# ![@moving_charlie Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::966535231.png) @moving_charlie Moving Home with Charlie

Moving Home with Charlie posts on X about money, housing market, inflation, rates the most. They currently have [------] followers and [----] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::966535231/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::966535231/c:line/m:interactions.svg)

- [--] Week [-------] -84%
- [--] Month [---------] +118%
- [--] Months [----------] -1.60%
- [--] Year [----------] +65%

### Mentions: [--] [#](/creator/twitter::966535231/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::966535231/c:line/m:posts_active.svg)

- [--] Month [---] -13%
- [--] Months [-----] +13%
- [--] Year [-----] +6.50%

### Followers: [------] [#](/creator/twitter::966535231/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::966535231/c:line/m:followers.svg)

- [--] Week [------] +0.17%
- [--] Month [------] +2.80%
- [--] Months [------] +9.60%
- [--] Year [------] +71%

### CreatorRank: [-------] [#](/creator/twitter::966535231/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::966535231/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [travel destinations](/list/travel-destinations)  [countries](/list/countries)  [technology brands](/list/technology-brands)  [stocks](/list/stocks)  [social networks](/list/social-networks)  [automotive brands](/list/automotive-brands)  [cryptocurrencies](/list/cryptocurrencies)  [celebrities](/list/celebrities)  [luxury brands](/list/luxury-brands) 

**Social topic influence**
[money](/topic/money), [housing market](/topic/housing-market) #336, [inflation](/topic/inflation), [rates](/topic/rates), [london](/topic/london), [debt](/topic/debt), [homes](/topic/homes), [investment](/topic/investment), [mortgage rate](/topic/mortgage-rate), [bank of](/topic/bank-of)

**Top accounts mentioned or mentioned by**
[@movingcharlie](/creator/undefined) [@alexgroundwater](/creator/undefined) [@mortgagemiken2](/creator/undefined) [@sashayanshin](/creator/undefined) [@russellquirk](/creator/undefined) [@tiradeurgue](/creator/undefined) [@trevgoes4th](/creator/undefined) [@rachelreevesmp](/creator/undefined) [@financialshaw](/creator/undefined) [@proptechpioneer](/creator/undefined) [@garyseconomics](/creator/undefined) [@uklabour](/creator/undefined) [@ons](/creator/undefined) [@kickingmustang](/creator/undefined) [@angelarayner](/creator/undefined) [@victoriaspratt](/creator/undefined) [@ddc2](/creator/undefined) [@richarddonnell](/creator/undefined) [@nigelfarage](/creator/undefined) [@johnstepek](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [April (APRIL)](/topic/april) [Tesla, Inc. (TSLA)](/topic/tesla)
### Top Social Posts
Top posts by engagements in the last [--] hours

"I saw this absolutely stunning brand-new Aston Martin based on the old DB5 design in Park Lane today. Jawdropping"  
[X Link](https://x.com/moving_charlie/status/1027982907044974592)  2018-08-10T18:19Z 12.5K followers, [--] engagements


"So many agents still in denial that the property market will be affected by all this daily worsening outlook. https://www.bbc.co.uk/news/business-62643934 https://www.bbc.co.uk/news/business-62643934"  
[X Link](https://x.com/moving_charlie/status/1562045105908944899)  2022-08-23T11:52Z 12.5K followers, [--] engagements


"@MrGreenHomes No of course not a surprise for me I called it back in February What is a surprise is how suddenly it's turning into a proper shitstorm that's going to hit transactions harder than I had expected"  
[X Link](https://x.com/moving_charlie/status/1574151157928312833)  2022-09-25T21:37Z 12.3K followers, [--] engagements


"@bbcpaddy those good December shopping figures are a complete false dawn If inflation is 10% and there sales figures are up 7% spending was down in real terms. We bought less stuff it just cost more. How can Chris Giles not know that"  
[X Link](https://x.com/moving_charlie/status/1614553689167126531)  2023-01-15T09:22Z 12.7K followers, [--] engagements


"Net home sales agreed (agreed minus fall throughs) in week [--] of [----] are 34% down on last year. Almost the same as week [--] of [----] as the pandemic began. The call I received from an agent in week [--] was that the phones had stopped ringing almost completely. Who'll blink first"  
[X Link](https://x.com/moving_charlie/status/1615410157801857024)  2023-01-17T18:06Z 12.5K followers, [----] engagements


""It's not the economy stupid. It's housing." -Charlie Lamdin [----] This is the message our politicians need to hear going into the next election. It stands up to scrutiny as housing and the economy are so closely linked. But voting for the economy first is cart before horse"  
[X Link](https://x.com/moving_charlie/status/1624829592572755971)  2023-02-12T17:55Z 12.5K followers, 498.8K engagements


"@MauriceKilbride @bankofengland Definitely 0.25% perhaps even 05% increase although this won't help banking sector worries which are mostly brought about by the rise in interest rates"  
[X Link](https://x.com/moving_charlie/status/1638453984364048387)  2023-03-22T08:14Z 12.3K followers, [----] engagements


"@Alex_Symington @cmcalister5 @anthonycodling @twindighomes It takes [--] months for the effects of interest rate changes to hit transactions fully"  
[X Link](https://x.com/moving_charlie/status/1654906643920953345)  2023-05-06T17:51Z 12.3K followers, [--] engagements


"I sense small seismic tremors in the financial markets. It may not be far off"  
[X Link](https://x.com/moving_charlie/status/1661878342012813313)  2023-05-25T23:34Z 10.2K followers, [--] engagements


"@Zara091239 @alexgroundwater @cmcalister5 @LouC1887905 @daisy_15_ This is what Alex predicted"  
[X Link](https://x.com/moving_charlie/status/1668747277756940289)  2023-06-13T22:28Z 10.7K followers, [---] engagements


"@Adam_Hosker I watched her Was waiting for something insightful or valuable or new but alas nothing"  
[X Link](https://x.com/moving_charlie/status/1671904479107506176)  2023-06-22T15:34Z 12.3K followers, [---] engagements


"@CryptoKeyChain Based on interest rate futures pricing in 6.25% next January. Its what the market expects. In the last year they have always turned out higher than the market expects. Anyone who wants to do [--] seconds research will find this out for themselves"  
[X Link](https://x.com/moving_charlie/status/1672665335240044550)  2023-06-24T17:58Z 10.7K followers, [---] engagements


""Calls for aid for mortgage holders need to be largely ignored. There are few unfairnesses greater than the fact that property owners get all the benefits of real estate price booms and low interest rates but demand bailouts often successfully when rates rise and prices fall"  
[X Link](https://x.com/moving_charlie/status/1672736987109883907)  2023-06-24T22:42Z 10.7K followers, 43.4K engagements


"@JonW323 Agreed its chronic policy failure of gov and BoE that puts us where we are now. They created inflation during Covid with furlough money then didnt raise rates modestly soon enough to contain inflation then make the mistake of thinking it was transitory and here we are"  
[X Link](https://x.com/moving_charlie/status/1672906768458850304)  2023-06-25T09:57Z 10.2K followers, [--] engagements


"Thought: allowing house prices to fall may be one of the only ways of successfully killing inflation hence nothing from gov to prop them up"  
[X Link](https://x.com/moving_charlie/status/1672908197705793538)  2023-06-25T10:02Z 12.5K followers, 14.2K engagements


"@cocop00ch Thats one of the silver linings of inflation yes but if its unchecked it will destroy the economy entirely. They have to control it no matter what"  
[X Link](https://x.com/moving_charlie/status/1672909167739256832)  2023-06-25T10:06Z 10.7K followers, [--] engagements


"8pm Live: Mortgage Payer Misery. No Bailout. What you must do NOW"  
[X Link](https://x.com/moving_charlie/status/1673043394107695104)  2023-06-27T19:33Z 10.7K followers, [----] engagements


"The government cant order the banks to do anything correct @MartinSLewis But I dont agree that increasing saving rates is disinflationary. Its the opposite"  
[X Link](https://x.com/moving_charlie/status/1673239995052613632)  2023-06-28T11:06Z 10.7K followers, [----] engagements


