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# ![@realroseceline Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1304847419163639808.png) @realroseceline Rose Celine Investments 🌹

Investors are discussing various stocks, including $DLO, $MELI, and $SE, with some sharing their investment strategies and thoughts on the companies' potential for growth. Some investors are focusing on companies with strong leadership, capital-efficient business models, and high profitability, such as $DLO, which recently paid out a $150m dividend. The conversation also touches on the importance of understanding a company's business model, management, and market position before investing, with some investors expressing confidence in their long-term holdings.

### Engagements: XXXXX [#](/creator/twitter::1304847419163639808/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304847419163639808/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX +353%
- X Year XXXXXXXXX +12,482%

### Mentions: XX [#](/creator/twitter::1304847419163639808/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304847419163639808/c:line/m:posts_active.svg)

- X Week XX +4.10%
- X Month XXX -XX%
- X Months XXXXX +38%
- X Year XXXXX +1,006%

### Followers: XXXXXX [#](/creator/twitter::1304847419163639808/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304847419163639808/c:line/m:followers.svg)

- X Week XXXXXX +1%
- X Month XXXXXX +8.80%
- X Months XXXXXX +282%
- X Year XXXXXX +1,946%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1304847419163639808/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1304847419163639808/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1304847419163639808/influence)
---

**Social category influence**
[luxury brands](/list/luxury-brands)  XXXX% [finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [technology brands](/list/technology-brands)  XXXX% [countries](/list/countries)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [fashion brands](/list/fashion-brands)  XXXX%

**Social topic influence**
[$root](/topic/$root) #28, [$dlo](/topic/$dlo) #25, [$meli](/topic/$meli) 0.77%, [insurance](/topic/insurance) #1632, [$amzn](/topic/$amzn) #151, [a very](/topic/a-very) 0.46%, [money](/topic/money) 0.46%, [over the](/topic/over-the) 0.46%, [adobe](/topic/adobe) 0.46%, [$four](/topic/$four) #31

**Top accounts mentioned or mentioned by**
[@theraymyers](/creator/undefined) [@kaladindz](/creator/undefined) [@no_cap_cap](/creator/undefined) [@dumbobservation](/creator/undefined) [@kryptobull2025](/creator/undefined) [@carmo_analyse](/creator/undefined) [@irnestkaplan](/creator/undefined) [@carmoanalyse](/creator/undefined) [@mh1411996](/creator/undefined) [@blueblearbase](/creator/undefined) [@joecarlsonshow](/creator/undefined) [@misteraccord](/creator/undefined) [@mrfundatechnic](/creator/undefined) [@invest091](/creator/undefined) [@nifohuts](/creator/undefined) [@simoyw91](/creator/undefined) [@exp_philosopher](/creator/undefined) [@dividenddudex](/creator/undefined) [@tacticzh](/creator/undefined) [@0xtechquity](/creator/undefined)

**Top assets mentioned**
[The Root Network (ROOT)](/topic/$root) [DLocal Limited Class A Common Shares (DLO)](/topic/$dlo) [MercadoLibre Inc (MELI)](/topic/$meli) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [4 (FOUR)](/topic/$four) [Carvana Co. (CVNA)](/topic/$cvna) [Costco Hot Dog (COST)](/topic/$cost) [Ethereum (ETH)](/topic/$eth) [Bitcoin (BTC)](/topic/$btc) [Oracle Corporation (ORCL)](/topic/$orcl) [Netflix Inc (NFLX)](/topic/$nflx) [Lemonade, Inc. (LMND)](/topic/$lmnd) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [UnitedHealth Group (UNH)](/topic/$unh) [Wise (WISE)](/topic/$wise) [Booking Holdings Inc (BKNG)](/topic/$bkng) [Expedia Group Inc (EXPE)](/topic/$expe) [Southwest Airlines Co (LUV)](/topic/$luv) [Costco Wholesale Corporation (COST)](/topic/costco) [Tesla, Inc. (TSLA)](/topic/tesla) [JPMorgan Chase (JPM)](/topic/$jpm) [Sea Limited (SE)](/topic/$se) [Interlay (INTR)](/topic/$intr) [Palantir (PLTR)](/topic/$pltr)
### Top Social Posts [#](/creator/twitter::1304847419163639808/posts)
---
Top posts by engagements in the last XX hours

"I dont really have a good answer. Ideas just come to me sometimes and sometimes they dont. I found $DLO because their CEO used to work at a company I was already invested in. I found $ROOT through a friend. I found $FOUR from X. Unfortunately I dont have some special or unique way of discovering stocks"  
[X Link](https://x.com/realroseceline/status/1977873080467992938) [@realroseceline](/creator/x/realroseceline) 2025-10-13T23:04Z 11.1K followers, 1693 engagements


