# ![@smarthelping Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1172615418.png) @smarthelping SmartHelping

SmartHelping posts on X about cash flow, debt, accounting, acquisition the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

### Engagements: [---] [#](/creator/twitter::1172615418/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1172615418/c:line/m:interactions.svg)

- [--] Week [-----] +984%
- [--] Month [-----] +43%
- [--] Months [-----] +54%
- [--] Year [------] -84%

### Mentions: [--] [#](/creator/twitter::1172615418/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1172615418/c:line/m:posts_active.svg)

- [--] Week [--] +100%
- [--] Month [--] +7.70%
- [--] Months [--] +59%
- [--] Year [--] -18%

### Followers: [---] [#](/creator/twitter::1172615418/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1172615418/c:line/m:followers.svg)

- [--] Week [---] +0.47%
- [--] Month [---] +1.90%
- [--] Months [---] +3.90%
- [--] Year [---] +21%

### CreatorRank: [---------] [#](/creator/twitter::1172615418/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1172615418/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [currencies](/list/currencies)  [stocks](/list/stocks)  [technology brands](/list/technology-brands)  [cryptocurrencies](/list/cryptocurrencies)  [automotive brands](/list/automotive-brands)  [countries](/list/countries)  [nfts](/list/nfts) 

**Social topic influence**
[cash flow](/topic/cash-flow), [debt](/topic/debt), [accounting](/topic/accounting), [acquisition](/topic/acquisition), [balance sheet](/topic/balance-sheet), [model](/topic/model), [finance](/topic/finance), [money](/topic/money), [$rklb](/topic/$rklb), [rklb](/topic/rklb)

**Top accounts mentioned or mentioned by**
[@cyberprincerwo](/creator/undefined) [@guytalksfinance](/creator/undefined) [@thinkappraiser](/creator/undefined) [@indexnforgetit](/creator/undefined) [@barbellfi](/creator/undefined) [@mind1nvestor](/creator/undefined) [@timx94](/creator/undefined) [@kingaj408](/creator/undefined) [@talesftf](/creator/undefined) [@marketpalmer](/creator/undefined) [@devoteddividend](/creator/undefined) [@theficouple](/creator/undefined) [@erniebrownii](/creator/undefined) [@roberthendricks](/creator/undefined) [@iammikejones](/creator/undefined) [@bourboncap](/creator/undefined) [@investinglaw](/creator/undefined) [@stockchaser](/creator/undefined) [@carbusinessman](/creator/undefined) [@jkeynesalpha](/creator/undefined)

**Top assets mentioned**
[Rocket Lab USA, Inc. Common Stock (RKLB)](/topic/$rklb) [Neutron (NTRN)](/topic/neutron) [QuantumScape Corporation (QS)](/topic/$qs) [Alphabet Inc Class A (GOOGL)](/topic/google) [Prime Medicine, Inc. (PRME)](/topic/$prme) [Bitcoin (BTC)](/topic/bitcoin) [McDonald's Corp (MCD)](/topic/mcdonalds) [StarLink (STARL)](/topic/starlink) [Tesla, Inc. (TSLA)](/topic/tsla) [mfers (mfers)](/topic/mfers) [Bitfarms Ltd. (BITF)](/topic/$bitf) [Linde PLC (LIN)](/topic/linde-plc) [ZetaChain (ZETA)](/topic/$zeta)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Debt Service Coverage Ratio - #finance https://youtu.be/xdS5rf8R6qY https://youtu.be/xdS5rf8R6qY"  
[X Link](https://x.com/smarthelping/status/1565034049680408576)  2022-08-31T17:49Z [---] followers, [--] engagements


"@TripleNetInvest Chipotle will never die probably will replace lots of 🍔 👑"  
[X Link](https://x.com/smarthelping/status/1663226075592138752)  2023-05-29T16:49Z [---] followers, [--] engagements


"Leveraged buyout financial model (lots of fun stuff in this one):"  
[X Link](https://x.com/smarthelping/status/1696169821212168637)  2023-08-28T14:36Z [---] followers, [--] engagements


"@PrivatEquityGuy Yessir good ole retail biz"  
[X Link](https://x.com/smarthelping/status/1697016876658786662)  2023-08-30T22:42Z [---] followers, [--] engagements


"@Lawyer4Deals Yessir chipotle is the winner"  
[X Link](https://x.com/smarthelping/status/1701761941193040259)  2023-09-13T00:57Z [---] followers, [--] engagements


"@SMB_Attorney Tough issue. We'll have to see how the sandbox examples work out"  
[X Link](https://x.com/smarthelping/status/1703567353395483068)  2023-09-18T00:31Z [---] followers, [--] engagements


"Due diligence high level guide for real estate acquisitions:"  
[X Link](https://x.com/smarthelping/status/1704104543020027986)  2023-09-19T12:05Z [---] followers, [--] engagements


"CECL implications and compliance strategies: This is for banks / financial institutions that issue debt"  
[X Link](https://x.com/smarthelping/status/1705185546253840562)  2023-09-22T11:41Z [---] followers, [--] engagements


"@RobertMSterling Yea big difference between forward and backward. Can deflation be healthy I think it is hard for businesses and individuals to accept the idea of actual deflation because inflation is almost an institution now"  
[X Link](https://x.com/smarthelping/status/1706767535071269286)  2023-09-26T20:27Z [---] followers, [--] engagements


"@LA_Multi_Fam Total monthly debt payments x coverage ratio x [--]. That's annual NOI. Then you can divide that by purchase price"  
[X Link](https://x.com/smarthelping/status/1707457368068333809)  2023-09-28T18:08Z [---] followers, [---] engagements


"@MillionaireDoor Invest in a bunch of high quality dividend stocks. Should be worth way more than $150k now"  
[X Link](https://x.com/smarthelping/status/1708138539420975264)  2023-09-30T15:15Z [---] followers, [--] engagements


"Ever wondered how your travel agency stays afloat ✈ From commission to consultation fees and office rent to online ads dive deep into the world of travel biz economics 🌍💼 #TravelIndustryInsights #BehindTheBooking""  
[X Link](https://x.com/smarthelping/status/1708173214982209558)  2023-09-30T17:33Z [---] followers, [--] engagements


"REITs with conservative leverage strategies (traditionally):"  
[X Link](https://x.com/smarthelping/status/1709229616773111959)  2023-10-03T15:31Z [---] followers, [--] engagements


"@Smartnetworth1 Iceland"  
[X Link](https://x.com/smarthelping/status/1709764918830928108)  2023-10-05T02:58Z [---] followers, [--] engagements


"Formatting a financial model when the columns represent a time period other than [--] day month quarter year can be a big fat mess. Just did one where each columns was [--] days (lending biz) and boy that caused a lot of problems. More so because the nature of the underlying opco"  
[X Link](https://x.com/smarthelping/status/1710002615042428964)  2023-10-05T18:42Z [---] followers, [--] engagements


"@TheCashFlow_Guy I think I'm done with Chipotle. It was a good run. Messes with my system as I'm aging. Was awesome at 23"  
[X Link](https://x.com/smarthelping/status/1710683978896638403)  2023-10-07T15:50Z [---] followers, [--] engagements


"@GuyTalksFinance What % of the public equity market is part of S&P"  
[X Link](https://x.com/smarthelping/status/1710770592524177530)  2023-10-07T21:34Z [---] followers, [---] engagements


"@jarrylew Just wait until this guy figures out the stock market up and down 😄"  
[X Link](https://x.com/smarthelping/status/1711703030658105463)  2023-10-10T11:19Z [---] followers, [--] engagements


"How to go about analyzing a loan tape for portfolio acquisition:"  
[X Link](https://x.com/smarthelping/status/1712098121344229593)  2023-10-11T13:29Z [---] followers, [--] engagements


