[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @MeherJazibAli Meher Jazib Ali Meher Jazib Ali posts on X about psx, balance sheet, debt, cash flow the most. They currently have XXXXX followers and 1326 posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1900554330/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXX +7.70% - X Months XXXXXXX +1,608,236% - X Year XXXXXXX +168,891% ### Mentions: XXX [#](/creator/twitter::1900554330/posts_active)  - X Week XXX -XX% - X Month XXXXX +11% - X Months XXXXX +118,100% - X Year XXXXX +29,475% ### Followers: XXXXX [#](/creator/twitter::1900554330/followers)  - X Week XXXXX +5% - X Month XXXXX +35% - X Months XXXXX +1,101% - X Year XXXXX +1,145% ### CreatorRank: XXXXXXX [#](/creator/twitter::1900554330/influencer_rank)  ### Social Influence [#](/creator/twitter::1900554330/influence) --- **Social category influence** [finance](/list/finance) XXX% [currencies](/list/currencies) XXXX% [premier league](/list/premier-league) XXXX% [countries](/list/countries) XXXX% [stocks](/list/stocks) XXXX% [travel destinations](/list/travel-destinations) XXXX% **Social topic influence** [psx](/topic/psx) #12, [balance sheet](/topic/balance-sheet) #1336, [debt](/topic/debt) #1097, [cash flow](/topic/cash-flow) #130, [reit](/topic/reit) #32, [pakistan](/topic/pakistan) 1.28%, [finance](/topic/finance) #3409, [investment](/topic/investment) 0.9%, [stocks](/topic/stocks) 0.53%, [market cap](/topic/market-cap) #2014 **Top accounts mentioned or mentioned by** [@pso](/creator/undefined) [@statebankpak](/creator/undefined) [@nawalahmad301](/creator/undefined) [@ragheeb40](/creator/undefined) [@zairwani14](/creator/undefined) [@naqisaad22681](/creator/undefined) [@mja062](/creator/undefined) [@akarachia](/creator/undefined) [@2826mirage](/creator/undefined) [@toplinesec](/creator/undefined) [@drkherani](/creator/undefined) [@hafiznavee67307](/creator/undefined) [@rajaasadullah](/creator/undefined) [@beeandwax](/creator/undefined) [@ahsanhorani](/creator/undefined) [@kamrana72532598](/creator/undefined) [@zohaibsajidche1](/creator/undefined) [@usmanwwaheed](/creator/undefined) [@stocktraderlhr](/creator/undefined) [@faseehdanish](/creator/undefined) **Top assets mentioned** [Rio Tinto plc (RIO)](/topic/rio-tinto) [Colgate-Palmolive Company (CL)](/topic/colgatepalmolive) ### Top Social Posts [#](/creator/twitter::1900554330/posts) --- Top posts by engagements in the last XX hours "💹 EV-Based Valuation Analysts often use EV/EBITDA due to high cash payouts. Fair Range: XX = fair value X = undervalued (buy zone) X = overvalued unless EPS growth visible. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976093660996333576) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:13Z 2407 followers, XXX engagements "🔍 Why the decline ✔ LT loans repaid annually (6.1bn X by FY30) ✔ ST borrowings reduced gradually ✔ KIBOR assumed stable (11.05%) Overall leverage & interest burden easing each year. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977423900322750568) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:19Z 2414 followers, XXX engagements "💥 Every +1% KIBOR jump adds PKR 2530m per year to finance cost. So rate stability is key to sustaining margins. NATFs leverage plan protects it: most loans amortise by FY30. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977428981935935512) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:39Z 2415 followers, XXX engagements "📈 Production & Challenges: Hit record FY25 production: XXXXX mmboe. But earnings were hit by gas curtailment & a XX% extra royalty. Warns of a 10-15% FY26 production decline if LNG cargo deferment plan isn't approved by Qatar. #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978459070639026494) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:52Z 2409 followers, XXX engagements "💻 Diversification - Sky47: First data centre to be completed soon. Karachi data centre (hybrid energy) on track for end of 2026. #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978460415521644890) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:58Z 2409 followers, XXX engagements "💡 Bottom Line: Mari is in a high-growth investment phase. While facing short-term curtailment risks its strategy is clear: unlock int'l (Abu Dhabi) & domestic frontier potential sustain the core and diversify. #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978460532639179070) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:58Z 2409 followers, XXX engagements "🤝 Smeda is crafting a new strategy to slash the trade deficit between Pakistan & Saudi Arabia. The plan focuses on joint investment in Pakistan's key export sectors. #KSA #Trade #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978461723146277009) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T14:03Z 2409 followers, XXX engagements "📉 The trade gap is significant. Pakistan's exports to KSA are $XXX million while imports are $XXXX billion creating a deficit of $XXXX billion. The new 5-year strategy aims to change this. #KSA #Trade #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978461812493266960) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T14:03Z 2409 followers, XX engagements "🎯 The Goals: ➡ DOUBLE Pakistan's exports to Saudi Arabia. ➡ REDUCE the bilateral trade deficit by 25%. This supports Pakistan's ambitious target of $XXX billion in total exports by 2035. #KSA #Trade #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978461894928155044) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T14:04Z 2409 followers, XX engagements "🚨 UBLs 9M25 Financials Are Out United Bank Limited has delivered one of the strongest balance sheet expansions in Pakistans banking space. Lets break down its performance liquidity profitability and market valuation. 💰📊 #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978510205232062698) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:16Z 2410 followers, 1016 engagements "🚨 Haleon Pakistan (PSX: HALEON) shines in HY2025 with stellar profitability strong balance sheet and near-zero debt. But valuations look expensive. Lets break down the numbers 👇 #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970139569610977542) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:54Z 2415 followers, 2946 engagements "📊 Revenue surged to PKR 21.6bn (22% YoY). 💰 Net Profit = PKR 2.97bn (59% YoY). 📈 EPS (HY) = PKR XXXXX annualized PKR XXXXX. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970139682819448947) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:54Z 2416 followers, XXX engagements "📌 Margins: Gross Margin = XXXX% Operating Margin = XXXX% Net Margin = XXXX% One of the strongest in Pakistans pharma space. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970139771901981034) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:54Z 2416 followers, XXX engagements "🔥 Returns on capital: ROA = XXXX% (annualized) ROE = XXXX% (annualized) Efficiency not leverage is driving these returns. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970139858627666339) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:55Z 2416 followers, XXX engagements "⚖ Balance Sheet Strength: Debt/Equity = 0.02x (near zero) Debt/Assets = XXX% Equity Multiplier = 1.92x Minimal leverage risk. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970139974638199037) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:55Z 2415 followers, XXX engagements "💧 Liquidity: Current Ratio = 1.52x Quick Ratio = 0.84x Cash Ratio = 0.64x Healthy but heavy inventory load typical for pharma. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140066631794955) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:56Z 2416 followers, XXX engagements "⚡ Working Capital = PKR 5.87bn. The company has cushion but not excessive idle funds. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140182642102310) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:56Z 2415 followers, XXX engagements "💸 Cash Flow: OCF = PKR 2.29bn OCF / NI = XX% Decent conversion of profits into cash. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140507587408381) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:57Z 2416 followers, XXX engagements "🛠 Free Cash Flow: FCF = PKR 1.83bn PKR 15.6/share FCFE = PKR 80m PKR 0.7/share Heavy dividends absorbed cash. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140596695396554) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:58Z 2415 followers, XXX engagements "📊 Valuation Check: BVPS = PKR XXXXX Price = PKR XXXXX P/B = 7.9x Premium far above local peers. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140709798948952) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:58Z 2416 followers, XXX engagements "📈 P/E Ratios: Annualized P/E = 17.5x Forward P/E (20% growth) 13.5x Price is rich growth is priced in. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140858738483505) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:59Z 2415 followers, XXX engagements "💼 EV Analysis: EV PKR 96.8bn EV/Share = PKR XXX Slight premium vs market cap cash offsets debt. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970140987579081097) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T14:59Z 2416 followers, XXX engagements "📉 Financial Charges only PKR 32m. With such low leverage interest burden is negligible. ROE is operationally earned. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970141078960427259) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T15:00Z 2416 followers, XXX engagements "💡 Strengths: Strong brand portfolio Cash-rich balance sheet Consistent margins Negative CCC (supplier credit) #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970141223353483462) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T15:00Z 2416 followers, XXX engagements "⚠ Risks: Expensive valuation (P/B 8x P/E 17.5x) Dividend-heavy FCFE/share PKR X Dependence on supplier financing #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970141294027817087) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T15:01Z 2416 followers, XXX engagements "📌 Haleon is priced like a growth stock in Pakistan. Investors pay premium for stability + global parentage. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970141385723711912) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T15:01Z 2416 followers, XXX engagements "🔍 At PKR 887/share HALEON trades well above book. Sustained double-digit earnings growth is needed to justify. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970141450022109258) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T15:01Z 2416 followers, XXX engagements "✅ Bottomline: Haleon = high quality high ROE near zero debt. But trading at a steep premium. Great defensive play but not cheap. #HALEON #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1970141510243848394) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-22T15:01Z 2416 followers, XXX engagements "@homosapien_86 I've checked the financials of few companies among them I find GLAXO the safest in terms of fundamentals. Haleon is good and a good dividend paying stock as well. But if you are risky player and want high risk high return then go for AGP" [X Link](https://x.com/MeherJazibAli/status/1970462799760683217) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-23T12:18Z 2416 followers, XX engagements "@UsmanwWaheed I've not worked on the items in detail. But in past ABOT CPHL GLAXO HALEON had exports in the past" [X Link](https://x.com/MeherJazibAli/status/1971630632431505444) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-26T17:39Z 2416 followers, XX engagements "🧵 Thread: Big Bird Foods Limited (BBFL) FY2025 Performance 📌 Big Bird Foods (BBFL) FY2025 shows solid topline growth strong profitability but weak cash flows. Lets dive into the numbers. #BBFL #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1972644083148710384) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-29T12:46Z 2418 followers, 2703 engagements "@UsmanwWaheed It might show a slight improvement. But not a significant. If you are into pharma hold GLAXO for long-term" [X Link](https://x.com/MeherJazibAli/status/1973020647455629586) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-30T13:42Z 2416 followers, 1015 engagements "@investingAarif @UsmanwWaheed Not worked on the HINOON in detail. In between Haleon and GLAXO I find GLAXO fundamenally more lucrative" [X Link](https://x.com/MeherJazibAli/status/1973441649855590776) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-01T17:35Z 2416 followers, XX engagements "📊 Pharma Sector vs KSE100 (Last 3M) 🔹 KSE100: +29.48% 🔹 SEARL: +30.94% 🔹 ABOT: +26.89% 🔹 HALEON: +21.24% 🔹 HINOON: +19.13% 🔹 CPHL: +15.84% 🔹 GLAXO: +15.00% 🔹 AGP: +4.63% Sector mostly underperformed index with SEARL the only outperformer. #GLAXO #AGP #Pharma #PSX" [X Link](https://x.com/MeherJazibAli/status/1973465975770194220) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-01T19:12Z 2416 followers, 3954 engagements "Average coal inventory = X months of operations this cushions against price or logistics disruptions. Revenue FY22 FY23: PKR 5.25B PKR 6.06B (+15.5%) Despite lower output higher coal-indexed tariff boosted topline. #MLCF #MLPL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1974628852581413278) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-05T00:12Z 2418 followers, XXX engagements "Gross margin improved from XXXX% XXXX% Net margin rose from XXXX% 21.2%. No financial leverage = near-zero finance cost. MLPLs profit purely reflects operations + efficiency. #MLCF #MLPL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1974629158291681312) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-05T00:14Z 2415 followers, XXX engagements "Investment Outflow Net investing cash outflow PKR -938bn mostly from massive PIB/T-bill purchases (FVOCI). The bank rotated liquidity toward sovereign exposure. #ABL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1974852027630207448) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-05T14:59Z 2415 followers, XXX engagements "Financing Outflows Dividend payout PKR 9.1bn + lease payments PKR 1.46bn showing consistent shareholder return discipline. #ABL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1974852103526023435) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-05T15:00Z 2415 followers, XXX engagements "🧭 Bottom Line: SEARLs profitability & margins improved 👍 But cash flow receivables & short-term debt remain red flags ⚠ Sustainable turnaround depends on real OCF recovery. #SEARL #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975048154690273553) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-06T03:59Z 2416 followers, XXX engagements "📈 Total Liabilities: ➡ PKR 10.66trn vs 7.75trn (+37.6%) Growth mirrors deposit mobilization & increased borrowing base. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975213316487454729) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-06T14:55Z 2417 followers, XX engagements "💼 Shareholders Equity: ➡ PKR 426bn vs 316bn (+34.9%) Capital base strengthening retained earnings & reserves buildup. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975213413027750376) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-06T14:55Z 2417 followers, XX engagements "💼 MCB Bank Ltd (1H2025) Balance Sheet Snapshot Assets surge to PKR 3.38T (+24.98%) driven by investment gains & liquidity build-up. 📊 Equity = PKR 288B (+6.6%) #MCB #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975290891305951581) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-06T20:03Z 2415 followers, XXX engagements "Summary Judgment: MEBLs 1H 2025 balance sheet shows liquidity strength and conservative asset allocation a classic defensive posture in high-rate environments. Stability improved but growth through financing has slowed sharply. #MEBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975293996445671473) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-06T20:16Z 2415 followers, XXX engagements "📉 Leverage (Assets/Equity) slightly eased to 25.4x (from 25.7x). This shows controlled gearing and a balanced risk-return posture. #BOP #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975554693465317873) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-07T13:31Z 2418 followers, XXX engagements "📈 Book Value per Share increased to PKR XXXXX (from 28.28) a X% rise. This steady improvement reflects retained earnings and strengthening equity base. #BOP #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975554825262932352) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-07T13:32Z 2418 followers, XXX engagements "📢 Bank AL Habib Limited (BAHL) 1H 2025 Financial View The bank showed a stable balance sheet with strategic deleveraging and improved capitalization. Lets break down the numbers 👇 #BAHL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975562165844386046) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-07T14:01Z 2416 followers, XXX engagements "Borrowings-to-Asset Ratio: XXXXX% down from XXXXX% Strong reduction in debt reliance. Funding base shifting from borrowings deposits. #BAFL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975683571147747381) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-07T22:04Z 2417 followers, XX engagements "Soneri Bank (SNBL) Balance Sheet Review (Jun XX 2025 vs Dec XX 2024) Total Assets rose XXXX% to PKR 811.8bn showing moderate balance sheet expansion despite tough macro conditions. #SNBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975709770557354458) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-07T23:48Z 2418 followers, XXX engagements "Deposits-to-Liability Ratio: XXXX% ( from 81.1%) Deposits now fund nearly all liabilities. Strong structural stability and reduced funding risk. #BIPL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975715618449203344) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-08T00:11Z 2415 followers, XX engagements "Key Drivers: X FVTPL gains via P&L retained earnings X FVOCI gains direct equity impact X Credit losses slight reduction X New investments assets book value #BookValue #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975722092760080544) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-08T00:37Z 2418 followers, XX engagements "💹 Yield Adjusted Valuation Analysts often price fertilizer stocks by yield spread: Dividend Yield PIB Yield. If spread X% undervalued zone. If X% overbought zone. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976094533575209147) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:17Z 2417 followers, XXX engagements "💬 In short: Pakistan fertilizer valuation = a blend of: Dividend Yield (10%) ROE (18%) Net Margin (20%) Debt XXX If all tick ✅ its a buy-and-hold sector. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976094717184975290) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:17Z 2418 followers, XXX engagements "🔒 Of those XX% are fixed-rate PIBs confirmed by pledged collateral data: PIBs pledged: Rs5.79trn MTBs: Rs6bn The core of UBLs earning assets are long-term fixed coupon papers. Thats your EPS driver. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976465763944087736) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:52Z 2415 followers, XXX engagements "💡 During FY25H1 PIB yields hovered between 12.813.5% (3Y10Y). UBL like peers locked long-dated papers at those levels before policy rate cut expectations. So the phrase locked near XX% comes from market timing not guesswork. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976465838762041472) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:52Z 2416 followers, XX engagements "📈 Now why does this matter Even if policy rate stays XX% (as SBP hinted) UBLs income stream stays elevated because those PIBs keep yielding XX% fixed widening NIMs quarter-on-quarter. Thats why EPS stays sticky around Rs1213 per quarter. #UBL #CommercialBanks #PSX" [X Link](https://x.com/MeherJazibAli/status/1976465946090082542) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:52Z 2416 followers, XX engagements "🧮 Check the math: Rs8.6trn x XX% = Rs1.118trn annual yield. Subtract XX% cost of funds (Rs0.66trn) Net interest income Rs450bn annually. Thats Rs110bn/quarter consistent with H1 trends. #UBL #CommercialBanks #PSX" [X Link](https://x.com/MeherJazibAli/status/1976466022552248567) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:53Z 2416 followers, XX engagements "📉 If policy rate drops by 200bps in FY26 EPS will initially hold then compress 1015% since fixed-rate assets stay at XX% but new deposits reprice lower faster than loans grow. UBLs advantage = long duration (4 years). #UBL #CommercialBanks #PSX" [X Link](https://x.com/MeherJazibAli/status/1976466111106633848) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:53Z 2415 followers, XX engagements "Pakistans political noise often shakes sentiment but it also creates entry windows at PSX. Focus on strong fundamentals accumulate on dips and align positions with your holding power & risk tolerance. In the long run patience + sanity = alpha. 💡📈 #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976592237464293692) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T10:14Z 2419 followers, 2195 engagements "PM Shehbaz Sharif is fast-tracking the privatization of loss-making state entities like PIA & the Roosevelt Hotel. The aim: relieve the burden on the national exchequer and improve public services. #Privatization #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976691835419369585) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T16:50Z 2418 followers, XXX engagements "6 Mutual funds explode 📊 Banks mutual fund investments jumped from Rs13bn Rs69bn (+420% QoQ). Likely shift into income / money market funds for yield pickup. But overall equities + funds still X% of total showing risk aversion remains high" [X Link](https://x.com/MeherJazibAli/status/1976735983862530243) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T19:45Z 2418 followers, XXX engagements "💸 NATF Finance Cost & Debt Structure Thread (PKR in thousands) 🔍 Lets break down NATF (National Foods Ltd) its debt structure finance cost and how things look till FY2030. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977419873430143372) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:03Z 2416 followers, 2728 engagements "FY25 snapshot 👇 📊 Long-Term Finance: 6141638 💰 Short-Term Borrowings: 2129353 💸 Total Interest-Bearing Debt: 8.27bn ⚙ Finance Cost (P&L): 1263417 #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977420375765225840) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:05Z 2415 followers, XXX engagements "📊 Interest coverage (EBIT / Finance Cost): FY25 EBIT = 4868571 Coverage = 4.87bn / 1.26bn = XXXX By FY30 (cost 308m) coverage improves to XX if EBIT stays flat. 💪 Balance sheet strength improving. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977424003561381966) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:19Z 2414 followers, XXX engagements "🧩 Takeaway: NATFs finance cost peaked in FY25 at 1.26bn. With steady repayments stable KIBOR & reduced ST usage Finance cost may drop to PKR 308m by FY30 even under +1% KIBOR it stays below 331m. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977429101162934760) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:40Z 2414 followers, XXX engagements "Patience saves you brokers fees capital gains tax and other charges. High-beta stocks move sharply with the index if you cant handle volatility stay away. And never buy a stock you dont truly believe in. #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978046316086456576) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T10:32Z 2416 followers, 3725 engagements "📈 Inflation Outlook: Despite contraction in Oct M2s high YoY base implies persistent inflationary inertia. SBP tightening visible but broad money remains expansionary due to fiscal flows. #M2 #SBP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978108732547498031) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T14:40Z 2415 followers, XX engagements "🧾 Summary View: M2 up XXXXX% YoY SBP lending down Bank-based govt financing up Private credit weak Inflation still sticky SBPs monetary tightening is visible but fiscal dominance remains intact. #M2 #SBP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978108821936431330) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T14:41Z 2415 followers, XX engagements "Ufone moves from a niche player to a national telecom champion now equipped with the scale quality & innovation needed to compete effectively against Jazz & Zong. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978185913772462339) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:47Z 2414 followers, XX engagements "💧 Liquidity Health: Current Ratio XXXX (FY24: 1.17) Quick Ratio XXXX (FY24: 0.63) Cash Ratio steady at XXXX Strong liquidity buffer despite capex & working capital build-up. #BFBIO #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978198695007965339) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T20:38Z 2413 followers, XXX engagements "📦 Working Capital: Net WC = PKR 2.21bn (FY24: PKR 0.25bn) ➡ Driven by inventory accumulation & IPO cash. #BFBIO #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978198764331352423) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T20:38Z 2422 followers, XX engagements "🏦 SBP PIB Auction Update (14-Oct-25) The State Bank held its auction for 2Y (Zero-Coupon) & 3Y 5Y 10Y 15Y Fixed-Rate PIBs. Settlement: 15-Oct-25. Total bids received: PKR XXXXX trillion accepted: PKR XXXXX bn. #PIB #SBP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978230176824582514) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T22:43Z 2418 followers, XXX engagements "@kamrana72532598 Yes. I just superficially read the financial statements. And your opinion fits the results" [X Link](https://x.com/MeherJazibAli/status/1978442776325902566) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T12:48Z 2416 followers, XX engagements "GOAL: Deepen Pakistan-Trkiye energy ties increase Foreign Direct Investment (FDI) and bring international best practices to Pakistan's offshore exploration. #PPL #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978451582216720669) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:23Z 2413 followers, XXX engagements "In a parallel move Mari Petroleum is diversifying into MINING. The company is now actively engaging with global mining giants RIO TINTO and BHP to explore Pakistan's mineral resources. #PPL #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978451641813586045) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:23Z 2413 followers, XXX engagements "🧵Mari Energies held its corp briefing outlining major growth plans & addressing challenges. Key takeaways: Int'l expansion new gas fields & a focus on sustaining production. #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978458289307283807) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:49Z 2416 followers, 1831 engagements "Abu Dhabi Move: Mari's production plan for its X discoveries has been APPROVED by Adnoc. The project now enters the development phase targeting 25000 barrels per day (bpd) of oil. A major international milestone #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978458610913910848) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:51Z 2419 followers, XXX engagements "🔄 Sustaining the Core: Aims to maintain current Mari field production (595-600 mmcfd). Plans an aggressive drilling pace of 15-20 wells per year for the next X years. #MARI #OG #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978460131466604663) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T13:57Z 2410 followers, XXX engagements "💼 Total Assets: Rs XXXXX trillion up sharply from Rs 8.06T in Dec24. Thats a +40% balance sheet expansion within X months driven by massive investment buildup. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978510309041099038) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:16Z 2414 followers, XXX engagements "💸 Borrowings: Rs XXXX trillion XX% of total assets. UBL relied heavily on SBP repo & interbank funding to expand its investment book. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978511005647774072) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:19Z 2413 followers, XXX engagements "📊 Equity: Rs XXX billion up from Rs 316B boosted by retained earnings & revaluation surplus. Book Value per Share = Rs XXXXXX. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978511234858160559) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:20Z 2413 followers, XX engagements "📈 Profit Before Tax (PBT): Rs XXXXX billion vs Rs 107.8B in 9M24 +106% YoY. UBL more than doubled its profitability. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978511393037881390) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:20Z 2415 followers, XX engagements "💵 Profit After Tax (est.): Rs XXXX billion translating to EPS = Rs 39.55/share. (9 Months) Up from Rs 17.09/share last year a stellar bottom-line performance. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978512030932893791) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:23Z 2415 followers, XXX engagements "💹 ROE = XXXX% 💰 ROA = XXXX% Both metrics show strong operational efficiency & profitability momentum. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978512815636771310) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:26Z 2415 followers, XXX engagements "💧 Liquidity Ratios: Cash & Balances = Rs 531B (4.71% of assets) Advances-to-Deposits (ADR) = XXXX% Investment-to-Deposits (IDR) = XXX% UBL has gone defensive preferring PIBs over loans. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978513432098816506) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:28Z 2414 followers, XXX engagements "📈 Market Cap: Rs XXXXX billion UBL is among the top-valued financial institutions in Pakistan. Yet its low P/E (7.35x) suggests the market may be undervaluing its earnings strength. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978513925156028508) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:30Z 2414 followers, XX engagements "🧠 Summary: UBLs 9M25 story = ✅ Record profitability ✅ Massive balance sheet growth ✅ Low credit exposure high investment book ⚠ High leverage & rate sensitivity remain key watchpoints. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978514370955976927) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:32Z 2414 followers, XXX engagements "🚗 Sazgar Engineering Works Ltd (SAZEW) delivered a resilient FY25 performance despite auto-sector headwinds. Strong fundamentals improving liquidity and solid earnings momentum underline its standing. 💰 Share Price: Rs.1907.27 #SAZEW #Automobile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978521536995721388) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:01Z 2416 followers, 1806 engagements "📦 Gross Margin (GM): XXXX% vs XXXX% ⚙ Operating Margin (OM): XXXX% vs XXXX% 💰 Net Margin (NM): XXXX% vs XX% ➡ Margins compressed slightly due to higher input costs and distribution expenses even though sales grew XXXX% YoY. #SAZEW #Automobile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978526396277215583) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:20Z 2415 followers, XXX engagements "Cash Conversion Cycle (CCC): XX days vs XX days 📦 Inventory: XX days 📑 Receivables: XX days 💸 Payables: XX days ➡ Improved by XX days meaning cash tied up in operations reduced significantly. #SAZEW #Automobile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978527233795924406) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:23Z 2415 followers, XXX engagements "📉 Finance Cost declined sharply to Rs 1.4bn (vs Rs 2.45bn). 💡 Strong deleveraging improved net margin to XXXX% up from XXXX% YoY. #BWCL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978534383939198982) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:52Z 2415 followers, XX engagements "🧾 Net Profit = Rs 5.5bn vs Rs 4.06bn YoY 📈 Earnings per Share (EPS) = Rs XXXX 🔥 Up XX% YoY a solid rebound. #BWCL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978534543926669419) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:52Z 2415 followers, XX engagements "💹 Return on Assets (ROA) = XXX% (annualized) 💸 Return on Equity (ROE) = XXXX% Both indicate efficient capital deployment. #BWCL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978534640374714654) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:53Z 2415 followers, XX engagements "💸 The hotel faces a financial crisis. Its lease with New York City which provided revenue will end on June XX 2025. PIAIL has asked the govt for $XXXX million to cover liabilities & costs for the next X months. #SBP #PIAA #Privatization #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978820104193282061) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T13:47Z 2421 followers, XX engagements "🚨Pakistan's FBR has officially SUSPENDED all Afghan Transit Trade from Karachi ports (Karachi Port & Port Qasim). The move is effective immediately due to severe terminal congestion. #PakAfghan #Trade #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978825251531227573) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T14:07Z 2421 followers, 1033 engagements "💰 Share Price: Rs XXXXX 📈 Units Outstanding: XXXXX bn ➡ Market Cap: Rs XXXXX bn #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978935669797064942) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:26Z 2420 followers, XX engagements "🏢 Drivers of Growth: Unrealised gain on property revaluation: Rs XXXX bn (115%) Dividend income: Rs XXX mn Stable deposit income: Rs XX mn #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978935865746329944) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:27Z 2421 followers, XX engagements "⚙ Expense Control: Total expenses up only XX% YoY (Rs XXX mn vs Rs XXX mn) despite larger AUM a sign of scale efficiency. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978935998655459599) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:28Z 2421 followers, XX engagements "💸 Operating Profit Margin: = 768368 / 1541026 = XXXX% 🔥 #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936141580509603) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:28Z 2420 followers, XX engagements "📈 Net Profit Margin: = 758285 / 1541026 = XXXX% Half of total income flows to the bottom line exceptional for a REIT. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936226150330375) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:28Z 2420 followers, XX engagements "💹 ROE (approx): Assuming avg equity Rs XXXX bn ROE XXX% (not annualized growth due to capital-heavy base). #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936417813164142) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:29Z 2421 followers, XX engagements "💵 Cash Flow (FY25): Net OCF: (Rs XXX mn) outflow Net Investing CF: (Rs XX mn) outflow Net Financing CF: Rs XXX mn inflow ➡ Ending Cash: Rs XXXX mn #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936666426318938) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:30Z 2420 followers, XX engagements "📊 Free Cash Flow: Negative due to heavy right issue and inter-project loans cash outflow for future asset development. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936772252852501) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:31Z 2420 followers, XX engagements "🏗 Portfolio Expansion: Right issue subscription in NMC & HKC Loan financing within TPL group projects All part of portfolio consolidation for future rental yields. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936848413065548) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:31Z 2420 followers, XX engagements "📉 Finance Cost: Rs XXXX mn Minor leverage conservative debt position. Debt/Equity X% ⚖ #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936999298916829) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:32Z 2420 followers, XX engagements "📉 Key Risk: High management & performance fees (Rs XXX mn total) consume nearly XX% of total expenses. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978937716705239379) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:34Z 2420 followers, XX engagements "🧩 Operational takeaway: Stable dividend income + large unrealised gains strong FY25 optics but core cash generation remains weak. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978937802776539391) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:35Z 2421 followers, XXX engagements "⚖ Verdict: TPL REIT Fund-1 stands out as one of the Pakistans largest listed REIT showing NAV growth & valuation strength. Core cash flows still evolving but structure solidifies REIT momentum in Pakistan. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978938602672263493) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:38Z 2421 followers, XXX engagements "💵 Reserves Update: SBP-held forex reserves saw a slight weekly increase of $XX million reaching $XXXXX billion. Total national reserves (including commercial banks) stand at $XXXXX billion. #SBP #GDP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979054248080912426) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:17Z 2418 followers, XXX engagements "Reference: #SBP #GDP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979054333762093132) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:18Z 2418 followers, XXX engagements "📌 The bottom line: The IMF sees a path to fiscal improvement but stresses that Pakistan MUST build buffers by controlling spending and solidifying its tax base. The plan is there but execution is key. #IMF #Economy #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979055945981321444) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:24Z 2419 followers, XXX engagements "Reference: #IMF #Economy #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979056087367037178) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:25Z 2418 followers, XXX engagements "The tribunal directed Pakistan Customs to re-assess the goods but this must be done in the presence of the importers' representatives. This ruling breaks the deadlock and re-opens a critical trade route. #SostDryPort #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979057188128665883) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:29Z 2419 followers, XXX engagements "#SostDryPort #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979057258135691360) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:29Z 2419 followers, XXX engagements "⚠ This is not an isolated event. Cross-border trade has been repeatedly halted due to security disputes construction disagreements and internet outages highlighting the region's fragile stability. #Torkham #Chaman #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979058476719452280) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:34Z 2419 followers, XXX engagements "Reference: #Torkham #Chaman #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979058565278024002) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:35Z 2419 followers, XXX engagements "@rimshahrehman I don't know what is your ultimate goal of return. But if you really want to invest in FPCP NATF and FFL are way better in terms of capital gain. Yes their fundamentals are not on the top of the charts. But there are significant chances of capital gain" [X Link](https://x.com/MeherJazibAli/status/1979135030912786876) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T10:38Z 2416 followers, XX engagements "🏦 Askari Bank (AKBL) H1 2025 Balance Sheet Total Assets: PKR 2.75T (+10%) Total Liabilities: PKR 2.61T (+10%) Total Equity: PKR 136.2B (+12%) Growth is moderate with equity increasing slightly faster than liabilities. #AKBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975677213618950565) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-07T21:38Z 2422 followers, XXX engagements "Annual breakdown (concept): drop in finance cost driven by: (a) straight LT principal amortisation (b) declining ST usage (2.13bn 1.4bn) (c) KIBOR anchored XXXXX% & LT spread low (+0.3%). #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977423791442563107) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:19Z 2422 followers, XXX engagements "🏭 Capex Discipline: FY25 PKR 332M vs FY24 PKR 391M Focus on maintenance & efficiency not aggressive expansion. #FEROZ #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978217916928532682) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T21:54Z 2422 followers, XXX engagements "🏦 Balance Sheet Composition: Investments: XX% of assets Advances: XX% UBL has become an investment bank in practice riding the PIB wave. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978514054072148291) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:31Z 2422 followers, XX engagements "💡 Strategic View: UBL has prioritized risk-free yields over credit exposure a prudent call amid policy rate 10%. But long-term growth will depend on reviving lending once rates ease. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978514221357805577) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T17:32Z 2422 followers, XX engagements "💥 Bestway Cement Limited (BWCL) Q1 FY26 snapshot a strong quarter marked by resilient margins & robust cash flow despite softer volumes. 📊 Profit after tax = Rs 5.5bn (+35% YoY) EPS = Rs XXXX #BWCL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978533789648199836) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:49Z 2422 followers, 1290 engagements "BACKGROUND: This comes amid a much larger Rs. XX billion dispute with CPL over unpaid petroleum levies since 2019. The ECC recently approved a settlement framework for CPL mediated by the SIFC to recover the principal amount. #CNERGY #Refinery #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978816788591718609) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T13:34Z 2422 followers, XX engagements "The new inquiry focuses solely on the contradictory reporting (Rs. X vs. Rs. 5bn) not the larger Rs. 60bn settlement. The goal is to ascertain how the wrong figures were presented at the highest level of government. #CNERGY #Refinery #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978816857772564959) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T13:34Z 2422 followers, XXX engagements "💵 Book Value/Share: Rs.467.7 📈 Share Price: Rs.8178.57 💡 P/B: 17.5x premium valuation justified by brand strength & consistency. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978876340339122643) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:30Z 2422 followers, XXX engagements "📊 Debt-to-Equity (D/E): 0.07x ⚙ Equity-to-Assets: XXXX% 💪 Low leverage high equity cushion conservative capital structure. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978876650969514444) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:32Z 2422 followers, XXX engagements "🚨 SBP Annual Report Outlook 🚨 For FY26 the State Bank of Pakistan projects: GDP growth to be XXXX% (near lower end of target) Inflation may exceed X% in 2nd half breaching their 5-7% target range. #SBP #GDP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979053882308202843) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T05:16Z 2422 followers, XXX engagements "💹 How to Value Fertilizer Companies in Pakistan A Deep-Dive Financial Thread Fertilizer stocks on the PSX like FFC EFERT and FATIMA are cash-rich policy-sensitive and dividend-heavy. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976091239691977043) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:04Z 2426 followers, 4599 engagements "🌾 The fertilizer sector = cash flow machines. Theyre not tech growth plays theyre about stable margins high payout and low volatility. Valuation = more about yield and sustainability than rapid growth. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976091322227601409) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:04Z 2426 followers, XXX engagements "Profitability Ratios Key metrics: Gross Margin: 2540% (Urea heavy firms like EFERT & FFC sit near 35%) Operating Margin: 2030% Net Margin: 1525% depending on gas subsidies and policy. Margins XX% = exceptional efficiency. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976091473935532368) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:04Z 2426 followers, XXX engagements "⚙ Margins in fertilizers reflect: Feedstock cost (subsidized gas) Urea price caps Ammonia plant efficiency EFERT & FFC historically enjoy higher net margins vs FATIMA. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976091643410571433) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:05Z 2426 followers, XXX engagements "Return Ratios how much value management creates per rupee of capital. Typical benchmarks: ROE: 1825% (excellent above 22%) ROA: XXX% (good 10%) Higher ROE = capital-light + dividend-rich business. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976091748788289574) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:06Z 2426 followers, XXX engagements "📈 Payout Ratios: Pakistans fertilizer firms are dividend machines. Payout Ratio: 70100% typical Dividend Yield: 1016% per annum EFERT 1112% FFC often 1416% FATIMA 810%. Investors treat them like quasi-bonds. 💵 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976092338486469090) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:08Z 2426 followers, XXX engagements "📉 If DY X% in fertilizer stocks market usually expects a margin squeeze or one-off issue (e.g. gas subsidy removal). When DY XX% = undervaluation zone 📍 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976092430853373957) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:08Z 2426 followers, XXX engagements "📊 Valuation Multiples (Market Ratios) Key Pakistan Fertilizer Benchmarks: P/E (TTM): XXX normal range P/B: XX (depends on payout & asset revaluation) EV/EBITDA: XX fair range #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976092558934851919) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:09Z 2426 followers, XXX engagements "🔍 Interpretation: If EFERT trades X P/E often undervalued. If FFC trades XX market pricing in dividend safety premium. P/B X justified only if ROE XX% and payout 90%. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976092718230024224) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:09Z 2426 followers, XXX engagements "⚖ Leverage Ratios (Financial Stability) Sector is relatively low-levered due to strong cash flows. Debt-to-Equity: 0.20.6 typical Interest Coverage: XX healthy Debt above X = red flag 🚩 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976092927756476849) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:10Z 2426 followers, XXX engagements "📉 Liquidity Ratios Fertilizer companies operate with huge WC swings (inventory buildup during sowing season). Benchmarks: Current Ratio: 1.22.0 Quick Ratio: 0.61.2 Below X = tight liquidity; above X = underutilized cash. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976093175618879553) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:11Z 2426 followers, XXX engagements "💸 Cash Flow Strength True test of resilience: Operating Cash Flow / Net Profit: XX% = strong cash conversion. Free Cash Flow Yield: X% = very attractive. EFERT & FFC consistently high; FATIMA variable. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976093294435454986) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:12Z 2426 followers, XXX engagements "🌍 Market Ratios (for PSX context) Investors often benchmark fertilizer stocks by: Dividend Yield vs PIB rate (10-year PIB 14%) If DY PIB attractive yield spread. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976093565966037088) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:13Z 2426 followers, XXX engagements "📆 Seasonality Ratios Watch H1 vs H2 results Kharif vs Rabi sales patterns. Typically 5560% of annual EPS earned in H2 due to winter sowing season demand spike. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976093889451716697) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:14Z 2426 followers, XXX engagements "🧱 Policy & Subsidy Indicators Track Gas Weighted Average Cost direct EPS driver. Companies with fixed feedstock contracts have 1015% better gross margins. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976094057148412047) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:15Z 2426 followers, XXX engagements "Colgate-Palmolive Pakistan FY25 Financial Health Check 🧾 A comprehensive financial x-ray of COLG shows stability in profitability but tight liquidity & efficiency pressures amid inflation & low economic growth. Lets break it down ratio by ratio 👇 #COLG #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977216179941916884) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T03:34Z 2426 followers, 1903 engagements "Only one pharma stock makes it to the top mutual fund holdings AGP Limited. 💊 Reference: @ArifHabibLtd #AGP #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979066835803742307) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T06:07Z 2426 followers, 3603 engagements "Financial Position Total Assets: Rs XXXXX bn (2.5%) Equity: Rs XXXXX bn (7%) Liabilities: Rs XXXXX bn (2%) Balance sheet got stronger leverage eased slightly. #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979652752734408733) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T20:56Z 2426 followers, XX engagements "Book Value Book Value per Share = Rs XXXXX P/B Ratio = XXXX Deep value territory 🧠 #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979652964408242334) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T20:57Z 2426 followers, XX engagements "Takeaway Azgard Nine (ANL) FY2025: From profit to cash power. Real cash backing profits balance sheet resilience and undervaluation make it one to watch. 💎 #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979655497012924626) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:07Z 2426 followers, XXX engagements "📊 Telecard Limited (PSX: TELE) FY2025 paints a mixed picture declining revenue but a strong cash turnaround. Cash flow up leverage down liquidity improved 💧. Lets decode the full financial story 👇 #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979660931484528865) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:28Z 2426 followers, XXX engagements "📈 In a bull market stocks often trade above fundamentals. ❌ Long-term investing at stretched valuations = risky. ✅ Better to play short-term momentum with discipline & stop-losses. #Investing #Trading #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1968702232678862969) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-18T15:42Z 2426 followers, 8911 engagements "🚨 UfoneTelenor Merger Reshapes PTCL Landscape Spectrum Research calls it the most significant strategic shift since PTCLs inception not just a merger but a transformation of scale efficiency & profitability. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978185805450322360) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:47Z 2426 followers, 1014 engagements "Pakistan is preparing to return to international capital markets. FM Aurangzeb discussed plans for Eurobond & Sukuk issuances in a meeting with @StanChart referencing the country's upgraded credit ratings. #PIAA #Privatization #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978815147582845107) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T13:27Z 2426 followers, XX engagements "💰 Dividend Yield (expected): none announced yet for FY25. Typical REITs must distribute XX% of income announcement awaited. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936590995976214) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:30Z 2426 followers, XX engagements "📊 FCEPL (Q3-2025 Update) FrieslandCampina Engro Pakistan Ltd. shows a major turnaround. Strong cash flows leaner balance sheet and solid profitability mark a recovery phase. Lets break it down 👇 #FCEPL #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979227235077824780) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T16:45Z 2426 followers, 1270 engagements "In a major milestone for Pakistan-UAE ties Abu Dhabi's International Holding Company (IHC) has acquired a majority stake in Pakistan's First Women Bank Ltd (FWBL). The deal was signed under a govt-to-govt framework. #FWBL #Privatization #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979563353598231031) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T15:00Z 2426 followers, XXX engagements "Leverage Debt/Equity = XXXX ( from 0.99) Debt/Assets = XXXX Equity/Assets = XXXX ⚖ Slightly deleveraged structure healthier balance sheet. #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979653035761799409) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T20:57Z 2426 followers, XX engagements "Efficiency Inventory Turnover = XXX () Asset Turnover = XXXX (vs 1.34) Better asset utilization and inventory management. #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979653793446072712) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:00Z 2426 followers, XX engagements "Cash Conversion Cycle CCC XX days (vs XX days) Working capital management improved sharply cash locked up for fewer days. #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979654025873346850) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:01Z 2426 followers, XX engagements "Valuation Snapshot At Rs 12.42: P/E = XXX P/B = XXXX EV/EBITDA XXX Undervalued vs textile peers given strong cash flows. #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979655427513282805) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:06Z 2426 followers, XXX engagements "💰 Revenue fell to PKR 2.00bn (13% YoY) vs PKR 2.29bn last year. Yet Telecard managed to stay profitable reporting PKR 65.6mn net profit (EPS: Rs 0.19). #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661103635612103) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:29Z 2426 followers, XX engagements "📉 Cost discipline visible cost of revenue down to 1.35bn (11%) keeping gross profit at PKR 653mn (GM: 32.6%). 2024 GM was XX% slight compression but still strong margins in a tough telecom year. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661231205302610) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:29Z 2426 followers, XX engagements "📈 Return Ratios (FY25): ROA = XXX% ROE = XXX% Still below industry norms but supported by improving cash health. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661404220387725) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:30Z 2426 followers, XX engagements "💡 Operating Cash Flow (OCF): PKR 224.6mn (5% YoY) Yet OCF/Net Income = XXX (vs XXXX FY24) profits now backed by real cash 💵. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661554577772557) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:31Z 2426 followers, XX engagements "🏗 CapEx: PKR 29.3mn conservative spending. 🔹 Free Cash Flow (FCF) = XXXXX XXXX = PKR 195.3mn 🔸 FCF/share = Rs XXXX (vs Rs XXXX FY24) stable and sustainable. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661658785292489) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:31Z 2426 followers, XX engagements "💵 Free Cash Flow to Equity (FCFE): FY25: Rs 0.51/share vs FY24: Rs 0.08/share ⚡ Huge jump debt repayments now behind equity holders benefit directly. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661780181004616) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:32Z 2426 followers, XX engagements "📉 Finance cost = PKR 107.7mn (flat YoY). 📊 Interest coverage = EBIT/Finance cost = XXXXX / XXXXX = XXX (vs XXX FY24). Coverage weaker due to lower earnings. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979661930773271015) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:32Z 2426 followers, XX engagements "🏦 Balance Sheet Snapshot (FY25): Assets = PKR 5.35bn Equity = PKR 3.09bn Debt PKR 316mn (long) + 273mn (current) #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979662262924395002) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:33Z 2426 followers, XX engagements "📉 Debt-to-Equity (D/E): XXXX (vs XXXX FY24) 📊 Debt-to-Assets (D/A): XXXX (vs 0.14) 📈 Equity-to-Asset: XXXX (vs 0.59) Balance sheet remains light low leverage risk. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979662322504483033) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:34Z 2426 followers, XX engagements "💧 Liquidity Ratios: Current Ratio = XXXX (vs 2.46) Quick Ratio = XXXX (vs 2.41) Cash Ratio = XXXX (vs 0.03) WC=2.9 bln vs XXXX bln Working capital still positive but shrinking. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979662850588299704) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:36Z 2426 followers, XX engagements "🔁 Asset Turnover: 2003.9 / 5352.5 = XXXX (vs 0.45) Efficiency slightly down slower asset utilization. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979663443683893321) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:38Z 2426 followers, XX engagements "🕒 Cash Conversion Cycle (CCC): XXXX days ✅ Negative CCC means Telecard collects cash faster than it pays suppliers strong working capital management though driven by large payables relative to sales. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979663647724163096) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:39Z 2426 followers, XX engagements "📊 OCF Margin: XXXXX / 2003.9 = XXXX% (vs 10.3%) Better operational cash efficiency even with weaker profits. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979664012142162265) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:40Z 2426 followers, XX engagements "📈 Growth Ratios (Topline Expansion) Revenue growth XXX% in normal years = stable. XX% = either price hike or new capacity. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976094338800136345) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:16Z 2425 followers, XXX engagements "🎯 Goal: Project UBLs next-2-quarter EPS (SepDec25) & dividend payout. 📊 Backed by: Interest rate outlook (11%) Balance sheet trends (Jun25) Investment yield & funding cost dynamics. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976460049062183211) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:29Z 2426 followers, XXX engagements "Repricing risk Minimal. XX% of portfolio in fixed-rate PIBs & MTBs locked near 13%. Even if yields drop by 200bps in FY26 EPS compression only Rs34/share. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976461927439364455) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:36Z 2425 followers, XXX engagements "Credit risk Credit loss allowance = Rs4.7bn (up just Rs0.6bn). Coverage ratio 90%. UBLs balance sheet remains defensive. #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976462007772840217) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:37Z 2425 followers, XXX engagements "Working Capital (WC) WC = Rs. 28.83bn (FY25) vs Rs. 27.64bn (FY24) Short-term cushion improved. #COLG #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977217954090537329) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T03:41Z 2427 followers, XXX engagements "Leverage Ratios (FY25 vs FY24) 📉 D/E: XXXX vs XXXX (Lower leverage) 📉 D/Assets: XXXX% vs XXXX% (Safer capital structure) 📈 Equity/Assets: XXXX% vs XXXX% (Strengthened capitalization) COLG remains low-leveraged a hallmark of FMCG defensiveness. #COLG #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977218643135283654) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T03:43Z 2427 followers, XXX engagements "Free Cash Flow (FCF) 🧮 FCF/share: Rs. XXXX vs Rs. XXXX 🪙 FCFE/share: Rs. XXXX vs Rs. XXXX Decline shows higher capex & working capital needs. #COLG #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977221997726708153) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T03:57Z 2427 followers, XXX engagements "🧾 Long-term loans total 6.14bn secured against fixed assets. Fully repayable by FY2030. We assume equal repayments of 1.23bn/year (FY26FY30) as per tranche info. Short-term loans decline from 2.13bn 1.4bn by FY30. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977422535257206871) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:14Z 2422 followers, XXX engagements "Model (calibrated to P&L) Projected finance cost (Rs 000): FY25 = 1263417 (actual) FY26 = 1051054 FY27 = 838692 FY28 = 626329 FY29 = 413966 FY30 = 307785 📉 Finance cost halves by FY28 as debt amortises. #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977423624773525640) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:18Z 2422 followers, XXX engagements "📊 Spectrum estimates Telenor Pakistans CY25 EBITDA at PKR 64.3B. After depreciation (PKR 11B) & finance costs (PKR 6B) the pre-tax profit = PKR 47.3B. Post-tax (33%) = PKR 31.7B net profit EPS impact = PKR 6.21/share. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186010354659385) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:47Z 2427 followers, XX engagements "💡 Add the post-synergy savings from Ufone estimated at PKR 13.3B (after tax) EPS +PKR XXXX. Together total EPS accretion = PKR 8.83/share. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186118530015328) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:48Z 2427 followers, XX engagements "📈 Using a conservative P/E of 7.0x Spectrum Research derives a target price gain of PKR 62/share signaling massive value unlocking potential post-merger. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186190315520336) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:48Z 2427 followers, XX engagements "⚙ The merger flips on a synergy switch cutting overlapping costs integrating networks & amplifying profitability. Tower consolidation is the most potent cost lever. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186279016669341) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:48Z 2427 followers, XX engagements "🏗 Combined tower portfolio = 24800 sites Ufone: 11730 Telenor: 13074 By removing redundant towers PTCL unlocks billions in recurring savings. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186468209181169) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:49Z 2427 followers, XXX engagements "💰 Annual Savings from Tower Dismantling Conservative (3000 towers): PKR 12B Moderate (5000 towers): PKR 20B Aggressive (8000 towers): PKR 31.9B Each PKR 1B cut = permanent opex relief. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186559015764014) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:50Z 2427 followers, XX engagements "🔌 Per Share Gain from Tower Savings Conservative: PKR 0.78/share Moderate: PKR 2.35/share Aggressive: PKR 6.25/share #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186725634580736) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:50Z 2426 followers, XX engagements "📡 Spectrum points out post-merger spectrum doubles to XXX MHz strengthening network speed & reliability a long-time weakness for Ufone. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186815912771866) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:51Z 2426 followers, XX engagements "🏆 Market position leap: UfoneTelenor combined moves from 4th 2nd by subscriber base. This drastically improves bargaining power & brand competitiveness. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186891573789124) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:51Z 2426 followers, XX engagements "💼 Financial Health Boost: Tower + admin synergies cut costs Freed-up capital can fund fiber & 5G rollout Lower leverage risk ahead #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978186967599763913) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:51Z 2427 followers, XX engagements "🔗 Product Advantage: The merger enables bundled Mobile + PTCL Fiber offers creating unmatched customer stickiness & cross-sell opportunities. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187058121191772) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:52Z 2427 followers, XXX engagements "🔮 Future-proofing: The new PTCL Group becomes a credible 5G contender with scale spectrum & cash flow. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187146046345443) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:52Z 2427 followers, XXX engagements "💥 Spectrum highlights two additional catalysts: X Etisalat Liability Settlement (USD 800M) X PTCL Land Revaluation Both could massively lift PTCLs equity base & valuation. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187243605913693) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:52Z 2427 followers, XXX engagements "🏦 Etisalat settlement would remove a major overhang improving investor confidence & freeing balance sheet flexibility for growth. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187465883103383) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:53Z 2426 followers, XX engagements "Spectrum concludes that the UfoneTelenor merger isnt just about adding subscribers its about scale synergy and sustainable profitability. PTCL finally has its strategic backbone. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187813775429826) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:55Z 2427 followers, XXX engagements "📊 Summary: EPS Impact: +PKR 8.83/share Target Price: +PKR 62/share Spectrum Research calls PTCLs merger story transformational. A rare case where synergy buzzword its math. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187921694904649) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:55Z 2427 followers, XXX engagements "💵 Revenue Quality: Despite margin compression topline expansion and improved asset turnover show underlying demand resilience. #BFBIO #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978199746570285338) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T20:42Z 2427 followers, XX engagements "📈 Capital Structure Insight: IPO proceeds (PKR 1.86bn) reshaped balance sheet higher equity improved solvency lower financial costs. #BFBIO #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978199832163389861) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T20:42Z 2426 followers, XX engagements "💊 Revenue Drivers: Higher sales volumes Better pricing Controlled cost of sales GM OM NM #FEROZ #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978217764473937934) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T21:54Z 2422 followers, XX engagements "Engro Fertilizer shows improved gross margins YoY ✅ but high finance costs are weighing on profits 💸. Dividend payout worsens cash flow 🛑 while inventories continue to build 📈. #EFERT #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978300813349912616) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T03:24Z 2427 followers, 1658 engagements "🏭 Book Value per Share (BVPS): Rs.445.29 💹 Price/Book (P/B): 4.28x ➡ Premium valuation reflects investor confidence in Sazgars growth & brand strength. #SAZEW #Automobile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978521823034655114) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:02Z 2427 followers, XXX engagements "📊 Market Cap: Rs.115.3bn 💼 Enterprise Value (EV): Rs.120.7bn ⚙ EV/Share = Rs.1963.94 Balanced capital structure with slight leverage uptick FY25 vs FY24. #SAZEW #Automobile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978522098084483583) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:03Z 2425 followers, XXX engagements "💼 Enterprise Value (EV/share) = Rs XXXXX EV/EBITDA multiples remain attractive vs peers given stable cash flow. #BWCL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978535402815270994) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:56Z 2425 followers, XX engagements "⚖ Leverage D/E = XXXX D/Assets = XXXX Equity/Assets = XXXX Moderate gearing balanced capital structure. #BWCL #Cement #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978535523758076216) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-15T18:56Z 2426 followers, XXX engagements "💸 Net Profit: Rs.14.1B (+14.7%) 📈 Net Margin (NM): XXX% vs XXX% Profitability remains resilient despite taxation impact. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978875489897922802) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:27Z 2426 followers, XXX engagements "💵 OCF/Net Income: XXX% Cash conversion well above XXX% earnings backed by real liquidity not accounting profit. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978877914574635195) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:37Z 2422 followers, XXX engagements "📊 OCF/Total Debt: XXX% 💥 FCF/Total Debt: XXX% Operating cash flow easily covers all borrowings minimal refinancing risk. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978877990097289379) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:37Z 2425 followers, XXX engagements "💲 OCF/Share: Rs.553 💲 FCF/Share: Rs.485 Both far exceed EPS reaffirming Nestls superior cash profile. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978878290178740651) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:38Z 2422 followers, XXX engagements "🧾 Summary: ✅ Profitability ✅ Margins ✅ Debt ✅ Cash generation 💪 Despite food inflation & cost pressures Nestl Pakistan (NESTLE) remains a benchmark for operational excellence & value creation. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978878359678406721) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:39Z 2425 followers, XXX engagements "📊 TPL REIT Fund-1 (TPLRF1) FY2025 results show strong revaluation gains & higher income streams. Earnings up sharply NAV supported by property remeasurement. Lets unpack the numbers 👇 #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978935518260842733) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:26Z 2426 followers, 1073 engagements "P/NAV = 14.09/18.28 = 0.77x TPL REIT trades at a XX% discount to NAV meaning the market is valuing the fund below its underlying property value. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978937600854343795) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:34Z 2425 followers, XX engagements "📈 Gross Margin (GM): XXXXX% vs XXXX% last year better procurement & pricing discipline in dairy segment. #FCEPL #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979227437583007917) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T16:46Z 2426 followers, XXX engagements "⚙ Operating Margin (OM): XXXX% from XXX% expense optimization in distribution & admin functions paying off. #FCEPL #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979227501931970641) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T16:46Z 2427 followers, XXX engagements "⚙ Free Cash Flow (FCF): XXXX b 💰 🪙 FCF/share: XXXX XXX EPS Business is strongly self-funding. #FCEPL #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979228271045673014) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T16:49Z 2426 followers, XXX engagements "🏦 FCFE (after leases + dividends): XXXX b XXXX per share. Even after payouts cash surplus remains. #FCEPL #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979228335340175396) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T16:49Z 2426 followers, XXX engagements "@2826Mirage I'd need to throughly read the financial statements for that. But I'd surely try to read it. And then could comment" [X Link](https://x.com/MeherJazibAli/status/1979279086590754854) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T20:11Z 2427 followers, XX engagements "Leverage (Assets/Equity): 15.44x (stable) Bank maintains a balanced gearing ratio; equity adequately cushions assets supporting resilience. #BIPL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1975715687537459643) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-08T00:11Z 2427 followers, XXX engagements "⚡ Earnings Sensitivity Fertilizer profits swing with: Urea & DAP pricing Gas input policy Exchange rate (imported feedstock for blended fertilizers) Model sensitivity: X% change in gas cost X% EPS impact. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976093789467849106) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:14Z 2427 followers, XXX engagements "📦 Working Capital Management Days Sales Outstanding (DSO) XX = strong cash collection. Fertilizer dealers often on cash basis so EFERT leads here. High inventory turnover = better production planning. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976094153135042873) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-09T01:15Z 2427 followers, XXX engagements "🚨 The State Bank of Pakistan (SBP) has expressed serious concern over a delayed loan repayment for the Roosevelt Hotel in New York owned by Pakistan's PIAIL. #SBP #PIAA #Privatization #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978820010521788832) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T13:47Z 2427 followers, XXX engagements "📊 Earnings per Share (EPS): Rs.310.8 (9M25) vs Rs.270.9 (9M24) Thats a XXXX% YoY growth solid earnings momentum from pricing discipline & efficiency gains. #NESTLE #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978875585410547722) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T17:27Z 2427 followers, XXX engagements "📄 Income Statement (FY25 vs FY24) Total Income: Rs XXXX bn XX% Operating Profit: Rs XXX mn XXX% Profit for Year: Rs XXX mn XXX% EPS: Rs XXXX vs Rs XXXX #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978935746263228854) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:27Z 2427 followers, XX engagements "@ahsan151 MLCF rarely has given dividends in the past. It's a capital gain stock" [X Link](https://x.com/MeherJazibAli/status/1979274920376045817) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-17T19:54Z 2426 followers, XX engagements "🧾 Market cap & EV Market cap PKR 302.00bn (232.82 1297.15m shares). EV per share Rs XXXXXX (debt net of cash small relative to market cap). #HUBC #POWER #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1972230403399582106) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-28T09:22Z 2426 followers, XXX engagements "✅ Strengths & ⚠ Risks Strengths: strong cash generation (OCF) big deleveraging high ROE stable dividend income. Risks: revenue volatility (lower generation sales) circular debt/receivables dynamics high dividend payout (shrinks cash cushion). #HUBC #POWER #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1972230508664008857) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-09-28T09:22Z 2426 followers, XXX engagements "UBLs next two quarters could lock in its FY25 direction. With policy rate expected to stay at XX% inflation sticky due to flood impact and record investment book lets project UBLs EPS & dividend through FY25 🔍 #UBL #CommercialBanks #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1976459959111225379) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-10T01:29Z 2427 followers, 2969 engagements "Dividend Sustainability: Dividend Payout: XX% vs XX% Despite cash tightening COLG maintained robust payouts signaling management confidence. #COLG #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977222190102986856) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T03:57Z 2426 followers, XXX engagements "🔢 Rate assumptions from FY25 notes: 3M KIBOR: 10.9211.17 Avg XXXXX% LT markup spread: +0.3% XXXXX% LT rate ST blended rate: XX% (weighted avg of running finance + Musharakah + export refinance) #NATF #FPCP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1977422378117574815) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-12T17:13Z 2426 followers, XXX engagements "📊 SBPs Broad Money (M2) Oct X 2025 Pakistans money supply grew +15.96% YoY reaching PKR XXXXX trillion but contracted -XXXX% MoM. Liquidity tightening is visible yet fiscal borrowing remains the main driver. #M2 #SBP #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978107293292974438) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T14:35Z 2426 followers, XXX engagements "🏡 Land Revaluation: PTCL owns one of the largest real estate portfolios in Pakistan hundreds of billions in hidden value. Revaluation could unlock this boosting book equity & NAV/share. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187550087922141) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:53Z 2426 followers, XXX engagements "💸 Monetization options: Sale-and-leaseback deals Joint ventures on premium sites These could fund fiber expansion & 5G without new debt. #PTC #Telenor #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978187739766923618) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T19:54Z 2426 followers, XX engagements "💰 Market Overview: Share Price = PKR XXXXXX Shares = 88.33mn ➡ Market Cap = PKR 14.44bn ➡ Enterprise Value (EV) = PKR 17.60bn #BFBIO #Pharma #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978198098292703626) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-14T20:35Z 2426 followers, XXX engagements "In a meeting with US DFC gov. CEO the FM highlighted major investment opportunities in Pakistans key sectors: 1) Oil & Gas 2) Mines & Minerals 3) IT Agriculture and Pharmaceuticals. #PIAA #Privatization #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978814911015800847) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T13:26Z 2426 followers, XXX engagements "Most Food & Personal Care stocks offer XX% 🪙 dividend yield but trade at high P/Es pricing in brand strength & stability. Yet low volumes in counters like NESTLE UPFL & RMPL mean capital gains are hard to realize. Fundamentally sound but limited upside for retail 💡 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978932455898747175) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:13Z 2426 followers, 1907 engagements "🏦 EPS: Rs XXXX At Rs 14.09/unit P/E = 34.3x Reflects market pricing in future property yield potential. #TPLRF1 #REIT #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1978936511811756324) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-16T21:30Z 2426 followers, XX engagements "@NaqiSaad22681 I've never promoted any share. Just read the financial statements and tell the current situation" [X Link](https://x.com/MeherJazibAli/status/1979657185413222602) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:13Z 2426 followers, XX engagements "⚙ Working Capital: CA CL = 4.85bn 1.95bn = PKR 2.90bn (vs 2.34bn FY24) 🟢 Expanded by XX% improving short-term liquidity. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979662944754704681) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:36Z 2426 followers, XX engagements "📊 Azgard Nine Limited (ANL) FY2025 Results A complete turnaround in cash flows stronger earnings quality and improved efficiency lets break down ANLs full financial picture 👇 #ANL #Textile #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979652582076498396) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T20:55Z 2426 followers, XXX engagements "✅ FY25 Summary: Revenue XX% Profit XX% OCF strong Debt Cash X FCFE X Telecard is leaner more liquid and cash-efficient going into FY26. #TELE #Tech #KSE100 #PSX" [X Link](https://x.com/MeherJazibAli/status/1979664136968798254) [@MeherJazibAli](/creator/x/MeherJazibAli) 2025-10-18T21:41Z 2426 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@MeherJazibAli Meher Jazib Ali
Meher Jazib Ali posts on X about psx, balance sheet, debt, cash flow the most. They currently have XXXXX followers and 1326 posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX -XX%
- X Month XXXXXXX +7.70%
- X Months XXXXXXX +1,608,236%
- X Year XXXXXXX +168,891%
Mentions: XXX #
- X Week XXX -XX%
- X Month XXXXX +11%
- X Months XXXXX +118,100%
- X Year XXXXX +29,475%
Followers: XXXXX #
- X Week XXXXX +5%
- X Month XXXXX +35%
- X Months XXXXX +1,101%
- X Year XXXXX +1,145%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XXX% currencies XXXX% premier league XXXX% countries XXXX% stocks XXXX% travel destinations XXXX%
Social topic influence psx #12, balance sheet #1336, debt #1097, cash flow #130, reit #32, pakistan 1.28%, finance #3409, investment 0.9%, stocks 0.53%, market cap #2014
Top accounts mentioned or mentioned by @pso @statebankpak @nawalahmad301 @ragheeb40 @zairwani14 @naqisaad22681 @mja062 @akarachia @2826mirage @toplinesec @drkherani @hafiznavee67307 @rajaasadullah @beeandwax @ahsanhorani @kamrana72532598 @zohaibsajidche1 @usmanwwaheed @stocktraderlhr @faseehdanish
Top assets mentioned Rio Tinto plc (RIO) Colgate-Palmolive Company (CL)
Top Social Posts #
Top posts by engagements in the last XX hours
"💹 EV-Based Valuation Analysts often use EV/EBITDA due to high cash payouts. Fair Range: XX = fair value X = undervalued (buy zone) X = overvalued unless EPS growth visible. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:13Z 2407 followers, XXX engagements
"🔍 Why the decline ✔ LT loans repaid annually (6.1bn X by FY30) ✔ ST borrowings reduced gradually ✔ KIBOR assumed stable (11.05%) Overall leverage & interest burden easing each year. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:19Z 2414 followers, XXX engagements
"💥 Every +1% KIBOR jump adds PKR 2530m per year to finance cost. So rate stability is key to sustaining margins. NATFs leverage plan protects it: most loans amortise by FY30. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:39Z 2415 followers, XXX engagements
"📈 Production & Challenges: Hit record FY25 production: XXXXX mmboe. But earnings were hit by gas curtailment & a XX% extra royalty. Warns of a 10-15% FY26 production decline if LNG cargo deferment plan isn't approved by Qatar. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:52Z 2409 followers, XXX engagements
"💻 Diversification - Sky47: First data centre to be completed soon. Karachi data centre (hybrid energy) on track for end of 2026. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:58Z 2409 followers, XXX engagements
"💡 Bottom Line: Mari is in a high-growth investment phase. While facing short-term curtailment risks its strategy is clear: unlock int'l (Abu Dhabi) & domestic frontier potential sustain the core and diversify. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:58Z 2409 followers, XXX engagements
"🤝 Smeda is crafting a new strategy to slash the trade deficit between Pakistan & Saudi Arabia. The plan focuses on joint investment in Pakistan's key export sectors. #KSA #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T14:03Z 2409 followers, XXX engagements
"📉 The trade gap is significant. Pakistan's exports to KSA are $XXX million while imports are $XXXX billion creating a deficit of $XXXX billion. The new 5-year strategy aims to change this. #KSA #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T14:03Z 2409 followers, XX engagements
"🎯 The Goals: ➡ DOUBLE Pakistan's exports to Saudi Arabia. ➡ REDUCE the bilateral trade deficit by 25%. This supports Pakistan's ambitious target of $XXX billion in total exports by 2035. #KSA #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T14:04Z 2409 followers, XX engagements
"🚨 UBLs 9M25 Financials Are Out United Bank Limited has delivered one of the strongest balance sheet expansions in Pakistans banking space. Lets break down its performance liquidity profitability and market valuation. 💰📊 #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:16Z 2410 followers, 1016 engagements
"🚨 Haleon Pakistan (PSX: HALEON) shines in HY2025 with stellar profitability strong balance sheet and near-zero debt. But valuations look expensive. Lets break down the numbers 👇 #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:54Z 2415 followers, 2946 engagements
"📊 Revenue surged to PKR 21.6bn (22% YoY). 💰 Net Profit = PKR 2.97bn (59% YoY). 📈 EPS (HY) = PKR XXXXX annualized PKR XXXXX. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:54Z 2416 followers, XXX engagements
"📌 Margins: Gross Margin = XXXX% Operating Margin = XXXX% Net Margin = XXXX% One of the strongest in Pakistans pharma space. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:54Z 2416 followers, XXX engagements
"🔥 Returns on capital: ROA = XXXX% (annualized) ROE = XXXX% (annualized) Efficiency not leverage is driving these returns. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:55Z 2416 followers, XXX engagements
"⚖ Balance Sheet Strength: Debt/Equity = 0.02x (near zero) Debt/Assets = XXX% Equity Multiplier = 1.92x Minimal leverage risk. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:55Z 2415 followers, XXX engagements
"💧 Liquidity: Current Ratio = 1.52x Quick Ratio = 0.84x Cash Ratio = 0.64x Healthy but heavy inventory load typical for pharma. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:56Z 2416 followers, XXX engagements
"⚡ Working Capital = PKR 5.87bn. The company has cushion but not excessive idle funds. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:56Z 2415 followers, XXX engagements
"💸 Cash Flow: OCF = PKR 2.29bn OCF / NI = XX% Decent conversion of profits into cash. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:57Z 2416 followers, XXX engagements
"🛠 Free Cash Flow: FCF = PKR 1.83bn PKR 15.6/share FCFE = PKR 80m PKR 0.7/share Heavy dividends absorbed cash. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:58Z 2415 followers, XXX engagements
"📊 Valuation Check: BVPS = PKR XXXXX Price = PKR XXXXX P/B = 7.9x Premium far above local peers. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:58Z 2416 followers, XXX engagements
"📈 P/E Ratios: Annualized P/E = 17.5x Forward P/E (20% growth) 13.5x Price is rich growth is priced in. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:59Z 2415 followers, XXX engagements
"💼 EV Analysis: EV PKR 96.8bn EV/Share = PKR XXX Slight premium vs market cap cash offsets debt. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:59Z 2416 followers, XXX engagements
"📉 Financial Charges only PKR 32m. With such low leverage interest burden is negligible. ROE is operationally earned. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:00Z 2416 followers, XXX engagements
"💡 Strengths: Strong brand portfolio Cash-rich balance sheet Consistent margins Negative CCC (supplier credit) #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:00Z 2416 followers, XXX engagements
"⚠ Risks: Expensive valuation (P/B 8x P/E 17.5x) Dividend-heavy FCFE/share PKR X Dependence on supplier financing #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2416 followers, XXX engagements
"📌 Haleon is priced like a growth stock in Pakistan. Investors pay premium for stability + global parentage. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2416 followers, XXX engagements
"🔍 At PKR 887/share HALEON trades well above book. Sustained double-digit earnings growth is needed to justify. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2416 followers, XXX engagements
"✅ Bottomline: Haleon = high quality high ROE near zero debt. But trading at a steep premium. Great defensive play but not cheap. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2416 followers, XXX engagements
"@homosapien_86 I've checked the financials of few companies among them I find GLAXO the safest in terms of fundamentals. Haleon is good and a good dividend paying stock as well. But if you are risky player and want high risk high return then go for AGP"
X Link @MeherJazibAli 2025-09-23T12:18Z 2416 followers, XX engagements
