[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @money_cruncher The Money Cruncher, CPA The Money Cruncher, CPA, has been actively posting about the new tax bill and its implications on various financial topics. The most important thing happening lately is the explanation of changes to tax laws, including deductions for car loan interest, overtime pay, and XXX savings plans, as well as updates on 1099-K reporting thresholds. The CPA is also providing guidance on investing and financial planning, such as options for savings accounts and investment strategies. ### Engagements: XXXXXX [#](/creator/twitter::1635004022506627073/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXXXX -XX% - X Months XXXXXXXXXX -XX% - X Year XXXXXXXXXX +21% ### Mentions: XX [#](/creator/twitter::1635004022506627073/posts_active)  - X Week XX -XX% - X Month XXX -XX% - X Months XXXXX -X% - X Year XXXXX +86% ### Followers: XXXXXXX [#](/creator/twitter::1635004022506627073/followers)  - X Week XXXXXXX -XXXX% - X Month XXXXXXX +0.20% - X Months XXXXXXX +10% - X Year XXXXXXX +77% ### CreatorRank: XXXXXXX [#](/creator/twitter::1635004022506627073/influencer_rank)  ### Social Influence [#](/creator/twitter::1635004022506627073/influence) --- **Social category influence** [finance](/list/finance) #4700 [stocks](/list/stocks) XXXX% [currencies](/list/currencies) XXXX% [technology brands](/list/technology-brands) XXXX% **Social topic influence** [capital gains](/topic/capital-gains) #3, [money](/topic/money) #1700, [$vusxx](/topic/$vusxx) #1, [investment](/topic/investment) #3889, [retirement](/topic/retirement) 0.25%, [stocks](/topic/stocks) 0.25%, [inflation](/topic/inflation) #964, [long term](/topic/long-term) #259, [$vti](/topic/$vti) #1, [$1m](/topic/$1m) #89 **Top accounts mentioned or mentioned by** [@glen_nqdc](/creator/undefined) [@unusualwhales](/creator/undefined) [@moneycruncher](/creator/undefined) [@kobeissiletter](/creator/undefined) [@millennial_wlth](/creator/undefined) [@azmark99921960](/creator/undefined) [@thetruefireguy](/creator/undefined) [@grok](/creator/undefined) [@realitybytez](/creator/undefined) [@emma_fincharo](/creator/undefined) [@goatkiffin](/creator/undefined) [@erikfinancehelp](/creator/undefined) [@robconquistador](/creator/undefined) [@kentumin](/creator/undefined) [@cc_video_edit](/creator/undefined) [@tracknumber06](/creator/undefined) [@satcheluk](/creator/undefined) [@jackgyoung](/creator/undefined) [@bstock98](/creator/undefined) [@boujeefinances](/creator/undefined) **Top assets mentioned** [Barclays PLC (BCS)](/topic/barclays-plc) ### Top Social Posts [#](/creator/twitter::1635004022506627073/posts) --- Top posts by engagements in the last XX hours ""I'm a new investor. How do I start" X. Sign up for a 401k/403b. Select Vanguard/Fidelity funds. Contribute at least up to the match. X. Open and max out HSA if eligibl. X. Roth IRA / max out the 401k/403b This is the blueprint for majority of people" [X Link](https://x.com/money_cruncher/status/1976277818897236472) [@money_cruncher](/creator/x/money_cruncher) 2025-10-09T13:25Z 143K followers, 17.7K engagements "If your net worth is under $1-2M you likely don't need a financial advisor. Just keep it simple: watch investment fees (ideally XXX% expense) keep it broad & diversified stay away from CC debt prioritize tax advantageous accounts (Roth IRA/401ks) rebalance as you age" [X Link](https://x.com/money_cruncher/status/1978903348523725043) [@money_cruncher](/creator/x/money_cruncher) 2025-10-16T19:18Z 143K followers, 47K engagements "The national average savings account interest is 0.40%. Yet T-bills are paying XXXX% and no state/local taxes. Can buy them directly from TreasuryDirect. Or Treasury ETF (e.g $VBIL) or Treasury MMF (e.g $VUSXX) pay 4.09%. Don't let your savings erode" [X Link](https://x.com/money_cruncher/status/1974104251157901802) [@money_cruncher](/creator/x/money_cruncher) 2025-10-03T13:28Z 143K followers, 21.2K engagements "Earlier in my career I didn't want to max out my 401k as I was worried about liquidity for early retirement. That changed as I learned about: 72t SoSEPP rule of XX roth conversion ladder All of these allow you to pull from 401k before XX without XX% penalty" [X Link](https://x.com/money_cruncher/status/1975186574150148311) [@money_cruncher](/creator/x/money_cruncher) 