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[@realroseceline](/creator/twitter/realroseceline)
"Got a lot of worthwhile questions about $WISE here is a thread to answer some of them (with the help of ChatGPT 😃): 1/ Most people think international money transfers are just wires. Bank A sends money to Bank B. Done right But thats not how Wise (formerly TransferWise) built a billion-dollar business. They never really send your money across borders. Lets break down the brilliance of their model: 2/ First the pain point: Traditional international transfers are a nightmare. Slow (can take XX days) Expensive (hidden fees + bad exchange rates) Complex (multiple intermediaries delays FX risk)"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1922739446375645470) 2025-05-14 19:43:01 UTC 7983 followers, 7158 engagements


"I was talking with my friend @carmo_analyse about how to best value $VEEV. The issue Its income is artificially inflated by interest income. Why Because $VEEV has a huge cash position on its balance sheet. For example $ABC has $X billion in cash with interest rates around X% that adds $XX million to earnings. Those arent high quality earnings because if the Fed cuts rates to X% they drop to $XX million meaning the same company earns $XX million less. Thats why my friend suggested using EV/NOPAT instead. Whats EV/NOPAT 👇 EV/NOPAT = Enterprise Value / Net Operating Profit After Tax It strips"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1949134757469765650) 2025-07-26 15:48:34 UTC 7993 followers, 1773 engagements


"@tmulpuri @CentaurixCap You think about how to invest for X year and I think about how to invest for XX years its a big difference"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948222206967742833) 2025-07-24 03:22:25 UTC 7980 followers, XX engagements


"Great thread but Ill just point out one little nuance on the balance sheet. The surface numbers are a bit misleading because $dlo includes their merchants funds on their balance sheet. Its very important to read the foot notes at the bottom of the page to get the real numbers. For example in the last quarter they reported cash of about $510m but only about $355m belonged to $dlo Also whats really interesting in the last report is $dlo increased cash by apprx $60m despite spending $100m on buys backs. Anyway I am rambling here but just figured it might be worthwhile to point out this little"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948844146103648582) 2025-07-25 20:33:46 UTC 7993 followers, XXX engagements


"@Subhajit__Roy Youre going to disagree with me on what"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948446636348506184) 2025-07-24 18:14:13 UTC 7993 followers, XX engagements


"No App Can Replace This: Meet $SITE @carmo_analyse asked me to write a post about $SITE here you go: $SITE is the largest and only national wholesale distributor of landscape supplies in the United States. Think irrigation systems fertilizers pest control nursery plants hardscape materials outdoor lighting turf products all the stuff your landscaper uses $SITE supplies it. They serve a fragmented customer base of local landscape contractors property managers and golf courses through over XXX branches across XX states and X Canadian provinces. No one else offers the same product breadth at"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1932117434569535744) 2025-06-09 16:47:48 UTC 7982 followers, 5187 engagements


"$DLO Might Be Playing a Deeper Game Most people see $DLO as a payments company helping global giants like $AMZN and $META move money in tricky places like Brazil India or Nigeria. On the surface it looks like a business built for large enterprise clients. But if you zoom in something interesting is happening. Behind every transaction $DLO processes theres a small merchant a gig worker or a creator in these markets. Theyre not $DLO direct clients but theyre in the flow. And that flow might lead to a long term opportunity because $DLO is collecting all that valuable transaction data. $DLO is"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947397035059253530) 2025-07-21 20:43:28 UTC 7983 followers, 13.4K engagements


"Your portfolio should reflect your best ideas not your broadest knowledge. Too much diversification is just disguised indecision. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945343117382803498) 2025-07-16 04:41:56 UTC 7992 followers, 10.1K engagements


"FSD is accelerating: Tesla cars are fully autonomy capable and adoption of FSD has picked up sharply since version XX. According to Teslas data FSD-equipped vehicles are 10x safer than those without it. 4/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449151085412596) 2025-07-24 18:24:12 UTC 7993 followers, XXX engagements


"@Loves2Splooge23 Just to be clear Im talking about the radius of their geofencing not how many markets theyre in. Even in those other markets the actual coverage is tiny. Tesla will launch across the whole state with one update. Waymo just cant do that its not possible"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948792721621344614) 2025-07-25 17:09:26 UTC 7992 followers, XXX engagements


"Peculiar how no one gives $TSLA credit for future innovation (perhaps $AAPL also 🫣)"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945558345467007445) 2025-07-16 18:57:10 UTC 7983 followers, 3343 engagements


"@spsmith78 Fortunately I dont have any big losers in my portfolio. The biggest looser of my life was under armour lost about 3/4 of the capital invested"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947776455968231491) 2025-07-22 21:51:09 UTC 7984 followers, XXX engagements


