[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @Finance_Bareek CA Nitin Kaushik CA Nitin Kaushik posts on X about finance, nifty, money, longterm the most. They currently have XXXXX followers and 1965 posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::783308507869093888/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXX +63% - X Months XXXXXXX -XX% - X Year XXXXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::783308507869093888/posts_active)  ### Followers: XXXXX [#](/creator/twitter::783308507869093888/followers)  - X Week XXXXX +4.30% - X Month XXXXX +31% - X Months XXXXX +190% - X Year XXXXX +382% ### CreatorRank: XXXXXXX [#](/creator/twitter::783308507869093888/influencer_rank)  ### Social Influence [#](/creator/twitter::783308507869093888/influence) --- **Social category influence** [finance](/list/finance) [countries](/list/countries) **Social topic influence** [finance](/topic/finance) #1464, [nifty](/topic/nifty) #153, [money](/topic/money), [longterm](/topic/longterm), [investment](/topic/investment), [rahul](/topic/rahul), [india](/topic/india), [capital gains](/topic/capital-gains), [compound](/topic/compound), [retirement](/topic/retirement) ### Top Social Posts [#](/creator/twitter::783308507869093888/posts) --- Top posts by engagements in the last XX hours "📅 First Know the Deadline This time youve got extra breathing room. ✅ For taxpayers whose accounts are NOT audited the last date to file ITR is 15th September 2025. Last year it was 31st July so dont snooze but no panic either"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037832171491543) 2025-07-23 15:09:46 UTC 4664 followers, XX engagements "What People Will Say vs. Reality: But who lives in Indore Answer: People who bought flats there in 2020 are sitting on 2x wealth. My job is in Delhi Answer: Remote work hybrid gigs and long-term migration are real. Your flat should serve YOU not your boss"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947687536270172540) 2025-07-22 15:57:49 UTC 4664 followers, XXX engagements "5 EBITDA Isnt Always the Best Metric Either 🚧 EBITDA is useful for service-based or tech companies like Zomato. But in industries like: 🏗 Infrastructure 📡 Telecom 🏦 Banking EBITDA hides critical costs like: 🔹 Huge interest payments 🔹 Massive depreciation expenses In such sectors you MUST look beyond EBITDA to judge real profitability"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885336908206236) 2025-07-23 05:03:48 UTC 4666 followers, XXX engagements "👨💼 Aman started investing 10000/month via SIP at age XX. 🔒 He stopped at age XX after just XX years. Total Investment = XX lakhs He did nothing with it after XX just let it grow. 👨🔧 Rahul started the same 10000 SIP but at age XX. He continued till retirement at XX XX years straight. Total Investment = XXXX lakhs"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413458111684994) 2025-07-24 16:02:22 UTC 4671 followers, XX engagements "📉 X. Equity (Stocks & Mutual Funds) Markets fall. It happens. But if the business is solid and you stay invested long-term chances of recovery (and even profits) are high. ✅ Risk of loss: Medium to High but recoverable over time"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947660220332904572) 2025-07-22 14:09:16 UTC 4668 followers, XX engagements "Most Indians dont know these X LEGAL hacks save this before your next highway trip ✅ X Legit Ways to Avoid Paying Toll: 👉 X. Local Resident Pass: ✔ Stay within XX KM of a toll plaza ✔ You can get a Local Resident Pass no toll after that Just carry your Aadhaar & address proof to the toll office. 👉 X. Scanner Not Working Dont Pay Cash Blindly: ✔ If your FASTag has balance but their scanner fails ✔ Its NOT your fault its theirs 💡 NHAI rules say you shouldnt be charged. BUT if they insist pay take the receipt & raise a complaint on the NHAI portal. 👉 X. Exempted Vehicles = No Toll: ✔"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948231667531092307) 2025-07-24 04:00:00 UTC 4666 followers, XXX engagements "🚨 The Harsh Truth: Is Life in America Really Better Than India🚨 Many young Indians dream of settling abroad imagining a glamorous easy life in the West. But before you chase the Dollar Dream heres a brutally honest comparison of living costs between India and America in 2025 with real figures and facts. Lets break the myth🧵👇 #stockmarketscrash #finance #nifty #investingtips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949141152772567304) 2025-07-26 16:13:58 UTC 4672 followers, XXX engagements "💥 How Indians Are Quietly Losing Crores (While Thinking Theyre Investing Smart) Most Indians are unknowingly saying goodbye to crores meant for retirement. Not because they picked the wrong mutual fund. But because they ignored the one investment already working silently for them: EPF Lets break it down 👇🧵 #stockmarketscrash #finance #nifty #investingtips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946214504557367499) 2025-07-18 14:24:31 UTC 4669 followers, 1650 engagements "@BaluGorade 7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949006240618516760) 2025-07-26 07:17:53 UTC 4672 followers, XXX engagements "💰 The Bottom Line The ITR refund system has improved many are seeing refunds in just XX days. But slip-ups like incorrect details or ignoring verification will leave your money hanging. File smart. Verify fast. Keep your refund on track"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037855609262249) 2025-07-23 15:09:52 UTC 4664 followers, XXX engagements "🔒 Why All This Matters: Because closing a loan wrong can: ⚠ Hurt your credit score ⚠ Cause future loan rejection ⚠ Trigger legal disputes Closing it right = Long-term peace of mind"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949094732522471875) 2025-07-26 13:09:31 UTC 4672 followers, XX engagements "6 What happens now The case is back to square one. A fresh trial has been ordered to be completed within a year. Till then Saif Ali Khan & family have zero legal ownership over the 15000 crore estate"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375347398865291) 2025-07-24 13:30:56 UTC 4672 followers, XX engagements "Why Tier X Property Metro Flat for Middle Class: Affordable Entry: No 25L down payment stress Quality of Life: Less chaos more space Rent/Self-Use: You can live lease or sell later Better ROI: Growth potential beats stagnating metro flats"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947687531241193875) 2025-07-22 15:57:48 UTC 4666 followers, XXX engagements "3 So Where Did The XXX Crore Net Profit Come From 🤔 Heres the breakup in plain words: The core operations made just XX crore (EBITDA) Zomato earned XXX crore from Other Income largely from interest earned on its cash reserves and investments After deducting XXX crore for depreciation XX crore for interest and applying a tax credit of XX crore Final Net Profit = XXX crore The key takeaway: Majority of the profit is coming from interest and financial income NOT from the food delivery or grocery business"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885328033059249) 2025-07-23 05:03:46 UTC 4659 followers, XX engagements "I met a couple last year: 60L wedding 8L personal loan XXX guests Zero investments Today Still paying EMI Still on rent Still arguing over bills But the haldi pics Fire. 🔥"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127386215166077) 2025-07-26 15:19:16 UTC 4670 followers, XX engagements "Current Assets: 5L Gold (sentimental but slow growth) 15L Equity Mutual Funds (growth engine but underpowered) 60L Fixed Deposits (safe but losing to inflation) X Cr House (60L loan still running) Liabilities: 60L Home Loan (EMI eats cash flow)"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948738978699514253) 2025-07-25 13:35:52 UTC 4671 followers, XX engagements "4 Why This Matters for Investors ⚠ A big jump in net profit looks exciting But if its driven by other income not by actual business operations it may not be sustainable. ✔ Strong businesses grow profits from core operations. ✔ Weak core = profits depend on temporary factors like investments"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885332327997544) 2025-07-23 05:03:47 UTC 4659 followers, XX engagements "💣 Saif Ali Khan just lost 15000 crore worth of royal property and the reason will blow your mind 🧵👇🏼 #stockmarketscrash #finance #nifty #investingtips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375320190488662) 2025-07-24 13:30:50 UTC 4672 followers, XXX engagements "1 Imagine this: You inherit palaces estates land all worth 15000 crore. But the court steps in and says Sorry its not yours. Thats exactly what happened to Bollywoods Nawab Saif Ali Khan"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375325588529607) 2025-07-24 13:30:51 UTC 4671 followers, XX engagements "Annual Income: 35L Annual Expenses: 15L Savings Potential: 20L/year Whats working: Great savings habit (20L/yr) Lifestyle under control Earning well Whats not working: FD hoarding = dead money Equity exposure too low Real estate is not retirement-ready cash Gold is wealth nostalgia not a wealth builder"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948738983585816975) 2025-07-25 13:35:54 UTC 4670 followers, XX engagements "Want to express love with ROI 💑 Start a joint SIP 🛡 Gift each other term insurance 🌴 Plan a sabbatical after X years not just a 5-day honeymoon 🏡 Build something togetherproperty purpose or a product Now thats a real power couple"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127402153501104) 2025-07-26 15:19:20 UTC 4670 followers, XX engagements "🚨 X Reasons Why Your Refund Could Be Stuck X Not Doing e-Verification: Filing isnt enough. Until you e-verify your return is stuck in limbo. X PAN-Aadhaar Not Linked: If your PAN isnt linked to Aadhaar your ITR could get blocked. X TDS Mismatch: If your TDS details dont match with Form 26AS or AIS your refund may face scrutiny. X Wrong Bank Details: Even a typo in account number or IFSC code = No refund credited. X Ignoring IT Department Emails: If they raise a query and you dont respond your refund stays on hold"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037846234984497) 2025-07-23 15:09:49 UTC 4664 followers, XXX engagements "The Black Money Pipeline Nobody Talks About The real estate sector is a massive shadow economy. Property worth X Cr Govt expects XX% tax on buyer (GST stamp duty) + seller (capital gains) Net tax: 32.5L On money thats already been taxed once as income So whats the solution Register at circle rate (50L) Rest 50L in cash under the table Boom tax reduced to just XX% The system teaches you how to cheat better not earn better"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946973771468034222) 2025-07-20 16:41:34 UTC 4664 followers, XXX engagements "🔹 Step 4: Sell & Show Capital Gains 💸 When the gold is sold the gain (based on indexed cost) is taxed at XX% with indexation. ✅ Now the money becomes white shown as long-term capital gains"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949080148973650177) 2025-07-26 12:11:34 UTC 4672 followers, XX engagements "🧐 Quick Pro Tip Always double-check: ✔ Your PAN-Aadhaar link status ✔ Bank details in your ITR ✔ TDS details vs Form 26AS & AIS ✔ e-Verify ASAP"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037850676723934) 2025-07-23 15:09:51 UTC 4664 followers, XXX engagements "🚀 The Real Hero TIME. 