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[@MeherJazibAli](/creator/twitter/MeherJazibAli)
"🚨 The Hidden Cost of Luxury in Pakistan Buying an expensive car or iPhone in Pakistan isn't just a premium choice it's a financial trap. Double depreciation hits hard: asset value drops + PKR value drops. Lets break it down. #Pakistan #PKR #iPhone #Cars #Finance"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949793780334219681) 2025-07-28 11:27:17 UTC XXX followers, XXX engagements


"📈 Revenue jumped XX% YoY to Rs. 7.9Bn in Mar-2025 from Rs. 5.45Bn. ➡ Gross profit up to Rs. 1.42Bn vs Rs. 1.07Bn in 2024. Rising topline signals growing market share & consumer pull. #FFL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946962650845290552) 2025-07-20 15:57:23 UTC XXX followers, XXX engagements


"5💸 Cash Flow Trouble 9M FY25 Finance Cost: Rs. XXXX Billion Operating Cash Flow: Negative 🚨 High interest payments are eroding business operations. #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538275267678518) 2025-07-27 18:32:00 UTC XXX followers, XX engagements


"🏦 Finance Costs Spiral Up FY24: Rs 3.84bn (93% YoY) FY23: Rs 1.99bn FY22: Rs 665mn Debt servicing is a growing concern. High leverage = thinner net margins. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217082945548321) 2025-07-26 21:15:41 UTC XXX followers, XX engagements


"6 📉 Claims & Surrenders Pressuring Margins Claims paid = Rs. 5.95B Surrenders = Rs. 9.97B Combined underwriting outflows = Rs. 15.92B Customer exits & maturities rising key risk ahead. #PSX #Insurance #Pakistan #JLICL 💼📈"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949548016106377618) 2025-07-27 19:10:42 UTC XXX followers, XX engagements


"🏭 Apparel = Cash Cow Apparel segment generated Rs. 338M gross profit on Rs. 479M sales. XX% GP margin Key value driver in the portfolio. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544418941301221) 2025-07-27 18:56:24 UTC XXX followers, XX engagements


"👔 Management pay = Rs. 574M in Q1 vs Rs. 177M last year 🔺 X jump notable cost increase that investors should monitor. #RMPL #PSX #FMCG #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946970856724340968) 2025-07-20 16:29:59 UTC XXX followers, XXX engagements


"6/10 💸 Cash Flows Operating: +Rs. 91m CapEx + ST Investments: Rs. 888m ⚠ Cash-burning. Covered only via more debt. #PSX #PREMA #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946956938245206292) 2025-07-20 15:34:41 UTC XXX followers, XXX engagements


"📈 Net Profit Rises Surprisingly PAT grew from Rs. 170M Rs. 200M ✅ Despite lower sales finance cost reduction and admin control kept bottom line in check. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544105396343104) 2025-07-27 18:55:10 UTC XXX followers, XX engagements


"✅ Takeaway for investors: Liquidity improved short-term Debt profile better long-term ⚠ Short-term liabilities + losses rising Hold/Cautious Buy only if upcoming income statement shows operational strength. #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949237764341260464) 2025-07-26 22:37:52 UTC XXX followers, XX engagements


"🚗 Luxury Car Example Buy a Mercedes for PKR 25M After X years: Market value: PKR 1214M No buyer due to duty + PKR crash Importing replacement parts = nightmare #Automotive #LuxuryTax"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949794755153461521) 2025-07-28 11:31:09 UTC XXX followers, XX engagements


"🔍 Verdict: Profitable but bleeding cash Tractors not moving Inventory rising Cash outflow alarming 🧠 If sales dont rebound by Q2 expect liquidity strain + dividend cuts #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948741359155695847) 2025-07-25 13:45:20 UTC XXX followers, XXX engagements


"4📘 Book Value Deep Dive Book Value per Share = Rs. XXXXXX Market Price = Rs. XXXXX Price-to-Book = 0.20x 📉 CRTM trades at just XX% of its net asset value deep value #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538157801967984) 2025-07-27 18:31:32 UTC XXX followers, XX engagements


"📊 EPS-Based Valuation 9M FY25 EPS = Rs. XXXXX Conservative Q4 = Rs. XXX 🔹 FY25E EPS = Rs. XX 🔹 Sector P/E applied = 5x (textile avg. 3x6x) ➡ Valuation = Rs. 75/share #KOHTM #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948267025572237585) 2025-07-24 06:20:30 UTC XXX followers, XX engagements


"🔌 Power Segment Lagging Zero external revenue. Gross profit dropped from Rs. 89M Rs. 51M Needs revamp or re-evaluation of capital allocation. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544833808253218) 2025-07-27 18:58:03 UTC XXX followers, XX engagements


"🏗 Capex controlled: Only Rs. 83M invested in fixed assets (vs. Rs. 147M LY) No major expansion Focus is clearly on deleveraging not growth #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949238793070072163) 2025-07-26 22:41:58 UTC XXX followers, XX engagements


"⚙ Cost of Sales Control Down from Rs. 1.49B Rs. 1.41B Key drops in: 👉Raw material cost 👉Energy usage (gas/water) 👉Travelling & repairs Signs of tight operational management. #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948806651743797526) 2025-07-25 18:04:47 UTC XXX followers, XX engagements


"Why GLAXO should be on every serious investors watchlist in Pakistan 👇 Strong earnings 🚀 Clean balance sheet 💰 Global parent 🧬 Valuation still attractive 📉 Lets break it down with numbers 🔽 #GLAXO #Pharma #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1945853853028569239) 2025-07-17 14:31:25 UTC XXX followers, XXX engagements


"📊 Mitchells Fruit Farms Limited Financial Position: Deleveraging Underway Amidst Operational Headwinds Despite pressure on operating cash flows MFFL is strategically deleveraging from related-party debt. Governance and cost controls are in focus. #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948805556183203938) 2025-07-25 18:00:26 UTC XXX followers, XXX engagements


