# ![@klarnaseb Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::279515481.png) @klarnaseb Sebastian Siemiatkowski

Sebastian Siemiatkowski posts on X about klarna, som, det, att the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::279515481/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::279515481/c:line/m:interactions.svg)

- [--] Week [-------] +598%
- [--] Month [-------] +5.10%
- [--] Months [----------] +152%
- [--] Year [----------] +115%

### Mentions: [--] [#](/creator/twitter::279515481/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::279515481/c:line/m:posts_active.svg)

- [--] Week [--] +81%
- [--] Month [--] +9.30%
- [--] Months [---] +215%
- [--] Year [---] +304%

### Followers: [------] [#](/creator/twitter::279515481/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::279515481/c:line/m:followers.svg)

- [--] Week [------] +0.97%
- [--] Month [------] +1.90%
- [--] Months [------] +19%
- [--] Year [------] +40%

### CreatorRank: [-------] [#](/creator/twitter::279515481/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::279515481/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  40.6% [technology brands](/list/technology-brands)  16.54% [finance](/list/finance)  12.78% [countries](/list/countries)  8.27% [social networks](/list/social-networks)  4.51% [travel destinations](/list/travel-destinations)  3.76% [currencies](/list/currencies)  3.01% [fashion brands](/list/fashion-brands)  1.5% [exchanges](/list/exchanges)  0.75% [cryptocurrencies](/list/cryptocurrencies)  0.75%

**Social topic influence**
[klarna](/topic/klarna) #8, [som](/topic/som) #808, [det](/topic/det) #101, [att](/topic/att) 15.79%, [ai](/topic/ai) #5979, [har](/topic/har) 14.29%, [av](/topic/av) #186, [med](/topic/med) 8.27%, [we are](/topic/we-are) 7.52%, [media](/topic/media) 6.02%

**Top accounts mentioned or mentioned by**
[@mercantio](/creator/undefined) [@klarna](/creator/undefined) [@aktiestein](/creator/undefined) [@askklarna](/creator/undefined) [@blackerproduct](/creator/undefined) [@fischerjiriml](/creator/undefined) [@spillepengen](/creator/undefined) [@gabrielhermelin](/creator/undefined) [@diegoserafimm](/creator/undefined) [@donaldtusk](/creator/undefined) [@blitzi178](/creator/undefined) [@leifi2000](/creator/undefined) [@grok](/creator/undefined) [@deergod69](/creator/undefined) [@sergeyyeti](/creator/undefined) [@brascelido](/creator/undefined) [@kodmyrankatrin](/creator/undefined) [@peritusrecta](/creator/undefined) [@swdividendblaze](/creator/undefined) [@rj_aligned](/creator/undefined)

**Top assets mentioned**
[Klarna Group plc (KLAR)](/topic/klarna) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Microsoft Corp. (MSFT)](/topic/microsoft)
### Top Social Posts
Top posts by engagements in the last [--] hours

"As a young kid of Polish immigrant parents in Sweden I would never have dreamed that I would end up advising Polish Prime Minister @donaldtusk on productivity resilience and fintech. But here we are. Its such an honor to be able to help Poland in any small way I can as a member of Polands Future Council / Rada Przyszoci. Looking down the list of amazing Polish talents on the council makes me so proud. Grateful to serve alongside an outstanding group. Bierzmy si do pracy https://twitter.com/i/web/status/2021167238036811813 https://twitter.com/i/web/status/2021167238036811813"  
[X Link](https://x.com/klarnaseb/status/2021167238036811813)  2026-02-10T10:19Z 47.1K followers, 14.8K engagements


"To elaborate on my previous tweets about human relationships and serving our customers heres an example that made me really proud Last week Julin from one of our Customer Success teams joined us on The Forge to share how they work with complaints. What stood out to me was: written tickets capture the problem. A real conversation uncovers the confusion the friction and the emotion. It shows the customer that we care that we are taking ownership of their problem and promise to see it through. For us that's where the real product insights lives. And as AI allows us to move even faster serving"  
[X Link](https://x.com/klarnaseb/status/2021978456909664360)  2026-02-12T16:03Z 47.1K followers, [----] engagements


"Claude har blivit riktigt bra p finansiell analys. Bad den jmfr Swedbank och Klarna. "Med 25% tillvxt passerar Klarna Swedbank i intkter [----]. Men det intressanta r HUR: Swedbank: [--] [---] miljarder i balansrkning [--] [---] anstllda [---] kontor Klarna: [---] miljarder i balansrkning [--] [---] anstllda [--] kontor Intkt per anstlld: Swedbank [--] mkr vs Klarna [--] mkr Avkastning p tillgngar: 2% vs 17% Rrelsekostnader: [--] mdr vs [--] mdr Tv svenska fretag. Snart samma intkter. Det ena behver 15x balansrkningen och 6x personalen. "Men Klarna gr ju inte med vinst" Det r en redovisningsfrga inte en affrsmodellsfrga. Nr"  
[X Link](https://x.com/klarnaseb/status/2022203544963563787)  2026-02-13T06:57Z 47.1K followers, 118.3K engagements


"At @Klarna we have removed [----] SaaS tools to give AI the cleanest possible context. Org size is 47% smaller than [----] (natural attrition) while output per employee is up 3x. But as everything scales relationships are still built through human interactions Excited to join Kevin Delaney (@delaney) at the @charterworks AI NYC Summit today to discuss real AI adoption and the lesson's we've learned along the way https://twitter.com/i/web/status/2021215472201474368 https://twitter.com/i/web/status/2021215472201474368"  
[X Link](https://x.com/klarnaseb/status/2021215472201474368)  2026-02-10T13:31Z 47.1K followers, 16K engagements


"@deergod69 Hm intressant. Undrar varfr det blev [--] kontor Antar att det den menar r inte kontor-kontor utan bankkontor fysiska bankkontor. Och kanske att Sveavgen [--] rknas som vrt enda fysiska bankkontor Sedan r alla de dr platserna WeWork i princip med undantag fr ngra f"  
[X Link](https://x.com/klarnaseb/status/2022247443971403998)  2026-02-13T09:52Z 47.1K followers, [----] engagements


"Yes we did shut down Salesforce a year ago as we have many SaaS providersan internal estimate is about [----] SaaS shut down. No I don't think it is the end of Salesforce; might be the opposite. Here is what actually happened and how/why we originally intended to NOT share it publicly: At Klarna we decided early to explore the potential of AI and LLMsmostly ChatGPTwhile being open to testing all things that seemed to be trending. We encouraged all employees to do so and allowed them to pursue ideas organically rather than following "management direction" on exactly what they should be building."  
[X Link](https://x.com/anyuser/status/1896698293759230429)  2025-03-03T23:04Z 47.1K followers, 332K engagements


"People always shoot the messenger The tougher the message the bigger the punishment Klarna has also taken a beating for highlighting how we left SaaS applied AI in customer service. While highlighting importance of human touch. Last one misquoted as we failed with AI I used to think he was the bad guy. Then I realized the problem was people taking him out of context either maliciously or out of pure ignorance. If what you got out of this was "engineering will be obsolete" them maybe don't have a public opinion about something you don't I used to think he was the bad guy. Then I realized the"  
[X Link](https://x.com/klarnaseb/status/2019879525002473856)  2026-02-06T21:03Z 47.1K followers, 22.7K engagements


"Thanks for the great chat @MrPaulRhodes Just 30% of Americans trust banking institutions. How can banks restore that trust Read @klarnasebs interview in @newsweek to find out why @SnoopDogg may be the answer https://t.co/vsZnngRDYe Just 30% of Americans trust banking institutions. How can banks restore that trust Read @klarnasebs interview in @newsweek to find out why @SnoopDogg may be the answer https://t.co/vsZnngRDYe"  
[X Link](https://x.com/klarnaseb/status/2022329330773418472)  2026-02-13T15:17Z 47.1K followers, [----] engagements


"Why Flat needs more money Just got a text from a friend asking us to join a round in a superb crypto-fintech that I know closely and is great. Tripple digit ARR and tripple digit annual growth. Asking about ticket size we could invest [--] musd wont really do it 🤣"  
[X Link](https://x.com/klarnaseb/status/1969824995925794830)  2025-09-21T18:04Z 47K followers, 46.5K engagements


