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# ![@Kross_Roads Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::865651271193116673.png) @Kross_Roads Crossroads

Crossroads posts on X about $hood, $pypl, hood, $sofi the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::865651271193116673/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::865651271193116673/c:line/m:interactions.svg)

- X Week XXXXXXX +81%
- X Month XXXXXXXXX +45%
- X Months XXXXXXXXXX +13%
- X Year XXXXXXXXXX +9.10%

### Mentions: XX [#](/creator/twitter::865651271193116673/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::865651271193116673/c:line/m:posts_active.svg)

- X Week XXX -XX%
- X Month XXX +25%
- X Months XXXXX +0.72%
- X Year XXXXX -XX%

### Followers: XXXXXX [#](/creator/twitter::865651271193116673/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::865651271193116673/c:line/m:followers.svg)

- X Week XXXXXX +1.40%
- X Month XXXXXX +7.20%
- X Months XXXXXX +32%
- X Year XXXXXX +103%

### CreatorRank: XXXXXXX [#](/creator/twitter::865651271193116673/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::865651271193116673/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::865651271193116673/influence)
---

**Social category influence**
[stocks](/list/stocks)  #2983 [technology brands](/list/technology-brands)  XXXXX% [finance](/list/finance)  #4709 [cryptocurrencies](/list/cryptocurrencies)  #3022 [countries](/list/countries)  XXXX% [currencies](/list/currencies)  #1224 [exchanges](/list/exchanges)  X% [automotive brands](/list/automotive-brands)  XXX% [gaming](/list/gaming)  XXX% [fashion brands](/list/fashion-brands)  XXX%

**Social topic influence**
[$hood](/topic/$hood) #19, [$pypl](/topic/$pypl) #303, [hood](/topic/hood) #82, [$sofi](/topic/$sofi) #24, [palantir](/topic/palantir) #94, [$nvda](/topic/$nvda) #283, [$aehr](/topic/$aehr) #2, [$pltr](/topic/$pltr) #121, [nvda](/topic/nvda) #238, [amitisinvesting](/topic/amitisinvesting) #4

**Top accounts mentioned or mentioned by**
[@amitisinvesting](/creator/undefined) [@acce](/creator/undefined) [@spike_1567](/creator/undefined) [@dividendstreams](/creator/undefined) [@vipul_kashyap](/creator/undefined) [@irookieinvestor](/creator/undefined) [@phlemons](/creator/undefined) [@weary_centurion](/creator/undefined) [@stockstormx](/creator/undefined) [@ricster3](/creator/undefined) [@grok](/creator/undefined) [@lbattglia21665](/creator/undefined) [@juanrodrig07](/creator/undefined) [@funofinvesting](/creator/undefined) [@samsolid57](/creator/undefined) [@couchinvestor](/creator/undefined) [@spike1567](/creator/undefined) [@tjthewheeldeal](/creator/undefined) [@iamkkench](/creator/undefined) [@pasn1991](/creator/undefined)

**Top assets mentioned**
[Robinhood Markets, Inc. (HOOD)](/topic/$hood) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [RAI Finance (SOFI)](/topic/$sofi) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Palantir (PLTR)](/topic/$pltr) [PayPal USD (PYUSD)](/topic/$pyusd) [Ethereum (ETH)](/topic/$eth) [BITMINE IMMERSION TECH (BMNR)](/topic/$bmnr) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Klarna Group (KLAR)](/topic/$klar) [FIRST NB GROTON NY (FIGR)](/topic/$figr) [Duolingo, Inc. Class A Common Stock (DUOL)](/topic/$duol) [SBET (SBET)](/topic/$sbet) [SharpLink Gaming (SBET)](/topic/sharplink) [Bull Market (BULL)](/topic/$bull) [Mario Coin (COIN)](/topic/$coin) [Grab Holdings Limited Class A Ordinary Shares (GRAB)](/topic/$grab) [Shopify Inc (SHOP)](/topic/$shop) [Apple, Inc. (AAPL)](/topic/$aapl) [Navitas Semiconductor Corporation Common Stock (NVTS)](/topic/$nvts) [BlackRock Inc (BLK)](/topic/blackrock) [Enphase Energy Inc (ENPH)](/topic/$enph) [Hundred Million (100M)](/topic/$100m) [World Liberty Financial (WLFI)](/topic/$wlfi) [USDC (USDC)](/topic/$usdc) [Tether (USDT)](/topic/$usdt) [Accenture (ACN)](/topic/$acn) [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [Tesla, Inc. (TSLA)](/topic/$tsla) [Netflix Inc (NFLX)](/topic/$nflx) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Spotify Technology (SPOT)](/topic/$spot) [Dash (DASH)](/topic/$dash) [Gemini Space Station, Inc. Class A Common Stock (GEMI)](/topic/$gemi) [Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm) [Etsy Inc (ETSY)](/topic/$etsy) [American Express Company (AXP)](/topic/$axp) [Fifth Third Bancorp (FITB)](/topic/$fitb) [Truist Financial Corp (TFC)](/topic/$tfc)
### Top Social Posts [#](/creator/twitter::865651271193116673/posts)
---
Top posts by engagements in the last XX hours