"The Upside in $ROOT $ROOT embedded partnership with $CVNA is cleaver. It gets their insurance in front of customers at the point of sale cutting customer acquisition costs and making scaling easier. The risk is $ROOT relies heavily on $CVNA. If $CVNA sales slow or they decide to partner with someone else or who knows what it could hurt Roots embedded volume. Thats why diversifying partnerships is important so theyre not tied to one partner. Obviously managment knows this and the partnership channel is growing very fast. $ROOT is not even in all XX states yet which means there is still a lot"  
[X Link](https://x.com/realroseceline/status/1978195138909520288) [@realroseceline](/creator/x/realroseceline) 2025-10-14T20:24Z 11.1K followers, 9999 engagements


"Price is what you pay and value is what you get"  
[X Link](https://x.com/realroseceline/status/1979275435268804635) [@realroseceline](/creator/x/realroseceline) 2025-10-17T19:56Z 11.1K followers, 9077 engagements


"@MoreDividends $MELI"  
[X Link](https://x.com/realroseceline/status/1979303553287229684) [@realroseceline](/creator/x/realroseceline) 2025-10-17T21:48Z 11.1K followers, XXX engagements


"My thoughts on $DLO ceo Pedro Arnts recent interview: Record Revenue and Reaccelerating Growth dLocal posted $217M in revenue up XX% and XX% in constant currency its fastest growth since Q1 2024 driven by strength in Latin America and frontier markets. Payments Volume Continues to Surge Total payment volume hit $8.1B up XX% as dLocal scaled with global merchants in commerce remittances SaaS and on demand services. Cross Border Volumes Hit New Highs Cross border TPV grew XX% YoY to over $4B now XX% of the total which is outpacing local to local volume for a second straight quarter. Local to"  
[X Link](https://x.com/realroseceline/status/1925605194433536477) [@realroseceline](/creator/x/realroseceline) 2025-05-22T17:30Z 11.1K followers, 6607 engagements


"Keep asking myself whats the point of owning $FOUR when I can own more $DLO 🌹"  
[X Link](https://x.com/realroseceline/status/1975968921145774437) [@realroseceline](/creator/x/realroseceline) 2025-10-08T16:57Z 11.1K followers, 18.5K engagements


"$COST is an incredible business with a strong moat and great economics but at the end of the day its just a business. Its not changing the world or curing cancer. It will keep compounding steadily but if I ask myself whether Id buy the whole thing at 50x earnings the answer is no"  
[X Link](https://x.com/realroseceline/status/1976352911635693859) [@realroseceline](/creator/x/realroseceline) 2025-10-09T18:23Z 11.1K followers, 9144 engagements


"The Advantage of Being Small Theres nothing wrong with investing in a very large company. A so called mega cap like $AMZN is worth around $X trillion. For it to 10x it would probably need to be worth around $XX trillion. That would likely mean close to a trillion dollars in profit (at 20-25x earnings). Is that impossible Probably not or perhaps a better answer is I dont know. But the better question is whether its necessary As small investors we dont have to play that game. We have a wide universe of opportunities that go far beyond the XXX to 1000 big names everyone already talks about."  
[X Link](https://x.com/realroseceline/status/1977837864160489816) [@realroseceline](/creator/x/realroseceline) 2025-10-13T20:44Z 11.1K followers, 36.4K engagements


"Are these people investors or salespersons 🌹"  
[X Link](https://x.com/realroseceline/status/1979204284458623205) [@realroseceline](/creator/x/realroseceline) 2025-10-17T15:14Z 11.1K followers, 6380 engagements


"@JM_Investment0 Try looking at your holdings monthly"  
[X Link](https://x.com/realroseceline/status/1979217934116622756) [@realroseceline](/creator/x/realroseceline) 2025-10-17T16:08Z 11.1K followers, XXX engagements


"Fantastic read $ORCL"  
[X Link](https://x.com/realroseceline/status/1979251028538331259) [@realroseceline](/creator/x/realroseceline) 2025-10-17T18:19Z 11.1K followers, 2255 engagements


"Our we done canceling our $NFLX🌹"  
[X Link](https://x.com/realroseceline/status/1979261001800519990) [@realroseceline](/creator/x/realroseceline) 2025-10-17T18:59Z 11.1K followers, 3867 engagements


"At the pool getting some vitamin D ask me anything GO 🌹"  
[X Link](https://x.com/realroseceline/status/1979278376948101620) [@realroseceline](/creator/x/realroseceline) 2025-10-17T20:08Z 11.1K followers, 5892 engagements


