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#  @rcwhalen Richard Christopher Whalen
Richard Christopher Whalen posts on X about $cma, $fitb, $pfsi, $nly the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.
### Engagements: XXXXX [#](/creator/twitter::27212395/interactions)
- X Week XXXXXX +30%
- X Month XXXXXXX -XXXX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX -XX%
### Mentions: XX [#](/creator/twitter::27212395/posts_active)
- X Week XX +43%
- X Month XXX -XXXX%
- X Months XXX +2.40%
- X Year XXXXX +4.20%
### Followers: XXXXXX [#](/creator/twitter::27212395/followers)
- X Week XXXXXX +0.02%
- X Month XXXXXX -XXXX%
- X Months XXXXXX +2.70%
- X Year XXXXXX +6.50%
### CreatorRank: XXXXXXX [#](/creator/twitter::27212395/influencer_rank)
### Social Influence [#](/creator/twitter::27212395/influence)
---
**Social category influence**
[stocks](/list/stocks) XXX% [finance](/list/finance) XXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% [automotive brands](/list/automotive-brands) XXX%
**Social topic influence**
[$cma](/topic/$cma) #20, [$fitb](/topic/$fitb) #31, [$pfsi](/topic/$pfsi) #2, [$nly](/topic/$nly) #2, [fed](/topic/fed) #968, [$jpm](/topic/$jpm) 0.41%, [stocks](/topic/stocks) 0.41%, [$apo](/topic/$apo) #44, [mbs](/topic/mbs) 0.41%, [#crypto](/topic/#crypto) #702
**Top accounts mentioned or mentioned by**
[@potus](/creator/undefined) [@pulte](/creator/undefined) [@federalreserve](/creator/undefined) [@secscottbessent](/creator/undefined) [@markets](/creator/undefined) [@yahoofinance](/creator/undefined) [@fdicgov](/creator/undefined) [@fhfa](/creator/undefined) [@jimcramer](/creator/undefined) [@ustreasury](/creator/undefined) [@londonsw](/creator/undefined) [@julialaroche](/creator/undefined) [@georgeselgin](/creator/undefined) [@jorgeponce18300](/creator/undefined) [@realdonaldtrump](/creator/undefined) [@jeffcoxcnbccom](/creator/undefined) [@natmortgagenews](/creator/undefined) [@stimpyz1](/creator/undefined) [@biancoresearch](/creator/undefined) [@ft](/creator/undefined)
**Top assets mentioned**
[Comerica, Inc. (CMA)](/topic/$cma) [Fifth Third Bancorp (FITB)](/topic/$fitb) [PennyMac Financial Services, Inc. Common Stock (PFSI)](/topic/$pfsi) [Annaly Capital Management, Inc. (NLY)](/topic/$nly) [JPMorgan Chase (JPM)](/topic/$jpm) [Apollo Global Management, Inc. (APO)](/topic/$apo) [PNC Financial Services Group Inc (PNC)](/topic/$pnc) [Wells Fargo & Co (WFC)](/topic/$wfc) [Decentral Games ICE (ICE)](/topic/$ice) [Bank of Montreal (BMO)](/topic/$bmo) [MGM Resorts International (MGM)](/topic/$mgm) [Bitcoin (BTC)](/topic/bitcoin)
### Top Social Posts [#](/creator/twitter::27212395/posts)
---
Top posts by engagements in the last XX hours
"He be a dead man walking. $FITB $CMA"
[X Link](https://x.com/rcwhalen/status/1976295322025590996) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T14:34Z 43.7K followers, 2408 engagements
""Nations largest mortgage lenders service providers hit with allegations of price-fixing; Class action suit alleges anti-competitive practices from data-sharing network" Ugh @OptimalBlue Why did $ICE unit #BlackKnight think sharing client data was OK @ScotsmanGuide"
[X Link](https://x.com/rcwhalen/status/1977810682260398437) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T18:56Z 43.7K followers, 2522 engagements
"Getting pumped for discussion with @bsurveillance and @tomkeene at the top of the hour. Fed banks housing and maybe a little #Inflated @DavidKotokGIC"