"In [----] I complained to Mahmud founder of Boohoo: I might loose out to Afterpay in US and it is soooo unfair since BNPL was my idea 😂 😂😂 He said: shut up stop whining Competition will only make you stronger So true @questCNN @klarnaseb Watch part of the interview 👇 https://t.co/tCLLX9Ghvn @questCNN @klarnaseb Watch part of the interview 👇 https://t.co/tCLLX9Ghvn"  
[X Link](https://x.com/klarnaseb/status/2010862303650984341)  2026-01-12T23:51Z 47.1K followers, 10.4K engagements


"Being "AI native" will mean a complete rebuild of the entire tech stack to run a business. Every tool. Every system. Every workflow. The companies that figure this out first will make everyone else look like they're still running on fax machines"  
[X Link](https://x.com/klarnaseb/status/2014749103045874038)  2026-01-23T17:16Z 46.7K followers, 83.8K engagements


"Watching Claude Code mass-murder backend tasks in seconds then spend [--] minutes misaligning a button. . has given me more insight into the frontend vs backend engineer wars than a decade in tech. I used to think frontend engineers were being dramatic. 😂😂😂"  
[X Link](https://x.com/klarnaseb/status/2015159591051424096)  2026-01-24T20:27Z 47.1K followers, 257.3K engagements


"I love @openclaw and it aligns with a lot my thinking of the direction of AI. With that said reading the below feels like there is some work left before it becomes a consumer success 😀 Someone's trying to brute force my @openclaw server right now. [--] failed login attempts in [--] minutes. [--] different IPs. With the hype behind Clawd it becomes a serious issue that you wont see if youre not careful. I fixed this by installing fail2ban (auto-bans after [--] failed https://t.co/DFvClkaLBX Someone's trying to brute force my @openclaw server right now. [--] failed login attempts in [--] minutes. 3"  
[X Link](https://x.com/klarnaseb/status/2015852460544229621)  2026-01-26T18:20Z 46.7K followers, 24K engagements


"Claude is just such a bliss for our work at Klarna. Putting code in production is still a different thing but. With Claude/Cursor we can now accelerate our abilities and efficiencies massively. It is a paradigm shiftThings that would take months are being resolved in days"  
[X Link](https://x.com/klarnaseb/status/2017540488971055521)  2026-01-31T10:08Z 46.7K followers, 21.6K engagements


"The internal tool more than any software is becoming Cursor/Claude Code. We can use it to research legal (and lawyers verify) make advanced financial modelling (and have analysts verify). But it is the massive unlock of creativity and productivity. And it is so much fun"  
[X Link](https://x.com/klarnaseb/status/2017540492116852743)  2026-01-31T10:08Z 46.7K followers, [----] engagements


"I am super proud and grateful of the people at Klarna who took these tools and educated themselves and pushed the limits so early in 2022-23 and how that investment is so clearly visible internally"  
[X Link](https://x.com/klarnaseb/status/2017540493693837446)  2026-01-31T10:08Z 47.1K followers, [----] engagements


"Den utmaningen tar man ju mer n grna. 😀 https://www.di.se/nyheter/upp-till-bevis-for-siemiatkowskis-noteringsfiasko/ https://www.di.se/nyheter/upp-till-bevis-for-siemiatkowskis-noteringsfiasko/"  
[X Link](https://x.com/klarnaseb/status/2019040328825893220)  2026-02-04T13:28Z 47.1K followers, 24.5K engagements


"Inside Klarna we run something called The Forge. A candid bi-weekly talk show of sorts hosted by me + guests on whats working what isnt what were learning etc. Over time it's felt increasingly odd to keep all of that internal. Especially when I'm surrounded by such brilliant minds Will share until I'm told I'm not allowed to🤫"  
[X Link](https://x.com/klarnaseb/status/2020090089171239414)  2026-02-07T10:59Z 47.1K followers, 28.3K engagements


"@oost_marcel You forgot Klarna among [--] rd party networks 😀"  
[X Link](https://x.com/klarnaseb/status/2020435123209183326)  2026-02-08T09:50Z 46.7K followers, [----] engagements


"Last week during The Forge I reflected on how much operational momentum weve built over the past year at @Klarna. The acceleration didnt come from one big bet. It came from getting back to basics. obsessing more about customers improving the product expanding the merchant network and being thoughtful about how new tools (including AI) support the work. Inside Klarna we run something called The Forge. A candid bi-weekly talk show of sorts hosted by me + guests on whats working what isnt what were learning etc. Over time it's felt increasingly odd to keep all of that internal. Especially when"  
[X Link](https://x.com/klarnaseb/status/2020813872127517176)  2026-02-09T10:55Z 47.1K followers, 10.2K engagements


"@Spillepengen Klarna r som Amex. Vi har direkt kundrelation med konsument. Men nstan alla vra merchant relationer r via partners idag som Stripe Kustom Worldpay osv. Nr vi inte finns integrerade gr vi p VISA fr att ge kunden mjlighet att handla verallt. S gjorde tex Eurocard"  
[X Link](https://x.com/klarnaseb/status/2020922889781096576)  2026-02-09T18:08Z 47.1K followers, [----] engagements


"@Spillepengen Vad gller vrt eget ntverk r det ngnstans [---] k handlare idag om jag minns rtt"  
[X Link](https://x.com/klarnaseb/status/2020923081372455306)  2026-02-09T18:09Z 47.1K followers, [----] engagements


"P fredag slutar vi onboarda nya handlare direkt till Klarna.Alla handlare kommer framver att g via vra partners som Stripe Shopify Kustom m.fl. Dessa aktrer har egna regulatoriska ansvar liksom legala ansvar mot oss som ntverk. Det harmoniserar Klarna med VISA MC Amex"  
[X Link](https://x.com/klarnaseb/status/2021263261665030639)  2026-02-10T16:41Z 47.1K followers, [----] engagements


"Det r ett steg i ett lngre strategiskt arbete. Att bli ett kta [--] e parts ntverk och att inte konkurrera med vra distributrer Men vetskapen om detta har ocks i viss mn trots motsatta direktiv internt haft en hmmande effekt p kvaliten i Klarnas egna onboarding process"  
[X Link](https://x.com/klarnaseb/status/2021263264026402951)  2026-02-10T16:41Z 47.1K followers, [----] engagements


"Drmed lgger vi ned den egna delen. Fr anstllda finns det massor av spnnande utmaningar samt att vi fortsatt kommer bedriva monitorering av de handlare som redan r anslutna"  
[X Link](https://x.com/klarnaseb/status/2021263266601738544)  2026-02-10T16:41Z 47.1K followers, [---] engagements


"Vi har vidare ntligen identifierat stt som vi r vertygade kommer minska anvndandet av Klarna som phittad avsndare fr SMS. Vi r veckor frn att det ska g live och det gr mig lika frustrerad att vi inte lst det tidigare som glad att vi nu ntligen har en lsning p gng"  
[X Link](https://x.com/klarnaseb/status/2021263269910962355)  2026-02-10T16:41Z 47.1K followers, [---] engagements


"Vi har ett antal interna projekt som jag r vertygad om kommer bidra enormt till att minska och frebygga bedrgerier framver. ven vra partners kommer gra misstag och drfr behver vi fler lsningar som inte frlitar sig p onboarding och monitorering av handlar sidan"  
[X Link](https://x.com/klarnaseb/status/2021263274428301375)  2026-02-10T16:41Z 47.1K followers, [----] engagements


"Utan istllet anvnder kraften och styrkan i all den information som vra konsumenter delar med oss. Och hjlper vra kunder i kptillfllet och eftert. Hr har vi ocks fantastiskt vrde i det Pricerunner bidragit till Klarna. Mer om detta inom kort"  
[X Link](https://x.com/klarnaseb/status/2021263276647104645)  2026-02-10T16:41Z 47.1K followers, [----] engagements


