[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @Kross_Roads Crossroads Crossroads posts on X about $pypl, ai, $nvda, $sofi the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::865651271193116673/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXXXX -XX% - X Months XXXXXXXXXX +41% - X Year XXXXXXXXXX +4.90% ### Mentions: XX [#](/creator/twitter::865651271193116673/posts_active)  - X Week XX -XX% - X Month XXX -XX% - X Months XXXXX +32% - X Year XXXXX -XX% ### Followers: XXXXXX [#](/creator/twitter::865651271193116673/followers)  - X Week XXXXXX +0.24% - X Month XXXXXX +2.70% - X Months XXXXXX +33% - X Year XXXXXX +76% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::865651271193116673/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) XXXXX% [technology brands](/list/technology-brands) XXXXX% [finance](/list/finance) XXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% [countries](/list/countries) XXXX% [celebrities](/list/celebrities) XXXX% [exchanges](/list/exchanges) XXXX% [automotive brands](/list/automotive-brands) XXXX% **Social topic influence** [$pypl](/topic/$pypl) #812, [ai](/topic/ai) 4.29%, [$nvda](/topic/$nvda) #1218, [$sofi](/topic/$sofi) #73, [ceo](/topic/ceo) #2672, [$googl](/topic/$googl) 2.86%, [$pltr](/topic/$pltr) #91, [$hood](/topic/$hood) 2.86%, [$sofis](/topic/$sofis) #2, [$pyusd](/topic/$pyusd) XXXX% **Top accounts mentioned or mentioned by** [@mccdmatthew](/creator/undefined) [@seabassclimbs](/creator/undefined) [@schartz_c](/creator/undefined) [@tigster92](/creator/undefined) [@realmattmoney](/creator/undefined) [@qualitygrowthfv](/creator/undefined) [@itsdanfi](/creator/undefined) [@wearycenturion](/creator/undefined) [@redstoneinv](/creator/undefined) [@tradermegaman](/creator/undefined) [@juanrodrig07](/creator/undefined) [@yoki_sgn](/creator/undefined) [@acce](/creator/undefined) [@datadinvesting](/creator/undefined) [@cantonmeow](/creator/undefined) [@thisguy714](/creator/undefined) [@bachor007](/creator/undefined) [@larryda35266358](/creator/undefined) [@derapfelmannyt](/creator/undefined) [@lucelex](/creator/undefined) **Top assets mentioned** [PayPal Holdings Inc (PYPL)](/topic/$pypl) [NVIDIA Corp. (NVDA)](/topic/$nvda) [RAI Finance (SOFI)](/topic/$sofi) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Palantir (PLTR)](/topic/$pltr) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [PayPal USD (PYUSD)](/topic/$pyusd) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [BITMINE IMMERSION TECH (BMNR)](/topic/$bmnr) [CenterPoint Energy, Inc. (CNP)](/topic/$cnp) [Tesla, Inc. (TSLA)](/topic/$tsla) [KKR & Co, Inc. (KKR)](/topic/$kkr) [Gemini Space Station, Inc. Class A Common Stock (GEMI)](/topic/$gemi) [FIRST NB GROTON NY (FIGR)](/topic/$figr) [Viacoin (VIA)](/topic/$via) [Klarna Group (KLAR)](/topic/klarna) [Chime Financial, Inc. Class A Common Stock (CHYM)](/topic/$chym) [T-Mobile (TMUS)](/topic/$tmus) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Novo-Nordisk (NVO)](/topic/$nvo) ### Top Social Posts Top posts by engagements in the last XX hours "$PYPL PayPal looks like it had a successful Cyber X. From these numbers the XX% more app visits stand out. They've put a lot of work into the app and app visits help feed the flywheel. Omnichannel appears to be working well with debit card usage up significantly. Double digit BNPL growth is great but that's a wide range and was expected with the incentives they were putting out" [X Link](https://x.com/Kross_Roads/status/1995978059493883932) 2025-12-02T22:07Z 29.6K followers, 15.8K engagements "$PYPL The interview with PayPal's CEO @acce is now live We discussed Investor Day $PYUSD Ads and more Here's a taste. Full interview link below" [X Link](https://x.com/Kross_Roads/status/1895510149516906947) 2025-02-28T16:23Z 29.6K followers, 174.7K engagements "This is a fantastic piece on why AI is not a bubble. It's lengthy but well worth a few minutes of your time. "Ask yourself: what