"Hence rising savings rates are inflationary UNTIL they exceed inflation in this example. @moving_charlie @MartinSLewis If the savings rate is below inflation (as it is now) then I'm encouraged to get on with capital purchases before my wealth is eroded. If the rate goes above inflation i'd stave off my big spending to take advantage. @moving_charlie @MartinSLewis If the savings rate is below inflation (as it is now) then I'm encouraged to get on with capital purchases before my wealth is eroded. If the rate goes above inflation i'd stave off my big spending to take advantage"  
[X Link](https://x.com/moving_charlie/status/1673288299081871362)  2023-06-26T11:13Z 12.5K followers, 10.9K engagements


"Middle class implosion. @alexgroundwater s dystopian welcome to [----] story beginning to manifest"  
[X Link](https://x.com/moving_charlie/status/1673358099514531842)  2023-06-27T19:04Z 10.7K followers, 24.4K engagements


"Is anyone surprised that people took advantage of low interest rates to buy a nicer home while they could Even if some have to sell now and move back into what they would otherwise have been living in if it werent for low rates they still had some time in a nicer home"  
[X Link](https://x.com/moving_charlie/status/1673409791694086146)  2023-06-26T19:19Z 10.2K followers, 24.8K engagements


"Bank of Mum and Dad 'risks becoming unsustainable' "  
[X Link](https://x.com/moving_charlie/status/1673573069552590849)  2023-06-27T06:04Z 10.7K followers, [--] engagements


"@Mohamme39038611 How do they pay off the mortgage"  
[X Link](https://x.com/moving_charlie/status/1673771095558701064)  2023-06-27T19:11Z 10.7K followers, [--] engagements


"@lord_hughesy @MartinSLewis Theyve ended Help to Buy. Theyve ended ultra low interest rates. Lockdown funding is now almost all gone. The best thing they can do is leave the market to settle naturally where it may and stop trying to prop it up. If they had done that in [----] more people would be able to"  
[X Link](https://x.com/moving_charlie/status/1673773862192807936)  2023-06-27T19:22Z 10.7K followers, [--] engagements


"The buying budget difference between 4% and 6% mortgage rates for typical FTB is about 50k less. If looking to buy at 300k with a 50k deposit borrowing 250k at 4% at 6% it becomes buying at 245k with a loan of 195k. Factor in that FTBs are usually over half of all"  
[X Link](https://x.com/moving_charlie/status/1673812972135653376)  2023-06-27T21:58Z 10.7K followers, [---] engagements


"That would take the proportion of insolvent households to nearly 30% (roughly [---] million) the NIESR said last week with the largest impact set to be incurred in Wales and the northeast of England. Everythings fine. No really. 🤦🏻♂ Yes its scary"  
[X Link](https://x.com/anyuser/status/1673815036500770816)  2023-06-27T22:06Z [--] followers, [---] engagements


"Reminder: if you find my content irritating or depressing or frightening you are not obliged to follow me. Youre free to unfollow and block me to make sure you dont see it by mistake. Not wanting to know whats coming is a legitimate coping strategy (seriously). It just"  
[X Link](https://x.com/moving_charlie/status/1673970482725502976)  2023-06-28T11:13Z 10.7K followers, 10K engagements


"Nitty gritty data that might show hope for London buyers in certain boroughs (although some boroughs going up some going down). https://bankunderground.co.uk/2023/06/27/how-house-prices-respond-to-interest-rates-depends-on-where-they-are-in-the-country/amp/ https://bankunderground.co.uk/2023/06/27/how-house-prices-respond-to-interest-rates-depends-on-where-they-are-in-the-country/amp/"  
[X Link](https://x.com/moving_charlie/status/1673984779249754115)  2023-06-28T09:20Z 12.5K followers, [----] engagements


"House prices never 'crash'. But they do slide. It always takes a few years. It's only ever talked about either as a 'crash' from the past or as clickbait for the future. But they never 'crash' in the way that stock markets and share prices can and do in a single day"  
[X Link](https://x.com/moving_charlie/status/1674041646864912384)  2023-06-28T16:05Z 10.7K followers, 10.4K engagements


"Tomorrows mortgage rates from a well known lender. A 10yr fix with a 20% deposit and its still almost 5%"  
[X Link](https://x.com/moving_charlie/status/1674064112987389961)  2023-06-28T18:51Z 10.1K followers, 19.7K engagements


"Am I imagining it or did he say this already a few weeks ago"  
[X Link](https://x.com/moving_charlie/status/1674150785221898241)  2023-06-28T20:48Z 10.7K followers, 10.6K engagements


"9pm tonight. @richard_donnell Director of Research from Zoopla has kindly agreed to appear on tonights Livestream with myself and Housing Stig aka @alexgroundwater to discuss: Will prices fall 5% or 35% Can we change each others minds Details to follow"  
[X Link](https://x.com/moving_charlie/status/1674382819471118337)  2023-06-29T13:52Z 10.7K followers, 11.8K engagements


"Facts have changed so has our view. a surprise [---] percentage point (pp) rise in the base rate suggest that BoE remains far from getting on top of inflation. So we now expect rates to peak at 6.5% by end [----] [---] pp higher than our previous forecast"  
[X Link](https://x.com/moving_charlie/status/1674388501444321281)  2023-06-29T12:06Z 10.7K followers, 14.7K engagements


"Gobsmacked. But Mark Bogard chief executive of the Family Building Society said voluntarily selling homes instead could be the best option for some indebted borrowers. He said: By hanging on it will only get worse. Sometimes you just have to stop"  
[X Link](https://x.com/moving_charlie/status/1674485686412386309)  2023-06-29T22:21Z 10.7K followers, 18.4K engagements


"between [--] & [----] housing stock grew by 10% but population only grew 5%. If house prices were a function of supply and demand they should have fallen. They didnt. They rose by 300%. The cause of house price rises is the unrestrained supply of money"  
[X Link](https://x.com/moving_charlie/status/1676559541595455495)  2023-07-05T12:08Z 10.7K followers, 32.1K engagements


""Traders now see a 50% chance of rate hikes peaking at 6.5% by March as investors aggressively revise higher their expectations for UK rates. Barings is shorting UK bond futures while Schroders are now seeing the BOEs hiking cycle ending at 6.5%""  
[X Link](https://x.com/moving_charlie/status/1676640486474534913)  2023-07-05T17:13Z [----] followers, 26.4K engagements


"Prices look likely to remain steady. I fear this remark will return to haunt you H. And please everyone stop saying no crash yet. Bored of repeating it: prices never crash they slide over a few years. Houses arent stocks ffs. But 35% falls more likely than ever now"  
[X Link](https://x.com/moving_charlie/status/1677234821112770562)  2023-07-07T08:43Z 10.7K followers, 21.7K engagements


"Homeownership is truly only a blessing when you finally become mortgage-free. If house prices do crash and the great property correction comes it will be Generation Rent laughing all the way to the bank. Provocative article"  
[X Link](https://x.com/moving_charlie/status/1677450600068403201)  2023-07-07T22:52Z [----] followers, 22.3K engagements


"I agree with [--] of those. Then add in these extra downward factors: Cost of living Tax Inflation Unemployment"  
[X Link](https://x.com/moving_charlie/status/1677608818002239488)  2023-07-08T09:21Z 10.7K followers, [--] engagements


"I agree. I think the Tories have already resigned themselves to losing the next election (40 of them not standing again) which is probably also why they wont remove Sunak theyll leave him at the helm of the sinking ship and add him to the list of disastrous unelected PMs"  
[X Link](https://x.com/moving_charlie/status/1677612614354976768)  2023-07-08T09:58Z 10.7K followers, 13.3K engagements


"Why hasn't mortgage pain led to a housing crash - @faisalislam [--]. House prices never crash like stocks can they slide over several years. [--]. The only data on which journalists can rely is heavily lagged. Theres no agreed price data"  
[X Link](https://x.com/moving_charlie/status/1677647597597605888)  2023-07-09T07:55Z 10.7K followers, 12.7K engagements


"How to value a property youre thinking of buying: Are there other people offering [--]. If so theres a market for that property and youll need to match or exceed the other offers. [--]. If not you are the market for that property. Offer what its worth to you in your"  
[X Link](https://x.com/moving_charlie/status/1677686399527428098)  2023-07-09T07:53Z 10.7K followers, 14.4K engagements


"Exactly [--] months ago I wrote this in @thetimes I don't need a crystal ball. I work in resi property software and can see what's happening [--] months before the media"  
[X Link](https://x.com/moving_charlie/status/1677771036773740544)  2023-07-09T07:53Z 10.7K followers, 13.7K engagements


