetball and prob other racquet sports. And esp if you are great tennis double player" [X Link](https://x.com/skittlebittler/status/2010392724562928061) 2026-01-11T16:45Z [---] followers, [----] engagements "@Mr_Derivatives And the amount of spam calls after I diligently block 5+ everyday for years and years and they still manage to creep in" [X Link](https://x.com/skittlebittler/status/2010582942893117705) 2026-01-12T05:21Z [---] followers, [---] engagements "@Yuchenj_UW Even outside of billionaires a lot of wealth is non-liquid wealth tied to houses retirement accounts etc. There needs to be a better approach" [X Link](https://x.com/skittlebittler/status/2010595555152703944) 2026-01-12T06:11Z [---] followers, [---] engagements "1.5 weeks: Take over Venezuela Ban on institutional buyers of single family homes Order $200bn mortgage bond purchase to push rates down Executive order no buybacks/dividends for underperforming defense contractors 10% credit card interest cap Sue Powell Want to pay Greenlanders up to $100k/pp Midterms are just warming up 🍿 https://twitter.com/i/web/status/2010736806959198554 https://twitter.com/i/web/status/2010736806959198554" [X Link](https://x.com/skittlebittler/status/2010736806959198554) 2026-01-12T15:33Z [---] followers, [---] engagements "$IREN is having so much cheers on X Got some at open for fun. Medium term hold. Ran it thru @pulsebrowser (what we are building) to understand the business case and the social chatters without the noise Amazing feeling using your own tool and will continue improving ❤" [X Link](https://x.com/skittlebittler/status/2010765673732194644) 2026-01-12T17:27Z [---] followers, [---] engagements "As a normie should I ask Claude Cowork to declutter and throw out junk for me" [X Link](https://x.com/skittlebittler/status/2010983533448478987) 2026-01-13T07:53Z [---] followers, [---] engagements "@kevinxu Thats obvious by rule of [--] your money would double in [--] years assuming 8% annual return. 10M would be 40M then. 401k is not that difficult to access a portion or very easy with a little penalty" [X Link](https://x.com/skittlebittler/status/2010997155423797358) 2026-01-13T08:47Z [---] followers, [----] engagements "@m_franceschetti @eightsleep Thats why a boring but not super dull book is the best for bedtime" [X Link](https://x.com/skittlebittler/status/2011073889640869915) 2026-01-13T13:52Z [---] followers, [---] engagements "Start saving at [--] retire at [--] (40 years) Salary: $80000 grows 3%/yr Investments: 7%/yr return (nominal) What compounding does: 5% saved $1.17M at [--] (you contributed $302k growth did $870k) 10% saved $2.34M at [--] (you contributed $603k growth did $1.74M) 15% saved $3.51M at [--] (you contributed $905k growth did $2.61M) https://twitter.com/i/web/status/2011247439467200924 https://twitter.com/i/web/status/2011247439467200924" [X Link](https://x.com/skittlebittler/status/2011247439467200924) 2026-01-14T01:22Z [---] followers, [---] engagements "@nickgerli1 Can someone help me understand why in the long run people would want coastal Florida condos other than no income tax which is low for most retirees else where too. The natural disaster maintenance bills absurdly high insurance bills high HOA. Unless renting out offsets" [X Link](https://x.com/skittlebittler/status/2011253082794180858) 2026-01-14T01:44Z [---] followers, [----] engagements "@endogambit @money_cruncher It's true Japan equity market hasn't returned anything in decades - unless it's individual stocks or timed at the dip" [X Link](https://x.com/skittlebittler/status/2011253865161900162) 2026-01-14T01:47Z [---] followers, [--] engagements "@5tu_bagel @money_cruncher inflation is a key assumption average annualized over the decades hopefully won't go crazy but who knows. so important to have some asset classes that positively correlate to inflation/inflation-adjusted" [X Link](https://x.com/skittlebittler/status/2011254323268006228) 2026-01-14T01:49Z [---] followers, [--] engagements "@endogambit In their mind: 500k S&P index fund 500k house which is worth infinity and beyond 500k S&P index fund 500k cash/savings account" [X Link](https://x.com/skittlebittler/status/2011261005163360690) 2026-01-14T02:16Z [---] followers, [--] engagements "Japanese Yen 😮 time for y'all to come visit" [X Link](https://x.com/skittlebittler/status/2011268458529608105) 2026-01-14T02:45Z [---] followers, [---] engagements "Hot product in Japan the recent years: a USD carry trade in an insurance fixed income suit Put in $100 day [--] Guarantee 4% annual interest (current was 5+%) You can take out your $ anytime and penalty free after 5-7 years If you die you get some death benefit Since its in USD recent years there have been so many ppl surrendering You get the smaller fixed interest Plus 30%+ appreciation of USD Great for those betting on JPY weakening and with limited downside risks Japanese population who are generally cautious of equity love this Japanese Yen 😮 time for y'all to come visit" [X Link](https://x.com/skittlebittler/status/2011300589662290336) 2026-01-14T04:53Z [---] followers, [---] engagements "Yup most retail borrowing in Japan like mortgages is priced off short term benchmarks not the 10-30y JGB directly so that chart is more of a signal than a funding rate. Most Japanese use flexible mortgage rather than [--] yr like US and they are still 1% Yes the trade is also less juicy now as Japan hikes and the US lowers rate. And FX is also a real boss here: depends whether you're borrowing JPY to buy USD assets or holding USD and swapping to JPY. JPY has weakened a lot vs USD/EUR recently but reversals are what blow up carry trade https://twitter.com/i/web/status/2011314959398076905" [X Link](https://x.com/skittlebittler/status/2011314959398076905) 2026-01-14T05:50Z [---] followers, [---] engagements "@AutismCapital Can $AAPL make AR/XR glasses fit for small Asian noses because they (and most sunglasses and 3D movie glasses) tend to slowly slide off my nose" [X Link](https://x.com/skittlebittler/status/2011319057438687559) 2026-01-14T06:06Z [---] followers, [---] engagements "👏 although the variable annuities product back in early 2000s were printing 20% of those products guaranteed 10+% annual growth rates on the lifetime income benefit Insane deal for those policyholders Big misprice for the insurers So important to help educate people and play the best fiduciary rule https://twitter.com/i/web/status/2011433781165748225 https://twitter.com/i/web/status/2011433781165748225" [X Link](https://x.com/skittlebittler/status/2011433781165748225) 2026-01-14T13:42Z [---] followers, [----] engagements "Federally yup: capital losses carry forward indefinitely. Losses net short term with short term gain and long term with LT first then the net amounts offset each other. Up to $3k/yr can offset ordinary income State taxes many states differ (for example NJ has no capital loss carryforward)" [X Link](https://x.com/skittlebittler/status/2011441591526023170) 2026-01-14T14:13Z [---] followers, [----] engagements "@money_cruncher if you are just living off long term capital gain you pay so little tax $98900 (0% tax cap on LTCG) + $32200 (standard deduction) = $131100 of income no tax crazy" [X Link](https://x.com/skittlebittler/status/2011450841107238916) 2026-01-14T14:50Z [---] followers, [---] engagements "@money_cruncher Yes I've been doing dividend-heavy assets in retirement/tax-advantaged accounts and lower yield ones in taxable. Dividends raise MAGI too and can cost you ACA subsidies even if you didnt spend anything. So important to keep track of MAGI" [X Link](https://x.com/skittlebittler/status/2011639195572511148) 2026-01-15T03:18Z [---] followers, [----] engagements "@money_cruncher 😂 love it I will do the same but I will do $100 in $GOOGL for every follower from this LOL" [X Link](https://x.com/skittlebittler/status/2012004983206789328) 2026-01-16T03:32Z [---] followers, [---] engagements "X is a bubble. Most general public including office workers dont care or know much about AI development. In some ways just another corporate fluff word (like Agile) thats in all training materials and conference topics but hasnt transferred into real productivity (for outside of certain fields) https://twitter.com/i/web/status/2012023068487794866 https://twitter.com/i/web/status/2012023068487794866" [X Link](https://x.com/skittlebittler/status/2012023068487794866) 2026-01-16T04:44Z [---] followers, [---] engagements "@alexcooldev livestream commerce and live streaming chat rooms are huge in China. Competitive employment environment so can be difficult to get jobs even for those with more advanced degrees so they stay at home and stay online" [X Link](https://x.com/skittlebittler/status/2012027745245724684) 2026-01-16T05:02Z [---] followers, [---] engagements "Fear: I may die at [--] so Im claiming social security early because I want to spend more when younger Reality: Claiming Social Security early is basically buying less longevity insurance. If you claim early because you feel like you wont live long and youre wrong youre stuck with a permanently smaller monthly check for the rest of your life" [X Link](https://x.com/skittlebittler/status/2012167232994804012) 2026-01-16T14:17Z [---] followers, [--] engagements "FOMO: Stocks have earned 20% over the last few years so you should put most of your money in stocks Reality: recent returns are not a forecast. Risk tolerance and time horizon matter more than last years chart" [X Link](https://x.com/skittlebittler/status/2012167236887200049) 2026-01-16T14:17Z [---] followers, [--] engagements "@ankurnagpal Ok I confirmed with Robinhood that for existing customer you will need both more than [--] million and also transfer in additional 500k to qualify for the tax and estate planning service for free the 500k can be across all accounts including retirement" [X Link](https://x.com/skittlebittler/status/2012319059249963488) 2026-01-17T00:20Z [---] followers, [----] engagements "@kevinxu GFY got $IREN same time as you just 5k but fun to see its up so much so quickly" [X Link](https://x.com/skittlebittler/status/2012322738267115655) 2026-01-17T00:35Z [---] followers, [---] engagements "@itsDanfi @ankurnagpal Yeah theyre definitely trying to be an all-inclusive wealth platform Ive been getting 2% bonus uncapped to transfer in external retirement and brokerages" [X Link](https://x.com/skittlebittler/status/2012331025427513687) 2026-01-17T01:07Z [---] followers, [--] engagements "@endogambit Haha he got married and got a kid in [----] I could be wrong but I think Norway largely tax more individual basis and mostly based on wealth and income" [X Link](https://x.com/skittlebittler/status/2012332045259694381) 2026-01-17T01:12Z [---] followers, [--] engagements "@itsDanfi @ankurnagpal Thats true a loss of a lost trust from back then Personally I tried to keep just a portion in Robinhood they did grow to more than the insurance limit The invested portion is protected by SPIC insurance 500k and uninvested cash is protected up to 2.5m by FDIC" [X Link](https://x.com/skittlebittler/status/2012380694131958010) 2026-01-17T04:25Z [---] followers, [--] engagements "Depends on how long you want to hold it The average analyst price target for [--] month is 83-85. Im more of a medium to longer term person so this is within my realm and strong growth potential with AI data etc. I cant speak to short term if thats what you are targeting. A lot of short term momentum so far https://twitter.com/i/web/status/2012456432495628772 https://twitter.com/i/web/status/2012456432495628772" [X Link](https://x.com/skittlebittler/status/2012456432495628772) 2026-01-17T09:26Z [---] followers, [--] engagements "Remember this guy $FIG live look at figma employees today https://t.co/r4okBx0g9T live look at figma employees today https://t.co/r4okBx0g9T" [X Link](https://x.com/skittlebittler/status/2012459426175975616) 2026-01-17T09:38Z [---] followers, [----] engagements "@sweatystartup there are "loopholes" where if you have 10m capital gain and realize those when you are alive you pay tax on those. But if you die and the heir inherits it the cost basis is stepped up and they don't pay tax on 10m" [X Link](https://x.com/skittlebittler/status/2012493748639592505) 2026-01-17T11:54Z [---] followers, [---] engagements "@nntaleb if that's the case the east asians would all be immortals it also depends on green tea quality - some may have contaminations etc. Observational associations are not causation. RCT or its marketing" [X Link](https://x.com/skittlebittler/status/2012498108064915797) 2026-01-17T12:11Z [---] followers, [---] engagements "$MU 250% [--] year return crazyyy. Great boost from high investment in AI infra" [X Link](https://x.com/skittlebittler/status/2012501193298165835) 2026-01-17T12:24Z [---] followers, [---] engagements "@SahilBloom This 💜 Boring is my middle name. Boring is blessed" [X Link](https://x.com/skittlebittler/status/2012544227637662189) 2026-01-17T15:15Z [---] followers, [--] engagements "Japan taxi is quite expensive A $6 ride gets you about Japan: [---] km France: [---] km Germany: [---] km Korea: [--] km China: [--] km India: [--] km its rising again this spring: +10.14%. And wages have not kept up with inflation" [X Link](https://x.com/skittlebittler/status/2012721974078779522) 2026-01-18T03:01Z [---] followers, [--] engagements "Lunch 😊 fresh sashimi #tokyo #is #gorgeous #today" [X Link](https://x.com/skittlebittler/status/2012745969859690899) 2026-01-18T04:36Z [---] followers, [----] engagements "How the Romans and other ancient civilizations built architecture with stone math and human hands and the incredible details and creativity of Renaissance art and sculptures are much more impressive than the AI is to me. These truly inspire me in ways I cannot describe the feeling of standing inside something in awe that survived thousands of years. https://twitter.com/i/web/status/2012877388666040456 https://twitter.com/i/web/status/2012877388666040456" [X Link](https://x.com/skittlebittler/status/2012877388666040456) 2026-01-18T13:19Z [---] followers, [---] engagements "@money_cruncher 👏 Whenever theres a medical expense some of my friends tend to say will just pay with HSA. But if you can paying with credit card is the best. This let HSA grow tax free and save the receipt for later withdrawal" [X Link](https://x.com/skittlebittler/status/2012910745160237320) 2026-01-18T15:31Z [---] followers, 10.3K engagements "@Mr_Derivatives Play baccarat highest odds Or find drunk Texas Holden table Leave when you are up 50% haha" [X Link](https://x.com/skittlebittler/status/2012923135348375835) 2026-01-18T16:20Z [---] followers, [---] engagements "@kevinxu [----] yen $12 and super fresh 🫠" [X Link](https://x.com/skittlebittler/status/2013112845261476176) 2026-01-19T04:54Z [---] followers, [---] engagements "@calimaridip @kevinxu Ikr although I do sometimes miss chipotle tortilla and guac 😂" [X Link](https://x.com/skittlebittler/status/2013145601047728482) 2026-01-19T07:04Z [---] followers, [--] engagements "@money_cruncher Raising the SALT tax cap to 40k (including state income tax + property) really help the high tax states like NY NJ CA CT. So very beneficial for those high earner high tax and high property tax people who can itemize" [X Link](https://x.com/skittlebittler/status/2013265272480624760) 2026-01-19T15:00Z [---] followers, 32.5K engagements "@anewswatchdog @money_cruncher that is true above 500k for married the 40k gets reduced by 30% of those excess of 500k. So 540k income would have 28k cap the benefit is much more reduced" [X Link](https://x.com/skittlebittler/status/2013276308139385153) 2026-01-19T15:44Z [---] followers, [---] engagements "The Latte Effect is real but stop telling people to make coffee at home. 