are the odds that the bears sitting on the sidelines have a better read on optimal data center spend than Andy Jassy Mark Zuckerberg Sundar Pichai and Satya Nadella" X% odds" [X Link](https://x.com/Kross_Roads/status/1989937716771852727) 2025-11-16T06:04Z 29.6K followers, 178.2K engagements "Bootleg Weekly is live now Covering $NVDA and their competition in $GOOGL and $AMZN $SOFI $BMNR and macro and S&P XXX inclusion" [X Link](https://x.com/Kross_Roads/status/1995992390218203429) 2025-12-02T23:04Z 29.6K followers, 6672 engagements "$PLTR $NVDA and $CNP are partnering to launch Chain Reaction as an OS for AI infrastructure specifically for energy. "Chain Reaction is what it looks like when you rebuild from the ground up for the demands of AI."" [X Link](https://x.com/Kross_Roads/status/1996594810648514763) 2025-12-04T14:57Z 29.6K followers, 9174 engagements "@mvcinvesting $AEHR" [X Link](https://x.com/Kross_Roads/status/1994161124556607986) 2025-11-27T21:47Z 29.6K followers, 3067 engagements "Typical Sunday overnight green is the wrong color" [X Link](https://x.com/Kross_Roads/status/1995308831480401980) 2025-12-01T01:47Z 29.6K followers, 12.5K engagements "@itsDanfi XX% sure it's mostly a PayPal problem" [X Link](https://x.com/Kross_Roads/status/1996244919111897098) 2025-12-03T15:47Z 29.6K followers, 4431 engagements "@bachor007 I think the share price frustrates them too. I don't think this is an attempt to keep it low so they can buy back more" [X Link](https://x.com/Kross_Roads/status/1996247339426546013) 2025-12-03T15:57Z 29.6K followers, 2583 engagements "@larryda35266358 Yes both can be true and I think are" [X Link](https://x.com/Kross_Roads/status/1996253147757482000) 2025-12-03T16:20Z 29.6K followers, 2256 engagements "@weary_centurion Most reads on the consumer are that there's a lot of discounting going on and some trade downs but what PayPal is indicating sounds far worse. It's probably a case of them being more honest than XX% of companies out there and also PayPal being weaker than we had hoped" [X Link](https://x.com/Kross_Roads/status/1996253840375460054) 2025-12-03T16:22Z 29.6K followers, 5966 engagements "$HOOD For context total platform assets are around $350b so this is a drop in the bucket but still a very nice one as net deposits in October were $5.6b. I love how aggressive Robinhood was here too" [X Link](https://x.com/Kross_Roads/status/1996272444949311991) 2025-12-03T17:36Z 29.6K followers, 15.6K engagements "@weary_centurion @DerApfelmannYT @Lucelex SBC to revenue is the measure and it keeps decreasing. I don't see any issue here" [X Link](https://x.com/Kross_Roads/status/1996597815493935351) 2025-12-04T15:09Z 29.6K followers, XXX engagements "@mccdmatthew @weary_centurion @DerApfelmannYT @Lucelex Some psus are handled this way even at PayPal. You can look at the CEOs compensation package and a lot relates to that" [X Link](https://x.com/Kross_Roads/status/1996600150207148391) 2025-12-04T15:19Z 29.6K followers, XXX engagements "@Ticker_Watcher1 Couple of yellow flags I'm observing and it's more of a 2nd half next year story I think but I agree it's a good opportunity here" [X Link](https://x.com/Kross_Roads/status/1996610146118561882) 2025-12-04T15:58Z 29.6K followers, XXX engagements "@Futurenvesting Refraining from joking about #1. But yes the cadence has improved" [X Link](https://x.com/Kross_Roads/status/1996620441402929508) 2025-12-04T16:39Z 29.6K followers, 1676 engagements "$PYPL and $KKR re-upped their BNPL loan purchase agreement in Europe. This is an extension from the 2023 deal. BNPL is accelerating and this reduces exposure to any default risk for PayPal and keeps the product more capital light. So what's changed from 2023 Quite a bit: 🟢 PayPal's BNPL rate: XXXX% (vs XXXX in '23). 🟢 $65b Loan Purchase Cap ($40b '23). 🟢 $6b replenishing commit ($3b prior). 