"$PYPL PayPal ads are going to shock a lot of people next year. They've assembled a great team and the opportunity is immense"  
[X Link](https://x.com/Kross_Roads/status/1973415108886864195) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-01T15:50Z 28.1K followers, 22.6K engagements


"$ENPH Enphase is down massively after the Senate bill which proposes a milulti-year phase out of energy subsidies. It's a perfect storm between high interest rates a static housing market and regulation"  
[X Link](https://x.com/Kross_Roads/status/1935000465625735458) [@Kross_Roads](/creator/x/Kross_Roads) 2025-06-17T15:43Z 28K followers, 7482 engagements


"$PYPL An unusual move for PayPal. "Why is it moving" I have no idea. But what I do know is the market has been ignoring this for far too long. It's one of the best risk/rewards on the market"  
[X Link](https://x.com/Kross_Roads/status/1972676823612801209) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-29T14:56Z 28K followers, 55.2K engagements


"$PYPL PayPal CEO @acce is signing partnership after partnership in the Middle East. Today DP World partners with PayPal on X-border trade. Two days ago Ooredoo joined PayPal World. Last week PayPal Ventures announced $100m in funding for M.E. and Africa"  
[X Link](https://x.com/Kross_Roads/status/1974147878634598697) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-03T16:21Z 28K followers, 32.3K engagements


"$HOOD Robinhood adds an insider trading disclosure agreement to their predictions market. This is a healthy move. Volume also looks pretty good tonight"  
[X Link](https://x.com/Kross_Roads/status/1976456146966962346) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T01:14Z 28K followers, 11.5K engagements


"$HOOD This looks great. Toggle to what you need and are interested to on Robinhood"  
[X Link](https://x.com/Kross_Roads/status/1976741297881845762) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T20:07Z 28K followers, 9139 engagements


"@WOLF_Financial $FIGR"  
[X Link](https://x.com/Kross_Roads/status/1976803965280080251) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-11T00:16Z 28K followers, 1116 engagements


"These are the top X stablecoin chains backed by $USD in the world. $PYPL's $PYUSD stablecoin is #5 in terms of market cap but it's relevant to note that $WLFI right now is more of a empty market cap with little usage and $BUIDL is getting heavy usage but not for payments or Web3 applications. Yet we can see how dominant $USDC and $USDT really are relative to these other tokens - and they're still growing rapidly"  
[X Link](https://x.com/Kross_Roads/status/1977089829956731384) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-11T19:12Z 28K followers, 9488 engagements


"@TJTheWheelDeal I hold both. Tailwinds over the next X years favor $SOFI. Crypto winter looms as a strong possibility in that time f $HOOD. Glad both are my #1 and #2 positions but I won't be taking that bet"  
[X Link](https://x.com/Kross_Roads/status/1978211667512025373) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T21:29Z 28K followers, XXX engagements


"We're going from a place where nobody wanted the weight of banking regulations to a place where Mr. Beast may be launching a bank. Strange times"  
[X Link](https://x.com/Kross_Roads/status/1978499334313275835) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T16:32Z 28K followers, 16K engagements


"There is definitely something in the $AEHR. Welcome aboard Sachin. This is a multi-year investment and I don't think we see a significant revenue ramp for a couple of quarters but the market is forward -looking (usually)"  
[X Link](https://x.com/Kross_Roads/status/1978507823429435773) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T17:06Z 28K followers, 14.8K engagements


"$PYPL / $PYUSD minted $XXX TRILLION. Don't worry it was burned very quickly afterward as it was an error. The stablecoin is growing quickly by almost every measure but not THIS quickly. Funny moment though.😅"  
[X Link](https://x.com/Kross_Roads/status/1978562822733693232) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T20:45Z 28K followers, 13.6K engagements


"@Couch_Investor Agreed and reposted. Plus X more reads this AM"  
[X Link](https://x.com/Kross_Roads/status/1979145005022298145) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T11:18Z 28K followers, 1374 engagements


"@weary_centurion Woah. That's conviction"  
[X Link](https://x.com/Kross_Roads/status/1979261903508553799) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T19:03Z 28K followers, 1119 engagements


"@padredelaverde2 $AEHR is a microcap"  
[X Link](https://x.com/Kross_Roads/status/1979587362532311108) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:36Z 28K followers, XX engagements


"You either are grossly ignorant of how "evil" companies actually operate or have a fundamental misunderstanding of Palantir (a company created to protect and preserve Western freedoms and values like the first amendment). Perhaps both. Woe to those who call evil good and good evil"  
[X Link](https://x.com/Kross_Roads/status/1980029273940656262) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-19T21:52Z 28K followers, 1791 engagements


