#  @skittlebittler SkittleFI SkittleFI posts on X about if you, ai, $hood, stocks the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/twitter::1803998532351021056/interactions)  - [--] Week [-----] -71% - [--] Month [-------] +90% - [--] Year [---------] +52,037,022% ### Mentions: [--] [#](/creator/twitter::1803998532351021056/posts_active)  ### Followers: [---] [#](/creator/twitter::1803998532351021056/followers)  - [--] Week [---] +4.30% - [--] Month [---] +73% ### CreatorRank: [---------] [#](/creator/twitter::1803998532351021056/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 47.57% [stocks](/list/stocks) 31.07% [technology brands](/list/technology-brands) 13.59% [countries](/list/countries) 9.71% [currencies](/list/currencies) 4.85% [luxury brands](/list/luxury-brands) 1.94% [fashion brands](/list/fashion-brands) 1.94% [financial services](/list/financial-services) 1.94% [automotive brands](/list/automotive-brands) 1.94% [cryptocurrencies](/list/cryptocurrencies) 0.97% **Social topic influence** [if you](/topic/if-you) 11.65%, [ai](/topic/ai) 7.77%, [$hood](/topic/$hood) 6.8%, [stocks](/topic/stocks) 5.83%, [japan](/topic/japan) 5.83%, [gain](/topic/gain) 5.83%, [$googl](/topic/$googl) 4.85%, [$msft](/topic/$msft) 4.85%, [$meta](/topic/$meta) 4.85%, [meta](/topic/meta) 4.85% **Top accounts mentioned or mentioned by** [@moneycruncher](/creator/undefined) [@mrderivatives](/creator/undefined) [@longrivercm](/creator/undefined) [@endogambit](/creator/undefined) [@kevinxu](/creator/undefined) [@ankurnagpal](/creator/undefined) [@thestockbro](/creator/undefined) [@wallstreetapes](/creator/undefined) [@thediegotrombon](/creator/undefined) [@longgameequity](/creator/undefined) [@mgfeed](/creator/undefined) [@itsdanfi](/creator/undefined) [@moltbook](/creator/undefined) [@openclaw](/creator/undefined) [@dontbeexitliq](/creator/undefined) [@mg_feed](/creator/undefined) [@_maga_patriot](/creator/undefined) [@vraserx](/creator/undefined) [@jaunespommes](/creator/undefined) [@nickgerli1](/creator/undefined) **Top assets mentioned** [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Microsoft Corp. (MSFT)](/topic/$msft) [Metadium (META)](/topic/$meta) [Berkshire Hathaway Inc Class B (BRK.B)](/topic/$brkb) [Walmart, Inc. (WMT)](/topic/$wmt) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [Micron Technology, Inc. (MU)](/topic/$mu) [Alibaba Group (BABA)](/topic/$baba) [Zoom Video Communications Inc (ZM)](/topic/$zm) [Chipotle Mexican Grill, Inc. (CMG)](/topic/$cmg) [Costco Hot Dog (COST)](/topic/$cost) [Starbucks Corporation (SBUX)](/topic/$sbux) [McDonald's Corp (MCD)](/topic/$mcd) [Yum! Brands, Inc. (YUM)](/topic/$yum) [Broadcom, Inc. (AVGO)](/topic/$avgo) ### Top Social Posts Top posts by engagements in the last [--] hours "I need to wash my car. Car wash is [--] meters away. Should I walk there or drive there GPT: walk Gemini: drive Claude: drive X: drive 😏" [X Link](https://x.com/skittlebittler/status/2021505923349696627) 2026-02-11T08:45Z [---] followers, [----] engagements "If you want to bet on a weak yen Japanese yen/Mexican peso carry trade has done much better than S&P [---] last year Borrow in JPY (low rates) invest in MXN (high rates) pocket the difference. Caution that BOJ tightening can make JPY rip higher and wipe out months of carry" [X Link](https://x.com/skittlebittler/status/2012212843983024407) 2026-01-16T17:18Z [---] followers, [---] engagements "@TheStockBro Amazing Agree I think the current strong memory demand super cycle is going to continue for another 1-2 years at a minimum. Ive been looking to get some more Samsung/SK Hynix" [X Link](https://x.com/skittlebittler/status/2020066090370625969) 2026-02-07T09:24Z [---] followers, [--] engagements "@money_cruncher Theres no free tax filing if you have at a minimum employee stock purchase. You need turbotax paid versions deluxe and premium. Although sometimes brokerage provide discounted ones like fidelity does. Got it for free from them last year" [X Link](https://x.com/skittlebittler/status/2020146697494487458) 2026-02-07T14:44Z [---] followers, [----] engagements "@WallStreetApes You are a fast food chain not Louis Vuitton. Pricing based on customer income is disgraceful. Also a lot of the customers come for combined convenience + value + simple food. Its not difficult to replace the food you provide" [X Link](https://x.com/skittlebittler/status/2020324868391395453) 2026-02-08T02:32Z [---] followers, 18K engagements "@TheDiegoTrombon @WallStreetApes yeah we have a lot of local burrito spots with more variety of sides and sauces healthier options tasting better I love chipotle and had a lot of over the decade but got sick of the same flavor profile and limited sides and other options came with better value" [X Link](https://x.com/skittlebittler/status/2020369350696603956) 2026-02-08T05:29Z [---] followers, [---] engagements "Interesting cross-sector PE snapshot: retail/restaurant big tech/financial not even forward PE - makes some Mag [--] + defensive $BRK.B look like the value play Retail: $WMT: [--] $COST: [--] Restaurant: $CMG: [--] (Chipotle) $MCD: [--] $YUM: [--] (KFC Taco bell pizza hut) $SBUX: [--] (CEO Niccol premium is portable taco to burrito to coffee) Big Tech: $MSFT: [--] $AMZN: [--] $GOOGL: [--] $META: [--] $NVDA: [--] Financial: $BRK.B: [--] $JPM: [--] https://twitter.com/i/web/status/2020376421420413182 https://twitter.com/i/web/status/2020376421420413182" [X Link](https://x.com/skittlebittler/status/2020376421420413182) 2026-02-08T05:57Z [---] followers, [---] engagements "@money_cruncher 👏 Vanguard ETFs are great due to low fees. I park all my cash in $VUSXX $SGOV $BOXX Before was using fidelity money market fund and they have 40bps fee vs Vanguard only 7bps 🤯" [X Link](https://x.com/skittlebittler/status/2020507554791789031) 2026-02-08T14:38Z [---] followers, [----] engagements "love $HOOD but gambling should be heavily regulated and not promoted on Robinhood Even as a person who would much prefer not losing $10 than making $100 Im very tempted to bet on these. You can bet on all sorts of random stuff Who has ad What song will bad bunny start with This is very against responsible financial planning and consistent working towards our financial goal. https://twitter.com/i/web/status/2020656366889975884 https://twitter.com/i/web/status/2020656366889975884" [X Link](https://x.com/skittlebittler/status/2020656366889975884) 2026-02-09T00:29Z [---] followers, [----] engagements "@LongGameEquity And Vlad said its Robinhoods fastest growing business couple of months agothey push it as sth new and fun when its just the plain old gambling made easily accessible with a click of button 😅" [X Link](https://x.com/skittlebittler/status/2020677013863051572) 2026-02-09T01:51Z [---] followers, [---] engagements "@MG_Feed 😂 very black mirror vibe theres one episode thats so similar to this on ad 🤣" [X Link](https://x.com/skittlebittler/status/2020762492163764356) 2026-02-09T07:31Z [---] followers, [--] engagements "@MG_Feed Its an amazing money printing machine haha casino never loses" [X Link](https://x.com/skittlebittler/status/2020762685680611460) 2026-02-09T07:32Z [---] followers, [--] engagements "I get what you are coming from. I just think its helpful for everyone to be more aware of risk management and have fun within control - its a responsible thing to do for financial planning. :) I dont gamble either and have got tempted to prediction market here couple of times. It makes the events more fun. I know acquaintances who love gambling and sports betting who lost (and won) a lot here its just so easily accessible. I personally think Robinhood should not try to always positively promote it as new asset class and one of the most successful ventures (it is for investors sure) but more" [X Link](https://x.com/skittlebittler/status/2020847986578964534) 2026-02-09T13:11Z [---] followers, [--] engagements "This is very true imo. Good read. In financial planning we always use past performance to predict the future - on things like inflation asset performance etc. but it's hard for me to picture what the future may look like which is why I think some diversification and risk management helps with peace of mind and continue adapting and enjoying simple moments in life. https://twitter.com/i/web/status/2021457757023633464 https://twitter.com/i/web/status/2021457757023633464" [X Link](https://x.com/skittlebittler/status/2021457757023633464) 2026-02-11T05:34Z [---] followers, [--] engagements "@longriverCM lol me too And Gemini response is hilarious too - unless you want to carry the car or go for human wash 😂 need to have Gemini roast GPT" [X Link](https://x.com/skittlebittler/status/2021769438669009141) 2026-02-12T02:12Z [---] followers, [--] engagements "Yep also pairs perfectly with a Roth conversion ladder: do annual Trad - Roth conversions in the gap years/after retirement they become penalty free after [--] years. And in years your taxable income is low because cap gains are low you can fill the brackets with bigger conversions to maximize how much you move over at lower tax brackets https://twitter.com/i/web/status/2022315139035451740 https://twitter.com/i/web/status/2022315139035451740" [X Link](https://x.com/skittlebittler/status/2022315139035451740) 