💚 Sipping a Tullys matcha latte on a train platform in Japan and enjoying the simple pleasures in life made me think about the most abused idea in personal finance: the latte effect. Yes the math is real. A $5 coffee every day is $1825/year. Invest that consistently for decades and you can end up with real money. But heres where people tend to go off the rails: [--]. Its not one latte. Its the habit. Stop arguing about a single drink. Convert it to the annual cost of the routine then decide if its worth it. [--]. The latte" [X Link](https://x.com/skittlebittler/status/2013479595497136201) 2026-01-20T05:11Z [---] followers, [---] engagements "Getting the red light therapy in with the pre market $SPY $VOO $QQQ" [X Link](https://x.com/skittlebittler/status/2013580037472080067) 2026-01-20T11:51Z [---] followers, [--] engagements "@money_cruncher Also if you sell for 60k of long term gain you likely will have a lot of principle too so the actual cash flow would be a lot higher Do want to keep MAGI in check if tracking those for ACA cliff" [X Link](https://x.com/skittlebittler/status/2013992899055374756) 2026-01-21T15:11Z [---] followers, [----] engagements "@RayDalio This is great" [X Link](https://x.com/skittlebittler/status/2014140041896112373) 2026-01-22T00:56Z [---] followers, [---] engagements "Where do you think and and the emerging economies like and mature ones are on this curve It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described https://t.co/P4NVrR0pxL It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of" [X Link](https://x.com/skittlebittler/status/2014141878317334545) 2026-01-22T01:03Z [---] followers, [---] engagements "I feel the is closer to late prosperity / financial bubble zone from the graph: rich assets big deficits lots of leverage in parts of the system AI also may change patterns. doesnt automatically mean its gonna be popped I think the system may be more fragile to shocks - to things like macro stuff rates inflation credit event geopolitics of course and politics https://twitter.com/i/web/status/2014202466456490250 https://twitter.com/i/web/status/2014202466456490250" [X Link](https://x.com/skittlebittler/status/2014202466456490250) 2026-01-22T05:04Z [---] followers, [--] engagements "@Mr_Derivatives [--] years later Im almost breaking even 😂 $BABA would be worth SO MUCH more if it werent Chinese haha 😆" [X Link](https://x.com/skittlebittler/status/2014357450250674626) 2026-01-22T15:20Z [---] followers, [----] engagements "@investinyourslv @Mr_Derivatives Yup long term hold for me this and Tencent. I have $BIDU as well similar logic" [X Link](https://x.com/skittlebittler/status/2014365988998050288) 2026-01-22T15:54Z [---] followers, [--] engagements "@kaiskhimji @blockitAI @sequoia You are playing chess side ways :) players bottom left hand rook should always be on a dark square So every piece is on the wrong color square" [X Link](https://x.com/skittlebittler/status/2014567700086075860) 2026-01-23T05:15Z [---] followers, [---] engagements "we also can't live like monks/nuns helpful to evaluate: does buying this thing give you true happiness or it's just daily autopilot spending or to look cool for others If buying something generates true happiness and quality times (not superficial validation): get it. enjoy it https://twitter.com/i/web/status/2014706565748818423 https://twitter.com/i/web/status/2014706565748818423" [X Link](https://x.com/skittlebittler/status/2014706565748818423) 2026-01-23T14:27Z [---] followers, [---] engagements "Lets go Alex This man has no fear receptor I cant imagine being his wife and watching 😨 and kid watching daddy #taipei101" [X Link](https://x.com/skittlebittler/status/2015244034986655885) 2026-01-25T02:03Z [---] followers, [---] engagements "@LHWealthTales I robinhood the robinhood" [X Link](https://x.com/skittlebittler/status/2015649108107964594) 2026-01-26T04:52Z [---] followers, [---] engagements "I think it's still at a monitoring situation personally - it's mostly longer duration bonds (30 [--] years). A lot of those are held by insurers that need to back longer duration liabilities too. For them for now it increases "paper loss" (higher yield lower bond prices losses for existing holders) so not a real concern yet but if the yield continues increasing and unrealized losses get too material where insurer needs to realize those it could be catastrophic Japan government is also doing lots of spending / changes in policies which will be closely monitored and generally these always have" [X Link](https://x.com/skittlebittler/status/2015797054220763433) 2026-01-26T14:40Z [---] followers, [--] engagements "I need to wash my car. Car wash is [--] meters away. Should I walk there or drive there GPT: walk Gemini: drive Claude: drive X: drive 😏" [X Link](https://x.com/skittlebittler/status/2021505923349696627) 2026-02-11T08:45Z [---] followers, [----] engagements "@endogambit Fairly small for now Only have 5% in vanguard total international fund $VXUS. Going forward though I think its worth considering more diversification if focus is balanced risk" [X Link](https://x.com/skittlebittler/status/2010519873206768104) 2026-01-12T01:11Z [---] followers, [--] engagements "@bryan_johnson Stainless steel FTW. Love my fissler" [X Link](https://x.com/skittlebittler/status/2011483618884141276) 2026-01-14T17:00Z [---] followers, [---] engagements "If you want to bet on a weak yen Japanese yen/Mexican peso carry trade has done much better than S&P [---] last year Borrow in JPY (low rates) invest in MXN (high rates) pocket the difference. Caution that BOJ tightening can make JPY rip higher and wipe out months of carry" [X Link](https://x.com/skittlebittler/status/2012212843983024407) 2026-01-16T17:18Z [---] followers, [---] engagements "Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK ( $3.53M) tax: 14.6M ( $1.45M) https://twitter.com/i/web/status/2012310873344475631 https://twitter.com/i/web/status/2012310873344475631" [X Link](https://x.com/skittlebittler/status/2012310873344475631) 2026-01-16T23:47Z [---] followers, [----] engagements "Webull's 4% brokerage ACATS transfer bonus is tempting Transfer $1M 40k bonus over [--] years = 8k/year Via ACATS so usually can keep the original investments without needing to sell to incur tax Better than my current Robinhood offer: 1% taxable / 2% IRA (also [--] yr hold) Is this worth the non-Fidelity/Schwab reliable brokerage tradeoff https://twitter.com/i/web/status/2013280190055780397 https://twitter.com/i/web/status/2013280190055780397" [X Link](https://x.com/skittlebittler/status/2013280190055780397) 2026-01-19T15:59Z [---] followers, [---] engagements "@levelsio Magnus Carlsen paid more tax than his income. I imagine its hard to have motivation to make more can pursue whatever and be comfortable https://x.com/skittlebittler/status/2012310873344475631s=46&t=lG9pKDKIxlht4rd5AXiNLw Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK https://t.co/lqvHrHQtXt" [X Link](https://x.com/skittlebittler/status/2013567859541320152) 2026-01-20T11:02Z [---] followers, [---] engagements "This great Japan article's core claim is persuasive but as a foreigner living here for years it does raise some eyebrows. James noted that Japan has been the worlds favorite cautionary tale for [--] years: debt deflation aging collapsing births quiet decline" "the lost decades" But they shouldn't focus on population size but more on robotics + AI + deep tech plus longer term bets like regenerative medicine and human augmentation. So instead of Japan is dying he notes that the better frame is Japan is transitioning earlier than everyone else. - In East Asia Japan has the "best" fertility rate" [X Link](https://x.com/skittlebittler/status/2013969029200064522) 2026-01-21T13:36Z [---] followers, [---] engagements "Free tax filing estate planning and financial guidance with Robinhood. They are certainly trying to get into the holistic wealth management Transfer in 500k and maintain $1m for existing users" [X Link](https://x.com/skittlebittler/status/2014014015307919777) 2026-01-21T16:35Z [---] followers, [---] engagements "@Mr_Derivatives Ikr 🤣 $BABA Jack Ma disappeared from public late [----] and reemerged [--] years later 🤣 wasnt confident of Chinese stocks then may get dissembled when getting too big etc. but story is much different now imo" [X Link](https://x.com/skittlebittler/status/2014359790391275738) 2026-01-22T15:29Z [---] followers, [---] engagements "Got some $META $MSFT $BRKB $GOOGL these last [--] days Huge companies with healthy forward PE that are underperforming the market: Sorted by extra mega cap (500B) Ranked by lowest forward PE (top 15) Looked at 6M & 1Y performance I like tech and $BRK is good for defensive play" [X Link](https://x.com/skittlebittler/status/2014531259910029450) 2026-01-23T02:50Z [---] followers, [----] engagements "Yeah I feel that Greg Abel was prob doing the a lot of decision making already even before buffet stepped down. Its certainly good to have some buffer imo during volatile times Long term $BRKB too esp more attractive it has underperformed S&P in recent years (some driven by the cash holdings). I believe a lot of time good companies tend to mean revert :) https://twitter.com/i/web/status/2014550724068454594 https://twitter.com/i/web/status/2014550724068454594" [X Link](https://x.com/skittlebittler/status/2014550724068454594) 2026-01-23T04:08Z [---] followers, [---] engagements "How much would houses like these cost where you live Built [--] yrs within [--] hour of Atlanta. Many options. Seems like good schools affordable property tax major airport. Am I missing sth about Atlanta real estate seemingly like a better deal vs some other metro areas" [X Link](https://x.com/skittlebittler/status/2014937534862962864) 2026-01-24T05:45Z [---] followers, [---] engagements "@money_cruncher it's very penalizing for W2 earners if anything imo capital gain taxes should be adjusted to even out non-W2 investors vs W2 hardworking workers" [X Link](https://x.com/skittlebittler/status/2015285327242641429) 2026-01-25T04:47Z [---] followers, [----] engagements "@money_cruncher If you live in a state with lower taxes also can consider holding BOXX - same return as VUSXX/short term treasury But if held for more than [--] year it will be taxed at long term capital gain instead of short term income rate Such as 15% plus state tax%" [X Link](https://x.com/skittlebittler/status/2015438243232383127) 2026-01-25T14:54Z [---] followers, 19.3K engagements "I dont know what I did but have been getting free Robinhood gold for months Anyone knows why" [X Link](https://x.com/skittlebittler/status/2015648584440717683) 2026-01-26T04:50Z [---] followers, [----] engagements "What are your top-return stocks For me: $NVDA +1100% $MU +880% $JPM +250% $MSFT +230% Also a graveyard of -60%+ loss from the covid hype era + 2020/21 China bets: $PYPL $ZM $NIO $OPEN $JD At least cant lose 100% 🙃" [X Link](https://x.com/skittlebittler/status/2016080415283683362) 2026-01-27T09:26Z [---] followers, [---] engagements "Got some $UNH pre-market Beat EPS but missed revenue projection Plus news of proposed Medicare funding hit Personally feel like this could be overreaction but will see. Will add more if drops to [---] ish range Still a great dividend yield" [X Link](https://x.com/skittlebittler/status/2016142870550610074) 2026-01-27T13:34Z [---] followers, [---] engagements "This is not 100% true - I closed many with no issues. Just dont close your oldest credit card. Esp closing ones with lower credit limit newer no real impact. Sometimes companies like Chase and capital one also look at how many active ones you have and wont issue you new ones if you have too many existing. I dont need all the Victoria secret banana republic macys card that I opened once to get the $100 bonus. They are much better closed for peace of mind (or let the issuer close automatically) https://twitter.com/i/web/status/2016345279986073833" [X Link](https://x.com/skittlebittler/status/2016345279986073833) 2026-01-28T02:59Z [---] followers, [----] engagements "@Mr_Derivatives michhronnn for shurrrrrrrr" [X Link](https://x.com/skittlebittler/status/2016845920323957089) 2026-01-29T12:08Z [---] followers, [---] engagements "$MSFT Microsoft or Bighard You know what I think 🙃 - Beat earnings - Slightly slower Azure growth than expected - Bigger Capex than anticipated Only at beginning phases of AI diffusions No changes in my fundamental view valuation Long term hold Next add 435" [X Link](https://x.com/skittlebittler/status/2016855227656479207) 2026-01-29T12:45Z [---] followers, [---] engagements "$MSFT holy moly erased more than a year of gains. Got the same price the ones I had from Nov 24" [X Link](https://x.com/skittlebittler/status/2016884637336031501) 2026-01-29T14:42Z [---] followers, [---] engagements "Are all the @moltbook posts fully auto generated by the clawbots (@openclaw) or some of yall just prompt your bots to post these for fun I really cannot tell" [X Link](https://x.com/skittlebittler/status/2017474984680296895) 2026-01-31T05:48Z [---] followers, [---] engagements "@Mr_Derivatives Crazy $META is still cheap now per forward PE comparatively even after the recent boom" [X Link](https://x.com/skittlebittler/status/2017616341944177008) 2026-01-31T15:09Z [---] followers, [----] engagements "@The_Money_Buddy @moltbook @openclaw Yeah just ask 🤖 to talk like AGI haha sone insane but some overtype too" [X Link](https://x.com/skittlebittler/status/2017768088864018694) 2026-02-01T01:12Z [---] followers, [--] engagements "@longriverCM You are giving me hope Hahah long live $BRKB" [X Link](https://x.com/skittlebittler/status/2017813687093104923) 2026-02-01T04:14Z [---] followers, [---] engagements "@dr_cintas so cool all the incredible "meta" worlds other than made by $META. Zuck gotta be so jealous" [X Link](https://x.com/skittlebittler/status/2017975475700912335) 2026-02-01T14:57Z [---] followers, [---] engagements "When your alarm hits at 7am after [--] hr sleep and you have to be in yet another corporate meeting talking about USGAAP accounting and upcoming earnings call you know all these shit mean absolutely nothing and just invented hamster wheel work youd rather be taking a morning walk on a gorgeous beach in Brazils incredible coastal landscape fruit smoothie in hand listening to the waves and seeing the sky melt into sunset followed by whatever you passion leads Thats why financial freedom is one of the most liberating things ever Own your time https://twitter.com/i/web/status/2018108196976738424" [X Link](https://x.com/skittlebittler/status/2018108196976738424) 2026-02-01T23:44Z [---] followers, [---] engagements "Yes a few more bridges that help too: [--]. Roth conversion ladder: convert pre-tax (401k IRA) to Roth each year pay tax often at lower brackets since early retired and then withdraw these converted amounts after [--] years penalty free [--]. Roth basis: you can pull out your roth principle/contributions anytime penalty/tax free [--]. Use HSA: you can save receipts now and reimburse yourself decades later tax-free https://twitter.com/i/web/status/2019226711670641070 https://twitter.com/i/web/status/2019226711670641070" [X Link](https://x.com/skittlebittler/status/2019226711670641070) 2026-02-05T01:48Z [---] followers, [----] engagements "@Dontbeexitliq Yes agree specifically i like its AWS growth P/E seems fairly attractive in these days (less than $WMT) and their AI focus on e-commerce which I feel optimistic about" [X Link](https://x.com/skittlebittler/status/2019235974518284676) 2026-02-05T02:25Z [---] followers, [--] engagements "yeah people always seem to doubt more when price is down (this happened to $GOOGL and $META before the recent year boom - they were flat/down for a while). I agree that there may be concerns but esp. for enterprise the moat is huge And the recent price drop is just too tempting lol. It may go down more given the more recent technical moves but I feel when you look at long term timeline it will just be a blimp" [X Link](https://x.com/skittlebittler/status/2019237246625542599) 2026-02-05T02:30Z [---] followers, [---] engagements "@Dontbeexitliq yeah for sure makes sense with some diversification when you have employee stocks. And agree i will add more when it's lower" [X Link](https://x.com/skittlebittler/status/2019238763952763296) 2026-02-05T02:36Z [---] followers, [--] engagements "@alpha_ai @kevinxu Roast me. Dont hold back. I also have $ZM from the same Covid year 😂" [X Link](https://x.com/skittlebittler/status/2019296995714953686) 2026-02-05T06:28Z [---] followers, [--] engagements "@money_cruncher Also 1.6% of world population is $millionaire (per [----] UBS survey) while if you look at X and Reddit they be 1M is living on the street" [X Link](https://x.com/skittlebittler/status/2019635233034047954) 2026-02-06T04:52Z [---] followers, [---] engagements "@longriverCM Risk control and diversification is very important. Its easy to ignore and feel fomo when stocks consistently go up but under volatile environment which will come plenty plenty of times in our live time the risk management value shines much brighter" [X Link](https://x.com/skittlebittler/status/2019743125015556205) 2026-02-06T12:01Z [---] followers, [--] engagements "@TheStockBro Amazing Agree I think the current strong memory demand super cycle is going to continue for another 1-2 years at a minimum. Ive been looking to get some more Samsung/SK Hynix" [X Link](https://x.com/skittlebittler/status/2020066090370625969) 2026-02-07T09:24Z [---] followers, [--] engagements "@money_cruncher Theres no free tax filing if you have at a minimum employee stock purchase. You need turbotax paid versions deluxe and premium. Although sometimes brokerage provide discounted ones like fidelity does. Got it for free from them last year" [X Link](https://x.com/skittlebittler/status/2020146697494487458) 2026-02-07T14:44Z [---] followers, [----] engagements "@WallStreetApes You are a fast food chain not Louis Vuitton. Pricing based on customer income is disgraceful. Also a lot of the customers come for combined convenience + value + simple food. Its not difficult to replace the food you provide" [X Link](https://x.com/skittlebittler/status/2020324868391395453) 2026-02-08T02:32Z [---] followers, 18K engagements "@TheDiegoTrombon @WallStreetApes yeah we have a lot of local burrito spots with more variety of sides and sauces healthier options tasting better I love chipotle and had a lot of over the decade but got sick of the same flavor profile and limited sides and other options came with better value" [X Link](https://x.com/skittlebittler/status/2020369350696603956) 2026-02-08T05:29Z [---] followers, [---] engagements "Interesting cross-sector PE snapshot: retail/restaurant big tech/financial not even forward PE - makes some Mag [--] + defensive $BRK.B look like the value play Retail: $WMT: [--] $COST: [--] Restaurant: $CMG: [--] (Chipotle) $MCD: [--] $YUM: [--] (KFC Taco bell pizza hut) $SBUX: [--] (CEO Niccol premium is portable taco to burrito to coffee) Big Tech: $MSFT: [--] $AMZN: [--] $GOOGL: [--] $META: [--] $NVDA: [--] Financial: $BRK.B: [--] $JPM: [--] https://twitter.com/i/web/status/2020376421420413182 https://twitter.com/i/web/status/2020376421420413182" [X Link](https://x.com/skittlebittler/status/2020376421420413182) 2026-02-08T05:57Z [---] followers, [---] engagements "@money_cruncher 👏 Vanguard ETFs are great due to low fees. I park all my cash in $VUSXX $SGOV $BOXX Before was using fidelity money market fund and they have 40bps fee vs Vanguard only 7bps 🤯" [X Link](https://x.com/skittlebittler/status/2020507554791789031) 2026-02-08T14:38Z [---] followers, [----] engagements "love $HOOD but gambling should be heavily regulated and not promoted on Robinhood Even as a person who would much prefer not losing $10 than making $100 Im very tempted to bet on these. You can bet on all sorts of random stuff Who has ad What song will bad bunny start with This is very against responsible financial planning and consistent working towards our financial goal. https://twitter.com/i/web/status/2020656366889975884 https://twitter.com/i/web/status/2020656366889975884" [X Link](https://x.com/skittlebittler/status/2020656366889975884) 2026-02-09T00:29Z [---] followers, [----] engagements "@LongGameEquity And Vlad said its Robinhoods fastest growing business couple of months agothey push it as sth new and fun when its just the plain old gambling made easily accessible with a click of button 😅" [X Link](https://x.com/skittlebittler/status/2020677013863051572) 2026-02-09T01:51Z [---] followers, [---] engagements "@MG_Feed 😂 very black mirror vibe theres one episode thats so similar to this on ad 🤣" [X Link](https://x.com/skittlebittler/status/2020762492163764356) 2026-02-09T07:31Z [---] followers, [--] engagements "@MG_Feed Its an amazing money printing machine haha casino never loses" [X Link](https://x.com/skittlebittler/status/2020762685680611460) 2026-02-09T07:32Z [---] followers, [--] engagements "I get what you are coming from. I just think its helpful for everyone to be more aware of risk management and have fun within control - its a responsible thing to do for financial planning. :) I dont gamble either and have got tempted to prediction market here couple of times. It makes the events more fun. I know acquaintances who love gambling and sports betting who lost (and won) a lot here its just so easily accessible. I personally think Robinhood should not try to always positively promote it as new asset class and one of the most successful ventures (it is for investors sure) but more" [X Link](https://x.com/skittlebittler/status/2020847986578964534) 2026-02-09T13:11Z [---] followers, [--] engagements "This is very true imo. Good read. In financial planning we always use past performance to predict the future - on things like inflation asset performance etc. but it's hard for me to picture what the future may look like which is why I think some diversification and risk management helps with peace of mind and continue adapting and enjoying simple moments in life. https://twitter.com/i/web/status/2021457757023633464 https://twitter.com/i/web/status/2021457757023633464" [X Link](https://x.com/skittlebittler/status/2021457757023633464) 2026-02-11T05:34Z [---] followers, [--] engagements "@longriverCM lol me too And Gemini response is hilarious too - unless you want to carry the car or go for human wash 😂 need to have Gemini roast GPT" [X Link](https://x.com/skittlebittler/status/2021769438669009141) 2026-02-12T02:12Z [---] followers, [--] engagements "Yep also pairs perfectly with a Roth conversion ladder: do annual Trad - Roth conversions in the gap years/after retirement they become penalty free after [--] years. And in years your taxable income is low because cap gains are low you can fill the brackets with bigger conversions to maximize how much you move over at lower tax brackets https://twitter.com/i/web/status/2022315139035451740 https://twitter.com/i/web/status/2022315139035451740" [X Link](https://x.com/skittlebittler/status/2022315139035451740) 2026-02-13T14:21Z [---] followers, [---] engagements "One of my favorite Japanese aesthetic philosophy is wabi sabi It focuses on finding beauty in imperfection authenticity and simplicity and embracing the grace in aging worn and weathered over perfect new and artificial. Theres an art called kintsugi: when a ceramic breaks you dont hide it. You repair it with lacquer mixed with gold so the cracks become part of the story and illuminated. In love we all have our perfect imperfections. We can fall for someones particular pattern of flaws quirks scars and how they carry them. Exploring embracing and falling in love with the cracks in each other" [X Link](https://x.com/skittlebittler/status/2023042205322297618) 2026-02-15T14:30Z [---] followers, [---] engagements "@bryan_johnson Now whenever I eat a delicious fluffy pancake I see Bryan Johnson face there giving me extremely judgmental look: this is gonna lead to sugar high and sugar crush causing cardiovascular disease" [X Link](https://x.com/anyuser/status/1960521229150118259) 2025-08-27T01:54Z [---] followers, [----] engagements "Try out squash if you need to reset your mind and clear the noise. Just you your thoughts a flying ball and the walls. I love it. Hit [---] HR today 🫣" [X Link](https://x.com/anyuser/status/1961769471548473810) 2025-08-30T12:34Z [---] followers, [---] engagements "@GMHikaru Wholesome And when you debate for hours the on best chess move rather than letting a computer tell you now within [--] second" [X Link](https://x.com/anyuser/status/1962673005517328755) 2025-09-02T00:24Z [---] followers, [----] engagements "Tokyo sunset view today after typhoon with Fuji san ❤ Life is beautiful" [X Link](https://x.com/anyuser/status/1963907143289233622) 2025-09-05T10:08Z [---] followers, [----] engagements "@levelsio I have company issues [--] monitor [--] laptops [--] iPad and [--] company iPhone. What am I" [X Link](https://x.com/anyuser/status/1960006968942498024) 2025-08-25T15:50Z [---] followers, 17.6K engagements "@brady_h Goodr generally has been well received for non slippage while exercising and they are very cheap so can lose them all the time no big deal" [X Link](https://x.com/anyuser/status/1959776723614261343) 2025-08-25T00:35Z [---] followers, [---] engagements "@Stevesosebee Thank you for all you do 💚💚💚" [X Link](https://x.com/anyuser/status/1960858156395061619) 2025-08-28T00:13Z [---] followers, [---] engagements "Just applied for Klarna and Figure IPO coming 9/10 9/11 $KLAR $FIGR Klarna = Buy now pay later payment giant Figure = blockchain powered lending/HELOC platform Based on prior Robinhood IPOs for Figma $FIG and $BLSH selling on day [--] seems to give higher chance of quick gains" [X Link](https://x.com/anyuser/status/1963049417189294239) 2025-09-03T01:20Z [---] followers, 13.6K engagements "Finally got the Robinhood solid gold card 3% cash back on everything and no FX fee plus [--] g of 24K gold thats more than $1000 of gold at least lol No crazy sign on bonus for credit card churners but 3% back is great" [X Link](https://x.com/anyuser/status/1961950026390970447) 2025-08-31T00:31Z [---] followers, [---] engagements "Even more perplexing to me: only 2% of chess grandmasters are female. I understand if we were still in Queens Gambit era but why now still Why do men dominate esports and competitive gaming It relies on reflex hand eye coordination strategy practice team work - all of which I think are equal between the genders. Its not like league of legends and DOTA are violent Why do men dominate esports and competitive gaming It relies on reflex hand eye coordination strategy practice team work - all of which I think are equal between the genders. Its not like league of legends and DOTA are violent" [X Link](https://x.com/anyuser/status/1962723089730674999) 2025-09-02T03:43Z [---] followers, [---] engagements "Why do men dominate esports and competitive gaming It relies on reflex hand eye coordination strategy practice team work - all of which I think are equal between the genders. Its not like league of legends and DOTA are violent" [X Link](https://x.com/anyuser/status/1962721704817631747) 2025-09-02T03:38Z [---] followers, [----] engagements "What happens if a 35-yo with $3M net worth spends $7500/month for life How much $ will they have Here are the results based on [-----] Monte Carlo scenarios: At age 90: Unlucky (20th pct): $0 Median (50th pct): $13M Lucky (80th pct): $52M Assumptions: $3M portfolio (60% stocks / 40% bonds) $7500/mo expenses $2000/mo Social Security at [--] 20% effective tax rate 2% inflation Stocks: 8% return / 17% volatility Bonds: 4.5% return / 7% volatility Even the lucky scenario = 7.5% annualized return - historically normal and reasonable. Model assumes the person does not have flexibility to adjust their" [X Link](https://x.com/anyuser/status/1959789980253122994) 2025-08-25T01:28Z [---] followers, [----] engagements "TOKYO is aging me faster @bryan_johnson 😢 A new HKU study says the more heatwaves we live through the more it accelerates our aging and can be on par with drinking and smoking Meanwhile we are on week after week of 40c/105f+ feel like days. Blast the AC" [X Link](https://x.com/anyuser/status/1961733242975089110) 2025-08-30T10:10Z [---] followers, [---] engagements "My wagyu carpaccio wishes you a happy labor day weekend enjoy the meats of your labor $nvda $tsla" [X Link](https://x.com/anyuser/status/1961411199452827657) 2025-08-29T12:50Z [---] followers, [---] engagements "Chess is a mental struggle between not wanting to think and not wanting to lose" [X Link](https://x.com/anyuser/status/1961652442937921763) 2025-08-30T04:49Z [---] followers, [---] engagements "@bryan_johnson Just having my probiotics as we speak 5bn strains" [X Link](https://x.com/anyuser/status/1963033906325946420) 2025-09-03T00:18Z [---] followers, [---] engagements "My ramen is [--] cents more expensive today" [X Link](https://x.com/anyuser/status/1960163050972942483) 2025-08-26T02:11Z [---] followers, [---] engagements "Nvidia reports earning tomorrow. Here are the steps to read earnings (with $NVDA and $AMZN as examples) like a pro: Revenue Segments Margins Cash Flow CapEx Guidance Calls" [X Link](https://x.com/anyuser/status/1960203684840694026) 2025-08-26T04:52Z [---] followers, [---] engagements "@bryan_johnson Are we allowed to enjoy life too Bryan Sometimes I just need to blast my favorite songs really loud though with a good surround sound its hard to beat the euphoria 🤣" [X Link](https://x.com/anyuser/status/1961443573913559166) 2025-08-29T14:59Z [---] followers, [---] engagements "Good morning Tokyo ☀ you are beautiful. Lets have a healthy happy and productive week" [X Link](https://x.com/anyuser/status/1959734679881580717) 2025-08-24T21:48Z [---] followers, [---] engagements "@bryan_johnson I also recommend wearing a blue light glasses Get a good quality one" [X Link](https://x.com/anyuser/status/1960857986806710459) 2025-08-28T00:12Z [---] followers, [---] engagements "@bryan_johnson @bryan_johnson how disappointed are you in me right now" [X Link](https://x.com/anyuser/status/1959727493407289393) 2025-08-24T21:20Z [---] followers, [---] engagements "I felt emotional watching Novak Njokovic playing Carlos Alcarez. Carlos is the new tennis darling but I grew up with the big three. Father Time is undefeated they say. Perhaps its always right just a matter of time - when. How should we treat time Many of us tend to chase financial wealth. But money can be lost and rebuilt. Time however once gone will never come back. Many of us including myself treat time as an infinite supply filling the day and week with obligations distractions and people that may never matter. But [--] years is only [----] weeks. Every week flies by. Are we really making the" [X Link](https://x.com/anyuser/status/1964259760674656741) 2025-09-06T09:29Z [---] followers, [----] engagements "@kimmonismus Dont be too soft give it a hard forehand drive" [X Link](https://x.com/anyuser/status/1961408934218183096) 2025-08-29T12:41Z [---] followers, [---] engagements "GPT is way less thirsty than your burger. 95% of beefs water footprint comes from feed crops. 🌽 Cows eat corn soy & grass. Growing these use huge amount of irrigation water. For comparison: 🥩 [--] lb beef = [----] gal 🍗 [--] lb chicken = [---] gal 🥔 [--] lb potatoes = [--] gal" [X Link](https://x.com/anyuser/status/1959463229442474470) 2025-08-24T03:50Z [---] followers, [---] engagements "@bryan_johnson Whats the top right fruit" [X Link](https://x.com/anyuser/status/1961830464471380394) 2025-08-30T16:36Z [---] followers, [---] engagements "More of a valuation play here. 1) A high level discounted cashflow analysis shows its reasonable valued esp given the price tanked recently 2) its a very solid company - not as good as $LLY imo from their drug perspective but reflected through its value. There are competitive risks on ozempic and diabetes drugs they have and overall regulatory risks that trump wants to cut drug prices materials but I got 0.1% of my portfolio" [X Link](https://x.com/anyuser/status/1960267733008023709) 2025-08-26T09:07Z [---] followers, [--] engagements "5 million net worth the gold number for most You can't do anything with five. Five's a nightmare. Can't retire. Not worth it to work. Five will drive you un poco loco my fine feathered friend" [X Link](https://x.com/anyuser/status/1959484780363620592) 2025-08-24T05:15Z [---] followers, [---] engagements "What net worth (excluding loans including home equity) would make you feel financially independent (Feel free to reply with single DINK or family for reference) 6M+ 4-6M 2M 2-4M 6M+ 4-6M 2M 2-4M" [X Link](https://x.com/anyuser/status/1958896201291768064) 2025-08-22T14:17Z [---] followers, [---] engagements "@IterIntellectus Creatine fish oil with very high percentage of EPA/DHA magnesium glycinate [--] hr bed. Others: depending on mood and giving liver a rest" [X Link](https://x.com/anyuser/status/1960524193159897528) 2025-08-27T02:06Z [---] followers, [---] engagements "Looks like Nancy Pelosi is right again on $GOOGL call option Tracking the congressional trades can be valuable esp. on longer dated options since disclosures often have time lag. Helpful to study the strike price + expiration and leverage/copy as you see fit" [X Link](https://x.com/anyuser/status/1963837683865964987) 2025-09-05T05:32Z [---] followers, [---] engagements "Nvidia Teaser Before Earnings $NVDA. Could be a boost for stock price. Jensen Huang just dropped a cryptic video: To Robot Enjoy Your New Brain. A major robotics reveal is coming Aug [--] right before Nvidias earnings. Why does this matter Lets dig in" [X Link](https://x.com/anyuser/status/1959941269788193226) 2025-08-25T11:29Z [---] followers, [----] engagements "A small $NVDA swing for robot brain news + earnings for some fun. Strong long-term but analysts raising PT = higher bar. Market/stock at ATH Sept seasonality is less bullish. Risk/reward favors a tactical play over chasing" [X Link](https://x.com/anyuser/status/1960004203818201422) 2025-08-25T15:39Z [---] followers, [---] engagements "Friends Rivals Big bro who takes your cookies BOJ rate hike widely expected in Oct due to inflation boosting yen Weaker $USD with expected rate cuts + lower appeal for carry trades Likely short term bullish on yen. For the Americans your ramen 🍜 maybe 5% pricier" [X Link](https://x.com/anyuser/status/1960150358459896066) 2025-08-26T01:20Z [---] followers, [---] engagements "5/ Why tease now Because robotics is the next trillion-dollar TAM after data centers. If Nvidia can plant the story that its not just GPUs but the brains of robots theyre writing the next leg of their growth curve" [X Link](https://x.com/anyuser/status/1959941333306786015) 2025-08-25T11:30Z [---] followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@skittlebittler Skittle Bittle
Skittle Bittle posts on X about if you, ai, $hood, money the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Engagements: [---] #
- [--] Week [-----] -71%
- [--] Month [-------] +90%
- [--] Year [---------] +52,037,022%
Mentions: [--] #
Followers: [---] #
- [--] Week [---] +4.30%
- [--] Month [---] +73%
CreatorRank: [---------] #
Social Influence
Social category influence finance stocks technology brands countries currencies travel destinations celebrities gaming automotive brands luxury brands
Social topic influence if you, ai, $hood, money, inflation, retirement, $nvda, stocks, $googl, based
Top accounts mentioned or mentioned by @moneycruncher @bryanjohnson @mrderivatives @kevinxu @elonmusk @endogambit @longrivercm @iterintellectus @ankurnagpal @aenigme @jaunespommes @paulg @nntaleb @itsdanfi @levelsio @moltbook @openclaw @dontbeexitliq @thestockbro @wallstreetapes
Top assets mentioned Robinhood Markets, Inc. (HOOD) NVIDIA Corp. (NVDA) Alphabet Inc Class A (GOOGL) Amazon.com, Inc. (AMZN) Berkshire Hathaway Inc Class B (BRK.B) Metadium (META) Microsoft Corp. (MSFT) Figma, Inc. (FIG) Klarna Group plc (KLAR) Figure Technology Solutions, Inc. (FIGR) Bullish (BLSH) Alibaba Group (BABA)
Top Social Posts
Top posts by engagements in the last [--] hours
"@elonmusk Would be interesting if we can do a projection based on current birth rate/mortality rate in say [---] years what the world racial composition would be like"
X Link 2024-11-17T05:20Z [--] followers, [--] engagements
"Can we rebuild assassins creed and assassins creed [--] Its going to be so magical with the current speed and graphics Grok has really changed the AI game. People are coming up with wild use cases that were not being done outside of ChatGPT & Claude. There's a major shift. [--] examples: [--]. GTA AI before GTA 6: Code = Grok Assets = Hunyuan 3D https://t.co/EaOrW7Fg5l Grok has really changed the AI game. People are coming up with wild use cases that were not being done outside of ChatGPT & Claude. There's a major shift. [--] examples: [--]. GTA AI before GTA 6: Code = Grok Assets = Hunyuan 3D"
X Link 2025-08-21T13:55Z [---] followers, [---] engagements
"Where to park cash Money market funds $VUSXX / high-yield savings yield 4.2%. With 35% Fed + state tax thats 2.7% return. May be better off in $BOXX that defers short-term interest into long-term capital gains taxed at 0% or 15% for most. +1% yield with little effort"
X Link 2025-08-24T04:26Z [---] followers, [---] engagements
"5 million net worth the gold number for most You can't do anything with five. Five's a nightmare. Can't retire. Not worth it to work. Five will drive you un poco loco my fine feathered friend"
X Link 2025-08-24T05:15Z [---] followers, [---] engagements
"What happens if a 35-yo with $3M net worth spends $7500/month for life How much $ will they have Here are the results based on [-----] Monte Carlo scenarios: At age 90: Unlucky (20th pct): $0 Median (50th pct): $13M Lucky (80th pct): $52M Assumptions: $3M portfolio (60% stocks / 40% bonds) $7500/mo expenses $2000/mo Social Security at [--] 20% effective tax rate 2% inflation Stocks: 8% return / 17% volatility Bonds: 4.5% return / 7% volatility Even the lucky scenario = 7.5% annualized return - historically normal and reasonable. Model assumes the person does not have flexibility to adjust their"
X Link 2025-08-25T01:28Z [---] followers, [----] engagements
"This is equivalent to 3% withdrawal rate under the FIRE principe - enough to support [--] years of retirement with high success rate"
X Link 2025-08-25T01:42Z [---] followers, [---] engagements
"2/ 📜 History Lesson Feb [----] Q4 earnings: Revenue $39.3B (+78% YoY) Data center $35.6B (+93% YoY) EPS $5 Huang casually dropped Ultra + Next Step. Stock ripped from $120 $175 in [--] months. Billions in new market cap created"
X Link 2025-08-25T11:29Z [---] followers, [--] engagements
"3/ The Playbook Prove demand with blowout earnings Tease the next curve (new product cycle) Market flips mindset: not peak but new runway This mix of results + roadmap = rocket fuel"
X Link 2025-08-25T11:29Z [---] followers, [--] engagements
"4/ Whats the new brain Hints point to robotics + AI: Could be a next-gen robotics SDK + hardware stack Integration of Blackwell GPUs for real-time robotics workloads A new platform for autonomous agents (think warehouses factories humanoids) Essentially: Nvidia wants to be the OS + brain for robots the way it became for AI data centers"
X Link 2025-08-25T11:30Z [---] followers, [---] engagements
"5/ Why tease now Because robotics is the next trillion-dollar TAM after data centers. If Nvidia can plant the story that its not just GPUs but the brains of robots theyre writing the next leg of their growth curve"
X Link 2025-08-25T11:30Z [---] followers, [---] engagements
"Friends Rivals Big bro who takes your cookies BOJ rate hike widely expected in Oct due to inflation boosting yen Weaker $USD with expected rate cuts + lower appeal for carry trades Likely short term bullish on yen. For the Americans your ramen 🍜 maybe 5% pricier"
X Link 2025-08-26T01:20Z [---] followers, [---] engagements
"Nvidia reports earning tomorrow. Here are the steps to read earnings (with $NVDA and $AMZN as examples) like a pro: Revenue Segments Margins Cash Flow CapEx Guidance Calls"
X Link 2025-08-26T04:52Z [---] followers, [---] engagements
"3. Margins Look at Gross & Operating Margin. Margins show if profits come from scale (selling more) or efficiency (running leaner). For $NVDA gross margin must stay 70%+. Any slip signals pressure on costs or pricing"
X Link 2025-08-26T04:52Z [---] followers, [--] engagements
"4. Cash Flow Net income is not real cash. Always check: Operating CF (core business cash) Free CF (after investments) $AMZN showed strong operating cash but Free CF fell from CapEx. For $NVDA: do profits convert to cash to fund AI growth"
X Link 2025-08-26T04:52Z [---] followers, [--] engagements
"6. Guidance This drives the stock reaction. Above consensus support Flat risk of pullback Below/wide likely drop Example: Amazon once beat revenue but issued wide profit guidance stock fell 8%"
X Link 2025-08-26T04:52Z [---] followers, [---] engagements
"7. Earnings Call Dont just skim the news listen to the call. CEO: narrative (AI roadmap industry trends) CFO: details (revenue margins cash) Analyst Q&A: tough questions For $NVDA expect focus on Blackwell ramp-up B30A timing and margins"
X Link 2025-08-26T04:52Z [---] followers, [---] engagements
"Its a standard personal finance asset allocation strategy 60/40 with 60% equity and 40% in bond and 2/3 1/3 US/international allocation that supposedly generates the best risk-adjusted return. However this is tested based on decades of historic data and there have been studies increasingly showing that this may no longer be the best case especially given the increased stock bond correlation. For this projection its really just used as an assumption. The lucky scenario that gets to 52M generates 7.5% annual return"
