[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] [@DataDInvesting](/creator/twitter/DataDInvesting) "$SOFI earnings preview is finished just need to proofread it but I have a birthday party for my 8-year-old to take care of first"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948821452519866634) 2025-07-25 19:03:36 UTC 43.1K followers, 9282 engagements "Robinhood has gamified the $HOOD Gold Card autopay to work in their own favor and improve their card's unit economics. It's extremely clever and while it hurts users a bit the rewards more than compensate for it for card holders. I'll explain: If you use autopay you pay off your Gold card way faster than normal credit cards. With every credit card I've ever had you charge your expenses to the card they are reported to you with your statement and then the autopay is deducted on your payment due date. So for example if your due date is the first of each month let's say you spend $1000 on your"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947650951193522452) 2025-07-22 13:32:27 UTC 43.1K followers, 10.5K engagements "@DilemmaTrades $SOFI's also pays instantly before the charges clear"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947654330703585364) 2025-07-22 13:45:52 UTC 43.1K followers, XXX engagements "@thekiwikapital Glad it worked out for all of us with $HIMS so far"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948780838390542597) 2025-07-25 16:22:13 UTC 43.1K followers, XXX engagements "Privatize all student loans make loans dischargeable in bankruptcy three years after leaving college and make community college tuition free and you solve this. It realigns incentives: 1) Private banks will only underwrite loans that are likely to get paid back meaning that universities will be forced to deliver value to their students that is greater than the cost of the education. This also drives prices down because the government won't just foot the bill for any tuition and put that loan on the back of an 18-year-old who realistically probably doesn't understand the financial burden of"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945493474075439587) 2025-07-16 14:39:24 UTC 43.1K followers, 1666 engagements "@almondmilk No I haven't met her personally but I listened to every earnings call since Q3 2021 through Q3 2024 and many other investor conferences. She is very intelligent she's a good manager. I do not think she is good at vision innovation or disruption"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948462128975020191) 2025-07-24 19:15:46 UTC 43.1K followers, XX engagements "$SOFI's Kelli Keough sold 10k shares. She sells every single month about the same number of shares no matter the price action. It's a nothing burger"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947659448220323940) 2025-07-22 14:06:12 UTC 43.1K followers, 12.8K engagements "$SOFI isn't trying to chase $HOOD's traders. And in the end it's turning out to be a billion-dollar genius move:"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944751435285201330) 2025-07-14 13:30:48 UTC 43.1K followers, 40.7K engagements "My prediction for lending revenue of $457.5M is a lot higher than other estimates. Net interest income is going to be increasing because they are increasing the size of their loan book. Last quarter was a noticeable decrease in noninterest revenue which I think will be more normalized this quarter. I think both of them increase by around $20M from last quarter which is where my number comes from. Noto did say XX% of revenue was from non-lending sources and if my prediction is accurate then this would probably be over XX% of revenue from lending so I may be too bullish here but this is my"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1949145790951420021) 2025-07-26 16:32:24 UTC 43.1K followers, 4684 engagements "If you buy $SOFI you get not one but two of the top 2025 fintechs in the world 😉"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946237735259537488) 2025-07-18 15:56:50 UTC 43.1K followers, 23.6K engagements "To those who were not taught good financial literacy: if you make a minimum payment that is less than the interest portion of your loan then the principal on your loan grows. This is what you agreed to when you took the loan. The document you signed when you took the loan explains this. Student loan interest rates are set by the government. This isn't some predatory lender it's Congress that sets the rate"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946388740093669654) 2025-07-19 01:56:52 UTC 43.1K followers, 7877 engagements "I used to invest in $OPEN. I know the company very well. Here is one reason this run is not really justified. A good amount of this run is being based on the narrative that rate cuts will spur the housing market. That just isn't true. The real estate industry is mostly tied to the interest rate on the 30-year mortgage. Even with significant rate cuts over the next year or two it probably won't move much. Why There are short-term treasuries (1-month 6-month 1-year) medium term treasuries (2-9 years) and long-term treasuries (10+ years). The 30-yr mortgage rate is historically tied to long-term"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947291359439892545) 2025-07-21 13:43:33 UTC 43.1K followers, 27.9K engagements "@cperruna I actually love that I can glance at my wrist see the notification know that it isn't important and then I don't take out my phone and if I don't take out my phone then I don't get distracted. I use my phone way less as a result of having a smartwatch so it's a net win"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948030269891764683) 2025-07-23 14:39:43 UTC 43.1K followers, 1563 engagements "What will Cash Coach do for $SOFI I think it will as a lot of utility to the existing products and encourage cross selling. Have a lot of credit card debt Consolidate into a personal loan Excess savings that's earning low