2025-10-06T13:09Z 143K followers, 34.9K engagements ""I need to park $50000 of cash for XX months. Where to put it" I would use: - $VUSXX (Vanguard Treasury MM Fund) state/local tax exempt XXXX% yield OR - $VMSXX (Vanguard Municipal MM Fund) if you are a high earner in XX% tax rate federal tax exempt XXXX% yield" [X Link](https://x.com/money_cruncher/status/1975719885495017519) [@money_cruncher](/creator/x/money_cruncher) 2025-10-08T00:28Z 143K followers, 44.2K engagements "Unpopular opinion: XX% of people should never buy individual stocks. Only index funds ETFs" [X Link](https://x.com/money_cruncher/status/1975981013785550875) [@money_cruncher](/creator/x/money_cruncher) 2025-10-08T17:46Z 143K followers, 45.5K engagements "🚨Trump just signed a $XXX TRILLION tax cut into law. I reviewed every page so you dont have to. Heres exactly how it will impact your taxes:" [X Link](https://x.com/money_cruncher/status/1941277420323213718) [@money_cruncher](/creator/x/money_cruncher) 2025-07-04T23:26Z 143K followers, 1M engagements "The Schedule D also showed a $323000 loss from selling securities. He sold Oppenheimer Holdings Deutsche Bank Barclays PLC and a few others at a loss. Probably shouldve just invested in the S&P XXX instead" [X Link](https://x.com/money_cruncher/status/1821168228762087926) [@money_cruncher](/creator/x/money_cruncher) 2024-08-07T12:55Z 143K followers, 193.6K engagements "$VUSXX (Treasury MMF) could be a good choice to park your savings cash. It has a XXXX% yield after expense ratio. It holds XX% T-bills making it mostly state/local tax-exempt. Good option for people with high state & local taxes (CA NY NJ IL etc)" [X Link](https://x.com/money_cruncher/status/1965905629454925979) [@money_cruncher](/creator/x/money_cruncher) 2025-09-10T22:30Z 143K followers, 20.9K engagements "I would never invest in target date retirement funds. Way too conservative. Example - Vanguard Retirement 2070 (in XX years) has XXXX% of holdings in bonds. I don't think that's necessary. And the expense ratio of XXXX% is relatively high (compared to VTI VOO BND etc)" [X Link](https://x.com/money_cruncher/status/1970901385265975707) [@money_cruncher](/creator/x/money_cruncher) 2025-09-24T17:21Z 143K followers, 20K engagements "Fidelity has some expensive Money Market Funds: $SPAXX - expense ratio of XXXX% net yield XXXX% $FDLXX - expense ratio of XXXX% yield of XXXX% But Vanguard has: $VMFXX - expense ratio of XXXX% yield XXXX% $VUSXX - expense ratio of XXXX% yield of 4.07%" [X Link](https://x.com/money_cruncher/status/1974886885081370712) [@money_cruncher](/creator/x/money_cruncher) 2025-10-05T17:18Z 143K followers, 33.1K engagements "How can you reduce the impact of estate taxes Some tips: X. Gifting $$$ or funding XXX plan The annual gift tax exclusion for 2025 is $19000 so you can give up to $19000 to as many people as you want w/o incurring any gift tax and reduce estate size" [X Link](https://x.com/money_cruncher/status/1975918740106830239) [@money_cruncher](/creator/x/money_cruncher) 2025-10-08T13:38Z 143K followers, 2469 engagements "You can also do a XXX plan "superfunding" which allows you to put $95k of cash into a XXX for a beneficiary in a single year. Imagine if that cash was taxed at 61%. this move saves $54k on taxes" [X Link](https://x.com/money_cruncher/status/1975918741658771858) [@money_cruncher](/creator/x/money_cruncher) 2025-10-08T13:38Z 143K followers, 2240 engagements "So if you are single and make $100000 W-2 in 2025 you will pay $13449 of federal taxes. In contrast in 2026 you will pay $13234 a decrease of $XXX in federal taxes due to inflation adjustments" [X Link](https://x.com/money_cruncher/status/1976391342017184124) [@money_cruncher](/creator/x/money_cruncher) 2025-10-09T20:56Z 143K followers, 12.2K engagements "3. Capital Gains Tax In 2025 you pay X% capital gains tax if your taxable income is $48350 (single) or $96700 (married filing jointly). In 2026 the X% capital gains tax will apply if your taxable income is $49450 (single) or $98900 (mfj)" [X Link](https://x.com/money_cruncher/status/1976391345003692265) [@money_cruncher](/creator/x/money_cruncher) 2025-10-09T20:56Z 143K followers, 11.5K engagements "3 things to focus on to get wealthy: - spend wisely (especially big $$ expenses) - acquire new skills to make more $$ (certifications degrees or side