# ![@jassneetsingha Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1884224100253720577.png) @jassneetsingha Jassneet Singh

Jassneet Singh posts on X about if you, credit cards, cards, money the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1884224100253720577/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1884224100253720577/c:line/m:interactions.svg)

- [--] Week [-------] +111%
- [--] Month [---------] +97%
- [--] Months [---------] +762%
- [--] Year [---------] -34%

### Mentions: [--] [#](/creator/twitter::1884224100253720577/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1884224100253720577/c:line/m:posts_active.svg)

- [--] Week [---] +68%
- [--] Month [---] +42%
- [--] Months [---] +1,086%
- [--] Year [-----] +6,238%

### Followers: [-----] [#](/creator/twitter::1884224100253720577/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1884224100253720577/c:line/m:followers.svg)

- [--] Week [-----] +13%
- [--] Month [-----] +42%
- [--] Months [-----] +716%
- [--] Year [-----] +22,445%

### CreatorRank: [-------] [#](/creator/twitter::1884224100253720577/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1884224100253720577/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  30.83% [stocks](/list/stocks)  11.67% [automotive brands](/list/automotive-brands)  5.83% [countries](/list/countries)  5% [travel destinations](/list/travel-destinations)  2.5% [technology brands](/list/technology-brands)  1.67% [products](/list/products)  0.83% [exchanges](/list/exchanges)  0.83% [cryptocurrencies](/list/cryptocurrencies)  0.83%

**Social topic influence**
[if you](/topic/if-you) 10%, [credit cards](/topic/credit-cards) #267, [cards](/topic/cards) #864, [money](/topic/money) 5%, [india](/topic/india) 5%, [card](/topic/card) #1069, [up to](/topic/up-to) #1705, [$hsbc](/topic/$hsbc) 4.17%, [bank](/topic/bank) #152, [platinum](/topic/platinum) #1711

**Top accounts mentioned or mentioned by**
[@priytanshu](/creator/undefined) [@bigulchugh](/creator/undefined) [@rushilmehtani](/creator/undefined) [@rupaynpci](/creator/undefined) [@grok](/creator/undefined) [@kishorefinance](/creator/undefined) [@ankitdewan](/creator/undefined) [@vaibhavluthra](/creator/undefined) [@ashiskar02](/creator/undefined) [@busybeewayfarer](/creator/undefined) [@noyes99](/creator/undefined) [@volklub](/creator/undefined) [@thetrueccking](/creator/undefined) [@bikash97077](/creator/undefined) [@draditya2935](/creator/undefined) [@sumit22gupta](/creator/undefined) [@asalgotra28](/creator/undefined) [@coolsaintme](/creator/undefined) [@ankitxtech](/creator/undefined) [@suritalreja](/creator/undefined)

**Top assets mentioned**
[HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Marriott International Inc (MAR)](/topic/$mar) [Work X (WORK)](/topic/work-x) [Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@noyes99 I have Atlas and I got Horizon I initially thought to wait for Olympus but then I decided against it. I am not taking a 20k plus gst card. If Atlas is gone I might"  
[X Link](https://x.com/jassneetsingha/status/2008569788491329776)  2026-01-06T16:02Z [----] followers, [----] engagements


"Time to start accumulating ITC Not investment advice"  
[X Link](https://x.com/jassneetsingha/status/2016806141020471539)  2026-01-29T09:30Z [----] followers, [----] engagements


"Amex seems to have patched the Platinum Reserve Platinum Travel switch. But the switch to MRCC still works. So if you're stuck with the Reserve getting an MRCC is a way outand it's a great card too. Switch here: https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards 🔥 How to get the Amex Platinum Travel Card (smart way) 🚨 Do not miss if you ever wanted Amex Platinum Travel in your portfolio. 👉 Step 1: Apply for the Amex Platinum Reserve using this referral https://t.co/CW0a0Z2rzX 👉 Step 2: After activation request an upgrade to Amex"  
[X Link](https://x.com/jassneetsingha/status/2017452863883251791)  2026-01-31T04:20Z [----] followers, [----] engagements


"@rhoeshan @yourpsb @volklub I have been driving a Skoda Kushaq for [--] years. Before that I had an i20. All I can say is this car drives itself. Highway drive is great"  
[X Link](https://x.com/jassneetsingha/status/2018370129554468976)  2026-02-02T17:05Z [----] followers, [---] engagements


"🏏 Half-century 🤝 [-----] points 🏏 Century 🤝 [------] points Credit card users deserve celebrations too. 🥳 PS: ICICI still waiting for those transfer partners. Manifesting Accor 1:1 value extraction moment 😄"  
[X Link](https://x.com/jassneetsingha/status/2018923927649845281)  2026-02-04T05:45Z [----] followers, [----] engagements


"Considering downgrading from Platinum Travel to Membership Rewards (MRCC) Many people are disappointed with the recent devaluation and its understandable. But dont rush to close or downgrade just because the loophole is open its kept open for a reason if you think smartly. Who should actually downgrade [--]. If [--] lakh was already a stretch If hitting [--] lakh required: - wallet loading - manufactured spends - forced payments (NPS insurance etc.) against your preference and you werent spending happily then yes downgrading makes sense. A credit card should optimise natural spends not create stress."  
[X Link](https://x.com/jassneetsingha/status/2019286545736560878)  2026-02-05T05:46Z [----] followers, [----] engagements


"Note: I am salaried and have income from other sources on which I need to pay advance tax which makes the [--] lakh effortless for me. What I really meant to write as salaried I cannot get BizBlack so Amex Plat Travel is the next best card for me"  
[X Link](https://x.com/jassneetsingha/status/2019313505502130184)  2026-02-05T07:33Z [----] followers, [---] engagements


"@getscapia This is not a fair practice. Better stop these programs if they are getting expensive. ⚠ New Scapia onboarding roadblock I discovered today [--] of my friends applied using my link. ✅ Card approved ✅ Video KYC done ✅ Delivery message received But my referral count didnt move 😱 So I called Scapia support. Turns out 👇 Even after approval the referral is https://t.co/MDtyQiR7xv ⚠ New Scapia onboarding roadblock I discovered today [--] of my friends applied using my link. ✅ Card approved ✅ Video KYC done ✅ Delivery message received But my referral count didnt move 😱 So I called Scapia"  
[X Link](https://x.com/jassneetsingha/status/2019336311522611489)  2026-02-05T09:04Z [----] followers, [---] engagements