"@MarketPalmer_ They could have bought some dividend stocks each week and been paid out every month or quarter instead of losing. But I guess that's not as fun"  
[X Link](https://x.com/smarthelping/status/1712138856005255594)  2023-10-11T16:11Z [---] followers, [--] engagements


"Here are the best spreadsheets for accountants: https://www.smarthelping.com/2023/10/the-most-helpful-spreadsheets-for.html https://www.smarthelping.com/2023/10/the-most-helpful-spreadsheets-for.html"  
[X Link](https://x.com/smarthelping/status/1712834281473454131)  2023-10-13T14:14Z [---] followers, [--] engagements


"@DevotedDividend Split it across a bunch of REITs. Mid cap average 5.5% div yield. That's what I'd do"  
[X Link](https://x.com/smarthelping/status/1713303223698637298)  2023-10-14T21:18Z [---] followers, [---] engagements


"Pros and cons of the in-person educational courses business model:"  
[X Link](https://x.com/smarthelping/status/1713956450945388547)  2023-10-16T16:33Z [---] followers, [--] engagements


"I've seen a lot of hard-coded cash flow waterfalls for pref equity I don't know how they are usable but people do"  
[X Link](https://x.com/smarthelping/status/1714262595417293289)  2023-10-17T12:50Z [---] followers, [--] engagements


"Underwriting for self-storage is like GPS for real estate investing. 🧭 It keeps you on the right path warns of potential pitfalls and ensures you reach your destination profitably 🏢💰 Don't venture without it 😉 #RealEstateWisdom #InvestSmart""  
[X Link](https://x.com/smarthelping/status/1715343745585905775)  2023-10-20T12:26Z [---] followers, [--] engagements


"Nothing like grinding on an underwriting model on a Saturday night :P"  
[X Link](https://x.com/smarthelping/status/1718440266078597558)  2023-10-29T01:31Z [---] followers, [--] engagements


"O Realty Income REIT buying Spirit Realty and the new owners begin to take hold"  
[X Link](https://x.com/smarthelping/status/1718987878028435896)  2023-10-30T13:47Z [---] followers, [--] engagements


"🚀 Navigating the complex world of #startup valuation Heres a quick guide 📊 Look at market comparables utilize DCF analysis consider development stage explore venture capital methods and don't forget about qualitative factors like team strength 💼 Remember it's an art as much as a science and negotiation plays a crucial role. Stay informed be realistic and aim for the stars #Entrepreneurship #BusinessValuation #StartUpLife"  
[X Link](https://x.com/smarthelping/status/1719336680044253279)  2023-10-31T12:53Z [---] followers, [--] engagements


"Trying to figure out IRR Well it requires the most exhaustive work on cash flow timing and gets down to brass tax. I was helping a client derive this from a cash flow statement of actuals using accrual and it's not super straightforward. Lots of consideration from the perspective of the cash flow recipient"  
[X Link](https://x.com/smarthelping/status/1719449551356989850)  2023-10-31T20:21Z [---] followers, [--] engagements


"The Balance Sheet is essentially showing you the cumulative effect of all activity over time from inception. Including cash cumulative net income and a swathe of other things"  
[X Link](https://x.com/smarthelping/status/1721989923836719421)  2023-11-07T20:36Z [---] followers, [--] engagements


"Building good pro forma models in Excel 🎉 It's like being a financial fortune teller but with more spreadsheets and fewer crystal balls. Turning assumptions into art and making cash flow statements dance. Who knew numbers could be this much fun #ExcelWizardry #FinanceFun"  
[X Link](https://x.com/smarthelping/status/1722971115796967873)  2023-11-10T13:34Z [---] followers, [--] engagements


"Modeling various debt scenarios is always a challenging part of RE underwriting"  
[X Link](https://x.com/smarthelping/status/1723443614498328839)  2023-11-11T20:52Z [---] followers, [--] engagements


"🚀 Navigating the seas of business without cash flow projections is like sailing without a map 🗺 From dodging cash shortages to planning your next big move cash flow projections are your financial GPS. 🌟 They're not just numbers; they're the secret sauce to your success recipe #CashFlowMagic #BusinessGrowth 📈💼"  
[X Link](https://x.com/smarthelping/status/1723683829007732795)  2023-11-12T12:47Z [---] followers, [--] engagements


"Just tried to explain private equity waterfall models to my dog. He looked at me yawned and walked away. Guess I should've led with 'Who's a good boy' instead of 'Who understands preferred returns' 🐶💼📈 #FinanceHumor #DogsofPE"  
[X Link](https://x.com/smarthelping/status/1727359354926768175)  2023-11-22T16:12Z [---] followers, [--] engagements


"🚀 Dive into the financial deep-end EBITDA vs. Cash Flow - two power metrics in business analysis. 📊 EBITDA uncovers profitability minus the accounting noise. 💰 Cash Flow It's the real deal in cash generation. Master these for smarter investment insights 💡 #FinanceTips #BusinessIntelligence"  
[X Link](https://x.com/smarthelping/status/1729917584848416970)  2023-11-29T17:37Z [---] followers, [--] engagements


"Just learned when NOT to do a [----] exchange 🚫 If your investment strategy changes faster than my mood on a Monday or your property's gain is as thin as my wallet after the holidays maybe skip it. #RealEstateHumor #TaxTwists 🏠💸"  
[X Link](https://x.com/smarthelping/status/1731110074611818523)  2023-12-03T00:36Z [---] followers, [--] engagements


"@vannman26 Mental health might be the most important thing to invest in for anyone"  
[X Link](https://x.com/smarthelping/status/1731401109271466293)  2023-12-03T19:52Z [---] followers, [---] engagements


"@GRomePow Hashpower security. but BTC can't scale. It's value is not in mass payments"  
[X Link](https://x.com/smarthelping/status/1731423085650215196)  2023-12-03T21:20Z [---] followers, [--] engagements


"Collecting customer receipts ahead of time and on accrual accounting That's unearned revenue (liability account) and then you can reduce the liability increase revenue (thereby increasing retained earnings) when the item is delivered or work performed. Did a lot of this in the MTO model:"  
[X Link](https://x.com/smarthelping/status/1731446455288684968)  2023-12-03T22:52Z [---] followers, [--] engagements


"Yep car house motorcycle are all listed as capital assets on a balance sheet. Liabilities would include debt. And another asset is accumulated depreciation (a contra asset). But personal property can be different than owning CFing rental property. Doesn't change the accounting definition though"  
[X Link](https://x.com/smarthelping/status/1731875381521633459)  2023-12-05T03:17Z [---] followers, [--] engagements


"🚀 Navigating the world of #SupplyChain & #Logistics Embrace these game-changers: 🔍 Precise Demand Forecasting 🔄 Lean Inventory 💪 Strong Supplier Relationships 🌐 Integrated Tech 🤖 Automation 🌿 Sustainability 🛡 Risk Management and 📊 Continuous Improvement. Stay agile and customer-focused for success #SupplyChainExcellence #LogisticsManagement 🌍✨"  
[X Link](https://x.com/smarthelping/status/1732774993207898468)  2023-12-07T14:52Z [---] followers, [--] engagements


"@InvestorJared It'd be tight. Would need dividend growth"  
[X Link](https://x.com/smarthelping/status/1734037053887652097)  2023-12-11T02:27Z [---] followers, [--] engagements


"@theficouple @MarketPalmer_ No they lost here but they do it because across enough accounts it must be worth the acquisition costs"  
[X Link](https://x.com/smarthelping/status/1734039905817215376)  2023-12-11T02:38Z [---] followers, [--] engagements