"@SergeyYeti De r vldigt duktiga p att frmedla den bilden och bygga det narrativet Meanwhile Sveriges strsta kreditkort tror jag. https://swedbank.kort.entercard.se/ https://swedbank.kort.entercard.se/"  
[X Link](https://x.com/klarnaseb/status/2022277087386640693)  2026-02-13T11:50Z 47.1K followers, [----] engagements


"@Mercantio @Klarna Bringing discovery local merchants and rewards together in a more interactive way is intriguing"  
[X Link](https://x.com/klarnaseb/status/2022293808222818532)  2026-02-13T12:56Z 47.1K followers, [---] engagements


"@blitzi178 @Klarna That's clever I've always imagined a future where your Klarna AI assistant can find you better rates on things like a mortgage while you sleep and then all you have to say is 'yes' or 'no' when it asks if you want to switch We're quickly working towards that future at Klarna"  
[X Link](https://x.com/klarnaseb/status/2022293989030830467)  2026-02-13T12:57Z 47.1K followers, [---] engagements


"@simonsux_ @Klarna Doesn't sound right. Looping in @AskKlarna"  
[X Link](https://x.com/klarnaseb/status/2022349589370572834)  2026-02-13T16:38Z 47.1K followers, [---] engagements


"@brascelido @Klarna Bringing this to our teams working on the memberships 👀"  
[X Link](https://x.com/klarnaseb/status/2022353293394219109)  2026-02-13T16:52Z 47.1K followers, [---] engagements


"Du vet att jag gillar dig Albert men nu r du dligt plst. Den hr diskussionen om regleringar som jag har hrt nu i [--] r Vi r bank sedan nsta tio r. Ngra av vra tjnster r inte oreglerade men de har andra regleringar n tex kreditkort. Finns ingen tjnst vi tillhandahller som inte har massor av regler. Plus eftersom vra tjnster tar lgre avgifter n kreditkort och r schysstare i avgifter s kan vi alltid flytta frn nuvarande regler till kreditkortsregler om reglerna skulle ndras i ngt land. Nr vi har gjort sdant tidigare har vi sett att vi tappar i princip noll kunder nr vi uppdaterar villkor p det"  
[X Link](https://x.com/klarnaseb/status/2022441039529689538)  2026-02-13T22:41Z 47.1K followers, [---] engagements


"@aktiestein Och vi gr inte mindre kreditprvningar det r ocks en myt. Vi gr realtidspevingar p varje kp ngt kreditkorten och bankerna inte ens r nra av"  
[X Link](https://x.com/klarnaseb/status/2022441342228381988)  2026-02-13T22:42Z 47.1K followers, [--] engagements


"Jako dziecko polskich imigrantw w Szwecji nigdy bym nie pomyla e pewnego dnia bd doradza polskiemu premierowi @donaldtusk w kwestiach produktywnoci odpornoci i fintechu. Ale oto jestemy. To ogromny zaszczyt mc w jakikolwiek cho najmiejszy sposb pomaga Polsce jako czonek Rady Przyszoci. Kiedy patrz na list niesamowitych polskich talentw w Radzie rozpiera mnie duma. Jestem wdziczny e mog dziaa w gronie tak wybitnych osb. Bierzmy si do pracy 💬 Premier @donaldtusk podczas powoania #RadaPrzyszoci: Chciabym podzikowa wszystkim ktrzy wstpuj do Rady Przyszoci to ludzie ktrzy zdobywali dla Polski"  
[X Link](https://x.com/anyuser/status/2021165403653726242)  2026-02-10T10:12Z 47.1K followers, 56.9K engagements


"Det oroar mig djupt historier om mnniskor som utstts fr bedrgeri dr bedragarna anvnt vrt namn. Senast idag talade jag med en kund som drabbats [--] gnger i nrtid Det r hgt p min agenda och hr r ngra av de stora frndringar som pgr: https://www.dn.se/ekonomi/kursforsaljaren-pa-tiktok-utsparkad-av-betaljattar/ https://www.dn.se/ekonomi/kursforsaljaren-pa-tiktok-utsparkad-av-betaljattar/"  
[X Link](https://x.com/anyuser/status/2021263259085517000)  2026-02-10T16:41Z 47.1K followers, [----] engagements


"We welcome the UK regulation of BNPL. It will drive non-serious actors out of the industry and raise the standards of consumer protection for everyone else. As one of the few @TheFCA regulated providers in the market we already operate to many of the standards announced today with: - Robust credit checks on every transaction - Clear T&Cs that consumers can actually understand a - Strong Buyers Protection that gives consumers confidence That is why well be ready for full compliance by July and expect no negative impact financially on our business."  
[X Link](https://x.com/klarnaseb/status/2021597143488766055)  2026-02-11T14:48Z 47.1K followers, [----] engagements


"From the beginning customer obsession has been one of our core values at @Klarna. It's at the heart of everything we do. So I'd love to know if there is one product change we could make or something new we could introduce to improve your Klarna experience what would it be"  
[X Link](https://x.com/klarnaseb/status/2022052590788411706)  2026-02-12T20:58Z 47.1K followers, 10.8K engagements


"@aktiestein r det antalet tjnster som rknas eller intkterna de genererar"  
[X Link](https://x.com/klarnaseb/status/2022437275884298394)  2026-02-13T22:26Z 47.1K followers, [---] engagements


"The misconceptions about Klarna and AI adoption baffle me sometimes. Yes we removed close to [----] micro SaaS services and some large. Not to save on licenses but to give AI the cleanest possible context. Yes we are 47% less employees than [----] last years through natural attrition while revenue is [---] x higher per employee reaching [---] musd (from [---] musd). I said more than a year ago this technology will be able to do most of our current jobs. Today that's becoming increasingly evident. But it will never replace the most essential job: human relationships. I look forward to the day my primary"  
[X Link](https://x.com/klarnaseb/status/2020988556374921683)  2026-02-09T22:29Z 47.1K followers, 17.2K engagements


"NOTE: Using OpenAi Operator at your bank in EU is illegal by law Web access for assistants was banned years ago as part of Open banking Here is the story of why: [--] years ago I stumbled into Sofort in Germany. A company with the idea to build a digital assistant that would interact with your banks poor UI so you as a user could avoid it. Just like operator. Back then it was script based not AI but it worked. I was so impressed Klarna bought the company. It has since then processed billions of dollars. But of course banks got scared What happens if people use the digital assistant only instead"  
[X Link](https://x.com/anyuser/status/1883240718170239464)  2025-01-25T19:49Z 47.1K followers, 1.5M engagements


"We just had an epiphany: in a world of AI nothing will be as valuable as humans Ok you can laugh at us for realizing it so late but we are going to kick off work to allow Klarna to become the best at offering a human to speak to So excited about this more to come"  
[X Link](https://x.com/anyuser/status/1890336313477361862)  2025-02-14T09:44Z 47.1K followers, 128.5K engagements


"Stock markets always baffle me. Tomorrow Google stock will rebound due to tariffs. Meanwhile OpenAI just announced [--] bn users How is this not the beginning of the end for Google Personally I barely use it. Why is that not a shock event to the market"  
[X Link](https://x.com/anyuser/status/1911377403806359732)  2025-04-13T11:14Z 47.1K followers, 213.4K engagements


"1.Ill use this account to share not what I think people want to hear but what I believe is true. 2.Ill be vulnerable and share thoughts that arent always fully formed. That means Ill make mistakes like my questions on Google. If you dont like that dont follow me"  
[X Link](https://x.com/anyuser/status/1993057775241642365)  2025-11-24T20:42Z 47.1K followers, 74.9K engagements


"This is exactly how it will play out with software. It is not about AI or not AI. It is not about the technology at all. It is just about economics cheapest option at highest quality wins. Endlessly regenerating code doing similar things has no economical value in a world with zero switching cost. every app you use is about to become a fork take this idea that production-grade apps can be duplicated in an afternoon to its extreme. rebuilding apps from scratch every time becomes economically irrational even if its trivial for ai instead of thousands of finance apps every app you use is about"  
[X Link](https://x.com/klarnaseb/status/2022629846879285705)  2026-02-14T11:11Z 47.1K followers, 24.1K engagements


