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[@rcwhalen](/creator/twitter/rcwhalen)
"Such a funny dance: Why does $APO buy tired media assets @CharlesGaspari8 . Like we said: Michael Whalen: Will Streaming Kill Big Media"  
[X Link](https://x.com/rcwhalen/status/1977815418288189654) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T19:15Z 43.7K followers, 2556 engagements


"Hey @CGasparino doesn't $APO own @YahooFinance also Portfolio is growing"  
[X Link](https://x.com/rcwhalen/status/1977819586809758004) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T19:31Z 43.7K followers, 2495 engagements


"@wesbury And fed funds market is about to collapse thanks to "ample reserves" policy going back to Bernanke. @tomkeene"  
[X Link](https://x.com/rcwhalen/status/1978443178458984715) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:49Z 43.7K followers, 2940 engagements


"$PNC + FirstBank = Shareholder Value Nope @YahooFinance 🤮🤢😝 @BankRegData"  
[X Link](https://x.com/rcwhalen/status/1966189570191736908) [@rcwhalen](/creator/x/rcwhalen) 2025-09-11T17:18Z 43.8K followers, 2539 engagements


"$APO is set to use a rare structure to raise $XX billion from insurers people with knowledge of the matter said in the latest illustration of the increasing ties between private capital and annuity providers"  
[X Link](https://x.com/rcwhalen/status/1971185700721807853) [@rcwhalen](/creator/x/rcwhalen) 2025-09-25T12:11Z 43.7K followers, 2237 engagements


"SO $FITB + $CMA a tad above book The former puts the latter out of our misery. A gift for CMA holders. XX banks merged in Q2. @YahooFinance"  
[X Link](https://x.com/rcwhalen/status/1975235661541056619) [@rcwhalen](/creator/x/rcwhalen) 2025-10-06T16:24Z 43.7K followers, 1992 engagements


"Annaly Capital partners with Pennymac in strategic #MSR deal $NLY $PFSI"  
[X Link](https://x.com/rcwhalen/status/1975685982533132518) [@rcwhalen](/creator/x/rcwhalen) 2025-10-07T22:13Z 43.8K followers, 2235 engagements


"Does Fifth-Third + Comerica = Value ICYMI  Really bad deal for $FITB shareholders. Start screaming folks. $CMA is a dead man walking. @SaraEisen @jimcramer @federalreserve #FFIEC @FDICgov"  
[X Link](https://x.com/rcwhalen/status/1976272242842710508) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T13:03Z 43.7K followers, 1859 engagements


"He be a dead man walking. $FITB $CMA"  
[X Link](https://x.com/rcwhalen/status/1976295322025590996) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T14:34Z 43.7K followers, 2448 engagements


"Looking forward to speaking with @juleshyman on @YahooFinance 10:15 ET this AM. So many things to talk about. US stocks are near ATHs but down in terms of #gold. And $FITB + $CMA. Call it what it is: A rescue by the folks in Cincinnati"  
[X Link](https://x.com/rcwhalen/status/1976612173943275908) [@rcwhalen](/creator/x/rcwhalen) 2025-10-10T11:34Z 43.7K followers, 2017 engagements


"The Rapid Growth in #NDFI Loans Starting to Bite U.S. Banks Q3 should be quite amusing. We just posted a note on $PNC and many caveats there as well. @FDIC"  
[X Link](https://x.com/rcwhalen/status/1966219685596454914) [@rcwhalen](/creator/x/rcwhalen) 2025-09-11T19:17Z 43.8K followers, 2715 engagements


"$PNC + #FirstBank = Shareholder Value ICYMI Sadly no value creation here"  
[X Link](https://x.com/rcwhalen/status/1966515369914364080) [@rcwhalen](/creator/x/rcwhalen) 2025-09-12T14:52Z 43.8K followers, 1945 engagements


"Does Fifth-Third + Comerica = Value $FITB $CMA"  
[X Link](https://x.com/rcwhalen/status/1976003533670391881) [@rcwhalen](/creator/x/rcwhalen) 2025-10-08T19:15Z 43.8K followers, 2008 engagements


"If you stare at the $CMA financials for a few minutes pretty obvious this bank is running off. No effort to trim expenses since '23. How did $FITB get to "yes" must ask. . @KarenPetrou"  
[X Link](https://x.com/rcwhalen/status/1976009744939950154) [@rcwhalen](/creator/x/rcwhalen) 2025-10-08T19:40Z 43.8K followers, 2012 engagements


"@JG_Nuke Correct. I cannot figure out why $FITB would do this deal. The "core deposits" of $CMA are not worth paying a XX% premium to tangible book. Book plus a big kiss makes sense maybe. But the failure of CMA to cut overhead since 2023 is scary. FITB will need a chainsaw. 🪚🪚🪚"  
[X Link](https://x.com/rcwhalen/status/1976299421353598997) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T14:51Z 43.8K followers, XXX engagements