[X Link](https://x.com/rcwhalen/status/1978443526590324785) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:51Z 43.7K followers, 2229 engagements
"Does Fifth-Third + Comerica = Value $FITB $CMA"
[X Link](https://x.com/rcwhalen/status/1976003533670391881) [@rcwhalen](/creator/x/rcwhalen) 2025-10-08T19:15Z 43.7K followers, 1988 engagements
"@andrewcoye I get it but not happening yet. JPM has so many structural advantages over other banks. Start with the fact that all of the holdco double leverage is funded with equity. That purple line at the bottom is $JPM. WFC is up in Q3"
[X Link](https://x.com/rcwhalen/status/1978107226817532073) [@rcwhalen](/creator/x/rcwhalen) 2025-10-14T14:34Z 43.7K followers, XX engagements
"Looking forward to speaking with @juleshyman on @YahooFinance 10:15 ET this AM. So many things to talk about. US stocks are near ATHs but down in terms of #gold. And $FITB + $CMA. Call it what it is: A rescue by the folks in Cincinnati"
[X Link](https://x.com/rcwhalen/status/1976612173943275908) [@rcwhalen](/creator/x/rcwhalen) 2025-10-10T11:34Z 43.7K followers, 1984 engagements
"Hey @CGasparino doesn't $APO own @YahooFinance also Portfolio is growing"
[X Link](https://x.com/rcwhalen/status/1977819586809758004) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T19:31Z 43.7K followers, 2354 engagements
"Annaly Capital partners with Pennymac in strategic #MSR deal $NLY $PFSI"
[X Link](https://x.com/rcwhalen/status/1975685982533132518) [@rcwhalen](/creator/x/rcwhalen) 2025-10-07T22:13Z 43.7K followers, 2214 engagements
"#NDFI Lending FAQs Good stuff Adam. It's exposure at default (#EAD) on this crapola worries me. Regulators in full retreat on bank credit quality because it is so dreadful. $BMO And we will lower capital requirements too @KarenPetrou Purple line is unused contracted credit backing exposures Adam outlines. 🥳🤡🤮 @FDICgov"
[X Link](https://x.com/rcwhalen/status/1973151649683197954) [@rcwhalen](/creator/x/rcwhalen) 2025-09-30T22:23Z 43.7K followers, 2403 engagements
"$MGM drops out of the casino race Good move"
[X Link](https://x.com/rcwhalen/status/1978442949332549913) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:48Z 43.7K followers, 1695 engagements
"Experian to offer VantageScore XXX for free; some MBS could feel shutdown impacts Like we said. @Experian"
[X Link](https://x.com/rcwhalen/status/1979135465522340264) [@rcwhalen](/creator/x/rcwhalen) 2025-10-17T10:40Z 43.7K followers, 1786 engagements
"Does Fifth-Third + Comerica = Value ICYMI Really bad deal for $FITB shareholders. Start screaming folks. $CMA is a dead man walking. @SaraEisen @jimcramer @federalreserve #FFIEC @FDICgov"
[X Link](https://x.com/rcwhalen/status/1976272242842710508) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T13:03Z 43.7K followers, 1826 engagements
"Trading Points: Banks Stocks #Gold and #Crypto Assets Diverge"
[X Link](https://x.com/rcwhalen/status/1979216335805517838) [@rcwhalen](/creator/x/rcwhalen) 2025-10-17T16:02Z 43.7K followers, 1645 engagements
"If Trouble Is Brewing for Banks Here's Where to Spot It - The Wall Street Journal - #GoogleAlerts"
[X Link](https://x.com/rcwhalen/status/1977749094396203388) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T14:51Z 43.7K followers, 2093 engagements
"SO $FITB + $CMA a tad above book The former puts the latter out of our misery. A gift for CMA holders. XX banks merged in Q2. @YahooFinance"