"@iamkkench $DUOL also impacted. They conspired to steal people's streaks. Oh the huge Manatee"  
[X Link](https://x.com/Kross_Roads/status/1980276350595236029) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T14:14Z 28K followers, XXX engagements


"On tech bros weekly we had a special guest. For some reason he streamed in twice. Thanks for joining us @PaperGainsInc and @DividendStreams to talk predictions markets on $HOOD acquisition and AI"  
[X Link](https://x.com/Kross_Roads/status/1977924121804566758) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T02:27Z 28.1K followers, 10.5K engagements


"$PLTR / $ACN acquired Decho to further scale Palantir. You know you're an amazing company when your partners make acquisitions to scale you further"  
[X Link](https://x.com/Kross_Roads/status/1978245341100085653) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T23:43Z 28.1K followers, 7781 engagements


"$SBET Devin Ryan (fantastic analyst) initiated coverage on this name last night with a $XX price target (factoring in a 1.4x mNAV premium though for now it trades under a 1.0). He sees $SBET's leadership as one of several key differentiators. On $ETH: "Ethereum is the leading smart contract blockchain and we believe adoption is set to accelerate materially providing powerful tailwinds for ETH." While I am invested in $BMNR instead of $SBET and I believe the ability to command a premium over mNAV is an asset for Bitmine (and not for Sharplink Gaming) if Ethereum does well both names should"  
[X Link](https://x.com/Kross_Roads/status/1978848583722938565) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T15:40Z 28.1K followers, 21.8K engagements


"Maybe it's just me but today doesn't seem that scary. This isn't a SVB contagion crisis. Major banks reported earlier and they're doing well. This is just a few banks that got a little sloppy with their underwriting process and issued loans they shouldn't have"  
[X Link](https://x.com/Kross_Roads/status/1978900928640987220) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T19:08Z 28.1K followers, 123.4K engagements


"Portfolio Update: It's been nearly X months since I've given an update on my portfolio holdings. There have been some major changes in my portfolio from the prior update. This image represents the portfolio allocation to each. $HOOD Robinhood just keeps growing as does its stock. It shifted up by X% to XXXX% of my portfolio due to out-performance of the stock. Part of this position was underwater covered calls but those have been cleared due to the tariff concerns last week. $PYPL PainPal has under-performed even while the company keeps launching interesting partnerships and products. I still"  
[X Link](https://x.com/Kross_Roads/status/1979256215734722882) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T18:40Z 28.1K followers, 126.4K engagements


"The typical pre-Monday green arrives. Random thought: if the macro holds we may see the beginnings of $SOFI's pre-earnings run to $XX but as Jamie Diamond said there may be more cockroaches out there (consumer/regional banking/lending fears) that hit the sector"  
[X Link](https://x.com/Kross_Roads/status/1980072427628446127) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T00:43Z 28.1K followers, 26.7K engagements


"$BMNR is up to 3.24m $ETH XXX% of the world's supply"  
[X Link](https://x.com/Kross_Roads/status/1980262185142997156) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T13:17Z 28.1K followers, 13.6K engagements


"$HOOD $BULL and $COIN all struggled this AM with an AWS outage. Some always cry "conspiracy" whenever these outages occur and they are probably right: this was a gigantic conspiracy to keep you from doing Wordle this morning ruining your weekly routine and streak"  
[X Link](https://x.com/Kross_Roads/status/1980274375128662442) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T14:06Z 28.1K followers, 14.1K engagements


"$PYPL PayPal is acquiring a XX% stake in a German digital commerce company up from 11%. Shopware has long been a partner of PayPal's. Back in 2023 they had over 20k merchants on Shopware integrated with PayPal who did more than 5b in payments annually. In a recent fireside chat Alex Chriss talked about being open to acquisitions in the future. I wonder if Shopware will be that initial move"  
[X Link](https://x.com/Kross_Roads/status/1980653057827275028) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T15:11Z 28.1K followers, 34.8K engagements


"Subjective but I like everything in my portfolio better plus a couple dozen names that aren't in my portfolio. I see $GRAB as something like $AMZN and $SHOP. Hard to see them disrupted and they're going to be good solid investments over the longer term. There will be times when they move fast but there's names I always seem to have higher conviction in whenever they start to look really attractive. I know some people (not Amit or I) like to have very broad portfolios of 30ish names. If that was the case $GRAB would probably be in there. I usually have XX or fewer"  
[X Link](https://x.com/Kross_Roads/status/1980725214570033580) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T19:57Z 28.1K followers, XXX engagements


"Bootleg Weekly is coming in hot NOW We're talking: $TSLA earnings eve $AMZN / AWS $GOOGL / Tensor chips / $NVDA and OpenAI Deal And more"  
[X Link](https://x.com/Kross_Roads/status/1980755539198984323) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T21:58Z 28.1K followers, 19.3K engagements


"$HOOD Robinhood Strategies: From $X to $X (billion)"  
[X Link](https://x.com/Kross_Roads/status/1981009710670389373) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T14:48Z 28.1K followers, 19.9K engagements


