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# ![@mikesimonsen Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::14072950.png) @mikesimonsen Mike Simonsen 🐉

Mike Simonsen 🐉 posts on X about housing market, shutdown, unlock, stuck in the most. They currently have XXXXXX followers and 1409 posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::14072950/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::14072950/c:line/m:interactions.svg)

- X Week XXXXXXX +89%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::14072950/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::14072950/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +18%
- X Months XXX -XX%
- X Year XXX -XX%

### Followers: XXXXXX [#](/creator/twitter::14072950/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::14072950/c:line/m:followers.svg)

- X Week XXXXXX +0.14%
- X Month XXXXXX +0.73%
- X Months XXXXXX +4.70%
- X Year XXXXXX +8.10%

### CreatorRank: XXXXXXX [#](/creator/twitter::14072950/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::14072950/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::14072950/influence)
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**Social category influence**
[finance](/list/finance) 

**Social topic influence**
[housing market](/topic/housing-market) #27, [shutdown](/topic/shutdown), [unlock](/topic/unlock), [stuck in](/topic/stuck-in), [checks](/topic/checks), [summary](/topic/summary), [return to](/topic/return-to), [$40million](/topic/$40million), [$10k](/topic/$10k), [about to](/topic/about-to)

**Top assets mentioned**
[Dave Inc. Class A Common Stock (DAVE)](/topic/$dave)
### Top Social Posts [#](/creator/twitter::14072950/posts)
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Top posts by engagements in the last XX hours

"Here's a good summary of what home sales get stuck in the gov't shutdown: - Conventional Fannie & Freddie: should run like normal - Secondary markets trades locks securitization continue - Cash sales jumbo loans: no impact Risks - VA loans: delays - USDA loans: freezes - FHA: condos & exceptions can't close - NFIP: flood-zones transx can't close - IRS & SSA checks: approval delays"  
[X Link](https://x.com/mikesimonsen/status/1974128655820599364) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-03T15:05Z 39.1K followers, 2796 engagements


"2/6 Inventory is moving lower. National available inventory is down X% from its peak in early August a return to the normal fall pattern. Crucially Florida's inventory is finally declining after two full years consistently rising"  
[X Link](https://x.com/mikesimonsen/status/1977844492817604794) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-13T21:10Z 39.1K followers, 8869 engagements


"Can you imagine owning a $40million home and paying only $10k per year in taxes Frozen property taxes are the worst idea ever. States adopting this policy are about to destroy themselves"  
[X Link](https://x.com/mikesimonsen/status/1978182030123745595) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-14T19:32Z 39.1K followers, 61.4K engagements


"Here's the two-tier US housing market right now"  
[X Link](https://x.com/mikesimonsen/status/1969193161433002419) [@mikesimonsen](/creator/x/mikesimonsen) 2025-09-20T00:13Z 39.1K followers, 2439 engagements


"What's your "magic number" for the mortgage rate when buyer demand meaningfully increases"  
[X Link](https://x.com/mikesimonsen/status/1978841784764473746) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-16T15:13Z 39.1K followers, 2510 engagements


"After a very slow start to the year we're finally showing cumulative YTD pending home sales up vs 2024. Now up 74bp. That is inching higher each week"  
[X Link](https://x.com/mikesimonsen/status/1977123354370097375) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-11T21:25Z 39.1K followers, 25.5K engagements


"This is not something I've noticed before. The homes available to buy are smaller than they were pre-pandemic after growing for a decade. Is this because the rich were more likely to lock in a cheap mortgage so turnover happens with smaller homes"  
[X Link](https://x.com/mikesimonsen/status/1977426958729548208) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-12T17:31Z 39.1K followers, 8364 engagements


"The Two-Tier Housing Market persists Even as national inventory starts its seasonal decline the regional divide is stark The Midwest and Northeast are severely supply-constrained while the Sun Belt remains saturated with unsold homes. Today's housing market data 🧵📽👇 1/6"  
[X Link](https://x.com/mikesimonsen/status/1977844490800132203) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-13T21:10Z 39.1K followers, 11K engagements


"3/6 The pace of new listings had a slight uptick this week the most for this early October period since the pandemic. This suggests that small improvements in demandlikely from easing mortgage ratesare starting to unlock new supply as most sellers are also buyers"  
[X Link](https://x.com/mikesimonsen/status/1977844494646329597) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-13T21:10Z 39.1K followers, 1171 engagements


"4/6 Sales and Price Resilience: Weekly pending home sales came in X% above year-ago levels. The median price of new contracts saw a small uptick to $399000 The states with the most inventory growth are seeing the most growth in sales volumes and the most downside in prices"  
[X Link](https://x.com/mikesimonsen/status/1977844496479219931) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-13T21:10Z 39.1K followers, 2065 engagements


"The average interest rate on outstanding mortgages in the country is nearly back to the level as it was *before* the pandemic. The gap between the outstanding rate and the market rate is still big but every day it shrinks. I think this means more home sales unlock for 2026"  
[X Link](https://x.com/mikesimonsen/status/1978152918709625064) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-14T17:36Z 39.1K followers, 8031 engagements


"Look its super common and easy for us to say I want to pay less in taxes. It makes sense People get absolutely livid when I point out that Texas has a more affordable housing market than California Asian part because Texas is such a high tax state and California is so low. Its just that we have XX years of the destruction of California through ultra low property taxes to show why its bad in the long run. In CA homeowners get rich but we make our kids move to Texas. It seemed like a great idea in the 1970s So we know that ultra low property taxes destroys housing affordability and lots of"  
[X Link](https://x.com/mikesimonsen/status/1978467127133888898) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-15T14:24Z 39.1K followers, XXX engagements


"Everyone knows this. What really gets the reaction is when you point out that freezing property taxes is the same evil except the beneficiaries are richer"  
[X Link](https://x.com/mikesimonsen/status/1979916702008717321) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-19T14:25Z 39.1K followers, 17.1K engagements


"Is the government shutdown already slowing home sales The weekly pending home sales number ticked slightly below last year for the first time since mid-August. I'm traveling this week so my @Compass colleague Dave Crosby is filling in for me"  
[X Link](https://x.com/mikesimonsen/status/1980406247691300974) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-20T22:50Z 39.1K followers, 6147 engagements


"Here's why I think the latest mortgage trends point to (slightly) increased home sales in 2026. Gift link to my latest column for @HousingWire"  
[X Link](https://x.com/mikesimonsen/status/1980407243175784940) [@mikesimonsen](/creator/x/mikesimonsen) 2025-10-20T22:54Z 39.1K followers, 2044 engagements