2026-02-13T14:21Z [---] followers, [---] engagements "@VraserX You are spewing western propaganda. Have you lived in China before It surely is not as democratic in some ways and government has tremendous flaws but the daily life is absolutely not what you have described. Please do not confused single incidence with statistical credibility" [X Link](https://x.com/skittlebittler/status/1958519242304684341) 2025-08-21T13:19Z [---] followers, [--] engagements "1/ The Timing Announcements right before earnings are no accident. Nvidia has a pattern: seed hype frame the future then deliver numbers. This isnt random marketingits narrative engineering" [X Link](https://x.com/skittlebittler/status/1959941302860087664) 2025-08-25T11:29Z [---] followers, [--] engagements "@JaunesPommes Those are her latest reported purchased options - $GOOGL and $AMZN. End o June she did exercise 20k call options worth millions on $AVGO with $80 strike price that she purchased 06/2024" [X Link](https://x.com/skittlebittler/status/1963944604522406009) 2025-09-05T12:37Z [---] followers, [--] engagements "Got some $META $MSFT $BRKB $GOOGL these last [--] days Huge companies with healthy forward PE that are underperforming the market: Sorted by extra mega cap (500B) Ranked by lowest forward PE (top 15) Looked at 6M & 1Y performance I like tech and $BRK is good for defensive play" [X Link](https://x.com/skittlebittler/status/2014531259910029450) 2026-01-23T02:50Z [---] followers, [----] engagements "One of my favorite Japanese aesthetic philosophy is wabi sabi It focuses on finding beauty in imperfection authenticity and simplicity and embracing the grace in aging worn and weathered over perfect new and artificial. Theres an art called kintsugi: when a ceramic breaks you dont hide it. You repair it with lacquer mixed with gold so the cracks become part of the story and illuminated. In love we all have our perfect imperfections. We can fall for someones particular pattern of flaws quirks scars and how they carry them. Exploring embracing and falling in love with the cracks in each other" [X Link](https://x.com/skittlebittler/status/2023042205322297618) 2026-02-15T14:30Z [---] followers, [---] engagements "Start saving at [--] retire at [--] (40 years) Salary: $80000 grows 3%/yr Investments: 7%/yr return (nominal) What compounding does: 5% saved $1.17M at [--] (you contributed $302k growth did $870k) 10% saved $2.34M at [--] (you contributed $603k growth did $1.74M) 15% saved $3.51M at [--] (you contributed $905k growth did $2.61M) https://twitter.com/i/web/status/2011247439467200924 https://twitter.com/i/web/status/2011247439467200924" [X Link](https://x.com/skittlebittler/status/2011247439467200924) 2026-01-14T01:22Z [---] followers, [---] engagements "@nickgerli1 Can someone help me understand why in the long run people would want coastal Florida condos other than no income tax which is low for most retirees else where too. The natural disaster maintenance bills absurdly high insurance bills high HOA. Unless renting out offsets" [X Link](https://x.com/skittlebittler/status/2011253082794180858) 2026-01-14T01:44Z [---] followers, [----] engagements "@endogambit @money_cruncher It's true Japan equity market hasn't returned anything in decades - unless it's individual stocks or timed at the dip" [X Link](https://x.com/skittlebittler/status/2011253865161900162) 2026-01-14T01:47Z [---] followers, [--] engagements "@5tu_bagel @money_cruncher inflation is a key assumption average annualized over the decades hopefully won't go crazy but who knows. so important to have some asset classes that positively correlate to inflation/inflation-adjusted" [X Link](https://x.com/skittlebittler/status/2011254323268006228) 2026-01-14T01:49Z [---] followers, [--] engagements "@endogambit In their mind: 500k S&P index fund 500k house which is worth infinity and beyond 500k S&P index fund 500k cash/savings account" [X Link](https://x.com/skittlebittler/status/2011261005163360690) 2026-01-14T02:16Z [---] followers, [--] engagements "Japanese Yen 😮 time for y'all to come visit" [X Link](https://x.com/skittlebittler/status/2011268458529608105) 2026-01-14T02:45Z [---] followers, [---] engagements "Hot product in Japan the recent years: a USD carry trade in an insurance fixed income suit Put in $100 day [--] Guarantee 4% annual interest (current was 5+%) You can take out your $ anytime and penalty free after 5-7 years If you die you get some death benefit Since its in USD recent years there have been so many ppl surrendering You get the smaller fixed interest Plus 30%+ appreciation of USD Great for those betting on JPY weakening and with limited downside risks Japanese population who are generally cautious of equity love this Japanese Yen 😮 time for y'all to come visit" [X Link](https://x.com/skittlebittler/status/2011300589662290336) 2026-01-14T04:53Z [---] followers, [---] engagements "Yup most retail borrowing in Japan like mortgages is priced off short term benchmarks not the 10-30y JGB directly so that chart is more of a signal than a funding rate. Most Japanese use flexible mortgage rather than [--] yr like US and they are still 1% Yes the trade is also less juicy now as Japan hikes and the US lowers rate. And FX is also a real boss here: depends whether you're borrowing JPY to buy USD assets or holding USD and swapping to JPY. JPY has weakened a lot vs USD/EUR recently but reversals are what blow up carry trade https://twitter.com/i/web/status/2011314959398076905" [X Link](https://x.com/skittlebittler/status/2011314959398076905) 2026-01-14T05:50Z [---] followers, [---] engagements "@AutismCapital Can $AAPL make AR/XR glasses fit for small Asian noses because they (and most sunglasses and 3D movie glasses) tend to slowly slide off my nose" [X Link](https://x.com/skittlebittler/status/2011319057438687559) 2026-01-14T06:06Z [---] followers, [---] engagements "👏 although the variable annuities product back in early 2000s were printing 20% of those products guaranteed 10+% annual growth rates on the lifetime income benefit Insane deal for those policyholders Big misprice for the insurers So important to help educate people and play the best fiduciary rule https://twitter.com/i/web/status/2011433781165748225 https://twitter.com/i/web/status/2011433781165748225" [X Link](https://x.com/skittlebittler/status/2011433781165748225) 2026-01-14T13:42Z [---] followers, [----] engagements "Federally yup: capital losses carry forward indefinitely. Losses net short term with short term gain and long term with LT first then the net amounts offset each other. Up to $3k/yr can offset ordinary income State taxes many states differ (for example NJ has no capital loss carryforward)" [X Link](https://x.com/skittlebittler/status/2011441591526023170) 2026-01-14T14:13Z [---] followers, [----] engagements "@money_cruncher if you are just living off long term capital gain you pay so little tax $98900 (0% tax cap on LTCG) + $32200 (standard deduction) = $131100 of income no tax crazy" [X Link](https://x.com/skittlebittler/status/2011450841107238916) 2026-01-14T14:50Z [---] followers, [---] engagements "@money_cruncher Yes I've been doing dividend-heavy assets in retirement/tax-advantaged accounts and lower yield ones in taxable. Dividends raise MAGI too and can cost you ACA subsidies even if you didnt spend anything. So important to keep track of MAGI" [X Link](https://x.com/skittlebittler/status/2011639195572511148) 2026-01-15T03:18Z [---] followers, [----] engagements "@money_cruncher 😂 love it I will do the same but I will do $100 in $GOOGL for every follower from this LOL" [X Link](https://x.com/skittlebittler/status/2012004983206789328) 2026-01-16T03:32Z [---] followers, [---] engagements "X is a bubble. Most general public including office workers dont care or know much about AI development. In some ways just another corporate fluff word (like Agile) thats in all training materials and conference topics but hasnt transferred into real productivity (for outside of certain fields) https://twitter.com/i/web/status/2012023068487794866 https://twitter.com/i/web/status/2012023068487794866" [X Link](https://x.com/skittlebittler/status/2012023068487794866) 2026-01-16T04:44Z [---] followers, [---] engagements "@alexcooldev livestream commerce and live streaming chat rooms are huge in China. Competitive employment environment so can be difficult to get jobs even for those with more advanced degrees so they stay at home and stay online" [X Link](https://x.com/skittlebittler/status/2012027745245724684) 2026-01-16T05:02Z [---] followers, [---] engagements "Fear: I may die at [--] so Im claiming social security early because I want to spend more when younger Reality: Claiming Social Security early is basically buying less longevity insurance. If you claim early because you feel like you wont live long and youre wrong youre stuck with a permanently smaller monthly check for the rest of your life" [X Link](https://x.com/skittlebittler/status/2012167232994804012) 2026-01-16T14:17Z [---] followers, [--] engagements "FOMO: Stocks have earned 20% over the last few years so you should put most of your money in stocks Reality: recent returns are not a forecast. Risk tolerance and time horizon matter more than last years chart" [X