"$HOOD I like the new $SPOT / $NFLX mystery box reward on the Robinhood Gold card. 1) XX% is enough to get me to switch the payment method of my subscription (if it wasn't already switched). Subscription charges being automated on the credit card helps revenue be more durable. 2) This probably signifies some kind of partnership or agreement with these two (see also $AAPL $UBER $DASH $LYFT) to give a richer redemption reward to the user"  
[X Link](https://x.com/Kross_Roads/status/1981054652910358937) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T17:46Z 28.1K followers, 14.3K engagements


"@Couch_Investor @mvcinvesting Every stock became $PYPL today"  
[X Link](https://x.com/Kross_Roads/status/1981084242915271080) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T19:44Z 28.1K followers, XXX engagements


"Hah. Nah this is my individual account (2nd largest now) which uses the "free" $1k of margin so this little bit isn't even mine. It's just there to round out trades. Otherwise I don't tap into it. I should be able to sell $KLAR and have some additional funds coming in on Monday. More buys then"  
[X Link](https://x.com/Kross_Roads/status/1976648231091134830) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T13:57Z 28.1K followers, XX engagements


"Binance $COIN and $HOOD are all having issues right now. It's frustrating when these things happen in high volume moments. Get it together guys"  
[X Link](https://x.com/Kross_Roads/status/1976770198335373347) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T22:01Z 28.1K followers, 30.7K engagements


"$PLTR The leaked army memo outdated by a month when it hit the news cycle was much ado about nothing. It's amazing how poor the standard of journalism at certain institutions is these days"  
[X Link](https://x.com/Kross_Roads/status/1977240396657738161) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-12T05:10Z 28.1K followers, 8833 engagements


"$HOOD That annual run rate is bolstered in part by strong seasonality in sports but these are impressive numbers on Robinhood. I appreciate Juan for keeping track of this"  
[X Link](https://x.com/Kross_Roads/status/1977870451977121963) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T22:53Z 28.1K followers, 13K engagements


"$AEHR Test Systems posted a second strong trading day likely on the back of the $NVTS / $NVDA partnership announcement. Navitas' agreement showcased a suite of GaN (Gallium Nitride) and SiC high powered devices for Nvidia's next Gen AI factory. Nvidia designs Navitas builds. What does this have to do with Aehr They provide burn-in solutions for all kinds of chipsets but specifically are the leader of GaN testing at a wafer (sheet of uncut dyes) level. They are literally the only ones in the world with this technology (and also have a good edge on SiC). With Nvidia's high output requirements"  
[X Link](https://x.com/Kross_Roads/status/1978203783902507130) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T20:58Z 28.1K followers, 6612 engagements


"Bootleg Weekly is live in XX minutes We're talking about $SOFI "trolling" $HOOD is $AMZN a buy SOYBEANS (tariffs) and more Link below"  
[X Link](https://x.com/Kross_Roads/status/1978215234390135124) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T21:43Z 28.1K followers, 5031 engagements


"Interesting record. This is good (as is the trend) for brokerages like $HOOD"  
[X Link](https://x.com/Kross_Roads/status/1978302353380880642) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T03:30Z 28.1K followers, 11.1K engagements


"@hataf_capital @StockMKTNewz Yeah Webull has been rough this AM"  
[X Link](https://x.com/Kross_Roads/status/1980272522651459994) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T13:58Z 28.1K followers, XXX engagements


"@mazonaki500 Yeah both Webull and Robinhood are pretty slow right now. Things are getting through on $HOOD. $BULL is taking longer"  
[X Link](https://x.com/Kross_Roads/status/1980313778337272091) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T16:42Z 28.1K followers, XXX engagements


"Let me chime in and support Chris here. He's obviously biased in favor of $SOFI and his investment sizing reflects his bias. I'm very bullish on $SOFI but if I have to choose between the two definitely more biased towards $HOOD over $SOFI. That doesn't mean what Chris says and observes is wrong on $HOOD any more than it means my opinion is of no value on $SOFI. And I've seen Chris be critical of SoFi where it's warranted (see his last paragraph)"  
[X Link](https://x.com/Kross_Roads/status/1980386325908828658) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T21:31Z 28.1K followers, 3639 engagements


"@Kaminarizx3 Very interesting "Agentic Commerce" is definitely something $PYPL is all over"  
[X Link](https://x.com/Kross_Roads/status/1980678668054851939) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T16:52Z 28.1K followers, XXX engagements


"@amitisinvesting @ScrooogeUncle Yep and if it was just $AAPL that would likely be a flight to safety. But it isn't. Also crypto is unleashed today while metals are down. It's the opposite of flight to safety"  
[X Link](https://x.com/Kross_Roads/status/1980679267580359124) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T16:55Z 28.1K followers, 1781 engagements


