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[@money_cruncher](/creator/twitter/money_cruncher)
"6. Business interest & R&D The bill also permanently reinstates the EBITDA limitation on business interest deductions which will help businesses deduct more business interest. It also brings back immediate expensing for research and development (R&D) expenses"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472902079344714) 2025-07-16 13:17:39 UTC 139.3K followers, 12.5K engagements


"🚨Trump just signed a $XXX TRILLION tax cut into law. I reviewed every page so you dont have to. Heres exactly how it will impact your taxes:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1941277420323213718) 2025-07-04 23:26:18 UTC 139.3K followers, 1M engagements


"My savings account pays me XXXX% interest. What are my options X. Treasury bill ladder: XXXX% X. Vanguard money market funds: XXXX% X. HYSA (CIT bank CIBC Capital One Ally etc): 3.5%-4.0% I personally use Vanguards MMF. Where do you keep your savings"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1940397830398701669) 2025-07-02 13:11:08 UTC 139.3K followers, 80.8K engagements


"You also might know that the maximum deduction you can take depends on the type of donation. Stocks = max XX% of AGI Cash = max XX% of AGI If a charitable deduction exceeds the above AGI limits then the XXX% AGI floor is carried over"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928142527934870) 2025-07-20 13:40:16 UTC 139.3K followers, 5350 engagements


"Theres a guy whos been DMing me for X months sharing unsolicited stocks tips. Apr 28: Meta (up XX% since) May 4: Palantir (up XX% since) May 15: Crispr (up XX% since) He just sent me his latest pick yesterday 🤔😂"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946731770688205283) 2025-07-20 00:39:57 UTC 139.3K followers, 51.1K engagements


"2 main methods real estate investors use to "convert" passive losses into non-passive: X. Short term rental strategy X. Real estate professional status Let me explain"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946195824653795509) 2025-07-18 13:10:17 UTC 139.3K followers, 46.4K engagements


"3. Qualified Small Business Stock (QSBS) If want to sell your business you've probably heard of QSBS. It allows you to sell your business and pay X% capital gains tax on up to $10M in gains for C-corp stock if held for X years and assets $50M"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472892726100409) 2025-07-16 13:17:37 UTC 139.3K followers, 11.2K engagements


"So John was able to save about $XXX on federal taxes due to the new deduction since his MAGI was under $75000 (typically line XX for most ppl) If married and both are over XX the standard deduction will be $33100 and the senior deduction will be $12000"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1947285055820181788) 2025-07-21 13:18:30 UTC 139.3K followers, 6638 engagements


"If you are age XX and just started drawing SS this deduction WILL NOT apply to you. In contrast if you are age XX and still dont take Social Security you WILL get the deduction. The new deduction has nothing to do with Social Security but it MIGHT impact your tax bill"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1947285038065733770) 2025-07-21 13:18:26 UTC 139.3K followers, 5054 engagements


"BREAKING: Vanguard just released X ETFs that can replace your high yield savings account. Here's everything you need to know about it:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1890190210924978620) 2025-02-14 00:03:58 UTC 139.3K followers, 1.1M engagements


"1. Short-term rental If the average customer stay is less than X days (e.g Airbnb) and you materially participate in the rental business for at least XXX hours (and more than anyone else) these losses can be taken against your active income"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946195826809655327) 2025-07-18 13:10:18 UTC 139.3K followers, 41.7K engagements


"Congress just created a special IRA account called "Trump account" I reviewed all the specifics so you don't have to. Here's everything you need to know (and if it's even worth contributing):"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1942933881650377148) 2025-07-09 13:08:30 UTC 139.3K followers, 158.9K engagements


"🚨New tax bill just quadrupled SALT cap from $10000 to $40000 starting in 2025. With the right "bunching" strategy you could save thousands in taxes. Here's how to make it work for you:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1944746269269803423) 2025-07-14 13:10:16 UTC 139.3K followers, 275K engagements