"Happy to see housing becoming becoming a defining topic of the next election. Not happy that baseless claims are being made on how the problem will be solved nor that its excluding renters who are more widely hit by rising rents"  
[X Link](https://x.com/moving_charlie/status/1677940910548557824)  2023-07-09T07:57Z 10.7K followers, [----] engagements


"As @alexgroundwater has been warning for months"  
[X Link](https://x.com/moving_charlie/status/1677944086400040968)  2023-07-10T08:22Z 10.7K followers, [----] engagements


"The UK is the stagflationary sick man of Europe said Bank of America chief investment strategist Michael Hartnett. Cole warned that betting on an unexpected decline in inflation in the near-term would seem like the triumph of hope over experience"  
[X Link](https://x.com/moving_charlie/status/1677946022218137600)  2023-07-09T07:41Z 10.7K followers, [--] engagements


"Like going live with your dating profile on a new site: youre never going to get as much play as during the initial gush of interest. On the importance of presentation when selling a home"  
[X Link](https://x.com/moving_charlie/status/1677946671857106944)  2023-07-09T07:44Z 10.7K followers, [----] engagements


"C or above within [--] years. Ouch. Landlords will be blocked from letting properties unless they upgrade them to meet net zero energy efficiency targets by [----] The Telegraph understands. Homes will be required to have an EPC rating of C or above"  
[X Link](https://x.com/moving_charlie/status/1677948816958300161)  2023-07-09T08:18Z 10.7K followers, 22.2K engagements


"Theres a lot of confusion surrounding what QE or Quantitative Easing actually is. Its not printing money. QE involves us buying bonds to push up their prices and bring down long-term interest rates. In turn that increases how much people spend"  
[X Link](https://x.com/moving_charlie/status/1677987553687863301)  2023-07-09T10:58Z 10.7K followers, 14.4K engagements


"Estate agents arent property valuers. In fact theyre not even allowed to provide you with a valuation unless they are professionally qualified to do so which most arent. What they are is moving facilitators pure and simple. They are there to help people move home"  
[X Link](https://x.com/moving_charlie/status/1678013764598222850)  2023-07-09T13:30Z 10.7K followers, 15.3K engagements


"@gettingworse666 My point is QE doesnt put cash into general circulation in the way most people interpret printing money does. It was used effectively to strengthen banks balance sheets. It didnt increase lending much. The pandemic furlough loans etc was closer to money printing as"  
[X Link](https://x.com/moving_charlie/status/1678015966347706369)  2023-07-09T13:33Z 10.7K followers, [---] engagements


""Dealer I'd like [----] of chips please. I'll pay for them over the next [--] months". Please don't challenge me to a bet if when I accept it means you have to pay by instalments over a year if you lose (even/especially if it's for charity)"  
[X Link](https://x.com/moving_charlie/status/1678043570912075776)  2023-07-09T14:12Z 10.7K followers, 17.3K engagements


"@DavidPenneyPRW @r0a5k1ll3 @NedMulread63786 IF my expectation is correct and IF I was the only regular commentator who called it would you not agree that it will have been helpful to people who avoided what would otherwise have been a mistake And if so is there any harm in expressing my view Why would you 'object'"  
[X Link](https://x.com/moving_charlie/status/1678072559110111232)  2023-07-09T16:08Z 10.7K followers, [---] engagements


"@SciAnswer @alexgroundwater Zero. Ive lost count of how many times weve been told that somewhere or other in England will be the new Silicon Valley. Nonsense clickbait by people who dont understand how or why Silicon Valley came into existence and that its now moved to Austin TX"  
[X Link](https://x.com/moving_charlie/status/1678094292978466820)  2023-07-09T20:45Z 10.7K followers, [----] engagements


"Who knew Ive actually been predicting something that most people think is GOOD news Im not a doom monger after all. Phew"  
[X Link](https://x.com/moving_charlie/status/1678100170993553408)  2023-07-09T17:56Z 10.7K followers, 11.7K engagements


"@MortgageMikeN2 @DavidPenneyPRW @r0a5k1ll3 @NedMulread63786 But you and everyone else said interest rates would fall remember Anyhow I did recently say that rising interest rates are offsetting the benefits of price falls for buyers but that will change in around a years time when affordability will have improved"  
[X Link](https://x.com/moving_charlie/status/1678113638081765376)  2023-07-09T18:51Z 10.7K followers, [---] engagements


"@Hapless123 That's because most don't. But some the minority who combine real professionalism and expertise with genuine care for their clients make a life changing difference to the process. In this market when [--] out of [--] properties aren't selling the ones getting the sales done are it"  
[X Link](https://x.com/moving_charlie/status/1678142255788351490)  2023-07-09T20:52Z 10.7K followers, [---] engagements


"@MortgageMikeN2 @financial_shaw So you're saying you don't think affordability will ever improve"  
[X Link](https://x.com/moving_charlie/status/1678148187708588036)  2023-07-09T21:04Z 10.7K followers, [---] engagements


"Thats the most positive spin Ive ever heard on news that unemployment has risen. It does at least say in the article that its a concern for the economy. UK Labour Supply Jumps in Boost for BOE Inflation Fight"  
[X Link](https://x.com/moving_charlie/status/1678305405774995456)  2023-07-10T07:52Z 10.2K followers, [----] engagements


"Mind the (16%) Gap. "Surging interest rates have made mortgages pricier and weakened homebuyers purchasing power and thats why @Bloomberg Economics predicts home prices will pull back. There will be an even steeper decline later in the year according to Niraj Shah and Jamie"  
[X Link](https://x.com/moving_charlie/status/1678399497188040704)  2023-07-11T09:14Z 10.7K followers, 15.1K engagements


"Imagine how different this chasing-the-market-down 60k story wouldve been if theyd listed it at 345k last July Theyd have probs got 350k completion by Christmas. Instead [--] months later theyre desperately hoping for [------] in a worse market. Failed by their agent"  
[X Link](https://x.com/moving_charlie/status/1678474669223976970)  2023-07-10T19:47Z 10.7K followers, 25.5K engagements


"@Vercovicium @propertylog Thats why I keep sharing these stories in the hope that it will snap some zombie sellers out of their trance"  
[X Link](https://x.com/moving_charlie/status/1678477238809817097)  2023-07-10T19:20Z 10.7K followers, [----] engagements


"@LewisFackrell @propertylog As ever not ALL estate agents. The ones getting things sold in the last [--] months have been working hard for their clients and getting the move done. But agents like this Theyre certainly not helping"  
[X Link](https://x.com/moving_charlie/status/1678477659213295629)  2023-07-10T19:41Z 10.7K followers, [---] engagements


"If you have a friend whos trying to sell please send them these stories and say they MUST price below market expectations to be in with a chance of selling any time soon. The market is generally falling away faster and faster at the moment"  
[X Link](https://x.com/moving_charlie/status/1678487224810106894)  2023-07-10T20:34Z 10.7K followers, 12.2K engagements


"@sam_flynn996 Which part are you having trouble with 😉"  
[X Link](https://x.com/moving_charlie/status/1678487405953798145)  2023-07-10T19:35Z 10.7K followers, [--] engagements


"Hunt to Plunder UK Pensions for risky VC investments in desperate attempt to boost flagging economy Am gobsmacked that the @guardian has become such an impotent newspaper with not a single question raised about this advertorial story. Not one"  
[X Link](https://x.com/moving_charlie/status/1678492487298478085)  2023-07-11T00:02Z 10.7K followers, [----] engagements


"Startups are known to have a 90% failure rate. This is astounding. Yes it will create some (temporary) employment good but Im not sure that pension fund investors thought they were signing up to be VCs. https://www.bloomberg.com/news/articles/2023-07-10/nine-uk-pension-funds-agree-to-invest-5-of-assets-to-startups https://www.bloomberg.com/news/articles/2023-07-10/nine-uk-pension-funds-agree-to-invest-5-of-assets-to-startups"  
[X Link](https://x.com/moving_charlie/status/1678499763442917377)  2023-07-10T20:21Z 12.5K followers, [----] engagements


"We all hope hes right (this time) but even if he is it doesnt change the trajectory of the housing market for the next [--] months"  
[X Link](https://x.com/moving_charlie/status/1678502173783515144)  2023-07-10T21:17Z [----] followers, 10.8K engagements