Link](https://x.com/skittlebittler/status/2012167236887200049) 2026-01-16T14:17Z [---] followers, [--] engagements "@ankurnagpal Ok I confirmed with Robinhood that for existing customer you will need both more than [--] million and also transfer in additional 500k to qualify for the tax and estate planning service for free the 500k can be across all accounts including retirement" [X Link](https://x.com/skittlebittler/status/2012319059249963488) 2026-01-17T00:20Z [---] followers, [----] engagements "@kevinxu GFY got $IREN same time as you just 5k but fun to see its up so much so quickly" [X Link](https://x.com/skittlebittler/status/2012322738267115655) 2026-01-17T00:35Z [---] followers, [---] engagements "@itsDanfi @ankurnagpal Yeah theyre definitely trying to be an all-inclusive wealth platform Ive been getting 2% bonus uncapped to transfer in external retirement and brokerages" [X Link](https://x.com/skittlebittler/status/2012331025427513687) 2026-01-17T01:07Z [---] followers, [--] engagements "@endogambit Haha he got married and got a kid in [----] I could be wrong but I think Norway largely tax more individual basis and mostly based on wealth and income" [X Link](https://x.com/skittlebittler/status/2012332045259694381) 2026-01-17T01:12Z [---] followers, [--] engagements "@itsDanfi @ankurnagpal Thats true a loss of a lost trust from back then Personally I tried to keep just a portion in Robinhood they did grow to more than the insurance limit The invested portion is protected by SPIC insurance 500k and uninvested cash is protected up to 2.5m by FDIC" [X Link](https://x.com/skittlebittler/status/2012380694131958010) 2026-01-17T04:25Z [---] followers, [--] engagements "Depends on how long you want to hold it The average analyst price target for [--] month is 83-85. Im more of a medium to longer term person so this is within my realm and strong growth potential with AI data etc. I cant speak to short term if thats what you are targeting. A lot of short term momentum so far https://twitter.com/i/web/status/2012456432495628772 https://twitter.com/i/web/status/2012456432495628772" [X Link](https://x.com/skittlebittler/status/2012456432495628772) 2026-01-17T09:26Z [---] followers, [--] engagements "Remember this guy $FIG live look at figma employees today https://t.co/r4okBx0g9T live look at figma employees today https://t.co/r4okBx0g9T" [X Link](https://x.com/skittlebittler/status/2012459426175975616) 2026-01-17T09:38Z [---] followers, [----] engagements "@sweatystartup there are "loopholes" where if you have 10m capital gain and realize those when you are alive you pay tax on those. But if you die and the heir inherits it the cost basis is stepped up and they don't pay tax on 10m" [X Link](https://x.com/skittlebittler/status/2012493748639592505) 2026-01-17T11:54Z [---] followers, [---] engagements "@nntaleb if that's the case the east asians would all be immortals it also depends on green tea quality - some may have contaminations etc. Observational associations are not causation. RCT or its marketing" [X Link](https://x.com/skittlebittler/status/2012498108064915797) 2026-01-17T12:11Z [---] followers, [---] engagements "$MU 250% [--] year return crazyyy. Great boost from high investment in AI infra" [X Link](https://x.com/skittlebittler/status/2012501193298165835) 2026-01-17T12:24Z [---] followers, [---] engagements "@SahilBloom This 💜 Boring is my middle name. Boring is blessed" [X Link](https://x.com/skittlebittler/status/2012544227637662189) 2026-01-17T15:15Z [---] followers, [--] engagements "Japan taxi is quite expensive A $6 ride gets you about Japan: [---] km France: [---] km Germany: [---] km Korea: [--] km China: [--] km India: [--] km its rising again this spring: +10.14%. And wages have not kept up with inflation" [X Link](https://x.com/skittlebittler/status/2012721974078779522) 2026-01-18T03:01Z [---] followers, [--] engagements "Lunch 😊 fresh sashimi #tokyo #is #gorgeous #today" [X Link](https://x.com/skittlebittler/status/2012745969859690899) 2026-01-18T04:36Z [---] followers, [----] engagements "How the Romans and other ancient civilizations built architecture with stone math and human hands and the incredible details and creativity of Renaissance art and sculptures are much more impressive than the AI is to me. These truly inspire me in ways I cannot describe the feeling of standing inside something in awe that survived thousands of years. https://twitter.com/i/web/status/2012877388666040456 https://twitter.com/i/web/status/2012877388666040456" [X Link](https://x.com/skittlebittler/status/2012877388666040456) 2026-01-18T13:19Z [---] followers, [---] engagements "@money_cruncher 👏 Whenever theres a medical expense some of my friends tend to say will just pay with HSA. But if you can paying with credit card is the best. This let HSA grow tax free and save the receipt for later withdrawal" [X Link](https://x.com/skittlebittler/status/2012910745160237320) 2026-01-18T15:31Z [---] followers, 10.3K engagements "@Mr_Derivatives Play baccarat highest odds Or find drunk Texas Holden table Leave when you are up 50% haha" [X Link](https://x.com/skittlebittler/status/2012923135348375835) 2026-01-18T16:20Z [---] followers, [---] engagements "@kevinxu [----] yen $12 and super fresh 🫠" [X Link](https://x.com/skittlebittler/status/2013112845261476176) 2026-01-19T04:54Z [---] followers, [---] engagements "@calimaridip @kevinxu Ikr although I do sometimes miss chipotle tortilla and guac 😂" [X Link](https://x.com/skittlebittler/status/2013145601047728482) 2026-01-19T07:04Z [---] followers, [--] engagements "@money_cruncher Raising the SALT tax cap to 40k (including state income tax + property) really help the high tax states like NY NJ CA CT. So very beneficial for those high earner high tax and high property tax people who can itemize" [X Link](https://x.com/skittlebittler/status/2013265272480624760) 2026-01-19T15:00Z [---] followers, 32.5K engagements "@anewswatchdog @money_cruncher that is true above 500k for married the 40k gets reduced by 30% of those excess of 500k. So 540k income would have 28k cap the benefit is much more reduced" [X Link](https://x.com/skittlebittler/status/2013276308139385153) 2026-01-19T15:44Z [---] followers, [---] engagements "The Latte Effect is real but stop telling people to make coffee at home. 💚 Sipping a Tullys matcha latte on a train platform in Japan and enjoying the simple pleasures in life made me think about the most abused idea in personal finance: the latte effect. Yes the math is real. A $5 coffee every day is $1825/year. Invest that consistently for decades and you can end up with real money. But heres where people tend to go off the rails: [--]. Its not one latte. Its the habit. Stop arguing about a single drink. Convert it to the annual cost of the routine then decide if its worth it. [--]. The latte" [X Link](https://x.com/skittlebittler/status/2013479595497136201) 2026-01-20T05:11Z [---] followers, [---] engagements "Getting the red light therapy in with the pre market $SPY $VOO $QQQ" [X Link](https://x.com/skittlebittler/status/2013580037472080067) 2026-01-20T11:51Z [---] followers, [--] engagements "@money_cruncher Also if you sell for 60k of long term gain you likely will have a lot of principle too so the actual cash flow would be a lot higher Do want to keep MAGI in check if tracking those for ACA cliff" [X Link](https://x.com/skittlebittler/status/2013992899055374756) 2026-01-21T15:11Z [---] followers, [----] engagements "@RayDalio This is great" [X Link](https://x.com/skittlebittler/status/2014140041896112373) 2026-01-22T00:56Z [---] followers, [---] engagements "Where do you think and and the emerging economies like and mature ones are on this curve It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described https://t.co/P4NVrR0pxL It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of" [X Link](https://x.com/skittlebittler/status/2014141878317334545) 2026-01-22T01:03Z [---] followers, [---] engagements "I feel the is closer to late prosperity / financial bubble zone from the graph: rich assets big deficits lots of leverage in parts of the system AI also may change patterns. doesnt automatically mean its gonna be popped I think the system may be more fragile to shocks - to things like macro stuff rates inflation credit event geopolitics of course and politics https://twitter.com/i/web/status/2014202466456490250 https://twitter.com/i/web/status/2014202466456490250" [X Link](https://x.com/skittlebittler/status/2014202466456490250) 2026-01-22T05:04Z [---] followers, [--] engagements "@Mr_Derivatives [--] years later Im almost breaking even 😂 $BABA would be worth SO MUCH more if it werent Chinese haha 😆" [X Link](https://x.com/skittlebittler/status/2014357450250674626) 2026-01-22T15:20Z [---] followers, [----] engagements "@investinyourslv @Mr_Derivatives Yup long term hold for me this and Tencent. I have $BIDU as well similar logic" [X Link](https://x.com/skittlebittler/status/2014365988998050288) 2026-01-22T15:54Z [---] followers, [--] engagements "@kaiskhimji @blockitAI @sequoia You are playing chess side ways :) players bottom left hand rook should always be on a dark square So every piece is on the wrong color square" [X Link](https://x.com/skittlebittler/status/2014567700086075860) 