yield Put it into the study savings account or better yet invest it. Feel overwhelmed starting a brokerage account Why not use a robo advisor Having trouble building a nest egg Put a little bit of each paycheck into a vault. You have XX subscriptions do you need them all Your insurance is XX% more expensive than people in your same situation why not get a quote from our"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947821331275518393) 2025-07-23 00:49:28 UTC 43.1K followers, 11.2K engagements "@malpatta1 That's why I said it has a chance. $MELI probably is more likely to get there first. I own both so I'd be very happy to let them duke it out"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946302674829504672) 2025-07-18 20:14:52 UTC 43.1K followers, 2802 engagements "$ENPH with a double beat. It was +7% during trading hours and it has gained an additional +6% as of right now AH"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947750443284943082) 2025-07-22 20:07:47 UTC 43.1K followers, 14.2K engagements "Since @Futurenvesting and I debated @amitisinvesting and @DividendStreams on whether or not $SOFI is a tech company or just a bank on May XX it's up 40%+. A main crux of their argument was that the market doesn't give it the same premium as a tech company so the market doesn't consider it a tech company so it isn't a tech company. So now that its up XX% and it is literally the exact same company is it a tech company since the market is now paying more of a premium Or does it only become a tech company once it's above $XX or $XX What price makes it a tech company Or maybe deciding what a"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1939720547975479492) 2025-06-30 16:19:51 UTC 43.1K followers, 174.4K engagements "$HIMS will be announcing Q2 earnings after hours on Monday August X 2025. Can't wait to see the progress"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945146062588596240) 2025-07-15 15:38:55 UTC 43.1K followers, 4193 engagements "This is the niche that $SOFI's Galileo is looking to carve out. Rewards debit cards"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947717553729781959) 2025-07-22 17:57:06 UTC 43.1K followers, 13.7K engagements "Morgan Stanley's Jeff Adelson reiterates a sell rating with a PT of $XX for $SOFI. That's two downgrades in the last XX hours that the stock has shirked off as if it were nothing. Morgan Stanley Remains a Sell on SoFi Technologies (SOFI) -"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1943347116048552023) 2025-07-10 16:30:32 UTC 43.1K followers, 30.6K engagements "Hey @DaveRamsey I'd love to hear your justification for this clip because I can't understand why you said what you did: $SoFi gives XXX% APY on their savings account with any kind of direct deposit Fairwinds who you suggest to go with gives a max of X% but only if you invest $25k or more with their buddies over at LPL Financial. Otherwise it's XXXX% or less and Fairwinds charges fees if you don't keep certain thresholds in your account something SoFi never does. SoFi also gives more APY on their checking account than Fairwinds. Last I checked Fairwinds is making money on their deposits the"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946395828089970765) 2025-07-19 02:25:02 UTC 43.1K followers, 42.9K engagements "$SOFI shorts are finally covering Between June XX and July XX short interest decreased from 152.4M to 133.3M. That's 19M shares covered at a loss to short sellers. The stock went from $XXXXX to $XXXXX in that time period"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948590153259246011) 2025-07-25 03:44:30 UTC 43.1K followers, 21.5K engagements "@ramahluwalia Speaking of banks $SOFI is +235% since this video you dropped last June 😉"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948601973760295335) 2025-07-25 04:31:28 UTC 43.1K followers, 11.6K engagements "$HIMS is expanding into Canada in 2026. The stock just popped +3% in the premarket. Simplicity transparent pricing and bespoke personalized medical solutions are a scalable international business as well. First Zava for Germany France and UK. Next is Canada. Let's go"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1942933297321132415) 2025-07-09 13:06:10 UTC 43.1K followers, 11.5K engagements "@Drew11611 @Jpeluche4 An AI financial coach to help you optimize your cash isn't sexy"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947815840226668908) 2025-07-23 00:27:39 UTC 43.1K followers, XXX engagements "$SOFI is the newest member of the Crypto Council for Innovation joining other companies like $COIN $CRCL and $PYPL 👀"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948387554463469808) 2025-07-24 14:19:26 UTC 43.1K followers, 29.2K engagements ""We want to compound 20%+ growth for decades not for X years or XX years but for decades" - Anthony Noto July XX 2023 If $SOFI gets $X EPS in 2027 and compounds by XX% or XX% for decades the chart below shows the stock price at a PEG of XXX. Result: $800-$2100 in 2045"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945476019626127449) 2025-07-16 13:30:02 UTC 43.1K followers, 28.3K engagements "It appears that $OPEN's run maybe drawing to a close"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948037385498849680) 2025-07-23 15:08:00 UTC 43.1K followers, 9085 engagements "Which earnings are you guys most looking forward to this week It's $SOFI for me"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948970218912710777) 2025-07-26 04:54:44 UTC 43.1K followers, 20.2K engagements "I don't know a ton about $APP but this trade heavily relies on this being a crypto supercycle as both $HOOD and $COIN are very reliant on crypto trading right now for a lot of their current growth revenue and profits. $PLTR the company is a gem but it could drop tomorrow by XX% and still be among the stocks with the highest valuation in the entire market. This PARC trade really seems to be playing on continued momentum