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# ![@simpleswingman Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2180328728.png) @simpleswingman Spike

Spike posts on X about $oscr, oscr, $cnc, $elv the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::2180328728/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2180328728/c:line/m:interactions.svg)

- X Week XXXXXX +330%
- X Month XXXXXX +136,939%
- X Months XXXXXX +10,967%
- X Year XXXXXX +117,324%

### Mentions: XX [#](/creator/twitter::2180328728/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2180328728/c:line/m:posts_active.svg)

- X Week XX +120%
- X Month XX +2,500%
- X Months XX +3,300%
- X Year XX +3,400%

### Followers: XXX [#](/creator/twitter::2180328728/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2180328728/c:line/m:followers.svg)

- X Week XXX +12%
- X Month XXX +74%
- X Months XXX +108%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::2180328728/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2180328728/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::2180328728/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[$oscr](/topic/$oscr) #145, [oscr](/topic/oscr) #134, [$cnc](/topic/$cnc) 27.27%, [$elv](/topic/$elv) 18.18%, [aca](/topic/aca) 13.64%, [$moh](/topic/$moh) 13.64%, [$unh](/topic/$unh) #85, [marketplace](/topic/marketplace) 9.09%, [cash flow](/topic/cash-flow) 9.09%, [cvs](/topic/cvs) XXXX%

**Top accounts mentioned or mentioned by**
[@gohjuncong](/creator/undefined) [@terence03988493](/creator/undefined) [@thetechinvest](/creator/undefined) [@creativecap89](/creator/undefined)

**Top assets mentioned**
[Oscar Health, Inc. (OSCR)](/topic/$oscr) [Centene Corp (CNC)](/topic/$cnc) [Elevance Health Inc (ELV)](/topic/$elv) [Molina Healthcare, Inc. (MOH)](/topic/$moh) [UnitedHealth Group (UNH)](/topic/$unh) [CVS Health Corp (CVS)](/topic/cvs) [Microsoft Corp. (MSFT)](/topic/$msft) [Humana Inc (HUM)](/topic/$hum)
### Top Social Posts [#](/creator/twitter::2180328728/posts)
---
Top posts by engagements in the last XX hours

"With ACA risk pool reset CVS exits $CNC and $ELV need significantly hiking premiums I think $OSCR could end up doing much better in 2026 both membership and revenue. Great company is made through tough times"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946360788723404978) 2025-07-19 00:05:48 UTC XXX followers, 1266 engagements


"$ELV earning call highlited ER use is one of reasons caused high cost. I had a family member used ER earlier this year and had to stay overnight for observation. Nothing wrong was found. The bill was $145k with $8k out of pocket. Unbelievable"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1945917531811955084) 2025-07-17 18:44:27 UTC XXX followers, 1013 engagements


"With XX million shares changing hands daily for last X weeks one would think that $OSCR investor base probably shaped more towards fundamental investors. And there were quite strong buyers at $XXXX area till today. $MOH and $CNC to report earning next week. Brace impacts"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1945915486166032818) 2025-07-17 18:36:19 UTC XXX followers, 1384 engagements


"I like to use cash flow/employee to gauge efficiency of a company. The number for $OSCR is $508k/employee right up there close to elite large tech. For reference the number for $MSFT is $570k. The number for $UNH is $71k/person. $OSCR is an efficiently run technology company"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1947047497815482721) 2025-07-20 21:34:32 UTC XXX followers, 7212 engagements


"Looking into $OSCR preannouncement in order to generate $230m operating loss they actually true up a ton based on the risk score. Assuming Q2 premium is the same as Q1 they assumed MSL XX% for Q2. And they kept MSL for Q3 and Q4 at 87%. Q1 to Q2 real MSL shouldnt jump 16%"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1947733592630825459) 2025-07-22 19:00:50 UTC XXX followers, XXX engagements


"Actually all the bad news from other insurers on the higher than expected medical costs could be positive for $OSCR 2026: 1) reset premiums higher for next year 2) reduces premium price competition from competitors. Clearly $CNC $ELV and $MOH under priced risk for 2025"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1945972499361026238) 2025-07-17 22:22:52 UTC XXX followers, 2521 engagements


"@TheTechInvest MSL is very seasonal for OSCR lowest in Q1 and highest in Q4. The reason of seasonality is high deductibles. MSL needs use annual number. For $OSCR it is XXXX% and XXXX% for XX and XX. XX% is its long term target"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946987070020542550) 2025-07-20 17:34:25 UTC XXX followers, XXX engagements


"Maintaining stable gross margin while achieving XX% membership increases from XX to XX says a lot about $OSCR in lieu of recent $CNC debacle. Its about disciplined pricing. Actually OSCR had significant membership reduction in several states like CA dropped from 50k to 10k"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946679178595905694) 2025-07-19 21:10:58 UTC XXX followers, XXX engagements


"I believe ACA marketplace will grow over time. Giving individuals choices and responsibilities for their own health insurance are the way to go to bent healthcare cost curve. Just like most companies today opt for 401k instead of traditional pension plans. It makes sense. $OSCR"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946637879155044803) 2025-07-19 18:26:51 UTC XXX followers, 1332 engagements


"Interesting Company Estimated ACA Premium PMPM OSCR (Oscar) $XXX CVS/Aetna $582$647 (range from filings & reviews) UNH $590$621 (broad market average) CNC (Centene) $XXX (segment average) MOH (Molina) $XXX (segment averag And $OSCR had lower MLR than everyone else"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1943754002824671421) 2025-07-11 19:27:22 UTC XXX followers, XXX engagements


"TTM operating cash flow per employee comparison for health insurers: $OSCR $508k $UNH $71k $ELV $62k $HUM $43k $CNC $35k $MOH $34k. OSCR per employee cash flow generation is a magnitude higher than everybody else. That is beauty of tech $OSCR scales up much more profitably"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1947080736693244194) 2025-07-20 23:46:37 UTC XXX followers, 2794 engagements


"After sifting through Q1 filing I think likely that $CNC mis priced the risk and added 1.9million new members in the ACA marketplace (much better gross margin than its Medicaid business). They panicked and withdrew the guidance created the whole. CEO is young with X year tenure"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946331234998817016) 2025-07-18 22:08:22 UTC XXX followers, 1869 engagements


"Operating cash flow is my favorite profitability indicator. S&P500 long run average P/CF is XX. $OSCR is traded at P/CF TTM XXXX and FWD XXXX. It is dirt cheap. $OSCR will be $XX if trade at P/CF of XX which is still relatively cheap. Only thing we need is change of sentiment"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946956823053123677) 2025-07-20 15:34:13 UTC XXX followers, 1435 engagements


"The question is: will $OSCR shine and differentiate itself from the others I think it is 50-50 for the next earning report. However given the track record of its CEO its superior technology it will differentiate itself from the rest in a year or so. It is a hi tech company"  
![@simpleswingman Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::2180328728.png) [@simpleswingman](/creator/x/simpleswingman) on [X](/post/tweet/1946594303968772516) 2025-07-19 15:33:42 UTC XXX followers, 1093 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@simpleswingman Avatar @simpleswingman Spike

Spike posts on X about $oscr, oscr, $cnc, $elv the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXXX +330%
  • X Month XXXXXX +136,939%
  • X Months XXXXXX +10,967%
  • X Year XXXXXX +117,324%

Mentions: XX #

Mentions Line Chart

  • X Week XX +120%
  • X Month XX +2,500%
  • X Months XX +3,300%
  • X Year XX +3,400%

Followers: XXX #

Followers Line Chart

  • X Week XXX +12%
  • X Month XXX +74%
  • X Months XXX +108%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence stocks XXXXX% finance XXXXX% technology brands XXXX%

Social topic influence $oscr #145, oscr #134, $cnc 27.27%, $elv 18.18%, aca 13.64%, $moh 13.64%, $unh #85, marketplace 9.09%, cash flow 9.09%, cvs XXXX%

Top accounts mentioned or mentioned by @gohjuncong @terence03988493 @thetechinvest @creativecap89

Top assets mentioned Oscar Health, Inc. (OSCR) Centene Corp (CNC) Elevance Health Inc (ELV) Molina Healthcare, Inc. (MOH) UnitedHealth Group (UNH) CVS Health Corp (CVS) Microsoft Corp. (MSFT) Humana Inc (HUM)

Top Social Posts #


Top posts by engagements in the last XX hours

"With ACA risk pool reset CVS exits $CNC and $ELV need significantly hiking premiums I think $OSCR could end up doing much better in 2026 both membership and revenue. Great company is made through tough times"
@simpleswingman Avatar @simpleswingman on X 2025-07-19 00:05:48 UTC XXX followers, 1266 engagements

"$ELV earning call highlited ER use is one of reasons caused high cost. I had a family member used ER earlier this year and had to stay overnight for observation. Nothing wrong was found. The bill was $145k with $8k out of pocket. Unbelievable"
@simpleswingman Avatar @simpleswingman on X 2025-07-17 18:44:27 UTC XXX followers, 1013 engagements