2026-01-23T05:15Z [---] followers, [---] engagements "we also can't live like monks/nuns helpful to evaluate: does buying this thing give you true happiness or it's just daily autopilot spending or to look cool for others If buying something generates true happiness and quality times (not superficial validation): get it. enjoy it https://twitter.com/i/web/status/2014706565748818423 https://twitter.com/i/web/status/2014706565748818423" [X Link](https://x.com/skittlebittler/status/2014706565748818423) 2026-01-23T14:27Z [---] followers, [---] engagements "Lets go Alex This man has no fear receptor I cant imagine being his wife and watching 😨 and kid watching daddy #taipei101" [X Link](https://x.com/skittlebittler/status/2015244034986655885) 2026-01-25T02:03Z [---] followers, [---] engagements "@LHWealthTales I robinhood the robinhood" [X Link](https://x.com/skittlebittler/status/2015649108107964594) 2026-01-26T04:52Z [---] followers, [---] engagements "I think it's still at a monitoring situation personally - it's mostly longer duration bonds (30 [--] years). A lot of those are held by insurers that need to back longer duration liabilities too. For them for now it increases "paper loss" (higher yield lower bond prices losses for existing holders) so not a real concern yet but if the yield continues increasing and unrealized losses get too material where insurer needs to realize those it could be catastrophic Japan government is also doing lots of spending / changes in policies which will be closely monitored and generally these always have" [X Link](https://x.com/skittlebittler/status/2015797054220763433) 2026-01-26T14:40Z [---] followers, [--] engagements "@endogambit Fairly small for now Only have 5% in vanguard total international fund $VXUS. Going forward though I think its worth considering more diversification if focus is balanced risk" [X Link](https://x.com/skittlebittler/status/2010519873206768104) 2026-01-12T01:11Z [---] followers, [--] engagements "@bryan_johnson Stainless steel FTW. Love my fissler" [X Link](https://x.com/skittlebittler/status/2011483618884141276) 2026-01-14T17:00Z [---] followers, [---] engagements "Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK ( $3.53M) tax: 14.6M ( $1.45M) https://twitter.com/i/web/status/2012310873344475631 https://twitter.com/i/web/status/2012310873344475631" [X Link](https://x.com/skittlebittler/status/2012310873344475631) 2026-01-16T23:47Z [---] followers, [----] engagements "Webull's 4% brokerage ACATS transfer bonus is tempting Transfer $1M 40k bonus over [--] years = 8k/year Via ACATS so usually can keep the original investments without needing to sell to incur tax Better than my current Robinhood offer: 1% taxable / 2% IRA (also [--] yr hold) Is this worth the non-Fidelity/Schwab reliable brokerage tradeoff https://twitter.com/i/web/status/2013280190055780397 https://twitter.com/i/web/status/2013280190055780397" [X Link](https://x.com/skittlebittler/status/2013280190055780397) 2026-01-19T15:59Z [---] followers, [---] engagements "@levelsio Magnus Carlsen paid more tax than his income. I imagine its hard to have motivation to make more can pursue whatever and be comfortable https://x.com/skittlebittler/status/2012310873344475631s=46&t=lG9pKDKIxlht4rd5AXiNLw Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK https://t.co/lqvHrHQtXt" [X Link](https://x.com/skittlebittler/status/2013567859541320152) 2026-01-20T11:02Z [---] followers, [---] engagements "This great Japan article's core claim is persuasive but as a foreigner living here for years it does raise some eyebrows. James noted that Japan has been the worlds favorite cautionary tale for [--] years: debt deflation aging collapsing births quiet decline" "the lost decades" But they shouldn't focus on population size but more on robotics + AI + deep tech plus longer term bets like regenerative medicine and human augmentation. So instead of Japan is dying he notes that the better frame is Japan is transitioning earlier than everyone else. - In East Asia Japan has the "best" fertility rate" [X Link](https://x.com/skittlebittler/status/2013969029200064522) 2026-01-21T13:36Z [---] followers, [---] engagements "Free tax filing estate planning and financial guidance with Robinhood. They are certainly trying to get into the holistic wealth management Transfer in 500k and maintain $1m for existing users" [X Link](https://x.com/skittlebittler/status/2014014015307919777) 2026-01-21T16:35Z [---] followers, [---] engagements "@Mr_Derivatives Ikr 🤣 $BABA Jack Ma disappeared from public late [----] and reemerged [--] years later 🤣 wasnt confident of Chinese stocks then may get dissembled when getting too big etc. but story is much different now imo" [X Link](https://x.com/skittlebittler/status/2014359790391275738) 2026-01-22T15:29Z [---] followers, [---] engagements "How much would houses like these cost where you live Built [--] yrs within [--] hour of Atlanta. Many options. Seems like good schools affordable property tax major airport. Am I missing sth about Atlanta real estate seemingly like a better deal vs some other metro areas" [X Link](https://x.com/skittlebittler/status/2014937534862962864) 2026-01-24T05:45Z [---] followers, [---] engagements "@money_cruncher it's very penalizing for W2 earners if anything imo capital gain taxes should be adjusted to even out non-W2 investors vs W2 hardworking workers" [X Link](https://x.com/skittlebittler/status/2015285327242641429) 2026-01-25T04:47Z [---] followers, [----] engagements "@money_cruncher If you live in a state with lower taxes also can consider holding BOXX - same return as VUSXX/short term treasury But if held for more than [--] year it will be taxed at long term capital gain instead of short term income rate Such as 15% plus state tax%" [X Link](https://x.com/skittlebittler/status/2015438243232383127) 2026-01-25T14:54Z [---] followers, 19.3K engagements "I dont know what I did but have been getting free Robinhood gold for months Anyone knows why" [X Link](https://x.com/skittlebittler/status/2015648584440717683) 2026-01-26T04:50Z [---] followers, [----] engagements "What are your top-return stocks For me: $NVDA +1100% $MU +880% $JPM +250% $MSFT +230% Also a graveyard of -60%+ loss from the covid hype era + 2020/21 China bets: $PYPL $ZM $NIO $OPEN $JD At least cant lose 100% 🙃" [X Link](https://x.com/skittlebittler/status/2016080415283683362) 2026-01-27T09:26Z [---] followers, [---] engagements "Got some $UNH pre-market Beat EPS but missed revenue projection Plus news of proposed Medicare funding hit Personally feel like this could be overreaction but will see. Will add more if drops to [---] ish range Still a great dividend yield" [X Link](https://x.com/skittlebittler/status/2016142870550610074) 2026-01-27T13:34Z [---] followers, [---] engagements "This is not 100% true - I closed many with no issues. Just dont close your oldest credit card. Esp closing ones with lower credit limit newer no real impact. Sometimes companies like Chase and capital one also look at how many active ones you have and wont issue you new ones if you have too many existing. I dont need all the Victoria secret banana republic macys card that I opened once to get the $100 bonus. They are much better closed for peace of mind (or let the issuer close automatically) https://twitter.com/i/web/status/2016345279986073833" [X Link](https://x.com/skittlebittler/status/2016345279986073833) 2026-01-28T02:59Z [---] followers, [----] engagements "@Mr_Derivatives michhronnn for shurrrrrrrr" [X Link](https://x.com/skittlebittler/status/2016845920323957089) 2026-01-29T12:08Z [---] followers, [---] engagements "$MSFT Microsoft or Bighard You know what I think 🙃 - Beat earnings - Slightly slower Azure growth than expected - Bigger Capex than anticipated Only at beginning phases of AI diffusions No changes in my fundamental view valuation Long term hold Next add 435" [X Link](https://x.com/skittlebittler/status/2016855227656479207) 2026-01-29T12:45Z [---] followers, [---] engagements "$MSFT holy moly erased more than a year of gains. Got the same price the ones I had from Nov 24" [X Link](https://x.com/skittlebittler/status/2016884637336031501) 2026-01-29T14:42Z [---] followers, [---] engagements "Are all the @moltbook posts fully auto generated by the clawbots (@openclaw) or some of yall just prompt your bots to post these for fun I really cannot tell" [X Link](https://x.com/skittlebittler/status/2017474984680296895) 2026-01-31T05:48Z [---] followers, [---] engagements "@Mr_Derivatives Crazy $META is still cheap now per forward PE comparatively even after the recent boom" [X Link](https://x.com/skittlebittler/status/2017616341944177008) 2026-01-31T15:09Z [---] followers, [----] engagements "@The_Money_Buddy @moltbook @openclaw Yeah just ask 🤖 to talk like AGI haha sone insane but some overtype too" [X Link](https://x.com/skittlebittler/status/2017768088864018694) 2026-02-01T01:12Z [---] followers, [--] engagements "@longriverCM You are giving me hope Hahah long live $BRKB" [X Link](https://x.com/skittlebittler/status/2017813687093104923) 2026-02-01T04:14Z [---] followers, [---] engagements "@dr_cintas so cool all the incredible "meta" worlds other than made by $META. Zuck gotta be so jealous" [X