"8. No tax on overtime A new $12500 deduction (single) or $25000 (married jointly) is created for overtime effective from 2025 through 2028. The deduction is reduced by $XXX for each $1000 by which your gross income exceeds $150000 (single) or $300000 (married)"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1941277436265840928) 2025-07-04 23:26:22 UTC 139.3K followers, 76.7K engagements


"In addition the 1099-K form limit (for apps like eBay Uber PayPal Venmo etc) is increasing from a $XXX threshold to $20000 AND XXX transactions. This is a big change to reduce the administrative (not taxability) impact on business owners and side gigs"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472889467077010) 2025-07-16 13:17:36 UTC 139.3K followers, 12.4K engagements


"Thanks for reading. I would really appreciate it if you can: X. follow me @money_cruncher X. retweet the first tweet"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1926634508725498203) 2025-05-25 13:40:36 UTC 139.3K followers, 10.9K engagements


""I have $20k to invest. Should I invest it all at once or cost average" Research shows that lump sum outperforms cost averaging XX% of the time (Finlay and Zorn paper) BUT for a risk-averse investor with significant loss aversion it may be better to cost average. In any case either is better than sitting on cash"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1937580027329048800) 2025-06-24 18:34:11 UTC 139.3K followers, 57.6K engagements


"70414 of the OBBBA expands XXX plan eligibility to cover: Tuition fees and books for enrolling in a postsecondary credentials Exam fees needed to obtain/maintain the credential Continuing education fees This would allow XXX plans to cover fees related to CFPs or CPAs"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946564070284329272) 2025-07-19 13:33:34 UTC 139.3K followers, 5725 engagements


"You could legally pay $X in federal taxes even on $300000 of W-2 income. And the new tax bill just made it a lot easier. Here's how to take advantage of this:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946195814730100996) 2025-07-18 13:10:15 UTC 139.3K followers, 726.6K engagements


"We have access to the data comparing 2017 vs 2018: $30000 - $49999 of AGI: XXX% average tax rate (income tax as percentage of AGI) decreased to XXX% (1.0pp) $50000 - $99999: XXX% decreased to XXX% (1.4pp) $100000 - $199999: XXXX% decreased to XXXX% (1.5pp)"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945100322722005020) 2025-07-15 12:37:09 UTC 139.3K followers, 6840 engagements


"9. Car loans There will be a $10k deduction on car loan interest effective from 2025-2028. The deduction will be reduced by $XXX for each $1000 by which your gross income exceeds $100k (or $200k if married). The final assembly of the car must be within the US to qualify"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1941277438283309110) 2025-07-04 23:26:23 UTC 139.3K followers, 79.2K engagements


"The new bill changed the 5-year requirement for stock issued after July X 2025: If held for X years - XX% exclusion If held for X years - XX% If held for X years - XXX% It also increased the asset caps to $XX million and the exemption amount to $XX million"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472895339176025) 2025-07-16 13:17:38 UTC 139.3K followers, 10.3K engagements


"Here's how his tax return will likely look: Standard deduction: $15750 + $2000 (age XX or blind) = $17750 Senior deduction: $6000 Taxable income: $21250"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1947285053534298217) 2025-07-21 13:18:30 UTC 139.3K followers, 2851 engagements


"Bank of America Chase and Wells Fargo are paying you XXXX% while earning billions off your cash. But there are plenty of ways to make 4%+ safely and not get robbed. Here are X better options:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1935480175371706777) 2025-06-18 23:30:07 UTC 139.3K followers, 195.9K engagements


"There is a lot of misinformation and confusion about the "no tax on overtime" Let me break it down exactly how it works (with real examples and tax impacts):"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1941849282102829206) 2025-07-06 13:18:41 UTC 139.3K followers, 151.9K engagements


"This means that you can receive a XX% deduction based on the qualified income from your business with some limitations. The tax law also increases the phase-in amounts from $50000 to $75000 (single) and from $100000 to $150000 (married filing jointly)"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472883423166802) 2025-07-16 13:17:35 UTC 139.3K followers, 14.1K engagements


"Tax move #4: John received an inheritance and wants to donate to an organization that is deeply close to his heart. His AGI is $150000 and he donates $50000 in stocks. XXX% floor = $XXX Allowed donation deduction = $50000 - $XXX = $49250"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928144625041894) 2025-07-20 13:40:16 UTC 139.3K followers, 4740 engagements


"The new tax bill completely changed the $XXX threshold for 1099-K reporting on Venmo PayPal CashApp Stripe and others. If you use these apps heres everything you need to know about whats changing:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1943660184175272398) 2025-07-11 13:14:34 UTC 139.3K followers, 431.5K engagements


"He is expecting to sell it for $500000. This means that John would be in a XX% rate. John would be better off skipping the 2025 donation and donating an increased amount in 2026 even with the XXX% floor because of such a rapid growth in income (24% - 37%)"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928140430782650) 2025-07-20 13:40:15 UTC 139.3K followers, 5917 engagements


"Now let's discuss the *qualifying* auto loan. First the car must be new ("the original use of which commences with the taxpayer") It must also have at least two wheels be made for public road use and weigh under 14000 lbs. ATVs trailers and campers are not eligible"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1943297017490350519) 2025-07-10 13:11:28 UTC 139.3K followers, 24K engagements


"@GavinNewsom #48 on the list in the state tax competitiveness:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946360516500172931) 2025-07-19 00:04:43 UTC 139.3K followers, 15.8K engagements


"If you have kids pay attention. The new tax bill significantly upgraded XXX savings plans. Here's everything that's changing:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1944395247758307701) 2025-07-13 13:55:26 UTC 139.3K followers, 406.2K engagements


"Also there is no change to the $35000 rollover to Roth IRA option. This means a lot more education related expenses are now covered under a XXX plan with the ability to roll over unused funds. This could help with the common concern of overfunding a XXX plan"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1944395266162831570) 2025-07-13 13:55:31 UTC 139.3K followers, 27K engagements


"Maximum deduction based on XX% AGI = $45000 ($150k * 30%) So the $49250 - $45000 = $4250 will be carried forward AND the $XXX floor for $5000 total. If you're near the AGI limit contributing more could "save" on the XXX% floor"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928146411888678) 2025-07-20 13:40:16 UTC 139.3K followers, 9464 engagements


"There is still so much confusion about the new "no tax on Social Security income" Its the most asked question I get about the tax bill. Here's the full breakdown (with examples):"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1947285034274054649) 2025-07-21 13:18:25 UTC 139.3K followers, 71.7K engagements


""I need to park $50000 of cash for the next XX months. Where should I put it" I personally would use: - $VUSXX (Vanguard Treasury MM Fund) state tax exempt XXXX% yield OR - $VMSXX (Vanguard Municipal MM Fund) if you are a high earner federal tax exempt XXXX% yield"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1928156874567762091) 2025-05-29 18:29:56 UTC 139.3K followers, 82.1K engagements


"90% of Americans never got a tax break for donating to charity. The new tax bill completely overhauls charitable giving. X tax planning moves to make before the rules change:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928121849983441) 2025-07-20 13:40:11 UTC 139.3K followers, 104.9K engagements


"The new tax bill has nothing to do with Social Security. The tax bill creates a new $6000 deduction for people who are age XX and older during the tax year. Quick example"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1947285035796586916) 2025-07-21 13:18:25 UTC 139.3K followers, 5160 engagements


"4. "Trump account" The new law creates a pilot program allowing parents to receive a $1000 credit which the U.S. government will deposit into a "Trump Account" on behalf of each eligible child (any U.S. citizen born in 2025 2026 or 2027)"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946564072343851147) 2025-07-19 13:33:34 UTC 139.3K followers, 5352 engagements