"🚧 Capex Heavy Returns Weak Fixed Capital Expenditure: FY24: Rs 5.39bn FY23: Rs 8.44bn FY22: Rs 8.76bn Despite this revenue/earnings dont justify such high asset growth. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217231138631849) 2025-07-26 21:16:17 UTC XXX followers, XX engagements


"1 Is TOMCL (The Organic Meat Company Ltd.) Expanding Globally 🔹$12M cooked beef deal 🔹1st to export beef casings 🔹New pet food biz 🔹FY25 revenue est: Rs. 8.2B (15%) 🔹 Exports now span:    #TOMCL #PSX #Exports #Halal"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1945916841471218090) 2025-07-17 18:41:43 UTC XXX followers, XXX engagements


"🧪 PX & PTA Trend PX: Tight Q2 then bearish as Chinese supply floods PTA: Stable to weak on Asian oversupply Combined = Input costs may ease in 2H FY25 offering EPS upside #LOTCHEM #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948474283564695677) 2025-07-24 20:04:04 UTC XXX followers, XX engagements


"📉 Net Cash Flows from Investing Activities Consistently negative due to capex and investments. FY24: Rs -3.44bn FY23: Rs -4.02bn FY22: Rs -10.86bn () Investment-heavy phase but no strong cash ROI yet. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217495107199294) 2025-07-26 21:17:20 UTC XXX followers, XX engagements


"⚠ Contingent Exposures: Rs. 225M L/C + Rs. 3.86M in guarantees Used = Rs. 291M Margins stock pledges and hypothecations show rising credit stress. #BCL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947647413704933726) 2025-07-22 13:18:23 UTC XXX followers, XX engagements


"💸 No dividend paid yet but unappropriated profits have grown to Rs. 1.16B Strong chance of payout later in FY25 if profits sustain. #BATA #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949233042582835227) 2025-07-26 22:19:07 UTC XXX followers, XX engagements


"💵 Cash Still Tight Cash & bank balances: Rs. 586M A decline YoY despite financing inflows liquidity cushion remains thin. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949545025970270424) 2025-07-27 18:58:49 UTC XXX followers, XX engagements


"📉 Fecto Cement: Quietly Undervalued Fundamentally Strong Despite weak sentiment in the cement sector Fecto Cement (FECTC) shows strong earnings cleaner balance sheet & operational discipline. Heres a breakdown: 👇 #PSX #FECTC #KSE100 #Cement"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948254733807886530) 2025-07-24 05:31:40 UTC XXX followers, 2148 engagements


"5/ 📘 Book Value = Rs. 199.70/share Current price = Rs. XXXXXX 📉 Trades at 0.86x P/B classic value signal DGKC is worth more dead than alive at these levels #PSX #DGKC #Cement #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946750900833255459) 2025-07-20 01:55:58 UTC XXX followers, XX engagements


"9 Asset Backing & Security 🔐 Long-term borrowing is secured via: ✅ 1st pari passu charge on plant/machinery ✅ Rs. 67mn lien on mutual fund for solar project Low credit risk. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949248729942524186) 2025-07-26 23:21:27 UTC XXX followers, XX engagements


"This isnt just a Pakistan story. From 20042020 the S&P XXX grew 7.8%/yr in USDbut almost zero in gold. Why USD M2 expanded at XXX% annually over that same period. #KSE100 #PSX #PKR"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949488675928391952) 2025-07-27 15:14:54 UTC XXX followers, XX engagements


"💼 Finance Cost Coverage Ratio Warning Operating cash flow barely covers finance costs now. FY24: OCF Rs 3.15bn vs Finance Cost Rs 3.84bn Negative spread = red flag. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217970338623839) 2025-07-26 21:19:13 UTC XXX followers, XX engagements


"6🏦 Debt Structure Long-Term Debt: Falling Short-Term Borrowings: Rs. 8+ Billion 📌 CRTM is funding liquidity via short-term loans exposing itself to rollover & rate risk. #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538385678504241) 2025-07-27 18:32:26 UTC XXX followers, XX engagements


"3/ 🏗 CapEx in Motion Capital Work-in-Progress (CWIP): Rs. 338.3M (99% from Rs. 170.3M in FY24) PPE increased to Rs. 3.53B (6%) Clearly investing in expansion or modernization. #BNL #PSX #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946995971402940584) 2025-07-20 18:09:47 UTC XXX followers, XX engagements


"14 Financial Health Summary ✅ ✔ Strong EPS growth ✔ Rising exports ✔ Low-cost debt ✔ Efficient working capital ✔ Good liquidity & cash flows HINOON Pharma shows durable fundamentals. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949249271284236494) 2025-07-26 23:23:36 UTC XXX followers, XXX engagements


"🌟 Positives Profitability up YoY Frozen segment profitability returned (Rs. 72M) Better net cash from investing vs. 2024 #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949529522350747833) 2025-07-27 17:57:13 UTC XXX followers, XX engagements


"@FaseehDanish @Hasansal__ Updates (Slight Accounting glitch): Answers Remain Same. Follow the new one. Sorry for the previous one"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949560028387742178) 2025-07-27 19:58:26 UTC XXX followers, XX engagements


"🚨 Fauji Foods aims to hit Rs. 100Bn revenue by 2029 Key drivers: ✅ Milk sales growth ✅ GST reduction on dairy 📊 Source: Q3 2024 Investor Briefing 📽 Video: 🔗 Report: #FFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948799406204932399) 2025-07-25 17:36:00 UTC XXX followers, XXX engagements


"💸 Global Depreciation: Cars 👉Year 1: -XX% to -XX% 👉Year 25: -XX% to -XX% per year 👉After X years: 5070% total loss Luxury brands (Audi BMW Merc) depreciate faster due to fewer buyers and costly upkeep. #Auto #Depreciation"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949794038179131851) 2025-07-28 11:28:18 UTC XXX followers, XX engagements