"Hard disagree. There are times when it makes a lot more sense these are dated #'s from that report and they're making pretty weak assumptions on what your purchase would be on some items. When I do the box it's usually when I have a large specific purchase coming up IE paying for my tuition. X or X% cashback on it is 🔥. Plus the X% Cashback for XX days is just great. The slider (which can be adjusted) which assumes I'd spend just $XX on a grocery run feels like someone accidentally walking into a grocery store and making a small impulse purchase. Family of X and our most recent grocery trip"  
[X Link](https://x.com/Kross_Roads/status/1981072781057151077) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T18:58Z 28.1K followers, XXX engagements


"@iRookieInvestor @phlemons @RobinhoodApp @WellsFargo @amitisinvesting @Futurenvesting Thanks man Sharing this"  
[X Link](https://x.com/Kross_Roads/status/1981189208304734394) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-23T02:41Z 28.1K followers, XXX engagements


"$KLAR Klarna just dipped below its IPO price of $XX. It joins $GEMI. $FIGR ended up outperforming this cohort despite being more under the radar at the time. Sadly it was the one that I was most interested in but only received one share"  
[X Link](https://x.com/Kross_Roads/status/1972661988812521692) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-29T13:57Z 28.1K followers, 5402 engagements


"$KLAR Klarna is now back above its IPO price. BoomerangFX (which continues to grow rapidly) is deploying a BNPL option for their healthcare SaaS offering to shift their platform toward being a full suite for healthcare clinics. Stripe (for payment rails) Klarna and $AFRM are all being used"  
[X Link](https://x.com/Kross_Roads/status/1973810149241581776) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-02T17:59Z 28.1K followers, 7515 engagements


"1) Never will happen. Market caps mean it's essentially impossible and probably not a great cultural fit. 2) As someone whose #1 and #2 positions are both those companies it's usually $SOFI people talking smack about Robinhood not the other way around. There are exceptions of course but I'm probably as close to impartial between the two as can come else they wouldn't be a huge part of my portfolio. That said I do like the rivalry between the companies and I think it's a healthy thing especially for SoFi. And the rival reads between shareholders at least makes more sense than sofi and"  
[X Link](https://x.com/Kross_Roads/status/1977543429006467137) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T01:14Z 28.1K followers, 3548 engagements


"@amitisinvesting Amazing beats Great start to earnings season"  
[X Link](https://x.com/Kross_Roads/status/1978079707124892051) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T12:45Z 28.1K followers, 13.1K engagements


"@contrarcap For sports specifically sadly in aggregate this does better in recessionary times. There is cyclicality but it's not as pronounced as the market and crypto"  
[X Link](https://x.com/Kross_Roads/status/1979591585919893970) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:53Z 28.1K followers, XXX engagements


"This is my worst-performing of my X portfolios (thankfully the smallest: ROTH). These are the days to determine your risk tolerance not the +7% green days. If you see a number like that in your portfolio on one day and it causes you anguish or turmoil it's okay to de-risk. Take some profits build a hedge or pivot away from options leverage and high beta names. Shift some into more stable names or index funds. For me I love the volatility and wouldn't have it any other way. That said I'm glad this isn't in my X large portfolios"  
[X Link](https://x.com/Kross_Roads/status/1981089581974819315) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T20:05Z 28.1K followers, 9152 engagements


"@Spike_1567 This account is very heavy $SOFI but also has some $HOOD shares and $BMNR. A few other less volatile things too"  
[X Link](https://x.com/Kross_Roads/status/1981092603396575319) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T20:17Z 28.1K followers, XXX engagements


""Are you seriously disagreeing with the notion that $HOOD is gamifying trading" Yes. "whether it's confetti animations after a trade" That's not been a thing for X years. "visuals and swipes that mimic gaming apps" I'm not a big gamer app guy but I've never seen a game like the Robinhood interface. What game do you mean If you mean that a good UI that's easy to use = gamification that's a stretch. "minimizing any kind of friction to getting trades done" I mean that's every fintech out there. Minimizing friction whether in payments in investing in obtaining a home mortgate etc is good for"  
[X Link](https://x.com/Kross_Roads/status/1981093578316140745) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T20:21Z 28.1K followers, XXX engagements


"$HOOD We have a peek at Robinhood's Banking product thanks to @iRookieInvestor. This screenshot captures the contrast between direct deposit and none. There are some interesting perks on the second sheet. It appears they give a XX day trial / grace period of the premium perks for anyone"  
[X Link](https://x.com/Kross_Roads/status/1981189236100395495) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-23T02:41Z 28.1K followers, 14.9K engagements


"We've seen major announcements out of $SHOP $ETSY $GOOGL ChatGPT and $PYPL in the past few weeks on Agentic Commerce but will this really be a thing A YouGov survey shows it's too early to tell. Back in July only XX% of respondents indicated they used an AI shopping assistant and only XX% more said they're interested in using one. More than half indicated they're not interested. As Agentic Commerce rolls out the offer will have to be compelling to win over the majority with more than half not seeing any advantage from using an AI shopping assistant. That use case sems to revolve mostly around"  
[X Link](https://x.com/Kross_Roads/status/1973488191454810607) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-01T20:40Z 28.1K followers, 5246 engagements