"@GianFlusso The purpose behind my misinformation is to check your checking skills genius 😉"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1949181761444827156) 2025-07-26 18:55:20 UTC 7993 followers, XX engagements


"I have an hour to kill: tell me something interesting or ask me anything - GO 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947771808201249107) 2025-07-22 21:32:41 UTC 7994 followers, 6322 engagements


"What Happens When Garbage Stocks Become XX Baggers Were in a market where pure junk is going parabolic. Its not just that the S&P is at all time highs. Its that companies with no profits and no path are turning into XX baggers and their holders think that means theyre geniuses. Look at $ASTS and $RKLB. These arent overlooked innovators. Theyre capital destruction machines. $ASTS has negative gross margins and no product. $RKLB is burning money on satellite launches with no pricing power and no long term viability. But the markets been so forgiving that these stocks have turned into lottery"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1946241117231730836) 2025-07-18 16:10:16 UTC 7993 followers, 127.5K engagements


"FSD Take Rate and Strategy FSD adoption up XX% since the launch of version XX and XX. The subscription at $XX per month is being framed as a personal chauffeur for about $X per day. Most Tesla owners still havent tried FSD Tesla is focused on education and activation (e.g. service center prompts demos). Elon used a colorful metaphor Its like having a cat that can sing and dance but people think its just a cat. 22/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948451050656333954) 2025-07-24 18:31:45 UTC 7993 followers, XXX engagements


"@TomTomKrus Waymo is ahead atm but stuck in small areas. Teslas system still needs work but its built to scale everywhere. If they solve it the upside is way bigger. Do you disagree"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948841298246750615) 2025-07-25 20:22:27 UTC 7993 followers, XX engagements


"@TacticzH All good my friend I still like Dlo more than Adyen here"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947393193416528082) 2025-07-21 20:28:12 UTC 7983 followers, XXX engagements


"Energy Business Teslas Megapack pipeline remains strong not heavily tied to solar projects. Despite EV credit eliminations storage demand remains high due to grid needs and data center growth. Tesla will open its first U.S.-based LFP cell factory by year end and a new Megafactory near Houston in 2026. 17/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948450318343422254) 2025-07-24 18:28:51 UTC 7993 followers, XXX engagements


"Full Self-Driving (FSD) and Hardware Musk expects unsupervised FSD for consumers in select U.S. cities by year end 2025 starting with Hardware X vehicles. Retrofits for Hardware X may be considered after FSD is successful on newer hardware. Tesla vehicles already drive themselves from end of line to loading docks showing full stack autonomy is close. 13/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449879577296939) 2025-07-24 18:27:06 UTC 7992 followers, XXX engagements


"7/ You want companies that: Grow revenue consistently Generate free cash flow Have modest capex needs Use excess cash to shrink the share count These businesses dont need hype just time"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1944891112490942805) 2025-07-14 22:45:50 UTC 7939 followers, 1089 engagements


"$TSLA results were about as expected nothing exciting as the transition phase continues. Energy business growing very fast perhaps the bright spot. They launched the robotaxi service in Austin delivered a car fully autonomously to a customer hit X million vehicles produced shipped the first Megapacks from Shanghai and launched Model Y in India. The cheaper car is still on track for 2025 Cybercab is coming in 2026 and FSD Supervised may expand to China and Europe next year if approved"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948123012726993263) 2025-07-23 20:48:15 UTC 7989 followers, 4758 engagements


"Lower cost model is coming: Production has started on Teslas affordable new model but the ramp is slower than expected due to complexity and the push to deliver EV credit eligible cars first. 3/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449085645853119) 2025-07-24 18:23:57 UTC 7993 followers, XXX engagements


"How Do You Spot Timelessness in a Business Most people chase growth. Some chase value. But the real prize the one few ever find is timelessness. A timeless business is one that endures through market cycles technological shifts and even cultural change. It doesnt just survive volatility it compounds through it. So how do you spot it X. Simple Needs Durable Demand The best businesses solve a basic human need that doesnt go out of style. People will always eat. Theyll always need shelter. Theyll always care about their children their health and their time. If a business addresses something"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947678634317385744) 2025-07-22 15:22:27 UTC 7981 followers, 3481 engagements


"@Spike_1567 Its very true I see it all the time. Its almost like the cash burns a hole in the pocket of the balance sheet for some managers"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948529555184255231) 2025-07-24 23:43:42 UTC 7981 followers, XX engagements


"How long will it take for $PLTR to report $30b pretax annually🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945502929081008315) 2025-07-16 15:16:58 UTC 7977 followers, 5024 engagements