X Link 2025-08-27T14:18Z [---] followers, [--] engagements
"Finally got the Robinhood solid gold card 3% cash back on everything and no FX fee plus [--] g of 24K gold thats more than $1000 of gold at least lol No crazy sign on bonus for credit card churners but 3% back is great"
X Link 2025-08-31T00:31Z [---] followers, [---] engagements
"Just applied for Klarna and Figure IPO coming 9/10 9/11 $KLAR $FIGR Klarna = Buy now pay later payment giant Figure = blockchain powered lending/HELOC platform Based on prior Robinhood IPOs for Figma $FIG and $BLSH selling on day [--] seems to give higher chance of quick gains"
X Link 2025-09-03T01:20Z [---] followers, 13.6K engagements
"@aenigme Yes thanks for the note I did hear from friends that not all were banned it seems that they dont strictly reinforce yet but this is good if you are not interested in other IPO for [--] days"
X Link 2025-09-04T12:56Z [---] followers, [---] engagements
"@JaunesPommes Those are her latest reported purchased options - $GOOGL and $AMZN. End o June she did exercise 20k call options worth millions on $AVGO with $80 strike price that she purchased 06/2024"
X Link 2025-09-05T12:37Z [---] followers, [--] engagements
"@paulg The high from building and seed funding and matcha oat latte and wellness have replaced alcoholic intoxication"
X Link 2025-09-07T06:35Z [---] followers, [---] engagements
"$KLAR Klarna IPO has drawn 8x order than as whats available - high demand At IPO pricing $KLAR would trade at a 50% discount to Affirm $AFRM likely making it an attractive value - Both have similar revenue but $AFRM is growing faster & more profitable. Just applied for Klarna and Figure IPO coming 9/10 9/11 $KLAR $FIGR Klarna = Buy now pay later payment giant Figure = blockchain powered lending/HELOC platform Based on prior Robinhood IPOs for Figma $FIG and $BLSH selling on day [--] seems to give higher chance of quick gains https://t.co/28AfiMqRAq Just applied for Klarna and Figure IPO coming"
X Link 2025-09-09T00:27Z [---] followers, [----] engagements
"2% of the VC-funded capital are female founders and declining While mixed-gender founders' fundings have materially increased over the years reaching 30% Very interesting trend"
X Link 2025-12-22T17:55Z [---] followers, [--] engagements
"@Mindsetfx Same loophole for inheritance. If you inherit taxable brokerage as heir you don't pay any tax on the gains. The cost basis is stepped up. So ask parents to draw down pre-tax accounts first and grow taxable accounts"
X Link 2026-01-02T07:19Z [---] followers, [---] engagements
"Jokes aside whether the Venezuela intervention is about oil petrodollar drugs China Epstein files chips this is just the beginning. The economic and political ripples will be massive. I enjoyed reading through the Pulse app that turns the noises into daily brief + what people are reacting to. Link in bio. #Venezuela #NicolasMaduro https://t.co/5rz3wNxrkX #Venezuela #NicolasMaduro https://t.co/5rz3wNxrkX"
X Link 2026-01-04T15:06Z [---] followers, [---] engagements
"Just did my Backdoor Roth for [----]. If you make more than $168k (single) and $252k (married) this is how you can invest and enjoy tax-free growth. [--]. Put $7500 into a Traditional IRA (these will be after-tax contributions) [--]. Convert it to Roth IRA [--]. The growth on the $7500 will be tax free https://twitter.com/i/web/status/2007999561911218552 https://twitter.com/i/web/status/2007999561911218552"
X Link 2026-01-05T02:16Z [---] followers, [---] engagements
"Backdoor Roth conversion is very straightforward on most brokerages now. For example for Robinhood: [--]. Put $ into Traditional IRA account [--]. Wait for $ to process for couple of days [--]. Use Roth conversion to move to Roth IRA"
X Link 2026-01-05T02:16Z [---] followers, [---] engagements
"Yes Same story for a lot of estate planning such as brokerage accounts. If the heirs inherit the taxable brokerage accounts after their death the cost basis is stepped up to current market value so the gains are essentially tax-free vs. if they gift it before death will need to pay taxes on the gains. Big tax play with the great wealth transfer. https://twitter.com/i/web/status/2008061559722135616 https://twitter.com/i/web/status/2008061559722135616"
X Link 2026-01-05T06:22Z [---] followers, [----] engagements
"@GergelyOrosz @CaseyNewton The scary part is AI receipts. My cigna heath insurance just requires a picture of receipt and prescription (out of US). When screenshots become infinitely forgeable primary docs audit trails its gonna be hard to verify"
X Link 2026-01-06T12:18Z [---] followers, [----] engagements
"A healthy [--] yo male has 50% chance of living past [--] (60% for women). Longevity is the big invisible variable in financial planning. Plan for the long run way then go live ms"
X Link 2026-01-06T13:41Z [---] followers, [---] engagements
"@money_cruncher 👍 And the $100k long term capital gain is closer to 5.2k if thats your only income since up to [-----] LTCG is 0% taxed in 2026"
X Link 2026-01-07T00:26Z [---] followers, [----] engagements
"Compounding isnt just a powerful tool for money. Its for skills relationships health and memories. More walks more quality time with friends that matter more curiosity. It stacks. (Morgan Housel The Art of Spending Money)"
X Link 2026-01-07T02:40Z [---] followers, [---] engagements
"@BillAckman My retirement calculator says I will have 500mm at age [--] based on 90th percentile of [----] Monte Carlo simulations. Or 170mm median. Compounding is the king"
X Link 2026-01-07T13:21Z [---] followers, [---] engagements
"Not a new rate. Long-term capital gains still use the same 0% 15% 20% structure but the taxable income thresholds get inflation adjusted each year. For [----] the 0% bracket tops out at [-----] (single). For [----] its [-----]. (Ordinary income counts too and can use up the 0% space.) So if your only income is LTCG you dont pay any federal tax up to 49k. See below from IRS. https://twitter.com/i/web/status/2008903408561037546 https://twitter.com/i/web/status/2008903408561037546"
X Link 2026-01-07T14:07Z [---] followers, [--] engagements
"My HSA has $3500 deductible. Even in a year I expected a costly surgery I compared plans using: Premium + out of pocket - tax savings from HSA contribution The HSA cost is almost the same as other plans albeit the high deductible. For healthy higher earners the fact it can reduce current taxable income is huge and usually making HSA a non brainer. Also: the real Roth-on-steroids move is invest the HSA and save receipts for tax-free reimbursements later. https://twitter.com/i/web/status/2008908709431496704 https://twitter.com/i/web/status/2008908709431496704"
X Link 2026-01-07T14:28Z [---] followers, 18.9K engagements
"@hubermanlab In the graphic the green beans look canned. Any meaningful nutrition difference vs fresh or frozen is it mainly a sodium/additives thing"
X Link 2026-01-07T17:54Z [---] followers, [---] engagements
"Roth IRA contributions (your principal) can be withdrawn anytime tax + penalty free. Use that as part of your bridge. Then do a Roth conversion ladder: roll old 401(k) Traditional IRA convert $X/yr to Roth IRA (pay income tax on the conversion) wait [--] years for each conversion then withdraw that converted amount penalty-free. Rinse yearly to create a steady ladder. Avoid touching Roth earnings early Healthcare is also the main concern for early retirees. watch ACA MAGI/taxes within MAGI ACA healthcare is heavily subsidized https://twitter.com/i/web/status/2009110086338383977"
X Link 2026-01-08T03:49Z [---] followers, 11.2K engagements
"I recently hit FI (financial independence). Posted an anonymous Reddit FIRE breakdown (net worth asset mix income) and it unexpectedly got 1M views. The most common question: How No inheritance. No real estate. No secret stock-picking. Not big tech. 3x net worth since [----]. My actual playbook was boring: [--]. Grow income [--]. Keep lifestyle intentional so savings stayed high. But live life too and enjoy things you love so you dont feeling deprived Investing-wise: mostly market exposure not trying to beat it. I also keep 20% in cash equivalents that people may bark at. Not optimal on paper but it"
X Link 2026-01-08T04:45Z [---] followers, [---] engagements
"The blunt truth is you generally cannot pull money from a traditional (pre-tax) 401k/IRA both tax free and penalty free because the whole deal for these pre-tax stuff is skip tax now pay tax later. You can do penalty-free (72t Rule of [--] etc.) but its still taxable income. The easiest is Roth IRA contributions (your principal) are tax-free + penalty-free anytime. Some other ways/thoughts to manage let me write more on these and circle back https://twitter.com/i/web/status/2009137627791065435 https://twitter.com/i/web/status/2009137627791065435"
X Link 2026-01-08T05:38Z [---] followers, [--] engagements
"@BeerBaron2020 @money_cruncher Haha If your income after retirement is low enough: within the standard deduction + low brackets (and sometimes 0% long-term cap gains) you pay very little tax This is how I plan to manage mine"
X Link 2026-01-08T05:44Z [---] followers, [---] engagements
"@Patriot_556 @MikeMusky3 @money_cruncher Yup for federal if post retirement income is within the standard deduction + low brackets (and sometimes 0% long-term cap gains) you also pay very little tax"
X Link 2026-01-08T05:48Z [---] followers, [--] engagements
"For individual stock $GOOGL Im a long term believer and just yesterday theres a huge amount of $430 June call - some big guy is bullish worth observing if its breaking short term trend up $NVDA too But yeah volatility is real I do small amount in individual stocks rest in broad market long term ride and some cash buffer. Depends on your goal and risk level https://twitter.com/i/web/status/2009179845381771709 https://twitter.com/i/web/status/2009179845381771709"
X Link 2026-01-08T08:26Z [---] followers, [--] engagements
"@4LindaJen @money_cruncher Yes 👏 definitely need some tracking to make sure its on track and to keep expenses lower convert into low tax brackets and manage MAGI so healthcare doesnt wreck the plan. If your 401k is the big bucket dialing in spending a bit is what makes the ladder sustainable"
X Link 2026-01-08T14:00Z [---] followers, [--] engagements
"$GOOGL got upgraded this morning Huge amount of $GOOGL June [---] calls ($28mm). Thats 33% OTM. Someone is bullish Been continuing picking up some more. Huge amount of $GOOGL June [---] calls ($28mm). Thats 33% OTM. Someone is bullish Been continuing picking up some more"
X Link 2026-01-08T14:21Z [---] followers, [---] engagements
"@paulg Yes So good for you You can make your own too super easy and fun just go buy kefir strain and put in milk Couple of days later viola And add fruits too for extra antibiotics"
X Link 2026-01-08T14:24Z [---] followers, [----] engagements
"@josegrobles_ @nntaleb I definitely believe that Would love to explore more. In Tokyo now which has the most Michelin restaurant in the world and can say in general the restaurants quality and value here are better than US ones Ive been to especially for some cuisines"
X Link 2026-01-08T14:37Z [---] followers, [--] engagements
"Very interesting read Would you be open to sharing some of your short/medium/long term life goals (after the wire hit and whether it has changed) And how that shaped your asset allocation and risk appetite For example would you prefer to continue optimizing growth so you can use the capital to focus on causes you love or its more capital preservation What trade off felt hardest maximizing upside of reducing downside volatility https://twitter.com/i/web/status/2009429415550455813 https://twitter.com/i/web/status/2009429415550455813"
X Link 2026-01-09T00:58Z [---] followers, [----] engagements
"Keep the medical receipts The receipts are what makes the future HSA withdrawal tax-free And you can use it decades later. An HSA withdrawal is only tax free if you can show it matched a real medical expense and you didnt get reimbursed another way. This lets your HSA stay invested longer and still pull money out tax free later https://twitter.com/i/web/status/2009442732218212539 https://twitter.com/i/web/status/2009442732218212539"
X Link 2026-01-09T01:50Z [---] followers, 23.3K engagements
"HSA is one of the best investment vehicle And keep those medical receipts now Theyre the proof that makes a future HSA withdrawal tax-free even decades from now. Even years I expected higher medical expense I compared plans using: Premium + out of pocket - tax savings from HSA contribution and this doesn't even include the tax-free growth https://twitter.com/i/web/status/2009606688828223677 https://twitter.com/i/web/status/2009606688828223677"
X Link 2026-01-09T12:42Z [---] followers, [----] engagements
"Youve probably heard Social Security in the news but may not know how much future $ you will get. If you earned $100k/yr for [--] years your benefit at age [--] is about $3300/month in todays dollars. Go to and open a free my Social Security account: - It shows your earnings record - It estimates benefits at different claiming ages (62 vs full retirement age of [--] vs 70) Basics: - Youre eligible after [--] credits (usually [--] years of work) - Benefits are calculated based on your highest [--] years salary capped at with SS benefit cap (currently $184k) - Fewer than [--] years means zeros get averaged"
X Link 2026-01-09T14:36Z [---] followers, [---] engagements
"@AeonCoin @money_cruncher Yup especially for bigger medical expenses If investing and maxing an HSA for decades it can compound into a serious amount sometimes bigger than near term medical spending. Keeping receipts keeps the door open for a future tax free reimbursement whenever you want"
X Link 2026-01-09T23:57Z [---] followers, [--] engagements
"@bryan_johnson I always do this when moving to different county. Easiest public check is your water utilitys annual Consumer Confidence Report (CCR): For PFAS specifically EPAs UCMR [--] Data Finder shows measured results by water system: https://www.epa.gov/dwucmr/fifth-unregulated-contaminant-monitoring-rule-data-finder https://ordspub.epa.gov/ords/safewater/fp=136:102 https://www.epa.gov/dwucmr/fifth-unregulated-contaminant-monitoring-rule-data-finder https://ordspub.epa.gov/ords/safewater/fp=136:102"
X Link 2026-01-10T14:36Z [---] followers, [---] engagements
