[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @pranjalkamra Pranjal Kamra Pranjal Kamra posts on X about retirement, fund manager, credit cards, forex the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::224708656/interactions)  - X Week XXXXX -XX% - X Month XXXXXXX -XX% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXX +608% ### Mentions: X [#](/creator/twitter::224708656/posts_active)  - X Week XX -XX% - X Month XX -XXXX% - X Months XXX +56% - X Year XXX +985% ### Followers: XXXXXXX [#](/creator/twitter::224708656/followers)  - X Week XXXXXXX -XXXX% - X Month XXXXXXX +0.18% - X Months XXXXXXX +3.80% - X Year XXXXXXX +7.30% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::224708656/influencer_rank)  ### Social Influence [#](/creator/twitter::224708656/influence) --- **Social category influence** [finance](/list/finance) **Social topic influence** [retirement](/topic/retirement) #1369, [fund manager](/topic/fund-manager) #1140, [credit cards](/topic/credit-cards), [forex](/topic/forex), [finance](/topic/finance), [hybrid](/topic/hybrid), [the investor](/topic/the-investor), [investment](/topic/investment) ### Top Social Posts [#](/creator/twitter::224708656/posts) --- Top posts by engagements in the last XX hours "Financial Products that are bad - - ULIPs - Most Credit cards ( X is fine if u really need it) - Cryptos - Trading - Forex - Corporate bonds (for retail investors) Why can't we keep it simple with - - A term Plan - A health plan - NPS for retirement - Couple of MFs - An FD for emergency Personal Finance is Very Simple. We complicate it to sound intelligent. Feel Free to expand the list of bad financial products" [X Link](https://x.com/pranjalkamra/status/1975475873605148956) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-07T08:18Z 165K followers, 81.5K engagements "4/12 PFMs (Pension Fund Manager) can design persona-targeted schemes for: Self-employed Professionals & consultants Gig workers But the expense ratio" [X Link](https://x.com/pranjalkamra/status/1978070495024099814) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, 1064 engagements "5/12 Theyre going 10x higher Expense ratio for PFMs running MSF schemes will be XXXX% compared to the current 0.03%. Plus an additional XXXX% incentive (for X years) if they bring in a large share of new subscribers" [X Link](https://x.com/pranjalkamra/status/1978070497528008923) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, XXX engagements "11/12 As of March XX 2025 HDFC Pension Fund Manager (largest AUM in NPS) managed XXXX lakh Cr in assets. It made just XXXX Cr in profit and a profit margin of 7%" [X Link](https://x.com/pranjalkamra/status/1978070513835446588) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, 2268 engagements "@GareebTaxpayer I don't think there is a need to shift to a conservative hybrid fund. You can first try investing 5-10% of your FD capital into an Index fund and a flexi-cap fund" [X Link](https://x.com/pranjalkamra/status/1979134169927032876) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-17T10:35Z 165K followers, 1027 engagements "3/12 Each Multiple Scheme Framework (MSF) scheme will now come in two variants: High Risk (100% equity allocation) Moderate Risk Every scheme will come up with a new risk-o-meter" [X Link](https://x.com/pranjalkamra/status/1978070492528447733) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, 1123 engagements "7/12 When can I withdraw from the MSF schemes NO. You cannot withdraw before XX years. Switching between one MSF scheme to another is allowed only after completing XX years (the vesting period). Unlike MFs liquidity remains restricted" [X Link](https://x.com/pranjalkamra/status/1978070502502481952) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, XXX engagements "8/12 Will I get more tax benefits under NPS XXX NO CHANGE in tax benefits. Sections 80C and 80CCD(1B) stay as is. What else stays the same Retirement age XX with a XX% annuity requirement. All existing NPS schemes continue as Common Schemes. Note: The new MSF simply coexists alongside the old NPS structure" [X Link](https://x.com/pranjalkamra/status/1978070504947814401) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, XXX engagements "9/12 What is still under review Lump sum withdrawal may rise to 80%. Annuity requirement may drop to 20%. Exit flexibility could extend after XX years till age XX. Partial withdrawals may increase by X to X times" [X Link](https://x.com/pranjalkamra/status/1978070507497922972) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, XXX engagements "10/12 NPS was once a simplified retirement tool but making it compete with MFs has doubled its complexity. It feels like NPS XXX is built more to benefit the industry than the investor. Heres why I think so 👇" [X Link](https://x.com/pranjalkamra/status/1978070509905383606) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-14T12:08Z 165K followers, XXX engagements "Brutal Truth - Diamonds are a bad investment" [X Link](https://x.com/pranjalkamra/status/1966051473504219194) [@pranjalkamra](/creator/x/pranjalkamra) 2025-09-11T08:09Z 165K followers, 29.8K engagements "@itzzzmeeeee For moderate risk appetite: XX% flexi cap XX% large cap index fund XX% small cap XX% gold" [X Link](https://x.com/pranjalkamra/status/1979137822096343344) [@pranjalkamra](/creator/x/pranjalkamra) 2025-10-17T10:50Z 165K followers, 1304 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@pranjalkamra Pranjal Kamra
Pranjal Kamra posts on X about retirement, fund manager, credit cards, forex the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours.