"Great to see our [--] rd party network continue to expand Took insp. from Amex back in the 90s had limited acceptance today not far from par with VISA Key is strong distribution partners like Google here and offer payment methods for every vertical https://www.thesun.co.uk/money/38224556/klarna-changes-bnpl-for-millions-of-customers/ https://www.thesun.co.uk/money/38224556/klarna-changes-bnpl-for-millions-of-customers/"  
[X Link](https://x.com/klarnaseb/status/2022713109572379059)  2026-02-14T16:42Z 47.1K followers, [----] engagements


"Att vi grundare har allt i Sverige och betalat miljarder i skatt tillskillnad mot andra. Att Klarna betalat mer skatt i Sverige n strsta US tech bolagen tillsammans. Att Sequoias investerare r forskning universitet till ver 80% och"  
[X Link](https://x.com/anyuser/status/1418496776169000964)  2021-07-23T09:02Z 47.1K followers, [---] engagements


"I am grateful to Sweden for the opportunities and support it gave me; an immigrant kid and us as a company I believe in particular Gran Persson had the vision and laid the ground for Swedens current prosperity How Sweden became Silicon Valley of Europe https://www.reuters.com/business/finance/how-sweden-became-silicon-valley-europe-2021-08-11/ https://www.reuters.com/business/finance/how-sweden-became-silicon-valley-europe-2021-08-11/"  
[X Link](https://x.com/anyuser/status/1425397170145009668)  2021-08-11T10:02Z 47.1K followers, [----] engagements


"I have a new friend"  
[X Link](https://x.com/anyuser/status/1434485391143354369)  2021-09-05T11:55Z 47.1K followers, [---] engagements


"My first IPO 😀 Proud that the team is bringing to @Nasdaq First North A humble beginning to something new in venture Hopefully give entrepreneurs a true long term supportive non-invasive option Access to great companies for everyone not just the few http://flatcapital.com http://flatcapital.com"  
[X Link](https://x.com/anyuser/status/1443245767284641792)  2021-09-29T16:06Z 47.1K followers, [---] engagements


"We are coming for you. @PayPal 😀 This decade will transform financial services Old ways: pocketing consumers money into your own wallet New winners: return profits to the pockets of consumers Klarna is 100% focused on helping people save time & money & reduce financial worry"  
[X Link](https://x.com/anyuser/status/1471865353433194501)  2021-12-17T15:30Z 47.1K followers, [---] engagements


"Wow @chicagobulls"  
[X Link](https://x.com/anyuser/status/1485986653785178118)  2022-01-25T14:43Z 47.1K followers, [---] engagements


"Doing a job for [--] years really changes ones perspective Noise is everywhere True long term is absent Persistence=much stronger force than hype and media sentiment I feel so fortunate I began at [--]. If I stay healthy have a few more decades to help challenge this industry"  
[X Link](https://x.com/anyuser/status/1486220025979711490)  2022-01-26T06:10Z 47.1K followers, [---] engagements


"My best kind of weekend fun while wife away Sleeper train to Lule (870 km north of Sthlm) alone with [--] kids and this guy. Slightly nervous taking him for a pee while kids (4 [--] [--] old) sleeping themselves on the train Hej @KodmyranKatrin Tomorrow dog sleighing"  
[X Link](https://x.com/anyuser/status/1487544214686732294)  2022-01-29T21:52Z 47.1K followers, [---] engagements


"Can Klarna be to Paypal what Tiktok is to Meta Listening to Dan on Paypal Q4 Earnings Call: slower growth due to inflation e-commerce slowing I see none of that in Klarna's numbers I did notice however Klarna US app downloads surpassed Paypal's for the first time"  
[X Link](https://x.com/anyuser/status/1489591896456536064)  2022-02-04T13:29Z 47.1K followers, [---] engagements


"Now the press is asking me whats the impact of Ukraine war on Klarna. The answer is simple: We don't care how it impacts Klarnas business. It's irrelevant If there are any consequences from the war on Klarna we are happy to take them that is the very very least we can do"  
[X Link](https://x.com/anyuser/status/1498244179163586560)  2022-02-28T10:30Z 47.1K followers, [---] engagements


"Google Apple and Microsoft can stop the war in Ukraine Shut down iOS Android and Windows for all Russians this would put the country to a halt and most importantly its military. All phones and computers in Russia would stop working Retweet if you support Support Ukraine"  
[X Link](https://x.com/anyuser/status/1516834097892630528)  2022-04-20T17:40Z 47.1K followers, [----] engagements


"@ZelenskyyUa @POTUS Google Apple and Microsoft can stop the war in Ukraine Shut down iOS Android and Windows for all Russians this would put the country to a halt and most importantly its military. All phones and computers in Russia would stop working Retweet if you support Support Ukraine"  
[X Link](https://x.com/anyuser/status/1517240522133360640)  2022-04-21T20:35Z 47.1K followers, [---] engagements


"Today Klarna announces an $800m financing round during the worst stock downturn and challenging macro in decades. We are not immune to public peers being down 75-90% and hence our valuation is down on par. Here are some facts that the media might omit in reporting on this 🧵 👇"  
[X Link](https://x.com/anyuser/status/1546494333355958274)  2022-07-11T13:59Z 47.1K followers, [----] engagements


"We are after the world's largest profit pool; credit cards & retail banks We will make sure more money stays in consumers' pockets Offer healthier interest-free financial services This [---] b opportunity is as real nowas [--] m ago Only difference; we added [--] m. customers since then"  
[X Link](https://x.com/anyuser/status/1546494342809980928)  2022-07-11T13:59Z 47.1K followers, [---] engagements


"Interesting @MartinSLewis @Deliveroo should accept credit cards with up to 54% interest But not Klarna that offers debit and interest free credit Curious does your money saving website make affiliate money from selling credit cards https://www.thetelegraphandargus.co.uk/news/national/uk-today/23043075.martin-lewis-criticises-deliveroo-adding-klarna-option-payment/ https://www.thetelegraphandargus.co.uk/news/national/uk-today/23043075.martin-lewis-criticises-deliveroo-adding-klarna-option-payment/"  
[X Link](https://x.com/anyuser/status/1580222813423575040)  2022-10-12T15:44Z 47.1K followers, [---] engagements


"And it is official US is finally Klarnas largest market by revenue Followed by Germany Tremendous growth despite challenging macro"  
[X Link](https://x.com/anyuser/status/1613962695492894720)  2023-01-13T18:14Z 47.1K followers, 82.5K engagements


"Full year [----] financials are out and super-exciting results for Klarna Were growing way faster than the market in tough times. GMV up 19% in Q4 [----] revenue up 20%"  
[X Link](https://x.com/anyuser/status/1630480688506888193)  2023-02-28T08:11Z 47.1K followers, 63.3K engagements


"My schedule can be shuffled for a chat if you want to @John_W_Henry @LFC 😉 @David_Ornstein @TheAthleticFC .@John_W_Henry you know you can just DM us right @David_Ornstein @TheAthleticFC .@John_W_Henry you know you can just DM us right"  
[X Link](https://x.com/anyuser/status/1674418921653547014)  2023-06-29T14:05Z 47.1K followers, 551.3K engagements


"📈 Weve just published our half-year results and Im super proud to say that we smashed our own target with a profitable month before summer while still growing at 14%YoY Its hard to do two things at once but the Klarna team did it 🔼 In the US we have just seen our third consecutive quarter of gross profit. Klarna's aspiration to become a leading global disruptor was always contingent on succeeding in the US. With 37m consumers more than 50% of top [----] e-commerce partners and now also just [--] years after we ramped up our focus there its looking like well rack up $100m revenue in a year -"  
[X Link](https://x.com/anyuser/status/1697128141276229673)  2023-08-31T06:04Z 47.1K followers, 17.3K engagements


"4000 Klarna people in Stockholm celebrating us being back in black"  
[X Link](https://x.com/anyuser/status/1702388354900226273)  2023-09-14T18:26Z 47.1K followers, 56.6K engagements