"@UsmanwWaheed I've not worked on the items in detail. But in past ABOT CPHL GLAXO HALEON had exports in the past"
X Link @MeherJazibAli 2025-09-26T17:39Z 2416 followers, XX engagements
"🧵 Thread: Big Bird Foods Limited (BBFL) FY2025 Performance 📌 Big Bird Foods (BBFL) FY2025 shows solid topline growth strong profitability but weak cash flows. Lets dive into the numbers. #BBFL #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-29T12:46Z 2418 followers, 2703 engagements
"@UsmanwWaheed It might show a slight improvement. But not a significant. If you are into pharma hold GLAXO for long-term"
X Link @MeherJazibAli 2025-09-30T13:42Z 2416 followers, 1015 engagements
"@investingAarif @UsmanwWaheed Not worked on the HINOON in detail. In between Haleon and GLAXO I find GLAXO fundamenally more lucrative"
X Link @MeherJazibAli 2025-10-01T17:35Z 2416 followers, XX engagements
"📊 Pharma Sector vs KSE100 (Last 3M) 🔹 KSE100: +29.48% 🔹 SEARL: +30.94% 🔹 ABOT: +26.89% 🔹 HALEON: +21.24% 🔹 HINOON: +19.13% 🔹 CPHL: +15.84% 🔹 GLAXO: +15.00% 🔹 AGP: +4.63% Sector mostly underperformed index with SEARL the only outperformer. #GLAXO #AGP #Pharma #PSX"
X Link @MeherJazibAli 2025-10-01T19:12Z 2416 followers, 3954 engagements
"Average coal inventory = X months of operations this cushions against price or logistics disruptions. Revenue FY22 FY23: PKR 5.25B PKR 6.06B (+15.5%) Despite lower output higher coal-indexed tariff boosted topline. #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:12Z 2418 followers, XXX engagements
"Gross margin improved from XXXX% XXXX% Net margin rose from XXXX% 21.2%. No financial leverage = near-zero finance cost. MLPLs profit purely reflects operations + efficiency. #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:14Z 2415 followers, XXX engagements
"Investment Outflow Net investing cash outflow PKR -938bn mostly from massive PIB/T-bill purchases (FVOCI). The bank rotated liquidity toward sovereign exposure. #ABL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T14:59Z 2415 followers, XXX engagements
"Financing Outflows Dividend payout PKR 9.1bn + lease payments PKR 1.46bn showing consistent shareholder return discipline. #ABL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T15:00Z 2415 followers, XXX engagements
"🧭 Bottom Line: SEARLs profitability & margins improved 👍 But cash flow receivables & short-term debt remain red flags ⚠ Sustainable turnaround depends on real OCF recovery. #SEARL #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T03:59Z 2416 followers, XXX engagements
"📈 Total Liabilities: ➡ PKR 10.66trn vs 7.75trn (+37.6%) Growth mirrors deposit mobilization & increased borrowing base. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T14:55Z 2417 followers, XX engagements
"💼 Shareholders Equity: ➡ PKR 426bn vs 316bn (+34.9%) Capital base strengthening retained earnings & reserves buildup. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T14:55Z 2417 followers, XX engagements
"💼 MCB Bank Ltd (1H2025) Balance Sheet Snapshot Assets surge to PKR 3.38T (+24.98%) driven by investment gains & liquidity build-up. 📊 Equity = PKR 288B (+6.6%) #MCB #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:03Z 2415 followers, XXX engagements
"Summary Judgment: MEBLs 1H 2025 balance sheet shows liquidity strength and conservative asset allocation a classic defensive posture in high-rate environments. Stability improved but growth through financing has slowed sharply. #MEBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:16Z 2415 followers, XXX engagements
"📉 Leverage (Assets/Equity) slightly eased to 25.4x (from 25.7x). This shows controlled gearing and a balanced risk-return posture. #BOP #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T13:31Z 2418 followers, XXX engagements
"📈 Book Value per Share increased to PKR XXXXX (from 28.28) a X% rise. This steady improvement reflects retained earnings and strengthening equity base. #BOP #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T13:32Z 2418 followers, XXX engagements
"📢 Bank AL Habib Limited (BAHL) 1H 2025 Financial View The bank showed a stable balance sheet with strategic deleveraging and improved capitalization. Lets break down the numbers 👇 #BAHL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T14:01Z 2416 followers, XXX engagements
"Borrowings-to-Asset Ratio: XXXXX% down from XXXXX% Strong reduction in debt reliance. Funding base shifting from borrowings deposits. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T22:04Z 2417 followers, XX engagements
"Soneri Bank (SNBL) Balance Sheet Review (Jun XX 2025 vs Dec XX 2024) Total Assets rose XXXX% to PKR 811.8bn showing moderate balance sheet expansion despite tough macro conditions. #SNBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T23:48Z 2418 followers, XXX engagements
"Deposits-to-Liability Ratio: XXXX% ( from 81.1%) Deposits now fund nearly all liabilities. Strong structural stability and reduced funding risk. #BIPL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-08T00:11Z 2415 followers, XX engagements
"Key Drivers: X FVTPL gains via P&L retained earnings X FVOCI gains direct equity impact X Credit losses slight reduction X New investments assets book value #BookValue #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-08T00:37Z 2418 followers, XX engagements
"💹 Yield Adjusted Valuation Analysts often price fertilizer stocks by yield spread: Dividend Yield PIB Yield. If spread X% undervalued zone. If X% overbought zone. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:17Z 2417 followers, XXX engagements
"💬 In short: Pakistan fertilizer valuation = a blend of: Dividend Yield (10%) ROE (18%) Net Margin (20%) Debt XXX If all tick ✅ its a buy-and-hold sector. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:17Z 2418 followers, XXX engagements
"🔒 Of those XX% are fixed-rate PIBs confirmed by pledged collateral data: PIBs pledged: Rs5.79trn MTBs: Rs6bn The core of UBLs earning assets are long-term fixed coupon papers. Thats your EPS driver. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:52Z 2415 followers, XXX engagements
"💡 During FY25H1 PIB yields hovered between 12.813.5% (3Y10Y). UBL like peers locked long-dated papers at those levels before policy rate cut expectations. So the phrase locked near XX% comes from market timing not guesswork. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:52Z 2416 followers, XX engagements
"📈 Now why does this matter Even if policy rate stays XX% (as SBP hinted) UBLs income stream stays elevated because those PIBs keep yielding XX% fixed widening NIMs quarter-on-quarter. Thats why EPS stays sticky around Rs1213 per quarter. #UBL #CommercialBanks #PSX"
X Link @MeherJazibAli 2025-10-10T01:52Z 2416 followers, XX engagements
"🧮 Check the math: Rs8.6trn x XX% = Rs1.118trn annual yield. Subtract XX% cost of funds (Rs0.66trn) Net interest income Rs450bn annually. Thats Rs110bn/quarter consistent with H1 trends. #UBL #CommercialBanks #PSX"
X Link @MeherJazibAli 2025-10-10T01:53Z 2416 followers, XX engagements
"📉 If policy rate drops by 200bps in FY26 EPS will initially hold then compress 1015% since fixed-rate assets stay at XX% but new deposits reprice lower faster than loans grow. UBLs advantage = long duration (4 years). #UBL #CommercialBanks #PSX"
X Link @MeherJazibAli 2025-10-10T01:53Z 2415 followers, XX engagements
"Pakistans political noise often shakes sentiment but it also creates entry windows at PSX. Focus on strong fundamentals accumulate on dips and align positions with your holding power & risk tolerance. In the long run patience + sanity = alpha. 💡📈 #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T10:14Z 2419 followers, 2195 engagements
"PM Shehbaz Sharif is fast-tracking the privatization of loss-making state entities like PIA & the Roosevelt Hotel. The aim: relieve the burden on the national exchequer and improve public services. #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T16:50Z 2418 followers, XXX engagements
"6 Mutual funds explode 📊 Banks mutual fund investments jumped from Rs13bn Rs69bn (+420% QoQ). Likely shift into income / money market funds for yield pickup. But overall equities + funds still X% of total showing risk aversion remains high"
X Link @MeherJazibAli 2025-10-10T19:45Z 2418 followers, XXX engagements
"💸 NATF Finance Cost & Debt Structure Thread (PKR in thousands) 🔍 Lets break down NATF (National Foods Ltd) its debt structure finance cost and how things look till FY2030. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:03Z 2416 followers, 2728 engagements
"FY25 snapshot 👇 📊 Long-Term Finance: 6141638 💰 Short-Term Borrowings: 2129353 💸 Total Interest-Bearing Debt: 8.27bn ⚙ Finance Cost (P&L): 1263417 #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:05Z 2415 followers, XXX engagements
"📊 Interest coverage (EBIT / Finance Cost): FY25 EBIT = 4868571 Coverage = 4.87bn / 1.26bn = XXXX By FY30 (cost 308m) coverage improves to XX if EBIT stays flat. 💪 Balance sheet strength improving. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:19Z 2414 followers, XXX engagements
"🧩 Takeaway: NATFs finance cost peaked in FY25 at 1.26bn. With steady repayments stable KIBOR & reduced ST usage Finance cost may drop to PKR 308m by FY30 even under +1% KIBOR it stays below 331m. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:40Z 2414 followers, XXX engagements
"Patience saves you brokers fees capital gains tax and other charges. High-beta stocks move sharply with the index if you cant handle volatility stay away. And never buy a stock you dont truly believe in. #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T10:32Z 2416 followers, 3725 engagements
"📈 Inflation Outlook: Despite contraction in Oct M2s high YoY base implies persistent inflationary inertia. SBP tightening visible but broad money remains expansionary due to fiscal flows. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:40Z 2415 followers, XX engagements
"🧾 Summary View: M2 up XXXXX% YoY SBP lending down Bank-based govt financing up Private credit weak Inflation still sticky SBPs monetary tightening is visible but fiscal dominance remains intact. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:41Z 2415 followers, XX engagements
"Ufone moves from a niche player to a national telecom champion now equipped with the scale quality & innovation needed to compete effectively against Jazz & Zong. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:47Z 2414 followers, XX engagements
"💧 Liquidity Health: Current Ratio XXXX (FY24: 1.17) Quick Ratio XXXX (FY24: 0.63) Cash Ratio steady at XXXX Strong liquidity buffer despite capex & working capital build-up. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:38Z 2413 followers, XXX engagements
"📦 Working Capital: Net WC = PKR 2.21bn (FY24: PKR 0.25bn) ➡ Driven by inventory accumulation & IPO cash. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:38Z 2422 followers, XX engagements
"🏦 SBP PIB Auction Update (14-Oct-25) The State Bank held its auction for 2Y (Zero-Coupon) & 3Y 5Y 10Y 15Y Fixed-Rate PIBs. Settlement: 15-Oct-25. Total bids received: PKR XXXXX trillion accepted: PKR XXXXX bn. #PIB #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T22:43Z 2418 followers, XXX engagements
"@kamrana72532598 Yes. I just superficially read the financial statements. And your opinion fits the results"
X Link @MeherJazibAli 2025-10-15T12:48Z 2416 followers, XX engagements
"GOAL: Deepen Pakistan-Trkiye energy ties increase Foreign Direct Investment (FDI) and bring international best practices to Pakistan's offshore exploration. #PPL #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:23Z 2413 followers, XXX engagements
"In a parallel move Mari Petroleum is diversifying into MINING. The company is now actively engaging with global mining giants RIO TINTO and BHP to explore Pakistan's mineral resources. #PPL #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:23Z 2413 followers, XXX engagements
"🧵Mari Energies held its corp briefing outlining major growth plans & addressing challenges. Key takeaways: Int'l expansion new gas fields & a focus on sustaining production. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:49Z 2416 followers, 1831 engagements
"Abu Dhabi Move: Mari's production plan for its X discoveries has been APPROVED by Adnoc. The project now enters the development phase targeting 25000 barrels per day (bpd) of oil. A major international milestone #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:51Z 2419 followers, XXX engagements
"🔄 Sustaining the Core: Aims to maintain current Mari field production (595-600 mmcfd). Plans an aggressive drilling pace of 15-20 wells per year for the next X years. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:57Z 2410 followers, XXX engagements
"💼 Total Assets: Rs XXXXX trillion up sharply from Rs 8.06T in Dec24. Thats a +40% balance sheet expansion within X months driven by massive investment buildup. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:16Z 2414 followers, XXX engagements
"💸 Borrowings: Rs XXXX trillion XX% of total assets. UBL relied heavily on SBP repo & interbank funding to expand its investment book. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:19Z 2413 followers, XXX engagements
"📊 Equity: Rs XXX billion up from Rs 316B boosted by retained earnings & revaluation surplus. Book Value per Share = Rs XXXXXX. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:20Z 2413 followers, XX engagements
"📈 Profit Before Tax (PBT): Rs XXXXX billion vs Rs 107.8B in 9M24 +106% YoY. UBL more than doubled its profitability. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:20Z 2415 followers, XX engagements
"💵 Profit After Tax (est.): Rs XXXX billion translating to EPS = Rs 39.55/share. (9 Months) Up from Rs 17.09/share last year a stellar bottom-line performance. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:23Z 2415 followers, XXX engagements
"💹 ROE = XXXX% 💰 ROA = XXXX% Both metrics show strong operational efficiency & profitability momentum. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:26Z 2415 followers, XXX engagements
"💧 Liquidity Ratios: Cash & Balances = Rs 531B (4.71% of assets) Advances-to-Deposits (ADR) = XXXX% Investment-to-Deposits (IDR) = XXX% UBL has gone defensive preferring PIBs over loans. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:28Z 2414 followers, XXX engagements
"📈 Market Cap: Rs XXXXX billion UBL is among the top-valued financial institutions in Pakistan. Yet its low P/E (7.35x) suggests the market may be undervaluing its earnings strength. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:30Z 2414 followers, XX engagements
"🧠 Summary: UBLs 9M25 story = ✅ Record profitability ✅ Massive balance sheet growth ✅ Low credit exposure high investment book ⚠ High leverage & rate sensitivity remain key watchpoints. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:32Z 2414 followers, XXX engagements
"🚗 Sazgar Engineering Works Ltd (SAZEW) delivered a resilient FY25 performance despite auto-sector headwinds. Strong fundamentals improving liquidity and solid earnings momentum underline its standing. 💰 Share Price: Rs.1907.27 #SAZEW #Automobile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:01Z 2416 followers, 1806 engagements
"📦 Gross Margin (GM): XXXX% vs XXXX% ⚙ Operating Margin (OM): XXXX% vs XXXX% 💰 Net Margin (NM): XXXX% vs XX% ➡ Margins compressed slightly due to higher input costs and distribution expenses even though sales grew XXXX% YoY. #SAZEW #Automobile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:20Z 2415 followers, XXX engagements
"Cash Conversion Cycle (CCC): XX days vs XX days 📦 Inventory: XX days 📑 Receivables: XX days 💸 Payables: XX days ➡ Improved by XX days meaning cash tied up in operations reduced significantly. #SAZEW #Automobile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:23Z 2415 followers, XXX engagements
"📉 Finance Cost declined sharply to Rs 1.4bn (vs Rs 2.45bn). 💡 Strong deleveraging improved net margin to XXXX% up from XXXX% YoY. #BWCL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:52Z 2415 followers, XX engagements
"🧾 Net Profit = Rs 5.5bn vs Rs 4.06bn YoY 📈 Earnings per Share (EPS) = Rs XXXX 🔥 Up XX% YoY a solid rebound. #BWCL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:52Z 2415 followers, XX engagements
"💹 Return on Assets (ROA) = XXX% (annualized) 💸 Return on Equity (ROE) = XXXX% Both indicate efficient capital deployment. #BWCL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:53Z 2415 followers, XX engagements
"💸 The hotel faces a financial crisis. Its lease with New York City which provided revenue will end on June XX 2025. PIAIL has asked the govt for $XXXX million to cover liabilities & costs for the next X months. #SBP #PIAA #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T13:47Z 2421 followers, XX engagements
"🚨Pakistan's FBR has officially SUSPENDED all Afghan Transit Trade from Karachi ports (Karachi Port & Port Qasim). The move is effective immediately due to severe terminal congestion. #PakAfghan #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T14:07Z 2421 followers, 1033 engagements
"💰 Share Price: Rs XXXXX 📈 Units Outstanding: XXXXX bn ➡ Market Cap: Rs XXXXX bn #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:26Z 2420 followers, XX engagements
"🏢 Drivers of Growth: Unrealised gain on property revaluation: Rs XXXX bn (115%) Dividend income: Rs XXX mn Stable deposit income: Rs XX mn #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:27Z 2421 followers, XX engagements
