[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @billwells_1 Bill Wells Bill Wells posts on X about rates, inflation, debt, should be the most. They currently have XXXXX followers and 1580 posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::3278509163/interactions)  - X Week XXXXX +398% - X Month XXXXX +73% - X Months XXXXXX +15% - X Year XXXXXX -XX% ### Mentions: XX [#](/creator/twitter::3278509163/posts_active)  ### Followers: XXXXX [#](/creator/twitter::3278509163/followers)  - X Week XXXXX +0.27% - X Month XXXXX +0.36% - X Months XXXXX +2% - X Year XXXXX -XXXX% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::3278509163/influencer_rank)  ### Social Influence [#](/creator/twitter::3278509163/influence) --- **Social category influence** [finance](/list/finance) [countries](/list/countries) [travel destinations](/list/travel-destinations) [technology brands](/list/technology-brands) **Social topic influence** [rates](/topic/rates), [inflation](/topic/inflation), [debt](/topic/debt), [should be](/topic/should-be), [london](/topic/london), [real world](/topic/real-world) #1315, [behind the](/topic/behind-the), [china](/topic/china), [$puk](/topic/$puk), [marshall](/topic/marshall) **Top assets mentioned** [PRUDENTIAL PLC ADS (REP X ORD SHARES) (PUK)](/topic/$puk) ### Top Social Posts [#](/creator/twitter::3278509163/posts) --- Top posts by engagements in the last XX hours "@darioperkins @daemonomania Also monetary policy is much better placed now than 2008. Then ultra low Bank Rates after 9/11 together with China spending all its current account surplus on buying US govt bonds led to too much risk being taken on by financial system. Now more sensible & good prudence policy" [X Link](https://x.com/billwells_1/status/1978919580773876095) [@billwells_1](/creator/x/billwells_1) 2025-10-16T20:22Z 1100 followers, XX engagements "@darioperkins @daemonomania Important we do go back to ultra-low Bank Rates & keep keep good prudential policy. Especially true in US & UK to keep monetary policy tight & stop Bank Rates falling much - if at all. For long term fiscal reasons I'd also jack up QT & press for peace & Marshall Aid not rearm" [X Link](https://x.com/billwells_1/status/1978920926092607790) [@billwells_1](/creator/x/billwells_1) 2025-10-16T20:28Z 1100 followers, XX engagements "@PhilAldrick @jagjit_chadha @MrRBourne Isn't this (Osborne/Carney approach) exactly wrong direction to go And reason for some of the rise in structural problems Deal with inflation through monetary not fiscal policy. Pre 2020 Bank Rate too low. Reg prices too low @EconSteveM" [X Link](https://x.com/billwells_1/status/1979844261907734856) [@billwells_1](/creator/x/billwells_1) 2025-10-19T09:37Z 1100 followers, XXX engagements "@rcolvile @thetimes Was hoping govt's new approach to better regulation - getting rid of bat tunnels - was aimed at turning a ramshackle overall system from an overlapping Venn diagram to a Russian doll. all fits together. Believe @emmacduncan Times article on 'wicked problems' set issue out well" [X Link](https://x.com/billwells_1/status/1980920974947340475) [@billwells_1](/creator/x/billwells_1) 2025-10-22T08:55Z 1097 followers, 1045 engagements "@rcolvile @thetimes @emmacduncan So object of combined regulation is to be 'roughly right' not precisely wrong. Sporting analogy (sorry) 'Is there any reasons not to award a try.' rather than Try Yes or No. So eg for housing development expand 'permitted development' as wide as possible & promote discussion" [X Link](https://x.com/billwells_1/status/1980922777025798448) [@billwells_1](/creator/x/billwells_1) 2025-10-22T09:02Z 1097 followers, XX engagements "@truemagic68 One explanation might be inflation has led to you having X less regular shopping trip. It is why I think RPI base weighting system - Q same - compared to CPI geometric mean - incorporates some of change in Q. Including a behavioural Q response due to inflation @notayesmansecon" [X Link](https://x.com/billwells_1/status/1980979800815878369) [@billwells_1](/creator/x/billwells_1) 2025-10-22T12:49Z 1097 followers, XX engagements "@lfcest1892 @Danwhite1972 In UK because benefits are so low by international standards & take home pay amongst the highest it is virtually always the case that you are better off in work. Levels of benefits in other countries are generally much higher than in UK. All this discussion affects very few" [X Link](https://x.com/billwells_1/status/1981108511145910666) [@billwells_1](/creator/x/billwells_1) 2025-10-22T21:20Z 1097 followers, XX engagements "@John_Stepek @carrotmuseum @Victoria_Spratt @HelenMiller_IFS @MrRBourne Yep. That is why National Insurance social insurance system was set up. See Beveridge's 3rd Principle. Particularly the 2nd half which I do not think gets sufficient attention. 