"@GePresseBooks @guardian Investment alone doesnt guarantee growth though in the startup space certainly. The investment itself is obviously welcome Im just not sure its the risk profile the pension fund customers signed up for"  
[X Link](https://x.com/moving_charlie/status/1678502796453109762)  2023-07-11T07:53Z 10.7K followers, [---] engagements


"@vicky_mrs No idea but if they have they should take it. If they havent and are bluffing (lying) they may live to regret laughing at your offer"  
[X Link](https://x.com/moving_charlie/status/1678503008135524352)  2023-07-10T20:35Z 10.7K followers, [---] engagements


"@MattStirner Deflation never happens 🤔 @alexgroundwater"  
[X Link](https://x.com/moving_charlie/status/1678508925010706440)  2023-07-10T23:29Z 10.2K followers, [----] engagements


"@peterdiamond1 @MortgageMikeN2 I dont disagree on the second point but the first one (you dont lose without selling) is such a colossal misnomer that I dont know where to begin. Its as though you dont understand asset values and their relationship to leveraging and liquidity. If your pension fund loses"  
[X Link](https://x.com/moving_charlie/status/1678528522027974660)  2023-07-11T08:28Z 10.7K followers, [---] engagements


"Whether we do or don't see it it's better to be prepared for it and hope it doesn't happen than to assume it won't"  
[X Link](https://x.com/moving_charlie/status/1678695226792189953)  2023-07-11T09:19Z 10.7K followers, [----] engagements


"Ave Nominal (number of ) Wages Up at c. 7%. Real (actual value) Wages Down c. -1% Pay growth trend up. So it's now MORE likely that rates will rise. Markets pricing in 0.5% rise in Aug as most likely. Inflation battle getting bloodier"  
[X Link](https://x.com/moving_charlie/status/1678697645659897856)  2023-07-11T09:35Z 10.7K followers, [----] engagements


"Very poor juggling to try (obviously unsuccessfully) to generate enquiries by triggering automatic email send outs from Rightmove. Weak stuff @FulfordsUK"  
[X Link](https://x.com/moving_charlie/status/1678728090590285826)  2023-07-11T11:30Z 10.7K followers, 10.7K engagements


"@__Gothmog The worst agents simply dont know any other way to win business. Literally. Highest valuation or bust. Bust is what it will be for many of them"  
[X Link](https://x.com/moving_charlie/status/1678728494975516673)  2023-07-11T11:34Z 10.7K followers, [---] engagements


"Speed or price. If moving home is a life essential you need to be clear with your agent which is more important in a normal market. In a falling market speed=price. (The longer it takes the lower price youll get). Hence quality/competence of your agent is paramount"  
[X Link](https://x.com/moving_charlie/status/1678729811240296448)  2023-07-11T11:47Z 10.7K followers, [----] engagements


"If you think selling a home is easy ask yourself why more than [--] out of [--] homes on the market in England and Wales currently arent selling. Seriously why"  
[X Link](https://x.com/moving_charlie/status/1678730662361149441)  2023-07-11T14:08Z [----] followers, 27.8K engagements


"9pm livestream tonight (straight after @MartinSLewis has finished his 'Emergency Mortgage Crisis' show): The only [--] real world options open to potential Forced Sellers. This is a serious video intended to help people act sooner"  
[X Link](https://x.com/moving_charlie/status/1678801034515296256)  2023-07-14T17:00Z 10.7K followers, [----] engagements


"Now: Watching Martin Lewiss emergency mortgage crisis show on ITV 9pm: going live on video with options for people worried about whether or not they can afford to keep their homes. 9.30pm (ish) a live stream with Housing Stig @alexgroundwater discussing economic prospects"  
[X Link](https://x.com/moving_charlie/status/1678845145238601728)  2023-07-11T19:20Z 10.7K followers, [----] engagements


"@itsRussellQuirk I think its important to point out the significant difference in wage growth between the public and private sector. Private much higher. Public sector far less responsible for inflation"  
[X Link](https://x.com/moving_charlie/status/1678846983467876355)  2023-07-11T19:21Z 12.5K followers, [----] engagements


"If you are a mortgage holder and watched @MartinSLewis interview @Jeremy_Hunt on @itvMLshow how did it affect you"  
[X Link](https://x.com/moving_charlie/status/1678852544162922498)  2023-07-12T06:44Z 10.7K followers, 10.7K engagements


"9pm Live: Only [--] Options for Forced Sellers"  
[X Link](https://x.com/moving_charlie/status/1678856708549124096)  2023-07-11T20:35Z 10.7K followers, [----] engagements


"@AIM_profit @drsparwaga @alexgroundwater @MartinBodenham @John_Stepek @watling_samuel You cannot see"  
[X Link](https://x.com/moving_charlie/status/1678882422866300929)  2023-07-11T21:44Z 10.7K followers, [---] engagements


"@250kchip no because there's no data for that. Also a year ago it was more like 1:1. End of last year 3:1 now 5:1. It's a measurable metric of the market"  
[X Link](https://x.com/moving_charlie/status/1679059848133066755)  2023-07-12T09:29Z 10.7K followers, [--] engagements


"Insolvencies in England and Wales hit a 24-year high. "Begbies Traynor a business recovery consultancy has said all of the nations companies struggling to service debts will have failed by the end of next year." For anyone moving home refinancing considering long term"  
[X Link](https://x.com/moving_charlie/status/1679063543964893185)  2023-07-12T10:30Z 10.7K followers, 15K engagements


"Honest agents (the ones who don't overvalue) are punished for their honesty by not getting the seller's business. Dishonesty pays in estate agency because sellers make it so. But no one ever admits it"  
[X Link](https://x.com/moving_charlie/status/1679067016743747584)  2023-07-12T11:29Z 10.7K followers, [----] engagements


"That last bullet point 🤦🏻♂"  
[X Link](https://x.com/moving_charlie/status/1679087464906993665)  2023-07-12T11:31Z 10.7K followers, 20.4K engagements


"In the private sector this kind of clusterphuck would be laughed at. This performance in the private sector would result rightly in many people being fired. A true reflection of how seriously the housing crisis is being taken in government. Shameful"  
[X Link](https://x.com/moving_charlie/status/1679102340060569605)  2023-07-12T12:18Z [----] followers, [----] engagements


"Estate agency followers: I hope you'll be able to join next Monday at [--] noon then straight afterwards for the live private video conference. Got an agency trainer (a former agent) guest I really admire (a rare thing) with experience of how to get people moved in a downturn"  
[X Link](https://x.com/moving_charlie/status/1679141676072173568)  2023-07-12T14:52Z 10.7K followers, [----] engagements


"@StuartC28574855 Stuart I don't know why this annoys some people but having had hundreds and hundreds of estate agency businesses large and small good and bad all over the country as my clients for over [--] years there's nothing I don't know about agency. Try me"  
[X Link](https://x.com/moving_charlie/status/1679142234636140544)  2023-07-12T14:57Z 10.7K followers, [--] engagements


"@MartinSLewis You can't dance with the devil (politics) for your show and then complain when the devil abuses you for it"  
[X Link](https://x.com/moving_charlie/status/1679142738858524672)  2023-07-12T16:55Z 10.7K followers, 146.4K engagements


"@jaco45er @MartinSLewis Agree to differ on my questioning of Martin complaining about having his name used by a politician whose name had been used on Martin's show Ok"  
[X Link](https://x.com/moving_charlie/status/1679150611064066048)  2023-07-12T15:41Z 10.7K followers, [---] engagements


"Nothing about this makes me happy. I find gallows humour a good coping mechanism"  
[X Link](https://x.com/moving_charlie/status/1679152330468384771)  2023-07-12T16:58Z 10.7K followers, [----] engagements


"Kudos to estate agency Hamptons International for publishing market data with little spin or guff. Refreshing and rare to see"  
[X Link](https://x.com/moving_charlie/status/1679176575030378504)  2023-07-12T19:40Z 10.7K followers, [----] engagements


"Legal Clinic Livestream for Movers 8pm Tonight"  
[X Link](https://x.com/moving_charlie/status/1679204006361694211)  2023-07-12T19:04Z 10.7K followers, [----] engagements


