# ![@NightandDayCPA Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2022389745096237056.png) @NightandDayCPA Night and Day, CPA

Night and Day, CPA posts on X about $sofi, growth, ai, $1013b the most. They currently have [--] followers and [--] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::2022389745096237056/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2022389745096237056/c:line/m:interactions.svg)


### Mentions: [--] [#](/creator/twitter::2022389745096237056/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2022389745096237056/c:line/m:posts_active.svg)


### Followers: [--] [#](/creator/twitter::2022389745096237056/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2022389745096237056/c:line/m:followers.svg)


### CreatorRank: [---------] [#](/creator/twitter::2022389745096237056/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2022389745096237056/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [automotive brands](/list/automotive-brands)  [technology brands](/list/technology-brands)  [countries](/list/countries)  [celebrities](/list/celebrities)  [social networks](/list/social-networks)  [cryptocurrencies](/list/cryptocurrencies) 

**Social topic influence**
[$sofi](/topic/$sofi), [growth](/topic/growth), [ai](/topic/ai), [$1013b](/topic/$1013b), [money](/topic/money), [app](/topic/app), [banking](/topic/banking), [eps](/topic/eps), [happy](/topic/happy), [$tsla](/topic/$tsla)

**Top assets mentioned**
[RAI Finance (SOFI)](/topic/$sofi) [Tesla, Inc. (TSLA)](/topic/$tsla) [BITMINE IMMERSION TECH (BMNR)](/topic/$bmnr) [Bank of America (BAC)](/topic/bank-of-america) [American Electric Power Company Inc (AEP)](/topic/$aep) [Upstart Holdings, Inc. (UPST)](/topic/$upst) [Apple, Inc. (AAPL)](/topic/$aapl) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Microsoft Corp. (MSFT)](/topic/$msft) [Metadium (META)](/topic/$meta) [SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Hershey Co (HSY)](/topic/$hsy) [PancakeSwap (CAKE)](/topic/$cake) [MONDELEZ INTERNATIONAL INC (MDLZ)](/topic/$mdlz)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@KobeissiLetter Definitely strange timesThere is certainly a lot of value to be found with how the market has been performing the last few weeks"  
[X Link](https://x.com/NightandDayCPA/status/2022411281224065033)  2026-02-13T20:43Z [--] followers, [---] engagements


"$SOFI.scaling fast GAAP profitable with consistent earnings inflection 35% member growth in Q4 (to 13.7M record +1M added) and revenue 37% YoY in Q4 (adjusted net $1.013B first billion-dollar quarter). Recent quarters have seen 30-40%+ revenue growth fee-based even stronger at 50%. Trailing P/E looks stupid 49-54x (depending on exact TTM EPS and price around $19-20). Traditional banks trade in the teens or low 20s. But $SOFI isn't a traditional bank. Obviously. It's a hyper-growth hybrid executing on member adds cross-sell (40% of new products from existing members) and profitability ramps."  
[X Link](https://x.com/anyuser/status/2022502421864530278)  2026-02-14T02:45Z [--] followers, [---] engagements


"Utilities are finally getting a big boost after years of basically no growth in power demand. AI and tech companies need massive amounts of electricity for their data centers. American Electric Power (AEP) just said they've locked in deals to supply power for [--] gigawatts of data center.DOUBLE what they had just a few months ago and they've got requests for another [---] GW. This means utilities like AEP Exelon Duke are spending billions to build more power lines plants etc. It's a real shift in the economy beyond just AI stocks. Link to the Reuters article:"  
[X Link](https://x.com/NightandDayCPA/status/2022552128498376719)  2026-02-14T06:02Z [--] followers, [---] engagements


