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[@Kross_Roads](/creator/twitter/Kross_Roads)
"$SOFI International remittances are now live on SoFi. It's open to Mexico alone but this will be expanded"  
[X Link](https://x.com/Kross_Roads/status/1979223646917873937) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T16:31Z 27.8K followers, 13.1K engagements


"$PXED I didn't realize the University of Phoenix was becoming a public company. As someone who worked in higher ed for X years for a major online university I wouldn't want to make a long-term bet here right now. The college bubble is beginning to deflate"  
[X Link](https://x.com/Kross_Roads/status/1973095313196925080) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-30T18:39Z 27.7K followers, 4299 engagements


"$HOOD This looks great. Toggle to what you need and are interested to on Robinhood"  
[X Link](https://x.com/Kross_Roads/status/1976741297881845762) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T20:07Z 27.7K followers, 9131 engagements


"$HOOD That annual run rate is bolstered in part by strong seasonality in sports but these are impressive numbers on Robinhood. I appreciate Juan for keeping track of this"  
[X Link](https://x.com/Kross_Roads/status/1977870451977121963) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T22:53Z 27.7K followers, 13K engagements


"@zach_hesse @Blackha05681042 @epictrades1 @grok You also have decay"  
[X Link](https://x.com/Kross_Roads/status/1978387952469172530) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T09:10Z 27.7K followers, XX engagements


"@ricster3 Well no. That's not true"  
[X Link](https://x.com/Kross_Roads/status/1978653892863840405) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T02:47Z 27.7K followers, XX engagements


"$PYPL The interview with PayPal's CEO @acce is now live We discussed Investor Day $PYUSD Ads and more Here's a taste. Full interview link below"  
[X Link](https://x.com/Kross_Roads/status/1895510149516906947) [@Kross_Roads](/creator/x/Kross_Roads) 2025-02-28T16:23Z 27.8K followers, 152.2K engagements


"$SBET / $BMNR I think SBET is doing a lot of things well among them their blend of liquid vs traditional staking and the tokenization of their ticker on the $ETH chain is also intriguing. But one thing went really wrong for them. They ran out of gas (cash) and were sitting under mNAV. When this happens you can't really buy back undervalued shares effectively and you can't even buy the $ETH dip. You're effectively a boat that ran out of gas and is just hoping the tide will bring it home. The impact They were also unable to participate in buying the dip for $ETH this month the accumulation"  
[X Link](https://x.com/Kross_Roads/status/1973066893868040554) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-30T16:46Z 27.8K followers, 25K engagements


"$PYPL PayPal World is a bigger deal than we were thinking. By Global Wallet they mean Global Wallet 👇"  
[X Link](https://x.com/Kross_Roads/status/1976491391061557290) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T03:34Z 27.8K followers, 20.6K engagements


"Green Monday incoming. What will you get with the gains on Monday I'm thinking Mexican food sounds good. Maybe could go for some TACOs. 😉"  
[X Link](https://x.com/Kross_Roads/status/1977528158292206062) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T00:13Z 27.8K followers, 15.4K engagements


"$HOOD In an interview with Reuters Robinhood signaled openness to an acquisition to fuel their predictions market platform. Per JB McKenzie: "We as a firm are going to be looking to see if there is an acquisition that's available." Let's look at some candidates. X KALSHI @Kalshi is a natural fit both in terms of culture and they already backend most of the tech behind Robinhood's predictions market in the US. Their product is excellent as is their leadership team. Their valuation per a recent fundraise moved from $3b earlier in this summer to $5b. Kalshi is growing extremely quickly"  
[X Link](https://x.com/Kross_Roads/status/1977893102560899412) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T00:23Z 27.8K followers, 26.5K engagements


"@amitisinvesting Amazing beats Great start to earnings season"  
[X Link](https://x.com/Kross_Roads/status/1978079707124892051) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T12:45Z 27.8K followers, 13K engagements


"There is definitely something in the $AEHR. Welcome aboard Sachin. This is a multi-year investment and I don't think we see a significant revenue ramp for a couple of quarters but the market is forward -looking (usually)"  
[X Link](https://x.com/Kross_Roads/status/1978507823429435773) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T17:06Z 27.8K followers, 14.8K engagements