Link](https://x.com/skittlebittler/status/2017975475700912335) 2026-02-01T14:57Z [---] followers, [---] engagements "When your alarm hits at 7am after [--] hr sleep and you have to be in yet another corporate meeting talking about USGAAP accounting and upcoming earnings call you know all these shit mean absolutely nothing and just invented hamster wheel work youd rather be taking a morning walk on a gorgeous beach in Brazils incredible coastal landscape fruit smoothie in hand listening to the waves and seeing the sky melt into sunset followed by whatever you passion leads Thats why financial freedom is one of the most liberating things ever Own your time https://twitter.com/i/web/status/2018108196976738424" [X Link](https://x.com/skittlebittler/status/2018108196976738424) 2026-02-01T23:44Z [---] followers, [---] engagements "Yes a few more bridges that help too: [--]. Roth conversion ladder: convert pre-tax (401k IRA) to Roth each year pay tax often at lower brackets since early retired and then withdraw these converted amounts after [--] years penalty free [--]. Roth basis: you can pull out your roth principle/contributions anytime penalty/tax free [--]. Use HSA: you can save receipts now and reimburse yourself decades later tax-free https://twitter.com/i/web/status/2019226711670641070 https://twitter.com/i/web/status/2019226711670641070" [X Link](https://x.com/skittlebittler/status/2019226711670641070) 2026-02-05T01:48Z [---] followers, [----] engagements "@Dontbeexitliq Yes agree specifically i like its AWS growth P/E seems fairly attractive in these days (less than $WMT) and their AI focus on e-commerce which I feel optimistic about" [X Link](https://x.com/skittlebittler/status/2019235974518284676) 2026-02-05T02:25Z [---] followers, [--] engagements "yeah people always seem to doubt more when price is down (this happened to $GOOGL and $META before the recent year boom - they were flat/down for a while). I agree that there may be concerns but esp. for enterprise the moat is huge And the recent price drop is just too tempting lol. It may go down more given the more recent technical moves but I feel when you look at long term timeline it will just be a blimp" [X Link](https://x.com/skittlebittler/status/2019237246625542599) 2026-02-05T02:30Z [---] followers, [---] engagements "@Dontbeexitliq yeah for sure makes sense with some diversification when you have employee stocks. And agree i will add more when it's lower" [X Link](https://x.com/skittlebittler/status/2019238763952763296) 2026-02-05T02:36Z [---] followers, [--] engagements "@alpha_ai @kevinxu Roast me. Dont hold back. I also have $ZM from the same Covid year 😂" [X Link](https://x.com/skittlebittler/status/2019296995714953686) 2026-02-05T06:28Z [---] followers, [--] engagements "@money_cruncher Also 1.6% of world population is $millionaire (per [----] UBS survey) while if you look at X and Reddit they be 1M is living on the street" [X Link](https://x.com/skittlebittler/status/2019635233034047954) 2026-02-06T04:52Z [---] followers, [---] engagements "@longriverCM Risk control and diversification is very important. Its easy to ignore and feel fomo when stocks consistently go up but under volatile environment which will come plenty plenty of times in our live time the risk management value shines much brighter" [X Link](https://x.com/skittlebittler/status/2019743125015556205) 2026-02-06T12:01Z [---] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@skittlebittler SkittleFI
SkittleFI posts on X about if you, ai, $hood, stocks the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Engagements: [---] #
- [--] Week [-----] -71%
- [--] Month [-------] +90%
- [--] Year [---------] +52,037,022%
Mentions: [--] #
Followers: [---] #
- [--] Week [---] +4.30%
- [--] Month [---] +73%
CreatorRank: [---------] #
Social Influence
Social category influence finance 47.57% stocks 31.07% technology brands 13.59% countries 9.71% currencies 4.85% luxury brands 1.94% fashion brands 1.94% financial services 1.94% automotive brands 1.94% cryptocurrencies 0.97%
Social topic influence if you 11.65%, ai 7.77%, $hood 6.8%, stocks 5.83%, japan 5.83%, gain 5.83%, $googl 4.85%, $msft 4.85%, $meta 4.85%, meta 4.85%
Top accounts mentioned or mentioned by @moneycruncher @mrderivatives @longrivercm @endogambit @kevinxu @ankurnagpal @thestockbro @wallstreetapes @thediegotrombon @longgameequity @mgfeed @itsdanfi @moltbook @openclaw @dontbeexitliq @mg_feed @_maga_patriot @vraserx @jaunespommes @nickgerli1
Top assets mentioned Robinhood Markets, Inc. (HOOD) Alphabet Inc Class A (GOOGL) Microsoft Corp. (MSFT) Metadium (META) Berkshire Hathaway Inc Class B (BRK.B) Walmart, Inc. (WMT) Amazon.com, Inc. (AMZN) Micron Technology, Inc. (MU) Alibaba Group (BABA) Zoom Video Communications Inc (ZM) Chipotle Mexican Grill, Inc. (CMG) Costco Hot Dog (COST) Starbucks Corporation (SBUX) McDonald's Corp (MCD) Yum! Brands, Inc. (YUM) Broadcom, Inc. (AVGO)
Top Social Posts
Top posts by engagements in the last [--] hours
"I need to wash my car. Car wash is [--] meters away. Should I walk there or drive there GPT: walk Gemini: drive Claude: drive X: drive 😏"
X Link 2026-02-11T08:45Z [---] followers, [----] engagements
"If you want to bet on a weak yen Japanese yen/Mexican peso carry trade has done much better than S&P [---] last year Borrow in JPY (low rates) invest in MXN (high rates) pocket the difference. Caution that BOJ tightening can make JPY rip higher and wipe out months of carry"
X Link 2026-01-16T17:18Z [---] followers, [---] engagements
"@TheStockBro Amazing Agree I think the current strong memory demand super cycle is going to continue for another 1-2 years at a minimum. Ive been looking to get some more Samsung/SK Hynix"
X Link 2026-02-07T09:24Z [---] followers, [--] engagements
"@money_cruncher Theres no free tax filing if you have at a minimum employee stock purchase. You need turbotax paid versions deluxe and premium. Although sometimes brokerage provide discounted ones like fidelity does. Got it for free from them last year"
X Link 2026-02-07T14:44Z [---] followers, [----] engagements
"@WallStreetApes You are a fast food chain not Louis Vuitton. Pricing based on customer income is disgraceful. Also a lot of the customers come for combined convenience + value + simple food. Its not difficult to replace the food you provide"
X Link 2026-02-08T02:32Z [---] followers, 18K engagements
"@TheDiegoTrombon @WallStreetApes yeah we have a lot of local burrito spots with more variety of sides and sauces healthier options tasting better I love chipotle and had a lot of over the decade but got sick of the same flavor profile and limited sides and other options came with better value"
X Link 2026-02-08T05:29Z [---] followers, [---] engagements
"Interesting cross-sector PE snapshot: retail/restaurant big tech/financial not even forward PE - makes some Mag [--] + defensive $BRK.B look like the value play Retail: $WMT: [--] $COST: [--] Restaurant: $CMG: [--] (Chipotle) $MCD: [--] $YUM: [--] (KFC Taco bell pizza hut) $SBUX: [--] (CEO Niccol premium is portable taco to burrito to coffee) Big Tech: $MSFT: [--] $AMZN: [--] $GOOGL: [--] $META: [--] $NVDA: [--] Financial: $BRK.B: [--] $JPM: [--] https://twitter.com/i/web/status/2020376421420413182 https://twitter.com/i/web/status/2020376421420413182"
X Link 2026-02-08T05:57Z [---] followers, [---] engagements
"@money_cruncher 👏 Vanguard ETFs are great due to low fees. I park all my cash in $VUSXX $SGOV $BOXX Before was using fidelity money market fund and they have 40bps fee vs Vanguard only 7bps 🤯"
X Link 2026-02-08T14:38Z [---] followers, [----] engagements
"love $HOOD but gambling should be heavily regulated and not promoted on Robinhood Even as a person who would much prefer not losing $10 than making $100 Im very tempted to bet on these. You can bet on all sorts of random stuff Who has ad What song will bad bunny start with This is very against responsible financial planning and consistent working towards our financial goal. https://twitter.com/i/web/status/2020656366889975884 https://twitter.com/i/web/status/2020656366889975884"
X Link 2026-02-09T00:29Z [---] followers, [----] engagements
"@LongGameEquity And Vlad said its Robinhoods fastest growing business couple of months agothey push it as sth new and fun when its just the plain old gambling made easily accessible with a click of button 😅"
X Link 2026-02-09T01:51Z [---] followers, [---] engagements
"@MG_Feed 😂 very black mirror vibe theres one episode thats so similar to this on ad 🤣"
X Link 2026-02-09T07:31Z [---] followers, [--] engagements
"@MG_Feed Its an amazing money printing machine haha casino never loses"
X Link 2026-02-09T07:32Z [---] followers, [--] engagements
"I get what you are coming from. I just think its helpful for everyone to be more aware of risk management and have fun within control - its a responsible thing to do for financial planning. :) I dont gamble either and have got tempted to prediction market here couple of times. It makes the events more fun. I know acquaintances who love gambling and sports betting who lost (and won) a lot here its just so easily accessible. I personally think Robinhood should not try to always positively promote it as new asset class and one of the most successful ventures (it is for investors sure) but more"