"@nsinghal211 Long-term view: stick to equity with a good asset allocation mix. Everything looks fancy when assets perform but during price or time corrections asset allocation is the real saviour"  
[X Link](https://x.com/jassneetsingha/status/2019350716834541620)  2026-02-05T10:01Z [----] followers, [---] engagements


"@shutupnaina Lets stop showing the Taj Mahal for everything. Honestly this andto some extentCST station are the only two things still worth noticing anymore. The rest is almost all poor-quality crap"  
[X Link](https://x.com/jassneetsingha/status/2019608869023125606)  2026-02-06T03:07Z [----] followers, [---] engagements


"Looking to add the Amex MRCC or SmartEarn to your card portfolio Amex has reshaped the milestones on the Platinum Travel resulting in a devaluationand honestly 7L is a stretch for many. Although direct applications are still paused here is a workaround to get MRCC or SmartEarn 👇 Step 1) Get the Amex Reserve As soon as the card is issued immediately perform Step 2) To get MRCC: To get SmartEarn: Note: Do not pause after Step 1perform Step [--] immediately. You never know when Amex will close this. https://jasscc.short.gy/sJ5MP2 https://jasscc.short.gy/JagR5S"  
[X Link](https://x.com/jassneetsingha/status/2019621946414039303)  2026-02-06T03:59Z [----] followers, [----] engagements


"Actually these resellers always used Telecom which is rolled up to Utility. I bought an iPhone [--] in Sep [----] on Atlas and the category was Utility and I still got RPs because then Axis was not using category to decide. This is a reseller in Hiranandani Powai. Also few months back I bought an Apple AirTag from reseller in R City and no RP were given. Sad. It is the category that matters. So as you said its best to buy them from Apple stores directly online is better. https://twitter.com/i/web/status/2019623465712787551 https://twitter.com/i/web/status/2019623465712787551"  
[X Link](https://x.com/jassneetsingha/status/2019623465712787551)  2026-02-06T04:05Z [----] followers, [---] engagements


"Please work with a free-only financial planner. Get your plan in place. Once that is in place this excess money (1-2-3 lakhs) can easily be deployed in those same funds. Still don't want to do it Invest in a Nifty [--] Index fund. Pick a large AMC of your choice. Ignore this if you weren't looking for simple advice 😛 https://twitter.com/i/web/status/2019650453563457551 https://twitter.com/i/web/status/2019650453563457551"  
[X Link](https://x.com/jassneetsingha/status/2019650453563457551)  2026-02-06T05:52Z [----] followers, [---] engagements


"@InvestorOfJAMMU They won't return until valuations become really attractive. At current valuations and charges there's not much left for them. Or US bond yields fall to 1-2%"  
[X Link](https://x.com/jassneetsingha/status/2019669451042619461)  2026-02-06T07:08Z [----] followers, [---] engagements


"@Rhidhima1412 It's pure AI worknothing natural about the people's reactions on a collapsing bridge"  
[X Link](https://x.com/jassneetsingha/status/2019673480984461717)  2026-02-06T07:24Z [----] followers, [---] engagements


"@Alain_map got no other better work to do 🤢"  
[X Link](https://x.com/jassneetsingha/status/2019720292726427981)  2026-02-06T10:30Z [----] followers, [--] engagements


"@meenaji7428 @grok pls list the guidelines"  
[X Link](https://x.com/jassneetsingha/status/2019720775465578790)  2026-02-06T10:32Z [----] followers, [---] engagements


"Blended returns per-swipe optimisation. Agree You dont need to optimise every swipe 💳 to win at credit cards. What matters is your blended return 📊 across a small tight portfolio (34 cards). Your portfolio-level RoS beats obsessing over rewards on each transaction. Apply the Pareto principle 🎯 20% effort should cover 80% of your spends. With just three cardsHDFC Infinia Amex Platinum Travel and Axis AtlasI cover 85% of my spends. The rest Mostly UPI & fuel ⛽ Air miles ✈ or cashback 💰 the type may changebut the principle doesnt. Optimise the system not every transaction. 🧠"  
[X Link](https://x.com/jassneetsingha/status/2019781909522591915)  2026-02-06T14:35Z [----] followers, [----] engagements


"@ThetaVegaCap mutual fund sahi hai for al most and most"  
[X Link](https://x.com/jassneetsingha/status/2019815294609551409)  2026-02-06T16:47Z [----] followers, [---] engagements


"@ThetaVegaCap It has beaten ITC also 😀"  
[X Link](https://x.com/jassneetsingha/status/2019835862889205801)  2026-02-06T18:09Z [----] followers, [---] engagements


"@_haroldfinch Zomato BlinkIt Big Basket Also available Juice left"  
[X Link](https://x.com/jassneetsingha/status/2019840574040527089)  2026-02-06T18:28Z [----] followers, [---] engagements


"@ankitXtech @Uber_India @Uber_Support How did the driver cover [--] km in [--] minutes unless he drove at [---] km/h from the first second and never slowed down It is not possible. @Uber_India @Uber_Support please resolve this. 🛑 This is a scam certainly"  
[X Link](https://x.com/jassneetsingha/status/2019862530110464118)  2026-02-06T19:55Z [----] followers, [----] engagements


"@rajatgarg0211 @CoinDCX @CoinDCX this is serious. [--] lakh gone missing Pls help Rajat"  
[X Link](https://x.com/jassneetsingha/status/2019997627518259531)  2026-02-07T04:52Z [----] followers, [--] engagements


"Buy Audi and fly Air India 🤷♂"  
[X Link](https://x.com/jassneetsingha/status/2020019600663200072)  2026-02-07T06:19Z [----] followers, [---] engagements


"@CreditCardsInd So when are you converting your points 😛 #justdoingtimepass"  
[X Link](https://x.com/jassneetsingha/status/2020050247410675993)  2026-02-07T08:21Z [----] followers, [---] engagements


"@InvestorOfJAMMU Buy MF with a good fund manager and forget ✅"  
[X Link](https://x.com/jassneetsingha/status/2020060601687633971)  2026-02-07T09:02Z [----] followers, [--] engagements


"@ashiskar02 but it is a good card. 12k to 24k MR pts; pair it with HDFC Marriott Bonvoy for a luxury stay"  
[X Link](https://x.com/jassneetsingha/status/2020069807954231445)  2026-02-07T09:39Z [----] followers, [--] engagements


"@karenab32 pretty lame"  
[X Link](https://x.com/jassneetsingha/status/2020208126939787451)  2026-02-07T18:48Z [----] followers, [---] engagements


