[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @tyillc Richard Field Richard Field posts on X about bank, balance sheet, opacity, london the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::255781485/interactions)  - X Week XXXXXX +808% - X Month XXXXXX +5.20% - X Months XXXXXXX +129% - X Year XXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::255781485/posts_active)  - X Week X -XX% - X Month XXX -XX% - X Months XXX +76% - X Year XXXXX -XXXX% ### Followers: XXXXXX [#](/creator/twitter::255781485/followers)  - X Week XXXXXX +0.02% - X Month XXXXXX +0.25% - X Months XXXXXX +2.50% - X Year XXXXXX +3.50% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::255781485/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) XXXXX% [stocks](/list/stocks) XXXXX% [travel destinations](/list/travel-destinations) XXXX% [countries](/list/countries) XXXX% **Social topic influence** [bank](/topic/bank) 18.75%, [balance sheet](/topic/balance-sheet) #1821, [opacity](/topic/opacity) #20, [london](/topic/london) 6.25%, [closed](/topic/closed) 3.13%, [debt](/topic/debt) 3.13%, [future](/topic/future) 3.13%, [china](/topic/china) 3.13%, [sunlight](/topic/sunlight) 3.13%, [inflation](/topic/inflation) XXXX% **Top accounts mentioned or mentioned by** [@mishgea](/creator/undefined) [@dieselnyc1](/creator/undefined) [@dapstats](/creator/undefined) [@dot2trotblog](/creator/undefined) [@pekalalaw](/creator/undefined) [@usroute41](/creator/undefined) [@consumersfirst](/creator/undefined) [@jpmorgan](/creator/undefined) [@bankofamerica](/creator/undefined) [@citi](/creator/undefined) [@wellsfargo](/creator/undefined) [@usbank](/creator/undefined) [@capitalone](/creator/undefined) [@pncbank](/creator/undefined) [@tdbankus](/creator/undefined) [@kamiller1](/creator/undefined) [@pinotandpizza](/creator/undefined) [@kshaughnessy2](/creator/undefined) [@langwiser](/creator/undefined) [@profstevekeen](/creator/undefined) ### Top Social Posts Top posts by engagements in the last XX hours "@ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US Most of these banks should have been closed due to their insolvency as part of the response to the Great Financial Crisis . now we have Too Big to Fail " [X Link](https://x.com/tyillc/status/1999167869523779849) 2025-12-11T17:22Z 11.3K followers, 48K engagements "@ProfSteveKeen Even the WSJ gets opacity is a problem . particularly when it is hiding debt " [X Link](https://x.com/tyillc/status/1998450608173625832) 2025-12-09T17:52Z 11.3K followers, XXX engagements "hmmm . if true very interesting implications . Why stop with watches and medical devices . if scalable why not use these batteries in electric vehicles so they never have to be plugged in " [X Link](https://x.com/tyillc/status/1999310338135892237) 2025-12-12T02:48Z 11.3K followers, XXX engagements "How much on and off balance sheet exposure do you think JPM had to the other "Too Big to Fail" banks starting with Citi . when you are done adding up this exposure I suspect you will easily see how JPM was also insolvent . btw you challenge rings very hollow due to the opacity of JPM and the other large banks . hard to bring "your receipts" when the data was never available " [X Link](https://x.com/tyillc/status/1999502405998616787) 2025-12-12T15:31Z 11.3K followers, XX engagements "@amlivemon Well . if we started acknowledging the true rate of inflation we could easily have XX% nominal GDP growth " [X Link](https://x.com/tyillc/status/1998898308497158636) 2025-12-10T23:31Z 11.3K followers, XXX engagements "@KaMiller1 ZIRP/QE were clearly reckless policies. The Everything Bubble was not with us even though these reckless policies were pursued for over a decade before the pandemic. So the question is "what has changed that resulted in the Everything Bubble" " [X Link](https://x.com/tyillc/status/1999514594247663679) 2025-12-12T16:20Z 11.3K followers, XX engagements "Actually I do understand bank risk management (helped to develop what have become the industry standards X decades ago). Let me assure you the banks were all insolvent and each had more exposure to the other banks than they could afford to lose. No reason to think anything has changed since 2008. If banks remove the risk of contagion regulators don't have anything to fear from closing them. So next bailout isn't assured. Dimon and company are too smart to give