# ![@skryymovie Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1614387479095697411.png) @skryymovie goddreng

goddreng posts on X about $upst, $pgy, $sofi, inflation the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1614387479095697411/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1614387479095697411/c:line/m:interactions.svg)

- [--] Week [------] +193%
- [--] Month [-------] +66%
- [--] Months [-------] +121%
- [--] Year [-------] +2,770%

### Mentions: [--] [#](/creator/twitter::1614387479095697411/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1614387479095697411/c:line/m:posts_active.svg)

- [--] Month [--] -63%
- [--] Months [---] +120%
- [--] Year [---] +641%

### Followers: [-----] [#](/creator/twitter::1614387479095697411/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1614387479095697411/c:line/m:followers.svg)

- [--] Week [---] +19%
- [--] Month [---] +31%
- [--] Months [---] +38%
- [--] Year [---] +126%

### CreatorRank: [-------] [#](/creator/twitter::1614387479095697411/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1614387479095697411/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [cryptocurrencies](/list/cryptocurrencies)  [automotive brands](/list/automotive-brands)  [technology brands](/list/technology-brands)  [countries](/list/countries)  [travel destinations](/list/travel-destinations)  [currencies](/list/currencies)  [social networks](/list/social-networks)  [celebrities](/list/celebrities) 

**Social topic influence**
[$upst](/topic/$upst) #2, [$pgy](/topic/$pgy) #10, [$sofi](/topic/$sofi) #42, [inflation](/topic/inflation) #1230, [market](/topic/market), [$open](/topic/$open) #150, [bullish](/topic/bullish), [ai](/topic/ai), [stocks](/topic/stocks), [in the](/topic/in-the)

**Top accounts mentioned or mentioned by**
[@henryinvests](/creator/undefined) [@winnerinvestor](/creator/undefined) [@macroguru](/creator/undefined) [@davegirouard](/creator/undefined) [@parthpat87](/creator/undefined) [@grok](/creator/undefined) [@nachonnmdr](/creator/undefined) [@truflation](/creator/undefined) [@veganhippo21](/creator/undefined) [@upstart](/creator/undefined) [@datadinvesting](/creator/undefined) [@frugalbuck](/creator/undefined) [@sofiinsider](/creator/undefined) [@kshriramsharma](/creator/undefined) [@alc2022](/creator/undefined) [@amitisinvesting](/creator/undefined) [@rebellionaire](/creator/undefined) [@filtedxenon](/creator/undefined) [@capttweetz](/creator/undefined) [@stockmarketnerd](/creator/undefined)

**Top assets mentioned**
[Upstart Holdings, Inc. (UPST)](/topic/$upst) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [RAI Finance (SOFI)](/topic/$sofi) [Opendoor Technologies Inc Common Stock (OPEN)](/topic/$open) [TRUF.Network (TRUF)](/topic/$truf) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Novo-Nordisk (NVO)](/topic/$nvo) [Walmart, Inc. (WMT)](/topic/$wmt) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [Eli Lilly and Company (LLY)](/topic/$lly) [Tesla, Inc. (TSLA)](/topic/tesla) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [Affirm Holdings, Inc. (AFRM)](/topic/$afrm) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Klarna Group plc (KLAR)](/topic/$klar)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@gurgavin Which ETF Gurg"  
[X Link](https://x.com/skryymovie/status/1743425067004875093)  2024-01-06T00:11Z [--] followers, [---] engagements


"@alex_avoigt Alex I am a bull but Tesla growing exponentially Next few years Be realistic"  
[X Link](https://x.com/goddreng10/status/1754626637839073667)  2024-02-05T22:02Z [--] followers, [---] engagements


"@WOLF_Financial Penny i do not think thats true 😥we are not closer to anything. Tesla my biggest position since [----]. Honestly considering the whole position this week 😳"  
[X Link](https://x.com/goddreng10/status/1754923211865698405)  2024-02-06T17:41Z [--] followers, [--] engagements


"@InvestNewdeal @FilipSalling @SovJensUn1onen @aktieuniverset Jesse/Micro2Macro har frigivet ny Youtube video p den i gr. Han har ogs selv kbt op. Hans sub's der kber leaps er vel en del af forklaring p stigningen"  
[X Link](https://x.com/goddreng10/status/1773429207130890293)  2024-03-28T19:17Z [---] followers, [--] engagements


"You've made me so much on $HOOD. $HFG has huge asymmetric upside. Buying back 10% of stock during [----] roughly. +70% market share in EU and US. Two new verticals growing with synergies. RTE business +50% a year and meal kits turning into a cashcow. Thoughts @Micro2Macr0 $HFG is either extremely undervalued or priced for lights out IMO asymmetric r/r with incredible upside potential Factor (RTE) seems to be scaling well and appears to be a much simpler biz. The business is profitable and buying back shares No outside funding needed DYOR $HFG is either extremely undervalued or priced for lights"  
[X Link](https://x.com/goddreng10/status/1780885992087392636)  2024-04-18T09:08Z [---] followers, [---] engagements


"Tkrummende og pinligt at hre Lars og Michelle tale om Den nye ln Elon Musk har bedt om i dag. Hvordan vlger man at tage det op uden at stte sig ind i historikken Generelt en pinlig omgang hvis du sprger mig. Skal @andersbaek1 ikke holde sig til at udtale sig om Tesla"  
[X Link](https://x.com/goddreng10/status/1780969197444468859)  2024-04-18T14:38Z [---] followers, [--] engagements


"@EmilVbf They are already working with $AMZN. Easy way for Amazon to take that market :)"  
[X Link](https://x.com/goddreng10/status/1787455803013668869)  2024-05-06T12:14Z [---] followers, [--] engagements


"@value_invest12 I have done similar I am at 25% now. Im wondering at market cap below 1bn takeover is a real possibility Otherwise I see Q3/Q4 as catalysts. If Factor keeps growing like this its hugely undervalued. Excellent management team and they understand creating shareholder value"  
[X Link](https://x.com/goddreng10/status/1791399904016826741)  2024-05-17T09:26Z [---] followers, [---] engagements


"@value_invest12 I am also seeing adds for Factor here in Copenhagen now so I will try it out soon"  
[X Link](https://x.com/goddreng10/status/1791400205310423445)  2024-05-17T09:27Z [---] followers, [--] engagements


"@cgeier2 @value_invest12 You are not satisfied with [--] or 10-year CAGR :)"  
[X Link](https://x.com/goddreng10/status/1791415856322302257)  2024-05-17T10:29Z [---] followers, [---] engagements


"@JonasAstrom @marketmakerspod They havent completely stopped but much reduced buying. 17K stocks per day roughly last week. You can see it in the EQS. I have no clue why they are not buying back more aggressively"  
[X Link](https://x.com/goddreng10/status/1795361002470699317)  2024-05-28T07:46Z [---] followers, [---] engagements


"@WatcherStock So what will happen with these 🤔 given as stock based comp or burned Would be nice to see a lot of stocks cancelled this year and buyback extended for next year also"  
[X Link](https://x.com/goddreng10/status/1824158898044952996)  2024-08-15T18:59Z [---] followers, [---] engagements


"@QualityInvest5 @everydaystocksx @alc2022 From my own perspective I like the boxes. I think they are tasty healthy and easy to cook. But I will use it for a month and then take a break. Think that might the trend for a lot of customers. Will try Factor for the first in Sep here in Copenhagen though"  
[X Link](https://x.com/goddreng10/status/1824861358413750643)  2024-08-17T17:30Z [---] followers, [--] engagements