[X Link](https://x.com/rcwhalen/status/1975235661541056619) [@rcwhalen](/creator/x/rcwhalen) 2025-10-06T16:24Z 43.7K followers, 1977 engagements
"The Rapid Growth in #NDFI Loans Starting to Bite U.S. Banks Q3 should be quite amusing. We just posted a note on $PNC and many caveats there as well. @FDIC"
[X Link](https://x.com/rcwhalen/status/1966219685596454914) [@rcwhalen](/creator/x/rcwhalen) 2025-09-11T19:17Z 43.7K followers, 2713 engagements
"The XX% efficiency for $WFC is ten points above $JPM. :("
[X Link](https://x.com/rcwhalen/status/1978055401837924707) [@rcwhalen](/creator/x/rcwhalen) 2025-10-14T11:08Z 43.7K followers, 2527 engagements
"Such a funny dance: Why does $APO buy tired media assets @CharlesGaspari8 . Like we said: Michael Whalen: Will Streaming Kill Big Media"
[X Link](https://x.com/rcwhalen/status/1977815418288189654) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T19:15Z 43.7K followers, 2420 engagements
"#NomDePlumber: "Good news: Your private equity asset manager reported excellent profits beating out public-asset benchmarks and perhaps warranting performance-incentive fees. Not-So-Good News: Your asset manager cannot sell those assets at their reported valuations and you cannot get back your money (minus those fees of course).""
[X Link](https://x.com/rcwhalen/status/1975177377694040521) [@rcwhalen](/creator/x/rcwhalen) 2025-10-06T12:32Z 43.7K followers, 3670 engagements
"@andrewcoye I am a seller of that argument. The impact of inflation on operating costs (personnel) is pushing up efficiency ratios. #FFIEC"
[X Link](https://x.com/rcwhalen/status/1978086298742030484) [@rcwhalen](/creator/x/rcwhalen) 2025-10-14T13:11Z 43.7K followers, XX engagements
"@JG_Nuke Correct. I cannot figure out why $FITB would do this deal. The "core deposits" of $CMA are not worth paying a XX% premium to tangible book. Book plus a big kiss makes sense maybe. But the failure of CMA to cut overhead since 2023 is scary. FITB will need a chainsaw. 🪚🪚🪚"
[X Link](https://x.com/rcwhalen/status/1976299421353598997) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T14:51Z 43.7K followers, XXX engagements
"The average 30-year fixed mortgage rate would need to be XXXX% to make the median-priced U.S. home affordable for the median-income household estimates Zillow. via @NewsLambert Wait for it. 2028 home price reset"
[X Link](https://x.com/rcwhalen/status/1978442566543511652) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:47Z 43.7K followers, 1664 engagements
"@wesbury @andrewrsorkin @FT Crash of '29 was caused by the @federalreserve and deflation around the country. Remember the Fed was never constrained by the gold standard in terms of liquidity. They just did nothing like the Fed today shrinking reserves. @andrewrsorkin"
[X Link](https://x.com/rcwhalen/status/1976270341610827965) [@rcwhalen](/creator/x/rcwhalen) 2025-10-09T12:55Z 43.7K followers, XXX engagements
"@wesbury And fed funds market is about to collapse thanks to "ample reserves" policy going back to Bernanke. @tomkeene"
[X Link](https://x.com/rcwhalen/status/1978443178458984715) [@rcwhalen](/creator/x/rcwhalen) 2025-10-15T12:49Z 43.7K followers, 2883 engagements
"Net loan losses for $WFC down in Q3. "
[X Link](https://x.com/rcwhalen/status/1978060605647921375) [@rcwhalen](/creator/x/rcwhalen) 2025-10-14T11:29Z 43.7K followers, 1879 engagements
"Reader Bill: "To be honest I've not looked at $CMA in a while. The Ford history lesson in the article was cool so I just bought your book. Looking forward to reading it.""