🧠 Thats compound interest in action. Even though Aman invested for just XX years he gave his money XX years to grow. Rahul gave it only XX. 📌 Its not about how much you invest its about how early you start. Even a small SIP can make you a crorepati if you give it TIME to work"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413467557539884) 2025-07-24 16:02:25 UTC 4673 followers, XX engagements "This story made me realize something bigger No matter how much control we think we have life has its own plans. You may: earn in crores build multiple income streams insure everything avoid all risks and still be caught off-guard by a wooden tiger"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776747765563917) 2025-07-25 16:05:57 UTC 4666 followers, XX engagements "Financial Literacy is compound interest in disguise. Learn it once apply it for life. 👉 10000 invested at XX% = X lakh in XX years 👉 10000 wasted = gone forever Read books. Watch markets. Understand debt. One hour a day now = freedom forever. #stockmarketcrash #Finance #investing"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948986641990754782) 2025-07-26 06:00:00 UTC 4667 followers, X engagements "5 But on 30th June 2025 that victory was short-lived. The Madhya Pradesh High Court overturned the 2000 verdict. The reason ⚖ The lower court ignored legal changes and implications of personal law"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375343246569556) 2025-07-24 13:30:55 UTC 4671 followers, XX engagements "🚨 Still dreaming of moving abroad Heres the reality they dont show you🚨 Everyone shows you pictures of clean roads tall skyscrapers and fancy shopping malls abroad. But what they dont show you is the hidden cost the cost you pay emotionally financially and culturally. Read till the end itll change your perspective forever.🧵👇 #stockmarketscrash #finance #nifty #investingtips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946188756857319511) 2025-07-18 12:42:12 UTC 4664 followers, 3371 engagements "✅ e-Verification = Faster Refund ✔ If you e-verify your return immediately processing starts within a day or two ✔ Offline verification = Slower processing = Refund delay"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037841570893985) 2025-07-23 15:09:48 UTC 4664 followers, XX engagements "💰 Stay loan-free at the start No EMI stress. No interest eating into your salary. Build your credit score elsewhere via a credit card or small personal loan if needed"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948069251220467805) 2025-07-23 17:14:37 UTC 4663 followers, XX engagements "💡 How Many Days After Filing Will You Get Your Refund Finance Minister Nirmala Sitharaman recently stated thanks to automation most refunds now come in XX days on average. But heres the catch: Its an average. Actual timelines vary case by case. 👉 Some get refunds in as little as X days 👉 Others might wait 15-20 days or more if theres a glitch The refund clock starts only AFTER you verify your ITR not just filing it"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037836864884926) 2025-07-23 15:09:47 UTC 4664 followers, XX engagements "Loan fully paid Dont celebrate just yet X silly miss now can tank your credit score later. Read this BEFORE you close your loan (A thread every Indian borrower needs to see) 👇🧵 #stockmarketscrash #finance #nifty #investingtips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949094698812887350) 2025-07-26 13:09:23 UTC 4673 followers, XXX engagements "The 5-20-40 Rule Is Dead. Remember this rule 5X your income = loan eligibility 20X your income = property value XX% of your salary = EMI Well in todays market its a joke. Earning 10L/year Youd still need XX years (without spending a rupee) to buy a X Cr flat"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946973765939949787) 2025-07-20 16:41:33 UTC 4663 followers, XXX engagements "⛽ Crude Oil & Coal: The Energy Wildcards Global wars = oil shocks. 🛢 Crude could jump past $100/barrel making transport food and power more expensive. India a major crude importer suffers here. But heres the twist: 🪨 Coal exports might boom providing a short-term trade edge"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949109072994906187) 2025-07-26 14:06:30 UTC 4671 followers, XX engagements "Housing USA: Average 1BHK rent = $2100/month (175000) India: Good 2BHK rent = 2500035000 in Tier-1 cities like Bangalore Pune. Difference: In America youre spending nearly 67x more just for a basic home and that too in normal cities (forget New York or San Francisco)"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949141158640459822) 2025-07-26 16:14:00 UTC 4671 followers, XX engagements "📊 Assumption: SIP invested in Nifty XX Index Fund at XX% CAGR Now at age XX lets look at their wealth: 💰 Amans corpus = XXXX Cr 💰 Rahuls corpus = XXXX Cr Yes Rahul invested nearly 3X more but Amans money outperformed 🔥"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413462737985784) 2025-07-24 16:02:23 UTC 4670 followers, XX engagements "🔹 Step 3: Hold for 3+ Years If your spouse holds the gold for over X years it becomes a long-term capital asset"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949080138869625277) 2025-07-26 12:11:31 UTC 4672 followers, XX engagements "The king buys a wooden tiger toy for his