"@kishorefinance I went to multiple dealers; everyone was charging extra be it for Activa Access or Jupiter"  
[X Link](https://x.com/jassneetsingha/status/2020346171089383846)  2026-02-08T03:57Z [----] followers, [----] engagements


"@bigulchugh HSBC Premier after charges it will be 4% in Accor terms. M4B if AEP month. Basically anything that can give you at least 2% net positive is worth it. Otherwise just do a bank transfer"  
[X Link](https://x.com/jassneetsingha/status/2020351707449012729)  2026-02-08T04:19Z [----] followers, [----] engagements


"@Gumnam_Hai__Koi 8% in Accor terms. Every [---] gives 2EM Atlas transfers to Accor 1:2 which makes it [--] Accor pts Every Accor pt is worth [--] currently. And I have my Group A available for it. So will be able to redeem for said %"  
[X Link](https://x.com/jassneetsingha/status/2020353104626307176)  2026-02-08T04:24Z [----] followers, [---] engagements


"@piuvatsa Kiwi Credit Card No matter if you prefer Travel or CashBack rewards theres one payment method you simply cant overlookUPI which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free and offering its best value when paired with the Kiwi Neon https://t.co/NfA3QsKTDp No matter if you prefer Travel or CashBack rewards theres one payment method you simply cant overlookUPI which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free and offering its best value when paired with the Kiwi Neon"  
[X Link](https://x.com/jassneetsingha/status/2020360297366843750)  2026-02-08T04:53Z [----] followers, 13.1K engagements


"@suritalreja They are now giving Infinia only to Infiniti banking relationship holders only now"  
[X Link](https://x.com/jassneetsingha/status/2020362424197734722)  2026-02-08T05:01Z [----] followers, [---] engagements


"They wont sell until you bear charges. They have the right to deny taking payment on CC. Like my dealer had a clear notice upto 5k on CC no charges. Even many doctors charge I know it not allowed but it is a practice. They can just say we will not accept credit card payments. https://twitter.com/i/web/status/2020366662239670426 https://twitter.com/i/web/status/2020366662239670426"  
[X Link](https://x.com/jassneetsingha/status/2020366662239670426)  2026-02-08T05:18Z [----] followers, [----] engagements


"@tausifansarii I have points from others' spends; those will fund it. Such large spends when done on the right credit cards boost rewards and help you get that vacation faster"  
[X Link](https://x.com/jassneetsingha/status/2020392889378042244)  2026-02-08T07:02Z [----] followers, [----] engagements


"@SavingsSimpl I have [--] but I do use Tata Neu Infinity UPI as lot. Whats the catch"  
[X Link](https://x.com/jassneetsingha/status/2020417928408318283)  2026-02-08T08:42Z [----] followers, [---] engagements


"@amitbehalll Every second product has some issue or the other. Better to buy farmland grow our own veggies keep cattle and take milk firsthand"  
[X Link](https://x.com/jassneetsingha/status/2020456658648850691)  2026-02-08T11:16Z [----] followers, [----] engagements


"@Sivasai_77 Multiple options - Do a small trx call bank to confirm or wait for rewards to be posted - IDFC and Roar Credit cards show immediately on the app so do a small trx and know"  
[X Link](https://x.com/jassneetsingha/status/2020459174119813581)  2026-02-08T11:26Z [----] followers, [--] engagements


"@Aryan_G_786 It is paused now for new issuance"  
[X Link](https://x.com/jassneetsingha/status/2020505964240310417)  2026-02-08T14:32Z [----] followers, [---] engagements


"@Aryan_G_786 Get HSBC Live+ it gives 10% upto [----]. Get Swiggy HDFC it gives 10% on Swiggy upto 1500"  
[X Link](https://x.com/jassneetsingha/status/2020521061889056941)  2026-02-08T15:32Z [----] followers, [--] engagements


"Family dinner paid via EazyDiner 10% restaurant discount Paid with HSBC TravelOne another 10% back [----] bill [----] paid Money saved: [---] Rewards points earned: [--] Cherry on top: [--] Indigo BluChips This card quietly saves money month after month on dining. No noise. No hacks. Just consistent value. Beautifully designed card. Even better economics. https://twitter.com/i/web/status/2020558115884978686 https://twitter.com/i/web/status/2020558115884978686"  
[X Link](https://x.com/jassneetsingha/status/2020558115884978686)  2026-02-08T17:59Z [----] followers, [----] engagements


"I bought a scooter recently. This post isnt about what I did its about what I learned. There are several smart ways to pay for a two-wheeler. Sharing the options so you can pick what suits you 👇 👉OFFLINE OPTIONS [--] Axis Magnus Burgundy (AM4B) If you have this its unbeatable. - Base: 4.8% - AEP month: 14% back (28% Accor value) - Even after 2% charges 12% back (24% Accor) This wouldve been my go-to. If I had the card. [--] Axis Atlas (what I used) 8% Accor value 2% charges Net +66.5% [--] HSBC Premier 6% Accor value 2% charges Net +4% 4Kiwi Card 5% CashBack ask the dealer for their UPI check if"  
[X Link](https://x.com/jassneetsingha/status/2020724901985087579)  2026-02-09T05:02Z [----] followers, 13.7K engagements


"@0Human_Being [--] EM per [---] which is 8% Accor. It's the same as what I did except you'll save the 1.61% charge I paid"  
[X Link](https://x.com/jassneetsingha/status/2020726231654920573)  2026-02-09T05:07Z [----] followers, [---] engagements


"@Jay_Matoliya just $5000 😛"  
[X Link](https://x.com/jassneetsingha/status/2020734545432359105)  2026-02-09T05:40Z [----] followers, [---] engagements


"@Jay_Matoliya I think the lawmakers forgot Shakespeare's quote: What's in a name"  
[X Link](https://x.com/jassneetsingha/status/2020739901885751400)  2026-02-09T06:01Z [----] followers, [---] engagements


"@Jay_Matoliya True if he were alive today we would have retracted it. Saying It matters"  
[X Link](https://x.com/jassneetsingha/status/2020742194831982652)  2026-02-09T06:10Z [----] followers, [--] engagements


"Wish I had got the replacement card earlier. The card looks fab and no more hassle to smudge the number. #MRCC #Amex"  
[X Link](https://x.com/jassneetsingha/status/2020759775215276092)  2026-02-09T07:20Z [----] followers, [----] engagements