"$PLTR / $SNOW A few years ago there was a fundamental misunderstanding by some that Snowflake was a direct competitor to Palantir and would "eat their lunch." This was a gross misunderstanding of both what Palantir does and Snowflake's capabilities. Today Partnership. Both are great companies. This is a win-win"  
[X Link](https://x.com/Kross_Roads/status/1978843431129534575) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T15:20Z 27.8K followers, 11.9K engagements


"@Couch_Investor Agreed and reposted. Plus X more reads this AM"  
[X Link](https://x.com/Kross_Roads/status/1979145005022298145) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T11:18Z 27.8K followers, 1367 engagements


"$AMD / $NVDA This is why I didn't get into AMD. AMD: - Is good or even great company. - Has a great CEO in Lisa Su. - Has some excellent products and tech. - Benefits from a continuing and ramping demand. But for Nvidia They're the clear leader in my mind. They're a unicorn of a company and Jensen is a unicorn of a CEO. This is a slide from $PLTR's earnings. Palantir is an absolute unicorn. But that business above them well past the rule of XX frontier Nvidia"  
[X Link](https://x.com/Kross_Roads/status/1953173058593894437) [@Kross_Roads](/creator/x/Kross_Roads) 2025-08-06T19:15Z 27.8K followers, 63.1K engagements


"$PYPL / $FOUR There are a lot of payment companies being ignored by the market. Shift4 (which I don't own) and PayPal (which I do) are particularly compelling here. $PYPL is unique in its XX% buyback yield coupled with a forward p/FCF of well under XX. The revenue growth will accelerate with Braintree headwinds abating though we won't see double digit growth until (at earliest) next year though I think by the EoY they might be closer than many expect to double digit top line growth but the focus has mostly been on fixing the bottom line numbers (and it's working). $FOUR has plenty of growth"  
[X Link](https://x.com/Kross_Roads/status/1972421807228518786) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-28T22:02Z 27.8K followers, 19.7K engagements


"$KLAR Klarna just dipped below its IPO price of $XX. It joins $GEMI. $FIGR ended up outperforming this cohort despite being more under the radar at the time. Sadly it was the one that I was most interested in but only received one share"  
[X Link](https://x.com/Kross_Roads/status/1972661988812521692) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-29T13:57Z 27.8K followers, 5232 engagements


"$KLAR Klarna is now back above its IPO price. BoomerangFX (which continues to grow rapidly) is deploying a BNPL option for their healthcare SaaS offering to shift their platform toward being a full suite for healthcare clinics. Stripe (for payment rails) Klarna and $AFRM are all being used"  
[X Link](https://x.com/Kross_Roads/status/1973810149241581776) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-02T17:59Z 27.8K followers, 7432 engagements


"$PYPL PayPal CEO @acce is signing partnership after partnership in the Middle East. Today DP World partners with PayPal on X-border trade. Two days ago Ooredoo joined PayPal World. Last week PayPal Ventures announced $100m in funding for M.E. and Africa"  
[X Link](https://x.com/Kross_Roads/status/1974147878634598697) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-03T16:21Z 27.8K followers, 32.3K engagements


"$PYPL launches PayPal Ads Manager for SMBs. The word "billions" there is not an accident. This is a very lucrative field and Dr. Mark Grether is the architect who launched $UBER ads (and helped build $AMZN ads from the ground floor). 🚀🚀🚀"  
[X Link](https://x.com/Kross_Roads/status/1975536015642402946) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-07T12:17Z 27.8K followers, 90K engagements


"Telling @perplexity_ai's Comet browser to block the bots in my notifications tab is a great unlock. It performs all actions going back into the feed finding another bot then going to their profile and blocking them. It's not fast but I can work in another tab while it's running. @AravSrinivas - thanks for making this great product"  
[X Link](https://x.com/Kross_Roads/status/1976020877226471873) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-08T20:24Z 27.8K followers, 164.1K engagements


"$PYPL Why haven't stablecoins gained much traction as a payments vehicle Per Artemis transaction volume has grown but is still quite small with payment volume topping out at just under $10b in the month of August. Payments by volume is only the 10th highest use case for stablecoins at present and only three carry any signifciant weight in payments right now: $USDT $USDC and $PYUSD. $CRCL announced a pay by crypto play and $COIN is on board. Many names in payments were sold off at the time (despite most of them including $V $MA and $FI being involved in crypto projects of their own). Yet while"  
[X Link](https://x.com/Kross_Roads/status/1976369575496212571) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-09T19:30Z 27.8K followers, 13.2K engagements