"A lot of times people would tell us in Klarna that as a tech startup we had to move to Silicon Valley. I think thats poor advice. Europe has proven to be a great place to start a global tech company and we are even showing that we can win in the US from Europe. With that said there are things that governments can do to make it easier. Europe needs a consistent approach to granting employee equity 100% data mobility and public investors should have a mandate to invest allowing start-ups to invest more to compete against the US tech giants. It was super cool to have the opportunity to say all"  
[X Link](https://x.com/anyuser/status/1714290259679416690)  2023-10-17T14:40Z 47.1K followers, 30.5K engagements


"Om det nu finns tv bolag i Sverige som - Erbjuder bttre frmner n kollektivavtalen - Har blivit vrldsledande inom sina industrier sista rtiondet - Anses vara bland de mest attraktiva arbetsgivarna i Sverige Kan det d inte vara intressant att i alla fall frst varfr Kan det inte gynna den svenska modellen om ngra fretag utforskar en annan vg"  
[X Link](https://x.com/anyuser/status/1717962191385534906)  2023-10-27T17:51Z 47.1K followers, 77.7K engagements


"Kommentar till varslet p Klarna: "ver [----] anstllda p Klarna har skrivit under p denna tweet inklusive mig och stller frgan: Ska facken kunna tvinga fram kollektivavtal utan att behva redovisa att det finns majoritetsstd bland de anstllda Ska det tilltas kanske till och med uppmuntras att utforska nya stt om man har lika eller bttre villkor och fljer lagen S mycket som vi lskar den svenska modellen skulle lite konkurrens efter [---] r kunna gra den starkare Dessa frgor har stllts till mig nr jag interagerat med otaliga anstllda personligen den senaste veckan. Jag mste sga att jag tycker de r"  
[X Link](https://x.com/anyuser/status/1720363114179297747)  2023-11-03T08:51Z 47.1K followers, 165K engagements


"This is a breakthrough in practical application of AI Klarnas AI assistant powered by @OpenAI has in its first [--] weeks handled [---] m customer service chats and the data and insights are staggering: - Handles 2/3 rd of our customer service enquires - On par with humans on customer satisfaction - Higher accuracy leading to a 25% reduction in repeat inquiries - Customer resolves their errands in [--] min vs [--] min - Live 24/7 in over [--] markets communicating in over [--] languages It performs the equivalent job of [---] full time agents. read more about this below. So while we are happy about the"  
[X Link](https://x.com/anyuser/status/1762508581679640814)  2024-02-27T16:02Z 47.1K followers, 976.1K engagements


"When I was a kid growing up in Sweden my mom would make pancakes a lot. I loved it Only later I realised it was because sometimes that was all my Polish immigrant parents could afford. But despite not having any money I always had access to healthcare we had a home PC and I could attend the best schools. These policies are a big reason Sweden now has more unicorns per capita than any other country except Estonia. So it was great to speak to @PatcohenNYT for this article and really cool to see so many other Swedish entrepreneurs mentioning the same policies."  
[X Link](https://x.com/anyuser/status/1824474112397340874)  2024-08-16T15:51Z 47.1K followers, 24.1K engagements


"It is quite exciting how AI initiated a transformation in Klarna on many more levels than simply using AI itself. It has also developed our thoughts on supplier relationship and selection. To work with companies that are customer obsessed fast moving communicating over slack have a business model based on service not selling consulting hours and implementation time. One of those has been DEEL. I love to see companies in "boring" industries that challenge. Historically at Klarna we had payroll providers plus huge amounts of internal complexity around payroll. While so critical to our employees"  
[X Link](https://x.com/anyuser/status/1829144692312731922)  2024-08-29T13:10Z 47.1K followers, 36.5K engagements


"See video for How to replace bank CEOs with AI😀 I did NOT record video or voice I do NOT speak French or Italian But this week [----] of our customers got their own version A year ago I told @sama: Want people to embrace AI Replace jobs people dislikelike CEOs and bankers"  
[X Link](https://x.com/anyuser/status/1839700439048008097)  2024-09-27T16:15Z 47.1K followers, 29.1K engagements


"Det r ju en rimlig frga att frska frst och f svar p Sverige har [---] statliga myndigheter. Finland har [--]. Finns det ngot rimligt skl till att Sverige ska ha [--] gnger fler myndigheter n Finland Sverige har [---] statliga myndigheter. Finland har [--]. Finns det ngot rimligt skl till att Sverige ska ha [--] gnger fler myndigheter n Finland"  
[X Link](https://x.com/anyuser/status/1862407779677307022)  2024-11-29T08:06Z 47.1K followers, 47.1K engagements


"Historien bakom Klarnas bot om [---] Msek [--]. I mnga r har vi haft en otydlig tandls penningtvtt reglering framhastad efter 9/11 som vi frvntas tolka och tillmpa. Som exempel har funnits krav om att stoppa alla som vill bli kunder som heter Mohammed och bor utanfr Paris. [--]. ver flera r frsker vi f FI att ge oss guidning p hur det ska tolkas. De sger att deras roll r inte att konsulta vi ska tolka sedan bedmer de vr tolkning. [--]. Slutligen utvrderar de vr tolkning och vi fr [---] msek i bter. Inte fr att det skett penningtvtt utan fr att vi tolkat fel. Klarna r inte ensamma tvrtom alla storbanker i"  
[X Link](https://x.com/anyuser/status/1875202798083551399)  2025-01-03T15:29Z 47.1K followers, 159.4K engagements


"r det sociala media eller traditionellt media som skapar ett polariserat aggressivt debattklimat Min tweet fick ver [--] [---] views. Den bjd in alla inklusive Finansinspektionen till saklig debatt. Men media drar slutsatsen att det mste spicas till https://www.breakit.se/artikel/42126/sebastian-siemiatkowski-till-attack-mot-fi-agerar-polis-aklagare-och-domstol https://www.breakit.se/artikel/42126/sebastian-siemiatkowski-till-attack-mot-fi-agerar-polis-aklagare-och-domstol"  
[X Link](https://x.com/anyuser/status/1875498692188500463)  2025-01-04T11:05Z 47.1K followers, 78K engagements


"I realize my statements on AI can already do all our jobs caused quite a stirr. So let me explain and expand what I mean. In my opinion the major breakthrough of AI is a computer with reasoning capabilities. This has basically been achieved already. Not if you present AI with super complex problems. But if you ask it simple reasoning questions like what can you expect to see at the front of a house. It will basically never hallucinate and always be correct. Now consider that all complex problems are solved through advanced reasoning combined with knowledge but that advanced reasoning can"  
[X Link](https://x.com/anyuser/status/1876093526280171699)  2025-01-06T02:28Z 47.1K followers, 34.2K engagements


"One of the biggest challenges of trying to develop AI and stay ahead in Europe: EU AI laws are making large and small US companies nervous deciding to block access to many tools and models leaving Europeans behind on cutting-edge AI innovation and learning. Wahnsinn"  
[X Link](https://x.com/anyuser/status/1879106801054196070)  2025-01-14T10:02Z 47.1K followers, 27.5K engagements


"Intressant debatt Vem ska vi tacka vrt historiska vlstnd och framgng. [--]. Till de som skapade vlstndet [--]. Eller de som bestmde hur vinsterna skulle frdelas/investeras Sjlv har jag ofta ppekat att jag r en konsekvens av fri skola sjukvrd och mer Sllan hr jag dock denna grupp i Sverige lyfta de skatteintkter arbetstillfllen exportintkter kompetensfrstrkning jag bidragit till. Klarnas export av finansiella tjnster r strre n hela det "svenska musikundret" Spotify bortrknat s klart. Och p tal om tal - ja jag tycker ocks Ebba Busch gjorde bra ifrn sig i Las Vegas Men sjlva budskapet var ju lite lite"  
[X Link](https://x.com/anyuser/status/1880266763599827199)  2025-01-17T14:51Z 47.1K followers, 36.4K engagements


"Old media cant beat this. Sorry"  
[X Link](https://x.com/anyuser/status/1882138833678188600)  2025-01-22T18:50Z 47.1K followers, 32.4K engagements