"📉 Bleeding on the Bottom Line: 9M FY25 loss before tax = Rs. XXXXX million EPS = Negative No sign of turnaround or core margin recovery. The company is still in deep red. #BCL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947647100386242719) 2025-07-22 13:17:08 UTC XXX followers, XX engagements


"🧾 Equity Base: 💼 PKR XXXXX Bn Strong equity supports solvency 📊 Debt ratio = XX% of assets High leverage remains a concern #MEHT #Textile #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949816215880228884) 2025-07-28 12:56:26 UTC XXX followers, XX engagements


"📉 Final Take: EPS Rs. XXXX Forecast Despite a stellar Q1 GST-related demand erosion may cause earnings to decelerate sharply in H2. Valuation should reflect this macro shock. #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949529616911409289) 2025-07-27 17:57:35 UTC XXX followers, XX engagements


"📉 Gross Profit Shrinks Gross profit: FY24: Rs. 3.5B FY25: Rs. 2.84B Gross margin compressed from XXXX% 13.5%. Cost pressures biting. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544023305196028) 2025-07-27 18:54:50 UTC XXX followers, XX engagements


"🎯 Key Insight Buying luxury items in countries with currency instability is not status its self-inflicted loss. If youre paying in PKR but thinking in USD youre already losing. #MoneyMatters"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949795198935978460) 2025-07-28 11:32:55 UTC XXX followers, XX engagements


"📉 Negative Net Worth: Equity: -Rs. XXX million Total liabilities rising; trade & other payables = Rs. 282M Accumulated losses are eating capital. NAV per share: Negative #BCL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947647223539376576) 2025-07-22 13:17:38 UTC XXX followers, XX engagements


"🏭 Segment performance (9M FY25): 👉Moulding Compound: PKR 2.55bn (+27%) 👉Formalin & Solvents: PKR 1.06bn (-13%) 👉Glue: PKR 187mn (-44%) #WAHN #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949827128444305677) 2025-07-28 13:39:48 UTC XXX followers, XX engagements


"💸 Sales Dip KML's external sales dropped from Rs. 22.7B Rs. 21.1B YoY. A X% fall signals pressure in core operations or weak market demand. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949543926790058401) 2025-07-27 18:54:27 UTC XXX followers, XX engagements


"📊 Segment Assets (Q1 2025) Dairy: Rs. 30.5B Frozen: Rs. 5.6B Unallocated: Rs. 9.6B 📦 Total Assets: Rs. 45.6B ( from Rs. 41.7B in Dec 2024) #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949529225138241773) 2025-07-27 17:56:02 UTC XXX followers, XX engagements


"Appendix Tweet A Revenue Breakdown 📊 Revenue Composition Q1 2025 ➡ Gross sales: Rs. 4.25bn Tractors: Rs. 4.19bn Trading & other: Rs. 59mn ➡ Less: Commissions/Discounts: Rs. 97mn Sales Tax: Rs. 516mn ✅ Net Revenue = Rs. 3.64bn (62% YoY) #AGTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948742425318498804) 2025-07-25 13:49:34 UTC XXX followers, XXX engagements


"🧮 EPS & Valuation: EPS (9MFY25): Rs. XXXX Current Price: Rs. XXXXX ➤ P/E = 21.6x Expensive vs. weak core profitability. Market pricing in a strong future not yet visible in operations. #AGIL #PSX #KSE100 #AutoSector"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949242804632490160) 2025-07-26 22:57:54 UTC XXX followers, XXX engagements


"5 Operating Cash Flows 🔁 Q1 2025 net cash generated from operations = Rs. 875mn vs. Rs. 801mn last year. Strong liquidity to meet short-term obligations. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949247929635504195) 2025-07-26 23:18:16 UTC XXX followers, XX engagements


"🔍 Valuation Red Flag Searle trades at Rs. XXXXX with EPS of Rs. XXXX for 9MFY25. 👉 Annualized P/E 137x Way above industry avg. No earnings to justify price. #PSX #SEARLE #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1945840564647182788) 2025-07-17 13:38:37 UTC XXX followers, XX engagements


"📉 Cash Flow Crisis Operating Cash Flow: -Rs. 578mn in 9MFY25 vs. +Rs. 5.7bn in 9MFY24 Negative CF = Core ops bleeding. Profit is papercash is truth. #PSX #SEARLE #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1945840708062990746) 2025-07-17 13:39:11 UTC XXX followers, XX engagements


"📊 Finance Cost Trend (Rs Mn) FY19: XXX FY20: XXX FY21: XXX FY22: XXX FY23: 1991 FY24: 3836 🚨 24x increase since FY19 #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949218855043149947) 2025-07-26 21:22:44 UTC XXX followers, XX engagements


"🏦 Cash from Operations: Rs. 872M (up 6x from last year) Efficient working capital + robust collections = free cash engine running well. #BATA #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949232804165816427) 2025-07-26 22:18:10 UTC XXX followers, XX engagements


"2 📉 Revenue Dip: Temporary or Trend Revenue slipped to PKR 50.4B from PKR 54.4B YoY (7.4%). Main hit: Dairy & Powdered Nutrition down by over PKR 3B. Is the consumer under pressure or is Nestl realigning SKUs #NESTLE #FMCG #KSE100 #PSX"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947016529150705930) 2025-07-20 19:31:29 UTC XXX followers, XX engagements


"@stocktraderlhr No I just researched the stocks for my investment. So I just copied it down here"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948817579461804412) 2025-07-25 18:48:12 UTC XXX followers, XX engagements


"📘 Book Value Method (Adjusted) Equity = Rs. 4.12bn Shares = 20.8mn ➡ Book Value/Share = Rs. XXX Risk discount due to: 🔻High debt 🔻Thin cash reserves 🔻Capex pressure 🔻Low dividend payout ➡ Adjusted P/B = 0.45x Rs. 89/share #KOHTM #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948267135572095005) 2025-07-24 06:20:56 UTC XXX followers, XXX engagements