"@samsolid57 No lol my house in San Francisco"  
[X Link](https://x.com/realroseceline/status/1979335295389831501) [@realroseceline](/creator/x/realroseceline) 2025-10-17T23:54Z 11.1K followers, XXX engagements


"Thoughts on insurance: People ask me about $LMND $OSCR $UNH etc and sure there will be winners in the insurance industry. But Ive never liked insurance so I dont spend time on it. You cant own everything. Heres why: Insurance profits are delayed and uncertain. A year that looks great on paper might blow up years later when claims roll in. Risk is priced using data in a world that keeps changing that bet gets harder every year. Reserving is guesswork. Small changes in assumptions can make earnings look better than they are until they arent. Even good underwriting is hard to spot. Playing it"  
[X Link](https://x.com/realroseceline/status/1937926367636762798) [@realroseceline](/creator/x/realroseceline) 2025-06-25T17:30Z 11.1K followers, 11.3K engagements


"@JM_Investment0 @fabj86 What does it even mean to stay consistent with reporting. No company reports real FCF. If they were actually producing a billion in free cash flow like you claim above then the stock would already be at $XXX and there would be nothing to debate"  
[X Link](https://x.com/realroseceline/status/1974157386677170540) [@realroseceline](/creator/x/realroseceline) 2025-10-03T16:59Z 11.1K followers, XXX engagements


"Weird logic 🌹"  
[X Link](https://x.com/realroseceline/status/1978491587727393096) [@realroseceline](/creator/x/realroseceline) 2025-10-15T16:02Z 11.1K followers, 31.9K engagements


"The Illusion of Undervaluation Something Ive noticed throughout my investing journey is how often people say this business is cheap so Ill buy it. And sure you can make some money doing that. If youre somewhat intelligent you can probably identify a cheap business thats undervalued. A couple come to mind right away. I have nothing against them personally and Im only using them as examples since people online can get sensitive quickly when you talk about their stocks but names like $PYPL or $ADBE fit that description. Theyre cheap businesses and probably undervalued by some margin. But just"  
[X Link](https://x.com/realroseceline/status/1978848313555501559) [@realroseceline](/creator/x/realroseceline) 2025-10-16T15:39Z 11.1K followers, 10.7K engagements


"Its funny how people say a stock has done nothing for X years but now its suddenly going to outperform just because they bought a few shares. Its certainly possible but lets be realistic. Five years ago it traded at a very high valuation thats why its gone nowhere since. Now the business value and the price are more in line but its still far from any kind of generational value"  
[X Link](https://x.com/realroseceline/status/1979576955973591302) [@realroseceline](/creator/x/realroseceline) 2025-10-18T15:54Z 11.1K followers, XXX engagements


"Today I took a look at $WISE (Wise plc) and its a compelling fintech businesses. Heres why: Wise is a UK based company that allows users both individuals and businesses to move money internationally at a lower cost than traditional banks. Their core innovation is using real exchange rates (mid market) and minimizing transfer fees. Over the years theyve expanded into multi currency accounts debit cards and B2B payment solutions essentially becoming a financial infrastructure platform for global money movement. On the income statement the numbers are strong. For FY 2024 revenue came in at 1.54"  
[X Link](https://x.com/realroseceline/status/1922430491732676647) [@realroseceline](/creator/x/realroseceline) 2025-05-13T23:15Z 11.1K followers, 27.1K engagements


"What company should I look at next Has to be: Relatively small Fast growing Profitable Reasonably valued Strong management High returns on capital Easy to understand: Im not trying to cure cancer or count pi to the 20th digit. No banks no insurance no oil and gas no healthcare no biotech you get the point Ideally something overlooked or underappreciated. Hint: last time I did this I chose $XPEL Drop the ticker and a note on why its worth a look. If something catches my eye I will write a post about it. 🌹"  
[X Link](https://x.com/realroseceline/status/1935379842792571286) [@realroseceline](/creator/x/realroseceline) 2025-06-18T16:51Z 11.1K followers, 31.5K engagements


"Give me a good stock idea. Must be: X. Small X. Profitable with good balance sheet X. Growing fast X. Easy to understand (simple ideas not curing cancer or launching rockets) X. Reasonable valuation X. Preferably American Thx will pick my favorite idea and make a post about it. 🙏 🌹"  
[X Link](https://x.com/realroseceline/status/1941648888596922559) [@realroseceline](/creator/x/realroseceline) 2025-07-06T00:02Z 11.1K followers, 28.1K engagements