1st half is where 'universal basic minimum standard' is basis for State Pension. @frankfieldteam" [X Link](https://x.com/billwells_1/status/1981320091535913468) [@billwells_1](/creator/x/billwells_1) 2025-10-23T11:21Z 1097 followers, XX engagements "@MarketBlondes @PhilAldrick @OBR_UK Might want to look at run of commentaries since last forecast. Despite all stories about overshooting - debt doom loop etc - only last commentary but one suggested overshooting & that was a big change. Overshoot reduced this month with some revisions revised away. But not LA" [X Link](https://x.com/billwells_1/status/1981370404049735983) [@billwells_1](/creator/x/billwells_1) 2025-10-23T14:41Z 1099 followers, XX engagements "@Victoria_Spratt This to me should be a clarion call for tax reform of housing so that it can deal with modern world. Approach I would take is the direction income tax has taken - relate taxes on an individual basis & remove as many household circs from tax liability as poss @JudithFreedman" [X Link](https://x.com/billwells_1/status/1981482596954497241) [@billwells_1](/creator/x/billwells_1) 2025-10-23T22:07Z 1097 followers, XX engagements "@s8mb I think in general London looks much better than when it seemed in terminal decline in the 1970s & 1980s. In all measures of regional deprivation depopulation & deindustrialisation London & other great cities came out worst. See inner cities debat. King's Cross Docklands etc" [X Link](https://x.com/billwells_1/status/1981728903610659147) [@billwells_1](/creator/x/billwells_1) 2025-10-24T14:26Z 1099 followers, XX engagements "@duncanrobinson @HCH_Hill Similarly I'd not scrap either Stamp Duty of IHT. Rather I'd take as many people out of tax as possible by raising starting pt of taxes as high as possible. Think IHT (& savings allowance) good basis design. Taxes kick in when very few people pay it. Scrap tax base to raise more" [X Link](https://x.com/billwells_1/status/1981741997607067718) [@billwells_1](/creator/x/billwells_1) 2025-10-24T15:18Z 1098 followers, XX engagements "@DanielPriestley @duncanrobinson @EconSteveM @HelenMiller_IFS So you need a tax system for each form of economic activity not just X rate. Also to design system need a more sophisticated aim than just maximise tax revenue. Best set of aims I think are Colbertian - to maximise tax revenue whilst geese notice a minimum of feather plucking" [X Link](https://x.com/billwells_1/status/1981824566499389582) [@billwells_1](/creator/x/billwells_1) 2025-10-24T20:46Z 1099 followers, XX engagements "@DanielPriestley @duncanrobinson @EconSteveM @HelenMiller_IFS Here the log normal distribution gives some signs of how to maximise tax revenie at least possible effect on the behaviour of the maximum number of people. X% rate is crucial to give small economic activity best chance of prospering. Standard rate hefty so applies to lot of dist" [X Link](https://x.com/billwells_1/status/1981825610797527356) [@billwells_1](/creator/x/billwells_1) 2025-10-24T20:50Z 1097 followers, XX engagements "@spectator See this thread - why crude Laffer curve does not work. Need to take account of the diversity of the real world" [X Link](https://x.com/billwells_1/status/1982014566058872916) [@billwells_1](/creator/x/billwells_1) 2025-10-25T09:21Z 1098 followers, XX engagements "@Frencheconomics Or growth & investment was inhibited during the Carney/Osborne period as fiscal policy was used to try to restrict inflation & Bank Rate used to give Keynesian boost. So to deliver low inflation & foster growth by Bank Rate X% for next 4-5 yrs end QE @EconSteveM @Econdixon" [X Link](https://x.com/billwells_1/status/1980899476094259676) [@billwells_1](/creator/x/billwells_1) 2025-10-22T07:30Z 1100 followers, XXX engagements "@s8mb Think any damaging effect might be mitigated by 'soft law' - information advice & guidance. Establish 'pro forma' processes smooth the process of setting initial rents & recontracting T&Cs. Pay rounds in