in stocks that have already run quite a bit already and animal spirits continuing to thrive in crypto. . Which means it'll probably outperform my portfolio over the next year"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944976150624919951) 2025-07-15 04:23:44 UTC 43.1K followers, 13.8K engagements "Weird premarket sell off on $SOFI this morning. The only thing I saw as far as news was TD Cowen reiterating their hold and $XX price target. Anybody know why it sold off this morning"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947654098972774416) 2025-07-22 13:44:57 UTC 43.1K followers, 32.9K engagements "@byte8alchemist Yeah that's why I say has a chance. $MELI is the other one I'm betting on getting there in the long run"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946300041121136737) 2025-07-18 20:04:24 UTC 43.1K followers, XXX engagements "@StockMarketNerd The $GME short squeeze was in Q1 2021. Markets didn't peak until Q4. I definitely agree that we are on the greedy and overly excited side and I still think we're probably near a local top. but this stuff can keep going and many companies are still at reasonable valuations"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948063720401453403) 2025-07-23 16:52:38 UTC 43.1K followers, 2402 engagements "We never worked out the terms of this bet so it didn't go through. If it had it would be $18770 for $SOFI and $12267 for a 70/30 split of $XLF and $BTC. Both of those would have been excellent investments. About one year left to go. Not sure who the "bet" was going to be with since they've since deleted all their tweets in the thread"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946310728086118639) 2025-07-18 20:46:52 UTC 43.1K followers, 14.3K engagements "@Drew11611 @Jpeluche4 I've never used Savvy money would love to see how the two compare if you can once Cash Coach is out"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947850019874476145) 2025-07-23 02:43:28 UTC 43.1K followers, XX engagements "Citizen's JMP downgrades $SOFI from a buy to a hold. It seems they think the recent run leaves less upside in the future. Probably a fair take given the recent run even though I disagree in the long term"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944753530688172371) 2025-07-14 13:39:08 UTC 43.1K followers, 14.2K engagements "The administration is severely underestimating how much Americans hate being lied to. "There are no Epstein files" is just as bad or worse than "Biden is sharp as a tack""  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944741600695124328) 2025-07-14 12:51:43 UTC 43.1K followers, 14.1K engagements "Who is ready for $SOFI to finish their cute migration and be built on a "architecture that enables banks to shift from months-long development cycles to agile iterative launches measured in weeks" The speed of new products to market is set to increase rapidly next year"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948230218822389913) 2025-07-24 03:54:15 UTC 43.1K followers, 14K engagements "Barclay's increase it's $SOFI price target by XX% from $XX to $XX and keeps its hold rating"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1942555597528088633) 2025-07-08 12:05:20 UTC 43.1K followers, 24.7K engagements "$SOFI Cash Coach is being launched in beta to users (a working version). I've seen it. This is going to be a highlight of their earnings call next Tuesday and they'll probably announce the rollout timeline there. H/T @Jpeluche4"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947720339628413196) 2025-07-22 18:08:10 UTC 43.1K followers, 23.4K engagements "$XYZ into the S&P500 over $HOOD and $APP is ridiculous"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946321115527455144) 2025-07-18 21:28:09 UTC 43.1K followers, 21.6K engagements "A standard $HIMS move on absolutely no news in the two weeks before earnings 😂"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948032313100763319) 2025-07-23 14:47:50 UTC 43.1K followers, 21.9K engagements "I am buying $NU at these prices. I think it has a chance to be the first $1T LatAm business in the long term (and by long term I mean like 10+ years)"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1946294067773727068) 2025-07-18 19:40:40 UTC 43.1K followers, 24K engagements "I think this happens for $HOOD this year and $SOFI next year (S&P XXX inclusion that is). Worst-case scenario imo is 2026 for HOOD and 2027 for SoFi unless we hit a major recession before then"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944924037840560562) 2025-07-15 00:56:40 UTC 43.1K followers, 17.6K engagements "$SOFI has now been green for X straight trading days its longest such streak. It has also been green for XX of the last XX trading days. The stock is +40% over that 15-day trading period"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944853250685190207) 2025-07-14 20:15:23 UTC 43.1K followers, 52.6K engagements "@SoFi_Insider I'm as bullish on SoFi as anyone but I don't see XX% growth happening at this point again the base they are growing from is really big now"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1949147969963323800) 2025-07-26 16:41:04 UTC 43.1K followers, 1041 engagements "If you want in on the $FIG IPO $SOFI is probably your best bet"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947298583381938339) 2025-07-21 14:12:15 UTC 43.1K followers, 18.6K engagements "@NoStress_Invest How did the $RIVN IPO go poorly for you I registered for shares got them and then was able to sell as soon as it was traded. Was your experience different I haven't looked into $FIG's financials enough to know if I want to invest"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947434431050093026) 2025-07-21 23:12:04 UTC 43.1K followers, XXX engagements "Truist keeps $SOFI at a hold but raises their price target from $XX to $XX a XX% increase. Most analysts will continue to just play catch up as they often