son. The toy had a rough edge. It pierced his thumb. A minor infection sets in. And soon The infection spreads and the king dies. Killed by the 100th tiger not real but symbolic. Destiny fulfilled"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776742748860769) 2025-07-25 16:05:56 UTC 4670 followers, XX engagements "🚨Buying a House Could Cost You X Crores Think Before You Lock In Your Future🚨 Everyone says Real estate is the best investment but is it really true when youre buying a home to live in Lets break it down with real numbers and no fluff👇 🏠 Scenario: You buy a house worth XXXXX Lakhs 💸 Option 1: Buy the House Down payment: 15.91L (20%) Home loan: 63.64L at XXX% interest (typical rate in 2024) EMI: 54000/month approx for XX years Total outflow over XX years = XXXX Cr+ 📈 Option 2: Rent & Invest Instead Lets say you choose to rent and invest instead of buying: 🔹 Invest 79.55L as a lumpsum 🔹"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947912303439188034) 2025-07-23 06:50:58 UTC 4665 followers, XXX engagements "📢 Disclaimer: Mutual fund investments are subject to market risks. Past returns future returns. Always read scheme-related documents before investing. 📌 This is not financial advice. Just sharing a perspective. Youre free to make your own judgment. Dont wait to be rich to invest. Start investing to get rich. 💯"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413481889542175) 2025-07-24 16:02:28 UTC 4672 followers, XXX engagements "💸 ITR Refund in X XX XX Days Truth Bomb for 2025 Filers 💣 ITR refund coming in X days Or will it test your patience for XX Heres the real deal minus the confusion. #stockmarketscrash #finance #nifty #InvestingTips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037827335541022) 2025-07-23 15:09:45 UTC 4672 followers, XXX engagements "@nipun0201 😂 that's delusion not optimism"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948870936918106581) 2025-07-25 22:20:14 UTC 4672 followers, XX engagements "@diepakbhardwaj @narendramodi that makes no sense"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947663388420805061) 2025-07-22 14:21:52 UTC 4671 followers, XX engagements "🔍 What does it mean for you 📉 Expect rising inflation 💵 Pressure on the rupee 📈 Potential bull run in commodity-linked Indian stocks (metals energy) 🧠 Strategy: Hedge with gold/silver eye select commodity stocks and dont ignore global headlines"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949109083136835635) 2025-07-26 14:06:32 UTC 4672 followers, XX engagements "📉 Tax Angle: Capital gains above X lakh/year are taxed at XX% (LTCG on equity). Theres no indexation benefit on equity funds"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413477510402521) 2025-07-24 16:02:27 UTC 4672 followers, XXX engagements "In finance we often obsess over control. 📉 We predict markets 📊 Build perfect portfolios 🧠 Calculate every rupee 🔐 Insure every outcome But the unknowns the wooden tigers always exist"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776751967904195) 2025-07-25 16:05:58 UTC 4672 followers, XX engagements "💸 X. Debt Instruments (Corporate Bonds NCDs etc.) People assume these are safe. Not always. If the issuer defaults (think DHFL IL&FS) recovery can be zero. While rare XXX% capital loss is theoretical possibility in unsecured debt. ⚠ Risk of loss: Low frequency but high severity in bad picks"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947660224808292722) 2025-07-22 14:09:18 UTC 4671 followers, XX engagements "Lets break the math: 💸 A wedding that could be done in 20L done in 50L instead = 30L overspent. Now compound that 30L at XX% CAGR for XX years 👉 30L becomes X Cr+. Thats the real cost of one flashy weekend"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127390950474162) 2025-07-26 15:19:17 UTC 4671 followers, XX engagements "📌 Key Takeaways: ➡ Start SIPs as early as you can even if its just 2500/month ➡ Prefer low-cost Index Funds like Nifty XX ➡ Stay invested. Let compounding work for you"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413472380727630) 2025-07-24 16:02:26 UTC 4672 followers, XX engagements "What could 30L have done instead 🚀 Started a digital product (499 x 1000 customers = 5L/month) 🏠 Bought a rental property 💡 Funded a side hustle 📈 Invested for compounding Thats not frugality. Thats financial foresight"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127396356948459) 2025-07-26 15:19:18 UTC 4671 followers, XX engagements "🔹 Step 2: Gift it to Spouse or Close Relative 🎁 Gifting gold to your spouse or blood relatives is tax-free under the Income Tax Act. 🧾 No tax on gifting assets but future gains from that gift will be taxed in their hands"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949080131684782225) 2025-07-26 12:11:30 UTC 4672 followers, XX engagements "7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949006315629564214) 2025-07-26 07:18:11 UTC 4672 followers, XXX engagements "2 What is EBITDA & Why It Matters 🔍 EBITDA = Earnings Before Interest Taxes Depreciation & Amortisation. Simply put it shows how much profit a company generates from its core operations before considering financing costs or taxes. For Zomato core expenses include: 🍔 Delivery partner payouts 👨💻 Employee salaries 💻 Technology infrastructure 🏬 Commissions to restaurant partners EBITDA helps you judge the health of the main business without distractions"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885323188638125) 2025-07-23 05:03:45 UTC 4669 followers, XX engagements "5. Retrieve Your Post-Dated Cheques (PDCs): If you submitted PDCs at loan start ask for the unused ones back. ✅ Prevents fraud/misuse ✅ Ensures clean closure Pro tip: Ask for a written acknowledgment of retrieval"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949094726830817289) 2025-07-26 13:09:29 UTC 4671 followers, XX engagements "💡 Golden Rule: No Loan for Your First Car Heres what you should actually do 🚗 Start with a second-hand or budget car You learn driving maintenance and control real-world expenses. If scratched No heart attack. Upgrading later is easier when you have savings"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948069246900257002) 2025-07-23 17:14:36 UTC 4663 followers, XX engagements "@Adityakrsaha whats wrong with that someone please tell me"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948113291303338298) 2025-07-23 20:09:37 UTC 4666 followers, 3064 engagements "1 Profits can look great but not all profits are equal 💡 Zomato reported: 🔸 Operating Revenue: 12114 Cr 🔸 Operating Expenses: 12072 Cr 🔸 EBITDA (Core Profit): XX Cr 🔸 Net Profit: XXX Cr Confused How did XX Cr turn into XXX Cr Thats an 8X jump but its not what it looks like"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885318809784583) 2025-07-23 05:03:44 UTC 4669 followers, XX engagements "🚨 Zomatos Profits Are Up 8X But Wait Before You Celebrate Dont fall for shiny headlines. Zomatos FY24 results are the perfect example of why net profit can mislead if you dont read the fine print. 🧐 Heres how to decode the numbers like a smart investor: 👇 #stockmarketscrash #finance #nifty #investingtips"  [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885313705316609) 2025-07-23 05:03:43 UTC 4666 followers, XXX engagements
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@Finance_Bareek CA Nitin Kaushik
CA Nitin Kaushik posts on X about finance, nifty, money, longterm the most. They currently have XXXXX followers and 1965 posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX -XX%
- X Month XXXXXXX +63%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX -XX%
Mentions: XX #
Followers: XXXXX #
- X Week XXXXX +4.30%
- X Month XXXXX +31%
- X Months XXXXX +190%
- X Year XXXXX +382%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance countries
Social topic influence finance #1464, nifty #153, money, longterm, investment, rahul, india, capital gains, compound, retirement
Top Social Posts #
Top posts by engagements in the last XX hours
"📅 First Know the Deadline This time youve got extra breathing room. ✅ For taxpayers whose accounts are NOT audited the last date to file ITR is 15th September 2025. Last year it was 31st July so dont snooze but no panic either"
@Finance_Bareek on X 2025-07-23 15:09:46 UTC 4664 followers, XX engagements
"What People Will Say vs. Reality: But who lives in Indore Answer: People who bought flats there in 2020 are sitting on 2x wealth. My job is in Delhi Answer: Remote work hybrid gigs and long-term migration are real. Your flat should serve YOU not your boss" @Finance_Bareek on X 2025-07-22 15:57:49 UTC 4664 followers, XXX engagements
"5 EBITDA Isnt Always the Best Metric Either 🚧 EBITDA is useful for service-based or tech companies like Zomato. But in industries like: 🏗 Infrastructure 📡 Telecom 🏦 Banking EBITDA hides critical costs like: 🔹 Huge interest payments 🔹 Massive depreciation expenses In such sectors you MUST look beyond EBITDA to judge real profitability" @Finance_Bareek on X 2025-07-23 05:03:48 UTC 4666 followers, XXX engagements
"👨💼 Aman started investing 10000/month via SIP at age XX. 🔒 He stopped at age XX after just XX years. Total Investment = XX lakhs He did nothing with it after XX just let it grow. 👨🔧 Rahul started the same 10000 SIP but at age XX. He continued till retirement at XX XX years straight. Total Investment = XXXX lakhs" @Finance_Bareek on X 2025-07-24 16:02:22 UTC 4671 followers, XX engagements
"📉 X. Equity (Stocks & Mutual Funds) Markets fall. It happens. But if the business is solid and you stay invested long-term chances of recovery (and even profits) are high. ✅ Risk of loss: Medium to High but recoverable over time" @Finance_Bareek on X 2025-07-22 14:09:16 UTC 4668 followers, XX engagements
"Most Indians dont know these X LEGAL hacks save this before your next highway trip ✅ X Legit Ways to Avoid Paying Toll: 👉 X. Local Resident Pass: ✔ Stay within XX KM of a toll plaza ✔ You can get a Local Resident Pass no toll after that Just carry your Aadhaar & address proof to the toll office. 👉 X. Scanner Not Working Dont Pay Cash Blindly: ✔ If your FASTag has balance but their scanner fails ✔ Its NOT your fault its theirs 💡 NHAI rules say you shouldnt be charged. BUT if they insist pay take the receipt & raise a complaint on the NHAI portal. 👉 X. Exempted Vehicles = No Toll: ✔" @Finance_Bareek on X 2025-07-24 04:00:00 UTC 4666 followers, XXX engagements
"🚨 The Harsh Truth: Is Life in America Really Better Than India🚨 Many young Indians dream of settling abroad imagining a glamorous easy life in the West. But before you chase the Dollar Dream heres a brutally honest comparison of living costs between India and America in 2025 with real figures and facts. Lets break the myth🧵👇 #stockmarketscrash #finance #nifty #investingtips" @Finance_Bareek on X 2025-07-26 16:13:58 UTC 4672 followers, XXX engagements
"💥 How Indians Are Quietly Losing Crores (While Thinking Theyre Investing Smart) Most Indians are unknowingly saying goodbye to crores meant for retirement. Not because they picked the wrong mutual fund. But because they ignored the one investment already working silently for them: EPF Lets break it down 👇🧵 #stockmarketscrash #finance #nifty #investingtips" @Finance_Bareek on X 2025-07-18 14:24:31 UTC 4669 followers, 1650 engagements
