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[@ramit](/creator/twitter/ramit)
"Please pull up a chair and let me tell you how Americans actually spend their money"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948143031447937167) 2025-07-23 22:07:48 UTC 296.3K followers, 22K engagements


"I dont believe in lifestyle creep for me When I earn more I spend more and save and invest more intentionally Creep implies my spending is out of my control. Im not tripping and falling into buying a new car"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948480698395811853) 2025-07-24 20:29:34 UTC 296.3K followers, 13.5K engagements


"When I ask people what their Rich Life is 85%+ of people give me the same answer: "I want to do what I want when I want""  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1947696141342019667) 2025-07-22 16:32:01 UTC 296.3K followers, 83.6K engagements


"Extremely common in the personal finance world I see some religious undertones of guilt and penance too"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1946199384699589096) 2025-07-18 13:24:26 UTC 296.3K followers, 7728 engagements


"Renting and investing the difference can be a superior financial decision compared to buying a house"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948453816363270264) 2025-07-24 18:42:44 UTC 296.3K followers, 49.2K engagements


"What's something you claim you want to do with your money but havent done in the last X years"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948571094375600360) 2025-07-25 02:28:46 UTC 296.3K followers, 19.3K engagements


"LESS THAN A MINUTE: Learn about the lies behind the ICE kidnappings Why are Republicans targeting immigrants Why is our government spending hundreds of billions on anti-immigrant raids instead of helping our poor and middle class"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1943840325941780846) 2025-07-12 01:10:23 UTC 296.3K followers, 22.7K engagements


"WSJ just published a birthday letter that Trump allegedly sent to Jeffrey Epstein for his 50th birthday You should really read this"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1945984202803204135) 2025-07-17 23:09:23 UTC 296.3K followers, 57.1K engagements


"This is not a good answer btw It shows a profound lack of thoughtfulness I know this because when I ask the followup question What *do* you want they stare at me blankly Most people work their entire lives and have never thought about what their Rich Life actually is"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948038727303090181) 2025-07-23 15:13:20 UTC 296.3K followers, 35.9K engagements


""I used to believe __________ about money but I realized I was wrong" What's your answer"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948218647169609805) 2025-07-24 03:08:16 UTC 296.3K followers, 31.9K engagements


"This is so funny. An ad encouraging New Yorkers to move to Ohio using Vivek Ramaswamy as a spokesperson. This might be the worst ad I've ever seen (via /u/terekkincaid)"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1945466035509018954) 2025-07-16 12:50:22 UTC 296.3K followers, 55.9K engagements


"Last year tons of people were apoplectic about food prices yet today you rarely hear about them at all even though many food prices are *higher* Why do you think that is"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1946313016691056663) 2025-07-18 20:55:58 UTC 296.3K followers, 638.8K engagements


"Middle-class parents who have an unhealthy relationship with money pass it onto their kids who grow up believing money is scarce and fleeting. They catastrophize about not having enough even when they have a lot of money and eventually end up on my podcast"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948500593292837083) 2025-07-24 21:48:37 UTC 296.3K followers, 10.7K engagements


"What's something you spent a LOT of money on thinking you'd love it only to realize you don't really care about it Please include real numbers Could be $XX shampoo $XXX gym or $100000 car.or whatever"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1944427323492876795) 2025-07-13 16:02:54 UTC 296.3K followers, 158.1K engagements


"Oh my god This comment on my recent real estate video Somebody finally gets it"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1944501463054692664) 2025-07-13 20:57:30 UTC 296.3K followers, 67.4K engagements


"Why would someone pay $XX for coffee when you can get it for free mere steps away (I happily paid btw. Would you)"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1947318004133614024) 2025-07-21 15:29:26 UTC 296.3K followers, 16K engagements


"@MikeIsaac I usually feel the same way but this one with Mehdi + fascists was genuinely shocking & riveting"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1947696667999801709) 2025-07-22 16:34:06 UTC 296.3K followers, 2073 engagements


"Nonsensical. Might as well ask Americans how many stars exist in the universe"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1947373968958030322) 2025-07-21 19:11:49 UTC 296.3K followers, 16.1K engagements


"As a reminder when you hear people complaining about grocery prices:"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1946582846531055802) 2025-07-19 14:48:11 UTC 296.3K followers, 37K engagements


"I love the moment in personal finance where someone really gets how compound interest works They see that by paying an extra $200/mo to their mortgage they can pay it off years early Or by investing $200/mo (which they would never even notice) theyd have an extra $250000"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1944784049404272944) 2025-07-14 15:40:24 UTC 296.3K followers, 58.3K engagements


"The hardest emails I get are from people in their early 60s whove realized they havent saved any money and are terrified of retirement"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1945546710077358238) 2025-07-16 18:10:56 UTC 296.3K followers, 70.3K engagements


"True luxury never saves you money. That's not the purpose When people justify a luxury purchase claiming it will actually save them $ they're trying to apply a middle-class value lens to luxury which is by definition not about value There's more to life than saving money"  
![@ramit Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::14313332.png) [@ramit](/creator/x/ramit) on [X](/post/tweet/1948531585055424648) 2025-07-24 23:51:46 UTC 296.3K followers, 8990 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@ramit "Please pull up a chair and let me tell you how Americans actually spend their money"
@ramit Avatar @ramit on X 2025-07-23 22:07:48 UTC 296.3K followers, 22K engagements

"I dont believe in lifestyle creep for me When I earn more I spend more and save and invest more intentionally Creep implies my spending is out of my control. Im not tripping and falling into buying a new car"
@ramit Avatar @ramit on X 2025-07-24 20:29:34 UTC 296.3K followers, 13.5K engagements

"When I ask people what their Rich Life is 85%+ of people give me the same answer: "I want to do what I want when I want""
@ramit Avatar @ramit on X 2025-07-22 16:32:01 UTC 296.3K followers, 83.6K engagements

"Extremely common in the personal finance world I see some religious undertones of guilt and penance too"
@ramit Avatar @ramit on X 2025-07-18 13:24:26 UTC 296.3K followers, 7728 engagements

"Renting and investing the difference can be a superior financial decision compared to buying a house"
@ramit Avatar @ramit on X 2025-07-24 18:42:44 UTC 296.3K followers, 49.2K engagements

"What's something you claim you want to do with your money but havent done in the last X years"
@ramit Avatar @ramit on X 2025-07-25 02:28:46 UTC 296.3K followers, 19.3K engagements

"LESS THAN A MINUTE: Learn about the lies behind the ICE kidnappings Why are Republicans targeting immigrants Why is our government spending hundreds of billions on anti-immigrant raids instead of helping our poor and middle class"
@ramit Avatar @ramit on X 2025-07-12 01:10:23 UTC 296.3K followers, 22.7K engagements

"WSJ just published a birthday letter that Trump allegedly sent to Jeffrey Epstein for his 50th birthday You should really read this"
@ramit Avatar @ramit on X 2025-07-17 23:09:23 UTC 296.3K followers, 57.1K engagements

"This is not a good answer btw It shows a profound lack of thoughtfulness I know this because when I ask the followup question What do you want they stare at me blankly Most people work their entire lives and have never thought about what their Rich Life actually is"
@ramit Avatar @ramit on X 2025-07-23 15:13:20 UTC 296.3K followers, 35.9K engagements

""I used to believe __________ about money but I realized I was wrong" What's your answer"
@ramit Avatar @ramit on X 2025-07-24 03:08:16 UTC 296.3K followers, 31.9K engagements

"This is so funny. An ad encouraging New Yorkers to move to Ohio using Vivek Ramaswamy as a spokesperson. This might be the worst ad I've ever seen (via /u/terekkincaid)"
@ramit Avatar @ramit on X 2025-07-16 12:50:22 UTC 296.3K followers, 55.9K engagements

"Last year tons of people were apoplectic about food prices yet today you rarely hear about them at all even though many food prices are higher Why do you think that is"
@ramit Avatar @ramit on X 2025-07-18 20:55:58 UTC 296.3K followers, 638.8K engagements

"Middle-class parents who have an unhealthy relationship with money pass it onto their kids who grow up believing money is scarce and fleeting. They catastrophize about not having enough even when they have a lot of money and eventually end up on my podcast"
@ramit Avatar @ramit on X 2025-07-24 21:48:37 UTC 296.3K followers, 10.7K engagements

"What's something you spent a LOT of money on thinking you'd love it only to realize you don't really care about it Please include real numbers Could be $XX shampoo $XXX gym or $100000 car.or whatever"
@ramit Avatar @ramit on X 2025-07-13 16:02:54 UTC 296.3K followers, 158.1K engagements

"Oh my god This comment on my recent real estate video Somebody finally gets it"
@ramit Avatar @ramit on X 2025-07-13 20:57:30 UTC 296.3K followers, 67.4K engagements

"Why would someone pay $XX for coffee when you can get it for free mere steps away (I happily paid btw. Would you)"
@ramit Avatar @ramit on X 2025-07-21 15:29:26 UTC 296.3K followers, 16K engagements

"@MikeIsaac I usually feel the same way but this one with Mehdi + fascists was genuinely shocking & riveting"
@ramit Avatar @ramit on X 2025-07-22 16:34:06 UTC 296.3K followers, 2073 engagements

"Nonsensical. Might as well ask Americans how many stars exist in the universe"
@ramit Avatar @ramit on X 2025-07-21 19:11:49 UTC 296.3K followers, 16.1K engagements

"As a reminder when you hear people complaining about grocery prices:"
@ramit Avatar @ramit on X 2025-07-19 14:48:11 UTC 296.3K followers, 37K engagements

"I love the moment in personal finance where someone really gets how compound interest works They see that by paying an extra $200/mo to their mortgage they can pay it off years early Or by investing $200/mo (which they would never even notice) theyd have an extra $250000"
@ramit Avatar @ramit on X 2025-07-14 15:40:24 UTC 296.3K followers, 58.3K engagements

"The hardest emails I get are from people in their early 60s whove realized they havent saved any money and are terrified of retirement"
@ramit Avatar @ramit on X 2025-07-16 18:10:56 UTC 296.3K followers, 70.3K engagements

"True luxury never saves you money. That's not the purpose When people justify a luxury purchase claiming it will actually save them $ they're trying to apply a middle-class value lens to luxury which is by definition not about value There's more to life than saving money"
@ramit Avatar @ramit on X 2025-07-24 23:51:46 UTC 296.3K followers, 8990 engagements

creator/twitter::14313332/posts
/creator/twitter::14313332/posts