do"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945839832108044305) 2025-07-17 13:35:42 UTC 43.1K followers, 9610 engagements "Nope I would have said the exact same thing as I said here which is that the card is an excellent for customers. I said twice how the rewards from the card more than compensate for the small amount lost from this financial engineering that benefits Robinhood. I called it extremely clever. I don't even know why you considered this a negative post"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948019994102726804) 2025-07-23 13:58:53 UTC 43.1K followers, XX engagements "$SOFI closed over $XX The last time that happened was November XX 2021. We are now getting close some pretty big milestones: SOFI's highest ever close was $XXXXX SOFI's ATH is $XXXXX Before the SPAC merger it traded as $IPOE IPOE's highest close was $XXXXX IPOE's ATH was $XXXXX I think there is a decent probability that all of those milestones fall before the end of 2025"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1943063530980413891) 2025-07-09 21:43:40 UTC 43.1K followers, 23.1K engagements "I repeat: In 1971 the federal minimum wage was $XXXX per hour Thats X share of $BRK per week in XX hours Today that would translate to approx $17775 per hour and $711000 a week Thats why it's useless to compare buying power over XX years using an asset price"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947432671656988965) 2025-07-21 23:05:05 UTC 43.1K followers, 11.5K engagements "@rchrdchn @SoFi_Insider They're is to my knowledge no such stipulation for the amount of time it has to be above the market cap threshold"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948600014197944742) 2025-07-25 04:23:41 UTC 43.1K followers, XX engagements "JP Morgan's Reggie Smith maintains his hold rating and $XX price target on $SOFI"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1943294398772502667) 2025-07-10 13:01:03 UTC 43.1K followers, 10.6K engagements "$SOFI had been basing well in the $20-$22 range for several weeks now. I expect more of the same on Monday. Earnings will determine the next move"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948793676693733624) 2025-07-25 17:13:14 UTC 43.1K followers, 14K engagements "Odds that $SOFI is going to announce the rollout of lvl X options on Tuesday on the earnings call just jumped"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948782744617844905) 2025-07-25 16:29:47 UTC 43.1K followers, 19.6K engagements "Just finished working a 17-hour Friday. Did I miss anything"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1943908682229485640) 2025-07-12 05:42:00 UTC 43.1K followers, 12.8K engagements "@HeinzYKetchupY They're are actually a few others that I care about $PYPL and $HOOD are chief among them"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948984880798298509) 2025-07-26 05:53:00 UTC 43.1K followers, XXX engagements "Anybody who says that $SOFI hasn't updated their UX in years isn't using the product. The app is now smooth (used to be very jittery) and every single main tab has had a multiple facelifts. This new credit card page is really clean. Invest has improved leaps and bounds and there are lots of other small QoL improvements that have been made recently. It can always improve but it's come a long way"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945128758664684008) 2025-07-15 14:30:09 UTC 43.1K followers, 26.9K engagements "@HolySmokas $SOFI $HOOD and $HIMS are all up more than $AMD in the last X months"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945970582925029842) 2025-07-17 22:15:16 UTC 43.1K followers, 9156 engagements "This is so bullish for $PYPL. Partnering with some if the biggest partners in emerging markets removing friction and making their own PayPal and Venmo interoperable. Well done to Alex Chriss and team"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947990918130536612) 2025-07-23 12:03:21 UTC 43.1K followers, 9790 engagements "This isn't that crazy though. We're talking like $30B-$55B in net income in 2045. At a net income margin of XX% (and I think 25%+ is possible) that's $100B-$180B in revenue. $WFC and $C are close the the low end of that scale and $JPM is close to the high end. Definitely a stretch but not outside the realm of possibility. Also this is in XX years when the dollar will have devalued by about XX% at a X% inflation rate so it's like $55B-$100B in inflation-adjusted 2025 dollars for revenue"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945484090171588645) 2025-07-16 14:02:07 UTC 43.1K followers, 1629 engagements "This man's job is to make laws and he is praising those who break the law. I do think we need to approach the subject of illegal immigrants who are contributing and want to assimilate with empathy. Many of them do make a positive impact and it is probably to our benefit to allow those people a legal path to stay. However it isn't my job to literally make the laws of this land. It is Bernie's. If he wants to solve this issue he needs to go do his job and fix the laws. You don't get to whine and complain about a problem you created in the first place. You take responsibility and find a solution"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947653671820660978) 2025-07-22 13:43:15 UTC 43.1K followers, 8901 engagements "I have been rolling an $NVDA call for a while now and had it up to $XXX and it was looking like I might get out of it this week. . Nope 😂"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1944971131250991385) 2025-07-15 04:03:48 UTC 43.1K followers, 11.1K engagements "TD Cowen initiates their coverage of $SOFI with a hold rating and a $XX price target"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1943648916898976226) 2025-07-11 12:29:47 UTC 43.1K followers, 10.1K engagements "$HIMS had massive drop on the headline that "Lawmakers Press FDA To Target Compounded Fake GLP-1 Drugs" from $XX to $XX