collective bargaining play that role for collective bargains @RECNeil" [X Link](https://x.com/billwells_1/status/1981303288617119886) [@billwells_1](/creator/x/billwells_1) 2025-10-23T10:14Z 1100 followers, XXX engagements "@jstatistic Do deal with hedge funds on short term funds so they can take a quicker but smaller profit to run down their portfolio & rearrange balance sheet so reduction in short term funds all lead to run down in QE. Then once QE = X can go back to having complete freedom to manage debt" [X Link](https://x.com/billwells_1/status/1981480013523309045) [@billwells_1](/creator/x/billwells_1) 2025-10-23T21:57Z 1100 followers, XX engagements "@RECNeil Think this is important and suspect commentary of economy - unrelentingly negative/glass half empty - may contribute. eg @faisalam 'surprise' rise in retail sales. Seemed to me to be in line with trend (eg 3mth on 3mth q4) of an economic upswing becoming more embedded" [X Link](https://x.com/billwells_1/status/1981631906262233330) [@billwells_1](/creator/x/billwells_1) 2025-10-24T08:00Z 1099 followers, XX engagements "@duncanrobinson @HCH_Hill I think any change should be a package with some winners as well as losers. & winners people you want to help. eg I'd lower starting rateof higher Income Tax rates 50k for 40%: 100k for 45%. And describe it as reform by scrapping 100k & High Income Child Benefit Charge tapers" [X Link](https://x.com/billwells_1/status/1981739124080927195) [@billwells_1](/creator/x/billwells_1) 2025-10-24T15:06Z 1100 followers, 1544 engagements "@duncanrobinson @HCH_Hill So believe that Farmer's IHT was exactly right way to go. But did not use any of money to raise IHT starting pt even higher. And reduce even further people who pay any IHT (inc some farmers). Have X% rate in all taxes so don't tax ebay pocket money Council Tax etc" [X Link](https://x.com/billwells_1/status/1981743071327821927) [@billwells_1](/creator/x/billwells_1) 2025-10-24T15:22Z 1099 followers, XX engagements "@FraserNelson You may want to see this thread. It provides reasons behind the v. top x% of income distribution pay around 1/4 of total tax revenue. And why Lafffer Curve is too crude an analysis. Key is that economic activity - pay house prices - are a lognormal distribution" [X Link](https://x.com/billwells_1/status/1981980906547282401) [@billwells_1](/creator/x/billwells_1) 2025-10-25T07:07Z 1099 followers, XX engagements "@spectator It is all about curves. Crude stereotypical version of the Laffer curve does not work. Because the real world is best described by a different curve - the lognormal distribution. So need a Colbertian tax system - maximise no. of geese not noticing feather plucking" [X Link](https://x.com/billwells_1/status/1982013828024926619) [@billwells_1](/creator/x/billwells_1) 2025-10-25T09:18Z 1100 followers, XX engagements "@WorldByWolf I was born in Poplar London in 1953 and am not sure I recognise the XXXX% white British figure. Might check it Given the people at my school many of my neighbours families were from Ireland also in this post-War period many Polish Italian & German pupils" [X Link](https://x.com/billwells_1/status/1982029745635344800) [@billwells_1](/creator/x/billwells_1) 2025-10-25T10:21Z 1100 followers, XX engagements "Outside school friends & special Chinese meals out at Chinatown in Limehouse; Commonwealth migrants from Europe - Malta Cyprus & Gibraltar; & as helped my Dad up the stall visited wholesalers in Stepney & Aldgate many of whom were Jewish Hard to reconcile with XXXX% @stephenkb" [X Link](https://x.com/billwells_1/status/1982032091563819028) [@billwells_1](/creator/x/billwells_1) 2025-10-25T10:30Z 1100 followers, XX engagements "@HugoGye Given the @obr commentary on latest borrowing figures - (I read as) good chance of hitting OBR March forecast maybe next borrowing forecast better than expected & developments since (bonds retail sales etc) might enable 'headroom' to be described as a + or - range. @EconSteveM" [X Link](https://x.com/billwells_1/status/1982185741376455120) [@billwells_1](/creator/x/billwells_1) 2025-10-25T20:41Z 1100 followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@billwells_1 Bill Wells
Bill Wells posts on X about rates, inflation, debt, should be the most. They currently have XXXXX followers and 1580 posts still getting attention that total XXX engagements in the last XX hours.