🟢 Unified payment experience (including BNPL and a loyalty program) launched in the UK" [X Link](https://x.com/Kross_Roads/status/1990459797242552472) 2025-11-17T16:39Z 29.6K followers, 12.6K engagements "$PLTR High praise for Palantir's Alex Karp from Bill Ackman. Ackman's Pershing Square is around XX% cash and he recently discussed "very high-quality businesses are showing up at very attractive levels." There's one in particular he said they wanted to own for years they're finishing DD on and is now available at a bargain price. That's unlikely to be Palantir but it checks all the boxes of his investment principles except for the attractive valuation. I would be a little surprised but not shocked if Ackman bought Palantir here" [X Link](https://x.com/Kross_Roads/status/1992704837180355009) 2025-11-23T21:20Z 29.6K followers, 56.9K engagements "Robinhood adds two more IPO Access offers: $GEMI and $VIA. These all launch next week from the 10th through 12th. I won't mind getting some $KLAR" [X Link](https://x.com/Kross_Roads/status/1963442939985633387) 2025-09-04T03:24Z 29.6K followers, 38.9K engagements "$SOFI Tech Platform acceleration looks like it's coming next year (technically Q4 due to one-off from $CHYM). Debit cards don't sound that impressive but per an EY survey last year "Debit cards are the most popular payment form for Gen Z with XX% reporting daily or weekly use."" [X Link](https://x.com/Kross_Roads/status/1988373115978576217) 2025-11-11T22:27Z 29.6K followers, 14.2K engagements "$NVDA / $GOOGL Nvidia's stock reacted negatively to Google and Meta's discussion for Google's TPUs. While we don't officially know how Google's 7th (ironwood) generation will fare aside from releases by Google but it's unlikely that their TPUs will near the efficiency and max throughput Nvidia enjoys" [X Link](https://x.com/Kross_Roads/status/1994486907061916068) 2025-11-28T19:21Z 29.6K followers, 20K engagements "$PYPL PayPal drops again since their CFO states they're seeing consumer weakness continue even though guidance is intact. This is the third fireside chat they've mentioned that and every time the stock drops. At this point I'm beginning to believe it's just PayPal weakness not consumer weakness since we're not really hearing similar reads from others" [X Link](https://x.com/Kross_Roads/status/1996243809571647545) 2025-12-03T15:43Z 29.6K followers, 119.3K engagements "$HIMS Just announced a small (all cash) acquisition of Livewell in Canada and will begin serving customers there. The timing of this is interesting. $NVO failed to file to maintain Semaglutide's patent in Canada so branded Semaglutide can be sold in January. This acquisition is certainly being done to try and capture a larger share of that market" [X Link](https://x.com/Kross_Roads/status/1996586753948332145) 2025-12-04T14:25Z 29.6K followers, 15.4K engagements "$SOFI just announced a $1.5b stock offering (which will probably be up sized by 15%). This is the second time SoFi has done this in '25. The prior time I felt like it was a mistake in terms of the pricing (SoFi was moving upwards and I felt like dilution could be done at or around $30) and in terms of timing (just after their best earnings ever). Here I have no such objections. Yet the timing of this is very curious. Chris Lapointe had a fireside chat yesterday where they talked about the capital on the balance sheet and the optionality they maintain. When asked about mergers and acquisitions" [X Link](https://x.com/Kross_Roads/status/1996694007238512957) 2025-12-04T21:32Z 29.6K followers, 45.9K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@Kross_Roads CrossroadsCrossroads posts on X about $pypl, ai, $nvda, $sofi the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Social category influence stocks XXXXX% technology brands XXXXX% finance XXXX% cryptocurrencies XXXX% countries XXXX% celebrities XXXX% exchanges XXXX% automotive brands XXXX%
Social topic influence $pypl #812, ai 4.29%, $nvda #1218, $sofi #73, ceo #2672, $googl 2.86%, $pltr #91, $hood 2.86%, $sofis #2, $pyusd XXXX%