"This is huge because many people didnt want to contribute to these plans saying "what if my child doesnt go to college" Well the postsecondary credentialing now includes many programs outside of traditional college or university"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1944395264304820733) 2025-07-13 13:55:30 UTC 139.3K followers, 22.7K engagements


"5. Section XXX The new tax bill increases the limit to immediately deduct (instead of depreciate) machinery equipment vehicles etc from $1.25M in 2025 to $2.5M and raises the phaseout amount to $4M. These limits will continue to be adjusted annually for inflation"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472899562819792) 2025-07-16 13:17:39 UTC 139.3K followers, 8934 engagements


"Overall the OBBB tax changes include many favorable policies for business owners. If you enjoyed this post please: X. follow me @money_cruncher for more CPA content X. repost the first post so others can learn"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472904134553947) 2025-07-16 13:17:40 UTC 139.3K followers, 11.8K engagements


"The new tax bill allows a maximum deduction of $10000 for auto loan interest. This means you can write off up to $10000 per year in interest paid on *qualifying* auto loans. But it comes with requirements"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1943297007495303415) 2025-07-10 13:11:25 UTC 139.3K followers, 26.3K engagements


"The new tax bill allows you to write off car loan interest. BUT only certain types of cars and loans qualify. Here's exactly how it works:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1943297005985403380) 2025-07-10 13:11:25 UTC 139.3K followers, 316.7K engagements


"The new tax bill made a massive change: XXX% bonus depreciation for property placed in service after January XX 2025 instead of 40%. This allows for big tax savings for real estate investors"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946195816495870373) 2025-07-18 13:10:15 UTC 139.3K followers, 70.4K engagements


"The new tax law made a lot of changes for business owners and side hustlers with many provisions going into effect retroactively to 2025. My goal is to cover them so you are informed on the impacts on your taxes"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472878754910219) 2025-07-16 13:17:34 UTC 139.3K followers, 15.2K engagements


"1. Clean Vehicle Credit (30D) If you buy a new plug in electric vehicle (EV) or fuel cell vehicle (FCV) you may qualify for a $7500 tax credit (reduction of your tax liability not a deduction) The new law removes this credit as of October X 2025"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945832674880373178) 2025-07-17 13:07:16 UTC 139.3K followers, 7810 engagements


"🚨New tax bill is removing most energy tax credits. EVs solar panels and home upgrade credits are all expiring very soon. Here's what you need to know (and why waiting could cost you thousands):"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945832672808358256) 2025-07-17 13:07:15 UTC 139.3K followers, 68.9K engagements


"I'm making a thread answering questions about the new tax bill Comment below if you have any questions 👇"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946757289219657877) 2025-07-20 02:21:21 UTC 139.3K followers, 28.3K engagements


"Now when you sell this rental you will face a depreciation recapture. Here are X strategies to lower the impact: pass away and give the rentals to your children 1031 exchange direct indexing to do tax loss harvesting installment sales opportunity zones"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946195833214349413) 2025-07-18 13:10:19 UTC 139.3K followers, 28.7K engagements


"2. Charitable contributions floor Section 70425 of OBBBA also created a floor on the deductions of charitable contributions equal to XXX% of Adjusted Gross Income (AGI) starting in 2026 if you itemize. Your charitable deduction is only allowed if it exceeds XXX% of your AGI"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928131475993085) 2025-07-20 13:40:13 UTC 139.3K followers, 8851 engagements


"4. Bonus depreciation The tax bill revives XXX% bonus depreciation for property placed in service on or after Jan XX 2025. This is a great way for biz owners to save money on taxes especially when starting out and Section XXX isn't as effective due to income limitations"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472897469845572) 2025-07-16 13:17:38 UTC 139.3K followers, 9558 engagements


"If you have a business or a side gig pay attention. The new tax bill made a lot of changes to your taxes. Here's what it means for your wallet:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472876238299408) 2025-07-16 13:17:33 UTC 139.3K followers, 253.9K engagements