"What is a 'good' balance sheet well it will have something to do with your assets and liabilities. Here are some good rules of thumb and debt management considerations:"  
[X Link](https://x.com/smarthelping/status/1736484379935838578)  2023-12-17T20:31Z [---] followers, [--] engagements


"@Christian_M_CRE @GuyTalksFinance Lol this proves the original thesis more than anything. Only 1/3rd of people use CCs responsibly. So 2/3rds don't and that is a majority"  
[X Link](https://x.com/smarthelping/status/1737502541200425471)  2023-12-20T15:57Z [---] followers, [--] engagements


"@cre_cashflow B Assuming you think the GP is motivated by money 😃. A is better if CFs are identical but seems you just want to make the point that if the GP has a greater stake they'll work harder so everybody makes more"  
[X Link](https://x.com/smarthelping/status/1740948690385453236)  2023-12-30T04:11Z [---] followers, [--] engagements


"Agree a lot of people raise money and do deals based in part by IRR but you should take into consideration how long of a period the IRR range is for. A 20% IRR for [--] straight years is different than an IRR for [--] year or [--] day. Also IRR assumes the opportunity can be invested elsewhere at the IRR so sometimes you may want to use MIRR if you think available cash can only achieve a lesser rate this will lower the IRR holding all else equal"  
[X Link](https://x.com/smarthelping/status/1746360283528851789)  2024-01-14T02:35Z [---] followers, [--] engagements


"Starting up a new SaaS business at scale can be intimidating. It can be difficult to get a good handle on the software development and initial custom acquisition costs. Here are some considerations:"  
[X Link](https://x.com/anyuser/status/1746658861820293153)  2024-01-14T22:21Z [--] followers, [--] engagements


"@theficouple Agree in fact if you can liquidate but cash flow is more important. Is the debt service on that higher than return on assets and if not you just have $1.2M that is getting smaller by the month"  
[X Link](https://x.com/smarthelping/status/1746684840382996901)  2024-01-15T00:04Z [---] followers, [---] engagements


"Then you are left with [---] people trying to buy and nobody left to sell so the price will rise until the sellers outweigh buyers. Then the price falls again and so on. You also need to understand the difference between demand and quantity demanded. There is probably tons of literature on this to dive in more"  
[X Link](https://x.com/smarthelping/status/1748143035630719432)  2024-01-19T00:39Z [---] followers, [--] engagements


"@___Snacks @indexnforgetit Cap rate is different from free cash flow over the purchase price if any leverage is involved. Cap rate doesn't account for leverage"  
[X Link](https://x.com/smarthelping/status/1751968973397090336)  2024-01-29T14:02Z [---] followers, [--] engagements


"@indexnforgetit 6% cash on cash not saying good or bad just clarifying I'd want 10% but it depends on the deal. Every one of them is different with different risk profiles so it depends. Also if you can exit with a good terminal value then it could overall produce a nice IRR over 5-10 years"  
[X Link](https://x.com/smarthelping/status/1751981638177652909)  2024-01-29T14:52Z [---] followers, [--] engagements


"@indexnforgetit And just to be clear I'd rather buy RE over BTC"  
[X Link](https://x.com/smarthelping/status/1751981955757871212)  2024-01-29T14:53Z [---] followers, [--] engagements


"@DevotedDividend I'd buy solid mid cap REITs / BDCs with little office space exposure and BDCs I like ARCC and main. REITs I like spg and stwd"  
[X Link](https://x.com/smarthelping/status/1752492362557698178)  2024-01-31T00:41Z [---] followers, [----] engagements


"@roblabonne Yessir this is why the cash flow statement is helpful. Every model I've ever been asked to build was focused on the periodic cash flow"  
[X Link](https://x.com/smarthelping/status/1752550743968460999)  2024-01-31T04:33Z [---] followers, [---] engagements


"No and here is why: The Bitcoin Lightning Network is a second-layer solution designed to enable faster and cheaper transactions by allowing users to create payment channels between any two parties on that extra layer. Despite its potential to significantly improve Bitcoin's scalability and transaction efficiency there are several issues and challenges associated with the Lightning Network: [--]. **Complexity and Usability**: Setting up and using the Lightning Network can be complex for average users. It requires setting up a Lightning node opening channels and managing channel liquidity which"  
[X Link](https://x.com/smarthelping/status/1754287583910109339)  2024-02-04T23:35Z [---] followers, [--] engagements


"@chernobelskiy The IRR should be something to look at.after everything else checks out"  
[X Link](https://x.com/smarthelping/status/1758875894339207170)  2024-02-17T15:27Z [---] followers, [--] engagements


"@_FlipMan Cash flow is king"  
[X Link](https://x.com/smarthelping/status/1761484481616064805)  2024-02-24T20:13Z [---] followers, [--] engagements


"Difference between discount rate and required rate of return: #finance https://www.smarthelping.com/2024/02/the-difference-between-required-rate-of.html https://www.smarthelping.com/2024/02/the-difference-between-required-rate-of.html"  
[X Link](https://x.com/smarthelping/status/1761575634591981594)  2024-02-25T02:15Z [---] followers, [--] engagements


"@BarbellFi A lot did this. I was almost about to ask well but just waited it out. And I was heavy REITs at the time. First time I had been back in stocks since [----] but my long term plan is buy and hold forever find good companies trust it"  
[X Link](https://x.com/smarthelping/status/1761758207821644063)  2024-02-25T14:21Z [---] followers, [--] engagements


"@Investmentkage REITs"  
[X Link](https://x.com/smarthelping/status/1761897018614555014)  2024-02-25T23:32Z [---] followers, [--] engagements


"How to figure out the most fair way to structure your real estate joint venture:"  
[X Link](https://x.com/smarthelping/status/1762874635484344635)  2024-02-28T16:17Z [---] followers, [--] engagements


"Someone who is the right kind of intelligent for a given industry has the right risk tolerance and has the ability to execute an idea that gains traction = billion dollar entrepreneur. Easy to say hard to do. Extremely hard"  
[X Link](https://x.com/smarthelping/status/1762961779993235599)  2024-02-28T22:03Z [---] followers, [--] engagements


"@ThinkAppraiser Put historical home sales on the blockchain"  
[X Link](https://x.com/smarthelping/status/1767287878898377134)  2024-03-11T20:33Z [---] followers, [--] engagements


"Putting home sales on a blockchain: https://www.smarthelping.com/2024/03/historical-home-sales-blockchain-and.html https://www.smarthelping.com/2024/03/historical-home-sales-blockchain-and.html"  
[X Link](https://x.com/smarthelping/status/1767295578516398450)  2024-03-11T21:04Z [---] followers, [--] engagements


"I love to dive deep into the numbers and logic for how a company creates cash flow. It is fun when a client is struggling to understand why they are or are not making money and be able to help them SEE why things are what they are with a model and then let them tweak things to see how to become profitable"  
[X Link](https://x.com/smarthelping/status/1768301735510966610)  2024-03-14T15:42Z [---] followers, [--] engagements


"@GuyTalksFinance Agree generally but healthy dividend growth means bigger long term ROI"  
[X Link](https://x.com/smarthelping/status/1768688286086672553)  2024-03-15T17:18Z [---] followers, [---] engagements


"I think if AGI existed it would have to be subject to the same laws as humans. But that's a deep rabbit hole. I think we are really far from what most experts believe to be AGI and the reason being is we didn't fully understand our own intelligence. If I am trying to build a model and all I know is generally what the output should look like but don't understand the actual logic that goes into the generation of that output it is not really a good model that acts properly in various scenarios"  
[X Link](https://x.com/smarthelping/status/1768772072140914693)  2024-03-15T22:51Z [---] followers, [--] engagements


"@ryanszrama I don't think AGI is possible right now"  
[X Link](https://x.com/smarthelping/status/1768772955822030915)  2024-03-15T22:55Z [---] followers, [--] engagements