"The Power of Distribution in Business Distribution looks boring on the surface but it decides who wins and who loses. Airlines are a good example. The ones that gave demand to $EXPE and $BKNG have done worse than the ones that owned demand themselves. $LUV is the clear case. It made you book directly and by doing that it owned and fully controlled its brand its economics and its customer. This is not new. Railroads in the 1800s had the same problem. The ones that sold tickets directly did better than the ones that relied on agents. $NFLX made the right call by moving away from DVDs through"  
[X Link](https://x.com/realroseceline/status/1969046106488365566) [@realroseceline](/creator/x/realroseceline) 2025-09-19T14:29Z 11.1K followers, 6712 engagements


"Costco would be a great embedded partnership for $ROOT IMHO 🌹"  
[X Link](https://x.com/realroseceline/status/1976070245979930631) [@realroseceline](/creator/x/realroseceline) 2025-10-08T23:40Z 11.1K followers, 4347 engagements


"Update: Talked to my friend today working with $ROOT today. He said the tech and training are great but the product has issues. You only get the telematics discount if you buy direct not through agents so third party quotes come in high. He ran five Tesla quotes all in California and said all were expensive. 🌹"  
[X Link](https://x.com/realroseceline/status/1976118040803803258) [@realroseceline](/creator/x/realroseceline) 2025-10-09T02:50Z 11.1K followers, 12.4K engagements


"@aymanraouf Thats not a big chunk its literally the best in the industry"  
[X Link](https://x.com/realroseceline/status/1976120100890853423) [@realroseceline](/creator/x/realroseceline) 2025-10-09T02:58Z 11.1K followers, XX engagements


"I am bored ask me anything (or tell me something entertaining) GO 🌹"  
[X Link](https://x.com/realroseceline/status/1976788817031180633) [@realroseceline](/creator/x/realroseceline) 2025-10-10T23:15Z 11.1K followers, 4518 engagements


"@ArunCherian12 Then buy and index fund"  
[X Link](https://x.com/realroseceline/status/1978101465051742390) [@realroseceline](/creator/x/realroseceline) 2025-10-14T14:11Z 11.1K followers, XX engagements


"I like the way Warren says it better when the tide goes out well see whos been swimming naked. 🌹"  
[X Link](https://x.com/realroseceline/status/1978523542623797334) [@realroseceline](/creator/x/realroseceline) 2025-10-15T18:09Z 11.1K followers, 6926 engagements


"Its my largest holding of approx XX years and I hope it drops another XX% 🌹"  
[X Link](https://x.com/realroseceline/status/1978811932602736692) [@realroseceline](/creator/x/realroseceline) 2025-10-16T13:15Z 11.1K followers, 14.6K engagements


"@MrFundaTechnic Welcome aboard much smarter than buying Amazon imho 🌹"  
[X Link](https://x.com/realroseceline/status/1978814710444073226) [@realroseceline](/creator/x/realroseceline) 2025-10-16T13:26Z 11.1K followers, XXX engagements


"@thisisroobz Doesnt bother me bc if you invest in $MELI or $DLO etc its part of the game its like an input not an output. Over the next decades $MELI will do well just like it has in past decades despite all the FX and chaos along the way. 🌹"  
[X Link](https://x.com/realroseceline/status/1978843981279555801) [@realroseceline](/creator/x/realroseceline) 2025-10-16T15:22Z 11.1K followers, XXX engagements


"@DanielsonM19179 @MrFundaTechnic $MELI is a reinvestment machine in one of the most underpenetrated digital markets in the world. Most of LATAM still shops offline and transacts in cash. Every dollar $MELI reinvests compounds across logistics payments credit and ads (albeit thats also true for Amazon)"  
[X Link](https://x.com/realroseceline/status/1978938338737561834) [@realroseceline](/creator/x/realroseceline) 2025-10-16T21:37Z 11.1K followers, XXX engagements


"@tadhelm @JM_Investment0 FYI I do not own four anymore I sold it a few days ago"  
[X Link](https://x.com/realroseceline/status/1978946117690593364) [@realroseceline](/creator/x/realroseceline) 2025-10-16T22:08Z 11.1K followers, XXX engagements


"@simoyw91 I didnt say its a cigar butt but I dont think its a great buy either. Point of my article wasnt Adobe it was completely different. 🌹"  
[X Link](https://x.com/realroseceline/status/1978993750429794324) [@realroseceline](/creator/x/realroseceline) 2025-10-17T01:17Z 11.1K followers, XXX engagements