"@ZManSFl @real_bill_gross Always. The markets are already tell us what we need to know about large cap banks. @Citi is the only top X bank by assets in our top ten market performers in Q3. Look at the rest of the group. And of course $CMA at the top due to $FITB purchase"  
[X Link](https://x.com/rcwhalen/status/1979503132955607375) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T11:01Z 43.8K followers, XX engagements


"Reader Bill: "To be honest I've not looked at $CMA in a while. The Ford history lesson in the article was cool so I just bought your book. Looking forward to reading it.""  
[X Link](https://x.com/rcwhalen/status/1977817720080203876) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T19:24Z 43.8K followers, 2612 engagements


"Profile: Comerica Inc.  $CMA"  
[X Link](https://x.com/rcwhalen/status/1674054056673783810) [@rcwhalen](/creator/x/rcwhalen) 2023-06-28T13:56Z 43.8K followers, 3060 engagements


"#NDFI Lending FAQs Good stuff Adam. It's exposure at default (#EAD) on this crapola worries me. Regulators in full retreat on bank credit quality because it is so dreadful. $BMO And we will lower capital requirements too @KarenPetrou Purple line is unused contracted credit backing exposures Adam outlines. 🥳🤡🤮 @FDICgov"  
[X Link](https://x.com/rcwhalen/status/1973151649683197954) [@rcwhalen](/creator/x/rcwhalen) 2025-09-30T22:23Z 43.8K followers, 2412 engagements


"#NomDePlumber: "Good news: Your private equity asset manager reported excellent profits beating out public-asset benchmarks and perhaps warranting performance-incentive fees. Not-So-Good News: Your asset manager cannot sell those assets at their reported valuations and you cannot get back your money (minus those fees of course).""  
[X Link](https://x.com/rcwhalen/status/1975177377694040521) [@rcwhalen](/creator/x/rcwhalen) 2025-10-06T12:32Z 43.8K followers, 3684 engagements


"Trump Call for Fannie Freddie to Spur Building Is Mystery @YahooFinance Home builders have already dug a BIG hole with loan buydowns. Does @pulte know or care P(d) of these subsidized loans will be much higher. @Lennar @PulteHomes @KatyODonnell_"  
[X Link](https://x.com/rcwhalen/status/1976297595354984524) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T14:43Z 43.8K followers, 2263 engagements


"The average 30-year fixed mortgage rate would need to be XXXX% to make the median-priced U.S. home affordable for the median-income household estimates Zillow. via @NewsLambert Wait for it. 2028 home price reset"  
[X Link](https://x.com/rcwhalen/status/1978442566543511652) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:47Z 43.8K followers, 2027 engagements


"$MGM drops out of the casino race Good move"  
[X Link](https://x.com/rcwhalen/status/1978442949332549913) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:48Z 43.8K followers, 2096 engagements


"Getting pumped for discussion with @bsurveillance and @tomkeene at the top of the hour. Fed banks housing and maybe a little #Inflated @DavidKotokGIC"  
[X Link](https://x.com/rcwhalen/status/1978443526590324785) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:51Z 43.8K followers, 2673 engagements


"Powell acknowledged that the central bank may have kept purchasing mortgage-backed securities (MBS) for too longbut hes also unsure how much it actually contributed to the Pandemic Housing Boom. via @NewsLambert"  
[X Link](https://x.com/rcwhalen/status/1978796156026229102) [@rcwhalen](/creator/x/rcwhalen) 2025-10-16T12:12Z 43.8K followers, 2523 engagements


"Experian to offer VantageScore XXX for free; some MBS could feel shutdown impacts Like we said. @Experian"  
[X Link](https://x.com/rcwhalen/status/1979135465522340264) [@rcwhalen](/creator/x/rcwhalen) 2025-10-17T10:40Z 43.8K followers, 2825 engagements


"#Bitcoin Extends Slide as $XXX Billion Erased Since #Crypto Crash Like we said. Turns out crypto is not electronic gold but a derivative of global equity markets. And Q4 is going to be ever more fun as banks puke out surprises. @PeterSchiff @zerohedge @DailyReckoning @jamesrickards"  
[X Link](https://x.com/rcwhalen/status/1979201229482754514) [@rcwhalen](/creator/x/rcwhalen) 2025-10-17T15:01Z 43.8K followers, 3290 engagements


"Trading Points: Banks Stocks #Gold and #Crypto Assets Diverge"  
[X Link](https://x.com/rcwhalen/status/1979216335805517838) [@rcwhalen](/creator/x/rcwhalen) 2025-10-17T16:02Z 43.8K followers, 2970 engagements