"@Ormstunge1 Easy 405K euro in the bag 😂 i would do that trade if i had a market maker. Wonder what the premium would have been with a strike at like [--] or higher"  
[X Link](https://x.com/goddreng10/status/1825983876625248733)  2024-08-20T19:50Z [---] followers, [---] engagements


"@Ormstunge1 $PLTR"  
[X Link](https://x.com/goddreng10/status/1826721712953835793)  2024-08-22T20:42Z [---] followers, [---] engagements


"Just ordered [--] Factor meals to try here in Copenhagen. Delivery on Sunday. Actually looks quite good. $HFG"  
[X Link](https://x.com/goddreng10/status/1830684848207601916)  2024-09-02T19:10Z [---] followers, [---] engagements


"Did you guys manage to see this from IR site Currently 350K euro max or day. Buyback at max [---] $HFG"  
[X Link](https://x.com/goddreng10/status/1834603579950207108)  2024-09-13T14:42Z [---] followers, [----] engagements


"This is going faster than I expected 😳 I expected around Q2 next year it would really take off with lower rates and reduced fear of recession. Improved fundamentals with reduced CAPEX should look good at that time. I wanted to build my position but happy with 20K stocks. $HFG"  
[X Link](https://x.com/goddreng10/status/1835997114091856153)  2024-09-17T10:59Z [---] followers, [---] engagements


"So any timeline on brokerage to EU I want those $HOOD benefits. @amitisinvesting maybe"  
[X Link](https://x.com/goddreng10/status/1836495161683251552)  2024-09-18T19:59Z [---] followers, [---] engagements


"@HenryInvests @davegirouard @Upstart You are doing amazing Henry. Im building large position in calls and stocks. The upside is huge"  
[X Link](https://x.com/goddreng10/status/1838613726791938174)  2024-09-24T16:17Z [---] followers, [---] engagements


"Very happy with my $UPST shares. My long calls are absolutely ripping 😍 I did Jan June and Jan [----]. All at strike 60$. What time is UMI release today $UPST @HenryInvests"  
[X Link](https://x.com/goddreng10/status/1839678047286345795)  2024-09-27T14:46Z [---] followers, [---] engagements


"What do we think about all these insider sales these days for $UPST It seems like a lot. @HenryInvests"  
[X Link](https://x.com/goddreng10/status/1841942798561382679)  2024-10-03T20:45Z [---] followers, [---] engagements


"$UPST I called this thing could go parabolic. But we havent seen nothing yet. My calls for Jan25 June25 and Jan26 is printing 🤑🤑 Each rate cut $UPST benefits short of float at 32% fixed the loans at the balance sheet committed partners ans improved fundamentals"  
[X Link](https://x.com/goddreng10/status/1844800082526257522)  2024-10-11T17:59Z [---] followers, [---] engagements


"@Veganhippo21 I got Jan25 June25 and Jan26 strike 60$ at price range 35-40$ 🤑 perfect timing. Loaded heavy so made an annual salary already. Added June25 and Jan26 strike 80$"  
[X Link](https://x.com/goddreng10/status/1846591022282780762)  2024-10-16T16:36Z [---] followers, [--] engagements


"@Veganhippo21 How far can it run"  
[X Link](https://x.com/goddreng10/status/1846600644024562000)  2024-10-16T17:14Z [---] followers, [--] engagements


"@StockMarketNerd $OPEN"  
[X Link](https://x.com/goddreng10/status/1848387748928815492)  2024-10-21T15:35Z [---] followers, [---] engagements


"@HenryInvests Yes. The conference call and also earnings can for sure move $UPST"  
[X Link](https://x.com/goddreng10/status/1849091447519084580)  2024-10-23T14:12Z [---] followers, [---] engagements


"@TheLongInvest $UPST And it might happen within this year"  
[X Link](https://x.com/goddreng10/status/1854578628610109547)  2024-11-07T17:36Z [---] followers, [----] engagements


"Did I see earlier Trump wanted to max out credit card debt at [--] Anyone got further information How would this impact $UPST @HenryInvests @Veganhippo21"  
[X Link](https://x.com/goddreng10/status/1856379906478793005)  2024-11-12T16:53Z [---] followers, [---] engagements


"@Veganhippo21 @HenryInvests If its fees related it would have much more limited impact on $UPST"  
[X Link](https://x.com/goddreng10/status/1856384873667158316)  2024-11-12T17:13Z [---] followers, [---] engagements


"@HenryInvests Closed my options for Jan25 😳 huge gain. Keeping my stocks and calls for Jun25 and Jan26"  
[X Link](https://x.com/goddreng10/status/1861131678283870654)  2024-11-25T19:35Z [---] followers, [---] engagements


"@HenryInvests @daschreiber So which has more upside now $UPST or $LMND 😃 I also see less risk in UPST"  
[X Link](https://x.com/goddreng10/status/1866578109123670523)  2024-12-10T20:17Z [---] followers, [---] engagements


"@StockMarketNerd Where is $UPST man Highest upside out of these 😀"  
[X Link](https://x.com/goddreng10/status/1867584719946493974)  2024-12-13T14:57Z [---] followers, [---] engagements


"@StockMarketNerd $UPST at 35-40$ loaded on options. Has already been almost life changing 😳"  
[X Link](https://x.com/goddreng10/status/1867595614915010562)  2024-12-13T15:41Z [---] followers, [---] engagements


"@HenryInvests With such a soft report this weeks FED meeting could look embarrassing for them within few months"  
[X Link](https://x.com/goddreng10/status/1870103535561359536)  2024-12-20T13:46Z [---] followers, [---] engagements


"@HenryInvests Good thing is rates cuts is not needed for UPST growth 😃 so fine with me. Still betting on a rate cut in march and 1bil revenue for UPST in 2025"  
[X Link](https://x.com/goddreng10/status/1870104599417282732)  2024-12-20T13:50Z [---] followers, [--] engagements


"@StockMarketNerd $UPST - crazy [----] incoming 😃"  
[X Link](https://x.com/goddreng10/status/1871240983741898838)  2024-12-23T17:06Z [---] followers, [---] engagements


"@riyadosofian $UPST. Fits all the above 💪🏽"  
[X Link](https://x.com/goddreng10/status/1881332164064887026)  2025-01-20T13:25Z [---] followers, [----] engagements


"@HenryInvests Does that gives us anything on $UPST"  
[X Link](https://x.com/goddreng10/status/1884348715437011018)  2025-01-28T21:11Z [---] followers, [---] engagements


"@MrCashflow96 Im loading up heavy on $UPST"  
[X Link](https://x.com/goddreng10/status/1894361499637784978)  2025-02-25T12:19Z [---] followers, [---] engagements


"So when do we think HELOC will go live in California for $UPST"  
[X Link](https://x.com/goddreng10/status/1898670448650367378)  2025-03-09T09:41Z [---] followers, [--] engagements


"From what I can see Trustpilot reviews accelerating. Can it be possible In this macro 😃😃 @HenryInvests"  
[X Link](https://x.com/goddreng10/status/1900214626664473013)  2025-03-13T15:57Z [---] followers, [----] engagements


"Block or Cash App got approved by FDIC for consumer loans 9bil - would this be strong competition for UPST"  
[X Link](https://x.com/goddreng10/status/1900308100718223578)  2025-03-13T22:08Z [---] followers, [---] engagements


"@HenryInvests I bought $TSLA at $40 long time ago when narrative was completely different. $UPST as of today is the best setup I have seen since then"  
[X Link](https://x.com/goddreng10/status/1900880411648995825)  2025-03-15T12:03Z [---] followers, [---] engagements


"@HenryInvests trustpilot review update taking UPST from red to green 😃😃"  
[X Link](https://x.com/goddreng10/status/1901687904797348305)  2025-03-17T17:31Z [---] followers, [---] engagements


