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# ![@sytaylor Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::19651231.png) @sytaylor Simon Taylor

Simon Taylor posts on X about bank, onchain, stablecoins, agentic the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::19651231/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:interactions.svg)

- X Week XXXXXXX +75%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXXX +582%
- X Year XXXXXXXXXX +257%

### Mentions: XX [#](/creator/twitter::19651231/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:posts_active.svg)

- X Week XX -XXXX%
- X Month XXX -XX%
- X Months XXX +68%
- X Year XXX +58%

### Followers: XXXXXX [#](/creator/twitter::19651231/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:followers.svg)

- X Week XXXXXX +0.36%
- X Month XXXXXX +1.60%
- X Months XXXXXX +8.80%
- X Year XXXXXX +16%

### CreatorRank: XXXXXXX [#](/creator/twitter::19651231/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #6232 [stocks](/list/stocks)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  #2659 [champions league](/list/champions-league)  XXXX%

**Social topic influence**
[bank](/topic/bank) #708, [onchain](/topic/onchain) #2336, [stablecoins](/topic/stablecoins) #90, [agentic](/topic/agentic) #477, [ai](/topic/ai) 5.71%, [klarna](/topic/klarna) #48, [business](/topic/business) #2614, [crypto](/topic/crypto) #1047, [fdic](/topic/fdic) #5, [llm](/topic/llm) XXXX%

**Top accounts mentioned or mentioned by**
[@tokenizedpod](/creator/undefined) [@tempo](/creator/undefined) [@telcoinomics](/creator/undefined) [@aiko_qstarlabs](/creator/undefined) [@lucaprosperi](/creator/undefined) [@gluk64](/creator/undefined) [@1258632](/creator/undefined) [@stripe](/creator/undefined) [@nickmartitsch](/creator/undefined) [@chukxyz](/creator/undefined) [@cuysheffield](/creator/undefined) [@joeyisaacson](/creator/undefined) [@nookplatform](/creator/undefined) [@thematterlabs](/creator/undefined) [@borjaneira](/creator/undefined) [@klarna](/creator/undefined) [@campbelljaustin](/creator/undefined) [@privaraxyz](/creator/undefined) [@mvellank](/creator/undefined) [@borjaneira_](/creator/undefined)

**Top assets mentioned**
[Klarna Group (KLAR)](/topic/klarna) [Mastercard, Inc. (MA)](/topic/$ma) [Payoneer Global Inc. Common Stock (PAYO)](/topic/$payo) [The XX% Community (99)](/topic/$99) [USDC (USDC)](/topic/usdc) [Solana (SOL)](/topic/solana)
### Top Social Posts
Top posts by engagements in the last XX hours

"Agentic commerce is becoming a standalone product. Routing and managing what LLM and chat surfaces to sell on is non trivial. Smart move making this available to customers who do not process on stripe"  
[X Link](https://x.com/sytaylor/status/1999171558380810730)  2025-12-11T17:36Z 63.1K followers, 12.1K engagements


"Stripe just dropped a product that let's anyone sell to AI Agents. AI Agents are a new channel for commerce. - Agentic commerce converts 2x to 6x higher - X in X Black Friday purchases was AI assisted Now they can have AI checkouts"  
[X Link](https://x.com/sytaylor/status/1999184433921032677)  2025-12-11T18:28Z 63.1K followers, 29.6K engagements


"Want my thoughts on the @tempo test net Find them here 👇"  
[X Link](https://x.com/sytaylor/status/2000598819621175529)  2025-12-15T16:08Z 63.1K followers, 4177 engagements


"Timeline is excited about the $20k Neo robot. Watch it try to close a dishwasher. We are not ready. 😅"  
[X Link](https://x.com/sytaylor/status/1983494389751017819)  2025-10-29T11:21Z 63.2K followers, 8.4M engagements


"The tokenized deposit vs stablecoin fight is a distraction. Banks multiply money. Stablecoins move it. We need both. --- The tokenized deposit maxi says: "Stablecoins are unregulated shadow banking. Everyone will prefer banks when they tokenize." Some banks and central banks love this narrative. -- The stablecoin maxi says: "Banks are dinosaurs. We don't need them on-chain. Stablecoins are the future of money." Crypto natives love this narrative. --- Both miss the point. Banks create cheap credit Your $XXX deposit becomes $XX in loans (and more) - F500 companies park $500M at JPM. - Get giant"  
[X Link](https://x.com/sytaylor/status/1997675549523579047)  2025-12-07T14:32Z 63.2K followers, 22.9K engagements


"Super excited to share that the @tempo public testnet is now live. And you can start building. Since announcing in September we've added XX design partners: - Brex. - Coastal. - Cross River. - Deel. - Faire. - Figure. - Gusto. - Kalshi. - Klarna. - Mastercard. - Payoneer. - Persona. - Ramp. - UBS. Plus XX infrastructure partners across dev tools on/off-ramps and DeFi. What's live: - Dedicated payment lanes (guaranteed blockspace for payments.) - Stablecoin-native gas Pay fees in USD stablecoins. - Built-in stablecoin DEX Pay fees in any USD stable. ly. - Native memos (e.g. Invoice numbers"  
[X Link](https://x.com/sytaylor/status/1998408170969153612)  2025-12-09T15:03Z 63.2K followers, 38.3K engagements