"Overlooked due diligence items in real estate transactions:"  
[X Link](https://x.com/smarthelping/status/1770067913698898431)  2024-03-19T12:40Z [---] followers, [--] engagements


"When you are doing a [--] statement model for a PIK loan you won't balance on the balance sheet if you are not increasing the loan balance by the accrued interest (increase liability). Additionally you need to count it as an expense on the income statement (decrease retained earnings) and offset the actual cash flow effect on the cash flow statement so the net cash effect is [--] assuming you start the CF statement with net income"  
[X Link](https://x.com/smarthelping/status/1770074019988967753)  2024-03-19T13:05Z [---] followers, [--] engagements


"@HowardRoark90 I do think you could have a more fair and transparent system if more things were automated but truly good brokers/ agents are worth it. There are just not that many similar to many industries"  
[X Link](https://x.com/smarthelping/status/1770243405882286332)  2024-03-20T00:18Z [---] followers, [---] engagements


"@BrandonMBlum Lol meaningless tweet. You can't arbitrarily change the timing. The timing is whatever it is. This is why many LPs like IRR hurdles"  
[X Link](https://x.com/smarthelping/status/1770248722888180004)  2024-03-20T00:39Z [---] followers, [---] engagements


"Yo accounting ballers here are some thoughts on indirect vs direct accounting for cash flow statement prep: and how I approach this with [--] statement modeling"  
[X Link](https://x.com/smarthelping/status/1771322713119871208)  2024-03-22T23:46Z [---] followers, [--] engagements


"I've said it many times joint venture waterfalls never cease to amaze me with the level of variation in this industry. I've been doing them for years and something unique always comes up. Today was pref. with profit catchup (non IRR hurdles) and a bunch of other triggers. Not saying it is new just new for me"  
[X Link](https://x.com/smarthelping/status/1772805978448130363)  2024-03-27T02:00Z [---] followers, [--] engagements


"@ErnieBrownII yep it is crazy. every time i leave chipotle I'm thinking I could have gotten chipotle for cheaper than that. it is the brand that keeps them going and addictive fries"  
[X Link](https://x.com/smarthelping/status/1782135718870978725)  2024-04-21T19:54Z [---] followers, [--] engagements


"@ErnieBrownII 'every time i leave McDonalds' rather"  
[X Link](https://x.com/smarthelping/status/1782136033355673689)  2024-04-21T19:55Z [---] followers, [--] engagements


"@Brooks_G_ Customer acquisition is more important than tax optimization for most businesses. For things like real estate good tax planning is super valuable but for the SaaS startup tax planning is not as important as growing. I'm not saying tax doesn't matter but thats why"  
[X Link](https://x.com/smarthelping/status/1783144208435413157)  2024-04-24T14:41Z [---] followers, [---] engagements


"@GuyTalksFinance Yep people hold on to that shit. Could ruin some relationships for the rest of your life. I don't think it is a big deal personally but many do"  
[X Link](https://x.com/smarthelping/status/1786562219439698084)  2024-05-04T01:03Z [---] followers, [----] engagements


"Order of importance: [--]. make sure unit economics make sense [--]. cash flow planning (mainly for initial launch or expansion)"  
[X Link](https://x.com/smarthelping/status/1787138702478610931)  2024-05-05T15:14Z [---] followers, [--] engagements


"1) Unit economics mainly deal with revenue variable / direct costs and if that can outweigh overhead at various levels of scale 2) cash flow planning mainly deals with debt time to revenue payment terms (payable/receivable)"  
[X Link](https://x.com/smarthelping/status/1787139155534688742)  2024-05-05T15:15Z [---] followers, [--] engagements


"@roberthendricks Pref. Returns I see more. Pref. Equity I see less. IRR hurdles I see less now but we're more common a few years ago. GPs don't seem to like IRR hurdle structures because it is harder to grasp"  
[X Link](https://x.com/smarthelping/status/1789283291700339160)  2024-05-11T13:15Z [---] followers, [--] engagements


"@roberthendricks I think the catch-up is unnecessary in most cases. The IRR hurdles make sense for good incentive alignment but yea a simple pref. and then something after equity has been repaid is most common"  
[X Link](https://x.com/smarthelping/status/1789308064220237894)  2024-05-11T14:54Z [---] followers, [--] engagements


"@realEstateTrent Go get out in the damn world and find somebody who is compatible. You can meet people doing activities you enjoy. Network"  
[X Link](https://x.com/smarthelping/status/1789644634282459329)  2024-05-12T13:11Z [---] followers, 20.2K engagements


"@ThinkAppraiser Inflation.the silent killer"  
[X Link](https://x.com/smarthelping/status/1790316476731121997)  2024-05-14T09:41Z [---] followers, [--] engagements


"Strip mall acquisition / underwriting real estate model: - up to [--] tenants and joint venture capable. https://www.smarthelping.com/2024/05/strip-mall-real-estate-model-for.html https://www.smarthelping.com/2024/05/strip-mall-real-estate-model-for.html"  
[X Link](https://x.com/smarthelping/status/1795422908862398598)  2024-05-28T11:52Z [---] followers, [--] engagements


"@heIpfullandlord @ThinkAppraiser TRUE although you can meet all your savings into index funds to make a little more with no stress"  
[X Link](https://x.com/smarthelping/status/1795888760971817203)  2024-05-29T18:43Z [---] followers, [--] engagements


"@GuyCarRepair All the Fords I've owned (2) have been amazing. The kia and [--] Hyundai were miserable. Just my XP"  
[X Link](https://x.com/smarthelping/status/1796010547046945095)  2024-05-30T02:47Z [---] followers, [---] engagements


"A good explanation of the differences between a preferred return and IRR Hurdles for private equity and real estate deals: https://www.smarthelping.com/2024/05/stop-confusing-preferred-return-pref.html https://www.smarthelping.com/2024/05/stop-confusing-preferred-return-pref.html"  
[X Link](https://x.com/smarthelping/status/1796510053102760440)  2024-05-31T11:52Z [---] followers, [--] engagements


"I need insight from an expert on how to calculate the starting expected kWh of a dam. Research seems to be all over the place. Really I just need to know the calculation for KW of the dam and I can get from there to kWh. Anyone out there"  
[X Link](https://x.com/smarthelping/status/1798787684212855084)  2024-06-06T18:42Z [---] followers, [--] engagements


"Adding the option for the interest during the interest-only calculation to either be paid each month or accrue and compound until the conversion to p+i on the biogas and wind farm models. I do the logic update live here: https://www.smarthelping.com/2024/06/financial-model-template-update-adding.html https://www.smarthelping.com/2024/06/financial-model-template-update-adding.html"  
[X Link](https://x.com/smarthelping/status/1800304504958759167)  2024-06-10T23:10Z [---] followers, [--] engagements


"Once you learn a solid foundation of Excel formulas and functions what takes you to the next level is understanding finance logic (not necessarily difficult formulas/math but complex logic that drives how the numbers go together like a puzzle) For example on a balance sheet it is easy to add up the assets liabilities and equity and make sure A = L + E but it is hard to make sure the right numbers are flowing into each so that it does balance. The formulas/math are are simple addition / subtraction but the amount of time and effort that goes into making it all balance and mean something takes"  
[X Link](https://x.com/smarthelping/status/1800590489818697819)  2024-06-11T18:06Z [---] followers, [--] engagements


"If I were doing a real estate deal and the hold period was expected to be less than [--] year my focus on a waterfall hurdle would be an equity multiple not an IRR. IRR hurdles are good for longer projects (3 years or more IMO)"  
[X Link](https://x.com/smarthelping/status/1800600468001018290)  2024-06-11T18:46Z [---] followers, [--] engagements