"PSX returns: Bull market or PKR illusion 🧵 Lets break down whats really behind the explosive stock market rally in Pakistan. Is it growth Or just the rupee getting weaker #KSE100 #PSX #PKR"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949488179985240249) 2025-07-27 15:12:56 UTC XXX followers, XXX engagements


"3 Inventory Surge: A Red Flag 🚨 Stock-in-trade ballooned to Rs. 317M from just Rs. 57.9M ➕ Increase of Rs. 259M in X months Possible reasons: Overproduction Slowing demand Forecasting errors ⚠ Risk of obsolescence = hidden loss #CLOV #PSX #FMCG #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947020788990689447) 2025-07-20 19:48:24 UTC XXX followers, XX engagements


"💳 Borrowings Keep the Engine Running Short-term borrowings net: FY24: Rs 4.83bn Long-term borrowings net fell: Rs -1.04bn Reliance on short-term leverage to fund ops & capex. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217619728384503) 2025-07-26 21:17:49 UTC XXX followers, XX engagements


"💡 Proceeds from Right Issue (FY22) Rs 1.57bn added in equity capital. No similar fundraising since. Heavy debt use instead of further equity. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217734455124106) 2025-07-26 21:18:17 UTC XXX followers, XX engagements


"📱 Global Depreciation: iPhones 👉Year 1: XX% loss 👉Year 2: 3545% cumulative 👉Year 3: 5060% cumulative iPhones hold better resale than Androids but not in Pakistan. #iPhone #Technology #Apple"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949794295768039808) 2025-07-28 11:29:20 UTC XXX followers, XX engagements


"📉 iPhone Example iPhone XX Pro: USD 1000 2022: Cost in PKR = 200000 2025: Replacement cost = 300000+ Used iPhone now worth $XXX = PKR 120000 📉 Loss: 60%+ #Tech"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949794582092247310) 2025-07-28 11:30:28 UTC XXX followers, XX engagements


"📦 Receivables + Advances rose XXXX% Rs. 4.93B. Implies active business cycle Needs strong collection or cash flow pressure may rise. #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949237377563599045) 2025-07-26 22:36:20 UTC XXX followers, XX engagements


"3 Cash Flow Strength 💵 CFO (9MFY25) = Rs. 2.51bn CapEx = Rs. 849mn FCF Rs. 1.66bn Rs. 7.1/share 💰 Dividend Paid = Rs. 6.95/share ✅ Healthy payout ⚠ Not explosive enough to justify 10x book #NATF #FMCG #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947006530366079099) 2025-07-20 18:51:45 UTC XXX followers, XX engagements


"📊 Balance Sheet Snapshot: 👉Total Assets: PKR 3.18bn (+6.5%) 👉Equity: PKR 2.51bn 👉Cash & Bank: PKR 71mn Solid capital base but liquidity tightening #WAHN #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949827511304487406) 2025-07-28 13:41:19 UTC XXX followers, XX engagements


"🛠 CapEx continues despite downturn ➡ Rs. 107.6mn in Q1 ➡ CWIP: Rs. 53mn ➡ Capital commitments: Rs. 429mn ⚠ Tight cash + growth spending = risky mix #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948741147095969874) 2025-07-25 13:44:29 UTC XXX followers, XXX engagements


"📉 Accumulated losses widened to Rs. 2.25B. Profitability trend is weak Retained earnings are negative dividend unlikely in near term. #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949237659874050313) 2025-07-26 22:37:27 UTC XXX followers, XX engagements


"6 Long-Term Debt Position 💳 Long-term loan (net) = Rs. 286.6mn ( from Rs. 318.8mn Dec 2024). Early retirement of Rs. 200mn loan shows strong cash position & balance sheet optimization. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949248026775880178) 2025-07-26 23:18:39 UTC XXX followers, XX engagements


"Now Add PKR Depreciation 2022: X USD = PKR XXX 2025: X USD = PKR XXX XX% PKR loss Youre not just losing resale value your ability to replace that car or phone plummets. #PKR #Inflation"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949794425166520804) 2025-07-28 11:29:51 UTC XXX followers, XX engagements


"📦 Exports Slowdown Exports Mar-24: Rs. 518M Exports Mar-25: Rs. 498M High-margin export decline affects bottom line Pressure from regional/global competition #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948806481979342879) 2025-07-25 18:04:07 UTC XXX followers, XX engagements


"4 💸 Segment Power Segment Operating Profit (Q1 FY25): 👉Dairy & Powdered: PKR 8.51B 👉Beverages: PKR 791M 👉Others: Small but stable Core business still highly profitable. #NESTLE #FMCG #KSE100 #PSX"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947017005619364250) 2025-07-20 19:33:22 UTC XXX followers, XX engagements


"📉 Net Change in Cash & Equivalents FY24: Rs -282mn FY23: Rs -192mn FY22: Rs -96mn Cash reserves gradually declining despite operational inflows. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217847369969899) 2025-07-26 21:18:44 UTC XXX followers, XX engagements


"🏚 Balance Sheet Stress: Net cash & equivalents: Rs. 288M Trade liabilities remain high while receivables are also up. Liquidity remains a concern unless cash generation improves. #AGIL #PSX #KSE100 #AutoSector"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949242895023645020) 2025-07-26 22:58:16 UTC XXX followers, XXX engagements


"2/ 💵 Revenue Growth with Efficiency Revenue: Rs. 5.50B (4.8% YoY) COGS reduced from Rs. 4.3B to Rs. 4.08B Gross Profit: Rs. 1.42B (49% YoY) Operational leverage kicking in. #BNL #PSX #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946995870429233385) 2025-07-20 18:09:23 UTC XXX followers, XX engagements