"@TheLongInvest Still not looking into $UPST"  
[X Link](https://x.com/goddreng10/status/1904218541416464742)  2025-03-24T17:07Z [---] followers, [---] engagements


"I really like the fact that I am now looking forward to $UPST earnings 😂"  
[X Link](https://x.com/goddreng10/status/1904271948139335806)  2025-03-24T20:39Z [---] followers, [----] engagements


"@amitisinvesting Amit please look into $UPST 😃it has everything you want. And timing is perfect. You gave me HOOD and PLTR and I give you Upstart. Biggest position for me now"  
[X Link](https://x.com/goddreng10/status/1904645124019155155)  2025-03-25T21:22Z [---] followers, [----] engagements


"@alc2022 $UPST would make sense 😃 SOFI is just a bank"  
[X Link](https://x.com/goddreng10/status/1905006709484945918)  2025-03-26T21:19Z [---] followers, [---] engagements


"Why do I have a feeling that $UPST will launch full mortgage vertical this year 🧐"  
[X Link](https://x.com/goddreng10/status/1905266341063311369)  2025-03-27T14:31Z [---] followers, [----] engagements


"Also the stock is trading as such a proxy to tariffs and rate cuts - huge advantage for those that understand the business has changed fundamentally and can perform in these volatile times. Adding every chance I get. BULLISH"  
[X Link](https://x.com/goddreng10/status/1905266949287817319)  2025-03-27T14:33Z [---] followers, [----] engagements


"@HenryInvests Same thing when I got PLTR and HOOD at below $10. Same thing will happen for $UPST :))"  
[X Link](https://x.com/goddreng10/status/1905268226906333186)  2025-03-27T14:38Z [---] followers, [---] engagements


"@HenryInvests Lets gooooo 💪🏽💪🏽 so who thinks they will be GAAP net positive for Q1 Lets see. If they trade at below $50 I see +50% most realistic scenario for earnings. Honestly"  
[X Link](https://x.com/goddreng10/status/1907175041667584304)  2025-04-01T20:55Z [---] followers, [---] engagements


"@kylewhitegoat When you are this bullish on SOFI loan platform how bullish are you on UPST"  
[X Link](https://x.com/goddreng10/status/1912883456427630665)  2025-04-17T14:58Z [---] followers, [---] engagements


"I think we need some good news soon for $UPST in this market Anybody wanna chip in :D Maybe some news around HELOC launch in Cali Mortgage development Do you think UPST was able to unload more loans from their balance sheet this quarter Hope so for personal loans"  
[X Link](https://x.com/goddreng10/status/1914308278948872491)  2025-04-21T13:20Z [---] followers, [----] engagements


"@Wayne81573 I think its too early to guide down for the year. Trustpilot activity is picking up so earnings from fees should be good. Im more worried with performance of the loans 😅"  
[X Link](https://x.com/goddreng10/status/1914393904620953667)  2025-04-21T19:00Z [---] followers, [--] engagements


"@DataDInvesting $UPST will originate +10bil this year compared to $SOFI 75bil. $UPST is clipping more than doubble the fees SOFI is. I find SOFI interesting - But UPST even more upside. Especially with the HELOC launch. I also don't like that SOFI only does 680+ ish FICO. It's non inclusive"  
[X Link](https://x.com/goddreng10/status/1915099984296350036)  2025-04-23T17:46Z [---] followers, [----] engagements


"@DataDInvesting Lose 80% of fee revenue Losses will only impact NII not fee income. The 20bil was funded by balance sheet last time i checked As i said SOFI for sure interesting since they copied UPSTs business model more or less. Just higher upside in UPST"  
[X Link](https://x.com/goddreng10/status/1915146063704428561)  2025-04-23T20:49Z [---] followers, [---] engagements


"2789% latest number on $UPST shorts of free float. I expect double-beat top and bottom line. HELOC growth will be exciting with Cali launch. Expect conservative guide - but higher than Q1. I think we might see 50% up on ER. Depending on current macro sentiment at the time"  
[X Link](https://x.com/goddreng10/status/1916055206107693312)  2025-04-26T09:02Z [---] followers, [----] engagements


"@BabyBaconFat It's funny that you didn't take the on from the most recent quarter. Even more funny you didn't post the chart with the bank of 275% default rates in same time frame"  
[X Link](https://x.com/goddreng10/status/1916527726757892466)  2025-04-27T16:19Z [---] followers, [--] engagements


"@HenryInvests So the question is - are they sandbagging that this has no impact on financials in [----] Lets see. We should see this show up in Trustpilot reviews within the next months if its material"  
[X Link](https://x.com/goddreng10/status/1918296387340341425)  2025-05-02T13:27Z [---] followers, [---] engagements


"$UPST must read https://t.co/p5z02qiynq https://t.co/p5z02qiynq"  
[X Link](https://x.com/goddreng10/status/1919101126319673385)  2025-05-04T18:45Z [---] followers, [---] engagements


"@HenryInvests $UPST such a strong buy after reading this. Also before actually. Largest position for me by far and closer to adding more than selling"  
[X Link](https://x.com/goddreng10/status/1919354808139440317)  2025-05-05T11:33Z [---] followers, [----] engagements


"@SoFi_Insider Let's re-visit this when $UPST market cap is above $SOFI's :D"  
[X Link](https://x.com/goddreng10/status/1919471429810028656)  2025-05-05T19:17Z [---] followers, [---] engagements


"$UPST huge acceleration in activity. Maybe $WMT deal showing up in numbers $UPST will beat expectations for many many earnings to come Upstart posted [--] Trustpilot reviews yesterday the highest single day total since July [--] [----] $UPST Upstart posted [--] Trustpilot reviews yesterday the highest single day total since July [--] [----] $UPST"  
[X Link](https://x.com/goddreng10/status/1919713534734192754)  2025-05-06T11:19Z [---] followers, [----] engagements


"Lets goo $UPST We report $UPST Q1 [----] earnings today at 4:30pm ET/1:30pm PT. Tune in live ➡ https://t.co/IJZPrIjq5c https://t.co/gm2CVwuV3h We report $UPST Q1 [----] earnings today at 4:30pm ET/1:30pm PT. Tune in live ➡ https://t.co/IJZPrIjq5c https://t.co/gm2CVwuV3h"  
[X Link](https://x.com/goddreng10/status/1919778230434689166)  2025-05-06T15:36Z [---] followers, [----] engagements


"So it seems that $UPST is starting to convert $WMT customers. Bullish"  
[X Link](https://x.com/goddreng10/status/1920513526960935071)  2025-05-08T16:18Z [---] followers, 10.4K engagements


"$UPST so bullish. Just bough a huge chunk of $UPST in my pension. I sold a large chunk of $TSLA. Huge upside and less management noise - i like promises kept. 🐰🎩 The market is missing a huge revelation from Upstart's Q1 [----] Earnings Report. $UPST Auto and HELOC. These are two new growing product verticals with massive TAMs. Auto loan originations surged 369% Y/Y to $61 million with the number of loans rising 356% to [----]. https://t.co/xgNPuFIV8K 🐰🎩 The market is missing a huge revelation from Upstart's Q1 [----] Earnings Report. $UPST Auto and HELOC. These are two new growing product"  
[X Link](https://x.com/goddreng10/status/1921941423089201605)  2025-05-12T14:51Z [---] followers, [----] engagements


"So we have CIP tomorrow - let's say they come in soft which i believe. $UPST AI day wednesday. Will be a fun and hopefully rewarding week Still have all my [----] calls. Strike $100 biggest one"  
[X Link](https://x.com/goddreng10/status/1921950581364519103)  2025-05-12T15:28Z [---] followers, [---] engagements