"@acce @George_Dubs_ Wow that is great to hear Thanks for sharing this detail Alex Can't wait for the hard launch of PayPal World"  
[X Link](https://x.com/Kross_Roads/status/1976491015054721141) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T03:32Z 28.1K followers, 1818 engagements


"@Stock_Inf0 @acce @PayPal 100%"  
[X Link](https://x.com/Kross_Roads/status/1978568622780924227) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T21:08Z 28.1K followers, XXX engagements


"Also today: $AXP $FITB $TFC All very solid. Look at their comments and provision for credit losses. This isn't a $SVB moment much less a 2008 moment. There's cracks but nothing is broken"  
[X Link](https://x.com/Kross_Roads/status/1979144886361170422) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T11:18Z 28.1K followers, 11.3K engagements


"$SOFI International remittances are now live on SoFi. It's open to Mexico alone but this will be expanded"  
[X Link](https://x.com/Kross_Roads/status/1979223646917873937) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T16:31Z 28.1K followers, 13.4K engagements


"Fintech Friday is coming up in X hours We'll be chatting about some of our favorite fintechs and also discussing whether or not there's a threat to the banking sector via regional banks (and the impact on $SOFI). Link below"  
[X Link](https://x.com/Kross_Roads/status/1979311502319587765) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-17T22:20Z 28.1K followers, 5848 engagements


"@Iam_rouble @Web_Devepoler @acce Really a good way to advertise"  
[X Link](https://x.com/Kross_Roads/status/1979588607997304871) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:41Z 28.1K followers, XX engagements


"@PaSn1991 I've used it and love the product. Saw the IPO but haven't had a good chance to look. Yet"  
[X Link](https://x.com/Kross_Roads/status/1980823188121743363) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T02:27Z 28.1K followers, XX engagements


"$PYPL / $FOUR There are a lot of payment companies being ignored by the market. Shift4 (which I don't own) and PayPal (which I do) are particularly compelling here. $PYPL is unique in its XX% buyback yield coupled with a forward p/FCF of well under XX. The revenue growth will accelerate with Braintree headwinds abating though we won't see double digit growth until (at earliest) next year though I think by the EoY they might be closer than many expect to double digit top line growth but the focus has mostly been on fixing the bottom line numbers (and it's working). $FOUR has plenty of growth"  
[X Link](https://x.com/Kross_Roads/status/1972421807228518786) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-28T22:02Z 28.1K followers, 19.8K engagements


"$SBET / $BMNR I think SBET is doing a lot of things well among them their blend of liquid vs traditional staking and the tokenization of their ticker on the $ETH chain is also intriguing. But one thing went really wrong for them. They ran out of gas (cash) and were sitting under mNAV. When this happens you can't really buy back undervalued shares effectively and you can't even buy the $ETH dip. You're effectively a boat that ran out of gas and is just hoping the tide will bring it home. The impact They were also unable to participate in buying the dip for $ETH this month the accumulation"  
[X Link](https://x.com/Kross_Roads/status/1973066893868040554) [@Kross_Roads](/creator/x/Kross_Roads) 2025-09-30T16:46Z 28.1K followers, 25.1K engagements


"$PYPL PayPal World is a bigger deal than we were thinking. By Global Wallet they mean Global Wallet 👇"  
[X Link](https://x.com/Kross_Roads/status/1976491391061557290) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-10T03:34Z 28.1K followers, 20.7K engagements


"I'll just do a quick version of a reply. X - Not really. PSP is a triopoly between Braintree Adyen and Stripe. Braintree margin strategy shift means there were headwinds on growth this year. Even without this Stripe and Adyen would have grown their PSP volume more but all X are growing and the triopoly looks very intact. X - An ATH record of over XXX million. X - Actually no. X years ago Cash App was in a better place. Now it's essentially flipped. Venmo is accelerating faster and usually occupies a higher spot on the app store rankings. Importantly Venmo is going global next year. Cash app"  
[X Link](https://x.com/Kross_Roads/status/1977733792673534054) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T13:50Z 28.1K followers, 4945 engagements


"$HIMS With a casual XX% move. This is the first time they've broken out revenue (projected or otherwise) on the Hers product lines"  
[X Link](https://x.com/Kross_Roads/status/1978540350634336623) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T19:15Z 28.1K followers, 34.7K engagements


"$PYPL PayPal added X million debit card users in Germany since May (about 1m per month on average since the launch). H/T @FlexInvest7"  
[X Link](https://x.com/Kross_Roads/status/1978549698207113239) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-15T19:53Z 28.1K followers, 92.6K engagements