"🛠 CAPEX Signals Growth CAPEX jumped to Rs. 453M vs Rs. 328M LY Strong signal of asset expansion or modernization. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544338226036962) 2025-07-27 18:56:05 UTC XXX followers, XX engagements


"📊 Topline under Pressure 🧾 Revenue: Rs 21.5bn XX% 📉 Gross profit: Rs 1.33bn XX% Despite similar drop in cost of sales (34%) earnings failed to keep pace. Volume + pricing pressure visible. #LOTCHEM #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948473816465711447) 2025-07-24 20:02:13 UTC XXX followers, XX engagements


"📉 PAKISTAN INTERNATIONAL BULK TERMINAL CMP: Rs. XXXX BVPS: Rs. XXXXX ✅ Strong cash flows ✅ Debt being repaid ⚠ Reported loss no dividend 📌 Trading below book value a speculative buy for long-term value investors #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949239217139450169) 2025-07-26 22:43:39 UTC XXX followers, XXX engagements


"🏦 Short-Term Borrowing Spike ST borrowings increased from Rs. 6.1B Rs. 7.2B Likely used to fund operations amid internal cash constraints. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544591431987232) 2025-07-27 18:57:06 UTC XXX followers, XX engagements


"7 ⚖ Low Equity Buffer Total equity = Rs. 17.53B Total assets = Rs. 219.6B Equity/Assets ratio X% ➡ Thin cushion against future claim shocks. #PSX #Insurance #Pakistan #JLICL 💼📈"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949548114458599519) 2025-07-27 19:11:05 UTC XXX followers, XX engagements


"6/ 📈 Cash Flows Operating cash = Rs. 5.85bn vs Rs. 2.04bn YoY Despite interest cash flow doubled 🔥 Cash position still negative but improving fast #PSX #DGKC #Cement #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946751008542978559) 2025-07-20 01:56:23 UTC XXX followers, XX engagements


"Pakistan M2 (Money Supply) Growth: 2020: +17.6% 2021: +16.2% 2022: +14.1% 2023: +15.5% 2024: +13.7% (FYTD est.) And dont forget: PKR/USD fell from XXX in 2020 to 280+ in 2024. Thats XX% devaluation. #KSE100 #PSX #PKR"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949488417277977012) 2025-07-27 15:13:53 UTC XXX followers, XX engagements


"✅ What To Do Instead Buy Japanese used cars (JDMs) with parts support Consider local reliable brands (Toyota Suzuki) Use older-gen iPhones or midrange phones Save/invest in dollar-based or inflation-hedged assets #FinancialLiteracy #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949795086310445278) 2025-07-28 11:32:28 UTC XXX followers, XX engagements


"💣 Heavy Debt Load: 🔹 Restructured running finance with Bank Alfalah 🔹 36-month term with KIBOR+1.6% markup 🔹 Secured against plant + current assets (Rs. 266.67M) Short-term Islamic financing = Rs. 98.32M #BCL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947647323971919887) 2025-07-22 13:18:02 UTC XXX followers, XX engagements


"📌 Risks Inflation & taxation reducing demand Working capital stress Competitive pressure in dairy & frozen markets #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949529416243064913) 2025-07-27 17:56:47 UTC XXX followers, XX engagements


"📉 Cash Flow Trouble Cash from operations: FY24: +Rs. 1.6B FY25: -Rs. 376M ❌ Sign of working capital stress or delayed receivables. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544512252215647) 2025-07-27 18:56:47 UTC XXX followers, XX engagements


"3 ⚙ Cost Discipline = Resilience Despite lower sales: 👉Gross Margin held up 👉Finance Cost: Crashed from PKR 762M PKR 178M 🔥 👉Net Profit: Only down XXX% YoY #NESTLE #FMCG #KSE100 #PSX"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947016761015967892) 2025-07-20 19:32:24 UTC XXX followers, XX engagements


"🔁 Dividend Sustainability High dividend income from subsidiary helped this year. But its not clear if it will repeat. Core cash flow does not support high dividend payout from parent. #AGIL #PSX #KSE100 #AutoSector"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949243150494531907) 2025-07-26 22:59:16 UTC XXX followers, XXX engagements


"15 Final Take 📌 At Rs. 1067.85 HINOON Pharma is moderately undervalued with expected upside in FY26. Backed by growth capital efficiency & clean balance sheet it's one to watch 📈 #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949249398816559223) 2025-07-26 23:24:06 UTC XXX followers, XXX engagements


"🏦 Short-Term Financing Borrowed: Rs. 256M (mainly ERF at 6%) Facility available: Rs. 12B Unutilized: Rs. 11.74B Company maintains headroom for future liquidity shocks. #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949529121589187009) 2025-07-27 17:55:37 UTC XXX followers, XX engagements


"3 Revenue Growth 🚀 Revenue Q1 2025 = Rs. 6.55bn up from Rs. 5.61bn in Q1 2024. YoY growth = +16.6% driven by strong local demand & export diversification. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949247699167093220) 2025-07-26 23:17:21 UTC XXX followers, XX engagements


"📉 Net profit crashed to Rs. 59mn from Rs. 853mn ➡ Earnings per share: Rs. XXXX vs. Rs. XXXXX ➡ Still profitable but barely ❗Down XX% YoY #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948740844980162838) 2025-07-25 13:43:17 UTC XXX followers, XXX engagements


"1 📊 Jubilee Life Insurance (JLICL) Q1 2025 Snapshot A closer look at Pakistan's leading life insurer. Cash-rich premium growth strong but earnings under pressure. Share trading at Rs. XXXXXX. Fairly valued Let's break it down.👇 #PSX #Insurance #Pakistan #JLICL 💼📈"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949547371911635079) 2025-07-27 19:08:08 UTC XXX followers, XXX engagements


