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# ![@ProfRipplEffect Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1908673403441086464.png) @ProfRipplEffect ProfessoRipplEffect

Ripple and XRP are gaining attention for their potential to disrupt traditional banking systems, with some experts and institutions, such as Goldman Sachs, recognizing their value. Discussions are also underway about the technology's ability to facilitate fast and secure transactions, and its potential to be used by thousands of major banks worldwide. Ripple's partnerships and integrations, such as with Temenos and Deloitte, are also being highlighted.

### Engagements: XXXXX [#](/creator/twitter::1908673403441086464/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:interactions.svg)

- X Week XXXXXXX +167%
- X Month XXXXXXX +1,347%

### Mentions: XX [#](/creator/twitter::1908673403441086464/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:posts_active.svg)

- X Week XX +29%
- X Month XXX +134%

### Followers: XXXXX [#](/creator/twitter::1908673403441086464/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:followers.svg)

- X Week XXXXX +9.60%
- X Month XXXXX +205%

### CreatorRank: XXXXXXX [#](/creator/twitter::1908673403441086464/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1908673403441086464/influence)
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**Social category influence**
[cryptocurrencies](/list/cryptocurrencies)  #8366 [finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [celebrities](/list/celebrities)  XXXX% [countries](/list/countries)  XXXX%

**Social topic influence**
[xrp](/topic/xrp) #293, [swift](/topic/swift) #2151, [federal reserve](/topic/federal-reserve) #397, [xlm](/topic/xlm) #65, [$barcl](/topic/$barcl) 2.04%, [gary gensler](/topic/gary-gensler) 2.04%, [plain](/topic/plain) 2.04%, [has been](/topic/has-been) 2.04%, [lightning](/topic/lightning) 2.04%, [networks](/topic/networks) XXXX%

**Top accounts mentioned or mentioned by**
[@nullpackets](/creator/undefined) [@mc123xrp](/creator/undefined) [@wowawesomeness](/creator/undefined) [@strongshx](/creator/undefined) [@apexconsultnfa](/creator/undefined) [@xrpzbcnlantern](/creator/undefined) [@smqkedqg](/creator/undefined) [@dpgmaximus](/creator/undefined) [@jnarvaez72](/creator/undefined) [@luistonytaylor](/creator/undefined) [@youtube](/creator/undefined) [@digitalassetbuy](/creator/undefined) [@mryoshi](/creator/undefined) [@axelar](/creator/undefined) [@strongholdpay](/creator/undefined) [@strongholdkorea](/creator/undefined) [@nietzbux](/creator/undefined) [@coindesk](/creator/undefined) [@mrmanxrp](/creator/undefined) [@adamxrp](/creator/undefined)

**Top assets mentioned**
[XRP (XRP)](/topic/xrp) [Goldman Sachs (GS)](/topic/goldman-sachs) [Bitcoin (BTC)](/topic/bitcoin) [Dave Inc. Class A Common Stock (DAVE)](/topic/$dave)
### Top Social Posts [#](/creator/twitter::1908673403441086464/posts)
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Top posts by engagements in the last XX hours

"💥Tell me youre going to use XRP without saying youre going to use XRP.💥 📖 "A public untrusted network is always inevitably better than a private one based on trust. Robert Palatnick Managing Director & Chief Technology Architect DTCC."✍ 💥To the left of Mr Platanick is Mr Lee Braine of Barclays Bank and to the right is R3 Corda CEO Mr David Rutter.💥 Remember⚠ The host is a Ripple Advisor speaking with members of Barclays Bank DTCC and R3 Corda🌹 #xrp #xrpl #ripple"  
[X Link](https://x.com/ProfRipplEffect/status/1978547896007237766) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-15T19:45Z 2637 followers, 128K engagements


"🍁Mr. Gary Gensler your own co-authored paper contradicts you.🍁 🍁In the Geneva Report on the World Economy (2018) you and colleagues outlined XRPs: Independent use case Distinguishability from Ripple Ability to compete with or replace SWIFT 🍁The report makes it plain: XRP has been usable in some fashion since 2013 and XRP and the Ripple network might still exist even if Ripple the company disappeared. (Casey et al. 2018 p.43) 🍁And: Ripple has developed a blockchain solution to rival SWIFT to streamline settlement processes. (Casey et al. 2018 p.101) ✅ Clear settlement role. ✅ Global"  
[X Link](https://x.com/ProfRipplEffect/status/1970976441429877000) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-09-24T22:19Z 2630 followers, 10.6K engagements


"⚡ Lightning Networks own white paper outlines why it cannot scale to global payments 🐢. 🌹 I have documented precisely where to look in their whitepaper 📑👇 I also provided the accompanying video with thanks to @digitalassetbuy . I may have tweaked the video a little 😈. ⚡ Deep Dive: Lightning White Paper vs. Reality 🐢 Problem Statement (p. 3) It is absolutely not possible to handle a large amount of micropayments on the network or to encompass all global transactions. The authors concede Bitcoin alone 🐢 cannot scale. Claimed Solution (p. 2) By deferring telling the entire world about"  
[X Link](https://x.com/ProfRipplEffect/status/1975721116279972090) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-08T00:33Z 2616 followers, 1307 engagements