"$PLTR / $SNOW A few years ago there was a fundamental misunderstanding by some that Snowflake was a direct competitor to Palantir and would "eat their lunch." This was a gross misunderstanding of both what Palantir does and Snowflake's capabilities. Today Partnership. Both are great companies. This is a win-win"  
[X Link](https://x.com/Kross_Roads/status/1978843431129534575) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-16T15:20Z 28.1K followers, 11.9K engagements


"$HOOD The predictions market ramp continues on Robinhood. While these probably won't get the traffic of sports this is a vital addition to truly make this a predictions play vs mostly sports"  
[X Link](https://x.com/Kross_Roads/status/1979350818341220615) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T00:56Z 28.1K followers, 12K engagements


"Financial Times insinuated that there is a bubble in AI but made a significant math error when trying to prove it. As we enter the earnings season we're going to be reminded every week that AI isn't in a bubble phase. Long $NVDA"  
[X Link](https://x.com/Kross_Roads/status/1980252200333943114) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T12:38Z 28.1K followers, 10.9K engagements


"@Compounding1985 Revenue is there. Profitability Not so much for some. But these are very different companies leading the charge for the most part than 2000"  
[X Link](https://x.com/Kross_Roads/status/1980653550436041094) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T15:12Z 28.1K followers, XX engagements


"@amitisinvesting I will say that this might be a laggards pivot. I'm seeing names that have done poorly continue to reverse (see $LULU $PYPL $ADBE $CRM). Usually on no news"  
[X Link](https://x.com/Kross_Roads/status/1980666651478749654) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T16:05Z 28.1K followers, 4301 engagements


"$HOOD In an interview with Reuters Robinhood signaled openness to an acquisition to fuel their predictions market platform. Per JB McKenzie: "We as a firm are going to be looking to see if there is an acquisition that's available." Let's look at some candidates. X KALSHI @Kalshi is a natural fit both in terms of culture and they already backend most of the tech behind Robinhood's predictions market in the US. Their product is excellent as is their leadership team. Their valuation per a recent fundraise moved from $3b earlier in this summer to $5b. Kalshi is growing extremely quickly"  
[X Link](https://x.com/Kross_Roads/status/1977893102560899412) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T00:23Z 28.1K followers, 29.3K engagements


"I had the distinct pleasure to interview analyst @ddolev this weekend and chat about $PYPL $SOFI $HOOD and $XYZ in addition to general market and macro topics. Here are some of his thoughts on what changes the market's perception on PayPal. Link to the full video below"  
[X Link](https://x.com/Kross_Roads/status/1980336651575652783) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T18:13Z 28.1K followers, 19.9K engagements


"@ColinJSharpe @Elianoayounes Swing and a miss. That's not how the tech works. Not at all. Get a friend who is a software engineer to look at their architecture. There's a proverb that comes to mind. "Better to remain silent and be thought a fool than to speak and to remove all doubt.""  
[X Link](https://x.com/Kross_Roads/status/1981007247510794453) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T14:38Z 28.1K followers, XXX engagements


"$PYPL The interview with PayPal's CEO @acce is now live We discussed Investor Day $PYUSD Ads and more Here's a taste. Full interview link below"  
[X Link](https://x.com/Kross_Roads/status/1895510149516906947) [@Kross_Roads](/creator/x/Kross_Roads) 2025-02-28T16:23Z 28.1K followers, 154.1K engagements


"Green Monday incoming. What will you get with the gains on Monday I'm thinking Mexican food sounds good. Maybe could go for some TACOs. 😉"  
[X Link](https://x.com/Kross_Roads/status/1977528158292206062) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T00:13Z 28.1K followers, 15.5K engagements


"$PLTR Palantir shareholder questions are a bit rough. Know what you own"  
[X Link](https://x.com/Kross_Roads/status/1977840747081879960) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-13T20:55Z 28.1K followers, 13K engagements


"Banks posted amazing earnings today Two things: X It's always great to start off earnings on a strong positive note. Especially when there's some turbulence due to tariffs. X $SOFI will put up some great numbers. It's nice that there are so many tailwinds in this space"  
[X Link](https://x.com/Kross_Roads/status/1978079674296160536) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T12:45Z 28.1K followers, 27.3K engagements


"$PYPL Why is Venmo's integration into PayPal world in Q1 '26 a significant layup It gives the XX million active Venmo users who are already not PayPal users (probably higher) access to PayPal globally and every other wallet which integrates"  
[X Link](https://x.com/Kross_Roads/status/1978080850546774462) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-14T12:50Z 28.1K followers, 12.3K engagements


"$HOOD predictions markets in October. We're half a month in and it looks like we're on track for $25m in revenue from just the sports side of predictions markets. Fast forward a little to international expansion + advertising this product (they're just starting) + XXX more predictions markets being launched in the next few weeks and it's easy to be bullish on Robinhood's revenue from this line"  
[X Link](https://x.com/Kross_Roads/status/1979588365998559248) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-18T16:40Z 28.1K followers, 21.5K engagements