"What company should I look at next Has to be: Relatively small Fast growing Profitable Reasonably valued Strong management High returns on capital Easy to understand: Im not trying to cure cancer or count pi to the 20th digit. No banks no insurance no oil and gas no healthcare no biotech you get the point Ideally something overlooked or underappreciated. Hint: last time I did this I chose $XPEL Drop the ticker and a note on why its worth a look. If something catches my eye I will write a post about it. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1935379842792571286) 2025-06-18 16:51:26 UTC 7996 followers, 31.3K engagements


"@paladinvestor @MontereyCapital Kudos to you for recognizing that and to mungr for pointing it out. Youre both right over the very long term a stocks return almost never exceeds the businesss return on capital by much"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948529113511461157) 2025-07-24 23:41:57 UTC 7994 followers, XX engagements


"@GordoCap18 All Im saying is I love great businesses that dont need a ton of capital. A business like $MSCI is more attractive than $ASML for me because its more efficient"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948095494078792078) 2025-07-23 18:58:54 UTC 7994 followers, XXX engagements


"Now lets talk about the elephant in the room CapEx was way higher than expected at $75B and investors still arent seeing a clear path to AI monetization. Classic case of strong results but even stronger spending. Strong results dont matter if investors arent convinced the spending will drive future returns. Pretty much exactly what Ive been saying all along. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948116061997662298) 2025-07-23 20:20:38 UTC 7996 followers, 14.2K engagements


"What Happens When a Company Eats Its Own Pizza Larry Ellison didnt build his fortune by buying more $ORCL stock instead he got richer by letting Oracle buy it back. In 2000 Ellison owned about XX% of Oracle. Over the next two decades Oracle spent more than $XXX billion buying back its own stock. That shrunk the total share count dramatically from over XX billion shares to under X billion. Ellison didnt buy more he just held his stake. As Oracle reduced the number of shares outstanding his percentage ownership grew from XX% to over XX% today. Think about it this way: If you own X slice of an 8"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948509125362810989) 2025-07-24 22:22:31 UTC 7993 followers, 5611 engagements


"Robotaxi Rollout Ashok Elluswamy reported strong initial performance in Austin with expansion planned to 10x the current operating region. Next city is San Francisco pending regulatory approval. No safety incidents so far speeds capped at XX mph for now. Tesla aims to expand robotaxi availability across the U.S. including Florida and Nevada. Elon Musk confirmed that cars will begin self delivering to customers in select cities by end of year. 12/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449775369785398) 2025-07-24 18:26:41 UTC 7994 followers, XXX engagements


"@_jacobdchow Thats right see youre learning Great job"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948407405907464625) 2025-07-24 15:38:19 UTC 7968 followers, XX engagements


"Dismissing the report isnt wise. Insurance is complex and low margin and small shifts change everything. If Oscar lands at 3-4% EBIT instead of X% returns will be weak and the stock isnt cheap. If they hit X% youll do great. They dint have $1.5b much of their cash is tied up in reserves not freely usable. I agree w/ you $X feels too low but the risks are real and big upside is far from certain. This can work but its not as easy as people here make it seem. Never forget Wall Street is not dumb Good luck 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948037984647037101) 2025-07-23 15:10:22 UTC 7951 followers, XXX engagements


"What youre describing is a classic Level X take. It assumes CapEx = good simply because its in a hot area like AI without asking the hard question: whats the return on that spend Yes Google has to invest to stay in the game but that doesnt mean it will win or even earn back those dollars. Every tech giant is spending billions on chips infra and talent. Someones going to lose money doing it. Think about it they had a great quarter right Stocks up X% why"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948452471627808851) 2025-07-24 18:37:24 UTC 7996 followers, XX engagements


"Robotaxi Network Expansion Privately owned Teslas will likely be allowed on the robotaxi network starting next year. Elon emphasized a step by step rollout prioritizing safety and operational control before opening the network. Eligibility checks will be similar to Uber or Airbnb standards things like tire tread and maintenance will be inspected. A bidding process may be used to ensure quality and safety. 20/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948450718723326439) 2025-07-24 18:30:26 UTC 7993 followers, XXX engagements


"@RyanAcker12 Patience beats activity. Most of my mistakes came from rushing overtrading or trying to force something. The best outcomes came from waiting doing nothing and letting a good business compound"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947775102571209024) 2025-07-22 21:45:47 UTC 7935 followers, XXX engagements