"⚠THEY KNOW⚠ Paul Walker (Goldman Sachs) Chris Larsen (Ripple) Barry Silbert (SecondMarket/DCG) James Freis (ex-FinCEN) and Michael Bloomberg (Bloomberg LP) 💐 🌹 I may have uncovered something remarkable I came across language in Digital Gold (Popper 2015) that appears to have gone largely unnoticed in public discussion. It shows that as early as 2014 major banks and institutions 🏦 were seeking ways to separate blockchain technology from the inefficiencies of Bitcoin mining ⚠. When this is considered alongside primary documents from R3 🤝 the Bank for International Settlements (BIS) 🌍 and"  
[X Link](https://x.com/ProfRipplEffect/status/1976383174621139151) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-09T20:24Z 2621 followers, 25.5K engagements


"⚠ Former Chief Comission Officer at Ripple Mr. Greg Kidd plus some incredible connections to Deloitte and Temenos ⚡ With thanks to @PlanXRP 🙏🌷 #XRP #XRPL #Ripple Let me be very clear: Banks are aware ⚠ Deadlines bring announcements.✍🤝"  
[X Link](https://x.com/ProfRipplEffect/status/1977630638602850561) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-13T07:01Z 2614 followers, 2319 engagements


"Let us go deeper down the rabbit-hole Alice🐇. Bill Gates Mojaloop Ripple XRP Interledger Protocol and the World Bank🌹 #xrp #xrpl #ripple #BillGates"  
[X Link](https://x.com/ProfRipplEffect/status/1979226005257572779) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-17T16:40Z 2637 followers, 6430 engagements


"Ripple and Stellar ARE working together🌹 🌷Don't believe me Ill provide more documentation.🌷 ⚠Watch the entire video. There are names you dont want to miss.⚠ #xrp #xlm #ripple #stellarfoundation"  
[X Link](https://x.com/ProfRipplEffect/status/1980233599506067804) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-20T11:24Z 2637 followers, 8769 engagements


"@Mc123XRP Can't believe Dave Miliband provided another link between Ripple and Stellar 😇"  
[X Link](https://x.com/ProfRipplEffect/status/1980315493962817913) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-20T16:49Z 2638 followers, XX engagements


"Could Deloitte and Temenos Aid Ripple in Potentially Linking to Thousands of Major Banks Worldwide❗❗❗ Documented👇 🌼 Here is a quick overview of the research for anyone who hasn't the time to read the entire post 🙏 🌹 Global Reach Temenos powers 3000+ banks worldwide including XX of the top XX while Deloitte supports XX% of the Fortune Global XXX (Temenos 2021; Temenos 2020; Deloitte Global 2025). 🌼 Proven Integration Deloitte has already demonstrated Ripple embedded within Temenos T24 for real-time cross-border payments (Deloitte 2016; Deloitte 2019). 🌷 Policy Alignment Ripple Deloitte"  
[X Link](https://x.com/ProfRipplEffect/status/1977597254878875802) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-13T04:48Z 2638 followers, 2385 engagements


"Even more Ripple connections🌹 🌹Following up on David Milibands connections to Ripple and the Stellar Foundationheres his mentor former UK Prime Minister Sir Tony Blair speaking at the @wef on technological advancements. Ive included key clips in this video to highlight why this segment is so important.🌹 #xrp #xlm #ripple #xrpl"  
[X Link](https://x.com/ProfRipplEffect/status/1980384211644076396) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-20T21:22Z 2637 followers, 2012 engagements


"💥DTCC & Ripple 💥 🌹 Current Ripple Advisor Former CEO of DTCC Outlined DTCCs Essential Demands Which Mirror the XRP Consensus Mechanism 🌹🌷🌺 Rare DTCC Video and documents below 👇 🌹 Donahue on Central Management (2016) It is imperative to have transactions flow through something that can be subjected to central management. Donald Donahue former CEO of DTCC DTCC Blockchain Symposium Future of Blockchain 🌷 Schwartz on Ripple Consensus (2018) Through the consensus process validators agree on a specific subset of the candidate transactions servers communicate and update proposals until a"  
[X Link](https://x.com/ProfRipplEffect/status/1978070016303009875) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-14T12:06Z 2637 followers, 121.4K engagements


"MORE PROOF that Ripple is EVERYWHERE🌹 💥How Ripple the World Bank the Federal Reserve and SWIFT align through international payment frameworks💥 As usual it's all documented👇 The International Payments Framework Association (IPFA) was established in 2010 as a non-profit member organisation to address inefficiencies in cross-border low-value payments. Its purpose was to create a shared rulebook and implement ISO 20022-based translation standards to enable interoperability between domestic clearing systems (Banco Central do Brasil 2010). The Federal Reserves Retail Payments Office and Equens"  
[X Link](https://x.com/ProfRipplEffect/status/1979011842140717298) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-17T02:29Z 2637 followers, 10.8K engagements


"⚠ XRPL Stellar and Stronghold Ukraine is the Testing Ground for Scalable Payment Infrastructure ⚠ ⚠There is no competition between Stellar and Ripple⚠ I utilise the white papers to support this overview👇 📚🌹 XRPL (Ripple Labs) Consensus via Ripple Protocol Consensus Algorithm (RPCA). Achieves ledger finality in seconds without proof-of-work. Optimised for low-cost cross-border settlement. Functions as a bridge asset network enabling liquidity between different systems (Schwartz Youngs & Britto 2014 pp.14). 📚🌹 Stellar (SDF) Uses Stellar Consensus Protocol (SCP) with federated Byzantine"  
[X Link](https://x.com/ProfRipplEffect/status/1980439088969794012) [@ProfRipplEffect](/creator/x/ProfRipplEffect) 2025-10-21T01:00Z 2636 followers, XXX engagements