"⚙ Expense Control: Total expenses up only XX% YoY (Rs XXX mn vs Rs XXX mn) despite larger AUM a sign of scale efficiency. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:28Z 2421 followers, XX engagements
"💸 Operating Profit Margin: = 768368 / 1541026 = XXXX% 🔥 #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:28Z 2420 followers, XX engagements
"📈 Net Profit Margin: = 758285 / 1541026 = XXXX% Half of total income flows to the bottom line exceptional for a REIT. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:28Z 2420 followers, XX engagements
"💹 ROE (approx): Assuming avg equity Rs XXXX bn ROE XXX% (not annualized growth due to capital-heavy base). #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:29Z 2421 followers, XX engagements
"💵 Cash Flow (FY25): Net OCF: (Rs XXX mn) outflow Net Investing CF: (Rs XX mn) outflow Net Financing CF: Rs XXX mn inflow ➡ Ending Cash: Rs XXXX mn #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:30Z 2420 followers, XX engagements
"📊 Free Cash Flow: Negative due to heavy right issue and inter-project loans cash outflow for future asset development. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:31Z 2420 followers, XX engagements
"🏗 Portfolio Expansion: Right issue subscription in NMC & HKC Loan financing within TPL group projects All part of portfolio consolidation for future rental yields. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:31Z 2420 followers, XX engagements
"📉 Finance Cost: Rs XXXX mn Minor leverage conservative debt position. Debt/Equity X% ⚖ #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:32Z 2420 followers, XX engagements
"📉 Key Risk: High management & performance fees (Rs XXX mn total) consume nearly XX% of total expenses. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:34Z 2420 followers, XX engagements
"🧩 Operational takeaway: Stable dividend income + large unrealised gains strong FY25 optics but core cash generation remains weak. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:35Z 2421 followers, XXX engagements
"⚖ Verdict: TPL REIT Fund-1 stands out as one of the Pakistans largest listed REIT showing NAV growth & valuation strength. Core cash flows still evolving but structure solidifies REIT momentum in Pakistan. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:38Z 2421 followers, XXX engagements
"💵 Reserves Update: SBP-held forex reserves saw a slight weekly increase of $XX million reaching $XXXXX billion. Total national reserves (including commercial banks) stand at $XXXXX billion. #SBP #GDP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:17Z 2418 followers, XXX engagements
"Reference: #SBP #GDP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:18Z 2418 followers, XXX engagements
"📌 The bottom line: The IMF sees a path to fiscal improvement but stresses that Pakistan MUST build buffers by controlling spending and solidifying its tax base. The plan is there but execution is key. #IMF #Economy #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:24Z 2419 followers, XXX engagements
"Reference: #IMF #Economy #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:25Z 2418 followers, XXX engagements
"The tribunal directed Pakistan Customs to re-assess the goods but this must be done in the presence of the importers' representatives. This ruling breaks the deadlock and re-opens a critical trade route. #SostDryPort #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:29Z 2419 followers, XXX engagements
"#SostDryPort #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:29Z 2419 followers, XXX engagements
"⚠ This is not an isolated event. Cross-border trade has been repeatedly halted due to security disputes construction disagreements and internet outages highlighting the region's fragile stability. #Torkham #Chaman #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:34Z 2419 followers, XXX engagements
"Reference: #Torkham #Chaman #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:35Z 2419 followers, XXX engagements
"@rimshahrehman I don't know what is your ultimate goal of return. But if you really want to invest in FPCP NATF and FFL are way better in terms of capital gain. Yes their fundamentals are not on the top of the charts. But there are significant chances of capital gain"
X Link @MeherJazibAli 2025-10-17T10:38Z 2416 followers, XX engagements
"🏦 Askari Bank (AKBL) H1 2025 Balance Sheet Total Assets: PKR 2.75T (+10%) Total Liabilities: PKR 2.61T (+10%) Total Equity: PKR 136.2B (+12%) Growth is moderate with equity increasing slightly faster than liabilities. #AKBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T21:38Z 2422 followers, XXX engagements
"Annual breakdown (concept): drop in finance cost driven by: (a) straight LT principal amortisation (b) declining ST usage (2.13bn 1.4bn) (c) KIBOR anchored XXXXX% & LT spread low (+0.3%). #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:19Z 2422 followers, XXX engagements
"🏭 Capex Discipline: FY25 PKR 332M vs FY24 PKR 391M Focus on maintenance & efficiency not aggressive expansion. #FEROZ #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T21:54Z 2422 followers, XXX engagements
"🏦 Balance Sheet Composition: Investments: XX% of assets Advances: XX% UBL has become an investment bank in practice riding the PIB wave. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:31Z 2422 followers, XX engagements
"💡 Strategic View: UBL has prioritized risk-free yields over credit exposure a prudent call amid policy rate 10%. But long-term growth will depend on reviving lending once rates ease. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T17:32Z 2422 followers, XX engagements
"💥 Bestway Cement Limited (BWCL) Q1 FY26 snapshot a strong quarter marked by resilient margins & robust cash flow despite softer volumes. 📊 Profit after tax = Rs 5.5bn (+35% YoY) EPS = Rs XXXX #BWCL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:49Z 2422 followers, 1290 engagements
"BACKGROUND: This comes amid a much larger Rs. XX billion dispute with CPL over unpaid petroleum levies since 2019. The ECC recently approved a settlement framework for CPL mediated by the SIFC to recover the principal amount. #CNERGY #Refinery #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T13:34Z 2422 followers, XX engagements
"The new inquiry focuses solely on the contradictory reporting (Rs. X vs. Rs. 5bn) not the larger Rs. 60bn settlement. The goal is to ascertain how the wrong figures were presented at the highest level of government. #CNERGY #Refinery #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T13:34Z 2422 followers, XXX engagements
"💵 Book Value/Share: Rs.467.7 📈 Share Price: Rs.8178.57 💡 P/B: 17.5x premium valuation justified by brand strength & consistency. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:30Z 2422 followers, XXX engagements
"📊 Debt-to-Equity (D/E): 0.07x ⚙ Equity-to-Assets: XXXX% 💪 Low leverage high equity cushion conservative capital structure. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:32Z 2422 followers, XXX engagements
"🚨 SBP Annual Report Outlook 🚨 For FY26 the State Bank of Pakistan projects: GDP growth to be XXXX% (near lower end of target) Inflation may exceed X% in 2nd half breaching their 5-7% target range. #SBP #GDP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T05:16Z 2422 followers, XXX engagements
"💹 How to Value Fertilizer Companies in Pakistan A Deep-Dive Financial Thread Fertilizer stocks on the PSX like FFC EFERT and FATIMA are cash-rich policy-sensitive and dividend-heavy. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:04Z 2426 followers, 4599 engagements
"🌾 The fertilizer sector = cash flow machines. Theyre not tech growth plays theyre about stable margins high payout and low volatility. Valuation = more about yield and sustainability than rapid growth. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:04Z 2426 followers, XXX engagements
"Profitability Ratios Key metrics: Gross Margin: 2540% (Urea heavy firms like EFERT & FFC sit near 35%) Operating Margin: 2030% Net Margin: 1525% depending on gas subsidies and policy. Margins XX% = exceptional efficiency. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:04Z 2426 followers, XXX engagements
"⚙ Margins in fertilizers reflect: Feedstock cost (subsidized gas) Urea price caps Ammonia plant efficiency EFERT & FFC historically enjoy higher net margins vs FATIMA. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:05Z 2426 followers, XXX engagements
"Return Ratios how much value management creates per rupee of capital. Typical benchmarks: ROE: 1825% (excellent above 22%) ROA: XXX% (good 10%) Higher ROE = capital-light + dividend-rich business. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:06Z 2426 followers, XXX engagements
"📈 Payout Ratios: Pakistans fertilizer firms are dividend machines. Payout Ratio: 70100% typical Dividend Yield: 1016% per annum EFERT 1112% FFC often 1416% FATIMA 810%. Investors treat them like quasi-bonds. 💵 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:08Z 2426 followers, XXX engagements
"📉 If DY X% in fertilizer stocks market usually expects a margin squeeze or one-off issue (e.g. gas subsidy removal). When DY XX% = undervaluation zone 📍 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:08Z 2426 followers, XXX engagements
"📊 Valuation Multiples (Market Ratios) Key Pakistan Fertilizer Benchmarks: P/E (TTM): XXX normal range P/B: XX (depends on payout & asset revaluation) EV/EBITDA: XX fair range #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:09Z 2426 followers, XXX engagements
"🔍 Interpretation: If EFERT trades X P/E often undervalued. If FFC trades XX market pricing in dividend safety premium. P/B X justified only if ROE XX% and payout 90%. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:09Z 2426 followers, XXX engagements
"⚖ Leverage Ratios (Financial Stability) Sector is relatively low-levered due to strong cash flows. Debt-to-Equity: 0.20.6 typical Interest Coverage: XX healthy Debt above X = red flag 🚩 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:10Z 2426 followers, XXX engagements
"📉 Liquidity Ratios Fertilizer companies operate with huge WC swings (inventory buildup during sowing season). Benchmarks: Current Ratio: 1.22.0 Quick Ratio: 0.61.2 Below X = tight liquidity; above X = underutilized cash. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:11Z 2426 followers, XXX engagements
"💸 Cash Flow Strength True test of resilience: Operating Cash Flow / Net Profit: XX% = strong cash conversion. Free Cash Flow Yield: X% = very attractive. EFERT & FFC consistently high; FATIMA variable. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:12Z 2426 followers, XXX engagements
"🌍 Market Ratios (for PSX context) Investors often benchmark fertilizer stocks by: Dividend Yield vs PIB rate (10-year PIB 14%) If DY PIB attractive yield spread. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:13Z 2426 followers, XXX engagements
"📆 Seasonality Ratios Watch H1 vs H2 results Kharif vs Rabi sales patterns. Typically 5560% of annual EPS earned in H2 due to winter sowing season demand spike. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:14Z 2426 followers, XXX engagements
"🧱 Policy & Subsidy Indicators Track Gas Weighted Average Cost direct EPS driver. Companies with fixed feedstock contracts have 1015% better gross margins. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:15Z 2426 followers, XXX engagements
"Colgate-Palmolive Pakistan FY25 Financial Health Check 🧾 A comprehensive financial x-ray of COLG shows stability in profitability but tight liquidity & efficiency pressures amid inflation & low economic growth. Lets break it down ratio by ratio 👇 #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:34Z 2426 followers, 1903 engagements
"Only one pharma stock makes it to the top mutual fund holdings AGP Limited. 💊 Reference: @ArifHabibLtd #AGP #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T06:07Z 2426 followers, 3603 engagements
"Financial Position Total Assets: Rs XXXXX bn (2.5%) Equity: Rs XXXXX bn (7%) Liabilities: Rs XXXXX bn (2%) Balance sheet got stronger leverage eased slightly. #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T20:56Z 2426 followers, XX engagements
"Book Value Book Value per Share = Rs XXXXX P/B Ratio = XXXX Deep value territory 🧠 #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T20:57Z 2426 followers, XX engagements
"Takeaway Azgard Nine (ANL) FY2025: From profit to cash power. Real cash backing profits balance sheet resilience and undervaluation make it one to watch. 💎 #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:07Z 2426 followers, XXX engagements
"📊 Telecard Limited (PSX: TELE) FY2025 paints a mixed picture declining revenue but a strong cash turnaround. Cash flow up leverage down liquidity improved 💧. Lets decode the full financial story 👇 #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:28Z 2426 followers, XXX engagements
"📈 In a bull market stocks often trade above fundamentals. ❌ Long-term investing at stretched valuations = risky. ✅ Better to play short-term momentum with discipline & stop-losses. #Investing #Trading #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-18T15:42Z 2426 followers, 8911 engagements
"🚨 UfoneTelenor Merger Reshapes PTCL Landscape Spectrum Research calls it the most significant strategic shift since PTCLs inception not just a merger but a transformation of scale efficiency & profitability. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:47Z 2426 followers, 1014 engagements
"Pakistan is preparing to return to international capital markets. FM Aurangzeb discussed plans for Eurobond & Sukuk issuances in a meeting with @StanChart referencing the country's upgraded credit ratings. #PIAA #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T13:27Z 2426 followers, XX engagements
"💰 Dividend Yield (expected): none announced yet for FY25. Typical REITs must distribute XX% of income announcement awaited. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:30Z 2426 followers, XX engagements
"📊 FCEPL (Q3-2025 Update) FrieslandCampina Engro Pakistan Ltd. shows a major turnaround. Strong cash flows leaner balance sheet and solid profitability mark a recovery phase. Lets break it down 👇 #FCEPL #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T16:45Z 2426 followers, 1270 engagements
"In a major milestone for Pakistan-UAE ties Abu Dhabi's International Holding Company (IHC) has acquired a majority stake in Pakistan's First Women Bank Ltd (FWBL). The deal was signed under a govt-to-govt framework. #FWBL #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T15:00Z 2426 followers, XXX engagements
"Leverage Debt/Equity = XXXX ( from 0.99) Debt/Assets = XXXX Equity/Assets = XXXX ⚖ Slightly deleveraged structure healthier balance sheet. #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T20:57Z 2426 followers, XX engagements
"Efficiency Inventory Turnover = XXX () Asset Turnover = XXXX (vs 1.34) Better asset utilization and inventory management. #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:00Z 2426 followers, XX engagements
"Cash Conversion Cycle CCC XX days (vs XX days) Working capital management improved sharply cash locked up for fewer days. #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:01Z 2426 followers, XX engagements
"Valuation Snapshot At Rs 12.42: P/E = XXX P/B = XXXX EV/EBITDA XXX Undervalued vs textile peers given strong cash flows. #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:06Z 2426 followers, XXX engagements
"💰 Revenue fell to PKR 2.00bn (13% YoY) vs PKR 2.29bn last year. Yet Telecard managed to stay profitable reporting PKR 65.6mn net profit (EPS: Rs 0.19). #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:29Z 2426 followers, XX engagements
"📉 Cost discipline visible cost of revenue down to 1.35bn (11%) keeping gross profit at PKR 653mn (GM: 32.6%). 2024 GM was XX% slight compression but still strong margins in a tough telecom year. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:29Z 2426 followers, XX engagements
"📈 Return Ratios (FY25): ROA = XXX% ROE = XXX% Still below industry norms but supported by improving cash health. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:30Z 2426 followers, XX engagements
"💡 Operating Cash Flow (OCF): PKR 224.6mn (5% YoY) Yet OCF/Net Income = XXX (vs XXXX FY24) profits now backed by real cash 💵. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:31Z 2426 followers, XX engagements
"🏗 CapEx: PKR 29.3mn conservative spending. 🔹 Free Cash Flow (FCF) = XXXXX XXXX = PKR 195.3mn 🔸 FCF/share = Rs XXXX (vs Rs XXXX FY24) stable and sustainable. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:31Z 2426 followers, XX engagements
"💵 Free Cash Flow to Equity (FCFE): FY25: Rs 0.51/share vs FY24: Rs 0.08/share ⚡ Huge jump debt repayments now behind equity holders benefit directly. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:32Z 2426 followers, XX engagements
"📉 Finance cost = PKR 107.7mn (flat YoY). 📊 Interest coverage = EBIT/Finance cost = XXXXX / XXXXX = XXX (vs XXX FY24). Coverage weaker due to lower earnings. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:32Z 2426 followers, XX engagements
"🏦 Balance Sheet Snapshot (FY25): Assets = PKR 5.35bn Equity = PKR 3.09bn Debt PKR 316mn (long) + 273mn (current) #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:33Z 2426 followers, XX engagements
"📉 Debt-to-Equity (D/E): XXXX (vs XXXX FY24) 📊 Debt-to-Assets (D/A): XXXX (vs 0.14) 📈 Equity-to-Asset: XXXX (vs 0.59) Balance sheet remains light low leverage risk. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:34Z 2426 followers, XX engagements