"@DeanLatvia Completely agreed (even though I personally don't like $ORBS). Institutions and retail both love the man. He's a genius. And humble"  
[X Link](https://x.com/Kross_Roads/status/1976430839161655342) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-09T23:33Z 27.8K followers, XXX engagements


"Hah. Nah this is my individual account (2nd largest now) which uses the "free" $1k of margin so this little bit isn't even mine. It's just there to round out trades. Otherwise I don't tap into it. I should be able to sell $KLAR and have some additional funds coming in on Monday. More buys then"  
[X Link](https://x.com/Kross_Roads/status/1976648231091134830) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T13:57Z 27.8K followers, XX engagements


"Binance $COIN and $HOOD are all having issues right now. It's frustrating when these things happen in high volume moments. Get it together guys"  
[X Link](https://x.com/Kross_Roads/status/1976770198335373347) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T22:01Z 27.8K followers, 30.6K engagements


"$ETH had a massive selloff today but if you look at the Validator Queue you actually see a lot of health. Of course the exit queue is still congested from the changes from the Pectra upgrade and due to borrow rates. Yet the exit queue actually went down at an accelerated rate yesterday and we didn't see a significant cancellation of requests for entry staking. The ecosystem is still healthy and at some point the unstaked sellers will become exhausted"  
[X Link](https://x.com/Kross_Roads/status/1977053831050547547) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-11T16:48Z 27.8K followers, 7220 engagements


"These are the top X stablecoin chains backed by $USD in the world. $PYPL's $PYUSD stablecoin is #5 in terms of market cap but it's relevant to note that $WLFI right now is more of a empty market cap with little usage and $BUIDL is getting heavy usage but not for payments or Web3 applications. Yet we can see how dominant $USDC and $USDT really are relative to these other tokens - and they're still growing rapidly"  
[X Link](https://x.com/Kross_Roads/status/1977089829956731384) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-11T19:12Z 27.8K followers, 9155 engagements


"$BMNR added 202k $ETH last week Bitmine is now over 3m Ethereum; about halfway to the X% of all $ETH goal"  
[X Link](https://x.com/Kross_Roads/status/1977721847962608018) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T13:03Z 27.8K followers, 40.3K engagements


"$AEHR Test Systems posted a second strong trading day likely on the back of the $NVTS / $NVDA partnership announcement. Navitas' agreement showcased a suite of GaN (Gallium Nitride) and SiC high powered devices for Nvidia's next Gen AI factory. Nvidia designs Navitas builds. What does this have to do with Aehr They provide burn-in solutions for all kinds of chipsets but specifically are the leader of GaN testing at a wafer (sheet of uncut dyes) level. They are literally the only ones in the world with this technology (and also have a good edge on SiC). With Nvidia's high output requirements"  
[X Link](https://x.com/Kross_Roads/status/1978203783902507130) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T20:58Z 27.8K followers, 5973 engagements


"Interesting record. This is good (as is the trend) for brokerages like $HOOD"  
[X Link](https://x.com/Kross_Roads/status/1978302353380880642) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T03:30Z 27.8K followers, 11.1K engagements


"$HIMS launched testosterone in most of its forms last quarter and launched menopause products this quarter. These are quite important products to the future of the platform. Today's announcement also included an interesting nugget: Hers is on track to surpass $1b in revenue in 2026"  
[X Link](https://x.com/Kross_Roads/status/1978476641157308763) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T15:02Z 27.8K followers, 48.2K engagements


"We're going from a place where nobody wanted the weight of banking regulations to a place where Mr. Beast may be launching a bank. Strange times"  
[X Link](https://x.com/Kross_Roads/status/1978499334313275835) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T16:32Z 27.8K followers, 15.9K engagements


"$HIMS With a casual XX% move. This is the first time they've broken out revenue (projected or otherwise) on the Hers product lines"  
[X Link](https://x.com/Kross_Roads/status/1978540350634336623) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T19:15Z 27.8K followers, 34.6K engagements