X Link 2026-02-09T13:11Z [---] followers, [--] engagements
"This is very true imo. Good read. In financial planning we always use past performance to predict the future - on things like inflation asset performance etc. but it's hard for me to picture what the future may look like which is why I think some diversification and risk management helps with peace of mind and continue adapting and enjoying simple moments in life. https://twitter.com/i/web/status/2021457757023633464 https://twitter.com/i/web/status/2021457757023633464"
X Link 2026-02-11T05:34Z [---] followers, [--] engagements
"@longriverCM lol me too And Gemini response is hilarious too - unless you want to carry the car or go for human wash 😂 need to have Gemini roast GPT"
X Link 2026-02-12T02:12Z [---] followers, [--] engagements
"Yep also pairs perfectly with a Roth conversion ladder: do annual Trad - Roth conversions in the gap years/after retirement they become penalty free after [--] years. And in years your taxable income is low because cap gains are low you can fill the brackets with bigger conversions to maximize how much you move over at lower tax brackets https://twitter.com/i/web/status/2022315139035451740 https://twitter.com/i/web/status/2022315139035451740"
X Link 2026-02-13T14:21Z [---] followers, [---] engagements
"@VraserX You are spewing western propaganda. Have you lived in China before It surely is not as democratic in some ways and government has tremendous flaws but the daily life is absolutely not what you have described. Please do not confused single incidence with statistical credibility"
X Link 2025-08-21T13:19Z [---] followers, [--] engagements
"1/ The Timing Announcements right before earnings are no accident. Nvidia has a pattern: seed hype frame the future then deliver numbers. This isnt random marketingits narrative engineering"
X Link 2025-08-25T11:29Z [---] followers, [--] engagements
"@JaunesPommes Those are her latest reported purchased options - $GOOGL and $AMZN. End o June she did exercise 20k call options worth millions on $AVGO with $80 strike price that she purchased 06/2024"
X Link 2025-09-05T12:37Z [---] followers, [--] engagements
"Got some $META $MSFT $BRKB $GOOGL these last [--] days Huge companies with healthy forward PE that are underperforming the market: Sorted by extra mega cap (500B) Ranked by lowest forward PE (top 15) Looked at 6M & 1Y performance I like tech and $BRK is good for defensive play"
X Link 2026-01-23T02:50Z [---] followers, [----] engagements
"One of my favorite Japanese aesthetic philosophy is wabi sabi It focuses on finding beauty in imperfection authenticity and simplicity and embracing the grace in aging worn and weathered over perfect new and artificial. Theres an art called kintsugi: when a ceramic breaks you dont hide it. You repair it with lacquer mixed with gold so the cracks become part of the story and illuminated. In love we all have our perfect imperfections. We can fall for someones particular pattern of flaws quirks scars and how they carry them. Exploring embracing and falling in love with the cracks in each other"
X Link 2026-02-15T14:30Z [---] followers, [---] engagements
"Start saving at [--] retire at [--] (40 years) Salary: $80000 grows 3%/yr Investments: 7%/yr return (nominal) What compounding does: 5% saved $1.17M at [--] (you contributed $302k growth did $870k) 10% saved $2.34M at [--] (you contributed $603k growth did $1.74M) 15% saved $3.51M at [--] (you contributed $905k growth did $2.61M) https://twitter.com/i/web/status/2011247439467200924 https://twitter.com/i/web/status/2011247439467200924"
X Link 2026-01-14T01:22Z [---] followers, [---] engagements
"@nickgerli1 Can someone help me understand why in the long run people would want coastal Florida condos other than no income tax which is low for most retirees else where too. The natural disaster maintenance bills absurdly high insurance bills high HOA. Unless renting out offsets"
X Link 2026-01-14T01:44Z [---] followers, [----] engagements
"@endogambit @money_cruncher It's true Japan equity market hasn't returned anything in decades - unless it's individual stocks or timed at the dip"
X Link 2026-01-14T01:47Z [---] followers, [--] engagements
"@5tu_bagel @money_cruncher inflation is a key assumption average annualized over the decades hopefully won't go crazy but who knows. so important to have some asset classes that positively correlate to inflation/inflation-adjusted"
X Link 2026-01-14T01:49Z [---] followers, [--] engagements
"@endogambit In their mind: 500k S&P index fund 500k house which is worth infinity and beyond 500k S&P index fund 500k cash/savings account"
X Link 2026-01-14T02:16Z [---] followers, [--] engagements
"Japanese Yen 😮 time for y'all to come visit"
X Link 2026-01-14T02:45Z [---] followers, [---] engagements
"Hot product in Japan the recent years: a USD carry trade in an insurance fixed income suit Put in $100 day [--] Guarantee 4% annual interest (current was 5+%) You can take out your $ anytime and penalty free after 5-7 years If you die you get some death benefit Since its in USD recent years there have been so many ppl surrendering You get the smaller fixed interest Plus 30%+ appreciation of USD Great for those betting on JPY weakening and with limited downside risks Japanese population who are generally cautious of equity love this Japanese Yen 😮 time for y'all to come visit"
X Link 2026-01-14T04:53Z [---] followers, [---] engagements
"Yup most retail borrowing in Japan like mortgages is priced off short term benchmarks not the 10-30y JGB directly so that chart is more of a signal than a funding rate. Most Japanese use flexible mortgage rather than [--] yr like US and they are still 1% Yes the trade is also less juicy now as Japan hikes and the US lowers rate. And FX is also a real boss here: depends whether you're borrowing JPY to buy USD assets or holding USD and swapping to JPY. JPY has weakened a lot vs USD/EUR recently but reversals are what blow up carry trade https://twitter.com/i/web/status/2011314959398076905"
X Link 2026-01-14T05:50Z [---] followers, [---] engagements
"@AutismCapital Can $AAPL make AR/XR glasses fit for small Asian noses because they (and most sunglasses and 3D movie glasses) tend to slowly slide off my nose"
X Link 2026-01-14T06:06Z [---] followers, [---] engagements
"👏 although the variable annuities product back in early 2000s were printing 20% of those products guaranteed 10+% annual growth rates on the lifetime income benefit Insane deal for those policyholders Big misprice for the insurers So important to help educate people and play the best fiduciary rule https://twitter.com/i/web/status/2011433781165748225 https://twitter.com/i/web/status/2011433781165748225"
X Link 2026-01-14T13:42Z [---] followers, [----] engagements
"Federally yup: capital losses carry forward indefinitely. Losses net short term with short term gain and long term with LT first then the net amounts offset each other. Up to $3k/yr can offset ordinary income State taxes many states differ (for example NJ has no capital loss carryforward)"
X Link 2026-01-14T14:13Z [---] followers, [----] engagements
"@money_cruncher if you are just living off long term capital gain you pay so little tax $98900 (0% tax cap on LTCG) + $32200 (standard deduction) = $131100 of income no tax crazy"
X Link 2026-01-14T14:50Z [---] followers, [---] engagements
"@money_cruncher Yes I've been doing dividend-heavy assets in retirement/tax-advantaged accounts and lower yield ones in taxable. Dividends raise MAGI too and can cost you ACA subsidies even if you didnt spend anything. So important to keep track of MAGI"
X Link 2026-01-15T03:18Z [---] followers, [----] engagements
"@money_cruncher 😂 love it I will do the same but I will do $100 in $GOOGL for every follower from this LOL"
X Link 2026-01-16T03:32Z [---] followers, [---] engagements
"X is a bubble. Most general public including office workers dont care or know much about AI development. In some ways just another corporate fluff word (like Agile) thats in all training materials and conference topics but hasnt transferred into real productivity (for outside of certain fields) https://twitter.com/i/web/status/2012023068487794866 https://twitter.com/i/web/status/2012023068487794866"
X Link 2026-01-16T04:44Z [---] followers, [---] engagements
"@alexcooldev livestream commerce and live streaming chat rooms are huge in China. Competitive employment environment so can be difficult to get jobs even for those with more advanced degrees so they stay at home and stay online"
X Link 2026-01-16T05:02Z [---] followers, [---] engagements
"Fear: I may die at [--] so Im claiming social security early because I want to spend more when younger Reality: Claiming Social Security early is basically buying less longevity insurance. If you claim early because you feel like you wont live long and youre wrong youre stuck with a permanently smaller monthly check for the rest of your life"
X Link 2026-01-16T14:17Z [---] followers, [--] engagements
"FOMO: Stocks have earned 20% over the last few years so you should put most of your money in stocks Reality: recent returns are not a forecast. Risk tolerance and time horizon matter more than last years chart"