"@LeadingReport This just means that the sales tax will increase"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1941179436193415582) 2025-07-04 16:56:57 UTC 139.3K followers, 140.3K engagements


"I inherited $500000 what should I do I would: X. Pay off any debt with interest of 7%+ X. Invest the rest in $VTI and $VGT What would you do"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1938758020726694082) 2025-06-28 00:35:07 UTC 139.3K followers, 84.6K engagements


"People in the $10M+ income range saw the smallest percentage point decrease from 2017 to 2018. Looking at the actual numbers total income tax for this group dropped slightly from $163B to $161B. Compare that to the $100K-$199K range where taxes dropped from $340B to $320B"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945100329743212600) 2025-07-15 12:37:11 UTC 139.3K followers, 5652 engagements


"Tax move #2: John makes $1000000 of AGI per year. He is itemizing his deductions in 2025. John donates $10000 per year to charity. John is in the XX% tax bracket. If John donates $10000 in 2025 he can take the entire $10000 deduction (since he is itemizing). BUT"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928133673746573) 2025-07-20 13:40:13 UTC 139.3K followers, 8250 engagements


"I have a very exciting newsletter coming tomorrow at 8:30 AM ET. Its all about step-up basis rules reducing capital gains tax irrevocable trust swap powers basis planning and more. Guaranteed to save you money on taxes. Sign up here: 👇"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1928614156975943947) 2025-05-31 00:47:01 UTC 139.3K followers, 12.2K engagements


"The new tax bill makes major changes to the child tax credit dependent care credit XXX plans and more. If you have kids (or plan to) you need to read this:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946564051380625430) 2025-07-19 13:33:29 UTC 139.3K followers, 87.6K engagements


"I love Vanguard funds. Heres why: Vanguards average ETF expense ratio is just 0.05%. The industry average ETF expense ratio is 0.22%. These costs compound over the long term and could cost thousands of dollars"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1940762367681614232) 2025-07-03 13:19:40 UTC 139.3K followers, 27.8K engagements


"$200k - $499k: XXXX% drop to XXXX% (2.6pp) $500k - $999k: XXXX% drop to XXXX% (2.2pp) $1M - $1.49M: XXXX% drop to XX% (1.6pp) $1.5M - $1.99M: XXXX% drop to XXXX% (1.4pp) $2M - $4.99M: XXXX% drop to XXXX% (1.2pp) $5M - $9.99M: XXXX% drop to XXXX% (1pp) $10M+: XXXX% drop to XXXX% (.8pp)"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945100326303875576) 2025-07-15 12:37:10 UTC 139.3K followers, 6689 engagements


"People say "Trump tax bills gave tax cuts only to billionaires" I analyzed IRS data from 152.9M tax returns and the new tax bill to find out if that's true. Here's what you must know:"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945100312198451286) 2025-07-15 12:37:07 UTC 139.3K followers, 80K engagements


"Should I use Vanguard or Fidelity for my investments Both are good options. Vanguard - low cost funds better money market funds Fidelity - better support UI cash management You can use Fidelity and buy Vanguard funds. Or use Vanguard if you need a higher yield MMF"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1939315684049052026) 2025-06-29 13:31:04 UTC 139.3K followers, 49.4K engagements


"Tax move #1: John wants to donate $1000 to charity in 2025. He is in a XX% rate. He is taking the standard deduction in 2025 & 2026. John would be better off waiting until 1/1/2026 to donate which will save him $XXX on taxes that year vs $X saved in 2025"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1946928129445970042) 2025-07-20 13:40:12 UTC 139.3K followers, 9001 engagements


"1. Qualified Business Income (QBI) deduction The new tax law permanently extended the XX% deduction for business owners effective 2026. As a reminder this deduction was going to expire in 2026 but it was extended under the new law"  
![@money_cruncher Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1635004022506627073.png) [@money_cruncher](/creator/x/money_cruncher) on [X](/post/tweet/1945472881502146715) 2025-07-16 13:17:34 UTC 139.3K followers, 19.6K engagements