"The SEC just authorized the DTCC to tokenize the top 1000 US stocks. $XX trillion in assets could be about to come onchain. This is the biggest news you're not paying enough attention to 🧵"  
[X Link](https://x.com/sytaylor/status/1999358476607455707)  2025-12-12T05:59Z 63.2K followers, 8589 engagements


"🚨 JUST IN: The OCC just approved conditional national trust bank charters: Ripple. Paxos. BitGo. Fidelity Digital Assets. Circle. A national trust charter means federal supervision 50-state reach and the credibility to custody assets for ETFs treasuries and institutions without the patchwork of state licenses. --- Comptroller Gould said this week the agency received XX de novo charter applications this year - nearly as many as the previous X years combined. The regulatory posture has completely flipped. And part of me wonders what happens in a few years if that flips again. --- You can't"  
[X Link](https://x.com/sytaylor/status/1999530616115855848)  2025-12-12T17:23Z 63.2K followers, 199.2K engagements


"Tether is bidding to buy Juventus FC. That might be the wildest headline of 2025 😳 The world's largest stablecoin issuer. Bidding for one of Europe's most storied football clubs. Let's break this down. 🧵"  
[X Link](https://x.com/sytaylor/status/1999727122718261451)  2025-12-13T06:24Z 63.2K followers, 5715 engagements


"@borjaneira_ Agree the "unified ledger" model defies regulatory physics"  
[X Link](https://x.com/sytaylor/status/2000868494494048701)  2025-12-16T09:59Z 63.2K followers, XXX engagements


"🚨 BREAKING: Visa just made stablecoin settlement available to US banks using Circle's USDC on Solana. Cross River and Lead Bank are the first to use it. Here's why this matters more than it looks: Banks can now settle X days a week. - Not X business days. - Seven. Including weekends and holidays. That's not a crypto story. That's a treasury management dream. For everyone that said - "there is no domestic use case for stablecoins" "Our banking partners are not only asking about it they're preparing to use it." That's Visa's Global Head of Growth Products. The use case is behind the scenes for"  
[X Link](https://x.com/sytaylor/status/2000974689900859862)  2025-12-16T17:01Z 63.2K followers, 14K engagements


"Wow Erebor's FDIC insurance application approved Seems like a watershed moment"  
[X Link](https://x.com/sytaylor/status/2001181283792113951)  2025-12-17T06:42Z 63.2K followers, 25.2K engagements


"Fifth Third Bank just handed Brex their entire commercial card infrastructure. $XXX billion in volume. Every market Fifth Third operates. Default solution for all commercial banking clients. Two Brazilian founders couldn't get approved for a business credit card in 2017 because they had no US credit history. Eight years later their company powers a top-10 US bank. --- But here's what most coverage missed. Fifth Third isn't doing this to compete with fintechs. They're doing it to compete with JPMorgan. This bank is closing a $10.9B acquisition of Comerica. When that happens in Q1 2026 they"  
[X Link](https://x.com/sytaylor/status/1998721495892115569)  2025-12-10T11:48Z 63.2K followers, 48K engagements


"Klarna partners with Privy to build crypto wallets for XXX million users. Two weeks after announcing their stablecoin. The sequence matters. A stablecoin without a wallet is a press release. A stablecoin *with* a wallet is infrastructure. --- What they've announced in X weeks: KlarnaUSD - their dollar-backed stablecoin issued via Bridge launching on @tempo in 2026. Privy partnership - wallet infrastructure so users can actually hold send and use it. --- Privy makes wallets feel like any other app. Already powers 100M+ accounts for platforms like OpenSea and Hyperliquid. Now they're building"  
[X Link](https://x.com/sytaylor/status/1999133043986948305)  2025-12-11T15:03Z 63.2K followers, 25.9K engagements


"🚨 BREAKING: Visa launches Stablecoin Advisory Practice Every bank is asking the same question right now: "What's our stablecoin strategy" And when they don't know the answer who do they call Their card network. --- Visa just formalized what was probably happening informally. They're helping banks figure out the basics: What is minting What is burning What does the flow of funds actually look like Sounds simple. But these are the fundamentals most financial institutions need to understand before they can build anything. --- The client list is telling: Navy Federal Credit Union VyStar"  
[X Link](https://x.com/sytaylor/status/2000566757077979327)  2025-12-15T14:00Z 63.2K followers, 9185 engagements


"Under the proposed rule now open for comment the FDIC will adopt a tailored process to evaluate the safety and soundness of institutions before allowing them to issue stablecoins. The agency plans to issue a second proposed rule that details the capital liquidity and risk management requirements for issuing stablecoins in the coming months"  
[X Link](https://x.com/sytaylor/status/2000970197847490609)  2025-12-16T16:44Z 63.2K followers, 2801 engagements


"Visa is live settling in stablecoins X days a week. You won't see a thing. That's the point. The disruption isn't consumer-facing. It's institutional"  
[X Link](https://x.com/sytaylor/status/2001276472334356566)  2025-12-17T13:01Z 63.2K followers, 9657 engagements