"@BaluGorade 7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan" @Finance_Bareek on X 2025-07-26 07:17:53 UTC 4672 followers, XXX engagements
"💰 The Bottom Line The ITR refund system has improved many are seeing refunds in just XX days. But slip-ups like incorrect details or ignoring verification will leave your money hanging. File smart. Verify fast. Keep your refund on track" @Finance_Bareek on X 2025-07-23 15:09:52 UTC 4664 followers, XXX engagements
"🔒 Why All This Matters: Because closing a loan wrong can: ⚠ Hurt your credit score ⚠ Cause future loan rejection ⚠ Trigger legal disputes Closing it right = Long-term peace of mind" @Finance_Bareek on X 2025-07-26 13:09:31 UTC 4672 followers, XX engagements
"6 What happens now The case is back to square one. A fresh trial has been ordered to be completed within a year. Till then Saif Ali Khan & family have zero legal ownership over the 15000 crore estate" @Finance_Bareek on X 2025-07-24 13:30:56 UTC 4672 followers, XX engagements
"Why Tier X Property Metro Flat for Middle Class: Affordable Entry: No 25L down payment stress Quality of Life: Less chaos more space Rent/Self-Use: You can live lease or sell later Better ROI: Growth potential beats stagnating metro flats" @Finance_Bareek on X 2025-07-22 15:57:48 UTC 4666 followers, XXX engagements
"3 So Where Did The XXX Crore Net Profit Come From 🤔 Heres the breakup in plain words: The core operations made just XX crore (EBITDA) Zomato earned XXX crore from Other Income largely from interest earned on its cash reserves and investments After deducting XXX crore for depreciation XX crore for interest and applying a tax credit of XX crore Final Net Profit = XXX crore The key takeaway: Majority of the profit is coming from interest and financial income NOT from the food delivery or grocery business" @Finance_Bareek on X 2025-07-23 05:03:46 UTC 4659 followers, XX engagements
"I met a couple last year: 60L wedding 8L personal loan XXX guests Zero investments Today Still paying EMI Still on rent Still arguing over bills But the haldi pics Fire. 🔥" @Finance_Bareek on X 2025-07-26 15:19:16 UTC 4670 followers, XX engagements
"Current Assets: 5L Gold (sentimental but slow growth) 15L Equity Mutual Funds (growth engine but underpowered) 60L Fixed Deposits (safe but losing to inflation) X Cr House (60L loan still running) Liabilities: 60L Home Loan (EMI eats cash flow)" @Finance_Bareek on X 2025-07-25 13:35:52 UTC 4671 followers, XX engagements
"4 Why This Matters for Investors ⚠ A big jump in net profit looks exciting But if its driven by other income not by actual business operations it may not be sustainable. ✔ Strong businesses grow profits from core operations. ✔ Weak core = profits depend on temporary factors like investments" @Finance_Bareek on X 2025-07-23 05:03:47 UTC 4659 followers, XX engagements
"💣 Saif Ali Khan just lost 15000 crore worth of royal property and the reason will blow your mind 🧵👇🏼 #stockmarketscrash #finance #nifty #investingtips" @Finance_Bareek on X 2025-07-24 13:30:50 UTC 4672 followers, XXX engagements
"1 Imagine this: You inherit palaces estates land all worth 15000 crore. But the court steps in and says Sorry its not yours. Thats exactly what happened to Bollywoods Nawab Saif Ali Khan" @Finance_Bareek on X 2025-07-24 13:30:51 UTC 4671 followers, XX engagements
"Annual Income: 35L Annual Expenses: 15L Savings Potential: 20L/year Whats working: Great savings habit (20L/yr) Lifestyle under control Earning well Whats not working: FD hoarding = dead money Equity exposure too low Real estate is not retirement-ready cash Gold is wealth nostalgia not a wealth builder" @Finance_Bareek on X 2025-07-25 13:35:54 UTC 4670 followers, XX engagements
"Want to express love with ROI 💑 Start a joint SIP 🛡 Gift each other term insurance 🌴 Plan a sabbatical after X years not just a 5-day honeymoon 🏡 Build something togetherproperty purpose or a product Now thats a real power couple" @Finance_Bareek on X 2025-07-26 15:19:20 UTC 4670 followers, XX engagements
"🚨 X Reasons Why Your Refund Could Be Stuck X Not Doing e-Verification: Filing isnt enough. Until you e-verify your return is stuck in limbo. X PAN-Aadhaar Not Linked: If your PAN isnt linked to Aadhaar your ITR could get blocked. X TDS Mismatch: If your TDS details dont match with Form 26AS or AIS your refund may face scrutiny. X Wrong Bank Details: Even a typo in account number or IFSC code = No refund credited. X Ignoring IT Department Emails: If they raise a query and you dont respond your refund stays on hold" @Finance_Bareek on X 2025-07-23 15:09:49 UTC 4664 followers, XXX engagements
"The Black Money Pipeline Nobody Talks About The real estate sector is a massive shadow economy. Property worth X Cr Govt expects XX% tax on buyer (GST stamp duty) + seller (capital gains) Net tax: 32.5L On money thats already been taxed once as income So whats the solution Register at circle rate (50L) Rest 50L in cash under the table Boom tax reduced to just XX% The system teaches you how to cheat better not earn better" @Finance_Bareek on X 2025-07-20 16:41:34 UTC 4664 followers, XXX engagements
"🔹 Step 4: Sell & Show Capital Gains 💸 When the gold is sold the gain (based on indexed cost) is taxed at XX% with indexation. ✅ Now the money becomes white shown as long-term capital gains" @Finance_Bareek on X 2025-07-26 12:11:34 UTC 4672 followers, XX engagements