but has recovered back to almost $XX. This will continue to be a very volatile stock that reacts and overreacts to headlines. If you believe that they are the future platform for bespoke and personalized medical care with transparent pricing these headlines do not mean that much. If you think there is a huge risk of losing the entire GLP-1 revenue from litigation by $NVO or from regulators and lawmakers then there is a lot of short-term downside possible. I never got into"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1948791247633875234) 2025-07-25 17:03:34 UTC 43.1K followers, 6545 engagements "I think it will as a lot of utility to the existing products and encourage cross selling. Have a lot of credit card debt Consolidate into a personal loan Excess savings that's earning low yield Put it into the study savings account or better yet invest it. Feel overwhelmed starting a brokerage account Why not use a robo advisor Having trouble building a nest egg Put a little bit of each paycheck into a vault. You have XX subscriptions do you need them all Your insurance is XX% more than people in your same situation why not get a quote from our partner Your credit score is low because of"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1947820750288703628) 2025-07-23 00:47:10 UTC 43.1K followers, XXX engagements "I still like $HIMS over the long term at this valuation but there is the litigation overhang. $PYPL is still very undervalued. $NU is a good price. Over the long term I'm obviously still a fan of $SOFI though there might be some pressure in the short term. Not buying $HOOD at this level"  [@DataDInvesting](/creator/x/DataDInvesting) on [X](/post/tweet/1945840466953667039) 2025-07-17 13:38:13 UTC 43.1K followers, 1902 engagements
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@DataDInvesting
"$SOFI earnings preview is finished just need to proofread it but I have a birthday party for my 8-year-old to take care of first"
@DataDInvesting on X 2025-07-25 19:03:36 UTC 43.1K followers, 9282 engagements
"Robinhood has gamified the $HOOD Gold Card autopay to work in their own favor and improve their card's unit economics. It's extremely clever and while it hurts users a bit the rewards more than compensate for it for card holders. I'll explain: If you use autopay you pay off your Gold card way faster than normal credit cards. With every credit card I've ever had you charge your expenses to the card they are reported to you with your statement and then the autopay is deducted on your payment due date. So for example if your due date is the first of each month let's say you spend $1000 on your" @DataDInvesting on X 2025-07-22 13:32:27 UTC 43.1K followers, 10.5K engagements
"@DilemmaTrades $SOFI's also pays instantly before the charges clear" @DataDInvesting on X 2025-07-22 13:45:52 UTC 43.1K followers, XXX engagements
"@thekiwikapital Glad it worked out for all of us with $HIMS so far" @DataDInvesting on X 2025-07-25 16:22:13 UTC 43.1K followers, XXX engagements
"Privatize all student loans make loans dischargeable in bankruptcy three years after leaving college and make community college tuition free and you solve this. It realigns incentives: 1) Private banks will only underwrite loans that are likely to get paid back meaning that universities will be forced to deliver value to their students that is greater than the cost of the education. This also drives prices down because the government won't just foot the bill for any tuition and put that loan on the back of an 18-year-old who realistically probably doesn't understand the financial burden of" @DataDInvesting on X 2025-07-16 14:39:24 UTC 43.1K followers, 1666 engagements
"@almondmilk No I haven't met her personally but I listened to every earnings call since Q3 2021 through Q3 2024 and many other investor conferences. She is very intelligent she's a good manager. I do not think she is good at vision innovation or disruption" @DataDInvesting on X 2025-07-24 19:15:46 UTC 43.1K followers, XX engagements
"$SOFI's Kelli Keough sold 10k shares. She sells every single month about the same number of shares no matter the price action. It's a nothing burger" @DataDInvesting on X 2025-07-22 14:06:12 UTC 43.1K followers, 12.8K engagements
"$SOFI isn't trying to chase $HOOD's traders. And in the end it's turning out to be a billion-dollar genius move:" @DataDInvesting on X 2025-07-14 13:30:48 UTC 43.1K followers, 40.7K engagements
"My prediction for lending revenue of $457.5M is a lot higher than other estimates. Net interest income is going to be increasing because they are increasing the size of their loan book. Last quarter was a noticeable decrease in noninterest revenue which I think will be more normalized this quarter. I think both of them increase by around $20M from last quarter which is where my number comes from. Noto did say XX% of revenue was from non-lending sources and if my prediction is accurate then this would probably be over XX% of revenue from lending so I may be too bullish here but this is my" @DataDInvesting on X 2025-07-26 16:32:24 UTC 43.1K followers, 4684 engagements
"If you buy $SOFI you get not one but two of the top 2025 fintechs in the world 😉" @DataDInvesting on X 2025-07-18 15:56:50 UTC 43.1K followers, 23.6K engagements
"To those who were not taught good financial literacy: if you make a minimum payment that is less than the interest portion of your loan then the principal on your loan grows. This is what you agreed to when you took the loan. The document you signed when you took the loan explains this. Student loan interest rates are set by the government. This isn't some predatory lender it's Congress that sets the rate" @DataDInvesting on X 2025-07-19 01:56:52 UTC 43.1K followers, 7877 engagements