"@jandreini1 Liquidity has value. Also what was the cost basis of the property"  
[X Link](https://x.com/smarthelping/status/1803495299056542000)  2024-06-19T18:29Z [---] followers, [---] engagements


"Put about [--] hours over the past [--] weeks on a pretty slick multi-family underwriting model. Main focus was on acquisition / improvement and rent roll stuff / operating side. Probably the most complicated RE model I've worked on"  
[X Link](https://x.com/smarthelping/status/1803985627282624978)  2024-06-21T02:57Z [---] followers, [--] engagements


"@EdelkopfYossi Maybe they think there is LTL and vacancy improvements so it is actually a [--] cap :)"  
[X Link](https://x.com/smarthelping/status/1804460442435158082)  2024-06-22T10:24Z [---] followers, [--] engagements


"@BarbellFi It is an attempt to escape the FED and central currency but there are trillemas"  
[X Link](https://x.com/smarthelping/status/1805053881228943631)  2024-06-24T01:42Z [---] followers, [--] engagements


"@HeroDividend Good due diligence lol"  
[X Link](https://x.com/smarthelping/status/1806725676826821031)  2024-06-28T16:25Z [---] followers, [---] engagements


"@mu2myoc Sounds like some restructuring may be required to get this one over the finish line.or more interest rate drops"  
[X Link](https://x.com/smarthelping/status/1807561954032062826)  2024-06-30T23:48Z [---] followers, [---] engagements


"@ramit That's wild. 2M would be more than enough for the average person to live off of forever. 5% divs diversified the growth will outpace inflation"  
[X Link](https://x.com/smarthelping/status/1811182241948877280)  2024-07-10T23:34Z [---] followers, [----] engagements


"Examples of concessions in real estate underwriting: https://www.smarthelping.com/2024/07/examples-of-concessions-in-real-estate.html https://www.smarthelping.com/2024/07/examples-of-concessions-in-real-estate.html"  
[X Link](https://x.com/smarthelping/status/1816486111193293283)  2024-07-25T14:50Z [---] followers, [--] engagements


"Accounting for a gain/loss on the financial statements: - indirect method for cash flow statement. https://www.smarthelping.com/2024/07/how-to-account-for-gain-loss-on-sale-in.html https://www.smarthelping.com/2024/07/how-to-account-for-gain-loss-on-sale-in.html"  
[X Link](https://x.com/smarthelping/status/1818673560656777237)  2024-07-31T15:42Z [---] followers, [--] engagements


"@cyberprince_rwo @KurtisVanKampen I own two things right now RKLB and my home. I'm 100% all liquid assets into this stock and have $40 target. I also think they have a strong strategic position for the future space economy"  
[X Link](https://x.com/smarthelping/status/1819378386499723344)  2024-08-02T14:23Z [---] followers, [--] engagements


"@LayahHeilpern Just because the inflation rate fell doesn't mean prices went down. It just means they grew slower. You would need deflation for overall prices to go down"  
[X Link](https://x.com/smarthelping/status/1823780875102028017)  2024-08-14T17:56Z [---] followers, [--] engagements


"Different companies and different potential. The market is pricing things accordingly. You can't just look at a single data point and ignore all other context for these two. Personally I'm long RKLB in size (for me) but the market wants to see Neutron fly and a clear path to application. In [--] months I think things will be super exciting for both"  
[X Link](https://x.com/smarthelping/status/1824127345206219207)  2024-08-15T16:53Z [---] followers, [--] engagements


"Some accounting fun when you write off a receivable and expense it (declaring it is not likely to ever be collected) retained earnings goes down (because of the expense hitting net income) and the receivable account goes down. If this happens a lot you will have an allowance for doubtful accounts that fits between there as well. It is a contra-asset account and when you make sales some of it goes into bad debt expense (on income statement) and also the allowance account as well as the accounts receivable. When you 'write if off' in this case it doesn't effect the income statement and simply"  
[X Link](https://x.com/smarthelping/status/1824177228839870481)  2024-08-15T20:11Z [---] followers, [--] engagements


"@MikeLongTerm @BrettKrieger12 Sounds like a short term mindset"  
[X Link](https://x.com/smarthelping/status/1824244789228831091)  2024-08-16T00:40Z [---] followers, [---] engagements


"@jeremyjudkins_ 100% I agree with this. To me the only barrier is I need a longer battery life. [---] miles and then you start looking for chargers at [---]. Traveling obviously. If u just commute than yea easier to charge at home then go buy gas at the station"  
[X Link](https://x.com/smarthelping/status/1826584864734515568)  2024-08-22T11:39Z [---] followers, [--] engagements


"@DividendKam Need to refi at 4.1% or lower ASAP so yes I want rate cuts"  
[X Link](https://x.com/smarthelping/status/1827362748335866296)  2024-08-24T15:10Z [---] followers, [--] engagements


"SaaS biz the higher you get that retention rate the exponentially more users / revenue. Much more efficient and sustainable than continually adding new customers. Worth the effort it takes to have a service nobody ever wants to leave"  
[X Link](https://x.com/smarthelping/status/1830017574634963350)  2024-08-31T22:59Z [---] followers, [--] engagements


"@REExchangor Not easy to build effective teaching stuff. If I had your RE brain I'd probably try to. The way you think about deals is valuable"  
[X Link](https://x.com/smarthelping/status/1830702166140653720)  2024-09-02T20:19Z [---] followers, [--] engagements


"RKLB is a better long-term play imo. But there is execution risk. I believe they will execute based on what has been done so far. That's why my conviction is high. Until they do execute and show their path to scaling large service systems / neutron the stock will reflect that risk"  
[X Link](https://x.com/smarthelping/status/1831710044993339565)  2024-09-05T15:04Z [---] followers, [--] engagements


"Play with this free debt yield calculator: I like this metric and it is one that cuts straight to the point for underwriting. https://www.smarthelping.com/2024/09/debt-yield-calculation-and-free.html https://www.smarthelping.com/2024/09/debt-yield-calculation-and-free.html"  
[X Link](https://x.com/smarthelping/status/1831756168706060630)  2024-09-05T18:07Z [---] followers, [--] engagements


"@dog44321 @CNBC Once neutron is going they turn a profit it will be sky high. Other R&D won't be nearly as heavy as neutron. They can use their profits to really invest in higher margin lines of biz no worries about raising cash all good. That will probably hit $50B valuation in that state"  
[X Link](https://x.com/smarthelping/status/1833849906278142078)  2024-09-11T12:47Z [---] followers, [--] engagements


"@HealthcareREguy Timing would play a big part in the IRR and general impact the exit has on it. [--] year vs 10-15 year the exit value effect is quite low in regards to IRR"  
[X Link](https://x.com/smarthelping/status/1834036415325249907)  2024-09-12T01:08Z [---] followers, [--] engagements


"@ConnorAbene To do that good Excel and accounting skills are usually required. As well as the ability to explain and even teach a little"  
[X Link](https://x.com/smarthelping/status/1834038652672065894)  2024-09-12T01:17Z [---] followers, [---] engagements


"@I_Am_MikeJones Share price comparison is a bit meaningless market cap is a better comparative measure. Lunar m.cap has surpassed RKLB after being like 2.5b vs 500M. But I think the future for RKLB is very bright as it moves to dominate application in the next few years"  
[X Link](https://x.com/smarthelping/status/1836741443068575755)  2024-09-19T12:17Z [---] followers, [--] engagements