hustles) - invest consistently (quality index funds) This is the way" [X Link](https://x.com/money_cruncher/status/1976638018275664330) [@money_cruncher](/creator/x/money_cruncher) 2025-10-10T13:16Z 143K followers, 11.3K engagements "Long term capital gains can be taxed at 0%. This means that you can harvest (sell then rebuy) stocks/ETFs to increase your basis & pay less federal taxes in the future if your taxable income (after standard deduction) is $48350 or $96700 (mfj) could be subject to state tax" [X Link](https://x.com/money_cruncher/status/1976707233623777390) [@money_cruncher](/creator/x/money_cruncher) 2025-10-10T17:51Z 143K followers, 15.2K engagements "For 2025 the new tax bill is changing the 1099-K threshold back to $20000 and XXX transactions for apps like Venmo CashApp PayPal etc This is a big change from the $XXX threshold set in 2021 under the ARP Act" [X Link](https://x.com/money_cruncher/status/1976793099461701701) [@money_cruncher](/creator/x/money_cruncher) 2025-10-10T23:32Z 143K followers, 18.4K engagements "Buffett paid $6.9M of federal taxes on $39.8M of income in 2010 or XXXX% rate. This is because his income came from capital gains & dividends taxed at a max rate of XX% back then. This is why you should invest your $ and minimize taxes by living off investments in the future" [X Link](https://x.com/money_cruncher/status/1977059499698790590) [@money_cruncher](/creator/x/money_cruncher) 2025-10-11T17:11Z 143K followers, 15.7K engagements "Just fyi: Even if you reinvest dividends you still have to pay taxes on them. If dividends are qualified youll pay 0-23.8% in tax. If non qualified youll pay 0-40.8% tax. If youre young dont chase high dividends" [X Link](https://x.com/money_cruncher/status/1973374668347228239) [@money_cruncher](/creator/x/money_cruncher) 2025-10-01T13:09Z 143K followers, 27K engagements "🚨BREAKING: The IRS just announced the inflation adjustments for tax year 2026. Here's what you need to know (and how it affects your taxes):" [X Link](https://x.com/money_cruncher/status/1976391330415911069) [@money_cruncher](/creator/x/money_cruncher) 2025-10-09T20:56Z 143K followers, 106.9K engagements "Investing has never been easier. You can literally open a Roth IRA in under XX minutes contribute $XX and buy fractional shares of ETFs with zero broker fees. No excuses" [X Link](https://x.com/money_cruncher/status/1977372812034572706) [@money_cruncher](/creator/x/money_cruncher) 2025-10-12T13:56Z 143K followers, 17.1K engagements "Should I buy $VTI or $VOO Heres the performance from 1957 to 2023: S&P XXX - XXXXX% CAGR Total US Market - XXXXX% CAGR Just choose one. Dont overthink. Good pair for tax loss harvesting" [X Link](https://x.com/money_cruncher/status/1979186075030495441) [@money_cruncher](/creator/x/money_cruncher) 2025-10-17T14:01Z 143K followers, 20.7K engagements "Schedule X also showed that he made $372180 of Schedule C income which is business income. Along with some miscellaneous income from rentals royalties and partnerships (-$17750) and farm income ($1960). Next comes the fun part" [X Link](https://x.com/money_cruncher/status/1979568152188207544) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:20Z 143K followers, 2448 engagements "The big income item is $1425000 of gambling income. Apparently he won this money gambling in Las Vegas. But actually we wouldnt really know if he truly made money because" [X Link](https://x.com/money_cruncher/status/1979568155493077389) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:20Z 143K followers, 2460 engagements "The housing market in a nutshell:" [X Link](https://x.com/money_cruncher/status/1725221166376210770) [@money_cruncher](/creator/x/money_cruncher) 2023-11-16T18:35Z 143K followers, 10.6K engagements "I often get asked how do I invest in my 401k. XXX% of it is invested in Vanguard Institutional XXX Index Trust (VFFSX) It's an institutional fund with a XXXX% expense ratio. One of the best S&P XXX funds out there" [X Link](https://x.com/money_cruncher/status/1970616211919470750) [@money_cruncher](/creator/x/money_cruncher) 2025-09-23T22:28Z 143K followers, 48.3K engagements ""How would you invest $10000 at 25" Assuming you have an emergency fund and don't need cash for major expenses soon I would: X. Put $7000 in a Roth IRA. Buy $VTI or $VGT X. Open a brokerage account. Invest $3000 in $VTI But it all depends on your goals & risk comfort" [X Link](https://x.com/money_cruncher/status/1977000718679843046) [@money_cruncher](/creator/x/money_cruncher) 2025-10-11T13:17Z 143K followers, 22.6K engagements "Big money is made by waiting. Warren Buffett made his first investment at XX. Now hes worth BILLIONS at XX. Thats over XX years of compound growth. Invest in quality assets and hold forever. Thats how you get rich" [X Link](https://x.com/money_cruncher/status/1977136397145588048) [@money_cruncher](/creator/x/money_cruncher) 2025-10-11T22:17Z 143K followers, 15.8K engagements "Its crazy how the step up in basis can wipe out so much tax. Your dad bought $100k of stocks in a brokerage account that are now worth $1M. He passed it down to you. You sell it for $1M and pay $X in tax. So powerful" [X Link](https://x.com/money_cruncher/status/1978827371244400841) [@money_cruncher](/creator/x/money_cruncher) 2025-10-16T14:16Z 143K followers, 49.3K engagements "An easy tax arbitrage many people don't think about: Doing a pre-tax 401(k) in a state with a high income tax vs withdrawing in a X% tax state. Example - contribute pre-tax in CA (say XX% marginal) but retire in X% state like WA TX etc Easy 0-12% tax savings" [X Link](https://x.com/money_cruncher/status/1978994193918832980) [@money_cruncher](/creator/x/money_cruncher) 2025-10-17T01:19Z 143K followers, 27.6K engagements "On April X JPMorgan raised recession risk to XX% saying "there will be blood" On May XX JPMorgan dropped its recession call. A week ago their CEO said I think a recession can happen in 2026 Tune out the noise and dont listen to these clowns. Stick to your long term plan" [X Link](https://x.com/money_cruncher/status/1979261678500905246) [@money_cruncher](/creator/x/money_cruncher) 2025-10-17T19:02Z 143K followers, 13.2K engagements "I reviewed JB Pritzker's 2024 tax return. $1.4M in gambling income millions in capital gains Heres how the billionaire governor really makes his money (and what we can learn from it):" [X Link](https://x.com/money_cruncher/status/1979568139030634842) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:19Z 143K followers, 35.4K engagements "He also made $3.8M of dividends of which $1M is qualified. This tells me that he likely has a lot of real estate dividends which are non qual or foreign holdings. These dividends are inefficient as they are taxed up to XX% rather than XX% for qual dividends (w/o NIIT)" [X Link](https://x.com/money_cruncher/status/1979568146605547729) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:19Z 143K followers, 2629 engagements "The next income item is $4.2M of capital gains. He didnt disclose the details of these gains but its very likely that almost all of them are long-term capital gains taxed at the max rate of 23.8%. This is how investors pay significantly less tax than W-2 workers" [X Link](https://x.com/money_cruncher/status/1979568149222523056) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:20Z 143K followers, 2564 engagements "In total his gross income was $10.65M for 2024. After deducting $4.78M his taxable income for the year was $5.87M. In total he paid $1.6M in federal taxes. Or an effective tax rate of 27%" [X Link](https://x.com/money_cruncher/status/1979568161071493502) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:20Z 143K followers, 2275 engagements "This is why I always tell people that one of the best ways to lower your taxes is by putting your money to work. Investors get qualified dividends and long-term capital gains that arent taxed as highly as W-2 wages (37%). His example illustrates this perfectly" [X Link](https://x.com/money_cruncher/status/1979568163302842835) [@money_cruncher](/creator/x/money_cruncher) 2025-10-18T15:20Z 143K followers, 2209 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@money_cruncher The Money Cruncher, CPA
The Money Cruncher, CPA, has been actively posting about the new tax bill and its implications on various financial topics. The most important thing happening lately is the explanation of changes to tax laws, including deductions for car loan interest, overtime pay, and XXX savings plans, as well as updates on 1099-K reporting thresholds. The CPA is also providing guidance on investing and financial planning, such as options for savings accounts and investment strategies.