"I used to invest in $OPEN. I know the company very well. Here is one reason this run is not really justified. A good amount of this run is being based on the narrative that rate cuts will spur the housing market. That just isn't true. The real estate industry is mostly tied to the interest rate on the 30-year mortgage. Even with significant rate cuts over the next year or two it probably won't move much. Why There are short-term treasuries (1-month 6-month 1-year) medium term treasuries (2-9 years) and long-term treasuries (10+ years). The 30-yr mortgage rate is historically tied to long-term" @DataDInvesting on X 2025-07-21 13:43:33 UTC 43.1K followers, 27.9K engagements
"@cperruna I actually love that I can glance at my wrist see the notification know that it isn't important and then I don't take out my phone and if I don't take out my phone then I don't get distracted. I use my phone way less as a result of having a smartwatch so it's a net win" @DataDInvesting on X 2025-07-23 14:39:43 UTC 43.1K followers, 1563 engagements
"What will Cash Coach do for $SOFI I think it will as a lot of utility to the existing products and encourage cross selling. Have a lot of credit card debt Consolidate into a personal loan Excess savings that's earning low yield Put it into the study savings account or better yet invest it. Feel overwhelmed starting a brokerage account Why not use a robo advisor Having trouble building a nest egg Put a little bit of each paycheck into a vault. You have XX subscriptions do you need them all Your insurance is XX% more expensive than people in your same situation why not get a quote from our" @DataDInvesting on X 2025-07-23 00:49:28 UTC 43.1K followers, 11.2K engagements
"@malpatta1 That's why I said it has a chance. $MELI probably is more likely to get there first. I own both so I'd be very happy to let them duke it out" @DataDInvesting on X 2025-07-18 20:14:52 UTC 43.1K followers, 2802 engagements
"$ENPH with a double beat. It was +7% during trading hours and it has gained an additional +6% as of right now AH" @DataDInvesting on X 2025-07-22 20:07:47 UTC 43.1K followers, 14.2K engagements
"Since @Futurenvesting and I debated @amitisinvesting and @DividendStreams on whether or not $SOFI is a tech company or just a bank on May XX it's up 40%+. A main crux of their argument was that the market doesn't give it the same premium as a tech company so the market doesn't consider it a tech company so it isn't a tech company. So now that its up XX% and it is literally the exact same company is it a tech company since the market is now paying more of a premium Or does it only become a tech company once it's above $XX or $XX What price makes it a tech company Or maybe deciding what a" @DataDInvesting on X 2025-06-30 16:19:51 UTC 43.1K followers, 174.4K engagements
"$HIMS will be announcing Q2 earnings after hours on Monday August X 2025. Can't wait to see the progress" @DataDInvesting on X 2025-07-15 15:38:55 UTC 43.1K followers, 4193 engagements
"This is the niche that $SOFI's Galileo is looking to carve out. Rewards debit cards" @DataDInvesting on X 2025-07-22 17:57:06 UTC 43.1K followers, 13.7K engagements
"Morgan Stanley's Jeff Adelson reiterates a sell rating with a PT of $XX for $SOFI. That's two downgrades in the last XX hours that the stock has shirked off as if it were nothing. Morgan Stanley Remains a Sell on SoFi Technologies (SOFI) -" @DataDInvesting on X 2025-07-10 16:30:32 UTC 43.1K followers, 30.6K engagements
"Hey @DaveRamsey I'd love to hear your justification for this clip because I can't understand why you said what you did: $SoFi gives XXX% APY on their savings account with any kind of direct deposit Fairwinds who you suggest to go with gives a max of X% but only if you invest $25k or more with their buddies over at LPL Financial. Otherwise it's XXXX% or less and Fairwinds charges fees if you don't keep certain thresholds in your account something SoFi never does. SoFi also gives more APY on their checking account than Fairwinds. Last I checked Fairwinds is making money on their deposits the" @DataDInvesting on X 2025-07-19 02:25:02 UTC 43.1K followers, 42.9K engagements
"$SOFI shorts are finally covering Between June XX and July XX short interest decreased from 152.4M to 133.3M. That's 19M shares covered at a loss to short sellers. The stock went from $XXXXX to $XXXXX in that time period" @DataDInvesting on X 2025-07-25 03:44:30 UTC 43.1K followers, 21.5K engagements
"@ramahluwalia Speaking of banks $SOFI is +235% since this video you dropped last June 😉" @DataDInvesting on X 2025-07-25 04:31:28 UTC 43.1K followers, 11.6K engagements
"$HIMS is expanding into Canada in 2026. The stock just popped +3% in the premarket. Simplicity transparent pricing and bespoke personalized medical solutions are a scalable international business as well. First Zava for Germany France and UK. Next is Canada. Let's go" @DataDInvesting on X 2025-07-09 13:06:10 UTC 43.1K followers, 11.5K engagements
"@Drew11611 @Jpeluche4 An AI financial coach to help you optimize your cash isn't sexy" @DataDInvesting on X 2025-07-23 00:27:39 UTC 43.1K followers, XXX engagements
"$SOFI is the newest member of the Crypto Council for Innovation joining other companies like $COIN $CRCL and $PYPL 👀" @DataDInvesting on X 2025-07-24 14:19:26 UTC 43.1K followers, 29.2K engagements
""We want to compound 20%+ growth for decades not for X years or XX years but for decades" - Anthony Noto July XX 2023 If $SOFI gets $X EPS in 2027 and compounds by XX% or XX% for decades the chart below shows the stock price at a PEG of XXX. Result: $800-$2100 in 2045" @DataDInvesting on X 2025-07-16 13:30:02 UTC 43.1K followers, 28.3K engagements
"It appears that $OPEN's run maybe drawing to a close" @DataDInvesting on X 2025-07-23 15:08:00 UTC 43.1K followers, 9085 engagements
"Which earnings are you guys most looking forward to this week It's $SOFI for me" @DataDInvesting on X 2025-07-26 04:54:44 UTC 43.1K followers, 20.2K engagements