"@DataDInvesting Be carefull painting a narrative that supports what you want. I own both - I see by far biggest upside in $UPST. After all $SOFI is a bank and will be valued as one maybe for a long time"  
[X Link](https://x.com/goddreng10/status/1921979076560015800)  2025-05-12T17:21Z [---] followers, [---] engagements


"Must read for $UPST. Biggest position highest conviction. https://t.co/wyrrDUhTtG https://t.co/wyrrDUhTtG"  
[X Link](https://x.com/goddreng10/status/1925154812322099669)  2025-05-21T11:40Z [---] followers, [----] engagements


"$UPST [--] likes for a Trustpilot update $UPST (reviews are accelerating big time👀👀) https://t.co/xo7QYmSnaU [--] likes for a Trustpilot update $UPST (reviews are accelerating big time👀👀) https://t.co/xo7QYmSnaU"  
[X Link](https://x.com/goddreng10/status/1927027238806880597)  2025-05-26T15:41Z [---] followers, [---] engagements


"$UPST truly firing on ALL cylinders in tough macro for years. Imagine if we just see slight improvements. Still biggest position an continuing to accumulate. 🚨Introducing the Upstart Trustpilot Index 🚨 Officially coining Trustpilot updates now as the Upstart Trustpilot Index which continues to sit near record highs at [-----] $UPST This level is 27.42% higher than the [-----] seen at the start of Q2 and is higher than any level https://t.co/C7XKWuVZqr 🚨Introducing the Upstart Trustpilot Index 🚨 Officially coining Trustpilot updates now as the Upstart Trustpilot Index which continues to sit"  
[X Link](https://x.com/goddreng10/status/1927041135295250552)  2025-05-26T16:36Z [---] followers, [----] engagements


"@vasilist You should post with $UPST tag so more people see it man 😄"  
[X Link](https://x.com/goddreng10/status/1935038823391490339)  2025-06-17T18:16Z [---] followers, [----] engagements


"$UPST So bullish [--]. Upstart $UPST $UPST is another inflection point stock that is ready to take off especially with fed rate cuts coming up. Add this to: - 57% revenue growth in FY25. - GAAP profitability And $UPST has a shot at the $150 range again over the next 3-5 years. I generally https://t.co/8cwTkTNe2C [--]. Upstart $UPST $UPST is another inflection point stock that is ready to take off especially with fed rate cuts coming up. Add this to: - 57% revenue growth in FY25. - GAAP profitability And $UPST has a shot at the $150 range again over the next 3-5 years. I generally"  
[X Link](https://x.com/goddreng10/status/1937090310854615536)  2025-06-23T10:08Z [---] followers, [---] engagements


"Great for $UPST. $175 Target price would be more realistic though for near term. Let's have that GAAP net income profitability for Q2 earnings in August. I see $UPST back above $100 after Aug earnings $UPST  (UPST): Piper Sandler initiates with sets  $ Analyst sees -  and  as key levers for upside in both near- and long-term. https://t.co/rgR3DZjZvz $UPST  (UPST): Piper Sandler initiates with sets  $ Analyst sees -  and  as key levers for upside in both near- and long-term. https://t.co/rgR3DZjZvz"  
[X Link](https://x.com/goddreng10/status/1937539228717441068)  2025-06-24T15:52Z [---] followers, [---] engagements


"@Nanselmo92 @kylewhitegoat It's completely false. Look at the two companies ER. I have both but $UPST much more interesting and more upside"  
[X Link](https://x.com/goddreng10/status/1937780147865661573)  2025-06-25T07:49Z [---] followers, [---] engagements


"$UPST Confirmig the case. Huge upside Cobalt Credit Union Selects @Upstart for Personal Loans HELOCs and Auto Refinance $UPST Cobalt Credit Union Selects @Upstart for Personal Loans HELOCs and Auto Refinance $UPST"  
[X Link](https://x.com/goddreng10/status/1937860858056450342)  2025-06-25T13:10Z [---] followers, [---] engagements


"@HenryInvests @Upstart Great signing for UPST Also exciting framework for AUTO and HELOC which should improve UPST balance sheet further $$$"  
[X Link](https://x.com/goddreng10/status/1938197300146545110)  2025-06-26T11:27Z [---] followers, [---] engagements


"@MacNeillPatrick I think mortgage would be huge - but long runway. Housing market probably picks up pace in spring [----] so as long they have launched before that I am pleased"  
[X Link](https://x.com/goddreng10/status/1938235653143015535)  2025-06-26T13:59Z [---] followers, [--] engagements


"@HenryInvests @amitisinvesting This would be so exciting $UPST fits all the criterias you also had for $HOOD $PLRT and $GRAB :D @amitisinvesting"  
[X Link](https://x.com/goddreng10/status/1938564569527357556)  2025-06-27T11:46Z [---] followers, [---] engagements


"$UPST Was just thinking about the crazy growth this company will have for the next year. Expect [--] rate from now to spring [----] AUTO and HELOC will explode and so will earnings. Purchase mortgage coming this year BULLISH"  
[X Link](https://x.com/goddreng10/status/1939720530300424291)  2025-06-30T16:19Z [---] followers, [----] engagements


"@bjmtweets I think if they can show GAAP profitability it will be tough to hold on to the shorts. We know top line will grow for sure but I believe $UPST will surprise market for bottom line"  
[X Link](https://x.com/goddreng10/status/1939739207926243357)  2025-06-30T17:34Z [---] followers, [---] engagements


"@MMoney642 Should be $UPST 😄😄"  
[X Link](https://x.com/goddreng10/status/1939741715771859261)  2025-06-30T17:43Z [---] followers, [---] engagements


"@TacticzH $UPST would be the easiest double for this year :) $125 is likely"  
[X Link](https://x.com/goddreng10/status/1939953143581688262)  2025-07-01T07:44Z [---] followers, [---] engagements


"$UPST Looking forward to 5x my money with this one :) 🚨 Upstart $UPST posted [----] Trustpilot reviews in Q2 representing 37.2% q/q growth #UTPI FINAL Q2 Update 7/1/25🚨 The 28d moving average for Upstart Trustpilot reviews currently sits at [-----] up 41.6% since the start of Q2 up 66.3% from January 1st and is currently sitting https://t.co/NA2l4DLtx3 🚨 Upstart $UPST posted [----] Trustpilot reviews in Q2 representing 37.2% q/q growth #UTPI FINAL Q2 Update 7/1/25🚨 The 28d moving average for Upstart Trustpilot reviews currently sits at [-----] up 41.6% since the start of Q2 up 66.3% from January"  
[X Link](https://x.com/goddreng10/status/1940029216910676193)  2025-07-01T12:46Z [---] followers, [----] engagements


"@Gfilche You were one of the reasons i got into $TSLA at $40 Gali :) I'm very bullish on $UPST and loaded heavy at 35-40$. Rode all the way to $96 and all the way down. Loaded more :D My target price is $200 summer [----]. Exceptionel founder led company excecuting on all parameters"  
[X Link](https://x.com/goddreng10/status/1940299479133167686)  2025-07-02T06:40Z [---] followers, [----] engagements


"@StockSavvyShay Yes why not $UPST Shay"  
[X Link](https://x.com/goddreng10/status/1941459146941006283)  2025-07-05T11:28Z [---] followers, [---] engagements


"@HenryInvests Huge value for the $UPST community"  
[X Link](https://x.com/goddreng10/status/1941884154515231207)  2025-07-06T15:37Z [---] followers, [---] engagements


"@HenryInvests Im still feeling +100 dollars this year"  
[X Link](https://x.com/goddreng10/status/1941888595133870205)  2025-07-06T15:54Z [---] followers, [---] engagements


"@TacticzH You should definitely look into $UPST :)"  
[X Link](https://x.com/goddreng10/status/1942255841630880214)  2025-07-07T16:14Z [---] followers, [---] engagements


"@TacticzH Biggest turnaround story with huge upside i've seen in a very long time. Especially with rate cuts being priced in soon $UPST"  
[X Link](https://x.com/goddreng10/status/1942258941670396360)  2025-07-07T16:26Z [---] followers, [---] engagements


"@meeijer I would add $UPST for sure. Founder led and around 13% ownership. Misunderstood business model turning GAAP profitable just around the corner. 255% short of float so much upside"  
[X Link](https://x.com/goddreng10/status/1942259249385439663)  2025-07-07T16:27Z [---] followers, [---] engagements


"@BoujeeFinances Easily - $UPST. Beats all the above although I hold some of them"  
[X Link](https://x.com/goddreng10/status/1942330159966871582)  2025-07-07T21:09Z [---] followers, [---] engagements


"@kylewhitegoat Then all off a sudden you dont include $UPST 😂😂 wonder why. Nice bias"  
[X Link](https://x.com/goddreng10/status/1942331151458394502)  2025-07-07T21:13Z [---] followers, [---] engagements


"$UPST go get it 🚨 TONIGHT 7pm CST: I am hosting an emergency space to discuss what has quickly become a rapid inflection point for Upstarts business $UPST https://t.co/K9JOKpDulI 🚨 TONIGHT 7pm CST: I am hosting an emergency space to discuss what has quickly become a rapid inflection point for Upstarts business $UPST https://t.co/K9JOKpDulI"  
[X Link](https://x.com/goddreng10/status/1942589466461495401)  2025-07-08T14:19Z [---] followers, [---] engagements


"Bullish for $UPST. Rate cuts will come US Inflation: 1.66% There was a [---] percentage point drop in the last [--] days. Do you believe inflation will remain below the target (2%) Visit our website and find out all the details. https://t.co/yhtLogX9cV US Inflation: 1.66% There was a [---] percentage point drop in the last [--] days. Do you believe inflation will remain below the target (2%) Visit our website and find out all the details. https://t.co/yhtLogX9cV"  
[X Link](https://x.com/goddreng10/status/1942955722142040372)  2025-07-09T14:35Z [---] followers, [---] engagements


"Some people mentioned today $UPST is getting expensive. Currently at [--] forward P/E based on 225$ EPS [----]. I have $3 EPS for [----] which i consider conservative. That gives us [--] forward P/E for a company with AUTO and HELOC not even started yet. Never been more bullish $UPST"  
[X Link](https://x.com/goddreng10/status/1943034607252676721)  2025-07-09T19:48Z [---] followers, [----] engagements


"Summer prediction - $UPST GAAP profitable for 2Q earnings will take market by surprise. Shorts will burn. Is that too much to wish for"  
[X Link](https://x.com/goddreng10/status/1943040949069975967)  2025-07-09T20:13Z [---] followers, [----] engagements


"@HenryInvests I really feel like $UPST is cooking these days"  
[X Link](https://x.com/goddreng10/status/1944096197209182545)  2025-07-12T18:07Z [---] followers, [---] engagements


"HOLY. I need to buy more $UPST on monday. Already my biggest position though. Can even imagine the growth when rate cuts kicks in. 🚨The Upstart $UPST Trustpilot Index #UTPI remains near all-time highs🚨7/12/25 Update The 28d moving average for Upstart Trustpilot reviews currently sits at [-----] up 41.5% since the start of Q2 up 66.0% from January 1st and is currently sitting near all-time highs. Here are https://t.co/t0Bw3x2FxD 🚨The Upstart $UPST Trustpilot Index #UTPI remains near all-time highs🚨7/12/25 Update The 28d moving average for Upstart Trustpilot reviews currently sits at [-----] up"  
[X Link](https://x.com/goddreng10/status/1944102756253323638)  2025-07-12T18:33Z [---] followers, [----] engagements


"$UPST consider this Goldman/tariffs setback great buying opportunity. Got some stock and calls for [----] at $70. Will continue to buy dips. Rate cuts and 26% of float short will cause huge squeeze"  
[X Link](https://x.com/goddreng10/status/1944758717796466925)  2025-07-14T13:59Z [---] followers, [----] engagements


"@amitisinvesting @Futurenvesting $UPST should be the one Tannor. 7bil market cap 26% of float short [--] new verticals higher TAM than core product misunderstood by analysts 13% inside ownership former Apple/Google director is founder. Will be $CVNA turnaround 2.0"  
[X Link](https://x.com/goddreng10/status/1944809582905442795)  2025-07-14T17:21Z [---] followers, [---] engagements


"Called this for $UPST. Most obvious buy. CPI tomorrow will be a true catalyst. Lets hope for soft numbers"  
[X Link](https://x.com/goddreng10/status/1944814735741903060)  2025-07-14T17:42Z [---] followers, [---] engagements


"Proof of $UPST actually making a real difference"  
[X Link](https://x.com/goddreng10/status/1944838884384284979)  2025-07-14T19:18Z [---] followers, [----] engagements


"I like the $GS sell rating on $UPST. 5th largest institutional holder. I will never understand these analysts"  
[X Link](https://x.com/goddreng10/status/1945034648599351508)  2025-07-15T08:16Z [---] followers, [----] engagements


"$UPST trustpilot reviews is seriously taking off in July. Big correlating proxy for activity/top line. I expect significant beats the next Q's to come. GAAP profitability will take market by surprise. I see +100% upside in the short term $$$$ @HenryInvests"  
[X Link](https://x.com/goddreng10/status/1945401048790630432)  2025-07-16T08:32Z [---] followers, [----] engagements


"$UPST This is so key. Still +100% upside from here. So bullish. Wonder how 255% of float shorts are holding on in to rate cuts $UPSTs AI approves 2x more loans than FICO same risk lower rates. Auto & HELOCs up 5x & 6x YoY chasing a $3T market. At $6B market cap undervalued Trustpilots 4.9/5 screams customer loyalty. Growth investors time to bet 📈 #GrowthInvesting #AI 5/6 https://t.co/yq56al6ntk $UPSTs AI approves 2x more loans than FICO same risk lower rates. Auto & HELOCs up 5x & 6x YoY chasing a $3T market. At $6B market cap undervalued Trustpilots 4.9/5 screams customer loyalty. Growth"  
[X Link](https://x.com/goddreng10/status/1945498707505434933)  2025-07-16T15:00Z [---] followers, [---] engagements


"@StockMarketNerd $UPST"  
[X Link](https://x.com/goddreng10/status/1945507655331578244)  2025-07-16T15:35Z [---] followers, [---] engagements


"@Frugalbuck Compare that to $UPST trustpilot"  
[X Link](https://x.com/goddreng10/status/1945531873095999916)  2025-07-16T17:11Z [---] followers, [---] engagements


"@Frugalbuck Fair mate Also wish you the best gains. I just don't see the case for $LC. Would choose $PGY over $LC also"  
[X Link](https://x.com/goddreng10/status/1945533940535534065)  2025-07-16T17:20Z [---] followers, [---] engagements


"Could we be seeing a slight rotation from $UPST to $OPEN as a rate cut bet I have 3K shares of $OPEN. $12 average got a [----] at $05. Still consider $UPST a much better company - but i can ride $OPEN for now haha"  
[X Link](https://x.com/goddreng10/status/1947318467394244609)  2025-07-21T15:31Z [---] followers, [---] engagements


"@amitisinvesting $UPST might be next This can rip since it also has fundamentals turning around"  
[X Link](https://x.com/goddreng10/status/1947703283075645782)  2025-07-22T17:00Z [---] followers, [---] engagements


"@jasondebolt @QualityInvest5 Before it launches [----] was also just before launch. Used to be my biggest position just tired of promises kept. Before FSD was an optionally - now it seems like its teslas last hope"  
[X Link](https://x.com/goddreng10/status/1949569092807008459)  2025-07-27T20:34Z [---] followers, 70.3K engagements


"@jasondebolt Or just invest in some of the other 100s of great companies there is out there easy"  
[X Link](https://x.com/goddreng10/status/1949573856966148113)  2025-07-27T20:53Z [---] followers, [----] engagements


"@ALLTSLA69 @forstall_ @jasondebolt @QualityInvest5 I 10x my money on TSLA and bough HOOD and PLTR. Quite pleased with being braindead. I sold those and bought UPST at 35$. UPST will outperform TSLA"  
[X Link](https://x.com/goddreng10/status/1949589465032200695)  2025-07-27T21:55Z [---] followers, [----] engagements


"1/2 We have now seen $PGY $SOFI $LC beat expectations across the board. BULLISH for the sector. We have my biggest position $UPST reporting Aug 5th. Is this too much to ask for Revenue: +$250mil EPS: +$0.35 Conversion rate: +20% Auto: +50% Growth"  
[X Link](https://x.com/goddreng10/status/1950506523186364784)  2025-07-30T10:39Z [---] followers, [----] engagements


"@zoozai_invest What is the source for this"  
[X Link](https://x.com/goddreng10/status/1953355623736672694)  2025-08-07T07:20Z [---] followers, [--] engagements


"@PW8103841574101 @HenryInvests If you are bullish $SOFI its tough not to be bullish $UPST aswell"  
[X Link](https://x.com/goddreng10/status/1954834510022856720)  2025-08-11T09:17Z [---] followers, [---] engagements


"@SoFi_Insider Bruh this is [--] months ago 😅 Im a bit more long term than that. I still have both stocks and still see $UPST more upside. Less risk in $SOFI though. Lets check back next summer"  
[X Link](https://x.com/goddreng10/status/1955315369653985659)  2025-08-12T17:08Z [---] followers, [----] engagements


"@SoFi_Insider Both stocks take advantage of a better macro"  
[X Link](https://x.com/goddreng10/status/1955316768202785010)  2025-08-12T17:13Z [---] followers, [---] engagements


"@TomHamil3 @SoFi_Insider $UPST earnings growth will be bigger :) risk sharing agreements will go directly to EPS next year"  
[X Link](https://x.com/goddreng10/status/1955318031187349586)  2025-08-12T17:18Z [---] followers, [---] engagements


"@Mindset4Money_X I hold $SOFI $HOOD $UPST and $PGY - why should I add $DAVE Im interested"  
[X Link](https://x.com/goddreng10/status/1962116462249676922)  2025-08-31T11:33Z [---] followers, [---] engagements


"@kshriramsharma @Upstart Is $RIVN even selling any vehicles"  
[X Link](https://x.com/goddreng10/status/1962505197655101590)  2025-09-01T13:17Z [---] followers, [--] engagements


"$PGY so this company are trading at [--] F P/E and [----] F P/S - with a 25% short of float. That's like 1/3 of $UPST. How come the market is trading $PGY at these levels I will likely add more"  
[X Link](https://x.com/goddreng10/status/1962947706122305928)  2025-09-02T18:36Z [---] followers, [---] engagements


"@value_invest12 Stock is up 3% in Denmark. I shouldnt be down in Germany"  
[X Link](https://x.com/goddreng10/status/1965716810013262079)  2025-09-10T09:59Z [---] followers, [---] engagements


"@Veganhippo21 "Word is no one wants their loans" Based on what They just did 300mil ABS transaction. This sounds more like spreading wrong rumours to me"  
[X Link](https://x.com/goddreng10/status/1965772725605281919)  2025-09-10T13:41Z [---] followers, [---] engagements


"@Veganhippo21 Why would you say something for [--] years that is obviously wrong You can see every ER they are selling their highest risk unsecuritized personal loans. The balance sheet loans consists primarily of AUTO and HELOC - which is securitized. Clear to me you are just trading the stock"  
[X Link](https://x.com/goddreng10/status/1965776765546373213)  2025-09-10T13:57Z [---] followers, [---] engagements


"@TeddyYong5 @Veganhippo21 Doing the ABS deal secures cash in hand when they need it and also reduces risk. I believe it makes sense. Their partners are not able to pull out of the committed deals. $PGY also doing ABS transactions lately"  
[X Link](https://x.com/goddreng10/status/1965778614462669203)  2025-09-10T14:05Z [---] followers, [---] engagements


"@dsp6678 @Ashton_1nvests $UPST and $PGY as an example"  
[X Link](https://x.com/goddreng10/status/1966857942139105661)  2025-09-13T13:34Z [---] followers, [---] engagements


"@GhTheProphet @gagerickard $UPST is around [--] and $SOFI is close to [--] Fw P/E. I hold both but would much rather buy $UPST. I still believe UPST will launch puchase mortgage within [--] months which is perfect timing for housing market to pick up the pace"  
[X Link](https://x.com/goddreng10/status/1967274018484130182)  2025-09-14T17:07Z [---] followers, [---] engagements


"$UPST TP reviews is once again gaining ground. We would like to see a strong finish for the quarter. Below is amazing to see for the $WMT partnership"  
[X Link](https://x.com/goddreng10/status/1967281179914334329)  2025-09-14T17:35Z [---] followers, [----] engagements


"@Veganhippo21 @davegirouard Completely agree that the management should buy shares in the open market especially considering the last years volatility. In regards to the insider sales isn't all of it pre planned selling programs"  
[X Link](https://x.com/goddreng10/status/1968589914066366812)  2025-09-18T08:16Z [---] followers, [--] engagements


"So what do we think about an $OPEN and $UPST partnership I see both stocks to the moon. Would be exciting to see $UPST launch purchase mortgage in partnership with $OPEN. @ericjackson @HenryInvests"  
[X Link](https://x.com/goddreng10/status/1968624501320515969)  2025-09-18T10:33Z [---] followers, [----] engagements


"@alc2022 Do $UPST - still waiting for this one :)"  
[X Link](https://x.com/goddreng10/status/1970813626140266895)  2025-09-24T11:32Z [---] followers, [---] engagements


"@ericjackson Whats your take on $UPST Eric"  
[X Link](https://x.com/goddreng10/status/1972311725912559618)  2025-09-28T14:45Z [---] followers, [---] engagements


"@zoozai_invest Where are you finding this data"  
[X Link](https://x.com/goddreng10/status/1973124246420476014)  2025-09-30T20:34Z [---] followers, [---] engagements


"$UPST rebound in TP reviews is really rebounding Nice to see. I bet new all time high in TP reviews in this year. Fee revenue likely offset losses in credit. UMI should start falling by end of year. Rates coming down a lot in the spring. I continue to load up expect $200 2026"  
[X Link](https://x.com/goddreng10/status/1973311162231169487)  2025-10-01T08:56Z [---] followers, [----] engagements


"@SauvageSa97563 @alc2022 Im not deep into these two since i sold all $HFG. But it makes me wonder why really"  
[X Link](https://x.com/goddreng10/status/1973367000308277538)  2025-10-01T12:38Z [---] followers, [---] engagements


"@amitisinvesting Please do $UPST 😀"  
[X Link](https://x.com/goddreng10/status/1973809803957874745)  2025-10-02T17:58Z [---] followers, [---] engagements