"I have a crazy idea for European politicians What if users themselves were responsible for telling truth from lies Not social media companies. Perhaps it could even foster more critical thinking and better equip individuals to distinguish fact from fiction A more resilient democracy"  
[X Link](https://x.com/anyuser/status/1882142888588365915)  2025-01-22T19:06Z 47.1K followers, 117.6K engagements


"Du har ju rtt hr. ver ren har jag som mnga andra entreprenrer frskt balansera hur kan vi uppn mlet om att skapa en bra positiv business som bidrar till samhllet och tillgodoser de av oss uppfattade normer som finns i samhllet bortom lagmssiga krav. I vissa fall har det fallit bttre ut. Klarna har tillskillnad mot storbankerna aktivt tagit bort frseningsavgifter och revolverande krediter och lyckats bevisa att det vertid leder till strre frtroende och en bttre affrsmodell. Som gynnar bde kunder och investerare. Men i andra fall var vra frsk att urtolka vad normen i samhllet r och fatta beslut"  
[X Link](https://x.com/anyuser/status/1882204633667387549)  2025-01-22T23:12Z 47.1K followers, 16.6K engagements


"For the super nerds The EBAs RTS on Strong Customer Authentication and Secure Communication Full Title: Commission Delegated Regulation (EU) 2018/389 of [--] November [----] supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication. Articles [--] to [--] (especially Article 31) detail the requirements for a dedicated interface (i.e. the official open banking API) that banks must provide for TPPs. Article [--] sets out a contingency mechanism"  
[X Link](https://x.com/anyuser/status/1883278107295301804)  2025-01-25T22:17Z 47.1K followers, 50.2K engagements


"For Europe to truly flourish skip the high level stuff as @nntaleb highlights. Start listing clear meaningful actions Good first suggestion by my friend @mpawlo: [--]. Stop the travel circus to Strasbourg costing [---] m euro plus loss of work time. Next suggestion from you:👇🏻 Today Europe is presenting its economic doctrine for the next [--] years. Our three main goals: competitiveness competitiveness competitiveness. https://t.co/SEI2rGMK4h Today Europe is presenting its economic doctrine for the next [--] years. Our three main goals: competitiveness competitiveness competitiveness."  
[X Link](https://x.com/anyuser/status/1885061967619973242)  2025-01-30T20:26Z 47.1K followers, 45.3K engagements


"S ovanligt s modigt s viktigt @CarlOskar Att fler vgar ta en debatt med svensk media om dess metoder. Hittills har detta varit tabu och de som vgat har canclats eller skrikits ned. Man klipper deras citat och sgar de i krnikor som ju bara r sikter. Oberoende om man hr till makten eller inte s str varje sn hr person ensam mot en megafon och kakofoni av rster. vriga som skulle kunna stlla upp och utmana i debatten duckar ngsligt. Titta nr jag beskrev problematiken med Finansinspektionen i Sverige. Jag vet att min sikt delas av storbankernas Vd ar och andra i nringslivet. Men var var de i"  
[X Link](https://x.com/anyuser/status/1887755465750184431)  2025-02-07T06:49Z 47.1K followers, 65.3K engagements


"Ok. I give up. Klarna and me will embrace crypto More to come Yes I know This post will get a huge sigh and [--] views 😂 But it still feels historic. Last large fintech in the world to embrace it. Someone had to be last. And thats a milestone as well of some sort 🥳"  
[X Link](https://x.com/anyuser/status/1888328097998508453)  2025-02-08T20:44Z 47.1K followers, 1.2M engagements


"Btw all crypto fans. Tell me what we should do with it We have [--] m users worldwide. [---] bn of volume. Over [---] m merchants. About 30% of volume is debit not credit. Over [--] million cards. I have some ideas but keen to hear more"  
[X Link](https://x.com/anyuser/status/1888333406544728318)  2025-02-08T21:05Z 47.1K followers, 129.5K engagements


"Wow Will fill my todo list for some while Promise to follow up with all the ideas and suggestions Feel free to follow me and I will keep you in the loop Actually it was [--] great entrepreneurs introduced to me by @andrew__reed that made me see the light"  
[X Link](https://x.com/anyuser/status/1888367930628297103)  2025-02-08T23:22Z 47.1K followers, 59.2K engagements


"Its over a year since we virtually stopped hiring. Klarna shrank from [----] in [----] to about [----] last year. While revenue grew a lot. Our biggest question was what would it do with engagement among our employees It has improved a lot First some critical background: We saw AI and realized this will have large impact. We believed the fairest way to deal with the efficiency gains of AI was to halt recruitment. We shared this internally and that: Total cost of labour will decrease We will take that money saved and invest more in every employee that stays So cost per employee will increase a lot"  
[X Link](https://x.com/anyuser/status/1888718931017290052)  2025-02-09T22:37Z 47.1K followers, 34.3K engagements


"Sometimes youre wrong "Sometimes you're wrong." After previously dismissing crypto as a decentralized Ponzi scheme Klarna CEO @klarnaseb says the firm is exploring an expansion into the cryptocurrency market https://t.co/VwQeQPkI4y https://t.co/U3h5ZVkKKg "Sometimes you're wrong." After previously dismissing crypto as a decentralized Ponzi scheme Klarna CEO @klarnaseb says the firm is exploring an expansion into the cryptocurrency market https://t.co/VwQeQPkI4y https://t.co/U3h5ZVkKKg"  
[X Link](https://x.com/anyuser/status/1890147777671561676)  2025-02-13T21:15Z 47.1K followers, 29.4K engagements


"Yes we did shut down Salesforce a year ago as we have many SaaS providersan internal estimate is about [----] SaaS shut down. Not the end of Salesforce; might be the opposite. Here is what actually happened and how/why we originally intended to NOT share it publicly:"  
[X Link](https://x.com/anyuser/status/1897009208480162100)  2025-03-04T19:40Z 47.1K followers, 344K engagements


"Jag blir galen och sorgligt [---] msek Detta kan man koda med cursor p en halv dag. Vrd skola och omsorg behver mer mnniska. Mindre maskin. Mindre admin. Om politiker/media slutar frakta/beskylla entreprenr/kompetens och ta hjlp av de istllet https://www.vilarare.se/nyheter/digitala-nationella-prov/provplattformen-riskera-forsena-nytt-betygssystem/ https://www.vilarare.se/nyheter/digitala-nationella-prov/provplattformen-riskera-forsena-nytt-betygssystem/"  
[X Link](https://x.com/anyuser/status/1898127628084941211)  2025-03-07T21:44Z 47.1K followers, 71K engagements


"I wish there was a switch in mentality in Europe in government and media. Most companies want to do good. When things go wrong it is more often lack of skill than lack of will. But we fall into the easier narrative of greed. Which is simply not true. The ideas behind GDPR to promote data mobility and consumer owning their data are great. I stand behind them 100%. Yet the implementation of GDPR open banking etc. Has been horrible. I once calculated we loose about [---] lifetime years per day accepting cookies in Europe. Klarna has always does it best to champion privacy data mobility. I spent"  
[X Link](https://x.com/anyuser/status/1910218904305119408)  2025-04-10T06:30Z 47.1K followers, 20.7K engagements


"Today marks [--] years since Klarna processed its first transaction To celebrate I am sharing a secret private email sent to my co-founders a late night in cold Feb [----]. Proud to have predicted the financial crisis [----] But most importantly dont miss the surprising end"  
[X Link](https://x.com/anyuser/status/1910233434137522664)  2025-04-10T07:28Z 47.1K followers, 153K engagements


"Dear EU officials I am co-founder of Klarna one of Europes largest fintech companies. @vonderleyen Please read this about open banking regulation how it needs to be reformed to bring value and innovation. Happy to speak whenever EU ent. help me spread this so she sees it NOTE: Using OpenAi Operator at your bank in EU is illegal by law Web access for assistants was banned years ago as part of Open banking Here is the story of why: [--] years ago I stumbled into Sofort in Germany. A company with the idea to build a digital assistant that would NOTE: Using OpenAi Operator at your bank in EU is"  
[X Link](https://x.com/anyuser/status/1910520482555711603)  2025-04-11T02:29Z 47.1K followers, 129.6K engagements