"@kishorefinance If you mean swapping changing from credit to charge is generally not allowed or given. By the way those upgrade/downgrade links are not workingI checked yesterday"  
[X Link](https://x.com/jassneetsingha/status/2020763541540913538)  2026-02-09T07:35Z [----] followers, [---] engagements


"@bigulchugh that is not fair at all It should be either be 👉Base price to base price Or 👉Final price to final price That would be a fair comparison @HSBC_IN you should look into this"  
[X Link](https://x.com/jassneetsingha/status/2020767285217300573)  2026-02-09T07:50Z [----] followers, [---] engagements


"@RushilMehtani That's the Instamart voucher not Swiggy Money which is the real power. It was available yesterday too when I checked. Maybe it went out of stock when you looked later and is now back. Swiggy Money vouchers are not available on SmartyBuy. Hoping it's only because they are out of stock. https://t.co/KIyeKRj4Ub Swiggy Money vouchers are not available on SmartyBuy. Hoping it's only because they are out of stock. https://t.co/KIyeKRj4Ub"  
[X Link](https://x.com/jassneetsingha/status/2020768194898845783)  2026-02-09T07:54Z [----] followers, [---] engagements


"@bigulchugh MF walo ko nai pata chalta 😛"  
[X Link](https://x.com/jassneetsingha/status/2020827700618031188)  2026-02-09T11:50Z [----] followers, [--] engagements


"@thetrueccking Watch our next time you fly may be a passenger is a Corpse 🧟"  
[X Link](https://x.com/jassneetsingha/status/2020840842085498915)  2026-02-09T12:42Z [----] followers, [--] engagements


"@thetrueccking methods to stack them"  
[X Link](https://x.com/jassneetsingha/status/2020841278339195142)  2026-02-09T12:44Z [----] followers, [---] engagements


"@ravihanda Hyundai Venue is a better choice"  
[X Link](https://x.com/jassneetsingha/status/2020850857231675428)  2026-02-09T13:22Z [----] followers, [--] engagements


"@pranavjindal999 Yes I do pay Cash for properties when it is not Marriott or Accor"  
[X Link](https://x.com/jassneetsingha/status/2020854612870221988)  2026-02-09T13:37Z [----] followers, [--] engagements


"@ankitXtech You also sense something is coming in Feb/March I transferred all my points in Axis from last year to Accor already. 🪓's favourite time to give their customers bad news"  
[X Link](https://x.com/jassneetsingha/status/2020870716724281793)  2026-02-09T14:41Z [----] followers, [----] engagements


"This will boost investments in India and actually Ache din might return. Maybe redefine LTCG to [--] or [--] years. But incentivise genuine long term investors. My Demand: Make Long Term Capital Gain TAX on Equities NIL for individual investor. I welcome the hike in STT (security transaction tax) on derivatives as it can curb reckless speculation. Nearly 90% of retail investors lose money in F&O turning markets into gambling. When STT https://t.co/HhpZd9z8i1 My Demand: Make Long Term Capital Gain TAX on Equities NIL for individual investor. I welcome the hike in STT (security transaction tax) on"  
[X Link](https://x.com/jassneetsingha/status/2020949693304582379)  2026-02-09T19:55Z [----] followers, [---] engagements


"If you are a heavy UPI user there is no better card than the Kiwi Credit Card with Neon membership. Real cash 💴 No redeeming vouchers for the CashBack earned 🤡 Apply here: You get [---] back from Kiwi on using this link after you complete the 1st transaction. https://gokiwi.sng.link/E5owq/afdy/3m4a No matter if you prefer Travel or CashBack rewards theres one payment method you simply cant overlookUPI which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free and offering its best value when paired with the Kiwi Neon https://t.co/NfA3QsKTDp"  
[X Link](https://x.com/jassneetsingha/status/2020952751891677543)  2026-02-09T20:07Z [----] followers, [---] engagements


"@ankitdewan HSBC is on 🔥"  
[X Link](https://x.com/jassneetsingha/status/2021084119388782835)  2026-02-10T04:49Z [----] followers, [---] engagements


"Look at the jump in DII % holding since Covid. FII holding is nearing its lowest level since [----]. Lets see how the future unfolds but we do need FII money for another bull run. Until then it is a great accumulation period for us. Cheers"  
[X Link](https://x.com/jassneetsingha/status/2021091108684693816)  2026-02-10T05:17Z [----] followers, [---] engagements


"And the purchase is successful. 🎉 Points credited ✅ Booked a Suzuki Access [---] for [----] lakh Dealer asked for 3% card charges. I offered 1%. We settled at 2%. 2% of [----] lakh = [----]. At swipe time I politely asked: Can you round it down to [----] He hesitated then agreed. Effective charge: 1.61%. Swiped https://t.co/eDMiDiryDM Booked a Suzuki Access [---] for [----] lakh Dealer asked for 3% card charges. I offered 1%. We settled at 2%. 2% of [----] lakh = [----]. At swipe time I politely asked: Can you round it down to [----] He hesitated then agreed. Effective charge: 1.61%. Swiped"  
[X Link](https://x.com/jassneetsingha/status/2021096105879191662)  2026-02-10T05:37Z [----] followers, 20.8K engagements


"@Seefoodeatit Yes I am already moving to Accor as and when they get accumulated. Waiting for my renewal miles then will move them all together"  
[X Link](https://x.com/jassneetsingha/status/2021120372985536792)  2026-02-10T07:13Z [----] followers, [---] engagements


"Some of you asked why I said 126k in the post earlier and the swipe is 124k. I did a test transaction while booking. Attaching that screenshot for clarity"  
[X Link](https://x.com/jassneetsingha/status/2021192832929890343)  2026-02-10T12:01Z [----] followers, [---] engagements


"@vaibhavluthra Yes but try enrolling and see if there's an offer. If none it will say "No Offer" for any of your cards. https://www.americanexpress.com/en-IN/account/loginDestPage=https%3A%2F%2Foneforms.americanexpress.com%2FiForms%2Fsecure%2Fenrollmentplus_en_IN%3Fpage%3D1%26fileName%3DQ1SpendStim2026_PortSegment_4.csv%26campaignId%3DExclusive%2BSpend%2Band%2BEarn%2BOffer%26TermsCondition%3Dhttps%253A%252F%252Fwww.americanexpress.com%252Fcontent%252Fdam%252Famex%252Fin%252Fservices%252FQ1SpendandEarn2026_PortSegment_4_TnC.pdf%26journeyId%3D5f7f1a74-128b-b6b0-efc7-46ef0216cbb4"  
[X Link](https://x.com/jassneetsingha/status/2021202733211230624)  2026-02-10T12:40Z [----] followers, [---] engagements


"@bigulchugh But gold silver toh Zepto pr bi nai le sakte na 😄"  
[X Link](https://x.com/jassneetsingha/status/2021302848202342518)  2026-02-10T19:18Z [----] followers, [---] engagements


"@Apple can we please have a plan that lets us buy the storage we actually need After 200GB you jump straight to 2TB. Please add 500GB and 1TB plans. Make storage and customer costs increase linearly"  
[X Link](https://x.com/jassneetsingha/status/2021411596464161099)  2026-02-11T02:30Z [----] followers, [---] engagements


"@bikash97077 Need [--] years to get a vacation in India 😄"  
[X Link](https://x.com/jassneetsingha/status/2021427361217118649)  2026-02-11T03:33Z [----] followers, [---] engagements


"@RushilMehtani The govt should Inforce it in a diff way. The bill cannot have this line item. Abolish it completely"  
[X Link](https://x.com/jassneetsingha/status/2021436406380495150)  2026-02-11T04:09Z [----] followers, [---] engagements


"@bikash97077 Only issue 👇 @DrAditya2935 The only problem is that Accor does not have properties in India at those hill stations/vacation locations. Udaipur and Jaipur are exceptions. @DrAditya2935 The only problem is that Accor does not have properties in India at those hill stations/vacation locations. Udaipur and Jaipur are exceptions"  
[X Link](https://x.com/jassneetsingha/status/2021443978324050007)  2026-02-11T04:39Z [----] followers, [--] engagements


"@grok How can I mute all Scapia-related posts on my feed"  
[X Link](https://x.com/jassneetsingha/status/2021491412118933749)  2026-02-11T07:48Z [----] followers, [---] engagements


"@grok Thanks"  
[X Link](https://x.com/jassneetsingha/status/2021492044225769694)  2026-02-11T07:50Z [----] followers, [---] engagements


"@suritalreja @grok Na [--] hours is fine I just want to test this feature"  
[X Link](https://x.com/jassneetsingha/status/2021493251308667279)  2026-02-11T07:55Z [----] followers, [--] engagements


"Swiggy is clearly tightening the screws. First no benefits on ICICI iShop. Then 5000/month cap via HDFC SmartBuy. Now discontinuing the HDFC Swiggy Credit Card (which was honestly a solid card). Back-to-back devaluations. Feels like Swiggy is prioritising profitability over partnerships. Optimising Swiggy spends via credit cards might not be as easy going forward. Time will tell. 👀 https://twitter.com/i/web/status/2021583769069834253 https://twitter.com/i/web/status/2021583769069834253"  
[X Link](https://x.com/jassneetsingha/status/2021583769069834253)  2026-02-11T13:55Z [----] followers, [----] engagements


"Axis is again bang on time. 👏 [----] EDGE Miles just got credited as my Gold tier annual benefit on the Axis Atlas. No chasing. No emails. No wait [--] days. Just system working as promised. 😎 After consecutive years on Platinum Gold does feel a little odd and different. But honestly it doesnt matter. Im happy with Gold. Renewal fee hits on the 30th and Axis is spot on to make changes in real time. Truly a great bank when it comes to expense tracking https://t.co/fTEx6XBA0j After consecutive years on Platinum Gold does feel a little odd and different. But honestly it doesnt matter. Im happy"  
[X Link](https://x.com/jassneetsingha/status/2021598376379261069)  2026-02-11T14:53Z [----] followers, [----] engagements


"The Apply button is back 🤔 HDFC Swiggy Credit Card If you wanted this card and were just delaying this could be your chance. Not sure how long itll stay open. Grab it before its gone. Try your luck. Apply here : http://jasscc.short.gy/Q3dhE7 Swiggy is clearly tightening the screws. First no benefits on ICICI iShop. Then 5000/month cap via HDFC SmartBuy. Now discontinuing the HDFC Swiggy Credit Card (which was honestly a solid card). Back-to-back devaluations. Feels like Swiggy is prioritising https://t.co/7ZzSRUv6Cz http://jasscc.short.gy/Q3dhE7 Swiggy is clearly tightening the screws. First"  
[X Link](https://x.com/jassneetsingha/status/2021790985261662574)  2026-02-12T03:38Z [----] followers, [----] engagements


"@YourCardJourney One more question: please share the link to the product if you don't mind"  
[X Link](https://x.com/jassneetsingha/status/2021892121633116183)  2026-02-12T10:20Z [----] followers, [---] engagements


"@BusyBeeWayfarer @RuPay_npci Im not aware seriously. But Im almost on the verge of simply going back to UPI from my bank account. Why the unnecessary stress"  
[X Link](https://x.com/jassneetsingha/status/2021997581530964429)  2026-02-12T17:19Z [----] followers, [----] engagements


"Diet Coke has zero sugar and calories but research links regular consumption to potential health issues like increased risk for stroke heart disease type [--] diabetes kidney problems and dental erosion primarily due to artificial sweeteners (aspartame sucralose) and acidity which can disrupt gut health affect metabolism and lead to cravings for other sweets making moderation key and water a better choice. They better add Sugar only 😄 https://twitter.com/i/web/status/2022011690657927379 https://twitter.com/i/web/status/2022011690657927379"  
[X Link](https://x.com/jassneetsingha/status/2022011690657927379)  2026-02-12T18:15Z [----] followers, [----] engagements


"@abcdarsh @RuPay_npci It is clearly a lack of awareness. Most vegetable/fruit vendors rarely have per-transaction amounts above [----]. Still they are getting disabled. Clearly either the merchant category is incorrect or they are blindly following rules"  
[X Link](https://x.com/jassneetsingha/status/2022013773901693059)  2026-02-12T18:23Z [----] followers, [----] engagements


"@wittysiddharth Nice upgraded Magnus to M4B. 5:4 loading. Surely doing it on time before 🪓 announces something 😄"  
[X Link](https://x.com/jassneetsingha/status/2022021515404095951)  2026-02-12T18:54Z [----] followers, [---] engagements


"@sumit22gupta @BusyBeeWayfarer @RuPay_npci RuPay Physically- MDR should be taken. Today also for Visa/ Master/ Diner/ Amex merchants are paying. Charge a little lower. UPI on CC - should be basis the amounts. Allow merchant to choose. This is one good example 👇"  
[X Link](https://x.com/jassneetsingha/status/2022030060237336953)  2026-02-12T19:28Z [----] followers, [----] engagements


"@Vijit_Sahu99 @RuPay_npci Boss I am saying why are they even charging small merchants. Pls choose words wisely sir. Desperate was not needed 😄 Read my view point here 👇 @sumit22gupta @BusyBeeWayfarer @RuPay_npci RuPay Physically- MDR should be taken. Today also for Visa/ Master/ Diner/ Amex merchants are paying. Charge a little lower. UPI on CC - should be basis the amounts. Allow merchant to choose. This is one good example 👇 https://t.co/SvnBejGdAM @sumit22gupta @BusyBeeWayfarer @RuPay_npci RuPay Physically- MDR should be taken. Today also for Visa/ Master/ Diner/ Amex merchants are"  
[X Link](https://x.com/jassneetsingha/status/2022030780311204294)  2026-02-12T19:31Z [----] followers, [---] engagements


"Yeah ✌. We're all just discussingwe have a product to use and it's turning out to be useless. I'm not denying the point that businesses need money to survive My whole point here was: why launch credit cards at all We were happy earlier paying from the bank. Was it a carrot dangled without much thought https://twitter.com/i/web/status/2022034288469061772 https://twitter.com/i/web/status/2022034288469061772"  
[X Link](https://x.com/jassneetsingha/status/2022034288469061772)  2026-02-12T19:45Z [----] followers, [--] engagements


"Okay you're clearly not getting what I'm trying to say. Why launch the CC feature if I can't use it I'm also happy to go back to the old Bank UPI/cash option. Think from another perspective: I pay annual fees for my RuPay Credit Card (I paid [----] for my Tata Neu Infinity) and when I can't use the feature I paid for I have the right to question it. Hope you understand now. Peaceno point discussing further. I never said you are wrong. https://twitter.com/i/web/status/2022211984922653088 https://twitter.com/i/web/status/2022211984922653088"  
[X Link](https://x.com/jassneetsingha/status/2022211984922653088)  2026-02-13T07:31Z [----] followers, [--] engagements


"@ashiskar02 @noyes99 Olympus is not being issued. I checked a few weeks ago"  
[X Link](https://x.com/jassneetsingha/status/2022222514118963653)  2026-02-13T08:13Z [----] followers, [--] engagements


"@no_one_28 @RuPay_npci UPI CC loosing steam is definitely the case. Now bank bring CC only in the hope that a good chunk only pays Minimum Due and keep paying hefty interest"  
[X Link](https://x.com/jassneetsingha/status/2022237853561069900)  2026-02-13T09:14Z [----] followers, [---] engagements


"@Tirthhh30 @9elcapitano @AbhinavXJ Thanks for the advice"  
[X Link](https://x.com/jassneetsingha/status/2022311982813290731)  2026-02-13T14:08Z [----] followers, [--] engagements


"@Asalgotra28 @noyes99 30k Atlas 1L Horizon"  
[X Link](https://x.com/jassneetsingha/status/2022368861677576478)  2026-02-13T17:54Z [----] followers, [--] engagements


"@Asalgotra28 @noyes99 Yes works Both the cards have their own quote to transfer to Accor per calendar year"  
[X Link](https://x.com/jassneetsingha/status/2022369949705183413)  2026-02-13T17:59Z [----] followers, [--] engagements


"@YourCardJourney Corporate card hai so direct application via company portal"  
[X Link](https://x.com/jassneetsingha/status/2022534206736470207)  2026-02-14T04:51Z [----] followers, [--] engagements


"One card. Cashback + Travel. 💳✈ If you meet the income eligibility and keep spends low disciplined and essential this one card can do it all. HDFC Tata Neu Infinity Yes it nudges you into the Tata ecosystem via the Tata Neu app. If youre even mildly committed the switch is smoothno friction. Everyday wins 👇 (via Tata Neu app) 🥦 Groceries (BigBasket) [--] to 10% NeuCoins 💡 Electricity 5% 🔥 Piped Gas 5% 📱 Mobile Recharge 5% 💊 Medicines & Labs (Tata 1MG) 5% 🛡 Insurance 5% 💍 Gold (Tanishq/Mia) 5% 🍔 Food Delivery (Zomato) 10% Zomato Cash (limited period) 👕 Clothing (Tata CliQ / Westside /"  
[X Link](https://x.com/jassneetsingha/status/2002340543045705929)  2025-12-20T11:29Z [----] followers, 23.7K engagements


"Another day another saving. This time HSBC TravelOne got swiped ✈ If you're departing or arriving at an Adani-managed airport you're in luck. HSBC 🤝 Adani Duty Free have partnered to bring an interesting offer. Offer details 👇 - 15% off (capped at 3000) on Adani One App Duty Free section - Code: HSBCDF15 - Valid till [--] March [----] - Usable once per card per month - Valid on Premier TravelOne and Taj cards [----] savings on top of pre-order discounts is simply amazing. Discount first. Rewards on top. This is how airport shopping quietly becomes more rewarding with the right card."  
[X Link](https://x.com/jassneetsingha/status/2021062965672505512)  2026-02-10T03:25Z [----] followers, 15.2K engagements


"💳 Its here the Amazon Pay ICICI Bank Credit Card. 🤔 Why did I get it Honestly because it popped up during checkout. Clicked next-next. Approved instantly (already hold ICICI EPM). No VKYC. Done. Reasons Devaluations everywhere wrt AZ Pay GV Im mostly an Amazon user Gift card routes keep changing this may come in handy someday LTF. No downside. Just parked in the wallet. Now the ICICI duo is complete 😌 Btw why do they still print the number on the front 🤷♂ 🛒 Amazon Pay ICICI Bank Credit Card 💳 Lifetime free no joining or annual fees 💰 Unlimited cashback auto-credited to Amazon Pay"  
[X Link](https://x.com/jassneetsingha/status/2021833118534316355)  2026-02-12T06:25Z [----] followers, 28.5K engagements


"🛒 Amazon Pay ICICI Bank Credit Card 💳 Lifetime free no joining or annual fees 💰 Unlimited cashback auto-credited to Amazon Pay Balance 🔥 A must-have card for frequent Amazon shoppers I applied and got it approved today. Apply here: ✨ Cashback Structure 5% on Amazon shopping & travel (Prime members) 3% for non-Prime members 2% on bills recharges & Amazon Pay partner merchants 1% on all other spends 🎁 Additional Perks ✈ [--] domestic lounge visit per quarter* ⛽ 1% fuel surcharge waiver 🌍 Low forex markup: 1.99% *Lounge access applicable on [-----] spend in the previous quarter."  
[X Link](https://x.com/jassneetsingha/status/2020838169726591104)  2026-02-09T12:32Z [----] followers, 33.6K engagements


"@CatchMeAbhiOrb @vatsalk9 @RushilMehtani hahahah . Busy days yr with demanding work + X schedule milenge jaldi"  
[X Link](https://x.com/jassneetsingha/status/2021451595377148264)  2026-02-11T05:09Z [----] followers, [--] engagements


"RuPay credit card transactions on UPI up to [----] are generally free while transactions above this limit may attract a small fee. The exact charge varies by bank policies but is typically around 1.1% per transaction. This is what I found with a simple Google search. I'm not sure if it's the most recent information. https://twitter.com/i/web/status/2021980767749025896 https://twitter.com/i/web/status/2021980767749025896"  
[X Link](https://x.com/jassneetsingha/status/2021980767749025896)  2026-02-12T16:12Z [----] followers, [----] engagements


"Marriott redemption rates in India are moving up relentlessly and its forcing a hard reset on how I value MR points. Holding on to a [---] valuation no longer feels realistic. From a purely rational pricing lens even [---] per MR point is starting to make sense. This isnt driven by emotion or pessimism its simple math. Luxury hotel pricing in India has gone up sharply across the board. Taj Marriott ITC The Leela no ecosystem is insulated anymore. Room rates are rising and redemptions are getting costlier. https://twitter.com/i/web/status/2021294177200521432"  
[X Link](https://x.com/jassneetsingha/status/2021294177200521432)  2026-02-10T18:44Z [----] followers, 18.3K engagements


"@DrAditya2935 The only problem is that Accor does not have properties in India at those hill stations/vacation locations. Udaipur and Jaipur are exceptions"  
[X Link](https://x.com/jassneetsingha/status/2021405628875538754)  2026-02-11T02:07Z [----] followers, [----] engagements


"Another day. Another optimisation. This time ICICI Bank Emerald Private Metal quietly did its job. 💳✨ The ladies at home planned a proper self-care & pampering salon day at Lakm Salon and smartly chose Tuesday (30% off day 👏). Heres how the math unfolded: 💇♀ Bill before discount: [--------] 🎯 After Tuesday 30% discount: [--------] Most people would stop here. But optimisation doesnt. I checked: HSBC offer Flat [----] on 3000+ ❌ (inefficient for a high bill) HDFC Bank SmartBuy No Lakm vouchers ❌ One last try ICICI iShop 🎁 Lakm vouchers available 💰 18% value back 18% on [-----] [----] back So"  
[X Link](https://x.com/jassneetsingha/status/2021448359802962361)  2026-02-11T04:57Z [----] followers, 11.2K engagements


"UPI + Credit Cards: A Great Idea Losing Steam I have a simple question for @RuPay_npci leadership and I genuinely hope this reaches the right people. If merchants are allowed to freely disable credit card acceptance on UPI then what was the objective behind enabling RuPay credit cards on UPI in the first place What problem did this actually solve Was the goal wider adoption or just a feature on paper https://twitter.com/i/web/status/2021975591726330360 https://twitter.com/i/web/status/2021975591726330360"  
[X Link](https://x.com/jassneetsingha/status/2021975591726330360)  2026-02-12T15:52Z [----] followers, 72.3K engagements


"Fire at Colaba Mumbai 😢"  
[X Link](https://x.com/jassneetsingha/status/2021997169532973488)  2026-02-12T17:17Z [----] followers, [---] engagements


"Shared by @Himanshutrader on another thread. He is a merchant himself and the screenshot clearly shows Paytm had an option to allow: Up to 2k No charge Above 2k Charge and they can disable it. Nice this should be made standard. Solves all problems for small merchants. https://x.com/himanshutrader/status/2021989289538859230s=46 https://x.com/himanshutrader/status/2021989289538859230s=46"  
[X Link](https://x.com/jassneetsingha/status/2022018846216139076)  2026-02-12T18:43Z [----] followers, [----] engagements


"Travelling with an Infant on IndiGo This is a must-read 👇 Hint: Its a hack to book adjacent seats for free Do not miss this if you are travelling with infant on Indigo. A friend traveling with his wife and infant tried to complete web check-in. As visible in the image all available seats were shown in alternate rows with no adjacent seats selectable together. For almost a https://t.co/2pEZEvooUl Do not miss this if you are travelling with infant on Indigo. A friend traveling with his wife and infant tried to complete web check-in. As visible in the image all available seats were shown in"  
[X Link](https://x.com/jassneetsingha/status/2022162968331661531)  2026-02-13T04:16Z [----] followers, [---] engagements


"RT @ankitdewan: A genuine question. If most merchants don't support payment by credit cards then why promote Rupay credit cards for UPI wi"  
[X Link](https://x.com/jassneetsingha/status/2022170880080761237)  2026-02-13T04:48Z [----] followers, [--] engagements


"Looking for a miles card for moderate spends Look no further. 🤔 With Axis Atlas off the table (and no comeback in sight) Axis Horizon is the best miles card in the Axis lineup for moderate spends. It just makes complete sense. [----] fee [-----] Accor value (Year 1) Renewal [----] Accor value back. Apply here: 👇 Details below If you have any questions or doubts feel free to drop a comment and Ill get back to you. https://jasscc.short.gy/ZkqSrk If youre eligible and have a free slot in your Axis portfolio the Axis Bank Horizon Credit Card is a no-brainerespecially in the first year. 🎁 Welcome"  
[X Link](https://x.com/jassneetsingha/status/2022196196790726770)  2026-02-13T06:28Z [----] followers, [----] engagements


"Today I overheard a heated argument on the road. One man said: I pay 30% tax. I deserve this service. The other replied: I pay nothing. I dont care. And thats when it struck me. Until a majority of Indians feel tax coming out of their own pocket nothing will truly change. When you pay you demand. When you dont feel the pinch you disengage. You and I can keep demanding better roads better systems better governance. But real accountability begins when people have skin in the game. Not a popular thought. But maybe an honest one"  
[X Link](https://x.com/jassneetsingha/status/2022338509252796547)  2026-02-13T15:54Z [----] followers, 85.2K engagements