up being bailed out again" [X Link](https://x.com/tyillc/status/1999571744538108389) 2025-12-12T20:07Z 11.3K followers, XX engagements "Well since Bernanke testified XX out of XX of the GSIBs were insolvent your guarantee "we were not anywhere near insolvency" rings very hollow. Consider for a moment the interbank lending market froze. So your "solvent" bank couldn't borrow. Why would that have happened Because no lending bank believed you were solvent and there was no publicly available data to support this conclusion" [X Link](https://x.com/tyillc/status/1999589478986596515) 2025-12-12T21:17Z 11.3K followers, XX engagements "Fed traditionally set monetary policy after Fed chair met with Treasury Secretary to find out what monetary policy the White House wants. Trump wants Fed chair to ask him directly what monetary policy he wants. Notice how he cuts out Bessent and doesn't actually change ultimate monetary policy " [X Link](https://x.com/tyillc/status/1999591018451337301) 2025-12-12T21:23Z 11.3K followers, XXX engagements "I am sure you weren't close to being insolvent as long as the on and off balance sheet losses were not recognized . JPMorgan had no idea of its solvency. I say this based on the London Whale episode. After transferring the positions to other parts of the bank Dimon testified to Congress he had no idea what the on-going losses were. Hard to imagine he would stop caring about the losses because the positions had been moved around in the bank. But if moving positions to other parts of the bank meant he no longer had visibility strongly suggests nobody had visibility into JPM's solvency in 2008" [X Link](https://x.com/tyillc/status/1999595198775796059) 2025-12-12T21:40Z 11.3K followers, XX engagements "Fed isn't and hasn't been "independent" since 1935 . "Trump said he thought the next Fed chair should consult with him on where to set interest rates. Typically thats not done anymore. It used to be done routinely. It should be done Trump said. It doesnt meanI dont think he should do exactly what we say. But certainly wereIm a smart voice and should be listened to."" [X Link](https://x.com/tyillc/status/1999610510397071491) 2025-12-12T22:41Z 11.3K followers, XXX engagements "@dieselnyc1 @Dot2TrotBlog @ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US Why would breaking the banks apart so the maximum size of a bank was $XXX billion not solve the problem of Too Big to Fail" [X Link](https://x.com/tyillc/status/1999589743915303065) 2025-12-12T21:18Z 11.3K followers, XX engagements "@dieselnyc1 @Dot2TrotBlog @ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US FDIC closes on a Friday and reopens under new management and ownership on the following Monday" [X Link](https://x.com/tyillc/status/1999592051881505160) 2025-12-12T21:27Z 11.3K followers, XX engagements "@dieselnyc1 @Dot2TrotBlog @ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US Did I suggest merging with another bank Suggested there is plenty of capital that would like to purchase a bank where all of its losses have been recognized" [X Link](https://x.com/tyillc/status/1999595533384433949) 2025-12-12T21:41Z 11.3K followers, XX engagements "Bank capital is a meaningless easily manipulated accounting construct (the ease of manipulation makes it meaningless) . On a related basis bank net income should always look very good when the bank doesn't have to recognize its losses . Liquidity as provided by the Fed . Nobody knows what the true total loss on the London Whale was . Dimon testified to Congress he didn't know . the regulators testified they didn't even know the positions existed and JPMorgan prevented their knowing the true extent of what was going on " [X Link](https://x.com/tyillc/status/1999601333708664846) 2025-12-12T22:04Z 11.3K followers, XX engagements "@kshaughnessy2 Nobody knows how "fragile" the banks are due to the opacity of the banks . what history shows is when the solvency of these banks is called into doubt we will have a "run" as there is no information available to investors to show the banks are solvent " [X Link](https://x.com/tyillc/status/1999917140049330460) 2025-12-13T18:59Z 11.3K followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@tyillc Richard FieldRichard Field posts on X about bank, balance sheet, opacity, london the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.