"Do you know much Social Security $ you will get (at [--] todays dollars) 40k/yr for [--] years $1800/mo 70k/yr for [--] years $2600/mo 100k/yr for [--] years $3300/mo 100k/yr [--] years worked $2650/mo 300k/yr [--] years worked $2850/mo"
X Link 2026-01-10T15:28Z [---] followers, [---] engagements
"@Jason Robinhood has been very resilient and their working culture is great to encourage start up like speed and automation"
X Link 2026-01-10T16:29Z [---] followers, [---] engagements
"Cathie Wood ARK on increasing unemployment in the younger generation (16-24 yo): Start a business Go for it Its very exciting to start your own business. I did it at the age of [--]. I can say now that I wish I had done it [--] [--] years before then"
X Link 2026-01-11T16:00Z [---] followers, [---] engagements
"@Djoko_UTD I mean of course and squash and racquetball and prob other racquet sports. And esp if you are great tennis double player"
X Link 2026-01-11T16:45Z [---] followers, [----] engagements
"@Mr_Derivatives And the amount of spam calls after I diligently block 5+ everyday for years and years and they still manage to creep in"
X Link 2026-01-12T05:21Z [---] followers, [---] engagements
"@Yuchenj_UW Even outside of billionaires a lot of wealth is non-liquid wealth tied to houses retirement accounts etc. There needs to be a better approach"
X Link 2026-01-12T06:11Z [---] followers, [---] engagements
"1.5 weeks: Take over Venezuela Ban on institutional buyers of single family homes Order $200bn mortgage bond purchase to push rates down Executive order no buybacks/dividends for underperforming defense contractors 10% credit card interest cap Sue Powell Want to pay Greenlanders up to $100k/pp Midterms are just warming up 🍿 https://twitter.com/i/web/status/2010736806959198554 https://twitter.com/i/web/status/2010736806959198554"
X Link 2026-01-12T15:33Z [---] followers, [---] engagements
"$IREN is having so much cheers on X Got some at open for fun. Medium term hold. Ran it thru @pulsebrowser (what we are building) to understand the business case and the social chatters without the noise Amazing feeling using your own tool and will continue improving ❤"
X Link 2026-01-12T17:27Z [---] followers, [---] engagements
"As a normie should I ask Claude Cowork to declutter and throw out junk for me"
X Link 2026-01-13T07:53Z [---] followers, [---] engagements
"@kevinxu Thats obvious by rule of [--] your money would double in [--] years assuming 8% annual return. 10M would be 40M then. 401k is not that difficult to access a portion or very easy with a little penalty"
X Link 2026-01-13T08:47Z [---] followers, [----] engagements
"@m_franceschetti @eightsleep Thats why a boring but not super dull book is the best for bedtime"
X Link 2026-01-13T13:52Z [---] followers, [---] engagements
"Start saving at [--] retire at [--] (40 years) Salary: $80000 grows 3%/yr Investments: 7%/yr return (nominal) What compounding does: 5% saved $1.17M at [--] (you contributed $302k growth did $870k) 10% saved $2.34M at [--] (you contributed $603k growth did $1.74M) 15% saved $3.51M at [--] (you contributed $905k growth did $2.61M) https://twitter.com/i/web/status/2011247439467200924 https://twitter.com/i/web/status/2011247439467200924"
X Link 2026-01-14T01:22Z [---] followers, [---] engagements
"@nickgerli1 Can someone help me understand why in the long run people would want coastal Florida condos other than no income tax which is low for most retirees else where too. The natural disaster maintenance bills absurdly high insurance bills high HOA. Unless renting out offsets"
X Link 2026-01-14T01:44Z [---] followers, [----] engagements
"@endogambit @money_cruncher It's true Japan equity market hasn't returned anything in decades - unless it's individual stocks or timed at the dip"
X Link 2026-01-14T01:47Z [---] followers, [--] engagements
"@5tu_bagel @money_cruncher inflation is a key assumption average annualized over the decades hopefully won't go crazy but who knows. so important to have some asset classes that positively correlate to inflation/inflation-adjusted"
X Link 2026-01-14T01:49Z [---] followers, [--] engagements
"@endogambit In their mind: 500k S&P index fund 500k house which is worth infinity and beyond 500k S&P index fund 500k cash/savings account"
X Link 2026-01-14T02:16Z [---] followers, [--] engagements
"Japanese Yen 😮 time for y'all to come visit"
X Link 2026-01-14T02:45Z [---] followers, [---] engagements
"Hot product in Japan the recent years: a USD carry trade in an insurance fixed income suit Put in $100 day [--] Guarantee 4% annual interest (current was 5+%) You can take out your $ anytime and penalty free after 5-7 years If you die you get some death benefit Since its in USD recent years there have been so many ppl surrendering You get the smaller fixed interest Plus 30%+ appreciation of USD Great for those betting on JPY weakening and with limited downside risks Japanese population who are generally cautious of equity love this Japanese Yen 😮 time for y'all to come visit"
X Link 2026-01-14T04:53Z [---] followers, [---] engagements
"Yup most retail borrowing in Japan like mortgages is priced off short term benchmarks not the 10-30y JGB directly so that chart is more of a signal than a funding rate. Most Japanese use flexible mortgage rather than [--] yr like US and they are still 1% Yes the trade is also less juicy now as Japan hikes and the US lowers rate. And FX is also a real boss here: depends whether you're borrowing JPY to buy USD assets or holding USD and swapping to JPY. JPY has weakened a lot vs USD/EUR recently but reversals are what blow up carry trade https://twitter.com/i/web/status/2011314959398076905"
X Link 2026-01-14T05:50Z [---] followers, [---] engagements
"@AutismCapital Can $AAPL make AR/XR glasses fit for small Asian noses because they (and most sunglasses and 3D movie glasses) tend to slowly slide off my nose"
X Link 2026-01-14T06:06Z [---] followers, [---] engagements
"👏 although the variable annuities product back in early 2000s were printing 20% of those products guaranteed 10+% annual growth rates on the lifetime income benefit Insane deal for those policyholders Big misprice for the insurers So important to help educate people and play the best fiduciary rule https://twitter.com/i/web/status/2011433781165748225 https://twitter.com/i/web/status/2011433781165748225"
X Link 2026-01-14T13:42Z [---] followers, [----] engagements
"Federally yup: capital losses carry forward indefinitely. Losses net short term with short term gain and long term with LT first then the net amounts offset each other. Up to $3k/yr can offset ordinary income State taxes many states differ (for example NJ has no capital loss carryforward)"
X Link 2026-01-14T14:13Z [---] followers, [----] engagements
"@money_cruncher if you are just living off long term capital gain you pay so little tax $98900 (0% tax cap on LTCG) + $32200 (standard deduction) = $131100 of income no tax crazy"
X Link 2026-01-14T14:50Z [---] followers, [---] engagements
"@money_cruncher Yes I've been doing dividend-heavy assets in retirement/tax-advantaged accounts and lower yield ones in taxable. Dividends raise MAGI too and can cost you ACA subsidies even if you didnt spend anything. So important to keep track of MAGI"
X Link 2026-01-15T03:18Z [---] followers, [----] engagements
"@money_cruncher 😂 love it I will do the same but I will do $100 in $GOOGL for every follower from this LOL"
X Link 2026-01-16T03:32Z [---] followers, [---] engagements
"X is a bubble. Most general public including office workers dont care or know much about AI development. In some ways just another corporate fluff word (like Agile) thats in all training materials and conference topics but hasnt transferred into real productivity (for outside of certain fields) https://twitter.com/i/web/status/2012023068487794866 https://twitter.com/i/web/status/2012023068487794866"
X Link 2026-01-16T04:44Z [---] followers, [---] engagements
"@alexcooldev livestream commerce and live streaming chat rooms are huge in China. Competitive employment environment so can be difficult to get jobs even for those with more advanced degrees so they stay at home and stay online"
X Link 2026-01-16T05:02Z [---] followers, [---] engagements
"Fear: I may die at [--] so Im claiming social security early because I want to spend more when younger Reality: Claiming Social Security early is basically buying less longevity insurance. If you claim early because you feel like you wont live long and youre wrong youre stuck with a permanently smaller monthly check for the rest of your life"
X Link 2026-01-16T14:17Z [---] followers, [--] engagements
"FOMO: Stocks have earned 20% over the last few years so you should put most of your money in stocks Reality: recent returns are not a forecast. Risk tolerance and time horizon matter more than last years chart"
X Link 2026-01-16T14:17Z [---] followers, [--] engagements
"@ankurnagpal Ok I confirmed with Robinhood that for existing customer you will need both more than [--] million and also transfer in additional 500k to qualify for the tax and estate planning service for free the 500k can be across all accounts including retirement"
X Link 2026-01-17T00:20Z [---] followers, [----] engagements
"@kevinxu GFY got $IREN same time as you just 5k but fun to see its up so much so quickly"
X Link 2026-01-17T00:35Z [---] followers, [---] engagements
"@itsDanfi @ankurnagpal Yeah theyre definitely trying to be an all-inclusive wealth platform Ive been getting 2% bonus uncapped to transfer in external retirement and brokerages"
X Link 2026-01-17T01:07Z [---] followers, [--] engagements
"@endogambit Haha he got married and got a kid in [----] I could be wrong but I think Norway largely tax more individual basis and mostly based on wealth and income"
X Link 2026-01-17T01:12Z [---] followers, [--] engagements
"@itsDanfi @ankurnagpal Thats true a loss of a lost trust from back then Personally I tried to keep just a portion in Robinhood they did grow to more than the insurance limit The invested portion is protected by SPIC insurance 500k and uninvested cash is protected up to 2.5m by FDIC"
X Link 2026-01-17T04:25Z [---] followers, [--] engagements
"Depends on how long you want to hold it The average analyst price target for [--] month is 83-85. Im more of a medium to longer term person so this is within my realm and strong growth potential with AI data etc. I cant speak to short term if thats what you are targeting. A lot of short term momentum so far https://twitter.com/i/web/status/2012456432495628772 https://twitter.com/i/web/status/2012456432495628772"
X Link 2026-01-17T09:26Z [---] followers, [--] engagements
"Remember this guy $FIG live look at figma employees today https://t.co/r4okBx0g9T live look at figma employees today https://t.co/r4okBx0g9T"
X Link 2026-01-17T09:38Z [---] followers, [----] engagements
"@sweatystartup there are "loopholes" where if you have 10m capital gain and realize those when you are alive you pay tax on those. But if you die and the heir inherits it the cost basis is stepped up and they don't pay tax on 10m"
X Link 2026-01-17T11:54Z [---] followers, [---] engagements
"@nntaleb if that's the case the east asians would all be immortals it also depends on green tea quality - some may have contaminations etc. Observational associations are not causation. RCT or its marketing"
X Link 2026-01-17T12:11Z [---] followers, [---] engagements
"$MU 250% [--] year return crazyyy. Great boost from high investment in AI infra"
X Link 2026-01-17T12:24Z [---] followers, [---] engagements
"@SahilBloom This 💜 Boring is my middle name. Boring is blessed"
X Link 2026-01-17T15:15Z [---] followers, [--] engagements
"Japan taxi is quite expensive A $6 ride gets you about Japan: [---] km France: [---] km Germany: [---] km Korea: [--] km China: [--] km India: [--] km its rising again this spring: +10.14%. And wages have not kept up with inflation"
X Link 2026-01-18T03:01Z [---] followers, [--] engagements
"Lunch 😊 fresh sashimi #tokyo #is #gorgeous #today"
X Link 2026-01-18T04:36Z [---] followers, [----] engagements
"How the Romans and other ancient civilizations built architecture with stone math and human hands and the incredible details and creativity of Renaissance art and sculptures are much more impressive than the AI is to me. These truly inspire me in ways I cannot describe the feeling of standing inside something in awe that survived thousands of years. https://twitter.com/i/web/status/2012877388666040456 https://twitter.com/i/web/status/2012877388666040456"
X Link 2026-01-18T13:19Z [---] followers, [---] engagements
"@money_cruncher 👏 Whenever theres a medical expense some of my friends tend to say will just pay with HSA. But if you can paying with credit card is the best. This let HSA grow tax free and save the receipt for later withdrawal"
X Link 2026-01-18T15:31Z [---] followers, 10.3K engagements
"@Mr_Derivatives Play baccarat highest odds Or find drunk Texas Holden table Leave when you are up 50% haha"
X Link 2026-01-18T16:20Z [---] followers, [---] engagements
"@kevinxu [----] yen $12 and super fresh 🫠"
X Link 2026-01-19T04:54Z [---] followers, [---] engagements
"@calimaridip @kevinxu Ikr although I do sometimes miss chipotle tortilla and guac 😂"
X Link 2026-01-19T07:04Z [---] followers, [--] engagements
"@money_cruncher Raising the SALT tax cap to 40k (including state income tax + property) really help the high tax states like NY NJ CA CT. So very beneficial for those high earner high tax and high property tax people who can itemize"
X Link 2026-01-19T15:00Z [---] followers, 32.5K engagements
"@anewswatchdog @money_cruncher that is true above 500k for married the 40k gets reduced by 30% of those excess of 500k. So 540k income would have 28k cap the benefit is much more reduced"
X Link 2026-01-19T15:44Z [---] followers, [---] engagements
"The Latte Effect is real but stop telling people to make coffee at home. 💚 Sipping a Tullys matcha latte on a train platform in Japan and enjoying the simple pleasures in life made me think about the most abused idea in personal finance: the latte effect. Yes the math is real. A $5 coffee every day is $1825/year. Invest that consistently for decades and you can end up with real money. But heres where people tend to go off the rails: [--]. Its not one latte. Its the habit. Stop arguing about a single drink. Convert it to the annual cost of the routine then decide if its worth it. [--]. The latte"
X Link 2026-01-20T05:11Z [---] followers, [---] engagements