"I don't know a ton about $APP but this trade heavily relies on this being a crypto supercycle as both $HOOD and $COIN are very reliant on crypto trading right now for a lot of their current growth revenue and profits. $PLTR the company is a gem but it could drop tomorrow by XX% and still be among the stocks with the highest valuation in the entire market. This PARC trade really seems to be playing on continued momentum in stocks that have already run quite a bit already and animal spirits continuing to thrive in crypto. . Which means it'll probably outperform my portfolio over the next year" @DataDInvesting on X 2025-07-15 04:23:44 UTC 43.1K followers, 13.8K engagements
"Weird premarket sell off on $SOFI this morning. The only thing I saw as far as news was TD Cowen reiterating their hold and $XX price target. Anybody know why it sold off this morning" @DataDInvesting on X 2025-07-22 13:44:57 UTC 43.1K followers, 32.9K engagements
"@byte8alchemist Yeah that's why I say has a chance. $MELI is the other one I'm betting on getting there in the long run" @DataDInvesting on X 2025-07-18 20:04:24 UTC 43.1K followers, XXX engagements
"@StockMarketNerd The $GME short squeeze was in Q1 2021. Markets didn't peak until Q4. I definitely agree that we are on the greedy and overly excited side and I still think we're probably near a local top. but this stuff can keep going and many companies are still at reasonable valuations" @DataDInvesting on X 2025-07-23 16:52:38 UTC 43.1K followers, 2402 engagements
"We never worked out the terms of this bet so it didn't go through. If it had it would be $18770 for $SOFI and $12267 for a 70/30 split of $XLF and $BTC. Both of those would have been excellent investments. About one year left to go. Not sure who the "bet" was going to be with since they've since deleted all their tweets in the thread" @DataDInvesting on X 2025-07-18 20:46:52 UTC 43.1K followers, 14.3K engagements
"@Drew11611 @Jpeluche4 I've never used Savvy money would love to see how the two compare if you can once Cash Coach is out" @DataDInvesting on X 2025-07-23 02:43:28 UTC 43.1K followers, XX engagements
"Citizen's JMP downgrades $SOFI from a buy to a hold. It seems they think the recent run leaves less upside in the future. Probably a fair take given the recent run even though I disagree in the long term" @DataDInvesting on X 2025-07-14 13:39:08 UTC 43.1K followers, 14.2K engagements
"The administration is severely underestimating how much Americans hate being lied to. "There are no Epstein files" is just as bad or worse than "Biden is sharp as a tack"" @DataDInvesting on X 2025-07-14 12:51:43 UTC 43.1K followers, 14.1K engagements
"Who is ready for $SOFI to finish their cute migration and be built on a "architecture that enables banks to shift from months-long development cycles to agile iterative launches measured in weeks" The speed of new products to market is set to increase rapidly next year" @DataDInvesting on X 2025-07-24 03:54:15 UTC 43.1K followers, 14K engagements
"Barclay's increase it's $SOFI price target by XX% from $XX to $XX and keeps its hold rating" @DataDInvesting on X 2025-07-08 12:05:20 UTC 43.1K followers, 24.7K engagements
"$SOFI Cash Coach is being launched in beta to users (a working version). I've seen it. This is going to be a highlight of their earnings call next Tuesday and they'll probably announce the rollout timeline there. H/T @Jpeluche4" @DataDInvesting on X 2025-07-22 18:08:10 UTC 43.1K followers, 23.4K engagements
"$XYZ into the S&P500 over $HOOD and $APP is ridiculous" @DataDInvesting on X 2025-07-18 21:28:09 UTC 43.1K followers, 21.6K engagements
"A standard $HIMS move on absolutely no news in the two weeks before earnings 😂" @DataDInvesting on X 2025-07-23 14:47:50 UTC 43.1K followers, 21.9K engagements
"I am buying $NU at these prices. I think it has a chance to be the first $1T LatAm business in the long term (and by long term I mean like 10+ years)" @DataDInvesting on X 2025-07-18 19:40:40 UTC 43.1K followers, 24K engagements
"I think this happens for $HOOD this year and $SOFI next year (S&P XXX inclusion that is). Worst-case scenario imo is 2026 for HOOD and 2027 for SoFi unless we hit a major recession before then" @DataDInvesting on X 2025-07-15 00:56:40 UTC 43.1K followers, 17.6K engagements
"$SOFI has now been green for X straight trading days its longest such streak. It has also been green for XX of the last XX trading days. The stock is +40% over that 15-day trading period" @DataDInvesting on X 2025-07-14 20:15:23 UTC 43.1K followers, 52.6K engagements
"@SoFi_Insider I'm as bullish on SoFi as anyone but I don't see XX% growth happening at this point again the base they are growing from is really big now" @DataDInvesting on X 2025-07-26 16:41:04 UTC 43.1K followers, 1041 engagements
"If you want in on the $FIG IPO $SOFI is probably your best bet" @DataDInvesting on X 2025-07-21 14:12:15 UTC 43.1K followers, 18.6K engagements
"@NoStress_Invest How did the $RIVN IPO go poorly for you I registered for shares got them and then was able to sell as soon as it was traded. Was your experience different I haven't looked into $FIG's financials enough to know if I want to invest" @DataDInvesting on X 2025-07-21 23:12:04 UTC 43.1K followers, XXX engagements
"Truist keeps $SOFI at a hold but raises their price target from $XX to $XX a XX% increase. Most analysts will continue to just play catch up as they often do" @DataDInvesting on X 2025-07-17 13:35:42 UTC 43.1K followers, 9610 engagements
"Nope I would have said the exact same thing as I said here which is that the card is an excellent for customers. I said twice how the rewards from the card more than compensate for the small amount lost from this financial engineering that benefits Robinhood. I called it extremely clever. I don't even know why you considered this a negative post" @DataDInvesting on X 2025-07-23 13:58:53 UTC 43.1K followers, XX engagements
"$SOFI closed over $XX The last time that happened was November XX 2021. We are now getting close some pretty big milestones: SOFI's highest ever close was $XXXXX SOFI's ATH is $XXXXX Before the SPAC merger it traded as $IPOE IPOE's highest close was $XXXXX IPOE's ATH was $XXXXX I think there is a decent probability that all of those milestones fall before the end of 2025" @DataDInvesting on X 2025-07-09 21:43:40 UTC 43.1K followers, 23.1K engagements
"I repeat: In 1971 the federal minimum wage was $XXXX per hour Thats X share of $BRK per week in XX hours Today that would translate to approx $17775 per hour and $711000 a week Thats why it's useless to compare buying power over XX years using an asset price" @DataDInvesting on X 2025-07-21 23:05:05 UTC 43.1K followers, 11.5K engagements
"@rchrdchn @SoFi_Insider They're is to my knowledge no such stipulation for the amount of time it has to be above the market cap threshold" @DataDInvesting on X 2025-07-25 04:23:41 UTC 43.1K followers, XX engagements
"JP Morgan's Reggie Smith maintains his hold rating and $XX price target on $SOFI" @DataDInvesting on X 2025-07-10 13:01:03 UTC 43.1K followers, 10.6K engagements
"$SOFI had been basing well in the $20-$22 range for several weeks now. I expect more of the same on Monday. Earnings will determine the next move" @DataDInvesting on X 2025-07-25 17:13:14 UTC 43.1K followers, 14K engagements
"Odds that $SOFI is going to announce the rollout of lvl X options on Tuesday on the earnings call just jumped" @DataDInvesting on X 2025-07-25 16:29:47 UTC 43.1K followers, 19.6K engagements
"Just finished working a 17-hour Friday. Did I miss anything" @DataDInvesting on X 2025-07-12 05:42:00 UTC 43.1K followers, 12.8K engagements
"@HeinzYKetchupY They're are actually a few others that I care about $PYPL and $HOOD are chief among them" @DataDInvesting on X 2025-07-26 05:53:00 UTC 43.1K followers, XXX engagements
"Anybody who says that $SOFI hasn't updated their UX in years isn't using the product. The app is now smooth (used to be very jittery) and every single main tab has had a multiple facelifts. This new credit card page is really clean. Invest has improved leaps and bounds and there are lots of other small QoL improvements that have been made recently. It can always improve but it's come a long way" @DataDInvesting on X 2025-07-15 14:30:09 UTC 43.1K followers, 26.9K engagements
"@HolySmokas $SOFI $HOOD and $HIMS are all up more than $AMD in the last X months" @DataDInvesting on X 2025-07-17 22:15:16 UTC 43.1K followers, 9156 engagements
"This is so bullish for $PYPL. Partnering with some if the biggest partners in emerging markets removing friction and making their own PayPal and Venmo interoperable. Well done to Alex Chriss and team" @DataDInvesting on X 2025-07-23 12:03:21 UTC 43.1K followers, 9790 engagements
"This isn't that crazy though. We're talking like $30B-$55B in net income in 2045. At a net income margin of XX% (and I think 25%+ is possible) that's $100B-$180B in revenue. $WFC and $C are close the the low end of that scale and $JPM is close to the high end. Definitely a stretch but not outside the realm of possibility. Also this is in XX years when the dollar will have devalued by about XX% at a X% inflation rate so it's like $55B-$100B in inflation-adjusted 2025 dollars for revenue" @DataDInvesting on X 2025-07-16 14:02:07 UTC 43.1K followers, 1629 engagements
"This man's job is to make laws and he is praising those who break the law. I do think we need to approach the subject of illegal immigrants who are contributing and want to assimilate with empathy. Many of them do make a positive impact and it is probably to our benefit to allow those people a legal path to stay. However it isn't my job to literally make the laws of this land. It is Bernie's. If he wants to solve this issue he needs to go do his job and fix the laws. You don't get to whine and complain about a problem you created in the first place. You take responsibility and find a solution" @DataDInvesting on X 2025-07-22 13:43:15 UTC 43.1K followers, 8901 engagements
"I have been rolling an $NVDA call for a while now and had it up to $XXX and it was looking like I might get out of it this week. . Nope 😂" @DataDInvesting on X 2025-07-15 04:03:48 UTC 43.1K followers, 11.1K engagements
"TD Cowen initiates their coverage of $SOFI with a hold rating and a $XX price target" @DataDInvesting on X 2025-07-11 12:29:47 UTC 43.1K followers, 10.1K engagements
"$HIMS had massive drop on the headline that "Lawmakers Press FDA To Target Compounded Fake GLP-1 Drugs" from $XX to $XX but has recovered back to almost $XX. This will continue to be a very volatile stock that reacts and overreacts to headlines. If you believe that they are the future platform for bespoke and personalized medical care with transparent pricing these headlines do not mean that much. If you think there is a huge risk of losing the entire GLP-1 revenue from litigation by $NVO or from regulators and lawmakers then there is a lot of short-term downside possible. I never got into" @DataDInvesting on X 2025-07-25 17:03:34 UTC 43.1K followers, 6545 engagements
"I think it will as a lot of utility to the existing products and encourage cross selling. Have a lot of credit card debt Consolidate into a personal loan Excess savings that's earning low yield Put it into the study savings account or better yet invest it. Feel overwhelmed starting a brokerage account Why not use a robo advisor Having trouble building a nest egg Put a little bit of each paycheck into a vault. You have XX subscriptions do you need them all Your insurance is XX% more than people in your same situation why not get a quote from our partner Your credit score is low because of" @DataDInvesting on X 2025-07-23 00:47:10 UTC 43.1K followers, XXX engagements
"I still like $HIMS over the long term at this valuation but there is the litigation overhang. $PYPL is still very undervalued. $NU is a good price. Over the long term I'm obviously still a fan of $SOFI though there might be some pressure in the short term. Not buying $HOOD at this level" @DataDInvesting on X 2025-07-17 13:38:13 UTC 43.1K followers, 1902 engagements