Engagements: XXX #
- X Week XXXXX +398%
- X Month XXXXX +73%
- X Months XXXXXX +15%
- X Year XXXXXX -XX%
Mentions: XX #
Followers: XXXXX #
- X Week XXXXX +0.27%
- X Month XXXXX +0.36%
- X Months XXXXX +2%
- X Year XXXXX -XXXX%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence finance countries travel destinations technology brands
Social topic influence rates, inflation, debt, should be, london, real world #1315, behind the, china, $puk, marshall
Top assets mentioned PRUDENTIAL PLC ADS (REP X ORD SHARES) (PUK)
Top Social Posts #
Top posts by engagements in the last XX hours
"@darioperkins @daemonomania Also monetary policy is much better placed now than 2008. Then ultra low Bank Rates after 9/11 together with China spending all its current account surplus on buying US govt bonds led to too much risk being taken on by financial system. Now more sensible & good prudence policy"
X Link @billwells_1 2025-10-16T20:22Z 1100 followers, XX engagements
"@darioperkins @daemonomania Important we do go back to ultra-low Bank Rates & keep keep good prudential policy. Especially true in US & UK to keep monetary policy tight & stop Bank Rates falling much - if at all. For long term fiscal reasons I'd also jack up QT & press for peace & Marshall Aid not rearm"
X Link @billwells_1 2025-10-16T20:28Z 1100 followers, XX engagements
"@PhilAldrick @jagjit_chadha @MrRBourne Isn't this (Osborne/Carney approach) exactly wrong direction to go And reason for some of the rise in structural problems Deal with inflation through monetary not fiscal policy. Pre 2020 Bank Rate too low. Reg prices too low @EconSteveM"
X Link @billwells_1 2025-10-19T09:37Z 1100 followers, XXX engagements
"@rcolvile @thetimes Was hoping govt's new approach to better regulation - getting rid of bat tunnels - was aimed at turning a ramshackle overall system from an overlapping Venn diagram to a Russian doll. all fits together. Believe @emmacduncan Times article on 'wicked problems' set issue out well"
X Link @billwells_1 2025-10-22T08:55Z 1097 followers, 1045 engagements
"@rcolvile @thetimes @emmacduncan So object of combined regulation is to be 'roughly right' not precisely wrong. Sporting analogy (sorry) 'Is there any reasons not to award a try.' rather than Try Yes or No. So eg for housing development expand 'permitted development' as wide as possible & promote discussion"
X Link @billwells_1 2025-10-22T09:02Z 1097 followers, XX engagements
"@truemagic68 One explanation might be inflation has led to you having X less regular shopping trip. It is why I think RPI base weighting system - Q same - compared to CPI geometric mean - incorporates some of change in Q. Including a behavioural Q response due to inflation @notayesmansecon"
X Link @billwells_1 2025-10-22T12:49Z 1097 followers, XX engagements
"@lfcest1892 @Danwhite1972 In UK because benefits are so low by international standards & take home pay amongst the highest it is virtually always the case that you are better off in work. Levels of benefits in other countries are generally much higher than in UK. All this discussion affects very few"
X Link @billwells_1 2025-10-22T21:20Z 1097 followers, XX engagements
"@John_Stepek @carrotmuseum @Victoria_Spratt @HelenMiller_IFS @MrRBourne Yep. That is why National Insurance social insurance system was set up. See Beveridge's 3rd Principle. Particularly the 2nd half which I do not think gets sufficient attention. 1st half is where 'universal basic minimum standard' is basis for State Pension. @frankfieldteam"
X Link @billwells_1 2025-10-23T11:21Z 1097 followers, XX engagements
"@MarketBlondes @PhilAldrick @OBR_UK Might want to look at run of commentaries since last forecast. Despite all stories about overshooting - debt doom loop etc - only last commentary but one suggested overshooting & that was a big change. Overshoot reduced this month with some revisions revised away. But not LA"
X Link @billwells_1 2025-10-23T14:41Z 1099 followers, XX engagements
"@Victoria_Spratt This to me should be a clarion call for tax reform of housing so that it can deal with modern world. Approach I would take is the direction income tax has taken - relate taxes on an individual basis & remove as many household circs from tax liability as poss @JudithFreedman"
X Link @billwells_1 2025-10-23T22:07Z 1097 followers, XX engagements
"@s8mb I think in general London looks much better than when it seemed in terminal decline in the 1970s & 1980s. In all measures of regional deprivation depopulation & deindustrialisation London & other great cities came out worst. See inner cities debat. King's Cross Docklands etc"
X Link @billwells_1 2025-10-24T14:26Z 1099 followers, XX engagements
"@duncanrobinson @HCH_Hill Similarly I'd not scrap either Stamp Duty of IHT. Rather I'd take as many people out of tax as possible by raising starting pt of taxes as high as possible. Think IHT (& savings allowance) good basis design. Taxes kick in when very few people pay it. Scrap tax base to raise more"