"S lskigt Definitionen av deep state Folk som anser sig fatta bttre n alla andra och att d man har goda avsikter r alla medel tilltna Aktivera dig politiskt kmpa fr det du tror p men respektera ocks den demokratiska processen https://www.dn.se/sverige/hemligt-natverk-av-klimatengagerade-vaxer-inom-myndigheter-manga-kanner-oro/ https://www.dn.se/sverige/hemligt-natverk-av-klimatengagerade-vaxer-inom-myndigheter-manga-kanner-oro/"  
[X Link](https://x.com/anyuser/status/1912742783884169490)  2025-04-17T05:39Z 47.1K followers, 65.5K engagements


"I believe retail and e-commerce is up for some true disruption due to AI. After [--] years in e-commerce Ive met them all: Zappos Stripe Shein Zara Amazon Sephora Nike Zalando Asos. 1000s of hours Here is how AI assistants will change the game:"  
[X Link](https://x.com/anyuser/status/1915525528469098872)  2025-04-24T21:57Z 47.1K followers, 229.3K engagements


"Ok so help me What am I missing How is this possible Googles search business grew [--] per cent surpassing estimates figures gave comfort to investors who have been watching for any softness in search because of AI chatbots like OpenAIs ChatGPT https://www.ft.com/content/168e9ba3-e2ff-4c63-97a3-8d7c78802d40 https://www.ft.com/content/168e9ba3-e2ff-4c63-97a3-8d7c78802d40"  
[X Link](https://x.com/anyuser/status/1915631372502286581)  2025-04-25T04:58Z 47.1K followers, 134.1K engagements


"16 years ago Michael Moritz joined our board @sequoia invested in Klarna Michael said a real tech company has 50% engineers We had 25% Still Jan [--] [----] eng. [----] non-eng Tot: [----] Apr [--] [----] eng. [----] non-eng Tot: [----] Proud to announce we are finally a tech company"  
[X Link](https://x.com/anyuser/status/1915907738783150217)  2025-04-25T23:16Z 47.1K followers, 64.5K engagements


"Pretty cool to see Klarna surpass PayPal in app downloads globally consistently last weeks. Public data Klarna PR team so allowed to share 😂"  
[X Link](https://x.com/anyuser/status/1915910675551162777)  2025-04-25T23:27Z 47.1K followers, 16.1K engagements


"Klarna gets attention for efficiency gainswe shrank from [----] to [----] people in two years. But I have always highlighted AI is only part of that story. Here is how we got away from analysis/paralysis and into customer obsession and centricity:"  
[X Link](https://x.com/anyuser/status/1932929004593688916)  2025-06-11T22:32Z 47.1K followers, 121.3K engagements


"r det ngn som har tittat nrmare p Lyten batteries som kpt Northvolt Innan vi slnger mer skatte och pensionspengar Ser det inte mrkligt ut med mrkliga LinkedIn profiler oknda namn inga knda investerare Ngn journalist som vill grva Hoppas jag har fel s klart"  
[X Link](https://x.com/anyuser/status/1953851586939121874)  2025-08-08T16:11Z 47.1K followers, 178.9K engagements


"Sorry Jira Bitbucket and Atlassian you are going out. I really like the founders of Atlassian good guys so I want to be mindful here but the software not so much. After being able to leave Salesforce and a number of SaaS let me share:"  
[X Link](https://x.com/anyuser/status/1957789124930286065)  2025-08-19T12:57Z 47.1K followers, 202.4K engagements


"What people dont get especially engineers is that I have vibe coded for over [--] years. I never had the privilege to turn my ideas into reality through code myself. I am not an engineer. I always had to rely on others to turn those ideas into secure well functioning scalable systems. Software that hopefully also did what we wanted to achieve for our customers. Sometimes it worked sometimes it did not. Along the way there were tons of incidents issues refactoring new directions [--] steps forward [--] backward. Vaporware. I was in meetings describing suggesting challenging. What was in the code was a"  
[X Link](https://x.com/anyuser/status/1960701676957884526)  2025-08-27T13:51Z 47.1K followers, 21.2K engagements


"Lt mig slnga in mig i debatten kring svenskhet. Som Sundsvalls fdd och uppvxt i Uppsala men med polska invandrarfrldrar. Jag r svensk Oberoende om ngra andra sger att jag inte r det s kommer det inte frndra att jag frblir svensk"  
[X Link](https://x.com/anyuser/status/1964350058335277268)  2025-09-06T15:28Z 47.1K followers, 146.8K engagements


"Spotted in the wild"  
[X Link](https://x.com/anyuser/status/1965533034477981865)  2025-09-09T21:49Z 47.1K followers, 149.1K engagements


"Fr de som har frgor kring frslaget med Double Sunday AB och Flat stll de grna hr ska jag frska svara s gott jag kan"  
[X Link](https://x.com/anyuser/status/1968272131495735593)  2025-09-17T11:13Z 47.1K followers, 198.2K engagements


"Fascinerande hur ltt det r fr mnga att hitta dliga saker i frndringsfrslag. Och hur tyst det blir nr man frgar om bttre frslag. Det r ju precis detta Sverige lider av brist p folk som har en vision som driver frndringar och som r beredda att st upp fr de"  
[X Link](https://x.com/anyuser/status/1968977219616641134)  2025-09-19T09:55Z 47.1K followers, 19.9K engagements


"Har vi kommit s lngt i Sverige nu s man kan vara bde seris och ansvarstagande men samtidigt dela och tycka att sdant hr r roligt Eller r det fortfarande helt frbjudet och jag blir klhalad av media Korrekt uppfattat https://t.co/OqLwdn4TCG Korrekt uppfattat https://t.co/OqLwdn4TCG"  
[X Link](https://x.com/anyuser/status/1968987044538982665)  2025-09-19T10:34Z 47.1K followers, 73.7K engagements


"While the news of Klarnas successful IPO spread across the world My phone buzzed with more congratulatory messages than I had ever seen. Exhausted happy on my way home one senders name flashed across the screen and caught my attention: Sir Michael Moritz"  
[X Link](https://x.com/anyuser/status/1970854145453064522)  2025-09-24T14:13Z 47.1K followers, 163.6K engagements


"You want better competition between banks A bank tax will not do it. Key lies in [--] friction movement With ONE CLICK I should be able to switch banks and bring all my data and settings with me. Such law would bring down the excess profits in banking Riksbankens rntebesked gav mnga en lttnad. Nu visar det sig att vissa banker behller [--] % av snkningen. Vi vill ka konkurrensen p bankmarknaden och har freslagit en tillfllig bankskatt p bankernas vervinster. https://t.co/hUxWRtygnH Riksbankens rntebesked gav mnga en lttnad. Nu visar det sig att vissa banker behller [--] % av snkningen. Vi vill ka"  
[X Link](https://x.com/anyuser/status/1971309986895806751)  2025-09-25T20:25Z 47.1K followers, 25.2K engagements


"Fljer den hr diskussionen om Montrose p svenska finX. Vara kund hos ett bolag med riktiga mnniskor som @Investeraren som svarar och frklarar. Gr misstag men erknner de. Rttar till. Vs gamla gnget Nordnet/Avanza som lyser med sin frnvaro. Folk som bryr sig"  
[X Link](https://x.com/anyuser/status/1972386756780777566)  2025-09-28T19:43Z 47.1K followers, 48.8K engagements


"Great conversation with John @Borspodden and Jack on Brsens Finest. We talked about the fact that Flat might be the cheapest VC in the world and the only one that gives EVERYONE access Here is the slide that shows what we are talking about quite cool in my opinion"  
[X Link](https://x.com/anyuser/status/1973293858097332678)  2025-10-01T07:48Z 47.1K followers, 42.9K engagements


"When its [-----] AM I have been falling deeply into my passion of work: Klarna vibe coding and writing. And I am supposed to be up in [--] hours for more work then I cant stop myself"  
[X Link](https://x.com/anyuser/status/1974979017796468966)  2025-10-05T23:24Z 47.1K followers, 29.4K engagements