"RT @vaibhavluthra: Finally setup done ✅ Switching phones is exciting but its WORK 😅 Here are a few learnings: 🔹 Wi-Fi transfer can fail"  
[X Link](https://x.com/jassneetsingha/status/2022367001830903851)  2026-02-13T17:47Z [----] followers, [--] engagements


"What Amex colors do you have in your wallet 👀 Thats basically the full Amex color palette Gold Silver and Green all in one hand. Blue and Black are missing. 😝"  
[X Link](https://x.com/jassneetsingha/status/2022530099913105525)  2026-02-14T04:35Z [----] followers, [----] engagements


"Airport lounges should become obsolete with more of these. Imagine credit cards coming up with features like free chai and samosa at Udan Yatri Cafe 😄 When airport basics meet affordability. This proves that if Government decides it can achieve the unthinkable Kudos to @MoCA_GoI @RamMNK @JM_Scindia @PMOIndia @AdaniOnline Way to go #ahmedabad #airport #transformation https://t.co/yjmdjHyuWK When airport basics meet affordability. This proves that if Government decides it can achieve the unthinkable Kudos to @MoCA_GoI @RamMNK @JM_Scindia @PMOIndia @AdaniOnline Way to go #ahmedabad #airport"  
[X Link](https://x.com/jassneetsingha/status/2022563930514866313)  2026-02-14T06:49Z [----] followers, [----] engagements


"@RoadsOfMumbai @volklub"  
[X Link](https://x.com/jassneetsingha/status/2022598508273078630)  2026-02-14T09:07Z [----] followers, [---] engagements


"Deal unlocked. 😌🔥 [----] Dining Voucher ✅ Valentines Cookie Box ✅ Diapers for Kiddo ✅ Now thats what I call a masterstroke order. 😝 Paid using Blinkit vouchers bought via EPM at 18% value back. Stacked. Optimised. Beautiful deal. 💳✨ Shop on Blinkit & unlock a District by Zomato dining voucher worth up to [----]. 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher Voucher auto-added after delivery. Redeem via District app (once per user). Groceries https://t.co/lEl0iLwnvH Shop on Blinkit & unlock a District by Zomato dining voucher worth up to [----]. 🛒 [----] spend"  
[X Link](https://x.com/jassneetsingha/status/2022624700434894991)  2026-02-14T10:51Z [----] followers, [----] engagements


"RT @jassneetsingha: Deal unlocked. 😌🔥 [----] Dining Voucher ✅ Valentines Cookie Box ✅ Diapers for Kiddo ✅ Now thats what I call a master"  
[X Link](https://x.com/anyuser/status/2022727779176063198)  2026-02-14T17:40Z [----] followers, [--] engagements


"@volklub Veerji ignore those noises. Your advice is perfect"  
[X Link](https://x.com/jassneetsingha/status/2022906425404756069)  2026-02-15T05:30Z [----] followers, [---] engagements


"Booked a Suzuki Access [---] for [----] lakh Dealer asked for 3% card charges. I offered 1%. We settled at 2%. 2% of [----] lakh = [----]. At swipe time I politely asked: Can you round it down to [----] He hesitated then agreed. Effective charge: 1.61%. Swiped [----] lakh on Axis Atlas Credit Card. Even without milestones: 8% travel value [-----]. So yes our new Access just paid for a one-night hotel stay 🏨 Lesson: Negotiate first. Swipe confidently. Ask politely for a round-down. It worked for me. Might work for you too. https://twitter.com/i/web/status/2020189794798825918"  
[X Link](https://x.com/jassneetsingha/status/2020189794798825918)  2026-02-07T17:35Z [----] followers, 660.5K engagements


"Shop on Blinkit & unlock a District by Zomato dining voucher worth up to [----]. 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher Voucher auto-added after delivery. Redeem via District app (once per user). Groceries today. Date night on them. 💳✨"  
[X Link](https://x.com/jassneetsingha/status/2022578135741444222)  2026-02-14T07:46Z [----] followers, [----] engagements


"Accident near J&J Mulund LBS Marg Mumbai"  
[X Link](https://x.com/jassneetsingha/status/2022591302832177606)  2026-02-14T08:38Z [----] followers, [----] engagements


"More visuals 😢😢"  
[X Link](https://x.com/jassneetsingha/status/2022594482932514838)  2026-02-14T08:51Z [----] followers, [---] engagements


"Peace 24% extra alpha. In [------] I accepted something honestly: Stock picking is not my forte. I was spending way too much time tracking every stock every other day feeling anxious when mine didnt move and worse when others were flying. Thats when I decided this is not a game I want to play long term. So I moved 100% of my portfolio into mutual funds. Trust me the last 18+ months have been peaceful. Returns Good enough. Now I: Do my regular SIPs Add lump sums during 510% dips (if cash is available) Dont track markets daily Thats it. No stress. No comparison. No FOMO. Life is chill. Seriously."  
[X Link](https://x.com/jassneetsingha/status/2022764437254619498)  2026-02-14T20:06Z [----] followers, [---] engagements


"Looks like were not too far from seeing this on our bills 😅 - App Opening Fee - Order Placement Fee - Delivery Partner Allocation Fee - Heavy Package Surcharge - E20 Fuel Adjustment Fee - Labour Convenience Fee - Driving Effort Fee - Staircase / Lift Usage Fee - Order Handover Fee At this rate we might soon be paying just to think about ordering. New charge in market by q-com. Late night convenience charge https://t.co/ZVAX0Oo4xC New charge in market by q-com. Late night convenience charge https://t.co/ZVAX0Oo4xC"  
[X Link](https://x.com/jassneetsingha/status/2022767379768578315)  2026-02-14T20:18Z [----] followers, [---] engagements


"UPI + RuPay Credit Card: Great on Paper Struggling in Reality I read 40+ comments and the sentiment is clear:l 👉2%+ MDR (plus GST) is killing merchant adoption especially for small businesses with thin margins. 👉Even the free under [----] rule is applied inconsistently. Platform fees and misclassification issues persist. 👉Merchants want a [----] cap-lock feature (like Paytm) to prevent accidental high-fee transactions. 👉Even large platforms like IRCTC arent accepting RuPay credit cards on UPI. 👉PSPs are bundling all RuPay CC transactions and charging indiscriminately. 👉Some users are"  
[X Link](https://x.com/jassneetsingha/status/2022912386651324534)  2026-02-15T05:54Z [----] followers, [---] engagements

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