X Link 2026-01-16T14:17Z [---] followers, [--] engagements
"@ankurnagpal Ok I confirmed with Robinhood that for existing customer you will need both more than [--] million and also transfer in additional 500k to qualify for the tax and estate planning service for free the 500k can be across all accounts including retirement"
X Link 2026-01-17T00:20Z [---] followers, [----] engagements
"@kevinxu GFY got $IREN same time as you just 5k but fun to see its up so much so quickly"
X Link 2026-01-17T00:35Z [---] followers, [---] engagements
"@itsDanfi @ankurnagpal Yeah theyre definitely trying to be an all-inclusive wealth platform Ive been getting 2% bonus uncapped to transfer in external retirement and brokerages"
X Link 2026-01-17T01:07Z [---] followers, [--] engagements
"@endogambit Haha he got married and got a kid in [----] I could be wrong but I think Norway largely tax more individual basis and mostly based on wealth and income"
X Link 2026-01-17T01:12Z [---] followers, [--] engagements
"@itsDanfi @ankurnagpal Thats true a loss of a lost trust from back then Personally I tried to keep just a portion in Robinhood they did grow to more than the insurance limit The invested portion is protected by SPIC insurance 500k and uninvested cash is protected up to 2.5m by FDIC"
X Link 2026-01-17T04:25Z [---] followers, [--] engagements
"Depends on how long you want to hold it The average analyst price target for [--] month is 83-85. Im more of a medium to longer term person so this is within my realm and strong growth potential with AI data etc. I cant speak to short term if thats what you are targeting. A lot of short term momentum so far https://twitter.com/i/web/status/2012456432495628772 https://twitter.com/i/web/status/2012456432495628772"
X Link 2026-01-17T09:26Z [---] followers, [--] engagements
"Remember this guy $FIG live look at figma employees today https://t.co/r4okBx0g9T live look at figma employees today https://t.co/r4okBx0g9T"
X Link 2026-01-17T09:38Z [---] followers, [----] engagements
"@sweatystartup there are "loopholes" where if you have 10m capital gain and realize those when you are alive you pay tax on those. But if you die and the heir inherits it the cost basis is stepped up and they don't pay tax on 10m"
X Link 2026-01-17T11:54Z [---] followers, [---] engagements
"@nntaleb if that's the case the east asians would all be immortals it also depends on green tea quality - some may have contaminations etc. Observational associations are not causation. RCT or its marketing"
X Link 2026-01-17T12:11Z [---] followers, [---] engagements
"$MU 250% [--] year return crazyyy. Great boost from high investment in AI infra"
X Link 2026-01-17T12:24Z [---] followers, [---] engagements
"@SahilBloom This 💜 Boring is my middle name. Boring is blessed"
X Link 2026-01-17T15:15Z [---] followers, [--] engagements
"Japan taxi is quite expensive A $6 ride gets you about Japan: [---] km France: [---] km Germany: [---] km Korea: [--] km China: [--] km India: [--] km its rising again this spring: +10.14%. And wages have not kept up with inflation"
X Link 2026-01-18T03:01Z [---] followers, [--] engagements
"Lunch 😊 fresh sashimi #tokyo #is #gorgeous #today"
X Link 2026-01-18T04:36Z [---] followers, [----] engagements
"How the Romans and other ancient civilizations built architecture with stone math and human hands and the incredible details and creativity of Renaissance art and sculptures are much more impressive than the AI is to me. These truly inspire me in ways I cannot describe the feeling of standing inside something in awe that survived thousands of years. https://twitter.com/i/web/status/2012877388666040456 https://twitter.com/i/web/status/2012877388666040456"
X Link 2026-01-18T13:19Z [---] followers, [---] engagements
"@money_cruncher 👏 Whenever theres a medical expense some of my friends tend to say will just pay with HSA. But if you can paying with credit card is the best. This let HSA grow tax free and save the receipt for later withdrawal"
X Link 2026-01-18T15:31Z [---] followers, 10.3K engagements
"@Mr_Derivatives Play baccarat highest odds Or find drunk Texas Holden table Leave when you are up 50% haha"
X Link 2026-01-18T16:20Z [---] followers, [---] engagements
"@kevinxu [----] yen $12 and super fresh 🫠"
X Link 2026-01-19T04:54Z [---] followers, [---] engagements
"@calimaridip @kevinxu Ikr although I do sometimes miss chipotle tortilla and guac 😂"
X Link 2026-01-19T07:04Z [---] followers, [--] engagements
"@money_cruncher Raising the SALT tax cap to 40k (including state income tax + property) really help the high tax states like NY NJ CA CT. So very beneficial for those high earner high tax and high property tax people who can itemize"
X Link 2026-01-19T15:00Z [---] followers, 32.5K engagements
"@anewswatchdog @money_cruncher that is true above 500k for married the 40k gets reduced by 30% of those excess of 500k. So 540k income would have 28k cap the benefit is much more reduced"
X Link 2026-01-19T15:44Z [---] followers, [---] engagements
"The Latte Effect is real but stop telling people to make coffee at home. 💚 Sipping a Tullys matcha latte on a train platform in Japan and enjoying the simple pleasures in life made me think about the most abused idea in personal finance: the latte effect. Yes the math is real. A $5 coffee every day is $1825/year. Invest that consistently for decades and you can end up with real money. But heres where people tend to go off the rails: [--]. Its not one latte. Its the habit. Stop arguing about a single drink. Convert it to the annual cost of the routine then decide if its worth it. [--]. The latte"
X Link 2026-01-20T05:11Z [---] followers, [---] engagements
"Getting the red light therapy in with the pre market $SPY $VOO $QQQ"
X Link 2026-01-20T11:51Z [---] followers, [--] engagements
"@money_cruncher Also if you sell for 60k of long term gain you likely will have a lot of principle too so the actual cash flow would be a lot higher Do want to keep MAGI in check if tracking those for ACA cliff"
X Link 2026-01-21T15:11Z [---] followers, [----] engagements
"@RayDalio This is great"
X Link 2026-01-22T00:56Z [---] followers, [---] engagements
"Where do you think and and the emerging economies like and mature ones are on this curve It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described https://t.co/P4NVrR0pxL It's now happening. The existing fiat monetary order the domestic political order and the international geopolitical order are all breaking down so we are at the brink of wars. It all is happening because of"
X Link 2026-01-22T01:03Z [---] followers, [---] engagements
"I feel the is closer to late prosperity / financial bubble zone from the graph: rich assets big deficits lots of leverage in parts of the system AI also may change patterns. doesnt automatically mean its gonna be popped I think the system may be more fragile to shocks - to things like macro stuff rates inflation credit event geopolitics of course and politics https://twitter.com/i/web/status/2014202466456490250 https://twitter.com/i/web/status/2014202466456490250"
X Link 2026-01-22T05:04Z [---] followers, [--] engagements
"@Mr_Derivatives [--] years later Im almost breaking even 😂 $BABA would be worth SO MUCH more if it werent Chinese haha 😆"
X Link 2026-01-22T15:20Z [---] followers, [----] engagements
"@investinyourslv @Mr_Derivatives Yup long term hold for me this and Tencent. I have $BIDU as well similar logic"
X Link 2026-01-22T15:54Z [---] followers, [--] engagements
"@kaiskhimji @blockitAI @sequoia You are playing chess side ways :) players bottom left hand rook should always be on a dark square So every piece is on the wrong color square"
X Link 2026-01-23T05:15Z [---] followers, [---] engagements
"we also can't live like monks/nuns helpful to evaluate: does buying this thing give you true happiness or it's just daily autopilot spending or to look cool for others If buying something generates true happiness and quality times (not superficial validation): get it. enjoy it https://twitter.com/i/web/status/2014706565748818423 https://twitter.com/i/web/status/2014706565748818423"
X Link 2026-01-23T14:27Z [---] followers, [---] engagements
"Lets go Alex This man has no fear receptor I cant imagine being his wife and watching 😨 and kid watching daddy #taipei101"
X Link 2026-01-25T02:03Z [---] followers, [---] engagements
"@LHWealthTales I robinhood the robinhood"
X Link 2026-01-26T04:52Z [---] followers, [---] engagements
"I think it's still at a monitoring situation personally - it's mostly longer duration bonds (30 [--] years). A lot of those are held by insurers that need to back longer duration liabilities too. For them for now it increases "paper loss" (higher yield lower bond prices losses for existing holders) so not a real concern yet but if the yield continues increasing and unrealized losses get too material where insurer needs to realize those it could be catastrophic Japan government is also doing lots of spending / changes in policies which will be closely monitored and generally these always have"
X Link 2026-01-26T14:40Z [---] followers, [--] engagements
"@endogambit Fairly small for now Only have 5% in vanguard total international fund $VXUS. Going forward though I think its worth considering more diversification if focus is balanced risk"