Top accounts mentioned or mentioned by @mccdmatthew @seabassclimbs @schartz_c @tigster92 @realmattmoney @qualitygrowthfv @itsdanfi @wearycenturion @redstoneinv @tradermegaman @juanrodrig07 @yoki_sgn @acce @datadinvesting @cantonmeow @thisguy714 @bachor007 @larryda35266358 @derapfelmannyt @lucelex
Top assets mentioned PayPal Holdings Inc (PYPL) NVIDIA Corp. (NVDA) RAI Finance (SOFI) Alphabet Inc Class A (GOOGL) Palantir (PLTR) Robinhood Markets, Inc. (HOOD) PayPal USD (PYUSD) Amazon.com, Inc. (AMZN) BITMINE IMMERSION TECH (BMNR) CenterPoint Energy, Inc. (CNP) Tesla, Inc. (TSLA) KKR & Co, Inc. (KKR) Gemini Space Station, Inc. Class A Common Stock (GEMI) FIRST NB GROTON NY (FIGR) Viacoin (VIA) Klarna Group (KLAR) Chime Financial, Inc. Class A Common Stock (CHYM) T-Mobile (TMUS) Hims & Hers Health, Inc. (HIMS) Novo-Nordisk (NVO)
Top posts by engagements in the last XX hours
"$PYPL PayPal looks like it had a successful Cyber X. From these numbers the XX% more app visits stand out. They've put a lot of work into the app and app visits help feed the flywheel. Omnichannel appears to be working well with debit card usage up significantly. Double digit BNPL growth is great but that's a wide range and was expected with the incentives they were putting out"
X Link 2025-12-02T22:07Z 29.6K followers, 15.8K engagements
"$PYPL The interview with PayPal's CEO @acce is now live We discussed Investor Day $PYUSD Ads and more Here's a taste. Full interview link below"
X Link 2025-02-28T16:23Z 29.6K followers, 174.7K engagements
"This is a fantastic piece on why AI is not a bubble. It's lengthy but well worth a few minutes of your time. "Ask yourself: what are the odds that the bears sitting on the sidelines have a better read on optimal data center spend than Andy Jassy Mark Zuckerberg Sundar Pichai and Satya Nadella" X% odds"
X Link 2025-11-16T06:04Z 29.6K followers, 178.2K engagements
"Bootleg Weekly is live now Covering $NVDA and their competition in $GOOGL and $AMZN $SOFI $BMNR and macro and S&P XXX inclusion"
X Link 2025-12-02T23:04Z 29.6K followers, 6672 engagements
"$PLTR $NVDA and $CNP are partnering to launch Chain Reaction as an OS for AI infrastructure specifically for energy. "Chain Reaction is what it looks like when you rebuild from the ground up for the demands of AI.""
X Link 2025-12-04T14:57Z 29.6K followers, 9174 engagements
"@mvcinvesting $AEHR"
X Link 2025-11-27T21:47Z 29.6K followers, 3067 engagements
"Typical Sunday overnight green is the wrong color"
X Link 2025-12-01T01:47Z 29.6K followers, 12.5K engagements
"@itsDanfi XX% sure it's mostly a PayPal problem"
X Link 2025-12-03T15:47Z 29.6K followers, 4431 engagements
"@bachor007 I think the share price frustrates them too. I don't think this is an attempt to keep it low so they can buy back more"
X Link 2025-12-03T15:57Z 29.6K followers, 2583 engagements
"@larryda35266358 Yes both can be true and I think are"
X Link 2025-12-03T16:20Z 29.6K followers, 2256 engagements
"@weary_centurion Most reads on the consumer are that there's a lot of discounting going on and some trade downs but what PayPal is indicating sounds far worse. It's probably a case of them being more honest than XX% of companies out there and also PayPal being weaker than we had hoped"
X Link 2025-12-03T16:22Z 29.6K followers, 5966 engagements
"$HOOD For context total platform assets are around $350b so this is a drop in the bucket but still a very nice one as net deposits in October were $5.6b. I love how aggressive Robinhood was here too"
X Link 2025-12-03T17:36Z 29.6K followers, 15.6K engagements
"@weary_centurion @DerApfelmannYT @Lucelex SBC to revenue is the measure and it keeps decreasing. I don't see any issue here"
X Link 2025-12-04T15:09Z 29.6K followers, XXX engagements
"@mccdmatthew @weary_centurion @DerApfelmannYT @Lucelex Some psus are handled this way even at PayPal. You can look at the CEOs compensation package and a lot relates to that"