"Xlookup is nice to use. It replaces much of the basic hlookup vlookup and index/match functions: However the index/match grid style is still something you will keep in your financial modeling arsenal. Also vlookup arrays in Google sheets are still super useful over this. https://www.smarthelping.com/2024/09/using-xlookup-excel-formula-in-finance.html https://www.smarthelping.com/2024/09/using-xlookup-excel-formula-in-finance.html https://www.smarthelping.com/2024/09/using-xlookup-excel-formula-in-finance.html https://www.smarthelping.com/2024/09/using-xlookup-excel-formula-in-finance.html"  
[X Link](https://x.com/smarthelping/status/1837178921420280267)  2024-09-20T17:16Z [---] followers, [--] engagements


"@alifarhat79 I want to see supreme court justices. Also this is fascinating"  
[X Link](https://x.com/smarthelping/status/1838349688434549123)  2024-09-23T22:48Z [---] followers, [--] engagements


"@I_Am_MikeJones $40-$60 July [----] IMO and my personal target. DYOr"  
[X Link](https://x.com/smarthelping/status/1839830586669584545)  2024-09-28T00:52Z [---] followers, [--] engagements


"Why do many of us humans love to think we have control or can gain control over things that are not that controllable"  
[X Link](https://x.com/smarthelping/status/1840754377625051567)  2024-09-30T14:03Z [---] followers, [--] engagements


"One thing that comes to mind to me on this and why I posted it was technical analysis on stocks. I think it is a 50/50 split. We think there are patterns that can be used as proof something will happen but really this is not real. The reason being is there is too many variables to can materially effect the price of a stock over time. Patterns work until they don't. That is all"  
[X Link](https://x.com/smarthelping/status/1840759335472767367)  2024-09-30T14:23Z [---] followers, [--] engagements


"Revenue multiples are not created equal. $AZO stock trades a 3x rev. multiple on t12. Margins are lower (22% EBITDA) $AAPL is 9x with a 32% EBITDA margin. Super growth companies might trade at 10/20/30x current revenue. There are many other considerations like expected future growth. The market is responsible for coming up with fair value at any moment in time"  
[X Link](https://x.com/smarthelping/status/1840766760821145806)  2024-09-30T14:52Z [---] followers, [--] engagements


"This is going good. Will be done with it next week"  
[X Link](https://x.com/smarthelping/status/1841864424795042290)  2024-10-03T15:34Z [---] followers, [--] engagements


"Ok I ended up getting into a new construction retail real estate underwriting model that is going to be done next week and out so the end-to-end space model is pushed back maybe a week or possibly end of this coming week"  
[X Link](https://x.com/smarthelping/status/1842688384470249627)  2024-10-05T22:08Z [---] followers, [--] engagements


"@Invest_for_HIM @FccSpace @SpaceX @Starlink $RKLB for launch and general space services"  
[X Link](https://x.com/smarthelping/status/1843271478378430527)  2024-10-07T12:45Z [---] followers, [---] engagements


"@meetmikehiggins Nothing in online tech or finance.boo"  
[X Link](https://x.com/smarthelping/status/1843907571956240755)  2024-10-09T06:53Z [---] followers, [--] engagements


"@Narodism Interesting. I think the real Satoshi passed. This analysis makes sense for who this person likely was"  
[X Link](https://x.com/smarthelping/status/1844324184383684757)  2024-10-10T10:28Z [---] followers, [--] engagements


"@the_yanco That's not close to AGI"  
[X Link](https://x.com/smarthelping/status/1844715840404328458)  2024-10-11T12:25Z [---] followers, [--] engagements


"@nobletaxhelp Never don't try to earn because of taxes"  
[X Link](https://x.com/smarthelping/status/1846533554496221542)  2024-10-16T12:48Z [---] followers, [--] engagements


"@OhHaiAndy Interested to see the [--] year IRR or however long the machines last"  
[X Link](https://x.com/smarthelping/status/1847072809618415919)  2024-10-18T00:30Z [---] followers, [--] engagements


"This morning I saw an IRR hurdle waterfall masquerading as [--] tiers but it was really only [--] with a dead 3rd hurdle rate"  
[X Link](https://x.com/smarthelping/status/1847273389544628669)  2024-10-18T13:47Z [---] followers, [--] engagements


"@Rich_Cooper Interesting stats"  
[X Link](https://x.com/smarthelping/status/1847744222977273894)  2024-10-19T20:58Z [---] followers, [----] engagements


"13-week cash flow planner a staple in financial planning: https://www.smarthelping.com/2024/10/13-week-cash-flow-planning-template-in.html https://www.smarthelping.com/2024/10/13-week-cash-flow-planning-template-in.html"  
[X Link](https://x.com/smarthelping/status/1849172174772322724)  2024-10-23T19:32Z [---] followers, [----] engagements


"I build tools that will make you smarter. Even using a template for [--] minutes can result in a more clear understanding of how something works. Now multiply that by 100s of templates and you have a deep knowledge resource that is http://smarthelping.com http://smarthelping.com"  
[X Link](https://x.com/smarthelping/status/1849175015511531553)  2024-10-23T19:44Z [---] followers, 16.9K engagements


"@ChadGriffiths I've done some industrial real estate modeling for a few guys"  
[X Link](https://x.com/smarthelping/status/1853225134569439738)  2024-11-03T23:57Z [---] followers, [---] engagements


"@greg16676935420 Honestly I don't know why anyone puts so much stock in who is president. Nothing substantial is going to change either way in everyday life"  
[X Link](https://x.com/smarthelping/status/1853541757004185997)  2024-11-04T20:56Z [---] followers, [---] engagements


"I'll be doing a few more accounting tools coming up here. Think ABC model 13-week cash flow and there are some others I'm pumped to build"  
[X Link](https://x.com/smarthelping/status/1856329315668881859)  2024-11-12T13:32Z [---] followers, [--] engagements


"If you've got data in a private Google Sheets workbook and you want to summarize or pull certain parts of that data up into a less private workbook query with importrange will do the trick"  
[X Link](https://x.com/smarthelping/status/1857158289102111132)  2024-11-14T20:26Z [---] followers, [--] engagements


"@ThinkAppraiser Is that compounded"  
[X Link](https://x.com/smarthelping/status/1860451845539278969)  2024-11-23T22:34Z [---] followers, [--] engagements


"I saw that but my question is about the guarantee of that what if the property goes south for whatever reason It sounds low risk but not sure I'd call it a guarantee. Even with no leverage it could lose if sale price lower at exit than purchase. Is it guaranteed through some kind of insurance"  
[X Link](https://x.com/smarthelping/status/1860698239743172818)  2024-11-24T14:53Z [---] followers, [--] engagements


"If you believe in efficient-market hypothesis there is no arguing with the stock price. Applying rigid valuation methodology to growth stories like RKLB will not get you far. There is too much uncertainty in future activity and what the space economy will be over time. Right now you are betting on RKLBs positioning and execution"  
[X Link](https://x.com/smarthelping/status/1861800516834996418)  2024-11-27T15:53Z [---] followers, [---] engagements


"@WelfareCapLLC Sure but the increased space systems revenue driven by Neutron will be what matters. The launch revenue is relevant but not as much"  
[X Link](https://x.com/smarthelping/status/1861968654507663459)  2024-11-28T03:01Z [---] followers, [---] engagements


"@PythiaR @LogicalHeatfan 'x' are the loudest shareholders but not the majority. Small sample size"  
[X Link](https://x.com/smarthelping/status/1862676033159217490)  2024-11-30T01:52Z [---] followers, [---] engagements


"As a financial modeler I sit on the OPEX side of your income statement. But if you are raising money and investors are asking for a detailed financial model my services all of a sudden mean much more to the bottom line (helping to securing funding)"  
[X Link](https://x.com/smarthelping/status/1863600730579312669)  2024-12-02T15:06Z [---] followers, [--] engagements