"@Luce_On_TSLA @MMoney642 @meeijer @thexcapitalist @mvcinvesting @CharlieMark_ @gofallingknife @HolySmokas @dirtygreenpaper @Mr_Derivatives @Couch_Investor @stocktalkweekly @amitisinvesting Thank you for tagging me Im familiar with this company"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948517172315389976) 2025-07-24 22:54:30 UTC 7993 followers, XXX engagements


"@Subhajit__Roy Noise talks Waymo bc it doesnt move the needle. Look Google is a great company and if youre okay with making 10-12% then its the right stock. If you want more ambitious returns I doubt it"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948455992880234744) 2025-07-24 18:51:23 UTC 7993 followers, XX engagements


"@SimeonResearch_ Certain restaurants work well $cmg $dpz $wing but they sell for crazy valuations I guess people have to eat lol 😝"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947450622778999073) 2025-07-22 00:16:25 UTC 7993 followers, XXX engagements


"Tesla AI vs. xAI Elon clarified Tesla and xAI have different missions: Tesla real world AI for autonomy and robotics (smaller models). xAI building superintelligence (multi terabyte models). Some AI talent preferred working on superintelligence so Elon created xAI to retain that talent and keep it from going to OpenAI or Google. 25/END 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948451490982756481) 2025-07-24 18:33:30 UTC 7993 followers, 1095 engagements


"I keep trying to tell you guys banks arent investable. You need to be a rocket scientist just to understand what they actually own how they make money and where the risks are buried. Here comes $WFC one of the biggest banks in the world proving me right (again). And remember $FRC The safest best run outstanding management regional bank until it wasnt. And it collapsed in a weekend. You dont get paid enough as a public investor to justify the risk to own a bank. Too complex too unpredictable and too many ways to be wrong even if youre technically right. Simply put too easy to get blindsided 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945287974159311022) 2025-07-16 01:02:49 UTC 7940 followers, 5072 engagements


"@DGretta_Author Thank you 🙏 Go to $cmg their comps need improvement 🤣"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948510986417340440) 2025-07-24 22:29:55 UTC 7994 followers, XXX engagements


"Got a lot of pushback here but I am pretty good at sticking to my guns. $DECK 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948478420029227424) 2025-07-24 20:20:30 UTC 7993 followers, 9619 engagements


"The Origin Story of the Stock Market (A Quick Fun Story) We all trade stocks and obsess over earnings. We argue about price targets and potential returns. But most people dont actually know much about the stock market itself. So heres a short simple story about where it all came from. No lectures just cool facts and a little history that might give you a better appreciation for the game were all playing. Lets go back in time. The first real stock ever traded came from a company that doesnt make any sense to most people today. It wasnt $AAPL or $AMZN. It was a group of Dutch merchants in 1602"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948055224356315219) 2025-07-23 16:18:53 UTC 7990 followers, 3281 engagements


"$NFLX reports tomorrow. Wall Streets expecting XX% revenue growth and XX% EPS growth. Lets see if management can back that up and what they say about the path forward"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945486896010072109) 2025-07-16 14:13:16 UTC 7960 followers, 3369 engagements


"@a3voices @Loves2Splooge23 Doubt it well see Having a passenger in the cars is smart during the initial launch phase. They said that all along nothing new or unexpected"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948793600491540691) 2025-07-25 17:12:55 UTC 7992 followers, XXX engagements


"My thoughts on $DLO ceo Pedro Arnts recent interview: Record Revenue and Reaccelerating Growth dLocal posted $217M in revenue up XX% and XX% in constant currency its fastest growth since Q1 2024 driven by strength in Latin America and frontier markets. Payments Volume Continues to Surge Total payment volume hit $8.1B up XX% as dLocal scaled with global merchants in commerce remittances SaaS and on demand services. Cross Border Volumes Hit New Highs Cross border TPV grew XX% YoY to over $4B now XX% of the total which is outpacing local to local volume for a second straight quarter. Local to"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1925605194433536477) 2025-05-22 17:30:29 UTC 7993 followers, 6510 engagements


"Optimus Robot Tesla will begin production of the Optimus Gen X robot in early 2026. Musk said they aim to produce 100000 Optimus units per month within X years. Early production will have negative margins but long term revenue contribution is expected to be massive. Expect a public showcase at the upcoming shareholder meeting. 14/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449981406609896) 2025-07-24 18:27:30 UTC 7977 followers, XXX engagements


"Vehicle Pricing and Incentives Tesla could face tough quarters (Q4 to Q2) due to loss of the U.S. IRA EV tax credit. Elon hinted price cuts may happen but expects long term gains once autonomy scales in late 2025. Emphasized that Teslas economics will become very compelling once robotaxi and FSD revenues ramp. 23/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948451196802662541) 2025-07-24 18:32:20 UTC 7993 followers, XXX engagements