X Link 2025-12-04T15:19Z 29.6K followers, XXX engagements
"@Ticker_Watcher1 Couple of yellow flags I'm observing and it's more of a 2nd half next year story I think but I agree it's a good opportunity here"
X Link 2025-12-04T15:58Z 29.6K followers, XXX engagements
"@Futurenvesting Refraining from joking about #1. But yes the cadence has improved"
X Link 2025-12-04T16:39Z 29.6K followers, 1676 engagements
"$PYPL and $KKR re-upped their BNPL loan purchase agreement in Europe. This is an extension from the 2023 deal. BNPL is accelerating and this reduces exposure to any default risk for PayPal and keeps the product more capital light. So what's changed from 2023 Quite a bit: 🟢 PayPal's BNPL rate: XXXX% (vs XXXX in '23). 🟢 $65b Loan Purchase Cap ($40b '23). 🟢 $6b replenishing commit ($3b prior). 🟢 Unified payment experience (including BNPL and a loyalty program) launched in the UK"
X Link 2025-11-17T16:39Z 29.6K followers, 12.6K engagements
"$PLTR High praise for Palantir's Alex Karp from Bill Ackman. Ackman's Pershing Square is around XX% cash and he recently discussed "very high-quality businesses are showing up at very attractive levels." There's one in particular he said they wanted to own for years they're finishing DD on and is now available at a bargain price. That's unlikely to be Palantir but it checks all the boxes of his investment principles except for the attractive valuation. I would be a little surprised but not shocked if Ackman bought Palantir here"
X Link 2025-11-23T21:20Z 29.6K followers, 56.9K engagements
"Robinhood adds two more IPO Access offers: $GEMI and $VIA. These all launch next week from the 10th through 12th. I won't mind getting some $KLAR"
X Link 2025-09-04T03:24Z 29.6K followers, 38.9K engagements
"$SOFI Tech Platform acceleration looks like it's coming next year (technically Q4 due to one-off from $CHYM). Debit cards don't sound that impressive but per an EY survey last year "Debit cards are the most popular payment form for Gen Z with XX% reporting daily or weekly use.""
X Link 2025-11-11T22:27Z 29.6K followers, 14.2K engagements
"$NVDA / $GOOGL Nvidia's stock reacted negatively to Google and Meta's discussion for Google's TPUs. While we don't officially know how Google's 7th (ironwood) generation will fare aside from releases by Google but it's unlikely that their TPUs will near the efficiency and max throughput Nvidia enjoys"
X Link 2025-11-28T19:21Z 29.6K followers, 20K engagements
"$PYPL PayPal drops again since their CFO states they're seeing consumer weakness continue even though guidance is intact. This is the third fireside chat they've mentioned that and every time the stock drops. At this point I'm beginning to believe it's just PayPal weakness not consumer weakness since we're not really hearing similar reads from others"
X Link 2025-12-03T15:43Z 29.6K followers, 119.3K engagements
"$HIMS Just announced a small (all cash) acquisition of Livewell in Canada and will begin serving customers there. The timing of this is interesting. $NVO failed to file to maintain Semaglutide's patent in Canada so branded Semaglutide can be sold in January. This acquisition is certainly being done to try and capture a larger share of that market"
X Link 2025-12-04T14:25Z 29.6K followers, 15.4K engagements
"$SOFI just announced a $1.5b stock offering (which will probably be up sized by 15%). This is the second time SoFi has done this in '25. The prior time I felt like it was a mistake in terms of the pricing (SoFi was moving upwards and I felt like dilution could be done at or around $30) and in terms of timing (just after their best earnings ever). Here I have no such objections. Yet the timing of this is very curious. Chris Lapointe had a fireside chat yesterday where they talked about the capital on the balance sheet and the optionality they maintain. When asked about mergers and acquisitions"
X Link 2025-12-04T21:32Z 29.6K followers, 45.9K engagements
/creator/x::Kross_Roads