Social category influence finance XXXXX% stocks XXXXX% travel destinations XXXX% countries XXXX%
Social topic influence bank 18.75%, balance sheet #1821, opacity #20, london 6.25%, closed 3.13%, debt 3.13%, future 3.13%, china 3.13%, sunlight 3.13%, inflation XXXX%
Top accounts mentioned or mentioned by @mishgea @dieselnyc1 @dapstats @dot2trotblog @pekalalaw @usroute41 @consumersfirst @jpmorgan @bankofamerica @citi @wellsfargo @usbank @capitalone @pncbank @tdbankus @kamiller1 @pinotandpizza @kshaughnessy2 @langwiser @profstevekeen
Top posts by engagements in the last XX hours
"@ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US Most of these banks should have been closed due to their insolvency as part of the response to the Great Financial Crisis . now we have Too Big to Fail "
X Link 2025-12-11T17:22Z 11.3K followers, 48K engagements
"@ProfSteveKeen Even the WSJ gets opacity is a problem . particularly when it is hiding debt "
X Link 2025-12-09T17:52Z 11.3K followers, XXX engagements
"hmmm . if true very interesting implications . Why stop with watches and medical devices . if scalable why not use these batteries in electric vehicles so they never have to be plugged in "
X Link 2025-12-12T02:48Z 11.3K followers, XXX engagements
"How much on and off balance sheet exposure do you think JPM had to the other "Too Big to Fail" banks starting with Citi . when you are done adding up this exposure I suspect you will easily see how JPM was also insolvent . btw you challenge rings very hollow due to the opacity of JPM and the other large banks . hard to bring "your receipts" when the data was never available "
X Link 2025-12-12T15:31Z 11.3K followers, XX engagements
"@amlivemon Well . if we started acknowledging the true rate of inflation we could easily have XX% nominal GDP growth "
X Link 2025-12-10T23:31Z 11.3K followers, XXX engagements
"@KaMiller1 ZIRP/QE were clearly reckless policies. The Everything Bubble was not with us even though these reckless policies were pursued for over a decade before the pandemic. So the question is "what has changed that resulted in the Everything Bubble" "
X Link 2025-12-12T16:20Z 11.3K followers, XX engagements
"Actually I do understand bank risk management (helped to develop what have become the industry standards X decades ago). Let me assure you the banks were all insolvent and each had more exposure to the other banks than they could afford to lose. No reason to think anything has changed since 2008. If banks remove the risk of contagion regulators don't have anything to fear from closing them. So next bailout isn't assured. Dimon and company are too smart to give up being bailed out again"
X Link 2025-12-12T20:07Z 11.3K followers, XX engagements
"Well since Bernanke testified XX out of XX of the GSIBs were insolvent your guarantee "we were not anywhere near insolvency" rings very hollow. Consider for a moment the interbank lending market froze. So your "solvent" bank couldn't borrow. Why would that have happened Because no lending bank believed you were solvent and there was no publicly available data to support this conclusion"
X Link 2025-12-12T21:17Z 11.3K followers, XX engagements
"Fed traditionally set monetary policy after Fed chair met with Treasury Secretary to find out what monetary policy the White House wants. Trump wants Fed chair to ask him directly what monetary policy he wants. Notice how he cuts out Bessent and doesn't actually change ultimate monetary policy "
X Link 2025-12-12T21:23Z 11.3K followers, XXX engagements
"I am sure you weren't close to being insolvent as long as the on and off balance sheet losses were not recognized . JPMorgan had no idea of its solvency. I say this based on the London Whale episode. After transferring the positions to other parts of the bank Dimon testified to Congress he had no idea what the on-going losses were. Hard to imagine he would stop caring about the losses because the positions had been moved around in the bank. But if moving positions to other parts of the bank meant he no longer had visibility strongly suggests nobody had visibility into JPM's solvency in 2008"
X Link 2025-12-12T21:40Z 11.3K followers, XX engagements
"Fed isn't and hasn't been "independent" since 1935 . "Trump said he thought the next Fed chair should consult with him on where to set interest rates. Typically thats not done anymore. It used to be done routinely. It should be done Trump said. It doesnt meanI dont think he should do exactly what we say. But certainly wereIm a smart voice and should be listened to.""
X Link 2025-12-12T22:41Z 11.3K followers, XXX engagements
"@dieselnyc1 @Dot2TrotBlog @ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US Why would breaking the banks apart so the maximum size of a bank was $XXX billion not solve the problem of Too Big to Fail"
X Link 2025-12-12T21:18Z 11.3K followers, XX engagements
"@dieselnyc1 @Dot2TrotBlog @ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US FDIC closes on a Friday and reopens under new management and ownership on the following Monday"
X Link 2025-12-12T21:27Z 11.3K followers, XX engagements
"@dieselnyc1 @Dot2TrotBlog @ConsumersFirst @jpmorgan @BankofAmerica @Citi @WellsFargo @usbank @CapitalOne @PNCBank @TDBank_US Did I suggest merging with another bank Suggested there is plenty of capital that would like to purchase a bank where all of its losses have been recognized"
X Link 2025-12-12T21:41Z 11.3K followers, XX engagements
"Bank capital is a meaningless easily manipulated accounting construct (the ease of manipulation makes it meaningless) . On a related basis bank net income should always look very good when the bank doesn't have to recognize its losses . Liquidity as provided by the Fed . Nobody knows what the true total loss on the London Whale was . Dimon testified to Congress he didn't know . the regulators testified they didn't even know the positions existed and JPMorgan prevented their knowing the true extent of what was going on "
X Link 2025-12-12T22:04Z 11.3K followers, XX engagements
"@kshaughnessy2 Nobody knows how "fragile" the banks are due to the opacity of the banks . what history shows is when the solvency of these banks is called into doubt we will have a "run" as there is no information available to investors to show the banks are solvent "
X Link 2025-12-13T18:59Z 11.3K followers, XXX engagements
/creator/twitter::tyillc