"Funding the Robotaxi Ramp In the short term Tesla will use its balance sheet to fund robotaxi expansion. Once theres predictable recurring revenue Tesla expects to use debt financing backed by those cash flows. Funding the Robotaxi Ramp In the short term Tesla will use its balance sheet to fund robotaxi expansion. Once theres predictable recurring revenue Tesla expects to use debt financing backed by those cash flows. 21/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948450867038093818) 2025-07-24 18:31:01 UTC 7993 followers, XXX engagements


"Affordable Vehicle Update New low cost model began limited production with larger ramp later this year. Elon said demand isnt the issue its affordability and unlocking that via robotaxi earnings could transform the economics for buyers. Tesla still aiming to reduce costs with tech like lower silicon carbide use and simpler motors. 24/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948451337592865183) 2025-07-24 18:32:54 UTC 7993 followers, 1203 engagements


"Its Worth More Is Not an Investment Thesis People say a stock should be worth more but they rarely stop to ask why or how. Take $OSCR for example. Not to single it out but it trades around $XX and theres a general feeling it should be worth more. That might be true but mostly I see a lot of optimism and vague reasoning. But this isnt about Oscar its about how we think and how we can become better more thoughtful investors. Worth more is easy to say. Obviously we all want to buy something for $XX and have it be worth $XX. Thats the game but just saying its undervalued is a shallow way to"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947296969984242040) 2025-07-21 14:05:51 UTC 7993 followers, 11.8K engagements


"$GOOG and $TSLA both reported roughly in line with expectations though theyre dealing with very different situations. Teslas story is well known at this point its about the long term vision of autonomy robotaxis AI and robotics. Nothing in this quarter really changes that. Google on the other hand is dealing with the reality that building the future ie AI cloud custom chips etc means spending a lot more on businesses that dont have the same attractive margins as search (one of the best businesses ever created). Neither company is going away and this isnt some Lehman moment. But both are"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948130279006314758) 2025-07-23 21:17:07 UTC 7992 followers, 4469 engagements


"@aahmad1581 $DLO edge is deep local expertise in emerging markets. PayPal isnt built for that and isnt trying to be. PayPal would need a full strategy shift and years of local integration to compete"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948072639479906707) 2025-07-23 17:28:05 UTC 7980 followers, XXX engagements


"Give me a good stock idea. Must be: X. Small X. Profitable with good balance sheet X. Growing fast X. Easy to understand (simple ideas not curing cancer or launching rockets) X. Reasonable valuation X. Preferably American Thx will pick my favorite idea and make a post about it. 🙏 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1941648888596922559) 2025-07-06 00:02:23 UTC 7993 followers, 27.1K engagements


"This is a fascinating video and $ASML is a fascinating company building an incredible product. But if youve followed me you know I prefer simplicity over complexity. Watching this made my head spin these machines take like seven planes to ship the R&D and capex are astronomical. Yes that complexity and spend are part of what makes $ASML a monopoly. But the holy grail of investing (to me) is finding a business thats just as great on paper without needing this level of effort reinvestment and complexity. That said $ASML is clearly a critical piece of the global tech puzzle. Without it theres no"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948042454948823340) 2025-07-23 15:28:08 UTC 7994 followers, 7509 engagements


"In summary: Near term headwinds from the bill and tariffs are real but Tesla is investing through the cycle. Its lead in AI autonomy and energy positions it well for a very strong long term future. 11/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449633224851560) 2025-07-24 18:26:07 UTC 7974 followers, XXX engagements


"Unfortunately thats not correct I wish it was. $DLO had $511m in cash. $156m belongs to customers $356m belongs to $DLO. Quite impressive even after buying back $100m in stock last year they still grew cash by $60m. Its also worth noting that they just paid a $150m dividend so after subtracting that from the $356m they have around $200m remaining"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1933288162677436927) 2025-06-12 22:19:51 UTC 7939 followers, XXX engagements


"8/ Examples that fit this model: $TTD $BKNG And several under the radar small caps with capital discipline These compound quietly"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1944891245098361337) 2025-07-14 22:46:21 UTC 7982 followers, 2345 engagements


"@Aholtz324 Search may still be growing but AI reduces the need to click links. Over time fewer clicks mean less ad revenue. Growth now doesnt guarantee it lasts Wall Street is always forward looking stock is flat"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948117845487079560) 2025-07-23 20:27:43 UTC 7995 followers, XXX engagements