X Link 2026-01-12T01:11Z [---] followers, [--] engagements
"@bryan_johnson Stainless steel FTW. Love my fissler"
X Link 2026-01-14T17:00Z [---] followers, [---] engagements
"Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK ( $3.53M) tax: 14.6M ( $1.45M) https://twitter.com/i/web/status/2012310873344475631 https://twitter.com/i/web/status/2012310873344475631"
X Link 2026-01-16T23:47Z [---] followers, [----] engagements
"Webull's 4% brokerage ACATS transfer bonus is tempting Transfer $1M 40k bonus over [--] years = 8k/year Via ACATS so usually can keep the original investments without needing to sell to incur tax Better than my current Robinhood offer: 1% taxable / 2% IRA (also [--] yr hold) Is this worth the non-Fidelity/Schwab reliable brokerage tradeoff https://twitter.com/i/web/status/2013280190055780397 https://twitter.com/i/web/status/2013280190055780397"
X Link 2026-01-19T15:59Z [---] followers, [---] engagements
"@levelsio Magnus Carlsen paid more tax than his income. I imagine its hard to have motivation to make more can pursue whatever and be comfortable https://x.com/skittlebittler/status/2012310873344475631s=46&t=lG9pKDKIxlht4rd5AXiNLw Magnus Carlsen paid more tax than his income in [----] due to Norways wealth tax [----] Net wealth: 101.4M NOK ( $10.5M) Income: 1.245M ( $129K) tax: 1.587M ( $165K) Norways tax record is public Less in [----] but still material: Wealth: 109.3M ( $10.83M) Income: 35.6M NOK https://t.co/lqvHrHQtXt"
X Link 2026-01-20T11:02Z [---] followers, [---] engagements
"This great Japan article's core claim is persuasive but as a foreigner living here for years it does raise some eyebrows. James noted that Japan has been the worlds favorite cautionary tale for [--] years: debt deflation aging collapsing births quiet decline" "the lost decades" But they shouldn't focus on population size but more on robotics + AI + deep tech plus longer term bets like regenerative medicine and human augmentation. So instead of Japan is dying he notes that the better frame is Japan is transitioning earlier than everyone else. - In East Asia Japan has the "best" fertility rate"
X Link 2026-01-21T13:36Z [---] followers, [---] engagements
"Free tax filing estate planning and financial guidance with Robinhood. They are certainly trying to get into the holistic wealth management Transfer in 500k and maintain $1m for existing users"
X Link 2026-01-21T16:35Z [---] followers, [---] engagements
"@Mr_Derivatives Ikr 🤣 $BABA Jack Ma disappeared from public late [----] and reemerged [--] years later 🤣 wasnt confident of Chinese stocks then may get dissembled when getting too big etc. but story is much different now imo"
X Link 2026-01-22T15:29Z [---] followers, [---] engagements
"How much would houses like these cost where you live Built [--] yrs within [--] hour of Atlanta. Many options. Seems like good schools affordable property tax major airport. Am I missing sth about Atlanta real estate seemingly like a better deal vs some other metro areas"
X Link 2026-01-24T05:45Z [---] followers, [---] engagements
"@money_cruncher it's very penalizing for W2 earners if anything imo capital gain taxes should be adjusted to even out non-W2 investors vs W2 hardworking workers"
X Link 2026-01-25T04:47Z [---] followers, [----] engagements
"@money_cruncher If you live in a state with lower taxes also can consider holding BOXX - same return as VUSXX/short term treasury But if held for more than [--] year it will be taxed at long term capital gain instead of short term income rate Such as 15% plus state tax%"
X Link 2026-01-25T14:54Z [---] followers, 19.3K engagements
"I dont know what I did but have been getting free Robinhood gold for months Anyone knows why"
X Link 2026-01-26T04:50Z [---] followers, [----] engagements
"What are your top-return stocks For me: $NVDA +1100% $MU +880% $JPM +250% $MSFT +230% Also a graveyard of -60%+ loss from the covid hype era + 2020/21 China bets: $PYPL $ZM $NIO $OPEN $JD At least cant lose 100% 🙃"
X Link 2026-01-27T09:26Z [---] followers, [---] engagements
"Got some $UNH pre-market Beat EPS but missed revenue projection Plus news of proposed Medicare funding hit Personally feel like this could be overreaction but will see. Will add more if drops to [---] ish range Still a great dividend yield"
X Link 2026-01-27T13:34Z [---] followers, [---] engagements
"This is not 100% true - I closed many with no issues. Just dont close your oldest credit card. Esp closing ones with lower credit limit newer no real impact. Sometimes companies like Chase and capital one also look at how many active ones you have and wont issue you new ones if you have too many existing. I dont need all the Victoria secret banana republic macys card that I opened once to get the $100 bonus. They are much better closed for peace of mind (or let the issuer close automatically) https://twitter.com/i/web/status/2016345279986073833"
X Link 2026-01-28T02:59Z [---] followers, [----] engagements
"@Mr_Derivatives michhronnn for shurrrrrrrr"
X Link 2026-01-29T12:08Z [---] followers, [---] engagements
"$MSFT Microsoft or Bighard You know what I think 🙃 - Beat earnings - Slightly slower Azure growth than expected - Bigger Capex than anticipated Only at beginning phases of AI diffusions No changes in my fundamental view valuation Long term hold Next add 435"
X Link 2026-01-29T12:45Z [---] followers, [---] engagements
"$MSFT holy moly erased more than a year of gains. Got the same price the ones I had from Nov 24"
X Link 2026-01-29T14:42Z [---] followers, [---] engagements
"Are all the @moltbook posts fully auto generated by the clawbots (@openclaw) or some of yall just prompt your bots to post these for fun I really cannot tell"
X Link 2026-01-31T05:48Z [---] followers, [---] engagements
"@Mr_Derivatives Crazy $META is still cheap now per forward PE comparatively even after the recent boom"
X Link 2026-01-31T15:09Z [---] followers, [----] engagements
"@The_Money_Buddy @moltbook @openclaw Yeah just ask 🤖 to talk like AGI haha sone insane but some overtype too"
X Link 2026-02-01T01:12Z [---] followers, [--] engagements
"@longriverCM You are giving me hope Hahah long live $BRKB"
X Link 2026-02-01T04:14Z [---] followers, [---] engagements
"@dr_cintas so cool all the incredible "meta" worlds other than made by $META. Zuck gotta be so jealous"
X Link 2026-02-01T14:57Z [---] followers, [---] engagements
"When your alarm hits at 7am after [--] hr sleep and you have to be in yet another corporate meeting talking about USGAAP accounting and upcoming earnings call you know all these shit mean absolutely nothing and just invented hamster wheel work youd rather be taking a morning walk on a gorgeous beach in Brazils incredible coastal landscape fruit smoothie in hand listening to the waves and seeing the sky melt into sunset followed by whatever you passion leads Thats why financial freedom is one of the most liberating things ever Own your time https://twitter.com/i/web/status/2018108196976738424"
X Link 2026-02-01T23:44Z [---] followers, [---] engagements
"Yes a few more bridges that help too: [--]. Roth conversion ladder: convert pre-tax (401k IRA) to Roth each year pay tax often at lower brackets since early retired and then withdraw these converted amounts after [--] years penalty free [--]. Roth basis: you can pull out your roth principle/contributions anytime penalty/tax free [--]. Use HSA: you can save receipts now and reimburse yourself decades later tax-free https://twitter.com/i/web/status/2019226711670641070 https://twitter.com/i/web/status/2019226711670641070"
X Link 2026-02-05T01:48Z [---] followers, [----] engagements
"@Dontbeexitliq Yes agree specifically i like its AWS growth P/E seems fairly attractive in these days (less than $WMT) and their AI focus on e-commerce which I feel optimistic about"
X Link 2026-02-05T02:25Z [---] followers, [--] engagements
"yeah people always seem to doubt more when price is down (this happened to $GOOGL and $META before the recent year boom - they were flat/down for a while). I agree that there may be concerns but esp. for enterprise the moat is huge And the recent price drop is just too tempting lol. It may go down more given the more recent technical moves but I feel when you look at long term timeline it will just be a blimp"
X Link 2026-02-05T02:30Z [---] followers, [---] engagements
"@Dontbeexitliq yeah for sure makes sense with some diversification when you have employee stocks. And agree i will add more when it's lower"
X Link 2026-02-05T02:36Z [---] followers, [--] engagements
"@alpha_ai @kevinxu Roast me. Dont hold back. I also have $ZM from the same Covid year 😂"
X Link 2026-02-05T06:28Z [---] followers, [--] engagements
"@money_cruncher Also 1.6% of world population is $millionaire (per [----] UBS survey) while if you look at X and Reddit they be 1M is living on the street"
X Link 2026-02-06T04:52Z [---] followers, [---] engagements
"@longriverCM Risk control and diversification is very important. Its easy to ignore and feel fomo when stocks consistently go up but under volatile environment which will come plenty plenty of times in our live time the risk management value shines much brighter"
X Link 2026-02-06T12:01Z [---] followers, [--] engagements
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