Engagements: XXXXXX #
- X Week XXXXXXX -XX%
- X Month XXXXXXXXX -XX%
- X Months XXXXXXXXXX -XX%
- X Year XXXXXXXXXX +21%
Mentions: XX #
- X Week XX -XX%
- X Month XXX -XX%
- X Months XXXXX -X%
- X Year XXXXX +86%
Followers: XXXXXXX #
- X Week XXXXXXX -XXXX%
- X Month XXXXXXX +0.20%
- X Months XXXXXXX +10%
- X Year XXXXXXX +77%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance #4700 stocks XXXX% currencies XXXX% technology brands XXXX%
Social topic influence capital gains #3, money #1700, $vusxx #1, investment #3889, retirement 0.25%, stocks 0.25%, inflation #964, long term #259, $vti #1, $1m #89
Top accounts mentioned or mentioned by @glen_nqdc @unusualwhales @moneycruncher @kobeissiletter @millennial_wlth @azmark99921960 @thetruefireguy @grok @realitybytez @emma_fincharo @goatkiffin @erikfinancehelp @robconquistador @kentumin @cc_video_edit @tracknumber06 @satcheluk @jackgyoung @bstock98 @boujeefinances
Top assets mentioned Barclays PLC (BCS)
Top Social Posts #
Top posts by engagements in the last XX hours
""I'm a new investor. How do I start" X. Sign up for a 401k/403b. Select Vanguard/Fidelity funds. Contribute at least up to the match. X. Open and max out HSA if eligibl. X. Roth IRA / max out the 401k/403b This is the blueprint for majority of people"
X Link @money_cruncher 2025-10-09T13:25Z 143K followers, 17.7K engagements
"If your net worth is under $1-2M you likely don't need a financial advisor. Just keep it simple: watch investment fees (ideally XXX% expense) keep it broad & diversified stay away from CC debt prioritize tax advantageous accounts (Roth IRA/401ks) rebalance as you age"
X Link @money_cruncher 2025-10-16T19:18Z 143K followers, 47K engagements
"The national average savings account interest is 0.40%. Yet T-bills are paying XXXX% and no state/local taxes. Can buy them directly from TreasuryDirect. Or Treasury ETF (e.g $VBIL) or Treasury MMF (e.g $VUSXX) pay 4.09%. Don't let your savings erode"
X Link @money_cruncher 2025-10-03T13:28Z 143K followers, 21.2K engagements
"Earlier in my career I didn't want to max out my 401k as I was worried about liquidity for early retirement. That changed as I learned about: 72t SoSEPP rule of XX roth conversion ladder All of these allow you to pull from 401k before XX without XX% penalty"
X Link @money_cruncher 2025-10-06T13:09Z 143K followers, 34.9K engagements
""I need to park $50000 of cash for XX months. Where to put it" I would use: - $VUSXX (Vanguard Treasury MM Fund) state/local tax exempt XXXX% yield OR - $VMSXX (Vanguard Municipal MM Fund) if you are a high earner in XX% tax rate federal tax exempt XXXX% yield"
X Link @money_cruncher 2025-10-08T00:28Z 143K followers, 44.2K engagements
"Unpopular opinion: XX% of people should never buy individual stocks. Only index funds ETFs"
X Link @money_cruncher 2025-10-08T17:46Z 143K followers, 45.5K engagements
"🚨Trump just signed a $XXX TRILLION tax cut into law. I reviewed every page so you dont have to. Heres exactly how it will impact your taxes:"
X Link @money_cruncher 2025-07-04T23:26Z 143K followers, 1M engagements
"The Schedule D also showed a $323000 loss from selling securities. He sold Oppenheimer Holdings Deutsche Bank Barclays PLC and a few others at a loss. Probably shouldve just invested in the S&P XXX instead"
X Link @money_cruncher 2024-08-07T12:55Z 143K followers, 193.6K engagements
"$VUSXX (Treasury MMF) could be a good choice to park your savings cash. It has a XXXX% yield after expense ratio. It holds XX% T-bills making it mostly state/local tax-exempt. Good option for people with high state & local taxes (CA NY NJ IL etc)"
X Link @money_cruncher 2025-09-10T22:30Z 143K followers, 20.9K engagements
"I would never invest in target date retirement funds. Way too conservative. Example - Vanguard Retirement 2070 (in XX years) has XXXX% of holdings in bonds. I don't think that's necessary. And the expense ratio of XXXX% is relatively high (compared to VTI VOO BND etc)"