"$PYPL PayPal added X million debit card users in Germany since May (about 1m per month on average since the launch). H/T @FlexInvest7"  
[X Link](https://x.com/Kross_Roads/status/1978549698207113239) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T19:53Z 27.8K followers, 90.9K engagements


"Portfolio Update: It's been nearly X months since I've given an update on my portfolio holdings. There have been some major changes in my portfolio from the prior update. This image represents the portfolio allocation to each. $HOOD Robinhood just keeps growing as does its stock. It shifted up by X% to XXXX% of my portfolio due to out-performance of the stock. Part of this position was underwater covered calls but those have been cleared due to the tariff concerns last week. $PYPL PainPal has under-performed even while the company keeps launching interesting partnerships and products. I still"  
[X Link](https://x.com/Kross_Roads/status/1979256215734722882) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T18:40Z 27.8K followers, 124.5K engagements


"$HOOD predictions markets in October. We're half a month in and it looks like we're on track for $25m in revenue from just the sports side of predictions markets. Fast forward a little to international expansion + advertising this product (they're just starting) + XXX more predictions markets being launched in the next few weeks and it's easy to be bullish on Robinhood's revenue from this line"  
[X Link](https://x.com/Kross_Roads/status/1979588365998559248) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:40Z 27.8K followers, 16.7K engagements


"If it gains traction that's something that they'll want other PSPs for as well. No large-scale organization operates only with one PSP no matter how much they like them. So the offering either goes nowhere or if it gains traction they're going to want Adyen and/or PayPal too. And PayPal is a whole lot better with KYC"  
[X Link](https://x.com/Kross_Roads/status/1973017750101467344) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-30T13:31Z 27.7K followers, XXX engagements


"$PLTR It's funny what headlines can do. There's an article circulating regarding a product that Microsoft Anduril and Palantir (as well as others) is doing for the army that the product was deeply flawed. The memo is a month old. Breaking Defense covered this two days ago reporting that the Army said all problems have been addressed. "The issues were mitigated almost immediately." Anyone concerned with this today is a month behind"  
[X Link](https://x.com/Kross_Roads/status/1974118641298817123) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-03T14:25Z 27.7K followers, 279K engagements


"$PYPL Okay this DP World MOU could actually be hugely significant. I was initially thinking it was another incremental addition which is nice for PayPal. Decent chance I was VERY wrong. Both $PYUSD (especially) and PayPal World (potentially) play a role. More on this soon. I have more research to do"  
[X Link](https://x.com/Kross_Roads/status/1974243987029369184) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-03T22:43Z 27.8K followers, 14.5K engagements


"PayPal's $PYUSD is now over a $2.5b market cap. The Spark partnership is helping this to scale. While $2.5b sounds like a lot it represents less than X% of the marketcap of stablecoins worldwide"  
[X Link](https://x.com/Kross_Roads/status/1974499961690886498) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-04T15:40Z 27.8K followers, 16K engagements


"$HOOD Some context on Robinhood being down for many this morning. When other brokerages go down you usually don't hear a lot about it. When Hood goes down everyone hears about it. The reality is that every brokerage goes down from time to time and this morning I saw many reported as down. Yes Robinhood had the most reports. It could have been more impacted or simply the fact that more active traders use it. As these were disparate brokerages impacted at the same time the OP is almost certainly right. I'm never happy when it happens and it's not good no matter the reason but I wanted to"  
[X Link](https://x.com/Kross_Roads/status/1975223219821912421) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-06T15:34Z 27.8K followers, 61.1K engagements


"$BMNR I understand their thesis but the big issue is they picked the wrong target. Bitmine like $MSTR trades above mNAV on a consistent basis plus the cash and yield allows them some flexibility for those rare moments where their shares are undervalued to do a tactical buyback. If they were short another DAT that might work out for them but they fail to understand that the DAT likes consolidation and as a result bit mind is likely a long-term winner even while others struggle to have the same premium. The only way this really works out well for them is if we hit crypto winter a lot earlier"  
[X Link](https://x.com/Kross_Roads/status/1975965045466054991) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-08T16:42Z 27.8K followers, 68.7K engagements