"With XX million shares changing hands daily for last X weeks one would think that $OSCR investor base probably shaped more towards fundamental investors. And there were quite strong buyers at $XXXX area till today. $MOH and $CNC to report earning next week. Brace impacts"
@simpleswingman Avatar @simpleswingman on X 2025-07-17 18:36:19 UTC XXX followers, 1384 engagements

"I like to use cash flow/employee to gauge efficiency of a company. The number for $OSCR is $508k/employee right up there close to elite large tech. For reference the number for $MSFT is $570k. The number for $UNH is $71k/person. $OSCR is an efficiently run technology company"
@simpleswingman Avatar @simpleswingman on X 2025-07-20 21:34:32 UTC XXX followers, 7212 engagements

"Looking into $OSCR preannouncement in order to generate $230m operating loss they actually true up a ton based on the risk score. Assuming Q2 premium is the same as Q1 they assumed MSL XX% for Q2. And they kept MSL for Q3 and Q4 at 87%. Q1 to Q2 real MSL shouldnt jump 16%"
@simpleswingman Avatar @simpleswingman on X 2025-07-22 19:00:50 UTC XXX followers, XXX engagements

"Actually all the bad news from other insurers on the higher than expected medical costs could be positive for $OSCR 2026: 1) reset premiums higher for next year 2) reduces premium price competition from competitors. Clearly $CNC $ELV and $MOH under priced risk for 2025"
@simpleswingman Avatar @simpleswingman on X 2025-07-17 22:22:52 UTC XXX followers, 2521 engagements

"@TheTechInvest MSL is very seasonal for OSCR lowest in Q1 and highest in Q4. The reason of seasonality is high deductibles. MSL needs use annual number. For $OSCR it is XXXX% and XXXX% for XX and XX. XX% is its long term target"
@simpleswingman Avatar @simpleswingman on X 2025-07-20 17:34:25 UTC XXX followers, XXX engagements

"Maintaining stable gross margin while achieving XX% membership increases from XX to XX says a lot about $OSCR in lieu of recent $CNC debacle. Its about disciplined pricing. Actually OSCR had significant membership reduction in several states like CA dropped from 50k to 10k"
@simpleswingman Avatar @simpleswingman on X 2025-07-19 21:10:58 UTC XXX followers, XXX engagements

"I believe ACA marketplace will grow over time. Giving individuals choices and responsibilities for their own health insurance are the way to go to bent healthcare cost curve. Just like most companies today opt for 401k instead of traditional pension plans. It makes sense. $OSCR"
@simpleswingman Avatar @simpleswingman on X 2025-07-19 18:26:51 UTC XXX followers, 1332 engagements

"Interesting Company Estimated ACA Premium PMPM OSCR (Oscar) $XXX CVS/Aetna $582$647 (range from filings & reviews) UNH $590$621 (broad market average) CNC (Centene) $XXX (segment average) MOH (Molina) $XXX (segment averag And $OSCR had lower MLR than everyone else"
@simpleswingman Avatar @simpleswingman on X 2025-07-11 19:27:22 UTC XXX followers, XXX engagements

"TTM operating cash flow per employee comparison for health insurers: $OSCR $508k $UNH $71k $ELV $62k $HUM $43k $CNC $35k $MOH $34k. OSCR per employee cash flow generation is a magnitude higher than everybody else. That is beauty of tech $OSCR scales up much more profitably"
@simpleswingman Avatar @simpleswingman on X 2025-07-20 23:46:37 UTC XXX followers, 2794 engagements

"After sifting through Q1 filing I think likely that $CNC mis priced the risk and added 1.9million new members in the ACA marketplace (much better gross margin than its Medicaid business). They panicked and withdrew the guidance created the whole. CEO is young with X year tenure"
@simpleswingman Avatar @simpleswingman on X 2025-07-18 22:08:22 UTC XXX followers, 1869 engagements

"Operating cash flow is my favorite profitability indicator. S&P500 long run average P/CF is XX. $OSCR is traded at P/CF TTM XXXX and FWD XXXX. It is dirt cheap. $OSCR will be $XX if trade at P/CF of XX which is still relatively cheap. Only thing we need is change of sentiment"
@simpleswingman Avatar @simpleswingman on X 2025-07-20 15:34:13 UTC XXX followers, 1435 engagements

"The question is: will $OSCR shine and differentiate itself from the others I think it is 50-50 for the next earning report. However given the track record of its CEO its superior technology it will differentiate itself from the rest in a year or so. It is a hi tech company"
@simpleswingman Avatar @simpleswingman on X 2025-07-19 15:33:42 UTC XXX followers, 1093 engagements

creator/x::simpleswingman
/creator/x::simpleswingman