"@simoyw91 Bc youre not getting explosive returns like a X or XX bagger out of Adobe"  
[X Link](https://x.com/realroseceline/status/1979179224704655698) [@realroseceline](/creator/x/realroseceline) 2025-10-17T13:34Z 11.1K followers, XX engagements


"@simoyw91 My suggestion is to focus on small companies with more potential my advice is also worth what you paid for it good luck"  
[X Link](https://x.com/realroseceline/status/1979185023518675007) [@realroseceline](/creator/x/realroseceline) 2025-10-17T13:57Z 11.1K followers, XX engagements


"@simoyw91 You only take on more risk if you dont know what youre doing. Id argue you take on more risk and oppty cost with Adobe. Anyway good luck hope you do well with it. 🌹"  
[X Link](https://x.com/realroseceline/status/1979188053332890082) [@realroseceline](/creator/x/realroseceline) 2025-10-17T14:09Z 11.1K followers, XX engagements


"@DoucheBag168 @JM_Investment0 Smart douche bag"  
[X Link](https://x.com/realroseceline/status/1979247649405702383) [@realroseceline](/creator/x/realroseceline) 2025-10-17T18:06Z 11.1K followers, XX engagements


"@InvestingVisual Why not add $se as a 3rd to compare"  
[X Link](https://x.com/realroseceline/status/1979273546787623292) [@realroseceline](/creator/x/realroseceline) 2025-10-17T19:49Z 11.1K followers, 1404 engagements


"@SimeonResearch_ Probably the silicone valley VCs sequoia etc. Leave DD alone he doubled his money and can afford to take his gf shopping at Kate Spade"  
[X Link](https://x.com/realroseceline/status/1979279897521721529) [@realroseceline](/creator/x/realroseceline) 2025-10-17T20:14Z 11.1K followers, XXX engagements


"Which business should I review next and why Drop ideas below. If one stands out Ill dive in. Heres what it must have: Real revenue growth Profits or positive free cash flow A strong balance sheet Great management Clear understandable model Attractive unit economics Preferable small market cap You get the point"  
[X Link](https://x.com/realroseceline/status/1930723196237709703) [@realroseceline](/creator/x/realroseceline) 2025-06-05T20:27Z 11.1K followers, 17K engagements


"@baggers4beggers What do you think of $intr Why a nu account and not an inter Thanks for sharing your perspective"  
[X Link](https://x.com/realroseceline/status/1975997484834095244) [@realroseceline](/creator/x/realroseceline) 2025-10-08T18:51Z 11.1K followers, XXX engagements


"@ValueHunter7 People who say that dont really understand the business model. A lower rate isnt a problem its actually good if total payment volume grows faster than rates decline. What really matters for $DLO is gross profit growth not the rate itself"  
[X Link](https://x.com/realroseceline/status/1976351198249943183) [@realroseceline](/creator/x/realroseceline) 2025-10-09T18:16Z 11.1K followers, XXX engagements


"Book Review: Rule Breaker Investing by David Gardner The book Rule Breaker Investing by David Gardner is about finding the companies that will define the future. Gardner says most people invest the wrong way. They focus on rules screens and valuation metrics instead of imagination innovation and human behavior. His main idea is that the biggest winners almost always look expensive and risky in the beginning. Amazon Tesla and Netflix all looked like bad bets early on. What they had in common was a product people loved visionary leadership and a business model that could scale fast. Gardner"  
[X Link](https://x.com/realroseceline/status/1976664978028626263) [@realroseceline](/creator/x/realroseceline) 2025-10-10T15:03Z 11.1K followers, 7403 engagements


"@MarcoRamireZuno Youre still a baby m you have plenty of time left"  
[X Link](https://x.com/realroseceline/status/1977848198267019369) [@realroseceline](/creator/x/realroseceline) 2025-10-13T21:25Z 11.1K followers, XXX engagements


"@TinyTitansCap Under armour I know looking back it sounds kind of funny today and really stupid but back in the day it was the $PLTR equivalent of the stock market. They put up XX quarters in a row with greater than XX% growth"  
[X Link](https://x.com/realroseceline/status/1979294430306931189) [@realroseceline](/creator/x/realroseceline) 2025-10-17T21:12Z 11.1K followers, XXX engagements


"I meant exactly what you said five years ago and even before that Amazon traded at a very high price so its been flat for five years as the fundamentals catch up to the valuation. It has nothing to do with greatness there are plenty of other great businesses that have delivered underwhelming returns over the last five years because they were growing at XX% per year and trading at XX times earnings"  
[X Link](https://x.com/realroseceline/status/1979638654491590682) [@realroseceline](/creator/x/realroseceline) 2025-10-18T20:00Z 11.1K followers, XXX engagements