"🧐 Quick Pro Tip Always double-check: ✔ Your PAN-Aadhaar link status ✔ Bank details in your ITR ✔ TDS details vs Form 26AS & AIS ✔ e-Verify ASAP" @Finance_Bareek on X 2025-07-23 15:09:51 UTC 4664 followers, XXX engagements
"🚀 The Real Hero TIME. 🧠 Thats compound interest in action. Even though Aman invested for just XX years he gave his money XX years to grow. Rahul gave it only XX. 📌 Its not about how much you invest its about how early you start. Even a small SIP can make you a crorepati if you give it TIME to work" @Finance_Bareek on X 2025-07-24 16:02:25 UTC 4673 followers, XX engagements
"This story made me realize something bigger No matter how much control we think we have life has its own plans. You may: earn in crores build multiple income streams insure everything avoid all risks and still be caught off-guard by a wooden tiger" @Finance_Bareek on X 2025-07-25 16:05:57 UTC 4666 followers, XX engagements
"Financial Literacy is compound interest in disguise. Learn it once apply it for life. 👉 10000 invested at XX% = X lakh in XX years 👉 10000 wasted = gone forever Read books. Watch markets. Understand debt. One hour a day now = freedom forever. #stockmarketcrash #Finance #investing" @Finance_Bareek on X 2025-07-26 06:00:00 UTC 4667 followers, X engagements
"5 But on 30th June 2025 that victory was short-lived. The Madhya Pradesh High Court overturned the 2000 verdict. The reason ⚖ The lower court ignored legal changes and implications of personal law" @Finance_Bareek on X 2025-07-24 13:30:55 UTC 4671 followers, XX engagements
"🚨 Still dreaming of moving abroad Heres the reality they dont show you🚨 Everyone shows you pictures of clean roads tall skyscrapers and fancy shopping malls abroad. But what they dont show you is the hidden cost the cost you pay emotionally financially and culturally. Read till the end itll change your perspective forever.🧵👇 #stockmarketscrash #finance #nifty #investingtips" @Finance_Bareek on X 2025-07-18 12:42:12 UTC 4664 followers, 3371 engagements
"✅ e-Verification = Faster Refund ✔ If you e-verify your return immediately processing starts within a day or two ✔ Offline verification = Slower processing = Refund delay" @Finance_Bareek on X 2025-07-23 15:09:48 UTC 4664 followers, XX engagements
"💰 Stay loan-free at the start No EMI stress. No interest eating into your salary. Build your credit score elsewhere via a credit card or small personal loan if needed" @Finance_Bareek on X 2025-07-23 17:14:37 UTC 4663 followers, XX engagements
"💡 How Many Days After Filing Will You Get Your Refund Finance Minister Nirmala Sitharaman recently stated thanks to automation most refunds now come in XX days on average. But heres the catch: Its an average. Actual timelines vary case by case. 👉 Some get refunds in as little as X days 👉 Others might wait 15-20 days or more if theres a glitch The refund clock starts only AFTER you verify your ITR not just filing it" @Finance_Bareek on X 2025-07-23 15:09:47 UTC 4664 followers, XX engagements
"Loan fully paid Dont celebrate just yet X silly miss now can tank your credit score later. Read this BEFORE you close your loan (A thread every Indian borrower needs to see) 👇🧵 #stockmarketscrash #finance #nifty #investingtips" @Finance_Bareek on X 2025-07-26 13:09:23 UTC 4673 followers, XXX engagements
"The 5-20-40 Rule Is Dead. Remember this rule 5X your income = loan eligibility 20X your income = property value XX% of your salary = EMI Well in todays market its a joke. Earning 10L/year Youd still need XX years (without spending a rupee) to buy a X Cr flat" @Finance_Bareek on X 2025-07-20 16:41:33 UTC 4663 followers, XXX engagements
"⛽ Crude Oil & Coal: The Energy Wildcards Global wars = oil shocks. 🛢 Crude could jump past $100/barrel making transport food and power more expensive. India a major crude importer suffers here. But heres the twist: 🪨 Coal exports might boom providing a short-term trade edge" @Finance_Bareek on X 2025-07-26 14:06:30 UTC 4671 followers, XX engagements
"Housing USA: Average 1BHK rent = $2100/month (175000) India: Good 2BHK rent = 2500035000 in Tier-1 cities like Bangalore Pune. Difference: In America youre spending nearly 67x more just for a basic home and that too in normal cities (forget New York or San Francisco)" @Finance_Bareek on X 2025-07-26 16:14:00 UTC 4671 followers, XX engagements
"📊 Assumption: SIP invested in Nifty XX Index Fund at XX% CAGR Now at age XX lets look at their wealth: 💰 Amans corpus = XXXX Cr 💰 Rahuls corpus = XXXX Cr Yes Rahul invested nearly 3X more but Amans money outperformed 🔥" @Finance_Bareek on X 2025-07-24 16:02:23 UTC 4670 followers, XX engagements
"🔹 Step 3: Hold for 3+ Years If your spouse holds the gold for over X years it becomes a long-term capital asset" @Finance_Bareek on X 2025-07-26 12:11:31 UTC 4672 followers, XX engagements
"The king buys a wooden tiger toy for his son. The toy had a rough edge. It pierced his thumb. A minor infection sets in. And soon The infection spreads and the king dies. Killed by the 100th tiger not real but symbolic. Destiny fulfilled" @Finance_Bareek on X 2025-07-25 16:05:56 UTC 4670 followers, XX engagements
"🚨Buying a House Could Cost You X Crores Think Before You Lock In Your Future🚨 Everyone says Real estate is the best investment but is it really true when youre buying a home to live in Lets break it down with real numbers and no fluff👇 🏠 Scenario: You buy a house worth XXXXX Lakhs 💸 Option 1: Buy the House Down payment: 15.91L (20%) Home loan: 63.64L at XXX% interest (typical rate in 2024) EMI: 54000/month approx for XX years Total outflow over XX years = XXXX Cr+ 📈 Option 2: Rent & Invest Instead Lets say you choose to rent and invest instead of buying: 🔹 Invest 79.55L as a lumpsum 🔹" @Finance_Bareek on X 2025-07-23 06:50:58 UTC 4665 followers, XXX engagements