"I added on Monday. I'll probably add a little bit more between now and the end of the year. It's cheap. My only issue is: 1) Out of cash mostly (other than maybe $2k) so I'd need to move some swing stocks over or sell out of something. 2) It's already a large position for me #3 in my portfolio"  
[X Link](https://x.com/Kross_Roads/status/1976004477095207088) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-08T19:19Z 27.7K followers, XX engagements


"@cuanmoneyclub @Wise @acce It's pretty close when you include the fees. No added fees on Xoom"  
[X Link](https://x.com/Kross_Roads/status/1976492387212972117) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T03:38Z 27.8K followers, XX engagements


"$QQQ / $SPX There's bit of a pullback on the overall market due to Trump's comments on China and tariffs"  
[X Link](https://x.com/Kross_Roads/status/1976668309551812632) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T15:17Z 27.8K followers, 25.3K engagements


"Pretty tough close on the $QQQ and $SPX. A couple of smaller hedges paid off but I'm still down X% and some change on the day. If this kind of move is causing you to lose it it's a signal you need to possibly alter your portfolio in the future (take more gains take less risk use less leverage). Enjoy the weekend and touch some grass"  
[X Link](https://x.com/Kross_Roads/status/1976747655423217874) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T20:32Z 27.8K followers, 13.3K engagements


"This small hedge (via $SQQQ options) did well for me today but I'd prefer it went to $X. Still might"  
[X Link](https://x.com/Kross_Roads/status/1976764452893868284) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T21:39Z 27.7K followers, 6925 engagements


"$BMNR Conviction. That's a lot of $ETH purchased. I'm looking forward to Monday's formal update"  
[X Link](https://x.com/Kross_Roads/status/1977340354295959924) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-12T11:47Z 27.8K followers, 60.4K engagements


"@paypaldev @Bakxys @LayerZero_Labs Very nice"  
[X Link](https://x.com/Kross_Roads/status/1978548841205944459) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T19:49Z 27.7K followers, XXX engagements


"@ricster3 Gas fees were like $XXXX or so. You can see it on"  
[X Link](https://x.com/Kross_Roads/status/1978588856933822498) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T22:28Z 27.7K followers, XXX engagements


"@TrollinNYC @FlexInvest7 This is in Germany. It's actually dominant there just online. Very different than the US"  
[X Link](https://x.com/Kross_Roads/status/1978641116934103439) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T01:56Z 27.7K followers, XXX engagements


"@schartz_c It's not great. Sounds like it's back up though"  
[X Link](https://x.com/Kross_Roads/status/1978902046389498193) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T19:13Z 27.8K followers, XXX engagements


"$PYPL An unusual move for PayPal. "Why is it moving" I have no idea. But what I do know is the market has been ignoring this for far too long. It's one of the best risk/rewards on the market"  
[X Link](https://x.com/Kross_Roads/status/1972676823612801209) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-29T14:56Z 27.8K followers, 55.2K engagements


"$PLTR The leaked army memo outdated by a month when it hit the news cycle was much ado about nothing. It's amazing how poor the standard of journalism at certain institutions is these days"  
[X Link](https://x.com/Kross_Roads/status/1977240396657738161) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-12T05:10Z 27.8K followers, 8826 engagements


"$PLTR / $ACN acquired Decho to further scale Palantir. You know you're an amazing company when your partners make acquisitions to scale you further"  
[X Link](https://x.com/Kross_Roads/status/1978245341100085653) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T23:43Z 27.8K followers, 7761 engagements


"I own both but in essence $BMNR is a leveraged bet on Ethereum. We can see how a DAT that captures market share (like $MSTR) plays out vs the underlying in a bull market. Yet Bitmine isn't leveraged; it just trades like it is. The downside of leverage It'll underperform during crypto winter"  
[X Link](https://x.com/Kross_Roads/status/1978896793141166205) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T18:52Z 27.8K followers, XXX engagements


"1) Karp has an X account 2) Link to the clip where he talked about a short squeeze (Yes he talks about shorting in CNBC videos but I don't recall a squeeze). 3) Karp sells just about any time. He doesn't try to get the stock price just a little higher for his personal gain right before he sells shares"  
[X Link](https://x.com/Kross_Roads/status/1978951067699175642) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T22:27Z 27.8K followers, 2303 engagements