"Getting the red light therapy in with the pre market $SPY $VOO $QQQ"
X Link 2026-01-20T11:51Z [---] followers, [--] engagements
"@money_cruncher Also if you sell for 60k of long term gain you likely will have a lot of principle too so the actual cash flow would be a lot higher Do want to keep MAGI in check if tracking those for ACA cliff"
X Link 2026-01-21T15:11Z [---] followers, [----] engagements
"@RayDalio This is great"
X Link 2026-01-22T00:56Z [---] followers, [---] engagements
"Where do you think and and the emerging economies like and mature ones are on this curve It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described https://t.co/P4NVrR0pxL It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of"
X Link 2026-01-22T01:03Z [---] followers, [---] engagements
"I feel the is closer to late prosperity / financial bubble zone from the graph: rich assets big deficits lots of leverage in parts of the system AI also may change patterns. doesnt automatically mean its gonna be popped I think the system may be more fragile to shocks - to things like macro stuff rates inflation credit event geopolitics of course and politics https://twitter.com/i/web/status/2014202466456490250 https://twitter.com/i/web/status/2014202466456490250"
X Link 2026-01-22T05:04Z [---] followers, [--] engagements
"@Mr_Derivatives [--] years later Im almost breaking even 😂 $BABA would be worth SO MUCH more if it werent Chinese haha 😆"
X Link 2026-01-22T15:20Z [---] followers, [----] engagements
"@investinyourslv @Mr_Derivatives Yup long term hold for me this and Tencent. I have $BIDU as well similar logic"
X Link 2026-01-22T15:54Z [---] followers, [--] engagements
"@kaiskhimji @blockitAI @sequoia You are playing chess side ways :) players bottom left hand rook should always be on a dark square So every piece is on the wrong color square"
X Link 2026-01-23T05:15Z [---] followers, [---] engagements
"we also can't live like monks/nuns helpful to evaluate: does buying this thing give you true happiness or it's just daily autopilot spending or to look cool for others If buying something generates true happiness and quality times (not superficial validation): get it. enjoy it https://twitter.com/i/web/status/2014706565748818423 https://twitter.com/i/web/status/2014706565748818423"
X Link 2026-01-23T14:27Z [---] followers, [---] engagements
"Lets go Alex This man has no fear receptor I cant imagine being his wife and watching 😨 and kid watching daddy #taipei101"
X Link 2026-01-25T02:03Z [---] followers, [---] engagements
"@LHWealthTales I robinhood the robinhood"
X Link 2026-01-26T04:52Z [---] followers, [---] engagements
"I think it's still at a monitoring situation personally - it's mostly longer duration bonds (30 [--] years). A lot of those are held by insurers that need to back longer duration liabilities too. For them for now it increases "paper loss" (higher yield lower bond prices losses for existing holders) so not a real concern yet but if the yield continues increasing and unrealized losses get too material where insurer needs to realize those it could be catastrophic Japan government is also doing lots of spending / changes in policies which will be closely monitored and generally these always have"
X Link 2026-01-26T14:40Z [---] followers, [--] engagements
"I need to wash my car. Car wash is [--] meters away. Should I walk there or drive there GPT: walk Gemini: drive Claude: drive X: drive 😏"
X Link 2026-02-11T08:45Z [---] followers, [----] engagements
"@endogambit Fairly small for now Only have 5% in vanguard total international fund $VXUS. Going forward though I think its worth considering more diversification if focus is balanced risk"
X Link 2026-01-12T01:11Z [---] followers, [--] engagements
"@bryan_johnson Stainless steel FTW. Love my fissler"
X Link 2026-01-14T17:00Z [---] followers, [---] engagements
"If you want to bet on a weak yen Japanese yen/Mexican peso carry trade has done much better than S&P [---] last year Borrow in JPY (low rates) invest in MXN (high rates) pocket the difference. Caution that BOJ tightening can make JPY rip higher and wipe out months of carry"
X Link 2026-01-16T17:18Z [---] followers, [---] engagements
"Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK ( $3.53M) tax: 14.6M ( $1.45M) https://twitter.com/i/web/status/2012310873344475631 https://twitter.com/i/web/status/2012310873344475631"
X Link 2026-01-16T23:47Z [---] followers, [----] engagements
"Webull's 4% brokerage ACATS transfer bonus is tempting Transfer $1M 40k bonus over [--] years = 8k/year Via ACATS so usually can keep the original investments without needing to sell to incur tax Better than my current Robinhood offer: 1% taxable / 2% IRA (also [--] yr hold) Is this worth the non-Fidelity/Schwab reliable brokerage tradeoff https://twitter.com/i/web/status/2013280190055780397 https://twitter.com/i/web/status/2013280190055780397"
X Link 2026-01-19T15:59Z [---] followers, [---] engagements
"@levelsio Magnus Carlsen paid more tax than his income. I imagine its hard to have motivation to make more can pursue whatever and be comfortable https://x.com/skittlebittler/status/2012310873344475631s=46&t=lG9pKDKIxlht4rd5AXiNLw Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK https://t.co/lqvHrHQtXt"
X Link 2026-01-20T11:02Z [---] followers, [---] engagements
"This great Japan article's core claim is persuasive but as a foreigner living here for years it does raise some eyebrows. James noted that Japan has been the worlds favorite cautionary tale for [--] years: debt deflation aging collapsing births quiet decline" "the lost decades" But they shouldn't focus on population size but more on robotics + AI + deep tech plus longer term bets like regenerative medicine and human augmentation. So instead of Japan is dying he notes that the better frame is Japan is transitioning earlier than everyone else. - In East Asia Japan has the "best" fertility rate"
X Link 2026-01-21T13:36Z [---] followers, [---] engagements
"Free tax filing estate planning and financial guidance with Robinhood. They are certainly trying to get into the holistic wealth management Transfer in 500k and maintain $1m for existing users"
X Link 2026-01-21T16:35Z [---] followers, [---] engagements
"@Mr_Derivatives Ikr 🤣 $BABA Jack Ma disappeared from public late [----] and reemerged [--] years later 🤣 wasnt confident of Chinese stocks then may get dissembled when getting too big etc. but story is much different now imo"
X Link 2026-01-22T15:29Z [---] followers, [---] engagements
"Got some $META $MSFT $BRKB $GOOGL these last [--] days Huge companies with healthy forward PE that are underperforming the market: Sorted by extra mega cap (500B) Ranked by lowest forward PE (top 15) Looked at 6M & 1Y performance I like tech and $BRK is good for defensive play"
X Link 2026-01-23T02:50Z [---] followers, [----] engagements
"Yeah I feel that Greg Abel was prob doing the a lot of decision making already even before buffet stepped down. Its certainly good to have some buffer imo during volatile times Long term $BRKB too esp more attractive it has underperformed S&P in recent years (some driven by the cash holdings). I believe a lot of time good companies tend to mean revert :) https://twitter.com/i/web/status/2014550724068454594 https://twitter.com/i/web/status/2014550724068454594"
X Link 2026-01-23T04:08Z [---] followers, [---] engagements
"How much would houses like these cost where you live Built [--] yrs within [--] hour of Atlanta. Many options. Seems like good schools affordable property tax major airport. Am I missing sth about Atlanta real estate seemingly like a better deal vs some other metro areas"
X Link 2026-01-24T05:45Z [---] followers, [---] engagements
"@money_cruncher it's very penalizing for W2 earners if anything imo capital gain taxes should be adjusted to even out non-W2 investors vs W2 hardworking workers"
X Link 2026-01-25T04:47Z [---] followers, [----] engagements
"@money_cruncher If you live in a state with lower taxes also can consider holding BOXX - same return as VUSXX/short term treasury But if held for more than [--] year it will be taxed at long term capital gain instead of short term income rate Such as 15% plus state tax%"
X Link 2026-01-25T14:54Z [---] followers, 19.3K engagements
"I dont know what I did but have been getting free Robinhood gold for months Anyone knows why"
X Link 2026-01-26T04:50Z [---] followers, [----] engagements
"What are your top-return stocks For me: $NVDA +1100% $MU +880% $JPM +250% $MSFT +230% Also a graveyard of -60%+ loss from the covid hype era + 2020/21 China bets: $PYPL $ZM $NIO $OPEN $JD At least cant lose 100% 🙃"
X Link 2026-01-27T09:26Z [---] followers, [---] engagements
"Got some $UNH pre-market Beat EPS but missed revenue projection Plus news of proposed Medicare funding hit Personally feel like this could be overreaction but will see. Will add more if drops to [---] ish range Still a great dividend yield"
X Link 2026-01-27T13:34Z [---] followers, [---] engagements
"This is not 100% true - I closed many with no issues. Just dont close your oldest credit card. Esp closing ones with lower credit limit newer no real impact. Sometimes companies like Chase and capital one also look at how many active ones you have and wont issue you new ones if you have too many existing. I dont need all the Victoria secret banana republic macys card that I opened once to get the $100 bonus. They are much better closed for peace of mind (or let the issuer close automatically) https://twitter.com/i/web/status/2016345279986073833"
X Link 2026-01-28T02:59Z [---] followers, [----] engagements
"@Mr_Derivatives michhronnn for shurrrrrrrr"
X Link 2026-01-29T12:08Z [---] followers, [---] engagements
"$MSFT Microsoft or Bighard You know what I think 🙃 - Beat earnings - Slightly slower Azure growth than expected - Bigger Capex than anticipated Only at beginning phases of AI diffusions No changes in my fundamental view valuation Long term hold Next add 435"
X Link 2026-01-29T12:45Z [---] followers, [---] engagements
"$MSFT holy moly erased more than a year of gains. Got the same price the ones I had from Nov 24"
X Link 2026-01-29T14:42Z [---] followers, [---] engagements
"Are all the @moltbook posts fully auto generated by the clawbots (@openclaw) or some of yall just prompt your bots to post these for fun I really cannot tell"
X Link 2026-01-31T05:48Z [---] followers, [---] engagements
"@Mr_Derivatives Crazy $META is still cheap now per forward PE comparatively even after the recent boom"
X Link 2026-01-31T15:09Z [---] followers, [----] engagements
"@The_Money_Buddy @moltbook @openclaw Yeah just ask 🤖 to talk like AGI haha sone insane but some overtype too"
X Link 2026-02-01T01:12Z [---] followers, [--] engagements
"@longriverCM You are giving me hope Hahah long live $BRKB"
X Link 2026-02-01T04:14Z [---] followers, [---] engagements
"@dr_cintas so cool all the incredible "meta" worlds other than made by $META. Zuck gotta be so jealous"
X Link 2026-02-01T14:57Z [---] followers, [---] engagements
"When your alarm hits at 7am after [--] hr sleep and you have to be in yet another corporate meeting talking about USGAAP accounting and upcoming earnings call you know all these shit mean absolutely nothing and just invented hamster wheel work youd rather be taking a morning walk on a gorgeous beach in Brazils incredible coastal landscape fruit smoothie in hand listening to the waves and seeing the sky melt into sunset followed by whatever you passion leads Thats why financial freedom is one of the most liberating things ever Own your time https://twitter.com/i/web/status/2018108196976738424"
X Link 2026-02-01T23:44Z [---] followers, [---] engagements
"Yes a few more bridges that help too: [--]. Roth conversion ladder: convert pre-tax (401k IRA) to Roth each year pay tax often at lower brackets since early retired and then withdraw these converted amounts after [--] years penalty free [--]. Roth basis: you can pull out your roth principle/contributions anytime penalty/tax free [--]. Use HSA: you can save receipts now and reimburse yourself decades later tax-free https://twitter.com/i/web/status/2019226711670641070 https://twitter.com/i/web/status/2019226711670641070"
X Link 2026-02-05T01:48Z [---] followers, [----] engagements
"@Dontbeexitliq Yes agree specifically i like its AWS growth P/E seems fairly attractive in these days (less than $WMT) and their AI focus on e-commerce which I feel optimistic about"
X Link 2026-02-05T02:25Z [---] followers, [--] engagements
"yeah people always seem to doubt more when price is down (this happened to $GOOGL and $META before the recent year boom - they were flat/down for a while). I agree that there may be concerns but esp. for enterprise the moat is huge And the recent price drop is just too tempting lol. It may go down more given the more recent technical moves but I feel when you look at long term timeline it will just be a blimp"
X Link 2026-02-05T02:30Z [---] followers, [---] engagements
"@Dontbeexitliq yeah for sure makes sense with some diversification when you have employee stocks. And agree i will add more when it's lower"
X Link 2026-02-05T02:36Z [---] followers, [--] engagements
"@alpha_ai @kevinxu Roast me. Dont hold back. I also have $ZM from the same Covid year 😂"
X Link 2026-02-05T06:28Z [---] followers, [--] engagements
"@money_cruncher Also 1.6% of world population is $millionaire (per [----] UBS survey) while if you look at X and Reddit they be 1M is living on the street"
X Link 2026-02-06T04:52Z [---] followers, [---] engagements
"@longriverCM Risk control and diversification is very important. Its easy to ignore and feel fomo when stocks consistently go up but under volatile environment which will come plenty plenty of times in our live time the risk management value shines much brighter"
X Link 2026-02-06T12:01Z [---] followers, [--] engagements
"@TheStockBro Amazing Agree I think the current strong memory demand super cycle is going to continue for another 1-2 years at a minimum. Ive been looking to get some more Samsung/SK Hynix"
X Link 2026-02-07T09:24Z [---] followers, [--] engagements
"@money_cruncher Theres no free tax filing if you have at a minimum employee stock purchase. You need turbotax paid versions deluxe and premium. Although sometimes brokerage provide discounted ones like fidelity does. Got it for free from them last year"
X Link 2026-02-07T14:44Z [---] followers, [----] engagements