[X Link](https://x.com/rcwhalen/status/1977817720080203876) [@rcwhalen](/creator/x/rcwhalen) 2025-10-13T19:24Z 43.7K followers, 2448 engagements
"$PNC + FirstBank = Shareholder Value Nope @YahooFinance 🤮🤢😝 @BankRegData"
[X Link](https://x.com/rcwhalen/status/1966189570191736908) [@rcwhalen](/creator/x/rcwhalen) 2025-09-11T17:18Z 43.7K followers, 2536 engagements
"If you stare at the $CMA financials for a few minutes pretty obvious this bank is running off. No effort to trim expenses since '23. How did $FITB get to "yes" must ask. . @KarenPetrou"
[X Link](https://x.com/rcwhalen/status/1976009744939950154) [@rcwhalen](/creator/x/rcwhalen) 2025-10-08T19:40Z 43.7K followers, 1990 engagements
"#Bitcoin Extends Slide as $XXX Billion Erased Since #Crypto Crash Like we said. Turns out crypto is not electronic gold but a derivative of global equity markets. And Q4 is going to be ever more fun as banks puke out surprises. @PeterSchiff @zerohedge @DailyReckoning @jamesrickards"
[X Link](https://x.com/rcwhalen/status/1979201229482754514) [@rcwhalen](/creator/x/rcwhalen) 2025-10-17T15:01Z 43.7K followers, 1960 engagements
"Powell acknowledged that the central bank may have kept purchasing mortgage-backed securities (MBS) for too longbut hes also unsure how much it actually contributed to the Pandemic Housing Boom. via @NewsLambert"
[X Link](https://x.com/rcwhalen/status/1978796156026229102) [@rcwhalen](/creator/x/rcwhalen) 2025-10-16T12:12Z 43.7K followers, 1961 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@rcwhalen Richard Christopher Whalen
Richard Christopher Whalen posts on X about $cma, $fitb, $pfsi, $nly the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX +30%
- X Month XXXXXXX -XXXX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX -XX%
Mentions: XX #
- X Week XX +43%
- X Month XXX -XXXX%
- X Months XXX +2.40%
- X Year XXXXX +4.20%
Followers: XXXXXX #
- X Week XXXXXX +0.02%
- X Month XXXXXX -XXXX%
- X Months XXXXXX +2.70%
- X Year XXXXXX +6.50%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence stocks XXX% finance XXXX% cryptocurrencies XXXX% automotive brands XXX%
Social topic influence $cma #20, $fitb #31, $pfsi #2, $nly #2, fed #968, $jpm 0.41%, stocks 0.41%, $apo #44, mbs 0.41%, #crypto #702
Top accounts mentioned or mentioned by @potus @pulte @federalreserve @secscottbessent @markets @yahoofinance @fdicgov @fhfa @jimcramer @ustreasury @londonsw @julialaroche @georgeselgin @jorgeponce18300 @realdonaldtrump @jeffcoxcnbccom @natmortgagenews @stimpyz1 @biancoresearch @ft
Top assets mentioned Comerica, Inc. (CMA) Fifth Third Bancorp (FITB) PennyMac Financial Services, Inc. Common Stock (PFSI) Annaly Capital Management, Inc. (NLY) JPMorgan Chase (JPM) Apollo Global Management, Inc. (APO) PNC Financial Services Group Inc (PNC) Wells Fargo & Co (WFC) Decentral Games ICE (ICE) Bank of Montreal (BMO) MGM Resorts International (MGM) Bitcoin (BTC)
Top Social Posts #
Top posts by engagements in the last XX hours
"He be a dead man walking. $FITB $CMA"
X Link @rcwhalen 2025-10-09T14:34Z 43.7K followers, 2408 engagements
""Nations largest mortgage lenders service providers hit with allegations of price-fixing; Class action suit alleges anti-competitive practices from data-sharing network" Ugh @OptimalBlue Why did $ICE unit #BlackKnight think sharing client data was OK @ScotsmanGuide"
X Link @rcwhalen 2025-10-13T18:56Z 43.7K followers, 2522 engagements
"Getting pumped for discussion with @bsurveillance and @tomkeene at the top of the hour. Fed banks housing and maybe a little #Inflated @DavidKotokGIC"