Engagements: XXX #
- X Week XXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +608%
Mentions: X #
- X Week XX -XX%
- X Month XX -XXXX%
- X Months XXX +56%
- X Year XXX +985%
Followers: XXXXXXX #
- X Week XXXXXXX -XXXX%
- X Month XXXXXXX +0.18%
- X Months XXXXXXX +3.80%
- X Year XXXXXXX +7.30%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence finance
Social topic influence retirement #1369, fund manager #1140, credit cards, forex, finance, hybrid, the investor, investment
Top Social Posts #
Top posts by engagements in the last XX hours
"Financial Products that are bad - - ULIPs - Most Credit cards ( X is fine if u really need it) - Cryptos - Trading - Forex - Corporate bonds (for retail investors) Why can't we keep it simple with - - A term Plan - A health plan - NPS for retirement - Couple of MFs - An FD for emergency Personal Finance is Very Simple. We complicate it to sound intelligent. Feel Free to expand the list of bad financial products"
X Link @pranjalkamra 2025-10-07T08:18Z 165K followers, 81.5K engagements
"4/12 PFMs (Pension Fund Manager) can design persona-targeted schemes for: Self-employed Professionals & consultants Gig workers But the expense ratio"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, 1064 engagements
"5/12 Theyre going 10x higher Expense ratio for PFMs running MSF schemes will be XXXX% compared to the current 0.03%. Plus an additional XXXX% incentive (for X years) if they bring in a large share of new subscribers"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, XXX engagements
"11/12 As of March XX 2025 HDFC Pension Fund Manager (largest AUM in NPS) managed XXXX lakh Cr in assets. It made just XXXX Cr in profit and a profit margin of 7%"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, 2268 engagements
"@GareebTaxpayer I don't think there is a need to shift to a conservative hybrid fund. You can first try investing 5-10% of your FD capital into an Index fund and a flexi-cap fund"
X Link @pranjalkamra 2025-10-17T10:35Z 165K followers, 1027 engagements
"3/12 Each Multiple Scheme Framework (MSF) scheme will now come in two variants: High Risk (100% equity allocation) Moderate Risk Every scheme will come up with a new risk-o-meter"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, 1123 engagements
"7/12 When can I withdraw from the MSF schemes NO. You cannot withdraw before XX years. Switching between one MSF scheme to another is allowed only after completing XX years (the vesting period). Unlike MFs liquidity remains restricted"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, XXX engagements
"8/12 Will I get more tax benefits under NPS XXX NO CHANGE in tax benefits. Sections 80C and 80CCD(1B) stay as is. What else stays the same Retirement age XX with a XX% annuity requirement. All existing NPS schemes continue as Common Schemes. Note: The new MSF simply coexists alongside the old NPS structure"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, XXX engagements
"9/12 What is still under review Lump sum withdrawal may rise to 80%. Annuity requirement may drop to 20%. Exit flexibility could extend after XX years till age XX. Partial withdrawals may increase by X to X times"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, XXX engagements
"10/12 NPS was once a simplified retirement tool but making it compete with MFs has doubled its complexity. It feels like NPS XXX is built more to benefit the industry than the investor. Heres why I think so 👇"
X Link @pranjalkamra 2025-10-14T12:08Z 165K followers, XXX engagements
"Brutal Truth - Diamonds are a bad investment"
X Link @pranjalkamra 2025-09-11T08:09Z 165K followers, 29.8K engagements
"@itzzzmeeeee For moderate risk appetite: XX% flexi cap XX% large cap index fund XX% small cap XX% gold"
X Link @pranjalkamra 2025-10-17T10:50Z 165K followers, 1304 engagements