"2 Will Expansion Boost EPS 🔸 Rs. 12M China deal = Rs. 3.4B revenue 🔸 Assuming XX% margin = Rs. 408M gross profit 🔸 Net profit Rs. 180M EPS boost of Rs. XXXX 🔸 Add beef casings revenue: Rs. 100M @ XX% GP Rs. 35M net 🔸 Total EPS boost for FY25: Rs. 1.201.30 #PSX"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1945916997822230978) 2025-07-17 18:42:20 UTC XXX followers, XX engagements


"📊 Profitability & Cashflows: Quarterly profitability isn't shown here but steady dividend income from associates (esp. Yunus Energy & Lucky Core) boosts earnings. #GADT #Textile #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947666316388605970) 2025-07-22 14:33:30 UTC XXX followers, XX engagements


"2 Accumulated Losses Weigh Heavy 📉 Despite this years profit CLOV carries a Rs. 273.4M retained loss on its books. Equity = Rs. 490.8M A significant part of shareholder funds is just recovery of past damage. 🔎 This kills dividend prospects near-term #CLOV #PSX #FMCG #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947020674159042856) 2025-07-20 19:47:57 UTC XXX followers, XX engagements


"🏗 Capex & Investments PPE Purchases: Rs. 77M Asset disposals: Rs. 276M Net investing CF: +Rs. 220M Conservative investment strategy post-GST. #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949528773013164088) 2025-07-27 17:54:14 UTC XXX followers, XX engagements


"📉 Unity PSX Price at Rs. 26: Recovery Play or Overvalued Bet 1/ Unity Foods is trading at Rs. 26/share but is it undervalued 📊 Lets break down the balance sheet income and cash flow to test if this price is justified. #UNITY #PSX #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947000881888514452) 2025-07-20 18:29:18 UTC XXX followers, XXX engagements


"🏦 Long-term debt dropped by Rs. 1.3B to Rs. 6.2B. ✔ Lower future interest burden ✔ Strengthens balance sheet #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949237452541173955) 2025-07-26 22:36:38 UTC XXX followers, XX engagements


"📉 Revenue collapsed from Rs. 9.5bn Rs. 3.64bn YoY (62%) ➡ Tractors: Rs. 4.19bn Rs. 9.78bn ➡ Discounts reduced but so did volumes ➡ Sales tax adjustments widened the gap #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948740674699894872) 2025-07-25 13:42:37 UTC XXX followers, XXX engagements


"@rakhokhar75 @stocktraderlhr Sir you need the basics of simple accounting and finance. Additionally you need to understand the dynamics of the sector in which you are investing. Just mention me where you stand in terms of knowledge: so I could assist you accordingly. I'm a beginner level too"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948840717213991394) 2025-07-25 20:20:09 UTC XXX followers, XX engagements


"Appendix Tweet B Cash Flow 🧾 Cash Flow from Operations Explained Profit before tax: Rs. 103mn Depreciation markup: Rs. 159mn Working Capital: +Rs. 1.29bn Receivables Rs. 3.27bn Inventory Rs. 996mn Payables Rs. 1.76bn = 🔻 Net Ops Cash: Rs. (592)mn"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948742583863099522) 2025-07-25 13:50:12 UTC XXX followers, XXX engagements


"👩💼 Salaries & Admin Expenses Salaries & wages: YoY to Rs. 210M (from 176M) Reflects inflation adjustment & retention focus. Balanced with reduction in other variable costs. #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948806770329354673) 2025-07-25 18:05:15 UTC XXX followers, XX engagements


"So in USD terms PSX is flat or negative across many of these years. The real driver of rising index levels Not earnings. Not innovation. Just inflation + currency debasement. #KSE100 #PSX #PKR"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949488530897403999) 2025-07-27 15:14:20 UTC XXX followers, XX engagements


"Here are KSE-100 index returns (PKR terms): 2019: +9.9% 2020: +6.0% 2021: +1.9% 2022: XXX% 2023: +55.6% 2024 (YTD): +84% Looks like a strong comeback. 📈 But now lets pair it with money supply growth #KSE100 #PSX #PKR"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949488279855804821) 2025-07-27 15:13:20 UTC XXX followers, XX engagements


"🚨 Al Ghazi Tractors (AGTL) Q1 2025: Profits Exist But Cash Has Vanished Revenue down 62%. Net profit down 93%. Cash outflow of Rs. 690mn. Is the dividend tractor running out of fuel A complete financial breakdown 🧵👇 #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948740564913922435) 2025-07-25 13:42:11 UTC XXX followers, 6110 engagements


"🏭 Cost of Sales fell proportionally ➡ Gross profit: Rs. 780mn (63%) ➡ Margins held steady (21.5%) ✅ Cost discipline visible ❗But volumes too low to sustain #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948740764168515661) 2025-07-25 13:42:58 UTC XXX followers, XXX engagements


"📉 Financing Flows Long-term debt repayment: Rs. 250M Lease liability: Rs. 189M Net financing CF: +Rs. 14M Minimal leverage buildup. Company deleveraging post-interest rate peak. #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949528880856940904) 2025-07-27 17:54:40 UTC XXX followers, XX engagements


"Export revenue grew XX% YoY to Rs. 493.3mn. Key markets: Afghanistan: Rs. 373mn France: Rs. 30mn Sri Lanka: Rs. 32.7mn Zambia: Rs. 5.3mn #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949247841236341239) 2025-07-26 23:17:55 UTC XXX followers, XX engagements


"💸 Net profit: Rs. 361Mn vs Rs. 112Mn last year. 📊 EPS: Rs. XXXX vs Rs. XXXX 3.5x YoY jump. Price at Rs. XXXXX implies P/E 111x but forward EPS could drop that drastically. Re-rating potential #FFL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946962851463123439) 2025-07-20 15:58:11 UTC XXX followers, XXX engagements


"4/ ⚙ Finance Cost Relief = Fuel for Growth Finance cost down XX% YoY: Rs. 154M ➝ Rs. 207M Likely due to better working capital or repayment. This helped earnings recover sharply. #BNL #PSX #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946996088461770756) 2025-07-20 18:10:15 UTC XXX followers, XX engagements