"You are off base here. These concerns were valid about [--] months ago and that's why the stock was $3/$4 but now the runway looks clear they've got plenty of cash for Neutron and it is on track. They are going to turn a profit and still have a healthy cash balance through the next [--] months. Only going up"  
[X Link](https://x.com/smarthelping/status/1865210936660840718)  2024-12-07T01:45Z [---] followers, [---] engagements


"@naval If I had $1M right now I'd use it to pay off all debt and then not have to spend as much time working to pay off the debt. Instead I can use that time to do other things off the computer. I bought time away from work"  
[X Link](https://x.com/smarthelping/status/1865768770708406476)  2024-12-08T14:41Z [---] followers, [--] engagements


"@RKLBMan @magnusrazzz @TheValueFind3rr Everyone who missed out on $RKLB hates it everyone who owns it loves it and for good reason. They are executing and have massive potential"  
[X Link](https://x.com/smarthelping/status/1865802880210395360)  2024-12-08T16:57Z [---] followers, [--] engagements


"@bt_erich Have not heard of any. Not as popular but lots of opportunities"  
[X Link](https://x.com/smarthelping/status/1866487524266516545)  2024-12-10T14:17Z [---] followers, [--] engagements


"@BourbonCap @RklbsFan Lol yea but by then it will be at $100/share"  
[X Link](https://x.com/smarthelping/status/1867230992467128395)  2024-12-12T15:32Z [---] followers, [---] engagements


"@BourbonCap @HumanPerson411 LMAO come on that is utter bull shit. The stock is up because of multiple positive things about the company. Neutron signing its first [--] customers continued execution of their launch and ongoing management services and companies are valued on many things. Not a singular metric"  
[X Link](https://x.com/smarthelping/status/1867331460849426561)  2024-12-12T22:11Z [---] followers, [--] engagements


"@realDonaldTrump Let's have a 10-month calendar again screw Julius and Augustus ceaser"  
[X Link](https://x.com/smarthelping/status/1867760634869559550)  2024-12-14T02:36Z [---] followers, [--] engagements


"@MantisTradingX @cyberprince_rwo I didn't say a change in the fundamentals had to be good or bad but indicators have no way to predict future real world events which are what materially effect the future value of a company. You gotta just buy good management and stories (or sell it) and hope the best"  
[X Link](https://x.com/smarthelping/status/1869784814376890866)  2024-12-19T16:40Z [---] followers, [--] engagements


"Having some fun this morning in Google Sheets here is how to pull live pricing / market cap / supply data per symbol off CoinMarketCap: https://youtu.be/Z3h5L8y02DY https://youtu.be/Z3h5L8y02DY"  
[X Link](https://x.com/smarthelping/status/1870149226044219497)  2024-12-20T16:48Z [---] followers, [--] engagements


"@gas_biz Rough how are you supposed to know they have declared bankruptcy Is there a public database"  
[X Link](https://x.com/smarthelping/status/1870256135846121932)  2024-12-20T23:53Z [---] followers, [----] engagements


"@BTC_JackSparrow @thestorecloud Exciting"  
[X Link](https://x.com/smarthelping/status/1870955175000867114)  2024-12-22T22:10Z [---] followers, [--] engagements


"@SolWpolski @JoeTegtmeyer @RocketLab Every single back-handed compliment or straight FUD I see for $RKLB comes from guys with TSLA / SpaceX mfers"  
[X Link](https://x.com/smarthelping/status/1872813079593140323)  2024-12-28T01:13Z [---] followers, [---] engagements


"@mind1nvestor Chart structure standpoint But what about from a business standpoint"  
[X Link](https://x.com/smarthelping/status/1873054399897190449)  2024-12-28T17:12Z [---] followers, [---] engagements


"@investing_law [----] shaping up to be exciting"  
[X Link](https://x.com/smarthelping/status/1874193026329006223)  2024-12-31T20:36Z [---] followers, [--] engagements


"Nothing like puzzling through a balance sheet in the morning. Where is the discrepancy The ultimate sanity check"  
[X Link](https://x.com/smarthelping/status/1877006849150460381)  2025-01-08T14:58Z [---] followers, [--] engagements


"The template I've been going back to the most in the last [--] months is this universal loan amortization schedule: I built it specifically for use by startup models that needed to have this ported over just by copy and pasting as well as contained the right global inputs for extreme flexibility. I've used it for many client projects since it's been built. A very successful template https://www.smarthelping.com/2024/07/dynamic-loan-amortization-schedule.html https://www.smarthelping.com/2024/07/dynamic-loan-amortization-schedule.html"  
[X Link](https://x.com/smarthelping/status/1878211041844171189)  2025-01-11T22:43Z [---] followers, [--] engagements


"@mind1nvestor @japdongsanee @StockChaser_ Everyone who joined late wants lower prices everyone in early wants $100. IMO it never goes below [--] ever again (but who knows)"  
[X Link](https://x.com/smarthelping/status/1879155307638915352)  2025-01-14T13:15Z [---] followers, [--] engagements


"@StockChaser_ @RKLB2000 If you properly DD RKLB it makes the tech. analysis meaningless"  
[X Link](https://x.com/smarthelping/status/1879342675599786203)  2025-01-15T01:39Z [---] followers, [--] engagements


"@investing_law Feel the same"  
[X Link](https://x.com/smarthelping/status/1879592801027113005)  2025-01-15T18:13Z [---] followers, [--] engagements


"@_travellingmonk You will see it get positive in awhile and when that happens it will probably be $100/share or more"  
[X Link](https://x.com/smarthelping/status/1879660876321714543)  2025-01-15T22:44Z [---] followers, [--] engagements


"@gunsnrosesgirl3 Turkey sandwich or Cheerios"  
[X Link](https://x.com/smarthelping/status/1880610188564267065)  2025-01-18T13:36Z [---] followers, [--] engagements


"A nice spreadsheet framework will help any financial planning scenario for any business. One problem that happens is doing things quick to get a quick answer but then down the line it is nearly impossible to update without errors or a lot of time trying to figure out what happened. If you take the time and carefully build something it saves a lot of time and headache in the future"  
[X Link](https://x.com/smarthelping/status/1880738327634010313)  2025-01-18T22:05Z [---] followers, [--] engagements


"@cordes_tax There are a few highly lucrative churches that run big surplus but majority don't. I don't have any data just observation of a few instances in my area. Not sure if taxing surplus profits or whatever you want to call it would make much of a difference"  
[X Link](https://x.com/smarthelping/status/1881031094654705812)  2025-01-19T17:28Z [---] followers, [--] engagements


"@mind1nvestor Good luck timing this shit"  
[X Link](https://x.com/smarthelping/status/1882462444444131358)  2025-01-23T16:16Z [---] followers, [---] engagements


"If you are running any sort of business understanding variable costs is important. For me it comes up in nearly every single financial model one way or the other here is more about this accounting concept👇"  
[X Link](https://x.com/smarthelping/status/1882523435232104753)  2025-01-23T20:18Z [---] followers, [--] engagements


"@MWM76 @cyberprince_rwo @tattedcryptoez ASTS has to execute. RKLB is executing. Sure if ASTS executes their plan and everything goes great the m.cap is going higher but until it is closer to happening I think their stock is priced fairly"  
[X Link](https://x.com/smarthelping/status/1882536544092983380)  2025-01-23T21:11Z [---] followers, [---] engagements


"The stronger your startup the better convertible note terms you get the weaker it is the worse. Better terms include things like the cost of the capital you are getting (interest rate and/or the amount of equity that has to be given up). There are lots of structures with this. Usually startups that desperately need cash to execute would be willing to do this. It is not for all startups"  
[X Link](https://x.com/smarthelping/status/1883179626715054117)  2025-01-25T15:46Z [---] followers, [--] engagements


"Here's a bit of information on my path as an expert commercial real estate underwriting expert👇"  
[X Link](https://x.com/smarthelping/status/1887174085219602519)  2025-02-05T16:18Z [---] followers, [--] engagements