"@vipul_kashyap @StockMarketNerd Oh man I had that happen with $TSLA a few years ago at $XXX. Got to $XXX then rocketed. Learned from my error"  
[X Link](https://x.com/Kross_Roads/status/1979275209157783709) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T19:55Z 27.8K followers, XX engagements


"Yes good call on gallium nitride. I think I conflated that with the AI opportunity when I was early into this stock and realized my mistake shortly before the earnings report this previous quarter. Still a lot for me to learn about what they do and parts that I don't feel like. I have a good grasp on just yet but I'll get there"  
[X Link](https://x.com/Kross_Roads/status/1979290856902263051) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T20:58Z 27.8K followers, XX engagements


"Robinhood adds two more IPO Access offers: $GEMI and $VIA. These all launch next week from the 10th through 12th. I won't mind getting some $KLAR"  
[X Link](https://x.com/Kross_Roads/status/1963442939985633387) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-04T03:24Z 27.8K followers, 38.8K engagements


"$PYPL PayPal ads are going to shock a lot of people next year. They've assembled a great team and the opportunity is immense"  
[X Link](https://x.com/Kross_Roads/status/1973415108886864195) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-01T15:50Z 27.8K followers, 22.6K engagements


"We've seen major announcements out of $SHOP $ETSY $GOOGL ChatGPT and $PYPL in the past few weeks on Agentic Commerce but will this really be a thing A YouGov survey shows it's too early to tell. Back in July only XX% of respondents indicated they used an AI shopping assistant and only XX% more said they're interested in using one. More than half indicated they're not interested. As Agentic Commerce rolls out the offer will have to be compelling to win over the majority with more than half not seeing any advantage from using an AI shopping assistant. That use case sems to revolve mostly around"  
[X Link](https://x.com/Kross_Roads/status/1973488191454810607) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-01T20:40Z 27.8K followers, 5236 engagements


"$TSLA The crowd was right 489k vs 497k (real) deliveries This is the highest amount of deliveries in any quarter for Tesla. However part of the surge is due to the demand lever being drawn forward as a result of the EV tax credit rolling off. I do think that there is real traction happening with the model y and the iteration in China but that said Q4 numbers will probably look abysmal. Kudos to the Tesla team to drive this many sales and deliveries"  
[X Link](https://x.com/Kross_Roads/status/1973737812131279025) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-02T13:12Z 27.8K followers, 18.4K engagements


"$BMNR pulling back alongside $ETH doesn't mean Kerrisdale Capital was right in their thesis. They notably said "Our thesis is not a bet against Ethereum itself." And yet that's exactly what this pullback is. Bitmine plays like a levered form of Ethereum. When the token goes down $BMNR usually does more. When it goes up $BMNR goes up more"  
[X Link](https://x.com/Kross_Roads/status/1976321269101449430) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-09T16:18Z 27.8K followers, 31.5K engagements


"$HOOD Robinhood adds an insider trading disclosure agreement to their predictions market. This is a healthy move. Volume also looks pretty good tonight"  
[X Link](https://x.com/Kross_Roads/status/1976456146966962346) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T01:14Z 27.8K followers, 11.4K engagements


"$BMNR A couple days ago @KerrisdaleCap announced they were short Bitmine. Their thesis is fundamentally flawed. However what's TRULY strange is that they failed to mention three REAL bearish arguments and instead cherry-picked datapoints and used flawed reasoning throughout the report. I'm VERY long $BMNR but if I was writing a short report I would focus on X things: X CRYPTO WINTER Oddly Kerrisdale didn't mention this possibility at all. Crypto winter absolutely will return and we may be in the late summer right now. Since Bitmine trades as a levered bet on $ETH crypto winter would cause a"  
[X Link](https://x.com/Kross_Roads/status/1976637621909487755) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T13:15Z 27.8K followers, 6334 engagements


"I'll admit that I was VERY close to posting a $SOFI screenshot this morning when it was nearing the $XX price level. My good friend @FunOfInvesting saved me from the error of my thinking. In fact ALL of us Fintech Friday crew avoided the mistake. Well-played team"  
[X Link](https://x.com/Kross_Roads/status/1976710952151400702) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T18:06Z 27.8K followers, 11.9K engagements