X Link @money_cruncher 2025-09-24T17:21Z 143K followers, 20K engagements
"Fidelity has some expensive Money Market Funds: $SPAXX - expense ratio of XXXX% net yield XXXX% $FDLXX - expense ratio of XXXX% yield of XXXX% But Vanguard has: $VMFXX - expense ratio of XXXX% yield XXXX% $VUSXX - expense ratio of XXXX% yield of 4.07%"
X Link @money_cruncher 2025-10-05T17:18Z 143K followers, 33.1K engagements
"How can you reduce the impact of estate taxes Some tips: X. Gifting $$$ or funding XXX plan The annual gift tax exclusion for 2025 is $19000 so you can give up to $19000 to as many people as you want w/o incurring any gift tax and reduce estate size"
X Link @money_cruncher 2025-10-08T13:38Z 143K followers, 2469 engagements
"You can also do a XXX plan "superfunding" which allows you to put $95k of cash into a XXX for a beneficiary in a single year. Imagine if that cash was taxed at 61%. this move saves $54k on taxes"
X Link @money_cruncher 2025-10-08T13:38Z 143K followers, 2240 engagements
"So if you are single and make $100000 W-2 in 2025 you will pay $13449 of federal taxes. In contrast in 2026 you will pay $13234 a decrease of $XXX in federal taxes due to inflation adjustments"
X Link @money_cruncher 2025-10-09T20:56Z 143K followers, 12.2K engagements
"3. Capital Gains Tax In 2025 you pay X% capital gains tax if your taxable income is $48350 (single) or $96700 (married filing jointly). In 2026 the X% capital gains tax will apply if your taxable income is $49450 (single) or $98900 (mfj)"
X Link @money_cruncher 2025-10-09T20:56Z 143K followers, 11.5K engagements
"3 things to focus on to get wealthy: - spend wisely (especially big $$ expenses) - acquire new skills to make more $$ (certifications degrees or side hustles) - invest consistently (quality index funds) This is the way"
X Link @money_cruncher 2025-10-10T13:16Z 143K followers, 11.3K engagements
"Long term capital gains can be taxed at 0%. This means that you can harvest (sell then rebuy) stocks/ETFs to increase your basis & pay less federal taxes in the future if your taxable income (after standard deduction) is $48350 or $96700 (mfj) could be subject to state tax"
X Link @money_cruncher 2025-10-10T17:51Z 143K followers, 15.2K engagements
"For 2025 the new tax bill is changing the 1099-K threshold back to $20000 and XXX transactions for apps like Venmo CashApp PayPal etc This is a big change from the $XXX threshold set in 2021 under the ARP Act"
X Link @money_cruncher 2025-10-10T23:32Z 143K followers, 18.4K engagements
"Buffett paid $6.9M of federal taxes on $39.8M of income in 2010 or XXXX% rate. This is because his income came from capital gains & dividends taxed at a max rate of XX% back then. This is why you should invest your $ and minimize taxes by living off investments in the future"
X Link @money_cruncher 2025-10-11T17:11Z 143K followers, 15.7K engagements
"Just fyi: Even if you reinvest dividends you still have to pay taxes on them. If dividends are qualified youll pay 0-23.8% in tax. If non qualified youll pay 0-40.8% tax. If youre young dont chase high dividends"
X Link @money_cruncher 2025-10-01T13:09Z 143K followers, 27K engagements
"🚨BREAKING: The IRS just announced the inflation adjustments for tax year 2026. Here's what you need to know (and how it affects your taxes):"
X Link @money_cruncher 2025-10-09T20:56Z 143K followers, 106.9K engagements
"Investing has never been easier. You can literally open a Roth IRA in under XX minutes contribute $XX and buy fractional shares of ETFs with zero broker fees. No excuses"
X Link @money_cruncher 2025-10-12T13:56Z 143K followers, 17.1K engagements
"Should I buy $VTI or $VOO Heres the performance from 1957 to 2023: S&P XXX - XXXXX% CAGR Total US Market - XXXXX% CAGR Just choose one. Dont overthink. Good pair for tax loss harvesting"
X Link @money_cruncher 2025-10-17T14:01Z 143K followers, 20.7K engagements
"Schedule X also showed that he made $372180 of Schedule C income which is business income. Along with some miscellaneous income from rentals royalties and partnerships (-$17750) and farm income ($1960). Next comes the fun part"