X Link @rcwhalen 2025-10-15T12:51Z 43.7K followers, 2229 engagements
"Does Fifth-Third + Comerica = Value $FITB $CMA"
X Link @rcwhalen 2025-10-08T19:15Z 43.7K followers, 1988 engagements
"@andrewcoye I get it but not happening yet. JPM has so many structural advantages over other banks. Start with the fact that all of the holdco double leverage is funded with equity. That purple line at the bottom is $JPM. WFC is up in Q3"
X Link @rcwhalen 2025-10-14T14:34Z 43.7K followers, XX engagements
"Looking forward to speaking with @juleshyman on @YahooFinance 10:15 ET this AM. So many things to talk about. US stocks are near ATHs but down in terms of #gold. And $FITB + $CMA. Call it what it is: A rescue by the folks in Cincinnati"
X Link @rcwhalen 2025-10-10T11:34Z 43.7K followers, 1984 engagements
"Hey @CGasparino doesn't $APO own @YahooFinance also Portfolio is growing"
X Link @rcwhalen 2025-10-13T19:31Z 43.7K followers, 2354 engagements
"Annaly Capital partners with Pennymac in strategic #MSR deal $NLY $PFSI"
X Link @rcwhalen 2025-10-07T22:13Z 43.7K followers, 2214 engagements
"#NDFI Lending FAQs Good stuff Adam. It's exposure at default (#EAD) on this crapola worries me. Regulators in full retreat on bank credit quality because it is so dreadful. $BMO And we will lower capital requirements too @KarenPetrou Purple line is unused contracted credit backing exposures Adam outlines. 🥳🤡🤮 @FDICgov"
X Link @rcwhalen 2025-09-30T22:23Z 43.7K followers, 2403 engagements
"$MGM drops out of the casino race Good move"
X Link @rcwhalen 2025-10-15T12:48Z 43.7K followers, 1695 engagements
"Experian to offer VantageScore XXX for free; some MBS could feel shutdown impacts Like we said. @Experian"
X Link @rcwhalen 2025-10-17T10:40Z 43.7K followers, 1786 engagements
"Does Fifth-Third + Comerica = Value ICYMI Really bad deal for $FITB shareholders. Start screaming folks. $CMA is a dead man walking. @SaraEisen @jimcramer @federalreserve #FFIEC @FDICgov"
X Link @rcwhalen 2025-10-09T13:03Z 43.7K followers, 1826 engagements
"Trading Points: Banks Stocks #Gold and #Crypto Assets Diverge"
X Link @rcwhalen 2025-10-17T16:02Z 43.7K followers, 1645 engagements
"If Trouble Is Brewing for Banks Here's Where to Spot It - The Wall Street Journal - #GoogleAlerts"
X Link @rcwhalen 2025-10-13T14:51Z 43.7K followers, 2093 engagements
"SO $FITB + $CMA a tad above book The former puts the latter out of our misery. A gift for CMA holders. XX banks merged in Q2. @YahooFinance"
X Link @rcwhalen 2025-10-06T16:24Z 43.7K followers, 1977 engagements
"The Rapid Growth in #NDFI Loans Starting to Bite U.S. Banks Q3 should be quite amusing. We just posted a note on $PNC and many caveats there as well. @FDIC"
X Link @rcwhalen 2025-09-11T19:17Z 43.7K followers, 2713 engagements
"The XX% efficiency for $WFC is ten points above $JPM. :("
X Link @rcwhalen 2025-10-14T11:08Z 43.7K followers, 2527 engagements
"Such a funny dance: Why does $APO buy tired media assets @CharlesGaspari8 . Like we said: Michael Whalen: Will Streaming Kill Big Media"
X Link @rcwhalen 2025-10-13T19:15Z 43.7K followers, 2420 engagements
"#NomDePlumber: "Good news: Your private equity asset manager reported excellent profits beating out public-asset benchmarks and perhaps warranting performance-incentive fees. Not-So-Good News: Your asset manager cannot sell those assets at their reported valuations and you cannot get back your money (minus those fees of course).""