X Link @billwells_1 2025-10-24T15:18Z 1098 followers, XX engagements
"@DanielPriestley @duncanrobinson @EconSteveM @HelenMiller_IFS So you need a tax system for each form of economic activity not just X rate. Also to design system need a more sophisticated aim than just maximise tax revenue. Best set of aims I think are Colbertian - to maximise tax revenue whilst geese notice a minimum of feather plucking"
X Link @billwells_1 2025-10-24T20:46Z 1099 followers, XX engagements
"@DanielPriestley @duncanrobinson @EconSteveM @HelenMiller_IFS Here the log normal distribution gives some signs of how to maximise tax revenie at least possible effect on the behaviour of the maximum number of people. X% rate is crucial to give small economic activity best chance of prospering. Standard rate hefty so applies to lot of dist"
X Link @billwells_1 2025-10-24T20:50Z 1097 followers, XX engagements
"@spectator See this thread - why crude Laffer curve does not work. Need to take account of the diversity of the real world"
X Link @billwells_1 2025-10-25T09:21Z 1098 followers, XX engagements
"@Frencheconomics Or growth & investment was inhibited during the Carney/Osborne period as fiscal policy was used to try to restrict inflation & Bank Rate used to give Keynesian boost. So to deliver low inflation & foster growth by Bank Rate X% for next 4-5 yrs end QE @EconSteveM @Econdixon"
X Link @billwells_1 2025-10-22T07:30Z 1100 followers, XXX engagements
"@s8mb Think any damaging effect might be mitigated by 'soft law' - information advice & guidance. Establish 'pro forma' processes smooth the process of setting initial rents & recontracting T&Cs. Pay rounds in collective bargaining play that role for collective bargains @RECNeil"
X Link @billwells_1 2025-10-23T10:14Z 1100 followers, XXX engagements
"@jstatistic Do deal with hedge funds on short term funds so they can take a quicker but smaller profit to run down their portfolio & rearrange balance sheet so reduction in short term funds all lead to run down in QE. Then once QE = X can go back to having complete freedom to manage debt"
X Link @billwells_1 2025-10-23T21:57Z 1100 followers, XX engagements
"@RECNeil Think this is important and suspect commentary of economy - unrelentingly negative/glass half empty - may contribute. eg @faisalam 'surprise' rise in retail sales. Seemed to me to be in line with trend (eg 3mth on 3mth q4) of an economic upswing becoming more embedded"
X Link @billwells_1 2025-10-24T08:00Z 1099 followers, XX engagements
"@duncanrobinson @HCH_Hill I think any change should be a package with some winners as well as losers. & winners people you want to help. eg I'd lower starting rateof higher Income Tax rates 50k for 40%: 100k for 45%. And describe it as reform by scrapping 100k & High Income Child Benefit Charge tapers"
X Link @billwells_1 2025-10-24T15:06Z 1100 followers, 1544 engagements
"@duncanrobinson @HCH_Hill So believe that Farmer's IHT was exactly right way to go. But did not use any of money to raise IHT starting pt even higher. And reduce even further people who pay any IHT (inc some farmers). Have X% rate in all taxes so don't tax ebay pocket money Council Tax etc"
X Link @billwells_1 2025-10-24T15:22Z 1099 followers, XX engagements
"@FraserNelson You may want to see this thread. It provides reasons behind the v. top x% of income distribution pay around 1/4 of total tax revenue. And why Lafffer Curve is too crude an analysis. Key is that economic activity - pay house prices - are a lognormal distribution"
X Link @billwells_1 2025-10-25T07:07Z 1099 followers, XX engagements
"@spectator It is all about curves. Crude stereotypical version of the Laffer curve does not work. Because the real world is best described by a different curve - the lognormal distribution. So need a Colbertian tax system - maximise no. of geese not noticing feather plucking"
X Link @billwells_1 2025-10-25T09:18Z 1100 followers, XX engagements
"@WorldByWolf I was born in Poplar London in 1953 and am not sure I recognise the XXXX% white British figure. Might check it Given the people at my school many of my neighbours families were from Ireland also in this post-War period many Polish Italian & German pupils"
X Link @billwells_1 2025-10-25T10:21Z 1100 followers, XX engagements
"Outside school friends & special Chinese meals out at Chinatown in Limehouse; Commonwealth migrants from Europe - Malta Cyprus & Gibraltar; & as helped my Dad up the stall visited wholesalers in Stepney & Aldgate many of whom were Jewish Hard to reconcile with XXXX% @stephenkb"
X Link @billwells_1 2025-10-25T10:30Z 1100 followers, XX engagements
"@HugoGye Given the @obr commentary on latest borrowing figures - (I read as) good chance of hitting OBR March forecast maybe next borrowing forecast better than expected & developments since (bonds retail sales etc) might enable 'headroom' to be described as a + or - range. @EconSteveM"
X Link @billwells_1 2025-10-25T20:41Z 1100 followers, XX engagements