"1) Never will happen. Market caps mean it's essentially impossible and probably not a great cultural fit. 2) As someone whose #1 and #2 positions are both those companies it's usually $SOFI people talking smack about Robinhood not the other way around. There are exceptions of course but I'm probably as close to impartial between the two as can come else they wouldn't be a huge part of my portfolio. That said I do like the rivalry between the companies and I think it's a healthy thing especially for SoFi. And the rival reads between shareholders at least makes more sense than sofi and"  
[X Link](https://x.com/Kross_Roads/status/1977543429006467137) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T01:14Z 27.8K followers, 3543 engagements


"I'll just do a quick version of a reply. X - Not really. PSP is a triopoly between Braintree Adyen and Stripe. Braintree margin strategy shift means there were headwinds on growth this year. Even without this Stripe and Adyen would have grown their PSP volume more but all X are growing and the triopoly looks very intact. X - An ATH record of over XXX million. X - Actually no. X years ago Cash App was in a better place. Now it's essentially flipped. Venmo is accelerating faster and usually occupies a higher spot on the app store rankings. Importantly Venmo is going global next year. Cash app"  
[X Link](https://x.com/Kross_Roads/status/1977733792673534054) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T13:50Z 27.8K followers, 4909 engagements


"On tech bros weekly we had a special guest. For some reason he streamed in twice. Thanks for joining us @PaperGainsInc and @DividendStreams to talk predictions markets on $HOOD acquisition and AI"  
[X Link](https://x.com/Kross_Roads/status/1977924121804566758) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T02:27Z 27.8K followers, 10.4K engagements


"Banks posted amazing earnings today Two things: X It's always great to start off earnings on a strong positive note. Especially when there's some turbulence due to tariffs. X $SOFI will put up some great numbers. It's nice that there are so many tailwinds in this space"  
[X Link](https://x.com/Kross_Roads/status/1978079674296160536) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T12:45Z 27.8K followers, 27.3K engagements


"Bootleg Weekly is live in XX minutes We're talking about $SOFI "trolling" $HOOD is $AMZN a buy SOYBEANS (tariffs) and more Link below"  
[X Link](https://x.com/Kross_Roads/status/1978215234390135124) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T21:43Z 27.8K followers, 5021 engagements


"It also helps that there are so many here from abroad in Mexico Brazil and Colombia familiar with Nubank. What'll be interesting is how Revolut fares in Mexico. They're entering at a different angle but eventually $NU and Revolut will overlap. I'd hate to be a legacy bank in Mexico right now"  
[X Link](https://x.com/Kross_Roads/status/1978666083004379518) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T03:35Z 27.8K followers, XXX engagements


"@bentobean24 Concentration. Just made a video with notes on each and I did mention $AMD and why just $NVDA there. It's towards the end"  
[X Link](https://x.com/Kross_Roads/status/1979275028123505066) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T19:55Z 27.8K followers, XXX engagements


"$PYPL Ads: ramping. You have: ✅ Onsite ads (PayPal and Venmo). ✅ Offsite ads (web + video + cctv ✅ Advanced Offers ☑ PayPal Ads Manager (see quoted announcement; launching next year). Ads are very high margin. PayPal reaches 400m+ customers and 30m+ merchants. They have an absolute genius (Dr. Mark Grether architect of Uber's ads) at the helm. "Payments are the new cookies." And this is just one product which almost certainly has more iterations. "But $PYPL has run too much" It's below a XX P/E with $5.5B in FCF coming over these next X quarters. And growth expectations by analysts are quite"  
[X Link](https://x.com/Kross_Roads/status/1975738393188278721) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-08T01:41Z 27.8K followers, 33.5K engagements


"$SOFI This is a really interesting find. Q3 loan origination numbers might look fantastic. Noto has been incredibly upbeat as of late. Estimates are expecting XX% y/y revenue growth. I'll take the over on that"  
[X Link](https://x.com/Kross_Roads/status/1975885772730540079) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-08T11:27Z 27.8K followers, 36.5K engagements


"$PYPL PayPal World screen grab. Sending money across the world to a UPI wallet via Xoom. PayPal is a cohesive business now. PayPal World Critical Mass is coming"  
[X Link](https://x.com/Kross_Roads/status/1976471786104713444) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T02:16Z 27.8K followers, 27K engagements