"💧 Liquidity Ratios: Current Ratio = XXXX (vs 2.46) Quick Ratio = XXXX (vs 2.41) Cash Ratio = XXXX (vs 0.03) WC=2.9 bln vs XXXX bln Working capital still positive but shrinking. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:36Z 2426 followers, XX engagements
"🔁 Asset Turnover: 2003.9 / 5352.5 = XXXX (vs 0.45) Efficiency slightly down slower asset utilization. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:38Z 2426 followers, XX engagements
"🕒 Cash Conversion Cycle (CCC): XXXX days ✅ Negative CCC means Telecard collects cash faster than it pays suppliers strong working capital management though driven by large payables relative to sales. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:39Z 2426 followers, XX engagements
"📊 OCF Margin: XXXXX / 2003.9 = XXXX% (vs 10.3%) Better operational cash efficiency even with weaker profits. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:40Z 2426 followers, XX engagements
"📈 Growth Ratios (Topline Expansion) Revenue growth XXX% in normal years = stable. XX% = either price hike or new capacity. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:16Z 2425 followers, XXX engagements
"🎯 Goal: Project UBLs next-2-quarter EPS (SepDec25) & dividend payout. 📊 Backed by: Interest rate outlook (11%) Balance sheet trends (Jun25) Investment yield & funding cost dynamics. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:29Z 2426 followers, XXX engagements
"Repricing risk Minimal. XX% of portfolio in fixed-rate PIBs & MTBs locked near 13%. Even if yields drop by 200bps in FY26 EPS compression only Rs34/share. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:36Z 2425 followers, XXX engagements
"Credit risk Credit loss allowance = Rs4.7bn (up just Rs0.6bn). Coverage ratio 90%. UBLs balance sheet remains defensive. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:37Z 2425 followers, XXX engagements
"Working Capital (WC) WC = Rs. 28.83bn (FY25) vs Rs. 27.64bn (FY24) Short-term cushion improved. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:41Z 2427 followers, XXX engagements
"Leverage Ratios (FY25 vs FY24) 📉 D/E: XXXX vs XXXX (Lower leverage) 📉 D/Assets: XXXX% vs XXXX% (Safer capital structure) 📈 Equity/Assets: XXXX% vs XXXX% (Strengthened capitalization) COLG remains low-leveraged a hallmark of FMCG defensiveness. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:43Z 2427 followers, XXX engagements
"Free Cash Flow (FCF) 🧮 FCF/share: Rs. XXXX vs Rs. XXXX 🪙 FCFE/share: Rs. XXXX vs Rs. XXXX Decline shows higher capex & working capital needs. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:57Z 2427 followers, XXX engagements
"🧾 Long-term loans total 6.14bn secured against fixed assets. Fully repayable by FY2030. We assume equal repayments of 1.23bn/year (FY26FY30) as per tranche info. Short-term loans decline from 2.13bn 1.4bn by FY30. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:14Z 2422 followers, XXX engagements
"Model (calibrated to P&L) Projected finance cost (Rs 000): FY25 = 1263417 (actual) FY26 = 1051054 FY27 = 838692 FY28 = 626329 FY29 = 413966 FY30 = 307785 📉 Finance cost halves by FY28 as debt amortises. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:18Z 2422 followers, XXX engagements
"📊 Spectrum estimates Telenor Pakistans CY25 EBITDA at PKR 64.3B. After depreciation (PKR 11B) & finance costs (PKR 6B) the pre-tax profit = PKR 47.3B. Post-tax (33%) = PKR 31.7B net profit EPS impact = PKR 6.21/share. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:47Z 2427 followers, XX engagements
"💡 Add the post-synergy savings from Ufone estimated at PKR 13.3B (after tax) EPS +PKR XXXX. Together total EPS accretion = PKR 8.83/share. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:48Z 2427 followers, XX engagements
"📈 Using a conservative P/E of 7.0x Spectrum Research derives a target price gain of PKR 62/share signaling massive value unlocking potential post-merger. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:48Z 2427 followers, XX engagements
"⚙ The merger flips on a synergy switch cutting overlapping costs integrating networks & amplifying profitability. Tower consolidation is the most potent cost lever. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:48Z 2427 followers, XX engagements
"🏗 Combined tower portfolio = 24800 sites Ufone: 11730 Telenor: 13074 By removing redundant towers PTCL unlocks billions in recurring savings. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:49Z 2427 followers, XXX engagements
"💰 Annual Savings from Tower Dismantling Conservative (3000 towers): PKR 12B Moderate (5000 towers): PKR 20B Aggressive (8000 towers): PKR 31.9B Each PKR 1B cut = permanent opex relief. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:50Z 2427 followers, XX engagements
"🔌 Per Share Gain from Tower Savings Conservative: PKR 0.78/share Moderate: PKR 2.35/share Aggressive: PKR 6.25/share #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:50Z 2426 followers, XX engagements
"📡 Spectrum points out post-merger spectrum doubles to XXX MHz strengthening network speed & reliability a long-time weakness for Ufone. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:51Z 2426 followers, XX engagements
"🏆 Market position leap: UfoneTelenor combined moves from 4th 2nd by subscriber base. This drastically improves bargaining power & brand competitiveness. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:51Z 2426 followers, XX engagements
"💼 Financial Health Boost: Tower + admin synergies cut costs Freed-up capital can fund fiber & 5G rollout Lower leverage risk ahead #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:51Z 2427 followers, XX engagements
"🔗 Product Advantage: The merger enables bundled Mobile + PTCL Fiber offers creating unmatched customer stickiness & cross-sell opportunities. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:52Z 2427 followers, XXX engagements
"🔮 Future-proofing: The new PTCL Group becomes a credible 5G contender with scale spectrum & cash flow. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:52Z 2427 followers, XXX engagements
"💥 Spectrum highlights two additional catalysts: X Etisalat Liability Settlement (USD 800M) X PTCL Land Revaluation Both could massively lift PTCLs equity base & valuation. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:52Z 2427 followers, XXX engagements
"🏦 Etisalat settlement would remove a major overhang improving investor confidence & freeing balance sheet flexibility for growth. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:53Z 2426 followers, XX engagements
"Spectrum concludes that the UfoneTelenor merger isnt just about adding subscribers its about scale synergy and sustainable profitability. PTCL finally has its strategic backbone. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:55Z 2427 followers, XXX engagements
"📊 Summary: EPS Impact: +PKR 8.83/share Target Price: +PKR 62/share Spectrum Research calls PTCLs merger story transformational. A rare case where synergy buzzword its math. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:55Z 2427 followers, XXX engagements
"💵 Revenue Quality: Despite margin compression topline expansion and improved asset turnover show underlying demand resilience. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:42Z 2427 followers, XX engagements
"📈 Capital Structure Insight: IPO proceeds (PKR 1.86bn) reshaped balance sheet higher equity improved solvency lower financial costs. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:42Z 2426 followers, XX engagements
"💊 Revenue Drivers: Higher sales volumes Better pricing Controlled cost of sales GM OM NM #FEROZ #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T21:54Z 2422 followers, XX engagements
"Engro Fertilizer shows improved gross margins YoY ✅ but high finance costs are weighing on profits 💸. Dividend payout worsens cash flow 🛑 while inventories continue to build 📈. #EFERT #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T03:24Z 2427 followers, 1658 engagements
"🏭 Book Value per Share (BVPS): Rs.445.29 💹 Price/Book (P/B): 4.28x ➡ Premium valuation reflects investor confidence in Sazgars growth & brand strength. #SAZEW #Automobile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:02Z 2427 followers, XXX engagements
"📊 Market Cap: Rs.115.3bn 💼 Enterprise Value (EV): Rs.120.7bn ⚙ EV/Share = Rs.1963.94 Balanced capital structure with slight leverage uptick FY25 vs FY24. #SAZEW #Automobile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:03Z 2425 followers, XXX engagements
"💼 Enterprise Value (EV/share) = Rs XXXXX EV/EBITDA multiples remain attractive vs peers given stable cash flow. #BWCL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:56Z 2425 followers, XX engagements
"⚖ Leverage D/E = XXXX D/Assets = XXXX Equity/Assets = XXXX Moderate gearing balanced capital structure. #BWCL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T18:56Z 2426 followers, XXX engagements
"💸 Net Profit: Rs.14.1B (+14.7%) 📈 Net Margin (NM): XXX% vs XXX% Profitability remains resilient despite taxation impact. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:27Z 2426 followers, XXX engagements
"💵 OCF/Net Income: XXX% Cash conversion well above XXX% earnings backed by real liquidity not accounting profit. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:37Z 2422 followers, XXX engagements
"📊 OCF/Total Debt: XXX% 💥 FCF/Total Debt: XXX% Operating cash flow easily covers all borrowings minimal refinancing risk. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:37Z 2425 followers, XXX engagements
"💲 OCF/Share: Rs.553 💲 FCF/Share: Rs.485 Both far exceed EPS reaffirming Nestls superior cash profile. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:38Z 2422 followers, XXX engagements
"🧾 Summary: ✅ Profitability ✅ Margins ✅ Debt ✅ Cash generation 💪 Despite food inflation & cost pressures Nestl Pakistan (NESTLE) remains a benchmark for operational excellence & value creation. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:39Z 2425 followers, XXX engagements
"📊 TPL REIT Fund-1 (TPLRF1) FY2025 results show strong revaluation gains & higher income streams. Earnings up sharply NAV supported by property remeasurement. Lets unpack the numbers 👇 #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:26Z 2426 followers, 1073 engagements
"P/NAV = 14.09/18.28 = 0.77x TPL REIT trades at a XX% discount to NAV meaning the market is valuing the fund below its underlying property value. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:34Z 2425 followers, XX engagements
"📈 Gross Margin (GM): XXXXX% vs XXXX% last year better procurement & pricing discipline in dairy segment. #FCEPL #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T16:46Z 2426 followers, XXX engagements
"⚙ Operating Margin (OM): XXXX% from XXX% expense optimization in distribution & admin functions paying off. #FCEPL #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T16:46Z 2427 followers, XXX engagements
"⚙ Free Cash Flow (FCF): XXXX b 💰 🪙 FCF/share: XXXX XXX EPS Business is strongly self-funding. #FCEPL #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T16:49Z 2426 followers, XXX engagements
"🏦 FCFE (after leases + dividends): XXXX b XXXX per share. Even after payouts cash surplus remains. #FCEPL #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-17T16:49Z 2426 followers, XXX engagements
"@2826Mirage I'd need to throughly read the financial statements for that. But I'd surely try to read it. And then could comment"
X Link @MeherJazibAli 2025-10-17T20:11Z 2427 followers, XX engagements
"Leverage (Assets/Equity): 15.44x (stable) Bank maintains a balanced gearing ratio; equity adequately cushions assets supporting resilience. #BIPL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-08T00:11Z 2427 followers, XXX engagements
"⚡ Earnings Sensitivity Fertilizer profits swing with: Urea & DAP pricing Gas input policy Exchange rate (imported feedstock for blended fertilizers) Model sensitivity: X% change in gas cost X% EPS impact. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:14Z 2427 followers, XXX engagements
"📦 Working Capital Management Days Sales Outstanding (DSO) XX = strong cash collection. Fertilizer dealers often on cash basis so EFERT leads here. High inventory turnover = better production planning. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:15Z 2427 followers, XXX engagements
"🚨 The State Bank of Pakistan (SBP) has expressed serious concern over a delayed loan repayment for the Roosevelt Hotel in New York owned by Pakistan's PIAIL. #SBP #PIAA #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T13:47Z 2427 followers, XXX engagements
"📊 Earnings per Share (EPS): Rs.310.8 (9M25) vs Rs.270.9 (9M24) Thats a XXXX% YoY growth solid earnings momentum from pricing discipline & efficiency gains. #NESTLE #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T17:27Z 2427 followers, XXX engagements
"📄 Income Statement (FY25 vs FY24) Total Income: Rs XXXX bn XX% Operating Profit: Rs XXX mn XXX% Profit for Year: Rs XXX mn XXX% EPS: Rs XXXX vs Rs XXXX #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:27Z 2427 followers, XX engagements
"@ahsan151 MLCF rarely has given dividends in the past. It's a capital gain stock"
X Link @MeherJazibAli 2025-10-17T19:54Z 2426 followers, XX engagements
"🧾 Market cap & EV Market cap PKR 302.00bn (232.82 1297.15m shares). EV per share Rs XXXXXX (debt net of cash small relative to market cap). #HUBC #POWER #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-28T09:22Z 2426 followers, XXX engagements
"✅ Strengths & ⚠ Risks Strengths: strong cash generation (OCF) big deleveraging high ROE stable dividend income. Risks: revenue volatility (lower generation sales) circular debt/receivables dynamics high dividend payout (shrinks cash cushion). #HUBC #POWER #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-28T09:22Z 2426 followers, XXX engagements
"UBLs next two quarters could lock in its FY25 direction. With policy rate expected to stay at XX% inflation sticky due to flood impact and record investment book lets project UBLs EPS & dividend through FY25 🔍 #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:29Z 2427 followers, 2969 engagements
"Dividend Sustainability: Dividend Payout: XX% vs XX% Despite cash tightening COLG maintained robust payouts signaling management confidence. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:57Z 2426 followers, XXX engagements
"🔢 Rate assumptions from FY25 notes: 3M KIBOR: 10.9211.17 Avg XXXXX% LT markup spread: +0.3% XXXXX% LT rate ST blended rate: XX% (weighted avg of running finance + Musharakah + export refinance) #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:13Z 2426 followers, XXX engagements
"📊 SBPs Broad Money (M2) Oct X 2025 Pakistans money supply grew +15.96% YoY reaching PKR XXXXX trillion but contracted -XXXX% MoM. Liquidity tightening is visible yet fiscal borrowing remains the main driver. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:35Z 2426 followers, XXX engagements
"🏡 Land Revaluation: PTCL owns one of the largest real estate portfolios in Pakistan hundreds of billions in hidden value. Revaluation could unlock this boosting book equity & NAV/share. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:53Z 2426 followers, XXX engagements
"💸 Monetization options: Sale-and-leaseback deals Joint ventures on premium sites These could fund fiber expansion & 5G without new debt. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:54Z 2426 followers, XX engagements
"💰 Market Overview: Share Price = PKR XXXXXX Shares = 88.33mn ➡ Market Cap = PKR 14.44bn ➡ Enterprise Value (EV) = PKR 17.60bn #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:35Z 2426 followers, XXX engagements
"In a meeting with US DFC gov. CEO the FM highlighted major investment opportunities in Pakistans key sectors: 1) Oil & Gas 2) Mines & Minerals 3) IT Agriculture and Pharmaceuticals. #PIAA #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T13:26Z 2426 followers, XXX engagements
"Most Food & Personal Care stocks offer XX% 🪙 dividend yield but trade at high P/Es pricing in brand strength & stability. Yet low volumes in counters like NESTLE UPFL & RMPL mean capital gains are hard to realize. Fundamentally sound but limited upside for retail 💡 #PSX"
X Link @MeherJazibAli 2025-10-16T21:13Z 2426 followers, 1907 engagements
"🏦 EPS: Rs XXXX At Rs 14.09/unit P/E = 34.3x Reflects market pricing in future property yield potential. #TPLRF1 #REIT #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-16T21:30Z 2426 followers, XX engagements
"@NaqiSaad22681 I've never promoted any share. Just read the financial statements and tell the current situation"
X Link @MeherJazibAli 2025-10-18T21:13Z 2426 followers, XX engagements
"⚙ Working Capital: CA CL = 4.85bn 1.95bn = PKR 2.90bn (vs 2.34bn FY24) 🟢 Expanded by XX% improving short-term liquidity. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:36Z 2426 followers, XX engagements
"📊 Azgard Nine Limited (ANL) FY2025 Results A complete turnaround in cash flows stronger earnings quality and improved efficiency lets break down ANLs full financial picture 👇 #ANL #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T20:55Z 2426 followers, XXX engagements
"✅ FY25 Summary: Revenue XX% Profit XX% OCF strong Debt Cash X FCFE X Telecard is leaner more liquid and cash-efficient going into FY26. #TELE #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-18T21:41Z 2426 followers, XXX engagements