"Q4 [----] Update: $SOFI vs $UPST vs $LC 📈 - $SOFI Adj. net revenue: $1.013B (+37%) first $1B quarter Net income: $174M (17% margin) Loan originations: $10.5B (+46%) Members: 13.7M (+35%) products 20.2M (+37%) Fee revenue: $443M (+53% now 44% of total) - $UPST Revenue: $296M (+35%) Net income: $19M Originations: $3.2B (+52%) - $LC Revenue: $266.5M (+23%) Net income: $41.6M Originations: $2.6B (+40%) Why $SOFI is destroying the competition $SOFI isn't just diversified.full platform with banking investing tech services surging capital-light fees cheap deposits and cross-sell at 40%. It's also"  
[X Link](https://x.com/anyuser/status/2022753473574637879)  2026-02-14T19:23Z [--] followers, [--] engagements


"Flowers for my beautiful wife and my post workout meal Happy Saturday"  
[X Link](https://x.com/anyuser/status/2022747016787562954)  2026-02-14T18:57Z [--] followers, [--] engagements


"So happy I joined X 😄😂"  
[X Link](https://x.com/anyuser/status/2022727918162710765)  2026-02-14T17:41Z [--] followers, [--] engagements


"Roses are red 🌹 Violets are blue 💙 My portfolio's down bad 📉 But I'm still up on you ❤"  
[X Link](https://x.com/anyuser/status/2022726071372911093)  2026-02-14T17:34Z [--] followers, [--] engagements


"I saw Elon respond to an $TSLA Optimus post. Elons take: Work goes optional in 10-20 years: AI + humanoid bots handle unsafe repetitive boring stuff. Massive productivity surge jobs become choice not necessity. Poverty ends Universal high income kicks in Robots explode goods/services output far beyond money supply. Home life: Personal bots do chores elder care whatever.freeing humans for creativity family or leisure. (Detroit: Become Human) lol Workforce: Human labor bottleneck vanishes.unlimited economic growth robots outnumber people GDP multiplies by orders of magnitude. Outcome: $TSLA"  
[X Link](https://x.com/anyuser/status/2022724965431394640)  2026-02-14T17:29Z [--] followers, [---] engagements


"The largest tech companies in the S&P like $MSFT $AAPL $NVDA $AMZN $GOOGL $META $TSLA are the main reason $SPY has barely dropped over the last couple weeks. Despite volatility hitting many stocks hard. Meanwhile small to mid caps have taken bigger hits as investors focus on AI and Big Tech winners and dump potential losers. Market concentration at its finest This is a great opportunity to capitalize on small names imo. https://www.msn.com/en-us/money/markets/stocks-are-swinging-like-crazy-while-the-s-p-500-goes-nowhere-in-2026-investors-might-not-like-what-comes-next/ar-AA1WeuOA"  
[X Link](https://x.com/anyuser/status/2022720794569380345)  2026-02-14T17:13Z [--] followers, [--] engagements


"Stealing share 🥷 $SOFI just hit a milestone: [----] million members (up 35% YoY in 2025) adding a record [--] million new members in Q4 alone. They expect at least 30% member growth in 2026.showing how fast they're stealing share from traditional banks especially among millennials and Gen Z who prefer digital app first banking over branches. Young consumers are ditching and or outright not choosing old banks for digital innovators like $SOFI https://finimize.com/content/sofi-outpaces-wall-street-as-young-consumers-ditch-old-banks"  
[X Link](https://x.com/anyuser/status/2022717438119547356)  2026-02-14T16:59Z [--] followers, [--] engagements


"TLDR: BEAST MOAT 🐯 Dedicated to the quant @fundstrat $BMNR Diving deeper into the financial side MrBeast's 466M+ YouTube subs (plus billions in views) basically hands him accelerated user growth in fintech. Traditional banks shell out $100-300 per new customer via ads (per grok chat gpt) but he can plug Step directly into his content. think giveaways challenges or integrated promos and acquire millions organically at near-zero cost. Step already has 7M users mostly Gen Z with revenue from interchange fees on their secured cards (1-2% per transaction) stock investing tools and potential"  
[X Link](https://x.com/anyuser/status/2022547063016427807)  2026-02-14T05:42Z [--] followers, [---] engagements


