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[@ObjIfDividendz](/creator/twitter/ObjIfDividendz)
"PAY OFF CREDIT CARD series Day 4: July XX (sorry for the late update) Grok Sign up for a gig app (e.g. Uber Eats SkipTheDishes) Download an app set up profile. Check local demand for delivery or tasks"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949484814823772422) 2025-07-27 14:59:34 UTC XXX followers, XX engagements


"PAY OFF CREDIT CARD series Day 1: July XX Grok Cancel unused subscriptions (e.g. streaming gym). Check bank statements for recurring charges (e.g. Netflix Spotify etc) Cancel via app or customer service. Redirect savings to card"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949138913408287011) 2025-07-26 16:05:04 UTC XXX followers, XX engagements


"Welcome to my PAY OFF CREDIT CARD series July XX - August XX I have asked both Grok and ChatGPT to build me XX day calendars with tasks I could do to pay off my $2500 credit balance within that timeframe"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949487518220726681) 2025-07-27 15:10:18 UTC XXX followers, XX engagements


"takeout ChatGPT Inventory XX items to sell online (clothes gadgets tools) Action: List X of them today Success ✔ I listed some laundry detergent some plug in refills and razors. Already sold some of the refills. $XX to be redirected to credit card balance right now"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949484450745598069) 2025-07-27 14:58:07 UTC XXX followers, XX engagements


"Action: None. I have already done this exercise and I have no subscription left. to anything I had Audible (already cancelled) and that's it ChatGPT Review credit card statement in detail. Take note of: Interest rate - 12.99%"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949138918189793324) 2025-07-26 16:05:06 UTC XXX followers, XX engagements


"So many are leaving us Rest in Peace Terry Gene Bollea Hulk Hogan 🙏"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949486637286588800) 2025-07-27 15:06:48 UTC XXX followers, XX engagements


"PAY OFF CREDIT CARD series Day 2: July XX Grok Sell 1-2 clothing items on Poshmark. List trendy or gently used clothes. Use good photos detailed descriptions. Poshmark's XX% fee applies for sales over $15"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949156716651946250) 2025-07-26 17:15:49 UTC XXX followers, XX engagements


"PAY OFF CREDIT CARD series Day 6: July XX (sorry I'm a day behind I will get up to speed tomorrow I am beat 🥱) Grok Do a X hour delivery shift (e.g. Uber Eats DoorDash) Work during peak hours Apply earnings to card. Earnings vary by city"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949485492963049532) 2025-07-27 15:02:15 UTC XXX followers, XX engagements


"PAY OFF CREDIT CARD series Day 3: July XX Grok Cook dinner at home instead of eating out Potential savings $10-30 Use pantry staples for a meal (e.g. rice lentils) Avoid takeout or restaurants Action: Self-explanatory. Success ✔ "Ate at home" even though I was craving"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949484446295396668) 2025-07-27 14:58:06 UTC XXX followers, XX engagements


"Action: Unfortunately (or fortunately ha ha) I live "in the boonies" (very rural area). These services are not readily available for me to do. Not sure my car would qualify anyways. But I will check tomorrow ChatGPT No spend day"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949484819064455197) 2025-07-27 14:59:35 UTC XXX followers, X engagements


"PAY OFF CREDIT CARD series Day 5: July XX Grok Negotiate a bill (e.g. internet phone) ➡Call your provider and ask for discounts or loyalty offers. Mention competitors ChatGPT Call your credit card company to negotiate a lower APR ➡Even a small drop saves money"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949484913427718317) 2025-07-27 14:59:57 UTC XXX followers, XX engagements


"Will also try to limit my outings in order to save on gas (estimated savings: $30-40/week - please note I WFH 100%) I also was putting $100/week into long term savings for a convention happening next year. I have paused this until the credit card balance is zero"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949156734129565940) 2025-07-26 17:15:53 UTC XXX followers, XX engagements


"Build your "bare bones" XX day budget Strip out all non-essential spending Action: Identify at least $XXX to redirect My budget is pretty "bare bones" already. However I will try not to eat out at all for the duration of this challenge (estimated savings: $50-100/week)"  
![@ObjIfDividendz Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::735071928.png) [@ObjIfDividendz](/creator/x/ObjIfDividendz) on [X](/post/tweet/1949156726600765801) 2025-07-26 17:15:51 UTC XXX followers, XX engagements