"Det hr r ovrdigt Stefan Palm stller upp fr intervju tar sin tid fr att bertta och inspirera. Jag r super nyfiken p hur han lyckats S stter DI den hr rubriken🤮 det r s frminskande Snlla kan vi g tillbaka till lite respekt fr de som jobbar och skapar saker"  
[X Link](https://x.com/anyuser/status/1976241675333939575)  2025-10-09T11:01Z 47.1K followers, 98.5K engagements


"Inside Klarna our management team was totally aligned. After the IPO we wont obsess over the share price. Lets just focus on execution Yeah right😂 Cut to:every single day Wait why is it up 5% Why down 3% Until one day we saw this chart and went aaaahhhh"  
[X Link](https://x.com/anyuser/status/1977018026362126380)  2025-10-11T14:26Z 47.1K followers, 51.9K engagements


"Det r med gldje jag meddelar att jag freslr ett nnu bttre bud fr Flats aktiegare. Det r ca 16% frre aktier fr att infrliva Klarna aktierna vilket motsvarar cirka: Flat till [--] kr och Klarna till [--] usd med nuvarande vxelkurs USD/SEK Lite mer nedan:"  
[X Link](https://x.com/anyuser/status/1977974679718547590)  2025-10-14T05:48Z 47.1K followers, 72.8K engagements


"One of the more bizarre experiences at Klarna. .was when animal protection groups filed numerous complaints. because the fish in this ad was clearly bred in captivity"  
[X Link](https://x.com/anyuser/status/1978151063510282740)  2025-10-14T17:29Z 47.1K followers, 68K engagements


"Frst r de sura fr att vi INTE noterar Klarna i Stockholm Och sen r de sura fr att vi noterar Klarna i Stockholm Inte ltt alltid att gra folk glada 😉 Trevlig helg"  
[X Link](https://x.com/anyuser/status/1979190794759139371)  2025-10-17T14:20Z 47.1K followers, 53.9K engagements


"Folks struggle with facts on this AI topic Klarna has - made [--] layoffs due to AI - virtually stopped hiring since [----] largely due to AI - through natural attrition this leads us to shrinking 20% per year - savings largely used to accelerate comp. of our employees"  
[X Link](https://x.com/anyuser/status/1979808730373087275)  2025-10-19T07:15Z 47.1K followers, 25.3K engagements


"A few years ago hundreds of engineers spent years writing 150k lines of solid code. Now three or four great ones can do the same in 8-12 weeks. If you cant see how massive that shift is the impact its going to have. I honestly dont know what to tell you"  
[X Link](https://x.com/anyuser/status/1981930599188402280)  2025-10-25T03:47Z 47.1K followers, 59.5K engagements


"Oberoende om man lskar eller hatar Milei kan detta kanske bli vckarklockan fr svensk politik Man kan vinna val tom bli belnad av vljarna: om man faktiskt gr vad man tror r rtt snarare n vad man tror r "populrt" och inte tror att medias bild = folkets sikt"  
[X Link](https://x.com/anyuser/status/1982735438260601137)  2025-10-27T09:05Z 47.1K followers, 69.2K engagements


"Det r skert en del utspdning och snt men @FlatCapital [--] msek i OpenAI p typ [--] bn usd skulle om Reuters ha rtt vara vrt nstan [--] mrd sek. S d har vi minskat Klarnas andel av substansvrdet med en hel del redan dr 😀"  
[X Link](https://x.com/anyuser/status/1983836419580948806)  2025-10-30T10:00Z 47.1K followers, 38K engagements


"Jag gr All In Detta r mitt drm frslag nr jag ger mig in i politiken som jag lskar och som genast hade frpassat mig till under 0.1% sprren. Tunnelbana till Sandhamn Stockholm flytta ut till skrgrden. Vi bor i rda stugor p vackra ar ret om Synar och hjer. https://t.co/HyqhDiwzCa Synar och hjer. https://t.co/HyqhDiwzCa"  
[X Link](https://x.com/anyuser/status/1984573309946904605)  2025-11-01T10:48Z 47.1K followers, 96.2K engagements


"Ive been trying to say this yet politicians in my hometown of Uppsala keep wasting loads of taxpayer money on laying rails for no good reason. Its the same when the Greens (Miljpartiet) oppose roads roads that by the time built will be mostly EV https://sv.wikipedia.org/wiki/Uppsala_sp%C3%A5rv%C3%A4g In Zhuzhou China the world's first railless tram operates on virtual tracks eliminating the need for physical rails. This innovative streetcar can travel up to [--] km/h and carry as many as [---] passengers. https://t.co/3taQ6TeoCb https://sv.wikipedia.org/wiki/Uppsala_sp%C3%A5rv%C3%A4g In Zhuzhou"  
[X Link](https://x.com/anyuser/status/1984721424872063306)  2025-11-01T20:37Z 47.1K followers, 44.7K engagements


"Allts det hr r HELT GALET SNLLA LS NEDAN Jag har mycket gott att sga om vnstern och sossarna MEN det hr specifika problemet bottnar frmst i den djupa klyfta av skepticism som Sossarna och vnstermedia i Sverige odlat mot nringslivet ver decennier. Se mer nedan: Tidsangivelserna hr kan vara det sjukaste jag lst p vldigt lnge https://t.co/n2Joco1z2o Tidsangivelserna hr kan vara det sjukaste jag lst p vldigt lnge https://t.co/n2Joco1z2o"  
[X Link](https://x.com/anyuser/status/1985667366840086962)  2025-11-04T11:16Z 47.1K followers, 103.6K engagements


"@dalilaalibasic1 En gng ingen gng. Tv gnger. Nora Suni ombudsman Ansvar fr: Townhall meeting ordfrandetrffar kampanj och mtesverksamhet i innerstaden (Bromma/Kungsholmen Norra Innerstan Sdermalm). E-mail: @socialdemokraterna.se https://www.dn.se/ekonomi/drommen-blev-en-mardrom-nora-har-forsokt-salja-sin-lagenhet-i-fyra-ar/ https://www.dn.se/ekonomi/drommen-blev-en-mardrom-nora-har-forsokt-salja-sin-lagenhet-i-fyra-ar/"  
[X Link](https://x.com/anyuser/status/1985677166655246746)  2025-11-04T11:55Z 47.1K followers, 13.7K engagements


"Vaaa [--] miljarder vaskat😡😡😡 Som hade kunnat g till fler sjukskterskor lkare och om de vill kortare arbetstid. Men var r skammen Ni har just slsat bort [----] kr PER SVENSK Var r politikerna som str och skms och ber om urskt https://www.svt.se/nyheter/lokalt/vast/rekommendationen-fran-vgr-infor-inte-millenium https://www.svt.se/nyheter/lokalt/vast/rekommendationen-fran-vgr-infor-inte-millenium"  
[X Link](https://x.com/anyuser/status/1985698910711521631)  2025-11-04T13:21Z 47.1K followers, 15.6K engagements


"Ahhh mer vansinne Problemet med svenskar r att ni bara blir arga p frldramten och i bostadsrttsfreningen. Som svensk med polskt blod r detta vad som fr mitt blod att koka. Men ingen verkar arg Slsa bort [----] kr per svensk bara. @klarnaseb Tack fr att du tar upp detta en god vn tekniker gjorde ett skert journalsystem med BankID mm kompatibelt med samtliga andra journalsystem fr ca [--] r sen t ngra privata vrdcentraler. Det tog ca fem mnader till skarp lansering och ca [--] milj i kost. Stat hindrade allt @klarnaseb Tack fr att du tar upp detta en god vn tekniker gjorde ett skert journalsystem med"  
[X Link](https://x.com/anyuser/status/1985723334496022756)  2025-11-04T14:58Z 47.1K followers, 92.7K engagements


"Welcome to Sveavgen [--] Stockholm for the official card-cutting ceremony Ill throw in a goodie bag for anyone who wants to stop by and have me personally cut their old card All in Just like this tweet and Ill send you an invite 😂 @klarnaseb Om du personligen klipper mitt Amex s kommer jag 😂🙏 @klarnaseb Om du personligen klipper mitt Amex s kommer jag 😂🙏"  
[X Link](https://x.com/anyuser/status/1986910719380758616)  2025-11-07T21:36Z 47.1K followers, 174.5K engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing