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# ![@bluecollardivvy Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1956434956235972608.png) @bluecollardivvy Blue Collar Dividends

Blue Collar Dividends posts on X about $spgi, $adbe, $msci, adobe the most. They currently have XXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1956434956235972608/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:interactions.svg)

- X Week XXXXX +2.20%
- X Month XXXXXX +32%

### Mentions: XX [#](/creator/twitter::1956434956235972608/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX +33%

### Followers: XXX [#](/creator/twitter::1956434956235972608/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:followers.svg)

- X Week XXX +2.70%
- X Month XXX +82%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1956434956235972608/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1956434956235972608/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXXX% [automotive brands](/list/automotive-brands)  XXXX% [countries](/list/countries)  XXXX%

**Social topic influence**
[$spgi](/topic/$spgi) #51, [$adbe](/topic/$adbe) #53, [$msci](/topic/$msci) #25, [adobe](/topic/adobe) #716, [$wm](/topic/$wm) #42, [over the](/topic/over-the) 5.45%, [stocks](/topic/stocks) 5.45%, [investment](/topic/investment) #4602, [$mco](/topic/$mco) 3.64%, [$unh](/topic/$unh) XXXX%

**Top accounts mentioned or mentioned by**
[@schdetf](/creator/undefined) [@tulipmania15](/creator/undefined) [@qualityinvest5](/creator/undefined) [@wheelieinvestor](/creator/undefined) [@martinshkreli](/creator/undefined) [@yodastockinvest](/creator/undefined) [@longoption](/creator/undefined) [@thealphathought](/creator/undefined) [@mplycap](/creator/undefined) [@easyequities](/creator/undefined) [@pronkdaniel](/creator/undefined) [@devoteddividend](/creator/undefined) [@fromvalue](/creator/undefined) [@qcapital2020](/creator/undefined) [@fuga7i](/creator/undefined) [@meeijer](/creator/undefined) [@iriszio](/creator/undefined) [@mjarrouch](/creator/undefined)

**Top assets mentioned**
[S&P Global Inc (SPGI)](/topic/$spgi) [Adobe, Inc. (ADBE)](/topic/$adbe) [Msci Inc (MSCI)](/topic/$msci) [Waste Management, Inc. (WM)](/topic/$wm) [Moody's Corporation (MCO)](/topic/$mco) [UnitedHealth Group (UNH)](/topic/$unh) [Kraft Heinz Co (KHC)](/topic/$khc) [Fair Isaac, Corp. (FICO)](/topic/$fico) [United Parcel Service, Inc. (UPS)](/topic/$ups) [Merck & Co., Inc. (MRK)](/topic/$mrk) [Berkshire Hathaway Inc Class B (BRK.B)](/topic/$brkb) [Cream (CRM)](/topic/$crm) [AbbVie Inc (ABBV)](/topic/$abbv) [Novo-Nordisk (NVO)](/topic/$nvo) [Microsoft Corp. (MSFT)](/topic/$msft) [Texas Pacific Land, Corp. (TPL)](/topic/$tpl) [Taiwan Semiconductor (TSM)](/topic/$tsm) [Intuit Inc. (INTU)](/topic/$intu) [MercadoLibre Inc (MELI)](/topic/$meli) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy)
### Top Social Posts [#](/creator/twitter::1956434956235972608/posts)
---
Top posts by engagements in the last XX hours

"This is obviously not true. While BYD and others are gaining market share and Europe is losing market share Japan is the dominant player in South Africa due to Toyota and Suzuki being #1 and #2 on the list according to TopAuto accounting for XX% of all sales in October 2025. 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1979790916673016024) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-19T06:05Z XXX followers, 3147 engagements


"This was a huge level up moment for me: Knowing that buying $V or $WM or $FICO at a fair price or a small premium is an incredible investment while buying something like $KHC or $UPS on the cheap is a trap. 🏋♂ It is a cliche now but "value is what you get price is what you pay" is a foundational idea for successful investing"  
[X Link](https://x.com/bluecollardivvy/status/1980155734630297885) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T06:14Z XXX followers, XXX engagements


"🧵Deep dive #4: Merck & Co. Inc. ( $MRK ) The pharmaceutical giant has seen its share price drop more than XX% over the last XX months due to a broad sell-off of healthcare stocks and concerns over loss of exclusivity of its primary drug (Keytruda) in 2028. 📉 However their financials look excellent 💰: - XX% gross margin - XX% operating margin - XX% net profit margin - XX% return on invested capital (ROIC) - ROIC 4x WACC - FCF growing at XXX% 10-yr CAGR They also pay a healthy XXX% dividend (at a X% growth rate and XX% FCF payout ratio). I estimate an upside of almost XXX% upside from my DCF"  
[X Link](https://x.com/bluecollardivvy/status/1967979461900448064) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-16T15:50Z XXX followers, XXX engagements


"Three of the highest quality businesses on earth sold off 3-6% in an overreaction by the market on Thursday. 📉 Busy putting together my thoughts on whether this dip on $SPGI / $MSCI / $MCO provides an attractive opportunity for investors. Will post over on my Patreon this evening. It is completely FREE - come check it out for value-based investing insights. 👇 Are you taking this opportunity to buy the dip 🧐"  
[X Link](https://x.com/bluecollardivvy/status/1969320107995172940) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-20T08:37Z XXX followers, XXX engagements


"$SCHD div announcement $UNH payout day. $VXUS payout day. $VYM payout day. Anyone else getting divs Whose paying you today 👏"  
[X Link](https://x.com/bluecollardivvy/status/1970403659986190830) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-23T08:23Z XXX followers, XXX engagements


"$SPGI below $XXX is a gift for long-term investors. 🙌 One of the highest quality businesses on earth. Asset-light business model recurring subscription revenues expanding margins healthy FCF generation and trading at its most appealing FCF yield in 5years. However $SPGI is not cheap even after this drawdown of XX% over the last week. This is a business that typically trades at a hefty premium. I have been initiating a small position in $SPGI in the $489-497 zone. I would love to load up the truck sub $XXX. Maybe wishful thinking but a man can dream right 🙏 🤲"  
[X Link](https://x.com/bluecollardivvy/status/1973103248459399583) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-30T19:10Z XXX followers, 2033 engagements


"$SPGI currently trades at a XX% discount to estimated fair value. These opportunities don't come around often for high-quality companies like $SPGI (and $MSCI). Last week I published a full workthrough of my $SPGI DCF model valuation. 👇 Are you buying $SPGI here 🤔 I am nibbling on the way down. 🔗 :"  
[X Link](https://x.com/bluecollardivvy/status/1973801724067320204) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-02T17:26Z XXX followers, XXX engagements


"Top-quality list. 😎 I am biased as these companies are a good chunk of my portfolio. I would recommend $MSCI. FCF machine asset-light toll-road revenues that has been caught in the same negative sentiment cycle as $SPGI. Never cheap but most attractive valuation for a few years at least. 🙌 A bit more of a pullback and FCF yield 4%. 🔥"  
[X Link](https://x.com/bluecollardivvy/status/1974699941076271150) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-05T04:55Z XXX followers, XXX engagements


"Starting the week off with DCA buys into: $VOO $VXUS $VYM Stacking 🥞 What are you buying this week 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1975290540678844761) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-06T20:02Z XXX followers, XXX engagements


"Buy broken stocks not broken companies. What else is looking "broken" right now 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1976309439968780496) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-09T15:31Z XXX followers, XXX engagements


"5.2% FCF yield (adjusted for SBC) XX% ROIC $ XXX million net debt Incredible company. My only concern is that I expect $ADBE (and $CRM) to correct with the rest of the market in coming weeks/months. These SaaS companies aren't going to be a flight to safety (e.g. $WM $BRK.B). As such my personal approach is to have taken a small position in $ADBE and look to add on market weakness"  
[X Link](https://x.com/bluecollardivvy/status/1977626887154176203) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-13T06:46Z XXX followers, XXX engagements


"Dividend growth is king. 👑 Here are XX high-quality companies growing dividend yield XX% over the last X years (5-yr CAGR): $ABBV: XX% $ASML: XX% $MCO: XX% $MSCI: XX% $MSFT: XX% $NVO: XX% $TPL: XX% $TSM: XX% $V: XX% $UNH: XX% Not only would I expect these companies above to largely outperform the market over the next 5-10 years the focus on dividend growth is exceptional. What companies would you add 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1977758996283945033) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-13T15:31Z XXX followers, XXX engagements


"Intuit ( $INTU ) is an underappreciated giant. Of course who wants to buy a tax software company Well remember the only guarantees in life are "death & taxes" ☠ $INTU is an absolute FCF machine. 💸💸💸 My deep-dive and DCF valuation for $INTU come out next week. 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1979416836707094715) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-18T05:18Z XXX followers, XXX engagements


"You love to see it as an $ADBE shareholder. 👇 Yes $ADBE's AI integration has maybe been a bit slow. But the scale of their operation and brand requires the highest-quality products be deployed. Disruptors can deploy faster. But they cannot deploy at the scale that $ADBE can. Personally I see $ADBE are just getting started with AI and I am very enthusiastic as a shareholder for the next 5-10 years"  
[X Link](https://x.com/bluecollardivvy/status/1979453866958590120) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-18T07:45Z XXX followers, XXX engagements


"@PronkDaniel $MELI is criminally underrated and undervalued. Terrible sentiment + high-quality business. Sign me up 👍"  
[X Link](https://x.com/bluecollardivvy/status/1979781448564625712) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-19T05:27Z XXX followers, XXX engagements


"@DevotedDividend Absolutely. 🙌 Personally I am not interested in income funds. I want to invest in cash flowing businesses. I know this is an unpopular opinion but I am firm believer in only investing in what you understand"  
[X Link](https://x.com/bluecollardivvy/status/1980150974166847830) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T05:55Z XXX followers, XXX engagements


"Not *everybody* is bearish on $ADBE. But I am very glad there are so many bears - I get to buy $ADBE on the cheap. 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1980194607611904465) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T08:49Z XXX followers, XXX engagements


"🧵 Deep-Dive #5: Adobe Inc. ( $ADBE ) Adobe has seen its stock decline from $XXX to $XXX over fears that it is being disrupted by AI. 📉 In my investment case I breakdown why the market might be misjudging this tech powerhouse much like $GOOG earlier this year. This is a top-quality company: - Fortress balance sheet - Vertically integrated system that is beginning to rapidly advance its AI capacities - Highly repeatable subscription-based business model - Incredible margins - Wide economic moat as the market leader. $ADBE isn't getting disrupted by AI. It was a bit late to the game but they"  
[X Link](https://x.com/bluecollardivvy/status/1970529600665944496) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-23T16:44Z XXX followers, XXX engagements


"Happy Saturday. 🥳 After the overwhelmingly positive feedback on my $SPGI DCF valuation last week I thought I would write up my $V DCF model valuation. Thank you so much to all of you who gave me feedback. I appreciate all of you. 🙏 Putting the finishing touches on the $V modelling today. Article will be published on Tuesday. Can't wait to share this with you all What are your plans for the weekend 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1974517562281959585) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-04T16:50Z XXX followers, XXX engagements


"Good day to own $WM. Holds up well in tough times and outperformed $SPY by XX% since 2010. Trash stock. 🤣🥳"  
[X Link](https://x.com/bluecollardivvy/status/1976756716210381140) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-10T21:08Z XXX followers, XXX engagements


"🧵 Adobe launches AI Foundry which will allow customers to build their own custom generative AI models per TechCrunch Models will be trained on Adobe's Firefly family of models and then fine-tuned using the customers own proprietary branding and data. Personalized AI. $ADBE are just getting started with their AI integration. This is not a dead company. $ADBE are beginning to deploy AI at scale that none of their "disruptors" could ever dream of . Super bullish. 🥳🔥"  
[X Link](https://x.com/bluecollardivvy/status/1980296230962938262) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T15:33Z XXX followers, XXX engagements


"@FromValue 2022 markets really were a gift to the long-term investor. 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1980154394546217268) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T06:09Z XXX followers, XXX engagements


"@qcapital2020 This rally is not led by the most profitable companies in history. It is led by no rev meme stocks again"  
[X Link](https://x.com/bluecollardivvy/status/1980493958661771620) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T04:38Z XXX followers, XX engagements