"@WallStreetApes You are a fast food chain not Louis Vuitton. Pricing based on customer income is disgraceful. Also a lot of the customers come for combined convenience + value + simple food. Its not difficult to replace the food you provide"
X Link 2026-02-08T02:32Z [---] followers, 18K engagements
"@TheDiegoTrombon @WallStreetApes yeah we have a lot of local burrito spots with more variety of sides and sauces healthier options tasting better I love chipotle and had a lot of over the decade but got sick of the same flavor profile and limited sides and other options came with better value"
X Link 2026-02-08T05:29Z [---] followers, [---] engagements
"Interesting cross-sector PE snapshot: retail/restaurant big tech/financial not even forward PE - makes some Mag [--] + defensive $BRK.B look like the value play Retail: $WMT: [--] $COST: [--] Restaurant: $CMG: [--] (Chipotle) $MCD: [--] $YUM: [--] (KFC Taco bell pizza hut) $SBUX: [--] (CEO Niccol premium is portable taco to burrito to coffee) Big Tech: $MSFT: [--] $AMZN: [--] $GOOGL: [--] $META: [--] $NVDA: [--] Financial: $BRK.B: [--] $JPM: [--] https://twitter.com/i/web/status/2020376421420413182 https://twitter.com/i/web/status/2020376421420413182"
X Link 2026-02-08T05:57Z [---] followers, [---] engagements
"@money_cruncher 👏 Vanguard ETFs are great due to low fees. I park all my cash in $VUSXX $SGOV $BOXX Before was using fidelity money market fund and they have 40bps fee vs Vanguard only 7bps 🤯"
X Link 2026-02-08T14:38Z [---] followers, [----] engagements
"love $HOOD but gambling should be heavily regulated and not promoted on Robinhood Even as a person who would much prefer not losing $10 than making $100 Im very tempted to bet on these. You can bet on all sorts of random stuff Who has ad What song will bad bunny start with This is very against responsible financial planning and consistent working towards our financial goal. https://twitter.com/i/web/status/2020656366889975884 https://twitter.com/i/web/status/2020656366889975884"
X Link 2026-02-09T00:29Z [---] followers, [----] engagements
"@LongGameEquity And Vlad said its Robinhoods fastest growing business couple of months agothey push it as sth new and fun when its just the plain old gambling made easily accessible with a click of button 😅"
X Link 2026-02-09T01:51Z [---] followers, [---] engagements
"@MG_Feed 😂 very black mirror vibe theres one episode thats so similar to this on ad 🤣"
X Link 2026-02-09T07:31Z [---] followers, [--] engagements
"@MG_Feed Its an amazing money printing machine haha casino never loses"
X Link 2026-02-09T07:32Z [---] followers, [--] engagements
"I get what you are coming from. I just think its helpful for everyone to be more aware of risk management and have fun within control - its a responsible thing to do for financial planning. :) I dont gamble either and have got tempted to prediction market here couple of times. It makes the events more fun. I know acquaintances who love gambling and sports betting who lost (and won) a lot here its just so easily accessible. I personally think Robinhood should not try to always positively promote it as new asset class and one of the most successful ventures (it is for investors sure) but more"
X Link 2026-02-09T13:11Z [---] followers, [--] engagements
"This is very true imo. Good read. In financial planning we always use past performance to predict the future - on things like inflation asset performance etc. but it's hard for me to picture what the future may look like which is why I think some diversification and risk management helps with peace of mind and continue adapting and enjoying simple moments in life. https://twitter.com/i/web/status/2021457757023633464 https://twitter.com/i/web/status/2021457757023633464"
X Link 2026-02-11T05:34Z [---] followers, [--] engagements
"@longriverCM lol me too And Gemini response is hilarious too - unless you want to carry the car or go for human wash 😂 need to have Gemini roast GPT"
X Link 2026-02-12T02:12Z [---] followers, [--] engagements
"Yep also pairs perfectly with a Roth conversion ladder: do annual Trad - Roth conversions in the gap years/after retirement they become penalty free after [--] years. And in years your taxable income is low because cap gains are low you can fill the brackets with bigger conversions to maximize how much you move over at lower tax brackets https://twitter.com/i/web/status/2022315139035451740 https://twitter.com/i/web/status/2022315139035451740"
X Link 2026-02-13T14:21Z [---] followers, [---] engagements
"One of my favorite Japanese aesthetic philosophy is wabi sabi It focuses on finding beauty in imperfection authenticity and simplicity and embracing the grace in aging worn and weathered over perfect new and artificial. Theres an art called kintsugi: when a ceramic breaks you dont hide it. You repair it with lacquer mixed with gold so the cracks become part of the story and illuminated. In love we all have our perfect imperfections. We can fall for someones particular pattern of flaws quirks scars and how they carry them. Exploring embracing and falling in love with the cracks in each other"
X Link 2026-02-15T14:30Z [---] followers, [---] engagements
"@bryan_johnson Now whenever I eat a delicious fluffy pancake I see Bryan Johnson face there giving me extremely judgmental look: this is gonna lead to sugar high and sugar crush causing cardiovascular disease"
X Link 2025-08-27T01:54Z [---] followers, [----] engagements
"Try out squash if you need to reset your mind and clear the noise. Just you your thoughts a flying ball and the walls. I love it. Hit [---] HR today 🫣"
X Link 2025-08-30T12:34Z [---] followers, [---] engagements
"@GMHikaru Wholesome And when you debate for hours the on best chess move rather than letting a computer tell you now within [--] second"
X Link 2025-09-02T00:24Z [---] followers, [----] engagements
"Tokyo sunset view today after typhoon with Fuji san ❤ Life is beautiful"
X Link 2025-09-05T10:08Z [---] followers, [----] engagements
"@levelsio I have company issues [--] monitor [--] laptops [--] iPad and [--] company iPhone. What am I"
X Link 2025-08-25T15:50Z [---] followers, 17.6K engagements
"@brady_h Goodr generally has been well received for non slippage while exercising and they are very cheap so can lose them all the time no big deal"
X Link 2025-08-25T00:35Z [---] followers, [---] engagements
"@Stevesosebee Thank you for all you do 💚💚💚"
X Link 2025-08-28T00:13Z [---] followers, [---] engagements
"Just applied for Klarna and Figure IPO coming 9/10 9/11 $KLAR $FIGR Klarna = Buy now pay later payment giant Figure = blockchain powered lending/HELOC platform Based on prior Robinhood IPOs for Figma $FIG and $BLSH selling on day [--] seems to give higher chance of quick gains"
X Link 2025-09-03T01:20Z [---] followers, 13.6K engagements
"Finally got the Robinhood solid gold card 3% cash back on everything and no FX fee plus [--] g of 24K gold thats more than $1000 of gold at least lol No crazy sign on bonus for credit card churners but 3% back is great"
X Link 2025-08-31T00:31Z [---] followers, [---] engagements
"Even more perplexing to me: only 2% of chess grandmasters are female. I understand if we were still in Queens Gambit era but why now still Why do men dominate esports and competitive gaming It relies on reflex hand eye coordination strategy practice team work - all of which I think are equal between the genders. Its not like league of legends and DOTA are violent Why do men dominate esports and competitive gaming It relies on reflex hand eye coordination strategy practice team work - all of which I think are equal between the genders. Its not like league of legends and DOTA are violent"
X Link 2025-09-02T03:43Z [---] followers, [---] engagements
"Why do men dominate esports and competitive gaming It relies on reflex hand eye coordination strategy practice team work - all of which I think are equal between the genders. Its not like league of legends and DOTA are violent"
X Link 2025-09-02T03:38Z [---] followers, [----] engagements
"What happens if a 35-yo with $3M net worth spends $7500/month for life How much $ will they have Here are the results based on [-----] Monte Carlo scenarios: At age 90: Unlucky (20th pct): $0 Median (50th pct): $13M Lucky (80th pct): $52M Assumptions: $3M portfolio (60% stocks / 40% bonds) $7500/mo expenses $2000/mo Social Security at [--] 20% effective tax rate 2% inflation Stocks: 8% return / 17% volatility Bonds: 4.5% return / 7% volatility Even the lucky scenario = 7.5% annualized return - historically normal and reasonable. Model assumes the person does not have flexibility to adjust their"
X Link 2025-08-25T01:28Z [---] followers, [----] engagements
"TOKYO is aging me faster @bryan_johnson 😢 A new HKU study says the more heatwaves we live through the more it accelerates our aging and can be on par with drinking and smoking Meanwhile we are on week after week of 40c/105f+ feel like days. Blast the AC"
X Link 2025-08-30T10:10Z [---] followers, [---] engagements
"My wagyu carpaccio wishes you a happy labor day weekend enjoy the meats of your labor $nvda $tsla"
X Link 2025-08-29T12:50Z [---] followers, [---] engagements
"Chess is a mental struggle between not wanting to think and not wanting to lose"
X Link 2025-08-30T04:49Z [---] followers, [---] engagements
"@bryan_johnson Just having my probiotics as we speak 5bn strains"
X Link 2025-09-03T00:18Z [---] followers, [---] engagements
"My ramen is [--] cents more expensive today"
X Link 2025-08-26T02:11Z [---] followers, [---] engagements
"Nvidia reports earning tomorrow. Here are the steps to read earnings (with $NVDA and $AMZN as examples) like a pro: Revenue Segments Margins Cash Flow CapEx Guidance Calls"
X Link 2025-08-26T04:52Z [---] followers, [---] engagements
"@bryan_johnson Are we allowed to enjoy life too Bryan Sometimes I just need to blast my favorite songs really loud though with a good surround sound its hard to beat the euphoria 🤣"
X Link 2025-08-29T14:59Z [---] followers, [---] engagements
"Good morning Tokyo ☀ you are beautiful. Lets have a healthy happy and productive week"
X Link 2025-08-24T21:48Z [---] followers, [---] engagements
"@bryan_johnson I also recommend wearing a blue light glasses Get a good quality one"
X Link 2025-08-28T00:12Z [---] followers, [---] engagements
"@bryan_johnson @bryan_johnson how disappointed are you in me right now"
X Link 2025-08-24T21:20Z [---] followers, [---] engagements
"I felt emotional watching Novak Njokovic playing Carlos Alcarez. Carlos is the new tennis darling but I grew up with the big three. Father Time is undefeated they say. Perhaps its always right just a matter of time - when. How should we treat time Many of us tend to chase financial wealth. But money can be lost and rebuilt. Time however once gone will never come back. Many of us including myself treat time as an infinite supply filling the day and week with obligations distractions and people that may never matter. But [--] years is only [----] weeks. Every week flies by. Are we really making the"
X Link 2025-09-06T09:29Z [---] followers, [----] engagements
"@kimmonismus Dont be too soft give it a hard forehand drive"
X Link 2025-08-29T12:41Z [---] followers, [---] engagements
"GPT is way less thirsty than your burger. 95% of beefs water footprint comes from feed crops. 🌽 Cows eat corn soy & grass. Growing these use huge amount of irrigation water. For comparison: 🥩 [--] lb beef = [----] gal 🍗 [--] lb chicken = [---] gal 🥔 [--] lb potatoes = [--] gal"
X Link 2025-08-24T03:50Z [---] followers, [---] engagements
"@bryan_johnson Whats the top right fruit"
X Link 2025-08-30T16:36Z [---] followers, [---] engagements
"More of a valuation play here. 1) A high level discounted cashflow analysis shows its reasonable valued esp given the price tanked recently 2) its a very solid company - not as good as $LLY imo from their drug perspective but reflected through its value. There are competitive risks on ozempic and diabetes drugs they have and overall regulatory risks that trump wants to cut drug prices materials but I got 0.1% of my portfolio"
X Link 2025-08-26T09:07Z [---] followers, [--] engagements
"5 million net worth the gold number for most You can't do anything with five. Five's a nightmare. Can't retire. Not worth it to work. Five will drive you un poco loco my fine feathered friend"
X Link 2025-08-24T05:15Z [---] followers, [---] engagements
"What net worth (excluding loans including home equity) would make you feel financially independent (Feel free to reply with single DINK or family for reference) 6M+ 4-6M 2M 2-4M 6M+ 4-6M 2M 2-4M"
X Link 2025-08-22T14:17Z [---] followers, [---] engagements
"@IterIntellectus Creatine fish oil with very high percentage of EPA/DHA magnesium glycinate [--] hr bed. Others: depending on mood and giving liver a rest"
X Link 2025-08-27T02:06Z [---] followers, [---] engagements
"Looks like Nancy Pelosi is right again on $GOOGL call option Tracking the congressional trades can be valuable esp. on longer dated options since disclosures often have time lag. Helpful to study the strike price + expiration and leverage/copy as you see fit"
X Link 2025-09-05T05:32Z [---] followers, [---] engagements
"Nvidia Teaser Before Earnings $NVDA. Could be a boost for stock price. Jensen Huang just dropped a cryptic video: To Robot Enjoy Your New Brain. A major robotics reveal is coming Aug [--] right before Nvidias earnings. Why does this matter Lets dig in"
X Link 2025-08-25T11:29Z [---] followers, [----] engagements
"A small $NVDA swing for robot brain news + earnings for some fun. Strong long-term but analysts raising PT = higher bar. Market/stock at ATH Sept seasonality is less bullish. Risk/reward favors a tactical play over chasing"
X Link 2025-08-25T15:39Z [---] followers, [---] engagements
"Friends Rivals Big bro who takes your cookies BOJ rate hike widely expected in Oct due to inflation boosting yen Weaker $USD with expected rate cuts + lower appeal for carry trades Likely short term bullish on yen. For the Americans your ramen 🍜 maybe 5% pricier"
X Link 2025-08-26T01:20Z [---] followers, [---] engagements
"5/ Why tease now Because robotics is the next trillion-dollar TAM after data centers. If Nvidia can plant the story that its not just GPUs but the brains of robots theyre writing the next leg of their growth curve"
X Link 2025-08-25T11:30Z [---] followers, [---] engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing