[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @oyinbby_ chupa chups chupa chups posts on X about money, investment, compound, stocks the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::1105853202765877248/interactions)  - X Week XXXXXXX +9.70% - X Month XXXXXXXXX +11% - X Months XXXXXXXXX +117,564% - X Year XXXXXXXXX +937% ### Mentions: XX [#](/creator/twitter::1105853202765877248/posts_active)  - X Week XX +3.50% - X Month XXX +300% - X Months XXX +1,021% - X Year XXX +584% ### Followers: XXXXX [#](/creator/twitter::1105853202765877248/followers)  - X Week XXXXX +23% - X Month XXXXX +94% - X Months XXXXX +482% - X Year XXXXX +497% ### CreatorRank: XXXXXXX [#](/creator/twitter::1105853202765877248/influencer_rank)  ### Social Influence [#](/creator/twitter::1105853202765877248/influence) --- **Social category influence** [finance](/list/finance) #4885 [stocks](/list/stocks) [technology brands](/list/technology-brands) [musicians](/list/musicians) [currencies](/list/currencies) [celebrities](/list/celebrities) [luxury brands](/list/luxury-brands) [social networks](/list/social-networks) **Social topic influence** [money](/topic/money) #2369, [investment](/topic/investment) #516, [compound](/topic/compound) #69, [stocks](/topic/stocks) #1325, [not financial](/topic/not-financial), [10k](/topic/10k), [listing](/topic/listing), [inflation](/topic/inflation), [financial education](/topic/financial-education), [cos](/topic/cos) **Top assets mentioned** [Uber Technologies, Inc. (UBER)](/topic/$uber) [Dave Inc. Class A Common Stock (DAVE)](/topic/$dave) [United Parcel Service, Inc. (UPS)](/topic/united-parcel-service) [Mastercard, Inc. (MA)](/topic/$ma) [Visa, Inc. (V)](/topic/visa-inc) [HP Inc (HPQ)](/topic/hp-inc) [Aon PLC (AON)](/topic/aon-plc) ### Top Social Posts [#](/creator/twitter::1105853202765877248/posts) --- Top posts by engagements in the last XX hours "what he said about compound interest financial education and taxation. the people were not taught"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946863651542950371) 2025-07-20 09:24:00 UTC 6979 followers, 2550 engagements "When the Deputy Group MD personally responds to your firm-wide product feature update mail like this you know youre on the right track 😍"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1948065204258148441) 2025-07-23 16:58:32 UTC 7021 followers, 3683 engagements "what i have said is it is not the same and that still stands. X if you want liquidity buy mutual funds cos your money is not locked. X. its also easy to keep buying units of a mutual fund with disposable income (monthly) as opposed to multiple locked plans. X. they pay dividends quarterly. weigh your options and make the investment that suits you"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1945472040485396791) 2025-07-16 13:14:14 UTC 6844 followers, 6609 engagements "Top Nigerian Stocks with high dividends (as of today) *this is not financial advice. X. Smart Products Plc XXXXX% X. GTCO Holdings XXXXX% X. SFS REIT 10.44%% X. Custodian and Allied PLC - XXXXX% X. Access Holdings Plc XXXXX% X. Zenith Bank XXXXX% X. UBA Plc - XXXX% X. Dangote Cement Plc - XXXX% X. NGX Plc - XXXX% XX. UPDC REIT 7.58%"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947954265609150783) 2025-07-23 09:37:42 UTC 7022 followers, 42.5K engagements "for context if you invest 200000 monthly in a conservative mutual fund that returns XX% per annum and leave it to compound for XX years your total investment would grow to approximately 77M. thats assuming you dont do more than 200k monthly for XX years which is unlikely because your income should increase within XX years"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946671526054375825) 2025-07-19 20:40:33 UTC 7021 followers, 211.3K engagements "@TrenchesBoy_ hi i don't understand the question. do you mean if the investment will grow Yes it will and you can also increase from 10k as you start to make more money"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947933301458502011) 2025-07-23 08:14:24 UTC 7021 followers, 1843 engagements "here are some Nigerian Stocks & ETFs currently trading at under XXX per share STOCKS: Access Bank XX BUA Cement XX Dangote Sugar XX GTCO XXXXX Intl Breweries XXXXX Lafarge (WAPCO) XXXXX Stanbic IBTC XX UBA XXXXX Zenith Bank XXXXX ETFs: Vetiva Banking ETF XX Vetiva XX ETF XXXXX Vetiva Consumer Goods ETF XXXXX Vetiva Industrial ETF XXXXX Start small and consistent"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1939959415987143123) 2025-07-01 08:09:02 UTC 7021 followers, 124K engagements "Presco declared XX naira per share dividend payout so if you have up to 1000 presco shares you are getting 42000 dividend just for owning it. Record date is 04/07/2025 Payment date is 06/08/2025"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1941083466764067138) 2025-07-04 10:35:36 UTC 6986 followers, 12.1K engagements "Many Nigerian mutual funds are underutilized. Despite offering XX% annual returns on average these funds arent widely used because people dont know they exist. Only XXX% of Nigerians invest in mutual funds"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1945099086417318224) 2025-07-15 12:32:15 UTC 7022 followers, 176.4K engagements "@mayordesign haha Happy birthday Mayowa 🎉"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1948030093852569873) 2025-07-23 14:39:01 UTC 7008 followers, XX engagements "Uber driver is playing only Rihanna X stars for you 🍾🫵🏽"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947897617415131159) 2025-07-23 05:52:36 UTC 7020 followers, XXX engagements "@funom2004 If you invest a lump sum of 1000000 into a fund that returns XXXX% per annum and reinvest all interest for XX years your investment would grow to approximately 19.2m"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946683420072976751) 2025-07-19 21:27:49 UTC 7022 followers, 6073 engagements "@TheObiLeonard hi elvis no it doesnt work that way 😂 compounding favours time more than amount. you would have about 45m+"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946937702458310699) 2025-07-20 14:18:15 UTC 6843 followers, 1161 engagements "THREAD 🧵 Treasury Bills and Bonds Whats the Difference Lets start with what they have in common: T-Bills and Bonds are both ways of lending money to the government (or companies in the case of some bonds). You give them money. They pay you back with interest. Simple"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947210128496775479) 2025-07-21 08:20:46 UTC 7021 followers, 33.1K engagements "we dont talk about the late Dr Beko Ransome-Kuti enough"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946149729705820382) 2025-07-18 10:07:07 UTC 7007 followers, XXX engagements "I say it everyday time is your greatest asset - not money. Compound interest heavily rewards patience and starting early. Even small amounts invested consistently over long periods can grow exponentially more than larger amounts invested later. If you invest 50000 monthly starting at age XX earning an average return of XX% per year by age XX you'll have over XXX million. But if you wait until you're XX to start even if you double the investment to 100000 monthly by age XX youll have about XXX million XX million less even though you contributed more money. Thats compounding. The earlier you"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947931642170900710) 2025-07-23 08:07:48 UTC 7021 followers, 33.1K engagements "We always advise to invest in some dollar denominated assets to give you protection against naira devaluation over time. So essentially you should have some USD assets in your portfolio. Ill be listing out some of the options available to nigerians in this thread. 🧵 Dont hoard info please RT"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1944125341876044037) 2025-07-12 20:02:56 UTC 7022 followers, 67.9K engagements "@Barry_247 oh okay so what do you suggest we do then Barry"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946682674002661838) 2025-07-19 21:24:51 UTC 7007 followers, 12.4K engagements "hi hi. thank youuu youre just starting out so ill say this - dont live above your means think of tomorrow. your income monthly is 177k if you are still under your family and dont have major expenses you can put aside more than 20k but if you have budgeted for needs and you HONESTLY cannot it is fine side but very important note whatever plan youre putting your emergency fund in on cowrywise- i hope it is flexible if it is locked that defeats the purpose of it. same with the goal thing. now on investing. start with the money market funds on cowrywise pick one or two companies youre comfortable"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1943998635278057887) 2025-07-12 11:39:27 UTC 6844 followers, 1085 engagements "the nigerian economy is currently not doing so bad. forex is stable inflation is easing the ngx is up at levels it has never been before. the numbers look good the reforms are working. but theres a HUGE disconnect. the masses are not feeling it. i think about this everyday. 😫"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947343279776833567) 2025-07-21 17:09:52 UTC 6992 followers, 2668 engagements "im really enjoying the Four Seasons on netflix. so good for unwinding which is what i do every night now ☹"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1948490900151120249) 2025-07-24 21:10:06 UTC 7022 followers, XXX engagements "@Atrillaire1 yes there are various types of mutual funds and it is possible that there is one like that. but the most popular type of mutual fund money market funds allow you entry with as low as 5k"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1945204189316993447) 2025-07-15 19:29:53 UTC 6984 followers, 4654 engagements "Real value is in how many ''units'' of shares you own not how many stocks you have. Ideally own enough units of good stocks"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947618940668285017) 2025-07-22 11:25:15 UTC 7022 followers, 9435 engagements "ahahn chat gpt since when do you need XX hours LMAO"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947243942321193133) 2025-07-21 10:35:08 UTC 6979 followers, 3972 engagements "in the new tax laws capital gains tax for individuals will now align with your progressive personal income tax"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946115405862281656) 2025-07-18 07:50:44 UTC 6981 followers, 1174 engagements "were up 🥳 A budget is telling your money where to go instead of wondering where it went - Dave Ramsey I made a simple Monthly Budget Tracker help you track your income & spending set savings goals and see a summary of how you performed at the end of the month This tracker gives you a clear picture of where your money goes every month. Its super easy to use: X. add your income and update your expenses X. it automatically adds subtracts & shows your balance X. use the Summary tab to track your monthly progress"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1941530596565569903) 2025-07-05 16:12:20 UTC 7022 followers, 129K engagements "being able to use one month salary to pay rent in a nice estate is a privilege"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946895638672687460) 2025-07-20 11:31:06 UTC 7021 followers, 32.8K engagements "for a new financial literacy/management product whats better"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1948086822724096087) 2025-07-23 18:24:26 UTC 7022 followers, 1368 engagements "alright. When I said conservative mutual fund I meant options with little to no risk like money market funds. These have delivered an average return of around XX% over the past two years. As for your second question no investment is ever XXX% certain. However the yield of a mutual fund typically reflects the assets its made up of so performance largely depends on its underlying composition"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947013868682899559) 2025-07-20 19:20:54 UTC 7007 followers, 2315 engagements "piggyvest already gives you XX% On a LOCKED plan that you cannot compound with and for a year. its not the same why do you think it is locked who can tell us"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1945420706629464474) 2025-07-16 09:50:15 UTC 7021 followers, 92.6K engagements "wow i remember seeing this company was a platinum sponsor at moonshot last year. and i remember sitting to listen to their head of marketing talk about what they do. i remember checking them on linkedin too and being impressed"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947693247247069371) 2025-07-22 16:20:31 UTC 7019 followers, XXX engagements "a XX year old that starts investing with 50k monthly will have more than a XX year old that starts with 100k monthly. Don't waste time put that 10k 20k to work. Time is your greatest asset"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947932731725517209) 2025-07-23 08:12:08 UTC 7021 followers, 22.6K engagements "Two truths can co-exist. If your 50k/month is losing value to inflation the solution isnt to stop investing its to invest better. You beat inflation by putting your money in assets that outpace it over time not by sitting it out. Ofcourse compound interest needs the right assets and enough time to do the heavy lifting. So yes what you invest in matters. But when you start still matters too"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947960373392429425) 2025-07-23 10:01:59 UTC 7021 followers, 2279 engagements "What Are Treasury Bills T-Bills are short-term loans you give to the Nigerian government. In return they pay you back more than you gave them - that's your profit (or "interest"). Lets say you want to invest 1000000 in a 1-year Treasury Bill with a yield of 20%. You dont pay the full X million upfront. Instead the government sells it to you at a discount. For XX% they might sell it for 833333. You pay 833333 today. In XX months the government pays you back 1000000. That extra 166667 is your interest. No monthly interest payments - you get everything at maturity"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947210132737192024) 2025-07-21 08:20:47 UTC 6981 followers, 2953 engagements "thank you for the kind words and well done on saving 50k70k monthly. thats commendable youre doing about 20-30% circa. make sure you have an emergency fund before you start investing if youve been saving for a while this should be easy. idk your risk tolerance but im guessing youre young and want to invest long term. then start doing this now divide your monthly saving and investment budget into something like this: XX% - Emergency savings in a hysa or mmf XX% - low risk investments like mutual or fixed income funds XX% - higher risk like buy and hold some stocks - if you can stomach it. once"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1943389021897707790) 2025-07-10 19:17:03 UTC 6911 followers, 4469 engagements "@UOBadmus hi it depends on your goals and risk tolerance so you need to figure that out and pick assets that align"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1947933598985720070) 2025-07-23 08:15:35 UTC 7022 followers, 1262 engagements "@NonniWyldwolf hi. yes dollar funds exist for nigerians but they dont return up to XX% because dollar is more valuable. i listed some in this thread here some are on cowrywise too under dollar funds"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1946682248557637646) 2025-07-19 21:23:10 UTC 6992 followers, 11.9K engagements "@Atrillaire1 where did you get this information you can buy mutual funds with as low as 5k"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1945203196227473503) 2025-07-15 19:25:56 UTC 6996 followers, 11.8K engagements "some stocks in warren buffets portfolio *this is not financial advice Apple Charter Communications Floor & Decor Holdings United Parcel Service Coca-cola Mastercard Visa inc HP inc Wells Fargo Davita Healthcare S&P XXX Vanguard ETF Verizon Aon plc Chevron"  [@oyinbby_](/creator/x/oyinbby_) on [X](/post/tweet/1945220314691960872) 2025-07-15 20:33:58 UTC 7022 followers, 13.9K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@oyinbby_ chupa chups
chupa chups posts on X about money, investment, compound, stocks the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXXX +9.70%
- X Month XXXXXXXXX +11%
- X Months XXXXXXXXX +117,564%
- X Year XXXXXXXXX +937%
Mentions: XX #
- X Week XX +3.50%
- X Month XXX +300%
- X Months XXX +1,021%
- X Year XXX +584%
Followers: XXXXX #
- X Week XXXXX +23%
- X Month XXXXX +94%
- X Months XXXXX +482%
- X Year XXXXX +497%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance #4885 stocks technology brands musicians currencies celebrities luxury brands social networks
Social topic influence money #2369, investment #516, compound #69, stocks #1325, not financial, 10k, listing, inflation, financial education, cos
Top assets mentioned Uber Technologies, Inc. (UBER) Dave Inc. Class A Common Stock (DAVE) United Parcel Service, Inc. (UPS) Mastercard, Inc. (MA) Visa, Inc. (V) HP Inc (HPQ) Aon PLC (AON)
Top Social Posts #
Top posts by engagements in the last XX hours
"what he said about compound interest financial education and taxation. the people were not taught"
@oyinbby_ on X 2025-07-20 09:24:00 UTC 6979 followers, 2550 engagements
"When the Deputy Group MD personally responds to your firm-wide product feature update mail like this you know youre on the right track 😍" @oyinbby_ on X 2025-07-23 16:58:32 UTC 7021 followers, 3683 engagements
"what i have said is it is not the same and that still stands. X if you want liquidity buy mutual funds cos your money is not locked. X. its also easy to keep buying units of a mutual fund with disposable income (monthly) as opposed to multiple locked plans. X. they pay dividends quarterly. weigh your options and make the investment that suits you" @oyinbby_ on X 2025-07-16 13:14:14 UTC 6844 followers, 6609 engagements
"Top Nigerian Stocks with high dividends (as of today) *this is not financial advice. X. Smart Products Plc XXXXX% X. GTCO Holdings XXXXX% X. SFS REIT 10.44%% X. Custodian and Allied PLC - XXXXX% X. Access Holdings Plc XXXXX% X. Zenith Bank XXXXX% X. UBA Plc - XXXX% X. Dangote Cement Plc - XXXX% X. NGX Plc - XXXX% XX. UPDC REIT 7.58%" @oyinbby_ on X 2025-07-23 09:37:42 UTC 7022 followers, 42.5K engagements
"for context if you invest 200000 monthly in a conservative mutual fund that returns XX% per annum and leave it to compound for XX years your total investment would grow to approximately 77M. thats assuming you dont do more than 200k monthly for XX years which is unlikely because your income should increase within XX years" @oyinbby_ on X 2025-07-19 20:40:33 UTC 7021 followers, 211.3K engagements
"@TrenchesBoy_ hi i don't understand the question. do you mean if the investment will grow Yes it will and you can also increase from 10k as you start to make more money" @oyinbby_ on X 2025-07-23 08:14:24 UTC 7021 followers, 1843 engagements
"here are some Nigerian Stocks & ETFs currently trading at under XXX per share STOCKS: Access Bank XX BUA Cement XX Dangote Sugar XX GTCO XXXXX Intl Breweries XXXXX Lafarge (WAPCO) XXXXX Stanbic IBTC XX UBA XXXXX Zenith Bank XXXXX ETFs: Vetiva Banking ETF XX Vetiva XX ETF XXXXX Vetiva Consumer Goods ETF XXXXX Vetiva Industrial ETF XXXXX Start small and consistent" @oyinbby_ on X 2025-07-01 08:09:02 UTC 7021 followers, 124K engagements
"Presco declared XX naira per share dividend payout so if you have up to 1000 presco shares you are getting 42000 dividend just for owning it. Record date is 04/07/2025 Payment date is 06/08/2025" @oyinbby_ on X 2025-07-04 10:35:36 UTC 6986 followers, 12.1K engagements
"Many Nigerian mutual funds are underutilized. Despite offering XX% annual returns on average these funds arent widely used because people dont know they exist. Only XXX% of Nigerians invest in mutual funds" @oyinbby_ on X 2025-07-15 12:32:15 UTC 7022 followers, 176.4K engagements
"@mayordesign haha Happy birthday Mayowa 🎉" @oyinbby_ on X 2025-07-23 14:39:01 UTC 7008 followers, XX engagements
"Uber driver is playing only Rihanna X stars for you 🍾🫵🏽" @oyinbby_ on X 2025-07-23 05:52:36 UTC 7020 followers, XXX engagements
"@funom2004 If you invest a lump sum of 1000000 into a fund that returns XXXX% per annum and reinvest all interest for XX years your investment would grow to approximately 19.2m" @oyinbby_ on X 2025-07-19 21:27:49 UTC 7022 followers, 6073 engagements
"@TheObiLeonard hi elvis no it doesnt work that way 😂 compounding favours time more than amount. you would have about 45m+" @oyinbby_ on X 2025-07-20 14:18:15 UTC 6843 followers, 1161 engagements