"⚙ Operating profit: Rs. 478Mn (up from Rs. 344Mn). 📬 Other income grew to Rs. 134Mn. 📉 Other expenses fell sharply to Rs. 52Mn (from Rs. 221Mn). Margins expanding. Management control tightening. #FFL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946962746672599147) 2025-07-20 15:57:46 UTC XXX followers, XXX engagements


"💼 Operating Profit: Rs. 581M up from Rs. 517M last year Finance cost rose to Rs. 196M due to higher borrowings but core ops stayed strong. #BATA #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949232722485940246) 2025-07-26 22:17:50 UTC XXX followers, XX engagements


"📉 Net Cash Flow: Net change in cash: Mar-24: +Rs. 19.4M Mar-25: -Rs. 25.2M Despite heavy outflows company maintained Rs. 33M in cash Still liquid. #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948806288063815859) 2025-07-25 18:03:20 UTC XXX followers, XX engagements


"🧠 Double Depreciation Asset Value Falls PKR Weakens Result: True financial loss is far greater than what the "used market" tells you. In Pakistan time + inflation = wealth destruction for luxury. #InvestSmart"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949794866642268402) 2025-07-28 11:31:36 UTC XXX followers, XX engagements


"🏭 Revenue Pressures Gross Sales declined YoY: Mar-24: Rs. 2.80B Mar-25: Rs. 2.67B Net Sales after returns/incentives fell 5%: Rs. 2.10B Rs. 1.99B #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948806380938207337) 2025-07-25 18:03:42 UTC XXX followers, XX engagements


"📦 Inventory up XX% QoQ ➡ Rs. 6.7bn vs. Rs. 5.76bn ➡ More unsold tractors parked ⚠ Inventory mismatch with weak orders #AGTL #PSX #KSE100 #Tractors"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948741031513502025) 2025-07-25 13:44:02 UTC XXX followers, XXX engagements


"9🚫 No Dividend No Stability No dividend in last X years Losses and negative cash flow = no payout capacity Investor return entirely dependent on share price movement #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538738398200168) 2025-07-27 18:33:50 UTC XXX followers, XX engagements


"📊 Balance Sheet Strength Equity: Rs. 5.79B Cash: Rs. 853M (up from Rs. 211M in Dec 2024) Debt manageable and mostly lease-related. #BATA #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949232885791412302) 2025-07-26 22:18:29 UTC XXX followers, XX engagements


"5/10 📊 Tax Risk: A Rs. XXXX million demand was raised after DCIR denied sales tax exemption on cheese & butter. Appeal filed but provision not made. #PSX #PREMA #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946956776110235806) 2025-07-20 15:34:02 UTC XXX followers, XXX engagements


"💸 Dividend Drain Cash dividends paid: FY24: Rs 3.55bn Even while earnings fell FML paid large dividends stressing liquidity. Short-term investor win long-term strain. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949217370066587739) 2025-07-26 21:16:50 UTC XXX followers, XX engagements


"📦 Revenue Trends Q1 Net Sales: Rs. 26.01B (6.5% YoY) Dairy softening frozen desserts expanding GST expected to deepen the decline in Q3-Q4. #FCEPL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949529325403078878) 2025-07-27 17:56:26 UTC XXX followers, XX engagements


"7🏚 CapEx Dried Up CapEx (9M FY25): Rs. XXX Mn Down from Rs. XXX Mn same period last year 🔻 Investments in future growth are on pause. Assets are being sold instead. #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538515450057023) 2025-07-27 18:32:57 UTC XXX followers, XX engagements


"💼 Balance Sheet Additions Fixed assets rose to Rs. 11.78B Short-term investments and deposits also increased indicates strategic positioning. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544927467061743) 2025-07-27 18:58:26 UTC XXX followers, XX engagements


"💸 Cash Flow from Operations: MFFL reported a sharp reversal in operating cash flows: Mar-24: +Rs. 182M Mar-25: -Rs. 160M Driven by higher tax & finance cost outflows and lower operational inflows. #MFFL #PSX #KSE100 #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948805667797467526) 2025-07-25 18:00:52 UTC XXX followers, XX engagements


"📈 EPS for Q1: Rs. XXXXX 🧮 Annualized EPS = Rs. XXXXXX At Rs. 1629/share P/E = 12.4x far below global peers. #BATA #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949232646418223423) 2025-07-26 22:17:32 UTC XXX followers, XX engagements


"📉 Profit Drops Despite Revenue EPS to Rs XXXX from Rs XXXX In Q1 FY25 revenue slumped -XX% while EPS fell -XX% exposing heavy pressure from raw material costs (linked to oil PX PTA). #LOTCHEM #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1948473727580098925) 2025-07-24 20:01:52 UTC XXX followers, XXX engagements


"4/ 💸 Cash Flow Recovery Operating Cash Flow: +Rs. 12.36bn (vs negative last year) Capex: Rs. 311mn only But: Finance cost = Rs. 4.6bn ➡ Unity is generating cash but interest eats most of it. #UNITY #PSX #FMCG"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947001340166582480) 2025-07-20 18:31:07 UTC XXX followers, XX engagements


"📊 Valuation Metrics P/E 14.9x (EPS PKR XXXX annualized) P/B 0.61x (Book value PKR 598/share) 📉 Market undervaluing balance sheet #MEHT #Textile #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949816150738579873) 2025-07-28 12:56:10 UTC XXX followers, XX engagements


"Pakistan International Bulk Terminal Financial Position March 2025 Stronger liquidity ✅ Reduced long-term debt ✅ But rising short-term liabilities ❗ Heres what investors need to know before making a move 👇 #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949237158126199205) 2025-07-26 22:35:28 UTC XXX followers, XXX engagements