"I am perpetually stunned by people who ABSOLUTELY BELIEVE that even if your asset has officially halved in value you havent lost any money as long as you havent sold it. There are AGENTS AND BROKERS who believe this fantasy getting paid to advise people on finances"  
[X Link](https://x.com/moving_charlie/status/1679911539560554496)  2023-07-15T02:23Z 10.7K followers, 15.4K engagements


"A good analysis of agents in this market and wise suggestion for buyers"  
[X Link](https://x.com/moving_charlie/status/1680847303064649733)  2023-07-19T18:46Z 10.1K followers, 22.4K engagements


"My talking-down-the-market powers are growing It has nothing at all to do with interest rates employment cost of living; no no. I did this all on my own 😉 (Note: this is irony directed at any who think a market as large and slow as housing can be talked up or down)"  
[X Link](https://x.com/moving_charlie/status/1681346167924310025)  2023-07-21T02:53Z [----] followers, 18K engagements


"Inflation has as expected by everyone come down a bit to only 7.9%. Core inflation also fell a bit to 6.9%. It will keep falling too but at this rate we are still a very long way away from inflation being lower than wage growth or interest rates. Until thats the case"  
[X Link](https://x.com/moving_charlie/status/1681675066419888130)  2023-07-22T22:47Z 10.7K followers, 22.5K engagements


"I never realised just how paranoid so many people are about being right or wrong. How exhausting and what a waste of energy. Nothing really matters in the end. If were right great. If were wrong weve learned something. Win win. Relax"  
[X Link](https://x.com/moving_charlie/status/1681783938749026305)  2023-07-21T00:39Z 10.2K followers, [----] engagements


"My superpower my whole life has been that Ive never cared one iota what people think of me. My deep ambivalence to others opinions of me tends to infuriate people even more than the things I say. It must be draining to live in constant fear of the judgment of others"  
[X Link](https://x.com/moving_charlie/status/1681787617807826945)  2023-07-19T22:06Z 12.5K followers, 12.4K engagements


"I'm trying to find the words to characterise the bonkers overreaction to yesterday's inflation news. I realise everyone needs some good news and will clutch at anything that sounds good. And yes inflation falling more than anyone expected IS good news no doubt. But did anything announced yesterday actually change anything that we're expecting OK the markets have revised peak rates down to 5.75% and that is of course welcome. Blunt delivery alert: THAT STILL MEANS A BASE RATE INCREASE OF 0.75% IS YET TO COME FOR A MARKET THAT HASN'T EVEN FINISHED REACTING TO THE RATE RISES SO FAR. Inflation is"  
[X Link](https://x.com/moving_charlie/status/1682054602248658945)  2023-07-20T15:47Z 12.5K followers, 17.9K engagements


"🎵 This is why I dooooo it (to the tune of Montell Jordans This is How we Do It) 😎"  
[X Link](https://x.com/moving_charlie/status/1682077248956891139)  2023-07-20T20:29Z 10.7K followers, [----] engagements


"We're in a standoff which will ultimately lead to property price falls across swathes of the market. Aye"  
[X Link](https://x.com/moving_charlie/status/1682418949005164549)  2023-07-22T00:05Z 10.7K followers, 11.9K engagements


"For everyone who thinks the threat from inflation is somehow over I implore you to watch this brilliant plain English hilarious explanation of why were stuffed by inflation"  
[X Link](https://x.com/moving_charlie/status/1682474909610508288)  2023-07-21T20:05Z 10.7K followers, 11.6K engagements


"Watch this [--] second clip of @sashayanshin then tell me you think theres any chance of this not happening"  
[X Link](https://x.com/moving_charlie/status/1682488253549617154)  2023-07-21T21:32Z 10.7K followers, 31.7K engagements


"Id love to speak to the number crunchers at @MoodysAnalytics and S&P and ask them how they only see prices falling 12%. Its like they dont understand about reporting time lag or the delay effect of rising interest rates. @alexgroundwater"  
[X Link](https://x.com/moving_charlie/status/1682858077761024001)  2023-07-22T21:14Z 10.7K followers, 11.6K engagements


"No swearing in this one. But a clear simple explanation of why it's too early to celebrate falling inflation and why every newspaper article shouting 'yay' was either misinformed or tone deaf"  
[X Link](https://x.com/moving_charlie/status/1682861224596328448)  2023-07-22T23:11Z 10.7K followers, [----] engagements


"Completions in Q2 were 39% lower than Q2 [----] This is a brutal drop taking transaction way below the pre-pandemic average. This drying up of housing market liquidity makes moves even harder than usual whatever prices are doing"  
[X Link](https://x.com/moving_charlie/status/1683382727087620096)  2023-07-24T07:44Z 10.7K followers, [----] engagements


"Predictions of 25% house price falls seem extremely unlikely [--]. This is the flawed supply/demand argument that disregards employment wages and the economic outlook [--]. In an almost comedic way it quotes Rightmoves asking price index"  
[X Link](https://x.com/moving_charlie/status/1683877253699059712)  2023-07-25T16:57Z 10.7K followers, 14.5K engagements


"National average -35% nominal peak to trough however long that takes expecting [--] years (2025 reported 2026) with regional variations from -15% to -50%"  
[X Link](https://x.com/moving_charlie/status/1684317706588127232)  2023-07-27T08:41Z 10.7K followers, 17.1K engagements


"Or The Treasury knows were going into an unswervable recession and is making sure they can blame the @bankofengland for it. UK Treasury advisers are increasingly concerned the BOE risks raising rates too much in coming months potentially pushing the country into an"  
[X Link](https://x.com/moving_charlie/status/1684476048325353472)  2023-07-27T08:41Z 10.2K followers, 17.6K engagements


"The departure of potential Russian buyers has left a void at the top of the market. A [---] Million MansionSale Reveals LondonsChanging Property Market"  
[X Link](https://x.com/moving_charlie/status/1685402887566794753)  2023-07-29T21:32Z 10.7K followers, [----] engagements


"@lambypies There are still funded must movers upsizing"  
[X Link](https://x.com/moving_charlie/status/1685553437700726784)  2023-07-30T07:33Z 10.7K followers, [---] engagements


"Always choose mortgage brokers and conveyancers you completely trust. If you cant find any my guys are people I chose because they deliver:"  
[X Link](https://x.com/moving_charlie/status/1685598859223851009)  2023-07-30T16:28Z 10.7K followers, [----] engagements


"Enlighten me then Einstein. Come on educate me. See if you can do it without enojis. Use your words. You can do it. Im open to you changing my mind"  
[X Link](https://x.com/moving_charlie/status/1685599651431391232)  2023-07-30T12:04Z 10.7K followers, [----] engagements


"Yes this is gloomy. Why do I share it Because its so important to factor in economic prospects to home-buying decisions. 20-somethings face a toxic cocktail of exorbitant housing costs weakening job prospects and a heavy load of student debt. https://www.bloomberg.com/news/articles/2023-07-30/britain-s-youngest-workers-face-a-bleak-economic-future https://www.bloomberg.com/news/articles/2023-07-30/britain-s-youngest-workers-face-a-bleak-economic-future"  
[X Link](https://x.com/moving_charlie/status/1685606606115913728)  2023-07-30T11:01Z 12.5K followers, 10.9K engagements


"None of my remarks are personal James. As I said in another tweet Im sure youre a great guy. Its your public statements on the industry your treatment of those who disagree with you your lack of a basic counter argument inaccurate press releases and professionalism that"  
[X Link](https://x.com/moving_charlie/status/1685962846192955392)  2023-07-31T10:40Z [----] followers, 19.1K engagements


"@FinanceTiger @APL_Remainer That assumes the economy and wages are growing. What makes you think thats going to happen without stimulus"  
[X Link](https://x.com/moving_charlie/status/1686447687921438720)  2023-08-01T19:16Z 10.7K followers, [---] engagements


"Food prices actually dropped from June to July by 0.1%. That's right not inflation dropping actual prices dropping By 10p for a [---] shop. It's not a lot but every little helps as the saying goes. (for those who say I never post good news)"  
[X Link](https://x.com/moving_charlie/status/1686494718882992128)  2023-08-01T22:20Z 10.2K followers, [----] engagements


"@WolfOfPontinsGB Where will the fuel come from this time Low interest rates No. Strong wage growth No sorry. Free money That ship has sailed. QE Nope. Theyre reversing it now. Seriously where will this fuel come from this time"  
[X Link](https://x.com/moving_charlie/status/1686634615585308672)  2023-08-02T07:41Z 10.7K followers, [---] engagements


