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# ![@retaox Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1083159258173198337.png) @retaox Durable Investments 

Durable Investments  posts on X about wise, $wise, $rely, $relys the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1083159258173198337/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1083159258173198337/c:line/m:interactions.svg)

- X Week XXXXX +193%
- X Month XXXXXX -XX%
- X Months XXXXXXX -XX%
- X Year XXXXXXX +3.70%

### Mentions: XX [#](/creator/twitter::1083159258173198337/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1083159258173198337/c:line/m:posts_active.svg)

- X Month XX -XX%
- X Months XXX +53%
- X Year XXX +28%

### Followers: XXXXX [#](/creator/twitter::1083159258173198337/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1083159258173198337/c:line/m:followers.svg)

- X Week XXXXX +0.06%
- X Month XXXXX +0.23%
- X Months XXXXX +2%
- X Year XXXXX +5.70%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1083159258173198337/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1083159258173198337/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[cryptocurrencies](/list/cryptocurrencies)  XXXXX% [stocks](/list/stocks)  XXXX% [finance](/list/finance)  XXXX%

**Social topic influence**
[wise](/topic/wise) #521, [$wise](/topic/$wise) #3, [$rely](/topic/$rely) #11, [$relys](/topic/$relys) #2, [$pgy](/topic/$pgy) 8.33%, [business](/topic/business) 8.33%, [$wizey](/topic/$wizey) 4.17%, [$wises](/topic/$wises) 4.17%, [$eeft](/topic/$eeft) 4.17%, [$wu](/topic/$wu) XXXX%

**Top accounts mentioned or mentioned by**
[@nestbetter](/creator/undefined) [@p14capitals](/creator/undefined) [@investibrew](/creator/undefined)

**Top assets mentioned**
[Wise (WISE)](/topic/$wise) [Remitly Global, Inc. Common Stock (RELY)](/topic/$rely) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [Euronet Worldwide Inc (EEFT)](/topic/$eeft) [Western Union Co (WU)](/topic/$wu) [Upstart Holdings, Inc. Common stock (UPST)](/topic/$upst) [NuCypher (NU)](/topic/$nu) [4 (FOUR)](/topic/$four) [Flywire Corporation Voting Common Stock (FLYW)](/topic/$flyw)
### Top Social Posts
Top posts by engagements in the last XX hours

"93% of $RELY's transactions go through within an hour. XX% of $WIZEY $WISE's transaction go through with an hour. AFAIK these are the only players that even disclose this metric. Others are far far behind. $EEFT $WU"  
[X Link](https://x.com/retaox/status/1966120463819747810)  2025-09-11T12:43Z 9822 followers, 2736 engagements


"$RELY spends more on Sales and Marketing in a single Quarter than $WISE does in Half year. Obviously the extra spend is generating the relatively faster growth. Interesting strategies taken by similar companies with slightly different customer bases"  
[X Link](https://x.com/retaox/status/1986480863974961367)  2025-11-06T17:08Z 9822 followers, 3046 engagements


"$RELY disclosed a new KPI today. XX% of its cross border remittance gets settled within XX seconds. This number is XX% for $WISE. In general sub second is feasible only when you have a direct integration license on the receive side with no bank intermediary"  
[X Link](https://x.com/retaox/status/1998562182305558979)  2025-12-10T01:15Z 9822 followers, XXX engagements


"So $PGY is basically $UPST but replace B2C Customer-Acquisition-Costs with B2B Loan-Origination-Fee"  
[X Link](https://x.com/retaox/status/1992651462355423431)  2025-11-23T17:48Z 9825 followers, 5511 engagements


"Honestly $ASTH is $PGY but for Health Insurers"  
[X Link](https://x.com/retaox/status/1994389757779116357)  2025-11-28T12:55Z 9825 followers, 1652 engagements


"@NestBetter First time hearing a about $TZOO. The business model makes a lot of sense. You think that this will be a quick rerate once subscription noise clears out Welcome to $RELY club Hope it doesn't succumb to FinTwit curse"  
[X Link](https://x.com/retaox/status/1997386559251726545)  2025-12-06T19:24Z 9824 followers, XXX engagements


"Management disclosed that last year it was 4%. If you do the math its XX% YoY growth for Wise Platforms. For context the total volume for Wise grew by XX% YoY (from 68B to 85B)"  
[X Link](https://x.com/retaox/status/1986460913298296934)  2025-11-06T15:49Z 9823 followers, 1223 engagements


"At $XX we are getting a decent risk / reward for $RELY. 2026 growth will be muted with US immigration but the X% tax on cash remittance is a strong tailwind. If X of the X recent product announcements find product market fit you are getting a reacceleration story for 2027"  
[X Link](https://x.com/retaox/status/1988285338528436246)  2025-11-11T16:38Z 9823 followers, XXX engagements


"3 years from now $RELY's revenue mix is going to look very similar to $WISE with XX% of revenues coming from card payment fees interest income from wallet balance Flex credit offering and One subscription offering (I'm sceptical on One FWIW)"  
[X Link](https://x.com/retaox/status/1988287058402775252)  2025-11-11T16:45Z 9823 followers, XXX engagements


"A combination of all the above provides a high level of visibility into XX% topline growth for the next X years"  
[X Link](https://x.com/retaox/status/1988287242780242357)  2025-11-11T16:46Z 9823 followers, 1293 engagements


"One other medium term risk is $NU opening shop in US which will steal a good chunk of the US to Latam cross border remittance business. IIRC $NU is powered by $WISE"  
[X Link](https://x.com/retaox/status/1988839066532528440)  2025-11-13T05:19Z 9823 followers, 1191 engagements


"$WISE $FOUR = $FLYW"  
[X Link](https://x.com/retaox/status/1998604053421654445)  2025-12-10T04:01Z 9822 followers, XXX engagements