"@ItsAmeKaaay Ask mark zuckerberg why he spent $10b on the metaverse Did I ever say Google is not an incredible company Incredible company and incredible investment are two completely different things"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948358733639401880) 2025-07-24 12:24:55 UTC 7984 followers, XX engagements


"Has anyone done research on $TBTC Please share thx 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1946289379955351719) 2025-07-18 19:22:03 UTC 7993 followers, 3358 engagements


"My feed is XX% $OSCR Im still X% convinced. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947640644429877537) 2025-07-22 12:51:29 UTC 7992 followers, 21.7K engagements


"Which business should I review next and why Drop ideas below. If one stands out Ill dive in. Heres what it must have: Real revenue growth Profits or positive free cash flow A strong balance sheet Great management Clear understandable model Attractive unit economics Preferable small market cap You get the point"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1930723196237709703) 2025-06-05 20:27:35 UTC 7993 followers, 16.8K engagements


"These comparisons dont make any sense because Adyen and Dlo report their revenues completely differently. One reports net revenue the other reports gross revenue its like comparing apples to oranges. The numbers arent measuring the same thing. You can think of it this way in terms of accounting like this: Aydens gross profit is the same as $dlo revenue 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947383355479363953) 2025-07-21 19:49:07 UTC 7981 followers, 1269 engagements


"AI investments continue: Operating expenses rose with ongoing investments in AI robotics and compute. Tesla sees this spending as critical to long term leadership in autonomy and energy. 8/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449414651281670) 2025-07-24 18:25:15 UTC 7973 followers, XXX engagements


"Ownership and Control Musk reiterated concern about his limited voting control (about 13%) at Tesla as it enters AI and robotics. He wants enough influence to guide Teslas direction but not absolute control. 18/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948450427881881891) 2025-07-24 18:29:17 UTC 7994 followers, XXX engagements


"Everyones asking the wrong question about $NFLX. Did they beat expectations Miss slightly Guide up or down Who cares. This quarter was solid. But none of that matters if youre thinking like an owner. The real question is: What will Netflix look like in XX years Because $NFLX is becoming a cash flow machine with global scale near zero marginal distribution costs and declining content spend as a % of revenue. What happens when theyre guiding to $20B in free cash flow triple todays rate and still shrinking the share count Now imagine this: They keep growing subs. They raise ARPU slowly. Their ad"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945954256865173947) 2025-07-17 21:10:23 UTC 7960 followers, 8311 engagements


"@FedexSTi Its not just SF they are rolling out to the whole Bay Area. Waymo been here for years and still stuck exclusively in SF"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948765389560971659) 2025-07-25 15:20:49 UTC 7992 followers, XXX engagements


"$ZETA What is Zeta Zeta Global is a marketing tech (martech) company that helps brands use data + AI to personalize customer outreach. Think of it like a smarter way to do email text web ads and CRM all informed by data on what customers want. What could $ZETA become in X years A $2B+ revenue platform Zetas management has targeted 20%+ annual revenue growth. If it delivers revenue could grow from $1b today to $2B+ by 2029. A profitable asset light cash generating business They say they can hit 25%+ EBITDA margins long term (I think its reasonable because the biz is asset light). That means"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1941634570920788470) 2025-07-05 23:05:30 UTC 7975 followers, 13.7K engagements


"@RichlyInvest I dont think theres any validity to it"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947726989324128427) 2025-07-22 18:34:35 UTC 7939 followers, XXX engagements


"@no_cap_cap One of the things I dont like about Google is they dont break out the economics for any of these segments other than ads"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948125342117589272) 2025-07-23 20:57:30 UTC 7993 followers, XXX engagements


"@Leonard55943837 $Dlo its a business that I understand management that I trust with attractive risk/reward valuation. Simply put I think theres a high chance you make a decent return and a low chance you suffer permanent loss of capital"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947773391731364306) 2025-07-22 21:38:59 UTC 7954 followers, XXX engagements


"$GMGI is guiding for $200M revenue with a high margin raffle segment growing fast and Brazil finally approved the stock trades 1x sales. Execution risk exists but if they deliver this could 3x+ quickly. Also worth noting $GMGI needs discoverability none knows about it. When I first started looking into $DLO hardly anyone knew about it now its everywhere. If $GMGI could follow the same path of discovery explosive returns can follow sooner than later because of the extremely small float (ironically similar float problem to $DLO see my article from earlier today). @meridianbet_ofc @GMGI_Official"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948869718074687886) 2025-07-25 22:15:23 UTC 7993 followers, 3276 engagements


"@Luce_On_TSLA @longoption I dont want to be in the risk assessment business its not for me"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947710564278669814) 2025-07-22 17:29:19 UTC 7968 followers, XXX engagements