"📢 Disclaimer: Mutual fund investments are subject to market risks. Past returns future returns. Always read scheme-related documents before investing. 📌 This is not financial advice. Just sharing a perspective. Youre free to make your own judgment. Dont wait to be rich to invest. Start investing to get rich. 💯" @Finance_Bareek on X 2025-07-24 16:02:28 UTC 4672 followers, XXX engagements
"💸 ITR Refund in X XX XX Days Truth Bomb for 2025 Filers 💣 ITR refund coming in X days Or will it test your patience for XX Heres the real deal minus the confusion. #stockmarketscrash #finance #nifty #InvestingTips" @Finance_Bareek on X 2025-07-23 15:09:45 UTC 4672 followers, XXX engagements
"@nipun0201 😂 that's delusion not optimism" @Finance_Bareek on X 2025-07-25 22:20:14 UTC 4672 followers, XX engagements
"@diepakbhardwaj @narendramodi that makes no sense" @Finance_Bareek on X 2025-07-22 14:21:52 UTC 4671 followers, XX engagements
"🔍 What does it mean for you 📉 Expect rising inflation 💵 Pressure on the rupee 📈 Potential bull run in commodity-linked Indian stocks (metals energy) 🧠 Strategy: Hedge with gold/silver eye select commodity stocks and dont ignore global headlines" @Finance_Bareek on X 2025-07-26 14:06:32 UTC 4672 followers, XX engagements
"📉 Tax Angle: Capital gains above X lakh/year are taxed at XX% (LTCG on equity). Theres no indexation benefit on equity funds" @Finance_Bareek on X 2025-07-24 16:02:27 UTC 4672 followers, XXX engagements
"In finance we often obsess over control. 📉 We predict markets 📊 Build perfect portfolios 🧠 Calculate every rupee 🔐 Insure every outcome But the unknowns the wooden tigers always exist" @Finance_Bareek on X 2025-07-25 16:05:58 UTC 4672 followers, XX engagements
"💸 X. Debt Instruments (Corporate Bonds NCDs etc.) People assume these are safe. Not always. If the issuer defaults (think DHFL IL&FS) recovery can be zero. While rare XXX% capital loss is theoretical possibility in unsecured debt. ⚠ Risk of loss: Low frequency but high severity in bad picks" @Finance_Bareek on X 2025-07-22 14:09:18 UTC 4671 followers, XX engagements
"Lets break the math: 💸 A wedding that could be done in 20L done in 50L instead = 30L overspent. Now compound that 30L at XX% CAGR for XX years 👉 30L becomes X Cr+. Thats the real cost of one flashy weekend" @Finance_Bareek on X 2025-07-26 15:19:17 UTC 4671 followers, XX engagements
"📌 Key Takeaways: ➡ Start SIPs as early as you can even if its just 2500/month ➡ Prefer low-cost Index Funds like Nifty XX ➡ Stay invested. Let compounding work for you" @Finance_Bareek on X 2025-07-24 16:02:26 UTC 4672 followers, XX engagements
"What could 30L have done instead 🚀 Started a digital product (499 x 1000 customers = 5L/month) 🏠 Bought a rental property 💡 Funded a side hustle 📈 Invested for compounding Thats not frugality. Thats financial foresight" @Finance_Bareek on X 2025-07-26 15:19:18 UTC 4671 followers, XX engagements
"🔹 Step 2: Gift it to Spouse or Close Relative 🎁 Gifting gold to your spouse or blood relatives is tax-free under the Income Tax Act. 🧾 No tax on gifting assets but future gains from that gift will be taxed in their hands" @Finance_Bareek on X 2025-07-26 12:11:30 UTC 4672 followers, XX engagements
"7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan" @Finance_Bareek on X 2025-07-26 07:18:11 UTC 4672 followers, XXX engagements
"2 What is EBITDA & Why It Matters 🔍 EBITDA = Earnings Before Interest Taxes Depreciation & Amortisation. Simply put it shows how much profit a company generates from its core operations before considering financing costs or taxes. For Zomato core expenses include: 🍔 Delivery partner payouts 👨💻 Employee salaries 💻 Technology infrastructure 🏬 Commissions to restaurant partners EBITDA helps you judge the health of the main business without distractions" @Finance_Bareek on X 2025-07-23 05:03:45 UTC 4669 followers, XX engagements
"5. Retrieve Your Post-Dated Cheques (PDCs): If you submitted PDCs at loan start ask for the unused ones back. ✅ Prevents fraud/misuse ✅ Ensures clean closure Pro tip: Ask for a written acknowledgment of retrieval" @Finance_Bareek on X 2025-07-26 13:09:29 UTC 4671 followers, XX engagements
"💡 Golden Rule: No Loan for Your First Car Heres what you should actually do 🚗 Start with a second-hand or budget car You learn driving maintenance and control real-world expenses. If scratched No heart attack. Upgrading later is easier when you have savings" @Finance_Bareek on X 2025-07-23 17:14:36 UTC 4663 followers, XX engagements
"@Adityakrsaha whats wrong with that someone please tell me" @Finance_Bareek on X 2025-07-23 20:09:37 UTC 4666 followers, 3064 engagements
"1 Profits can look great but not all profits are equal 💡 Zomato reported: 🔸 Operating Revenue: 12114 Cr 🔸 Operating Expenses: 12072 Cr 🔸 EBITDA (Core Profit): XX Cr 🔸 Net Profit: XXX Cr Confused How did XX Cr turn into XXX Cr Thats an 8X jump but its not what it looks like" @Finance_Bareek on X 2025-07-23 05:03:44 UTC 4669 followers, XX engagements
"🚨 Zomatos Profits Are Up 8X But Wait Before You Celebrate Dont fall for shiny headlines. Zomatos FY24 results are the perfect example of why net profit can mislead if you dont read the fine print. 🧐 Heres how to decode the numbers like a smart investor: 👇 #stockmarketscrash #finance #nifty #investingtips" @Finance_Bareek on X 2025-07-23 05:03:43 UTC 4666 followers, XXX engagements