"$AEHR This is a pretty large move for a no news day. What's happening Two tailwinds. X Gallium Nitride $NVTS (a specialist in high-powered chipset design for SiC and more importantly GaN) and $NVDA announced a deal yesterday. The tailwinds for Gallium Nitride are real and will benefit Navitas. $AEHR likely is already a partner as a burn-in solution but even if not GaN acceleration is key for $AEHR who are the only ones in the world that provide testing equipment for GaN at the wafer level. These two stocks will likely trade together for a while. X Sector rotation. The $RUT was up X% which"  
[X Link](https://x.com/Kross_Roads/status/1980376923474723071) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T20:53Z 28.1K followers, 5216 engagements


"$SOFI SoFi launched their international remittance product last week to Mexico. So how competitive is that rate and how does it stack up against Wise and $PYPL's Xoom (to name just X of many competitors) To send $XXX USD to Mexico here's how the fees stack up: $SOFI (from the example) - $.80 total fees. 1994 MXN received. Wise: $XXXX USD fee (exchange rate $X USD to $XXXXXXX MXN). Recipient gets 1806.47. $PYPL's Xoom: No fee (exchange rate $X USD to XXXXX MXN). Recipient gets 1881 MXN.* (First time rate only; looks like it's a bit more expensive for non-first-timers). $SOFI LOOKS cheaper but"  
[X Link](https://x.com/Kross_Roads/status/1980395602983707067) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-20T22:08Z 28.1K followers, 84.1K engagements


"@Pepe_Lugardo $WU is already toast"  
[X Link](https://x.com/Kross_Roads/status/1980452330035376535) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T01:53Z 28.1K followers, XXX engagements


"@deyenx Via Lightspark (Bitcoin rails)"  
[X Link](https://x.com/Kross_Roads/status/1980591857517388287) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T11:07Z 28.1K followers, XXX engagements


"This is a great take by Rihard. $GOOGL TPU chips might be legitimately good otherwise $NVDA might have acted differently. We know that Google's earliest tensor chips were usually seen as inferior to snapdragon counterparts but their reputation has improved and Ironwood (their 7th Gen chip designed for inference) was announced prior to these moves. This part of Google's business hasn't been taken seriously before. Maybe it's time"  
[X Link](https://x.com/Kross_Roads/status/1980665983980204512) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T16:02Z 28.1K followers, 19.5K engagements


"@amitisinvesting Yeah as an outsider looking in $GRAB is just fine even if the stock is frustrating. I think there are better opportunities but this one will award shareholders who have patience over time"  
[X Link](https://x.com/Kross_Roads/status/1980674374786068495) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-21T16:35Z 28.1K followers, 8663 engagements


"Have you used the Robinhood gold credit card app If not I have and I can tell you "mystery box" is not something they are pushing on people or encouraging them to use. The only one that is being pushed is the redemption for credit card balance (which is sub-optimal and no user should choose that one). Your thesis of "behavioral psychology to their benefit at the expense of users" neglects this and also makes it sound like Robinhood isn't being extremely generous with the rewards (and frankly nobody can top their X% aside from edge cases even among the other redemption options on Robinhood)."  
[X Link](https://x.com/Kross_Roads/status/1981074898727444630) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T19:07Z 28.1K followers, XXX engagements


"If they were trying to push the mystery box hard there would be a lot more notifications (there have been none) and it would certainly be above the very niche gold card (either variety; one of which costs 850000 points and I can't imagine many takers). And no that's clearly NOT what Chris meant by gamification. Here is his context. "Extrapolating from those points do you believe gamified active trading by retail in stocks options and crypto on HOOD is optimal for their clients" This is why I asked. I don't see gamification on stocks options or crypto here. IF he were talking about mystery box"  
[X Link](https://x.com/Kross_Roads/status/1981083086487228568) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T19:39Z 28.1K followers, 1422 engagements


"I wouldn't say everything but yes. It's common. And it's not all bad. $DUOL uses gamification to help people learn a language (well in theory at least). That's amazing. I've seen productivity ads with little "special missions" like make your bed etc. Not a product for me (and it's pretty sad) but hey if gamification makes a person more productive and get things done that's beautiful. Of course much of this is at best neutral and at worst destructive to individuals"  
[X Link](https://x.com/Kross_Roads/status/1981083703435808906) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-22T19:42Z 28.1K followers, XXX engagements


"@SoJustFollowMe I appreciate the warning. I'm not a rookie investor but if I was new I'd appreciate the comment. This post was mostly geared towards newer investors that only have known the bull market"  
[X Link](https://x.com/Kross_Roads/status/1981187496395313610) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-23T02:34Z 28.1K followers, XX engagements


"@samsolid57 Call me old fashioned but man do I not love the government getting equity stakes left and right"  
[X Link](https://x.com/Kross_Roads/status/1981192211703484792) [@Kross_Roads](/creator/x/Kross_Roads) 2025-10-23T02:53Z 28.1K followers, XXX engagements