X Link @rcwhalen 2025-10-06T12:32Z 43.7K followers, 3670 engagements
"@andrewcoye I am a seller of that argument. The impact of inflation on operating costs (personnel) is pushing up efficiency ratios. #FFIEC"
X Link @rcwhalen 2025-10-14T13:11Z 43.7K followers, XX engagements
"@JG_Nuke Correct. I cannot figure out why $FITB would do this deal. The "core deposits" of $CMA are not worth paying a XX% premium to tangible book. Book plus a big kiss makes sense maybe. But the failure of CMA to cut overhead since 2023 is scary. FITB will need a chainsaw. 🪚🪚🪚"
X Link @rcwhalen 2025-10-09T14:51Z 43.7K followers, XXX engagements
"The average 30-year fixed mortgage rate would need to be XXXX% to make the median-priced U.S. home affordable for the median-income household estimates Zillow. via @NewsLambert Wait for it. 2028 home price reset"
X Link @rcwhalen 2025-10-15T12:47Z 43.7K followers, 1664 engagements
"@wesbury @andrewrsorkin @FT Crash of '29 was caused by the @federalreserve and deflation around the country. Remember the Fed was never constrained by the gold standard in terms of liquidity. They just did nothing like the Fed today shrinking reserves. @andrewrsorkin"
X Link @rcwhalen 2025-10-09T12:55Z 43.7K followers, XXX engagements
"@wesbury And fed funds market is about to collapse thanks to "ample reserves" policy going back to Bernanke. @tomkeene"
X Link @rcwhalen 2025-10-15T12:49Z 43.7K followers, 2883 engagements
"Net loan losses for $WFC down in Q3. "
X Link @rcwhalen 2025-10-14T11:29Z 43.7K followers, 1879 engagements
"Reader Bill: "To be honest I've not looked at $CMA in a while. The Ford history lesson in the article was cool so I just bought your book. Looking forward to reading it.""
X Link @rcwhalen 2025-10-13T19:24Z 43.7K followers, 2448 engagements
"$PNC + FirstBank = Shareholder Value Nope @YahooFinance 🤮🤢😝 @BankRegData"
X Link @rcwhalen 2025-09-11T17:18Z 43.7K followers, 2536 engagements
"If you stare at the $CMA financials for a few minutes pretty obvious this bank is running off. No effort to trim expenses since '23. How did $FITB get to "yes" must ask. . @KarenPetrou"
X Link @rcwhalen 2025-10-08T19:40Z 43.7K followers, 1990 engagements
"#Bitcoin Extends Slide as $XXX Billion Erased Since #Crypto Crash Like we said. Turns out crypto is not electronic gold but a derivative of global equity markets. And Q4 is going to be ever more fun as banks puke out surprises. @PeterSchiff @zerohedge @DailyReckoning @jamesrickards"
X Link @rcwhalen 2025-10-17T15:01Z 43.7K followers, 1960 engagements
"Powell acknowledged that the central bank may have kept purchasing mortgage-backed securities (MBS) for too longbut hes also unsure how much it actually contributed to the Pandemic Housing Boom. via @NewsLambert"
X Link @rcwhalen 2025-10-16T12:12Z 43.7K followers, 1961 engagements