"Strong auto performance: Despite lower credit revenue automotive revenue grew XX% sequentially on just a XX% rise in deliveries. This was driven by higher ASPs a better model mix and more efficient cost absorption even with $300M in new tariffs which will hit harder in future quarters. 5/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449209554002362) 2025-07-24 18:24:26 UTC 7993 followers, XXX engagements


"Challenges from the new bill: The recently passed One Big Bill brings significant headwinds: The $7500 EV credit will be repealed by the end of Q3 affecting U.S. demand. Penalties tied to emissions have been dropped reducing regulatory credit revenue. Tesla is urging U.S. buyers to order now as late-quarter deliveries are not guaranteed. 2/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449000686059573) 2025-07-24 18:23:36 UTC 7993 followers, XXX engagements


"Dont forget who told you first and has been saying all along $GOOG Waymo cant scale. $TSLA going to spread fast and the unit economics wont even be close. Waymos still only in San Francisco after all these years Teslas launching in the full Bay Area 10x times the coverage. And this is just the beginning theyll be able to launch in any market with a simple software update. The product keeps getting better and more compelling with minimal extra cost to scale globally. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948791091949699561) 2025-07-25 17:02:57 UTC 7993 followers, 5728 engagements


"$DECK starting to look interesting here 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945321403336810554) 2025-07-16 03:15:39 UTC 7993 followers, 16.4K engagements


"Echo Chamber Portfolios: When Groupthink Masquerades as Conviction We used to build portfolios by studying companies. Now too many people build them by scrolling. You see a stock all over X. A few smart accounts own it. Someone posts a slick chart or a one-liner like This is the next $AMZN. You like the idea. You add it to your watchlist. A few days later another person with 50k followers posts about it. Then another. And another. You start to feel behind. So you buy it. Thats not conviction. Thats exposure bias. What Is an Echo Chamber Portfolio An echo chamber portfolio is what happens when"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947089586611753211) 2025-07-21 00:21:47 UTC 7939 followers, 9292 engagements


"$PYPL basically took what $DLO already does in B2B and repackaged it for B2C cleaver move. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948048412261384698) 2025-07-23 15:51:49 UTC 7993 followers, 7589 engagements


"@grok @HeroDividend @DividendGrowth @DividendIncome_ @Smartnetworth1 Its like reading a horoscope youre a smart charming person thats beautiful good looking pleasant and kind destined for the biggest and most amazing things in life"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1946343262928921087) 2025-07-18 22:56:09 UTC 7990 followers, XX engagements


"@SimeonResearch_ @129Greenmeadow @uboat159 @adrewrogers @DGretta_Author @carmo_analyse @topsecretstocks @TheRayMyers $X bucks refferal fee pls💰"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947780451978166657) 2025-07-22 22:07:02 UTC 7968 followers, XXX engagements


"My Prediction for $TSLA This quarter confirmed what Ive been thinking for a while. Tesla is stuck in a holding pattern. Sales are hovering around $90B annualized and that probably wont change much for the next XX to XX months. The quarter itself was a slight miss on revenue and earnings. The stock dropped 8%. Energy was down service was up. Margins finally ticked up a bit breaking a long streak of declines which is one of the few bright spots. But overall the numbers wont excite anybody. They said the low cost model is ready and should hit volume production in the second half of the year. But"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948758435669156039) 2025-07-25 14:53:11 UTC 7993 followers, 4627 engagements


"Today I took a look at $WISE (Wise plc) and its a compelling fintech businesses. Heres why: Wise is a UK based company that allows users both individuals and businesses to move money internationally at a lower cost than traditional banks. Their core innovation is using real exchange rates (mid market) and minimizing transfer fees. Over the years theyve expanded into multi currency accounts debit cards and B2B payment solutions essentially becoming a financial infrastructure platform for global money movement. On the income statement the numbers are strong. For FY 2024 revenue came in at 1.54"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1922430491732676647) 2025-05-13 23:15:20 UTC 7979 followers, 27K engagements


"@reisada I agree indeed its a cleaver strategy. There is another huge aspect here they own XXX% of the content its all developed in house from scratch. Thats a big deal"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948874477468876818) 2025-07-25 22:34:18 UTC 7993 followers, XXX engagements


"Services and other business improved: Higher profitability from supercharging insurance and service centers helped lift margins across the board. 7/"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948449347022336349) 2025-07-24 18:24:59 UTC 7971 followers, XXX engagements