"Interested to see Mr. Beasts banking app Step and how it pan out over the years. Might give the product a look over. Folks might underestimate him due to his persona but his following is very impressive. If Mr. Beasts conglomerate goes public might be worth the early DD"  
[X Link](https://x.com/anyuser/status/2022458258938863632)  2026-02-13T23:49Z [--] followers, [---] engagements


"To add I dont think financial services will be the last sector he dips his toes into"  
[X Link](https://x.com/anyuser/status/2022572181407085005)  2026-02-14T07:22Z [--] followers, [--] engagements


"Goodnight X 🌙 Recap Markets closed mixed my largest holdings $BMNR and $SOFI managed to stay green 💀 - $BMNR +6.2% to [-----] - $SOFI +1.6% to [-----] Far more money has been lost by investors preparing for corrections than has been lost in corrections themselves. -Peter Lynch **ENJOY VALENTINES AND DO SOMETHING SPECIAL FOR YOUR PARTNER"  
[X Link](https://x.com/anyuser/status/2022571773569720733)  2026-02-14T07:21Z [--] followers, [--] engagements


"Valentine's dinner plans Cook something nice at home. then surprise her with shares of $HSY $CAKE or $MDLZ. 'Chocolate is gone by morning but these shares could grow forever 📈❤' Doghouse now or doghouse later. We all end up there eventually 😂"  
[X Link](https://x.com/anyuser/status/2022531863651455410)  2026-02-14T04:42Z [--] followers, [--] engagements


"AI fears have been dominating Wall Street the last couple weeks.software sell-offs spreading to media real estate & more as investors panic over disruption. Tech lost billions this week. Real AI shift or just another overreaction"  
[X Link](https://x.com/anyuser/status/2022522658953556126)  2026-02-14T04:05Z [--] followers, [--] engagements


"$SOFI.scaling fast GAAP profitable with consistent earnings inflection 35% member growth in Q4 (to 13.7M record +1M added) and revenue 37% YoY in Q4 (adjusted net $1.013B first billion-dollar quarter). Recent quarters have seen 30-40%+ revenue growth fee-based even stronger at 50%. Trailing P/E looks stupid 49-54x (depending on exact TTM EPS and price around $19-20). Traditional banks trade in the teens or low 20s. But $SOFI isn't a traditional bank. Obviously. It's a hyper-growth hybrid executing on member adds cross-sell (40% of new products from existing members) and profitability ramps."  
[X Link](https://x.com/anyuser/status/2022502421864530278)  2026-02-14T02:45Z [--] followers, [---] engagements


"Accountants thrive in the PNW. We stay inside on spreadsheets all day because we cant enjoy outside anyways 🤪"  
[X Link](https://x.com/anyuser/status/2022484486659973525)  2026-02-14T01:34Z [--] followers, [--] engagements


"I also enjoy $SOFI On the Money newsletter. Always good to read insights and other perspectives. Dont miss the valentines edition @SoFi keep up the good work"  
[X Link](https://x.com/anyuser/status/2022467186695266721)  2026-02-14T00:25Z [--] followers, [--] engagements


"As 13Fs are coming due $SOFI is sitting at a solid 56% ownership. Love to see a trend up. Confidence increasing"  
[X Link](https://x.com/anyuser/status/2022465923681223108)  2026-02-14T00:20Z [--] followers, [----] engagements


"Anthony Noto says $SOFI already introduced crypto Not all banks are equal ;) Bank of America says many banks are preparing to introduce crypto. https://t.co/sttRL6nVab Bank of America says many banks are preparing to introduce crypto. https://t.co/sttRL6nVab"  
[X Link](https://x.com/anyuser/status/2022462805744718090)  2026-02-14T00:08Z [--] followers, [--] engagements


"Bank of America says many banks are preparing to introduce crypto"  
[X Link](https://x.com/anyuser/status/2022135105855402295)  2026-02-13T02:25Z 48K followers, 27K engagements

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