X Link @money_cruncher 2025-10-18T15:20Z 143K followers, 2448 engagements
"The big income item is $1425000 of gambling income. Apparently he won this money gambling in Las Vegas. But actually we wouldnt really know if he truly made money because"
X Link @money_cruncher 2025-10-18T15:20Z 143K followers, 2460 engagements
"The housing market in a nutshell:"
X Link @money_cruncher 2023-11-16T18:35Z 143K followers, 10.6K engagements
"I often get asked how do I invest in my 401k. XXX% of it is invested in Vanguard Institutional XXX Index Trust (VFFSX) It's an institutional fund with a XXXX% expense ratio. One of the best S&P XXX funds out there"
X Link @money_cruncher 2025-09-23T22:28Z 143K followers, 48.3K engagements
""How would you invest $10000 at 25" Assuming you have an emergency fund and don't need cash for major expenses soon I would: X. Put $7000 in a Roth IRA. Buy $VTI or $VGT X. Open a brokerage account. Invest $3000 in $VTI But it all depends on your goals & risk comfort"
X Link @money_cruncher 2025-10-11T13:17Z 143K followers, 22.6K engagements
"Big money is made by waiting. Warren Buffett made his first investment at XX. Now hes worth BILLIONS at XX. Thats over XX years of compound growth. Invest in quality assets and hold forever. Thats how you get rich"
X Link @money_cruncher 2025-10-11T22:17Z 143K followers, 15.8K engagements
"Its crazy how the step up in basis can wipe out so much tax. Your dad bought $100k of stocks in a brokerage account that are now worth $1M. He passed it down to you. You sell it for $1M and pay $X in tax. So powerful"
X Link @money_cruncher 2025-10-16T14:16Z 143K followers, 49.3K engagements
"An easy tax arbitrage many people don't think about: Doing a pre-tax 401(k) in a state with a high income tax vs withdrawing in a X% tax state. Example - contribute pre-tax in CA (say XX% marginal) but retire in X% state like WA TX etc Easy 0-12% tax savings"
X Link @money_cruncher 2025-10-17T01:19Z 143K followers, 27.6K engagements
"On April X JPMorgan raised recession risk to XX% saying "there will be blood" On May XX JPMorgan dropped its recession call. A week ago their CEO said I think a recession can happen in 2026 Tune out the noise and dont listen to these clowns. Stick to your long term plan"
X Link @money_cruncher 2025-10-17T19:02Z 143K followers, 13.2K engagements
"I reviewed JB Pritzker's 2024 tax return. $1.4M in gambling income millions in capital gains Heres how the billionaire governor really makes his money (and what we can learn from it):"
X Link @money_cruncher 2025-10-18T15:19Z 143K followers, 35.4K engagements
"He also made $3.8M of dividends of which $1M is qualified. This tells me that he likely has a lot of real estate dividends which are non qual or foreign holdings. These dividends are inefficient as they are taxed up to XX% rather than XX% for qual dividends (w/o NIIT)"
X Link @money_cruncher 2025-10-18T15:19Z 143K followers, 2629 engagements
"The next income item is $4.2M of capital gains. He didnt disclose the details of these gains but its very likely that almost all of them are long-term capital gains taxed at the max rate of 23.8%. This is how investors pay significantly less tax than W-2 workers"
X Link @money_cruncher 2025-10-18T15:20Z 143K followers, 2564 engagements
"In total his gross income was $10.65M for 2024. After deducting $4.78M his taxable income for the year was $5.87M. In total he paid $1.6M in federal taxes. Or an effective tax rate of 27%"
X Link @money_cruncher 2025-10-18T15:20Z 143K followers, 2275 engagements
"This is why I always tell people that one of the best ways to lower your taxes is by putting your money to work. Investors get qualified dividends and long-term capital gains that arent taxed as highly as W-2 wages (37%). His example illustrates this perfectly"
X Link @money_cruncher 2025-10-18T15:20Z 143K followers, 2209 engagements