"Id like to ask those people who expect house prices to bounce back up at some point what they make of this story of 2.4m households in arrears on utility bills in July more than January"  
[X Link](https://x.com/moving_charlie/status/1686773929048727552)  2023-08-02T20:45Z 10.7K followers, 13.7K engagements


"I never understand this point. The pain is felt by a minority as if the 2m mortgage holders who have reached or are reaching the end of their low fixed rate simply dont count or matter because theyre a minority"  
[X Link](https://x.com/moving_charlie/status/1687246195930853376)  2023-08-04T05:31Z 10.7K followers, 20.3K engagements


"Five Fact Friday [--] August [----] with mortgage maths from the man himself @alexgroundwater UK Homebuilder Taylor Wimpey Says House Prices Still Rising Demystifying mortgages by Housing Stig Bank of England says rates will stay high until [----] after raising base rate to 5.25%. (Peak now expected around 5.75%) Nationwide House prices fall fastest annual rate since [----] Average two year fixed mortgage rate falls 0.05% to 6.81%"  
[X Link](https://x.com/moving_charlie/status/1687401678893457408)  2023-08-04T09:54Z 10.7K followers, 12.6K engagements


"I cant find the words to react to this home sellers delusion. I dont know whether to laugh or pity them"  
[X Link](https://x.com/moving_charlie/status/1687450371902382080)  2023-08-04T13:08Z 10.2K followers, 33.8K engagements


"Facing up to the property price reality. An article by investor and columnist @jbthewealthman whos been through this before with a magically simple mortgage graph from Housing Stig @alexgroundwater"  
[X Link](https://x.com/moving_charlie/status/1687834688935641088)  2023-08-05T14:35Z 10.2K followers, [----] engagements


"I havent checked the source or accuracy of this data but it looks interesting. House prices v [--] months ago regionally vary from -9% to +4%"  
[X Link](https://x.com/moving_charlie/status/1688168145108750336)  2023-08-06T12:40Z 10.7K followers, 57.9K engagements


"Sunday Stiggy and Charlie Livestream at 9pm. Confusion abounds. Why am I so much more bearish on house prices than other people I'll explain and @alexgroundwater can shoot me down and tell me why I'm wrong"  
[X Link](https://x.com/moving_charlie/status/1688273367650975745)  2023-08-06T19:38Z 10.7K followers, [----] engagements


"As @alexgroundwater and I were just saying. The reason I'm so bearish on house prices is because of what is around the corner with the economy. Bankruptcies in England and Wales are close to their Great Financial Crisis peak - Rising rates and a slowing economy are increasing stress - The housing market is under pressure as many mortgages mature in a short time period - Inflation remains sticky and the highest of https://t.co/KzOO1nsYov Bankruptcies in England and Wales are close to their Great Financial Crisis peak - Rising rates and a slowing economy are increasing stress - The housing"  
[X Link](https://x.com/moving_charlie/status/1688299877279682561)  2023-08-06T21:23Z 12.5K followers, 19.8K engagements


"The residential property market will continue to eat all the VC money thrown at it trying to disrupt or automate what is a deeply misunderstood and inherently un-automatable industry. Check the graveyard of failures that have consumed literally billions in the last [--] years"  
[X Link](https://x.com/moving_charlie/status/1688501185836199936)  2023-08-07T10:43Z 10.2K followers, 10.1K engagements


"Good to see my industry colleagues catching up on whats happening in the employment market unwelcome news though it is"  
[X Link](https://x.com/moving_charlie/status/1688792476419567616)  2023-08-08T06:01Z 10.1K followers, 11.5K engagements


"When a house price is repeatedly changed down then up on the same day this is a commonly used tactic of weak estate agents to try and drum up interest from the emails that get triggered by Rightmove when this is done"  
[X Link](https://x.com/moving_charlie/status/1689344382082629632)  2023-08-09T18:34Z 10.7K followers, 13.6K engagements


"A 0.7% drop in a big lender's mortgage rates IS worth talking about (as opposed to the piddly little 0.05% drops last week that screamers were saying was good news). When both rates and prices are falling affordability is improving which is GOOD 👍"  
[X Link](https://x.com/moving_charlie/status/1689571515698688000)  2023-08-10T09:36Z 10.7K followers, 15.3K engagements


"As the jobs market gets tougher I expect employers will take the opportunity to withdraw work from home privileges. Commuting is literally the worst waste of life there is. But in companies looking to innovate (change) in any way having the team together turbocharges results"  
[X Link](https://x.com/moving_charlie/status/1689573596341972992)  2023-08-10T09:45Z 10.7K followers, [----] engagements


"I don't know which is worse. The shameless illegal practice of "conditional selling" of mortgages by @ConnellsEA or. the complete lack of any enforcement by @TPOmb or @NTSELAT or the fraud police even when it's reported in the national press"  
[X Link](https://x.com/moving_charlie/status/1689574226926157824)  2023-08-10T09:47Z 10.7K followers, [----] engagements


"Bewildering Not one single article in any mainstream publication on July's RICS house price survey. Only MoneyWeek has done a story. Weird. They're normally all over it"  
[X Link](https://x.com/moving_charlie/status/1689593644003524608)  2023-08-10T11:04Z 10.7K followers, 10.8K engagements


"@MarkFos32617741 Define soon and dont forget to factor in the 9-12 month delay on the effect of interest rate changes to house prices. 😎"  
[X Link](https://x.com/moving_charlie/status/1689631459047546880)  2023-08-10T13:35Z 10.7K followers, [---] engagements


"When mortgage rates being cut to 5.8% becomes widespread news on the same day RICS releases its monthly survey saying house price sentiment is at its lowest for [--] years but not a peep about it 🤷🏻♂ Either journos like copying each other or something more sinister is afoot"  
[X Link](https://x.com/moving_charlie/status/1689633866506764288)  2023-08-10T13:44Z 10.7K followers, 15.7K engagements


"No fault evictions up 41%. @Shelter was warned that its policy would lead to the unintended consequence of driving landlords out of the sector crunching supply and rising rents. It has caused more homelessness. It needs new leadership"  
[X Link](https://x.com/moving_charlie/status/1689898682869489665)  2023-08-11T07:16Z 10.7K followers, 12.4K engagements


"Manufacturing up (great news making stuff) and Retail up too. Boomers splashing cash or credit card spree Or both "The UK economy delivered a surprising show of resilience that will keep pressure on the Bank of England to raise rates further.""  
[X Link](https://x.com/moving_charlie/status/1689917115321434112)  2023-08-11T08:30Z 10.7K followers, [----] engagements


"First American City to Tame Inflation Owes Its Success to Affordable Housing"  
[X Link](https://x.com/moving_charlie/status/1690380112456237056)  2023-08-12T15:09Z 10.7K followers, [--] engagements


"Prices have PLUNGED says the Daily Mail. This shows how important it is to ignore averages. Every area of the UK is different property types have different markets even identical neighbouring houses will have different markets. Be out viewing"  
[X Link](https://x.com/moving_charlie/status/1690667291241750529)  2023-08-13T10:11Z 10.7K followers, 11.4K engagements


"This is what Ive been trying to communicate to UK agents. This is in the USA but the same principle applies"  
[X Link](https://x.com/moving_charlie/status/1690673477898891264)  2023-08-13T10:35Z 10.2K followers, 17.8K engagements


"Its like a slow motion mathematical time-bomb. If you crunch the numbers theres no escaping it. If its not what you want to hear please feel free to put your head back in the sand and sing la la la"  
[X Link](https://x.com/moving_charlie/status/1690674357759102976)  2023-08-13T10:39Z 10.7K followers, 24.9K engagements


"5yr v 2yr fix depends on whether you prefer: [--]. certainty for 5yrs (even if it means potentially missing a saving when rates drop) or [--]. you prefer rolling dice and hoping that rates will be lower in [--] years time but accepting the risk they may not. Its a personal choice"  
[X Link](https://x.com/moving_charlie/status/1690800025771692034)  2023-08-13T18:58Z 10.7K followers, [----] engagements


"Property investors who sell now are doing worse than those who took the plunge last year Hamptons research shows. But but last year everyone (except Charlie) said house prices wouldnt fall 😭"  
[X Link](https://x.com/moving_charlie/status/1690984126529011712)  2023-08-14T07:10Z 10.7K followers, [----] engagements