"THREAD 🧵 Treasury Bills and Bonds Whats the Difference Lets start with what they have in common: T-Bills and Bonds are both ways of lending money to the government (or companies in the case of some bonds). You give them money. They pay you back with interest. Simple" @oyinbby_ on X 2025-07-21 08:20:46 UTC 7021 followers, 33.1K engagements
"we dont talk about the late Dr Beko Ransome-Kuti enough" @oyinbby_ on X 2025-07-18 10:07:07 UTC 7007 followers, XXX engagements
"I say it everyday time is your greatest asset - not money. Compound interest heavily rewards patience and starting early. Even small amounts invested consistently over long periods can grow exponentially more than larger amounts invested later. If you invest 50000 monthly starting at age XX earning an average return of XX% per year by age XX you'll have over XXX million. But if you wait until you're XX to start even if you double the investment to 100000 monthly by age XX youll have about XXX million XX million less even though you contributed more money. Thats compounding. The earlier you" @oyinbby_ on X 2025-07-23 08:07:48 UTC 7021 followers, 33.1K engagements
"We always advise to invest in some dollar denominated assets to give you protection against naira devaluation over time. So essentially you should have some USD assets in your portfolio. Ill be listing out some of the options available to nigerians in this thread. 🧵 Dont hoard info please RT" @oyinbby_ on X 2025-07-12 20:02:56 UTC 7022 followers, 67.9K engagements
"@Barry_247 oh okay so what do you suggest we do then Barry" @oyinbby_ on X 2025-07-19 21:24:51 UTC 7007 followers, 12.4K engagements
"hi hi. thank youuu youre just starting out so ill say this - dont live above your means think of tomorrow. your income monthly is 177k if you are still under your family and dont have major expenses you can put aside more than 20k but if you have budgeted for needs and you HONESTLY cannot it is fine side but very important note whatever plan youre putting your emergency fund in on cowrywise- i hope it is flexible if it is locked that defeats the purpose of it. same with the goal thing. now on investing. start with the money market funds on cowrywise pick one or two companies youre comfortable" @oyinbby_ on X 2025-07-12 11:39:27 UTC 6844 followers, 1085 engagements
"the nigerian economy is currently not doing so bad. forex is stable inflation is easing the ngx is up at levels it has never been before. the numbers look good the reforms are working. but theres a HUGE disconnect. the masses are not feeling it. i think about this everyday. 😫" @oyinbby_ on X 2025-07-21 17:09:52 UTC 6992 followers, 2668 engagements
"im really enjoying the Four Seasons on netflix. so good for unwinding which is what i do every night now ☹" @oyinbby_ on X 2025-07-24 21:10:06 UTC 7022 followers, XXX engagements
"@Atrillaire1 yes there are various types of mutual funds and it is possible that there is one like that. but the most popular type of mutual fund money market funds allow you entry with as low as 5k" @oyinbby_ on X 2025-07-15 19:29:53 UTC 6984 followers, 4654 engagements
"Real value is in how many ''units'' of shares you own not how many stocks you have. Ideally own enough units of good stocks" @oyinbby_ on X 2025-07-22 11:25:15 UTC 7022 followers, 9435 engagements
"ahahn chat gpt since when do you need XX hours LMAO" @oyinbby_ on X 2025-07-21 10:35:08 UTC 6979 followers, 3972 engagements
"in the new tax laws capital gains tax for individuals will now align with your progressive personal income tax" @oyinbby_ on X 2025-07-18 07:50:44 UTC 6981 followers, 1174 engagements
"were up 🥳 A budget is telling your money where to go instead of wondering where it went - Dave Ramsey I made a simple Monthly Budget Tracker help you track your income & spending set savings goals and see a summary of how you performed at the end of the month This tracker gives you a clear picture of where your money goes every month. Its super easy to use: X. add your income and update your expenses X. it automatically adds subtracts & shows your balance X. use the Summary tab to track your monthly progress" @oyinbby_ on X 2025-07-05 16:12:20 UTC 7022 followers, 129K engagements
"being able to use one month salary to pay rent in a nice estate is a privilege" @oyinbby_ on X 2025-07-20 11:31:06 UTC 7021 followers, 32.8K engagements
"for a new financial literacy/management product whats better" @oyinbby_ on X 2025-07-23 18:24:26 UTC 7022 followers, 1368 engagements
"alright. When I said conservative mutual fund I meant options with little to no risk like money market funds. These have delivered an average return of around XX% over the past two years. As for your second question no investment is ever XXX% certain. However the yield of a mutual fund typically reflects the assets its made up of so performance largely depends on its underlying composition" @oyinbby_ on X 2025-07-20 19:20:54 UTC 7007 followers, 2315 engagements
"piggyvest already gives you XX% On a LOCKED plan that you cannot compound with and for a year. its not the same why do you think it is locked who can tell us" @oyinbby_ on X 2025-07-16 09:50:15 UTC 7021 followers, 92.6K engagements
"wow i remember seeing this company was a platinum sponsor at moonshot last year. and i remember sitting to listen to their head of marketing talk about what they do. i remember checking them on linkedin too and being impressed" @oyinbby_ on X 2025-07-22 16:20:31 UTC 7019 followers, XXX engagements
"a XX year old that starts investing with 50k monthly will have more than a XX year old that starts with 100k monthly. Don't waste time put that 10k 20k to work. Time is your greatest asset" @oyinbby_ on X 2025-07-23 08:12:08 UTC 7021 followers, 22.6K engagements
"Two truths can co-exist. If your 50k/month is losing value to inflation the solution isnt to stop investing its to invest better. You beat inflation by putting your money in assets that outpace it over time not by sitting it out. Ofcourse compound interest needs the right assets and enough time to do the heavy lifting. So yes what you invest in matters. But when you start still matters too" @oyinbby_ on X 2025-07-23 10:01:59 UTC 7021 followers, 2279 engagements
"What Are Treasury Bills T-Bills are short-term loans you give to the Nigerian government. In return they pay you back more than you gave them - that's your profit (or "interest"). Lets say you want to invest 1000000 in a 1-year Treasury Bill with a yield of 20%. You dont pay the full X million upfront. Instead the government sells it to you at a discount. For XX% they might sell it for 833333. You pay 833333 today. In XX months the government pays you back 1000000. That extra 166667 is your interest. No monthly interest payments - you get everything at maturity" @oyinbby_ on X 2025-07-21 08:20:47 UTC 6981 followers, 2953 engagements
"thank you for the kind words and well done on saving 50k70k monthly. thats commendable youre doing about 20-30% circa. make sure you have an emergency fund before you start investing if youve been saving for a while this should be easy. idk your risk tolerance but im guessing youre young and want to invest long term. then start doing this now divide your monthly saving and investment budget into something like this: XX% - Emergency savings in a hysa or mmf XX% - low risk investments like mutual or fixed income funds XX% - higher risk like buy and hold some stocks - if you can stomach it. once" @oyinbby_ on X 2025-07-10 19:17:03 UTC 6911 followers, 4469 engagements
"@UOBadmus hi it depends on your goals and risk tolerance so you need to figure that out and pick assets that align" @oyinbby_ on X 2025-07-23 08:15:35 UTC 7022 followers, 1262 engagements
"@NonniWyldwolf hi. yes dollar funds exist for nigerians but they dont return up to XX% because dollar is more valuable. i listed some in this thread here some are on cowrywise too under dollar funds" @oyinbby_ on X 2025-07-19 21:23:10 UTC 6992 followers, 11.9K engagements
"@Atrillaire1 where did you get this information you can buy mutual funds with as low as 5k" @oyinbby_ on X 2025-07-15 19:25:56 UTC 6996 followers, 11.8K engagements
"some stocks in warren buffets portfolio *this is not financial advice Apple Charter Communications Floor & Decor Holdings United Parcel Service Coca-cola Mastercard Visa inc HP inc Wells Fargo Davita Healthcare S&P XXX Vanguard ETF Verizon Aon plc Chevron" @oyinbby_ on X 2025-07-15 20:33:58 UTC 7022 followers, 13.9K engagements