"@JuanRodrig07 @Venmo Man all these updates that are under the radar and announcements and partnerships. I am being tempted to increase my position again"  
[X Link](https://x.com/Kross_Roads/status/1976473905885016427) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T02:24Z 27.8K followers, 1726 engagements


"@GOftushima @Couch_Investor Possibly. Frustratingly both $SOFI and $PYPL (my #2 and #3 positions) report on my busiest morning at the same time. Leanings slightly toward SoFi's earnings call for Q3 (and PayPal's for Q4) but I haven't decided yet"  
[X Link](https://x.com/Kross_Roads/status/1976626614424477740) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T12:31Z 27.8K followers, XXX engagements


"$PLTR Palantir shareholder questions are a bit rough. Know what you own"  
[X Link](https://x.com/Kross_Roads/status/1977840747081879960) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T20:55Z 27.8K followers, 12.7K engagements


"$PYPL Why is Venmo's integration into PayPal world in Q1 '26 a significant layup It gives the XX million active Venmo users who are already not PayPal users (probably higher) access to PayPal globally and every other wallet which integrates"  
[X Link](https://x.com/Kross_Roads/status/1978080850546774462) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T12:50Z 27.8K followers, 12.1K engagements


"$PYPL / $PYUSD minted $XXX TRILLION. Don't worry it was burned very quickly afterward as it was an error. The stablecoin is growing quickly by almost every measure but not THIS quickly. Funny moment though.😅"  
[X Link](https://x.com/Kross_Roads/status/1978562822733693232) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T20:45Z 27.8K followers, 13.5K engagements


"$PYPL e& (UAE's digital wallet) joins PayPal World. The march towards critical mass continues"  
[X Link](https://x.com/Kross_Roads/status/1978598007840162169) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T23:05Z 27.8K followers, 26.2K engagements


"$SBET Devin Ryan (fantastic analyst) initiated coverage on this name last night with a $XX price target (factoring in a 1.4x mNAV premium though for now it trades under a 1.0). He sees $SBET's leadership as one of several key differentiators. On $ETH: "Ethereum is the leading smart contract blockchain and we believe adoption is set to accelerate materially providing powerful tailwinds for ETH." While I am invested in $BMNR instead of $SBET and I believe the ability to command a premium over mNAV is an asset for Bitmine (and not for Sharplink Gaming) if Ethereum does well both names should"  
[X Link](https://x.com/Kross_Roads/status/1978848583722938565) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T15:40Z 27.8K followers, 21.5K engagements


"Maybe it's just me but today doesn't seem that scary. This isn't a SVB contagion crisis. Major banks reported earlier and they're doing well. This is just a few banks that got a little sloppy with their underwriting process and issued loans they shouldn't have"  
[X Link](https://x.com/Kross_Roads/status/1978900928640987220) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T19:08Z 27.8K followers, 121.8K engagements


"Also today: $AXP $FITB $TFC All very solid. Look at their comments and provision for credit losses. This isn't a $SVB moment much less a 2008 moment. There's cracks but nothing is broken"  
[X Link](https://x.com/Kross_Roads/status/1979144886361170422) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T11:18Z 27.8K followers, 11.2K engagements


"@FunOfInvesting $BMNR but next year"  
[X Link](https://x.com/Kross_Roads/status/1979257089001177151) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T18:43Z 27.8K followers, 2374 engagements


"@Spike_1567 $FOUR gets more attractive every week as it falls"  
[X Link](https://x.com/Kross_Roads/status/1979261476964614247) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T19:01Z 27.8K followers, XXX engagements


"Fintech Friday is coming up in X hours We'll be chatting about some of our favorite fintechs and also discussing whether or not there's a threat to the banking sector via regional banks (and the impact on $SOFI). Link below"  
[X Link](https://x.com/Kross_Roads/status/1979311502319587765) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T22:20Z 27.8K followers, 5623 engagements


"@Spike_1567 You can chat them and remove predictions entirely. It takes just a couple minutes"  
[X Link](https://x.com/Kross_Roads/status/1979590957449294207) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:50Z 27.8K followers, XXX engagements


"@contrarcap For sports specifically sadly in aggregate this does better in recessionary times. There is cyclicality but it's not as pronounced as the market and crypto"  
[X Link](https://x.com/Kross_Roads/status/1979591585919893970) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:53Z 27.8K followers, XXX engagements