"Oh and for the record we sold our bank stocks before Jackson hole and leaned heavy into gold. Did very well on the April-August trade in $AXP and $SCHW. Now just bank preferred and our favorite REIT $NLY in terms of financials"  
[X Link](https://x.com/rcwhalen/status/1979508566240149696) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T11:23Z 43.8K followers, 2489 engagements


"It's 1925 all over again. "The Florida real estate market peaked in 1925 before collapsing in 1926. The boom which was characterized by over-speculation and easy credit ended with a sudden halt in new customers and a rush of existing investors trying to sell their properties.""  
[X Link](https://x.com/rcwhalen/status/1979509456359551317) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T11:26Z 43.8K followers, 1128 engagements


"@milesdeutscher Naw long gold and short $BTC is the trade. After past two weeks bitcoin is clearly correlated to stocks and fear. @ThinkingUSD @CNBC @bsurveillance @YahooFinance"  
[X Link](https://x.com/rcwhalen/status/1979511311860994292) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T11:34Z 43.8K followers, XXX engagements


"It's cold in the Hudson Valley this AM. The doggies are sleeping in but the roses are still OK"  
[X Link](https://x.com/rcwhalen/status/1979512475168178568) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T11:38Z 43.8K followers, 2252 engagements


"@StevenYamada1 Yep. But most of the $BTC gains were a decade ago"  
[X Link](https://x.com/rcwhalen/status/1979513613627867474) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T11:43Z 43.8K followers, XXX engagements


"Sterling Bay faces default on empty Lincoln Yards biotech building Ugh. I still cannot believe that George went into this deal in the first place. $OZK @MorningAnswer"  
[X Link](https://x.com/rcwhalen/status/1979523421093384202) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T12:22Z 43.8K followers, 2488 engagements


"Feds seize $XX billion in crypto from pig butchering scheme involving forced labor camps @KaraScannell @CNN"  
[X Link](https://x.com/rcwhalen/status/1979524637257081258) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T12:27Z 43.8K followers, 2227 engagements


"Obama's $X Billion Presidential Library Looks Like A Tower Of Doom So true. Damage to the US by #Obama is incalculable"  
[X Link](https://x.com/rcwhalen/status/1979535821863583924) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T13:11Z 43.8K followers, 2712 engagements


"@SriKGlobal @federalreserve How do you feel about Bill Nelson's prediction for @bankpolicy that the fed funds market is about to collapse Senate ought to ask Miki Bowman about that next week. When Powell finally admitted buying MBS was a mistake had to laugh"  
[X Link](https://x.com/rcwhalen/status/1979537814036398117) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T13:19Z 43.8K followers, XXX engagements


"Big threat facing @POTUS in next year or so is the collapse the the Bernanke/Yellen/Powell experiment in #QE. While "reserves" don't directly flow into stocks impact of asset purchases on all markets is profound"  
[X Link](https://x.com/rcwhalen/status/1979543637399588887) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T13:42Z 43.8K followers, 2627 engagements


"Plus Tempo raises a whopping $500M"  
[X Link](https://x.com/rcwhalen/status/1979588430242709773) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T16:40Z 43.8K followers, 1993 engagements


"Bad loans reported by Zions and Western Alliance this week can be traced back to the bankruptcy of a commercial real estate investment firm in Southern California earlier this year #yizhuWang"  
[X Link](https://x.com/rcwhalen/status/1979598865239306532) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T17:22Z 43.8K followers, 2513 engagements


"Big reader on @pulte attack: "All PR is good even when not flattering. It means you are worth considering. Good for you. Not a bad idea to ignore him.""  
[X Link](https://x.com/rcwhalen/status/1979615872508670254) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T18:29Z 43.8K followers, 2164 engagements


"@ShaneMa01033790 @ZManSFl @real_bill_gross Nope. Private credit is in the nonbanks as well in fact primarily. $APO $ARES $BN $BAM etc"  
[X Link](https://x.com/rcwhalen/status/1979668729920385513) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T21:59Z 43.8K followers, XXX engagements


"LA landlord Gerald Marcil among investors accused of bait-and-switching banks $WAL $ZION"  
[X Link](https://x.com/rcwhalen/status/1979669000213922024) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T22:00Z 43.8K followers, 2339 engagements


"Jefferies was defrauded by First Brands says chief executive via @ft Really Due diligence $JEF may not survive this. And"  
[X Link](https://x.com/rcwhalen/status/1979680817187348904) [@rcwhalen](/creator/x/rcwhalen) 2025-10-18T22:47Z 43.8K followers, 3624 engagements