"When Buybacks Backfire: Why $DLO Chose Dividends Instead Stock buybacks are often seen as a shareholder friendly move. When executed well they boost earnings per share signal confidence and return capital efficiently. But buybacks can also work against long term value creation especially in companies with low public float. Thats exactly why $DLO has avoided them. Low Float Big Problem $DLO is a high margin cash generative business with significant growth potential in emerging markets. But its float the number of shares actually available for trading is extremely low. Insiders and founders"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948760518837371004) 2025-07-25 15:01:28 UTC 7993 followers, 6959 engagements


"@kt6765 I like $dlo but unless I had a deep understanding of what I am buying I wouldnt buy anything"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947780909727650188) 2025-07-22 22:08:51 UTC 7996 followers, XXX engagements


"I never used to look at insurance until I started seeing the hype around $UNH $OSCR $LMND $KNSL. I get the appeal and I respect what $OSCR CEO is trying to do w/ X% EBIT goal. But this is a hard industry and even great operators can fall short in tough industries. If they land at XXX% instead of X% the stock might not be nearly as cheap as it looks. Hopefully they hit X% then you should make a decent return. My X cents: its better to buy a great business at a fair price than a fair business at a great price. IMHO even if you make a great return $OSCR is not a great business X% pretax margin"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948046763879010551) 2025-07-23 15:45:16 UTC 7944 followers, XXX engagements


"@a3voices @grok did Tesla scan the streets in Austin one by one to make fsd work"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948793968587895030) 2025-07-25 17:14:23 UTC 7993 followers, XXX engagements


"What Could $DLO Do Next $DLO built a strong business by solving a hard problem. They help global companies collect payments and send money in emerging markets. That is already valuable. But when I look at their infrastructure and where they operate it is clear they could do a lot more. Here are ten things I think they could get into over time: X. SME Lending They are already moving into small business credit. It makes sense. They see cash flow data. They know which merchants are growing. That is a great setup for short term working capital loans. It is also a sticky product that could"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947847158264435179) 2025-07-23 02:32:06 UTC 7993 followers, 9652 engagements


"I know this is a dumbed down way to look at things but sometimes simplicity cuts through the BS. $DLO is expected to grow earnings XX% this year XX% next year and another XX% the year after. Its trading at about 10x 2027 earnings. Valuation is in the eye of the beholder but to me this looks like a setup where you can earn a decent return with minimal risk of permanent capital loss. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947467278314086848) 2025-07-22 01:22:35 UTC 7993 followers, 9107 engagements


"Thoughts on insurance: People ask me about $LMND $OSCR $UNH etc and sure there will be winners in the insurance industry. But Ive never liked insurance so I dont spend time on it. You cant own everything. Heres why: Insurance profits are delayed and uncertain. A year that looks great on paper might blow up years later when claims roll in. Risk is priced using data in a world that keeps changing that bet gets harder every year. Reserving is guesswork. Small changes in assumptions can make earnings look better than they are until they arent. Even good underwriting is hard to spot. Playing it"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1937926367636762798) 2025-06-25 17:30:25 UTC 7940 followers, 11.2K engagements


"@KryptoBull2025 I like $dlo $gmgi is also interesting"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1947780061589082165) 2025-07-22 22:05:29 UTC 7942 followers, XXX engagements


"Great Companies. Bad Prices. Some of the best companies in the world today like $PLTR $NET and $CRWD are also among the most expensive. These are real businesses doing transformational work with strong teams and long term relevance. They are likely to be much bigger in the future but their stock prices have run far ahead of the underlying progress. Amazing Business But The Stock Underperforms. Investors often mistake a great company for a great investment. Being right about the future doesnt mean its a good buy today. At XX or XX times revenue even small disappointments can destroy returns."  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1945122501161341200) 2025-07-15 14:05:17 UTC 7968 followers, 9953 engagements


"$AAPL is a really special business. Notice how its not on this list. People complain it doesnt innovate or that it trades too high but instead of spending $100B a year chasing growth it just gives the money back to its owners. Thats rare"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948170074059338108) 2025-07-23 23:55:15 UTC 7992 followers, 7813 engagements


"@a3voices @Loves2Splooge23 Thank you kindly for letting me know that im thrilled to have your stamp of approval 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948795579313877299) 2025-07-25 17:20:47 UTC 7992 followers, XXX engagements


"Edge is rarely obvious if it were it wouldnt be edge. 🌹"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948944107541594138) 2025-07-26 03:10:59 UTC 7993 followers, 2199 engagements


"@Spike_1567 Thats what happens when you live under a rock"  
![@realroseceline Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1304847419163639808.png) [@realroseceline](/creator/x/realroseceline) on [X](/post/tweet/1948761785810731183) 2025-07-25 15:06:30 UTC 7963 followers, XX engagements