"I just finished a new model that was built to analyze loan securitization offers. Includes multiple ways to pay down principal account for defaults and more👇"  
[X Link](https://x.com/smarthelping/status/1896618890421280856)  2025-03-03T17:49Z [---] followers, [--] engagements


"@cyberprince_rwo I guarantee last July nobody thought $33 in January of this year. $100+ year end could happen. Just depends on how things develop this year"  
[X Link](https://x.com/smarthelping/status/1897010059013710078)  2025-03-04T19:43Z [---] followers, [----] engagements


"@hamids What's bumbles story for a turnaround I've been eyeing QS as well but probably won't start anything until Fall"  
[X Link](https://x.com/smarthelping/status/1897124526485594563)  2025-03-05T03:18Z [---] followers, [---] engagements


"Busy day.filing my own taxes working on a complicated SaaS model doing some custom work on a strip mall underwriting model and I am just getting started for the day :)"  
[X Link](https://x.com/smarthelping/status/1907127212635021783)  2025-04-01T17:45Z [---] followers, [--] engagements


"Doing a lot of bond modeling the last few days. I'll be adding the last feature (zero coupon bonds) over the weekend and some advanced metrics and visuals for discount bonds and general effective interest rate amortization modeling plus how it fits into financial statements"  
[X Link](https://x.com/smarthelping/status/1908299543071879581)  2025-04-04T23:24Z [---] followers, [--] engagements


"@heaty70 @Polvah Explain palantir's insane valuation a few months ago. Point is there are many factors in valuation not just current revenue"  
[X Link](https://x.com/smarthelping/status/1908586914585985218)  2025-04-05T18:25Z [---] followers, [--] engagements


"Working on a new real estate underwriting model. It will be for acquisitions only and mainly multi-family / apartments with little or light renovations. This model will have some big features that I have not included in past models but have been on a few big projects over the last year and decided it is time for me to get a new RE template that touches a lot of boxes I have not checked"  
[X Link](https://x.com/smarthelping/status/1918683833970356501)  2025-05-03T15:07Z [---] followers, [--] engagements


"If you like multi-family real estate this underwriting template will be of interest. It gets down into rent rolls LTL improvements value-add premiums [--] joint venture options to toggle debt / refi with seller note option and a bunch more great stuff.👇"  
[X Link](https://x.com/smarthelping/status/1919839005434143036)  2025-05-06T19:37Z [---] followers, [--] engagements


"@Asmongold Yo hire some crews to clean and inspect the home. I understand why you choose to live there but make it safe and healthy you have the means"  
[X Link](https://x.com/smarthelping/status/1920133041374019874)  2025-05-07T15:06Z [---] followers, [--] engagements


"@Storage_Venture It's a win. Not a home run but a solid double"  
[X Link](https://x.com/smarthelping/status/1921246256984101101)  2025-05-10T16:49Z [---] followers, [--] engagements


"Example of a business plan for a loan securitization platform (I may be building a financial model for this next)👇"  
[X Link](https://x.com/smarthelping/status/1921560535209738511)  2025-05-11T13:38Z [---] followers, [--] engagements


"Excited about a new financial model template coming out. I've been chipping away at it for the past week. It will be in the banking and loans industry as the middleman of loan securitization. Basically a platform that collects fees and optionally plays the loan portfolio game"  
[X Link](https://x.com/smarthelping/status/1923056564832772475)  2025-05-15T16:43Z [---] followers, [--] engagements


"Just finished this securitization dealmaker financial model template. This was made for the middleman that puts these loan portfolio deals together and collects fees upfront on the notional value closed and services👇"  
[X Link](https://x.com/smarthelping/status/1923725781903069521)  2025-05-17T13:02Z [---] followers, [---] engagements


"@BarryRoland19 The opportunity is at acquisition. 🙃"  
[X Link](https://x.com/smarthelping/status/1924603566590656881)  2025-05-19T23:10Z [---] followers, [--] engagements


"@BarbellFi LMAO what an expense ratio"  
[X Link](https://x.com/smarthelping/status/1929268730816503887)  2025-06-01T20:08Z [---] followers, [--] engagements


"@rledbetterCPA Yea it would take an AGI for the balance sheet and we are far from that"  
[X Link](https://x.com/smarthelping/status/1931172844488028207)  2025-06-07T02:14Z [---] followers, [--] engagements


"@SayNoToTrading @SpaceSector001 When it was as 1/10th the price least year the risk profile was different. NVDA price or Carvana price was much lower in the past for good reason. Things change and risk changes"  
[X Link](https://x.com/smarthelping/status/1932082948800495850)  2025-06-09T14:30Z [---] followers, [---] engagements


"@creMBP Yo been doing securitization modeling: Also did a startup model one for a structurer that just earns fees by facilitating portfolio deals. https://www.smarthelping.com/2025/03/loan-securitization-financial-model.html https://www.smarthelping.com/2025/03/loan-securitization-financial-model.html"  
[X Link](https://x.com/smarthelping/status/1932814837811204522)  2025-06-11T14:59Z [---] followers, [--] engagements


"New financial model incoming this week. It will be for the real estate industry. Touching on a major area that I've never built an operating model for"  
[X Link](https://x.com/smarthelping/status/1935343469179847079)  2025-06-18T14:26Z [---] followers, [--] engagements


"@msexcel Strange if I double click a cell and then click into the formula bar it changes fonts (or spacing or something to where the formula get shorter) but if I single click into the cell and then click into the formula bar there is no change to the formula text"  
[X Link](https://x.com/smarthelping/status/1935421151985193195)  2025-06-18T19:35Z [---] followers, [--] engagements


"I have nearly finished this model. I'm just putting some finishing touches on it. I'll release it this coming Monday"  
[X Link](https://x.com/smarthelping/status/1936140978651369478)  2025-06-20T19:15Z [---] followers, [--] engagements


"@JhonnyV13 @cyberprince_rwo On the public account he shared I think he was up to 200k shares so if we get into the 150-200B valuation he'd be up over $60m by holding forever. Not sure if he's added more or what"  
[X Link](https://x.com/smarthelping/status/1941647951572414962)  2025-07-05T23:58Z [---] followers, [---] engagements


"@cidman00 @BennysBullcase Pltr at [--] had 4x the market cap as Rklb"  
[X Link](https://x.com/smarthelping/status/1946024461045481764)  2025-07-18T01:49Z [---] followers, [--] engagements


"So this new 'Agent' mode with chatgpt is like my own little worker. Will see if I can find some value in it to grow"  
[X Link](https://x.com/smarthelping/status/1947053965406826676)  2025-07-20T22:00Z [---] followers, [--] engagements


"@GMN_watch @QuinnArthur88 Aren't they just voting on if they have the authority to do a RS not the actual split And it looks like if that vite passed they works not need to do the split as things seem to be turning and no risk of delisting for now after Monday trading above $1 for 10th day in a row"  
[X Link](https://x.com/smarthelping/status/1949449108156281118)  2025-07-27T12:37Z [---] followers, [--] engagements


"@YeahDrDave @Tim_X94 @daveginvesting Tim is a pro at this. He'll be looking for these funny ways to make $RKLB look bad all the way to $1000/share"  
[X Link](https://x.com/smarthelping/status/1951405657699262732)  2025-08-01T22:12Z [---] followers, [---] engagements


"I'm not sure if she doesn't care or is fearful. They have things moving in the right direction but communication wise maybe hire a PR firm or something. I know retail wants to see confidence and conviction from the top. Like they are in it with us and are excited. Long-term execution matters"  
[X Link](https://x.com/smarthelping/status/1953500543432757344)  2025-08-07T16:56Z [---] followers, [--] engagements

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