"The amount of homes sold by landlords rose to [-----] between April and May from [-----] in February and March according to forecasts based on an analysis of capital gains tax receipts compiled by Savills Plc (SVS)"  
[X Link](https://x.com/moving_charlie/status/1690985102665302016)  2023-08-14T07:14Z 10.7K followers, [----] engagements


"Trading Standards issues statement relating to Connells' conditional selling story - inc details of how you can report instances of agents failing to pass offers on (because you didnt use their on house mortgage service)"  
[X Link](https://x.com/moving_charlie/status/1690992280935514113)  2023-08-14T07:42Z 10.2K followers, [----] engagements


"Falling liquidity (low transaction volumes) is bad news and makes moving harder for everyone involved. Transactions for the first half of [----] are at their lowest level since the financial crisis of 2007-09 as a result of rising mortgage rates"  
[X Link](https://x.com/moving_charlie/status/1690994260533739521)  2023-08-14T07:50Z 10.7K followers, [----] engagements


"Good article from @John_Stepek although when he says "Although prices haven't crashed yet transactions have" I would add that until we get the price data for August housing transactions we don't know what prices are doing until [--] months after the fact"  
[X Link](https://x.com/moving_charlie/status/1691057539922767872)  2023-08-14T12:01Z 10.7K followers, 19.1K engagements


"I didnt know I was electrified. Not really rapidly rising prices is bad for aspiring homeowners and affordability. But if transaction volumes pick up thats great for everyone. Youre a finance tiger hence probably more interested in making money than people having homes. Maybe thats unfair but whenever I get barbed comments like yours its typically from people not enjoying the investment performance of their property portfolio. 🤷🏻♂ Apologies if thats an incorrect assumption"  
[X Link](https://x.com/moving_charlie/status/1691100947575947264)  2023-08-14T14:54Z 10.7K followers, [----] engagements


"The one question home sellers should be asking themselves now if their home is sitting on the market getting no viewings or offers"  
[X Link](https://x.com/moving_charlie/status/1691168356043276288)  2023-08-14T19:22Z 10.7K followers, [----] engagements


"Average London weekly rent falls slightly between June and July as supply levels increase by 6%. Rents still up massively on last year but I think were close to or at the peak. My gut feel is still that rents are going to start easing soon"  
[X Link](https://x.com/moving_charlie/status/1691382888393011200)  2023-08-15T09:34Z 10.7K followers, [----] engagements


"Record UK Wage Growth Keeps Bank of England on Rate Hike Path UK wage growth accelerated at the strongest pace on record underscoring the Bank of Englands concerns that it hasnt yet broken the wage-price spiral feeding inflation across the economy"  
[X Link](https://x.com/moving_charlie/status/1691387757153644544)  2023-08-15T09:54Z 10.7K followers, 15.7K engagements


"Look beyond the "headlines for dummy consumers" and you'll see both underlying core inflation AND the "Benchmark Rate" still rising. BoE rate won't fall any time soon. (Mortgage rates may still come down slightly though). Yes headline inflation fell as expected. If only it was that simple. Either I'm a doom monger searching for gloom or the headlines aren't what they seem (they never are)"  
[X Link](https://x.com/moving_charlie/status/1691726193354039547)  2023-08-16T08:18Z 10.7K followers, 20.2K engagements


"House Prices are going up (See ONS House Price Index link below) Warning: Parody/Irony. I'll get my coat. It was fun while it lasted but my time as a house-price doomster is clearly over. Everything must be fine because Land Registry figures are official right Sellers: Hold out for what you think your house is worth Supply and demand and rampant immigration mean you're GUARANTEED to get what YOU think your house is worth right After all you only need one mug Buyers: Hurry up and pay asking price before you lose out to someone else and spend the rest of your life wishing you'd got on the"  
[X Link](https://x.com/moving_charlie/status/1691752415534440595)  2023-08-16T10:03Z 10K followers, 21.8K engagements


"IMPORTANT REMINDER Actual house values can be falling AT THE SAME TIME as the average is rising. More people selling bigger houses causes "average house price" to go up"  
[X Link](https://x.com/moving_charlie/status/1691754516620759473)  2023-08-16T10:11Z 10.7K followers, [----] engagements


"Charlie is Moving Home (under duress) - Live with Housing Stig at 9.45pm"  
[X Link](https://x.com/moving_charlie/status/1691914033535041892)  2023-08-16T20:45Z 10.7K followers, [----] engagements


"Comments like this (on last nights livestream with @alexgroundwater ) are kryptonite for the trolls. 💪🏼 🧌 🥊"  
[X Link](https://x.com/moving_charlie/status/1692077372000834008)  2023-08-17T07:34Z [----] followers, [----] engagements


"This will mess with the heads of many people. But but they said rates would come down if inflation fell 😩 Bank of England still expected to hike rates despite inflation falling to 6.8%"  
[X Link](https://x.com/moving_charlie/status/1692078590400061756)  2023-08-17T07:39Z 10.7K followers, 10.6K engagements


"Which is more frightening the fact these interest-only mortgage holders won't be able to pay back their mortgage or that more than [--] in [--] of them didn't even know they had to repay it at the end"  
[X Link](https://x.com/moving_charlie/status/1692125539010543897)  2023-08-17T10:45Z 10.7K followers, 13.2K engagements


"How can you be approved for a mortgage when you don't understand that you'll have to repay it There are [------] interest-only borrowers who are not aware that they need to repay the loan at the end according to the "Financial Conduct" Authority. If the FCA was fulfilling its purpose would there be any interest only borrowers in this position It would be interesting to know what proportion of these borrowers went directly to the lender or used a broker"  
[X Link](https://x.com/moving_charlie/status/1692127296830722310)  2023-08-17T10:52Z 10.7K followers, 25.4K engagements


"Even if home prices fell 30% from current levels affordability would STILL be worse than pre-pandemic. - USA"  
[X Link](https://x.com/moving_charlie/status/1692185783535280179)  2023-08-17T14:45Z 10.7K followers, [----] engagements


"For everyone who said the rich will be unaffected"  
[X Link](https://x.com/moving_charlie/status/1692217469539135887)  2023-08-17T16:50Z 12.5K followers, [----] engagements


"If only I could get my friends and family to listen to my advice as much as total strangers do"  
[X Link](https://x.com/moving_charlie/status/1692290331125977209)  2023-08-17T21:40Z 10.7K followers, [----] engagements


"Official government wages data is officially "not precise". So there's no way of verifying it's accuracy sample size integrity or whether it has been manipulated. But it's 'data' (not) that affects financial markets and Bank of England interest rate decisions. If a corporation was run like this people would be fired. "The estimates in this bulletin come from a survey of businesses. It is not possible to survey every business each month so these statistics are estimates based on a sample not precise figures.""  
[X Link](https://x.com/moving_charlie/status/1692456525401391354)  2023-08-18T08:40Z 10.7K followers, [----] engagements


""All around the world bond traders are finally coming to the realization that the rock-bottom yields of recent history might be gone for good." It took a while to sink in. The break of this trend spells the end of low interest rates globally. This affects EV ERY THING"  
[X Link](https://x.com/moving_charlie/status/1692459591852847577)  2023-08-18T08:53Z 10.7K followers, 24.9K engagements


"Why does @SadiqKhan think it's the governments job to bail out mortgage holders"  
[X Link](https://x.com/moving_charlie/status/1692460153801482409)  2023-08-18T08:55Z 10.7K followers, 14.6K engagements


"Probably nothing. Everything's fine"  
[X Link](https://x.com/moving_charlie/status/1692522802639724616)  2023-08-18T13:04Z 10.7K followers, 19.6K engagements


"Good interview of my friend of opposing views @anthonycodling by @EdMagnus5 but *sigh* imore debunking work At a glance it says buy anyway but buried in the article Anthony concedes thats as long as you dont need to move for [--] yrs"  
[X Link](https://x.com/moving_charlie/status/1692590018148045222)  2023-08-18T17:31Z 10.7K followers, [----] engagements


"Live with @alexgroundwater at 9.30pm"  
[X Link](https://x.com/moving_charlie/status/1692632255485927636)  2023-08-18T20:19Z 10.7K followers, [----] engagements


"LIVE 9.30pm: Charlie v Stig: Is there a Wage Price Spiral"  
[X Link](https://x.com/moving_charlie/status/1692635019708383357)  2023-08-18T20:30Z 10.7K followers, [----] engagements


"You were just saying last night @alexgroundwater 🤔"  
[X Link](https://x.com/moving_charlie/status/1692808772995932163)  2023-08-19T08:00Z 10.7K followers, [----] engagements


"The UKs public debt load has soared by more than 40% to almost [---] trillion since the pandemic struck leaving the country owing more than its entire annual economic output for the first time since 1961"  
[X Link](https://x.com/moving_charlie/status/1692809200357777676)  2023-08-19T08:02Z 10.7K followers, 11.7K engagements


"Which is all to say that the country cant afford its debt repayments let alone public services. We taxpayers have a serious problem"  
[X Link](https://x.com/moving_charlie/status/1692809568995151963)  2023-08-19T08:03Z 10.7K followers, [----] engagements


"Once the most promising bet of the year investments linked to China have turned into a bane as its property market slump risks spiraling into a systemic crisis. Possibly the catalyst for an autumn stock slide"  
[X Link](https://x.com/moving_charlie/status/1692912764786794849)  2023-08-19T14:53Z 10.2K followers, [----] engagements


"To everyone in the middle of moving home with all the uncertainties that entails: good luck Godspeed wishing you a swift move onto a peaceful and prosperous next chapter of your domestic life. We are all in the lap of the moving gods together"  
[X Link](https://x.com/moving_charlie/status/1693022724682068071)  2023-08-19T22:10Z 10.7K followers, [----] engagements


"From a (realistic) agent: This autumn will see punishing headlines in the media from what Im seeing on the front line"  
[X Link](https://x.com/moving_charlie/status/1693203612044800015)  2023-08-20T10:09Z 12.5K followers, [--] engagements


"Congratulations on finally selling. Am assuming you needed to. Grateful for your story its a good one for other sellers to hear. Dont chase the market down. Cut deeper sooner and youll sell for more than if you wait"  
[X Link](https://x.com/moving_charlie/status/1693226233583010151)  2023-08-20T11:39Z 10.7K followers, 12.6K engagements


"Homes which are overpriced compared to local trends really stand out from the crowd for the wrong reasons and have the real risk of going stale said Vicki Foreman at Brown & Co"  
[X Link](https://x.com/moving_charlie/status/1693521077689790863)  2023-08-21T07:11Z 10.7K followers, [----] engagements


"Chief executive of estate agent membership body Propertymark claims the sales marketremains buoyant despite rising mortgage rates. or out of touch agency body doubles down on making itself sound stupid killing off any remaining trust and credibility with the public"  
[X Link](https://x.com/moving_charlie/status/1693523632578765215)  2023-08-21T07:21Z 10.7K followers, [----] engagements


"Not a peep in any MSM about Rightmove's falling house prices today. Zip. Nada. Only This is Money have covered it"  
[X Link](https://x.com/moving_charlie/status/1693555319962526014)  2023-08-21T09:27Z 10.7K followers, 15.1K engagements


"Thanks to @cantpauseit for pointing out that the FT covered the RM house price falls this morning (they hadn't when I checked first thing)"  
[X Link](https://x.com/moving_charlie/status/1693558455729057869)  2023-08-21T09:39Z 10.7K followers, [----] engagements


"I'm getting an increasing number of private messages from buyers saying they're in mid-transaction but having second thoughts. If that's you this question usually helps: What would feel worse: Buying and wishing you hadn't or not buying and wishing you had Good luck"  
[X Link](https://x.com/moving_charlie/status/1693604929649127663)  2023-08-21T12:44Z 10.1K followers, 19.7K engagements


"Rightmove house prices slide [----]. The Great Downsizing https://x.com/i/broadcasts/1kvKpmyzXEbGE https://x.com/i/broadcasts/1kvKpmyzXEbGE"  
[X Link](https://x.com/moving_charlie/status/1693609074351362164)  2023-08-21T13:00Z 12.5K followers, [----] engagements


"The problem here is that taxpayers have to pay this off"  
[X Link](https://x.com/moving_charlie/status/1693616542557094188)  2023-08-21T13:30Z 10.7K followers, 11.3K engagements


""Something has to give." Oh it's going to big time. And they will say "Why didn't we see this coming" Another quality piece from @John_Stepek"  
[X Link](https://x.com/moving_charlie/status/1693617096129761766)  2023-08-21T13:32Z 10.7K followers, [----] engagements


"Its exactly a year since I published the video that sparked this channels growth. How has it aged It has some mistakes in which I corrected in a later video. [--] Reasons UK House Prices Will Collapse"  
[X Link](https://x.com/moving_charlie/status/1693650105499283841)  2023-08-21T15:43Z 10.7K followers, [----] engagements


"Number of viewings per property in July halves compared to June which is 66% down on last year. Summer lull or the steepening of house price falls and transaction volumes in H2 of [----] that we predicted"  
[X Link](https://x.com/moving_charlie/status/1693651058315108676)  2023-08-21T15:47Z 10.7K followers, [----] engagements


"Im bewildered at the surprise shown by investors at the Rightmove price falls data today. Honestly wtf were they expecting A buoyant market showing surprising resilience The actual falls are worse than that anyway. Asking price falls are tip of the iceberg"  
[X Link](https://x.com/moving_charlie/status/1693733841393832195)  2023-08-21T21:16Z 10.7K followers, [----] engagements


"Why House Prices are Falling: BBC Radio Surrey and Sussex Interview"  
[X Link](https://x.com/moving_charlie/status/1693988923507355871)  2023-08-22T14:10Z 10.7K followers, [----] engagements


"HOME BUYERS: It is seriously ILLEGAL for an estate agent to apply any pressure to you whatsoever to use their in house mortgage broker for example as a condition of putting your offer forward. If it happens (or has) to you please DM me"  
[X Link](https://x.com/moving_charlie/status/1694068687479714293)  2023-08-22T19:27Z 10.7K followers, [----] engagements


"Rightmove doesnt report house prices it ONLY reports Newly Listed Asking Prices without reductions. Given that more than half of the homes on the market NEVER SELL its reasonable to point out that the RM index is of little relevance"  
[X Link](https://x.com/moving_charlie/status/1694070015174074538)  2023-08-22T19:32Z 10.7K followers, [----] engagements


"Halifax is catching up with me confirming that affordability is improving thanks to falling house prices. https://www.bloomberg.com/news/articles/2023-08-22/young-buyers-get-boost-from-improving-uk-housing-affordability https://www.bloomberg.com/news/articles/2023-08-22/young-buyers-get-boost-from-improving-uk-housing-affordability"  
[X Link](https://x.com/moving_charlie/status/1694111369132401089)  2023-08-22T22:16Z 12.5K followers, [----] engagements


"London rental supply up 39% tenant demand slips 5% last month. Encouraging news for renters. The end of unreasonable rent hikes is in sight"  
[X Link](https://x.com/moving_charlie/status/1694260912868171870)  2023-08-23T08:10Z 10.7K followers, [----] engagements


"House prices FALL to 6.7x average earnings: BUT higher mortgage rates mean homes are now less affordable. Important caveat from @EdMagnus5 https://www.thisismoney.co.uk/money/mortgageshome/article-12433229/House-prices-FALL-6-7x-average-earnings-higher-mortgage-rates-mean-homes-affordable.html https://www.thisismoney.co.uk/money/mortgageshome/article-12433229/House-prices-FALL-6-7x-average-earnings-higher-mortgage-rates-mean-homes-affordable.html"  
[X Link](https://x.com/moving_charlie/status/1694264477334540494)  2023-08-23T08:25Z 12.5K followers, [----] engagements


"@drsparwaga Were a very long way from any real improvement But prices falling is a start"  
[X Link](https://x.com/moving_charlie/status/1694265679652819079)  2023-08-23T08:29Z 10.7K followers, [---] engagements


"@He49106099M Falling prices is not a bad thing for affordability but its a long way off"  
[X Link](https://x.com/moving_charlie/status/1694265840441466890)  2023-08-23T08:30Z 12.5K followers, [---] engagements


"@mccready757 All Im saying is that falling prices is a good start"  
[X Link](https://x.com/moving_charlie/status/1694266083501326779)  2023-08-23T08:31Z 10.7K followers, [---] engagements

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