"📉 Rs. 1.7B paid back in debt Net cash from financing = (Rs. 1.7B) Despite this cash rose to Rs. 569M ✅ Company is reducing debt ⚠ But sustainability depends on future profits #PIBTL #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949238867573289298) 2025-07-26 22:42:15 UTC XXX followers, XX engagements


"8📉 4-Year EPS Average Avg EPS (20212024) = Rs. XXXX P/E based on 4-year avg = 11.6x ❌ Weak earnings quality and volatile performance drag valuations down. #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538627039400290) 2025-07-27 18:33:24 UTC XXX followers, XX engagements


"💰 Finance Cost Relief Finance cost fell from Rs. 1.37B Rs. 1.18B Savings of Rs. 190M. Likely due to improved debt structuring or early repayments. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544216331252169) 2025-07-27 18:55:36 UTC XXX followers, XX engagements


"8 Capital Efficiency 📊 ROE (estimated FY25) = XX% ROA = XXXX% These figures reflect strong capital deployment & operational efficiency. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949248619464228891) 2025-07-26 23:21:00 UTC XXX followers, XX engagements


"🔥 Working Capital A Drag Massive outflows in working capital: FY24: Rs -103mn FY23: Rs -8.52bn () driven by 🔸 Stock buildup 🔸 Receivables ballooning 🔸 Payables fluctuation #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949216982521262457) 2025-07-26 21:15:17 UTC XXX followers, XX engagements


"🔥 Bottom Line: Before buying a luxury car or iPhone in Pakistan ask: Can I resell or replace this in X years If the answers no it's a liability not an asset. #PKR #Depreciation"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949795363700826573) 2025-07-28 11:33:34 UTC XXX followers, XX engagements


"2 💰 Cash Reserves Skyrocket Cash & bank balances rose to Rs. 16.4B in Q1 2025 from Rs. 3.13B in Q4 2024 up 426%. 🔹 Liquidity position stronger than ever 🔹 Fuel for claims & investments #PSX #Insurance #Pakistan #JLICL 💼📈"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949547472264610024) 2025-07-27 19:08:32 UTC XXX followers, XX engagements


"📈 Dividends from Associates (2025 Q3): Lucky Core: Rs. 446M Yunus Energy: Rs. 611M ➡ Combined Rs. 1.05B in passive income #GADT #Textile #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1947666414602506620) 2025-07-22 14:33:53 UTC XXX followers, XX engagements


"🔍 Inventory rose to Rs. 6.66B (up 11%) Could be seasonal stocking or slower turnover needs monitoring in Q2 #BATA #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949233199286010309) 2025-07-26 22:19:44 UTC XXX followers, XX engagements


"💰 Depreciation A Major Non-Cash Add-Back Depreciation & amortization consistently above Rs 1.3bn/year. FY24: Rs 2.76bn This cushions cash flows despite PBT pressure. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949216883258835122) 2025-07-26 21:14:54 UTC XXX followers, XX engagements


"💰 Net Sales (9M FY25) rose XXX% YoY to PKR 3.89bn driven by a XX% surge in exports 📦 👉Local: PKR 3.6bn 👉Export: PKR 275mn #WAHN #PSX #KSE100"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949826901536575494) 2025-07-28 13:38:54 UTC XXX followers, XX engagements


"📊 Net Long-Term Debt Stable Long-term financing stood at Rs. 1.73B (down slightly from Rs. 1.79B) Steady repayments show capital discipline. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949544670255616316) 2025-07-27 18:57:24 UTC XXX followers, XX engagements


"📌 Final Take: Cautious Optimism ✅ Profit up ✅ Debt under control ❌ Cash flow negative ❌ Sales & margins falling KML is surviving the storm but will need demand revival to thrive. #KML #KSE100 #PSX #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949545130114924829) 2025-07-27 18:59:14 UTC XXX followers, XX engagements


"2 Profitability 💵 EPS for Q1 2025 clocked in at Rs. XXXXX up +24.6% YoY. Annualized EPS = Rs. XXXXX. At current price Rs. 1067.85 P/E = 14.8x compared to industry avg of 1618x. #HINOON #PSX #KSE100 #Pharmaceuticals"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949247614861345127) 2025-07-26 23:17:01 UTC XXX followers, XX engagements


"5 ⚠ Profit Decline PAT dropped to Rs. 552M (Q1 2025) from Rs. 1.17B (Q1 2024) 📉 🔹 EPS down to Rs. XXXX from Rs. XXXX Margin pressure or actuarial strain #PSX #Insurance #Pakistan #JLICL 💼📈"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949547756952961317) 2025-07-27 19:09:40 UTC XXX followers, XX engagements


"3💔 Profit Breakdown PAT (Rs. Mn): 2022: +1347 2023: +561 2024: -1750 🔻 EPS collapsed from Rs. XXXXX (2022) to Rs. -XXXXX (2024) A total reversal in fortunes. #PSX #CRTM #Textiles #Pakistan"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949538007994024211) 2025-07-27 18:30:56 UTC XXX followers, XX engagements


"📉 Leverage Improving: Debt to PKR 4.25bn (from 4.85bn) Leverage to XXXX% (from 54.7%) Equity to PKR 4.1bn Balance sheet cleanup in progress Stable base for dividend or expansion #PSX #ESML #TextileSpinning"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1946732753195606098) 2025-07-20 00:43:51 UTC XXX followers, XX engagements


"📉 Net Cash Generated from Ops FY24: Rs 3.15bn FY23: Rs 4.08bn FY22: Rs 5.32bn FY21: Rs 1.97bn FY20: Rs 3.61bn FY19: Rs 3.33bn Some consistency but declining. #FML #PSX #KSE100 #Textiles"  
![@MeherJazibAli Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1900554330.png) [@MeherJazibAli](/creator/x/MeherJazibAli) on [X](/post/tweet/1949219039009521777) 2025-07-26 21:23:28 UTC XXX followers, XX engagements