"@HSqueeze41963 CEO only has 5mil euro Way less than last time I checked this stock"  
[X Link](https://x.com/goddreng10/status/1974057134452035762)  2025-10-03T10:21Z [---] followers, [--] engagements


"I wonder if $UPST maybe can approach some of the applicants they rejected in Aug and approve them now Just pure speculation. TP reviews is just soaring Look forward to see the rate below [--] in beginning of next year"  
[X Link](https://x.com/goddreng10/status/1975292004730036259)  2025-10-06T20:08Z [---] followers, [----] engagements


"I've been seeing A LOT of the below lately. $UPST has for sure built loyal and returning customers directly to the platform. This lowers CAC dramtically. Institutions i loading heavily and retail is selling. I might sell 5% at $200 in 2026"  
[X Link](https://x.com/goddreng10/status/1976366680986288148)  2025-10-09T19:18Z [---] followers, [----] engagements


"@davegirouard and management should buy stock in open market. Cancel the sellings plans. Use cash from off loading the BS to buy back shares"  
[X Link](https://x.com/goddreng10/status/1978480133762588780)  2025-10-15T15:16Z [---] followers, [---] engagements


"@aletechview Great job man Will you add $HFG Hellofresh at one point 😄"  
[X Link](https://x.com/goddreng10/status/1783239158137225384)  2024-04-24T20:58Z [---] followers, [---] engagements


"@HSqueeze41963 @Ormstunge1 Where do you see aftermarket for German stocks"  
[X Link](https://x.com/goddreng10/status/1826338185825472988)  2024-08-21T19:18Z [---] followers, [---] engagements


"@heymarcel7 😂 Yes and the primary driver for that is higher growth that I just said. I just dont think your post made a lot of sense although always interesting listening to a bear thesis"  
[X Link](https://x.com/goddreng10/status/1842509850460246173)  2024-10-05T10:19Z [---] followers, [---] engagements


"@Frugalbuck I believe $UPST and $SOFI are eating their lunch"  
[X Link](https://x.com/goddreng10/status/1917631972786200993)  2025-04-30T17:27Z [---] followers, [---] engagements


"@Frugalbuck @TGID1575 Both $UPST and $SOFI collect originations fees AND net interest income. The asset light fee based model is much more attractive. I see no point in $LC business model"  
[X Link](https://x.com/goddreng10/status/1917638791013019741)  2025-04-30T17:54Z [---] followers, [---] engagements


"@ohno_tc @DataDInvesting @SoFi @anthonynoto I don't think you have seen $UPSTs latest earnings"  
[X Link](https://x.com/goddreng10/status/1917834604116853086)  2025-05-01T06:52Z [---] followers, [--] engagements


"@kshriramsharma Inflation is horrible for $UPSTs business"  
[X Link](https://x.com/goddreng10/status/1918295825333019088)  2025-05-02T13:25Z [---] followers, [---] engagements


"I am struggling to define why market is taking down $UPST more than 15%. I believe with Super prime 32% of originations AUTO- and HELOC growth the company has much less exposure than previous. Wonder how price action would be with guidance at $235mil But they are conservative"  
[X Link](https://x.com/goddreng10/status/1920060964029792595)  2025-05-07T10:19Z [---] followers, [----] engagements


"@halfblindmonkey @HenryInvests So what do we take from this Is $UPSTs loans performing worse than the broader sector Or is the consumer finally feeling the high rates"  
[X Link](https://x.com/goddreng10/status/1972648345740231165)  2025-09-29T13:03Z [---] followers, [----] engagements


"@alc2022 How come $CHEF has gone up several of 100s procent but nothing in $HFG"  
[X Link](https://x.com/goddreng10/status/1973328711345905806)  2025-10-01T10:06Z [---] followers, [----] engagements


"@AlamoInvesting I am buying $UPST and $PGY at these levels. A LOT"  
[X Link](https://x.com/goddreng10/status/1977089979945042252)  2025-10-11T19:12Z [---] followers, [---] engagements


"@CMDarnton What a terrible "Analysis" man :D Basically just your subjective points. I don't believe you have any reasons to judge the management. You are right in the company is depending on macro BUT it has much less affect than previously. $UPST is for sure on to something good"  
[X Link](https://x.com/goddreng10/status/1978008600384876695)  2025-10-14T08:02Z [---] followers, [----] engagements


"How is $UPST not up +10% on this news Need to look into the size of corporate America"  
[X Link](https://x.com/goddreng10/status/1978451052476223800)  2025-10-15T13:21Z [---] followers, [----] engagements


"It's insane that $UPST short % of float is actually at 30%. I'm the only one that apparently don't see use of BS as a risk. AUTO and HELOC will surely be sold of the BS. $UPSTs partners has high interest in secured loans. FED cutting rates and QT coming to an end. SO MUCH UPSIDE"  
[X Link](https://x.com/goddreng10/status/1978479891688370444)  2025-10-15T15:15Z [---] followers, [----] engagements


"@Frugalbuck How"  
[X Link](https://x.com/goddreng10/status/1978864969090204148)  2025-10-16T16:45Z [---] followers, [---] engagements


"@thexcapitalist Interesting read. How do you see their position in the market compared to peers like $SOFI $UPST $LC etc"  
[X Link](https://x.com/goddreng10/status/1979986845061525973)  2025-10-19T19:03Z [---] followers, [----] engagements


"@HenryInvests Happy that i bought the dip. Will also buy the next dip"  
[X Link](https://x.com/goddreng10/status/1980676495614869978)  2025-10-21T16:44Z [---] followers, [--] engagements


"$LC earnings today. Let's see what happens $UPST"  
[X Link](https://x.com/goddreng10/status/1981066659197833656)  2025-10-22T18:34Z [---] followers, [---] engagements


"Damn $LC most boring earnings deck ever. Ill stick to $UPST"  
[X Link](https://x.com/goddreng10/status/1981093499463495852)  2025-10-22T20:21Z [---] followers, [----] engagements


"@Frugalbuck How does it go from +15% to +3%"  
[X Link](https://x.com/goddreng10/status/1981096972506292417)  2025-10-22T20:34Z [---] followers, [---] engagements


"I see inflation peak here. Next months comps will be rising and we see inflation softening. Rate cuts is coming. Rate sensitive names benefiting heavy from this. Loaded heavily in the below lately @HenryInvests $UPST $SOFI $PGY"  
[X Link](https://x.com/goddreng10/status/1981701082075300011)  2025-10-24T12:35Z [---] followers, [----] engagements


"Can't believe 30% of $UPST float is short going into rate cut cycle and inflation is dead. Market must be using this as a beta hedge. Any positive in Q3 ER and shorts will burn. Float goes from 30% to 10% and we are above $100. I believe this will happen in less than [--] quarters"  
[X Link](https://x.com/goddreng10/status/1981727152992104853)  2025-10-24T14:19Z [---] followers, [----] engagements


"@HenryInvests We need more info on this"  
[X Link](https://x.com/goddreng10/status/1981838161212027182)  2025-10-24T21:40Z [---] followers, [---] engagements


"$UPST [--] likes for the @Rebellionaire Upstart $UPST Q3 Earnings Preview [--] likes for the @Rebellionaire Upstart $UPST Q3 Earnings Preview"  
[X Link](https://x.com/goddreng10/status/1983184878213693451)  2025-10-28T14:51Z [---] followers, [---] engagements


"I honestly think $UPST is on to something. I understand there is private credit concerns but if it stabilizes this stock is going to moon. Holding on to my shares since Q3 2024"  
[X Link](https://x.com/goddreng10/status/1983250059559850033)  2025-10-28T19:10Z [---] followers, [----] engagements


"$UPST building loyal returning customer relations is what we like to see. Got a loan in Jan [----] and a new one here in Oct 2025"  
[X Link](https://x.com/goddreng10/status/1983429503318962271)  2025-10-29T07:03Z [---] followers, [----] engagements


"@DataDInvesting Agreed. What is most crazy short of float 8% fors $SOFI or 34% for $UPST I own both"  
[X Link](https://x.com/goddreng10/status/1983642522007302459)  2025-10-29T21:10Z [---] followers, [---] engagements


"Is market really selling of $UPST due to the auto subprime fear It's primarily refinances not new purchases and duration with approx. [--] years. Exposure is so limited. At these levels ER miss must be priced in. Let's see BS and loans performance"  
[X Link](https://x.com/goddreng10/status/1984013150912688160)  2025-10-30T21:42Z [---] followers, [---] engagements


"@the_zack_zhu Slightly - but their exposure is a fraction of the total. But lets see Tuesday. I believe the worst macro is behind us"  
[X Link](https://x.com/goddreng10/status/1984604227356733492)  2025-11-01T12:51Z [---] followers, [---] engagements


"@Veganhippo21 $UPST ofc. Thought you would too"  
[X Link](https://x.com/goddreng10/status/1985043567169995073)  2025-11-02T17:57Z [---] followers, [---] engagements


"So when do we expect $SOFI inclusion to SP500"  
[X Link](https://x.com/goddreng10/status/1985417401320526217)  2025-11-03T18:42Z [---] followers, [---] engagements


"Not a fan of this conference call for $UPST. They need to sell the story and they are doing so bad. Paul Gu just tanked the stock 5% himself"  
[X Link](https://x.com/goddreng10/status/1985833355099979873)  2025-11-04T22:15Z [---] followers, [----] engagements


"@HenryInvests So forward flow AUTO HELOC and SDL not mentioned. Positive for sure - but to me it's not clear if this moves any of the 12bil on BS If forward flow includes AUTO HELOC and SDL this is extremely bullish. Maybe @HenryInvests should clear with IR ;)"  
[X Link](https://x.com/goddreng10/status/1986450956729336177)  2025-11-06T15:09Z [---] followers, [---] engagements


"$UPST continues to change the life for everyday american consumers EVERY day. TP reviews is accelerating. Day the funding announcement is out the stock goes +100$. I'll continue to add every week"  
[X Link](https://x.com/goddreng10/status/1987510968037806146)  2025-11-09T13:21Z [---] followers, [----] engagements


"@mvcinvesting Good point I own both and happy to see $PGY performing when $UPST is not. I will buy more $UPST though as I see a lot of upside. Also in $PGY actually"  
[X Link](https://x.com/goddreng10/status/1987878437105660067)  2025-11-10T13:42Z [---] followers, [----] engagements


"Like we have said all along. Why would these high quality loans not be in demand LONG $UPST [----] @upstart HELOCS to date and only [--] charge-off. Yes these loans are very much in demand #thosewhostay [----] @upstart HELOCS to date and only [--] charge-off. Yes these loans are very much in demand #thosewhostay"  
[X Link](https://x.com/goddreng10/status/1988329008124354580)  2025-11-11T19:32Z [---] followers, [---] engagements


"@zoozai_invest Very nice insight. Where you getting this info from"  
[X Link](https://x.com/goddreng10/status/1989979255879750108)  2025-11-16T08:50Z [---] followers, [---] engagements


"@zoozai_invest You see this as bullish for UPST"  
[X Link](https://x.com/goddreng10/status/1989984178960785511)  2025-11-16T09:09Z [---] followers, [--] engagements


"@DataDInvesting Like $UPST 😀😂"  
[X Link](https://x.com/goddreng10/status/1990456330205737374)  2025-11-17T16:25Z [---] followers, [----] engagements


"@DataDInvesting You are right Im also pleased with my $SOFI position. A lot of things can change for $UPST within the next [--] months though. Its exciting"  
[X Link](https://x.com/goddreng10/status/1990463684271833198)  2025-11-17T16:54Z [---] followers, [---] engagements


"@AndreasSteno Dont we get PCE next week"  
[X Link](https://x.com/goddreng10/status/1991208515608682735)  2025-11-19T18:14Z [---] followers, [---] engagements


"So what happened over night $UPST $SOFI $PGY"  
[X Link](https://x.com/goddreng10/status/1991851363462938698)  2025-11-21T12:49Z [---] followers, [----] engagements


"@HSqueeze41963 127mil shares in float and they bought back 14mil this year alone Is buyback going on for [----] If this isn't going bankrupt - huge upside"  
[X Link](https://x.com/goddreng10/status/1991853296810897853)  2025-11-21T12:56Z [---] followers, [---] engagements


"@SelfMadeMastery $UPST for sure. Screaming buy at these levels"  
[X Link](https://x.com/goddreng10/status/1992146125336481792)  2025-11-22T08:20Z [---] followers, [---] engagements


"@nachonnmdr @HenryInvests First time I have seen $UPST actually move after hours based on this"  
[X Link](https://x.com/goddreng10/status/1993803749534711872)  2025-11-26T22:07Z [---] followers, [---] engagements


"@mvcinvesting Why not $UPST"  
[X Link](https://x.com/goddreng10/status/1994155733672427817)  2025-11-27T21:25Z [---] followers, [---] engagements


"@StockSavvyShay Have you never looked into $UPST developments the past year @StockSavvyShay"  
[X Link](https://x.com/goddreng10/status/1994848085927948372)  2025-11-29T19:17Z [---] followers, [----] engagements


"@HenryInvests That is so bullish. If UMI continues to drop they will most like overperform on all their loans since they are written at a higher UMI. Also for their loans on the BS they are making bank on these loans. Hope they reduce them a bit though just below 1bil. $UPST"  
[X Link](https://x.com/goddreng10/status/1996118839999053825)  2025-12-03T07:26Z [---] followers, [---] engagements


"$UPST should sell of 500mil R&D loans from their balance sheet without issuing a statement. They should then buyback for all 500mil and **** the 30% shorts of float. Would instantly send share above $100. Market is underestimating their EPS growth for 2026"  
[X Link](https://x.com/goddreng10/status/1996980405749141785)  2025-12-05T16:30Z [---] followers, [----] engagements


"@thexcapitalist Your target for $PGY is only [--] 😅 why no $UPST"  
[X Link](https://x.com/goddreng10/status/1998046157667467420)  2025-12-08T15:05Z [---] followers, [---] engagements


"@vasilist @grok at what price did Paul Gu buy"  
[X Link](https://x.com/goddreng10/status/1998760970395726346)  2025-12-10T14:25Z [---] followers, [---] engagements


"@HenryInvests Next chapter $UPST at $200"  
[X Link](https://x.com/goddreng10/status/1999214977459032267)  2025-12-11T20:29Z [---] followers, [---] engagements


"I think this is interesting. As i read it $UPST sold 18mil in Q2 and 30mil in Q3 of loans held for investment/R&D loans. They have sold some they originated way more. This might be on of the reasons they won't announce funding since they just scale up with existing partners"  
[X Link](https://x.com/goddreng10/status/2000170608089575489)  2025-12-14T11:46Z [---] followers, [----] engagements


"$UPST $SOFI I own both"  
[X Link](https://x.com/goddreng10/status/2000303207185289245)  2025-12-14T20:33Z [---] followers, [---] engagements


"$UPST trustpilot review average for last [--] months continue to trend up even during the weekend which is usually low. [-----] reviews for last [--] months. UPST firing on all cylinders. BULLISH"  
[X Link](https://x.com/goddreng10/status/2000527295660818675)  2025-12-15T11:24Z [---] followers, [----] engagements

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